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We can’t go on like this. Between oligarchs directly squeezing employees to their Republican puppets cutting and blocking aid were on the precipice of a catastrophe. Possibly more than half the population could be broke, without insurance, and homeless in a few years.
We need to remove the Republicans and start passing drastic social legislation to stave off this impending crisis.
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On Thursday, the Social Security Administration announced its largest cost of living adjustment for beneficiaries in four decades, an inflation-driven raise of 8.7% that will take effect in January 2023. That increase matches the average annual COLA from 1975 through 1982, an era of recessions and high inflation. Annual Social Security raises declined after that year. From 1996 through 2021, they averaged 2.3%, and were zero in some years. The 2021 raise was substantially higher: 5.9%.
The new increase in benefits will be pricey. On the other hand, the cost to taxpayers of the entire Social Security program pales in comparison with the cost of federal subsidies for rich Americans enrolled in private or supplemental retirement plans, such as individual retirement accounts (IRAs). According to Federal Reserve data from 2019, only 31% of households from the poorest half of the wealth spectrum contributed to such a plan, while 91% of households in the top wealth decile did.
This suggests that low-wealth retirees rely heavily or exclusively on Social Security, but all US workers get to collect benefits starting at age 62. As of last month, nearly 66 million Americans, rich and poor alike, were getting monthly checks. Most are retirees, but there are also spouses, disabled workers, survivors of deceased workers, and dependent children. The largest and best-compensated group, the retired workers, averaged $1,674 a month, or about $20,000 per year.
The SSA now pays out about $1.2 trillion a year in benefits all told, but those outlays are largely funded by payroll taxes paid by workers who will later reap the benefits. In 2021, the price tag of the entire program—benefits plus administrative costs—totaled $1.14 trillion, of which $1.09 trillion was covered by payroll taxes, income taxes on benefits, and interest. In other words, the federal Social Security subsidy was only about $50 billion.
Compare that with subsidies for private plans and IRAs, which cost the government nearly eight times as much—about $380 billion a year, according to the Joint Committee on Taxation. And unlike Social Security subsidies, these subsidies skew heavily toward the highest earners.
There’s a reason I noted the year 1996 above. Before then, as I point out in this earlier exposé about America’s retirement system, private retirement accounts were strictly regulated and not heavily subsidized. Starting that year, federal lawmakers—led by then Reps. Rob Portman (R-Ohio) and Ben Cardin (D-Md.), began introducing bipartisan retirement “reform” packages that pumped more and more federal dollars into bolstering private retirement savings, mainly to the benefit of high-income workers and Wall Street.
University of Virginia law professor Michael Doran, who dug deep into the subject for a January 2022 paper titled, “The Great American Retirement Fraud,” suggested that lawmakers, rather than helping rich Americans shuffle even more of their money into tax-­deferred or tax-exempt retirement funds, could instead pass laws to benefit Americans who actually need help in retirement. That might include simply beefing up Social Security, he wrote.
Instead, yet another bill that benefits wealthy savers sailed through Congress. And Republican Rick Scott released a set of aspirations for his own party—an 11-point “Plan for America,” of which one provision would let all federal laws “sunset” every five years—including laws governing Social Security and Medicare.
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letslearnanything · 7 months
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Ready to secure a comfortable future? Discover key strategies to maximize employer retirement contributions and unlock your path to a financially stable retirement. Dive into the essentials, from 401(k) plans, HSAs, IRAs, to overcoming IRS limits. Your golden years deserve the best - start planning today! #RetirementSavings #FinancialWellbeing
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prosperityfinancial · 10 months
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Discover Comprehensive Financial Solutions with San Ramon's Prosperity Financial Group
San Ramon, nestled in the heart of the East Bay, is not just a picturesque city but also a hub for financial prosperity. Among the many financial advisory firms in the region, one standout is Prosperity Financial Group, dedicated to providing holistic financial solutions to individuals and families in San Ramon and beyond.
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Life Insurance: Protecting What Matters Most
Prosperity Financial Group understands the importance of safeguarding your loved ones' future. Life Insurance is a cornerstone of their offerings, providing peace of mind by ensuring financial protection for your family in the event of unforeseen circumstances. Whether you're starting a family or planning for retirement, their expert advisors tailor life insurance plans to suit your unique needs.
Annuities: Secure Your Retirement Income
Planning for Retirement is a crucial aspect of financial well-being. Prosperity Financial Group specialises in annuities, a powerful tool for securing a steady income stream during your retirement years. By offering a range of annuity options, they empower you to make informed decisions that align with your retirement goals.
Individual Retirement Accounts (IRAs): Building a Solid Financial Foundation
Planning for retirement goes beyond annuities. Prosperity Financial Group assists you in navigating the complexities of Individual Retirement Accounts (IRAs). Whether it's a Traditional IRA or a Roth IRA, their financial experts guide you in building a solid foundation for a comfortable and secure retirement.
College Planning: Investing in Education
For many families, preparing for a child's education is a top priority. Prosperity Financial Group supports your aspirations for your children's academic journey by offering comprehensive college planning services. From 529 plans to other education savings strategies, they help you make sound financial decisions to fund your children's education without compromising your overall financial stability.
Tax Planning: Maximizing Your Finances
Taxes are an inevitable part of life, but strategic tax planning can significantly impact your financial outcomes. Prosperity Financial Group's experts specialize in crafting tax-efficient strategies to help you keep more of your hard-earned money. By staying abreast of the latest tax laws and regulations, they ensure you benefit from every available opportunity to optimize your tax situation.
A Commitment to San Ramon and Beyond
Prosperity Financial Group is not just a financial advisory firm; it's a committed member of the San Ramon community and the broader East Bay area. Their dedicated team of advisors is passionate about helping individuals and families achieve their financial goals and attain lasting prosperity.
To learn more about Prosperity Financial Group and explore how their expert financial guidance can benefit you, visit their website at Prosperity Financial Group. Take the first step towards a financially secure future, whether you're in San Ramon, the East Bay, or beyond. Prosperity Financial Group is here to guide you on your journey to financial success.
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dashofletters · 1 year
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Trying to choose Pretax vs. Roth 401(k)? Why it's trickier than you think, experts say
Prostock-Studio | Istock | Getty Images If you have a 401(k), one of the big questions is whether to make pretax or Roth contributions — and the answer may be complicated, experts say. While pretax 401(k) contributions reduce your adjusted gross income, you’ll owe levies on growth upon withdrawal. By comparison, Roth 401(k) deposits won’t provide an upfront tax break, but the money can grow…
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blodeuweddschild · 2 years
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Please Americans listen to me listen please do not give your companies the acronym IRA do not call your companies IRA I’m begging you you can’t do this please
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Expert Tips for Managing Your Individual Retirement Account Effectively
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Planning for retirement is one of the most critical financial decisions you'll make. Managing your Individual Retirement Account (IRA) effectively can ensure a comfortable and secure retirement. At One North Star, we provide expert advice on how to maximize the benefits of your IRA. Here are some essential tips to help you manage your Individual Retirement Account effectively.
Understanding Your Individual Retirement Account
An Individual Retirement Account (IRA) is a powerful tool for retirement savings. It offers tax advantages that can help you grow your savings more efficiently. There are different types of IRAs, including Traditional IRAs and Roth IRAs, each with its unique benefits. Understanding these differences is crucial to choosing the right IRA for your financial goals.
Traditional IRA
Contributions are typically tax-deductible.
Earnings grow tax-deferred until withdrawal.
Withdrawals in retirement are taxed as regular income.
Roth IRA
Contributions are made with after-tax dollars.
Earnings grow tax-free.
Qualified withdrawals in retirement are tax-free.
Start Early and Contribute Regularly
The earlier you start contributing to your IRA, the more time your money has to grow. Compounding interest can significantly boost your retirement savings over time. Aim to contribute the maximum allowable amount each year to maximize your retirement benefits.
Diversify Your Investments
Diversification is a key strategy in managing your Individual Retirement Account. By spreading your investments across different asset classes, such as stocks, bonds, and mutual funds, you can reduce risk and increase potential returns. Diversification helps to balance your portfolio and protect it from market volatility.
Benefits of Diversification
Reduces risk by spreading investments.
Increases potential for higher returns.
Balances portfolio against market fluctuations.
Regularly Review and Adjust Your Portfolio
It's essential to review your IRA portfolio regularly. Market conditions and your personal financial situation can change, necessitating adjustments to your investment strategy. Regular reviews ensure your portfolio remains aligned with your retirement goals.
Steps for Portfolio Review
Assess Current Performance: Evaluate the performance of your current investments.
Analyze Market Conditions: Consider how market trends might impact your portfolio.
Adjust Allocations: Rebalance your investments to maintain your desired asset allocation.
Understand the Rules and Regulations
Each type of IRA has specific rules regarding contributions, withdrawals, and required minimum distributions (RMDs). It's crucial to understand these regulations to avoid penalties and maximize your retirement savings.
Contribution Limits
For 2023, the contribution limit is $6,500 ($7,500 if you're age 50 or older).
Withdrawal Rules
Traditional IRAs: Withdrawals before age 59½ may incur a 10% penalty.
Roth IRAs: Contributions can be withdrawn tax-free at any time, but earnings are subject to withdrawal rules.
Required Minimum Distributions (RMDs)
Traditional IRAs require RMDs starting at age 72.
Roth IRAs do not have RMDs during the owner's lifetime.
Take Advantage of Catch-Up Contributions
If you're age 50 or older, you're eligible to make catch-up contributions to your IRA. This allows you to contribute an additional $1,000 per year, helping to boost your retirement savings as you approach retirement age.
Consult with a Financial Advisor
Managing your Individual Retirement Account can be complex, and professional guidance can make a significant difference. A financial advisor can help you develop a personalized retirement strategy, select the right investments, and ensure you're on track to meet your retirement goals.
Benefits of Professional Advice
Personalized retirement strategy.
Expert investment selection.
Ongoing portfolio management.
Tax-efficient investment strategies.
Avoid Common Mistakes
There are several common mistakes that can undermine your retirement savings. By being aware of these pitfalls, you can take steps to avoid them.
Common IRA Mistakes
Not Contributing Enough: Failing to contribute the maximum allowable amount each year.
Ignoring Diversification: Investing too heavily in one asset class.
Withdrawing Early: Taking early withdrawals and incurring penalties.
Neglecting RMDs: Failing to take required minimum distributions and facing penalties.
Plan for Taxes
Tax planning is a critical aspect of managing your Individual Retirement Account. Understanding the tax implications of your contributions and withdrawals can help you maximize your savings.
Tax Strategies
Traditional IRA: Consider your current tax bracket and future tax expectations.
Roth IRA: Benefit from tax-free withdrawals in retirement.
Conversions: Evaluate the benefits of converting a Traditional IRA to a Roth IRA.
Conclusion
Effective management of your Individual Retirement Account is essential for a secure and comfortable retirement. By starting early, diversifying your investments, understanding the rules, and consulting with a financial advisor, you can maximize your Retirement savings and achieve your financial goals. At One North Star, we are committed to helping you navigate the complexities of retirement planning and ensuring your financial future is secure. Contact us today to learn more about how we can help you manage your IRA effectively.
NOTE: Past performance is no guarantee of future results. A risk of loss is involved with investments in capital markets. Please consider investment actions in light of your goals, objectives, cash flow needs, time horizon and other lasting factors.
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Thrift Savings Plan Account | Nyfederalgold
Are you looking for a company to provide you Thrift Savings Plan Account? Nyfederalgold will offer you the best plan that perfectly goes with your portfolio. We have a team of professionals and experienced employees who will help you in every step.
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dayofbanks · 11 months
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Mutual Funds, Insurance, and Pension Fund.
Mutual funds, insurance, and pensions funds are major financial intermediaries. Mutual funds represent the second-largest pool of private capital in the world after the banking industry. Mutual funds are classified into open-ended, closed-end, and unit investment trusts. The main categories of funds are stock or equity funds, bonds or fixed-income funds, money market funds, and hybrid funds.
The insurance industry is basically classified as life and property insurance. The two main types of life insurance are term and permanent life insurance. There are also other life insurance products such as group life insurance, credit life insurance, annuity and pension plans. Property/casualty insurance is insurance on homes, cars, and businesses. The three fundamental risks faced by insurance companies are underwriting, market, and regulatory risks. Value at risk and expected shortfall are two major metrics used to measure and manage financial risks in insurance. Pension funds are classified into different types: public and private pension plans, occupational and personal pension plans, DC and DB plans, protected and unprotected pension plans, funded versus unfunded pension plans, single- and multiple-employer pension funds. Private pension funds consist of 401(k), 403(b), and individual retirement accounts (IRAs).
Learn more on Mutual Funds, Insurance, and Pension Funds.
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k-star-holic · 1 year
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Seo Jang-hoon "Do not be discouraged" in the story of the woman who revealed the whole diverce.
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bunnys-kisses · 2 months
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holy- THE MAX WEED FIC MIGHT BE THE HOTTEST F1 PIECE IVE READ SO FAR OML PLEASE MORE DRUNK FILTHY SEX WITH MAX I BEG YOU!! or hear me out his rival (who already is into max but refuses to admit it) accidentally takes an aphrodisiac and she’s forced to beg and grind on max for his help!! size kink please with those huge thighs and hands of his ❤️❤️
oh my god thank you!!! i wasn't too sure how people would like intoxicated fics! i know that most write it with liquor, but if you've had sex while stoned, it's a nicer feeling. anyway, i'm really fucking with this idea so! i hope you enjoy!
and for those out there on the internet, send me your ideas! i love ideas to be shared and written!!!! send me your smutty ideas! i want em!!!
max verstappen
cw: smut/pwp, rivals au, aphrodisiacs, begging/whining, size kink, praise kink, non-penetrative sex, driver!reader, recreational drug use (weed), enthusiastic consent, thigh riding, clothed sex, max being a good rival/lover
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"i think i should cutting these up for you, schat." he said as he cut the bag open for you. nothing too spectacular on, just four pieces of chocolate, "so this was their response to not having weed." he picked up a piece and eyed it in the light of the kitchen.
most drivers had their vices, many indulged in the bitter nectar of alcohol. others enjoyed the private company of certain individuals, which left heavy stacks of money on nightstands and tucked into bank accounts. a small portion got their kicks from substances that went harder.
you remembered having to sit in a meeting with max when you first started in formula one about the dangers of illicit drugs. as if most of the retired drivers didn't have their brains re-altered by the likes of cocaine.
but this wasn't canada, or certain parts of the united states or even amsterdam. you couldn't just freely by your fix, weed, so you had to get creative. but someone with as much money as you, with that much influence in a city like monte carlo allowed you to get what you needed.
it may not be marijuana on paper, but it would do the trick on a saturday night during summer break.
"you don't think i can handle it?' you asked as you rested your chin against your hand with your elbow on the counter. you sighed, "you think so poorly of me, verstappen?"
he sighed, "no, i just don't want you passed out on my couch. the point is to have fun, not get wasted." he said but before he could grab a knife to cut it half for you, you had taken a piece of it and ate it down. max looked at you and put the knife back in the drawer, "you know, fine. fine, fine, fine. let's see how this goes, schat."
it was almost a dare and made you sit up a little more, you made a face at him, "what? i'm a big girl, i can handle a little drugs."
he drummed his fingers against the counter top and stuck out his bottom lip as he made a face back at you. his other hand was on his hip as he said, "like you could handle all that vodka in austria in twenty-nineteen. or when you out smoked me that weekend in amsterdam and i had to stay in your hotel room because you were going to cry if i left."
"ya know, verstappen. i don't like how i'm being spoken to."
he sighed, he went around the counter and kissed you on the cheek, "grab your bottle of water, you're going to need it." max knew, underneath it all, you carried a soft spot for him. he did for you as well, but he was a little more open about it. you had protected your soft underbelly when it came to him, while he held his arms open for you.
the feelings didn't start until an hour after you took it.
there was some movie on, but you weren't paying much attention. you were cuddled up against him. his arm was around your shoulders and kept you closed to him. you could feel the tingle in your feet and up your legs.
you made a small moaning noise with your nose in the side of his neck, right up against his hair. your hand was spread across the broadness of his chest.
your clenched onto his shirt and shakily exhaled as it start to really hit. everything felt gooey in your brain as you rubbed up against him. usually when you took part in illicit fun, you just got hungry or sleepy. but not this, something swirled in your gut.
"max." you said out of breath.
he pulled you closer to him and looked at you, "yes, schat? aw, was it all too much for you?" he cupped the back of your head and pulled you in for a sweet kiss.
you whined against the kiss as you felt the heat run through your body. you felt hot all over, your knew your face must feel so hot. when you pulled away, you swallowed, "i'm.. i'm really turned on."
he chuckled, oh this was perfect. he rubbed the back of your head, those blue eyes enchanted you. this guy really was going tire-to-tire with you almost every weekend. that excited you.
you've thought about the sight of him in that driving suit, the stupid kits red bull puts him in. even now in a white t-shirt, and sweatpants after a nice dinner, you thought about what was under there.
"shit."
he chuckled then reached over to grab your metal water bottle. he opened it for you and gave you some. you drank it down heavily before he laughed once more. he put the bottle down and asked, "how are you feeling?"
"hot all over." you said, "i need you to fuck me."
he said, "i don't think i can. you're too high." he tucked hair behind your ear, but his eyes went wide as you got on either side of his thick thigh. he looked up at you and said, "schat, i need your word. are you okay to do this?"
you nodded as you gripped onto his shoulders, "yeah, yeah. i'll do all the work. nothing serious." even through the layers of clothes, you felt the stimulation across your clit. you could feel the blood rush in your ears.
your dug your nails into the meat of his shoulders, through the t-shirt he wore. you shakily exhaled, "i can see why everyone obsesses over your thighs." you then grabbed his hand and pressed your palm against his, "i didn't realize how big your hands were either." you giggled, "they're like bear paws." then pressed his hand against your heated cheek.
"they're not that big."
you nodded as you moved against him, your clothed cunt felt stimulated by the movements you made. plus his hands on you made you more turned on. your eyes fluttered shut for a moment, "they so are, they're like big paws. big bear paws." you giggled as you squirmed against him.
max looked away from you for a moment and sighed deeply to compose himself. in all fairness he wanted to sink his teeth into you. he wanted to fold you in half and fuck you until no words could leave your mouth. but he couldn't not while you were like this, even when he said yes. he wanted to make sure that you were sober when he did that.
"why can't you fuck me, max? i've been such a good girl! i almost beat you in belgium, that should make you fuck me." you whined, you stuck out your bottom lip with your hips still grinding against his thigh.
he cupped your behind and kept his nose against your, he sighed, "i'd love to, beautiful." he said, "but, you're not in the right mindset. i know we're rivals. but, i could never hurt you." it was the god's honest truth.
"no fair!" you whined.
"if you need to get off again after this, you can feel free to... pleasure yourself." he said, the words got caught in his throat. he could feel the blush up to his ears at the sight of you grinding against his thigh.
you nodded and held onto him as you continued to rub against him. you panted wildly and you were louder than usual. nromally you were rather quiet, but while high you were pitifully loud. you kissed him on the jaw and said, "next time i wanna feel that nose of yours against my pussy."
he exhaled deeply, his heartbeat staggered, holy shit. your dirty talk was making the hairs stand up on the back of his neck. he held onto you and let you continue to rut against him like a little puppy.
"aw, ya like that, max?" you asked softly.
he chuckled, "i have to say, usually you're more subtle. i didn't know that you liked my body so much."
you looked at him and said, "max, are you fucking kidding me? have you seen yourself. the first time i ever saw you without your shirt on, i almost came!" this was something you'd never admit sober, "big ol' hands, big ol' thighs, big ol' nose. all leads to one thing." you jabbed your finger in his chest, "and i know the answer to that!"
if this was a dream that max was going to wake up from, he was going to wish he was dead. but as he clenched onto your hips and let you set your own pace, he thought he had died and gone to heaven.
usually giving him a compliment was like having your teeth pulled. but right at that moment, your tongue was loose as you chased that orgasmic high you needed.
"just keep going." he panted, trying to keep himself together. and that you did, rubbing yourself raw against him.
you eventually hissed through your teeth as you climaxed in your panties. you wanted to cover your face from the rush through your system. you felt the sweat on your neck as you slowed down. you let out a few stray moans before you slowed down enough to a stop.
"holy shit." you panted as you rested your face against his shoulder. your fingers held onto the front of his shirt as you felt the aftershocks in your body.
he rubbed your back, "how are you feeling?" his cock was painfully erect in his sweatpants, but he wasn't going to try it push it further. not while you were in this state. he'd rather a painful erection then you getting hurt.
you pulled away and looked him in the eyes, your eyes were rimmed red as you nodded, "perfect, excellent, amazing. do..do you have any snacks in the fridge?"
he chuckled. you were painfully cute like this, all snuggled up with him. he knew come the next race you'd be getting in his face and challenging him at every turn. but at that moment, with you high as a kite both of the chocolate and sexual bliss. he ran his fingers through your hair and looked at your cute face. he said to you, "why don't you just lie down and i'll see what i have."
you giggled and wrapped your arms around him. you kissed him on the cheek, "you're a life saver, max!"
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you woke up the next morning with a headache. it was a deep throb like a hangover but it still made you wince if you focused on it too much. you rolled over, away from the streaming sunlight and into max's arms.
"why did you let me take a whole piece?"
he moved his face closer to you and exhaled deeply, "because you're the most stubborn woman i've ever met." he pulled you closer to him, "give me five more minutes and i'll get you something for your head."
you pressed a kiss on his jaw. maybe he wasn't a total nightmare to be around. underneath the mask (or helmet) he wore, he was a caring man who wanted what was best for you. he even made you breakfast afterwards, but don't mistake it all for pure kindness.
come the dutch grand prix after the break, you two were going to go back to wanting to maul one another (and not sexually) <3
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prosperityfinancial · 11 months
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Secure Your Financial Future with Prosperity Financial Group in San Ramon, CA
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fleurhcss · 4 months
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𓍢ִ໋🌷͙֒✧˚ ༘ ⋆。˚♡ 𝐆𝐞𝐧𝐭𝐥𝐞𝐦𝐞𝐧 𝐃𝐨 𝐈𝐭 𝐑𝐨𝐮𝐠𝐡 - Seungmin x FEM!Reader
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cw: some cunty and kinky shit, very hard sex, best friends to lovers, very possessive and hard dom seungmin with a sweet trait (im sorry i love my minnie), bratty reader, you are really a whore, stripper reader, mention of alchool and jealousy, handcuff
sw: hair pulling, pinv, cunnilingus, oral (M! receving), orgasm denial, multiple orgasm, scratching, biting, marking, bit of blood cuz seungmin is very kinky bastard MDNI!
wc: 7k
synopsis: Financially, you are not doing well. In addition to your part-time job, you attend some clubs in the evenings in order to earn a little more money. You do not mind showing off, as you love receiving compliments from men and finding new partners with whom to engage in sexual intercourse in order to satisfy your sexual frustrations. Your closest friend, Seungmin, is unaware of these circumstances. Given his protective nature, it is likely that he would take extreme measures to protect you. One unexpected outcome of the situation is that the individual in question has become a possessive dominant. He unintentionally discovers the extent of your job. This results in a particularly harsh fuck between the two, during which he is merciless. Your initial perception of him was that of a kind and gentle individual. However, upon further reflection, it becomes evident that he is, in fact, a complex and intriguing character. His actions and demeanor often elicit a strong emotional response, including feelings of intense arousal and even physical sensations such as bleeding.
a/n: hiii, I'm writing this since the chanel event! I'm sorry if i take request so sloowly but it's exam ses. now! Hope you will like this, i had fun writing it 🫶🏻🩷 made especially for this cutie @chrizzztopherbang . I opened a ko-fi account, i will post there some stories and drawings, if you want to support me i will be grateful to anyone who wants to give me tips, ITS NOT OBLIGATORY
[ SMUT ]
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Another day at one of your many jobs. Lately you have been having financial problems. These included paying for university fees, rent, food, bills and other necessities. To supplement your income, you have been working four different jobs: bartending, librarian, after-school care every other day, and nightclub work every night. Your friends were unaware of this aspect of your life, as it caused you considerable embarrassment to discuss it. However, you did not feel uncomfortable about it. The practice of tipping for extra services was beneficial, although not all men were comfortable with it. Some men were able to satisfy the sexual frustrations of the women with whom they engaged in such activities. At this point, you were in the midst of a professional endeavour, helping high school students to improve their GPAs. It is remarkable that these students held you in such high esteem. Despite the exhaustion that inevitably accompanied the work, you found great satisfaction in your role. As you corrected the maths exercises of the esteemed Hana, an Anglo-Korean girl whom you held in high esteem and who always presented you with exquisite drawings, you contemplated the future once you had completed your current task.
At nine o'clock in the evening you were expected at one of the clubs in the city centre for your usual performance. In addition to the attractive salary, this job had another important advantage: you had always been passionate about dancing, and this was the closest thing you had to it. However, you had been forced to give up dancing for lack of time and money. After finishing the boys' homework and explaining some philosophical concepts and mathematical formulas, you retired to bed to get some rest. Fortunately, it was still six o'clock, allowing you to rest after an already exhausting day. You had studied in the morning, worked in the afternoon and now, in a few hours, you would resume your night work. The strange absence of your best friend's usual appearance or phone call had not yet occurred. At least he was fine. Seungmin was your best friend. He had two different personalities: during the day he was a polite and wealthy individual who showed considerable intelligence and respect; at night, when he was with his friends, he became a kind of Don Giovanni heartthrob. There is no denying that he had a certain appeal.
He was very protective of you and never allowed other men to interfere in your romantic life. As a result, he was the first to not know of your secret occupation. It is difficult to predict how he might have reacted, and it may have been for the best that he was not informed. If he ever discovered your secret, he would hunt down the men you were with one by one, and the outcome of that hunt was uncertain. He would then turn his attention to you, giving you a good-natured lecture and possibly resorting to other forms of intimidation. Your best friend was able to make him feel afraid, although you had learned this not from him but from Jisung, Seungmin's best friend, who had been caught having sex with his professor in Seungmin's car. You still remember his displeased behaviour and you were reluctant to provoke him further.
However, your premature declaration of triumph was premature, for he had not telephoned, but had arrived at your home just as you were about to fall into a deep sleep. The most disturbing aspect of the situation was the fact that you had given him the keys to your home, as he had been your closest friend for several years. So there was no need for you to get up and open the door for him, as he suddenly walked into your room in his gym clothes. This was somewhat unexpected, as he had previously expressed no interest in going to the gym. He himself noticed your puzzled expression at his unusual post-gym attire and appearance. "Good afternoon! Don't look at me with such disdain, Changbin Hyung is forcing Jisung, Felix and me to work out with him because he says we're too skinny," and you were overcome with laughter. The aforementioned were remarkably thin, consisting of two adorable little men with minimal musculature. They looked like little fairies, including Changbin, who seemed to have exaggerated musculature. Seungmin was considerably taller than the others and had broad shoulders. The image of him working out with them was quite funny.
"It's funny to consider the prospect of you working out with them. It is equally amusing to consider the prospect of you doing any kind of training at all, considering your past dislike of training," you concluded, making yourself comfortable and making room for your friend to sit next to you on the bed. He gave you a friendly pat on the arm and pouted in a way that was both endearing and characteristic of him. You had coined the term "Seungballons" to describe this particular pout, as it resembled a balloon. Furthermore, the addition of a pout in the form of a kiss would invariably render one unconscious. You found this behaviour endearing, and it prompted you to engage in a reciprocal act of affection by kissing him on the cheeks. "Ugh, in the end I have to admit that it is not without merit. It is a long-standing affair that is difficult to notice because of my tendency to wear baggy clothes. However, I have gained a considerable amount of muscle mass. Look." He said as he lifted the shirts he was wearing, causing you to be quite shocked because, yes, your friend had two pecs and a well-developed six-pack. His physical appearance provoked a strong emotional response, but he was your closest friend and you were unable to entertain such thoughts.
"You must tell Changbin that he has done an excellent job with you," you swallowed, made a feigned smile and drank some water, trying to erase the image of your best friend's partially naked body from your mind - although you did not mind. "I will, and I am grateful to you, my dear . Although we're going to a club tomorrow night; would you like to come?" he asked. You froze, considering the possibility of being caught. However, they did not usually frequent such places, so you had some protection if your luck did not turn against you. "I would like to tell you that I am unable to attend. I have a full day's work and then I have to prepare for an upcoming exam. Nevertheless, I would be interested to know where you are going, if I may ask." "I am not sure. Binnie Hyung informed us that he had discovered a new place and we were curious to know more about it," Seungmin said thoughtfully, and you felt a sense of relief that you still had the opportunity to withdraw.
But you were not convinced by your friend's desperate expression; you suspected he was hiding something. "Are you okay, Min?" you asked as you adjusted his bangs. "Yes, and I am worried about the taste of some of my hyungs, to be honest," he replied, leading you onto the bed and initiating a bout of tickling. That afternoon, your thoughts were not on the information your friend had given you. Instead, you found yourself contemplating his toned, naked chest. You had not anticipated his physical attractiveness, especially given his previous behaviour. You had grown accustomed to his puppy-dog appearance, with its endearingly youthful features.
So you did not consider the possibility that he might have been working out.
It was obvious that the ensemble suited him. Seungmin already had broad shoulders and one of your vices was to lean on them when watching a film or going out. It was a habit you had developed, but it was not a common occurrence. "Please don't change the subject. I'm curious about Changbin's tastes."
You giggled and pulled yourself together again. Seungmin was no innocent, so he blushed slightly.
His former partners had confirmed this to you, as they had discussed his sexual performance in great detail. However, he was ashamed to discuss certain topics in public or with you, as you were his best friend. He saw you as an innocent girl, which you were not. "Let's say he has a taste for strippers and nightclubs. That is all I am saying, and I am aware that it is a rather embarrassing subject".
He finished by running his hand over his face, making you chuckle.
"As if you had never seen a woman without her clothes on." You made the claim. In fact, he had observed numerous instances of female nudity, including those of his romantic partners.
"Yes, but I was with them. I am not like Hyung who has adventures with women who lap dance for him in night clubs". Had he been aware of this, he would have realised that this is exactly what you do for a living. "You have never considered fucking a woman you are not romantically involved with and who is not your girlfriend?" you inquired as you began to manipulate the fabric of his suit. "No, I'm... shy," he replied, biting his lip. He was looked at with a certain amount of disbelief.
" You! are shy?" you asked, looking at him with an expression that even he, as your closest friend, could not interpret. "Yes, I am," he replied, grimacing and then playfully pushing you. "You're really weird, Kim Seungmin," you pushed him back and then initiated a tickling session, blushing as you felt how well trained and sculpted he was under your touch. It was not the first time you had touched a well-trained chest, but Seungmin's did something to you. Maybe it was because he was your closest friend, or maybe it was because he was different from the others you had met, or maybe it was because you were used to seeing him consistently and exclusively as a thin individual with broad shoulders.
It can be argued that, without meaning to, you became preoccupied with fantasies about Seungmin to an extent that was inappropriate. Not only had you been friends for years, but he was one of your closest friends. Although you found it difficult to erase certain images of him from your mind, you felt guilty about thinking about him in a certain way. It is also worth noting that your nighttime occupation presented certain challenges. It would be highly undesirable for any of your friends, especially Seungmin, to become aware of your nighttime activities. On reflection, Seungmin had mentioned visiting a nightclub. If he were to find you on duty at one of the clubs where you were a regular, your situation would be untenable. It is unclear how Seungmin perceived you, but it is unlikely that he saw you as a dancer in one of the clubs that your best friend's best friend appreciated.
He suddenly asked what he should wear, causing you to look at him with a certain amount of concern. Your best friend was known for his occasional eccentricities. "Excuse me, but do I look like an expert on nightclubs to you?" you inquired, your tone betraying a certain concern. "No, but as a woman you might have the knowledge to dress me in a manner that would impress," he replied, almost shyly, though his demeanour betrayed his true feelings. "So my dear Min wants to impress a girl?" you inquired, playfully pinching his cheek as you laughed. He looked at you with a look of displeasure. "I am a man and I have not fucked for several months. I have certain... needs. By the way, it is undoubtedly a challenge for me to refrain from emotional connection during fucks. However, I cannot resist certain urges. Perhaps at the end of the night I can get a positive response from someone," he said in a low voice, his hands covering his face. "Are you really saying that you want to fuck while being all shy, Kim Seungmin?" You laughed in his face for the umpteenth time. "What do you want? It seems like you haven't fucked for a long time." He tousled your hair, but watching your expression closely, he returned it with a confused one, to say the least.
The problem was that you lacked the ability to lie effectively, especially in the context of deceiving him. As a result, you often displayed peculiar facial expressions that he was able to read with remarkable clarity. "Oh my God, fuck! You fucked with someone and didn't tell me?" he asked, his expression showing more anger than offence. "That is not true. You are imagining these events," you replied, trying to maintain a neutral expression. "Yes, you did. You fucked and did not tell me about it. You know you cannot lie to me, Y/N," he said, biting his lip with an expression that was both serious and intense. The atmosphere had become noticeably more intense, with a palpable sense of unease and tension. You were in a compromising situation and had placed yourself in a vulnerable position. You could have been sure that you felt the first drops of perspiration forming on your face. However, you were forced to end the discussion before it got to the heart of the matter. The most expedient course of action was to acknowledge that it had happened, even if in a limited way. "It happened on a few occasions when I was drunk, but it was not a regular occurrence," you said, trying to give a concise account. Nevertheless, he was not inclined to inquire about the incident in question.
"Only a few times when you were drunk? Are you crazy? What if something had happened to you?" There was the protective Seungmin you wanted to avoid. You were grateful for his concern and lack of complaints, but sometimes it became unbearable. "Still, it didn't happen. I am mature enough to understand the consequences of my actions, Seungmin," you said, pointing at him with your finger as if to admonish him. "Yes, I am aware of that, but I am concerned for your well-being," he said, grabbing your arm and then taking a bite. It could be described as a unique form of affection with which he expressed his apology to you. "I am aware, Seung, but don't worry, I am fully aware of my actions," you smiled at him, taking his face in your hand and planting a kiss on his forehead. "You should return home, as you are in a rather foul state, Mr Gym," you playfully admonished him, giving him a light tap on the shoulder before he left your domicile.
The working day was going to be quite long.
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You were deeply distressed and felt considerable discomfort throughout your body. At work the night before, you were forced to work an extended overtime shift (for which you were paid only half the normal rate). This resulted in a complex set of experiences, including physical pain and a significant financial reward. You were required to have sexual intercourse with two people, a task which you found unpleasant, particularly given the lack of arousal involved. However, the remuneration was satisfactory and you did not express any significant dissatisfaction. You were aware that the nature of the work was inequitable, but you found it necessary and occasionally used it as a means of satisfying certain desires. Fortunately, you had acquired the ability to fake an orgasm, which you used on some occasions, such as yesterday. At that time you were lying in bed, surrounded by books for your upcoming exam, and in a few hours you would have to go to work in the morning.
That night, despite your best efforts, you had to go to a club in the city centre. You had completely forgotten that Changbin was going to take Seungmin and the others to a club in the city centre, which could very well have been the one you were on duty at that night. However, you had not considered this possibility and your mind was so preoccupied that it kept slipping away. So you prepared discreetly for your exam, unaware that that night was the perfect opportunity for you to meet your closest friend, who was likely to be visibly distressed. You were due to perform your duties that afternoon and hoped that the number of customers would be relatively small, given your limited mobility.
The mere anticipation of returning to work that night caused a deep sense of anxiety. You hoped that no one would ask for private shows or other activities that you sometimes found unpleasant. The only desire was to rest and wake in a pool of wealth. You rose listlessly to prepare your lunch. It was not possible to combine work and rest in this way, so you had to take painkillers and vitamins.
You then found yourself preparing and serving smoothies and ice creams in your favourite café. Your day went on as usual. What you did not anticipate was the presence of your closest friend at the table you were to serve. One might ask whether you should not have been preparing for your evening activities. One is tempted to inquire about the nature of their joint venture in a café a few hours before their nightclubbing. They expressed their displeasure at the proprietor's suggestion that they should hurry to serve the aforementioned table, and furthermore, they could not avoid the situation, as Seungmin was aware that this was a table assigned to you, and sat there consistently with the intention of being served.
After a long period of contemplation, you approached them. "Good evening, shouldn't you be getting ready for your clubbing night?" you said, your tone sarcastic. Your friend smiled at you and pinched your side. You wanted to run away. "Jisung is unable to consume alcohol unless he has had a meal or smoothie beforehand," Felix informed him, drawing a scornful look from him. "It is not recommended to consume alcohol on an empty stomach." The boy explained that alcohol is absorbed more quickly into the bloodstream and the effects of intoxication are more pronounced. "Isn't that the point of going to nightclubs? And who told you this? Your respected professor?" the older boy asked jokingly. They looked at each other with a strange expression and Seungmin continued to explain the matter: Jisung had a somewhat unconventional relationship with one of his university professors, characterised by frequent flirting. "I have to respectfully disagree. Minho is a very good professor," he replied, blushing. Her expression was unmistakable. "You're calling him by his first name now, too," he observed, causing a general outburst of mirth, especially the adorable blush on Jisung's chubby cheeks.
"So what can I get for you?" you inquired, interrupting the conversation to take their orders and get out of your friend's company. You were particularly keen to avoid the question from your friend, who would undoubtedly invite you to the evening's event.
You had only been there a few minutes when you noticed Seungmin casting furtive glances in your direction and his friends teasing him about something you did not understand. Unbeknownst to you, they were teasing him about the fleeting glances he was sending your way. "Seungmin, did you notice that you are eating her with your eyes?" inquired Felix, appropriating the cherry from his milkshake. "That's not right," he replied, taking a sip from his glass. "Indeed it is. One might suggest that you ask her out," the blonde continued. "That would be an unusual and somewhat awkward situation, and then I believe she might be involved in a nocturnal affair, or perhaps even a series of them," he said, lowering his head. "And you are jealous! "Which leads to the question if this is what you want to do tonight," Changbin inquired. "Be silent. It is possible that I am indeed jealous. "
The observed behaviour was merely the incessant movement of lips in an attempt to escape the source of discomfort as quickly as possible. Fortunately, twenty minutes later the group left and Seungmin offered you a quick kiss on the cheek. This sparked further merriment among his small group of friends, causing you to become increasingly suspicious. Your only concern was to avoid running into them at the nightclub where you were working that night. This had been your intention since yesterday, since your closest friend had informed you of it. Your anxiety about this matter was greater than your concern about your inability to dance effectively due to the discomfort of the previous night.
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In the midst of your preparations for the upcoming show, you were forced to change your clothes in a hurry. Fortunately, you had already finished your make-up. The evening dress was of a revealing nature and the dancing was expected to be energetic. It was hoped that the wearer would not feel uncomfortable. Your colleague entered your dressing room and informed you that you were about to perform, so you began your usual stage performance for adolescent and middle-aged males.
The only people missing were those you expected to see at the club. The only discernible difference was that they were watching you, watching you with particular interest, especially your closest friend, who opened his eyes wide as he consumed no less than two shots in the space of three minutes. "What is she doing there?" he asked, clenching his fists as he fixed his gaze on you. "I'm sure there must be an explanation, and maybe she didn't tell you because she didn't want you to worry," Jisung said, grabbing his shoulders behind Changbin as Seungmin seemed on the verge of exploding. "She's undeniably attractive," the shorter one remarked, drawing a withering look from the younger one. "Hyung, I strongly recommend you not to make any advances towards her. It is already difficult enough for me not to pick her up from the stage, but I assure you that as soon as she goes to the dressing room, I will not let her get away from me." He downed another shot of vodka.
It is unfortunate that at the end of your nightly performance, another person followed you into the dressing room and you failed to notice the presence of Seungmin, who was standing directly behind you and had suddenly issued a silent threat. The incident was so severe that when you turned around you suffered a stroke and lost the ability to speak. Your situation was indeed very screwed up. "Seungmin, I can..." you were abruptly interrupted and led to your dressing room where he sat you down at your personal table. His gaze was one of intense desire, imbued with the combined effects of alcohol and rage. You had never seen him in such a state. "Explain? What exactly do you want to explain to me? Explain how you sold your body without ever telling me?" He said, grabbing your waist. That should not have aroused you.
"I have economic problems and this is the only job that offers a satisfactory salary," you said in your defence. "I am indifferent to the matter. I could have helped". You are my property, OK? No one is allowed to touch you, Y/N". He then kissed you with considerable passion and force. This was a source of considerable distress for you, as it was different from your expectations of the situation. Although you experienced a degree of pleasure, the situation remained somewhat unusual. His hands were of considerable size and appeared to be a suitable instrument for caressing. "Why not? Who decided that I belong to you?" you inquired in a teasing manner. At this point the situation became increasingly amusing for you as well. "I must now erase the memory of this unclean contact before I had the opportunity to do so," he whispered into your ear before reaching down into the hollow of your neck and allowing you to ingest the substance. "Seungmin, my legs are tired. I am unable to walk," you informed him, indicating your own limitations. "There are numerous other ways to satisfy our mutual desires, and we will address this particular issue at a later time." Furthermore, I am. While I wish to destroy you, I would never take advantage of a woman in this state. Remarkably, he remained in character as the usual Seungmin knight.
"What are you going to do in my dressing room?" you asked, watching as he bent down between your thighs and pulled off the suit you had worn for the evening. "I am not sure. I have a craving, if I may be so bold as to say." He smiled. This young man you had previously considered a potential threat to your sanity. He found your body aesthetically pleasing. He began another insatiable and passionate kiss. His hands descended in a sweeping motion, tracing a path down your body, cupping your thighs and gradually rising to your buttocks, which he gripped firmly in a vice-like grip. "Your beauty is such that it is unconscionable to wait any longer. I want you and I want to play a little," Seungmin said with a sneer in his voice. Then he moved you to the small sofa with the instruction to straddle his body. He proceeded to kiss your neck, leaving a series of marks. It was inevitable that he would bite you, it was apparently a habit of his. You had learnt it from his exes. He would bite you to let you know he owned you, bite you until you bled, and lick the mess he made. This aroused you considerably. He smiled, indicating that he understood. You were in a state where he could do as he pleased. No other person had ever made you feel such intense arousal.
"Look at you, you are ready for me to do anything I want to you." He was not aware of this either.
The young man moved closer to you, initiating another passionate kiss as he cupped your neck with one hand and used the other to caress your intimacy. The movements were slow at first, but soon accelerated as your best friend removed your panties and quickly stroked your clit. When he became tired, he began a long series of kisses on your inner thighs. He then grabbed your thighs and brought them up to his shoulders. He then began to leave kisses on your vagina. "Please don't wait any longer," you said and Seungmin laughed and then began to lick your cunt in a long slow motion. He cupped your ass as he massaged it. You had been waiting for this moment ever since he had put his thin, large hands on your waist the day before.
"Seungmin, please..." you almost begged him before arching your back in a series of involuntary gasps, clinging to the back of the sofa as best you could. You looked at him, pressing harder against his face, wanting more and more. He laughed as he watched the reactions he was provoking in you with each touch, which only served to increase his desire to possess you. He grinned as he continued what he had begun. His hands were firmly harpooned in your bottom and thanks to the pleasure you were experiencing, you had thrown your head back. He laughed again as his tongue continued its work. He found the taste of you on his taste buds particularly delicious, sending him into a state of intense pleasure. He was deeply and passionately in love with you, with every aspect of your being. His nose came into contact with your pubic hair as a result of the depth of penetration achieved with his tongue. He was enjoying himself to a considerable degree, as evidenced by your moans and the pulling of strands of his hair. Seungmin was not uncomfortable with this aspect of your behaviour, in fact he found it erotic in a special way. He smiled as his tongue explored your orifice in slow, circular movements designed to bring you to a state of ecstasy. Seungmin silently enjoyed the experience. His only goal was to ensure your pleasure. His hands moved to the sides of your thighs, which he slapped hard. He took pleasure in leaving his marks, but he would never do anything to harm you; he worshipped you.
Then his hands moved in a circular motion, grasping your thighs and placing them on your shoulders. His mouth, which had previously been in contact with your clit, moved to sink his teeth into your inner thigh. He took pleasure in leaving his marks on you. No one was allowed to touch his woman; you were his and his alone. You were his. A pocket knife emerged from his boot, the purpose of which was unclear. However, before this could be determined, he took your labia majora between his teeth and pulled them towards him, pressing them against his mouth in order to suck your clitoris. This was done in a manner reminiscent of sucking a straw. He then drew a thin line with the blade of the penknife, leaving a streak of blood, all the way to your mound. This brought you to a state of considerable arousal. He withdrew from your vulva, reached up to begin his work, and began to lick the warm, crimson liquid that was slowly oozing from the wound. In addition, the moans of pain and pleasure you gave him drove him to a state of unprecedented ecstasy. The sensation of your mouth alone was more fulfilling than any other experience. He continued to suck on the blood dripping from the wound, causing further lesions on his breasts, around his nipples, in his groin and near his navel. This only accelerated his orgasm. Furthermore, when he inserted two fingers into your mouth, which was already open, he continued to stimulate your tongue. "Look at you... my submissive slut," he said, smiling.
He sneered as he took your face between his fingers. The picture showed you in a blood-soaked state. After a short interval, he withdrew his fingers and proceeded to stimulate your orifice by alternately inserting and withdrawing his digit. This was done in such a way as to create a deep sense of arousal. Seungmin was fascinated by the prospect of fucking you at that moment. "What is your desire, my princess?" "Not that you can do much in this state," he said, laughing, referring to his fingers inside you. "I want to touch you," you whispered, your voice hoarse from the constant moaning. "You can do better than that," he winked, then pulled away and sat you down on your side, then stood up, took off his trousers and sat down beside you. You stood frozen for a moment at the sight of his length; he was tall and compact. You had never seen one like it before.
"I see you are happy with it, Princess," he said, bringing your face close to his. You had fully perceived what he was trying to achieve. You were fully aware of his intentions. You were incapable of uttering any further words, as if his imposing stature had put you in a state of trance. He then proceeded to rub the head of his member against your lips in what appeared to be a teasing manner. It was not difficult for you to open your lips and make contact with the glans. You then proceeded to suck on the tip and then ran your tongue along the entire circumference and veins. You stimulated the testicles with your hands, causing him to moan hoarsely. As you continued to insert him fully into your mouth until you reached the uvula, you let out a moan that caused his member to tremble. This elicited a high-pitched moan from him.
"Fuck, baby like that." He explained that by grabbing your hair and then fucking your mouth, you were sure that you would come again if he continued.Indeed, your assumption proved to be correct.
That is exactly what happened.
"Fuck Y/N, I'm coming, take it off," he said, removing his hand from your hair. But you had no intention of removing your mouth. You grabbed his thighs and thrust his member deep into your throat, causing him to release inside you with a long, audible moan. You swallowed, licked your lips and looked at him. "You are incomprehensibly unaware of the effect you have on me," he winked. "I can, however, inform you of the effect you have on me." You giggled, then reached up to his ear and planted a kiss beneath it. "You have brought me to another orgasm," you said with a hint of mockery.
"Now, if it pleases you, I would be grateful for a date and to clean you up," he smiled as he led you to your private bathroom. "I would be most honoured, sir," you replied, laughing. It was not the ending you had expected.
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The experience of being discovered by Seungmin during a night shift would not be on any normal person's bucket list. However, the incident led to a change in your life. Seungmin had persuaded you to quit your job at a nightclub because he was concerned about your welfare and did not want you to be used as a mere object by men. Among other things, he had offered to support you financially until you found suitable alternative employment. He helped you to find a job that offered a comparable income and was adamant that it did not involve the exploitation of your body for sexual gratification. Although you were initially reluctant, given your long-standing opposition to his financial support, you eventually agreed.
The unexpected meeting also took place. He had invited you shortly after your encounter in the dressing room while he was discreetly cleaning up the mess. To be honest, you had never considered Seungmin as a potential romantic partner. However, your perspective had gradually changed over time. Back then, his friends, who were also your friends, had informed you that he had been casting furtive glances at you and had developed an interest in you. This confused you at first, but you eventually got used to it. You also had to prepare mentally for the meeting.
You did not deny that you were a little apprehensive; you were unsure of the destination he had in mind for this evening. He had instructed you to dress in a way that was both comfortable and tasteful, but your anxiety was growing. After a long shower, you began to look through your wardrobe, but it was difficult to choose an outfit without knowing where you were going. In the end, however, you chose a relatively simple ensemble consisting of a black ruffled skirt, not too short, and a top of the same colour that left your shoulders bare and had a boat neckline. You wore your beloved wedges. If you had to choose between them and heels, based on what Seungmin had told you about elegance and comfort, you would have chosen the latter. Your make-up was minimal, your hair was wavy and fell to your shoulders, your necklace was tightly fastened around your neck and all your jewellery was in its proper place. You completed your ensemble with a fruity and very sugary perfume before heading into the living room to wait for your no longer best friend.
Seungmin arrived shortly afterwards with a large bouquet of roses, in keeping with his reputation as a gallant man. You smiled as you remembered that he had not been in bed with you, especially after the knife performance. He said, "For you, my princess," and then kissed you on the lips. The anticipation of the evening's events had been palpable, yet the simplicity of the act itself evoked a deep sense of emotional resonance. The culmination of this experience was the tender kiss beneath the earlobe, accompanied by the words, "I hope you are well prepared as we have a long night ahead of us".
It was your firm belief that if he had continued to talk to you like this throughout the evening, you would have been so aroused that you would have removed your underwear, even if there had been no physical contact. In fact, you sighed before placing the roses in a vase of water and accompanying him to the car. It was a revelation to you that the vehicle in question was of considerable size. It was also admitted that Seungmin looked particularly handsome that night. He was wearing a black tank top and loose black trousers. His appearance was complemented by a leather jacket and jewellery. His footwear consisted of half-heeled ankle boots, which were as black as the rest of his outfit. His hair was lightly gelled and curly. He was a man of considerable qualities and attributes. You licked your lips and he watched, giving you the opportunity to do so. It was inevitable that he would drive you out of your mind as soon as he could.
There was no denying that the car ride had contributed to the evening's events. He held your thigh firmly in his hand and massaged your skin, occasionally reaching under the fabric of your skirt. He was aware that this was having a positive effect on you and you were similarly pleased by the experience. He felt a sense of predatory intent, like a predator with a vulnerable prey in his grasp.
The evening was going well. He had taken you to a modest restaurant at an elevated location, and you had enjoyed a sumptuous meat dish accompanied by an excellent wine. It was obvious that he had not missed the opportunity to cast certain glances at you as he sipped the vin rouge in his glass. He continued to look at you in an increasingly intimidating manner. The conversation went well and you had always enjoyed his company. The topics were varied and engaging, even when a situation had developed between you that couldn't be defined with a specific term. However, it seemed that Seungmin had anticipated your thoughts, as he initiated a discussion on the matter. "Considering that this is a full-fledged date, I would like to suggest that we raise the status of our relationship to boyfriend and girlfriend. I don't think there's any need for a proper dating, as I'm aware of your preferences," he said, raising his eyebrows as he took another sip of wine. "I agree, except for one thing: you do not know me well enough to have discovered my clandestine activities." You provoked him, knowing how the subject would arouse his jealousy. "I did not expect you to go so far." "I have always thought of you as my princess and hoped that you would eventually ask for my help." He wrinkled his nose. "Minie, it is important for me to be able to support myself. I am grateful for your help, but once I have secured employment, I would prefer you to stop helping me, okay?" you smiled with a pout in response.
Perhaps I should pay and we could go to my place?" he asked, smiling, before wiping his lips and getting to his feet. You did the same, but were stopped by him. He took your hand and kissed it before leading you to the exit. "This dinner is a date, and I am paying as usual. You are my friend and I will treat you properly," he said, making you blush. The gentleman in question displayed admirable behaviour and etiquette when dealing with women. He knew how to treat women with the respect and consideration they deserved. It is worth noting that in addition to the bedroom activities mentioned above, you had also gained an understanding of his somewhat eccentric behaviour outside the bedroom. You then waited outside the restaurant for him to return. He reappeared shortly afterwards, accompanied by a second bottle of red wine. "It was an excellent meal, and I have a plan for tonight. You'll see what I'm capable of, my dear," he said with a chuckle, then led you to the car and drove you both to his home.
To say that he did not even allow you the opportunity to survey the surroundings, despite your intimate familiarity with the house, was an understatement.
He immediately picked you up and carried you to his bed.
He then disappeared, returning with two goblets of wine.That night will remain indelibly etched in your memory.You watched as Seungmin took off his jacket and black shirt, leaving the vision to his well defined abs and the glittering necklace he was wearing.As you watched him take a sip of wine after almost completely undressing, you had to admit that his actions made your entire body tremble. Your panties were now soaked. "Now, Princess, undress for me," he said, grinning and licking his lips.He then lay on the bed with one hand behind his head and the other holding the goblet.
By this time the positions had been reversed, with the man on the bed watching your every move while you knelt in front of him, removing each piece of clothing until you were completely naked in front of him.
"How beautiful, come closer," he murmured. You approached him on all fours, the naked intimacy of your body matching his, still fully clothed. He watched you for a long time, as if to etch your image into his memory. You smiled and shivered as he began a gentle caress of your form. He caressed your cheek, shoulder and breasts in that order. He then moved to the other breast with his free hand, having previously placed the cup on the table. He began to massage it at a slow and deliberate pace, appreciating the texture of your skin. He then teased your nipple with his fingers, before pouncing on it with his lips and doing the same to the other. One hand, which had previously been at the back of your neck, now moved to your waist, where it began to caress it. His touch was so seductively overpowering that it left you breathless. He applied pressure to your hip as his lips played with your breasts. He then moved to your shoulders, biting and branding them. Your hands were clenched in his shoulders, scratching them lightly as you rubbed your vulva against the covered flap of his trousers. "Wait a moment, I want to feel you on me," he whispered in your ear.
He separated your bodies for a brief moment, then proceeded to undress you completely, allowing your intimacies to collide. "How about riding me?" he asked, smiling and winking. Your lips parted in surprise at the mere suggestion. It was highly unlikely that you would have survived the night. Seungmin was like a mermaid whose enchanting song was meant to captivate and enchant. You swallowed and then nodded in agreement. You applied gentle pressure to the head of his penis between your labia, causing you to pant and eliciting a moan from the Major. He had brought one arm back behind your head while the other held you tightly against him, increasing the contact. You lowered yourself completely onto him, allowing him to enter and fuck you completely, which he did with considerable force. Your moans mingled, accompanied by a soft exclamation of "Fuck!" from him. "Your cunt is both tight and warm, which feels very good. You should start to move," he instructed, and you complied. Normally such an act would have been abhorrent to you, but with him it was all so natural.
As he stroked your hips, you had begun to move at a slower pace. It was a sensation you had never experienced with any other partner. It was as if Seungmin had an innate understanding of the exact places and techniques needed to touch you. Your movements became faster and faster and your nails were driven into his back. "Min, I'm coming. I can feel it. My thighs are burning. Please, speed up!" You were on the verge. "No, not yet," you grunted, then changed positions. You vocalised your displeasure as he withdrew from your embrace, feeling a sense of emptiness. At this point you were positioned beneath him as he continued to penetrate you, his imposing frame towering over you.
You were sure that an orgasm was imminent, given his position on top of you as he thrust vigorously into you. However, he seemed to disagree, indicating that he was not interested in facilitating an orgasm. He claimed that it was too early for such a reaction. So he withdrew from you, leaving you with an empty feeling. "Please, Seung, I can no longer stand it," you begged him. Only after he had pushed you with an animal force did he give you permission to come. "Your warmth and tightness are so arousing...come for me," he whispered, allowing you to release yourself around him. He informed you that they had not yet reached the end of the act. He then turned you over on your stomach and began to leave bites and marks on your back, tracing a trail of them all over your ass. He continued to lick and slap the area between your buttocks, causing you to moan. Despite this, you still had some residual sensitivity from the previous orgasm.
You were unable to speak as he sank back into you, twisting your hair in his grip and pulling it towards him as he thrust violently, abusing your cunt. You arched your back and rolled your eyes, no one had ever given you such intense pleasure. "Ah... Seungmin... please..." you moaned one last time before you came again. "Who gave you permission?" he demanded, thrusting at a surprisingly fast pace. It was relatively easy for you to reach your third orgasm in a row that night. "Seungmin, I'm about to..." The words were barely audible.
"Come with me," he groaned and then proceeded to ejaculate into you and you after him, now exhausted. "I will get you the necessary cleaning supplies," he murmured, then stroked your side and got a cloth soaked in warm, damp water to clean you. He then tied your hair into a braid and made you a cup of hot tea after dressing you in a pair of clean briefs and one of his shirts. "You look so lovely," you murmured, trying to relax on his chest. "It's the least I can do after making you come how many times?" he said, laughing as he pinched your side. "Three, but don't boast, sir," you gave him a tongue-lashing. "Do all gentlemen do it rough?" you burst out laughing.
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Self-Directed IRAs: Taking Control of Your Investments
Discover the benefits of self-directed IRAs, which allow for alternative investments beyond traditional options. Take control of your retirement portfolio.
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grandline-fics · 4 months
Text
Dance With The Devil
DESCRIPTION: You first meet through a dance
WARNINGS: mention of a death but nothing graphic
CHARACTERS: Rob Lucci
WORDS: 1,204
A/N: Don’t know where this idea came from or how I feel about the result but I decided to go with it and give one of the villains some love while I was at it. First time writing for Lucci so hopefully they turned out okay. If there’s interest for this I might do a couple more with this idea for different characters.
*REQUESTS ARE OPEN*
MASTERLIST | PROMPT LIST
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By all accounts if he were to carry out yet another assassination this setting was one of the more preferable for him. Civilians of high stature mingling; all of them enjoying fine food, richer tasting wine, sharing the recent buzz of salacious gossip, and some of them sure to be part of tomorrow’s rumour mill from their current behaviour Lucci was silently observing. So many of them thought they were being discreet and it was laughable in his keen gaze. Truly those with no training like he had were so clumsy and obvious, it was laughable. Still he supposed for many in this room, this was their only real thrill and excitement they’d get in their lives. As he lifted his champagne glass to his lips, his sharp eyes zeroed in on his target across the room. A man with more money than sense and had clearly led a lavish life thanks to those riches. While Lucci had orders to kill the man he also had orders to steal the very thing that made him so rich; a ledger filled with critical information so valuable it could buy a kingdom ten times over. He needed to wait for his target to retire to his suite and kill him there and steal the ledger at the same time.
“Sir?” He barely flickered his gaze down to register who’d decided to stand beside him. The movement of his eyes was enough to signal that he heard you speak to him but he offered no other response. Knowing he was listening was enough and you continued. “I hate to bother you but is there anyway I could trouble you for a dance? It’d help me shake some…undesirable attention.” Lucci glanced at you a little more and then followed where you were discreetly pointing  behind you as you pretended to fix your hair. Slowly he caught sight of two individuals eyeing you.  Lucci considered your request for a moment. He was to remain undercover and blend in. Dancing wouldn’t be out of the question, if anything it could help him. 
Wordlessly he set his drink down on a table he’d been standing near and took your hand, leading you to the filled dance floor. Together you fell into perfect sync with the waltz playing. Slowly you followed Lucci’s stare to catch the man who had his silent attention. “Interesting…” you mused, only looking at the man with disinterest. “Didn’t think he’d be your type. You love a man with a large bank account? Or does the bald head and lecherous smile just really do it for you?” You asked with a smirk to see his lips twitch slightly. “I won't be jealous if you want me to swap places with him.” You offered. 
“Not necessary.” Lucci finally uttered and you playfully gasped in surprise as he broke his gaze from the target to stare at you with empty eyes. 
“So he does speak.” You teased, “And here I thought a cat had your tongue this whole time. Not that I mind. The strong, silent type of persona can be quite attractive when used right."
“I’ve never heard any complaints so far.”
“Humour too.” You smirked before looking behind you to see your annoyances had thankfully moved on and then glanced once more at the object of your dance partner’s attention. “Thief or assassin?” 
Your question came lower than a whisper but to Lucci he heard it perfectly. Both his eyes and grip on you hardened slightly and yet you gave no reaction. There was no fear in your eyes, just a familiar coldness. 
“For all you know I could be his bodyguard.” He stated, leading you smoothly into the second song. At his implication your smile returned with ease, continuing to dance with him as carefree as you had entered the dance floor with him. You were making no attempt to pull out of his hold. 
“Oh honey, I’m not treating you like a fool so offer me the same courtesy.” You answered. “I know every face here and I also know which bodyguards belong to each guest. So you’re here for something else.” Lucci glared down at you and your smirk grew. “There’s that strong, silent type again. Well regardless of what you’re here to do you’ll get your chance soon enough.”
Sure enough a shriek sounded and in moments the music stopped abruptly when the host’s own security entered, instructing all guests to return to their suites immediately. 
“Thanks for the dance, off you go.” You told Lucci, slipping your hand from his hold only to be roughly pulled back into his grasp. “Really? I’m suddenly a more important catch than what you were sent here to do because I worked out what you are?” You asked, surprising Lucci with your exasperation over the whole thing. Still you let him lead you with the crowd of panicked guests towards the suites. “If you’re as good as I think you are, I’m certain I’ll see you again. Quickly now, he’s getting away.” 
Lucci looked to see his target being ushered suddenly in a different direction than he was meant to be by his guards who looked familiar to him. How was that possible? He’d done his reconnaissance to the letter. Where were they going? He glared at you one final time before he let out a growl and released you, slipping through the crowd like a shadow. With a satisfied hum you turned, against the tide of bodies and effortless slipped passed them and made your own planned escape undetected. 
“You have the ledger?” Lucci’s superior asked the next morning over the den-den mushi. Lucci sat in his chair, relaxed as he looked at the hefty book in his grasp.
“It's in my hand as we speak. In the end there were no complications.” He reported. While the end location had been different, he’d successfully dealt with his target efficiently. After following them, they had gone to the original suite just by a longer and more complicated route. His target was killed in his bed while his so-called protection were none the wiser until he was long gone with the ledger in hand. “It seemed there was another death on the premises.”
“That hadn't been your doing?” Lucci frowned at the question.
“No, it was natural causes I’d heard. Heart attack.”
“That was the original thought. Our sources confirmed the cause was actually poison.”
“Still doesn’t explain why you thought to ask my involvement?”
“Because the victim was the target’s wife.” The revelation of this piece of information made Lucci freeze.
Quickly he finished the call and when he hung up he continued to think. The wife? Why would she-? Lucci looked down at the ledger in his hand and flicked through the pages, finally stopping when he noticed the tiniest remnant of paper in the seams. The only tiny trace that another page had once been there. Leaning forward he caught a scent. Yours. So that’s what you’d been up to. As infuriated as he was, he couldn’t deny your skill and now that he had your scent he would make it his ambition to track you down. He owed you another dance. 
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