#im open to corrections and recommendations on how to improve though

[neonacidtrip]

[ ID: A chart with two columns and 9 rows colored in shades of white, blue, purple, and green. The chart assigns a rating number and provides a description for each rating. The text in the chart reads: “Rating - Description 0 - Exclusively OTP only Do Not Separate 1 - Predominantly OTP only, only incidentally multishipper 2 - Predominantly OTP only, but more than incidentally multishipper 3 - Equally OTP only and multishipper 4 - Predominantly multishipper, but more than incidentally OTP only 5 - Predominantly multishipper, only incidentally OTP only 6 - Exclusively multishipper X - Not a shipper” End ID.]

there should be a kinsey scale for whether you're a multishipper or a staunch OTP only Do Not Separate kind of shipper bc at least for me it varies so wildly from fandom to fandom

[callboxkat]

(Un)Broken - part 1

Author’s note: Hey guys! I’m finally back with the next story in my college AU. I recommend at least reading one of its predecessors, Dazed, before this story. Otherwise you might be confused.

Fandom: Absolutely not a Surprise! It’s Sanders Sides!

Warnings (for this part): doctor visit, talk of injuries (including a head injury and broken arm), medication mention, headaches

Word count: 1254

(Un)Broken Masterpost!

Writing masterpost!

...

March, 2018

“So, Logan, how have your headaches been?”

Logan glanced around the room, with its pale gray walls and aquatic animal themed art. He was sitting on the examination table across from the doctor, tapping his fingers against his leg. He hated medical appointments, but they had been necessarily frequent as of late. It had only been a few weeks since a regrettable and unfortunately infamous incident in which he took a fall down one of the staircases at his college campus. He had come away from it with a concussion, a broken arm, and several bruised ribs.

“About the same,” he admitted after a moment.

“Do you have one now?”

“I do.”

“How would you rate it on a scale from one to ten, one being hardly any pain, and ten being the worst pain imaginable?”

Logan considered. “…Three,” he said. “Four, perhaps.”

The doctor frowned. “Only a four? You’re wearing a baseball cap indoors.”

“My headaches are accompanied by light sensitivity, as you know. This helps to avoid that.”

The doctor glanced up at the lights, which had already been dimmed. Logan set his jaw, disliking the way the doctor had chosen to convey his point.

“I rated the pain at a four because that is what I consider it. You stated that a ten is “the worst pain imaginable”. That is quite a lot of pain. My headache is far from that.”

The doctor nodded, typing something in the computer. “Is the medication I prescribed helping?”

“It’s hard to say just yet, but I believe so.”

He nodded again, typing something else. “Would you like to increase the dose? We can add another ten milligrams if you’d like.”

“I would rather not. I don’t want to become dependent.”

“I respect that.” He turned to face Logan fully, clasping his hands together. He regarded his patient seriously. ‘Although, Mr. Foley, I have to ask—have you considered that these migraines may not be temporary?”

Logan frowned. He had; of course, he had. How could the thought have not occurred to him? He simply had not wanted to consider it as a serious possibility. That denial—he supposed there was no other word for it but denial—seemed to be being put to an end.

“Is there nothing else you can do for me?” he finally asked, his voice slow and careful.

“Head injuries are tricky. There’s a limit to what we can do. It might have helped, had you sought medical attention sooner, but… we can’t change that now.”

Logan gritted his teeth, looking away.

“I’m not trying to criticize. I don’t see the point, especially when it is about something we cannot change.”

Whether criticism was worthwhile here or not, the physician was correct. The delay in Logan’s treatment had greatly affected his recovery, and it was all his own fault. He never should have refused to see a doctor, and he shouldn’t have lied to his friends about hitting his head in the first place. He knew that he had only made things worse for himself, and that he had terrified his friends in the process. Logan could argue that he hadn’t been himself at the time, that he hadn’t been thinking clearly, and while that had probably contributed to his poor decision-making at the time, the inflexible stubbornness of his actions had been all Logan.

“What we can control is how you deal with these headaches.”

“Hm.”

“Should your migraines prove to be a chronic condition, we can work together to figure out a balance of lifestyle changes and medication that works for you to properly manage them. Things like a consistent, healthy sleep schedule, taking frequent breaks from difficult task, and other methods of avoiding triggers and minimizing the duration of your headaches may really help you.”

Logan sighed, looking down at his hands where they sat in his lap. One was partially hidden by the bulky blue cast encasing his right forearm. The watch he usually wore on that wrist was now on his left.

“Would it be acceptable to put this discussion off until our next appointment?” he asked even though he knew that there was still plenty of time left in the appointment slot. “I would prefer to wait and see if there is any more improvement by then.”

The doctor regarded him for a moment before nodding. “In that case, let’s move on. What about your ribs? Are they still giving you trouble?”

“No, they seem much improved. The bruises faded approximately a week ago, and while I do still notice some tenderness, it is only when I have inadvertently bumped or applied pressure to them.”

“So, they are healing well?” the doctor clarified.

“Yes.”

“Excellent. As for your arm, I still believe that we should wait another week to remove the cast. At that point you will receive a removable splint.” He glanced at the clock above Logan’s head. “We can talk more about that when the time comes.”

“Is that all, then?”

“If you have nothing else to discuss.”

Logan affirmed that he had nothing else to say, gathered his phone, water bottle, and jacket, and left the office.

…

As he drove home, Logan couldn’t help but think about what the doctor had said. He really didn’t like to think about the fact that while his arm and ribs would heal, he might never be rid of these headaches.

To think that a split-second—a broken backpack clasp, a hurried step, a bit of rainwater on a staircase—could cause such a permanent change in his life… it was awful. The thought that he might have what amounted to permanent brain damage, as someone who valued his mind above all else, was rather terrifying.

What if I’m never as smart as I was? he couldn’t help but think. Would I even know?

Logan squeezed the steering wheel tightly with his left hand and kept driving, determined to shift his focus to the task at hand. It wouldn’t do to drive distracted. He couldn’t afford to be in a traffic accident, could he? Not on top of everything else.

Logan huffed bitterly.

He supposed he should count himself lucky. His head injury really hadn’t been that bad, not compared to what it could have been. His fractured arm would be out of a cast very soon, and his ribs had been only bruised. He should be grateful that he hadn’t been hurt worse, and that his friends had cared enough to try to force him to the hospital, although it hadn’t been until that forgotten night in the park that they had succeeded.

Logan pulled into a space in front of his apartment building and turned off the engine. He sat there for a moment in silence before adjusting his sunglasses and opening the door. He walked quickly inside, wanting to be in the bright sunlight as briefly as possible.

He shut himself in the apartment and put away his school materials. His appointment had been scheduled close to when his classes had ended that day, so he hadn’t gotten the chance to come home beforehand. Now, he took off his shoes and hat and lay down on the couch, covering his eyes with his arm. He and his friends were meeting that evening, as they often did, but Logan had time for a nap first. It might help to assuage his headache pain, he reasoned. That way he at least had a chance at enjoying himself that afternoon. Time would tell.

...

Tag list: @patton-loves-coloring @starryfirefliesbloggo @purplesoul-at-hogwarts  @gaylotusthatexists @quoth-the-sparrow @awesomelissawho @amuthefunperson @faithfreedom @heck-im-lost @gayfandomsaremything @bunny222 @syndianites @astraastro @momolinia @captainswan618 @hamilin-manuel-miranda @goldenkiddos @afilhadehades-blog @virgeofselfdestruction @theresneverenoughfandoms @iris-sanders-athena @super-magical-wizard @rainbow-sides @thefallendog @fanficptsd @zodiac-awesome @lookitsthatquietgirl @soft-boy-patton @nerd-in-space @pearls-of-patton @ab-artist @angered-turtle @im-so-infinitesimal @enby-kiddo-with-a-blog @raygelkitty @dr-gloom @whats-going-on-kiddos @spider-parker14 @oh-star-how-the-mighty-fall @fillyourteacup @kittiebrick

[charming-eel]

hey i have 5 goldfish in a 55 gallon tank and have been working on splitting them into seperate tanks because ive been told its too small and im worried about them. but i notice you have that many? i wondered if you could tell me how much filtration you have? i am wondering if maybe mine will be ok if I make sure my filters are big enough. they are comparable in size to yours, i really just have the one larger and the rest p small. thank you sm if u answer this ♡

I want to start out by saying that the footprint of a 55g is going to be too small for 5 fancy goldfish when they’re fully grown. With proper filtration and water change schedule, there’s no reason that you can’t keep that many in a 55g as a grow out tank. I wouldn’t keep more than four fancies in a 55g long term if you have no plans to upgrade. I actually have six young goldfish in my 55g (2 orandas, 3 faintails, and a ryukin). None are above three inches in body length. I do not plan to keep them in a 55g for life, that was never my intention actually as I hate the dimensions of 55g (but it’s the largest size aquarium I can fit on my dresser) but that’s a bit off topic.

In the spring I’m going to move /all/ of my indoor goldfish to my pond and redo the 55g completely. I’m currently looking for a large corner bowfront tank (100-150g) to house my fancy goldfish in when I move, but corner tanks are few and far between unfortunately. (I just think a corner goldfish tank would be adorable in a bedroom haha) ANYWAY I’m rambling

This is the filtration I currently have on my goldfish tank, I do weekly 25-50% water changes, though it’s not entirely necessary for me to do them that often. I just am in the habit and it relieves stress.

Fluval 306 Canister

1x Aqueon 75g HOB filter (modified, no carbon, added purigen, added filter pad)

1x Aqueon 75g HOB filter (modified, full of matrix, filter floss, and filter pad)

The filter combination that I have on my tank have a combined rating for 250g, and turns over the water at a rate of (roughly) 1000gph.

So to summarize: Yes, it’s okay to keep five young goldfish in a 55g- it can be difficult to get the correct filter flow, capacity, and gph rating if you’re not confident though, which can lead to ammonia / nitrate levels spiking. It’s not something I would recommend a beginner attempt long term. Once the goldfish reach about 4″ in body length I would recommend either upgrading them to a larger tank (a 90g would be perfect!) or do what you said and divide them between two 55gs or 40gbs (whatever you prefer dimensions / space-wise).

There are a lot of.. “rules”, for lack of a better word , that (fishblr) treats as absolute when that’s not necessarily the case to be honest. I had someone once tell me to not keep more than 2 goldfish in a 200g pond because (at the time) “everyone knew that a goldfish needs 100g per fish!!!” so like.. don’t let it get you down. Just take care of your fish the best you can and keep improving your husbandry as you learn more. It’s obvious you care a lot about your fish and are willing to learn by reaching out to me, and as long as you continue to keep an open mind to new info your fish will thrive! :>

[bettycrocker]

Honestly, your post about GG is 👌. GG, esp Danny, are some of the most understanding and respectful youtubers I watch that aren't LGBT themselves. Like Danny himself is always like "I'm old so correct me if I'm wrong..." and if he is he apologizes!! Same w Arin and the rest of the gang. Like they really do try to improve and be more understanding as the world develops. I love watching them to see how they learn more about the world and become more inclusive and educated. I love them

if i remember correctly, suzy is openly bisexual, arin has no sexual preference, and danny has proclaimed that he is flexible assuming he found another man he liked enough to want to be with

and those three are just the three that im aware of their sexual preferences

the times of them being offensive was from around the time when we were all making horribly offensive jokes, 2009-2013 was a really

awkward

time for internet culture

and we all made horrible jokes at one point but we learn and grow and become more aware of those around us. you cant demonize someone for making jokes if they themselves are genuinely tolerant of the people around them. we don’t have bad morals when we’re making those jokes, we’re just going with what everyone seems to think is funny at the time. a few months from now, i can assure you that theres going to be something brand new for people to be offended at when it was something that everyone used to do.

its just how ‘progressive’ internet culture works.

the grumps team are open minded and kindhearted people. they want to bring us entertainment. they don’t care about the views or whatever youtube income they get (which isnt a lot considering the current state of youtube) because theyre just doing what they love with the people they care about.

they havent become lethargic about their work and popularity like some youtubers (coughcoughpewdiepiecoughcough), they just have a fun time regardless of their situation.

arin created gamegrumps when he noticed the youtube algorithm shifting from animation to video games. now he plays games daily while protesting that artists should get a fair chance to show their animations and artwork on youtube without being dumped down to the bottom of the recommendations. ross shares that sentiment as well, as he is an animator that developed alongside arin. he’s actually way more vocal about it as well.

these are incredible people who just want to make you smile when you’re feeling down. demonizing them for past content when they’ve learned and grown just like we have is incredibly small minded and people who chastise them are clearly insecure about people finding out about their own pasts and the horrible things they’ve said or done.

yeah, i’ll admit it, when i was 10 to 14 i made rape jokes, gay jokes, trans jokes, racist jokes; but i’m grown now. i’m 21 now, and i am much more aware of the people around me, the struggles they go through. i’ve come to terms with my own sexuality and gender identity and i’m willing to see new things of the sort. i have had friends of all races and i realized that i shouldn’t make those kinds of jokes. i wouldnt like it if people commented on my straight hair or my pasty white skin and didnt stop if i asked.

we all do stupid stuff. to act as though we’re holier than thou is disgusting and you just want to believe you never did anything offensive in your life. but you’re not a saint. you’re human and you make mistakes. you can be ashamed of your past, but you can’t tear someone a new one who you went back to content they put up in 2012 and found they made an offensive comment and then come here in 2017 when they’re a completely different person and try to demonize them and defame them.

youre clearly just a coward if you do that, you have no real evidence to back yourself up and you should be ashamed of your behavior now as well as your behavior in the past.

[bloojayoolie]

Anaconda, Andrew Bogut, and Apparently: FULL OF SMILES, TAIL WAGS AND WARM ENERGY Ruby Ul A Burst of Sweet Sunshine #32264, Spayed, 3 1/2 years old and 53 adorable lbs Waiting for her hero@Manhattan ACC TO BE KILLED 1/29/2019 ABSOLUTELY LOVELY – SHE IS A BURST OF SWEET SUNSHINE!! A volunteer writes: Ruby is one of the happiest dogs I've ever met. Full of smiles, tail wags, and warm energy, she gained so many smiles back from passersby as we walked together in the park. Ruby was engaged with me, and interested in all the smells around her, as well. She turned to me expectantly each time I called her name. This sweet 3-year old loves treats -- one of life's simple pleasures -- and knows exactly how to sit for a yummy biscuit. She seems housebroken. Ruby's coat is mostly caramel colored and looks quite healthy. She enjoyed soft pats on her marshmallow-white chest while we sat on a bench. Do you need a burst of sweet sunshine in canine form? Ruby might be the girl to dazzle you! Come and meet her today at the Manhattan Care Center! Another volunteer writes: "She is a girl full of surprises! Shy on the one hand and amazingly playful on the other. This is our Ruby, an adorable orange little gal we house at the Manhattan Care Center. Ruby yearns to please and to belong but yes, she needs a little push to spring out of her shell! She obediently comes when called, hops on the bench, seeks caresses, attention and furtively kisses her caretaker. When we least expect, she zooms through the yard and even takes us aback by playing with toys. Imagine what a lovely pet she will be in the warmth of your home and in your loving hands! Ruby is waiting for you!" Ruby aka Boogie #32264 Spayed female tan dog @ Manhattan Animal Care Center About 3 years 6 months old Weight 52.9 lbs Surrendered as a stray on 10-Jan-2019. You may know me from such films as... https://youtu.be/v7KCTtqC6ok https://youtu.be/yN-yO3sG0Ds Let's get to know each other a bit more... A volunteer writes: Ruby is one of the happiest dogs I've ever met. Full of smiles, tail wags, and warm energy, she gained so many smiles back from passersby as we walked together in the park. Ruby was engaged with me, and interested in all the smells around her, as well. She turned to me expectantly each time I called her name. This sweet 3-year old loves treats -- one of life's simple pleasures -- and knows exactly how to sit for a yummy biscuit. She seems housebroken. Ruby's coat is mostly caramel colored and looks quite healthy. She enjoyed soft pats on her marshmallow-white chest while we sat on a bench. Do you need a burst of sweet sunshine in canine form? Ruby might be the girl to dazzle you! Come and meet her today at the Manhattan Care Center! Sorry, this pet is for new hope partners only. Ruby is at risk, new hope only, for behavioral reasons. Ruby has been fearful in the care center and has displayed distance increasing behaviors, and has shown sensitivities to touch. Ruby would be best suited for a new hope partner that can offer behavior modification in a low stress environment. Medically, Ruby appears healthy. INTAKE INFO - BASIC INFORMATION: Boogie is a female brown and white large breed dog that is estimated to be 2 years old. She was brought in as a stray when she was found wandering to street. Boogie was friendly with her finder and walked alongside him on a leash. Medical Notes: Boogie has no known medical concerns. BEHAVIOR NOTES Means of surrender (length of time in previous home):: Stray Bite history:: Yes. In June 2018, two people in her home got into a fight. During the fight, Boogie bit both people on the hand, breaking skin. SHELTER ASSESSMENT - Date of assessment: 11-Jan-2019 SUMMARIES Summary:: LEASH WALKING Strength and pulling: Moderate Reactivity to humans: none Reactivity to other dogs: None- pulls slightly towards Reactivity other: none Leash walking comments: None SOCIABILITY Loose in room: Moderately social Call over: Approaches with coaxing Sociability comments: Shy, but warms quickly HANDLING Soft handling: Accepts contact Exuberant handling: Tolerates contact Handling comments: Slightly uncomfortable, whale eye during front leg touch AROUSAL Jog: Follows handler (playful escalates) Tug: Does not engage with tug toy Comments: None RAISED VOICE No response Comments: None TOY No response Comments: Sniffs and paws toy, but afraid of hand. Play bows and hard barks at hand when hand pushes toy towards her PLAYGROUP NOTES - DOG TO DOG SUMMARIES: Slow introductions are recommended between Ruby and respectful dogs. 1/11: When introduced off leash to a male greeter dog, Ruby is fearful but allows polite greeting. 1/12: Ruby avoids interaction with the other dog. 1/17-1/18: Ruby greets the other dog politely but then seeks handler attention. 1/19: Ruby engages in running play with male dogs today. 1/22: Ruby engages in brief play, corrects when no longer wanting to engage. 1/23: Ruby avoids interaction today. 1/25: Ruby avoids interaction again today. INTAKE BEHAVIOR - Date of intake:10-Jan-2019. Summary: Stiff, growling - Boogie was stiff bodied during intake she was backing away from me and did not allow me to approach her. She let off low growls and hid behind her finder. She did not allow me to collar or scan her. MEDICAL BEHAVIOR - Date of initial:12-Jan-2019 Summary:Growled, no teeth, muzzled and sedated ENERGY LEVEL: Because Boogie is a stray, we are not sure how her energy level will be in a home environment. At the care center, Boogie has shown a medium energy level. IN SHELTER OBSERVATIONS: 1/14/19: Boogie has opened up with handlers at the care center, approaching socially and becoming playful. BEHAVIOR DETERMINATION:: New Hope Only Behavior Asilomar: TM - Treatable-Manageable Recommendations:: No children (under 13),Place with a New Hope partner Recommendations comments:: Due to Ruby's bite history, we recommend an adult only home. Though Ruby has displayed social behavior in the care center upon warming up to handlers, she displayed fearful behavior in the beginning. Upon intake, she allowed minimal handling and displayed high level warning signals. She has since warmed up and improved significantly and has readily allowed all handling, however, due to the behavior on intake combined with her bite history we believe being placed with a New Hope partner would be most appropriate at this time. Force-free, reward based training is advised when introducing or exposing Ruby to new and unfamiliar situations. Potential challenges: : Handling/touch sensitivity,Fearful/potential for defensive aggression,Bite history (human) Potential challenges comments:: Ruby has shown some sensitivity when her paws have been touched or handled. Please see sensitivity handout on how best to manage this behavior Ruby has been fearful at the care center and in some interactions has growled. In her previous home, she bit the people in her home when the got into a fight, showing that she may bite in highly charged situations. Please see handout on Fearful/potential for defensive aggression. Ruby bit two people in her previous home on the hands when the people got into a fight. The bites broke skin and the people received medical treatment. Please see the handout on Bite History. MEDICAL EXAM NOTES Progress Exam 24/01/2019 SO Monitoring for CIRDC QAR, laying on bed when observed. EN -- eyes and nose are clear with no discharge. No coughing or sneezing A Apparently healthy P continue to monitor while in shelter Details on my behavior are... Behavior Condition: 3. Yellow Behavior History Behavior Assessment Boogie was stiff bodied during intake she was backing away from me and did not allow me to approach her. She let off low growls and hid behind her finder. She did not allow me to collar or scan her. 11-Jan-2019 DVM Intake Exam: Estimated age: 3y. History : found stray, MC positive, was in system. Subjective: BARH, normal appetite no elimination concerns. Observed Behavior - very timid, growled but did not show teeth, was sedated and muzzled (0.6ml d, 0.6ml t, full reversal). Evidence of Cruelty seen – no. Evidence of Trauma seen – no. Objective: P = wnl, R = wnl, BCS 5/9. EENT: Eyes clear, ears clean, no nasal or ocular discharge noted. Oral Exam: unremarkable. PLN: No enlargements noted. H/L: NSR, NMA, CRT < 2, Lungs clear, eupnic. ABD: Non painful, no masses palpated. U/G: female spayed linear green tattoo, no leakage or discharge. MSI: Ambulatory x 4, skin free of parasites, no masses noted, healthy hair coat. CNS: Mentation appropriate - no signs of neurologic abnormalities. Rectal: visually normal. Assessment healthy. Prognosis: excellent. Plan: ok for adoption contact owner for potential reunification. ---------------------------------------------- MEDICAL NOTES FIRST STAY July 2018 Medical Assistant 20/07/2018 Canine OHE Pre Medication: Morphine 25 mg/ml mg/mL injectable, 0.6 mL IM, once at 10:40 am Dexdomitor 0.5 mg/mL injectable, 0.16 mL IM, once at 10:40 am Induction: Ketamine 100 mg/mL injectable; 0.6 mL IV, once at 10:55 am Venous access: 22 g IV placed in RF cephalic vessel. Anesthesia notes: Anesthesia notes: Size 9.5 fr. ET tube placed, maintained general anesthesia throughout procedure on variable Isoflurane and O2. Size 3 L rebreathing bag. Intraoperative fluid administration: (Rate, Fluid type) Intraoperative IV fluids (LRS) administered at a rate of 200 mL/hr throughout procedure. NSAID: Rimadyl 50mg/mL injectable, 0.9 mL, SQ, once post operatively, for post operative pain relief. Recovery Status: Uneventful Extubation time at 11:32 am Dexdomitor 0.5 mg/mL injectable, 0.0.12 mL IM, once at 11:36 am. Anesthesiologist/Surgical Monitor: 0391/0811 Start 1 table Carprofen 100 mg sid po x 4 days as pain management. Weight: 52.9 lbs 7/07/2018 DVM Intake Exam Estimated age: 3 Microchip noted on Intake? N Microchip Number (If Applicable): History : RTO Subjective: BARH Observed Behavior - very timid, unpredictable so placed a muzzle, barrel rolling, flipping back Sedated Exam - Dexmeditomidine 0.5 ml Butorphanol 0.5 ml IM Evidence of Cruelty seen - n Evidence of Trauma seen - n Objective T = - P = wnl R = wnl BCS = 5/9 EENT: Eyes clear, ears clean, no nasal or ocular discharge noted Oral Exam: teeth in good cond PLN: No enlargements noted H/L: NSR, NMA, CRT < 2, Lungs clear, eupnic ABD: Non painful, no masses palpated U/G: Developed MSI: Ambulatory x 4, skin free of parasites, no masses noted, healthy hair coat CNS: Mentation appropriate - no signs of neurologic abnormalities Rectal: externally normal Assessment: Healthy Prognosis: Excellent Plan: SPAY and complete intake txs SURGERY: Okay for surgery 9/07/2018 SO BAR, barking at front of kennel. EENT -- Serous nasal discharge, coughing and huffing during cageside exam. A CIRDC P doxycycline 100mg tablet -- give 2 tablets PO q24h x 14 days cerenia 60mg tablet -- give 1/2 tablet PO q24h x 4 days 17/07/2018 SO BAR, EENT -- no nasal discharge, no sneezing or coughing. A CIRDC -- resolved P move out of ISO schedule OVH surgery 20/07/2018 Pre-op exam Hx: Had CIRDC, recently recovered S: Alert, crouches as she walks, timid, gives whale eye. No growling or barking. O: BAR-H, BCS 5/9, MMs pink and moist, CRT <2 sec EENT: No discharge OU, AU, nose. Clean teeth. PLNs: Not significantly enlarged. H/L: NSR, NMA. Eupnic, quiet lung sounds. Abd: Slightly tense, no pain on palpation, no masses palpated, not distended M/S/I: Amb x4. No skin lesions noted. UG: Female, small nipples, no mammary masses or vulvar discharge Neuro: Alert and appropriate, no sign neurological deficiencies A: Apparently healthy Short-term prognosis: Excellent P: Spay today 20/07/2018 Surgery report Was this dog in heat, pregnant or have a pyometra? No - normal canine uterus and ovaries Ventral Midline Incision Ovaries Ligated with: 0 PDS in two modified Miller's knots per pedicle Uterine Body Ligated with: 0 PDS in two modified Miller's knots Abdominal Closure: 0 PDS. Linea - simple continuous. SQ - simple continuous. Skin - intradermal Green Linear Tattoo Placed on Midline 21/07/2018 SO post op recheck BAR in kennel. incision site is clean and dry. A healing sx site P continue to monitor post op. ---------------------------------------------- *** TO FOSTER OR ADOPT *** HOW TO RESERVE A “TO BE KILLED” DOG ONLINE (only for those who can get to the shelter IN PERSON to complete the adoption process, and only for the dogs on the list NOT marked New Hope Rescue Only). Follow our Step by Step directions below! *PLEASE NOTE – YOU MUST USE A PC OR TABLET – PHONE RESERVES WILL NOT WORK! ** STEP 1: CLICK ON THIS RESERVE LINK: https://newhope.shelterbuddy.com/Animal/List Step 2: Go to the red menu button on the top right corner, click register and fill in your info. Step 3: Go to your email and verify account \ Step 4: Go back to the website, click the menu button and view available dogs Step 5: Scroll to the animal you are interested and click reserve STEP 6 ( MOST IMPORTANT STEP ): GO TO THE MENU AGAIN AND VIEW YOUR CART. THE ANIMAL SHOULD NOW BE IN YOUR CART! Step 7: Fill in your credit card info and complete transaction HOW TO FOSTER OR ADOPT IF YOU *CANNOT* GET TO THE SHELTER IN PERSON, OR IF THE DOG IS NEW HOPE RESCUE ONLY! You must live within 3 – 4 hours of NY, NJ, PA, CT, RI, DE, MD, MA, NH, VT, ME or Norther VA. Please PM our page for assistance. You will need to fill out applications with a New Hope Rescue Partner to foster or adopt a dog on the To Be Killed list, including those labelled Rescue Only. Hurry please, time is short, and the Rescues need time to process the applications. Shelter contact information Phone number (212) 788-4000 Email adoption@nycacc.org Shelter Addresses: Brooklyn Shelter: 2336 Linden Boulevard Brooklyn, NY 11208 Manhattan Shelter: 326 East 110 St. New York, NY 10029 Staten Island Shelter: 3139 Veterans Road West Staten Island, NY 10309 *** NEW NYC ACC RATING SYSTEM *** Level 1 Dogs with Level 1 determinations are suitable for the majority of homes. These dogs are not displaying concerning behaviors in shelter, and the owner surrender profile (where available) is positive. Some dogs with Level 1 determinations may still have potential challenges, but these are challenges that the behavior team believe can be handled by the majority of adopters. The potential challenges could include no young children, prefers to be the only dog, no dog parks, no cats, kennel presence, basic manners, low level fear and mild anxiety. Level 2 Dogs with Level 2 determinations will be suitable for adopters with some previous dog experience. They will have displayed behavior in the shelter (or have owner reported behavior) that requires some training, or is simply not suitable for an adopter with minimal experience. Dogs with a Level 2 determination may have multiple potential challenges and these may be presenting at differing levels of intensity, so careful consideration of the behavior notes will be required for counselling. Potential challenges at Level 2 include no young children, single pet home, resource guarding, on-leash reactivity, mouthiness, fear with potential for escalation, impulse control/arousal, anxiety and separation anxiety. Level 3 Dogs with Level 3 determinations will need to go to homes with experienced adopters, and the ACC strongly suggest that the adopter have prior experience with the challenges described and/or an understanding of the challenge and how to manage it safely in a home environment. In many cases, a trainer will be needed to manage and work on the behaviors safely in a home environment. It is likely that every dog with a Level 3 determination will have a behavior modification or training plan available to them from the behavior department that will go home with the adopters and be made available to the New Hope Partners for their fosters and adopters. Some of the challenges seen at Level 3 are also seen at Level 1 and Level 2, but when seen alongside a Level 3 determination can be assumed to be more severe. The potential challenges for Level 3 determinations include adult only home (no children under the age of 13), single pet home, resource guarding, on-leash reactivity with potential for redirection, mouthiness with pressure, potential escalation to threatening behavior, impulse control, arousal, anxiety, separation anxiety, bite history (human), bite history (dog) and bite history (other). New Hope Rescue Only Dog is not publicly adoptable. Prospective fosters or adopters need to fill out applications with New Hope Partner Rescues to save this dog.

[alinkbetweenportraits]

(First off I dropped the ball and because I was so tired I accidentally deleted the ask. The good news is I took a screenshot earlier to show a friend so she could translate it for me in my moment of stupid. Sorry about that.)

How to let go of an RP Partner

RPers are people. And it’s a fact of life that no matter how close you are to someone, eventually things are going to change. Sometimes they get bored, sometimes they lose the muse, sometimes the relationship conditions change between partners, sometimes people get married, have kids, find a job, and just move on from the RPing scene. Fuck man, some of my past RP friends passed away for various reasons. This is usually why I tell people not to take their partners for granted. Someday it’s going to end and you’ll at least want to end it on the best note possible. In your case, however, it doesn’t sound like you’re going to get that anymore if you keep pestering them. To be frank, you’re going to make them regret their decision if you keep pushing them into RPing with you.

But there’s good news in all of this. Things aren’t entirely hopeless for you or anyone who really wants things to change for the better. Assuming you’re a rational adult that’s just stuck in a really distressing situation, here’s usually the things I tell people to do. 

1.) Recognize where it went wrong. And really, really think about this one. In your case, do you feel like utter shit for what you did to your friend? Do you regret hurting them? Good. Yeah, I know, that’s a bitchy thing to say, But it’s the truth. Feeling like this is a critical step to understanding your faults and making a real change. If you want things to get better in the future, you can’t fall for the same mistakes you made before. You have to be willing to listen and take criticism better if you want to hope for any relief. Not everyone ends on a bitter note, though. Maybe they just don’t feel the character anymore or their situation changed, and that’s perfectly okay. It’s RPing. You shouldn’t need a grand excuse to not play along. Your friend most likely doesn’t hate you. If she was kind enough to offer forgiveness after an apology, chances are she wants to let go just as much as you. But she may just need some space to heal and manage on her own. This is a critical time for RPers who have had particularly jarring instances like this. Please try to understand that sometimes the best thing you can do is nothing at all. The damage is done and unfortunately, you can’t take it back.

2.) Show you respect their decision to be left alone and work to detach yourself. When we’re particularly close to an RP partner or group, we find it hard to move on and write on our own accord. You may have headcanons, memories, personal work, even entire characters that revolve around the other. After some time, it becomes harder and harder to let go. This is the point where I usually recommend people start cleaning up. Take some time to tear things down and build yourself back up. If you have head canons that revolve around that person, try to adjust it so the character stands on their own. Your character is still a character even if they were made to know the other. They’re still entirely capable of being their own unique individual. Do you have any art or original work from the other person featured on your blog? Store it all away in a file on your computer (preferably a separate flashdrive) and try to remove what you can on your blog. Stow it away in a place where you won’t instantly run into it the moment you sit on your computer or open your files. Try taking some time to look at your blog and characters and see if it’s unique to you and you alone. Whatever you do, don’t post any more of the other person’s material from here on out. This will only cause more strife in the future. Nobody will blame you for using face claims, youtube playlists, or anything instant access if it means saving your mental health. 

But Clara! Why would I save these things if they make me feel so awful? Isn’t that kind of creepy and masochistic?

Well, that depends. Of course, not all memories are worth saving. If there are things you feel are personal attacks to your character, such as call out posts, public statements, or anything you feel is humiliating to your self esteem or the other person in question, it’s best to leave these things in the trash. It’s also not healthy to constantly look back and post about it, lest you turn your RP blog into a stalker’s shrine. However, there’s a positive kind of emotional pain, one that typically comes with grief. Speaking from personal experience and watching people go through the same mess, it usually takes about a month to three months to really feel the effects of recovery after having to lose an RP partner. But time depends on your relationship with the other, how close you were with them, and how the relationship ended. When done on a healthy level, it’s okay to recall where you and your muse learned how to become better people together. There’s no shame in acknowledging your mistakes in the past so long as your present self understands this and is willing to learn from it. It’s okay to feel sad, hurt, or lonely. Even if people dismiss it as just a game, RPing can become very personal between people.

Cutting off people entirely is something I only suggest as a last resort in order to protect yourself and people around you. Doing this will not ease the grief process. If anything, it proves to make things far more complicated and difficult. Once you start, it’s something that’s very difficult to take back. I only suggest doing this if you feel the following:

- You have been emotionally, mentally, physically, or sexually exploited by your last RP partner. 

- You feel that this person will try to reach out to you outside of the internet.

- You feel this person puts yourself and everyone around you at risk both physically and emotionally.

- This person admits to actively participating in harmful and/or illegal activities that could get you hurt as a result.

- This person is blackmailing you and threatens to publicly release this private information unless you comply to their demands.

3.) Reach out to new RPers. This is a very scary step for a lot of people, especially if you don’t find yourself very good at socializing and just went through a time where you got a good look at the worst in yourself. But take comfort in knowing that if you realize where you dropped the ball in the last relationship and took steps to improve, you’re better than ever. And if you made a friendship that memorable as your past self, why can’t you do it again? Often times we feel we need to put up a front in order to meet new people and appeal to a certain audience. However, nothing is more personal and intimate than sharing your writing, art, or ideas with other people. It’s important to be honest with the other person and yourself before you can establish any sort of genuine connection. 

It’s okay to message or IM someone asking for an RP. Be upfront, but not bossy. Ask if it’s okay with them to give the idea a shot. Listen to what the other has to say. If you see any streaming events or discord chat rooms, try to join in and introduce yourself politely while also asking for names. Know that very rarely do opportunities simply fall on your lap conveniently and that a majority of RPers are self admitted dorks who just want to have fun, too. Whatever you do, though, don’t start clinging to these RPers for emotional support on the first day. This can be emotionally exhausting and put a ton of unnecessary pressure on another. You must also learn how to manage on your own.

4.) Never forget that as bad as it gets, it’s not the end. Let me tell you a story. My last RP group went to shit really fast. People didn’t trust one another, a whole group became divided, and because the game didn’t allow an equal balance between high experience and new RPers, it wasn’t rare for people to start abusing their power, making it nearly impossible for more timid and new players to start joining. Since I was new, it was incredibly frustrating to play the game. Add to the fact that a lot of these guys were red blooded authors (some of whom already published or are working on books), it wasn’t very welcoming to someone who was young and mostly dicked around in private IM RPs. Needless to say, I was way out of my league. Rules were broken or bent, and I became so frustrated with people stopping and correcting me every step of the way but ignoring their own rules as the game moved on. RPing made me severely anxious, and I’ve had my OCs verbally ripped to shreds right in front of my eyes. I hated going online and my self esteem and overall mental and physical health plummeted to levels I didn’t think were possible. I won’t act like I’m a victim, though. Because I was angry I did things to intentionally hurt other people. I lashed out a lot, and chances are I did more damage than was necessary even considering what had happened at the time. So those same group of people. Where are they now?

We chill out, talk about cartoons, and gush about our OCs or favorite characters.

Yeah. After all the shitty things that happened, we managed to get along again, though this time I avoid the game itself and just RP freestyle. So what does this mean for you? It means that relationships are bound to change, but just because someone doesn’t want to RP anymore doesn’t also mean time can’t make a big impact. Maybe you’ll learn to stand on your own two feet having met new RPers and friends, maybe you and your partner wouldn’t mind at least being on friendlier terms again. It’s hard to say what will happen in the future, but you must always remember you are never defined by your past. What matters is did you learn anything from your mistake and how you decide to act on your newfound wisdom. 

[dorcasrempel]

Covid-19 diagnostic based on MIT technology might be tested on patient samples soon

As more Covid-19 cases appear in the United States and around the world, the need for fast, easy-to-use diagnostic tests is becoming ever more pressing. A startup company spun out from MIT is now working on a paper-based test that can deliver results in under half an hour, based on technology developed at MIT’s Institute for Medical Engineering and Science (IMES).

Cambridge-based E25Bio, which developed the test, is now preparing to submit it to the FDA for “emergency use authorization,” which would grant temporary approval for using the device on patient samples during public health emergencies.

Elsewhere around MIT, several other research groups are working on projects that may help further scientists’ understanding of how coronaviruses are transmitted and how infection may be prevented. Their work touches on fields ranging from diagnostics and vaccine development to more traditional disease prevention measures such as social distancing and handwashing.

Faster diagnosis

The technology behind the new E25Bio diagnostic was developed by Lee Gehrke, the Hermann L.F. von Helmholtz Professor at IMES, and other members of his lab, including Irene Bosch, a former IMES research scientist who is now the CTO of E25Bio.

For the past several years, Gehrke, Bosch, and others in the lab have been working on diagnostic devices that work similar to a pregnancy test but can identify viral proteins from patient samples. The researchers have used this technology, known as lateral flow technology, to create tests for Ebola, dengue fever, and Zika virus, among other infectious diseases.

The tests consist of strips of paper that are coated with antibodies that bind to a specific viral protein. A second antibody is attached to gold nanoparticles, and the patient’s sample is added to a solution of those particles. The test strip is then dipped in this solution. If the viral protein is present, it attaches to the antibodies on the paper strip as well as the nanoparticle-bound antibodies, and a colored spot appears on the strip within 20 minutes.

Currently, there are two primary types of Covid-19 diagnostics available. One such test screens patient blood samples for antibodies against the virus. However, antibodies are often not detectable until a few days after symptoms begin. Another type of test looks for viral DNA in a sputum sample. These tests can detect the virus earlier in the infection, but they require polymerase chain reaction (PCR), a technology that amplifies the amount of DNA to detectable levels and takes several hours to perform.

“Our hope is that, similar to other tests that we’ve developed, this will be usable on the day that symptoms develop,” Gehrke says. “We don’t have to wait for antibodies to the virus to come up.”

If the U.S. Food and Drug Administration grants the emergency authorization, E25Bio could start testing the diagnostic with patient samples, which they haven’t been able to do yet. “If those are successful, then the next step would be to talk about using it for actual clinical diagnosis,” Gehrke says.

Another advantage of this approach is that the paper tests can be easily and inexpensively manufactured in large quantities, he adds.

RNA vaccines

On Feb. 24, only about a month after the first U.S. case of coronavirus was reported, the Cambridge-based biotech company Moderna announced it had an experimental vaccine ready to test. That speedy turnaround is due to the unique advantages of RNA vaccines, says Daniel Anderson, an MIT professor of chemical engineering, who also works on such vaccines, though not specifically for coronavirus.

“A key advantage of messenger RNA is the speed with which you can identify a new sequence and use it to come up with a new vaccine,” Anderson says.

Traditional vaccines consist of an inactivated form of a viral protein that induces an immune response. However, these vaccines usually take a long time to manufacture, and for some diseases, they are too risky. Vaccines that consist of messenger RNA are an appealing alternative because they induce host cells to produce many copies of the proteins they encode, provoking a stronger immune response than proteins delivered on their own.

RNA vaccines can also be quickly reprogrammed to target different viral proteins, as long as the sequence encoding the protein is known. The main obstacle to developing such vaccines so far has been finding effective and safe ways to deliver them. Anderson’s lab has been working on such strategies for several years, and in a recent study he showed that packing such vaccines into a special type of lipid nanoparticles can enhance the immune response that they produce.

“Messenger RNA can encode the viral antigens, but in order to work, we need to find a way to deliver these antigens to the correct part of the body so that they get expressed and generate an immune response. We also need to make sure that the vaccine causes appropriate immune stimulation to get a strong response,” Anderson says.

Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases (NIAID), has estimated that it will take at least 12 to 18 months to fully test any potential Covid-19 vaccine for safety and effectiveness.

Keep your distance

Over the last decade, Lydia Bourouiba, an associate professor directing the Fluid Dynamics of Disease Transmission Laboratory at MIT, has focused on characterizing and modeling infectious disease dynamics and transmission at various scales. Through experiments in the lab and clinical environment, she has reported that when a person coughs or sneezes, they do not emit a spray of individual droplets that quickly fall to the ground and evaporate, as scientists had once thought. Instead, they produce a complex cloud of hot and moist air that trap droplets of all sizes together, propelling them much further through the air than any individual droplet would travel on its own.

On average, her experiments have revealed that a cough can transmit droplets up to 13 to 16 feet, while a sneeze can eject them up to 26 feet away. Surrounding air conditions can act to further disperse the residual droplets in upper levels of rooms.

Bourouiba notes that the presence of the high-speed gas cloud is independent of the type of organism or pathogen that the cloud may contain. The droplets within it depend on a pathogen’s properties, coupled with a patient’s physiology — a combination which her laboratory has focused on deciphering in the context of influenza. She is now expanding her studies and modeling to Covid-19, and says now is a critical time to invest in research.

“This virus is going to stay with us for a while — and certainly data suggest that it is not going to suddenly disappear when the weather changes,” she says. “There’s a fine and important balance between safety, precautions and action that is important to strike to enable and dramatically accelerate research to be done now so we can be better prepared and informed for actions in the weeks and months to come when the worst of the pandemic will unfold.”

She is also working with others to evaluate ways to limit a cloud’s dispersal and slow Covid-19 transmission to health care workers and others in shared spaces. “A surgical mask is not protective against inhalation of a pathogen from the cloud,” she says. “For an infected patient wearing it, it can contain some of the forward ejecta from coughs or sneezes, but these are very violent ejections completely open on all sides, and fluid flows through the path of least resistance.”

Based on the data, she recommends that health care workers consider wearing a respirator, whenever possible. And, for the general public, Bourouiba emphasizes that the risk of contracting COVID-19 remains relatively low locally, and that risk should be thought of in the context of the community.

Wash those hands

Another good way to protect yourself against all of those tiny infectious droplets is to wash your hands. (Again, and again, and again.)

Ruben Juanes, an MIT professor of civil and environmental engineering, and of earth, atmospheric and planetary sciences, published a study in December showing the importance of improving rates of handwashing at key airports in order to curtail the spread of an epidemic. Now, he says, following the Covid-19 outbreak, governments around the world have imposed unprecedented restrictions on mobility, including the closure of airports and suspension of flight routes.

At the same time, the World Health Organization, U.S. Centers for Disease Control, and many other health agencies all recommend hand-hygiene as the number one precaution measure against disease spread. “Following our recent paper on the impact of hand-hygiene on global disease spreading,” Juanes says, “we are now investigating the combined effect of restrictions on human mobility and enhanced engagement with hand-hygiene on the global spread of COVID-19 through the world air-transportation network.”

Juanes says he and Christos Nicolaides PhD ’14, a professor at the University of Cyprus who was the lead author of the previous study, are working “with fine-grained, worldwide air-traffic data that accounts for all flights for the period between Jan. 15, 2020 until today (accounting for closures/cancellations) and the corresponding period of 2019 (base level) to elucidate the role of travel restrictions on the global spread of Covid-19 through detailed epidemiological modeling.”

“Furthermore,” he adds, “we simulate different hand-hygiene strategies at airports on top of travel restrictions with the goal of proposing an optimal strategy that combines travel restrictions and enhanced hand hygiene, to mitigate the advance of Covid-19 both in the short term (weeks) and the long term (the next flu season).”

Juanes says they will make the results immediately available via medarXiv, while the work follows peer-review in a journal. This would also allow the information to reach other academic and government institutions in a more timely way, he says.

Covid-19 diagnostic based on MIT technology might be tested on patient samples soon syndicated from https://osmowaterfilters.blogspot.com/

[themoneybuff-blog]

Questions About HELOCs, Vegetables, Old Papers, Scams, and More!

Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Is HELOC the best option? 2. UTMA and UGMA 3. Second job or career advancement? 4. Buying scissors 5. Fresh vegetables and grocery shopping 6. Financially responsible television? 7. Disposing of old financial papers 8. Realities of job applications 9. Financial independence scam? 10. Physical tracking of Triggers questions 11. Thoughts on secular Buddhism 12. Financial advisor One of the strangest things about exercise, at least to me, occurs when you work a muscle that hasnt really been worked in a while. Youll finish and youll feel fine for the rest of the day, but then tomorrow youre really sore in a bizarre place in your body and, often, youre even more sore the following day. I spent most of this weekend walking around with my arms in an awkward position because it hurt to swing them as I normally do when I walk. It was uncomfortable, but it was a reminder that I had worked hard and improved myself. I think this is true of any meaningful improvement in your life. Yes, it will probably hurt a little. Yes, it might leave you feeling a little sore in some way or another. The question is what you take away from that soreness. Is it a sign that youre on a good path? Or is it something to be avoided? On with the questions. Q1: Is HELOC the best option? I live in one of the most expensive areas in the country, in Northern California. My husband and I have an almost-4 year old, and now our second baby due in August. Moving out of the area is not an option for a number of reasons, most importantly that we want our kids raised near family, all of which live in this immediate area. We both have full-time jobs that pay decently well, and are trying hard to eliminate any non-essential expenses. However, just the cost of the mortgage on our small condo, childcare for two kids, and health insurance will be more than were earning. So, we need a way to pay the bills until both kids are in public school, at which time well again be earning more than were spending. Our home has accrued a decent amount of equity since we purchased it two years ago, so our mortgage consultant recommended a Home Equity Line of Credit. What are your thoughts, though? Would any other type of loan be a better option for us? Julia Without a fuller picture of your financial state, I cant guarantee you dont have other options. However, a HELOC is probably the best option available to you with a reasonable interest rate attached to it. Im sure youre aware of the core problem with this situation: you are riding a financial and professional tightrope. If anything happens to either of your jobs, you are almost immediately falling into a seriously perilous financial state. My suggestion, along with the HELOC, is to leverage your family as much as possible right now to help with this. Accept every possible family invitation you get to share a meal or for free/cheap babysitting. Ride-share with them as often as possible. More than probably any point in your life, you need to be very careful with your spending. Any situation in which youre spending more than you earn is one that is fraught with risk. Q2: UTMA and UGMA My wife and I had our first son a couple weeks ago, and are trying to figure out the best savings options for him. He has started to receive some gift checks written out to his name, so we need to set up some type of bank account for him. Can you help explain the difference between at UTMA and an UGMA? He has separate 529 plans already being set-up by his grandparents, but we wanted him to have some experience with a regular bank and interstates that well be able to teach him with once he gets old enough. Charlie Theyre very similar. There are two big differences between the two that really matter and which one you choose depends on which factors you care the most about. With a UGMA, youre restricted to paper assets cash, stocks, bonds, insurance policies, and so on. A UTMA can hold other kinds of assets in addition the one that most people care about is real estate. A UTMA allows the account custodian to control the assets up to age 25 (depending on specific state rules), while UGMA accounts mature at age 18. If you anticipate your child ever having to apply for financial aid for college, I probably wouldnt use a UGMA or a UTMA. The FAFSA assumes that 20% of the balance of the UGMA/UTMA will be used for college education each year, whereas it only assumes that about 6% of a 529 balance will be used in that way. In other words, theyll be able to receive more financial aid if their college savings is in a 529 rather than a UGMA/UTMA. If you think that paying for college is fully in hand without paying for student loans, a UGMA/UTMA can be a very flexible tool that enables you to gift money to a child while still keeping a hand on the wheel until theyre reasonably mature. Q3: Second job or career advancement? I currently have M-F job in a research lab. On the weekends I work for my uncles construction company that I have worked for since I was 17. He has encouraged me to use the weekends in other ways but I always felt like I needed the money. Lately I have been wondering if I would be better off long term spending the weekends building skills, going to conferences, and building professional relationships. Short term I definitely lose income but long term? I cant decide. Jameson Your uncle sounds like a good guy, and hes probably correct that you can be using the weekends in better ways. If youre in a situation where youre financially stable and able to keep paying off any debts and saving for the future with just your M-F job and youre pretty confident you want to be in that career for the long haul, Id lean toward spending weekends building skills and going to conferences and building relationships and such. Take it seriously, though; dont fall into a rut of using that time for idle things. (Theres nothing wrong with thoughtful leisure, though.) If youre not sure what you want to do, then Id keep the construction job and give some serious thought to your future while getting rid of debt just a little faster. In either case, Id loop your uncle into the decision and use him as a mentor. Not only does he seem like a sharp guy, you may want to keep that door open for the future in case things go awry and you need to go back to construction work. Q4: Buying scissors Whenever I buy a pair of scissors they always seem like they get so dull they cant even cut through paper after like 20 uses. Where can I get a decent pair of scissors that arent junk in three months? Bonnie Rather than just buying new scissors all the time, just sharpen the ones you have. Its not a hard process. Get some coarse sandpaper at the store and then cut through a sheet several times with the sand side down. Then, take a piece of aluminum foil, fold it in half four times so its 16 layers thick, then cut through it several times with the scissors. Then, take a piece of steel wool and cut through it several times with the scissors. Your scissors will be sharp after doing that, probably sharper than when you bought them. You just need to do that every several months or whenever you notice the scissors getting dull. Even super cheap scissors will be quite good if you do this. Q5: Fresh vegetables and grocery shopping How do you balance trying to not go shopping as much with buying fresh vegetables and fruits? On the one hand frugal advice is to minimize your trips to the grocery store but on the other hand healthy fruits and vegetables can go bad so quickly. Macey I cant speak for everyone, but heres what we do. First, if something requires genuinely fresh ingredients, we make those meals within a few days of our grocery store visit. They become a priority. Second, we treat flash frozen vegetables and fruits as being the equivalent of fresh for most purposes. We buy quite a lot of frozen vegetables and fruit. Third, we often do a lot of meal prep, meaning that our fresh vegetables and sometimes fruits make it quickly into meals that are popped in the freezer. Ill buy a ton of fresh spinach, for example, but a lot of it will go into four pans of frozen lasagna. Fourth, a lot of fresh fruits and vegetables dont go bad all that quickly. Most root vegetables last and last. Many fruits last for a long time, too. Finally, we store some of the most perishable stuff in the fridge, following directions on how to best store them to maximize life. If we can stretch something that should only last a few days into lasting for a week, thats a big win. Those steps enable us to buy a ton of fruits and vegetables without them going bad. If we notice something starting to become overripe, to the point where we dont want to use it but its not quite inedible, well throw it in the freezer and use it for making stock or for making fruit bread in the near future. Q6: Financially responsible television? It seems like everything on television outside of a few hokey reality shows is centered around people living way beyond their means or else rich people. Everyone is just spending tons of money and living in fabulous houses and buying tons of stuff. I never really noticed this until you pointed it out. Its such a strong subtle nudge to do the same. What can a person watch that isnt about spending money? Mary I completely agree. Depicting expensive lifestyles on television seems to be the norm everywhere, and knowing the the median American household income is around $60,000, the truth is that most Americans cant live like that. It either becomes something to try to emulate, which is a road to financial ruin, or something to try to ignore, which is hard, or else youre watching shows that revel in values that run in opposition to your own. To tell the truth, I dont watch much television at all any more. What I do watch is generally fantasy or sci-fi or documentaries. I mostly read or play tabletop games instead of turning on the television. Q7: Disposing of old financial papers Im following standard advice and keeping old papers for seven years, but what do you do with them after that? The advice seems to be to shred them but the idea of shredding a box of papers seems like a lot of work with a home shredder where you have to unfold everything and it only takes a few sheets at a time. Maxwell One thing you can do is see if theres a community paper shredding day or one sponsored by your bank. Theyll bring in a HUGE industrial shredder that can shred your whole box of documents in a few seconds you literally toss things in there by the fistful and they get utterly decimated by the blades. Another option is to burn them. Just go camping, use those documents for kindling, and then toss them in there while youre getting a few logs burning. One of my friends likes to rip them up by hand, then put them in a big tub of water so that they turn into this giant paper pulp chunk, then he dries that out, then he takes that big paper pulp brick on his camping trips and breaks off pieces for kindling. Q8: Realities of job applications I am a hiring officer for a Fortune 500 company. There are some popular misconceptions floating around about getting a job at a large corporation. I hope you will be able to share this with your readers. Youll often see media reports that open jobs get hundreds and hundreds of applications for a single job. That is true but it is not the whole story. What actually happens is that if we list a job opening, we will get 500 or so applications, but 480 of them are garbage and irrelevant. Probably 400 of those applications dont meet any of the requirements for the job. Another 60 or so only meet one or two of the requirements. Another 20 might be viable for the job but theyve presented themselves so poorly that we can easily disqualify them. This covers things like resumes with several misspellings or cover letters that use offensive language. That leaves 20 people that are legitimate candidates. Do not be intimidated out of applying for a job that youre completely or even mostly qualified for. Just put in enough effort to submit an accurate resume without spelling or grammar errors and a respectful cover letter that actually addresses this specific position. Thats probably enough for you to make it through the cut of 480 applicants to the final 20. It doesnt mean youll make the next cut, but youll be in that discussion. Mark This is really good advice and its something Ive told many people applying for jobs. Make sure your resume is well edited and matches the job youre applying for and also make sure your cover letter actually addresses the position in question. Thats usually enough to make the first big cut because the vast majority of applications dont even make that threshold. Remember, many job applications are just tossed out there like email spam, just sent to anything even vaguely close. Many other people dont have any idea how to present themselves as someone you might ever want to hire. If you can beat those thresholds, youll probably find some success. Yes, some jobs are filled internally and some others are filled thanks to personal recommendations, but there are many that are filled via open job searches. Dont give up. Q9: Financial independence scam? I was at a store in town minding my own business when this guy in a suit comes up to me and starts chatting. I knew him vaguely as I had seen him a time or two before. He eventually starts talking about financial independence and at first I thought he was talking about financial responsibility but then he really wanted to meet me for coffee to talk about it and gave me a business card. Is there a financial independence scam out there? What was going on? Tim This seems way off to me and I wouldnt follow up with it. Theres a very high likelihood that this individual is involved with a network marketing or a multi-level marketing business think Amway or something like that. Part of the pitch to many people centers around the idea of being financially independent because you run your own business, when youre mostly just trying to sell unwanted stuff to family members. I would in general be wary of a person I barely knew coming up to me, striking up a conversation about something like my finances, and then trying to get me to go get coffee with them. Id simply decline the offer and walk away. If I ever did end up accepting an invite and then someone started mentioning anything like that, Id politely get out of there as fast as possible. Q10: Physical tracking of Triggers questions As per your recommendation from late last year I read the book Triggers in January and am excited to dig into these questions. I spent some time thinking about some personal behaviors I wanted to develop and curb and came up with a list of 12 questions to ask myself each day. How do you physically do these twelve questions and record the answers? Could you walk me step by step through exactly what you do? Marie I use a grid-paper notebook (this one, to be specific, though any grid paper notebook would do just fine) and a black pen. I devote a two page layout per month to this. On the left page, I write out the questions I want to answer as a numbered list. So, it might look something like this: 1. Did I do my best today to be an involved parent with my oldest son? 2. Did I do my best today to be an involved parent with my youngest son? 3. Did I do my best today to be an involved parent with my daughter? 4. Did I do my best today to build a lasting and loving marriage? 5. Did I do my best today to create and write meaningful material for my readers? [] My current list of questions for this month numbers 22. It varies month to month. At the end of each month, I give some careful thought to what I want to work on in the next month, and that might mean deleting some questions and adding others. At the start of each day, I review the questions for that month and think about each one for a bit. I try to visualize what I can do today to make that habit happen. On the other page, I simply have a big grid. Each row is simply numbered with the number of the question 1, 2, 3, 4, and so on. Each column is a date 1st, 2nd, 3rd, and so on. At the end of each day, I score each question from 0 to 10 based on how I felt about my effort for the day, not the results. So, if I sat down with my daughter and had a really good conversation with her and then later on also did something fun with her, Id probably score that an 8 or a 9. Some people find it hard to give an exact number here, but I just trust my gut on it. I find it hard to give myself a 10 I do occasionally, but not very often. (The individual numbers are fairly arbitrary just find a system that is meaningful that works for you.) I record that number in the square where the row for that question and the column for that date intersect. Then, at the bottom of each column, I average the days scores. For me, a day where I have an average of a 7 or above is a pretty good day (and I usually know it it has felt like a good day). Anything below a 5 average is usually a bad day unless something really unusual and disruptive has happened (and I usually know that, too). At the end of a month, I will average all of the scores for that month. Questions with an average score of an 8 or above are usually removed as I view that as something Ive firmly adopted and am doing well. Questions with an average score of 4 or below are often removed, too, as its obviously not something Im committed to sometimes it comes back as a refactored question. The other questions usually stick around unless I decide I need a priority change. The whole point of this is to keep new habits and behaviors in the front of my mind all the time and to really keep an eye on my efforts to improve those behaviors. It really seems to work when I take it seriously. However, its worth noting that you wont see giant transformative life effects from changing a few behaviors. It takes time for those to build up in your life. Its like a quarter of a degree difference in an airplane flight it only seems like a big change after a lot of time. Q11: Thoughts on secular Buddhism I cant believe you would share information about Buddhism. I thought you were a Christian. Disappointed. Amy I dont see them being in much conflict at all. I find far more conflict with Christianity in many of the articles I write on strict financial issues than I do in secular Buddhism. Buddhism has absolutely no reference to a singular, personified deity like the Abrahamic God. None. As far as I can tell, Buddhism basically puts the idea of a deity into an area of beyond human understanding and really doesnt worry about things in that category. I would describe Buddhism as non-theist. My understanding is that Buddhism is basically a set of tools to make your own character and values stronger, which is literally how the Dalai Lama describes it. The tools that Buddhism provides can strengthen ones Christian beliefs, or whatever beliefs they might have. To me, its little different than reading about any school of philosophy and using what it can teach in ones life. If you want to dig into this more, I suggest this article. Q12: Financial advisor Do you use a financial advisor? Why or why not? Jerry I do not use a financial advisor. Sarah and I met with one once, partially because I wanted to actually interact with one and also partially because we hoped that a financial advisor could address or at least reaffirm our answers to a few financial questions we had. I felt like the advisor was not explaining anything to me that I didnt already understand from reading a few good books on investing and he was also trying really hard to sell me on products that did not seem like good investment options to me. This was a fee-based advisor; he wasnt even getting a commission from this sale. We just ended up trusting our own research and did things on our own. I would far rather spend several hours reading up on a financial topic and understanding it myself than paying a financial advisor to explain it and recommend options that I may or may not even want. Im going to end up making a lot of money from that invested time. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-helocs-vegetables-old-papers-scams-and-more/

[spookyenemyperson-blog]

Visalia California Cheap car insurance quotes zip 93277

"Visalia California Cheap car insurance quotes zip 93277

Visalia California Cheap car insurance quotes zip 93277

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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My friend was involved in a car accident sometime in June 2010. The other vehicles driver didn't notice her red light, ran it and hit my frieds car. His vehicle was in the shop for 2 wks and during this time he had to get rides from others. His total med expenses (ambulance, er, scans, dr visits) adds up to about 9000, car damages 3000. The other insurance company is trying to settle for 11500 BUT they are saying that 8000 of that is to repay HIS insurance company. So he is left with 3500.Is this correct or should he ask for more? Please no rude responses.. thanks :D""

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Visalia California Cheap car insurance quotes zip 93277

Visalia California Cheap car insurance quotes zip 93277

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Vehicle damaged..have ? about insurance?

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How do i get health insurance?

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Drive without car insurance?

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""If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?""

If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?""

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whats the cheapest insurance out there for a 1998 Pontiac grand prix!!

Best Insurance company?

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Types of car insurances?

types of car insurances available?

""In California, is there a penalty for not having car insurance, even if it's temporarily?""

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?""

What is the Performance break down for State Farm Insurance?

For example: The statements for Sun Lifes performance is broken down into both geographic and market segments. These segments are: Sun Life Canada, Sun Life US, MFS Investment Management, Sun Life Asia and Corporate insurance. I am unable to find this information about State farm online, any help would be much appreciated! thanks a lot.""

I want to know how much the car insurance is going to cost me if i get a peugeot 106 quicksilver or?

a Golf Mark 4 with Pass plus and Without Pass Plus? TY Im 17years old aswell and havent passed yet will do soon

On average how much would monthly insurance be on a 2012 rolls royce ghost?

On average how much would monthly insurance be on a 2012 rolls royce ghost?

Is Texas a no-fault insurance state?

My G-Friend recently met with a car accident and we are still waiting for the accident report to determine the fault. She was not hurt but the other driver was hospitalized. Your opinions and suggestions welcome about how to handle this with Insurance company and attorney if required.

Can I drop my non-owners insurance policy after I get my revoked license back?

I got a DWAI a while ago, and I will be eligible to reapply for a license soon. In order to do this, I have to apply for non-owner's car insurance and fill out an SR-22 form. After I have gotten my license back, can I legally drop the non-owner's insurance? I have never owned a car or had insurance before, so I have no idea how car insurance policies work.""

Visalia California Cheap car insurance quotes zip 93277

Visalia California Cheap car insurance quotes zip 93277

""Can I buy a car, Insure it under my moms name, and have myself as another driver on the policy?""

Basically I totaled my car, and my driving record already is bad. So I'm wondering if its possible to buy a car cash, insure it in my moms name(she doesn't drive) put the bare minimum aloud by state law(massachusetts) insurance on it. And also put me as another or secondary driver. Thank you""

Car insurance premium went up because of the state?

I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""

Would a warrant for a no insurance ticket affect me in california from minnesota?

Would a warrant for a no insurance ticket affect me in california from minnesota?

Cheap Car Insurance in Kentucky?

Next month my husband and I are going to need to get car insurance. So this month I'm shopping around for the best deals. I was wondering which were the best rated or cheapest companies that are for drivers in Kentucky. I'm looking for companies with good discounts too please. Thank you.

How much is one day car insurance?

My friends and I are going to be taking a trip to a place about 3 hours away, and returning the same day. We're borrowing a car and the owner is asking us to cover one-day insurance. I've had some trouble getting some quotes and I was wondering what a ballpark range is? Less than $50?""

California Health Insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""

What is a good Car insurance company comparison site?

What is a good Car insurance company comparison site?

""At age 60 without employment,i need affordable insurance please help.?""

At age 60 without employment,i need affordable insurance please help.?""

Value Of Car Set By Insurance Company?

My car was recently stolen and declared a total lost, when I first got insurance on this car the new or used cost value was set by my insurance company for $19,000. Now that my car is a total lost they only said they can give me the fair market value only. Why did they set a price of $19,000?""

Can my car insurance company take action on a DUI without a conviction?

I was stopped for a DUI, but have not yet been convicted since the court process takes forever... Well I would like to buy a new car, and it looks like my insurance company will check my record at that time. I have just checked out my record myself, and it shows that I have had my license suspended for 6 month for DUI, but it does not say that I have been convicted of the DUI. I have reason to believe that the charges will be dropped. Can they raise my rates or drop me at this point? Without a conviction?""

What make and model is the cheapest car to get insurance on?

what make and model is the cheapest car to get insurance on? for a 22year old female

""If I reported someone for a hit-and-run, can my insurance company raise my rates?""

My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""

""First ticket, no points, insurance increase?""

I just got my first ticket, clocked at 60 mph in a 45 mph zone. I'm 17 years old, driving my dad's car. The officer didn't give me any points for it and the fine was drastically lowered, considering the fact that I only went 60 for a little and breaked right after. Do you think my insurance will raise? I live in Pennsylvania and have Allstate. If it raises, how much extra per month will I be looking at?""

Cheap car insurance! help please.?

I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more

""50 in a 40, first ticket ever. Insurance?""

I got a ticket for going 50 in a 40 tonight. My gas was PASSED E, and I was turning into the gas station. I realize that doesn't do anything for my case. I'm 17. I've never been in a wreck, never been pulled over. The cop (who is a friend's dad) said that I go to court Oct 1 and if I'm eligible for Defensive Driving I can take it, and it wont go on my driving record. Question is, does this affect my insurance rate at all? I pay my own insurance. I have State Farm.""

If requiring people to have car insurance is the same as requiring them to have health insurance than why?

Wont the government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

How much money can I expect to recieve from my insurance company after my car is declared a 'total loss'?

I was rear ended (not at fault) the other day my car was totaled. My car was a red 1999 Ford Taurus SE with 146,000. At first i was happy it was gone, but im now starting to think im not going to receive very much for it from my insurance company. It had recently failed the state(MA) inspection and needed some work (about $500 to pass). I looked up the Kelley Blue Book private party value in fair condition and it gave me an estimate of $1,450.... Really? Thats it?""

What would be insurance on a Sentra SER/Spec?

I'm 16 and looking for a car. Im not getting this car, I just want to know. Ok, so I have no accidents or tickets and a B average student or higher. I'm a safe driver and everything. How much would it be for 6 Months?""

""What are some good, low cost family health insurance plans for us...?""

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!""

Car Insurance.?

My dad has insurance on his '92 Ford. I will be getting my license in November. I will be driving a '99 GMC Sierra. I was wondering about how much my insurance would be every 3 months. We are insured by Shelter Insurance of Louisiana. What is the cheapest way of getting insurance? Like would it be cheaper if i went under my dads are what? Please help 16 Male Louisiana insured by Shield of Shelter. Louisiana =] Thanks

""How can I find affordable health insurance that covers chiropractic adjustments, acupuncture, or both?""

I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive.""

I have a question about business insurance?

I just received the Insurance Premium Quote and General Commercial Liability from this Insurance company. In the last page they claim that their company is not licensed by the state of California (nonadmitted or surplus line). It says: The Insurer is not subject to the financial solvency regulation and enforcement which applies to California Licensed Insurers. The Insurer does not participate in any of the insurance guaranteed funds created by California Law. Therefore these funds can not pay your claims or protect your assets if the insurer becomes insolvent and is unable to make payments as promised . So I checked the www.insurance.ca.gov and this guys are there, as active. However, should I trust them? What this notice exactly mean?""

Which Insurance Companies still have affordable maternity coverage?

My wife and me want to have a child. However, we are having a hard time finding a insurance company that provides maternity coverage at a affordable rate. Can someone help us?""

Affordable motorcycle insurance?

I live in Michigan and currently have motorcycle insurance w/Progressive. Unfortunately, they only offer an annual rate at $230.00. Living in the midwest, I only ride the bike for 5 to 6 months if I'm lucky. Do you know of a reputable insurance carrier that offers monthly or 3 to 6 months coverage??? Its ridiculous to pay for an entire year when I barely ride for half. Thanks!""

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

Visalia California Cheap car insurance quotes zip 93277

Visalia California Cheap car insurance quotes zip 93277

Truck registration in different state health insurance?

I lived in california and drove a car my dad had under his name on the title. He died and i moved to montana with that same car. I have been on my step moms health insurance plan for some time. I am legally able to be on her plan as long as i list myself as being in the same household until age 26. I was wondering if i register that truck in my name if uncle sam can find out i moved and thus making my health insurance unusable. Should i just drop my step moms insurance and struggle to get my own? What are my options?

What is the cheapest insurance for a new driver?

I'm a new driver and I don't make much but I do need insurance so what is a cheap one?

How likely is it that my car insurance will go up due to this?

Haven't had a claim in over ten years Haven't gotten a ticket in probably 5 years. But, the neighbor kid did $2K worth of damage to my car with his bike in three separate incidents. Basically, half of it will have to be repainted! I'd really, really rather not go to court. His insurance is NOT an option in this case. He doesn't have $2,000 laying around. IF I go the much easier route of getting him to pay at least my deductible, how likely is State Farm to raise my rates with a, after deductible, claim of about $1500 or so? Any relevant advice/comment is appreciated.""

How much higher is the maintance cost on a BMW vs Ford/Chevy/Dodge?

i want to get a bmw as my first car, i can afford the car, insurance, taxes all that junk but what i dont no about are the service costs? compared to a regular car how much higher will they be.""

Jeep Wrangler: Insurance coverage costs?

I am a girl beginning driver, turning 17. I live in a rural area. I want a 1999 Jeep Wrangler SE. I am part of my family's plan. Does anybody have a price about what would cost a month/year? Thanks.""

Putting someone on my car insurance policy?

Can i add my brother and his car to my insurance policy? He doesn't have insurance cuz he can't afford the whole big down payment to start his own policy. Can i just add him and his car to mine? I don't drive his car and he doesn't drive mine, so would that work?""

How much do you think motorcycle insurance would be for me?

I am 23 and don't have my motorcycle license yet. I have had my own car insured for 5 years with no speeding tickets or accidents or anything if that makes a difference. I currently pay like $100 a month for auto insurance. I would get an older bike (1980s) that is small (maybe 600 cc)... nothing sporty or anything. Also, how does motorcycle insurance work in terms of paying it during the winter when Im not driving it? Thanks, Chris""

How should i best pay car insurance?

Okay, so I'm trying to understand car insurance. It says my premium is $833.75 which I guess is the total amount for the insurance for the entire year. I pay $157/month for the full year which is $1000 over that premium. Is that correct? Can I change my month to month plan to annual and just pay the rest of what I owe up front to save me money? Why does it cost so much more month to month?""

What's a good job with good health insurance not needing a degree or experience?

I'm a college student looking to find a good job that has affordable health insurance all on which i can find an affordable place to live. Most factory's that have these benefits start with a low pay rate that doesn't seem worth it (after gas is taken out). Any ideas?

Would insurance consider a 6 cylinder Pontiac grand am/prix a sports car?

i want a grand am/prix as my first car but my parents cant afford sports car insurance for a brand new 16 year old driver, also what could my parents expect to pay up to on insurance. ...show more""

What is the best website for cheap car insurance?

Im going to be driving soon but the insurance for young drivers is ridiculous. I just want to know what insurance company does the best insurance deals for new drivers. Thank you!! :D

Car insurance?

I got NYC Driver's lisence but my car is register under someone else's name in New Jersey. If i get a ticket speeding ticket I know it will affect my record but my question is, will it also affect the insurance of the guy the car is register under? if so how much?""

Will my insurance go up?

I got two speeding tickets not to long ago, they where 145 dollars each. On both of the tickets i was going 75 mph and speed limit was 60 mph. I already paid for the both tickets, they got reduced by 45 dollars each ticket. I was wondering by how much will my insurance go up and when does it go up. Its my dad insurance and he has my car on his insurance. Will the insurance go up only on my car or both of the cars on same insurance and is there any way you can take those tickets of the record. Like traffic schools..""

What's the best way to shop for insurance? Through a broker or online?

A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?

""Cheapest motorcycle for a 20-21 year old. Parameters: price, fuel economy, and insurance. Please help?""

I am 20 years old but will be turning 21 in late spring, and i was planning to buy a motorcycle with my tax return coming up (down payment and first/few insurance payments depending on whether i go monthly or biyearly). I was wondering what the Y!A community thought would be the cheapest on me when it comes to balancing initial price, fuel economy, and insurance prices for someone my age. I was thinking a moderately powered large roadster-style bike (i'm reluctant to say chopper...i hate that word) that doesn't go too much above freeway speeds, but i'm open to hearing other people's suggestions. I'm from southern illinois, and am a large guy, but not giant. No crotch-rockets please.""

What is a very general cost for motorcycle (cruiser) insurance for a teen?

I am a 16 year old living in Kansas City, Kansas. I just need a very general quote for the annual cost for a cruiser motorcycle less than 600cc. A small bike with not a ton of power. I have taken a Basic Rider Course. I've never been involved in an accident car wise. Would it be wise to just have my dad insure it under his name? Are there any potential consequences for that? I only need liability as the bike is only worth around $1300. I have not bought one yet.""

Who sells the cheapest auto insurance online? Thank you in advance.?

Who sells the cheapest auto insurance online? Thank you in advance.?

What aspects of insuring a car make it cheaper?

I'm new to insuring a car, i haven't bought a car and i'm open to ideas. I know i'm looking for a small engine around 1.0 litre but what else helps to keep the insurance as low as possible? And i've heard Ford KA's are one of the cheapest cars to insure? Any help and advice you give me about what to look for and insurance would be very appreciated Thanks, Drew :)""

New York State Car Insurance Question?

A friend of mine had his car parked in front of his house in the street. A drunk driver without a license hit it while it was parked, left the car and ran off on foot. Turns out the person driving was not the owner of the car, he did not steal it, the owner let him borrow it. My friend's insurance company is telling him that they need some kind of acknowledgment by the owner of the car, admitting to wrong doing, before they can process his claim. Does this sound correct?""

How much is car insurance in nyc?

Im 23 years this is my first car ever a 1998 FORD EXPEDITION wanted to now how much car insurance im looking at.

Can you have more than two car insurance policies in New Jersey?

I am under my dad insurance and so is one of my cars. Is it possible for me to be under another insurance with my other car or thats not possible.

Car Insurance decrease or increase?

I'm purchasing a 2012 Toyota Aygo within the coming weeks but I cannot be quoted on the insurance as the 2012 registration plates have not yet come up on the database of the insurance company I would like to go with. I have had a quote for 'nearly' the exact car but a 2011 version. Does anybody have a rough idea if the insurance is likely to increase or decrease with it being a 2012 model? Thanks :)

Insurance Companies?

What kind of jobs are there at insurance companies and what is the salary for those jobs?

""After car insurance expires, how many days do you have to renew it?""

My friend just got his car towed for no insurance, I thought you have 30 days after the effective date. Can someone please tell me so I can help him get his car back. SERIOUS ANSWERS ONLY!""

What is the cost of insurance for a bugatti?

What is the cost of insurance for a bugatti?

Visalia California Cheap car insurance quotes zip 93277

Visalia California Cheap car insurance quotes zip 93277

https://www.linkedin.com/pulse/do-amount-miles-driven-affect-auto-insurance-rates-luis-church/"

[kellykperez]

Actions for Google Home: Time for brands to get creative

Google’s Home device was launched in November 2016 in the US, and as recently as April 6 2017 in the UK.

As a direct rival to Amazon’s Echo in the battle to gain control of the intelligent digital assistant market, Home has made great strides already. Some sources estimate that Google may already have an installed base one-third the size of Amazon’s Echo, which launched in late 2014.

Ultimately, the more effective and useful hardware will gain the public’s vote. What makes the hardware useful will be the software that powers it – and more specifically, the functionality that it provides.

Google has increased the number of Actions available via Home, and third parties are encouraged to get involved and develop novel uses for Google’s voice-enabled assistant.

It feels as though we are at something of an inflection point for this technology.

As such, it seems timely to take stock of where we are, showcase some innovative uses of Actions, and also look at how marketers can start to profit from this largely untapped opportunity.

Google ‘Actions’ = Amazon ‘Skills’

Google Home is powered by Google Assistant, which has recently been rolled out across all Android devices. Assistant responds to voice commands, and can perform an increasing number of actions.

Actions are Google’s equivalent of Amazon’s ‘skills’ on Alexa; the full list of Actions can be accessed and enabled from the Google Home app.

Amazon has undoubtedly stolen a march in this regard, with over 10,000 skills already available. Most observers estimate there to be between 100 and 130 Actions available on Home.

A further 20 Actions were added last week by Google – but we are really just starting to scratch the surface of what this technology can achieve.

Google has opened this up to third-parties and has also provided a comprehensive guide to help developers get up and running.

The aim here is to move from a fairly one-dimensional interaction where a user voices a command and Google’s Assistant responds, to a fluid and ongoing conversation. The more interactions a user has with a digital assistant, the more intelligent the latter will become.

Actions: The fun and the functional

We can broadly separate the list of actions into two categories: the fun and the functional.

Some of the more frivolous features of digital assistants do serve to humanize them somewhat, but their use rarely extends beyond the gimmick phase. Just say “Ok Google, let’s play a game”, and the assistant will tell a joke, make animal noises, or speculate on what lies in your future.

On the side of the functional is an integration with If This Then That, which opens up a potentially limitless list of possibilities.

If This Then That integrates with over 100 web services, so there is plenty of room for experimentation here.

There are also a number of integrations with Google products like Chromecast and YouTube, along with third-party tie-ins with Spotify and Uber, for example.

One new – and innovative – use of Google Actions was released by Airbnb last week. The Airbnb Concierge Action serves as an information repository that is unique to each property.

The host can leave tips or prompts with the Assistant, which will then be relaid on to the guest when the correct voice command is made. Guests can also leave recommendations on local restaurants, for example, for the benefit of future visitors.

Marketers should pay attention to this. This is a clear example of a brand understanding that a new medium brings with it new possibilities.

Simply transposing an already existing product onto this new medium would be significantly less effective; we need to view digital assistants through an entirely different lens if we are to avail of their potential.

We have also seen a novel – if slightly mischievous – use (or abuse, depending on your perspective) of Google Home by Burger King this month. Burger King used a television ad slot to interact with Home and ask about one of its burgers, triggering the digital assistant to list the ingredients in a Whopper.

Although Google have moved swiftly to prevent this happening again, brands are clearly seeing Home as an opportunity to experiment and generate some publicity.

Digital assistants provide fertile ground for brands, as they create a new platform to connect with existing or potential customers. Moreover, with only 100 or so Actions available, there is ample room to engage with this now before the market inevitably becomes saturated.

For marketers interested in playing nicely with Google on this, you can sign up here to be informed of any partnership opportunities.

Monetizing voice-enabled assistants

This task is rather straightforward for Amazon, in the short term at least. Users can interact with Alexa to purchase from a selection of millions of items and have them delivered to their door by Amazon.

For Google, it is more complex. Their money-spinning AdWords business has depended on text-based search and a visual response. That input-output relationship is thrown off entirely by a voice-enabled digital assistant.

However, the smart money is on Google to find a way to integrate paid placements into their Home product, even if it takes some trial and error to find a solution that does not diminish the user experience.

During Alphabet’s (Google’s parent company) fourth-quarter earnings call in 2016, Google CEO Sundar Pichai informed investors, “[Home] is the core area where we’ve invested in for the very long term.”

The significance of those words cannot be understated. Google is, like any privately-held company, under pressure from its shareholders to deliver ever greater profits.

Selling hardware alone is unlikely to bring the profits Google needs to keep growing from its already dominant position, so there are clearly plans to monetize their Assistant in an ongoing capacity.

That level of fierce competition will bring advantages for consumers, as the products will improve and prices may even drop.

The advantages for marketers are potentially even greater, should they be willing to take some risks and work to get the most out of this still nascent technology.

from IM Tips And Tricks https://searchenginewatch.com/2017/04/25/actions-for-google-home-time-for-brands-to-get-creative/