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geekprincess26 · 8 years ago

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Four Weddings and a Blizzard: Chapter 2

Written for Day 3 of the Jonsa 2017 Summer Challenge hosted by @jonsa-creatives. I chose the “Fixations” theme.

“I never did get that girl’s fixation with flannel,” groused Jon Snow.

Sansa Stark grinned. “Come on, Jon,” she teased. “You’re from Wisconsin. Surely you understand the whole state’s fixated on flannel?”

Jon Snow rolled his eyes at her, and Sansa caught his lips turning upward for a fraction of a second before they reverted to their customary frown.

“Right,” he replied, “but she’s a lot more fixated than 99.9 percent of the state.” He gestured in the general direction of the lake for emphasis, as if the water itself would turn to flannel on cue.

Sansa grinned again. Her sister Arya had married Gendry Waters that afternoon on a plot of wooded land they owned in the forests of northern Wisconsin. It was the last day of August, and a hint of autumn had colored the breeze that had ruffled the bride’s hair into her groom’s face as they had spoken their vows under a white wicker arch in front of the lake. Gendry had outfitted his groomsmen, including Jon, in blue jeans and gray plaid flannel shirts at the behest of the bride, who had in turn chosen gray flannel shirtdresses for Sansa and the other bridesmaids. Arya herself had worn an enormous gray-and-blue plaid flannel sash over her plain linen wedding gown and tied a matching strip around her bouquet. The bridesmaids’ bouquets had been tied with strips of blue flannel, and the entire bridal party had spent the hours before the ceremony draping flannel cloths over the tables inside the white vinyl reception tent and tying pieces of flannel around Mason jars full of sunflowers.

If Sansa had still been in high school, or even college, she would have spent the day with her nose planted in the air and her classiest black heels fused to her feet. But she was years past high school, college, and a failed attempt at graduate school, and more than years past cringing at the sight of sunflowers paired with witch hazel or gray shirtdresses paired with brown hiking boots. For one thing, the black pumps would not have gotten her anywhere near the site of the family photo shoot on the mucky ground next to the lake, let alone through the entire photo session; and she could never have gotten this far away from the reception tent without her boots. Sansa, who had spent her first two and a half years after dropping out of the Master of Fine Arts program at the Rhode Island School of Design at a succession of temp jobs, was by no means ungrateful to have landed a secretarial position in the English department of the University of Pittsburgh six months ago. However, after four hours she had had her fill of hearing remarks, both innocent and snide, about what a shame it was for such a brilliant and talented girl as Sansa Stark to have to stoop to working as a secretary. Besides, she had not seen Jon Snow for some time, and she had promised Arya she would ensure that he did not spend the entire weekend apart from the ceremony holed away in his hotel room. Not that she would have blamed him entirely for holing himself away. For one thing, Ygritte, Jon’s girlfriend, had unceremoniously dumped him the day before they were due to leave New York for the wedding. For another, Theon Greyjoy, who was Robb’s and Arya’s most annoying friend and quite possibly the world’s least deserving groomsman, had made matters worse by greeting Jon straight off the plane by asking him if that meant they could go out chasing girls together all weekend.

But Sansa had spent two years holed away from the world at large after dropping out of graduate school, and she regretted it now; so when she had noticed Jon’s chair at the head table sitting empty, she had made her excuses to Arya, left the tent, and tramped a half-mile or so along the lakeshore. She had found Jon leaning against a rock, taking pictures of the setting sun with the ancient analog camera he’d carried with him for the entire weekend.

“Well,” she said now, “Arya is Arya. If she likes something, it just sort of becomes a fixation.”

Jon’s lips turned up much more decidedly. “Aye,” he agreed. “Remember when you were all helping me move to New York from Philly, and she was practicing her martial arts maneuvers on Gendry?”

Sansa, who could never in a million years have forgotten the experience or the expression on Gendry’s face as her sister had knocked him flat on his back for the hundredth time, bent over with laughter.

“Oh, I remember,” she said at last. “Or how about when you and she were helping Robb move me to Pittsburgh from Providence, and she spent the whole trip playing those God-awful tapes half the night because she wanted to learn Russian?”

Jon’s smile widened. “Right, with Gendry in the front seat the whole time,” he recalled.

“Poor Gendry,” they said in unison, and this time Jon actually grinned.

“Well, he’s stuck with her now,” he said fondly, and Sansa returned his grin.

“I heard she’s bribed the editor of the New York Times to use the word ‘FLANNEL’ as the answer to one of its crossword clues in tomorrow’s edition,” she answered, and Jon let out a bark of laughter.

“‘Arya Stark’s favorite wedding decoration,’” he said, curling the front two fingers of each hand in imaginary quotation marks, and Sansa giggled. Three years ago, when Sansa had left Providence with her tail between her legs, Jon had helped Robb and Jeyne move her to Pittsburgh, and on that trip they had discovered how much they enjoyed both the Times’s crossword puzzle and beating Robb at Trivial Pursuit. Ever since then, in between road trips – Jon and Sansa had driven with Robb and Jeyne from Pennsylvania to California when Robb had gotten his public relations job in San Diego, and Robb and Sansa had returned the favor when Jon had moved in with Ygritte – they had enjoyed trading puzzle hints and texting each other random odd facts, which had turned into longer chats about their everyday lives and favorite books and everything in between.

After a few moments, Jon’s smile faded, but just then a red beam from the setting sun snuck out around a layer of glimmering clouds behind the lake, and his eyes widened silver against the golden light. He positioned his camera carefully and began snapping away. Sansa smiled and fished her tablet out of her shoulder bag. She scrolled through the app screens until she found the program she wanted, then opened it and began swiping her fingers in myriad patterns across the screen. After several minutes she felt Jon’s eyes on her and looked upward. He flushed and gestured toward the tablet.

“I didn’t know you drew – on that, I mean,” he said. “Sorry.” His flush deepened; he had always avoided bringing up Sansa’s stint at the Rhode Island School of Design, and so had Sansa, who for a long time after its end had not so much as touched a piece of clay or chalk. Now, she only shook her head.

“No, it’s all right,” she said. “I haven’t been doing it for long. But I read about this program online, and it looked like it would be interesting to try. That, and my therapist encouraged me to try it.” She shrugged. “Plus, it’s not sculpture. Drawing was never one of my niches back in the day.”

Jon nodded intently; but his gaze was one of empathy, not pity, and Sansa’s chest, which had tightened as she spoke, began to relax. Not even Arya knew she had begun doing anything related to art again.

“Do you like it?” Jon spoke so softly that Sansa barely heard him. She looked up from her tablet and raised one eyebrow at him.

“The therapy or the art?” she asked. Jon’s face reddened as he gazed out over the lake, although Sansa could not be sure how much of that was due to the rays of the setting sun beaming scarlet through the clouds.

“Both,” he said. “I – well, if you feel like saying anything about it, and – I figured after all of this settles down – I’m thinking of moving out of New York, and it can’t hurt to talk to somebody impartial with different ideas.”

Sansa’s eyes widened, but she said nothing for some time. Eventually Jon turned his gaze off of the lake and onto her. He must have thought he had offended Sansa, for he looked crestfallen. She hastily strode to his side and put a gentle hand on his arm.

“I think it’s a terrific idea,” she reassured him, “and I’m not just saying that either. If it weren’t for my therapist, I don’t know if I’d have made it through this weekend. Don’t get me wrong; I’m happy as hell for Arya and Gendry. But I hate that this all makes me think of Joffrey, and I hate that I got so used to being with that scum that I fell apart so badly I couldn’t handle grad school without him, and I really, really – ” her voice caught an edge, and she cleared her throat – “really hate being Sansa the spinster secretary when my man-hating sister is starting her happily ever after, you know?” She shrugged and thumbed a tear away from each eye. “It wasn’t really supposed to happen like this.”

Jon nodded, and his jaw twitched. It took him a few minutes to reply.

“No,” he said at length. “It isn’t. Not that I get it exactly the way you do, but I do get it.” He sighed, and his voice grew a bitter edge. “You’re not supposed to be looking at engagement rings one day and get told you’re too boring to build a life with the next.” He leaned down, retrieved a rock from the ground, and tossed it vehemently into the lake. The ripples had not yet disappeared when Sansa realized that her hand was still on his other arm.

“You’re right,” she said, and Jon, who had just bent to pick up another rock, jerked around to face her. His mouth was set in a tight line; but Sansa had felt the pain of both Joffrey Baratheon’s presence and his absence in her life too acutely not to recognize it on another’s face, or to miss the layers of moisture glinting on the surface of Jon’s eyes in the last rays of the sunset.

“You’re right,” she repeated. “Sometimes you get a shitty ending instead of a happy one, and you end up being happy you’re a secretary instead of being horrified because you wanted to be a famous artist.” She shrugged. “Or a shitty middle. Or a shitty…something in between.” She squeezed Jon’s arm gently, and his whole body trembled when he exhaled. He took a step toward her, and she thought he might say something when the loud twang of “Cotton-Eyed Joe” echoed across the grounds from the direction of the tent. Sansa released Jon’s arm at once and nearly jumped out of her skin.

“Oh, brother,” she said when she could speak again. “She’s more fixated on that stupid song than she is on flannel, and – oh, shit!” She whirled to retrieve her tablet and throw her bag back over her shoulder. “That’s their first dance! And the next one’s supposed to be us, and – ”

Jon stared at her, bewildered. “Us?”

Sansa gestured at him to hurry. “The bridal party – next song – we’ll have to run!”

Jon’s eyes widened, but he retrieved his camera at once and turned to follow her. They raced back the way they had come, and burst into the tent not a minute after the song had ended.

“Oh, there you are, Sansa,” Arya said, and turned toward the head table. “Right. Bridal party – out!”

Chairs scraped, bridesmaids giggled, groomsmen took hasty sips of beer as they stood, and Theon Greyjoy gave Jon a very amused look.

“So, Snow,” he said, “I see it didn’t take you long to find a girl.”

Jon flinched at that, and Sansa swept to his side, raised her arm, and smacked Theon straight across the back of the head.

“You heard her,” she said and jerked her head toward the dance floor as Theon cursed and clutched his own. “Bridal party – out.”

She whirled around and marched to the middle of the dance floor, where the bridal party members were still shuffling to get into place – except for Gendry, who grinned and gave Sansa a high-five.

“I’ve been wanting to do that all weekend,” he muttered. “Guy’s a pain in the ass.”

Sansa found herself grinning back at him. When she turned around, she saw Jon standing next to her, rubbing the back of his neck.

“You hit a guy for me,” he said at last. Sansa did not know whether he was horrified or amused until one corner of his mouth quirked upward.

Sansa shrugged. “You hit a guy for me once at a wedding,” she replied. “I still owe you for that.”

Jon shook his head. “You don’t owe me anything,” he said gruffly. “Besides, that was Jory’s doing too.”

Sansa nodded. She had not thought of Joffrey’s attack on her at Robb’s wedding for some time; and when her memory had visited that night before, she had often struggled not to panic, let alone been able to bring it up to anyone aside from her therapist. But Sansa did not panic now, and Jon was not just anyone, and she took a deep breath. Then she smiled at him and nodded toward Jory, who was sitting next to Sansa’s parents with his wife Beth.

“Tell you what,” she said. “If we can both get through this dance without tripping over Arya’s sash, I’ll get all three of us a drink. Deal?”

Both corners of Jon’s mouth tilted upward this time.

“Deal,” he replied.

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day0one · 5 years ago

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What they don’t tell you about surviving COVID-19

Counties where COVID-19 cases are growing fastest Republican senators refuse to back Trump’s 'treason' claim against Obama Chron logoWhat they don’t tell you about surviving COVID-19 Most people who catch the new coronavirus don’t experience severe symptoms, and some have no symptoms at all. COVID-19 saves its worst for relatively few.

ICU nurse Sherie Antoinette has seen the serious cases first hand.

The lucky ones — if you can call them that — recover, but not in the sense that their lives are back to normal. For some, the damage is permanent. Their organs will never fully heal.

“When they say ’recovered,’ they don’t tell you that that means you may need a lung transplant,” Antoinette wrote in a Twitter post. “Or that you may come back after discharge with a massive heart attack or stroke, because COVID makes your blood thick as hell. Or that you may have to be on oxygen for the rest of your life.”

Antoinette’s tweet prompted a flurry of responses from former COVID-19 patients, family of patients and nurses working on the frontline of the disease.

We have selected some of their tweets and are running them with minor editing for clarity. SFGATE makes no claims to their authenticity.

I'm currently in the hospital after having a heart attack caused by clotting that resulted from COVID 19. I have a stent in my heart and need to wear a heart monitoring vest at all times. Now I face months of recovery including physical and occupational therapy. I'm only 29.

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These are my observations (of hospitalized patients):

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5) Everybody has an abnormal heart rhythm. Not sure of the cause. But even without underlying heart problems, it’s not beating normally.

6) Seems counterproductive, but the ones that are not breathing on the ventilator have to lay flat on their stomachs to breathe better. And even some on the ventilator are on their stomachs. And the slightest turn for some is what leads to their almost immediate death. Bathing, cleaning and turning to prevent skin breakdown causes most to code blue, so a decision has to be made on which is most important.

7) Everyone has a Foley catheter and a rectal tube — incontinent of bowel and bladder.

8) Everybody on tube feeding. Everybody.

Never before in my entire career have I seen a disease process attack in this way.

— 20-year veteran nurse in NYC via Dr. Dee Knight

I spent 10 days on a ventilator last March with ARDS [Acute Respiratory Distress Syndrome] and I'm still on oxygen. Going home is just the beginning of the next steps in recovering. Every aspect of my life has changed for the worse. Please support and help anyone you know who survived. And wear a mask!

— Nurse @liveV4Vendetta

I'm just getting over a "mild" case after over two months. There's scarring in my lower right lung and my stomach and digestion are a mess like never before. But I'm coughing way less and can take walks again.

And, btw, this is the third time in two months that I've "gotten better." I'm just hoping it's the last and it doesn't all come back AGAIN.

— Eli

I’m a nurse on a COVID floor, I caught it. I am a relatively healthy 24-year-old and could barely walk up a half flight of stairs. My blood pressure skyrocketed, chest pain was debilitating. I’m 8 weeks out and still feeling the chest pain and shortness of breath. This is no joke.

— Alicia

I had COVID for over 60 days. I’m 33 years old, was super healthy, pescatarian, 125 pounds, and ran and did yoga every day. I couldn’t walk for two weeks besides a couple steps. It was the worst illness of my life.

I didn’t realize I had COVID symptoms for weeks. Here were the early signs:

- Waking up sweaty (I normally don’t sweat at night).

- Slight sporadic chills but no fever (or I thought I had no fever bc I only took my temp during the day).

- I could smell fine but would have weird smells like metallic or gas. Also, tasted metallic in the past 2-3 weeks. Apparently, a metallic taste or smell is related to lung problems.

- Loose stool but not terrible.

— Covid teacher (To read more about her symptoms and treatment, see her blog.)

I "recovered" March 29. I was born 65 years ago with chronic bronchitis that usually popped up maybe twice a year. Now, after COVID-19, I have acute bronchitis attacks 3-4 times a month and get winded walking to the mailbox.

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I got COVID in March, and in May, developed symptoms of encephalomyelitis/chronic fatigue syndrome that leave me bedridden for days at a time. I’m so glad someone mentioned this so I know that I’m not the only one experiencing this.

— @PinkkYaYa

My mom worked on a COVID ward and contracted it, spent a month in ICU. She’s lucky enough to be home now, but she struggles to get up stairs and it’s going to be a long road to recovery. Thank you for everything that you do.

— Leanne

My coworker — an otherwise totally healthy 30-year-old — is still having issues breathing, two full months later. We’ve got patients coming back to the ER after they’re “recovered” because they can’t breathe or they get a blood clot. It’s so insane.

— Andi

I had it back in March and did 6 days on a ventilator. To date, I’m still short of breath with little exertion. I have pains all over that I have never had before. I’ve noticed I don’t urinate as much as I use to. And my legs & feet keep swelling so large no shoes fit. Even flops.

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I’m a healthy, active 23 year-old and I still have significant lung damage two months after I’ve “recovered.”

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Yeah, my mom "recovered" mid-May, except she had *nothing* left. Couldn't even eat or drink, they wanted to surgically insert feeding tube into her stomach. I had to invoke her DNR instructions, that SUCKED. She passed May 25. Thanks for all you do, be safe, good luck.

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Worst sickness ever. Left me and my husband sick and weak for almost two months. Almost killed my perfectly healthy 41-year-old nephew. Took down a 36-year-old friend with two bouts of pneumonia. Wear a freaking mask, people. How hard is that?

—Padma’s mom

My husband and I caught COVID two and a half months ago. While my symptoms were mild, he nearly had to be admitted because he couldn't breathe, and now, a month after he's recovered, we've discovered he has PERMANENT LUNG DAMAGE.

This is not “just the flu.” It isn't.

— Sue Mii

I had a "mild" case in February. I wasn’t hospitalized. Still extremely ill with a myriad of symptoms, including inflammation and lots of pain for 3 weeks. I have no doubt this virus causes permanent damage. Talk with someone who's had it before you decide to go without a mask.

— Leicia Faye

—

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ultimatestudyabroad · 5 years ago

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This Sucks

Note – I wrote this in November and December, when I was at a particularly low point in my job searching despair (there have been several, including now). I didn’t publish it at the time because I felt it wouldn’t be good to have this in the public domain while I was still looking for a job, but since coronavirus has paused all job searches and it seems I will never again have gainful employment, I figure, what the hell? Maybe it will be cathartic to get my frustration out into the universe.

My happiness from a year ago feels like a dream. Facebook reminds me that a year ago I was on a mini-holiday in Port Douglas with friends, marking essays for the class I was teaching in between snorkeling sessions and gin and tonics. My day-to-day life was luxuriously full of reading and writing; my weekends full of concerts and shows, trips to the beach, and dinners with friends. And though my financial subsistence was meagre, I had regular income and I had established a budget that allowed me to live without worrying about money all that often. And above all, I felt like the best, happiest version of myself. This was a life I had intentionally built for myself through meticulous planning and more than a bit of luck. It was everything I had ever hoped it would be.

That luck has run out. From the beginning, I knew that my life in Australia was but temporary and, if you read this blog regularly, you know that I was very concerned with whether, upon return to the U.S., I’d be able to build a better life there than I had had before Australia. Certainly not as happy as I was in Sydney, but hopefully happier than before I left. Instead, I have no life. Four-and-a-half months since I’ve returned to the U.S. (now 11 months) and a full nine months since my first administrative job application was submitted (now 15), I still have no job and no immediate job prospects. Applications are out, sure, but the hiring process in higher ed usually takes months (and now it is non-existent because of coronavirus). The money I so carefully saved throughout my time in Sydney for this period of transition is gone. I’m still relying on the kindness of friends and family to house me and Hibby. I have no job, I have no steady income, I have no home, I have no future, and I have absolutely no idea when (or if) it will ever end.

Now, before people start thinking to themselves, “the academic job market is brutal” or “it took me years to get an academic job,” I want to be clear that I am not searching for an academic job. I made an attempt at the academic job market in the (northern hemisphere) fall of 2018, applying for about 15 postdocs, short-term though multi-year teaching gigs, and tenure-track positions. My expectations were low, so I was not really surprised when absolutely nothing came of these.

So, when February 2019 rolled around and the thesis due date drew near, I turned my attention to what had been my realistic plan all along: re-enter my former career in higher ed administration. Given my decade-plus experience in the field and wealth of contacts, I didn’t think this would be too terribly difficult. I knew that job searches in higher ed take forever and I had saved accordingly. I also knew that mid-level jobs (in between entry-level and assistant vice provost level) are harder to come by, but I was/am willing to be flexible geographically. (For crying out loud, I applied to two jobs at the University of Wisconsin! I would freeze my ass off there!) But, I never in my wildest dreams imagined it would possibly take this long.

It’s not that I’m directionless, a young professional trying to find her niche; I know exactly what my field is. It’s not that I’m being too choosy; I’ve applied for 60 admin jobs. It’s not that I’m choosing inappropriate jobs for my experience; I’ve had phone interviews for over a third of the jobs I’ve applied for. I’ve been a finalist for two jobs (neither one of which I got, obviously). My application materials are good. I’ve been to this rodeo a number of times before; I know how to do this. Still nothing…

I have friends who try to offer explanations and, while I know and appreciate that they’re trying to be supportive, their explanations don’t help because they, much like the process itself, are nonsensical and contradictory. I’ve been told, “it’s all in who you know.” Well, again, I fucking know everyone at Duke and, after nine applications there, I’ve only had two phone interviews! I’ve been told, “you have to leave Duke and come back to work your way up.” Silly me, I thought moving to the other side of the planet for 3.5 years was leaving Duke. I’ve been told that my PhD is holding me back, never mind the fact that many of the jobs I’ve applied for are PhD-preferred or -required. And never mind the fact that a big part of the reason I decided to do the PhD in the first place (even though I had my eyes wide open about the state of the academic job market) was because I was told again and again that I would need a PhD to advance much past my former position. In fact, my former position was PhD-preferred. I was the only one on the team without a PhD and I had to endure all sorts of snide comments about “non-intellectuals” (to be clear, not from my colleagues but from higher administrators and faculty). Since I wanted to do the PhD anyway, just for myself, I decided to go for it. Not having the PhD held me back, but apparently having it also holds me back?

Well, you see, one helpful explanation goes, I chose to do an academic PhD, in a discipline as opposed to an EdD or PhD in higher ed. What the fuck? First, I sat on several hiring committees in my last job in which people with higher ed degrees were sneered at. Secondly, I chose a discipline because that’s the subject that interested me enough to devote three years of my life to it. I love working with undergraduates, but I don’t want to study the little bastards! Oh, but don’t you see, since you have an academic PhD, hiring managers will assume you’re not serious about the role and will leave as soon as you get an academic job. FFFUUUUUUCCKKK MMMMEEEEE! That’s not going to happen! There aren’t any academic jobs!

As much as I want to dismiss this no-win point of view on the PhD, I know that, at least at times, it’s completely true. People in administration seem completely oblivious to the casualization crisis in academia. This blows my mind, since we all work in the same damn industry. Even so, I’m prepared for the “why did you do a PhD” question and have my polished (and completely honest!) answer prepared. And that was the verbal answer I gave to one particularly annoying iteration of that question, but my mental response was quite a bit different. The question was posed along the lines of, “I see you just got a PhD. I want to make sure you understand that this is not a teaching job.” The polished answer came out of my mouth while the snarky, bitchy, fed-up Mel voice in the back of my mind responded, “Yes, I know that. Because 1. I can fucking read. 2. I wrote a whole cover letter which demonstrated I knew exactly what the job is. And 3. There are no teaching jobs!”

I feel frustrated even when talking to people who support me. The frustration brought on by hiring managers is exponentially worse. If you follow me on Twitter, you’ve seen a number of frustrated tweets about the lack of follow up after interviews. Of that one-third of the jobs I’ve applied for in which I’ve had phone interviews, only THREE hiring managers have done me the courtesy of emailing me to let me know I was not advancing to an in-person interview. One school didn’t send me my generic rejection email until eight months after my phone interview. Two places I had phone interviews (both in 2019) still haven’t contacted me at all. Now, reader, don’t give me any bullshit about the number of applications received for the average job or how busy everyone is. I’m not complaining about the mass rejection email from HR I get for jobs I don’t get an interview for. I’m talking about a hiring committee doing 6-7 phone interviews and inviting three of those people to campus for an in-person interview while never bothering to send 3-4 emails to the other interviewees! It does not take much time to send 3-4 identical emails that say, “Thank you for speaking with us last week about the position. Unfortunately, you were not selected for an in-person interview, but we wish you the best of luck in your search.” See? I just did it! That took like 30 seconds! By November, I was over this shit. Two weeks after a phone interview, I sent a polite email asking for a status update. Which was completely ignored! On what planet is that acceptable?

Here’s another little lesson in human decency for hiring managers: don’t call people’s references unless you plan to offer them the job. Because when someone’s references are contacted, they assume they’re about to get a job offer. Those two jobs I was a finalist for? They were at the same school and they contacted my references twice. Same people, 1.5 months apart! If you feel so compelled to call references on multiple people, be transparent. Send an email to the candidates saying , “FYI - we’re checking references on both of our finalists.” (And btw, where are you getting all this time to make all these phone calls, anyway? I thought you didn’t have time to send 3-4 emails to the rejected phone interview candidates!)

Piled on top of my frustration, despair, rapidly eroding self-esteem, and bank account anxiety is guilt. Guilt over being annoyed with my friends who are incapable of cheering me up in the face of a hopeless situation. Guilt over assuring undergrads in my temp advising job that they will be able to find jobs after they graduate (I know it’s my job to calm them down, but seriously, how hypocritical can I possibly be?!). Guilt over that panel on non-academic jobs I organized at the 2018 AHA. The one where I told everyone that administration jobs are rewarding and realistic. Ha! If I, with all my experience, can’t find a job, can a newly minted PhD in his/her mid-late 20s who went straight from undergrad to grad school really expect to find one? Without being dismissed as only wanting an academic job? I apologize to all the folks at that panel. Your post-grad rep (unwittingly) lied to you!

I am obviously in a very dark place right now. That’s not to say I regret doing my PhD. Not at all. Not for a moment. This was the best three years of my life. I’m proud of the research I did. I am an infinitely better person than I was four years ago. But someone just needs to give me a fucking job.

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sizzlingcrusadebouquetfan-blog · 7 years ago

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How can you find out if you have medical insurance?

Car insurance ?? 10 PTS please help?

My mum bought a car and as a good son I said I'd pay for the insurance if I got to be the additional driver .. now can I put my mother's details down on the insurance form and Il just be an additional driver and as an additional driver am I covered for her car ? And CAN I PAY THE INSURANCE WITH MY BANK CARD ?? please help

Driving without insurance?

I am a licensed driver and the car i drive is insured, but i never bought insurance. How much trouble will I get into if I get into an car accident? Oh and I am 18 and live in Minnesota""

Which car insruance company have you found to be the cheapest/best?

I am looking for cheap and reliable car insurance. I want a good company who has good customer service. Had any bad experiences with some? Let me know!

Motorcycle Insurance quote?

I'm a femal turning 17 in a month and i really wanted to get a motocycle for my birthday but i wanted to figure out the insurance first and i cant get the quote bcz i dont have my lisence yet so i was wondering if anybody could help me out oh and what the best kind of bike would be.

About how much will my insurance be?

My son is going to be 16 and I was wondering how much my insurance will go up to if I get him a used Chevy silverado from within the last five years.

Can I add a non-family member to my auto-insurance plan?

I use USAA. I was wondering if I could add my boyfriend as part of my insurance plan, and he would just pay me when the bill comes. We do not live together yet, so I'm wondering if this is possible. He'd be driving his own car. The reason I'm asking is because USAA has good rates and I was wondering if I could share it with him.""

Why is my landlord requires Hired & Non Owned Auto Liability Insurance?

I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance coverage? I know this coverage would covered my car I rented for business used & my employee's liability when sometime (rarely) used for business purposes. What's is it in for the landlord?""

""When someone dies, does the family get money from their life insurance?""

When someone dies, does the family get money from their life insurance?""

Need car insurance but dont have title?

ok.. i have have a car, its mine but its not in my name and it will be very very hard to get it in my name(i dont feel like explaining). i need insurance very bad or ima have to pay a huge fine. is there a way i can get insurance without the title? please help""

Insurance on Drivers License?

How do you get insurance on just your drivers license?

Is there a type of car insurance where anyone who drives is covered?

hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be

Does NCD for a motorbike insurance work on a car insurance?

Hi, Does Non Clam Discount earned on motorbike insurance work will work for a futher car insurance? I'm a fresh young driver with no NCD and the first price for a car insurance is 6500 a year, so I can't really own a car with this rate... Is it possible to insure a motorbike (around 600) for like 2-3 years and then used this 2 or 3 years NCD to have the discounts on a car insurance? It could make me save a lot of money if it is possible!""

Where can I find info about Landa Insurance?

I know that Landa Insurance is a fraudulent insurance company, and I've received a few messages from others about it too and see where others have posted that the company is under investigation in several states. Does anyone know where I can find info about them being under investigation or can anyone share experiences with them? I personally was considering getting insurance with them once but I did some research on who the claim to underwrite for and that company's attorney told me that they dont even sell car insurance and the quote I recieved matched the policy number of a medicare supliment policy, and that Landa Insuarnce and the alleged agent are a fake. Any thoughts or ideas?""

Does anyone buy life insurance?

Will Insurance goes up when I change my car motor?

i am trying to buy a car. but some cars are cheap when they changed out their motors. how much will the insurance go up if the motor is changed. and how much will the insurance go up if the car is modified?

Ford Mustang for a 21 years girl?????

Hi I'm thinking of getting Ford Mustang 2007 but Im a 21 years old girl.. so you think how much the insurance would be?? cuz my friend told me since its a sport car. it might be around $200 a month :(

""Which is worse: increased taxes, or a high insurance premium?""

http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm for some reason, I'd pay any tax to fund socialized medicine thrown my way rather than pay $13,375 a year for a family of four. and you'd be crazy not to yourself. and besides...the tax would never be 4,824, which is the average a single person pays per year.""

Car Insurance Question?

Here's the quick version of the story- I'm 21 and have just totaled my Altima on a rainy night, crashing into the back of a parked SUV, also totaling that. I have received a $700 bill for the ambulance, a $1200 for the radiography and, here's the kicker, a $24,000 bill for the hospital. I do not have medical insurance or medical coverage on my car insurance and will not be able to pay off the hefty hospital bill. What options do I have?""

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""

Car insurance for a 21 year old?

I'd like to know (roughly) how much it would cost to insure a 2001 NISSAN MICRA 1.0 SE 3dr Auto Hatchback for a year? I'm 21 female Have a brand new license (never had a car nor been insured ever before) How much would it cost if i wanted a temp licence for a month? I know all companies are different so just a rough quote please from anyone who knows abt car insurance, thanks.""

Which car insurance companies do not use credit history to determine their rates?

Most insurance companies use credit information to determine the rate they give you. Therefore having bad credit can cause you to pay a higher premium. Which companies do not use credit information to determine your rate?

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""Someone hit my car, do I have to report to my insurance company risking the rate increase?""

Few months ago somebody hit my rental car in their rental car during vacation. Other party's fault, he admitted, police report confirms this is his fault. Both me and the other party were insured. The other party seems to be reasonable. Now I have a repair bill, few thousands. I am reluctant to report this to my insurance company, since I heard over and over again that even though it's not my fault my rate can and probably will still go up (read here if you don't believe http://www.carinsurancecomparison.com/does-your-auto-insurance-go-up-if-someone-hits-your-car). I think this is ridiculous, but that's the way how things are. So is it possible, and is it a good idea that I contact the other party insurance myself without involving my insurance since my case is a clear cut case? Are there any pitfalls that I should be aware of?""

Average insurance on a Nisan Micra?

I'm not planning to buy a car for a few years but I would like to open an account saving up for insurance ect. so I am prepared. I'm planning to buy the nissan micra or a car of similiar price and size, its not extremely important to me. I would like to know a rough price for my insurance so I know what I'm working with. Please do not tell me to look on a car insurance website like go compare or confused.com, I have tried this but do not want to fill out a long form filled with questions I am unsure about. As I said, I'm not being exact, I just want a rough price. I am aged 17-22 and female. Any rough prices are welcome:)""

Auto insurance broker fee in CA?

Hi I live in CA i just bought a new 2012 hyundai and went to get insurance through Freeway Insurance and I signed up for a 12 month premium with Farmers they did not tell me anything about a broker fee until after i signed all the paperwork. I am 20yrs old and paying $220 a month for full coverage. They charged me a $275 Broker fee I just want to no if this is even legal or if they ripped me off! I walked out spending $560.00 Are they allowed to charge such high fees I will call my credit card and have them refund it immediately if they ripped me off. Please help. Open to all answers thankyou!

Cheap auto insurance?

Ok im 18 with a lience and my papa is thinking of giving me his ford f 150. wat is a super cheap insureance i can get? i dont need all the extra ****. and legally do i even need insurance??

How To Get The Best Homeowners Insurance?

Help insuring a Car?

I am 16 years old and from the UK. I will be turning 17 in november and getting a driving licence. I was offered a car from my step dad. It is a 1996 Honda Civic Coupe LSi in green/blue. It has a 1.5 litre engine, and although not very powerful, it is very desireble to steal. It might be important to mention here that it has an automatic transmission. Here is a picture of the same kind of car. http://www.auto.vl.ru/catalog_photos/honda/civic_coupe/honda_civic_coupe_11787.jpg This car has a sentimentle value and it is the first car I ever drove. I have tried online insurance sites to see how much it would be to insure. All the prices are very high. I just wanted some advice on how to insure this car cheap. Or at least cheaper then the quotes I have been getting. I am willing to keep it in a garage, it has an alarm and I will use a steering lock, but the quotes are still expensive. .Thanks for any help I get

Can any body give me the defination of national health insurance?

I want the defination of national health insurance, benefit, coverage and objectives of national health insurance. plz quick.""

""Im an 18 year old male and im about to get my drivers license for the first ime ,how much is my insurance ?

about how much is my insurance looking to cost me ???

Colorado Cheap auto insurance?

I'm just looking for like liability just so i can get the cheapest rate for now. Live in Colorado, Aurora 80011""

How much will Liability Car Insurance Cost For A 20 year Old Male?

Im going to get a car soon, something 2004 or older.""

""Im 18 and i live in mississuaga, im buying a car but im not sure of a cheap insurance?""

hi, i just got my g2 i live in mississuaga ontario, im looking into buying a new car but insurances are going crazy high here, do u guys know any cheap insurances ???? thanx for the help""

I just got into a car accident Please HELP insurance rate?

It's my fault. I rear ended him. My car is old and probably not worth repairing, smashed radiator, bumper, lights. The damage to my car is awful but his was very light, just his rear bumper yet an onlooker said bumpers cost a lot, maybe $800. Should I get my insurance company involved or pay this huge (for me) amount via a check to him directly? I've been a driver for two years only and I'm 30yrs old. If I reported it to my insurance company how much would my insurance go up? Let's pretend my insurance is a nice round number of $100 a month.How much would it affect my rate? Also what are deductables??? Please write an answer instead of sending me to some advertisement type link. Please help!""

Car Insurance Costs.?

Coverage Type: Your Basic needs Collision: $250 Deductible Comprehensive: $250 Deductible Medical: None Bodily Injury Liability: $100,000/300,000 Limit Property Damage: $50,000 Limit Towing: Yes Rental Reimbursement: None ^^ Does anyone have an clue towards how much that would be monthly?""

Is car insurance higher if your car has high exhaust emissions?

I know road tax is higher but does car insurance cost more if your car has a high emission level? Thanks

Does getting a quote mean that I now automatically have Insurance?

I just recently bought a car, I am 18 and I am pretty unfamiliar with how owning a car works (this is my first car). Now since I am so young I would just like to see what prices each insurance company will get me. Now my question is as soon as you accept to get a quote does that mean that they will automatically insure you. Because I want to get as many quotes as I can but just so I can make a decision between different Insurance companies, not so they can automatically insure me just because I requested a quote.""

""What's Cheaper to Insure, Audi, BMW, Mercedes, Volkswagen ?""

I'm 21, Here are my options. 2008 Audi A4 2009 BMW 328I 2007 Mercedes c250 2010 Volkswagen GTI or Golf. How much do you think rates will be.""

Car insurance question?

I'm adding a new driver to my policy, and shes 18. They quoted me at about $400 dollars, which is crazy in my opinion. Just woundering if there is any really cheap car insurance companies, especially for teen drivers? Thankssss guys:)""

Approximately how much does car insurance cost for a typical 18 year old female?

If you have full coverage Insurance and your car is stolen?

What happens? My mom had a 2000 Lincoln Navigator. It is completley paid off and she went out of town yesterday and her car was stolen from a motel parking lot. If the car is never found, how much does the insurance pay and how long does it usually take?""

Can the color of a car affect insurance rates?

Car Insurance - Accident (Please Advise)?

Today an OAP came driving down a one-way carpark (trying to get my car parking space). In the process, she attempted to drive along the side of my car to get to the space, and scraped the side of my car and bumper. She said she would give me 20. But i said that i haven't got a clue how much the cost would be and im sure 20 wouldn't cover me. So she decided for us to drive to the local police station. The LSTO took both our details, and said for us to go through the insurance company, as the OAP was in the wrong and liable. When we left the police station she said she has previously written off a car earlier this year, and doesn't want to go through the insurance company! She gave me her home telephone number and said for me to get a quote and she'll pay for it. I got the quote - its 450. after she offered 20, i don't know if she will pay this amount! If we go through the insurance will i have to pay my excess. and what exactly happens!? I'm clueless!! I am fully comp...""

Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less?

Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less? My auto insurance will expire very soon and I noticed that I haven't received any renewal offers from my current insurance provider. So without hesitation I visited their official site and did some new quote. Virtually, I am a new customer if I choose to purchase this quote -- which will cost me only $380.00 Two days later, I finally received a renewal offer via e-mail. Take note again that this is the same insurance company, same insurance policy coverages, same policy number -- But there's a difference! To renew, it'll cost me $518.00 To my startled mind, I made a quick visit on this existing policy account online and checked the declarations page for this renewal offer. Unfortunately for some reason, the website cannot display this said page. What's going on here? Could there be a conflict if I choose to buy a new policy with presumably will make a new policy number with the SAME insurance company? Is there some sort of money making scheme going on in here? I have been informed also that if you create a new quote, and purchase that new quote BUT from the same company you appear as a virtual new customer but having the same name and complete information. Is doing so ok?""

Are you in favor of getting rid of health insurance for people with pre-existing conditions?

Insurance for a mustang?

All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.""

How much would it cost if i put full coverage on a 2007 Nissan Altima?

I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!

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Cavity/No Health Insurance?

So my tooth is freaking killing me, ouch pain....but my problem is i currently don't have dental insurance. Does anyone know on average how much it would cost to go to the dentist to have a cavity fixed with out insurance? HELP!""

How much is the average vet visit? and Is it worth it to get pet insurance?

I have inherited a Saint Bernard Puppy (7 months old). We got him 2 days ago and have a vet visit on friday just to get him caught up on shots and the regular wellness exam. I have no idea what to expect as far the cost of the visit will be i'm planning for the $200 range? Am I way off is it going to be more? Also does anyone have pet insurance and if so is it worth looking into? Which one would you recommend? I know alot of questions in one but I just need a little guidance. Thanks for your help.

How much does insurance cost for TLC/taxi in New York ?

I want to register my Honda accord 2008 to be a taxi. How much would my insurance cost ? Thank you

Is it a smart Idea to get a Life Insurance at the age of 21?

How much is insurance going to cost me ?

Im 16 and want to know roughly what it is going to cost me to insure a 1.4 ford focus 2002. i have tried going on different websites but they are asking questions that i don't know the answer to yet. Any help will be good. Thanks

Long-term care insurance with pre-existing conditions?

My grandfather, who is 72 years old, needs round-the-clock care that has now exceeded our capabilities. He suffers from pre-existing bad to severe dementia. He's suspicious, falls frequently, very forgetful, suffers from sundowning. He just doesn't know what to do and he even struggles with basic life functions. He also suffers from lymphatic cancer that metastasized to his lung and chest cavity, as well as squamous cell carcinoma that is very resistant to all his previous treatment and has spread to open wounds on his arm. Because all of his lymph nodes were removed, his lymphatic fluid constantly pools in that arm and swells to hugely abnormal size. Therefore he has to wear a sleeve to keep it in place, which is painful for him to put on and is time-consuming for his caregiver. He also is supposed to keep his arm elevated, but refuses because of his dementia. He is mean and hateful at times and insists that we are trying to kill him and is always demanding that his caregiver (my aging and stressed grandmother) remain at his side at all times, or he grows suspicious about her fidelity. He has hallucinations. We moved in with them to help her take care of him, but my school work (homeschooled, mainly to take care of them) and my mother's commute to work have also taken a toll on us. We hated to think about it, but we finally resolved that he belongs as a permanent resident in a home. The biggest problem is the astronomical cost which we can't just chip together , as it was never there in the first place. We did research on nursing home coverage and found out about long term care coverage. We found out some basic things like it is best to purchase at a young age. Unfortunately, my grandmother was never educated on insurance and doesn't possess significant life insurance nor anything like long-term care, and he doesn't qualify for the little help Medicaid offers. Although he suffers from cancer, he has reached the end of his treatment. His cancer was too resistant to all prospective radiation and chemotherapy, and the anti-body treatment that he tried, he had a massive allergic reaction to. He has awful pain all the time and is on a rotated regimen of extra strength ibeproufen and high dosage morphine, with a high grade fentanyl pain patch. So, although cancer plays a part in his insurance qualification in name, apart from being administered his medication and sleeve, his cancer is not the main concern as far as his care/treatment goes. We have had to accept that he is going to die sooner or later and are trying to find the best final preparations. Bentonite clay seems to be drawing out some of the side effects of his radiation (after which his cancer got worse), and so may prolong his life. The short prognosis was 2-9 months. His dementia have become exhausting and endless. There's simply nothing we can do anymore. He's on prescription for Aricept for the dementia and we give him melatonin for the sundowning, which seems to have a calming effect. Sorry for the long piece, but we're all very distressed about this and I felt that I had to give a thorough explanation of his ailments and treatment. Our needs are a long-term stay in a nursing home facility covering skilled care for his dementia, activities of daily living, ect. We also hope that he can be treated with respect and dignity. We need affordable prices like anyone else in the middle class, not astronomical rates. We also need a policy that would either cover pre-existing without penalizing for it or not asking health questions, ect., as my grandfather is obviously in need of care we can't offer him. The only policy we have even brushed upon is Physicians Mutual. We don't know anything about it really, and we don't know where to look for anything else. Everything seems to lead to a dead end online when we need a solution. Any help is greatly appreciated.""

Ohio moped insurance?

im 14 i have a 1980 puch moped i wanna now the cost per year

High Risk Car Insurance in Florida?

Does anyone out there have any experience with finding coverage for high risk auto insurance in Florida? I don't have any DUI's or DWI'S ON MY record, 4 speeding tickets leading to point suspension and 3 accidents. At this point it looks like I may have to go without driving for the next 4 years.""

How can i get insurance?

I cant find any decent prices. The cheapest i found was 255 pounds every month for a 0.9 Litre Fiat seicento, its a horrible litlle car and it cost too much to insure anyway, and the mpg its pretty bad for 0.9L petrol, 35.8mpg Anyway where can i find a decent price for a 18yr old that lives in lonon, 0 NCB, hold a clean licence for 2months""

Where to find a reliable and cheap insurance for my 2008 car?

I'm frustrated with my previous insurance company, it's expensive and unreliable which means most of the time they dont pay my claims. :'(""

How long do you have to file a claim with car insurance?

I hit a lady on january 25. I made a little crack on the inside of her car. She sais to just give her money to fix it and she won't claim it. How long does she have to claim this with her insurance?

Student health insurance?

Our son is going to United Kingdom for his Masters, we have health insurance thru my company but it covers very little over there, should we take out a student health insurance plan on him over there?""

Roughly how much will my insurance premium increase if i totaled my car?

I have AAA full coverage with a 1000 deductible. On Saturday night, I totaled my car by losing control and slamming into the wall to avoid some idiot hitting my passenger side (with my friend sitting there). I'm 18 years old and I've had my license for almost three years (three years in January) and I've never a ticket or been in any other accident and in this accident, no other vehicle had contact with my car. I'm sorta just looking for a rough estimate on how much my insurance will go up. I currently pay 1,500 a year. Thanks in advancee.""

Car vs Motorcycle?

I have a Chevy Cobalt that get around 35mpg but I drive over 150 miles a day should I get a motorcycle to save money? if so what kind I was think about a Ninja 250 i weigh 165 pounds and am 5'10

Can I get private insurance with a van?

Hello Yahoo, I was interested in buying a bedford rascal for my first car however I've been doing some research and talked to a few people and they tell me if I buy a van then I'll probably have to buy commercial insurance with it- is this really true? Can I not have it strictly for private use? And finally, If I really do need to buy commercial insurance with it, will it cost a lot more than private insurance, and whats the pros and cons of commercial insurance over private insurance? VAN OWNERS! HELP!""

Classic car ownership in the UK; apparantly there's an advantage over other cars such as cheaper insurance or

tax, or MOT, but I can't remember what...anyone know?""

Car insurance please help !?

I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.

Which life insurance to get before Dx of melanoma?

I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please. Ohio.""

How much would insurance for a Subaru Impreza WRX be?

I am getting my license very soon and I plan on getting an 02 Subaru Impreza WRX for my first car. I am curious to know what will be the monthly cost of my insurance (an estimate). I will be on my parents insurance and they have Liberty Mutual. I know that the WRX has one of the highest insurance rates but I want to know if it will be doable or not. Thanks in advanced.

How does car insurance work in Canada...?

Your rate start at +43%, NOT 0, correct? People under the age of 25 are more expensive because (because they're group has a higher statistic of accidents and yadda yadda...) they are a new driver and they are starting at +43%, correct? But are NEW drivers OVER the age of 25 still starting at +43%? Or the day you turn 25, you go from +43% to 0%... because that doesn't seem likely, but that is how the majority of people explain new driver's insurance. Also what is the average yearly deduction rate? I would assume around 2% on average? ***The +43% is based on ICBC's website (They said that is what ever driver starts at) ***It is +43% of whatever insurance you chose for your age, etc, and then 43% ADDED on, correct? Sorry for the ignorance of this question, but I don't live with my parents and am finally looking into car insurance. Besides, there are no bad questions, right? LOL. Have a good one and thank you!""

Where/how can i get kitten care insurance?

please tell me i need to take my 8 week old kitten to the vet (bloomington,IN)""

What is the difference between the insurance for the cars and motorcycles ?

Which one is cheap in terms of insurance ?

Fastest and cheapest auto insurance?

I want to know the fastest and cheapest auto insurance online?

Car accident with no insurance?

I hit a car in Alaska, no damage to the cars except a tiny tiny dent on the other car's back bumper that barely can be visible within 20 inches distance if a person keeps looking very good. I gave all my details to the other guy and I am legal in everything. he showed me an insurance on his phone that expired on May 2012. Because I did not pay attention, right now I just found out from the VIN # that the insurance is for a different car but in his name. So I am not sure if the car I hit was insured or not. Could I get him in trouble if he tries to abuse me later? For example if he tries to go to the hospital and cause me problems, or if he calls me wanting money, or having me fix his engines issues that I never caused, because that is what he said is going to do. If he gets insurance hours later, could that save him? or he still can be in trouble with the law?""

Forced place insurance?

Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?""

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""On average, how much would car insurance be for a 17 year old driver with a clean record?""

I have AAA right now, and I was wondering if there was anything out there that is just as good but cheaper.""

600cc supersport vs 1000cc sport insurance cost?

I'm young and most insurance companies wouldn't insure me on a supersport until I've been riding for 3 years. So i'm wondering if for some dumb reason they'd be more likely to insure me on a 1000cc sportbike than a 600cc supersport bike just because the 600 is a ss. The other part of the question is what's the deal with 1000cc vs 600ccSS with older riders? Thanks love ya guys

Question about car insurance...?

Me and my partner are looking to buy a car. He is the only one who drives and so the insurance would be for him. We have noticed that all insurance policies ask whether you have any children under the age of 16. If the answer to this question is 'yes' it significantly increases the insurance quote. I am currently 15 weeks pregnant and so at the time we take out the policy we will not have any children. Would it be ok for us say no to the question about children as technically we wont have any? Thanks

Insurance for Kids?

I work at an insurance agency and have to give a presentation about insurance to grade school kids. Does anyone know where to find interesting info about insurance that kids would understand?

Need's a ballpark guess on what our car insurace would be?

i'm 19 and my boyfriend is 18 and we want to get a car together but we're trying to figure out how much car insurance would be for the 2 of us with a dodge neon sxt 2005 any ideas?

What are the cheapest car insurance companies in NJ for a new driver above 21 years old?

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

Would having 2 cars be the same insurance as 1 car?

I have a 09 dodge charger, which you will probably figure the insurance is higher than average. So I was thinking, If I buy another lower level car, for example, a dodge neon. keep in mind that I am the owner of both cars, and only I will be driving the cars. would the insurance be the same or even lower?""

Cheap auto insurance for new driver?

I was just wondering of anyone knows of an insurance company that will insure new drivers for a low cost. I know it's hard to find because it always costs more to insure younger drivers due to the likely hood of them getting into an accident. I don't have my license yet, but will have it estimated by June of 2013, by then I'll be 17. I'm going to get my permit sometime in January so I would need the insurance by then.""

I'm a 17 year old guy wanting to earn some extra money to help pay car insurance what can i do?

I'm a 17 year old guy i'm looking at an extra way of earning some money sensibly to help pay towards my monthly car insurance i already hold a day job any help would be appreciated thanks

How do I determine my house's replacement cost to get an accurate quote from insurance companies?

To get a quote, all of the companies are asking for the replacement cost. I've read that only way to get that is to hire an appraiser. So does that mean I get an appraiser first, THEN start getting insurance quotes? What do I do here?""

What do I look for when buying car insurance?

I had car insurance with my parents for a while and I want to get my own. Im not sure what to look for and what companies are the best. Please help. thanks.

Does my aunt need insurance to drive with a learners permit in CA?

My aunt just got passed the written test in the DMV and got a learners permit. I will be the one who will teach her how to drive. I have a valid CA license and the car we are driving is my uncle's. It is insured in his name, but he added me to his policy. Do we need to go to the insurance company and add my aunt to the policy or can I just teach her because I am insured with the car.""

If a 16 yr old totals her new kind of expensive car how much will insurance go up?

what if the car was already paid off would that matter

How does car insurance work for a teenager?

I recently got my license but still do not drive due to the fact that my parents will not pay for insurance. They say it is too expensive but they also said the only way to make it affordable would be by getting me a car, which I seriously do not understand!! I don't want my own car I just want to be able to legally drive one so why would buying me a car and then insuring the car plus myself make it soo much cheaper than just already having me under their insurance and what not??? I just don't get it because once your insured you are able to drive any of the cars in the household so why buy another car just for me?? My parents aren't making sense and do not want to explain it to me. But we own luxury cars so could that be why they won't add me to the insurance? They are getting me a random, affordable used car which I don't mind but I would rather just be insured car or no car. Oh and they let me drive around all our luxury cars when I had my permit so idk why they are doing this to me.""

""OHIO: I'm 17, and got cited for failure to stop at a 4-way stop...got in accident...price?""

I live in Akron, Ohio. But I got cited in Salem, Ohio. I got cited for failure to stop at a 4-way stop sign. and got in a wreck. my car is fine. I was going speed limit (25). Other car, minor problems. I have to go to court. This is my first wreck, and citation. I drive a nissain altima 2003, my parents own. -how many points will i get on my license? -how much will my ticket be? -is there anyway the charges will be dropped? -how much will insurance go up? Thank you sooo much! sorry the police just weren't very helpful. I have statefarm insurance!!""

Maternity insurance coverage?

I have been searching for insurance coverage for weeks now and I can't find a single plan that includes maternity coverage (not even the hospital stay for the birth) I live in colorado and I am currently not pregnant and I currently don't have insurance. I just want to be covered because i'm a healthy 22 year old married woman and you never know what will happen. does anyone have insurance that covered their pregnancy? what are my options? what did you do?

Where can I find cheap car insurance? ?

I live in Cleveland, OH... im 18""

Car Insurance Help..?

I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""

I have a Texas Driver license but I'm staying in California for about 6 months?

So I moved to California and I'm only staying for six months because of work. I'm also buying a new car to get around. Because I am only staying for six months, I don't feel the need to change to a California license. Can I still buy car insurance and do everything I else need to do with just a Texas driver license? It doesn't expire till 2014.""

Which of the following is legal proof for insurance. ?

Which of the following is (are) legal proof of insurance: $35,000 cash deposit to the DMV DMV certificate of self-insurance Insurance Policy card from your insurance company All of the above Question 2 Which of the following statements is true: There is no minimum speed limit in California The maximum speed limit on undivided STATE highways is 65 mph You may exceed the posted speed limit to keep with the flow of traffic None of the above Question 3 Concerning right-of-way at a four-way stop, which of the following is true: The person to the right has right-of-way The person to the left must yield right-of-way Police and Federal vehicles have right-of-way Traffic on the major road has right-of-way Question 4 California recommends how large of a following distance, at speeds below 40 mph: 7 seconds 3 seconds 2 car lengths 100 feet Question 5 A blind intersection is one where: You cant see it because of shrubbery or parked cars You cant see traffic for 100 feet in either direction, when within 100 feet of it A special crossing area for blind persons None of the above Question 6 A turn signal: Is required at least 100 feet before the turn Is not required from a turn only lane Is not required when turning into your own driveway All of the above Question 7 In California, a right turn: Must begin AND end in the right-most driving lane Cannot be made if opposing traffic is turning left Can be made on a red light only after making a complete stop behind the white line or crosswalk All of the above Question 8 Regarding bike lanes: You may drive in it up to 200 feet prior to making a turn Parking is legal, unless signed otherwise May be used by pedestrians when no sidewalk is available All of the above Question 9 A protected left turn is: When a police officer directs you to make it A green arrow pointing to the left When turning left at a stop sign and it is your turn All of the above Question 10 Unless a sign prohibits it, a U-turn may be made: At any four-way stop From a center turn lane, when one is available Must start from the left-most driving lane All of the above Question 11 If you are involved in an accident, causing injury or death, you must report it: To the DMV within 24 days To the DMV within 24 hours To the CHP within 24 days To the CHP within 24 hours Question 12 You may not park: Within 25 feet of a fire hydrant Within 15 feet of a fire station driveway Within 5 feet of a sidewalk ramp for the disabled Within 5 feet of a crosswalk Question 13 The Basic Speed Law: Always keep up with the flow of traffic Never drive faster than the posted speed limits Never drive faster than it is safe for current conditions Never drive faster than 70 miles per hour. Question 14 A curb painted green means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 15 A curb painted blue means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 16 If your car has a sudden blowout: Be prepared for a sudden pull to the side of the blowout Do not brake unless it is an emergency Turn on your warning flashers immediately All of the above Question 17 A road is most slippery: As soon as the rain stops Within the first 5 10 minutes of raining About half-way through the rainstorm After 2 hours or more of continuous rain Question 18 Failure to stop at the scene of an accident you are involved in, can result in: 1 year in jail, $10,000.00 fine 4 years in jail, $10,000.00 fine if death or serious injury occur Mandatory 5 years imprisonment, if a subsequent offense All of the above Question 19 Which of these types of insurance are required by law: Collision Uninsured Motorist Liability Comprehensive Question 20 If you have insurance, but dont have your insurance card with you during a police stop: You have 24 hours to show it to CHP You have 24 hours to show it to DMV Your license can be suspended You can be fined $500.00 and your car can be impounded""

Car insurance questions?

Ok so im a bit confused about car insurance! If i claimed on my insurance because say i had a crack on my windscreen and it want my fault, would that mean i lose my no claims? Also, if i was involved in an accident that wasnt my fault, and the other person refused to give their insurance details, would i just ring my insurance company with their car reg? What if i lost the claim? Im very confused about all this!""

What is the average total cost of learning to drive and a car or suitable respect when your 17?

Including everything like learning, insurance, the test, the car and so on.. I just turned 16 so I was thinking of starting to save up A car that is not embarrassing to be seen in yet isn't to expensive because your only 17:P Thanks if you answer oh and I'm male""

""What would be a cheap car insurance company for me,19 yrs old?""

I did some quotes but some companies couldn't give me a quote.. don't know why though but I am trying to find out what would be a cheap good company for me. The car I was going to buy was the Pontiac grand am year 2000-2002. If you know anything, please let me know. Thanks!""

Texas Roadhouse health insurance?

I was told working full time here I'd get free health insurance. Does anyone know if this is true? :)

computer quote house insurance

https://www.linkedin.com/pulse/fend-off-bullying-car-insurance-suit-anthony-griffin/"

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