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crystalracing · 6 years ago

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Kimi Raikkonen 2008: Connecting the "dots"

September 10, 2013 UPDATE: Today, Ferrari announced Kimi's re-signing for 2014 F1 season as a SF driver. In many ways this is a confirmation of what we have been saying all along that Kimi's ousting at the end of his first stint took place under a totally unusual circumstances which had nothing to do with his racing and driving abilities.

I'll continue to update this documentary blog as new information becomes available but judging from the visitor traffic to this blog a lot of people are now even more curious as to why would Ferrari re-employ Kimi if in fact all those reasons and justifications to fire him were true... So, my guess is that we'll continue to learn a lot more about the details of 2008 events as the insiders continue to talk (they always do...). We'll keep this documentary blog as an example of a Hall of Shame Piece for Formula One Journalists who have been either sleeping on the job or too scared to expose/talk about what goes on behind close doors...

This is the working version of the article "

Why Kimi was not on top of his game in 2008"

-- the original was published in AS forum and F1Bias.com (Soren is a good friend).

Dates of events in the following timeline are important, because according to official Ferrari, or Santander accounts, and timelines most of the following did NOT take place in 2008, but in 2009.

You may read all original articles in this blog in their timeline order (starting from the bottom on the main page, all articles are posted under their original 2008 dates).

Why Kimi was not on top of his game in 2008

by wrcva

The period between April-July 2008 is probably one of the worst periods not only for Kimi’s F1 career but probably in his life. All his life he and his family believed in hard work and doing their best to achieve good things on merit. In Kimi’s case this means putting his natural talents to best use in performing, and winning races.

2007 season was a dream come true year for Kimi. He won the closely fought Formula One (F1) World Drivers Championship (WDC) and was ready for defending his title in 2008. From all indications outlook for the 2008 season was pretty good, arguably conditions were even better than the 2007 season for Kimi to defend his title.

Backdrop for 2008:

As of April, Kimi Raikkonen is already leading in WDC points 4 races into the 2008 season. Generally, life is good other than the management changes that took place at Ferrari as

Stefano Domenicali

replaced

Jean Todt

as the head of Scuderia Ferrari the 1st of January 2008. It's no secret that Todt and

Luca di Montezemolo

(LdM)

had a power struggle within Ferrari, something which lead to Todt'd eventual and swift exit. With Todt effectively out of the way from early 2008 and Domenicali, di Montezemolo's protege, in his place it was basically a different Scuderia overnight

(thanks to OSX).

"In 2007, [Todt] prepared the ground for Stefano Domenicali to succeed him as head of the Scuderia as from 1 January 2008. Then, on 18 March 2008, he resigned his position as Special Advisor to the Ferrari board, to be replaced by Amedeo Felisa. He nonetheless remained a member of the board of Ferrari for a further year before resigning all his functions within the Italian firm in March 2009."

April 27, 2008

-- FIA post-race press conf after winning Spain —

Kimi –

“It was a perfect weekend for us in Barcelona,” explained Raikkonen. ��We were going really fast all the time and we didn’t have the slightest problem. Many times I have won and afterwards still had the feeling that it could have gone better. This time I did not have that feeling: this was probably the best weekend I’ve ever had in my career.”

Comment

: The guy won Spain just several days ago… then, all of a sudden Public Relations (PR) seed planting & “rumors” kick in. It is not clear who started them but the mission was to melt the iceman because it would be terrible PR to get rid of a 2 times WDC, in the event that he managed to win the 2nd one in 2008.

In the following, partially narrated timeline, I tried to put the main news item with the earliest approx. date of first showing up (in google news based on article posting date) out of 100s or 1000s regurgitated ones for each article. They give a good glimpse into what was in Kimi’s mind as he was facing a psychological PR war, aside from racing issues during 2008.

May 1, 2008

–

Luca di Montezemolo:

Massa’s future with the team is secure. It will be too damaging to partner Alonso with Kimi.

Keke Rosberg:

Kimi has to make way for Alonso…

Stefano Domenicali:

Kimi is motivated from head to toe, and I know he is not thinking about retiring.“

here

Comment

: You can tell that they have been talking about Santander coming in as the new long term sponsor but the plan is to not to talk about it externally… This is the first time appearance of Kimi’s “motivation” by Domenicali. It is not yet used in a negative way but it is a crucial PR keyword because at this point they cannot start talking about Kimi’s performance as he is in the lead. But, this is point the decision has been made that

Kimi has to go

. Also note the disconnect between LdM & Dom’s statements. Yes, the date is correct - May 1 2008, and Ferrari leaders are are forced to answer questions about the driver line-up, Kimi's motivation, and retirement rumors instead of talking about their win of Spanish GP several days ago.

May 8, 2008

– Niki Lauda scoffs at Alonso-to-Ferrari rumours —

"Raikkonen and Alonso together?"

former triple Formula One World Champion Lauda, 58, is quoted as saying by the German news agency DPA.

"Last year Raikkonen was champion and now he is number one. Why must we now discuss whether Alonso is going to go there?"

the great Austrian wondered.

"They already have the perfect team with Massa, so why should they bang their heads together?"

Lauda, who won two (1975, 1977) of his drivers' world titles with the Maranello based team, added.

Comment

: Hearing all kinds of rumors, Lauda is wondering WTF is going on at Ferrari as they seem to have one of the best line-ups for defending the championships they won with Kimi just six months ago... He is a racer and he simply is thinking about these rumors from the racing perspective as to why the team would change their existing WDC/WCC wining line-up... but what he does not know is that the seed is already planted about a month ago when

Emilio Botin, Fernando Alonso and Flavio Briatore

(Renault boss and Alonso's manager)

, and

Luca di Montezemolo

got together to discuss

Santander/Alonso Ferrari move

(April, 21 2008). Interestingly, the next day

Montezemolo (April, 22 2008)

, and subsequently

Briatore (April, 24 2008)

both denied the rumor

Briatore agreeing with Montezemolo that.

"When a team has two drivers equally good, the teammates become their biggest enemies. Pilots as Raikkonen and Alonso are complicated and put them in one team does not produce the best result for a team. During the last year, see the McLaren. Hamilton and Alonso lost the championship and the reason was simply because of their rivalry." -- link

So, by the first week of May 2008 Santander-Alonso-Ferrari plans were already in motion. From this point on Ferrari's challenge is to manage the situation with the media and fans to make sure Kimi is phased out of Ferrari with minimal negative publicity for Ferrari for getting rid of their World Champion.

May 24, 2008

– Alonso signs for Ferrari —

The word in the F1 paddock in Monte Carlo is that Fernando Alonso has just inked a deal to drive for Ferrari in 2010. No confirmation is expected for a year, and there may be denials of any arrangement, as there would obviously be some serious knock-on effects for other parties in the F1 paddock.

here

Comment

: Spanish press is going nuts over this as well at this time.. You can use google news with date filters if you want to see for yourself. Emphasis:

do not confirm and deny until next year

— which they did…

June 6, 2008

– FIA interview —

Kimi: “

I still have a contract until the end of next year,” Raikkonen said during the press conference ahead of the Canadian Grand Prix at the Circuit Gilles Villeneuve on Thursday. “I haven’t made any decision as to whether I will keep going or not. That’s the last contract I have and we will wait and see during this year and next year what happens.” “I haven’t made my mind up and we will see.”

"I like the racing and the other stuff is not always the best thing... When there's too many things that you don't enjoy, or you think that the whole thing is not what you want any more, then it's time to go away.

Comment

: (this is the GP Hamilton rear ended Kimi) — why would this contract issue come up in the FIA press conference? You can tell internal discussions about his departure is well underway. Yet, we are only 7 races into the season…

July 10, 2008

– German magazine Sport Bild

According to popular German magazine Sport Bild, it would seem that Spanish bank Santander would be moving from sponsoring McLaren to become one of Ferrari’s top sponsors from 2009 onwards. The big bank would have their adverts on the front and rear wings, alongside lettering on the drivers overalls. Ferrari have been touting for a new top sponsor since cigarette advertisers were not allowed in many countries, Marlboro being the major backer for many years. With a contract with Marlboro still in place, hash markings would still be on the cars. For the Scuderia though, Santander have said the major condition of their deal is that former World Champion Fernando Alonso would drive for the team. He won’t confirm his future, and will not comment until September.

here

Comment

Santander-Ferrari-Alonso deal is done at this time but negotiations with Kimi are in full force. Look at the desired date for the sponsorship… Now, how did Alonso come up with that

September

date, unless he red Kimi’s contract, and is familiar with the performance / and renewal options Kimi could exercise? I think that is an accidental slip up by the Spaniard because the September date was significant only to Kimi’s contract. He cannot comment on what will happen because they do not know what Kimi will do yet – as Ferrari is still negotiating! (see Sep 12 news, in the following).

July 11-19, 2008

-- Kimi's front suspension is updated sometime between these dates..

According to Interview with Ferrari team principle Domenicali on December 16 2008, this is the point Kimi lost his front suspension. From all indications this was a surprise to Kimi, given how sensitive he is to changes made on the car.

Question to Domenicali by Autosprint:

Did Kimi share his problems with you? - We always talk with each other and argue about general technical issues. From the technical point of view he was dissatisfied with front suspension, and it didn't work the way he wanted. The front suspension to suit him was a recurrent topic of our discussions. How fast did you discover that? - In midseason. We changed the suspension in Germany and returned it for Kimi in Monza.

In this interview Domenicali misspoke. Kimi got his old suspension back in Singapore, not Monza. This issue is also alluded to by Michael Scumacher who is in charge of car development and updates:

“In a way it is his (Kimi's) strength that he has a very focused vision, and maybe sometimes it doesn't always help him. We could maybe help him more if he would ask for it,”

said Schumacher in an interview for BBC earlier yesterday. The German insisted that part of Kimi's loss in form in the second part of the season was because the Fin failed to adapt to the new developments introduced by Ferrari in the mid-season. “I think I have to protect him in many ways, because in the middle of the season we made some developments to the car but Kimi simply didn't get on with these ones. The moment we went back to those changes, we got him back to competitive lap times," link

Here, if we look at the WDC points table, from mid-July to the end of September Kimi was able to score only 9 points in 6 GPs. Surely, there was some bad luck involved as well...

July 20 2008

-- FIA -

German Grand Prix

Post Race driver quotes:

Look at Kimi's reaction in the interview in his own words:

"This was definitely not the kind of race we had been hoping for. We have struggled all weekend and we have to try and understand why. Usually, our race pace is always good, but today that was not the case, because I almost always suffered with a lack of grip: only in the final stages did the situation improve a little bit, but it was never enough to be competitive. We have a test in Jerez, where we will try and improve the car so as to arrive in Budapest in better shape. This is definitely not a crisis, but we have to study carefully the handling of the car to understand if we have taken the right road in terms of development." Source: http://www.formula1.com/news/headlines/2008/7/8126.html

Comment

: Mr. Schumacher definitely knew what was the deal but maybe he did not have a chance to inform Kimi that his front suspension was totally different for the German GP... This also amplifies the communication and turf problems between Domenicali and Schumacher.

Now, imagine or try to visualize what would Schumacher himself (as a driver) or Alonso would have done after learning the fact that their front suspension was replaced without their knowledge or they were not invited to driver debriefs... not a pretty picture huh.

Interestingly, Schumacher made another comment back in early April about Massa with a prediction. At the time, it was not a big deal but hindsight his support for Massa, and willingness to predict his WDC chances, given his 3rd and development driver role for Ferrari, further supports the timeline that he knew a bit more...

"He (Massa) has zero points for the season, so it is not the best of starts ... he has played his jokers so far, and doesn't really have any more jokers to play,"

"But things will turn around very quickly I think in his favour. He is certainly still very capable of winning the championship this year.

"If Massa wins the championship at the end of the year, nobody will care or remember about the start of the season." (link)

July 31, 2008

– FIA Thursday press conference - Hungary

Question: People are talking about you retiring, not necessarily at the end of this year but at the end of next year. Are there any thoughts on that?

KR:

I never said anything like that. I only said that I have a contract until the end of next year and then somebody made up that I will stop at the end of this year or the end of next year, but I never said that.

here

Comment

: Guess who is propagating retirement rumors? This is a pretty major PR war against Kimi… and they are wearing him out. You know, all by itself, it is pretty hard to fight for the WDC – even when you have full support from the team…

Aug 24, 2008

– FIA post-race press con –

Massa: “My win in Valencia moves me ahead of Kimi into second place in the championship. I’ve been asked if I feel Ferrari should favour me for the title since there are just six races remaining. All I can say is that I want to keep winning, to keep beating not just my teammate (Kimi Raikkonen) but others too,” Massa was quoted as saying on the Ferrari website. The Brazilian, who is on 64 points, six behind the leader Lewis Hamilton, further added that he has got nothing to do with such decisions. “I just do the best possible job for the team and leave the rest to the management,” he added.

Raikkonen is third on the table with 57 points. Meanwhile, Kimi has rubbished the claim that he lacks motivation.“Next week, we will go to Spa (venue of the next Grand Prix). I love this track. I will give it all to win again. If someone has doubt as far as my motivation is concerned: go ahead. I want to win. More than ever,” he said on the Ferrari website.

Comment

: Since April, Kimi’s lack of motivation stories have been propagating into millions of articles, blog and forum posts. (Google is your friend). Motivation is the keyword because they still cannot talk about performance…

Sep 12, 2008

– Ferrari confirm Raikkonen to end of 2010 —

Ferrari have announced an extension to Kimi Raikkonen’s contract for a further two seasons, keeping the world champion with the Italian team until the end of 2010. With Raikkonen’s teammate Felipe Massa also under contract for that period, it means Ferrari’s race line-up will remain unchanged until at least the start of their 2011 campaign. Raikkonen joined Ferrari from McLaren last season, while Massa has been with the team since 2006. The announcement should end media speculation suggesting that Raikkonen may retire at the end of this season.

here

Comment

: This is the automatic contract renewal option Kimi is exercising to increase the Santander/Ferrari payout based on exceeding his performance benchmarks on his contract. He knows he is done with Ferrari… and if he could find a way, he could have left by the end of 2008. He is loosing the PR war, but trying to secure finances in negotiations. I also think this is the point that Kimi's generally cooperative relationship with LdM went south. (read about

Kimi's contract

)

Sep 12, 2008

– Alonso "Kimi deal has no impact"

Fernando Alonso insists that Kimi Raikkonen's extended Ferrari deal has not put a dent in his plans for the future. Ferrari announced on Friday that Raikkonen had extended his contract and would remain with the Scuderia until the end of 2010.

This put an end to reports that Alonso could be heading to Ferrari at the end of 2009.

However, the Spaniard insists those were just rumours and that Raikkonen's deal has not upset his future plans.

"I knew already that they will extend the contract," he told Autosport. "Nothing has changed. "Talking about 2010 and 2011 is way too far for me. I want to win before that! "Always my plans were more focused on 2009 and in 2009 there was no possibility of Ferrari so it was never in my plans." It remains to be seen which team Alonso will race for next season as while Renault are keen to retain their double world champion, Honda are also reportedly on the look-out to sign him.

here

Comment

: Alonso knew Kimi had to exercise the automatic contract renewal option after negotiations with Santander failed... I guess he could not convince Botin to pay up Kimi to walk at the end of 2008, so he could move to Ferrari starting 2009. It is interesting that Kimi's contract renewal announcement date is the same date as Alonso's statement: September 12 2008.

I also think between July and September 2008 Santander explored various possibilities to get McLaren let them off the hook from the exclusivity clause in the old Santander-McLaren sponsorship agreement but their attempts were unsuccessful (probably Ron asked for a lot of money). If that took place Santander could have started their Ferrari sponsorship a year earlier. So, during this period (until September) Kimi was waiting to see if he would be able to end his relationship with Ferrari at the end of 2008.

Sep 14, 2008

– FIA post race int. Monza —

Raikkonen. “

You don’t have to be Einstein to understand that this is not the right way to fight for the title. It’s not over yet, but now it will take a miracle, like one that makes lightning strike twice

.”

Comment

: He is not just talking about racing here. Even though he is still within the mathematical possibility with 4 races left in the calendar (he is 20 pts behind Massa, and yet that still is better odds than 2007); he is up to his neck in the swamp trying to fight/fend off elegators on multiple fronts:

Santander/Ferrari lawyers…

His relationship with Schumacher. It was never emphasized in 2008 but I think it was a very significant issue. For 2008, Michael’s role was, per LdM: “official 3rd driver, in charge of car development.” See footnote 1 (and check out Michael’s Ferrari and wiki profile for his role in 2008). Kimi did not like this at all because Michael was in charge of something (the car itself) that he had been used to controlling/influencing all his career. Link

Pressure from LdM and Dom to help out Massa because if Massa wins the 2008 WDC, Santander will be thrilled given their upcoming 2009 IPO in Brazil. In my opinion, Dom or LdM never mandated this, but they highly encouraged Kimi to fall back because financial implications for Santander, the future sponsor, was in Billions of $. (not Millions, it is Billions) And because Massa is a native son of Brazil who can mobilize local investors even better than Alonso. here. In the end, Santander’s IPO gains were about $9 Billion. See footnote 2. Note: IPO means Initial Public Offering. Or the stock market launch for that company. In this case, in Brazil. Click on this link to read about the inportance of Brazil to Santander.

Sep 24, 2008 - Pitpass –

Spanish media is claiming that Ferrari’s recent decision to re-sign Kimi Raikkonen until the end of 2010, is a smokescreen, aimed at putting everyone off the real story, which sees Fernando Alonso heading to Maranello as early as next year. Spanish newspaper Marca claims that Santander, which headed to McLaren with Fernando Alonso in 2007, is behind a move which will see the two-time champion join Felipe Massa. The Spanish banking giant is due to take its account to Ferrari next year, and, having lost out when Alonso quit McLaren after just one season, wants its national hero back on board and in a winning (red) car. It’s claimed that the bank will not only meet Alonso’s financial requirements but will also meet any compensation demanded by Raikkonen.

It is fair to say that the announcement that Raikkonen is to stay with Ferrari for two more years caught many by surprise, especially since the Finn appears to have lost his sparkle in recent months, a situation not helped by the fact that he is now almost certain – barring a miracle recovery – of having to play second fiddle to his Brazilian teammate. While several teams, most notably Honda, have been wooing Alonso, the Spaniard needs to be back in a winning car, and other than BMW – which is backed by Santander’s rival Credit Suisse – Ferrari appears to be the only option.

Comment

: Looks like negotiations for buying out 2009 failed, probably to Kimi’s dismay — from here on it is a Cold War within the team and

Kimi is the unofficial #2

by corporate decision because they still need to ramp up Massa’s standing in Brasil for the upcoming IPO.

The only thing they could not foresee was Massa’s accident in 2009. Kimi’s departure was a done deal as early as May, 25 2008, latest Sep 14 2008. They just had to make sure he did not accidently win 2008 WDC as Ferrari would have looked really stupid… Very curious about that pit screw up in Monaco, if it was real or orchestrated because this is where it all started, it is a milestone event for things starting to go wrong for Kimi for the rest of the year, along with some unlucky situations.

May 25, 2008 FIA post race Monaco — Kimi “A very poor race for me, right from the off. There was a problem with a wheel before the start and we broke the rules, which meant I was given a drive-through penalty. During the race, my main problem was trying to get the tyres to work as well as possible. Then we decided to change the strategy as we expected it to rain again, but it didn’t happen. Twice I had to change the nose after breaking the front wing. So, as you can see, a long run of things going wrong which explains the 0 points. I am sorry for Sutil, who I hit with just a few laps to go. I lost control of the car under braking coming out of the tunnel and I could do nothing to avoid him. It’s a shame how things went today, as we had the potential to do well. It’s true that I’ve lost the championship lead, but I always said the championship would be a very long one. Now we must prepare as well as possible for Canada where we will try to make up for this disappointment.”

That is why, Kimi always said;

“There are many reasons. In F1 there is always a lot of money and there can always be different options. That’s what happened in the end. It’s nothing to do with racing or what I do in the team.”

In short, Kimi was in the wrong team, at the wrong time stuck between Ferrari and future sponsor Santander, because he had the wrong nationality (the Latin lineup), relative to Santander’s business plans, and Ferrari’s role within.

January, 13 2009

-- Ferrari approves of Kimi's rally outing --

Ferrari has no problem with Kimi Räikkönen contesting Finland's famous Arctic Lapland Rally later this month, team boss Stefano Domenicali has insisted.

Formula one teams often baulk at drivers' requests to engage in dangerous off-season activities, but it emerged last week that Räikkönen, the team's title winner of 2007, has entered himself as the driver of a Fiat Abarth S2000 in the event later this month.

"This is the traditional attitude we take to our drivers," Domenicali said at the launch of the team's new 'F60' single seater for 2009.

"We always try to have a very open attitude to what they do. I see this as an extra two days of testing for Kimi."

here

Comment

: Why change of heart by Ferrari after two years with Kimi, all of a sudden approving a "dangerous sporting activity" for Kimi? Because that was a part of

Kimi's separation negotiations

back in September that he will be allowed to participate in whatever sports activity he desired, including rallying. Domenicali is referring to Michael's soccer activities in "We always try to have a very open attitude to what they do."

Possible reality is they are no longer concerned about Kimi or whatever happens to him as he is on his way out. Again, note the dates...

Now, let's fast forward to September 2009...

September 14 2009

-- Formula1.com - Q&A with Ferrari’s Stefano Domenicali--

Formula1.com Q&A with Ferrari’s Stefano Domenicali

Q: After all the rumours it would be helpful to hear one word from you regarding Kimi’s future. Is Kimi driving a Ferrari in 2010?

SD:

I am definitely not going to discuss that now. As everybody is aware, Kimi has a contract with us next year and I am very happy with his performance because he is driving very, very well, especially in the second part of the season. The last five races he has always been on the podium and I think after Barrichello he has scored the most points, so he has shown true qualities of fighting for the championship. That is our position

Comment:

So, Kimi's ousting is not officially announced yet...but the new contract was already signed and sealed about a year ago, back in Sep 2008 that;

Option 1) 2 year full pay (2010+severance) provided he walked away from F1 for 1.5 years.

Option 2) 1 years pay (2010) + some severance + get the McLaren seat.

As we know Kimi took option 2 - you can read more about this

here

December 11 2009

-- SportsPro discussion interview --

The following snippets are one of the few direct mentions of Massa's role within the Santander world from Mr. Cendoya, who is the Senior Executive Vice President in charge of Communications, Corporate Marketing and Research for Santander Bank (Mr. Botin's number 2 guy for sponsorship affairs)

... Cendoya is understandably reluctant to place the bank in the pecking order of Ferrari sponsors and says simply: In Ferrari, we are on the podium and the podium is a very good place to be. Ferrari has a process and they are going to announce the car and image later on. We are a main sponsor; we are not a title sponsor. I cannot say more... ... Cendoya rightly points out that Santander is not in charge of driver selection and intriguingly suggests that, for example, the commercial appeal of current Ferrari driver Felipe Massa might be an effective way of growing the brand worldwide the implication being that, even with Alonso on board, the bank's popularity might only increase in Spain by one or two percentage points, whereas the potential gains in other markets are significantly greater. Cendoya says it is all about creating an emotional link between potential new customers and the bank. How many Spanish people, for example, are today very happy because we are with Ferrari? I don't know, but in my opinion a lot because I received more than 700 emails giving felicitations for this agreement. Every employee in our bank can guess a figure but it could be 10 million. In Brazil there are 50 million fans of Formula One, 80 per cent of them are Ferrari fans and they now feel happy and proud of being part of the Santander group (source article:: Sport is playing its part in the Santander story).

This SprortsPro article is very telling about why Kimi had to go without mentioning his name even once. Mr. Cendoya further states;

Cendoya makes clear, a cold, rational business decision, just as was the decision to sponsor McLaren three years ago. We started at the McLaren team, with an English pilot and a Spanish pilot at the beginning. We had a low presence in the team but we paid a lot of attention to every penny, peseta, euro that we were spending. We don't give money away. We have given a lot of attention over the last 100 years to caring for the money of our shareholders.

Comment

: This article also sheds light into Massa's continued presence at Ferrari without results (read update on this here). His presence alone is enough to produce the expected

Return On Investment

(ROI) at the levels that are even better than what Alonso is able to generate as a Spaniard. Santader's ROI does not even depend on Alonso or Massa winning races. Given their demographics they have enough appeal in the Latino world to satisfy Santander's financial expectations by just driving the red cars around to boost credit card, insurance, other financial instrument sales as well as merchandising.

What is a bit hard to understand is how the journos/media could not connect these dots to show what really went on in 2008. You do not have to do any major investigation because pretty much everything is in the public domain. While we understand commercial pressures on the racing business, 2008-9 was anything but sporting for Ferrari. They should have just let him go after 2007 instead of playing all kinds of games, and engaging in a PR war to give it an appearance of performance problems.

I suspect, even Massa will not bet against Kimi’s performance this year, or when he appeared to beat him back in 2008-9 as he knows what the deal was relative to his role within the Santander world. I think Kimi understood the business aspect of the issues, and in line with his character never washed any dirty Ferrari laundry in public. Yes, he did have several unlucky situations but his fate was already signed and sealed mid season 2008 purely for business reasons. 2009 was essentially continuation of the 2008 theatrics until Massa’s accident. On another front, almost identical scenario (to Santander-Massa-Brasil situation) is in play for Perez in a Santander sponsored car (Ferrari or McLaren) — Perez-Santander-Mexico, from the same playbook.

November 8 2012

-- Spanish sports newspaper Marca --

Asked by the Spanish sports newspaper Marca to recall his memories of racing for F1′s most famous team Ferrari, Raikkonen answered: “Neither good nor bad.“

I won a title with them and had some good times. I am satisfied with the three years I spent there.

“I don’t miss anyone,” he admitted. “To me, leaving there (Ferrari) was a relief.“

The situation could have been better, but it’s the past and what is done cannot be reversed,” said Raikkonen.

“Things don’t last long if you’re working somewhere and the relations are not good.”

He explained that, in contrast, he enjoys working with Lotus.

“I felt good from the start,”said Raikkonen. “

People work hard and calmly, but they want to win and the sport and the technical sides come before the politics.” --

Source

December, 4 2012

Mercopress.com

For Spain’s Santander bank Brazil is number one and ‘absolute preference’

Emilio Botin chairman of Santander Bank, the leading financial institution in Spain and among the top largest in the European Union said in Sao Paulo that Brazil is the “number one country in Latin America” and the absolute preference of his institution...

read full article

Footnotes:

1) As to how things evolved with the car I am not totally sure, but the person who had a front seat was Chris Dyer. In the following quote, he is reflecting on 2008 season.

“We had a tough and hard season but Kimi did exactly the right thing within the team and everyone respected what he did and how he reacted to this situation. We had a fantastic car but unfortunately we made mistakes when thinking about what’s best for our driver (Raikkonen).”

I believe the "situation" he is talking about is the Ferrari corporate decision to support Massa – not exactly sure when, but possibly Sep 24. (Kimi was told that they have to let Massa contest the 2008 championship because they are stuck with this request from Santander).

I think

“we made mistakes when thinking about what’s best for our driver”

bit is referring to Michael Schumacher, because Michael wanted Massa to be the official feedback/debrief driver sometime around Monaco. I think all of Michael’s initiatives were well intentioned organizational efficiency related enhancements trying to help Ferrari without favoring any driver but because he was closer to Massa probably Massa benefited more from them.

The other issue was the infamous suspension change that was introduced mid-season, again by Michael's planning and directives. It was a unilateral action by him as he was trying to improve the car.

link

If you recall, recently Kimi said there was only one person at Ferrari he did not like… he did not name that person but I believe it is Michael, because Michael was officially in charge of the car. I think he was/is on good terms with Domenicali and Luca di Montezemolo (LdM) because he understood the Ferrari business situation that he could not control but Michael was in charge of something (the car itself) he has been used to controlling all his career. In any event, this area – Michael’s role — needs more research because it is mostly opinions. I suspect Dyer will talk or imply after his departure mid year.

2) Massa was at the right place, at the right time and with the right Sponsor, given his nationality. In fact Botin personally made sure

Massa was taken care of

even before the 2010 Ferrari sponsorship started:

Massa-“I’m glad to get this support from Santander. Lately I met President Emilio Botin twice and he is absolutely excited about the potential of the Brazilian market…

Being Brazilian, going into the IPO Massa became the

brand ambassador for the bank

(read the last paragraph in the link relative to the date of the article. Alonso was supposed to be in the list but not Massa, on that date) sometime during the summer of 2009, well before Santander-Ferrari relationship kicked in on Jan 1, 2010 (Alonso had been the brand ambassador for Spain for a while). This was a direct Massa-Santander payroll relationship ~$5-7M per year.

Fast forward to Nov 2011,

Botin decided to personally fire him

because he was upset with Massa for the results of 2010/2011 seasons. To understand the importance of Latin America to Santander, just look at their annual reports. So, to those who have been wondering why Massa has been with Ferrari despite underperforming? Because his nationality has been more important than his performance. And remember this stuff was not supposed to take place prior to Jan 1, 2010.

Global recession further increased the importance of Brazil

for Santander as they are desparately looking for new markets to offset losses in Spain. Therefore, they couldn't afford to drop Massa despite his not so stellar performance between 2010-2012, so they had to renew his contract.

This area could use some more research – journos: talk to some ex employee perhaps…

Posted 10th September 2013 by wrcva canvass

#Kimi Raikkonen #ferrari #raikkonen #Scuderia Ferrari #F1 #fernando alonso #Felipe Massa #Massa

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shatteredxglass · 3 years ago

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Verse 7: Chimera

Permanent Starter Call Here

An alternative universe where Apollo Martin the 1st did not die from a failed attempt at Human Transmutation, and instead lived on to secretly train Elias the art of alchemy. At least for a few years until Elias turned 10 years old, and once again nearly lost his life due to his weak heart and immune system. Unwilling to further risk losing his protege, Apollo the 1st decided to given his grandson the perfect body he deserved.

There was no better thing to do than to change Elias into that of their mythological ancestors, the Harpy, a beast of power and song. Apollo the 1st transmuted his own grandson with a vulture for strength, and a starling for beauty. There was nothing Elias could do to fight back, try as he might. The young boy was lucky to not be killed in the attempt, even luckier to become a shifting chimera. Of course what Apollo the 1st did, did not go unknown, for his own son had the military at their door withing hours of the brutal transmutation.

Apollo Martin the 1st, and Apollo Martin the 2nd were both taken away that day. Apollo the 1st to be sentenced to live the rest of his life in prison, and Apollo the 2nd to a "recovery facility" to try and "undo the harm that had been done." Apollo the 2nd was never seen by his family again.

Brought to Laboratory 5 and studied like a rat in a cage, he was eventually placed into the service of the Amestrian Military. He was given a new name, known simply as "Hawke." Having been within the clutches of the state military for years, he didn't so much develop into a person as he did a human weapon. In this verse, while he still knows some alchemy, he never became a State Alchemist. He has, however, brought himself up to the ranks of First Lieutenant.

Elias tries to keep to himself in this verse, and while he does hold some loyalty to the military, he is always dreaming of a way to escape. Though he fears that day may never come. Verse tagged under: v;; blow us all away

#{{through anothers eyes;; verses}}#{{chimera verse chimera verse chimera verse-}}

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glorioustidalwavedefendor · 4 years ago

Photo

I love those paralleles <3

Though I have to throw in my own 5 cents becasue I just love how ignorant and privileged Crozier is in that scene XD

Technically E.C. couldn’t just sign up to that particular expedition

It’s true that they just took volunteers but they didn’t take everyone ...

No one beneath an AB was allowed to join (that’s why Gibson joint as a steward becasue he wasn’t an AB yet - a position he most likely only got because Hodgson could vauch for him ) … only exception beeing the boys (though none beneath a Boy 1st class* was allowed), and the Marines …

E.C. was non of the above

And unlike Gibson who had Hodgson to speak for him, he had no one.

He doesn’t have a patron, he doesn’t know someone who knows someone (Like Little who knew an officer that had sailed with Crozoer AND Ross, meaning he would have come with letters of recomendation).

He is no ones Protege …

If he wants to be on THAT expedition, he has to take someones place

*(Boy 1st class - A boy aged 16 to 18 under training, who had previously served for between 9 months and 18 months rated as a "boy 2nd class", shown sufficient proficiency in seamanship and accumulated at least one good conduct badge (the requirements varied between training ships). His rate of pay was increased on being promoted.

Boy 2nd class - a boy aged 15 to 17 rated as such on entry to a training ship of the Royal Navy. Such entry was conditional on a boy's adequate physical height, weight and medical fitness and evidence of being of 'good character'. The boy's parents or guardians would sign a declaration that the boy would serve in the navy for a minimum period (usually 12 years).

Boy 3rd class - a boy aged 14 to 18 who served either as a domestic (waiter, steward) aboard the port flagships or as a junior clerk or storekeeper in the ports. He would be eligible for entry to a training ship as a boy 2nd class from age 15 if he met the physical requirements. The majority of such boys were enlisted from homes in the ports and were not wholly resident on ships or in the dockyards.)

ALSO as soon as crozier called the men orphans it immediately reminded me of the epilogue to moby dick and then it turned out that he was the last man standing at the end of it all just as ishmael was… the way his words knew he would outlive the other men before he did… scream

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kyreniacommentator · 5 years ago

Text

By Chris Elliott…

We were invited along with other friends of Demetra Mustafaoglu to visit her home for a private concert to raise funds for young piano students to be able to travel abroad and this is what she had to say:

Rauf Kasimov and Demetra Mustafaoglu

Demetra Mustafaoglu

“With the excellence, love and fortitude of a special musician who deserves a Medal of Honour, Dr Rauf Kasimov has opened doors for the talented and dedicated pianists in the North as he educates, mentors and launches careers from the TRNC (KKTC). Wife Ayla and maestro formed the KIBRIS PIYANO KÜLTÜR VE SANAT DERNEĞI (CYPRUS Piano Culture and Art Foundation) to support our magnificent young artists and walk them through lessons of technique, art, literature, traditions and performance skills.

Our community has been treated to years of performances at Bellapais Abbey and Karmi Church with standing ovations and award presentations from our dignitaries. How wonderful for all-BUT it’s not just enough to put our hands together in applause after 2 hours of music making. Our young artists need the support of businesses and angels to send our children off the island to compete for titles that will spread the good news of Northern Cyprus, introduce our best GOODWILL AMBASSADORS, the beautiful culture, brilliant and loving people and their abilities. Kasimov’s students have taken over 30 international prizes placing 1st, 2nd or 3rd from ages 7-20!.”

So it was when we all gathered together in lovely surroundings for a great evening of songs from Demetra Mustafaoglu together with her protege Peri Sualp and another dear friend, Katie Economidou supported with music on the piano by maestro Rauf Kasimov.

What was this special evening like? It was summed up so well by another dear friend, Heidi Trautmann who has lived in North Cyprus for many years and is a well-known artist as well as a writer and supporter of art and culture in the TRNC.

“It is so encouraging for me to see and witness again the support our dear friend Demetra Mustafaoglu gives to the education of young musicians, makes her audience aware of the importance of furthering music, using her beautiful voice, she says God gave to her for such purpose.

Katie Economidou

Peri Sualp

She and her husband Mehmet made us feel at home in the huge reception hall of their beautiful house in Catalköy. Demetra had invited Katie Economidou and Peri Sualp to add their voices to the wonderful musical event with our Rauf Kasimov at the piano.

An evening with great style. It is the artists that will change the world for the better, it is the artists that share their talent with us for a good cause,”

A big thank you.”

Wonderful evening of music with Demetra Mustafaoglu and friends By Chris Elliott... We were invited along with other friends of Demetra Mustafaoglu to visit her home for a private concert to raise funds for young piano students to be able to travel abroad and this is what she had to say:

#Demetra George Mustafaoğlu #Fund raising #Peri Sualp #Rauf Kasimov #Support #Young artists

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superblyjovialtheorist-blog · 6 years ago

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"Haugen Wisconsin Cheap car insurance quotes zip 54841

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can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.""

""I am international student , i need to apply health insurance(Texas)?""

where should i go?(houston, Texas) what stuff should i prepare or anything i should biring""

I got pulled over in someone else's car that doesn't have insurance but I have my own?

Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? I currently have State Farm insurance and I live in the state of California. The officer told me that as long as I had permission to drive the car and my insurance covers me driving other cars I Should be fine. Is this true? Please help, I'm really worried and I don't wanna pay a big fine.""

What are the cheapest cars for car insurance in England?

What are the cheapest cars for car insurance in England? I am just about to pass my test and don't care if the car looks like a piece of ****. I want it to have cheap car insurance. I'm thinking Peugeot 206 or something but I have no idea about cars? Thanks guys.

Where i can get cheap auto insurance?

Whats the consequence for driving without car insurance?

I recently bought my son a car and hes been driving it without car insurance. What will happen if he gets pulled over by the police department?

Is $300 a month for six months too much to pay for auto liability insurance for an 18 y/o with no experience?

I just got my license. A quote for a '88 Honda Accord from Geico came up to about $300 a month for 6 months. Is this normal? If no, where can I get cheaper insurance. I live in ...show more""

""I got a loan to pay for a car, is it paid for or finance (insurance purposes)?""

I got the loan from a credit union, I used it to pay for the car, but I am not sure if I should select paid for or financed when filling out the application for car insurance. Help please!""

What is the name of the cheapest possible car insurance ? and how much ?

i need full coverage cost on two cars

Car insurance for you drivers?

i am a 18 year old male and looking for car insurance on something like a micra, punto, clio or something small like that but the cheapest i can find is 3000 with tesco and thats as a named driver on my dads insurnace. Is there anywere cheaper that anyone knows of ? how much do other people pay? also it is a full uk licence i have and i have had it less than a year""

Can a car insurance company find out when you were first issued your license?

I know its wrong to lie, BUT ,my insurance would be SOOOOOOOOOOOOOO much lower if I had been driving for longer. I didn't get my license until I was 22 and I'm 23 now, but they give me the rates of a teenager. I pay way too much!""

I need 3 insurances anyone know good insurances?

I need three insurances. Does anybody know any very good insurances? The insurance I have is freaking crap, so I want to change everything, so I need 3 insurances. I want the best ones but I know those ones are high price that's what I was told, so I just need 3 very good ones with a reasonable price. The 3 insurances I need are cosmetic dental, pet insurance, sports insurance. Went to the dentist and found that I need little work and all of the work is cosmetic. Insurance that I have doesn't cover cosmetic things. I have 3 pets and I need pet insurance. The last one I need is a sports one. My insurance won't cover sports or fitness. I need sports insurance that is great. The sport that I'm trying to get into is wrestling yes professional wrestling like WWE type. I need sports or extreme sports insurance that will cover on those type of extreme sports. I was told that There is a insurance that covers everything sports, cosmetic and pet insurance but I don't know how true that is, but if there's a one please tell me. Anyways anybody let about these 3 insurance that I need. Thank You so much to whoever read and answers my question and helping me. Thank You.""

Car Insurance-Is it OK to lie?

I read somewhere that if you run a stop light and hit the other car, you should not admit your fault because of insurance costs. What do you think?""

Insurance costs for new driver in canada?

I just got my g2 and im wondering how much will insurance be for a new male driver on their own vehicle, with no collision coverage? I know it varies!!! So just give me like a general answer... BY THE WAY I UNDERSTAND THERES WEBSITES THAT WILL GIVE YOU A QUOTE! I TRIED THESE AND THEY DONT WORK! SO DONT BOTHER TELLING ME TO LOOK AT A WEBSITE LIKE THAT!! theres still going to be a wise guy who does thou...""

""Tornado and insurance problems in enterprise, alabama?

USAA Property Insurance will not pay enough for me to rebuild my home that was destroyed on 1 March 07 from the tornado!

Motorcycle insurance full coverage!?

how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more i live in pomona,california 91766""

Why doesn't Obama want people to be able to get health insurance from other states?

wouldn't this create more competition in the insurance business?

Aussie car insurance?

who are the cheapest car insurance company for aussie p platers also.. are there any companies that offer reduced term cover.. id like 6 months insurance so i can take up a years insurance once thats finished to break up insurance and rego

What is the cheapest auto insurance in the state of Florida?

Uninsured driver with no license driving car with insurance hit my car.?

A teenager hit my car. He had no insurance, no license, but he was driving a relative's car that did have insurance. There is no question he is liable, everything seem to be going well. But now there insurance company is telling me they are disputing wheather or not the kid had permission to drive the car. What are the chances I'm gonna get screwed here? And what should I do?""

Haugen Wisconsin Cheap car insurance quotes zip 54841

Car insurance black box (auto saints)?

I am going to have my car insured with a black box soon from auto saints, because it's much cheaper than any other insurance that I have looked at. My question is, after the second year does the insurance go down a lot with a years of no claims bonus (my friends say it doesn't) . So is it worth it? and do I have to keep the black box for the second year as well or is worth it changing insurance company after the second year?""

Can i list my vehicle at another adress for insurance?

hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?""

Has car insurance gone up in the past couple of months?

My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?

Can I get motorcycle insurance without a license?

Motorcycle Insurance?

Can anyone give me a rough estimate of what motorcycle insurance would cost me for a newer model sports bike 2007-2011 smaller size like a 250 maybe a little bigger. I am almost 19 I am enrolled in college I have had no accidents and no tickets average grades. I know nobody can give me a dead on quote just looking for an estimate in the ball park. I would only need insurance for six months out of the year.

Average car insurance cost for a 21yr old?

driving for over a year, with just a small car, any ideas? Cheers""

Do you not have health insurance? How do you pay for care when you need it? Where do you go?

How much does your car insurance cost?

Im 18, third party fire and theift on a Nissan Micra and its 400""

How do insurance companies calculate insurance?

I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??

Short term car insurance (UK)?

I need to renew my car insurance policy soon but am going away in June for a year so cannot get a full years policy. My company has told me to take out a years policy then cancel it before i leave in June. Does anyone know of a UK insurance company that could give me a policy for just a few months to save me cancelling it later on. Thanks

Which is cheaper for a 16 year old Car insurance or Motorcycle insurance?

Im thinking about getting either a car or a motorcycle it all depends on the insurance cost.

Uninsured parked car got hit. Am i covered by their insurance? MASSACHUSETTS?

My car has been parked outside of my house due to no insurance. BUT it is still registered... In the state of MA it is illegal to not have insurance, especially on a car that I have a loan on. The accident was a hit and run, but the police found him and got all his information and he said his insurance will take care of it and he is taking full blame. I am wondering since i DO NOT have insurance, will i still be able to receive payment from his insurance company to fix my car?""

How do you know how much insurance to take when you buy car insurance?

Can I keep my parents from knowing that my insurance rate has gone up?

I recently got a ticket in Steelville, Missouri for going 15 over the speed limit. I am insured under my parents name. My insurance rate is so high that if I get one more ticket, then I will be dropped by the company. Is there anyway I can keep my parents from knowing about the ticket on insurance? Can I do anything to get rid of the fine on insurance""

How much would insurance cost me on a v6 camaro?

it is a 1988 camaro and i would just have the cheapest coverage and i am 16 any ideas on how much it would cost me?

Any one know any good insurance for new driver that is only 18?

My mom tried adding me to her AAA insurance and it would be 1150 every sic month that too much anyother cheap insurances thanks

""I drive a work vehicle 5 days a week, shouldn't I get a low rate insurance for my own car?""

I've started a new job few months ago, where I'm provided with a work vehicle (insured by my work) and I drive this work car 5 days a week (Monday thru Friday) ... I still have my own car and I'm not getting rid of it, but the question is shouldn't I get a lower rate insurance for driving my car only in weekends, if any?""

17 Year Old Insurance Question..?

What would be the average cost to insure any type of vehicle to a 17 year old foreign male (has no SSN, on a special permit VISA to live in the states)? I have around 12k to spend on the car, so i was looking at a few cars and the 2002 Audi TT (225hp, 6 speed M/T, 2-door sports coupe) seems to be the best car i can get with that money. Now ofcourse, i don't know what the fees are going to be like and it doesn't help that im a foreign student living here because my dad moved here, don't have a SSN/greencard etc (i have a special permit VISA for residence). will this impact my insurance a lot since im not a citizen of the U.S.? and so..how much would it really cost to insure an Audi TT as a 17 year old, honor role student who will complete the driver safety course, have same insurance as family policy, most likely be accident free (for state farm insurance) and have completed the steer clear driver's discount program? and some other general questions, what would be the difference in insurance premiums if instead i chose a 4-door sedan like a Honda Civic (2005)? I tried getting quotes from State Farm (said i was 18 instead), they got me at hte basic plan for $350/month for 2002 Audi TT and $375/month for a Civic 2005. Anyways to reduce that (those prices were with most discounts except the family plan)?""

What are some cheap health insurance plans for a college student?

Hello, I live in Texas and I am in my first semester in community college. They do not offer insurance at my school. I do work part time, but I do not plan on staying at this job for long. I don't want to get on my parents insurance, because I simply don't want them to know any of my personal business. Any advice? I am 22 by the way. Any answers are appreciated. Thank you!""

Does anybody know of any cheap (but credible) motorbike insurance companies?

For a 125cc bike. thanks

Need advice concerning a comprehensive insurance plan...?

I will be getting married in December. Both my fiance' and I are still on our parents' plans (as we are below the age of 24 and have not been forced off yet). This includes car and health insurance. I am lost when it comes to how much I should pay, what kind of coverage I should aim for, etc. We will both need car and health insurance as of 12/20/09. We are looking for an all-around DECENT plan that will fit in a limited budget. Any advice/tips on what we should be doing or looking for would help a lot! Thanks!""

I want to buy a moped in california?

I want to buy a moped under 50cc in california, and I am 15 with a drivers permit. Do i need a license to ride a moped under 50cc? Also, would i need insurance, or a license?""

DO I NEED SHIPPING INSURANCE?

I recently bought a packet of tea-light candles off of eBay and was wondering if I should purchase shipping insurance. I mean its candles do I really need it?

Wat is the best small car and cheap on insurance?

Do Different Car Insurance Companies Really Have Different Rates?

I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?""

Haugen Wisconsin Cheap car insurance quotes zip 54841

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Lake George Minnesota Cheap car insurance quotes zip 56458

"Lake George Minnesota Cheap car insurance quotes zip 56458

Lake George Minnesota Cheap car insurance quotes zip 56458

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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Who does the cheapest car insurance?

USA traveler renting car in New Zealand. What's the best car insurance?

My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive. Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renting cars and driving in New Zealand. Thanks a lot!""

Can i drive a newly purchased car with a dealer's tag without insurance?

i just bought a car that isnt registered because the tag is being sent by mail. Can i get insurance without a tag and can i drive the car with a dealership tag?

Adding a third driver to your insurance policy?

I am 18 and still have my learner's permit. Although I could have gotten my full license when I was 16 my parents and I decided to wait until I was 18 that way the insurance would cost less. My question is, once I do get my full license, how much can my parent's expect their premium to go up? I don't have my own car yet, and probably won't for about a year. I live in Florida and our current insurance company is Auto Owner's.""

I need to find cheap renters insurance in Michigan? Wheres the best place to go?

How much does auto insurance cost for a teenager?

How does LIFE INSURANCE work?

my cousins dad dies of cancer and he had life insurance. the family got $500,000 . -did the insurance company just give them the money away. or did they make certain payments? doesnt insurance lose money? -do they go on a spending spree now or what?""

What is the best and cheapest insurance when renting a car in America?

I have heard that when renting a car in America the insurance can be as much as the rental cost itself when organizing insurance through the rental car agency. I am traveling to the US and will be renting a car and am trying to figure out a batter way to get the collision damage waiver insurance other than paying the high insurance prices offered by car rental companies.

Cheap car insurance/ first car whats been ur best quote?

hi im all most finished my driving lessons and wondering about the insurance ect i dont wanna spend hours on compere or that putting in details , but wondering if there r any first time drivers out there and give me there thoughts on how i would get a cheap car and cheap insurance""

Can i get a better insurance for my car?

I just bought a car last week. My fiance and I are in the registration. The lender of the car (GM Financial) is asking to have my fiance in the insurance but he does not have a license since he had a DUI back in 2010 and other little felonies. He have a bad driving record and my insurance (Allied Insurance) wants to charge me 289.00 a month. Can i find a cheaper insurance for the both of us?

Lake George Minnesota Cheap car insurance quotes zip 56458

How much will insurance cost for x3?

Im about to have a bmw 04 x3 and wondering how much is gonna cost 4 insurance for the car and me?? 19 NY,NY""

Car insurance for 17 yr old in south texas?

what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind the car is paid off gonna get married after highschool around 18 1/2 yrs black car the mother has USAA is this cheaper than most places?

How much will insurance cost for a 16 year old.?

Nissan 350z in florida. I heard that if you take drivers ed in school it lowers your insurance, is this true? To SLACKER286 (answers all of my car questions lol): how old are you and how much is your insurance each month for your 350z, thanks""

Is there cheap car insurance in tucson az?

my car insurance ends tommarrow and i really need new car insurance that is cheaper then what i am paying now. i have a 2007 prius that i am financing on so i need full coverage and i ...show more

""What do you pay for car insurance, if you don't mind me asking?""

I'm curious. I have recently moved and I couldn't believe the difference in price for car insurance. I two thousand miles east and now pay just over a thousand a year as opposed to four and a half thousand where I used to live. So, if you don't mind, could you say where you live and how much you pay in car insurance? I think this will be interesting and rather revealing.""

Which insurance is better?

Which insurance is better health or life?

Ticket and insurance rates?

My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.

Do you have to have vehical insurance?

do you have to have an insurance. I just want to use it for awhile.

Does car insurance go up if you get your drivers permit?

will my parents car insurance go up if i only get my permit?

In need of Medical Insurance?

I'm 18 and a Student and I dont have any medical Insurance is there a way to get I can apply for some aid I dont have a job, Live in California""

I live on Long Island who has the cheapest car insurance ?

I tried all the big guys the quotes are the same .who is the cheapest of cheap with no extras?

Woul insurance rates change depending on transmission type?

would automatic transmission cost more for insurance or manual? or does it not matter curious to know....

First time insurance on following cars?

im 17 and looking for my first car at the moment as i just passed recently. ive looked at a few but when i do insurance quotes on the net i get some crazy quotes like 5000 for a 2004 fiat punto 1.2. i no insurance is expensive for first timers and being a male, and 17, its even more. however all my frineds who have cars pay way less, eg my friend also 17 and first car has a 1.6L vw polo 1998 and he pays only 1,500 also another has a 2004 punto 1.2 and pays 1,700. another has corsa 2005 1.4 and pays about 2000 all above are fully comp and with them as first and only driver on policy. who is the best company for my age and experience group. also whatinsurance prices can i expecct for following cars, if you know or have one etc.. live in a good, low crime area and it will be garaged at night so insurance should be lower with this. corsa polo punto clio 206 fiesta all from about 2000- 2005 plates thanks""

Cheapest car insurance????

looking for a cheap car insurance guys, plz help""

What raises car insurance premiums?

I accidently dented my roomies car with a scratch as well. I was told by a good friend since the car was parked if she took out a claim on it and she didn't list anyone who's at fault (in other words she doesn't know) that her insurance would pay for it. First is that true and if so, would that raise her rates? She told me it would raise her rates. Also she said all it needed was to be buffed, how much do those usually cost? She has a 2007 or 08 Saturn VUE. Because if the buff isn't that much it might not be worth it to challenge her. But there is a possibility the damage might be more then a buff can handle.""

How do you justify an insurance company raising rates by 39% for individual policies?

California insurance regulators asked Anthem Blue Cross to delay controversial rate increases of as much as 39% for individual policies, hikes that have triggered widespread criticism from subscribers and brokers -- and now from the federal government. In a rare step, the Obama administration called on California's largest for-profit insurer to justify its rate hikes, saying the increases were alarming at a time when subscribers face skyrocketing healthcare costs. http://www.latimes.com/business/la-fi-anthem-obama9-2010feb09,0,4384044.story""

Does it hurt my credit score when I ask for quotes for car insurance?

I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?

Where can I find cheap roofing insurance?

I am looking to start a roofing repair company (residential only at this time) . What I am going to do is secure the jobs, draw the contracts, purchase material and collect payment. I have 3 crews that will do the labor and they each provide liability as well as worker comp on their crews. What I looking for is a company that will insure me with liability (1 million) for my protection. What I am running into is that every company that I talk to says that you have to be in business for 2 years or greater or they are quoting me 7 to 9k a year. I have over 10 years experience in quoting, selling and installing, can anyone help out in finding affordable liability insurance? Thanks""

Car Registration and Insurance Company?

So, here is my predicament. A person wrecked into my car (while it was parked) and her Insurance Company (State Farm) has already sent out a person to do estimates and told me it is a Total Loss, which is fine, they offered me a lot more then blue book says, BUT my issue at the moment is, they told me I need to get my registration up to date before they would deal with me anymore (Was expired by a month cause my lack of insurance). So I rode up to a Tag Agency and got a Black Tag (In Oklahoma, we have color coated Registration stickers that we put on our License Plate) A Black Tag means it is not being driven and is parked but is up to date on being registered. So they told me they would call me back when it shows in their system I have registered my tags to up-to-date, and I called them today, which was over 48 hours after getting registration and they are still telling me they haven't heard anything. So I'm curious, did I do something wrong or is the Tag Agency slow? Or Insurance Company slow? (I'm impatient cause I need a car ASAP for work.)""

What is the average Car insurance cost a year in Canada?

A car insurance company that will take me with many tickets?

I am looking around for the cheapest car insurance in state of NJ and have at least 5 tickets within the last 5 years...what car insurance company will take me for the best premium...thanx

How much would insurance be for a 750cc Motorbike for a 21 year old male (UK)?

I'm talking averages, what would be considered 'overly expensive'? Full licence and CBT. I don't have the bike so can't input the details on an insurance comparison site, I'm only considering it if it is better value to get the less powerful 125. Cheers.""

Aussie car insurance?

A good individual dental insurance plan?

I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.""

Car insurance on a 16 year old?

Okay so I'll get my permit in a few weeks, and I really want a Dodge Challenger, or a Camaro. I was wonder, how would the insurance work? How much would it be, and estimate. I know it will be high, but it's going to be high anyways. Could my parents just add me onto their insurance? Would it cost more or less ? They pay about 450 dollars every six months for a Chevy Colorado. I get great grades, and I'm going to take the drivers ed class threw this local college, that should lower the insurance too. Can anyone estimate how much insurance might be for a Challenger or Camaro? Which one would be less do you think? Thanks.""

Lake George Minnesota Cheap car insurance quotes zip 56458

What are the best insurance companies out there if you have had a DUI and a speeding ticket in the last 8 year?

Looking in California for an insurance company with reasonable rates I just got my renewal and they want me to pay 175 per month I have been only paying 100 dollars a month So if anyone of you know of a great company please post a reply and thank you

Car insurance?

Im 16 and 1/2 years old. My dad says that i need good grades to get my own car insurance.. Couldn't i just place my name under my dad's auto insurance? How does that work

Is insuring a road legal buggy cheaper than car insurance?

I have driven loads of buggies before in off road conditions and have been thinking about getting a road legal one myself to use instead of a car seen as insurance is ridiculous for a young driver like myself. Anyone know or have a rough idea of how much it would be to insure say a 250cc road legal buggy? I've tried the internet but can't get an online quote off anyone and don't want to have to spend ages on the phone enquiring. If anyone could give me a rough idea that would be awesome! Thanks :)

Hayabusa Mini Insurance. (Kit car?)?

I am a young driver and I was hoping to buy a Mini with a Hayabusa engine from someone like Z-Cars. I have heard that some people have got cheap insurance for them. I have heard of a 17 year old who had just passed his test got insured for a hayabusa mini for 1500 which is cheap for a 17 year old. I was just wondering if there is anyone has insured a Hayabusa or similar Mini for road use. If so how much was it and from which insurance company? Thanks

Car Accident Gap Insurance...HELP!?

I justgot in a car accident. My back of my car is smashed. It was completely NOT MY FAULT. I am unsure if i have Gap insurance or not. Whose Gap Insurance pays off your loan if the car is totalled ?

What do i put for date of license on Geico insurance quote?

I was filling out an online insurance quote from Geico. When they ask for date first licensed do they mean your lerner's permit or your regular license?

What do I do with the rejected health insurance benefits California?

rejected by Blue Cross and Blue Shield/

The minimum amount your auto insurance must cover per accident is?

The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000""

""Can anyone advise me on a good insurance company , young drivers?

im 17 and just got my pass plus certificate . i have a 1.2 litre 1999 fiat punto. i have been quoted 3500 on a tracker insurance policy and i think that's a ridiculous price ! has anyone got a good quote and want to tell what company they got it with

Good and Cheap insurance in los angeles??????

i need help!!! I need to find a good and reliable insurance for my car thats not expensive. Considering im 21 and just purchased a brand new honda 2007 civic and I live in Los Angeles....its going to be a mission to find a resonable one. So to those who were in my position and are getting a great offer from someone...please let me know!! :)

Should I have my own insurance while using someone else's car?

The other person owns the car and has it insured in his name but is allowing me to use it until I can get another car. Should I or even can I have my own insurance policy on his car? I live in Michigan and my previous car was hit and totaled. Trying to buy/finance another car after only working full time again since Feb. is near impossible.

Cheapest insurance for young drivers in the uk?

Homeowners insurance question?

My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!""

Car insurance??????????

im 18 my boyfriend is 21. of he gets my car insured in his name it'll be cheaper. but if i get pulled over while driving, does my name have to be on thebinsurance card?""

Can someone help me with a Corporate Insurance estimate?

I'm creating a business proposal and business plan for some investors, and I need a estimate on how much insurance does the business I'm creating would need. Some of the stats: - Its a new business so 0 years in experience, but the administrators and owners will have over 10 years exp. - Its a game that can be played all around the country, via portals much like slot machines. Each one is estimated in costing 6,700 dollars. We want to implement 1000 units. - It can generate over 100 million dollars in a single year. - The main office is going to be purchased, and it's value is of 1.3 Million. 3 floors 6000sq feet. - We are estimating around 30 full time employees. We want health and workers comp with all of the benefits. - We are going to have 5 corporate cars 2 Pickups 09 Tacoma valued at $28,625 and 3 Yaris valued at $15,980. - We want Liability, Fire, Burglary, Theft, the works. In terms of Liability estimated around $2,000,000 - $10,000,000. Hope you guys can help me out. And thank you in advance for your response!""

Car Insurance As A 2nd Driver?

It is cheaper for me to be named as a second driver on MY car, with someone who has 4 years no claismand has been drivin ages, but if i was too hav a crash in the car would he lose his no claims?? and also he has a car 2, so if he claims of the insurance for my car, will this in anyway affect his insurance for his car?? cheers""

Car Insurance for youth?

What car insurance company is usually cheapest for a new driver with a car in the early 90's (1991 Grand Prix) for liablity only. I would go on with my parents but the company they have forces me to pay on every car they own and its just waaaay to much for me since im just starting out in the workforce

What if i don't have car insurance and i don't drive the car?

i wanna buy a car but not drive it for a while but i can't afford car insurance....can i not register until i am ready to drive it is that legal?????

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""

Motorcycle insurance for an 18 year old?

I'm 18 and I want to buy a 1984 900cc kawasaki ninja motorcycle. I have an 84 camaro and I'm on my dad's insurance which means it's only around $80 a month. He is 50 and has alot of experience with motorcycles. I know that insurance is sky-high when your under 25 so my question is, if I'm on my dads insurance will it be cheaper like it is on my car or will it be just as expensive?""

How do I get back a revoked license in Colorado without owning a car or having car insurance?

When I had my license revoked for DWAI in Colorado, I was told that I could get my license back when a year was over by submitting an SR-22 form. The way I understand it, you can't get an SR-22 form unless you have car insurance. Is this correct? I don't have a car or car insurance, so how do I get my license back?""

Can you have more than two car insurance policies in New Jersey?

I am under my dad insurance and so is one of my cars. Is it possible for me to be under another insurance with my other car or thats not possible.

Car insurance help please ?

hi i know if you want alloys on your car you have to let your insurance know and they will charge you more but im after a vauxhall corsa sxi and they come with alloys as standard so should i mention i got alloys or will the quote already include that...... thanks.

My teenage sons car insurance premium?

i did a quote and the cheapest is 6334? how can they charge so much, his friend got a quote on a similar car for 854? any tips?""

Car insurance Age: 18?

How much is insurance on average for a 18 year old in the UK

Lake George Minnesota Cheap car insurance quotes zip 56458

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LIFE Insurance rejected for bad driving?!?!? I was just declined for a 20 year life insurance policy (required for a small business) by State Farm on account of a poor driving record (I have auto insurance, though). No arrests, no DUIs, nothing like that, just a dumb suspension and an accident deemed my fault, no injuries or anything, just a fender bender. Does this seem strange? Does anyone know a company that will insure me? I m only 32, non-smoker, in good health, no family histories, etc. Insurance coverage reversed after 2 years? I had L insurance when I had my first daughter. Right after a Dr. visit, they sent me a statement claiming $0 that I had no responsibly for that visit. 2 years later, I received a bill from the hospital for several hundred dollars. I had no idea what it was, so I called the insurance company, and they tell me they are under a different management and that they decided that I am responsible for a partial of that visit cost. I asked if this was legal and they said yes, and it happens all the time. They also said they might alter other statements I had received as $0 responsibly on my end. Can anyone tell me if this is truly legal? If not, what should I do? Thank you for your support! What health insurance is better, Aetna or Bluecross Blueshield? I have BCBS and thinking about switching to Aetna. Just want to know what is the best choice. Thanks! How much would a BMW increase your insurance every month if you have Nationwide? 10 points if you have sources :D Car Insurance In St Louis? I just purchased a 2002 Mazda Protege today and I bought the car right out but now I m looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil tiring because I really don t know what I m looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else s car. How much can I expect my car insurance to go up? We are with Progressive Auto Insurance. The car is a 1996 Toyota Corolla. Damage done includes: My car - scraped front bumper 1st Car (one who hit me) - Damaged left side/front bumper 2nd Car (one who got skidded into) - Screwed up wheel/tire and a damaged left fender, possible bumper or door damage. Light was green for both sides Cheap insurance? cheap insurance Cheap car insurance for new drivers?? does anybody know where i can get the cheapest car insurance for a Peugeot 106 1.1 im 17 and should pass my test by November, thanks. Would i need goods carrying vehicle insurance? If i was to transport mechanical tools or a regular basis in a vauxhall combo van, would i need to get goods carrying vehicle insurance instead of normal car insurance? I am a bit new to this so any advice would be appreciated. Thanks What factors affect how much i will pay for car insurance? what are the factors that affect the amount i pay for insurance on a car? im looking to purchase my first vehicle and want to know what i can t afford. Car Insurance Question? I need to know. What happens if your friend has an accident while driving your car. You are not in the car. You have insurance and it is up-to-date. Your friend has your premission to drive your car. Car insurance?????????? im 18 my boyfriend is 21. of he gets my car insured in his name it ll be cheaper. but if i get pulled over while driving, does my name have to be on thebinsurance card? Where can i get on birthcontrol cheap and without insurance in dc or md? I really need to get on birthcontrol and i m looking to get on the pill. i need something affordable and i dont have insurance. I also go to school in a different state than where i live so i would need to get it comehwere that allows me to pick it up from different pharmacies depending on where I am at the time. Who has the auto insurance california ? I have a car that I want to sell. I only need insurance for about a month. What is the fine for not having health insurance or Obamacare in 2014? What is the Federal fine for not having health insurance or Obamacare in 2014? Miami Florida Cheap car insurance quotes zip 33296 Miami Florida Cheap car insurance quotes zip 33296 Switching to liability only car insurance? Hi. I just moved to a new state with ridiculously high car insurance rates. My new rates are nearly double what I paid in my old residency. If I switch my coverage from full coverage, to liability only, how much would I save (approximately?) I currently pay nearly $230 a month on car insurance for full coverage. About how much would liability only be? If my gf and i have full coverage car insurance but not by the same company? me and my gf have full coverage car insurance on our cars, but we have different car insurance companies. would she be able to drive my car as well as i drive her car? If we were to get in an car accident will our insurance cover it? even though we are driving different cars? I m 17 and taking lessons shortly but don t know how to get cheap car insurance? I m 17 and taking lessons shortly but don t know how to get cheap car insurance? Is making a claim against a drunk driver being the passenger against there insurance.or.him? Is making a claim against a drunk driver being the passenger against there insurance.or.him? Mitsubishi eclipse 2007 insurance problems?? :(((? Gah, I m sorry people, i forgot to add some stuff :((( it s going to be used, and money in the long run is not an issue i have money set aside for the future (around 100k, and my dad s car parts company) I know i sound spoiled, but trust me, i ve never really asked for all that stuff, my dad just worries about me too much. But this is the first thing i ve ever wanted so badly, that i d probably do anything to get it. I might be starting a new job out of state. how do i provide health insurance for my family? I might be starting a new job out of state. how do i provide health insurance for my family? What is the best insurance for a chihuahua? I want to get pet insurance for my chihuahua. I was on this website called www.petinsurance.com. I typed in for a quote for my chihuahua and it gave me two options. Comprehensive Coverage and Economical Coverage. The Comprehensive plan covers everything from accidents, illnesses, and hereditary, but the other plan covers everything but hereditary. Should I be putting in the extra money for the hereditary area for a chihuahua? Does anyone have any experience with chihuahuas and know of problems they usually have and whether or not the other areas can care for it? And should I choose a high deductible or low deductible? Is allstate good insurance? My husband and I are buying a house and shopping around for homeowner s insurance. So far, we ve found that Allstate has the best rates. Are they a good insurance company? I d love to hear from current/previous Allstate customers. We currently have auto insurance through Geico, who we re happy with, but their homeowner s rates are high. We ll probably switch auto policies to whoever we insure our home through. So, any info on Allstate home and/or auto insurance would be appreciated. Thanks! How much is motor trade insurance? I know this is a bit of a vague question! I am 26, clean license, 1 years no claims and would be working from home buying and selling 5000-10000 cars. Any ideas or how much do you pay if your in the trade yourself? Cheers. Do I have to purchase liability insurance from rental car company? I m renting a vehicle in Phoenix, AZ (Fox Rent a Car). Under it s policies, it states In Phoenix, vehicles are supplied with liability coverage that meets state minimums. The renter is financially responsible for all damages not covered under the liability policy including, but not limited to the FOX rental vehicles full value. Do I have to purchase the liability protection that they offer if it s already insured? Just wondering. Thanks! I m purchasing comp/collision through travel guard. Life Insurance Question? Serious answers only. A month ago my mother found out she was diagnosed with Pancreatic Cancer. She had it for nine months and it showed no symptoms until now. She has very little money saved and as far as funeral and bills it cant be covered. Is there an Life insurance company that may help with funeral expenses, A few said because the liability is to high, she will be denied anywhere she goes. If there are people that has been thru this or experienced please answer below. All answers will be greatly appreciated. BEST AFFORDABLE MEDICAL INSURANCE FOR NEWLYWEDS (NO KIDS)? HUSBAND MAKES MORE, SO NOW NO LONGER QUALIFY FOR MY INSURANCE. WHICH IS THE BEST INSURANCE FOR PEOPLE WITH NO KIDS, AND WHICH IS THE BEST WHEN WE DECIDE TO HAVE KIDS? AND WHY? THANKS SO MUCH, THIS IS A PAIN IN THE REAR... 1996 Chevy Z26 Beretta Insurance??? How much would a 1996 Chevy Z26 Beretta cost? Would it be really high because its a sports car? I have a great deal on a GREAT looking car and just wondered if i could afford the insurance..... Im almost 18 and a boy if that helps you answer.... Michigan My-child health insurance? I need to get my 2 young kids health insurance because they were takin off there dads health insurance after divorce. He wont cover them anymore after 6 months. My employer offers health coverage but Its so expensive that it takes almost all of my child support to pay for it. Its over $600 a month for me and two kids or $100 just for me. Will my- child state insurance cover my kids if I can t afford that 600 amount. I make decent money but I can t afford to use all the child support to pay for this. That leaves nothing for stuff for the kids. How to start a dog breeding business? I was thinking about having to breed well known dogs for a cheaper price. And I have thought long and hard about breeding. I know my purposes of breeding. I was thinking about breeding Standard Poodles, Golden Retrievers, and the Cavalier King Charles spaniel. How do I start a breeding business. And I will spay and neuter the puppies when they go to new homes. Please no negative answers. Anyone with experience in dog breeding businesses would be great. Thanks So what happens when I don t have insurance and I hit another car who has insurance? I don t think I shouldn t be responsible. I definitely want to pay for damages, and am an idiot, the insurance expired last month, I had no idea until we looked at the paper work. Yes, you re right about the doing good doesn t matter when it comes to the law...I shouldn t have typed that in the first place How much would an urgent care visit cost with out insurance for strep throat? I live in California, and I have strep throat. I know that OTC don t work to cure this so I need to go to urgent care. I m most likely going to go to Kaiser...help please! How much does car insurance cost? I just bought a 2007 toyota corolla and I m putting the insurance in my moms name. She s gonna list me on her policy, around how much do you think it will cost to register this car? I don t want an exact amount just ideal price. 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Alright, I m looking for a good affordable v6/8 manual car that has good handling and steering... any ideas? currently i have a 95 saturn sl with broken power steering, yeah it gets the job done but don t know how long it will last so I m looking for a new car now i would like to avoid trucks a little more due to gas but if it has the speed and handling/turning I m looking for I ll take it i don t care about looks as much so any ideas Help! im trying to find car insurance!? I have been an all the comparison sites and quinn have and ecar have quoted me in excess of 2000 I am positive I have an ear infection. I don t have health insurance. Where should I go? I am positive I have an ear infection. I don t have health insurance. Where should I go? How much longer will americans put up with health insurance companies? MSAD The answer is Universal healthcare for every american...you like the health insurance companies because it s all you know. 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I put my specifics in progressive and quote-net and ended up with half the rate for nearly exactly the same conditions that liberty is offering me. I plan to take public transportation more and park the car. I just want to be able to legally drive it to get somewhere in case of emergency and be covered if the car is hit. What would you suggest? How much does insurance(auto insurance) cost for a 56 year old with perfect records? I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest. Thanks in advance. After the insurance adjuster gives an estimate on the damages on my car, whats the next step? My car was hit by a van and the vans insurance company is paying for everything. I recently got a call from a body shop saying they received the estimate cost for the damage of my car. 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Let alone what FEMA is doing to thousands of California Property owners. FEMA is re-mapping several communities within the state and every other state for that matter. Flood insurance is becoming a necessity and if your community is being affected, your property may be becoming a high risk flood zone. That means you have no choice but to purchase a policy. If you are concerned about these changes and how they affect you, then visit www.myfarmersagent.org. There you can obtain a flood zone determination and quote. We specialize in preferred rate policies and helping you grandfather your property to its current rating. Let me know if this helps anyone, I would hate to see anyone stuck with a high risk flood insurance rate. Is medicaid insurance? I was discussing braces with a girl and I said I wasn t getting invisalign because it was too expensive. She said her insurance covered for her. I asked her what insurance she had, since my insurance doesn t cover invisalign. She said medicaid. ?? How is that insurance? Cheapest car and car insurance for an adult first time driver? hi i just passed my driving tests and looking for a cheap, small and reliable car. i am 27 and a full time student. i live in small UK city. would like to how much to expect to pay for car and road tax. what other things to expect to sort out. god bless you What is the best (used) car for a new driver? I ll be driving soon and my dad agreed to buy me a car, on one condition: it has to be used and not new. I am looking for a car that gets good gas mileage, is good for the environment, and affordable (under $5,000). Know any good cars that meet my requirements and is good for a new driver? How much does 2 points on a driving record increase your monthly payment of insurance? Im 17 about to be 18 and i have 2 points on my record from an accident that happened about a month after getting my liscence. Car insurance for a learner...? im 17 now and want to start learning to drive. But what i want to do is buy a car, then get insured on it as a learner and have my dad take me out driving to teach me. i want a car like a peugeot 206, renault clio, vauxhall corsa, a ford KA or something small like that. does anybody know how much insurance will be for me as a learner? also im female if that helps!? Is there any auto insurance that wont charge me loads of cash in my state? So im 17, new driver, and getting a 1988 monte carlo ss. i know it doesnt sound to pretty but is there any auto insurance at all that wont charge me **** loads? The lowest one i saw was 507 a month, not to pretty=/ How much would car insurance be for a 2002 Jaguar X-Type compared to one for a 2002 Lexus ES300? I know the Jaguar would be more expensive but by how much? Is this a reputable health insurance company? Does esurance.com list reputable companies or do they list just any company? It looks like I have found a really good deal for student indemnity insurance from a company called Time. Does anyone know if this is a good company? Miami Florida Cheap car insurance quotes zip 33296 Miami Florida Cheap car insurance quotes zip 33296 https://www.linkedin.com/pulse/indiana-farmers-insurance-claims-jason-stanley/

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deafeningcreationperson-blog · 7 years ago

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What is the average cost to add a 16 year old to auto insurance?

"What is the average cost to add a 16 year old to auto insurance?

I am 16 and I am trying to get my parents to let me get my license and put me on the insurance, but they think it will cost to much. I know it will cost more, but I don't know how much and I have an A average at school and I am a girl so that has discounts. I asked the insurance place but they asked to many questions so if you have a rough estimate that would be great.

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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In Feb (2 months ago) I was rear ended at an intersection by a drunk driver. It was 3pm, I was on my way to class, and he hit me out of nowhere. This was his second offense. He was arrested that day on DUI/drug charges. He was fully insured by Nationwide Insurance. Turns out he has a LONG list of driving violations, speeding tickets, and such. I was taken by ambulance to the hospital, and then went again the next day. I have been to my medical doctor and chiropractor since then. I had never been in the hospital before, or to a chiropractor, and my neck/back are now messed up. I have had a MRI, and a ton of prescription. I have lost the natural curve in my neck, my vertebra are out of alignment, and I am having BAD, BAD headaches. I had $3000 damage to my car, and over $5000 in medical bills. How much pain and suffering can I get? Until this point, I was healthy, and fit. Since then, I cant work out at the gym, and Im getting headaches which affect my concentration, and sometimes my vision... Im only 24. What am I entitled too?""

Why are my insurance quotes so high?

I live in New Jersey, Plan on buying a 2012 mazdaspeed3. I am 18, which of course will make my policy higher. Currently, my car insurance runs around 300/mo on my parents policy. I cannot join their policy with the new car as it will be registered to me. The following are the rates ive been quoted Progressive - 6 month policy, $5,000 + $1,200 due at start-up Cure - 6 month policy, 6,200 + 1100 due at start-up Liberty Mutural - 6 month - 5200 + 1500 start plymouth rock - 6 month - 2,2009 + 679 start Why are these all so expensive? and why do they only offer me 6 month policies? thanks in advance!""

What happens if you are in an accident that wasn't your fault and you have no insurance.?

question says it all LIVE : California.

Affordable Dental Insurance? Can it be true?

I recently lost my job. I would like a separate dental insurance plan besides my basic health insurance. I wonder if anyone else is feeling the pain like me. Any suggestions?

What is the cost for home insurance based on?

I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic

Where can I find cheap insurance at 17 years old with car modifications...?

Hi, i'm about to turn 17, will have a year 2000 renault clio, and would like to know where the cheapest place for car insurance is. The only modifications I want is new back light covers and a CD player. Directline do not insure 17 year olds with modifications. Not even with a different CD player... Thanks""

How much will my insurance raise after DUI and totaled vehicle?

I totaled my 2005 Jeep Wrangler Unlimited Friday night and got a DUI. I have been with Nationwide for a number of years, and had a pretty exemplerary driving record. I was paying about 100 dollars a month full coverage as a 26 year old male on my Jeep. Does anyone have an educated guess at what my insurance rates will do now? I'm trying to decide, when I get my license back and buy a new car, if I should be looking at a sports car with full coverage, or if insurance prices alone are going to make me want to get something cheap with liability coverage. By the way, I live in West Virginia.""

Question about car insurance...?

About how much does a car alarm save on auto insurance?

I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""

""So, is a MAZDA 3 sedan good for first time driver?""

insurance cost?( 19 and a female, live in sf) my dad could own the car and put me as co owner so that insurance wud be lower..hmm? fuel cost? and the cost of the car( including taxes and everything else) please help!""

Does making payments on a car make insurance cheaper?

my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer

Luxury cars with low insurance rates?

I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""

HELP!! IM 19 i need a very cheap car insurance?

hi i recieved a BMW compact 02 plate car as a gift, and i was really happy but now im really upset because i cannot find any cheap car insurance, i quote all the time and the lowest price i get is 5200 for a year and monthly instalments of 468, i wonder where in their brain do they they think i can pay that every month, i work and pay my rent, sky, internet, gas, tax, credit card etc. what must i do i cant afford to pay 468 more on bills. can you please give me websites which can help, and please dont leave any rude comments because i really cant be bothered for u wasting your time , THANK YOU""

Term Life Insurance at age 21?

I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!""

Insurance help please?

got hit from behind by a driver who has insurance, i notified my insurance what happens next ? will my car get repaired by his company or mine ? and how does a deductible work ? Ive never been in an accident so i am clueless on this,,,,,and how do they fix your car ? do they tell you where to go to repair it ? or just give you the money ? and how do you determine how much ? sorry for being uninformed completely !!!! thanks for your knowledge""

""Can you get cheap car insurance, under fully comp at the age of 17. But at a reasonable price?

Is there any car Insurance company out there that could offer me a really good price for car Insurance? Im looking to insure a 1.2 litre Renault clio under comprehensive Insurance. Reason I want to do this is because I will be able to drive other cars to without me paying for insurance on them. Anyone?

Want the cheapest and most affordable insurance in Florida (Tampa) !!!?

He guys, I'm 19 years old and just received my driving license this week. I want to insure my car that I just bought recently , would someone tell me a name of a company that offer an affordable insurance for student ? Just to let you know , some people say that there is no differences between insurance companies prices. but actually that is WRONG !!!>>>>> Some companies try to get customers by cheap prices > please let me know if you have experiences this situation.""

Average motorcycle insurance?

What is the average motor cycle insurance for a 22 year old female who's taken the motorcycle driving course? Anybody know a ball-park figure?

Will my car insurance rates go up if i crashed a car as a valet?

backed into another car as a valet. My company has insurance. The insurance exchanged was my bosses, and the other 2 parties involved (car I was in and the car that was hit). My license number was taken down and I received a traffic ticket. Oh well. My real concern is does MY insurance ever find out about this? Or is it all on the company's insurance?""

Car Insurance for a teenage.....?

I am turning 17 and I already got my licence. i wanted to know how much my car insurance would be if i were to get a 2000 toyota corolla in Glendale,CA.""

Question about getting a car insurance quote?

If I go to say, State-Farm's website and get a quote. They need information like my specific address. I'm new to this, why do they need phone numbers or addresses? Am I going to receive spam mail from them or something? I know where I live affects my car insurance, but a specific address.. I'm just lost. Thanks""

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

I need a form for allstate car insurance good student discount?

Would it be against the Law if you don't have this Obama Health Insurance?

Will you be put in jail or a fine if you don't have this proposed Health Coverage? What if someone is homeless which is alot of people with this economy, do we pay for them too? Who is this for anyway? Do you think the Insurance Co.'s will make it affordable because I seriously doubt that with the Government in their pocket!!?? If it passes would this be a huge windfall for the Insurance industry or what?? First the Banks and Now the Health Industry?""

What is the average cost to add a 16 year old to auto insurance?

Insurance companies that offer insurance to permit drivers?

I just recently bought a car a few days ago and I'm in need of insurance until I get my license in October, is there any insurance company that will offer insurance until I get my license, I'm only 19 and I live in ny, I'm also aware that I will get crazy rates since I'm a teen and have a permit and will be considered a first time driver but I need insurance, don't have anyone to put me under so I have to put it under my name. Thanks in advance""

Auto Insurance Quote question?

What does the 250/500/100 liability coverage on the premium policy mean? Here's the auto insurance quote: 1999 Honda Accord LX [ assume a 20 year old male with Good Student Discount and Accident - Free for 3 years] Quote: Premium with Comprehensive and Collision ($500 deductible) With Multicar and Multiline Discount 1999 HONDA ACCORD TERR:003 ,AFD3YR, VSD2 RG:04 CL:5B GS - PREM BIPD 250/500/100 = $284.74 WITH P1 PIP P4 = $4.00 COMP $500 DED = $52.79 COLL $500 DED = $162.39 ERS = $2.60 R1 80%/500 = $11.60 U 250/500 =$19.40 S 1 AT 5000 =$1.20 NEW PREMIUM =$538.72 ----------------------------------------------------- If you can't read the above, then what's 250/500/100 liability coverage on a premium policy mean?""

Health Insurance company for a graduate student? What one is best as far as price and coverage??

Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and thats way to much.

Life Insurance question?

I have a non-prefer smoking policy life insurance but on the present I smoke .what could happen if in case I die? will my insurance still cover my family?

Can my dad insure my car if the loan for the car is under my name?

I just bought a car and it is financed under my name. I was wondering if I could just let my dad insure my car cause then the insurance would be way cheaper. Is that still possible? Some people had told me that it doesn't matter who is the loan under my dad could still be the one insuring it and I could still drive it saying that it is his. I just wanted to make sure if I could do that?

What is a private jet's insurance price? and maintenance costs? Averagely.?

For school I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

Do I need auto insurance on a car that is not running with no plates?

I live in Parma, Cuyahoga County, Ohio. I am planning on buying a project car that is currently not running. I am going to keep it in a garage out on the farm and slowly build it back up. What kind of insurance do I need on it? My old car used to have storage insurance on it for winters, about $20 a month. I don't want to pay $70 per month for a nonrunning car!""

""Cheap, affordable health insurance for a college student?""

I don't dorm for college being how I live within the vicinity of my school. So that already kills off a few suggestions being how there's more insurance coverages out there for dorming students. What are some websites or companies that would have fairly priced insurance? I'm on a low income & I've tried applying for medicare, but that's a whole another issue I'd rather not discuss here. I've heard someone tell me something about Obamacare? & I also tried getting insurance from my jobs union but they have YET to send me my medical card in which I've just about given up in trying to obtain in the number of attempts I've called them about it... So please, if you know ANYTHING based on the above criteria, thanks.""

""Where can I find affordable dental insurance, that I can use immediatleywith no waiting period???

Im in the State of VIRGINIA :)

How much in total would a decent car be for teenager?

How much in total would be a decent enough car to start off with for a new driver? And how much would the insurance be?

How much does Geico car insurance cost?

How long does it take for car insurance to lower rates?

I have been with GEICO auto insurance for roughly 1year and then another approximately 4-5years. I had a break due to joining the military. At this time i receive coverages every 6 months. The problem i have with GEICO is that i been paying just about the same since I started and just recently my rate went down only 20 dollars. I have been in one accident with an elderly who passed a stop sign, a speeding ticket of driving 35 on a 25 and i believe two seat belt tickets. Nothing in the last two years or more. What do i do to get my rates lowered without effecting the quality of coverage. When do insurance companies lower their rates??""

Where can I get consultation for health insurance?

I have been having a lot of insurance problems after about a year ago I went to a PCP for chest pain. They charged me for a general check up ($100) and referred me to 3 places, a hospital for an ultrasound (hospital bill $3500, doctor bill $750), a place for x-rays ($75), and a thoracic surgeon consult. The surgeons office was the only one to warn me that my insurance would not pay for their consult. My insurance, UnitedHealthcare, has only put in about $2000 towards the ultrasound and I am left with a lot of bills that I had no idea I would have until months after these was all done. Now I feel very frustrated and I do not feel like I can trust any insurance company to help me. I was wondering if there are businesses that can help me get the best insurance for me and explain how much everything will cost as I do it. I find it way too confusing to figure out on my own. I have a thoracic disorder which I was born with and I may need surgery. I have had health insurance under my parents until 23, then I got this insurance with UnitedHealth care when I turned 24.""

I need help finding free health insurance.. Dont have a income.?

I dont have a income and i need help finding a free Health insurance.. Does anyone know about any free health insurance that the government gives for the ones who are in need...I cant apply for low income health plans.. because i dont have a income... please answer asap....

If a car is red does it cost more on a persons insurance?

a Friend is looking 2 but a car she is 19 and she wants a red car will it cost more to be on her on her mothers insurance

Has your auto insurance premium gone up?

I live in NJ and currently have AAA auto insurance, and my premium just renewed, and I noticed it went UP $300! I have no points, tickets, none of that. I didn't buy any other vehicles, or anything. I called them and they told me they had an overall rate increase. I think they're giving me the run around. I've never had a random rate increase ever before.""

No proof of insurance ticket in California?

I was driving my uncles car and got pulled over because the insurance paper was forgotten and left inside my uncles wallet. The car has insurance. I am not in the policy. I do not live at the same address the car/insurance is registered at. I was just borrowing the car for 1hour. The officer told me its like a fixing ticket you show up in court show the insurance and your ticket will be dismissed. So i went to court took the insurance and the judge told me my name is not in the insurance paper and i need to pay the fine. I read other places that i am okay to drive or borrow others car as long as the car has insurance and and also am not living at the same address the car is registered at or else i will need to be in the policy as well. What are your opinions? Should i get a lawyer and fight it? Or I need to pay the fine. I also got the ticket in California. Thank you

Car insurance do i have to tell them ??

am trying to fill in a form for a quote, i was involed in a crash which wasnt my fault, the other person admitted responsability, do i have to declare this as a claim ?? or do i not mention this, am trying to get a quote for this years car insurance Thanks""

Cheap Car insurance ?

I am 17 and had 2 crashes does anyone know of cheap car insurance cheer

How much is insurance for a 16 year old boy?

my names Alex im 16 years old and i have my license and a job. i have to cars a 1978 Cadillac coupe Deville and runs perfect but really bad on gas and a 1980 camaro sports coupe sitting since 1994 but runs witch car would be cheaper on insurance

What is the average teen male's car insurance cost??

Which car would insurance be higher on?

Hi, I'm 16 and I'm getting my first car. I've saved up a chunk of money to make the down payment and 2 or 3 of the monthly payments (my parents are paying for the rest). I've narrowed it down to 2 cars of about the same price. A 2004 MiniCooper and a 2005 mustang (v6). My parents will be paying for my insurance so I was hoping you could tell me which one would have a lower rate so I could make it easier on them? I already know it's going to be high because I'm a teenage driver so whatever helps really. A mustang is kind of, sort of, sports car-ish (I'm not big into cars people, ignore my ignorant terminology) so I figured that would have an effect on the insurance. On the other hand, a minicoop is very small and I don't believe they're made in the U.S like a mustang is so parts and stuff would be higher if I'm correct? Thank you very much for any help!""

Affordable Senior homes?

what is the best place for seniors who live on their own and have health problems or have difficulty in taking care of themselves? Something that can be affordable in the same time.

Do you believe medical insurance should pay for breast implants?

Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?""

What is the best health insurance and affordable in arizona?

for mom and a daughter

What is the average cost to add a 16 year old to auto insurance?

https://www.linkedin.com/pulse/nissan-skyline-insurance-price-daryl-preisentanz"

0 notes

classycollectorartisanposts-blog · 7 years ago

Text

How much will it cost to insure a mini cooper, for a young driver?

"How much will it cost to insure a mini cooper, for a young driver?

just about to start driving and would like to know the costs?

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

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I am 18 years old and unable to get a quote for some reason. I was wondering on average how much woul it be to get insurance on a 2004 corsa 1.2 sxi, on my parents name?? Does anybody know if it would be more than 2000??""

How much is insurance on a Oldsmobile Alero or a Toyota Echo???

I am currently looking for a new car, and I'm trying to find a car with a good safety rating, dependable and low insurance. Can anyone help me in my search?""

What do car insurance companies base their quotes?

i know insurance for each car is different but what do they take into consideration, before giving a quote?""

What are the best alternatives to Humana One for an individual?

I am a college graduate and my parents helped me with Humana One bills. I am about to work at my first post-college job but unfortunately they don't provide health insurance for part-timers. I am interested in more affordable but quality alternatives to Humana One especially for someone in his 20s. My alumni association mailed me info about GradMed but it is only a temporary solution and doesn't cover pre-existing conditions.

Dental Insurance Company Denying Authorization for Covered Plan Services.?

Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks""

Ford focus insurance?

any one know which type of ford focus has a low insurance group, i am looking to buy one soon but want one that has a cheap insurance policy, i am thinking of a focus ghia 1600 or 1800cc around 03 reg, any help please

How much would insurance cost for this motorcycle?

Hey guys I know you can't give me a direct quote or anything like that, but if you had to guess or anybody who you knew had one it would be pretty cool. Im 17 now turning 18, I have my own insurance and I've been driving for a year without an incident so my rates are about to go down. Its a 2013 r1, what would the price range be per month?""

Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut?

I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in CT, so it is a state that does not require individual policies to cover pregnancy.""

""1994 Mazda MX-3, How much would insurance cost for it!?""

So I got a 94 Mazda mx-3 car, and I live in Calgary AB. And i'm 16, could anybody give me a estimate on how much registration, insurance, ect, would cost?""

Do I have to pay more for my 16 yr old to drive?

Do I have to pay for a different auto insurance policy (that costs alot more)here in Oregon to allow my 16 year old son to drive our vehicles? I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.""

How much does insurance cost for a new 16 year old female driver?

I would like to know how much insurance costs for a new 16 year old female driver. My parents have the insurance company USAA, so if I could get some information on the likely costs of this, that would be great. Thank you!""

Ninja 250r Insurance price for 17 year old?

Hi, i am looking to buy a USED ninja 250r when i turn 17. How much would Insurance cost per month? I plan on taking the msf course, and any other program that could lower my insurance rate. Thanks!""

Best car to insure for a provisional driver?

I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks""

How much will it cost to insure a mini cooper, for a young driver?

just about to start driving and would like to know the costs?

Does Wal-Mart have better and cheaper insurance than Obamacare?

http://www.examiner.com/article/washington-examiner-walmart-s-health-plans-are-better-than-obamacare On Jan. 7, 2013, The Washington Examiner released the results of an investigation finding Walmart's employee health insurance is significantly better than Obamacare. Walmart has come under mega union labor union criticism as a retailer whose employees are both underpaid and mistreated. Like many insurance plans which have been canceled as a result of Obamacare benefit regulations, Walmart's health insurance has been called substandard. However after an in-depth comparison, the watch dog team of the Washington Examiner discovered employees of Walmart receive a better bang for the buck than Obamacare. In comparison to Obama care, it was discovered that Walmart plans were a whopping five to nine times less expensive. Full-service individual coverage in a Walmart HRA plan is available through a Blue Cross Blue Shield preferred provider organization for as little as $40 a month while family coverage averages $160 a month.""

Cheap car insurance for 17 years olds?

Hey i was wondering if anyone know where i could get car insurance for under 1500, cheapest i can find is elephant and that 1500, i have only just passed my test, and i have looked at putting my parents on the insurance too but it doesn't make much of a difference to the extensive prices, its just my car is only worth 1000 and i dont want to have to pay 2000 insurance when my car isnt worth that""

How much would my motorcycle insurance cost?

I am 18 I live in Northern Virginia. I have car insurance with Geico for a 2005 Honda Accord EX. I start college as a freshman in less then 2 weeks. I have no records (accidents, speeding, thefts, etc..) I have a part time job (18 hours a week) I understand that they're are a lot of factors in this but i would just like a rough estimate.""

Do you have to buy full coverage insurance?

If you are finance a car from a dealer? This would be in california

What can I do if I was dropped from my car insurance?

I got a letter today, saying that my car insurance policy will be terminated near the end of October, less than a month from now. This is because of a minor accident last December and a recent speeding ticket that I just finished traffic school for. What are my options? Are my rates going to be sky high with another company because of this?""

Should my auto insurance company waive my deductible?

I recently was rear-ended by an uninsured driver. My insurance company assessed the damage at $1019.04, my collision coverage has a deductible of $1000 so my insurance company closed my claim and made payment of just $19.04. As I am a California resident, my policy includes the Collision Deductible Waiver. Are my insurance company therefore liable to waive my deductible and cover the full cost of my damages? If so, what should I do next?""

Affordable health care for a healthy individual age 23?

I'm working somewhere where I don't get health insurance and I'm a grad student right now. I'm 23 and healthy. Getting on either of my parents' plans would be ...show more

My daughter had a car wreck with my car causing my insurance to go up.?

My daughter had a car wreck with my car causing my insurance to go up. Technically I didn't cause the insurance, so if I was to switch insurances, will it still show up. It would just be me in the policy now.""

Who has the cheapest car insurance in maryland?

How is the health insurance bill in the Senate going to lower costs?

Can someone explain to me how the bill going through the Senate right now does anything to control costs for the average family or person in the US? So far this is what I see: 1) If you have a good plan they are going to tax it - Raises costs 2) The insurance companies will have to cover everyone, even preexisting conditions - Raises costs 3) Cuts payouts to health providers for Medicare - Raises costs on others (they have to make it up) 4) Shifts costs to States for Medicaid - Raises state costs which raise state taxes 5) Cuts how much the Government pays for drugs - Raises cost when pharma makes up costs on private plans 6) Forces businesses to provide insurance for employees - Raises costs on all products Can anyone explain how this bill can lower costs for those who have insurance and keep them from rising? I am all for health insurance reform, these reforms just look terrible to me.""

Cheap car insurance company in vegas. 2 cars paid off?

""Car insurance with 6 point,?""

cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""

Health insurance for a pregnant college student?

Okay, so my baby is due in August, and that will be in between semesters. so the only way that my parents insurance will cover me is if I am still considered a full time student, which means I'd have to be enrolled in the next fall semester. By then my baby would only be a month old, and my university is 4 hours away from my mom. so my question is: what other ways could i get health insurance? is there a good online school that i could do, and would i be considered a full time student if i took online classes? and/or what companies offer health insurance benefits and what do you have to do to be eligible? thanks!""

What kind of insurance to get?

I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won't break the bank?""

Do I need to be on the car insurance if I don't live in the house?

I get my license tomorow and my dad was planning on letting me use his car Friday. His insurance covers the driver of the car, but then other insurance policys are saying that I need to be under the insurance, if I am in the home. I don't live with him. So does he still need to add me to the insurance, since I don't live in the home?""

Reasonable health insurance in CA??

My step-daughter, husband and I are currently insured trough Blue Shield of California. The Deductible is $7.500 annually and we are paying $520 a month. Whenever we are going to get my husbands prescription drugs, we have to pay 100% out of pocket, whenever my husband has to go to a doctor we have to pay %100, whatever we do, we have to pay 100% ourselves, when does the insurance come in??? Every year, we have to pay $7.500 out of pocket till we can expect the insurance to even consider covering anything, who has that much money to spend every year on health insurance?! Recently my husband started having kidney pain, hernia, heart problems... but we can't go to a doctor because after paying the $520 a month to the health insurance we are simply left with nothing. I have not been to a doctor for 8 years, now I am very frustrated, I really need to take care of my husbands health but every insurance is just a ripoff. Can anybody help me with some advice...or a good insurance with low deductible or none at all (if that even exists).""

USAA car insurance while deployed?

it is illegal in MA to have no car insurance. I can take my car off the road but it costs $120 to get new plates. Does USAA have an option for insurance cheaper than the minimum allowed by your state. How am I going to drive anyway when I am deployed??? thanks

I am looking for an affordable holiday abroad ?

can anyone reccommend any good web sites with exellent deals please as i have never been on holiday abroad and is there any extras like do you have to have travel insurance and is it affordable?thankyou

How much more will the insurance go up? From Ford Ranger to Ford Mustang.?

I saw my dad right a check for my ranger to the insurance place for $75.. im about to get a 2003 mustang. How much will it cost for that on estimate just liability and it'll be on my parents insurance? Im 16 year old male with a 3.0 gpa. I have my own job too.

How much would insurance cost yearly for?

for a 2005 Lamborghini Gallardo that would be purchased for 110,000 dollars. Thank You.""

Car Insurance/car buying?

I am a first time car buyer and don't have much experience with this stuff. Should I buy car insurance before I buy the car or can I buy the car and insurance at the same time? Thanks

Blackjack: What is insurance?

How much does the player put down for insurance, and what do they win? Also, if their is anything else about it, I'd like to know that too.""

Is it possible to get insurance for a couple of months for 18 year old?

I passed my test a couple of months ago and really want to drive for summer, but I can't afford a car at the moment. Is it possible to get insurance on my mums car for a couple of months? as I go away to uni in September, possibly as a named driver? thanks.""

Where can I get cheap bike insurance?

I'm having trouble getting a decent quote for my ZX7R, due to my no claims being void becase I haven't ridden for 4 years. Can you help?""

How much would car insurance cost for an 18 year old?

I have 2000 toyota celica and I had my license for almost 1 year. I was in a car accident(my fault) and my car was under my mom's insurance but the insurance company doesnt want to cover the celica anymore due to the fact that I was driving it. I will be 18 on september and I was wondering how much would it cost montly for me since Im going to CSUN and ill be commuting, and i don't want to pay too much. I live in california""

How much will it cost to insure a mini cooper, for a young driver?

just about to start driving and would like to know the costs?

About my leased car insurance?

I have a nissan 2009 lease, I have two questions: 1. do I need to purchase PIP insurance? also a $750 deductible in comprehensive and collision is ok? 2. My boyfriend lives with me and he has his own commercial car insurance, I drive my car the most, do I need to add him in my quote? He drives the car perhaps on Sundays when we go out other than that I drive the car most of the time. Thanks for your answers""

How much would my car insurance be?

I'm 21 years old male and I live in NJ. I'm thinking about buying a used car and financing it. I was looking at GEICO website and the quote came out to about $1600/year for 2000 honda S2000. I was wondering if that amount is right. I selected collision and comprehensive coverage along with all the other coverage options. I thought full coverage would be much more expensive like $3000 but that is so low. So I was wondering if that amount is right. (I live in NJ with my uncle and my parents live in massachusetts)

Cost to insure a 1987 Fiero GT?

Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???""

What car insurance company would you recommend?

my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?

Questions about health insurance?

I took my eye exam couple months ago, and now i need change my insurance company, so my question is can i take my eye exam again?""

My car insurance renewal is due next week can anyone suggest cheap?

I'ave got 3 years no claim bounus my old insurare is asking 392

Out of state car insurance?

OK if i get a car in NY with ny license plates can i get NJ insurance without having to change anything ? I will going to school 5 days a week out there and will be staying with my aunt ..... but i don't wanna change my license or license plates ..... ... will i have to show proof and what kind of proof ?

Whats the cheapest car insurance in ME?

Mazda RX7 1986 23yo driver no lapse have a wet and reckless from california. Need cheapest Liability coverage

Is Van insurance cheaper than car insurance Eg A fiesta car or van same spec?

Please help!!! Auto insurance question?

I'm having trouble trying to get under my dads insurance policy. I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy? 11 minutes

Can my insurance drop me?

Hi, i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""

Insurance with car or person in Georgia?

My wife has been allowing her father to use her car to work as a pizza delivery man while his car is getting fixed. We don't have her car listed as a business vehicle, but he says that if he wrecks it his insurance will cover it. I'm not sure if he is correct or not, but I don't know the law in Georgia. I'm afraid he'll get in a wreck and we'll get sued or have our insurance policy canceled. Is he correct? Thanks.""

Will my insurance go up more?

So a months ago my car insurance went up because of a driving ticket and i just go another...will my insurance go up even more or what will happen????

How can anyone afford private health insurance in USA?

I'm thinking about going into private business in the USA, but I'm concerned about how to insure myself with health insurance. The policies I'm seeing are extremely expensive, and the deductibles are quite high. How do people who start their own business manage?""

How much of a price diference is their between a libaility and full coverage on average?

I have some acidents on my record any my insurance is through the roof.

Is car insurance any cheaper for a pensioner if he do'snt work?

I am 67 and just finished working, when I renew my car insurance in a month's time, should I expect it to make a difference to the premium.""

Wat is the best insurance company out there..?

how much u pay..and wat's the best service.. ok..just want opion..I Wanna change my insurance company... heard that Mercury is good..

Car insurance on a ROUSH.?

How much would it cost for a 17 year old, with no tickets and had never gotten into a wreak, to be covered on a 2007 mustang roush?""

How Much Would Insurance Cost On A Mitsubishi Lancer Evo?

What would be an approximate range on insurance cost for me? I was considering buying a mitsubishi lancer evo and need to factor in the cost of insurance. It would most likely be a 2003. Model: Mitsubishi Lancer Evo Car: Year 2003 Age: I am 16 soon too be 17 State: Oklahoma Occupation: Student (3.5 gpa+) Other Info: I would most likely only drive to school and the gym 5 days a week, less than 10 iles a day round trip. I would be able to pay a higher deductable if need be. Live: with parents Background: Father is a Radiologist - Income: easily 300k+ Although I come from a very affluent family my parents are making me pay for most of my car If I am lucky they will give me a 10k allowance max.""

I'm disabled a on social security. Is there a cheaper auto insurance that I can apply to in Florida?

Im moving to flordia on March 3ed. An I need to find cheap auto insurance. Here in NJ we have a program called Dollar a day. But its only for people on Medicaid or Medicare. Does Fl have any programs?

Why do i have to have my car inspected by my insurance company?

I just changed insurance companies and the new one wants to inspect the car which I never had to do before. How come?

Would having a baby affect you car insurance rate?

I just had a baby 3 months ago and I was jw if it would affect my rate if i told the company.

""I am international student , i need to apply health insurance(Texas)?""

where should i go?(houston, Texas) what stuff should i prepare or anything i should biring""

Car Accident Gap Insurance...HELP!?

I justgot in a car accident. My back of my car is smashed. It was completely NOT MY FAULT. I am unsure if i have Gap insurance or not. Whose Gap Insurance pays off your loan if the car is totalled ?

Can a Home Mortgage Company insist you paint your house?

My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.""

How much will it cost to insure a mini cooper, for a young driver?

just about to start driving and would like to know the costs?

https://www.linkedin.com/pulse/low-income-health-insurance-brenda-best"

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