#iffcotokio

[riteshkumarsblog]

Looking At the Return-To-Invoice Add-On in Car Insurance

As a new car owner, you might have experienced that all too familiar feeling of being scared to take your vehicle out for a drive. And, your fears are completely justified. No matter how careful you are, the unpredictability of the road can turn things awry. Theft and vandalism too might have you worried about the possible damages that you could face should your car be the target of a miscreant.

Now, even if you already have a comprehensive Car Insurance In India  policy in place, this coverage will only compensate you up to a certain extent. The compensation usually stops at the IDV which is the insured declared value of your car. And, the IDV takes into account depreciation and does not include other expenses that you paid to own your car, such as road tax. Thus, if your car gets stolen or damaged beyond repair, the IDV won’t equal the real losses you have faced.

So, is there a way to receive complete coverage? Yes, you can if you opt in for the ‘return-to-invoice’ add-on. Read on to learn more about this extremely helpful rider on your car insurance policy.

What is the return-to-invoice cover?

The return-to-invoice cover is an add-on that will ensure you get compensated for the full invoice amount of your car if your vehicle gets stolen or damaged beyond repair. In essence, this cover bridges the gap left by the compensation you would otherwise receive from your idv calculator.

The return-to-invoice cover is not one that you can claim for minor dents and scratches sustained by your vehicle. It comes into play when your vehicle suffers from total loss. For instance, if your car has been stolen, you would be able to claim the benefits of this add-on on your car insurance policy. Or, if your car faces complete damage from a landslide or an earthquake, the return-to-invoice add-on cover will compensate you for the losses you have thus suffered.

Who is the return-to-invoice add-on suitable for?

While almost anyone who owns a new car can benefit from this add-on, it is absolutely essential for those who live in areas that are prone to thefts or places that are known to face natural calamities like earthquakes and floods.

Are there any limitations to thereturn-to-invoice cover?

 Yes, there are certain limitations to the return-to-invoice cover that are general among all insurance providers. These include the following conditions:

·         This add-on can only be purchased for vehicles that are under 3 years old

·         The benefits of this add-on cannot be claimed for any wear and tear that occurs naturally as the vehicle ages

·         This cover may not be offered to imported cars

It is advisable that you contact your insurance provider for a full list of the exclusions that may accompany their return-to-invoice add-on.

Thus, we see how beneficial the return-to-invoice add-on can prove to be. Do make sure to talk to your car insurance provider about this rider as soon as you can. Finally ensure that you always renew your car insurance policy on time to stay financially secure and legally compliant. Drive safe and take care!

[ziptech]

We are pleased to announce the *Power of 15th August* for Smart Plazas. Full of festivities, this month offers a host of opportunities for all of us. *Offer Period - 1st to 31st Aug* *Key offers:* - up to *17.5% additional cashback* - up to *Rs 5000 cashback using Amazon Pay* . *Flat Rs 5000 cashback on all QLED and Flat 10% cashback on the audio range* . - Smart Club - IFFCO Tokio Product Insurance - 18x0 and 12x0 finance schemes We wish you Eid Mubarak and a fantastic August ahead. For more details contact us: 9384841473 Visit: https://bit.ly/38niXVQ #samsungaugustoffers #independenceday2020 #independendedayoffer #homeappliancesstorenearme #homeappliancesshopadyar #homeappliancesshowroomnearme #powerofaugust15th #monthoffers #august15th #smartplaza #17.5%cashback #5000cashbackamazonpay #qledtvoffers2020 #iffcotokioproductinsurance #iffcotokio #amazonpayments #householdapplianceshopadyar #householdappliances #householdappliancestoreadyar #householdappliancesshowroomnearme #ConsumerElectronics2020 #consumerelectronicshopadyar #consumerelectronicsshop #consumerelectronics2020store #consumerelectronicsstore #buywashingmachineatbestprice #getwashingmachine #WashingMachine #frontloadwashingmachine #toploadwashingmachine # (at Chennai, India) https://www.instagram.com/p/CDgP9yxD9Li/?igshid=nfrq59xswca3

[getinsured24]

Health Insurance Policy - Health insurance plans from IFFCO-Tokio offer complete coverage from medical expenses. Get coverage for ambulance charges, pre and post hospitalization expenses and cashless treatment at 5000+ network hospitals. Get a medical insurance policy today & enjoy peace of mind from life uncertainties.  

Facebook - https://www.facebook.com/iffcotokio/ Instagram - https://www.instagram.com/iffcotokioofficial/ Twitter - https://twitter.com/iffco__tokio Youtube - https://www.youtube.com/channel/UCGjMuEXJXMVpSGK-9lWdfCQ Blog - http://getinsured24.blogspot.com/

[newsindia360]

COVID-19 Disrupted Business Models Of Insurance Companies: IFFCO-TOKIO General Insurance Said

COVID-19 Disrupted Business Models Of Insurance Companies: IFFCO-TOKIO General Insurance Said

  The Covid-19 pandemic has resulted in the health vertical emerging as an important area.

Kolkata:

The COVID-19 pandemic has disrupted business models of insurance companies, which have seen degrowth, IFFCO-TOKIO General Insurance said on Saturday. “In a situation like this when everything is uncertain, insurance has become critical. The pandemic has disrupted all businesses models,” MD and…

[weelectronicstudentreviewstuff]

COVID-19 Disrupted Business Models Of Insurance Companies: IFFCO-TOKIO General Insurance Said

COVID-19 Disrupted Business Models Of Insurance Companies: IFFCO-TOKIO General Insurance Said

The Covid-19 pandemic has resulted in the health vertical emerging as an important area.

Kolkata:

The COVID-19 pandemic has disrupted business models of insurance companies, which have seen degrowth, IFFCO-TOKIO General Insurance said on Saturday. “In a situation like this when everything is uncertain, insurance has become critical. The pandemic has disrupted all businesses models,” MD and…

[vidhimehta672]

Pradhan Mantri Fasal Bima Yojana - Pradhan Mantri Fasal Bima Yojana: A scheme that provides Insurance coverage to all farmers for their crops as notified by the State Government.

Facebook - https://www.facebook.com/iffcotokio/ Instagram - https://www.instagram.com/iffcotokioofficial/ Twitter - https://twitter.com/iffco__tokio Youtube - https://www.youtube.com/channel/UCGjMuEXJXMVpSGK-9lWdfCQ Blog - http://getinsured24.blogspot.com/

[bimasuraksha]

Understanding the proper insurance wordings can help you. In Motor Vehicle Insurance, THIRD PARTY or ACT ONLY (TP) essentially means property damage coverage. Terms we usually use as FIRST AND SECOND are explained. PA (Personal Accident), and OD (Own Damage) can be added to TP to make it COMPREHENSIVE. #bimasuraksha #iffcotokio #motorvehicle #insurance (at Jaydev Vihar Sqare) https://www.instagram.com/p/B-RqrAypIqI/?igshid=5a26jtkw54ux

[thoothukudipeople]

Hola Thoothukudians, Is your Vehicle you're bae ? It really requires security! Secure you're vehicle by insuring it with our PEARL INSURANCE AGENCY at a lower price All types of insurance services are done here and all vehicles insurance renewals are also available. We have tie up with 20 leading insurance companies over India. Business Head @gokulakanna_gk See full details 👉https://youtu.be/mq-rkMJw2AA Fix you're quote for you're vehicle Insure you're vehicle and satisfy you're soul 💓 #royalsundaram #reliance #magma #icicilombard #sbi #godigit #shriram #universalsompo #newindia #national #unitedindia #oriental #liberty #iffcotokio #bhartiaxa ##bajajallianz #hdfcergo #acko#cholams #dhfl#tataaig #kotakmahindra #thoothukudi #tuticorin #thoothukudi_people (at Thoothukudi) https://www.instagram.com/p/B8TmQohBLTA/?igshid=vfc5uqorl3lz

[family-health-insurance-india]

Family Health Insurance Plans - Health insurance plans from IFFCO-Tokio offer complete coverage from medical expenses. Get coverage for ambulance charges, pre and post hospitalization expenses and cashless treatment at 5000+ network hospitals. Get a medical insurance policy today & enjoy peace of mind from life uncertainties.  

Facebook - https://www.facebook.com/iffcotokio/ Instagram - https://www.instagram.com/iffcotokioofficial/ Twitter - https://twitter.com/iffco__tokio Youtube - https://www.youtube.com/channel/UCGjMuEXJXMVpSGK-9lWdfCQ Blog - http://getinsured24.blogspot.com/

[riteshkumarsblog]

How To Cancel A Car Insurance Policy?

In India, having basic insurance for your vehicle is mandatory by law. Moreover, getting insurance for your car gives you peace of mind as you enjoy financial protection from mishaps, if they occur. Therefore, you must always have adequate insurance coverage for your vehicle at all times.

Now, if you plan to sell your car before the insurance has expired, you might need to cancel the coverage. This situation might especially prove essential if you have a long-term car insurance renewal plan that extends for a couple of years. Furthermore, you could also want to cancel your existing car insurance plan if you are unhappy with your present insurance company and have found a better one. Whatever be the reason for the cancellation, if you are doing it for the first time, you might be in need of some guidance. In this article, we wish to help you with a quick overview of what you need to know about cancelling your car insurance plan.

Steps for cancelling a car insurance policy

Here are the steps that are generally to be followed when cancelling a car insurance policy.

1.    Inform the insurance company

Once you have decided to cancel your car insurance policy, you must call up your insurance company and inform them of your decision.

2.    Complete the paperwork

Next, the insurer might require you to send a letter by email or sign some paperwork confirming your decision to cancel the policy. The insurance company may also need you to provide some documents as per their process.

3.    Discuss the refund

Do not forget to speak to the car insurance company about whether you are due for any refund due to premature cancellation of car insurance. If you have already paid the premium for the entire year, you will get some refund depending on how long you enjoyed coverage for while the policy was still active.

4.    Receive your car insurance certificate

This certificate is necessary to be able to enjoy the ‘no-claim bonus’ from your next insurance provider. Make sure that you request your insurance company to send this certificate.

Once all these steps have been completed properly, your car insurance policy will get cancelled. The entire process may take around two weeks.

Do note that many insurance companies allow you to complete the process of car insurance cancellation online on their website. If you are familiar with transacting online, it makes sense to do things digitally to save yourself time and effort.

We hope this overview of the procedure of cancelling your car insurance policy will help you. Do bear in mind that each insurance company might have a few additional steps to be followed as per their requirement so, make sure that you speak to them before initiating the cancellation process. Also, ensure that you buy a new car insurance policy before the old one is cancelled and no longer active. Your car must always be insured so that you stay financially secure and legally compliant. Take care and drive safely!

[ziptech]

We are pleased to announce the *Power of 15* for Smart Plazas. Full of festivities, this month offers a host of opportunities for all of us. *Offer Period - 1st to 31st Aug* *Key offers:* - up to *17.5% additional cashback* - up to *Rs 5000 cashback using Amazon Pay* . *Flat Rs 5000 cashback on all QLED and Flat 10% cashback on the audio range* . - Smart Club - IFFCO Tokio Product Insurance - 18x0 and 12x0 finance schemes We wish you Eid Mubarak and a fantastic August ahead. For more details contact us: 9384841473 Visit: https://bit.ly/38niXVQ #samsungaugustoffers #independenceday2020 #independendedayoffer #homeappliancesstorenearme #homeappliancesshopadyar #homeappliancesshowroomnearme #powerofaugust15th #monthoffers #august15th #smartplaza #17.5%cashback #5000cashbackamazonpay #qledtvoffers2020 #iffcotokioproductinsurance #iffcotokio #amazonpayments #householdapplianceshopadyar #householdappliances #householdappliancestoreadyar #householdappliancesshowroomnearme #ConsumerElectronics2020 #consumerelectronicshopadyar #consumerelectronicsshop #consumerelectronics2020store #consumerelectronicsstore #buyefrigeratorsatbestprice #airconditioners #gettelevision #WashingMachine #buymicrowaveoven (at Chennai, India) https://www.instagram.com/p/CDa3vSODiPU/?igshid=1gwr9ck61wuf9

[kajalkamble123]

best online two wheeler insurance

Car insurance keeps you safe on every drive. Give your car complete protection with a 4 wheeler insurance policy from Iffco Tokio. Buy car insurance online and enjoy best cover, with a wide range of add-ons & lowest premiums.

Do Visit :

www.facebook.com/iffcotokio/

twitter.com/iffco_tokio

https://www.instagram.com/iffcotokioofficial/

[getinsured24]

Health insurance plans from IFFCO-Tokio offer complete coverage from medical expenses. Get coverage for ambulance charges, pre and post hospitalization expenses and cashless treatment at 5000+ network hospitals. Get a medical insurance policy today & enjoy peace of mind from life uncertainties.  

[ensuredfuture]

What is travel insurance and why do I need it?

A travel insurance policy covers risks that can occur during your travel such as loss of passport and personal belonging cover, loss of checked in baggage etc. Having such risks covered ensures an additional layer of protection against financial loss. 

A travel insurance policy is a type of insurance that covers the costs and losses associated with traveling. It is useful for protection of those traveling domestically or abroad. 

Before you buy travel insurance online here are some things you need to keep in mind: 

1. It covers delays in flights and flight cancellations 

2. You don’t have to shell out money for pre-existing diseases 

3. Covers for factors such as loss of baggage and passport 

4. It offers you a Personal Accident coverage 

5. Fast settlement claim process 

Some common exclusion in flight insurance: 

 1. Should you miss your flight/train due to a local protest that has erupted

 2. Should you sustain personal damages (be it bodily injuries or financial losses), resulting from a local protest or civil war, for that matter 

3. Pre-existing diseases that might warrant/lead to hospitalization 

4. Any delay in baggage that is less than 24 hours 

Benefits of buying a travel insurance policy: 

1. Complete Protection 

2. Personal Accidents 

3. Loss of Baggage 

4. Passport Loss 

5. Health Cover

6. Dental Treatment 

7. Hospital Daily Allowance 

8. Baggage Issues

 A travel insurance policy is quite beneficial especially if you are a frequent traveler so make sure you do invest in it and do so wisely. 

Some travel insurance providers in India include: 

1. HDFC Ergo 

2. Leads Ensured Future 

3. Tata AIG 4. IFFCOTOKIO

[mishrasatty7]

IFFCO TokiO Consumer Complaint rejecting genuine Insurance Claim

#IFFCOTokiO #Consumer #Complaint rejecting genuine #Insurance #Claim

In this post we will discuss about the decision of district consumer dispute redressal forum in which it had directed the general insurance company to pay compensation of rupees 25000 for rejecting the genuine claim of a complainant. IFFCO TokiO Consumer Complaint rejecting genuine Insurance Claim Insurance company told to pay up for rejecting claim Introduction : In this post we will discuss…

[mediclaimpolicy]

Compare Health Insurance Plans

IFFCO Tokio offers best health insurance plans for families and individuals as per their need. Buy or Renew medical health insurance policy online.

Do Visit :

Facebook - https://www.facebook.com/iffcotokio/

Instagram - https://www.instagram.com/iffcotokioofficial/

Twitter - https://twitter.com/iffco__tokio

Youtube - https://www.youtube.com/channel/UCGjMuEXJXMVpSGK-9lWdfCQ

Blog - http://getinsured24.blogspot.com/