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68ejgppd-blog · 5 years ago

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Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

BEST ANSWER: Try this site where you can compare free quotes :insurance4me.xyz

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bloginstantmooncollector-blog · 6 years ago

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Can’t find Oregon therapists without health insurance?

"Can't find Oregon therapists without health insurance?

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BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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What should I expect in car insurance?

Right now, I am seriously considering sharing a car with my boyfriend, so the insurance is lower than it would be for two cars. He is perfectly okay with the idea, but I would still like a truck to haul my horse (his Taurus SE can't do that long distance) for when I move, so it would be more convenient for me to have my own vehicle. I am a 17 year old female. My grades are a B average. I don't have a credit score, i pay with cash or my debit card. I want a truck (preferably an old cheap one that runs). I've heard insurance can be higher if you have a red vehicle, so I am going to avoid that. What else do you need to know to estimate my insurance? Thanks.""

How long does a dui on your record affect your car insurance in California?

Is it 5, 7 or10 years and will my rate go down 5 years after my DUI anniversary?""

Can your health insurance company raise your rates after you get sick?

I've heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let's say you're generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. Of course you keep your policy up to date... Can the company raise your rates by triple (or worse) if you get sick this way?""

Car insurance when buying a new car?

I may be buying a new car this weekend but the renewal on my current car insurance isn't due until December - what is the usual procedure for this? Do I just call them and advise of the change of car and pay the difference? Also will my new renewal date then be in October every year? Or will I still then have to renew in December?

Mens car insurace???

How much more do men under 24 pay for insurance than women under 24?? On average??

First time car insurance help?

I was trying to find out how much it would be to insure a Fiat Seicento Sporting for a 17 year old girl (first time driver)? I can't look on insurance websites because you have to enter details about when you passed and I haven't yet I just wanted to know if I would be able to insure it in a few months????

Car accident without insurance but not at fault?

car accident without insurance but not at fault car parked in driveway and other car swerved into drive way and hit my car can I sue them , there was a witness, and a police ...show more""

Car accident/insurance.?

Okay, three days ago I got into a car accident, I drive an SUV and the other party drives a Toyota Camry. Save for a few scratches on the bumper, my car is fine, the other woman on the other hand says she can't open her door and the front right light and part of the bumper is damaged. I told her I would cover the damages if we could keep this from the insurance companies. She agreed, but is now saying she is in pain . No one called the cops and she was at fault, I CAN NOT afford to have an accident on my rec as I'm only 18, what to do? I said I'd pay as my car is fine and as a thanks for staying mum. Now shes called her insurance company and claims she got an estimate of $3,600 for the car and medical.""

Monthly motorcycle costs in Florida?

Are there any monthly costs to owning a motorcycle in Florida other than maintanence and the payments on the actual motorcycle that are mandatory? Like will my health insurance go up or anything? I know motorcycle insurance isn't required but I didn't know if like Id have to pay more for liability of others. please only answer if you are a Florida motorcycle owner. Thanks!

INSURANCE !!! any 17 years old insured ??

hi i wanna know any 17 year olds insured by themselves on wat car, how much they are paing and which insurer plz""

How much is insurance on a Chevy Camaro?

I'm 16, ill be on the car by myself. the camaro is a 1998, and in great condition. i have state farm along with my family so ill be on their plan, ive done the steer clear program and have good grades which both give me a discount! does anyone have an estimate of what is might be per month????""

Why does my car insurance cost so much?

Okay so I'm a sixteen year old female and I've been driving since February 1st the same day I turned 16. I drive a 2005 Chevy Cavalier. I have good grades, I cheerlead and I play volleyball I'm not a bad driver either actually back at drivers ed I did the best on my final exam. So I picked up a job at a daycare and I make 337.20$ every two weeks. My car insurance is costing me 275$ and is taking more than half of my paycheck and a lot of it I'm spending on gas and I usually have like ten bucks to spend on myself. Why does it cost so much? Also why do people look down on us young teen drivers so much?""

What is the minimum requirements for insurance for a financed vehicle?

I know full coverage is required, but what determines if its full or not? anybody have a breakdown of each of the coverages etc?""

How long does it take to get billed for an ambulance ride?

I was given an ambulance ride back in April. My insurance had covered it and I am supposed to pay the co-payment as soon as I get the bill via mail. To this day, I still haven't received the bill and I'm told that the billing depends on the ambulance company when I call and ask about it. Does the billing usually take this long?""

What UK car insurance companies will consider my Canadian driving experience?

I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?

""18yr old car insurance, on my own.?""

im looking for cheap car insurance for a 2000 vauxhall corsa envoy 1.0, i have to have my own policy cause my dad has passed and my mom don't drive, my uncle has offered help me but we have been told its illegal for him to be the policy holder if i own the car, does anyone know a cheap insurance company??""

Applying Health Insurance with High Blood Pressure?

I have a question. If I have high blood pressure, will insurance company reject my application instantly? I am 24, male. I am just worry about this HBP, so I am trying to figure out how to apply for a health insurance. Also, my income is kind of low, is there any benefit I can count on in California(Alameda)? Thank you for answering my question""

Health Insurance Disability ? How long does one have to file a claim ?

under most policies is there a time limitation to when a person can file ? is it retroactive ?

Why does my old insurance company want to see my new policy?

I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""

Medical Insurance That Starts Right Away?

Do you guys know of any health insurance that is affordable and starts ASAP w/out having to wait 30-90 days? Does it also cover Breast Reconstruction surgery?

""I am a college student I need a good car with low insurance (I have 25,000 to spend)?""

I have a decent amount of money to spend on a car, but I am still young, and in turn my insurance would be high if I got something like a mustang. I need something like looks sporty, is moderatly prestigious, sexy, etc but will have low insurance for someone who is 18. I love BMWs. I havn't ever been in an accident and I think age 24 is when my insurance will go down a lot. I guess I will have to wait to get a sports car then.""

Going on my grandmothers car mobility insurance?

Hello, I'm 17 soon, male and living in the United Kingdom. If I was to buy a car and take out insurance, the prices would go through the roof and we don't have that much of a budget to spend. However, my grandmother is disabled and her husband drives a car. So, we concluded that it would be best for me to go on my grandfathers insurance to keep the insurance bill down? Is this a good idea? What are the downsides of this? However, my mother was talking to her friends in work and they said if my grandmothers cars is a Mobility Car I can go on their insurance for free? Is this correct? What is my best option here? My mother nor my father drive and the only person in my family can drive is my grandfather and he hasn't claimed on his insurance for over 20 years. How much would it cost me if I was to go on my grandfathers insurance (Say if he never had a mobility car) and would it be free if he did? Thanks in advance.""

Do your insurance rates go up when you file for bankruptcy?

How much will my car insurance increase?

I went for over eight years without getting a ticket and got one over a year ago and one recently. I accepted and paid the fine--improper-turns--learned my lesson the hard way. Anyway, I have been with the same insurer or 6 years and saw a decrease in my rate last year, despite the ticket. My insurer only views records at renewal and mine is not up for almost a year. By then, my first ticket will be about two years old--if they notice it next year. I am middle-aged and get a multi--vehicle and home discount and don't live in the city. My car and truck are about 150 a month or both, with full coverage. How much do you think it might increase to? Thanks.""

Primary and Secondary Health Insurance?

This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren't the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon... I STILL haven't figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn't that mean they shouldn't have taken the money back for the physical exam?""

Can't find Oregon therapists without health insurance?

Few questions on cars and insurance UK ONLY?

i live in the uk and im 16 but 17 soon after my tests and things i want to buy a renualt clio 1.2 and the insurance group is 3E. now is this a high insurance group for a 17 year old as a first car? also if you buy a car and put a body kit on it your insurance goes up. so if i bought a car put a body kit on it and then insured it would it be as much or will it still go up?

What is the cheapest car insurance around?

I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!

Would Obama charge the military for Health Care?

So I see all this Healthcare debate going on, But what does that mean for the Military? I know its gonna cause the operating budget to be cut of course. But would we have to start ...show more""

How much car liability insurance should a person have for complete coverage without over insureing?

How to convince parents to let me have auto insurance?

I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""

Cure auto insurance online?

I need insurance now! I have completed my form on cure auto insurance and I'm now on the last page to agreeing to the power of attorney and agreement to conduct business electronically and it saying over and over again that I must scroll and read it. But I have! Why won't it let me agree?

Why do men pay higher car insurance?

I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""

Car insurance esitimate?

- Male - 20 years old - New driver - Honda Civic - Pennsylvania About how much could I expect to be paying for car insurance?

What is the average value for contents insurance for a three bedroom house with no major valuable items?

I've not had to get content insurance before and my removals company want to know the estimated value of the items i'm moving. I've not got a clue, help.""

How much would full coverage insurance cost on a 1965 Silver Cloud 3 Rolls-Royce?

Male driver, clean driving history.""

How much (estimate) would car insurance on a Dodge Challenger se r/t & srt8 be for a 18 year old boy?

I want to know the estimate on a dodge challenger srt8 se r/t and see what the differences are in price. Guessing the srt8 is gonna be alot!!! please just estimate. THANK YOU!

What R some other ways I can to lower my insurance rate?

Average insurance rates?

Im doing a project for Health and I cant find average insurance rates for a 19 year old guy. I need Life Medical and Disability. HELP!

What Are some cheap insurance for 16 years old teen?

What are some insurances cheap California for a first time driver 16 years old teen? Wanted to add my own not to parents? Parents what are insurances your teen using in California ? Please list how much you pay or your teen and what's the insurance is called? Thanks

Car insurance n registration?

i had just bought a used car n i was wonderin to get the car registered do u need the insurance first or is the other way around??? help i dont want to go into the dmv not knowin

Where can i find low cost health insurance that can include dental? I am in GA.?

I havebeen looking everywhere for health insurance that includes dental(because I want braces)but they are so much (like 290 for a adult and 2 children) I am 16 years old looking for health insurance for my dad,me,and my sister.""

What would insurance cost me?

So, I'm 17 about to get my drivers licence next month. Iv been planning on getting a sport bike. A cbr600. R6. Gsxr6. Something with 600cc probably a 2000 or a bit newer.I just wanted to know about how much would insurance be either full cover or just liability and what the difrence is between them. Any other advice/tips even opinions would be very much appreciated.""

Where is the best online insurance in california without broker and billing fees?

i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees""

Motorcycle insurance for an 18 year old?

I'm 18 and I want to buy a 1984 900cc kawasaki ninja motorcycle. I have an 84 camaro and I'm on my dad's insurance which means it's only around $80 a month. He is 50 and has alot of experience with motorcycles. I know that insurance is sky-high when your under 25 so my question is, if I'm on my dads insurance will it be cheaper like it is on my car or will it be just as expensive?""

How much does health insurance cost?

18 year old, no dependents, on my own, no parental support. Tell me the cost of buying it myself.""

Is auto insurance company required to pay for car rental AND tax?

i got hit by another driver. And, his auto insurance company pay for the damage and car rental. They pay $25/day for car rental. Is insurance company required daily amount PLUS car rental taxes if i choose to take money?""

""At 14 and 16, can my boyfriend and I get health insurance together?

Can we get a plan together for our baby on the way and us? We'd like to pay for it ourselves and we need health insurance for the baby and I.

Which Insurance is better?

I am looking for new car insurance, so I narrowed it down to Geico and Progressive? Anybody have any experience with either of them?""

What cars are cheap to insure for 17 year old male like myself?

I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""

Is it shameful to let your son/daughter go without health insurance?

When I turned 21, I got taken off my parents' health insurance. I did not have a job at the time, and could not afford to buy insurance on my own, so I was forced to go without it. Well, I became very sick and was hospitalized for 4 days with food poisoning. The hospital bills total around $50,000, and I was denied Medicaid because I was paying $1400 a month in rent (money I accumulated through prostitution, if you want the truth), and the hospital's social worker felt if I could afford $1400/month in rent, I could afford the hospital bills. Friends of mine at the time were really hard on my parents, especially my mom, saying what kind of a lousy mother would let her son go without health insurance? No editorial comment from me. I'm just curious what other people think. Do I have lousy parents because they let me go without health insurance?""

Can't find Oregon therapists without health insurance?

What is the best insurance for a teen?

i need car insurance and health insurance but still not sure which is better. If this helps i just graduated and live in arizona and have a yukon

What is a private jet's insurance price? and maintenance costs? Averagely.?

For College I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

Cheap insurance for a 17 year old?

Is there any hope of me insuring a group 14 insurance car? I don't care how crappy the insurance is as long as its legal. All the quotes I have been getting are ridiculous.

What Is GAP Insurance?

Hey there! I was just wondering if anyone knew what GAP insurance (Vehicle Insurance) is? Is it like normal vehicle insurance? Any information would be helpful, thank you. =]""

Philadelphia auto (car) insurance?

Where can I get auto insurance in Philadelphia? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

Is it legal to do this with car insurance?

I know of people who do this for the sake of saving money, but I am not sure if it is legal or not? Say Person A has horrible insurance rates to the point of where driving is impossible to afford. Now let's say Person A sells their car to their significant other, Person B for a small price and transfers the title into Person B's name, so now this car on Person B's active insurance policy. Person B's rates will go up a bit based on their cost to insure, however Person A will still be driving this vehicle on a regular basis, and simply pay Person B the additional, much cheaper premium. Is this legal? If not, how would anyone ever know the difference? Now the new""

What car in your opinion would cost the least on insurance?

A acura rsx, Lexus is300, scion tc""

Can i claim insurance if i'm driving amother car?

if i was driving my friend's car and we got into an accident, can i claim insurance on her car under MY NAME/POLICY, since i have my own insurance with my own car?""

Does UK car insurance get noticeably cheaper when you reach 25 years old?

or is this just a general thought among motorists?

""When buying your most recent car, how did you obtain auto insurance?""

A few options, feel free to choose one or just let me know what happened to you. A. You bought insurance at the dealership B. You bought insurance at home within a week of purchasing the vehicle C. You bought insurance at home longer than a week after purchasing the vehicle D. You already had insurance and just added the car to your existing policy. Don't worry, I won't tell anyone if you drove home uninsured. :) Thanks! Also, let me know if you bought a new or used car.""

Car and Insurance for Teen driver?

I'm 16, turning 17 this year living in Houston, TX I have had my license since August of 2009 and Insurance twice from August to November I think, and from January I believe, until now. I never had any accident, finished Driver's Ed., and have 3.6 GPA. I'm getting my own car now, and I'm looking for low price car with good reliability and low insurance cost. Which car and which insurance company would be the best for me? I'm looking for something cool, sporty. I can drive manual.""

How much will my Insurance be for a 1970 SS Chevelle 427?

I want this as a 2nd car, i got my eyes set on one for about 18k...I don't think im gonna like the answer :(. theirs a few factors im scared of insurance 1st. Im 17 in california! 2nd. Im 17 in california....with an Accident on record. 3rd. Im 17 in california...with a pending speeding ticket (ima beat it tho :) 4th. IM 17 IN CALIFORNIA!""

What is the difference between free health care affordable and universal health care insurance?

Background, I ask many questions in regards to Universal health care insurance, and many people answer with the mind set of free universal health care insurance, So I have to ask the question, does anyone know the difference between free universal health care and affordable health care insurance? I will add details as we go and this question will be put to a vote..""

I need health insurance?

i am a student in college from the ages of 18-26 looking for a affordable health insurance..

List of cheap auto insurance in Georgia $40-$50 a month?

cheap auto insurance in Georgia .looking for where I can pay btw $40-$50 a month

How long does it take for car insurances to determine fault?

I got into an accident a few days ago. It's pretty cut and dry that it was the other persons fault, however the police don't determine fault and leave it up to the insurance companies to figure out. Those who have been in a similair situation, how long from the time of the accident did it take for your insurance company to find fault in the accident. I'm curious because I'm having to pay a $1000 deductible and car rental fees. I want to make sure I get it back if its the other persons fault.""

Which insurance company is the cheapest for a 2002 toyota echo?? Thanks again Dan?

Its for basic coverage

Auto insurance filing question in WA?

About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my own insurance company since it was not my fault? Would I have to pay the deductible? The deductible is about $500 and the estimated damages from the previous appraisal was at $2500.""

Health insurance?????????????????????...

should government help on health insurance? y or y not?

How much is mobile home insurance in South Florida?

Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.""

Do you need insurence to perform a play at a senior center/hospital?

A small group of actors (10) are preforming a play for Charity at retirement homes and hospitals. Would we need insurance to perform there? Someone was concerned that we might accidentally fall over and break our arm or fall over and break someone else's. Would we need to pay insurance or could we just write a well thought out contract (if so give example in answer) to perform there?

How does car insurance work for a teenager?

I recently got my license but still do not drive due to the fact that my parents will not pay for insurance. They say it is too expensive but they also said the only way to make it affordable would be by getting me a car, which I seriously do not understand!! I don't want my own car I just want to be able to legally drive one so why would buying me a car and then insuring the car plus myself make it soo much cheaper than just already having me under their insurance and what not??? I just don't get it because once your insured you are able to drive any of the cars in the household so why buy another car just for me?? My parents aren't making sense and do not want to explain it to me. But we own luxury cars so could that be why they won't add me to the insurance? They are getting me a random, affordable used car which I don't mind but I would rather just be insured car or no car. Oh and they let me drive around all our luxury cars when I had my permit so idk why they are doing this to me.""

Where can a recent college grad find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""

Where can I buy 1-day car insurance?

I have my car parked in a storage facility in LA, CA and I want to sell it, but I don't have insurance to cover my drive from storge to the dealership. I've looked online for temporary/1-day car insurance but all the ones I find are the the UK. Does anyone know of any companies that offer temporary car insurance? Thanks!!""

How can i get my car insurance down ?

I am 18, male, and just past my driving test, yeah the odds are against me already for insurance. I have Pass Plus, no convictions etc. I can't go under anyone's name because none of my parents drive. I work as a supervisor in retail. I live in Edinburgh and will be parking on a private driveway. No matter what car i choose, wheather it be a 1.6 Honda CRX Del DOL, the car I wanted (more chance of winning the lottery than getting insurance for it) or a crap 80's Fiat Panda 1.0 each quote is between 2,000 - 7,000, so should i just snap my Licence or is there something to bring it down ?""

Can't find Oregon therapists without health insurance?

Car insurance / liability coverage?

My brother, who is insured with a different company, had an accident with my car. There were 3 cars involved in the accident. He hit the first car in the back which hit the second car and so forth. I don't know whether it was his fault or not, and we did not informed my brother's insurance because it was my car that was crash. The problem now is that, I have only had basic coverage, and my insurance is telling me that my liability coverage ($5000) can cover only one car, meaning that I have to take care of the 2 others cars. So I am wandering what should I do? Please advice""

I dont have car insurance and someone hit my car and im not at fault does it matter if i hav insurane or not?

How much will my car insurance go up?

I already pay $270 a month for car insurance for my truck. If I were to buy a 1992 Jeep Wrangler, how much more will it go up?""

Health Insurance Cost?

Health Insurance through my employee for me and my two sons will cost me about $480.00 per month. That's a lot compare to what I make. Any suggestions or referrals for affordable health insurance for the Dallas/Forth Worth area in Texas. I'm in a big dilema.

What kinds of insurance we should get in California?

What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?

How much will insurance cost after getting a DUI?

Does someone know how much roughly insurance will probably cost after a DUI? Perhaps someone who has had one in the past could tell me.

What is a cheap insurance company for teens in washington?

Im 17 and I just started driveing and I have to be on my own insurance, what is the cheapest insurance that I can use thanks for any info""

How much money will the insurance pay for a stolen car?

Someone stole a family member car. The car is a total lost. How much will the insurance pay for the car. Is a Honda Civic 2006.....if i go to Edmund.com, or one of those sites I saw the car is worth about 12,000 dollars....... How will he know how much money he will get from the insurance company...thanks..bye""

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""

Any advice on Medical Insurance?

My husband's job has an insurance plan that will take $200 out of his paycheck EVERY OTHER WEEK. He makes about $1200.. that is $400 a month which leaves us with $800 a month to survive. We think it's ridiculous.. can anyone give us advice on any other insurance policies? Blue cross blue shield maybe.. or anything... Thanks in advance!

How much (average) is health insurance for a family in America?

As I live in England where we have the NHS I was just curious how much health insurance is in America. Obviously I know that it depends on pre existing medical conditions, how old people are ect ect but let just say for average family of four, two parents and two children would health insurance cost. I was just wondering.""

What happens if you get in an accident and your insurance relapsed?!?

We got into a small fender bender and our insurance was expired. What will happen to us?! We renewed that same day RIGHT after the accident.

Can you help me with Car insurance?

I need a car insurer but I would like to deal with a UK call centre as I feel a bit more at ease, this is my first car,please help.""

How can I get lower car insurance for my old car?

I have a 1999 Hyundai Tiburon and it has 150,000 miles. It's paid for now and I'm paying about $700 6 months full coverage. Is there certain things I should lower the coverage cost?""

Had an Accident Car insurance question?

I had my first accident the other day and it was pretty bad. I was the person at fault. I am about to turn 21 in 8 days. I have allstate insurance and the othe party of the accident no has a lawyer even though he acked fine at the accident. How much will my insurance go up and is there anything else i should know or can do?

How much would car insurance cost?

I'm an 18 year old male that just got my license and I live in California and my parents pay about $70 a month for each and I was wondering how much it would cost for mine since I'm a new driver and I'm planning to get an 2006 Honda Accord, How much would be the cheapest car insurance for me?""

Does Mercury Car Insurance give instant proof of insurance?

Can you get arrested for not having car insurance in the state of florida?

My father was arrested and claims its because of him not having car insurance. is this possible?

PLEASE HELP ! Where can I get the best/cheapest car insurance deal ?

I have tried various price comparison sites without success . I need to get a low / cheap fully comprehensive car insurance policy for my son to be able to insure his car . We are an extremely low income family In order to drive his car on British roads my son needs to have an MOT certificate , Road Tax and Insurance . That is the Law of this land ! The Car only cost him 200 , I am not going to suggest that we break any laws but he should not have to pay out 15 times the cars value to get insurance to drive the car on British Roads , that is absolutely ridicules ! PLEASE CAN SOMEONE SOMEWHERE HELP There is NO PUBLIC transportation to get him to his place of employment , he needs his own transport , riding a bicycle is out of the question , he would be exhausted by the time he got there as his work place is 8 miles away , in windy weather he would be blown of it and in wet weather he would be soaked to the skin before he got there , he has to use his car . If I took him to work , I would have to make the 8 mile journey 4 times , if he does it , the journey would be twice . His Mother has her own car but works the opposite direction . her insurance is less than 500 but that is more than twice my insurance because I have held a driving license for longer , my insurance is very much lower . Our Son is too young to legally drive my vehicle . PLEASE HELP""

How much will my insurance be affected by a ticket and will my parents have to know i got the ticket?

I am 16 and i just got my first ticket for going 75km in a 50 zone will my insurance go way up now? and will my parents have to come with me to pay my ticket or anything like that?

Will obamah care effect temporary staffing agencies?

considering that the main reason behind temporary staffing agencies is that they give employers a way to retain the labor and productivity of employees, without having to pay for their benefits, mainly health insurance. if everyone already has their own coverage, it seems to me that employers won't be as reluctant to hire people if they don't have to pay for health care. the temp services would then become overkill.""

Where can i find cheap but affordable insurance?

where can i find it, basic health in my state is kicking me out?""

Car insurance cost and car's cost?

I'm 28 years old and I'm girl. I would like to buy a smart. First: Do you know approximately the cost for insurance car (this is my first time). Second: What are the other annual car's cost? and how much approximately they are? Thanks.

Does anyone know any really cheap car insurance companies for old cars?

I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!""

""Car Insurance, will be out of the country?""

I will be leaving the country for about 5-6 months. I dont want to pay my car insurance if I am not gonna be using my car. How should I approach this problem of mine? I dont want to cancel my insurance just for the few months i will be gone, then have to start from scratch when I come back. I'm happy with the rates I have now. So will my agent allow me to not pay anything for the time being, or atleast let me pay a small monthly fee just so I can keep my existing insurance policy?""

Can't find Oregon therapists without health insurance?

https://www.linkedin.com/pulse/can-i-refuse-show-my-license-insurance-alexander-ball/"

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profoundgardenertree-blog · 6 years ago

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Williston North Dakota Cheap car insurance quotes zip 58801

"Williston North Dakota Cheap car insurance quotes zip 58801

Williston North Dakota Cheap car insurance quotes zip 58801

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

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okay so a few days ago i was driving my breaks dident stop in time it was very slow and i wasent going that fast at all my breaks dident stop in time and i left a very very lil scrab on a guys car and he said if i cant get 220 dollars by tomorow he will call my moms car insurance will that make the price higher?

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What do the insurance companies(in Maryland) consider a sports car?

I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.

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in california best friend got a ticket for no proof of insurance at the time of accident, he doesnt have insurance i know everyones gonna write about that but how can he fix the ticket? he didnt know that his insurance was canceled his dad who lives out of state pays. ive read other questions on YA and one said u can take proof of insurance to the clerk before the court date (the judge) and they will disregard the ticket? if the insurance card says that hes covered from 6/30/09-6/30/10 would the clerk check to see if hes paid?""

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**I don't need quotes, I need printable proof of insurance** I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it?""

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How much cost an insurance car in North Carolina?

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When I turn 18 I am going to buy my first car (im 17 now). I can't decide which car I want to get. Please tell me about how much insurance will cost me for each one. I will be on my own policy. I will get my license just before Im 18. I live in California. My car choices are: 1. 2009 Nissan Versa Hatchback 1.8S 2. 2009 Honda Civic Sedan LX 3. 2009 Toyota Matrix S 4. 2009 Chevrolet Aveo Sedan LT

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What cars are cheap to insure? UK ?

i know it depends on individual person but, in general, which cars have the lowest insurance? thanks""

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i'm a senior age 62 wife 69,still working my medical insurance at work is 185.00 per payroll 307.00 per month it's killing where can i get good insurance but affordable.i live in california also i'm planing in retiring july 2013,i'll be 63, yahoo answers find me insurance i put my trust in answers people thank you gilley p.s. no kids""

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Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.""

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dental or vision coverage just prescription drugs, dr, visits coverages. and Iive in New Jersey. I dont have coverage through a company and I am willing to pay for a health insurance ...show more""

How much does a hyundai sonata usually cost to insure in MA?

My sister is trying to buy a used 2006 hyundai sonata and we were wondering how much a month it usually costs to insure it? She's only 21 and has had her license for four years without an accident? She tried to get a quote from gieco but they only showed the six month plan. Any helpful information about the car or insurance would be greatly appreciated!

Williston North Dakota Cheap car insurance quotes zip 58801

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admiral car insurance quote online

https://www.linkedin.com/pulse/how-much-does-check-up-cost-without-insurance-isaiah-greene/"

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cyberdelusionphilosopher-blog · 7 years ago

Text

Any idea how much insurance for a new male driver 25 years old?

"Any idea how much insurance for a new male driver 25 years old?

passed test january 2009, car with smallest engine something like a corsa 1.0 nothing flashy ,just need a quick kind of quote ....split up with partner whos taking me off car insurance....any insurance companies reccomended .cheers emma for a friend xxxx

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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But mandatory insurance to make sure doctors and hospitals can be reimbursed for my healthcare is considered socialism?

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i'm paying 150 a month for a 94 ford thunderbird, but i'm looking for something cheaper that i can afford. i'm just wondering how much other people pay for cars like mine...""

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I need a rental car and my mom will rent it but they said an under 18 year old can't drive it by yourself. If I drive it with some friends and get it in a wreck will it be covered by insurance (rental, our insurance does not cover rental cars). Also if I get pulled over by a police officer is it legal for me to drive? Thanks.""

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I buy my own health insurance. Currently I am being ripped off by Blue Cross Blue Shield! They suck and they are very expensive. Anyone know a better health insurance that is not too expensive? I am a 27 year old female that makes $300 a week (just got laid off to part-time)

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Currently I'm 17, going for my practical soon, I checked insurance for myself and it's over 15000 for a Vauxhall corsa 1999 reg. Does anyone know where to get cheap car insurance for under 25's?""

I need help with Car Insurance... Please!?

I am a 17 year old male in the UK and have just passed my test on september 2012. I cannot get insured anywhere because they are all charging me at least 500 pound a month to be insured on my mams car (Corsa SXI 2002), i cannot afford this... obviously. I have tried almost every car insurance site and i cannot seem to find any cheaper than 500 pound a month! It is very frustrating because i am a very sensible driver. I need some help!!! Is there any cheap cars that i can buy that will make the insurance cheaper? Can you recommend any cheap or used cars that have cheap insurance for young drivers? Can you recommend any good insurance sites for young drivers? Please any help will do!!! Thank you""

Can I borrow money from my life insurance policy?

I have had a life insurance policy since 2002. It is only for $50,000.00. I have always paid and never been late. I am now in a bind and need this money to start up a business. Being that I have had this policy for now a little over 8 years, can I borrow the full amount?""

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I have to make a payment on my car insurance 3 days late (it comes due 3 days before pay day, since they changed the due date on me). However, I don't want my coverage to be dropped. I called my agent's office and the girl told me she would suspend my payment, but that they might send me a cancellation notification. She said I should ignore it. Does this mean I will loose coverage for those 3 days, or do I have a small grace period ?""

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I am currently learning to drive on a provisional licence and insurance in my own car. I have paid a premium for the provisional, but shouldn't need it for much more than 3 months hopefully. So what happens when I pass my test? Will this insurance be upgraded to full insurance and will there be any extra cost? Admiral if that helps. Thanks in advance""

Is the insurance is cheaper if the car is fully paid?

so i checked the esurance company site's quote, i was checking out the subaru wrx 05, when its on lease.. the insurance is $500/month, but if fully paid $170/month both of them are in minimum coverage. im just getting insurance just for the heck of it. is this just a glitch or real?""

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Is it possible for me and my brother to have two insurance quotes on the car, or do I have to go on his insurance? He is already insured on the car? Thanks :)""

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I am turning 17 on july 6 and i will be getting my license on that day too, my parents said they will pay for the car but i only have to pay for the insurance . how much is insurance?""

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i need a car that will b a good first car for a 16 year old male. it has to be reliable, safe, low cost, and has to have low insurance. any suggestions?""

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im was wondering whats the best health insurance to get for some who is 19. someting that has eye vision to. i work but i dont have insurance from my job its along story so dont ask. i need something that is affordable. i live in southern california. any suggestions will do. this stuff is all confusing to me . copayment? or deductible? please help!!!

Whats the cheapest car insurance for a 17 year old?

I'm getting towards the point where I'm going to be driving soon whats the cheapest car insurance I can get

Car insurance for 17 year old male?

hi can anyone help me i have been looking round for car insurance for a 1.0ltr corsa 2002 and my cheapest quote i have had is 15,540 per year and i am wondering if anyone could tell me if there is anywhere i can get it cheeper or is that the cheepest i am gooing to find thanks ant""

I'm 16 and Looking at a 2003 Mach 1 Mustang how much would Insurance be?

I have a job and plan on paying for it myself, I just want an idea of the cost.""

Can insurance rates go up if...?

If you have a provisional license issued and you get a citation for carrying passengers in your car before your 5 months is up, can your insurance rates go up? If so, how much?""

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my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""

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i am looking fior affordable health insurance, like as in family. i am looking online, but so far have come up with nothing. they are dropping my insurance at work, so i need to find something. if i have to go online to find it, that is ok.""

Do i need car insurance in my name?

My brother and me are sharing a car, I just got my license and my mom says i dont need to worry because the insurance covers the car not the driver, i live in texas, is this true?""

Renters' insurance...yes or no?

I recently moved into an apartment and am contemplating renters' insurance. I have a few questions before deciding on whether to purchase a policy or not. First, is it worth it? The idea seems similar to buying an extended protection plan for a product; yes, the protection plan is cheap, but what are the odds that the product will actually break during the 1-year timeframe? Every item in which I have ever purchased an extended protection plan (TVs, computers, furniture, appliances) has never malfunctioned/broken. Basically, I paid that money to cover myself in the event of something happening, but nothing ever did happen to any of those items. I would say that I've thrown away approximately $1000 over the years on various protection plans. Second, when I am assessing my personal property value, should I overestimate the actual value of my belongings, or provide a more accurate estimate? Do insurance companies require any visual proof of items you own? I know there are more pros than cons to renters' insurance, but I wanted everyone's opinions on whether renters' insurance is a good buy. Thanks.""

What is the difference between term life insurance and cash value life insurance.?

which one is better if you are starting your own business. also how much time you need to have to cash it out all the money from the term life insurance. Moreover, what are the advantages and disadvantages of both of these options?""

Cheap car with cheap insurance?

Im 18 and Ive just passed my driving test and im looking for a good car for around 2500. The cars with cheap insurance are more expensive and the cheap cars have a relatively high insurance cost. The budget for the insurance is not set but I don't want to pay a ridiculous price. Any suggestions on a perfect car which is in my budget but with a low insurance cost? P.S. I understand because im young the insurance will be expensive but if anyone has any advice on how to get cheaper insurance please let me know.

How much is insurance for a 16 years old camry 1997 yahoo?

i live in california, and we have 4 drivers in my family and we pay 700, 1 way, how much will i pay im 16 and i will be getting a camry 1997""

INSURANCE CAR HELP?!!!!?

I bought a car 2weeks ago, registered it the next day and got into a car accident the day after. :( I got a ticket for having no insurance. But I found out that the seller, my moms bf, had insurance for the car. Just none in my name, will this help dismiss the ticket? There is a day grace period to get insurance when you get the car, but I was unable to get any. But the car WAS insured during the time of the accident. Just through the previous owner. ANY ADVICE WILL HELP.""

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I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

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Cheap auto insurance

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im going to take a baby sitting course and use it to make a little extra money, i plan to go to the child's home to look after them in the evenings and i was wondering if i needed to get any sort of insurance. i like in the uk if that makes any difference.""

What are the types of automobile insurance in USA ?

I'm doing a research for my course , comparing this service in my country to which in the USA ...and more specifically about the private and commercial cars... a claim saying that USA's provisions are strictly applied ..i.e the son driving his father private car is not entitled to any compensation in case an accident is occurred .....because it's not the son car..(which at the same time is not going the same way here ...as long as the car is insured so anyone drive it is insured ..regardless of the owner of the car...and just there it is the debate point...what do you think about it ? so ,I'll appreciate if you could feed me with any thoughts any idea any information any links concerning that or even automobile insurance in general...""

NO CLAIMS BONUS ON CAR INSURANCE?

I've just got insured on a car and I paid the deposit over the phone with the card I was then insured driving the car. the insurance company asked me to send a copy of my licence which 6 months down the line I havent got around in doing but I'm still insured I was wondering if they ask me to send my no claims certificate and I never sent it would I still be insured until I have an accident in which case they request a no claims bonus or would they cancel the policy strait away?

Does anyone know the cost of insurance on a classic beetle? 1972 for an 18 year old girl.?

Im 18, ive got a 1972 1303 Classic Beetle Does anyone know how much it would be for me to get insured on it as a legal driver? Im a girl btw, or would it be cheaper on my dads insurance? or would i not be fully comp??""

Any idea how much insurance for a new male driver 25 years old?

https://www.linkedin.com/pulse/question-car-insurance-60s-lara-jones"

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oselatra · 7 years ago

Text

Arkansas's medical marijuana growers come to light

Four counties, five companies, lots of jobs in the cannabis business.

Fifteen months after Arkansas voters passed an amendment to legalize medical marijuana in Arkansas, the first permits to begin its cultivation have been issued, to five companies. The five competed with 95 applicants to get the OK from the state Medical Marijuana Commission, which announced last Tuesday which companies had the top scores.

The identities of the owners had been withheld from the five commissioners, who reviewed and scored the applications individually. Alcohol Beverage Control administrators then calculated the scores and provided the results to the commission. The commissioners were given a scoring rubric that allowed a maximum of 10 points for owner qualifications; 50 points for ability to run a facility within applicable laws; 20 points for operating plans; 10 points for financial stability; 2.5 points for affiliation with persons with medical, osteopathic or pharmacy degrees; 5 points for economic impact and diversity; and 2.5 points for community benefit.

The applications were heavily redacted, so that while the names of the owners are public, their business plans, including what strains of cannabis they will grow and equipment they'll use, and financial backing are still unknown.

The companies had seven days within receipt of a letter notifying them of the state's intent to award them a license to pay a licensing fee of $100,000 and a $500,000 performance bond. Scott Hardin, a spokesman for the state Department of Finance and Administration, said three of the companies — Natural State Medicinals Cultivation, Bold Team LLC and Delta Medical Cannabis Co. — had paid the licensing fees and bonds by Tuesday afternoon.

While state law would allow eight cultivation sites, the commission — made up of Dr. Ronda Henry-Tillman, James Miller, Dr. J. Carlos Roman, Dr. Stephen J. Carroll and Travis Story — decided to limit the licenses to five. The company holding the sixth spot was River Valley Relief Cultivation of Fort Smith. Asked if the company might consider litigation, Storm Nolan, an owner in the company, said, "That's something we would discuss." While a recent controversial state Supreme Court ruling has said the state can't be sued, Nolan said he believed "they haven't thrown a wrench" into challenges based on administrative process.

Here's a profile of the new cannabis cultivation permit holders. Extra points were awarded for women and minority ownership and location in areas of low employment.

Bold Team, LLC, Cotton Plant, Woodruff County

"It is tantamount to a history-making event for this town," Cotton Plant Mayor Willard C. Ryland said of the medical marijuana cultivation facility coming to his tiny Woodruff County town. "I wake up and have to kind of pinch myself as well. Is this real?" he said.

Cotton Plant has not fared well in recent years. The population dropped from 960 in 2000 to 649 in 2010. The only school closed in 2014. There's been no full-time police force since 2016. The only retail in town is a convenience store, and the town's water and sewage systems have problems. Twenty-six percent of residents live at or below the federal poverty level.

Ryland, a Cotton Plant native who is retired from 35 years with the U.S. Department of Agriculture, lives on a farm that's been in his family for a century. "When I was a kid — and that's been a few years ago — I can remember anywhere from eight to 10 grocery stores along Main Street, and then there were some side streets that had some small convenience stores. I can remember four to five gas stations in this town. Banks. We had two banks. That was one — Planter's Bank," he said, pointing out of his Main Street office to barren white tile on a street corner, no walls surrounding it.

Ryland hopes his town's fortunes will change as Bold Team LLC, the second-highest scorer in the competition for permits (444 out of 500), develops a patch of swampy land described as "a part of the unplanted Cotton Plant Industrial Park." Adjacent to the plot are an estimated 250,000 tires, stacked inside and outside of an abandoned building. There was supposed to be a factory to heat and decompose them, but the state Department of Environmental Quality denied the permit. The business kept taking tires anyway.

"And you know what that means. Collecting tires, $10, $15 dollars a tire. That became the business," Ryland said. The company used Cotton Plant like an unregulated dumpsite. Cotton Plant and the ADEQ are working now to clean it up.

"That has happened over and over and over again. People in this community have been given these promises of opportunities and possible hope. But hope has never been generated until now," Ryland said.

Bold Team LLC has tried to prove to Cotton Plant that it's different. The company has promised 1 percent of gross sales to the town. It's already bought the city a $5,000 freezer for a local food pantry.

The Times was unable to reach any owners by press time. Bold Team CEO Danny W. Brown, who owns 24 percent of the company, also owns Willy D's Piano Bar in Little Rock, a commercial real estate company and a title company and serves as president of Altitude Trampoline Parks, according to his LinkedIn account; COO Mark Drennan (24.5 percent) owns a construction company in Beebe; medical director Kyndall Lercher (25.5 percent) is a registered nurse at the University of Arkansas for Medical Sciences; and human resources director Misty Drennan (25.5 percent) is a real estate agent.

MJ Freeway Business Solutions, a cannabis consulting firm specializing in software in Colorado, was brought on board to "support facility build-out and business development." Alex Stanish, who has been managing "a 300-light marijuana cultivation facility in Colorado," according to Bold Team's application, will be the director of cultivation. Aki Smith, the director of processing, has "held various positions involving processing of medical marijuana" and is a recent graduate of Penn State.

Director of Security will be Barry Flannery, a longtime Little Rock Police Department detective. In his application, he describes his career: "Sixteen years of the DS's detective career have been spent working as a Narcotics Detective and a Narcotics Interdiction Detective, where he has worked with local, state, and federal law enforcement agencies to seize over $7,000,000 of illicit currency, 6,000 lbs. of marijuana, and several hundred pounds of various other unlawful substances."

The team also includes Cayne Orman (of Orman and Drennan Roofing), who will be director of inventory and quality control. He's likely the Cotton Plant connection. His ancestors lived in the town — a grandfather is buried in the cemetery, Ryland said. Robert Lercher of Beebe will be director of customer relations.

The new medical marijuana facility offers several spots for potential help for Cotton Plant. It will allow the town to hire additional police officers to have a full force. And looking at Bold Team's projections, there should be some added jobs.

"The Company has allocated 25 full-time employees upon launch of the facility, including 2 [executive], 12 skilled, and 11 unskilled positions," according to the application. The company says it "plans to hire locally, creating well-paying jobs for local people and directly improving the lives of many City residents."

Even if locals don't get jobs at the facility, Ryland said he expects it to spark other jobs. He's been trying to recruit stores like Dollar General and restaurants.

"This is a turning point for Cotton Plant," he said.

Natural State Medicinals, Jefferson County

Natural State Medicinals, which had the highest score among the five companies (486 out of 500), is one of two cultivation companies that will operate in Pine Bluff. "It was not an accident," Jefferson County Economic Development Director Caleb McMahon said, that the county landed Natural State Medicinals and the other cultivator, Natural State Wellness: "It was a lot of hard work."

"In November 2016, I went to my board and to my mayor, and I asked them if we could aggressively go after this. Pine Bluff gets a black eye in the media. [Officials have] been very progressive toward this. .... They were really forward thinking."

McMahon said he could not yet comment on the incentives offered the companies, but they did not include tax breaks.

McMahon said that running water and electricity to NSM's plant, located in the county about halfway between Redfield and White Hall, "is going to be a very big issue," but not a problem.

The plant will be located on 12.42 acres at the intersection on Interstate 530 and Gravel Pit Road, exit 27 off the interstate. Dr. Joseph Courtwright, a pharmacist and former CEO of pharmaceutical company USA Drug, and 12 other investors, including Stephen LaFrance Jr., the son of the founder of USA Drug, and four doctors, own Natural State Medicinals, incorporated as NSMC-OPCO LLC.

Courtwright has 15.72 percent ownership. Other owners are Susan D. Williams (15.02 percent), Wendy Perdue LaFrance (10.07 percent), neurologist Dr. Kelli D. Schlesinger (10.07 percent), gastroenterologist (and husband of Susan Williams) Dr. Alonzo Williams (8.45 percent), Kathryne Deane Peck (7.51 percent); Donna Mae Mooney (7.51 percent), Stephen LaFrance (5.66 percent), neurologist (and husband of Kelly Schlesinger), Dr. Scott Schlesinger (5.66 percent), businessman and Arkansas Cannabis Industry board member Robert DeBin (4.4 percent), veterinarian Dr. Clifton Bolen Peck IV (4.23 percent), urologist (and husband of Donna Mooney) Dr. Keith Mooney (4.23 percent) and Fox 16 news anchor Donna Terrell (1.41 percent).

Courtwright noted his 28 years in retail pharmacy and his position as CEO and president of USA Drug as evidence of expertise in the handling of regulated substances. USA Drug, which was headquartered in Pine Bluff and was the largest privately held pharmacy chain in the U.S., was sold to Walgreens in 2012.

"When we sold our corporate headquarters in Pine Bluff, seeing the loss of jobs was excruciating," the application states. "It will be very rewarding to bring them back."

Key staffers with ties to Arkansas include Terrence Fitch, CEO of Super Farm LLC of Denver and a previous resident of Arkansas, who will be general manager; Lance Huey, the former sheriff of Grant County and director of security for the Arkansas Lottery Commission, director of security; and former U.S. attorney Bud Cummins, a third-party compliance officer. Frank Groves, owner of Benson Creek Produce and a plant geneticist, will serve on the company's advisory board.

The company will also employ at least 28 people in addition to an unknown number of extraction employees and security officers, according to the application.

A summary in the application says the plant will be built "from the ground up" and owners will seek a LEED environmental certification for it.

NSM will use a procedure called "schwazzing" to process plants — a manual defoliation process "similar to pinching back your tomato plants," the application says. The process increases "key medical compounds" and will mean more jobs "for local Arkansans."

The application also says that because of "higher rates of epilepsy" in Jefferson County, "NSM has chosen to allocate resources to ensure that several of the strains produced and manufactured products will specifically be for epileptic patients" in the county.

NSM will use a portion of its profits to "enable efforts of the Little Rock Police Foundation and Yoga Warriors Fighting Colon Cancer." The latter is a nonprofit founded by Terrell, whose daughter died of colon cancer. Terrell announced her affiliation with NSM on the air after the permit was awarded.

Osage Creek Cultivation LLC, Carroll County

Osage Creek had the fourth highest score (432.5 out of 500). Its facility, owned by Mary and Jay Trulove, will be on family land southwest of Berryville and east of Osage Creek. Mary Trulove, CEO, holds 60 percent ownership, Jay Trulove, COO, 40 percent.

"The good Lord has given us this plant we call marijuana for a reason — a purpose. We must open our minds and hearts to use this gift in a safe and responsible way," the Truloves' application says.

The Truloves own a cattle and crop farm on 750 acres and Jay Trulove has worked as a pilot with Southwest Airlines for 47 years. They describe the cultivation facility as a family business that will employ Naomi Trulove-Wilson, IT supervisor and compliance manager; excavation company owner Matt Trulove, director of operations; U.S. Martial Arts Hall of Fame member Robert Trulove, security supervisor; and Jessica Trulove, extraction technician. They have brought on as advisers Harrison pharmacist Patricia Blaylock; Dr. Hunter Young, a professor of medicine and epidemiology at Johns Hopkins and a graduate of the University of Arkansas for Medical Sciences, as an advisory board member; and Harrison chiropractors Dr. Shaun Kahn and Dr. Anna Kahn. Their cultivation manager, Jeremy Harwood, has worked in the marijuana industry in Colorado and Nevada; and their extractor, Sean Azzariti, is a veteran of the Iraq War who made news as the first person to legally purchase marijuana in Colorado, for his post-traumatic stress disorder.

The Truloves say they will fashion their output to meet market demands — which, based on the 1 to 2 percent patient base in other states would be between 20,000 and 40,000 in Arkansas — and no more.

Osage Creek will make donations to the Carroll County Historical Society and the Freedom Seekers Ministry, a faith-based substance abuse treatment program.

The company offered letters of reference from the Rev. Larry Montgomery, pastor emeritus of Towering Oaks Church; the Rev. David Killingsworth of the Forerunner House of Prayer; former police officer Brad Handley; Carroll County Sheriff Randy Mayfield; and Berryville Mayor Tim McKinney.

Osage Creek owners issued a statement saying they were excited to have been chosen, would start production "as quickly as prudently possible," but would not provide interviews or comments.

McKinney, however, said the Truloves expect to employ 20-25 people with an annual payroll of over $1 million, and that the facility would provide a "five-figure tax figure for our schools."

The mayor described the Truloves as "good, quality people" who would start production "as soon as humanly possible." The city must run a water line to the plant, but McKinney said that would involve a distance of only 1,500 feet and could be accomplished in 30 days or so. No sewer line will be provided.

McKinney said he wanted to assure Carroll County residents that "everything is going to be all right." McKinney said he wanted to remain "low key" about the business, having spent 52 days "in a gated community" himself for possession of marijuana and driving while intoxicated. That was in 2009. He's been re-elected twice since and is in his 28th year as mayor.

Natural State Wellness Enterprises, Pine Bluff, Jefferson County

Not to be confused with the previously mentioned Natural State Medicinals, which will also be located in Jefferson County, Natural State Wellness is owned by 27 shareholders. That list includes some well-known Arkansas names, including former Arkansas Attorney General Dustin McDaniel; his father, Bobby McDaniel; Henry Wilkins V, the son of Jefferson County Judge Henry "Hank" Wilkins IV; and former state legislator and former White County Republican lawmaker Marvin Parks. According to documents filed with their applications, the majority shareholder in Natural State Wellness is William Young, who owns 34 percent of the company. Three doctors, Dr. Thomas Stank, Dr. Ladd Scriber and Dr. Bruce Sanderson, are partners in the venture and "will serve in an advisory role," according to the application, which also says Natural State Wellness will have 51 percent minority ownership and 99.1 percent ownership by Arkansas residents. Natural State Wellness submitted nearly identical applications for facilities in Jefferson and Jackson counties, with both scoring 438 points out of a potential 500. Because the state's medical cannabis law says that the same parties may not have financial interest in two cultivation facilities, Natural State Wellness was forced to choose. Jefferson County's economic development director said Monday that the company would locate in Pine Bluff.

According to satellite photos included in its application, Natural State Wellness's facility will be built on 10 acres near U.S. Highway 63, just across the highway from The Pines Mall. "The proposed facility will provide more than 60 new jobs, a nearly $1,000,000 annual labor investment, and nearly $10,000,000 in capital expenditures to local businesses," the Natural State Wellness application says, "which will help us not only serve medical cannabis patients, but also those less fortunate who reside in the community."

To help construct, establish and staff the cultivation center, Harvest, a Tempe, Ariz., cannabis growing and dispensing company established in 2012 by Harvest CEO Steve White, will make up the "operating team." Harvest now holds 39 cannabis-related licenses in five states, according to documents included in the Natural State Wellness applications.

Natural State Wellness partner Bart Calhoun, a Jonesboro-based lawyer who owns a 3 percent stake in the business, according to application documents, said that while he can't recall the exact details of how he and his co-owners settled on Harvest, he believes it was Dustin McDaniel who suggested them to the group. Attempts to reach McDaniel were unsuccessful at press time. "We did research on them," Calhoun said, "and they've been really successful in not only attaining licenses in other states but doing really well producing, cultivating and dispensing marijuana. ... We had a few different people that we were working to partner up with, and they were by far the most impressive."

Calhoun said the facility will be a new, ground-up construction. "We've got plans and everything laid out," he said, "so once we get past the license fees and bonding stage — which will not be an issue at all for us — we'll start looking at implementing those blueprints and starting construction." Calhoun said that construction time depends on a lot of factors, including the weather, "but six- to nine-month timeframe is probably what we're looking at."

Reached by phone before Natural State Wellness settled on the Jefferson County location, Calhoun said both counties had shown great interest in the facility. The Natural State Wellness application for Jefferson County included letters of support from a long list of local civic and business leaders, including Simmons First National Bank chairman and CEO George A. Makris Jr., the pastors of several prominent Pine Bluff churches, Pine Bluff City Council members and Jefferson County Sheriff Gerald Robinson.

Delta Medical Cannabis Co. Inc., Newport, Jackson County

Though Newport in Jackson County had a shot at landing two of the state's five initial medical cannabis cultivation facilities, with Monday's decision by Natural State Wellness Enterprises to go with its application for a facility in Jefferson County, the city will only be getting one: Delta Medical Cannabis Co. Inc. Delta scored fifth out of the cultivation applications submitted (Natural State Wellness' two applications had equal scores), with a final score of 432.5 out of a possible 500.

Partners in Delta Medical Cannabis include Doug Falls, who owns and operates Trinity Lighting Co., a $30 million Jonesboro-based maker of lamps; car dealer and apartment complex owner Ray Osment; Jonesboro lawyer Donald L. Parker II; Dr. John D. McKee; lawyer Lynn Parker; and registered nurse Amy Fulkerson. Falls will serve as CEO, Osment as COO and Parker as president and chief legal counsel.

According to an economic impact analysis compiled by the Newport Economic Development Commission, which was included as supplemental material in the Delta Medical Cannabis Co. application, the project will directly create 30 jobs in Newport, with an average wage of $19.91 per hour — around $41,400 per year. The average wage in Jackson County is $32,182 per year. The direct local financial impact of the facility will be around $1.2 million per year in increased payroll alone, with a $65,383 bump to local tax rolls. Indirect local impact, according to the analysis, will be 47 jobs created within 24 months of the facility's completion, with an average pay of $17.92 per hour. The report estimates that in total, the facility could create over 200 jobs at the facility and in ancillary companies like delivery services and security firms, with a local financial impact of $5.8 million in salaries and $205,000 in tax revenue.

Jon Chadwell, director of the Newport Economic Development Commission, said the city is excited about Delta Medical Cannabis as "a new corporate citizen" in Newport. That said, Chadwell stressed that because the Newport Economic Development Commission is publicly funded, they offered no financial incentives to any of the 10 firms that filed applications for cannabis cultivation operations in the Newport area, including Delta Medical Cannabis.

"We know there are people in the community who might be morally opposed to the process," Chadwell said. "So we didn't feel it was fair to take money that they were spending at the stores to support economic development of something that they were strongly morally opposed to." Chadwell said there was also the issue of marijuana still being illegal at the federal level.

"From a community perspective, it's basically jobs, payroll and then the charitable contribution they give back to the community," Chadwell said. "We realize there are a lot of ancillary businesses that will come to our area because of this. There's going to be transportation needs, security needs, things like that that will grow out of these industries. They may be new businesses or it may be some of our local businesses will be able to grow to meet those needs. We saw that as an impact and a benefit."

Delta Medical Cannabis President Parker said that the company will construct an all-new, "state of the art" facility at 7301 Victory Blvd., near the ASU-Newport campus. The company has the option to buy 11 acres there, Parker said, but will likely only need 4-5 acres, where it will build a secured structure of between 22,000 and 30,000 square feet, "designed for expansion if needed."

"We hope to close on the property in the next 30 to 45 days," Parker said. "I would optimistically say we'll be breaking ground shortly thereafter. We hope to be fully operational by the end of this year. Sometime in the fourth quarter and hopefully by the end of the year, we'll have product available to sell to dispensaries, assuming that the dispensary licenses are issued and there's somebody to sell it to." Parker said that his "crystal ball" on that information was a little cloudy, however, noting that members of the Medical Marijuana Commission said last week that it would require "several months" to score the dispensary locations. Parker said that waiting for dispensaries to be built won't slow his firm down much in the short term, but it might have some impact on their pace long term.

"We are proceeding with all deliberate haste right now," he said. "We're going to operate under the assumption now that as soon as we can get our building built and approved" there will be places to sell the Delta Medicinal Cannabis crop.

Like every other cultivator approved by the Medical Marijuana Commission, Delta Medical Cannabis will grow indoors under carefully controlled lighting, nutrient and watering conditions. Parker said Delta will be bringing in three consultants with deep experience in cannabis cultivation in other states where medical marijuana is legal. He was coy when asked one of the biggest questions currently hovering over the Arkansas cannabis industry: How his firm will import cannabis seeds or immature plants to the state to get cultivation started, when it is against federal law to move any amount of marijuana through a state where cannabis is still illegal — as it is in every state that borders Arkansas.

"That's proprietary information," Parker said with a laugh. "It's like that crystal ball. I also have a magic wand."

Delta Medical will donate 10 percent of its annual profits to charitable causes, with 70 percent of those funds dedicated to launching and maintaining the Northeast Arkansas Learning Initiative, that will, according to the company's application, "provide opportunities for low-income children to attend quality early-childhood education programs" by providing scholarships to "quality preschool" programs for 3- to 5-year-olds, providing mentors to parents who participate in the program, and making grants in participating preschools. The program is modeled on a similar program in Minnesota, and will operate only in Jackson County for the first five years. After that initial period, the program will expand to other counties in Northeast Arkansas. Delta Medical has also pledged to work with all rehab facilities within a 75-mile radius of Newport, and to provide training, speakers, presentations, literature and financial support to groups that work to fight addiction in the area.

Arkansas's medical marijuana growers come to light

#Arkansas's medical marijuana growers come to light

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