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One of the most prestigious and rewarding careers, investment banking is at the same time extremely challenging. The job involves helping companies and governments raise funds, through mergers and acquisitions and other large financial matters. It requires diverse skills, ranging from technical financial expertise to social finesse. A job in this field comes with enormous opportunities including significant monetary compensation and the chance to make an impact on a global scale. So if you think that sounds like your cup of tea and are looking for the top investment banking courses in Thane, then check out this fabulous resource - Top 4 Investment Banking Courses in Thane.
IIM Skills was founded in 2015 by Vaibhav Kakkar. It is a leading Ed-Tech company, backed by the prestigious and well-established IIM brand, with a significant footprint across India and the Middle East. Check out our Investment Banking Course on the IIM Skills website and begin your journey in the fast-paced world of finance.
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How Financial Analytics is Revolutionizing the Finance Industry
In today's fast-paced financial world, data analytics is no longer a luxury—it's a necessity. Whether it's investment banking, risk management, fraud detection, or financial forecasting, analytics plays a critical role in shaping financial strategies. By leveraging data-driven insights, financial institutions, corporations, and investors can make more informed decisions, optimize operations, and drive profitability. In this article, we explore how analytics is used in finance and why learning this skill can be a game-changer for professionals. We'll also highlight the benefits of enrolling in the best Investment Banking Course offered by the Boston Institute of Analytics.
The Power of Financial Analytics
Financial analytics involves processing and interpreting data to uncover trends, predict future outcomes, and enhance decision-making. By integrating statistical models, artificial intelligence, and machine learning, finance professionals can analyze large datasets with precision. This allows businesses to improve investment strategies, mitigate risks, and enhance customer experiences.
With cutting-edge technology evolving rapidly, financial analytics is becoming a must-have skill for anyone looking to succeed in the finance industry. Whether you're working in banking, corporate finance, or asset management, mastering data analytics can set you apart.
How Analytics is Used in Finance
1. Smarter Investment Strategies
Investment banking and asset management rely heavily on analytics. By assessing historical market trends, macroeconomic indicators, and company performance, financial analysts can make more informed investment decisions. Predictive models help identify promising stocks, optimize portfolio diversification, and enhance overall return on investment.
Additionally, algorithmic trading—an advanced form of analytics—uses automated systems to execute trades at optimal prices. This high-frequency trading strategy helps financial firms maximize profits while minimizing risks.
2. Risk Assessment and Management
Risk management is a crucial function in finance, and analytics has revolutionized how risks are assessed. Financial institutions use sophisticated models to evaluate credit risks, market risks, and operational risks.
For example, banks use analytics to determine whether a borrower is likely to default on a loan. Credit scoring models analyze past financial behaviour, debt-to-income ratios, and other factors to provide risk assessments. Meanwhile, financial organizations rely on Value at Risk (VaR) calculations to estimate potential losses in volatile market conditions.
3. Fraud Detection and Cybersecurity
With increasing digital transactions, financial fraud has become a major concern. Analytics plays a vital role in detecting fraudulent activities by analyzing transaction patterns and identifying anomalies. Machine learning algorithms can flag suspicious behaviour, allowing financial institutions to act quickly and prevent financial losses.
For example, if a customer’s spending pattern suddenly deviates from their usual behaviour, the system can automatically trigger security alerts or block the transaction until further verification is done.
4. Financial Forecasting and Budgeting
Accurate financial forecasting enables businesses to plan their budgets and allocate resources effectively. Data analytics helps predict revenue streams, optimize cash flows, and anticipate market shifts.
Time series analysis and AI-powered forecasting tools enable companies to make data-backed financial decisions. For instance, businesses can predict seasonal revenue fluctuations and adjust their marketing or investment strategies accordingly.
5. Algorithmic and High-Frequency Trading
Algorithmic trading, also known as algo trading, has revolutionized financial markets by using data analytics to execute trades with speed and precision. By analyzing market conditions, price trends, and news sentiment, trading algorithms make split-second decisions that maximize gains while minimizing risks.
AI-driven trading systems are also capable of self-learning, meaning they improve their trading strategies over time based on market performance and historical data.
6. Customer Insights and Personalization
Banks and financial service providers are increasingly using analytics to enhance customer experience. By analyzing transaction history, demographics, and behavioural data, they can offer personalized financial products and services.
For example, predictive analytics helps banks identify potential loan defaulters early and proactively offer solutions such as restructuring repayment plans or suggesting alternative financial products that better suit the customer’s needs.
Why Learning Financial Analytics is Essential
With the financial landscape becoming more data-driven, professionals who understand financial analytics are in high demand. Mastering analytics tools like Python, R, SQL, and Excel can help you land lucrative roles in investment banking, financial risk management, and corporate finance.
Boston Institute of Analytics’ Best Investment Banking Course
If you’re looking to build expertise in financial analytics, the Boston Institute of Analytics (BIA) offers the best Investment Banking Course in Thane tailored to equip students with in-depth knowledge of finance, investment strategies, and data-driven decision-making.
What You’ll Learn:
Comprehensive Financial Modeling: Understand valuation techniques, mergers & acquisitions, and financial statement analysis.
Hands-On Learning: Work with real-world financial datasets and apply industry best practices.
Expert-Led Instruction: Learn from experienced professionals in investment banking and financial analytics.
Career Readiness: Gain practical skills that top investment banks, hedge funds, and financial institutions seek.
With this course, aspiring finance professionals can build a strong foundation in financial analytics and position themselves for success in a competitive industry.
Conclusion
Financial analytics is reshaping the finance industry, offering data-driven solutions that enhance investment decisions, risk management, fraud detection, and financial forecasting. As businesses increasingly rely on data to drive financial strategies, professionals with expertise in analytics will continue to be in high demand.
If you're looking to future-proof your career, enrolling in the Boston Institute of Analytics' Best Investment Banking Course in Thane is an excellent way to gain industry-relevant skills and stay ahead in the financial sector. Whether you're a student, a finance professional looking to upskill, or an aspiring investment banker, mastering financial analytics will give you a competitive edge.
#Investment Banking Course#Financial Analytics#Wealth Management Course#Risk Management#Best Investment Banking Course in Thane
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Investment Banking Training in Thane: Your Road to a Flourishing Career
Convenience is a critical aspect of choosing a training program, and the availability of a financial analyst course nearby in Thane means you will not have to travel far to pursue your ambitions.
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What Makes an SAP Institute in Thane a Smart Choice for Aspiring Professionals?
Deciding where to invest your time, energy, and money for education is like planting a seed that will grow into a career tree. The roots of this tree need to be strong and nurtured by the right environment. For students exploring a future in SAP (Systems, Applications, and Products in Data Processing), one of the best places to plant this seed is at an SAP institute in Thane. As industries continue to adopt advanced software systems for smoother operations, SAP-trained professionals are becoming indispensable across various sectors. But why Thane? And why SAP? Let’s break it down from the perspective of a student looking to make informed decisions about their future.
The Growing Importance of SAP in the Industry
Imagine SAP as the engine of a massive ship that companies use to navigate the stormy seas of modern business. This engine helps them control everything—whether it’s finances, inventory, human resources, or customer relations. Without it, many businesses would lose their way, drifting aimlessly without a clear direction. The versatility and widespread use of SAP in industries ranging from manufacturing to banking make it one of the most valuable skills a professional can possess.
As a student, learning SAP isn’t just about understanding how software works; it’s about becoming a critical part of a ship’s crew. Companies rely on SAP experts to keep their engines running smoothly, and those who can manage this system hold the keys to numerous high-paying and secure jobs. It’s this demand that makes enrolling in an SAP institute in Thane an attractive proposition for those aspiring to make a mark in the tech world.
Why Thane is an Ideal Place for SAP Training
Thane may not be as high-profile as cities like Mumbai or Pune, but it offers several hidden advantages that make it a prime location for SAP training. In a way, Thane is like a well-kept secret garden—providing students with all the tools they need to grow, but without the overwhelming chaos and expense of larger cities.
1. Strategic Location with Cost-Effective Living: Thane is positioned just outside Mumbai, making it an easy commute for those seeking opportunities in one of India’s biggest business hubs. But unlike Mumbai, Thane offers a quieter, more affordable lifestyle. Think of it as choosing a calm, fertile soil over rocky ground. You’ll still get the benefits of being near a booming city, but you won’t have to deal with the skyrocketing living costs and constant hustle.
Living in Thane also reduces the financial burden that often comes with studying in a major city. This means you can focus more on your education and less on scraping together rent. For me, this balance between affordability and opportunity made Thane a no-brainer.
2. Access to Quality Institutes and Instructors: The SAP institutes in Thane are not just any ordinary schools. They are like greenhouses filled with seasoned gardeners (instructors) who know exactly how to nurture budding professionals. These institutes bring in experienced faculty, often professionals who’ve spent years working with SAP in real-world business settings. Their practical knowledge becomes invaluable when transitioning from the classroom to the workforce.
What’s more, the diversity of course offerings in Thane allows students to specialize in various SAP modules, such as SAP FICO (Financial Accounting and Controlling) or SAP MM (Materials Management). With such variety, the learning environment is akin to having a library full of different resources, each designed to meet specific career goals. You can pick the path that’s best suited for your ambitions.
Hands-On Experience: The Practical Edge
One thing I learned early in my SAP journey is that understanding theory is only half the battle. Practical skills are the real currency in the professional world. Enrolling in an SAP institute in Thane provides hands-on experience with SAP systems, similar to an apprentice learning the tools of their trade in a workshop.
The institutes here focus heavily on lab work and practical projects. You won’t just be sitting through lectures; instead, you’ll be getting your hands dirty by working on real SAP systems, analyzing case studies, and completing projects that mimic actual business scenarios. It’s like learning how to steer the ship, rather than just reading about it in a book.
As a student, these practical sessions were game-changers for me. They allowed me to apply what I’d learned and gain the confidence needed to face real-world challenges. This blend of theoretical and practical knowledge also made me more attractive to potential employers—who, let’s face it, are looking for candidates who can hit the ground running.
Career Opportunities Post-SAP Training
The job market for SAP professionals is akin to a sprawling forest filled with different career paths. Once you’ve completed your SAP training, the possibilities seem endless. Companies across industries—from healthcare to retail to logistics—are in constant need of skilled SAP professionals to help them manage their operations more efficiently.
Upon finishing my SAP course, I was pleasantly surprised at the range of job offers available to me. From becoming an SAP consultant to working as a project manager overseeing the implementation of SAP solutions, there’s no shortage of lucrative opportunities. And here’s where the placement support offered by Thane’s SAP institutes comes into play.
Most institutes in Thane provide dedicated placement assistance, helping students connect with industry leaders, preparing them for interviews, and even offering internships to gain initial experience. The structured placement programs feel like a bridge, taking you from the classroom directly into the professional world.
The Community and Networking Opportunities
Another major perk of studying at an SAP institute in Thane is the community of students and professionals you become part of. The connections you build while studying are like the branches of a tree, expanding your reach and providing support throughout your career.
I quickly found that my fellow students were not just competitors, but collaborators. Whether it was group projects, discussion forums, or casual study groups, the sense of community enriched the learning experience. Additionally, the faculty often hosted guest lectures from industry veterans and SAP-certified professionals, giving us direct insights into the job market and networking opportunities.
These relationships—both with peers and professionals—are an invaluable part of the educational process. In the world of SAP, who you know can sometimes be just as important as what you know. These connections can lead to job offers, collaborative projects, or simply advice that helps guide you along your career path.
Making the Right Decision: Why Thane Stands Out
Choosing to pursue SAP training is a big decision, but it’s important to consider the long-term benefits. Thane offers an excellent balance between quality education and affordability, along with a strategic location that gives students access to Mumbai’s vast job market without the high cost of living. Think of Thane as the sturdy, reliable ground where you can plant your career ambitions and watch them grow.
The institutes in this region are committed to not just teaching SAP, but ensuring that students are job-ready by the time they graduate. From experienced faculty to practical learning opportunities and extensive placement support, enrolling in an SAP institute in Thane is akin to preparing for a marathon with the best trainers at your side. It’s not just about running fast—it’s about running smart and ensuring you’re fully equipped to reach the finish line with confidence.
For any student considering SAP training, Thane represents a wise investment in the future. It’s where the seeds of your career can truly take root and flourish, providing you with the skills and network necessary to navigate the fast-paced, ever-evolving world of modern business.
If you’re on the fence about where to pursue your SAP education, think of Thane as your launching pad. With its blend of quality education, practical experience, and strategic location, it’s an ideal place to start your journey toward a successful, SAP-centered career.
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The Ultimate Guide to Advance Tax: How to Calculate, Pay, and Optimize Your Payments
Introduction: Advance tax, also known as "pay-as-you-earn" tax, is a system where taxpayers are required to pay their taxes in installments throughout the year rather than in one lump sum at the end. This system ensures that taxpayers meet their tax obligations timely and helps in the efficient collection of revenue for the government. For individuals and businesses alike, understanding advance tax is crucial for financial planning and compliance. In this comprehensive guide, we'll delve into everything you need to know about advance tax course thane, from calculation methods to payment strategies and optimization techniques.
Understanding Advance Tax: Advance tax is applicable to individuals, salaried employees, freelancers, businesses, and corporations whose tax liability exceeds a certain threshold set by the tax authorities. In most jurisdictions, advance tax is paid in quarterly installments. These installments are based on the estimated income for the financial year, after accounting for deductions and exemptions.
Calculating Advance Tax: To calculate advance tax accurately, you need to estimate your total income for the financial year. This includes income from all sources such as salary, business profits, capital gains, rental income, and any other taxable income. Next, deduct allowable deductions and exemptions to arrive at your taxable income. Once you have your taxable income, apply the applicable tax rates to determine your tax liability. Divide this annual tax liability into quarterly installments, keeping in mind the due dates specified by the tax authorities.
Paying Advance Tax: Advance tax payments can usually be made online or through designated bank branches. Taxpayers are required to fill out challans specifying the amount of tax being paid and the relevant assessment year. It's essential to pay advance tax on time to avoid penalties and interest charges imposed by tax authorities for late or insufficient payments. Keeping track of payment deadlines and maintaining records of payment receipts is crucial for compliance.
Optimizing Advance Tax Payments: Optimizing advance tax payments involves managing your finances in a way that minimizes your tax liability while ensuring compliance with tax laws. Here are some strategies to optimize your advance tax payments:
Regular Income Assessment: Review your income periodically throughout the year to make accurate advance tax payments based on updated income projections.
Utilize Deductions and Exemptions: Take advantage of all available deductions and exemptions to reduce your taxable income and lower your advance tax liability.
Invest in Tax-Saving Instruments: Invest in tax-saving instruments such as Provident Funds, Equity Linked Savings Schemes (ELSS), and National Pension System (NPS) to avail tax benefits and lower your tax liability.
Capital Gains Planning: If you have capital gains from investments, consider timing your asset sales strategically to spread out tax liabilities across multiple financial years.
Consult Tax Professionals: Seek advice from tax professionals or financial advisors to develop personalized strategies for optimizing advance tax payments based on your specific financial situation and goals.
Conclusion: Advance tax is a fundamental aspect of tax compliance for individuals and businesses with significant tax liabilities. By understanding how to calculate, pay, and optimize advance tax payments, taxpayers can effectively manage their tax obligations while maximizing their financial efficiency. Whether you're a salaried employee, freelancer, or business owner, staying informed about advance tax regulations and implementing proactive tax planning strategies can lead to greater financial stability and peace of mind.
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Degree colleges in Thane-to choose after Completing B.Com
Introduction:
Completing your B.Com degree opens up various career opportunities, but pursuing a post-graduation course can significantly enhance your job prospects. In this article, we will explore a list of career-oriented courses suitable for B.Com graduates. From traditional options like M.Com and MBA in Finance to professional certifications like CA, CS, and CMA, we will provide valuable insights into each course's specialization and career opportunities. Let's dive in and discover the best path to a successful career after B.Com.
Masters of Commerce (M.Com):
M.Com is a two-year post-graduation course that allows students to specialize in various subjects such as Finance, Accounting, Economics, Taxation, and more. It is essential to choose a college approved by AICTE or a university recognized by the Government to ensure a reputable degree. Upon completion, graduates can explore a range of career options, including probationary officer roles at nationalized banks, customer relationship executives, junior accountants, financial analysts, and more.
Masters in Business Administration (MBA) in Finance:
An MBA in Finance is a popular choice for commerce graduates seeking excellent placement opportunities. This two-year program requires clearing an entrance test, followed by a group discussion and interview. Students can specialize in financial management, marketing management, banking and insurance management, systems management, or human resource management. Upon graduation, career prospects include roles in asset management, corporate finance, private equity, and corporate banking, among others.
CA/CS/ICWA:
For those interested in accounting profiles, pursuing professional certifications like Chartered Accountancy (CA), Company Secretary (CS), or Cost and Work Accountancy (ICWA) can be highly rewarding. Each certification has its own examination process conducted by the respective institutes. Successful completion of these exams opens doors to opportunities in financial institutions, investment consultancy, multinational companies, and public and private banks.
Certified Bank Manager Programme:
The Certified Bank Manager Programme, offered by the Institute of Bank Management and Research (IBMR), covers various areas such as banking and financial services, risk management, banking laws and regulations, and more. This two-year program prepares students for roles in banking and financial institutions.
Diploma in Banking & Services (DBFS):
The Diploma in Banking & Services (DBFS) is a postgraduate course offered by the Institute Of Finance, Banking & Insurance (IFBI). It is an ideal choice for B.Com students aspiring to establish a career in the banking sector. Admission is based on personal interviews, and the curriculum focuses on banking and related services.
Certified Financial Planner (CFP):
The Certified Financial Planner course, offered by institutes like the Indian Institute of Financial Planning (IIFP), provides specialized knowledge in financial planning, investment planning, tax planning, and insurance and risk management. This certification enhances job opportunities in the financial planning sector.
Certificate Course in Project Finance:
The Certificate Course in Project Finance, offered by the Indian Institute of Banking & Finance (IIBF) and the Institute for Financial Management and Research (IFMR), equips students with theoretical and practical knowledge in project appraisal, financing, lending, and more.
International Courses in Accounting and Finance:
International certifications like Certified Management Accountant (CMA), Certified Public Accounting (CPA), and Association of Chartered Certified Accountants (ACCA) offer global recognition and extensive knowledge in financial planning, control, ethics, analysis, decision support, international financial reporting standards, and more. These qualifications open doors to management, banking, consulting, and accounting positions worldwide.
Conclusion:
Pursuing a post-graduation course or professional certification after B.Com can significantly enhance your career prospects. From traditional options like M.Com and MBA in Finance to specialized certifications like CA, CS, and CMA, there are various paths to choose from based on your interests and aspirations. Evaluate your career goals and choose a course that aligns with your ambitions. Invest in your education today to secure a successful and rewarding career in the field of commerce.
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The Cerberus shield fort in the Normandy hangar bay, aka Fort Mail Slot
I was chatting about fave enemies in Mass Effect in a discord chat, and mentioned that I love the cerberus shield guys, as a sniper they are fun to aim at. And I got the biggest freaking brainworm, which started with:
Keahi Shep would collect them all up (the shields) afterwards and build a victory fort in the shuttle bay. Thane: has anyone seen siha Garrus: he's in the shield fort down in the bay Thane: the what Garrus: they're making a throne. It has turrets too.
And it became A THING. @stormikins and I then went into such a spiral elabroating the lore of Fort Mail Slot, at 7am on Monday morning, on no sleep and much coffee. Highlights! (quotations are @stormikins ideas, thank you so much for joining me on this madness stormikins!) ⦁ Everyone gets to add a shield they have 'won' (aka taken out a cerberus shield guy in battle) to the front rampart and can decorate it as they choose. ("Grunt would paint dinos and sharks. Eating little Cerberus guys"). ⦁ At first its seen as a Shep quirk, but as people add their own touches to it, they quickly become fully invested in the fort. Tali engineers a lighting and sound system. Liara establishes extranet connections. A bar appears. Vega's gym gets absorbed into the structure and becomes the fort gym. ⦁ Sophie gets her own tower right by the front gate and is the guard dog of honour. "She’s like Cerberus guarding the gate. Must give bribe treat to get in" ⦁ The fort quickly becomes legendary throughout the galaxy. It's in the shuttle bay, so anyone who comes aboard immediately see's the giant freaking shield fort as like the first thing they see aboard the Normandy, which is hilarious, UNLESS they come aboard from the upper dock, then they hear whispers of the secret fort in the basement. ⦁ "Shepard, picking up Jack and the kids at Grissom: hey, collect your shields! We’re trying to make another wing! Jack: what " (but also) Jack: sees the kids not picking up shieds Jack: you heard the man you little Fu- fricks.
⦁” Kaidan/Ashley come aboard and are like: damn nothing really has changed huh” They'd look, shake their head, and immediately hop on in. "Shake of the head, hands on hips, and then “how many do I need?” ⦁ Politicans that DON'T fuck Shep over get embassy status ⦁ Rumour has it Primarch Victus got absolutely sauced in the bar wing late one night after a trying day of playing politics ⦁ The dalatrass is of course denied entry. "Wrex takes pleasure in rubbing in her face that he's invited and she isn't" ⦁ the fort becomes so normalised on the Normandy, so much a part of the life that people kinda forget it’s a bit odd, and when the asari refuse to help Shep actually tries the 'but you won't be included in the fort' line asari: what Shep: what~ ⦁ Liara gets her own mini bank of screens in the fort to try and lure her out of her room, Shep puts up black blankets around the area with a huge sign saying 'super secret shadow broker business shhhhh' over it. Shep also puts up a neon notice board with 'totally not super secret shadow broker messages under here nope' and underneath is an extremely crudely drawn penis, with realy tiny writing underneath, like so tiny you have to get really close or take a picture and zoom, and the writing says 'made you look Liara. Twice.' and next to it is another tiny dick. ⦁ Another shadow broker prank sign: “To learn this SB secret please answer the following: dog or not?" ⦁ Joker gets 'I got fucked in the cerberus shield fort and all I got was this lousy shirt' teeshirts printed ⦁ Shep creates a little moat out front for javik. He of course deems it primitive, but can be found using it. He also compiles a report on more effective fort defence protocols. "Sophia loves him, and he's annoyed by it, but secretly loves it" ⦁ In time people commend Shepard for coming up with such an unconventional but genius way of creating a bonding exercise for the crew during the stresses of war. Shep is mysetfied, they genuinely just wanted to build a fort. ⦁ Just picture it: a bunch of cerberus troops spreading out in front of Shep, feeling confident ('so many of us vs 3 people, and us with these shiny shields!') and shep just whooping and shouting 'yes! we can extend the cinema room lads!' and the troops being very, very confused ⦁ the mail slots on the front gate are for pizza delivery we tried coming up with good names, but in the end decided that it being simply the shield fort was funnier, as people might assume the 'shield fort in the hangar bay' is like an actual, functional ship thing, like a shield fortification station for the normandy or something, and then its like 'oh, no, it's an actual shield fort'. It does gain the nickname of Fort Mail Slot among the crew. please help us expand Fort Mail Slot lore! What would other squad members decorate their shields with? What upgrades would people add, what wings? Please share cerberus sheild fort shennanigans i’d love to hear them x
#mass effect#mass effect headcanons#mass effect lore#Fort Mail Slot#the cerberus shield fort#commander shepard#my headcanons
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Proschool, is an Initiative of IMS. At IMS, our goal for the past 35 years has been simple – Build a long term successful career. Proschool is an extension of the same mission. At Proschool, we provide practical skills and knowledge at affordable cost, in the shortest possible time. Our endeavour is to get students into jobs that give them useful experience for a successful and long term career. And we hope to serve the industry by providing them with trained resources that are productive and efficient.
We currently provide skilling programs in Finance (CFA course), Accounting (ACCA course), Analytics and Marketing largely to graduate students. We also have programs in Electrical, Mechanical, Retailing, and Healthcare domains under the PPP mode.
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Small biz, big trouble: Covid-19 disruption might prove fatal for many of India’s MSME units
New Post has been published on https://apzweb.com/small-biz-big-trouble-covid-19-disruption-might-prove-fatal-for-many-of-indias-msme-units/
Small biz, big trouble: Covid-19 disruption might prove fatal for many of India’s MSME units
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In the afternoon of April 23, Thursday, more than 100 small businessmen around Mumbai and Thane met through a conference call over the online conferencing software Zoom, to discuss the reopening of businesses after the lockdown. There was a quick consensus in the meeting that went on for nearly two hours — no one is ready to restart immediately. The supply chains for raw material simply do not exist at this point, even though some units have permissions to operate and others are expecting it in early May.
The meeting, organised by the Mumbai-based IMC Chamber of Commerce and Industry, had businessmen seeing May-end as a plausible date for reopening. But there was another, more startling, consensus emerging at the meeting organised to discuss a reopening playbook — at least 25-30% of the businesses would not survive the crisis created by the Covid-19 pandemic.
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ET Magazine spoke to a dozen businessmen from across India — owners of businesses that fit into the category of micro, small and medium enterprises (MSME) — and found that this feeling of staring at an abyss was pervasive. The biggest worry is, of course, a liquidity crunch, followed by a disrupted supply chain and labour availability. The sector employs almost 12 crore people, making a large number of the country’s households dependent on the 63 million MSME units. It also accounts for a third of India’s manufacturing output and 45% of exports.
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Many units have paid their workers wages for March in full and are prepared for April payments. While there are no revenues now, there is a government mandate to keep paying salaries and wages. There are other bills like electricity and water that also have to be paid. But without revenues or substantial government support, there is no way they can carry on in May and beyond. “Wages and salaries are the biggest issue, and everyone is sweeping it under the carpet,” says Ashish Vaid, president of the IMC that is also a federation of 170 industry associations from western India.
Labour Lost Vaid, himself a realtor with annual sales of Rs 200 crore, says all MSMEs should be eligible for bank loans equivalent to three months wages at repo rates. Multiple industry associations, including the Confederation of Indian Industry, have petitioned the government for a bailout package for the MSME sector (essentially all businesses with capital investments up to a maximum of Rs 10 crore).
Apart from loans to cover wages, there are othercommon requests like suspension of contributions to employee’s provident fund and Employee State Insurance Corporation (ESIC) for six months. Some demand that there should be a clawback of GST that has already been paid. Easier access to bank loans, especially at low rates, with help from the state and central governments, is another common theme, as is a moratorium on repayments for six months and a 25% increase in working capital loans. Seeking more loans and a simultaneous moratorium on repayments are also a sign of underlying desperation in the sector.
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Take first-generation entrepreneur Raja Shanmugam of Tiruppur. His 31-year-old knitted T-shirts manufacturing unit Warsaw International employs 650-800 workers. At least 150 workers are currently lodged in the company’s hostels at Tiruppur. It is a labour-intensive industry and the annual wages bill is almost 30% of sales. Payment from his Indian as well as European buyers stopped in March, and Shanmugam has not been able to ship completed orders either. He wants the government to use ESIC money to take care of the workers’ wages from April onwards.
DK Aggarwal, president of PHD Chamber of Commerce and Industry, an association of MSME organisations across states, says restarting units won’t be easy because of the liquidity crunch that the sector is facing. “Cash flow has stopped.
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After paying April salaries, all MSMEs will be hand-to mouth.
Plus, there will be no demand, and workers would have also left for their villages.”
Reopening plants in May could lead to revenue flows restarting. But things won’t be so smooth. While there is general consensus that businesses should pay their workers through the lockdown, there are several restrictions on the use of the same workforce once a factory reopens.
Strict rules for social distancing while reopening are not viable for manufacturing units, especially MSME units that have small premises. Nayan Patel, a former president of IMC, explained that his own business, which makes motion control devices, needs a 150-member shift, with multiple processes, that cannot operate with fewer people.
The layout and configuration of machinery and workstations are such that it cannot be done. Many from across the country echo Patel’s view. For Jaipur-based switchgear maker Anil Saboo, the biggest worry is labour shortage, as many employees have left for their states in eastern India.
“There are 15 men living inside my factory today, but the moment the lockdown is lifted, they want to leave for home,” Saboo says.
Gurgaon-based Dev Goel, who runs a package substations and switchboard plant from Manesar, sees a big worry in maintaining social distance inside the factory while labourers work as welders, or lift large items. There was a fear of police action and FIRs being registered against factory owners if these norms were not followed and negligence led to Covid-19 infections in workers. The central government clarified last week that no businessperson will be arrested for workers getting infected with Covid-19 after reopening. However, restrictions have created impediments. Goel said almost 95% of the members of the Manesar Industries Welfare Association have decided to wait and watch and not rush into reopening their plants, in spite of having permission to restart.
Or, take the case of Chetanbhai Makwana, who runs a medicated soap manufacturing unit at Gheekanta, Ahmedabad. Makwana had started his soap unit as an essential service, with 20% staff, but had to shut it down on Friday as only one worker turned up for work.
Broken Chains Apart from cash crunches and labour dislocation, there are serious supply chain and regulatory issues that have affected the MSME sector.
For instance, permissions to restart operations do not come easily, even if you are deemed as an essential service. Amit Seksaria, managing director of RRL Steels Group in Kolkata, says he received a letter from Coal India on April 8, asking him to restart operations. His unit makes ground engaging tools for coal mining and hence is deemed to be an essential service linked to the power sector. However, his application for restarting, filed with the state government, is yet to elicit a reply. While one of his units is in a Covid-19 hotspot, the other one is in a rural area. Seksaria also exports to the Netherlands and Spain and export consignments have been loaded on containers at his factory near Kolkata for orders from these countries. “I am receiving urgent missives from my European buyers but I am not able to send these containers to the Haldia port, which I am told is operating,” Seksaria says.
An injection-moulding unit owner in Daman said he is in a similar predicament, as he manufactures packaging material for the pharmaceuticals industry, but his application for restarting his unit has been stuck at the collector’s office, while some of the larger plants have got permission. Unwilling to be quoted, he says that as a buyer of polypropylene from very large petrochemical companies and a supplier of bottle caps to big pharmaceutical companies, his cash flow is usually squeezed as he has to buy with cash and supply on credit. The crisis has aggravated his problem.
In large parts of Uttar Pradesh, while there is no ban, the non-vegetarian food chain has virtually shut down. Eggs, though, are selling. Mukul Tandon, president of the Merchant’s Chamber of Uttar Pradesh, owns a poultry business, with 75,000 eggs per day. “The retail channels have collapsed and we do not know how to sell the eggs. The industry as a whole in the state produces almost 6 lakh eggs per day. While costs are Rs 3.75 per egg, I am forced to sell them at Rs 2-2.5,” Tandon told ET Magazine.
Nitin Gadkari’s interview by Prerna Katiyar Various MSME chambers have sought relief measures. Is the government thinking of a package for MSMEs? To mitigate the impact on MSME sector, the RBI (Reserve Bank of India) has announced a set of relief measures on March 27. A second set of measures was announced on April 17. These measures were primarily meant to maintain adequate liquidity in the system, facilitate and incentivise bank credit flows, ease financial stress and enable the normal functioning of the sector.
The road ahead is not easy. As a nation, we need to fight this together. Industry associations have highlighted their demands in my interactions. Some suggestions require total government support, while others require policy changes and facilitation. We can’t be guided only by the response of other countries. Our economy has its own unique features and hence its own requirements for a return to normalcy. I can assure you that PM Modiji is fully aware of the situation and under his leadership we will be able to chalk a way forward for supporting MSMEs in the best possible way.
Is there any plan to help MSME units with wage payment if lockdown continues beyond May 3? The government on March 26 announced a Rs 1.7 lakh crore relief package under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) for the poor to help them fight the battle against the coronavirus pandemic. As part of the said package, the Centre proposes to pay the EPF (Employees’ Provident Fund) contribution for next three months of certain categories of employees.
Our objective is to get the best impact of government support not only for MSMEs but also for the poor. There has to be a balance and the result should be the highest impact of government support on society.
The threat of an FIR in case a new infection is detected at a factory has scared many MSME owners. Would you like to reassure them? Social distancing is a reality. The Home Ministry has issued several orders and guidelines, which provide the framework for economic activity to resume, respecting norms of social distancing and personal hygiene. Industrial units and business establishments need to reinvent their workspaces to comply with the guidelines for their own safety as well as the safety of the workers. The Home Ministry has also clarified that the lockdown guidelines should not be misused to harass the management of manufacturing and commercial establishments. That should help in addressing any fears. We are proactively dealing with such issues.
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Once business is disrupted, it is difficult for smaller players to recoup and restart. Seksaria says that unless there is an opportunity to start production in May, businesses will start crumbling. Goel of Manesar adds, the lockdown may be followed by lockouts.
Not every MSME business owner is pessimistic.
Bhopal-based entrepreneur Kunal Giani says his motto of constantly focusing on cash flows and staying debt free has held him in good stead today. Giani started his business in rebonded foam, a raw material for mattresses, in 2011, straight out of college. Giani’s father, a banker, had taken voluntary retirement in 2006 to start the business. Bad luck struck and he died in an accident before he could start.
Young Kunal completed his engineering education and took on the mantle.
No one was ready to lend to a young man selling mattress foam on a bike. The company is a debt-free operation today.
With sales of Rs 110-135 crore and two plants, one in Bhopal and another in Uttar Pradesh’s Secunderabad, Giani says he is in a good position to pay salaries for April. The raw material stock, chemicals imported from Southeast Asia, can also last a few months. The lockdown has, of course, impacted his plans to start a new factory in Colombo to supply the south Indian markets. It has also affected the launch of a new product, a mattress that comes in a box, priced at Rs 1,000.
Giani’s firm Sarva Foam Industries is an exception.
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But he, too, wants to borrow today and is seeking easier access to credit. However, most small businesses in India are not built like that, points out Nayan Patel. “MSME businesses are usually a month-to-month operation, with little reserves for the future. A disruption like this might just mean restarting everything,” Patel says.
Therefore, a lot of hope is now pinned on moves by the government of India and state governments. Various MSME bodies have even sought income-tax sops. Many MSMEs operate as sole proprietorship firms or partnerships, and are not eligible for the lower corporate tax rates, announced by the finance minister in mid-2019. The US has announced a $484 billion stimulus package for small businesses. The MSME entrepreneurs are hoping that Finance Minister Nirmala Sitharaman will draw some inspiration from it and announce a package for Indian small businesses too. After all, her first package of Rs 1.7 lakh crore also drew inspiration from US action. Others, knowing the Indian government has little leeway, have set their eyes on social security funds like the EPF or the ESIC. For a large and critically important sector that generates a large number of jobs and supplies components for nearly every product that we use, no easy solutions are in sight.
In a Fix Over Accommodation by Prerna Katiyar It is 6 am when a bus pulls into Bhangel in Noida. A handful of employees of Medico Electrodes International Limited form a queue to board the vehicle provided by their employer. But first, an attender checks if they are wearing masks properly and sprays sanitisers on their hands. The bus is filled from the back — one in each seat, every other row. Except for the occasional ringing of mobile phones, the ride to office is eerily silent.
Medico, which makes disposable ECG electrodes, picks up its workers from multiple locations in a 3-4 km radius around its factory in Noida special economic zone (SEZ). It takes adequate precautions. “The buses are disinfected after every trip,” says company’s CMD Amit Mehra. “So is the factory after every shift.”
Before they enter the factory, workers also go through a thermal screening and hand washing-sanitising routine. They also get fresh masks are head caps.
In the shop floor, they work on alternate machines to ensure social distancing.
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Employees maintain social distancing on the work floor
Medico, classified as an essential service unit, has been working at 50% staff capacity with 300 workers across three shifts since the lockdown. CMD Mehra has been busier than ever, juggling between video-conferencing with staff working from home and domestic and foreign clients. He visits the production floor regularly to check social distancing and other sanitation arrangements. “We give free ration to all workers every fortnight, provided additional Rs 3 lakh Covid-19 insurance cover and are providing transportation services,” he says. Regular counselling is also provided to help workers.
But Mehra, who managed to run his operations through the severe lockdown, faces a serious problem as the government partly opens economic activities.
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An order issued on April 22 by the deputy commissioner of the district industries centre, Gautam Buddh Nagar, to provide accommodation to workers within or nearby factory has put him in a bind. “We have three days to comply with the order or shut shop. How can we make such arrangements for 250 people so fast? Besides, will the families of our 60-odd women workers allow them to stay at factories? We are a healthcare unit. Do we shut down now?” says Mehra.
As such, the operations at Medico had slowed due to social distancing. During lunchtime, only one worker is allowed to sit in a table. So it takes almost three hours for the entire team to finish their meals and return to work after a round of sanitisation.
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Medico employees undergo a temperature check before boarding the company buses
The situation is almost same at the 13 essential sector units among the 250 factories operational at Noida SEZ now. As the morning shift comes to an end at Medico, workers toss the used head caps and masks in a bin, wash and sanitise their hands and wear fresh face covers. Soon they line up a metre apart to board the buses for a ride back home. All in a day’s work now.
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What Does Capital Market Mean In Finance?
Planning on jumping into a capital market course but confused about where to start? Let’s eliminate some doubts about what the terms mean. A capital market is a platform where savings and investments find their way into the hands of individuals and entities who need it, such as businesses and governments.
From the perspective of a finance expert, capital markets are composed of primary and secondary markets, the most trades being done through stocks and bonds.
Most Capital Market courses are replete with concepts like inflation, The January effect, deflationary prices, market caps and so on. But what do they all mean?
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Primary markets serve as the trading grounds where securities are issued and sold while secondary markets trade existing stocks and bonds. The suppliers for such capital tend to be large conglomerates such as life insurance groups, charitable trusts, and pension plan groups.
To further understand what makes securities so important in this financial environment, one has to understand the importance of equities and ownership. Securities in a primary market are often called initial public offerings(IPO) which reflects a company’s position once it goes public. On making this transition, the company sells its net market value to investors in the form of stocks and bonds.
Secondary markets, on the contrary, are well established and regulated by a federal or governmental organization such as the SEC(Securities and Exchange Commission) in the US or the SEBI(Securities and Exchange Board of India).
Issuing companies have no part in the secondary market. They play an important role in maintaining market liquidity and providing bullish strength for investors to purchase securities.
Capital Markets Today: How They Work?
With capital market courses becoming abundant amongst interested individuals, investments have become common on electronic media. The public can view and obtain certain information about the markets, with the exception of certain confidential agreements.
Financial centers like the stock exchanges in Mumbai, London, and New York are great examples of capital markets that clock in countless investments on the trading floors each day.
Who trades in the capital market? Pretty much anyone who needs and possesses capital. This can be an individual investor looking for returns on a portfolio or even a government or municipality seeking funds for a project.
One of the most important purposes of the capital market is the movement of corporate bonds. These act as an instrument of debt used by a company to pay for its expenses. As bonds and stocks are purchased, investors are promised a par value(which includes the repayment along with interest).
The rates offered by the exchange can differ from company to company and can be hedged to reduce risk on future price movements. Students of capital market courses may be aware of the Black, Scholes and Merton models developed by economists to track such erratic investments.
The Realm Of Capital Markets
Capital Markets aren’t just restricted to stocks and bonds. Corporate groups can too leverage instruments for non-financial entities. For finance experts, this means that the invested capital includes the funds collected to form a weighted average cost of capital.
This can include public bonds, equities, and private debt. Most capital for the terms must exceed a year to be operational and ready for trades in the market.
Capital markets can extend to banks that provide financial services like venture capital trading and brokerages for public exchanges. Real estate derivative instruments like REITs are a good example of this. For finance starters, imagining a capital market portfolio is no different than a typical stock option setup.
Companies and individuals have access to a portfolio where they are allowed a minimum number of trades such that no major debts are incurred. They can then take a short(sell) or a long(buy) position in order to keep a healthy portfolio. A notable difference to remember is that certain capital market gains might be taxed differently depending on whether they are short term or long term.
For more details in brief and further career counseling, you can also search for - Imarticus Learning and can drop your query by filling up a simple form through the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in - Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.
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Mayfair's Codename Sara Powai - The Rising Icon
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Mayfair Housing is one of the biggest names in the field of real estate. It was established in the year 1964 and since its inception it has come a long way. With more than 5 decades of experience, Mayfair has been able to inscribe its name in the wall of fame among the top real estate giants in the country. The focus of this organization are ethics, transparency and being fair in all aspects of the business.
The unified approach that the team at Mayfair takes is to scientifically identify the end user and its needs. With this in mind, they design the best possible apartments which are not only pleasing by aesthetics but also affordable for the buyers. Every project designed by Mayfair Housing speaks about its efforts and time invested to bring the best out of the resources in hand. One such project that surely proves it and on its way to become a part of Mumbai's skyline is Codename Sara Powai.
Sara Powai is on its way to become an iconic landmark in one of the most luxurious parts of Mumbai and that is Powai. This is an upscale residential neighborhood located in Central Mumbai. It is situated by the banks of the famous Powai Lake bound by the Vikhroli Hills parksite and the Sanjay Gandhi National Park. This city is also renowned because it is the home to one of the biggest and the best universities of India which is the Indian Institute of Technology, Bombay established in 1958. At that time the Powai that we know today was just a group of five villages.
Mayfair’s Sara Powai is a result of the vision which believes that everyone deserves to live a life full of luxury without involving any stress. This project is surrounded by spellbinding views of the grand Powai Lake and the greenery around it. This landmark is spread across 25,000 sq.ft of open space with lots of green areas which means you can spend time close to nature even after living in the middle of a bustling city. With all the beautiful scenery surrounding you, there’s much more to see everyday.
The strategically decided location of this project is one of its major advantages which is nothing less than perfection. Sara Powai is very close to one of the major roads of Mumbai, the Lal Bahadur Shastri or LBS Marg that runs from Thane all the way to Mumbai city. Another major road that connects the Eastern Express Highway to Jogeshwari in the western suburbs of Mumbai is the Jogeshwari-Vikhroli Link Road or JVLR is also close by. There are also small other roads connecting to the other suburban regions. The nearby railway stations of the Central Line of the Mumbai Suburban Railway are Vikhroli, Ghatkopar and Kanjurmarg with Vikhroli railway station being the closest.
There are high grade schools, colleges and universities near Sara Powai. For example, the BMC School is nearby at a distance of only 200 meters, Modern High School at a distance of 1 kms, Little Flower English High School at a distance of 1.5 kms, St. Joseph High School at a distance of 1.9 kms, and the renowned Podar International School at a distance of 3 kms. Also there are reputed colleges & universities such as Indira Gandhi College of Arts and Commerce, Saboo Siddik ITI College, Saraswati Vidya Niketan Junior College Of Science & Arts, Indian Institute Of Chemical Engineers, National Institute of Industrial Engineering, Ramniranjan Jhunjhunwala College and of course the Indian Institute of Technology, Bombay.
There are certain core beliefs based on which this project is being developed. Mayfair Housing has ensured that the development of this project follows these traits at every stage.
Safety: Safety is one of the most important elements that everyone seeks. Providing a safe and secured environment is one of the top priorities that Mayfair aims to deliver. Mayfair Housing's projects duly comply with all safety measures and offer customers the safest housing communities.
Gratitude: Mayfair understands and appreciates the concerns of its customers. It addresses, considers and analyses their opinions and offers favourable solutions to them. It also expresses gratitude for the value that people entrust to them.
Reliability: Mayfair Housing represents a symbol of reliability that customers can trust with their eyes closed. Having a clear transparency, delivering on promise and sticking to commitment, makes Mayfair Housing one of the most reliable real estate developers. A touch of personal belonging and compassion ensures more trust and reliability.
Assets: A home is one of the biggest assets of every homeowner. The grand and luxurious apartments offered by Mayfair Housing adds an extra value to the asset. The residents of Mayfair communities always take pride in calling themselves the owner of something grand as well as luxurious.
Codename Sara Powai is the answer for your leisure, work and lifestyle needs offering studio and 2 BHK configurations at affordable prices. The apartments are crafted with the finest details, a perfect adobe for those who wish to live a luxurious life. It offers a wide range of amenities such as banquet hall, indoor games area, carom room, football, air hockey, toddlers area, pods chess, table tennis area, fitness center, aerobics & yoga center and steam & massage room.
An easy option to buy: Buying a home of such grandiose is surely a dream come true. So in order to help the buyers fulfill their dreams, Mayfair Housing has listed Codename Sara Powai under Home Down Payment Assistance Program. What this program does is that it helps the home buyers buy homes by providing up to half of the home down payment needs. The program has been pioneered by the HomeCapital platform.
The platform fulfills the home down payment needs of the first time buyers with its interest free home down payment assistance program. The program can contribute up to half of the home down payment required which can be then repaid over a period of time in easy interest free installments. HomeCapital platform includes both premium and affordable projects with various configurations under their program for various budgets. The objective is to encourage the buyers to fulfill their home buying dream now rather than waiting for accumulation of savings.
#buy a home#new home#codename sara powai#sara powai#mayfair housing#home down payment assistance#homecapital#first time home buyer#powai
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The Financial Analytics course with Placement in Thane discusses the nexus between finance and technology, which guides you to exploit big data for strategic decision-making.
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Information Analytics Course Mumbai At Mumbai, Mumbai
Knowledge science course in Mumbai, equipped by a reputed teaching institute, is meant to ship you to a degree the place you will get a job as an information scientist entry, even in the event you're new to it. To turn into an information scientist, it's a must to data of algorithms resembling statistics and machine learning, in addition to coding expertise to analyze big-scale data akin to Python, R, SQL, Spark, and so on. Course Content (Ranking 3.9): The basic precept behind Imarticus' course content is imparting in-depth knowledge of the analytics tools clubbed with key concepts of Information science and different associated areas. Course Content (Score three.7): OrangeTree International courses are job oriented and make a pupil trade prepared. Online Self-Studying: In this mode, you will access the video coaching and undergo the course at your personal comfort.
These courses are already being used by Analytic companies for their internal training purpose proving its acceptance by the business. Hence the conclusion is that there is no time like now to begin investing in a profession in huge information. We begin small, re-implement applied to study, and construct up more advanced subjects on Knowledge Science. Nice Studying and Great Lakes in Mumbai is among the best knowledge analytics institutes that offer an outstanding 12-month classroom program that covers every single module of the information analytics with 3P classroom sessions going down on one of the weekends each month.
Description: Be taught concerning the other moments of a business decision as part of Statistical Evaluation Learn extra about Visible data illustration and graphical techniques. A fast-monitor program for graduates that gives you a job as a Worth Banker with ICICI Bank, India's leading personal sector bank. Apart from this, the Preschool presents a Business Analytics program to quite a couple of educational establishments in India.
Firms like IBM, Accenture, Infosys, EMC are ready to pay prime salaries in an effort to get the fitting candidates. Enrolling with the ExcelR coaching institute for classroom training in Mumbai for Data Science can assist you to grasp this area. Whether or not you are concerned with healthy residing, vitamin, pure healing, laptop programming, or studying a brand new language, you will find it here.
It'll take about forty five-50 hours to complete the Huge Information Hadoop course certification successfully. The important thing parameters primarily based on which these coaching institutes had been ranked comprised of course content & comprehensiveness, college particulars reminiscent of those with Ph.D. or trade expertise, student expertise equivalent to put up completion engagement.
All of our highly qualified trainers are industry experts with at the very least 10-12 years of related instructing experience in Massive Information Hadoop. This knowledge of analytics will assist you to extract, measure relevant knowledge and perceive website site visitors which is helpful to any business. RST forum is a decent knit community of working professionals that provide well timed help on technical, certification and design associated queries.
Check Out Our Live Location: Data Analytics training in Mumbai For More Details Visit Our Office: 304, 3rd Floor, Pratibha Building. Three Petrol pump, Opposite Manas Tower, LBS Rd, Pakhdi, Thane West, Thane, Maharashtra 400602 Call US: 09108238354 Website: Data Analytics training in Mumbai
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10 Reasons to Learn Python in 2019
If you are thinking about learning Python but not sure why you should do that then here are 10 reasons which highlight the benefits of learning Python in 2019.
Though, it depends on the individual. For a beginner, learning Python makes sense because its simple. For an experienced programmer who is looking to go into Data Science and Machine learning, learning Python makes sense because it’s quickly becoming the most used programming language and there are powerful APIs and libraries available for AI, data science, and machine learning.
Anyway, without any further ado, here are my 10 reasons to learn Python in 2019.
1. Data Science
This is the single, biggest reason why many programmers are learning Python in 2019. I know many of my friends who are bored with their Java programming jobs in investment banks and are learning Python on Udemy to make a career in data science due to the exciting work and high pay.
But, what makes Python a preferred language for data science and machine learning? Wasn't R considered the best for that not too long ago? Well, I think the libraries and frameworks Python offers, e.g. PyBrain, NumPy, and PyMySQL are one of the big reasons. Another reason is diversity. Python experience allows you to do a lot more than R, e.g. you can create scripts to automate stuff, go into web development, and so much more. If you are interested in becoming a Data Scientist in 2019 and looking for pointers, I suggest you check out the Data Science, Deep Learning, & Machine Learning with Python course on Udemy. I have purchased this course and it’s an awesome resource. You can get it for less than $10 sometimes.
2. Machine Learning
This is another reason why programmers are learning Python in 2019. The growth of machine learning in last a couple of years has been phenomenal and it’s rapidly changing everything around us.
Algorithms become more sophisticated every day, the best example being Google’s search algorithms, which can now answer what you are expecting. There are chatbots around to answer your queries and Uber is totally driven by algorithms.
If you are interested in machine learning, and want a pet project or just want to play around it, Python is the only major programming languages which makes it easy.
Though there are machine learning libraries available in Java, you will find more content around Python as the developer community currently preferes Python over anything else for data science and machine learning.
If you are interested in doing web development with Python, I suggest you to further check out the Machine Learning A-Z™: Hands-On Python & R In Data Science course on Udemy.
3. Web Development
Good old development is another reason for learning Python. It offers so many good libraries and frameworks, e.g. Django and Flask, which make web development really easy.
A task which takes hours in PHP can be completed in minutes with Python. Python is also used a lot for web scrapping. Some of popular websites on the Internet, like Reddit, are built using Python.
If you are interested in web development using Python I suggest you join the Python and Django Full Stack Web Developer Bootcamp course by Josh Portilla.
In fact, there is a free Python course on Udemy for learning web development with Python, as well.
4. Simplicity
This is the single biggest reason for beginners to learn Python. When you first start with programming and coding, you don’t want to start with a programming language which has tough syntax and weird rules.
Python is both readable and simple. It's also easy to setup; you don’t need to deal with any classpath problems like Java or compiler issues like C++.
Just install Python and you are done. During installation, it will also ask you to add Python to the PATH, which means you can run Python from anywhere on your machine.
5. Huge Community
You need a community to learn a new technology and friends are your biggest asset when it comes to learning a programming language.
Thanks to Google, you can find the solution to any Python related problem in minutes. Communities like StackOverflow also bring many Python experts together to help newcomers.
6. Libraries and Frameworks
One of the similarities between Python and Java is the sheer number of open source libraries, frameworks, and modules available to do whatever you want to do. It makes application development really easy.
Just imagine creating a web application without Spring in Java or Django and Flask in Python. It makes your job easier so you can focus on business logic.
Python has numerous libraries for different needs. Django and Flask are two of the most popular for web development and NumPy and SciPy are very popular for data science.
In fact, Python has one of the best collections of machine learning and data science libraries, including TensorFlow, Scikit-Learn, Keras, Pandas and many more.
If you want to learn more about Python machine learning libraries, I suggest you to join the Python for Data Science and Machine Learning Bootcamp course, one of my favorite.
7. Automation
When I first learned about Python, it was due to one of my scripting needs. I was working with an application which received messages over UDP and there was a problem: we were not seeing messages in the log.
I wanted to check if we were receiving any UDP traffic on that box and that port or not but I couldn’t find a handy Unix command to do that.
One of my friends, who sits next to me, was learning Python and he wrote a utility in just 5 minutes to intercept UDP messages using one a Python module.
Obviously, I was impressed with the time it took for him to write such a tool; but that just highlights the power of Python when it comes to writing scripts, tools, and automating stuff.
If you seriously want to know how much Python can help with automation, my favorite place is the Automate boring stuff with Python book, simply awesome book.
8. Multipurpose
One of the things I like about Python is its Swiss Army knife-like nature. It’s not tied to just one discpline, like how R is just for data science and machine learning. Learning Python means you can do many things.
You can create your web applications using Django and Flask. You can do data analysis using NumPy, SciPy, Scikit-Learn, and NLTK.
At a bare minimum, you can use Python to write scripts to automate many of your day to day tasks.
9. Jobs and Growth
Python is growing really fast and it makes a lot of sense to learn a growing programming language if you are just starting your programming career.
It not only helps you to get a job quickly but it will also accelerate your career growth. In my opinion, for beginners, after simplicity, this should be the most important reason to learn Python.
10. Salary
Python developers are some of the highest paid developers, particularly in the fields of data science, machine learning, and web development.
Average salaries from $70,000 USD to $150,000 USD, depending upon experience, location, and area of speciality.[Source]-https://dzone.com/articles/why-every-programmer-should-learn-python
Advanced level Python Certification Course with 100% Job Assistance Guarantee Provided. We Have 3 Sessions Per Week And 90 Hours Certified Basic Python Classes In Thane Training Offered By Asterix Solution
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To Know The Moture of the Matte: Kichor Pate, and Interprises
Property shows are a highlight among Indian private land and sometimes business lands, which is the most common and often used property promotion stage. Almost every urban community in India has their customary property shows every year, with flourishing markets such as Pune, Navi Mumbai and Thane up to 4 to 5 per year. The property is a major necessity–in any case, it gives engineers the opportunity to show their activities and be aware of them. As India offers each working class national who does not yet have a house, the turnout at property displays is generally genuinely substantial. It helps developers to communicate with potential customers in general. In general, the best promotional component is therefore property presentations. Of course, prospective purchasers of properties at those shows will also benefit from a good overview of the options available in their financial plans and decision-making areas. You can directly visit the destinations of your tasks and schedule a summary earlier than later. However, as property shows show that also banks and money-related institutions invest in house loans, guests who choose to buy a business will benefit from the local authorities. Ultimately, many designers are also providing additional inspiration for such displays. However, some times, and this is definitely not guaranteed-a real better deal than average can be achieved, as the proximity of many competing designers to a similar buyer portion can lead to a positive trading event. This variable, however, relies on the overall market elements and also the buyer's ability to acknowledge and monitor such a situation. For each of the positive points of such presentations, purchasers of imminent property should not go unrecognizing what is on store or what is not to be expected. We should expect a lot of private projects to be performed, alongside their departments, to be enhanced and measured. What you can't expect is a clear perspective on each undertaking within its methods and individual needs. This is because not all designers take an interest in property shows, which are unique in a certain city or area. As a result, genuine home buyers should not take property submissions as a stop-over answer to their fantasy home search. You should take the further direction to show signs of a better market point of view by a successful property representative. Another element for an all-embracing pursuit of the right property is to notice the amount of contact of showcasing staff in hoarding and paper ads, including intriguing companies. If a forthcoming buyer finds the perfect match in an occurrence, it is certainly the case that he tolerates a friendly visit to the site. During property presentations, different home searchers discover what they need. There is no lack of people who have purchased a house at an in-house show and have been talking about it twice because they have made far better choices later. Whether a buyer finds what an individual is looking for on the display, it is wise to request every record identified with a private enterprise that is registered and confirmed. For more information please visit www.omanrealestateexpo.com
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You Will Never Believe These Bizarre Truth Behind Prajapati Magnum Amenities
Bahl explains the political and financial disconnect, saying India is ruled by politicians who reduce their tooth in the days of the command financial system of the Nineteen Sixties and 1970s, whereas the bulk of the present population is youthful, and has no recollections of what drove the statist ideas of that point. Nutan Thakur had alleged that Prajapati had managed to get false legal circumstances lodged towards her and her husband following and primarily based on her complaint, the a case was registered at the Gomti nagar police station. The lawyer's Prajapati Magnum Amenities assertion got here a day after Uttar Pradesh Police issued non-bailable warrants against Prajapati and 6 others in reference to the rape costs.
Prajapati Magnum - Prajapati Group Approved by the following Banks in Mumbai, Thane and Navi Mumbai. Anyway, I do not advocate Ulwe as nicely, however Ulwe wins over Dronagiri arms down and I think shall be fairly populated with enough supporting infra in subsequent 4-5 years, which is unlikely in Dronagiri for next 10-15 years. Other than searching under construction properties in Mumbai one may also use our interactive interface to search out ready-to maneuver-in properties in Dronagiri Individuals searching for to Prajapati Dronagiri Magnum Price purchase luxurious residences in Navi Mumbai can even look for resale flats in Mumbai. And all of the information media in Network18 Group can be live-streaming the event which is set for Monday, eight April, in Delhi.
Prajapati Magnum is taking the lead in exploring the potential of Dronagiri by launching the primary ever luxurious housing project in this quickly creating area. Sources mentioned he himself turned up before police after the noose was tightened around Prajapati by detaining his son Anurag Prajapati and nephew Surendra from Amethi on Tuesday. Tollywood's authentic macho man, Prabhas, has been in the news in 2014 Dronagiri Prajapati Magnum Rate for his warrior prince role within the magnum opus Baahubali. Targeting the SP-Congress alliance for Prajapati's candidature, BJP chief and Union minister Venkaiah Naidu had mentioned that the alliance ought to apologise for giving Prajapati a ticket in the 2017 assembly elections. Location of Malik Solitaire is perfect for the ones who need to invest in property in NaviMumbai with many faculties, colleges, hospitals, supermarkets, recreational areas, parks and many different amenities nearby Dronagiri.
In an business the place outsourcing is more a norm than an exception, MALIK GROUP has grown synonymous with quality and trust. At the finish of his vedic studies, the aspect of angels Mumbai Prajapati Magnum Price provided his obeisance to Prajapati and sought his benediction. Dwelling patrons who guide any 2/3 BHK flats at Prajapati Magnum undertaking in the course of the exhibition will win free iPhone 6 and any buyer who books an condo from in the present day till December 31, 2015 is eligible to win i10 vehicles from the developer. A non-bailable warrant has been issued in opposition to Prajapati after an FIR was registered towards him in a rape case.
BJP national secretary Shrikant Sharma stated the police which has arrested Prajapati was unable to take action before as a result of Yadav was defending him (Prajapati). The sufferer has Mumbai Prajapati Magnum Rate additionally alleged that Prajapati took advantage of her on the pretext of getting her a plum post within the occasion and repeatedly raped her previously two years. Inside this area you may find properties in India within Kharghar and Sector 17 Ulwe. Although Choudhrie is being investigated for his connection in a collection of defence deals, the present ED notices sent to Choudhrie's corporations are primarily based on a CBI case of July 2004 against one R K Jain who was an office-bearer of the erstwhile Samata Social gathering Jain was director of Magnum International Buying and selling Co Ltd (MITCO). The opposition, nonetheless, alleged that the sacking of Prajapati was simply an eyewash to cover rampant corruption within the mining sector. Nicely, explore extra properties that can match your expectations completely at Search for page 10 of property in dronagiri proper right here.
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