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Galveston Texas Cheap car insurance quotes zip 77551

"Galveston Texas Cheap car insurance quotes zip 77551

Galveston Texas Cheap car insurance quotes zip 77551

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Health insurance for individual?

Trying to find the best plan for myself. I am 30 yr old female self employed. I have an ok job right now so a high premium is not going to work. But I am fairly healthy and never really go to the doctor. I guess I need insurance for those what if moments that I hope never happen. Also I live in Pennsylvania. This is what I have found the HMO premiums are just too high but none have deductibles. The PPO plans all have deductibles but the premiums are lower. PPO Deductibles $2500 cost $188 a month,20% coinsurance $5000 cost $164 a month, 20% coinsurance PPO Advantage Deductibles $1500 - $142 a month, 20% coinsurance $2500 - $120 a month, 20 coinsurance Right now I'm leaning towards the lowest deductible advantage plan at 1500 @142 a month and a 3000 out of pocket max. It seems reasonable all the preventative care, primary and specialist are all copays w/out deductibles so say I never go tot he hospital I'm basically just paying a monthly premium and the copay. My issue is I have gone uninsured before and knock on wood nothing happened never even needed to use a cvs minute clinic. But as I approached 30 I realized maybe I should get health care for myself just in case. I do have the !500 set aside in an account that was supposed to be a splurge fund for vacation but now it may also just be a medical fund. Anyways, based on the above all co-pays are $30 and $50 for specialist. Do they sound reasonable?? Insurance is so hard to understand *sigh*""

Insurance while overseas?

I am wanting to travel overseas to join my wife but wondered if something happened to my family (in the future) and I need money fast to travel back is there some kind of insurance I could take out before I leave?

Car insurance PROBLEM HELP!?

Hi i've just bought a little suzuki SJ410 jeep 1.0L. the jeep was advertised as a SJ410VB. So i put that into my insuance quote before i got the jeep and it was very cheap 800. Anyway now i have the jeep i have found out it is s SJ410VBJA. So i put that model into the insurance quote and now it is 3,904!!!! WHAT? It is basically the same jeep 2 seats and same engine. So whats going off? Should i contact the insurance company? I can't afford almost 4,000!!! HELP! And i'm now stuck with it!""

How much will my car insurance go up?

I got 2 points on my license, i pay $700 a year now, and this is my first violation. I live in new york""

Does my grandmother need car insurance if she doesnt drive...?

She doesn't have a license and hasn't had one in decades. Her children drive her to and from church, grocery stores, etc. in her car bc she has trouble getting in and out of their cars. So, does she HAVE to have inurance? I would imagine if her children have insurance, then she wouldn't need it. Anyone know the rules on this?""

Insurance company offers online business insurance?

hi, ive been trying to set up this business for the longest time now and my only problem is insurance. i need general liability insurance just incase i ship something out and a customer tries to blame my packaging and sues me. im selling coral and LED lighting. the insurance companies i tried were hiscox, nationwide, state farm, bolt, and so many more i dont even know the names anymore. they all say they dont offer any type of insurance for businesses that sell products or they dont offer insurance for online selling, does anyone know an insurance company that will be able to give me insurance for online selling? i only need $300,000 coverage i dont want a million dollars because then its to expensive and i know no one will sue me anyway the way this industry is ive never heard of someone sueing EVER my dad just wont let me start the company without insurence""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Paying for Insurance question?

Okay, is it possible for me to pay for insurance for only a few days rather than a month at a time? If so, how?""

What is the best life insurance for a 77 year old man?

How much is average home insurance; with a pool?

What is the best Car Insurance ? HELP!!!?

Okay so I am a first time Driver and will be getting my first car really soon between next month and May. But first I need help on finding the right insurance especially one that's not really high for a first time driver also I need some tips on things I need to have when I get my car , tags & titles , registration. I need to know everything possible that I need to know when buying my first car and actually keeping up with it .""

How much will insurance cost me on a 1.6 Ford capri?

A year from now I hope to pass my driving test (hopefully with a pass pluss), in which case I will be 17 years of age and it would be my first car.""

Do I have to wait until after I get a car to get auto insurance?

I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""

Cost of insurance for a 20yr old?

I'd like to buy a Toyota Yaris or a similar kind of car which is in a low insurance category. How much would you estimate that the insurance would be they? This would be my first car although I passed my test 3years ago and have been on my parents insurance since! Thankyou.

Car insurance help!!?

So about a month and a half ago, someone kicked my car at night and left a big dent. I was stupid and called insurance and they gave me two options: fix the car or take a cash settlement. However, no matter what I do, my monthly insurance rate is going to go up even though it was not my fault. I think this is ridiculous and not worth it and I just want to cancel the claim. But I have been told that once a claim is put in, there's nothing you can do and once you hit three claims, your overall premium goes way up. What do I do? Should I just stop contacting the insurance company and after a while they have to close the claim? I wanted to sell the car this week but I guess that adds too many complications...""

When buying a car what detirmines how cheap insurance will be?

I am currently Looking for a new car and am trying to get the best rate for insurance as possible what features add to or detract from insurance costs thank you

I want to buy a car insurance by different address?

i want to buy a car insurance by different address which where i lived now. is that getting a problem ?

Full coverage Auto Insurance? ?

Is comprehensive and collision all you need to have full coverage ? I pay 250 a month for my car's insurance and decided to look around . I came across a progressive quote after I put down all my information , and it asked if I wanted to pay already. It came out to be 70 a month . It has a collision and comprehensive coverage included along with roadside assistance and a few other things on the side . Should I just get progressive or do you think there may be something they're not telling me ? I just don't want to get it , and it turns out my cars not as covered as my current insurance . 250 a month just seems like a waste for a car that's not even my daily driver .""

About how much does full coverage auto insurance cost for a ford focus?

And how much would it be for a kia forte koup?

Whats the best cheapest car insurance to get?

We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks.""

Has anyone used or made a fake car insurance card?

Okay I will be honest. I have been unemployed since September so money has been very tight and i havent been able to afford my car insurance. I have court tomorrow and when I was pulled over i didnt have my insurance card on me. I have court tomorrow morning and I have to bring my card with me. I still dont have valid car insurance. I am freaking out because I can lose my license over this. If i do how will i take my daughter to school how will I be able to look for work. I just cant bottom line! Now I have heard of people getting away with fake insurance cards for situations like this. Has anyone ever done anything like this before? If so can you please help me. Look i know this is very stupid and breaking the law. I have never had to deal with anything like this before. I could buy one of those cheap policies right now for the future. I told the officer though i was insured just didnt have my card on me. So thats why i need help right now. Please anyone a lot is at risk for me right now just because i had some officer on a power trip pull me over because I pulled into a tow zone to pick my daughter up from school one day. Please anyone it would be very much appreciated! I have my old card i can upload and tweak on photoshop but i dont really know how to use it im not very tech savy. Also idk if that would pass wouldnt the judge be able to tell?

How much money is aviation insurance for a single engine prop for a student/new pilot?

I am a student starting my private pilots coursework and I am curious as to how much aviation insurance would cost if I buy a plane (4 seat single engine prop) in the next year or so....what would be a normal range in price for standard grade coverage??

How much auto insurance premium go up after an accident?

I got into a car accident about a month ago. I totaled my car and damaged another. A passenger also got hurt in the other vehicle and filled a claim but it doesn't look like hes suing. The accident was clearly my fault. I currently pay $160 a month for two cars and I'm 24 years old. Anyone have a rough idea as to how much it will go up? Thanks.

Is there anyone that has Mercury Car Insurance? I am wondering if they are any good? Please help!?

Just curious on how they rate compared to other insurance companies.

""If I never had a car (or car insurance) before, do I need to buy car insurance before buying a car?""

So I'm getting ready to buy my first car. It's located in the next town over. But if I just go over and pay cash and get it, there wouldn't be any insurance on it. It's illegal to drive without insurance. Don't I need to drive without insurance first? If so, how would I explain to them that I don't exactly have a car yet?""

Galveston Texas Cheap car insurance quotes zip 77551

Which auto insurance carrier is best?

I want to find a reliable company. I've looked into Geico and Allstate... just don't know how they handle claims and things. Any input?

Omg what do i do my dad wont put me on his car insurance and im under 19 so it costs more?

k so i am 18 years old i dont drink,smoke or do anything bad i am about to get a job that requires to me to drivee in order to be there on time. i have my permit, but my dad WILL NOT LET ME DRIVE. he thinks im crazy, and psychotic and i don't know what to do. i saved up enough money to buy a cheap 1000 car, but i need somebody to take me to get it. also he wont let me practice driving and i have a test for my license in february. im never gonna get it im gonna be a failure all b/c of him!!!! please tell me what i can do. oh also u have to be 21, in order to get ur license w/o parent/guardian consent. and i have no friends to drive me cause i just changed schools. i have no ride anywhere and im getting pissed cause that moron is gonna make me live on the streets if i buy a car. but then again id rather buy a car and live in it then live with him my moms even worse shes getting rid of her old car cause her dad is givinhg her a lexus for free and shed rather get7000 grand for it then give it to me and its my bday this week lol and her cars worth 3000 but shes lying to me o well lol""

My car insurance is $96.00 a month and I have a 17 year old son that needs to be put on my insurance?

How much do you think it will be after I add him?

Where does a single woman find affordable health insurance without the high deductible?

Which company is best for insurance?

I am 17 and have just passed my test I have a 1.4 litre hatchback and need to get my insurance. Where is best? Thanks

Redlight violation?! Any way to lower the $381 fine and not raise insurance?

Help! This Saturday, I was in Fremont to pick up someone at the Bart station. I was on Mission and Mohave going straight towards the entrance to 880 when the light turned yellow. I started to stop but I felt that if I kept stopping I'd end up in the middle of the intersection so I pressed gas again and went through. I thought I made it on the yellow, but I saw the huge flash meaning the lovely camera took a picture of me. ): The fine is $381 according to http://www.fremontpolice.org/redlight/redlight.html plus a higher insurance, right? I'm freaking out. I'm a 17 year old high school student (I've had my license for over a year already) at a private Catholic school, straight A's in all my classes, super clean record, and I've never gotten a ticket before! I know I have to go to court but is there any way that the fine will be lowered and my insurance won't go up? If I go to traffic school will it be cheaper and keep my insurance down? Help please!""

WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?

""I would like to get my insurance license in the state of CA, and I need to know how to start?""

I would like to get my insurance license in the state of CA, and I need to know how to start?""

Car leasing and insurance question?

Okay, so I'm 20 years old and in need of a new car. I'm looking towards leasing the 2013 Honda civic. The car itself is going to be under my fathers name, since he is the one who will be taking out the loan, however I will be the actual driver. However, my mom is the one who has taken care of my car insurance for the last 3 years. I am listed as a driver on her policy. I've heard that the person whose name is attached to the car MUST have the car insured in their own name, but my parents are MARRIED and my mom takes care of the insurance. Is it possible for me to have the car in my dad's name, and the insurance in my moms? Thanks in advance for your help !! I sincerely appreciate it.""

Progressive vs Allstate Auto Insurance?

I am going to be saving $500 with either company. Just curious on anyone's opinions. Both are going to be saving me about $40 a month.

Teen Car Insurance Question?

I am looking to buy car insurance for my son who will be 16 1/2. Will it be cheaper than the average premium to have him drive a 1995 truck? also... if you have a teen driver how much did it cost to add them to the policy? thank you

Why is my car insurance going up?

I can't understand why my car insurance is going up and I've never claimed.... I am 24 years old and passed my driving test in 2007. I brought my first car in september 2008 which is a Vauxhall Corsa 12v 1Ltr. I still have the same car but each year the insurance is going up and up and I'm only going for third party fire and theft. 1st year - 77 2nd Year - 111 3rd Year - 130 - 199 I can't understand it.

Can i get a bought car with someone elses insurance?

So i bought a car but it needs to be fixed so i need to tow it to my house. I dont have insurance on it yet until i fix it. My parents have triple A and are real good customers. Can triple a tow the vehicle to my house even of its not insured yet?

Auto insurance for a 16 year old female?

*im adding some details i forgot to add last time, sorry for the question repost I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates , and im most certainly not about to give them my phone number. No way jose.thats why im asking. -Im a 16 year old female -Dont have a license (yet) -im single -I would be driving a 2001 kia... i think sephia? Idk but it looks like a very basic car. -I have good grades -i have never gotten tickets or DUIS -I live arizona -I would only be driving to school which is approx. Seven minutes away fron where i live -I would only also be driving to work which is about 15 min away -I work part time So do any of u have an estimate??? Also please dont comment something irrelevant or pointless""

Cheapest auto insurance in CA?

""I dont have insurance or a source of income, help?""

I am eighteen years old and currently have no insurance and I am looking for a job but so far nothing. I have chronic migraine disorder and ptsd, I was on medication for both but after I turned eighteen I lost all insurance I had with my mother. i don't go to school nor can i afford to and i dont know what to do. Help?""

Car Insurance(state farm) hit & run accused of hitting a object?

i was driving on the freeway tunnel(day time) when i noticed the guy driving on my left-side merging into my lane and struck my right fender,so when i get to the end of the tunnel to wait for him the guy simply drives off.I then call my ins and claim a hit & run etc. i gave them the details they say they'll fix it.3 months later i come to find out that they are claiming it's my fault that i hit a object or a guard rail or wall how can i go about this and fight it.the rep that help wasn't any helpful at all she said she re email a letter stated it was my fault and how to fight it. any help will b appreciated !!! i also i asked the lady if i can show pics of a cars that have been into collision with object i even told her it would be pics of my car(not actually my car) but u know what i mean she said they only go off what they see""

Least expensive sport cars to insure?

I'm 16 got my license yesterday and I'm shopping for car's. My car budget is $8000 I'm looking at the rsx-s,cobalt ss,350z,Subaru wrx. Please I know it's not cheap to insurance the car but my question is what sport cars are the least expensive to insurance I'm aware their pricey""

How much should my insurance go up with a new car?

Right now I have a 1995 honda accord, I play about 90 a month, what should I expect to pay with a 2007 mazda 3?' Im 19, on insurance with my parents, no tickets or accidents. THANKS!""

""I had full coverage auto insurance, my policy lapsed for 2 days & during that time I had an accident am I cov?

The Insurance company is Coast Insurance in California. The accident happened during the 2 day lapse period. I have been with the company for approx 10yrs

Can somebody suggest me some good health insurance company which can provide me insurance for four months.?

I graduated very recently from a US university. And, I had campus care insurance. It might take some time for me to join the job. And, I would like to have some kind of health insurance for four months. Can you please suggest me some good company which can offer me insurance for such a short period?""

""First ticket, no points, insurance increase?""

I just got my first ticket, clocked at 60 mph in a 45 mph zone. I'm 17 years old, driving my dad's car. The officer didn't give me any points for it and the fine was drastically lowered, considering the fact that I only went 60 for a little and breaked right after. Do you think my insurance will raise? I live in Pennsylvania and have Allstate. If it raises, how much extra per month will I be looking at?""

""Im 20 years old and a full time student and work part time, if i move out, can i stay on my dad's insurance?""

Im 20 years old and a full time student and work part time, if i move out, can i stay on my dad's car and medical insurance even though i do not live at home but im under 25""

Backed into something. Will insurance rates go up?

Today I backed into something in my car. It did slight damage to the rear bumper but nothing else. Could I choose to file this through my Insurance, and would this make my rates go up? I'm 18. Thanks""

""Is 4,800 a good insurance quote these days for a 17 year old?""

those days of insurance being 2,500 have gone last year. i cant get lower than 4.8k""

Galveston Texas Cheap car insurance quotes zip 77551

Did you hear about Obama's new auto insurance plan?

Right now people are paying hundreds of dollars a month for auto insurance. THe more accidents you have the higher your premiums are. Then there are those with no auto insurance, we all pay for them when they wreck our cars. Now there's going to be government exchange car insurance pools. If you don't have auto insurance you will have to pay a small tax, like a hundred dollars a year. THe great thing is you can buy the government insurance AFTER you have a wreck- you can't be excluded for your car's pre-existing condition. Now we can all drop our private insurance that was costing many thousands a year and pay the tiny penalty tax. Just one question? Where does the money come from to repair all the cars?""

How much is car insurance for a 16 year old girl ?

Im about to get my license and i was wondering how much insurance would be. For a 16 year old girl 2011 camry or corolla. Anyone wanna guesstimate ?

Whats a good life insurance plan?

I'm want to apply for life insurance for me and my husband but, what is a good life insurance plan? and where do I apply? I know gerber is good for kids do they have gerber life insurance for adults?""

Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?

I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.""

What exactly is an insurance quote? ?

if i wanted to buy a car and get some insurance how would i go about doing it?

Where can I Find Reliable Cheap Life Insurance Quotes?

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""

""How much does a lower back x-ray cost with no insurance in Houston,TX?

I have shattered my tail-bone or something and I can't sit down for more than 5 minutes but I don't know if I can afford it.

Which insurance company is father of reinsurer?

i need to know the answer for my interview in an insurance company. also which company is biggest insurance company in world.

How much price of the car drops after a accident occurs?

Rear ended............. car bumper is damaged honda civic ex sedan 2008 ?? The insurance wanted to estimate a diminished value for car and I just want to be prepared to know around how much would be rational. Thank You so much.

Which would be cheaper- my university insurance or insurance from the exchanges (obamacare)?

The deadline to enroll in my university insurance is before September, but I don't know if I should wait until October to see what options from the exchanges there are? Also, are all the insurance programs from the exchanges required to cover pre-existing conditions?""

Why is Auto Insurance in Quebec cheaper? And how do I go abouts changing my insurance to Quebec?

I've been told insurance in Quebec is much cheaper. I know a few friends that live there can I change my license address to Quebec then seek insurance over there? Im getting sick of paying 400+ in Ottawa.

For a first time driver who is 28 who is good for cheap car insurance?

In the uk

""If an accident is weather-related, will my insurance go up?""

Yesterday, I slid into a guardrail coming off of the interstate on the terrible snowy roads of Maine. $3,000 damage to my brand new car. I was told that if I file an insurance claim my monthly insurance payment won't go up since it was weather related. Is this true?""

Can an insurance company drop your auto insurance any time?

I have had 3 claims in 4 years. The first two claims where while living in another state. I since moved and just put in my third claim today (first claim with this company). My insurance payment really isn't all that high, about $75 monthly. The lady told me today that it would go up 10% if the cost was over $750. (it will be) She said this didn't effect my insurability or anything, but what if I had another accident in a year?? The real question is, can an insurance company drop you for any reason at any time? Some have said no, only within the first 60 days, others say yes, absolutely any time. What's the right answer?""

Do you think I need insurance?

I have to have insurance on my car for 3 years because I got a ticket for no insurance and suspended license. I just recently go rid of my car...do I still need the insurance. People have told me to at least keep liability non-owners insurance, but that's $266 a month for me...!!! Can I just forget the insurance and ride the bus?""

Whats cheaper car insurance or moped insurence?

im 20 and doing my lessons soon i do want to have a car but they are really expensive to run , do u think i should just stick to a moped and wait till i get a lil older plus how much on average is it to run a moped compered to a car including petrol+ insurance Only:)""

How much is car insurance and how much would car insurance on a mustang be how much would mustang I?

I am looking a used cars and I was wondering how much car insurance is and how much would a mustang be to insure.... Also I would be a first time driver and I live in pa if that makes a difference

I just bout 2 motorcycles and I am looking for a cheap place to get insurance through... Any suggestions??????

It's a 2007 yamaha and a 2005 suzuki, and I'm not getting anywhere with these insurance quotes. They are outrageous!!!""

TRADE INSURANCE..................?

is it safe to buy an insurance for a trade insurance owner as if he then puts your name in his policy and drive your own car for social purposes?

Motorcycle insurance?

I received my scooter insurance in the post but is there a cert like a car as i did not receive one and if there's not what do i bring with me to prove to the police i have insurance?

Are 100% of Americans insured with medical/dental insurance?

Bet not and do they pay their medical bills? NOOOOOOOOO!!!

Health insurance in florida?

if you dont have a job yet and have children how do u get health insurance in florida and if you had a c section and a premature baby why would an insurance company deny you insurance also if your child is underweight because of being premature why would their insurance be ridiculously high each month?

""How much does homeowners insurance cost in Nassau County, NY?""

I'm just starting to look at purchasing my first home and need to understand even a basic range of cost for yearly homeowners insurance for budgeting purposes. Without having a specific property in mind to request a rate for, is there any place I can see average or median homeowners insurance rates? I'm looking at homes in good condition for under $375,000 purchase price.""

Is there a way to find out someones insurance company only with their name and address?

i also have a license plate number. is there a website i can go to that i just type in someones name and their insurance company pops up?

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my license any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

Galveston Texas Cheap car insurance quotes zip 77551

Can 20 year old go under classic car insurance in ontario?

I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends?

Do you need car insurance to visit on a army base?

Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.""

What is a good health insurance for an individual?

My dad lost his job 6 months ago, his new job doesn't have benefits. What is a good health insurance that will be cheap enough for a young college student that is affordable? (I ...show more""

Why is my car insurance so expensive? Give me a GOOD reason why.?

I have my driving test tomorrow, looking forward to it, but car insurance for a car which is worth 200, the car insurance comes from 2500 - 4000. Why on earth does it come to this??!! Insurance companies are all sharks. No wonder so many people are uninsured.""

How much do you pay for car insurance?

Just wanted to take a poll. Per year or per month Do you live in Canada or US

Do i need a cars permit to get a motorcycle permit in california?

hi i just wanted to know if i have to get a cars permit for a motorcycle permit in california im already going to turn 17 in a couple of months and i already took drivers education i also read and studied both handbooks for the test sorry if my english is not that good or if i misspelled anything

Insurance's on a 16 year old driver?

i am 16 years old and i am looking for cars.. i found a used 2006 audi a6, i really like it and i want it to be my first car!!! does any body know how much it would cost too insure me under it ??????????""

Car Insurance and Tax experts only please!!!!?

I plan to buy a used car for 1900, but i need to know how much the sales tax would be.......if you dont know a definate answer can you please give an approximation?? I also need to know about how much my insurance would be....I am 19, female and the car is a Trams Am...i dont know the year.""

Car insurance- estimated quote? lowest pricing company?

i'm a 17 year old new female driver. the car im looking at is a 1995 grandam. about how much would you estimate insurance will be monthly on my own plan? and what company do u find is the cheapest?

Can an insurance co.legally drop my homeowners ins.?

Have had insurance with the same company for about 20 or so yrs.Home and auto.They recently tried to make my 60,000 dollar home worth over $100,000,000 and charge me a lot more for ins. and I said no there is no way my home is anywhere near that amount.Next thing I know I got a letter saying my home wasn't up to the standards they require.Is that legal??""

""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""

Question about MA car insurance?

I have a car parked in my apartment's parking lot that doesn't run. Can I cancel the insurance on it so I don't have to pay for it every month? I'm in the process of trying to sell it. When I cancel the insurance, do I have to return the plates, too? I don't think it's legal to have a car with no plates parked in a parking lot.""

What amount would you consider affordable for health insurance and how did you arrive at this figure?

Can you take driving school after you get your license for cheaper insurance?

I'm going to be turning eighteen soon and I want to take driving courses to lower my insurance. Can I still take them with my license or do I need to get my permit before I turn eighteen? I live in Arizona by the way.

Expired car insurance ticket?

So I got pulled over in may and had expired car insurance of about 10 months. I had presented my expired car insurance document and the cop had my car towed to a nearby car shop, where i got it back a few days later. The cop called another cop to drive me back to my university since my car was towed. I was talking to the cop who drove me back and asked what I can do and he told me to just plead not guilty on my ticket and get new insurance and bring it to the court. I don't understand, how can I plead not guilty? It was his advice and he knew my insurance expired. How can getting new insurance do anything for my cause? Any help appreciated, thanks.""

Do anyone know where i can get cheaper car insurance?

Im with Tesco and am due to renew my insurance next month but what im paying at the moment is sky high. Ive been on the road 2 years now, I have a reno clio.""

Insurance costs on 350z & g35?

Prices just on average? In Texas. 16 year old girl. How much does color matter? What are the different prices for blue, black, silver, & white? How much does the z and Infiniti coupe differ? Please don't tell me to choose different cars..I'm asking for insurance price, not your opinion""

Additional driver car insurance?

hi , i have a car and i have my car insurance my husband he just get his driving licence and he want to drive my car ,does he need to apply for car insurance for himself , or can i add him with me in my policy and how much will cost him . if i add him as additional driver on my policy is that will cost him to pay""

""Im from the UK.Around how much would insurance cost for me a 17 yr old girl, buying a 1999-2000 toyota celica?

All helpful answers appreciated. Stupid answers are not welcome !

""When searching for a car insurance renewal quote, has anyone come across 'Insure Insurance Reinvented'; ultra?""

cheap UK insurance quote.....their quote sounds too cheap to be true, and an internet search for reviews of them has brought up nothing""

What is the best and cheapest company for motorcycle insurance?

I am a rider with 10 years of driving experience but my license lapsed and I was forced to start over as a new driver (M1 graduated liecense). I'm married, in my 30's, I drive a 1999 Yamaha YZF R-6 and have never made any claims.""

Insurance adjusters?

I'm looking for a school in southern california that offers training in insurance adjusting. i'm trying to obtain my license in california and want to take a course

Does anyone knows which insurance company is better? Great eastern or prudential?

Teenage Car Insurance Question?

I am a new teenage driver about to go for his license in a few weeks. Before I do I have to be on one of my parents insurance plans. My mom says that adding me to hers would be about $1800 yearly and my dad just says that that is ridiculously high. I don't know which one of them to believe on this issue so: How much is average teenage car Insurance

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

Galveston Texas Cheap car insurance quotes zip 77551

https://www.linkedin.com/pulse/how-much-car-insurance-coverage-do-i-need-ronald-hall/"

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shefa · 7 years

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Facing the Storms in Our Lives

FACING THE STORMS IN OUR LIVES

FIRST DAY ROSH HASHANAH SERMON 5778 – 2017

Rabbi Stephen Weiss

B’nai Jeshurun Congregation, Pepper Pike OH

I’m going to be honest with you. This summer just has not quite turned out the way that I had planned. It was supposed to go something like this: After sharing in my favorite holiday tradition – the all-night study on Shavuot, I would head to Europe to lead our congregation’s Jewish Heritage Tour of Budapest, Prague and Berlin. The rest of the summer would be punctuated by two bike trips I was planning to take. I would ride my bicycle from Cleveland to Cincinnati and then along the Erie Canal from Buffalo to Albany. And of course, the piece de-resistance – the most important, the single most important event of the summer by far – was that at the end of August we would celebrate our daughter’s wedding.

Well, the wedding was unbelievable – beautiful, joyful, the happiest day of my life. I still pinch myself. It’s hard to believe that it was real; and for that I will forever be grateful to God. It was a weekend filled with absolute magic.

But the rest of the summer? Well by now you all know about my car accident in May – yes, for the record: car, not bike! Despite my repeated attempts to force myself back into the world, my injuries were severe enough that I was basically out of commission the whole summer. Two weeks before the wedding I was still unsure I would be able to enjoy my daughter’s big day. Even now, though I have returned fully to work, a number of problems related to the injury persist. I won’t be riding my bike any time soon.

So, this summer did not turn out in the way I had planned for and expected. The truth is, that’s how life is for most of us.

As the Yiddish proverb says, “A man plans and God laughs.” Except it’s not always funny. Many times, when our life goes “off script” we find ourselves confronted with tremendous, even overwhelming adversity.

For Sheryl Sandberg, the C.O.O. of Facebook, life went “off script” when she found her husband lying dead of a heart attack on the floor of a gym at the resort where they were vacationing in Mexico. In her book, Option B, she tells the story of how, weeks later, she and a friend, Phil were planning a father-child activity. They came up with a plan for someone to fill in for her husband, Dave. She cried to her friend, “But I want Dave.” Phil put his arm around her and said, “Option A is not available. So, let’s kick the ‘heck’ out of Option B.”

That statement pretty much sums up life’s challenges. For better and for worse, few of us live a life that is always Option A. We live a life that is always some form of option B.

Raise your hand if your life is turning out exactly the way you thought it would, if your life followed the trajectory that you expected and there have been no surprises, pleasant or unpleasant along the way…. Go ahead…. You see, no one goes untouched.

There is an expression in the Talmud, the rabbis said: Tzarot rabim chatzi nechama – “the troubles of the many are a half-comfort.” It helps to at least know that we are not alone.

If our lives sailed along as we planned and envisioned them, we would have no need for these holidays with their soul-searching and introspection, their pleas for forgiveness, for blessing and life. We would not sing through our tears as we chant the Unetaneh Tokef prayer: “On Rosh Hashanah it is written and on Yom Kippur it is sealed: Who shall live and who shall die, who shall wander and who shall be at peace, who shall wax rich and who shall be impoverished, who shall be exalted and who shall be brought low?” No… in place of the Unetaneh Tokef prayer – if our lives were Option A – we would come, offer a prayer of thanksgiving, have some apples and honey and call it a day.

We are here because too often life throws at us challenges that come from nowhere and seem utterly insurmountable. It might be a sudden injury that brings our lives to a grinding halt. Or the shattering of a relationship around which our world was built. Or the loss of a job leaving us unsure how to meet our needs and the needs of those we love. It might be suddenly confronting serious debilitating, degenerative or God forbid terminal illness. It might be our grief over the death of a loved one, especially when that death comes unexpected and too soon, most especially if it is the loss of a child. And this year, in this congregation, as I look out at all of you, I know that we have seen far too many storms.

Like the Hurricanes which brought such devastation to Texas, Florida and the Caribbean, these events sweep in with a force that cannot be deterred and utterly change the landscape of our lives. Sooner or later it happens to all of us, sometimes repeatedly, sometimes coming as many storms at once. And after the storm, we are never the same.

In her book, Sheryl Sandberg uses her experience to guide us through the challenges of accepting Option B and learning how to confront and move beyond adversity and rebuild our lives. In doing so, she turns to the writings of the founder of positive psychology, Martin Seligman. Dr. Seligman underscores what he sees as three impediments to our ability to recover from adversity and go on. He calls these three impediments the Three P’s: Personalization, Pervasiveness and Permanence. Learning how to avoid these three Ps would take us a long way toward nurturing the resilience that we need to overcome the challenges in or lives.

Personalization is the belief that we are at fault. When something goes wrong in our lives there is a great tendency to want to blame ourselves. Sheryl tortured herself with the illusion that she had been responsible for her husband’s death. If only she had gotten to the gym in time she could have saved him. If only she had realized that he had heart disease, she could have saved him. That guilt in turn spilled over into her apologizing for everything in her life: to her mother, who put her life on hold to stay with her, to her friends who dropped everything to come to the funeral, to her clients for missing appointments, to her colleagues for losing focus. It took her a long time to understand that if the doctors didn’t know that her husband was going to have a heart attack, how could she? Her psychologist made her ban the words “I’m sorry” from her vocabulary.

Now you may be thinking, “Rabbi, isn’t that what these High Holidays are all about? Aren’t I supposed to feel guilt for the things that I’ve done wrong? Shouldn’t I apologize to those people that I’ve hurt? In fact, isn’t the whole point of the Unetaneh Tokef prayer to move us to teshuvah, to repentance?”

And the answer is yes… yes, of course it is. This is the season of teshuvah. And teshuvah is fundamentally about recognizing where we have fallen down, what we have done wrong, who we have hurt; and seeking to change. That is the prime goal we engage in at this time of year.

But sometimes when we are hurting, we can confuse what we have done wrong with the hurt that we are feeling. There is a difference between apologizing for that which is within our power and feeling guilty for that which is beyond our control. Let me say that again: There is a difference between apologizing for that which is within our power and feeling guilty for that which is beyond our control.

That’s why over and over again during these holidays we will ask God for two things: selichah and mechilah. Those two words are repeated over and over again in the High Holiday liturgy.

Selichah means forgiveness. God should forgive us for the things that we have done wrong, for the people that we have hurt, for the ways in which we have turned away from God’s commandments, for our failures of morality and ethics. Selichah is forgiveness for our sins.

Mechilah is often translated into English in our prayerbooks as “pardon;” but that’s not really an accurate translation of the word. To be “moichel” somebody – maybe some of you recognize that word if I say it in the Yiddish. It’s the same word – to be “moichel” somebody means to relieve them of responsibility. Somebody has an obligation to me and I say “I moichel you” – “you don’t have to do that.”

Selichah is God forgiving us for what we did wrong. Mechilah to be “moicheled” is God releasing us of the burden of those things for which we are not responsible. God is saying to us: “Let go of that! You did not control that. Don’t let that weigh you down.” God forgives us for those things too because sometimes we have to learn to forgive ourselves, to let go and to be able move on. We have to be able to move past personalization.

The second P, pervasiveness, is the belief that an event will affect every aspect of our lives. It is the belief that if we are suffering or grieving or struggling over one thing in our lives, then we must suffer, grieve or struggle in every other part of our life as well. Everywhere we look we see pain and sorrow. And should we feel momentarily happy, we beat ourselves up and feel guilty about it.

In her book, Sheryl Sandberg writes: “As I blamed myself less, I started to notice that not everything was terrible. My son and daughter were sleeping through the night, crying less and playing more. We had access to grief counselors and therapists, I could afford childcare and support at home. I had loving friends and colleagues.” Being able to feel success, joy, love and peace in other aspects of our lives allows us to access our spiritual reserves, to find the strength to go on.

This is what our sages called “hakarat ha-tov” -- recognizing and acknowledging the good in our lives, taking stock of our blessings and expressing gratitude. That may seem obvious to you or, if you are hurting right now, it may seem incredibly hard. But our tradition is clear that as Jews we are bidden to find sources of joy in our lives even in our times of sorrow, and to find good that we are thankful for even when we are struggling.

When someone passes away, we observe the rites of mourning. During shiva, for seven days, we don’t leave our homes. We wear the torn garment. We engage in all the mourning practices. Except for one day of that seven. Which day is that? Shabbat. Shabbat overrides the mourning. The rabbis teach that Shabbat counts as one of the seven but we don’t observe it as one of the seven. We are not allowed to mourn or grieve on Shabbat. Why not? Because on that day we have an obligation to express our gratitude to God for the gift of creation, of peoplehood, of Torah. We have an obligation to be with community and feel appreciation for the other lives that touch us, support us and uplift us. Hakarat ha-tov: Even in our deepest pain, we have to recognize the good.

So many good things happen in our lives every day, small and large, that we too often take for granted. The very fact that we are alive and breathing, that we have family, friends and community. The beauty of our natural world. It can be as simple as, for me, the small miracle of the invention of silicone ear plugs that enabled me to dance at and enjoy my daughter’s wedding despite the loud volume of the band! For others, maybe it’s the miracle of cochlear implants, or of a walker that allows you to be more active and get around and not be tied down, or recovery from a recent illness, or getting a job, making a friend, or finding love. Maybe it’s just a beautiful day, or having just a little less pain today than yesterday. There are so many good things that happen in our lives at every moment. Far more than the dark moments we face. And when we can recognize and acknowledge them, when we can tackle the pervasiveness, we are on the road to healing.

The third impediment to our recovery -- the third P, permanence -- is the belief that the aftershocks of the event will last forever: that because one relationship ended we will never find a new partner, because we failed once we will always fail, that because we are grieving a loss we will never again feel joy. Sandberg shares that “For months, no matter what I did, I felt like the debilitating anguish would always be there. Most of the people I knew who had lived through tragedy said that over time the sadness subsides… I didn’t believe them.” She goes on to say, “When my children cried, I would flash forward to their entire lives without a father. Dave wasn’t just going to miss a soccer game, but all the soccer games. All the debate tournaments. All the holidays. All the graduations. He would not walk our daughter down the aisle at her wedding.”

Here’s the thing: it’s all true. Her husband would not be at any of those events. But what is not true is that all those events would therefore completely void of any joy, that she would feel the same grief then that she felt at the time of his passing. The human soul is hard-wired for optimism and hope. Give us a cloud and sooner or later we will find a silver lining. In fact, Sheryl Sandberg brings studies in her book that show that we all tend to overestimate how much negative events will affect us.

In one study, some students were asked to imagine their current romantic relationship ending and predict how unhappy they would be two months later. Other students were asked to report their unhappiness two months after an actual break-up. Guess what? Those who experienced a real split were far happier than expected. In other studies assistant professors thought being denied university tenure would leave them despondent for the next five years. College students predicted they would be miserable if they got stuck in an undesirable dorm. Both turn out to not be true. The bottom line is we are very bad, and overly pessimistic, in predicting our future emotional state.

How do you combat that feeling of permanence? By banishing words like “never” and “always.” Instead of saying “I will always be struggling,” say to yourself “today I am struggling.” Instead of saying “I will never again know joy,” try saying “sometimes I can’t feel joy.” Live in the moment; and if the moment is sad, or difficult, or frustrating that’s okay. But you own that moment, don’t let that moment own you. Don’t let the moment define you. Remember that what you feel today does not determine what you will feel tomorrow. Leave yourself open to the possibility of feeling joy and joy will find you.

At the end of her book, Sheryl Sandberg writes: “But just as grief crashes into us like a wave, it also rolls back like the tide. We are left not just standing, but in some ways stronger.”

The challenges and storms in our lives don’t need to be personal, pervasive or permanent; but resilience can be. We can build it and carry it with us throughout our lives. We can recognize when to let go of guilt. We can learn again to feel gratitude. We can rise above our grief and allow ourselves to rediscover love and joy. For all those who suffered the effects of Irma, Harvey and Maria, and for each of us facing storms in our personal lives, may the coming year be a year of resilience, a year of rebuilding, a year of hope and healing and blessing.

#jew #jewish #torah #spirituality #grief #grieving #mourning #loss #death #struggle #challenge #obstacle #option b #rosh hashanah #rosh hashana #judaism #crisis #life #life skills #coping

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