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naturalhealthgodsway · 5 years ago

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Dealing With the changing Face of "Normal"

"Normal"! What on earth is this concept of normal? I think the best description I ever received was, "What everyone else is, and you're not!" I've always described life around my home as "my/our version of normal, whatever that is". For me, "normal" has always included a sense of routine, a certain amount of sameness every single day, the "normal" way of doing things at the usual time and place. Then change comes along and reminds me that as a single mom, this concept of "normal" is actually, highly relative and if I don't adjust and accept that "my normal" won't be the same as other families out there, change would be very hard to deal with. Whether you've recently become a single mother, or you've been a single mother for a long time, no doubt your concept of "normal" has had to change too. Sometimes we have to adjust our perception of “normal” before any true, lasting change can be engaged in or even considered. Sometimes, “the way we’ve always done it” is no longer the best or most expedient way to do it anymore. Life has a way of throwing things at us that require change to adequately deal with. Change is a difficult word for up to a solid third of modern society. It is a threat for some. A difficulty for others. Some types of change require time, effort, and/or money to accomplish and those requirements are not always available the moment change barges in. Change arrives for various reasons: Someone dies and family or work life must be changed to accommodate the gap left behind. Health fails and change must take place to function in a manner conducive to healing or simply moving forward in a new way of life. Locations change because of going to school or accepting a new job and change must take place to accommodate the move. Prices rise and fall, forcing changes in how available earnings are spent. These are just a few of the circumstances that tend to force change in a person’s life, whether or not that change is wanted or unwanted. Nothing makes the concept of dealing with change more relevant than the year COVID-19 hit the world stage! Truly 2020 will go down in the history books as the year that forced modern life to reconsider how they do things in a very sudden, in some cases drastic way. How we paid our bills, how we schooled our children and how we did our grocery shopping were instantly changed! Prior to COVID's entrance, the idea of online shopping for groceries was still considered a novelty and a high-ticket convenience. That all changed in one week in March of 2020! Back in 2018, I came across a photo someone took of a list of foods someone else had made for themselves to avoid. The comments attached to this photo revealed a battle for change that many nutritionists, dietitians, health food gurus, and others have been trying to win via educating the public for possibly going on 2 decades now! The perception of a normal grocery list screamed quite loud as I saw junk food, sugary foods, and items I’d only consider the occasional splurge on being touted as impossible to give up. The challenge posted with this photo was asking the public if they could go without these items for 30 days. I sat mildly shocked as I realized I go without those things for months at a time, generally only engaging in them on special occasions such as Christmas, birthdays, and national holidays. This photo was followed a day or so later by an article where a local news source was contacted by desperate parents complaining about how expensive it is to live in my town. This bolstered another article I read earlier in that past week, where Kelowna BC Canada was ranked the 11th most expensive place to live, and on a per capita basis with regional incomes taken into account, one of the most expensive in terms of rental properties for families. Both complainers of these article had families, but neither could find homes that would accept their kids, in their price range. This is a research reality on the ground in this town ever since I began looking into it myself back in 2005. Rents have increased dramatically over the past 15 years, creating the situation where change is being forced on people who don’t have the funds to deal with it. (More recent articles like those two can be found by searching the news source website simply for "rentals" in the top bar beside the google search.)

However, the question reared it’s head for me, were they seriously having trouble affording life in Kelowna due to income versus expenses, or did they think the items on the 30 day challenge were a normal part of everyday life? If those things are normally part of their weekly or bi-weekly grocery runs, do they also spend money at the local coffee shop every week or every day? Is a meal caught at local fast food places a normal part of their workday routine? I have worked with people who regularly buy their lunch rather than make it at home, so I know there are those out there who think this is normal on their expense list. Do they go out for dinner once a week or even once a month? How do they shop for clothes? Is it important to them to have a different outfit for every occasion, shoes and jewelry included? Are they offended by people who wear the same outfit two or three days in a row? How do they handle their errands? Do they plan routes to save on gas or do they go where ever as needed with no thought of the hit at the gas pump? In other words, are these people struggling because they are trying to live at financial levels they don’t actually see in the bank account? Or are they struggling because none of this is normal and they are seriously broke? Those last two questions are an affront to many people because they don’t want to consider that maybe, just maybe, what they consider normal is not helping their financial situation. Maybe, just maybe, wearing one outfit for two or three days, only having one pair of shoes for several types of occasions and wearing the same jewelry might help their financial goals. Maybe, just maybe, cutting out most of the foods on the 30 day challenge might actually mean other stuff more important can suddenly become affordable. But for any of these maybes to become reality, change has to take place. Time is needed to identify the non-essentials that were once thought to be indisputable. Effort is needed to ensure identified expenses are indeed cut out of the budget to make room for more important necessities. I know for myself in times past, that doing these exercises has always resulted in better financial coverage across rent, clothing, groceries, hygiene, transportation, and debt payments. Costs have risen for me as well. Income has risen and fallen quite scarily at times and made it difficult to pay the bills. The financial lessons I’ve learned as a single mother raising two kids in a town such as Kelowna, has not only allowed me to recover from low income periods better, but has opened my eyes to the financial plight of many in my situation who don’t realize that societal norms are actually harming their ability to make ends meet. Occasionally someone will come along who like one of the parents complaining to Castanet, will realize that the only way they can make ends meet is to sell stuff and cut back. While they were cursing the thought of having to do that, I’ve lived that way! I’ve even contemplated having to do that in more recent times as well. Change can be an adventure, or it can be a threat. It can be viewed as a doorway to better things, or the iron gate swinging shut on one’s dreams. The perspective is entirely up to each person facing it. Time, effort and finances are freed up for better things when unnecessary stuff is removed from the picture. Modern society is a slave to materialism. Toys big and small require maintenance to keep in running condition. Homes and properties big and small require maintenance to stay structurally healthy and useful. Special care clothing takes time and money to keep in optimal condition. The less you own, the less you have to put out on such maintenance. The less you put out on maintenance, the more you have available for needs, health concerns, and emergencies down the road. This goes for time, effort and finances. Change happens so much easier when all three of those criteria are adequately available.

You can learn how to begin changing your own perception of “normal” and discover lost money in the process, by signing up to take my 3 month coaching program: Taming the Coin. Sometimes, a person won’t know where to find the funds until they have completed the first month of the program, then it will dawn on them where that money was hiding and they can continue more confidently toward a deeper understanding of where their funds are going, why they are going there, and how to better spend their resources in a manner that comes closer to meeting their daily, weekly and monthly needs. Time and finances are needed to discover the effort necessary to make required changes to live better on the income currently coming in. Kelowna is constantly being touted as a two-income town in order for families to survive here. My kids are now young adults and one has a head injury he’s recovering from. Neither are able to move out on their own yet and have found it cheaper to pay the room and board I’m asking, than to attempt getting into a rental situation here. Yet somehow over the years, I was able to raise them on one income that was generally seen as less than the required amount to live on. I’m not saying it’s easy to make ends meet in Kelowna or even where you live, but I am saying with a financial scaple in your hand, it is possible. All it takes is a shift in perspective regarding what is and isn’t necessary, what is a need versus what is a want, examining spending habits, bills and transportation norms. Check out Taming the Coin and see for yourself. Read the full article

#adventure #change #finances #groceries #normal #perspective #suddenchange #threat

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spookyenemyperson-blog · 7 years ago

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Jacksonville Florida Cheap car insurance quotes zip 32224

"Jacksonville Florida Cheap car insurance quotes zip 32224

Jacksonville Florida Cheap car insurance quotes zip 32224

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Insurance differences based on Gender?

I'm curious... If insurance companies made you pay a different amount of Insurance on your Car based on race, would that not be racist ? ie. How does this differ from Women and Men paying different Insurance rates ? How is that not Sexist ?""

Which of the following are proof of insurance?

i wanted to know is $35,000 cash to dmv, dmv certificate of self-insurance, insurance policy card from car insurance, or all of that is proof of insurance""

Help! Accident on motorcycle with no insurance.?

I was recently involved in an accident on my motorcycle with a Hertz rental car. I purchased the bike 9 days before the accident and was planning on adding the motorcycle to my car insurance policy. No one was hurt in the accident but a police report was filled out at the request of the rental company. I was wondering if insurance companies possibly have some kind of grace period for accidents a certain number of days before the policy is added, or if need be, transferred to the motorcycle. The rear bumper of the rental car was dented and the right rear lights were damaged. My motorcycle is fine. I live in California.""

Young Person Car Insurance?

Hi there, I am currently looking for my son who is 19 and has just got himself a new job, i promised him if he gets a job he can have a car to get there. However i am very worried about the insurance quotes ive looked up on the internet which is looking at 3700 a year which is the cheapest i can find. Very worrying seeing his mates are 2500 which im happy to pay. He is looking for a old ford fiesta, is there any ideas where i could improve and seek a cheaper quote? Possibly phoning up companies or is the internet quotes better, any other suggested cheap car insurance websites? Thanks Fiona""

Is car insurance a waste of money?

I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol""

Can anyone help me find cheap car insurance?

I'm 17 and live in the UK and I'm currently learning to drive. I really want a Fiat 500 when I pass my test, but the insurance is really expensive. My parents say they won't pay for it if it is more than 1000 a year, as I attend a prestigious driving school and they already pay my fees. However, my mum wants a new car and was considering a Fiat 500, so I could always be insured as a secondary driver. What's the cheapest way of doing it and can anyone find me a good insurance quote? I have no idea where to start and my parents won't help until I figure it out myself.""

Are Farmers Insurance rates competitive?

My friend has auto insurance with them and claims they raised his insurance rates 4 consecutive times (every 6 months). He has 3 cars with them and no accidents nor tickets during this period. Is this normal other insurance companies to be raising their rates during the last 2 years? I mean the economy sucks and they still raising rates? Is the insurance business a monopoly? Do they raise their rates all at the same time, same rates?""

AAA insurance question.?

I signed up for insurance for a home when I bought it 7 years ago. I told them I wanted full replacement which is what you have to have in order to get a mortgage. 7 years ago when I went down there to sign papers I specifically told him that I wanted to make sure everything was at full replacement value and my husband wanted to make sure the roof had full replacement value. I told the insurance guy that he is a roofer so that was a main thing he wanted me to make sure we had. The insurance guy laughed and made a little joke about it. So now, 7 years later we had hail damage and guess what.. my house does have full replacement value and all our property inside has full replacement value everything but the roof. Hmmm..imagine that. So I am sure I signed papers without reading the contract, I just took his word for it. Is there anything I can do? I am going to report this to the local new station. The insurance guy out right lied to me. This is in oklahoma. Is there a district office in oklahoma? I googled it and couldn't find anything. Any help would be appreciated. Thanks.""

What is the average price of business insurance?

Whats the best car insurance website to compare?

looking for cheap car insurance, plz :)""

Should I get my own health insurance?

Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?

Can insurance find out you have a license if you don't tell them about it?

hey guys, i'm about to get my license but before i do i was wondering:can the insurance company find out if you get your license without you telling them and jack up your rates? the reason i ask is because i'm not interested in getting insurance for myself at the moment i just wanted to get the test out of the way.""

What is the cheapest online moped insurance for a 16 year old?

im going to be 16 in october and im getting a moped , the bike will be kept in a secure brick building , i wish to have fire and theft , the moped is a direct bikes sports 50cc , has any one got a good estimate or a recommendation website for me? i would like to be able to get insured as soon as ive passed my cbt, and also could i get it online taxed the same day? thank you ;)""

Help! Urgent! Holiday! Health insurance?

I go on holiday tomorrow and just noticed my health insurance card has expired can i still go on holiday?

No insurance not my car?

Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys""

What License would you need to sell Dental Insurance in IL?

I have both my Health and Life Insurance Licenses. Can I sell dental insurance?

What is a good company for individual dental insurance?

AUTO INSURANCE FOR YOUNG DRIVERS?

I've been driving since about last summer, and i've tried looking for some auto insurance inexpensive something i can afford, no luck so far, i heard there is a government sponsored insurance that can help people out so they wont be driving around without insurance? is this true? or does anyone know cheap auto insurance, im a good driver its just check points really scare me when im out during the weekends. thanks!""

Camera insurance for not professional?

I would like to buy an insurance for my camera. Please write only the link for not professional. Thank you so much! USA

How much would it cost to get the implanon removed at planned parenthood but with no insurance?

I have had it for almost 2 years and it bothers me so much! I get really bad side affects from this stupid thing and I want it out ASAP!

""When getting a quote from a car insurance place, do they automatically add you to there car insurance?""

I did an online quote for a car insurance place, and they asked for my name, number, e-mail, address, if I am currently insured, etc. they gave me a total of how much I would have to pay, does that mean I am added to there car insurance? or not?""

Abortion insurance?

I'm doing an essay on abortion and had a quick question about insurance. Does Obamacare cover abortion at planned parenthood in Seattle, Wa?""

Cheap insurance for a 16 year old boy?

My first car is gonna be allot more expensive then the average first car because its a Lincoln aviator, the only problem is that even though the truck is $7000 (after safety and etest and all that needs nothing else) witch i can afford, the insurance is $1000 a month witch i can't afford! is there anyway to possibly go under my parents insurance or something like that? if so how would i do that?""

What's the cheapest car insurance for a young driver?

I know this is a common question but what is the cheapest car insuance for a you driver I'm only 20

Jacksonville Florida Cheap car insurance quotes zip 32224

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