#joohyun

[blackpink]

irene 💙

[lachatalovematcha]

🎀☀️🌈핑클✮To My Boyfriend✮１９９８🎀☀️🌈

[kpop-girlsworld]

Irene

[aernergy]

Irene Imagine - five clingy minutes

as you stand at the stove stirring the pan of pasta, irene snuggles up close behind you, her arms wrapping around your waist like a gentle hug. her head rests comfortably on your back.

 "i don't want you to cook," she says, her voice muffled against your shirt. "i want you to hold me." 

you chuckle and try to gently pry her arms off your waist, but she holds tight, her grip surprisingly strong.

"hyun, i need to cook dinner," you explain. "we're both hungry." but irene refuses to let go. shaking her head, she tightens her grip, holding you close. 

"just five more minutes," she begs. "please?" she looks up at you, pleading with her sparkling puppy eyes, lips slightly pouting.

your eyes soften at the sight, and you feel your heart instantly melt. now, you're at war between choosing to make dinner or to hold her. this war quickly ends as she bats her eyelashes at you.  Instantly you give in to her demands to hold her for five more minutes.

turning off the stove, you turn around, wrapping your arms around irene. 

"okay, okay," you say, smiling. "five more minutes."

irene squeals with delight and buries her face in your chest, her arms wrapping tightly around you. You hold her close, feeling her warmth and affection, her soft body pressed against yours. the five minutes pass quickly, and irene eventually releases her grip on you. 

"thank you," she says, looking up at you with shining eyes. you smile and kiss her forehead. 

"anytime, my love," you reply. 

"best five minutes of my life."

[prplocks]

✧❁ wallpaper 〴 irene ˗ˏˋ ´ˎ˗

reblog if you save ➳

༶•┈┈┈┈┈┈୨♡୧┈┈┈┈┈•༶

[kpop-idolxx2]

Irene

[sumirhatos]

M-mommy! The thoughts I have right now... I shall not speak. 😳

[kpop-idolxx]

Irene

[luviefleur]

irene like a flower lockscreens ; simple ♡ fav + reblog (don't repost).

[onceluvie]

1 Page of IRENE : Prologue headers!!!

like or reblog if saved!!!!! <3

[earlff]

★ chapter 1: memories.

120224 – capa teste;

em caso de inspiração, me credite.

[wordpress-blaze-233553194]

U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

As of March 28, 2025, the United States is experiencing a sharp decline in consumer sentiment, indicating increasing anxiety about economic stability and future expectations. The University of Michigan's most recent survey shows a dramatic fall in its Consumer Sentiment Index, falling to 57.0 in March from 64.7 in February, the lowest since November 2022. ​ Understanding the Consumer Sentiment Index The Consumer Sentiment Index, which is provided by the University of Michigan, is a principal gauge of confidence in the U.S. economy held by the American public. It tracks personal finance, overall economic situation, and buying attitudes. A decline in the index means that consumers are pessimistic regarding their financial situation and the overall economic situation, which can lead to decreased spending and slower economic growth. Reasons behind the Decline Some of the most significant reasons that the consumer confidence has dropped recently include: Inflation Anxiety: Persistent inflation eroded purchasing power, making the average consumer spend more on goods and services. During February, the Personal Consumption Expenditures price index grew by 0.3%, maintaining its 2.5% year-over-year gain. Core PCE, the measure of prices minus volatile food and energy costs, grew 0.4% in February and 2.8% from a year ago. ​ Trade Tariffs and Global Agitation: Placing new trade tariffs has added economic uncertainty. President Donald Trump's recent tariff declarations have increased worry about increased prices of foreign-made goods and potential retaliatory moves by trade partners. Such trade activism has ignited consumer  uncertainty about the general economic situation. Labor Market Anxiety: Rising fear around the labor market has also impacted consumer confidence. Two-thirds of consumers reported that they expected more unemployment over the next year, the most apprehensive since 2009. Fear around employment opportunities might lead to reduced consumption, hence even weaker economic growth. ​

Impact on Financial Markets Financial markets have experienced the fall in consumer confidence rebound through them: Stock Market Drops: The big indexes have dropped. The S&P 500 fell 2%, and the Dow Jones Industrial Average and the Nasdaq Composite also took large drops. Investors are frightened by economic slowdown fears and a possibility of stagflation—a condition characterized by slowing growth and rising inflation. Bond Market Trends: The yield on the 10-year Treasury note declined to 4.26%, reflecting a shift into safer assets as investors seek shelter from market risk. ​ Financial Times Consumer Spending Trends Despite the decline in sentiment, consumer spending increased by a modest 0.4% in February. Adjusted for inflation, real spending growth was modest, which means that even though consumers are spending more in nominal terms, their real consumption has not been increasing significantly. Such mediocre growth in spending is worrying for the sustainability of economic growth. Inflation Expectations Inflation expectations have increased, with consumers predicting a 5% average rate of inflation in the next year and 4.1% in the next five years. Such higher expectations can affect the behavior of consumers, leading to reduced spending and increased demand for higher wages, which can, in turn, propel inflationary pressures. ​ MarketWatch Regional Perspectives In Florida, and in towns like St. Cloud, the ramifications of deteriorating consumer attitudes are being experienced. Local shops can observe slower traffic and sales as local consumers grow more cautious in their spending. The state's tourism industry, a staple of the Florida economy, could also be affected if consumers nationwide curtailed travel spending.​ Strategies for Consumers In light of these occurrences, consumers might utilize the following strategies: Financial Planning and Budgeting: Recalculation and recasting personal budgets to incorporate rising costs can help keep expenses under control. Emergency Fund: Establishing or restoring an emergency fund can provide a measure of financial protection if a job is lost or unexpected expenses occur. Investment in Human Capital: Investment in additional education or skills can improve employability and job security in an potentially more constrained labor market. The latest decline in consumer confidence emphasizes the troubles facing the U.S. economy, such as persistent inflation, trade tensions, and labor market challenges. As consumers progress through this complex setting, being very well-educated and exhibiting good financial practices will be crucial for minimizing the impacts of these economic headwinds.

Source: U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

[momomacha09]

࿔‧ ֶָ֢˚˖𐦍˖˚ֶָ֢ ‧࿔🎀

[kpop-girlsworld]

Irene

[aernergy]

Irene Imagines - it's snowing!

✦ . 　⁺ 　 . ✦ . 　⁺ 　 . ✦ . 　⁺ 　 . ❅. 　⁺ 　 . ✦ . 　⁺ 　 . ✦ . 　⁺ 　 . ✦ 

You snuggled deeper into the blankets, feeling Irene's warm body snug against yours. You woke up to a cozy winter morning. The warmth of the bed combined with Irene's body kept you snug. But as you began to drift off to sleep, a parched feeling hit. You carefully got out of bed, gently lifting Irene's arms off you, trying not to disturb her but she instinctively tightened her hold.

"Mmm... baby where are you going?" she mumbled groggily.

"I'm just going to get water"

She loosened her grip around you allowing you to get up

"I'll be fast I promise." you reassured her.

She hummed in agreement as she quickly dozed off again.

You made your way to the kitchen to get a glass of water. As you filled up your cup, you glanced out the window and let out a gasp, your eyes widening in excitement. The sky was filled with falling snowflakes, painting everything in white fluffy layers. You hastily threw on your coat and dashed outside, still wearing your slippers.

The cold air raised goosebumps on your skin, but you didn't care. You were too busy twirling around, feeling the snowflakes land on your face. You crouched down, getting closer to the snow and cupped your hand around it, the warmth quickly leaving your hand, replaced by a numbing chill.

You started making snowballs, stacking them up to build a snowman, but then you got a better idea. You built another one right next to it but slightly shorter. One looked like you and the other like Irene. You worked carefully, adding details like rocks for eyes and twigs for arms, making both snowwomen hold hands. You stepped back, a giggle of accomplishment escaped your lips as you admired your creations.

Meanwhile, back inside, Irene woke up feeling the absence of your presence. She called out your name, but to no response. She got out of bed sleepily and went to find you. She called out your name repeatedly as she traveled through the house, finally reaching the kitchen, where she noticed that the door was slightly ajar.

She opened it and saw you outside, building your snowwomen. Irene smiled as she watched you from a distance. You were so carefree and happy, and it was infectious. She pulled on a jacket and walked outside to join you, shivering as the wind hit her body.

"You left me to go play in the snow?" Irene said, amused.

You turned around, startled, and then grinned when you saw Irene.

"Oh! Hi baby! I was getting water, but then I saw it was snowing! Look!" You showed her your creation.

"This is us if we were snowwomen! Aren't we cute?"

Irene giggled, "Yes, we're very cute." she said, wrapping her arms around your waist.

You smiled proudly, feeling happy that Irene appreciated your creation. As much as Irene loved looking at the snowmen, she was cold and wanted to go back inside.

"Can we go back inside? It's cold, honey,"

You nodded, and together you went back inside, not before bidding farewell to your snow creations with a promise to visit again later. Irene's face lit up with a warm smile as she watched you. 

Once inside, you suggested making hot chocolate and to which, Irene happily agreed. As you sipped the warm beverage in your hand, you felt grateful for this little winter wonderland moment with Irene. Snuggled together on the couch, you watched the snowfall outside. Irene turned to you with a tender smile.

"You know, even though I've never been a fan of the cold, you make me love it," she said, her voice barely above a whisper.

Your eyes met Irene's, and a warm glow spread through your chest. You couldn't help but smile.

"I'm glad," you replied, your voice filled with delight.

You whispered "I love you" to Irene, and her response filled your eyes with warmth.

✦  

[kep1er-kep1ianworld]

Irene

[wordpress-blaze-233553194]

U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

As of March 28, 2025, the United States is experiencing a sharp decline in consumer sentiment, indicating increasing anxiety about economic stability and future expectations. The University of Michigan's most recent survey shows a dramatic fall in its Consumer Sentiment Index, falling to 57.0 in March from 64.7 in February, the lowest since November 2022. ​ Understanding the Consumer Sentiment Index The Consumer Sentiment Index, which is provided by the University of Michigan, is a principal gauge of confidence in the U.S. economy held by the American public. It tracks personal finance, overall economic situation, and buying attitudes. A decline in the index means that consumers are pessimistic regarding their financial situation and the overall economic situation, which can lead to decreased spending and slower economic growth. Reasons behind the Decline Some of the most significant reasons that the consumer confidence has dropped recently include: Inflation Anxiety: Persistent inflation eroded purchasing power, making the average consumer spend more on goods and services. During February, the Personal Consumption Expenditures price index grew by 0.3%, maintaining its 2.5% year-over-year gain. Core PCE, the measure of prices minus volatile food and energy costs, grew 0.4% in February and 2.8% from a year ago. ​ Trade Tariffs and Global Agitation: Placing new trade tariffs has added economic uncertainty. President Donald Trump's recent tariff declarations have increased worry about increased prices of foreign-made goods and potential retaliatory moves by trade partners. Such trade activism has ignited consumer  uncertainty about the general economic situation. Labor Market Anxiety: Rising fear around the labor market has also impacted consumer confidence. Two-thirds of consumers reported that they expected more unemployment over the next year, the most apprehensive since 2009. Fear around employment opportunities might lead to reduced consumption, hence even weaker economic growth. ​

Impact on Financial Markets Financial markets have experienced the fall in consumer confidence rebound through them: Stock Market Drops: The big indexes have dropped. The S&P 500 fell 2%, and the Dow Jones Industrial Average and the Nasdaq Composite also took large drops. Investors are frightened by economic slowdown fears and a possibility of stagflation—a condition characterized by slowing growth and rising inflation. Bond Market Trends: The yield on the 10-year Treasury note declined to 4.26%, reflecting a shift into safer assets as investors seek shelter from market risk. ​ Financial Times Consumer Spending Trends Despite the decline in sentiment, consumer spending increased by a modest 0.4% in February. Adjusted for inflation, real spending growth was modest, which means that even though consumers are spending more in nominal terms, their real consumption has not been increasing significantly. Such mediocre growth in spending is worrying for the sustainability of economic growth. Inflation Expectations Inflation expectations have increased, with consumers predicting a 5% average rate of inflation in the next year and 4.1% in the next five years. Such higher expectations can affect the behavior of consumers, leading to reduced spending and increased demand for higher wages, which can, in turn, propel inflationary pressures. ​ MarketWatch Regional Perspectives In Florida, and in towns like St. Cloud, the ramifications of deteriorating consumer attitudes are being experienced. Local shops can observe slower traffic and sales as local consumers grow more cautious in their spending. The state's tourism industry, a staple of the Florida economy, could also be affected if consumers nationwide curtailed travel spending.​ Strategies for Consumers In light of these occurrences, consumers might utilize the following strategies: Financial Planning and Budgeting: Recalculation and recasting personal budgets to incorporate rising costs can help keep expenses under control. Emergency Fund: Establishing or restoring an emergency fund can provide a measure of financial protection if a job is lost or unexpected expenses occur. Investment in Human Capital: Investment in additional education or skills can improve employability and job security in an potentially more constrained labor market. The latest decline in consumer confidence emphasizes the troubles facing the U.S. economy, such as persistent inflation, trade tensions, and labor market challenges. As consumers progress through this complex setting, being very well-educated and exhibiting good financial practices will be crucial for minimizing the impacts of these economic headwinds.

Source: U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

[kpop-idolxx2]

Irene