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stuclyblrs · 7 years

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hi everyone !!!! i’m a rising freshman at college/uni and thinking back on the college apps process i realized that i learned a lot that i would like to share !! i was successful with my college apps so im hoping i can give good advice✨

want to see more of this series? click here for the rest of the posts !!

the basics

tbh i personally loved going on campus tours !!! i think they are a very important aspect of the application process and shouldn’t be overlooked. a campus tour can easily make or break ur college list. additionally, if it wasn’t for campus tours, i would’ve never found the ~perfect~ school 4 me

scheduling - a lot of posts abt tours i’ve seen say to try and go when class is in schedule to get the campus vibe but tbh even if u go during the summer u can still get a good feel of what the school is gonna be like i only did my tours over the summer and u can still get a rly good feel based on the campus itself and the small number of students are there !

info sessions - if an info session is offered before the tour then please try and go to it ! they provide some of the basics about a school and often have a small q&a session with the admissions officer running it

the tour itself - if you can hang around the front of the group. this will allow you to hear better, easily ask questions, and possibly overhear someone else asking a question that you might not of thought of. just trying not to constantly invade your guide’s personal space or bombard them with so many questions that they can’t give anyone else attention

ask for what you want to see - idk whose idea this was but so many tours that i went on did not show a classroom which makes no sense since you are here to learn. if you do not visit a classroom or any other facility you would like to see (for me, i made sure to visit the main libraries), then ask after the tour if you can see one! i rly did not have a problem with this and most people told me where there were open buildings where classrooms could be seen. just remember that you still might not be able to visit certain locations as most university buildings only allow students to enter (it never hurts to ask)

with this being said, pay attention on tours for classrooms. while the tour might not stop in one, there’s a good chance you could walk by one so peak through the windows (if their isnt a class in session there - dont be creepy) so you can get a feel for what they look like.

why you should go - as long as time/money permit, then you should visit every college you can. like i already mentioned (and will explain later in this post), a campus tour can help decide if a school is truly right for you. going on a campus tour also shows demonstrated interest in school which can only be a positive when it comes to applying. the school will have on record that you visited there and then you automatically end up on their mailing lists (if you can’t visit make sure u sign up for the mailing list for this same reason). even if u have unofficially gone to a school hundreds of times do a campus tour

note taking

i didn’t actually see a whole lot of other students taking notes but i felt it was important in remembering details about the school and to gather information (if needed) for the why X school essay. i had a small notebook that i would write the important things from the info sessions, the feel/look of the campus itself, the vibe other students gave, the way the dorms/classrooms/cafeteria/library looked, answers to any questions i asked, or whatever else i felt was important. just remember to give your tour guide respect and pay attention to them more than your notebook

as you can see i took note taking very seriously

asking questions

this is super important as it’s the best time to understand what a school is like from an actual student. while they are there to sell u a school, they’re still gonna be more honest then info pamphlets

questions to ask

what made u choose X school among others?

this question is so !!! important !!!! i think this can help you grasp what kind of student fits w/ a particular school. if you end up with a tour guide who gives an insightful response, it can help reveal the values of both the school and the students. if u are like me and didnt have any top picks in mind beforehand or didnt rly know what you want in a school this can be helpful in understanding why people have their top choices and why they feel attachment to a certain school. additionally, if you are torn between two (or more!) schools when it comes to decision time, this can help u determine which school will be a better fit.

however, in my experience, many students tend to respond to this “i just had the right feeling when i visited the school” or some variation of this so you might not always get the best answer but try to get them to elaborate a bit more. for example, one of my tour guides was from london so i asked her why she wanted to go to school in america and what made her choose this school over other american colleges. while it’s not directly asking why X school i was able to get a more detailed answer to this question !

what are some unique traditions that X school has?

this ties into the previous question as it involves reasons for selecting one school over another but the main reason to ask this is for the “why X school” essay (i’ll talk about how to do these in a later post). not every school will have this extra essay, but many do so it’s important to be prepared ! this will give you content that’s more in depth and shows that you did research on the school

what’s the student body like?

are they super involved in service/volunteering? do sports function as the main social events? are people quiet and chill or major partiers?

while i talked about this in my post about researching schools, now is the best time to understand the ~vibe~ a school as. you should also observe other students around you and see what they are doing. you don’t need to ask the specific questions/similar ones that i listed, but make sure you get a general idea ! (unless of course you want to ask specifically about these things)

specific programs for your major

if you know what you would like to study, then ask questions about their specific program. (i did not know what i wanted to study, so i didnt ask these kinds of questions and unfortunately can’t offer much advice on how to ask)

ask about your tour guide’s major

if your major is not their major, they might not be able to provide much information outside of the general facts about it but ask about their major(s) ! i’m sure they’ll be glad to talk about what they are studying and it can give you a feel how the academics work in general about the school (especially if your major is within the same college/school @ the university b/c policies and whatnot will be very similar.)

@studywithanu has a guide on asking questions on campus tours written from their perpsective as a tour guide please check it out !

questions to NOT ask i can’t speak for tour guides on what they find annoying and what they don’t but just on the few campus tours that i went on i heard so much of the same bullshit questions (not trying to be harsh but some of it got to me). who knows, maybe some of these questions are only bad in my opinion but honestly i felt people could be using their time to ask better questions

what’s the difference between early action/early decision?

pal not to be rude but if u dont know this at this point then one props to u for not being completely obsessed with the college apps process as i was and two u have access to google.....it’s right there

but in seriousness, why waste your time on a generic question that can be easily found out and isn’t specific to the school you’re visiting ?? the purpose of the tour is to learn about one school not the application terminology. it amazed me how many different people i heard ask this

in case if u don’t know what the difference is i’m gonna tell u right here cause im feeling nice !

early decision - this is binding folks ! only apply ED if ur sure that your school is ur number one choice and you can’t picture yourself anywhere else and you’ll die if you dont go here. also u need to be able to afford it. the only way u can be let go of ur agreement is if the financial aid offered to you is too low (like way too low) and the cost will prevent you from attending college that’s it ! you can’t change ur mind b/c you think you like somewhere else better or somewhere else gave u larger scholarship. additionally, you submit your application (often november) earlier and find out about ur admissions status earlier (often december). note: some schools have ED II which basically is still ED, but you submit ur application at the same time as regular decision and you hear back earlier (normally february)

early action - non-binding ! apply to as many schools EA if you want. like ED, the application process is completed earlier and you are notified of ur status earlier too. unlike ED, you are not bound to any EA school and can wait to accept or decline until their deadline (may 1st is the majority for most universities). sometimes, a school’s EA might have a greater acceptance rate due the lower amount of students but the competition might be stronger so keep that in mind ! note: there are some schools w/ restrictive EA meaning you can only apply to that school EA and no others (you are not bound to admissions tho) this is most common in the ivies and generally you won’t come across it much.

what’s the average gpa/sat/act scores or what’s the acceptance rate?

again, why waste ur time on facts that can be easily googled and were most likely presented to you in the information session

this will make you seem uninformed and ill-prepared, which we don’t want. ask the best questions you possibly can !

how did you get in/what did u do in hs/what were ur grades

while i (thank god) never encountered this on a tour, i do know people can be very upfront with asking other studyblrs/appblrs these questions - maybe it’s just due to the anonymous feature on here but sometimes people are quite rude about asking these kind of questions

while i do not think asking someone with a study/appblr what their activities in high school is bad (as we are here to discuss these kind of things), the question “how did you get in to X school” needs to stop getting asked in general b/c guess what - none of us know which little detail of our applications made the admissions officer know you’d be the perfect fit for the school

instead try asking them about their current activities (gives you an insight on how the students are involved) and if they find the academics to be just the right level of challenging

anything that can be easily found on a school’s website

i know im basically repeating myself but if it can be found on the first few pages under the admissions section online or in any of their info pamphlets, then don’t ask it. it’s a waste of time - you want this tour to allow you to make an informed decision on if you should apply to this school. if you only go to learn stuff that you know is online (even if u dont know it off the top of ur head or haven’t looked it up yet) then what was the point of visiting at all ?

however, if you need more clarification about anything posted online (such as deadlines !) then ask away

is it right for me?

okay you’ve done all your research, visited all the schools on your list. now it’s time to ask are these schools right for me? should i apply here? there isn’t a right or wrong answer only you can determine if you should apply. since this is a bit more difficult to write clear-cut advice for here’s some examples from my personal experience

in case if you haven’t read my previous posts, the only factor i knew that i wanted out of a school was for it to be located in a big city, so all the schools i visited/applied to were in some major cities in the northeast. there was one school that i had high hopes for since it was located in the city but still had a traditional campus (hard factor to find in cities). however, upon traveling to this college, i discovered it’s on the outskirts of the city and a bit too far for my liking (i felt that if i attended i wouldn’t leave and explore the city daily, only on certain occasions if i felt like going out). additionally, i did not like the vibe the admissions officer that hosted the info session gave off. these two things were enough for me to say this is not the school for me, so after the info session my mom and i left and skipped the tour

when it came to the school that i will be attending, i only knew that it was my number one choice because of the campus tour. it was the last school i visited and while i had liked most of the schools i visited, i knew none of them were necessarily the “one” for me. they were all nice but my general reaction was just kind of okay i’ll still apply here onto the next school.... i hate that i can’t give a proper explanation as /why/ it was the right school (i always hated when my tour guides would say they picked their school based on a feeling), but yes i did have that feeling where i knew this was it. i could tell the students values aligned with mine, it was right in the city, it has an A+ study abroad program, strong academics, and more that i can’t put into words. if this doesn’t happen to you, do not be alarmed (tbh im surprised it happened to me) you don’t need to find the one for you to love your school. in fact, not having a dream school might be better b/c you can focus on your options logically and not get stuck on one school

a side note to this is my aunt always thought this one school was her top choice and that she had to go there but when she finally got a chance to visit, she absolutely hated it and later found a university that she loved (she still goes to football games regularly) don’t underestimate the campus tour !

can’t visit a school?

you still have several options to use even if you can’t visit somewhere (or even if u can these are still helpful)

virtual campus tours

youvisit - super neat campus simulation and some schools even have a virtual tour guide

campustours - also includes interactive maps

youtube channels

look for day in life vids, dorm tours, or any other content posted by students at the school + they’re gonna be more honest since it isn’t their job to sell u the school

school’s website/youtube

check the school website/youtube channel and see if they have maps or any kind of virtual tour

wow this was very lengthy so i rly hope this helps everyone ! if you have any other questions please feel free to send me an ask! my next post will cover basics to the common app so check back soon !

#appblr #studyblr #appblr18 #college applications #appblr 2018 #appse #this is so long i died making this #adkjcsjkd im prolly posting this too late for co '18 oh well #mine

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theroyalredqueen · 7 years

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To-relieve-my-boredom survey

Put your music player of choice on shuffle and list the first 10 songs

Irresistible - Fall Out Boy

Sucker for Pain - Lil Wayne, Wiz Khalifa, Imagine Dragons

Marmalade - Macklemore

Touch It - Ariana Grande

Pity Party - Melanie Martinez

Side to Side - Ariana Grande

Evermore - Josh Groban

Fast Car - Tracy Chapman

Broken Strings - Nelly Furtado, James Morrison

Perfect Strangers - Jonas Blue, JP Cooper

If you could spend a week anywhere in the world, where would it be and why? Would you take anyone with you?

Vatican City with my family

What is your preferred writing implement? (eg. Blue pen, pencil, green pen)

Any kind of point pen I guess

Favourite month and why?

December because it’s finally christmas??

Do you have connections to any celebrities (even minor)? List them.

There’s this PBB housemate who happened to be a sister of my ex-fling haha

Name 3 items you could pick up from where you are.

wallet, phone, eye glasses

What brand logo is closest to you currently?

Adidas

Do you ever play board games or other non-computer games? Got any favourites?

Yes but not those hard core board game type... maybe Monopoly is my fave

A musical artist you love that isn’t well known

OF MONSTERS AND MEN!!! (For my country I guess they’re not that well-known, in my friends it’s about 3 of them I guess)

A musical artist you love that is well known

Paramore and Fall Out Boy

What is your desktop background currently?

I’m currently using my mother’s laptop bec mine shut down due to unknown reasons :(((( but it’s just a plain windows preset bg

Last person you talked to, and through what you talked to them

it’s my parents, we’re watching Stranger Things 2 and I was explaining it to them

First colour name you can think of that isn’t in the rainbow

rose gold

What timekeeping devices are in the room you are currently in?

only my phone I guess

What kind of headphones do you use?

a cheap but awesome quality from Miniso

What musical artists have you seen perform live?

There’s a lot and most of them are local bands

Does virginity matter to you?

I guess if it is being used for bad things then yes it matters (like when you use a person’s virginity to sorta black mail them)

What gaming consoles do you or your family own?

We had a PS2 before, it’s not broken but we haven’t used it since I went to college

What pets do you have? What are their names?

we had a fox terrier named butchick, a fish named bukol (he’s a flowerhorn hence the name), and a chicken named coo hahaha

What’s the best job you’ve ever had?

I’m still studying (sucks I know) so I guess the best job I’ve ever had was being an intern at the Philippines’ flag carrier, PAL. It was a wonderful experience and I wish to apply there as soon as I got my license.

What’s the worst job you’ve ever had?

nothing so far

What magazines do you read, if any?

none

Inspiration behind your URL?

my fave color is red, and from the red queen from alice in wonderland

Inspiration behind your blog title?

I want to work in an aviation company/industry, and this is how the stewardess/pilots greet you.

Favourite item of clothing?

nothing in particular

Are you friends with any exes?

sadly, no.

Name at least one book you loved as a child.

the little prince, greek mythology books

What’s your native language? If that language has distinct regional variations, which variation? (eg. AU English, US English)

Tagalog/Ilocano

What email service do you use?

google mail/outlook

Is there anything hanging on the walls of the room you are currently in?

quite a lot actually

What’s your favourite number, and why?

28, because it is my birth date

Earliest moment in your life you can remember?

I was dancing “hey macarena” and I think I was 3 years old then

What did you have for dinner yesterday?

bulalo!!!

How often do you brush your teeth?

thrice a day

What’s your favourite candy/chocolate?

Mars chocolate bar, sour gecko

Have you had other blogs on Tumblr? Do you have any other blogs currently?

none

If you were suddenly really hungry, what would you choose to eat?

biscuit

What fandoms would you consider yourself a part of?

...

If you could study anything, what would it be?

flying (pilot), anyting related with aircraft maintenance

Do you use anything on your lips? (eg. Chapstick, gloss, balm, lipstick)

Tony Moly lip tint is my “to-go” lip tint. it varies when I’m going out for drinks, going out for movies, etc. (I own a lot of lip sticks)

How would you describe your sense of humour?

I easily laugh on simple jokes.

What things annoy you more than anything else?

bad attitude, liars, those who do not obey traffic rules and train etiquette

What kind of position are you in at the moment?

Do you wear much jewellery?

not much

Who is the leader of your country, currently? Any other levels of government with leaders? (State, region, province, county, district, municipality, etc)

I hate Philippine Politics hahahahhahaha

Last 3 blogs on your dashboard, not including any of your own

tylerknott, alliegonino, pusheen

What do you carry your money in?

???

Do you enjoy driving? Why or why not?

yes but I don’t know how to drive!!!!! haha

Longest drive you have ever been on?

...

Furthest away from home you have ever been?

abra

How many times have you moved house?

once

What is on the floor of the room you’re currently in, not including furniture?

my slippers

How many devices do you own which can access the internet?

Is there anything that is guaranteed to always make you happy?

chicken skin, baby feet pictures, coffee

Is there anything that always makes you sad?

I’m always sad... no need for reasons it just happens

What programs do you currently have open?

???

What do you associate the colour red with?

fierce, brave, flame

Last strong smell you can remember smelling?

dog shampoo

Last healthy thing you ate?

green veggies

Do you drink tea or coffee, and how much per day?

both. it depends on the situation

What do you associate the colour blue with?

calm, beach, pure, cool

How long is the closest ruler you can find?

6 inches

What colour pants/skirt/etc are you currently wearing?

blue

When was the last time you drank water?

an hour ago

How often do you clear your browser history?

I don’t

Do you believe nude photos can be artistic, rather than erotic?

yes

Ever written fanfiction for anything?

I used to write haikus, poems, and short stories during my high school. Because of uni stress and loads of school works I lost the time to write.

Last formal event you attended

I can’t remember

If you had to move your birthday to another date, which one would you choose and why?

hmmm maybe christmas day. I don’t know it’s a happy day0

Would you prefer to be at a beach or in the countryside?

i love both but i prefer the beach more

Roughly how many people live in your town?

a lot of people lol

Do you know anyone with the same birthday as you?

yes

Favourite place to shop? Can be a certain store or a place where there are multiple stores

book stores

Do you have a smartphone? What kind? If you don’t, do you want one?

yes, a samsung galaxy s6 edge

What is your most favourite colour, and why?

red, it looks fierce and brave

How do you spell grey/gray?

both?

Go to your dashboard and describe the image shown in the radar section (below the “Find blogs” link)

a GIF of a minimalist rose

What difference is there between how many followers you have, and the number of blogs you follow?

How many posts do you have?

232

How many posts have you liked?

142

Do you post mainly reblogs, or your own content?

reblogs

Do you track any tags?

sometimes

What time is it currently?

1:51 AM GT +08:00

Is there anything you should be doing right now?

sleeping because we already have classes tomorrow

#survey #bored #random

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marijanafwspickardttp89insu-blog · 5 years

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louisiana motorcycle insurance

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cryptswahili · 6 years

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Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold

Ronnie Moas is known as a finance guru with a 15-year track record of picking stocks. Later in his career, he ventured into cryptocurrency, claiming himself to be “synonymous with Bitcoin.” That success, however, has taken a turn towards conflict.

Background on Ronnie Moas

Ronnie Moas is the founder of Standpoint Research. The Florida-based company conducts market analysis on securities, bonds, cryptocurrencies, and other assets, and is a one-man operation dependent on Moas, according to a Bitcoin Podcast interview.

According to Moas (via Standpoint Research subscriber emails):

“I am one of the most highly regarded and highest ranking analysts in the financial services industry. I have a top 20 ranking for my performance versus more than 4,700 professionals… and my company was ranked # 5 on Wall Street in 2017.”

He is also a Twitter, TV, and radio influencer, having been featured on dozens of interviews and with a following of over forty-thousand on Twitter. He has a prolific record, having published and distributed over 900 research reports, and issued more than 600 stock recommendations since July of 2003, according to Bloomberg.

Moas goes so far as to claim that his ‘expertise’ extends into the cryptocurrency markets, saying that his name “has become synonymous with Bitcoin,” predicting that it “will hit $28,000 by the end of 2018”

According to Bloomberg’s Executive Profile, Moas began his career on Wall Street as an analyst at Herzog Heine Geduld. Moas was responsible for making sector, industry, and stock recommendations. And, according to the biography, “he demonstrated remarkable accuracy with his market forecasts and stock recommendations.” He left the firm to found Standpoint Research, Inc. in 2004.

Based on statements from Moas and estimates from other sources, Standpoint Research has between 2,500 and 3,000 subscribers. This earns Moas a tidy $1.5 million to $4 million in revenue a year.

Standpoint Sells Stock Picks

Standpoint Research makes money through its subscription service. Subscribers get access to research, stock picks, and information curated by Ronnie Moas. The company uses its proprietary “artificial intelligence overlay applied to a 155-variable computer model” for generating its predictions.

For $599 to $1,119 per year, subscribers get access to Standpoint’s exclusive research. The company asserts that it helps subscribers pick investments “…so that you do not have to do that research on your own.”

Doing Deals with Dignity (DIG)

In July of 2017, Arbitrade, a company which is developing a cryptocurrency exchange and trading software, contacted Moas to conduct an analysis of their company for “internal use,” according to court documents. The report was meant for accredited investors and institutions interested in Arbitrade, said executives from the company.

Arbitrade is the parent company of Cryptobontix, a company which issued a cryptocurrency called Dignity Token, which is important later in the article.

Moas was paid $60,000 and 2 million DIG tokens, for a total in $100,000 in compensation for his report. He provided the company with a 122-page report on September of 2017, with 34 pages of that pertaining directly to DIG, based on statements from Moas and the court case.

Background on Dignity Token (DIG)

Dignity is a cryptocurrency which claims that each of its tokens is backed by $1.00 in gold. Cryptobontix, the company spearheading the project, had previously stated in its retracted white paper that it plans to pay for the gold using profits from mining farms.

The company was later acquired or merged with Arbitrade at an unspecified date. Arbitrade is a company which is “leveraging proven financial technology” that “combines a financial matching engine… and smart contracts to enable market participants and institutions to buy and sell regulated security tokens.”

The cryptocurrency Dignity was largely traded on Livecoin, a small cryptocurrency exchange that claims to be based in London.

Arbitrade also features an impressive management board, with all officers listing over 30 years experience at companies such as PepsiCo, Citibank, Uniqlo, Toys ‘R’ Us, and Taco Bell.

CryptoSlate reached out to over 10 of the members listed on Arbitrade’s website over the last five days to confirm their involvement with Arbitrade. Only one, Steve Braverman, responded with the following comment:

“I will speak with our attorney and get back to you.”

Braverman did not provide any further comments.

Digging for Billions in Gold

The first iteration of the Cryptobontix white paper claims that the profits from cryptocurrency would pay to purchase the billions needed in its gold reserves.

Miraculously, the company was able to pay for these gold reserves out of pocket. The company claims to have purchased over 395,000 kg of gold, worth roughly $16 billion at current prices.

The amount of gold is equal to roughly one-eleventh the amount of gold held in Fort Knox, a United States army fortress which once held a large portion of the country’s gold bullion when the country still used the gold standard. Today, it still holds an outlandish amount of gold.

And, in the ultimate display of legitimacy, Arbitrade purchased Nelson Mandela’s solid gold hands for an additional $10 million. Despite the strong messaging, some members of the community have warned that Arbitrade is a scam.

Ronnie Moas Catches the Gold Rush

On Sep. 18th, 2017, a small group of Standpoint’s paid subscribers were given the recommendation to purchase DIG, along with his report on UNY (the former ticker for DIG). Court filings and testimonies from several of his subscribers confirm this.

A few months later, on Feb. 8th, 2018, Moas allegedly sent a blast out to his entire subscriber base with the recommendation to buy DIG. In an interview on the Bitcoin Podcast, he describes it as an “impulsive reaction” and stated that a huge move in the coin’s price motivated him to share the report:

“The reason I released the paper, the catalyst… was seeing it move eleven hundred percent in one day, and I felt that it was an insider buy and I decided within a few minutes to jump on it.”

After February, Moas would publicly describe Dignity Tokens (DIG) as his “best idea in 20 years,” both on Twitter, and in his email letters:

Maybe my best idea in 20 years already up 300% in four weeks. I think it is getting ready to #rockandroll I see another 500% upside in the next 30-60 days … stay away from the snakes https://t.co/JlWsPzNzDp … #ACDC #blockchain $btc #crypto #cryptocurrency #bitcoin #Ethereum

— Ronnie Moas (@RonnieMoas) March 5, 2018

Florida Gold Frenzy

In June of 2018, Moas allegedly notified his subscribers that he visited an Arbitrade location and was “blown away” by the premises and operations of the facility. He also assured buyers that “every day that goes by, my confidence level in [Arbitrade’s] operation increases, and the amount of risk I see decreases,” according to redacted tweets in the court filings.

Ronnie Moas then continued to boast the merits of the Dignity Token, assuring buyers that the coin is completely and totally legitimate:

And saying that that it couldn’t be a scam, because scams are too expensive to pull off at this scale:

Moas continued to purchase DIG throughout 2018, stating in his interview that he had purchased 440,000 DIG as late as Nov. 27th, worth roughly $8,000 at the time. Over hundreds of Tweets and emails, Moas would routinely set price targets of $0.40 by the end of 2018. Meanwhile, the value of DIG eroded from $0.28 in May to less than $0.01 over the year—an over 95 percent decrease.

Flip the Script

From Dec. 16th until two weeks ago, Moas still “thought that this [Arbitrade] was legitimate.” From mid-November, Moas completely reversed his opinion about DIG, calling the cryptocurrency and the project a scam. He then proceeded to call the founders of Arbitrade fraudsters and crooks and berated them on a near-daily basis over social media.

Eventually, Moas’ accusations allegedly reached a fever pitch, posting the addresses, phone numbers, license plates, and other identifying information for the executives behind Arbitrade. He went so far as to encourage his subscribers to physically threaten the executives over email, according to the court documents.

Unfortunately, CryptoSlate is unable to list the tweets in total because they were deleted from Ronnie Moas’ account on Jan. 8th. That said, some of the accusations are listed, in hard copy, in the court filings.

The threats and accusations publicly listed by Moas culminate in a formal legal complaint from Arbitrade’s executives for libel, cyberstalking, and tortious interference, among other charges. Additionally, the documents list hundreds of incriminating emails, tweets, and correspondence with Moas, with the three executives attesting to the legitimacy of the content under penalty of perjury.

According to the filing, Moas tweeted 394 threatening tweets towards Arbitrade, 34 of which included personal information or directly tagged them on Twitter. The company issued a cease and desist, but that only caused Moas to double down.

Moas becomes despondent, with some of the messages emphasizing this:

“I have a very hot temper and I am very impulsive… emotional and sensitive and I will if I believe in something I will fight until the death for it… if a man does not have a cause worth fighting for his life is not worth living… and I will fight to the death for my subscribers and the reputation that you have destroyed in the last few months with your bullshit.”

And, at his lowest, he even talks about contemplating suicide:

“In fact, the thought of ending my own life crossed my mind several times already today, but that would be a victory for you. I just took anti-anxiety medicine for the third time this weekend you filthy scumbags. God sees everything, and you will get what is coming to you.”

Is Ronnie Moas the Victim?

Based on testimony from Moas’ paid subscribers and evidence from the court proceedings, the finance professional allegedly never disclosed his payments from Arbitrade or his personal holdings and investment in Dignity Token.

Thomas McLoughlin, the CEO of Blockstake and former banking analyst, reaffirms this in correspondence with CryptoSlate:

“In neither Ronnie’s buy recommendation to his paying subscribers in November of 2017, nor his subsequent follow-ups was this compensation mentioned. In fact, this conflict of interest was only disclosed after the company publicly brought forth these facts.”

Not only that, many of Moas’ subscribers allegedly warned him of the red flags surrounding Arbitrade, including McLoughlin:

“After being asked by a third-party to run diligence on Dignity, a number of red flags surfaced… checkered past of numerous key executives, unsustainable business model… deadlines continually missed or ignored, and most importantly any lack of concrete evidence to Arbitrade’s gold or mining operation. In addition, Dignity token was and is traded only on a small exchange called Livecoin and had severe technical disruptions throughout the course of the year.”

In response to McLoughlin’s concerns, Moas had this to say:

“You are making a complete fool of yourself. I will not waste my time on this garbage message. My subscribers know EXACTLY [sic] what is going on.”

When asked about the warning signs around Dignity on the Bitcoin Podcast, Moas said the following:

“I haven’t done background checks on anyone in 20 years. I don’t have time to do that. My subscribers expect a name from me every week.”

His defense: they were “charming people,” and he had no idea that any of this was happening. For the remainder of the interview, Ronnie Moas asserts he was the victim, that he was duped, and that he was, and still is, innocent.

Even though Moas wrote a 122-page report on the company, and was supposedly paid $100,000 to investigate the merits of Arbitrade—apparently he “doesn’t have the time” to do background checks, according to commentary in the Bitcoin Podcast interview.

Finally, when asked if his involvement could be construed as a “pump and dump” on the Bitcoin Podcast, he had the following eloquent statement:

“Now go fuck yourself,” and left the interview.

Subscribers Outraged

As Ronnie Moas turned sour towards Arbitrade, his subscribers turned furious. Many were angry that they were shilled DIG. There are dozens of people who have called him a fraud because of his behavior. Some of these people lost tens of thousands following his recommendation.

$DIG is not a scam.

Ronnie Moas is a liar and a fraud.@ArbitradeX who owns $DIG, just filed an injunction and lawsuit today because of it.

Do some homework. Happy to provide all 10 pages. pic.twitter.com/UpTRQTjJcd

— Brandon William (@azbill_brandon) January 3, 2019

Despite Moas’ allegations, there are still many who assert that Arbitrade is legitimate on Twitter.

Michael Kelly, who claims to be one of Moas’ paid subscribers, made the following testimony to CryptoSlate:

“He is quite honestly the most unprofessional and odious man I’ve ever had the displeasure to come across, a pathological liar who refuses to admit his wrongdoing, instead blaming Arbitrade for all this after his extortion attempts fell flat. I never acted on a single one of his tips, that’s the level of his service. I guess I should be thankful for that.”

Legal Battle Intensifies

The civil case (search Moas, Ronnie), James Goldberg et. al. vs Ronnie Moas has intensified over the last few days. After repeated accusations of “criminal intent,” the courts have granted several emergency motions to determine potential criminality:

According to new documents filed on Jan. 8th, James Goldberg et. al. alleges that Ronnie Moas has repeatedly violated the court’s orders, and that Goldberg was in “fear of physical harm for himself and his family,” and filed a formal complaint listing Moas’ violations over Twitter and email after furnishing Moas a cease and desist complaint.

Meanwhile, one of Moas’ subscribers claims that he sent out the following email today:

Summary

Ronnie Moas claims to be a “highly regarded and highest ranking analysts in the financial services industry, someone whose name is ‘synonymous with Bitcoin.’”

Moas received a large sum of money to write a report on a company. He then allegedly leaked this report to his subscribers—without providing disclosure of his conflict of interest or his stake in Dignity Token.

Then, Moas proceeded to promote the project for over a year. Suddenly, he changed the narrative and called the project an outright scam. His subscribers and those who follow him on social media have lost tens of thousands of dollars as a result of his recommendations.

In Moas’ words, he’s the victim. When asked why concerns over DIG did not surface during the 122-page report he wrote for Arbitrade, his explanation was that “he doesn’t do background checks.”

Moas then allegedly proceeded to threaten and harass Arbitrade’s executives to the point where they fear physical harm to themselves and their families. Moas then told his subscribers that the reason for his absence is because of medical complications.

“Standpoint Research service will NOT be compromised in any way,” Moas allegedly said in his email to subscribers today. CryptoSlate will continue to follow the story and release updates as the civil lawsuit unfolds and as more information becomes available on Arbitrade.

The post Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold appeared first on CryptoSlate.

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lovenerdywinnerbouquetfan-blog · 6 years

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I got car insurance and paid a fee but the expiration date says it ends in one year, I paid for 1 month and now I need to get insurance from another company. Do I cancel the insurance I have now? if I dont will they charge me every month? Or should I just forget about it and let the ppl cancel me off.""

Cheapest car insurance possible for a new 17 year old male driver?

Cheapest car insurance possible for a new 17 year old male driver, any car. include all details includeing car, company etc""

Car insurance for age 17?

Well going sound awkward but i want a car without out parents knowing, been working for 2 years got enough money can prove to insurers where i got the money from im 17 and is it possible to get insurance at my address (real address where i auctally live) but i want the paperworks to be sent to another address or they contact me by email because family wants me to get a car when im 25 however im going uni so i really need a car also im not going to any fraud everything will be legit just need to make sure if i can insurance and only i know about it thanks""

Kit Car Insurance?

How does insurance for a kit car work? I realize you have to specially register it and so forth, but are you charged for a 1986 Ferarri, 1966 Cobra, etc, or is it based on what the engine/chasis/etc came out of?""

Why do we need car insurance or why is it required?

I've been driving for about 3 years now, and I honestly cannot help but ask why are we paying $100 per month or more on car insurance, and some of us don't even get into accident at all? I mean that is like money out the door. My current premium is $625 per 6 month and it is a pain to pay it off. So, what I suggest if you get into an accident you are required take out a loan if you cannot pay and pay it yourself, wouldn't that make more sense? Instead of having to pay all that money off and in return you get nothing?""

Health Insurance - 31 days after Birth?

Here is my question: Me and my wife currently have health insurance (Carrier A). Effective 6/1 I plan to get into different health insurance plan with different insurer (Carrier B). On 5/23 my son was born and as per Carrier A, I have 31 days to enroll him under my current health insurance. Since I am changing eff 6/1, will he still be covered with my current plan (even I don't add him) until I add him to the new plan? So, basically from the time he is born until he gets added to Carrier B, would he have a coverage for these 7-8 days? Thanks""

Estimate on how much my car insurance will be?

I'm financing a new (or relatively new) car pretty soon, it's probably going to be a Nissan Altima which is a very safe car and is probably going to be either brand new or no more than 1 - 3 years old. I'm just worried about how much I'm going to be paying for full coverage insurance because I haven't had a car in a couple years thus I haven't had car insurance in a while and when I did, it was only no-fault insurance. Also, I'm young (22) so that will make my insurance high. However, I have a spotless driving record so that should help. I also live in a safe county if that matters. Anyone have a ball-park figure on how much I can expect to be paying, monthly? Thanks.""

Does anyone know of cheap car insurances for new drivers i am 17 years old.?

""Just moved into small block of flats,and changing car insurance.?""

Just moved into small block of flats,and changing car insurance. Car is in a brick build car port under the building but shared with another car and among other shared car ports, is this then quoted as being in a car park, unlocked compound or car port?""

Car Insurance Claims - EVERYONE UNDER 25 MUST LOOK - Will I lose my No Claims Bonus?

I have had my insurance for nearly a year now. I am the main driver and my dad is the second driver. My dad had a small bump in the car. If we have to claim in his name will it effect my No claims bonus and next years insurace quote, ([I will though be taking my dad off next years insurance)]""

Vw Lupo S insurance group 1.4L?

What insurance group would a 1.4L Lupo be in. Also roughly what price would it be in that group. Im 17 and after a quote with no modifications.

Cheap Car insurance ?

I am 17 and had 2 crashes does anyone know of cheap car insurance cheer

Is Unitirin a good insurance company?

I need to get new insurance ASAP... is Unitrin OK?

Health Insurance while Pregnant? AZ-?

I'm from Arizona- This clinic I went to advised ACCESS insurance, and when I tried to apply, I was denied for living at home or not being 19 years of age if either of these were different, I would be qualified for this insurance. but because I am 18 and still living at home- and my mom won't help me to get on any type of insurance- I don't know what to do. My boyfriend is stressing me to figure something out. I quit my job to move out of the city and go to my Dad's to better take care of myself. His family makes too much money for me to be eligible for insurance under his name. I'm not yet in my second term- but close. I also want to know what to do for prenatal care- I've been taking the vitamins, and during pregnancy I was smoking cigarettes, pot, drinking, - other; (Granted I had no idea about my current condition) what can I do to insure a healthy child? homeopathic remedies are in favor, but I'm at my limit and I need serious advice""

""I pay $76.25 a month for my health care, Liberals explain how you will make this cheaper...errr...affordable?

Affordable health care is here. I have a state of the art hospital and had one major surgery that went very well.

Cheap cars with cheap insurance?

I'm learning to drive soon, BUT every member of my family and I are all broke. Long story short, I need some examples of cars that are cheap to buy, have cheap insurance, run well, and don't drink fuel like a goldfish in water (as I will be using it to get to college and back then later uni and back). PS, I live in England, so no cars that are about as rare as an honest politician in this lovely rainy country- even if it is the best car in the world, I'm way too lazy to search for it.""

Will my car insurance go up if this happens?

In NY, if you are under 18 and drive past 9pm you can have your license revoked for 90 days. If you are under 18 and drive past 9pm, get your license revoked, will it drive up the cost of insurance? I have State Farm insurance.""

Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more

Car insurance for teen?

My dad says that by me getting my permit(haven't got yet) his insurance deductable will go from 200$ to 500$. I need help with finding a popular insurance company that has low-cost coverage for teenage drivers.

Question about insurance?

Okay So i have two insurance companies that im covered by... One for my car and one for my motorcycle. If I get a speeding ticket are you supposed to report it to both companies or just the insurance that i got the ticket on?

Volkswagen Golf SR insurance?

I have just bought a Volkswagen Golf SR (import) 8v 1.6 ltr and I am having trouble finding an insurance company that lists this car. Has anyone else got this model and who do you have your insurance with? Thanks for reading

Do I have to have car insurance in wis?

I have a car that is old, ( a VW Fox to be exact) and i was wondering if i need to have car insurance for it? i use the car for nothing more than to drive to work and back, because of the amazing gas milage, but i was woundering if im going to get into trouble if im ever pulled over and dont have insurance. I live in WIS so keep that in mind. Any help would be welcome. thx ahead of time.""

Can you receive medicaid if your employer offers insurance at an unaffordable rate for a low income family?

My employer offers health insurance but it is not affordable compared to my income. Can I receive Medicaid and opt out of their insurance until my wages increase? It is a financial hardship to pay $115 every 2 weeks when I make less than $12/hr and a single parent of 2 children. I cannot find information on this anywhere.....

Auto and House Insurance...what to ask!?

I'm a first time auto and house insurance buyer....yipee (NOT!) As I shop around for prices, I find each of the policies vary so much. What are some key questions I should be asking? What are the things I should be inquring about which will greatly affect the future with this insurance? In other words, to those of you who have had experience with insurance policies, what do you find most important in having on your policy? How do I make sure I'm well covered?? Thanks!!!""

Can you drive someone else's car without your own insurance but their car is covered?

For example, if I drive my friend's insured car and she's in the passenger seat while I'm driving (without my own insurance), is it legal? Also, can I drive my parents' car occasionally without my own insurance but the car is insured? I'm 17 with a California driver's license. Thank you!""

Daly City California Cheap car insurance quotes zip 94016

How do you renew you social insurance card?

my boyfriend lost his social insurance card and he would like a new one...how does he go about getting one and how much does it cost?

What is a cheap car to insure for an 18yr old

and who does cheap insurance?

Auto insurance question?

what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...

Do i need car insurance for a family member to teach me to drive?

I am 17 in 2 weeks and am going to start my driving lessons, along side my lessons with a licensed instructor I would like my mother to also give me some extra help like driving around quiet roads, or in a empty car park. For this I need insurance but I obviously don't want to pay full out insurance for just learning. I have heard of something called learner driver insurance would this work for what I want to do? If so do you have a link of where I could buy it or know any other way that I could legally learn to dive in the car? Thanks Josh""

What kind of business insurance is needed for a small business retail store?

& on average, how much does it cost (it will be in Brookly/NYC)""

Cancel my car insurance?

My car is sitting at a farm on blocks. but l am still paying insurance on it. It's only liability. The car doesn't run. Should l just let it get canceled by not making a payment? don't know when it will be on the road again. perplexed

How much extra is car insurance if you have points on your licence from speeding?

Is it worth attending the speed awareness course or does this not matter to the insurance companies.

How much will my car insurance go up?

Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield. I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week, but the insurance hasn't heard about the delivery or anything. The lady, however is claiming neck and back injuries. Will my insurance go up more because of the accident AND her claims or just the accident itself? I have to go to court in June just for the accident (it is mandatory here for every traffic violation). I need to know how much my insurance will go up to get a newcar""

""Female 19 year-old-, non-owner, occasional driver, Florida. Insurance premium increase?""

Okay, here are the details: My sister (who is 5 years older than me) got her first car 6 years ago at the age of 18. She didn't get her license until AFTER she bought the car. It was a '94 Blazer SUV. My parents' insurance went up about $800/year when she and the car were added. Then, she got married in 2002 and was removed from my parents' policy. Not much has changed since then; they are still paying pretty much the same premiums. So, since I also decided to wait until I was at least 18 to get my license due to the increase of insurance premiums, last fall I started inquiring with my parents' agent about how much it would be for me to be added. I turned 19 in December 2007, and was quite sure it would be less for me to be added considering I am a year older than my sister was when she got her license, and I do not own a car of my own. (Continued below...)""

Are VW Passats affordable cars to insure?

By affordable I mean are they good in crash tests and other factors like that which effect insurance?

How much is liability insurance?

I am going to be a new driver soon and I will be driving a 4x4 dodge single cab truck and I live in missouri and was wondering how much liabillity insurance would cost per month? Thanks!

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.""

Best car insurance for an independent at age 19?

Accident with no insurance?

Hi I got in an accident in linconwood with out any insurance but the accident was his fault and there's no police report and now his car insurance company is during me b.c they said it was my fault. Can somebody please help me out here

""Could $5,000 provide healthcare for a family?""

If this credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the ...show more""

What do you pay for auto insurance?

Do you consider it reasonable or not? thanks for answering. Please let me know where you are from. just looking at the statewide quotes.

How much car insurance do I need?

I'm a graduate student that has little saved due to paying my way through college and I drive a 1997 Dodge intrepid, of which kelly has a personal value of around 1,500 and a sale by used car dealer at around 3,000. I was curious to have some opinions as to how much car insurance one things I should get? I'm going to school in illinois, but my true home is in indiana so I could claim either state (not that I've seen it make much of a difference). From what I have found 100/300/50 is recommended, but I'm more looking as to whether collision or comprehensive is even worth it at this point due to my car's value? I (knock on wood) haven't been in an car accident while driving and I am a safe driver that follows within 5 of the posted speed limits (unless traffic is going 20+over).""

What kind of insurance do used car dealerships have and how much does it cost?

I looking to start up a small used car dealership. What type of insurance do I need and what would it cost me Im only looking to open a small lot with about 5-8 cars at a time thanks

Insurance for a 17 year old on a ninja 250?

hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""

How much would insurance cost for a USED EVO 8?

The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""

Right now Im on my parent's car insurance policy b/c im 17 but im looking to move out soon?

Can someone please tell me how much your car insurance goes up once you are on you own plan. im paying 360 every three months now.

Would vehicle wrapping my car a different colour effect insurance cost much / at all?

Hi I work at a vehicle graphics / signs company Weve had an idea that my car would look amazing in a different colour and we can get the wrapping material in cheap. So it will be about 40x cheaper than spraying. I have also seen a carbon wrapped golf the other day and it was perfect. Only question is if i was to make the colour change ( car doesnt usually come in this colour) would it make the insurance cost go up much or at all? Also same with alloy wheel spraying? Many Thanks

Can you borrow someone's car without getting in trouble for car insurance?

My boyfriend and I are going to mall tomorrow and my dad said he could borrow his car. My boyfriend has his license but he does not own a car so he doesn't have insurance at the moment My dad on the other hand has full coverage. I keep getting told different things about the insurance. Some say my boyfriend needs insurance before he can drive the car without getting ticketed, and others say that since he is only borrowing the car that is already insured, and doesn't live in the household that we would be okay if we happened to get pulled over. Does anyone have an accurate answer? Is the person insured, or the car? Or is it different in different situations like this one?""

Motorcycle insurance?

about how much should it cost?

Ticket for no proof of insurance?

in california best friend got a ticket for no proof of insurance at the time of accident, he doesnt have insurance i know everyones gonna write about that but how can he fix the ticket? he didnt know that his insurance was canceled his dad who lives out of state pays. ive read other questions on YA and one said u can take proof of insurance to the clerk before the court date (the judge) and they will disregard the ticket? if the insurance card says that hes covered from 6/30/09-6/30/10 would the clerk check to see if hes paid?""

Daly City California Cheap car insurance quotes zip 94016

""If u make 16 dollars an hour, how much would you have earned after one full year?

can i use that money to buy a car? how much does insurance cost?

Car insurance question.?

My half sister is turning 18 in a few days and she wants to use my grandmothers car for the her driver's license test. She doesn't live with my grandmother nor is she related to her, if that matters. So my question is does she need to be on my grandmother's car insurance policy to take the test with her car? If not, would she have to be put on the insurance policy if she were to drive my grandmother's car after she received her license? I live in CA btw.""

Need affordable dog insurance?

Hi I am a college student and getting a puppy soon, i need an affordable , and good dog insurance, please if you have one...give me the details and which insurance you have, i would really appreciate it. Thanks!""

""Pregnant and no health insurance, what can i do?

Im 6 weeks pregnant and i dont have health insurance. I have a full time job and my husband does also but I cant get health insurance through either company. I know we make too much money for medi-cal but what other insurance company can i contact in California?

Teen car insurance questions/advice?

I got my license in June and im obviously am going to be on my parents insurance and will have to pay my share. I know its gonna be costly but can any ither peoPle who got cars/car insurance when they were a teen with a teen type job payed for it all? Any advice? From online quotes ive done its roughly 200$ a month with a large 1st payment and it will be shared but its still alot on top of other car expenses. Any help or advice will be loved

Car insurance for a teenage female?

i'll be turning sixteen soon and im curious as to what the average cost rate with state farm for a new driver is?

""What is the best car insurance for Reno, NV?""

I am moving to Reno in August and will be switching car insurance companies. Wondering what people thought was the best car insurance company and if anyone know what type of cost I should expect on average. I am from NJ, so definitely hoping it will be cheaper than what I currently pay. Thanks!""

How can I save money on my car insurance?

I'm a young driver who's only just passed. Is it OK to put my Dad as the main driver when in reality I will be driving the car most of the time? I heard it's cheaper that way. Also I know Pass Plus can decrease it. Does putting it in a garage and having good security decrease it? What other things can I do to save - the cheapest quote so far I found is 1,600!""

Car insurance in Trinidad?

What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?""

Where can I find cheap car insurance for my BMW 7 Series car?

Hi. I just bought a BMW 135i Convertible. Where can I find cheap car insurance for this car? I've checked the major ones like Geico but the quotes they list out are pretty expensive in my opinion.

How do i get my car about half a mile without insurance?

I need to get a car from my house to my girlfriends, but I have no insurance on it yet. I have considered pushing it and asking someone's to tow it but i am unsure yet... I do not have insurance on the car. Any ideas?""

How do you find the cheapest car insurance?

I'm almost 20 been driving since I was 16. No accidents, no tickets. I've been on my grandparents insurance but now it's time I get my own. How do I go about finding the cheapest car insurance?""

Why arent car insurance comparison sites easy?

I am really confused how to use the damn things, for example i am trying to find a cheap quote but it keeps on asking when i want the policy to start?? When i do not want it to?? What policy date should i put in if i am just trying to find cheap insurance, not wishing to start it. Help is much appreciated!""

My job offers awful health insurance?

Our company got bought out & our new employer is doing open enrollment for health insurance next year. I currently have roughly a $75 monthly premium with a $500 deductible, then the employer pays 80%. The insurance I'm being offered has a $60 monthly premium, $100 deductible, then the insurer pays 80%, but only pays a max of $750 for the year. As it was explained to me, it is like partial health insurance-but I think this won't be enough to cover what I need. I had major surgery last month & even after meeting my deductible, the out of pocket expenses were a struggle. So should I get a HSA or apply for supplemental health insurance? The other employees at my company are in the same position as I am & I feel awful having to look elsewhere for better coverage. No spam please, I beg you!""

Car insurance canceled my policy. i got in an accident and then paid the money. they accepted the money and?

then refused to cover the accident. i was told since they accepted the money and didn't make me open a new policy with a new down payment. and didn't give me my money back ...show more

I want some cheap car insurance...?

Who offers really cheap car insurance? It doesn't matter what it covers as long as it keeps me legal.

Why car insurance quotes go up late at night?

Just been look at car insurance for the last few days using comparison sites and I have been noticing the quotes go up and down by a few hundred pound depending on what time of day it is. Anyone know why this happens?

I have auto insurance in SD but currenly in MN for college?

I'm currently in college and looking at switching my auto insurance. My permanent address is in South Dakota which is also where my car is insured and I'm going to college in Minnesota. I know I need to have my policy in South Dakota but will using my college address require I have minnesota insurance and register my car in minnesota?

Car Insurance quote question?

When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about 1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?""

Motorcycle Accident And Insurance?

I'm in California I was involved in a single bike wreck. immediately after wards two other motorcyclists collided in a separate but close in time and distance accident to mine. Now the insurance company is coming after me to pay the bill (Metaphorically). What should I do? any suggestions?

I am 20. I am a student. I have no health insurance? And no money..?

What can I do??? Please help I need 2 go 2 tha doc i am sick.

Is anybody looking for affordable health care insurance?

I work with ASSURANT HEALTH, I can get you a free quote just let me know.""

Cancelling car insurance?

I currently have car insurance through State Farm and I pay $318 a month. I looked into 21 Century insurance and the quote says I will be paying about $180 a month. My current insurance expires June 11th but my next bill is due May 25th. How do I go about buying/cancelling insurance? I would like to cancel State Farm by May 20th and begin my new insurance that day so I won't have to pay those crazy premiums anymore.

Unemployed pay more for car insurance?

The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?""

Help!Do you know about Nation Wide Insurance in France?

I have a class project about Nation Wide Insurance....If you know anything or any sites to look at please help.

Daly City California Cheap car insurance quotes zip 94016

Will my car insurance rates go up?? Help!?

I got a dwi (driving while impaired) the other night, as well as a ticket for speeding. I have Nationwide Insurance. I need to know if my rates will go up because of this?""

What are your thoughts on how insurance companies can put a price on life?

I'm not sure of the figure but my understanding is that insurance has a figure they use when ... say ... a plane crashes. Are all the lost lives worth the same?

Plz help me sort out my car insurance thanks?

? So am 17 and just passed my drivers test and I want to be put on my dads insurance. Originally he was directline or something but I found a much cheaper one for us both at the post office so when he went to change to it and put me on his insurance we had to pay a 170 pound deposit so my dad said just put him on first and the deposit was only 40 pound and now next week he'll add me on. So my question is when he puts me on next week will there be no deposit to pay?

How to find a dead relative's life insurance company without papers? Read details please?

Here is my situation My mother just died and I don't have the money to pay for a funeral right now. My mother has life insurance but I don't know where the papers with the information is. I don't know what the company's name is and I don't know how to contact them to report the death. Is there a way for me, her child, to get that information without the documents?""

I was in a car accident so i been off work how will the insurance pay me?

I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work

""Help,new driver needs insurance!?""

So, I am a new driver and I just bought a '94 Acura legend. I have looked at some quotes for insurance and nearly had a stroke! Does anyone know of insurance that isn't too high or offers discounts for new drivers. Living in MA if that helps.""

Was done for drink driving what car shall i buy when i get my liciece back for cheap insurance?

Insurance for a Range Rover Sport?

I'm turning 16 in about two years, and i was thinking about getting a 2010-2012 RR Sport Supercharged. I was wondering how much it would cost for me to get insured. Do you have a range of what it would be around? My parents are already letting me practice driving and stuff. The car would be around $30,000-$45,000. My family is in the upper-middle class. So we're not all that rich. I will be working by that time and paying the car off.""

Car insurance question?

I'm 16, and im currently driving my parents car to and from school. im insured as a full time driver and have been driving since February. at the end of the summer i plan on buying my own car, and i was wondering if we cancelled my insurance on my parents car for me, and insured me on the new car would it cost more or less than it is now?""

Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?

Which camera insurance?

Ive recently aquired a Nikon D90 camera with an 18-105 VR lens however i want to get specialist camera insurance in the case of an incident. I have looked at photoguard however the reviews have put me off for life! I am now looking at 'Glover and Howe' amateur photography insurance which will insure my kit against accidental damage, accidental loss and theft for just 28 a year! has anyone had any experience with 'Glover and Howe' or can recommend any cheap but good camera insurers? Cheers for any help :)""

Is it necessary to keep a copy of my car registration and auto insurance in my wallet?

I have a copy of my auto insurance information and car registration in my car already in the glove box. But is it necessary to keep a copy on my wallet just in case? Just curious my mom keeps telling me to keep it in my wallet but I never needed to take it out in my life. I got pulled over once and I just took out the registration in my glove box and it was fine.

How much (approx) would insurance be for a 1.1 saxo?

The exact car is '2000 CITROEN SAXO 1.1I DESIRE BLACK VTR REPLICA' a few modifications (cd player with bluetooth, black front lights, smoked rear lights, front fogs, full colour coded vtr body kit, DTM mirrors, vtr alloy wheels, lowered on 40mm G-max springs) i'm not even 17 yet but i was wondering what would the cheapest possible *(legal) insurance be on this car thanks :) !!""

Auto Insurance Is trying to screw me?

My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15,700 I dont know what the process is but i dont understand how they can do this and its very frusterating as well as hard being without a car for over a month now the car was in great condition and had low miles for the year any advice???""

Cardiologist income and malpractice insurance?

What is the average income of an Invasive Cardiologist? about how much would malpractice insurance cost? how many years of school are required? how many years of internship?

Insurance Coverage?

HI I was in accident about 5 Month ago..I was seen by a doctors but I stopped going becuase I didn't have that much pain. Now I started having all this pain on my legs..so My question is, if I go see a doctor now, does my insurance covers it. Thank you for your advice..""

Temporary Car Insurance Cover?

I wanted to get a 1 day car insurance but my licence is just under 6 months. The car belongs to my Grandma. Some of the insurers are reluctant to this. I am 32ys old so not in the under 25 bracket. Any suggestions as to who I could try please. Thanks

Does red light camera ticket affect your insurance rate?

If i got a ticket from red light cam, will that affect my insurance? In the state of Missouri""

Any 18 Year old drivers with car insurance?

I'm 18 and I cant find any insurance under 7K and this is clear ageism. Are there any other young drivers who are sole policy holders with cheaper insurance?

Need to get proof of no claims car insurance from years ago?

I have been out of the country for some time, prior to this I had a few years no claims on my car insurance, can I get prrof of this somehow now I am back to help reduce my insurance costs?""

Does getting a parking citation raise your insurance rates?

I just got a ticket for parking near a fire hydrant and I wanna know if my insurance will be higher, i can't find any answers on my insurance website. And, does anyone know exactly what constitutes a no-parking zone, cause i have to pay 40 more for that too and the spot wasn't marked. Gahh i don't want my parents to know unless they absolutely have to!!!""

Insurance for Young People?

I'm 21 years old, I live in Northern Ireland (which is not covered by a lot of insurance companies) and I was wondering if it is possible to get reasonably priced car insurance. I'm sure anyone my age knows that insurance for under 25s is a nightmare! Is there a way to get round it perhaps? A type of car that is cheaper to insure? I would appreciate some suggestions on the matter. Thanks.""

I want to get my own car but I can't because of my parent's insurance?

So my parents have an insurance plan where they are covered with both of their cars and my sisters car is listed as an extra car to save money. I'm about to turn 17 and I've had my drivers license since October. I've been driving around my mom's car but I want to get my own. I've even offered to keep my moms car and give her my own money for her to get a new car if she wanted. I've been saving money for my own car since I was ten. So basically my parents can't add another car on their insurance because my insurance company would find out about me driving it. I'm pissed because I have all the money for my own used car and I'm a safe and responsible driver, but I'm forced to use my mom's car. I'm not that type of kid who wants a new flashy car to go with the crowd, I just want something of my own so I have no time restrictions. I can't go anywhere without my mom calling me asking for her car. I know I can't afford my own insurance, so what can I do insurance wise to get my own car?""

Looking for catastrophic health insurance.?

Self employed paying $1,200 a month for health insurance. I want to self insure but would like to get some kind of catastrophic health insurance if there is such a thing.""

Can you change health insurance before surgery?

I have an Anthem individual health plan. It's kind of expensive but I haven't been working and really wanted to have health insurance. I just started a full-time job that offers health insurance benefits. They offer Anthem insurance similar to what I already have just at a much cheaper cost to me but I'll probably have to get a new policy number. I'm having breast reduction the 2nd week of August and I've already received approval from my insurance company for them to pay. However I want to get insurance with my job but I only have 30 days from the start of employment to enroll in their plan. I'll be calling Anthem next week to see how this will affect my surgery but what do you all think? Is it possible to change policies before a surgery that's already been approved? I don't want to miss the open enrollment with my company but I also don't want to risk having to cancel my surgery. Thanks!

Daly City California Cheap car insurance quotes zip 94016

https://www.linkedin.com/pulse/sr22-insurance-quote-online-yvonne-wesley/"

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abelosity · 6 years

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Interviews with Entrepreneurs - Aneil Manhas

Tell me a bit about yourself, and your professional background.

So, I started my career in finance. I went to undergraduate business school at Richard Ivy, which is based out of Western [Uni]. Then, I basically started my career in finance. I started with Credit Suisse, working in Los Angeles with the investment banking division. From that point, I moved into private equity for a company in Toronto called Onyx. I was there for five years. After that, I made the entrepreneurial jump into what I do now, which is own and manage, to a varying degree, a number of different businesses.

What kind of services and products do you offer?

“So they’re diversified in the sense that they are four companies/projects that I am working on. One is GVA Brands, which is a manufacturer and distributors of powersport products in Canada. We have about 120 dealers across the country. That business is mostly focused on selling kids powersports products. By that, I mean kids ATVs, kids scooters, kids bikes, generators - generally just outdoor powersports and industrial products that you would see at a campsite or in the backyard, the farm. That business is Canadian only - we don’t sell anything to the US or anywhere abroad, and it’s solely dealer based in the sense that we don’t sell anything directly to the consumer.

So do you sell based on individual stores or one retailer?

Right, so it’s all done based on individual stores. At one point, we were dealing with some bix-box retailers, mostly CostCo and Walmart. But that business can be tough. The big challenge with dealing with those big box retailers when working with a product like mine is that - it is low margin to begin with - a lot of the sales through those stores are done through sales, such as big promo done during a long weekend or discount. And those kinds of sales would be where 80% of the volume moves. And what often happens is that you’ll go somewhat dry for a month then run a promo for a weekend. And then you’ll do more during that weekend than you did in in 6 weeks. (Overall, it doesn’t pan out.) You’re selling at a discount, and the margins are very slim. But the bigger issue is that a lot of these big box retailers, CostCo in particular, have very lenient return policies. However, from a vendor’s perspective, specifically when you’re selling somewhat of a seasonal product like an ATV or a generator, unfortunately what was happening was that we’d sell a bunch of them through the summer months but then in September or October, a lot of the products were coming back. So just from a financial perspective, given the low margin [of profit] and the returns, that business model just didn’t work for us.

That’s cool. I guess now, it’s more individual relations with each store or distributor as opposed to signing on the big client like Walmart

Exactly. So now, it’s just a 100 or so single dealer/single operation sports store. That’s the bulk of that business.

The next business would be Rosso Motors, which is an online seller of kids toys. It actually started as part of GVA. Just given that GVA was restricted to our dealer network, one thing I was trying to do was add an online component to the business as a growth engine. My firm belief is that, in this day and age, doesn’t matter what you’re selling - powersports products, soap, makeup, whatever - the online sales platform is where all the money and growth is. A lot of the traditional bix box or brick and mortar stores are facing a lot of challenges because they’re having to compete against all of the online focused retailers. And for me, to add that online component to GVA was important. Secondly, I wanted to develop a product that I could sell and distribute to the US, given that the population and market there is almost ten times our size.

It’s almost like you’re creating a middleman yourself by dealing with these dealers and stores, so now you can go straight from manufacturers to consumer.

Correct, that is definitely an appeal. What often happens is that how these online retailers can grow and scale so quickly is by offering prices that are so appealing, in the sense that a lot of the margin that is taken by the dealer or distributor in physical distribution business models are shared to the customer. What happens is that the customer is now getting access to products at a significantly cheaper price that if they walked into a local store. Secondly, you are able to scale at a pace that has never been done before. Before the online sales really took off, if you wanted to go and build a company that was $100M in revenue, the process was that you started a store, and the success from that one location is invested into the second. That would grow organically, increasing revenue and customer bases in a slow, steady growth. You’d start a company somewhere like in Vancouver and target the local community, and then grow adjacent slowly in your own area. However, with the internet, you can target a much larger market and now you’re looking at like 350 million people who are now your new potential customer base. This has allowed businesses to scale at a degree that was unprecedented. I’m a firm believer that the future of commerce is really in that online platform.

That’s pretty much how Rosso started. We started with one product - our main GVA product which was a kid’s pocket bike - that we could ship to the US. Since most of the GVA products are gas powered, there are a lot of regulations around the EPA which precludes us from selling to the States. Secondly, the products were larger - often ATVs and dirtbikes - which made shipping just not feasible from a pricing perspective. This pocket bike was electric, so we began shipping down, selling on the Amazon marketplace. Now, we have around 7 or 8 products. Online, we have our own website where we operate from, but the majority of sales continue to come from Amazon. We’ve expanded outside of the kids electric toys, now having a Rosso water division, sports mats. Still kids focused and toy like, but we’re not sticking to purely electric.

The third company is a company of Surface 604, which is a manufacturer and distributor of electric bikes. Unlike GVA [which is strictly dealer based] or Rosso [which operates only through online channels], this is a hybrid company. We have about 120 dealers spread across Canada and the US, but we also have an online presence where we can also sell our products. Right now, the majority of sales continue to occur through our physical sales but the online component is continuously growing.

The final company I deal with is a startup, pre-revenue stage. It’s gonna be a subscription based electric toothbrush business. I don’t know if you’ve heard of the Dollar Shave Club or Harry’s, and what they’ve done in the razor space. My initial intrigue there was the subscription based business model. It led me to think about what kind of products I could apply that same business model to. That’s what I was passionate about. It is an untapped market - and a huge one too. If you look at razors, you’re targeting every male. But with toothbrushes, we’re looking at every single person potentially.

The common theme with all of these businesses is the fact that I manufacture these products in China. I have a full time team that manages the businesses and processes in China, from the quality control to logistics. When I have new ideas, I have these proper channels in find and select the logical factory to partner with. These existing channels make a huge impact in the feasibility of our products.

What was your mission when you set out on this path? What were you trying to achieve?

That’s a good question. There wasn’t a specific goal in mind when I got started, but what sparked the switch to going down the typical finance, work-for-a-company route to doing something completely on my own was that to me, everyone has different things that excite and motivate them. For me, that was building and developing a whole business. I look at big organizations like Nike or Coca Cola or Dollar Shave Club, and all of them started with an idea. And to think that they went from an initial idea to being billion dollar corporations that are global, that journey is fascinating to me. As both an entrepreneur and a business, that journey and process is what keeps me excited.

So in other words, to see and build off your own ideas?

Yeah! I’m at a very early stage with this toothbrush company - I’m going from an idea to a product. I’m barely moving down the field from where I want it to go. But even then, just seeing that first step keeps you hungry to keep going and see ideas through.

What are your company’s values? What were you thinking of when you started these endeavours?

I wouldn’t say that I was thinking of this when i started these four businesses, but if you ask me now, what do I think is the key component here? Well, if you look at some of the companies today that have been able to achieve a tremendous amount of success in a short period of time, to me, the common trait between all of them is that they all solve real world problems. What does that mean? Let’s look at Dollar Shave Club, for example. Every guy can relate to how miserable the whole process of buying razors is. In Canada, [you can just pick up the razors from the shelves] - the [Gillette] Mach-3 refillables or whatever. It’s easy! But in the US, they are actually locked up. So you have to go and find somebody in the store that has the keys to unlock this, and they’re so expensive. What, 8 heads for $40? Every time I buy these razors, that’s the first concern that comes up. Everyone can relate to that, and this is the problem that Dollar Shave Club is trying to solve. To me, a lot of the good ideas, they solve real world problems exactly like that. Uber is another example. Who wouldn’t want to replace a taxi with a ride or car sharing service that charges you a fraction of the price? You’re solving a real world problem there. There’s a lot of appeal to that. I think a lot of the best ideas are born out of such problem solving, and for me now, that is the main focus when it comes to evaluating a new project or new business. Obviously, there are the typical business school aspects that you look at, right? The value proposition, the price, what the competition looks like - all the standard stuff you learn in business school. To me, the first thing I ask myself is what problem am I solving here? And if I can identify a real world problem that I am trying to solve and I can make someone’s life easier, that’s kind of the first step. Then I proceed to doing the other forms of due diligence.

What are your goals for your company? What would you like to see your business achieve and influence in the future whether it be through outreach, partnership, expansion?

Obviously, for any entrepreneur, you are always trying to grow your business. I would say that given that the businesses that I have are in very different stages of their life cycles, my goals definitely differ for each business. Take GVA for example - the powersports business. As I mentioned, that business is now more stagnant in terms of a lot of the dealers that we’re doing business with. There’s not a lot of growth in terms of adding more dealers or adding new products. So, how do you keep that revenue base growing and moving forward? I mean, the toothbrush business is pre-revenue, so my goal there is to just get that up there and running! That’s the first step. So I would say that depending on where the businesses are depending in their life cycles, the goals differ, but they all are based around growth.

What do you strive for when you start a business?

That’s a good question. I think what I’m trying to achieve is what I’ve already discussed a bit in terms of solving a problem. To me, if I take the toothbrush business, for an example, a high end Philips Sonicare toothbrush costs around $250 or something - north of $200! Whether you’re buying Oral B or Sonicare, they dominate that industry. That’s a lot of money. So for me, with my business model, the goal of that project is to be able to offer the consumer a product that may not be at the high end Philips level but still a high-end electric toothbrush model at a fraction of that price. I’m still figuring out pricing - it’ll be under a hundred bucks.

So in a sense, making that level of quality product more accessible? That’s the important part, right?

Yeah! Exactly. It’s kind of what we’ve talked about in the past, real world issues. It’s about trying to take that problem and making one that is more accessible. For the vast majority of people, $250 is not what they’ve budgeted for their toothbrushes. But for me - as I’ve mentioned, I’m still figuring out pricing - $80 is a quarter of the price and still pretty expensive, but it is definitely more accessible.

Who's your target client? Who are you aiming for?

That varies based on the business. For Surface 604, the target scope is two-pronged. We’re dealing with dealers and consumers. But if I look at the fact that these dealers, even though they’re our customers, are selling to our end consumers, who tend to be a lot more baby boomers. For the powersports business, it’s obviously based around parents. They’re often purchased as gifts, whether for birthdays or holiday seasons. The three weeks leading up to Christmas time is our busiest season by far. Definitely, that targets families there.

How do you network in your industry? How do you meet your contacts and expand your industry base?

I think that within an industry, you just naturally build your contact list by doing day-to-day things that you would do regardless of whether you’re trying to network or not. You know, attend trade shows, talk to other people in the industry whether it be on the manufacturing side or the sales side. [You should] really just interact with as many people in the industry as possible. I would say that is kind of on the company side. When you are an entrepreneur, what’s very important is to have very strong, professional relationships. Have a good lawyer, have a good accountant, have a good banker - those relationships are very important. I think networking on that side is also something that can help. Being strategic as your grow.

Who would you like to work with, partner or collaborate with in the future? Whether this is a company or cause or foundation?

I think that, if I look at the businesses, the first one that comes to mind would be Surface604. A couple of groups that have bought our electric bikes recently have been police departments. The Marquette Police Department did a test run with our bikes, and most recently, the LAPD (Los Angeles Police Department) bought a bunch. Given the use case for electric bikes, a fit with the police department, whether it be in beach patrol or wherever else, I can see the value in a bike that can travel at over 20 miles an hour. There can be a lot of benefit in having the ability to move at that speed versus a traditional bicycle where you’re stuck to just pedaling.

So you enjoy seeing your products slowly moving outside of the typical household setting to other real world settings.

Exactly! So to partner with some of these larger groups where they can get a tremendous amount of benefit. Another example is that we sold a bunch of our electric bikes to a fellow who owned 8 Domino’s Pizza franchises. So in a delivery service, especially in the downtown Vancouver area where traffic becomes a growing concern, that’s where the ability to go 20 miles an hour can make a lot of sense. With electric bikes and the accommodating road structures such as bike lanes, you can move with ease as opposed to being in a car. I think that the challenge there ultimately will be is how the legislation will affect riding electric bikes in those bike lanes. When you really look at it, electric biking in North America is at its infancy. When you look at Europe, whether it be Germany or Netherlands, you’re looking at one in four bikes sold being electric. In North America, less than 1% are electric - it’s a fraction. The industry here is growing but very much in its infancy. As it grows and becomes more popular, so will the legislation and the rules around it. A lot more people in Europe use bikes as a mode of transportation whereas here, it’s mostly recreation. Continued use would change the culture over time.

Given your long career and your time in the industry, what would you say are some keys to success for an entrepreneur starting out in the field?

I think that it is primarily in the idea itself. As we’ve talked about a number of times, the ideas that tend to be very successful are the ones that solve problems and are very applicable. I think that no matter how hard you work or how good of a team you may have or any of these other things you need to be successful, if the underlying idea is flawed, you’re dead from the get-go. Secondly, I think having the right team is critical. With a lot of startups and growing companies, you don’t have that team from day 1. But to grow and to become successful, a lot of entrepreneurs look at like they are building a team just as much as they are building an organization. As that team falls into place, so will the growth and the other benefits. For me, something I look at and pay a lot of attention to is scalability. I think that it is very important to identify and focus on opportunities that are scalable. At the end of the day, a lot of people work hard - the hard work tends to be a common trait when it comes to running your own business and see it be successful. But that ceiling for success is capped if that idea is limited in terms of scalability. When you look at that person who, tens years down the road, has the business that is large and successful, a lot of the time, that success is predicated on how scalable that idea and scope is. I think that if you talk to any entrepreneur, they’ll tell you that you can have the right product, work hard, do a lot of the right things and - for better or for worse - timing and luck can play a pretty big role in your success. You have to work hard and put yourself in a position to benefit from that timing and luck. Ultimately, that will dictate your success to some level.

How do you measure your own success? What makes this worth doing for you? What made you want to make this switch from your stable job in finance to going out on your own?

For me, I like being in control of my own destiny and ultimately being fully involved in my projects. I’m a firm believer in my team, and I’ve always had a solid group of guys working with me on these projects. Like any entrepreneurs, you put your whole heart and soul into this. I spend more time with these guys than I do with anyone else, whether it be my girlfriend or my dog or even my family. They really are a close, tight-knit bunch. The whole process of building these businesses up with this group of people is very motivating for me.

As an entrepreneur but also as a person, how have you seen yourself grow over the years?

I would say that I am much more selective on projects and things that I look at and dedicate my time to. As the saying goes, time is money. You only have so much time and as you get involved in more things, that time shrinks in a hurry. I’m not in a position where I can be wasting a lot of time, so I’m very selective when it comes to new projects or ideas or whatnot that I’m evaluating, being much more selective than when I first started. Now, I have a good sense of exactly the direction that I want to take things and the projects that I want to be involved in. I live within that bubble and if it doesn’t fit within that scope, I probably won’t be putting in too much time into them.

Less projects to look through, but more stronger investments, is that right?

Yes. That’s accurate in the sense that I’m a bit unique in the fact that I have a bunch of projects happening simultaneously. Most entrepreneurs are traditionally focused on one idea and spend all of their time and energy working on growing that one idea. To start a business and grow it continuously forward is kind of all-encompassing - it takes a lot of time, effort, energy, resources and human capital to drive those projects forward. I’m lucky to have great project managers to be on top of these separate companies to help me juggle these different ventures. Yet, it’s still very challenging. There’s no question that if I spent all of my time on one project, that company would be further along that me focusing on these four together. I have goals and objectives, and I see a growth path for all of my companies. They align with my goals and values, and this drives me.

What are your responsibilities as the business owner? What changes when working with a team versus working with your own team and chasing your own dream and idea?

I think the difference there is that I view my job and my role as making sure that my team has all the resources to be successful. First and foremost, you’re providing the direction. We’re at point A, and this is what point B looks like. Here are a clear set of objectives to get there. Next is to make sure that the team has all the resources and tools that they need to accomplish and get to point B.

Given the type of business you own where you have multiple products that you create, manufacture, and distribute, how would you summarize your strategy for realizing an idea from a thought for a solution that the world needs to an actual product that you can launch?

I think that for the existing business or the electric bike business, a lot of that feedback and research and development around launching new products is based off feedback that we’d received from our dealers and the market. We take this information and see if we can deliver a product that meets the demand for this particular notion that is not being served right now. I would say that for the existing businesses, a lot of that is in conjunction with our dealer network. For a startup, you have the idea in and of itself. For the toothbrush, it was to develop a high-end electric toothbrush that could be presented at a price point that was lower than the regular, dominant competitors.Then it turned to whether or not I can actually make the product, whether I can achieve this level of quality but also pricing. Once that’s complete, the next step is whether I can actually deliver this. Let’s say I can deliver this product, but what do production times look like? It’s great that I can make a product in demand, but if the lead time is looking at 12 months, that’s going to be a real challenge looking back at the scalability of this endeavour. The first step is having the idea, and then how you can feasibly deliver this.

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foulfurywombat-blog · 6 years

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How much of a monthly take home pay should you pay for a car & insurance?

"How much of a monthly take home pay should you pay for a car & insurance?

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I have bought a new (second hand!) car and will be going to get it today. Not having changed my car before, I have a question. Just before we go to pick up the new car, we will be changing our insurance in town from our old car to the new car. If I change my insurance to the new car, how can I then drive my old car as it will be uninsured? We will need the old car to drive a few miles outside town to get the new car! Is there a special way that this has to be done so that the the old car is still temporarily covered? We will be going to get the new car immediately after sorting the insurance. Please give as much details as possible of what I have to do.""

What is the best/cheapest car insurance for high risk drivers?

Ok.. who has the cheapest health insurance?

im doin a report in school and i need to know guestimations on health insurance? who has the cheapest and on what company?

Why is car insurance expensive?

So I'm looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?

How much does insurance on a 2012 corvette for a 16 year old cost?

i know what you're probably thinking. who would buy a 16 year old a brand new corvette? but i have enough to buy one for myself, i am 16 at the moment, so can you tell me how much insurance would cost? please no comments about there being no way i could get one.""

How much does horse insurance cost?

How much would it cost to insure a 14 year old gelding quarter horse? He is 1,200 pounds and does jumping and dressage. I need to know this ASAP!!!""

2008 Nissan GTR Insurance/Maintenance?

I'v been saving up some money now and want to get a used car when i turn 21. had my license since 16 I'm debating heavily whether to get 2008 bmw 335i coupe or 2008 nissan gtr. i'm sure nissan gtr insurance and maintenance would cost a lot but about how much should I be expecting? iv been searching around and this is the number i got to guess but iono 4000 a year for insurance and 2000 a year for maintence...is that a good estimate? if it's more than that, i don't think i should really get one. should i just keep saving and buy a 335i and treat myself with a nicer one after college? or should i just go all out right now?""

What License would you need to sell Dental Insurance in IL?

I have both my Health and Life Insurance Licenses. Can I sell dental insurance?

Should I get mortgage life and disability insurance?

I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe).""

Where do I find florida health insurance ?

I am looking for a health insurance quote for florida health insurance. I am looking for cheap florida health insurance.

Where to get auto insurance after license suspension?

when license is reinstated where do I get auto insurance. Lost license due to breathalyzer refusal.

Whats minimum car insurance cover allowed for producing at police station in UK?

Got stopped by the police today for having no car insurance due to my insurance company cancelling my cover without even notifying me. I've got to produce a cover note to the police station stating my car is now insured. As the car has been impounded and I will be not paying for it to be released, what is the minimum cover period that the police will accept to I can pay my fine as I have to produce my Drivers Licence, Tax and Insurance Cover notes. For example, 1 day, 7 day or 28 days insurance etc.""

What is the insurance cost for a 40 year old male driving anew ferrari?

dont worry im not 40 nor can i afford a ferrari. im just wondering how much it costs to maintain one?

How much insurance would i most likely pay? help please!?

I'm 17 years old and this is going to be my first car, my mom has a car under state farm insurance my grades are pretty top notch (3.7) I also took the defensive driving course car that i'm getting is a -------2001 mitsubishi eclipse sypder -------- what's the minimum amount i would have to pay you think?""

What is the cheapest car insurance?

Car insurance claim Question?

Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you.""

Does anyone know what the average insurance cost for a 2004 Dodge Ram is?

I just bought a beautiful 2004 dodge ram quad cab 4x2 4.7 V8 and i have quotes that range from $165- $303 per month. If you have a similiar truck to mine, how much is the average insurance payment, and what company do you use? I head AAA and 21st Century were pretty good?""

Why are insurance companies restricted from selling health insurance to anyone?

Why would any state decide not to let an insurance company compete?

Around how much would car insurance cost a year for an 18 year old female to drive ocassionally?

I just want to drive my moms car for a bit until I buy my own!

""Getting my new car, Challenger 2009, any insurance rates?""

How much would the APPROXIMATE insurance rate be on a 2009 Dodge Challenge R/T? I know it won't be low, but it won't be that high since it's an American car....correct? Her is the bad part...My record. 2 Accidents and a stop sign...But i will turn 18 soon if that matters. Car Info (another bad thing) 5.7 Liter V8 Hemi, 375 horses. How much is the Approximate insurance guys, just throw me an estimate.""

""How much would the insurance be, for a 17 year old female - new driver, for a Range Rover Vogue?""

It would be about 11/12 years old. 4.0L or 4.6L. And, probably is Petrol. How much on average would this be? UK!""

How much would I pay for the Insurance Renewal?

I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.""

GED and Health Insurance?

Hello I a question that needs to be answered. Im guessing I came to the right place? :D Alright so highschool is not working out for me and I plan to go to community college after anyhow. I have been contemplating dropping out and going to college for a while now... My parents agree with my choice but do not want me to step off there life insurance policy. I stay on it as long as I am going to school. So if I were to drop out how long do I have until I am off there policy. I am turning 17 in a few months and dont have a job...making life insurance quite the task on someone with no paycheck. My insurance is Aetna thanks in advance!

How much of a monthly take home pay should you pay for a car & insurance?

Which auto insurance companies only go back three months for accidents and violations?

""Closing on a house, need the title insurance?""

So far this home buying process has been hell, and I am ready to close this month rather than next month... But our broker said, to close by the end of July, it depends on when they recieve the title insurance... Everything is done on our end, basically we are just waiting on the sellers to do their part... Could it really take longer than a month to get the title insurance? And, what is title insurance? Thanks in advance""

What is the cheapest liability car insurance in the US?

Motorcycle insurance question?

I will be 18 in two months and i want a bike. I am planning to go to the classes which i assume lowers insurance. I also thought by having a smaller bike would cut insurance costs. I only plan to ride around town and not on the highway. If i bought a 250cc bike like a GZ250 or a Honda Rebel, how much would seasonal insurance be roughly? I only want the types of insurance that are mandatory in order of me being on a budget.""

I need help for cheaper auto insurance... any suggestions in my situation?

I was really stupid as a kid. When I first got my New York State drivers license within half a year I had gotten 2 speeding tickets, a DWI under the age of 21 (I blew a .16 and was reduced to a dwai luckily), seatbelt violation, talking on the phone while driving, and not fully stopping at a stopping at a stop sign. I got my license suspended for a year and I've been able to drive for over a year now. Ive matured a lot sense I was in high school and regret all of it but because of all the stupid, irresponsible, things I did when I was a teenager my insurance just to drive is putting me in debt its so high. Does anyone have any advice to get cheaper insurance in the same situation as me? And please no your a bad person you could have killed someone responses. I've learned my lesson and would like to go on with my life without paying thousands of dollars for insurance. Thank you!""

Please tell me what you think about Infinity Auto Insurance?

How can i get cheaper car insurance?

I have been looking around for car insurance for a while now and other than getting a pretty good quote from a company that fit a box inside my car, the other quotes are no lower than 4,500! It's a 1.4 Astra, nothing fancy about it. It's a bigger car than usual learner drivers drive but i'm sure the quotes i am getting ar way to high..1000 deposit and 492 a month? Help needed!""

Teen Driving Insurance?

I am wondering how much the type of car will affect the price of car insurance for a 16 year old. Which if the following cars will the insurance cost the most? and the least? 00 BMW 323ci, 04 Mazda 3s, 2001 audi a4 1.8t, 04 acura rsx base, 04 mitsubishi eclipse gs""

Hiring an employee / health insurance?

If I hire an employee in California do I have to pay for their health insurance? Is there some threshold like 40hrs/week where I have to start paying or what?

Price of car insurance 18 years old?

The cheapest quote for car insurance I have had is 5000 for a 1.0L Toyota Yaris, TPFT, kept in a garage overnight, the car is only worth 1000. Am I doing something wrong?? 5000 is just rediculous, Im not even going to bother with lessons yet. What is/was your insurance cost for this age?""

How much would it cost for car insurance for a 16 yr old with a 1997 honda civic?

Buying a motorcycle and insurance?

Might be a weird question. I plan on getting a bike. To get insurance on a bike do you need the title and everytbing under your name first? And if I buy from a dealer, how do I get it home without insurance? You need a bike to get insurance but you need insurance to drive it home from the dealer. How does it work if I make sense.""

What is the cheapest car insurance company in the uk?

Hi what is a good cheap car insurance company in the uk for drivers under 25?

""Question about vsp eye insurance? around how much would glasses, contacts, exam cost?""

hey im new to the job world and i got guardian dental insurance and i think its comes with free vsp too. and the guardian insurance worker told me i'd tell them my social security number and tell them i have vsp to qualify or something. im going to go to a private office that accepts vsp. i want to get an eye exam, get 1 pair of prescription glasses and contact lens fitting and contacts. i dont have a credit card yet so i plan to pay with cash but i dont know how much to withdraw out of the bank to bring with me. i live in georgia, near atlanta by the way. or should i just go to lenscrafters or visonworks or something like that? could you give me an estimate of how much each would be when using vsp, if you have it? and if i used the insurance would i have to pay all the amount there and the insurance company would evaluate my claim and send me money back..? i dont know so how would that work too. thanks for your time in advance.""

Why is it important to carry car insurance if the odds of a major accident are quite low?

Its a stats question

Do I need to have insurance before registrating a car in California?

Question about cheap health insurance??/?

i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have another child but i just have medicaid and that wont cover it... Any ideas on some insurance plans that would cover a tubal reversal and pregnancy and where i can find a doctor that will do a tubal reversal with health insurance????/

What Car has Cheapest Car Insurance For 17 Year Old?

Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?

How much would insurance be?

In the next couple months I'll be in the market for a 2006-2008 7series BMW. I'm 17 and this would be my second car. Approximately how much would I be paying a month for the insurance? Thanks in advance.

How much will it cost to get the affordable health care ?

people dont like it when they are forced to get this health care,but how much does it cost to get it in the first place?""

Is car insurance cheaper if your a dad?

i'm soon to be a father of two and was wondering if it makes insurance any cheaper, does anybody know?""

What would my insurance be if i got a crotch rocket?

im 17 and have my license for a car. i was thinking about getting my motorcycle license. what i want to know is, how much would the insurance be if i bought a crotch rocket? yes, i know how to ride one.""

Can daughter get Health Insurance if she has pre-existing such as asthma?

My 18 year old daughter who graduated in May, has moved to a nearby town and is working at Applebees. She wants to get certified as personal fitness trainer, and so she will be dropped off of my insurance, since this is not a full time student program. She was 18 in June, and lives in Texas. She is going to soon have to be dropped of of my health insurance. I do not think that Applebees provides any insurance for hourly employees. She also has asthma, although not real bad, but this is a pre-existing conditions. Will she be able to get any kind of affordable health insurance, or is she just going to have to be one of the millions who can't have health insurance?""

Insurance on car group 3?

I'm 17 and only just started driving, i'm looking into buying cars and I can't afford a high insurance price i'd say my top price would be 1800 pounds, i'm looking for buying a car with insurance group 3. Is this to high? will the insurance be through the roof? i'm not very experienced with this so all help would be welcome.""

How much does motorcycle insurance cost in MA?

How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

How much of a monthly take home pay should you pay for a car & insurance?

Getting health insurance with a pre-existing condition?

I just quit my job and no longer have health insurance. I also have a very mild case of Chrons disease....I take pills daily for it, but other than that I'm in great health. I would like to get on a health insurance plan. What are my options? Do you think I will get turned down because of my Chrons? If I can get on health insurance, what range will I be paying per month for coverage?""

""For teens, how much do you pay for your insurance car?""

Without your parents, if you live in New York, Westchester, how much would you pay for your car insurance? Let's say that the car is a Honda Civic 2001 THanks!""

Auto Insurance Question?

I am a new driver and I just received my G2 a couple of moths ago. I am trying to get auto insurance at a cheep rate. I tried to add my name to my dads insurance (Johnson insurance) and their quote was 120 per month which seems a but excessive as I am only a casual driver. I was just looking for some advice and wondering if I should pay 120 per month or try elsewhere or try to barging with them Thanks a lot for any help

Can young drivers get insurance for classic cars?

I've been looking around, and none of the insurance websites i have been on are very clear... I am a 17 y/o girl, and would like to drive a classic beetle. Is it possible to get insurance on classic beetles as a young driver? If so, where? Is classic car insurance cheaper than normal car insurance? :)""

18 want car insurance?

right looked online all compare sites give sh*t results, i got quoted 14k for a suzuki alto 23k for a fiat cinciquento (whatever its called) ive rang i kube and got quoted 9k for the suzuki alto thats with the curfew, passed my test on the 22nd of march 2011, wheres good for cheap insurance, ill have curfew if needs be so please shed some light""

Why is my car insurance so expensive?

Im 17 an a guy so I understand that insurance would be expensive. I got an Acura integra all stock. It's $190 a month, ******* ridiculous. It's liability only too, and I have a 3.2 gpa which usually brings it down. I also have NO speeding tickets or anything along those lines. Can you suggest another company that doesn't cost me a ****** fortune? I got to pay it all myself""

I need help on choosing Health insurance..... Anyone?

Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful..""

What is the type of insurance that protects against the cost of injuries of others that's our fault?

Will my insurance go up more?

So a months ago my car insurance went up because of a driving ticket and i just go another...will my insurance go up even more or what will happen????

How bad would a 2006 nissan altima be on insurance for an 18 year old?

I'm on my moms policy right now as the primary driver of a 20 year old sports car and it costs 900 a month. I used to be the primary driver of a small 2002 kia rio sedan and it cost about 700 a month. How much will it be if i am now the primary driver of a 2006 nissan altima? Also how much would the insurance for the actual car be? My mom drives an 06 taurus and she pays 800 so i'm guessing around that price?

What should I do about my 19 year old sons car insurance?

I have a son who is nearly 19 years old. He may be putting in for his test soon. The problem is I am worried about the cost of car insurance. He is nagging me to go on my insurance but I don't really like that idea because I am worried if he has an accident I will lose my no claims and my insurance will go up considerably. The other option is that I buy him a really cheap car with a small engion, but only cover third party. That way he can build up his own no claims. I was wondering if anyone knows how much he would be expected to pay if he decided to do this?""

Small business insurance ? what is the average cost?

I am looking a leasing a building that is currently a bed and breakfast cottage. I will do the same thing except not offering breakfast. Wanting to make a business decision but have been waiting for 2 days to be able to obtain a cost for small business insurance. Anyone have some idea on the cost?

How much is insurance for a 16 years old camry 1997 yahoo?

i live in california, and we have 4 drivers in my family and we pay 700, 1 way, how much will i pay im 16 and i will be getting a camry 1997""

My insurance policy quote went up?

I have 2 cars registered under my name. Because I use to have one and I gave it to my younger sister and bought a new one so I now have both under my name. She got a speeding ticket this year and also did not have her DL on her. So what happen was that they wrote the ticket under my name and put my DL number and now that shows up on my driving record and when I looked at my insurance renewal notice the quote increased. How can I get this off my record since it was not my fault?

Whats the cheapest place to get insurance?

I got a 01 kia optima im 23 years old, male, and paying about 100 dollars a month for full coverage. Company: American Family. Any better deals""

""Will my insurance go up, if I jumped lights?""

Will my insurance go up, if I jumped lights?""

How much is the insurance for a 16 year old with a camaro?

I really want a camaro LS for my birthday but my parents said the insurace would be too much, so i was wondering how much the insurance would be, for a 16 year old girl with good ...show more""

I need to start saving on my healthcare insurance coverage. It is way too expensive. Since our congresmen?

and women are not working so that I can buy insurance outside the State of Colorado, could I possibly buy it from China? anyone know of any Chinese companies operating in the U.S. that are offering affordable health insurance?""

People who say u cant enter a auto insurance policy contract if you under 18?

true but you just need ur parants to sign it over you i have spoken with a auto insurance agent so thats how i know.area i reside in is california

Can you have car insurance in a different name than the title?

I have never had car insurance in my name before and I am 20 so I am getting quoted from every company for at least 300 a month. The car i'm planning on buying is a 2007-2010 mazdaspeed3. Would I be able to have the car insurance in my fathers name while the title of the car is under my name?

Will the color of an automobile effect the cost of insurance?

Young Driver Insurance?

I am 18 and have recently passed my driving test. I have bought a car, a 55 regVauxhall Corsa 1.2 SXI 3 door, and before I bought it all of the insurance quotes were cheap - none above 2500 a year. I looked today and all of them are over 4000, even if I put both of my parents as named drivers. Does anyone know any good, cheap young driver car insurance companies or have any advice on how I could lower my premium? I have checked the majority of comparison sites.""

Which life insurance companies pay for death by suicide?

I'm 27 and live in New York.

Cobra or individual health insurance?

If I loss of group health insurance due to end of employment, but the company offers Cobra plan which is too expensive for me, can I get the individual health insurance or I have to stick with the Cobra plan? I live in NJ.""

Do all car insurance rates drop when you turn 25?

When I turned 25 everyone told me congrats that my car insurance rate would drop. I never heard of this. I asked around and some people said that that is not ALWAYS true. Is it? I use Esurance Auto Insurance. Do i need to call to get the discount. Is there even a discount. Do insurance companys automatically do it? Hmm.

How much of a monthly take home pay should you pay for a car & insurance?

https://www.linkedin.com/pulse/trying-find-cheap-car-insurance-myself-daughter-she-has-savoie-santa"

0 notes

thecheeverfillesseniorthesis · 7 years

Text

The Cheever Files The Cheever Files Adventures of a Senior Thesis. Secondary blog of @midlife-stoodent.

D-1

Had to jump the count a few days because my Senior thesis is due TODAY. I had the due date in my planner as Sunday.

I am nearly finished with it. I turned in my thesis and subclaims into my prof via email, then when I got started, I used the same and wrote out my own words beneath my subclaims (I changed their type to BOLD to keep them separate). It worked! I am able to maintain an outline! I tend to scatter ideas…

I am not asking for an extension. I have asked for them all term and I simply need to get this done. I am 10 pages in, I have three sublaims left to do, and it’s not due until 11:59PM tonight.

THIS WILL HAPPEN.

I work best when dealing with absolute fear. Don’t follow my example. #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 5 notes

D-5

The struggle is very real. Still receiving instruction from my prof on my thesis.

At least my tense is correct.

BTW, I work better under pressure. Spending an entire term on a paper has yet to work for me.

LISTENING TO: Our Lady Peace #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 3 notes

D-7. Senior Thesis is due this week. Thankfully I am off of work, so that’s one less thing to worry about.

My digital project is completed (first picture) and that has been uploaded. I am still (yes, still) working on my thesis and subclaims. I emailed a correction back to my prof this afternoon, once I hone my thesis she will get to my subclaims.

Tomorrow I have to drop off my paperwork for my Service Learning, and take the TB test. I don’t know if all of this is going to get done before the end of the term, but that professor has given us an option if we weren’t able to solidify our service learning before the term ended.

I think 60 coffee pods should last me until the end of the week? Last term I went through 80 in a week and a half, and this term is way harder. I may need more… #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#Seniorthesis#starbucks 3 notes

D-15. Rough Draft final draft, if that makes sense. I am truly blessed to have an amazing advisor/professor who gave us an extension (read: mercy) to turn it in for our rough draft workshop. I have until 6AM tomorrow morning to get this uploaded. **weeps with gratefulness**

Did I ever mention the size of my Senior Thesis class? There’s myself, and two other ladies. One of the many benefits of attending a small, private university.

I admit, I did the usual “check-out” in the middle of the term, where I was watching You Tube videos instead of writing. Then today, when the module for Week 8 comes out, we get the admonishment to not check out.

I am reeling myself back in.

Sumikko guroshi page flags for for ultimate win!

LISTENING TO: The Cure Disintegration #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis#sumikkoguroshi#obviouslyilovemycoffee 4 notes

D-18

Rough draft time. Have my most excellent feedback from my professor to help, as well as my own lightbulb moment. All I need now is the time to get it written. She did extend the due date for us, which I absolutely love because our drafts go into a workshop for final editing.

I miscalculated my vacation time from work, it’s next week, and I should have asked for this week, or even the rest of the month off.

Oh well. It will get done.

LISTENING TO: Morrissey’s Viva Hate #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 1 note

D-25. 25 days left to go.

Along with my essay, I also have to complete a digital assignment as part of my grade to add to my portfolio. Ovid’s Metamorphoses arrived via Amazon Student Prime today. Yes, Ovid + Cheever=Digital Project. It’s going to be awesome.

Still trying to raise my thesis from the bowels of hell. I was going to discuss the agency of the various rooms used in “A Country Husband” but I realized I needed to narrow that focus, so I am doing the agency of living rooms in the text. Of course, it throws my rough draft right out the window…

I love my Starbucks cup. #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis#metamorphoses#starbucks#seemyfilofax? 7 notes

My First Draft is turned in, a minute past my self-imposed deadline of 5AM. I am so thankful my boss let me leave work two hours early so I could go home, nap, and finish this madness. I am not good at first drafts…a final copy I can do, but first drafts? My mind is still a jumble of thoughts and quotes.

After I uploaded my draft, I found an article on John Cheever that said he isn’t taught in schools anymore, if he ever really was. I find that to be a big old shame because the man is brilliant. Needless to say, even though I had already turned in my draft, I am now determined to make my paper a testament to his literary greatness. The man should be taught in schools, students are really missing out.

I am going to sleep the sleep of a student who has been burning the candle at both ends, what with full-time work and three classes to deal with. #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 1 note

Literary TheoryLiterary Theory Senior ThesisLiterary TheorySenior Thesis 4/22/16: Over the course of my academic career (so far, it’s only been what, two years?) I have learned working with a printout of a text is much easier for annotating than with a book. I have absolutely no shame in destroying a book in the name of essay writing, but there is less guilt with using a printout. This is my copy of “A Country Husband”, the first and second pages. Yeah, I use Midori stickers to mark important transitions within the text.

I have also learned to SAVE. MY. NOTES from previous classes. Last term, I took Literary Theory, and I need to apply a theoretical lens to my thesis. It is times like these I am glad I am so anal about my notes, as my notebook from Lit Theory is divided by the different theories.

The rough draft is due next week, already I have the very familiar pangs of self-doubt. Maybe I am placing too much pressure on myself, but this paper is a reflection of me and my scholarship. In no way do I want to come off as pedestrian, but that is my largest fear moving forward. #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 2 notes

Senior Thesis, Week 4: Way back when I took Literary Analysis (from the same professor) I kept all of the writing “hacks” she gave us. I printed them all up and tucked them away into a file folder. Turns out she’s using them for this class as well. Don’t know if the drawing belongs to her, but it still makes me laugh. Funny, two years ago when I took Literary Analysis I was very self-conscious of my essay-writing. Now it doesn’t phase me at all.

I am reading Cheever’s “Letters”…the man is hilarious, dark and so right-on with his discriptions of humanity. There’s an entire section entitled “The Suburbs”, from when he moved his family out of the city to upstate NY. The passage I highlighted tickles me, but I have to wonder: how often do we look at the belongings of others to remind us of who we are and where we came from?

My schedule for the upcoming week. My days off are Thursday and Friday, so I begin the fresh week there. Today (Monday) I register for Summer. I have to be at work by 230PM and other than continuing my Cheever reading I have my two other classes.

WRITE EVERY DAY.

Our rough draft is due next week, so this is our instruction. #thecheeverfiles#studyblr#studyspp#spring2016#ELNM#seniorthesis 7 notes

Got my Prospectus/Annotated Bibliography done, several hours before I was scheduled to turn it in, so that’s over.

This week we will be working on our Digital Project/Digital Presence, so we get a break from writing. Doesn’t mean the fun stops, I still have two other classes to maintain. Above is my weekly calendar, I use it as well as my Ardium Academic planner. My “weekend” is on Thursday/Friday, which is why the dates are wonky.

As for Digital Presence, I really am not worried about it. I cleaned up my social media when I was accepted to uni because I knew there would be a time where I had to do the exact same thing, so I just wiped a whole bunch of accounts. #thecheeverfiles#studyblr#studysop#spring2016#ELNM#Seniorthesis 3 notes

Prospectus and Annotated Bibliography Work:

This is the current time. Not too bad, as I don’t get home from work until after 11PM, but my eyes are getting tired. I’m indulging in a large mug of black tea, having consumed enough coffee over the course of the day to sink a ship.

I have spent this past week reading and researching. I carry a book or an article with me at all times, because you never know when you are going to have a moment to catch up on some reading. I had a few minutes while at the gas station the other day, so I read a few paragraphs.

You do what you have to do to get it done. :)

My beat up Writer’s Reference book, a university requirement.

No, I don’t have to work tomorrow (sarcasm).

I have my annotations completed, but I need to edit them to make sure all of the commas are in the right place. I am almost finished with the prospectus part.

I did, however, make sure Word was functional on my iPad and the entire project was accessible. WIN. Now I can finish this up at work tomorrow.

It’s due at 11:59 Monday night. #thecheeverfiles#studyblr#studyspo#spring2016#ELNM#seniorthesis 21 notes

Day 2: Well, technically I am still running on the original post, but in reality we have passed midnight. Welcome to 2:15AM.

Week 2 is the Prospectus and Annotated Bibliography portion of Senior Thesis. I took notes of the instructions and WON on three academic sources. I need 5 total, including the original text. I could hug my WR 323 instructor right now, because I have become a master of Google Scholar and our library’s online search engine.

I leave this post with a picture of my stapler. This little honey has the capacity of stapling 40 pages at once, and for someone who simply cannot read and retain electronically, this has been a great investment. Oh, and all of the printer ink and paper I stocked up on last term. #thecheeverfiles#studyblr#studyspo#LIT498#spring2016#ELNM#seniorthesis

Day 1: Amazon Student Prime and Sunday delivery for the win. My books came today! I never had a book for “A Country Husband”, all I ever had was a .pdf. I will say, annotating on a copy is a lot easier than in a book. So, I printed out another.

The term just began a week ago, and for that first week we had to turn in an annotated page from two papers we have written during our academic career here at Marylhurst. “Desireè’s Baby” by Chopin was my other choice, but I was sold on Cheever from the beginning. #thecheeverfiles#studyblr#studyspo#spring2016#LIT498#seniorthesis#ELNM 2 notes A Digital Accounting of my Adventures with my Senior Thesis. @midlife-stoodent here. I am an English Literature and New Media major, and welcome to my Senior Thesis studyblr. Check out my main blog for more studyblr goodness.

I decided to chronicle my path of the Senior Thesis to create a digital footprint of the process. Obviously, my Thesis is on John Cheever, his short story “The Country Husband” to be exact. I chose Cheever because his stories about the middle class intrigue me.

So! Lets get this started! I will be following the usual #studyblr format. #thecheeverfiles#studyblr#studyspo#spring2016#LIT498#seniorthesis#ELNM 1 note

0 notes

miriadonline · 8 years

Text

There is a great Art School event this coming Friday 17th March. It is an opportunity for your students considering self employment, freelance working or setting up a business, to meet professionals and advisors. They should register on-line here:

https://tinyurl.com/Creative-Enterprise-Event

and sign in on the day at 2.45pm on the 4th floor of Benzie.

Creative Enterprise Cafe March 2017

3Space – www.3space.org / www.platformfour.co.uk

R Small businesses R Non-profits R start-ups R Collaboration

3Space is a charity that repurposes empty space in the city. We are based in London, but have been running projects in Manchester for the last year.

I started working for 3Space as a project manager in February 2016. I began at London Scottish House, a 5 storey office block that housed art studios, a theatre company, a makerspace/workshop and an exhibition space. We also hosted Unit X.

I am now working on a co-working office space called Platform Four in Manchester city centre. We will offer space for small businesses, non profits and start ups to work and grow their projects in a collaborative and unique environment. I have just completed the build, working with an architect and art technicians based in Manchester.

Before 3Space, I had been working in Seville on an internship with Erasmus+. I was also part of the team that won the DBACE award for Fine Art in 2015 for an online magazine project called Foci.

Anthea Nelson – TV & Film Production Freelance Designer - www.antheanelson.com

R Freelance advice & guidance R Project Management

Anthea's career has spanned 20+ years in Film, TV & Commercials including BAFTA & Emmy winning productions and directed by Julian Farino, Chris Morris & Jonathan Glazer among many others.

Beans Accounting - http://beansuk.com/

R Start-up business advice and guidance R Financial/Accounting advice

Beans helps businesses across Cheshire with their accounts and a whole range of other business support services.

We’re not like the more ‘traditional’ accountants, where you slide a bag full of receipts and invoices across our desk once a year and a month later we give you back your completed books.

Instead we use our experience and the knowledge we’ve gained from working with hundreds of different companies to really help your business develop. Whether that’s to save you time, identify where you can cut your tax bill or help to make your cash flow more consistent, Beans can help.

And it doesn’t matter if you’re a start-up or have been trading since 1801, we have a complete range of individual services and bundled packages all designed to relieve the administrative stress that’s part and parcel of running a business.

Biffa Productions Ltd – www.biffaproductions.co.uk

R Photography portfolio & business advice R Filmmaking & production advice

Ian Vernon originally studied film and photography at art school for three years. Was an advertising Photographer for 20 years with a drive-in studio facility in Manchester for 12 years. Worked for international advertising agencies on photo shoots around the world. Transferred over to filmmaking in 1999. Set-up Biffa Productions in 2000. Since then have won numerous international Film awards. Written/directed/produced 10 shorts, 4 feature films, and music videos.

Creative Boom - www.creativeboom.com

R business growth insight R taking on new clients R PR & Marketing R Hiring the right staff

After graduating with a degree in Journalism in 2000, I worked as a broadcast journalist for various regional and national radio stations before joining one of the UK's biggest PR agencies. In 2007, I went freelance and have spent the past 10 years building my own communications consultancy, Boomerang, in Manchester, working for clients such as BBC and Manchester City Football Club.

I launched Creative Boom, an online magazine for the creative industries, in 2009 to support others, as well as indulge my passion for creativity. Today, the website gets over half a million monthly readers and attracts advertisers such as Adobe, Samsung, Squarespace and Yahoo. I oversee the editorial and commercial aspects of the magazine, and still love to champion emerging talent. I occasionally write for The Guardian.

With 10 years’ experience in running my own PR consultancy and publishing firm, I feel I’d be able to help advise on all aspects of getting started in business. My magazine, Creative Boom, includes an entire tips section on freelancing and entrepreneurship, focusing on providing valuable advice to others.

ERDF Cheshire and Warrington Business Growth Programme - https://www2.mmu.ac.uk/business-school/business/sme-support/cheshire-and-warrington-business-growth-programme/

Our programme supports businesses that are registered in the Cheshire and Warrington area, that are pre-starts (i.e. those wishing to start a business), new start-ups or small/medium enterprises.

Working with recognised business leaders, you will have access to growth coaches, and a number variety of activities to help your business grow fast. We can help you in a wide range of areas from finance and marketing to recruitment and leadership.

Innospace - http://www.innospace.co.uk/

R Start-up business advice & guidance R Enterprise

We help MMU graduates, students and staff to set up businesses: Innospace is MMU’s enterprise flagship - a fundamental part of its 2020 vision and employability strategy.

We are a dynamic and vibrant community that house a variety of businesses, supported by a professional office team and excellent facilities. Located right in the heart of Central Manchester, we provide the perfect base for new ventures keen to make head way with their ideas and businesses.

Intellectual Property – Jonathan Linn

R Intellectual Property advice & guidance

· Patents - patentablity advice (including searching); preparation, filing and running patent applications (UK, European & International); advice and representation re patent conflicts, oppositions and enforcement.

· Trade Marks - searching and advice re freedom-of-use of new marks; applications for trade mark registration (UK, EU & International); advice and representation re oppositions and enforcement

· Designs - registration etc

· Copyright

Kuhlab - http://www.kuhlab.com/

R Social media industry networking platform

Whether you are looking to hire creative talent or looking for work in the creative industries, Kuhlab makes finding and posting work easy! Browse, apply for and post jobs from within Music, Film, I.T, Performance, Art & Design and Photography in the touch of a button.

Marketplace Studios - http://www.art.mmu.ac.uk/marketplace/

R Start-up business advice and guidance

Marketplace Studios is an exciting new initiative providing start-up business support to creative graduates from Manchester School of Art, Manchester Metropolitan University.

Marketplace Studios is a three-storey building set in the heart of Stockport’s Market Square in the historic Old Town. We have two floors of incubation studio space for our graduate practitioners, who receive business support tailored towards the Creative Industries to help them succeed in their new enterprises. On the ground floor we have shop/gallery/exhibition space and project spaces to run courses for the general public.

PeoplePlus - www.peopleplus.co.uk

R Business Planning R Marketing Strategy R Business Development

25 years in the music industry, coupled with 17 years experience in providing start up support, advice and guidance to new businesses

Tuna Fish Media - www.tunafishmedia.co.uk

R Start-ups R Going solo straight after Uni R Career path into a career if you are not ready to freelance

Tunafish are a creative social content and video marketing agency who specialise in generating content and ideas that get trackable results.

0 notes

cryptswahili · 6 years

Text

Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold

Background on Ronnie Moas

According to Moas (via Standpoint Research subscriber emails):

Based on statements from Moas and estimates from other sources, Standpoint Research has between 2,500 and 3,000 subscribers. This earns Moas a tidy $1.5 million to $4 million in revenue a year.

Standpoint Sells Stock Picks

Doing Deals with Dignity (DIG)

Arbitrade is the parent company of Cryptobontix, a company which issued a cryptocurrency called Dignity Token, which is important later in the article.

Background on Dignity Token (DIG)

The cryptocurrency Dignity was largely traded on Livecoin, a small cryptocurrency exchange that claims to be based in London.

Arbitrade also features an impressive management board, with all officers listing over 30 years experience at companies such as PepsiCo, Citibank, Uniqlo, Toys ‘R’ Us, and Taco Bell.

“I will speak with our attorney and get back to you.”

Braverman did not provide any further comments.

Digging for Billions in Gold

The first iteration of the Cryptobontix white paper claims that the profits from cryptocurrency would pay to purchase the billions needed in its gold reserves.

Miraculously, the company was able to pay for these gold reserves out of pocket. The company claims to have purchased over 395,000 kg of gold, worth roughly $16 billion at current prices.

Ronnie Moas Catches the Gold Rush

“The reason I released the paper, the catalyst… was seeing it move eleven hundred percent in one day, and I felt that it was an insider buy and I decided within a few minutes to jump on it.”

After February, Moas would publicly describe Dignity Tokens (DIG) as his “best idea in 20 years,” both on Twitter, and in his email letters:

— Ronnie Moas (@RonnieMoas) March 5, 2018

Florida Gold Frenzy

Ronnie Moas then continued to boast the merits of the Dignity Token, assuring buyers that the coin is completely and totally legitimate:

And saying that that it couldn’t be a scam, because scams are too expensive to pull off at this scale:

Flip the Script

Moas becomes despondent, with some of the messages emphasizing this:

And, at his lowest, he even talks about contemplating suicide:

Is Ronnie Moas the Victim?

Thomas McLoughlin, the CEO of Blockstake and former banking analyst, reaffirms this in correspondence with CryptoSlate:

Not only that, many of Moas’ subscribers allegedly warned him of the red flags surrounding Arbitrade, including McLoughlin:

In response to McLoughlin’s concerns, Moas had this to say:

“You are making a complete fool of yourself. I will not waste my time on this garbage message. My subscribers know EXACTLY [sic] what is going on.”

When asked about the warning signs around Dignity on the Bitcoin Podcast, Moas said the following:

“I haven’t done background checks on anyone in 20 years. I don’t have time to do that. My subscribers expect a name from me every week.”

Finally, when asked if his involvement could be construed as a “pump and dump” on the Bitcoin Podcast, he had the following eloquent statement:

“Now go fuck yourself,” and left the interview.

Subscribers Outraged

$DIG is not a scam.

Ronnie Moas is a liar and a fraud.@ArbitradeX who owns $DIG, just filed an injunction and lawsuit today because of it.

Do some homework. Happy to provide all 10 pages. pic.twitter.com/UpTRQTjJcd

— Brandon William (@azbill_brandon) January 3, 2019

Despite Moas’ allegations, there are still many who assert that Arbitrade is legitimate on Twitter.

Michael Kelly, who claims to be one of Moas’ paid subscribers, made the following testimony to CryptoSlate:

Legal Battle Intensifies

Meanwhile, one of Moas’ subscribers claims that he sent out the following email today:

Summary

Ronnie Moas claims to be a “highly regarded and highest ranking analysts in the financial services industry, someone whose name is ‘synonymous with Bitcoin.’”

The post Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold appeared first on CryptoSlate.

[Telegram Channel | Original Article ] [Telegram Channel | Original Article ]

#cryptocurrency

0 notes

cryptswahili · 6 years

Text

Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold

Background on Ronnie Moas

According to Moas (via Standpoint Research subscriber emails):

Based on statements from Moas and estimates from other sources, Standpoint Research has between 2,500 and 3,000 subscribers. This earns Moas a tidy $1.5 million to $4 million in revenue a year.

Standpoint Sells Stock Picks

Doing Deals with Dignity (DIG)

Arbitrade is the parent company of Cryptobontix, a company which issued a cryptocurrency called Dignity Token, which is important later in the article.

Background on Dignity Token (DIG)

The cryptocurrency Dignity was largely traded on Livecoin, a small cryptocurrency exchange that claims to be based in London.

Arbitrade also features an impressive management board, with all officers listing over 30 years experience at companies such as PepsiCo, Citibank, Uniqlo, Toys ‘R’ Us, and Taco Bell.

“I will speak with our attorney and get back to you.”

Braverman did not provide any further comments.

Digging for Billions in Gold

The first iteration of the Cryptobontix white paper claims that the profits from cryptocurrency would pay to purchase the billions needed in its gold reserves.

Miraculously, the company was able to pay for these gold reserves out of pocket. The company claims to have purchased over 395,000 kg of gold, worth roughly $16 billion at current prices.

Ronnie Moas Catches the Gold Rush

“The reason I released the paper, the catalyst… was seeing it move eleven hundred percent in one day, and I felt that it was an insider buy and I decided within a few minutes to jump on it.”

After February, Moas would publicly describe Dignity Tokens (DIG) as his “best idea in 20 years,” both on Twitter, and in his email letters:

— Ronnie Moas (@RonnieMoas) March 5, 2018

Florida Gold Frenzy

Ronnie Moas then continued to boast the merits of the Dignity Token, assuring buyers that the coin is completely and totally legitimate:

And saying that that it couldn’t be a scam, because scams are too expensive to pull off at this scale:

Flip the Script

Moas becomes despondent, with some of the messages emphasizing this:

And, at his lowest, he even talks about contemplating suicide:

Is Ronnie Moas the Victim?

Thomas McLoughlin, the CEO of Blockstake and former banking analyst, reaffirms this in correspondence with CryptoSlate:

Not only that, many of Moas’ subscribers allegedly warned him of the red flags surrounding Arbitrade, including McLoughlin:

In response to McLoughlin’s concerns, Moas had this to say:

“You are making a complete fool of yourself. I will not waste my time on this garbage message. My subscribers know EXACTLY [sic] what is going on.”

When asked about the warning signs around Dignity on the Bitcoin Podcast, Moas said the following:

“I haven’t done background checks on anyone in 20 years. I don’t have time to do that. My subscribers expect a name from me every week.”

Finally, when asked if his involvement could be construed as a “pump and dump” on the Bitcoin Podcast, he had the following eloquent statement:

“Now go fuck yourself,” and left the interview.

Subscribers Outraged

$DIG is not a scam.

Ronnie Moas is a liar and a fraud.@ArbitradeX who owns $DIG, just filed an injunction and lawsuit today because of it.

Do some homework. Happy to provide all 10 pages. pic.twitter.com/UpTRQTjJcd

— Brandon William (@azbill_brandon) January 3, 2019

Despite Moas’ allegations, there are still many who assert that Arbitrade is legitimate on Twitter.

Michael Kelly, who claims to be one of Moas’ paid subscribers, made the following testimony to CryptoSlate:

Legal Battle Intensifies

Meanwhile, one of Moas’ subscribers claims that he sent out the following email today:

Summary

Ronnie Moas claims to be a “highly regarded and highest ranking analysts in the financial services industry, someone whose name is ‘synonymous with Bitcoin.’”

The post Finance Guru Ronnie Moas Digs for $10 Billion in Cryptocurrency Gold appeared first on CryptoSlate.

[Telegram Channel | Original Article ]

#cryptocurrency

0 notes