#i told them i am on a medical leave of absence from school so im worried one of them might ask me about it
Explore tagged Tumblr posts
Text
if my boss asks I might just say fuck it and tell them it's depression at this point
#i told them i am on a medical leave of absence from school so im worried one of them might ask me about it#when i was hospitalized twice this summer things were kinda awkward#im so anxious just for work in general because it's the start of a new session and i will be in person#today i am subbing classes though so these aren't even going to be my usual students#my anxiety is so high and it will be a miracle if i get through this week without a self-harm relapse (i haven't self-harmed since like dec)#tomorrow is also my first day of the community college class im taking
3 notes
·
View notes
Text
i am having the worst 2024 rn. 😭 only 2 months in and it’s already shitty.
tw: mentions of throwing up/eating, and death
this is just a long vent. If u don’t want to read it leave while u can and don’t click the see more button thingy 🙏
My tonsils are swollen for the 4th time since November 2023 (I might have to get them removed). Im on my period, so I’m getting really bad cramps, and I want to eat and drink so bad, especially because I get really hungry/thirsty at this time of the month, but I can’t because my tonsils are swollen so I can’t swallow any foods or drink any drinks. AND I have the flu! So I’m sick, cramping and I can’t eat. And usually when I get the flu I end up throwing up at least 7 times a day which is really abnormal but here I am. In my bathroom for the 6th time crouched over something it can go down. Also if you didn’t know I’m a senior in highschool, so I can’t really make my own choices as I’m living under my mother’s roof. I asked her if I could skip school, but she told me she didn’t care and is still making me go. Knowing damn well I have a whole contagious virus thing. She literally only cares abt me graduating. BUT I CANT GRADUATE IF IM DYING DURING THE FUCKING EXAM?? She acts like i don’t have friends that can take notes for me during class, that i can ask for answers if I stay home which usually isn’t needed bc I always attend school, even when I’m sick.
“Girl your fine, go get a mask and drive to school” what the actual fuck is a mask going to do 😭 if I drive while I’m practically dying I don’t think I’ll make it to school. I dead ass think I would get into a car crash on accident, because I’m not in my right mind. But like this shows how much she doesn’t care for me. Cus as soon as my little brother or sister get sick, they get to stay home from school. Like idc if they’re younger than me I’m ur kid too, and I can’t skip school cus I’ll loose my scholarship. Like I need her to excuse my absences or I’ll get kicked from the medical program SHE forced me to be in.
Anyways I’m in a shit ton of pain. Praying that my mom lets me stay home from school tomorrow 🙁‼️‼️
#✰... vis thoughts#i’m dying#save me#it hurts so bad#I want to eat#it’s been 8 days since I last ate#😭‼️#GET ME OUT OF HERE#RN#MY CRAMPS R GETTING WORSE AND WORSE#I JS WANT SOME TEA BUT I CANT FUCKING DRINK IT BC OF MY TONSILS#MY MOM WONT YAKE ME TO THE HOSPITAL#AND SHES REFUSING TO GIVE ME MEDICINE#HELP#Spotify
0 notes
Text
Once in a lifetime, forever in a lifetime
A/N: Okay so im sorry it took me such a long time to sit down and write a second chapter, but the story continues, I hope you like it :)
Summary: Childhood friends with maknae line, coming-of-age kinda thing all the way through college, that will eventually include the hyung line as well, but i wont spoil anything for you, can get hardcore later on, i will put some trigger warnings, when i get to it;;
very many angst in this chapter, +a hyung line charcter appears yay
childhood friend jimin/ platonic maknae line/ apart from jungkook/ vmin/ namjin/ hoseok x reader/ jungkook x reader/
Genre: mostly angst, fluff, some sexual connotations
Word count: 3k+
Chapter 1
Chapter 2:
You woke up to the sound of your alarm abruptly beeping from under your pillow. Your head was pounding with pain and you barely opened your eyes, blindly moving your hands around the bed to find your phone. When you did, it took around five minutes to assimilate the time and to remember why and where you were.
Right.
In your apartment. But you barely remembered how you got here. There was a party yesterday night for the beginning of the first university semester. And you drank. Oh boy, did you drink. In your mind flashed images of a number of cups, half-naked boys and girls sleeping one over another on a couch. So college parties weren’t a myth.
You lifted up the bed covers to get up and head towards the bathroom, stumbling. You looked like a mess because you haven’t even bothered to take of your makeup, so you decided to just take a shower. The hot water ran all over your body and soothed you tense muscles and your headache. After what seemed like half an hour, you propped a foot out of the shower, and then another one and wrapped a towel around your body. You stared at the reflection in the bathroom mirror. You face was still puffy, but it wasn’t too obvious because you had lost a lot of weight during the summer and the stress for college applications. You had also cut your hair short the moment you left Busan and it was now barely reaching your shoulders. Maybe the only thing that had not changed about your appearance were your eyes. Still a color too light for most Koreans, since you were a mixed child, with specs of green in them. Almost all kids throughout middle school made fun of you for them. Good thing Jimin was always there to tell them off and assure you of how beautiful he thought they were. Jimin…
You shook your head to get rid of the painful thought of him. When you stepped out of the shower the cold air hit you as expected, and you prepared to sprint to your warm room. What you didn’t expect however, was bumping into something on your way. Someone. You looked up and saw a boy in the middle of the hallway. More importantly, a boy you didn’t know. You were so surprised, your brain could not formulate any words, so you just stood there like a wet cat for about two minutes, before the boy started laughing. Not just a little, he was bend over, arms wrapped around his stomach as if he had seen the funniest thing in the world. Or had he?
“Excuse me…” you finally decided to speak out. “Stop that!”
“Stop what?” the boy straightened up, wiping away a few tears that had formed at the corners of his eyes.
“Making fun of me! And who the hell are you?”
“Oh wha- you don’t remember me?” his eyes were now seemingly sad.
Wow. Great actor, you thought.
“Should I?” now you were starting to feel a little bit nervous after the oddness of the situation wore out and the realization that there was a stranger in your apartment hit you.
The boy let out a heavy sigh, as if you were a five year old and he was trying to explain to you and two and two makes four.
“How about you go and get dressed up and I’m going to tell you all about it?” he suggested heading back to the kitchen.
“I’m sorry, how dare you tell me what to do, on my own ground?” you were not liking his attitude.
He didn’t even bother to answer when he disappeared around the corner of the hallway. You stomped with your feat for a few seconds, pondering if you should go after him in that same second and smack him with something, but you soon realized that any action would be better with clothes on, so you feistily turned around and slammed the door of your room.
No more than five minutes later you were out in the hallway again, hair still wet, wearing the first sweatpants and shirt you grabbed out in the wardrobe.
When you turned around the corner that lead to your kitchen, you were prepared to shout, but what you didn’t expect was to see him putting a stack of golden pancakes in a plate on the wooden table and another two plates next to them.
You stumbled back to take a better look at him. He was fairly tall and had lean, but well-built body. His light brown hair was messy and strands were sticking out of everywhere, which much to your annoyance, made him quite charming. His face was thin, but whenever he smiled, his cheeks were forming cute dimples and his eyes were glowing as well. He was handsome, that you admitted. You were so lost in your thoughts that you didn’t realize he caught you staring.
“Quit standing there, come over and let’s eat” he motioned with his hand. “I don’t bite” he added a smirk.
“Quit being a fuckboy, and I might” you scoffed, but still approached your seat, since you were very hungry.
“That was uncalled for, Y/N”.
You scrunched your nose and his comment, but soon enough that grimace was replaced by a look of content, because these pancakes… they tasted like heaven.
“I’m glad you like them” the boy let out anther smirk.
You looked at him straight in the eyes.
“Wait, how come… do you know my name, and I don’t know yours?”
He looked at you and crooked an eyebrow.
“I told you my name at least a few times yesterday, Y/N?”
“Well… I don’t remember it. Or you, or anything really” you suddenly felt a little ashamed by your actions even though you couldn’t remembering any of them.
“Okay, well. First of all, no we didn’t sleep together”.
He knew what you wanted to know. You let out a relieved sigh, taking another bite of the pancakes.
“Thanks to me though, because you were really going for it”
You choked.
“I- I don’t believe you” you squinted your eyes.
“Believe whatever you want. I don’t know when you came to the party, but we met” he chuckled, “we met because you spilled your drink on my shirt, then continued drinking and flirting, so at the end I had to ask where do you live, because there was no way you could go home alone-“.
He looked at you. You were blushing, even if you had no proof, his description of you sounded accurate.
“Then I took you here and you… um, you cried”.
You choked for the second time.
“You fell and started to talk about some… Jimin, Jangu or something, I don’t know you were slurring. Anyway I couldn’t leave you on the ground, so I took you to your room.”
The boy threw another look, just to make sure if you were following his words, hence the info was a lot to take in.
“At that point, you started kissing me and taking of my shirt, which I have to admit was probably the highlight of our meeting, but I had to stop you and soon after you fell asleep”.
You were once again left without words, or any speaking abilities whatsoever.
“I could have left, but see I’m a nice person, I stayed to make sure you’re alive by the morning” he smiled at you toothily.
When you didn’t respond to his smile, he dropped his act and looked at you curiously.
“I’m sorry. For that. You didn’t have to stay, or cook” you said dryly avoiding his demanding eyes.
“I don’t mind” he stood of the chair.
“The way I see it, you’re a really lonely here and you were apparently hurt really bad in the past. I am too. I didn’t stay out of pity, I stayed because it’s nice meeting someone who goes through the same thing as me.”
You lifted your head this time. He was an honest guy, you had to give him that.
“Anyway, its 10am, which means if I don’t go now, I will be late for my lecture” he moved quickly through the living room, taking his leather jacket of the couch.
“I’ll see you around Y/N?” he smiled once before closing the door after himself.
You found yourself smiling. You embarrassed yourself, and yeah the guy was kind of ticking you off, but there was also something about his demeanor that intrigued you. You would see him around.
You would see… who around?
Suddenly you jumped from your chair, and headed towards the door of the apartment and rushed down the stairs. You caught him right when he was closing the door of his car.
He also saw you and stopped in his action. His eyes looked at you once again, this time expectantly, waiting for you to ask the question.
“What’s your name?” you breathed out.
He flashed one of his half-smiles at you and his eyes glinting with content.
“Hoseok” he said and closed the door, leaving you on the side of the street, with his name in your mind.
***
After that you came to realize that Hoseok, or Hobi, how most people called him, was also a medical student like you in the university, but was a third year, while you were first year.
He was the first friend you made there. And probably the only real one.
At the beginning, it didn’t seem like anything changed for you and Hoseok. The only difference was that you went out together more often. Much more often. You would sneak out of the apartment long after midnight and Hobi would wait for you outside on the driveway with the same car he had left with on the day you met. You would spend the night often in more than two or three bars. You would enter in through the veil of darkness, smoke and hasty music, look around. Get free alcohol from the often illegaly drunk waiters and would leave before anyone noticed your presence, or absence itself. That slowly turned into a routine every weekend. You never really focused on what you were doing or where you were going. It was like you were drugged on the experience and it kept you alive. After all you understood each other in some type of way that was not possible to be described with words. Or maybe you gave each other something that you hadn’t received from anyone else before. It was perfectly balanced…until you fell in love with him. It was not right away. It was unhurried and unexpected. You were slowly starting to notice a sparkle light up deep inside you every time you saw him. You would notice the way he walks, slightly tilted to one side, the way he talks when he hadn’t slept the night before, studying for anatomy exam, or the way he talks when he has drank three cans of different types of energy drinks to keep him up because he couldn’t miss out on the new material for the pathology exam next week. You would notice the way he would throw his arm out of the car window and his hand would trace the wind as if he was flying, as if he was catching something through the wind that fueled him with gasoline to continue driving the car itself. You would notice the way his light brown hair falls into his eyes when he was looking down at you or when he fell asleep on your lap. You would notice the way his colors shifted constantly. You didn’t know when you fell in love. It was slow at first and then all of a sudden with no warning. Just as easy as falling asleep.
He noticed you too. He noticed the way you slowly got used to him. He noticed that you slowly stopped flirting with every guy you met on Sundays just to distract yourself. He maybe wondered why. He noticed the way your shoulders would fit perfectly in the crooks of his arm when he put it around you (which was fairly often, since that was the way you would normally walk through campus as if no other mechanism worked). After that he noticed the way your eyes would light up when you were looking at him. He would notice the way you watched him when he drives. And even though, you didn’t know, he would feel your fingers in his hair, when you thought he was deep asleep on your legs after a long night of studying the parts of the human heart. He knew you were in love.
You could probably go on like that forever, your dynamic was just the right amount. However, life was not gonna go easy on you.
It was a sunny day in May and you and Hobi were outside preparing for your last exam for this year before the summer. You were both laying on a picnic blanket, your head propped on his chest, while he was reading out the steps for conducting an appendectomy, and you were staring at the clouds. As hard as you were trying to focus on his voice, you ears were occupied with listening to the even sound of his heart beneath you. You stayed like that for a while, taking in the warm breeze, when you were distracted away from the sweet sound of his heart.
You couldn’t point by what right away, so you kept your eyes closed. Soon enough though the familiar noise became too loud. Your eyes fluttered open, hands were sweating now, and your own heart sped up its rhythm. It had been a while since you had been reminded of their voices. It took you another minute or so, to realize that his laugh was too real to be in your head and was getting closer and closer by the second. You stood up, startling Hoseok in the middle of his sentence.
“What’s wrong Y/N?” he asked already used to recognize when you were uneasy.
You didn’t answer, just moved your eyes around the field in panic.
“Y/N?” Hobi called out once again, grabbing your hand.
And then you saw them. Propping a blanket a few meters away from you. Their faces were also changed. Taehyung was placing a heavy load of books on the ground and was talking about something to Jungkook. His eyes were the same, the smile was the same, his face only a bit more mature and his frame was much larger, as if he had grown an extra pair of shoulders for the last year. You tried to hear what they were saying.
“Do you think she is here somewhere?” Taehyung asked.
“I don’t know, she should be” Jungkook frowned, looking at the opposite direction of you, searching for you.
He wasn’t changed much either, only his face had nothing to do with a child’s face anymore, making him more handsome than when you two dated.
“Why won’t you try calling her again?” Jungkook asked turning to the third boy.
“How many times do I have to tell you, she blocked my number about a year ago” Jimin’s voice rang in your ears almost bringing tears to your eyes.
You almost audibly gasped when you focused on his face. The first thing you noticed clearly was that his chubby cheeks from before were gone, his jawline and cheekbones now becoming well defined in the sun. He had lost at least 10 kg from when you last saw him. His hair was no longer black and poorly styled with gel, but blond and his locks looked like they were made of cotton. And piercings. A few of them actually. Without moving your head, you could see all the girls in radius of 10 meters scanning him up and down. And you looked just like one of them. You couldn’t take your eyes off of his.
“Is that them?” you heard Hoseok’s voice right next to your ear, his lips touching your skin lightly.
“Yeah…” you gulped and barely said.
Suddenly Jimin sensed your glare and lifted up his eyes, meeting yours right away, stopping in his very movement. His face had now became paler than the buildings behind him. Jungkook and Tae noticed his distress and followed his gaze to you. But you couldn’t look at them.
After what seemed like 10 years, Jimin stood up and you found yourself doing the same. But as he was taking a step towards you, you took one back, suddenly feeling the salmon sandwich you shared with Hoseok for lunch coming back. Now all three of them were slowly approaching and you stumbled back and would most certainly fall if Hobi was not behind you to hold your waist.
“Where do you want to go, Y/n?” his voice was stern.
He repeated his question a few times, before you could sum up an answer.
“Away” was the only word you could say, barely keeping the sandwich in your stomach.
Hobi needed no repeating, with one hand still on your waist and another grabbing yours, he lead you away from the grass field, into the building, giving you a few seconds without Taehyung, Jungkook or Jimin in sight.
“Hey, look at me!” he said propping you on the cold marble ground.
“Y/N if you want to finally tell me what happened between you and them, now is the time, if you want me to help you!”
“I-“
“Y/N?” you heard Jimin’s voice calling your name and suddenly everything turned upside down.
You weren’t feeling the cold and warm waves from a few seconds ago, and you weren’t sweating anymore. You stood up just in time, before the faces of your childhood friends appeared behind the walls of the hallway.
You stood motionless, waiting for them to approach, every seconds making it harder for you to keep your calm. When he was just a meter away from you, Jimin smiled.
“Hey” he simply said and scratched his head.
You took a step forward and then another and Jimin spread his arms, welcoming you for a hug. But you had other thoughts in mind. Before he knew what was happening, you took one last step and the loud sound of a slap filled the corridors.
The next thing you knew, was Jimin was folded in half, holding his cheek with one hand and you weren’t finished. Everything in your sight had become a shade darker and the only thing you could focus on was Jimin and your fists that were landing one after another anywhere they found fit.
“You asshole! You absolute piece of shit! How dare you come here after so long and…” you took a step back to take a break, so you could breathe.
Jimin couldn’t say a word, so he had just squatted on the ground with hands over his head, waiting for another round of punches. And you were about to give it to him, but Taehyung cut your way in an attempt to stop you.
Which failed.
“And you…” you muttered. “How fucking dare you!”
Your focus shifted on him now and he soon followed Jimin on the ground. Hoseok didn’t even try to stop you. After he had gone a year with you, seeing you suffer because of them, he was enjoying the scene a little too much. Which could have continued for much longer on its own, if finally Jungkook hadn’t decided to step in.
You lifted an angry fist once again, but it didn’t land. You looked up to see that the boy, who didn’t seem even a bit amused, was holding your wrist.
“We get it, okay? You can stop now!” he growled and picked you up in an instant, to which you made a sound of displease.
“Hey, be careful” this time you heard Hoseok’s low voice from behind you, and Jungkook slowly turned his head towards him.
“And who the hell are you?” he asked cockily looking at the man up and down.
Hoseok made another step towards the younger man, but you cut him in his track.
“It’s none of your business, who he is! And no, it is not enough Jungkook. For what you three did, it’s not even near being enough”.
“Y/N” Jimin spoke from behind Jungkook and you could hear the hurt in his voice.
Not enough.
“Why are you here?!” you screamed once again directly at Jimin.
“I am so sorry Y/N. For everything I did, okay? I’m sorry?” he was afraid to look at you in the eyes.
“I didn’t ask you if you were sorry, I asked you what are you doing here?”
“We came here for you… we want to fix everything” Taehyung was now standing up and his beagle eyes were practically pleading forgiveness.
But you couldn’t. Not now and not like that. The intensity of the situation suddenly hit you and you finally felt the tears that were threating to spill from your eyes.
You quickly turned on your heal and sprinted out, not allowing them to see how hurt you still were. You ran until you reached the parking lot of the university. Now knowing when Hoseok had followed you and got to you, you just fell in his arms, that wrapped around you securely, letting the tears make wet spots on his shirt, and his lips kiss softly your head.
#bts#bts fanfic#jungkook#jimin#taehyung#hoseok#rapmonster#namjoon#suga#yoongi#seokjin#hoseok angst#jhope#jhope angst#bts scenarios#bts angst#bts smut#bts college au#bts high school au#bts gang au#bts jimin#childhood friend jimin#reader x hoseok#platonic bts#bts imagine#bangtan
69 notes
·
View notes
Text
My story for you my friend
Hey friend,
Sharing my story with you is scary and gives me a lot of hesitations, but you deserve to know. So I’m just gonna start from the beginning if that’s alright with you.
I was diagnosed with depression and anxiety when I was about 13 or 14 years old. I am now 19 and continue to struggle with it. I started my medication when I was 14 I believe. It has changed so much since then though. I’ve been on at least 3 different depression medicines since I started. The first one didn’t work with my body and the second one made me gain a ton of weight, so I wanted to get off that as soon as possible since I’m pretty self conscious of my appearance nowadays. The medicine I’m on now seems to be working perfectly, so thumbs up to that.
I’ve always been a really happy and outgoing kind of kid with loads of confidence. But somewhere in my early teens I noticed a lower self of steam and less love I once had for myself.
I had a really hard time in high school with my depression. I went into freshman year as I told you before, confident and HAPPY. I had so many friends and was so well liked by many. I made the varsity cheer team and had a boyfriend and didn’t have many insecurities at all.
Sophomore year came and I fell behind in school and got dumped by my boyfriend. I was crushed. My ex was a super well liked type of guy who played on the football and basketball team. (I was super into popularity and labels back then, so I needed to add that in). Because of this breakup I shut down and isolated myself from everyone. I lost all my friends and I never understood what I was doing so terribly wrong in my life. Some kids from my high school would call me and/or leave nasty text messages on my phone.
I went to the doctor to get myself checked out because I knew I was depressed. They ended up diagnosing me with a learning disorder, called Executive Function Disorder, as well as some OCD, Anxiety, and Depression. I felt so defeated because I knew that there was something wrong with me, but NO ONE would listen to me. I started to doubt myself and see my struggles as "not real" or "just in my head". I started believing people when they’d tell me I’m being a baby or I’m too sensitive or I’m overreacting. Girls that I thought were friends would tell me I’m being rude or starting drama for sticking up for myself when someone would deliberately try and hurt me.
Through sophomore and junior year I struggled with rumors and horrible, petty girls and even guys that made it their mission to hurt me. I got made fun of for things that were spread about me having to do with a boyfriend I had freshman year. It is no secret that I made some mistakes with guys in the past, but I was the only one taking the heat for it.
I tended to my pain through cheerleading. I stuck with it because it was truly my passion and I loved with everything in me. To this day(even though my body can't physically bend/move like that anymore) I have cheerleading and new groups of girls every year to thank for being a huge support system for me.
Junior year was the hardest, most lonesome year I’ve seen in my whole life. I remember the rumors were at its peak during this year. I remember one particularly really harsh rumor about me going around my whole school that I had Herpes because I was out of school for a week. I was actually in the hospital for depression and almost taking my life. This was especially hard for me because the ENTIRE school believed it. One of the teachers told her class "Be careful because I heard one of the Jr. girls has herpes." A girl from my team had this teacher for her class and told me that she announced it in class. From that day forward I walked around Saint Viator with no self confidence and a frown on my face.
I’ve got one more rumor to tell you before I move past this horrible subject. But hey, you needed to hear it’s much as I needed to tell you.
There was one Jr./ Senior party that I had no desire to go to nor got invited to over winter break of my junior year. I was in Canada on vacation I think...I can’t remember where I was, but it was out of the state at least. The next week I get back to school and a lot of people I would smile to in the hallway would ignore me. I started noticing those same people were unfollowing me on social media and subtweeting me. Basically their party got busted and the first person they thought to blame was me for reasons I’m unaware of. This one really pisses me off because all I can think of is someone telling one person it was me and it becoming a “thing” that I busted their party. Well for those arrogant children that thought of me in my absence, thanks???
Thinking about everything its really hard to write this out for you because I don't think the emotion of the situation and what I felt is really getting through, but Im trying to summarize this the best I can, so bare with me, friend.
I had no girl friends junior year other than my team. I was alone and at my worst. I so desperately wanted to transfer. But I didn't. But, my troubles were only the beginning.
My parents have been married for 28 years, a week ago, my dad was an alcoholic and my mom is a self centered, reputation freak. My dad went to rehab in 2004 when I was 5 years old and my brother was 4. He was gone for months. He didn't tell me any of this until I got to highschool because it is obviously a heavy subject.
My parents have fought for as long as I can remember and it haunts me to this day. I always used to put their relationship on my back and felt like I needed to protect my dad from my moms abuse. I have nightmares and flashbacks of my mom physically and verbally abusing my dad. (There is a lot more to this story that I don’t have the time to write about at the moment, but if you are wondering I’ll do a desperate story on that)
One night over the summer I vividly remember my mom sending me a text that was meant to be sent to my dad while I was out with my two best friends. The text was basically ripping my dad and I apart. She said that I'm a loser just like my dad and I will never amount to anything. It hurt to hear those words coming from my own mother and I lost it. I called my mom’s parents and her siblings and basically told them how she's been treating my dad and I. I went into panic mode and cut myself and overdosed on drugs and basically did everything to numb the pain of my moms hateful words. But none of that worked because I started believing it to be true myself. (This would be whole other story if my dad was actually a loser, but he is the most selfless person I have ever met and I'm not just saying that because he's my dad, but I really mean it when I say he works so hard everyday for his family and deserves the best. He is unhappy, but he wakes up every morning at 5 am to workout for an hour and half and then goes to work until 7 every night and comes home to no food or hello from his wife. He is the most incredible guy and he needs recognition for it.)
Senior year I decided to stop talking to my mom and stop chasing after the girls who were so cruel and horrible to me. I decided to make friends outside of my school and hold my head high while I was still at Viator.
I started seeing a therapist sophomore year and really kicked it up a notch once I was a senior because I knew I had to get better before I went off to college. My medication was stable and my health was great and I was doing ok. I still sat in the bathroom at lunch, but I was getting by. Ever since then I’ve been somewhat stable. Ive had boughts of sadness don't get me wrong, in fact the past few days have been a low for me and thats why I’m talking to you right now, but for me college is what saved my life and I'm extremely thankful my dad was able to send me to such a great school.
With my mom and I, we are working towards a relationship, but taking it slow. Living away from home has been just what I needed to be able to deal with this relationship healthily. So I guess we will see what happens for my mom and I. For my parents, I'm not really sure where they stand. All I know is that I've learned through years of therapy that I can't take on all the pressure from a relationship that isn't even mine. So I've stopped worrying about them for now and have decided to focus on myself.
As for me, I’m alright. Mostly numb to all this by now, but it’s definitely still part of me and my past and I’ll have to lug it with me the rest of my life. And that’s what it is.
What doesn’t kill you makes you stronger, I guess.
Thats basically me and my luggage I take with with me through life. I wanted to finally talk to you about this and let you know who I am and why I am the way I am. I feel like I've left it in the dark for too long and I’m done hiding it.
1 note
·
View note
Text
300+ TOP DENTAL ASSISTANT Interview Questions and Answers
DENTAL ASSISTANT Interview Questions for freshers experienced :-
1. Tell me about your organizational and administrative skills and experience? Another fact of working as a dental assistant has to do with your administrative and organizational expertise. Aside from working chair side with patients, you may also be required to greet them as they come in the door, answer telephone calls, schedule appointments, restock supplies, and more. You will need to convince the interviewer that your skills are on target with the needs of the job. For example, "I have experience with answering telephones and I have learned and implemented several methods of filing and record keeping" would be a great answer, but only if you are prepared to elaborate on that experience. 2. Will you comfortable working with children and adults? You will likely be required to work alongside a dentist, so your interviewer will ask you this question in order to gauge your comfort level. Although it is okay to express a preference for one over the other, you should be able to provide an answer that portrays your ability to work with either age group. "Although I especially love working with children and keeping them excited about good oral hygiene, I am just as comfortable working with adults" is a fantastic example answer. Although you may not be assigned to work primarily with children, your preferences will likely be noted if you are hired. 3. Which is the most important job of a dental assistant at a dental facility? While I feel that every task that a dental assistant performs is important, making patients feel comfortable is probably the most important. This is because a patient who is at ease is easy to handle. Equally important is sterilizing instruments because infection control is vital to managing dental procedures effectively. 4. Tell me briefly do you pay attention to detail? Yes I am very detail oriented. Like, when i was working within a previous job i was always told to keep my are clean. So what I would do was wipe down all cabinets with disinfectant make sure everything was in order,make sure all instruments were autoclaved and put in its original spot. I would also make sure the oplatory was set properly making sure their was nothing missing or out of order. Overall making sure the setting was perfect. 5. Can you handle criticism? "I will be able to perform to the best of my ability under any circumstance and I am always thankful for constructive criticism" is a good answer, but you should follow up with a reason why constructive criticism is helpful to you. "I am always willing to learn from my mistakes and learn better, more efficient methods of getting the job done" will suffice. 6. Can you work under constant supervision? Since you will only be allowed to perform direct patient care under the supervision of a dentist, you must be able to work while being watched and readily accept criticism. 7. Is oral health and hygiene important for you as a dental assistant? It seem's like a silly question, but your interviewer has a very good reason to ask. If you are not passionate about your own oral health and hygiene, it is unlikely that you will be able to convey the importance of oral care to your patients. You may even choose to describe your oral care practices to your interviewer so that they can better understand your methods. You might answer with "Absolutely. I make sure to brush twice a day and after meals, and I see my own dentist at least twice per year." You may also be asked to explain why oral health is so important for overall physical health, as well. 8. Described about a tough patient you had to deal with? I wouldn't say that I have had a "tough patient". I would say however I have had several circumstances in which I had to use my skills and training to figure out the needs of each patient and do my best to meet their needs to make the appointment run as smoothly as possible. That sometimes can be tough, but it is one of the challenges I enjoy most in this field, making the dental experience as pleasant as possible for the patient. 9. How will you react suppose if a patient complains that you didn't properly care for them during the last appointment? I prepare a complaint form, I would do all I could to know what it was that make the patient unsatisfied and I do my best to fix the problem before the next visit. 10. What techniques you employ to keep an office organized? Keeping a uplifting and positive attitude and use the teamwork technique. Always making sure everything is stocked and sterilized to make the day run smoothly.
DENTAL ASSISTANT Interview Questions 11. Supose if we hired you then how long do you see yourself at this office? I like stability. I dont want to move from one place to another, I want long term 12. What experience do you have as dental assistant? I have much experience in exposing radiography and filling out claim forms. I am knowledgeable in sterilization of dental instruments also operatories. 13. Tell me are you an outgoing individual? I see myself as an outgoing individual. I am very good at meshing with different types of people. But I also think its very important not to bring your personal life into work life. At work i am outgoing in a professional manner. 14. What will you contribute to this office? Team work and motivation.I will give my best into making it a better environment. 15. How to calmed down upset patients? With a calm voice and tell the pt I know why they are uncomfortable and that everything is under control and the procedure is going just fine and that they are doing great. 16. Rate your professional skills? I would rate them an 8 but im always eger to learn new things. 17. Tell me have you shadowed a dentist's office before? Yes to check what it is like been in dental clinic. 18. Which role of leadership you have performed in your career so far? They comfort the patient through emotional and anxiety. 19. How do you handle stress as dental assistant? I prioritize and organize my work. Emergencies come first. If we are well-organized then we can handle the stress. 20. What is more important to you, money or work? They are both got the same importance, but in order to get money you need to work. 21. Where you see your career in five years? I see myself as a confident lead assistant. One that is often requested by patients due to my efficiency and ability to calm and educate patients. 22. Tell me what was your best experience thus far as a dental assistant? I've had many great experiences thus far. My two best experiences would be any time I see a patient leave happy and promising a return. Also, when I perform a procedure to the best of my ability keeping the dr impressed with my work. 23. Describe your last experience working with a dentist? The last time I worked with a dentist is when I was in school. He made me nervous just cause he was kind of pushy and tried to confuse everyone a little bit, but other than that we got along well. He was a very funny man and told me how good I did when helping out. 24. Tell me what dental knowledge do you possess? I gained all the necessary knowledge while attending dental school for 18mo. 25. What you dislike most about being a dental assistant? I try to use my skills and knowledge to overcome the difficulties that I encounter. 26. Tell me what key traits a dental assistant must needs to have? Well organized, Communication skills, Multi-tasker. 27. Do you have any experience in a medical office? I don't have a lot of experience within the medical office but what i can assure you is that i am willing to learn what it takes to improve the hands on training that i have received during school. 28. Tell me what is your favorite type of patient? Every patient because they each bring their own uniqueness into the office and offer new personalities and I enjoy the variety of personality. 29. Tell me what made you decide to be a dental assistant? I really enjoy working with other people and why not take care of others people teeth. 30. How you rate your listening skills? I am a detailed and attentive person and rate them above average. 31. Tell me have you carried out any phlebotomy activities during your previous job? Yes but limited to dental treatments. 32. How would you manage emergencies? I can work calmly in hectic situations. While following the standard operating procedures, I am able to prioritize tasks according to the emergency's severity and contact the doctor for specific instructions. 33. What procedure you use to sterilize dental equipment? Clean the instruments or rinse them off, then put them in a ultrasonic and then package and then put them in an autoclave. 34. Tell me can you work extended shifts in the absence of other dental assistants? I am willing to work overtime, in nights and weekends as well. 35. Are you familiar with the equipment sterilization and the process machines? Yes! There are different machines used for this purpose and they have to be operated according to their operation manual. The machines need to be maintained and tested on regular basis. The dental equipment needs to be sterilized daily. 36. Are you familiar with the functioning of x-ray machines? Yes. The IR certification and my previous job have allowed me to gain hands on experience in radiology/radiography. I can not only operate the machines but also handle exposing and imaging. 37. How to manage infection control and clinical cleanliness? Clinic's standard procedures for infection control should be followed and taken care of while operating any/all equipment. The instruments should be properly sterilized, the disposable items should be properly disposed of e.g. breaking off injections and sending paper waste for recycling as well as managing all kinds of waste disposals, following appropriate control procedures for radiography, maintaining clean and sanitized water supply etc. 38. Tell me do you hold active WA dental assistant registration? Yes! In addition, I possess an EFDA certification, OSHA training and an Intraoral Radiology Certification as well. 39. Tell me what checks should be a dental assistant perform before an earlier patient arrives? A Dental Assistant should accurately review patient's medical/dental history for assisting the dentist. Changes in the medical history should be monitored. The appointments should be managed and the payment history should also be reviewed accordingly. 40. How did you handle chair-side experience with children? Out of every ten dental patients at Dental Habitat, two were children. I found it easy to handle children during a dental procedure because I can make them comfortable by diverting their attention to stories and jokes. 41. Do you have any experience of dental laboratory? Yes, I do. I can effectively and accurately make casts and crowns. I can also make retainers and both temporary and permanent braces. 42. What typical tasks are performed in the role of a dental assistant? I was responsible for both procedural and administrative support at Dental Habitat. From taking and recording patients information to providing support to complex dental procedures, I was expected to manage it all. 43. What are your strengths as dental assistant? I am highly dependable, efficient, quick learner and excellent at providing effective customer service. I have substantial knowledge and experience in 4 handed dentistry. I don't work for getting the job done, I work to get appreciated and that makes me work extraordinarily well. 44. How you feel that you are qualified for the position of a dental assistant? I am registered as a dental assistant with the State of New Hampshire. I have worked as a dental assistant at Dental Habitat for three years which has prepared me well to work in a dental facility the caliber of Dental Aesthetics. 45. Tell me how well you get along with other people? Interpersonal skills are important for a dental assistant. Dental assistants are able to cooperate efficiently with the doctor and make the patient feel comfortable and safe while they prepare them for treatment or instruct them in dental matters. 46. What initial procedures need to undertake when a patient is seated in front of the doctor as a dental assistant? Adjust the seat for the patients, set up aprons, put a new glass of water, offer napkins, arranging special instruments (if required. and the medicines, taking and recording patient's blood pressure, etc. Hand in the patients file to the doctor and if the patient is not new, brief the doctor about the progress or the problems the patient is facing. 47. Define 4-handed dentistry? A method in which a dental assistant works closely with the dentist on the procedures being done in the mouth of a patient. This method decreases fatigue and improves the success of dental procedures. 48. What characteristic is most important for the job of dental assistant? You are not actually expected to find the one single most important characteristic. Just take a moment to think about it and give a thoughtful answer based on your experience. One way to answer this question is to mention multi-tasking ability; it is important because it implies the ability to do all of the above mentioned tasks simultaneously and effectively. 49. How to cope many tasks which a dental assistant typically has to deal with during an average day? This question is meant to test how much actual experience you have. Describe a typical day in some detail and explain how you manage it successfully: you are quick and always focused, you know the routine and have things ready beforehand or immediately when the patient comes in, etc. 50. Describe your qualifications as a dental assistant? Besides education and specifics of where you worked, you can mention characteristics generally considered favorable: Manual dexterity, Good interpersonal skills, Eeliability, etc. DENTAL ASSISTANT Questions and Answers pdf Download Read the full article
0 notes
Text
9pm thoughts that look like 3am thoughts but i’m too sad already
cw: social media musings, college, losing friends, depression, medical leave, suicide, poorly written stream of consciousness, the usual lmao
this is long and stupid. i just don’t have anyone to tell this to so i’m vomiting my problems into the tumblr void
getting ready to go back to school after a year and a few months off is making me think of my first couple of years at SC. i made the stupid mistake of looking through my facebook pictures and seeing all of the people i lost contact with. i honestly miss so many of these people but it’s been years and i think it’s time to let go. i hardly go on facebook these days and i’ve hardly posted anything. but most of the posts and photos on my account are from people tagging me. over my entire medical leave, i have posted one picture. a selfie. i’m wearing lipstick for the first time in ages and i put time and effort in my appearance. only i wasn’t going anywhere. i was just in my room as i always am. social media is stupid and only fuels my feelings of loneliness and sadness. it’s weird to see how little i’ve lived this past year. i maybe left the house once every two weeks. most of the time to go to therapy or to run an errand. i’ve been holed up in my room, on my laptop, putting in too many hours on this site and building nothing for myself. but i’ve been this way for so long i don’t know if i can leave it. going back to school will make me so aware of my body, the space it takes up, people looking at me, my fatness, my hairiness, my ugliness. acquaintances coming up to me asking why i’m on campus and having to explain i didn’t graduate in 2016 like i was supposed to. meeting with college administrators and proving to them i’m not a liability anymore. i’m so scared. all of my friends have graduated. i have 2 friends in town but they’re done with college. all of my problems seem so small and self inflicted. i’m making them worse in my head but i can’t stop crying and i can’t sleep anymore. i’m in this weird space of desperately wanting to leave my parents house to escape my room and to escape their abuse and to live as an open lesbian again. its been so tiring being here. when i went on medical leave i knew it was going to be tiring. going back to school isn’t ideal either but i only have one semester left and i need to truck on and finish. every session my therapist asks me what i want to do after i graduate. what are my goals? ambitions? i don’t have any. i’m not talented. i’m not that smart. i’m ugly and immature. i want a job and a place to live, food and some money to start paying off my loans. post-college future terrifies me. pre-going back to college future scares me. i’m scared now. and im tired. my brain and emotions are running this never ending circle. no solution in sight. the solution was supposed to be therapy, medication and rest. and those have helped. i seem like a totally different person now apparently. i told myself that at the end of my medical leave, i would be glad i did this. i would be ready. but honestly at the end of the day, i wish my suicide attempt was successful. i’m a mentally weak person, immature, who can’t handle these basic things. i’m not going to hurt myself now or the near future so don’t worry. i have things im looking forward to. upcoming dramas, packages on their way, skype dates with friends, my birthday plans in a month, the plants my friend is going to give me when i go back to school, my horticulture class, the new thai rolled ice cream place. i have to stop going back to that never ending circle, stop thinking small.
i’ve been so fortunate to have had a lot of good people in my life. to have a lot of good people in my life. so good that their absence makes me feel sad. college is such a weird time. my cat came to comfort me and im going to self medicate my shoving my emotions aside to watch a drama or movie or something
#personal#i don't know what the fuck this is#i've been in a strange mood all day#and is started crying and this happened
1 note
·
View note
Text
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer
Betsy DeVos wants to end the Obama-era discipline guidance that addresses the over-suspension and expulsion of students of color.
Betsy DeVos is wrong. And I say that as a special educator serving high-need students, who has sometimes even been beaten up by my students.
As teachers, we have tried to get Betsy DeVos to listen. A group of Leading Educator Ambassadors for Equity, myself included, wrote to Secretary DeVos asking her not to remove the guidelines about school discipline because of the civil rights issues involved. I was particularly concerned because those guidelines also protect the students I work with, who have special needs.
The secretary has not replied. In that absence of leadership, we must take the conversation to the public.
Let’s talk the bigger picture. Congress has just given billions in tax cuts to the richest 1 percent in the history of our country, but it has never bothered to fully fund the decades-old law that ensures children with disabilities receive a proper education (the law is called IDEA, the Individuals with Disabilities Education Act).
The federal government has never given the assistance promised to the school districts. This means school districts don’t have the money to hire adequate staff—teachers, counselors, social workers, nurses—to handle all the students with special needs.
Instead we pay for it in the form of teacher attrition and medical bills from injuries. Worse, we are paying the highest price of all, the lifetime costs to our students, when we don’t help them address their behavioral challenges.
For those of you who think a kid with behavior issues should be kicked out of school, I ask you to ponder this: When you leave school you enter general society. Do you want our youth entering society without the skills to control their behavior? What is the benefit in that? The only people cheering on that idea are the owners of private prisons and the elected officials they have bought.
DeVos Will Recommend the Removal of Civil Rights Protections for Students of Color
https://educationpost.org/devos-will-recommend-the-removal-of-civil-rights-protections-for-students-of-color/embed/#?secret=Zn2wuZ2Y2Q
Keeping that violent kid in school means there is a chance to teach them better behavior. If we do not do this while they are young and teachable, then what life are we condemning them to?
I’ll tell you. If that kid has the disabilities and needs that my students have, then they will live in an institution or a lock-down group home. They will have little to no freedom. They will not have jobs. We will pay for every single thing they do and for every person in their life who has to support them.
If that kid is a general education student, suspensions and expulsions can mean missing too much school to graduate. The punishments can lead to a high dropout rate. So that student, who clearly needed our support, is now condemned to a probable life of poverty. Even military service will be out of their reach unless they can get a GED. Many will end up in juvenile detention or jail. On average, jail costs us $31,000 or more for an inmate each year. In some states that can rise to $60,000 a year per inmate. And it’s all taxpayer money.
Is it not cheaper to spend $100,000 a year on a counselor and a behavior specialist who can help 50 kids, rather than spend $31,000 a year, 50 times over (which equals more than $1.5 million a year) for each of those kids in jail or juvenile detention? You don’t have to be a STEM teacher to see that money spent to address behavior in childhood is a fraction of what will be spent on the consequences of unaddressed behavior problems in adulthood.
District Leaders Should Be Marching in the Streets
School board members and superintendents should be marching in the streets to demand the full funding of IDEA. Instead, too many of them have forgotten they are the champions of the children and have become Ye Who Kill by a Thousand Tiny Budget Cuts.
If you know people who work with children with disabilities in your district are being hurt because there simply is not enough staff to keep them safe, then you must step to the higher ground. You must. Yes, you will take some heat. I guarantee you though, heat for a good fight is honorable. Those burn marks will show the world you stood up for the children in your care.
Your teachers will stand with you. I will stand with you.
Do you hear that? I have shared my stories of being assaulted. I did not flinch when I shared them. I did not hold my punches. Champions don’t hold their punches when their work is to better the world for their kids.
I’m a Teacher Not a Boxer, and I’m Tired of Being Beat Up by My Students
https://educationpost.org/im-a-teacher-not-a-boxer-and-im-tired-of-being-beat-up-by-my-students/embed/#?secret=ASz2ovG9os
But if we don’t have the training and staff to manage these kids, then the district is expelling the students. We must stop this.
If the teacher who has been beaten to the ground is saying, “Do not expel these children,” then you must listen. It is teachers like me—many smaller, most are women—who are taking the punches. We deserve to be the leaders in this conversation.
It’s Time To Speak Up, For Ourselves and Our Students
When I told my story of being beaten by my students, I quickly had hundreds of messages from teachers, paraeducators and some health care workers sharing stories from their own careers. The stories I heard were not far from the same stories you would hear at a shelter for battered women. Assault, after assault, after assault, each one breaking off another little piece of my heart.
I have no shame in the tears I shed reading your stories because I am mourning for how many times I heard, “I had to quit teaching,” because of the physical abuse. And even worse, how many of you were told to be quiet because it is what you signed on for.
To every paraeducator who got notice their hours were being cut and to keep insurance meant losing another fifth of your paycheck, I get on my hands and knees and thank you because not only are you the punching bag in the classroom, you are the punching bag of the budget cutters as well. I am ashamed when I see the job you do and know that your paycheck is a fraction of mine. I once had a coworker paraeducator who had his finger bitten off. He returned to work. He didn’t give up on those kids. That’s badass. You are all badass.
To the nurses and mental health care workers, I hear you loud and clear. “That’s part of the job” is not cutting it for you either. Your cuts in staffing have left you vulnerable, too. Sure, nurses get hit. They get hit because there is no staff there to keep them from getting hit.
I have one ask for all of you, fellow badasses in the struggle. Take a minute this week to call Betsy DeVos and tell her not to rescind the Obama-era guidance on discipline. Demand funding for IDEA. Show your elected officials the cost of investing in a paraeducator now is a lot cheaper than paying for jail for a lifetime.
Photo by Nikysya Afonya, Twenty20-licensed.
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer syndicated from https://sapsnkraguide.wordpress.com
0 notes
Text
Boston Massachusetts Cheap car insurance quotes zip 2117
"Boston Massachusetts Cheap car insurance quotes zip 2117
Boston Massachusetts Cheap car insurance quotes zip 2117
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
RELATED QUESTIONS:
If you are 17 and have a drivers permit can you have a car title in your name and insurance on your car?
i have my drivers permit and im 17. i have a car and its in friends name i want to put in in my name and buy car insurance. i live in florida. also how much will insurance cost me and what is the new law about car insurance do? thanks and please answer
How much will my insurance go up?
I got in a fender bender and my car is now totaled, this is because my car is supposedly not worth as much as a hood and a radiator, but I plan on getting my 02 xg350l fixed. But about the wreck is was completely my fault but I was only cited no ticket, how much more will I have to pay considering no ticket was issued? I am 17 this is my first wreck and I live in Washington if that helps. Thank you.""
Should Americans pay for those who are too irresponsible to buy health insurance?
If cons repeal the Affordable Care Act we'll go back to the old system where hospitals tack-on extra charges to patients with insurance in order to cover their ER losses. Under ...show more
What does it mean Going of your parents car insurance? ?
I heard that you can register the car to my parents car insurance and it will be loads cheaper for myself, but its apparently fraud? What could happen? If I crash my car should I just leave it and run?""
Where is the best place to get life insurance quotes?
i am trying to get life insurance quotes but it is so many places to look. could someone give me a good starting point
What is the cheapest teenage auto insurance in texas??
in austin, texas just got a permit ....drive a honda,-accord ... am going to be 16 in like 4 months""
Where can I find affordable insurance for my dental practice?
Where can I find affordable insurance for my dental practice?
Why are insurance policies with deductibles cost less than insurance policies without deductibles?
what two reasons for why insurance policies with deductibles cost less than insurance policies without deductibles, and then briefly explain your reasons.... micro economics is confusing""
Car insurance go up if not your fault?
If somebody hits you from behind, and it's completely their fault, you file claim for insurance, does the non-fault person's insurance go up?""
What does insurance mean?
Well I'm 16 and I don't know what insurance means : so I heard that louis' bum has insurance? What does that mean
Does any one know a sight where I can get student insurance?
I want to join a sport but I need insurance and I saw some sights but they don't have my school please help
How much would insurance cost for a Porsche Boxster 2013?
I'm 18 my mom offered a Porsche boxster 2013 for my first car. She's putting a down payment and co signing it for me. But I was wondering how much the insurance would cost? Please help? And also if I should stick with this car or not?
Auto insurance filing question in WA?
About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my own insurance company since it was not my fault? Would I have to pay the deductible? The deductible is about $500 and the estimated damages from the previous appraisal was at $2500.""
A question about my homeowners insurance check please. This doesn't make any sense.?
I don't understand why my homeowners insurance wants my bank to sign off on a check to cover my insurance claim. They plan to mail my check to me of which I then have to take to the bank to have them sign off before I can then cash it in. They never made me do this before when my tree fell into my barn. Why the change?
Low income health insurance?
One of my friends recently came to US from a different country. She sold whatever she had and came to US with 25000$. Recently since she was sick she had to go to emergency room for three days. The problem is she did not have any kind of health insurance. Somebody in the hospital told her that she might be eligible for special kind of low income insurance. Her salary is 900$ per month and she get some help from her brother to be able to pay for rent and living costs. Here is my question: does having 25000$ in the bank account disqualify her for this low income insurance? Do they expect that she pay nearly all these 25000$ for the cost of her visit to emergency room? She was asked to provide all the documents regarding her bank accounts, rent she pays and documents showing her income. She is living in Bay area.""
English c european car insurance???
I am with tesco which doesnt offer euro car insurance so I'm wondering if theres a company that you can just buy cover for like a month or something without buying the full year?
Health insurance question for college student?
I'm a dependent college student under my parents health insurance plan and I was wondering if I take a semester off does the college notify the health insurance agency of my absence or do I have to notify them? health insurance provider is CSEA.
Estimate for car insurance?
I know there are SO many factors considered. I am considering purchasing my first car (I would get it new, have loved Mazda 3 forever) and curious as to what I would pay a month in insurance or what average is. Bit of details, I live in Ontario, Canada, I will be 23 this year, female, I have a clean driving record (granted I've only had my G2 for a year and a half), my credit history is very good if that matters, I took driver's ed. I have no idea about what is considered average. Thanks!""
Health insurance?????????????????????...
should government help on health insurance? y or y not?
""My car insurance company sent me forms to fill out, after an accident. Do I need to do it?""
The police report states that I am not at fault. The passenger in my was badly hurt. My insurer wants me/my passenger to fill out a medical release/history form. I see no benefit in doing so. If the other driver does not have insurance, and we are not yet sure that they do, my insurer would pay my claim/my passengers claim under my uninsured coverage. If they have my passenger's medical history, they could try to find reasons to limit how much to pay out. They also want me to fill out a Report of Traffic Accident form. I have given a statement to the police, who said I'm not at fault. The other driver was cited, and I have also given an oral/recorded statement to my insurer. I don't' see the need to fill out an accident form. It just seems that my insurer is trying to cover their on *** in case my uninsured coverage kicks in. What if I don't fill these form out?""
Looking for individual/family health insurance in Arizona...?
I am a stay-at-home mom (in Arizona) and I need to get health insurance. My boyfriend (and our toddler) have insurance through his employer but it's like $400/month for just the two of them and it doesn't cover much. To add me to his plan we would have to get married first and it would be over $200/month more than he's already paying now. So that's over $600/month for insurance that doesn't cover much. It doesn't seem like a very good deal at all. So I'm looking for a health insurance plan that would take all three of us as an unmarried family, for less than $600/month. So far I don't see any that cover maternity, and we do want to have another child within the next year or two... We don't get sick often, but our baby needs her regular checkups and vaccinations, we need our regular checkups, vision and dental, and of course catastrophic coverage in the event something really bad were to happen. I don't see much purpose in me having insurance for myself, a young woman, that doesn't cover maternity or birth control, other than for the sake of catastrophic coverage. But if need be I could get my own insurance plan for maternity/birth control/whatever if I could find an affordable one, and they can be on their own plan that doesn't cover maternity. Blue Cross Blue Shield has some cheap rates but they don't cover maternity. Neither does Aetna. Cinergy is too expensive for just me, let alone my family too. So my question(s) to you specifically are: Can you suggest any health insurance companies that cover maternity? Can you suggest any that are affordable? Can you suggest any that would insure us as a family even though we are unwed?""
How much would insurance cost on a 125cc Skyjet?
Looking to buy a 125cc and want to know how much it would be to tax it, MOT it and insure it. Almost 17 and just want a brief idea about how to do it and what to expect.""
Why do insurance companies base rates on credit?
Illness hurt our family financially but we recovered and are on the credit mend. Funny thing is we have never missed an insurance payment - nor have we lapsed policies. We have been steady insurance users for 19+ years now. Our driving records and insurance record is also clean. Why is it fair for insurance companies to use credit against you - when they can't possibly know the circumstances.
What is the best car insurance?
What is the best car insurance company? Has there historically been one that really stands out for following through on claims/advice/help? Not so much just a question of price, but reliability...""
Cheap car insurance?????????
Hi I'm a 22 year old male I passed my test 7 1/2 months ago I got my first car it's a ford escort 1.6 yr 1999 does any one know where I can get really cheap car insurance as it will only be used to take my two kids to school thank a lot.................
Boston Massachusetts Cheap car insurance quotes zip 2117
Boston Massachusetts Cheap car insurance quotes zip 2117
How much would insurance for a16year old male driving a 97 camaro?
V6 97 camaro 170xxx In Oklahoma what would it cost
How much would insurance be for a 18 year old girl for a 2006 mustang?
I live in NY. I'm looking into buying a 2006 mustang (not gt). I've had my license for about two years. I will be on my parents insurance (state farm) but the car will be in my name and I will need full coverage. I have a good job but, I'm just looking for estimates on what it will cost me monthly or yearly.Thank you!""
Will this speeding ticket effect my insurance rates?
I got a speeding ticket out of state for driving over 10 mph. The cop told me just to pay the fine and that my insurance rates should not be affected. He told me it was three points. I asked him over and over again if my insurance rates would increase and he kept reassuring me it wouldn't. is this true? This is also my first ticket and i have a clean driving record
Why my insurance company increased my premium when iwas not at fault.?
We did not find results for: My insurance increased due to the false statement given to the police officer.So called accident happened in the parking lot when I was coming out from the parking lot and some lady immediately stopped her car behind me and waiting that i should hit her car. I immediately stopped my car and our rare bumper slightly touched. At the time of incidence she not alert even she was looking car coming out with zero speed. There had already a small dent in her car. and claim before the police officer. This dent is due to the this incidence. That was very minor incident. no body was hurt or damage in this incidence she get five thousand from the company. Due to that incidence my insurance increased my premium. I need justice What should I do Now. l Try the suggestions below or type a new query above.
Can I buy a life insurance policy on my mother without her knowing it?
My mother is convinced she can't get a life insurance policy (just for burial purposes) because she has degenerative disc disease and that it would be too expensive. I know people who have heart conditions (including relatives) who died and their family had life insurance for them. She has no life ins on her but my father has it on him. All my siblings including myself have gotten into arguments with her because we don't want to have to foot all the bills after she has passed away and we equally don't think my father should take out a loan to pay for her burial. I've seen these commercials with AARP through New York Life stating that regardless of age or health condition you can get a $10,000 policy. Are there such policies out there and can I get a policy on her without her knowing about it? I want to do this to have a peace of mind and don't want to see my father go through all these stressful things when she passes away. Do I need her SS# to do this?""
What are good things to have in health insurance for families.?
I'm looking to buy health insurance for my self and my kids,but I don't under stand what things mean like they talk about coinsurance, deductibles how do I know what's the best one? I'm looking for affordable n with good coverage can you help me? I need low monthly payments and low copayments""
Insurance companys are evil?
So my dad is a very involved liberal democrat. We both really like obama (for the most part) and we've been invited to some protest down in Washington DC about how insurance companys are evil and need to change the way they do things. Which i'm excited about, i've never been to washington and it sounds fun. But the problem is.. i dont know very much about how insurance even works. I'm only eighteen, i've never had to deal with it before. I know a little, but since i'm young, its mostly just from the daily show. which is a crappy way to base any opinions i have off of. I'm more informed than most 18 year olds, but i'd still like to know more, if i end up going to this thing. So, can anyone explain to me why they're evil and what needs to change? Id ask my dad but he never shuts up once you get him started..""
Car insurance for 18 y.o. good driver Honda Civic or Honda Fit?
Car insurance for 18 y.o. good driver Honda Civic or Honda Fit? Which car will be cheaper to insure for an 18 year old male? 2009 Civic LX Sedan 2009 Fit Base Hatchback He is a very good driver and has no infractions, we live in a low crime area. Thank you! Would just like to know which would be cheaper to insure.""
Can you get a car insurance quote If you can't drive at first?
I am only currently doing driving lesson's and don't own a car but am I able to get a quote if I can provide the detail's on what car I want roughly?
How Much Is Motorbike Insurance for an 18 Year Old?
Hi! Just want to know a rough estimate of how much it would cost to insure a Honda Hornet 600cc for an 18-19 year old on a full licence. I just need a rough idea so i know what to expect :D Thanks in advance!
Auto Insurance forcing me on parents car insurance?
I got my g2 but my parents auto insurance company is forcing me to pay insurance on my moms car even though I will never use it. This is in a city where insurance is really expensive and them doing this will cause financial hardship and I can barely pay it. Is there some law allowing them to do this?
How much do you pay for health insurance and who do you have?
People keep saying that Romney care made insurance affordable in MA. If health insurance in MA is cheap compared to other states I'm wondering how much you pay and where do you live? I live in MA and I pay $14K a year for Tufts. BCBS of MA wanted nearly $20K.
Best affordable health insurance in texas?
I'm 21 and my dad recently took me off of his health plan. I don't make a lot of money and I'm not sure if I can afford insurance on my own. I got quotes from a few sites but they're all over $100 a month and I can't afford that. Does anyone recommend any cheap but decent medical coverage plans? I have no clue where to start
Is there good deals at Insurance Auction Auto Sales?
Im interested in going to insurance auto sale for wrecked and salvage vehicles. My question is are the prices low enough to fix the cars to profit money on! What are the popular cars to buy, fix and resale...I was thinking like civics and mustangs because u see them everywhere you go. Im just wanting to try and new route to make some money, I have experience in body work, welding and painting and can usually find good deals on parts...really i just wanna know how cheap the cars sell for....Note I just bought a Lexus rx 300 from a person who bought it from a insurance auction I paid 1900 for it! Anything Helps, Thanks""
Auto insurance cost?
I can't really get a quote from a car insurance web site. (It's a long story) I don't really know much about auto insurance at all. How much do you think my insurance would be? I'm a 20 year old female. I haven't ever had a ticket. The car I am potentially buying is a 2009 jeep grand Cherokee. that's $30,000 to $35,000. I would have a $20,000 loan. (my father would be co signing) since I have a loan I'd have to get full coverage. Any one got any idea of how much my rates would be?""
Do i have to have car insurance to get my permit in portland oregon?
So im a 14 year old girl and i turn 15 in October on the 20th and i was wondering if i really need car insurance to get my permit cause my step mom told me i do and if i do i don't see why.
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
On an application for car insurance does having the use of other vehicles increase or decrease the quote?
I'm filling in an insurance comparison and it asks if I have the use of other vehicles, I can drive my dad's but does it make it more or less expensive?""
Im 15 planning on getting license when 18 need know how much insurance will cost?
ok i am 15 and parents told me i can get my license if i can afford insurance i just need to know how much it will cost when im 18 cause i need 2 years driving experience before i can get my license.. how can i find this out.i havent gotten my perrmit yet plan on getting it on my b-day when my parents leave me alone..my little 16th b-day present to me
Ok I don't udersrtand why for car insurance!?
I add my own details on car insurance, no accidemts etc and my quote is 190. i add my partner as an extra driver with a speeding fine and it goes down to 152""
What happens if I cancel my car insurance policy?
I can't pay my monthly car insurance note. What will happen if I just cancel the policy before the payment is due? Will they still flag my license if I just cancel the policy?
Car Insurance for 18 year old?
I am looking to buy my Daughter a small car, she is 18, what is the ideal car for me to buy, as insurance is the problem the cheapest we can find is 800 for a KA, valued at 500, thanks""
What is the best medical insurance company in illinois?
What is the best medical insurance company in illinois?
What is the web site that offers free / affordable dental care?
my cousin told me to go online and look up free dental care. she didn't remember the name of the website. i did that and i got the website for my own dental insurance. i applied ...show more
Can i change my license address to be covered by car insurance?
background info: -17 yrs old, male, got my license in january so its provisional, live in california. so i contacted my mom's auto insurance (liberty mutual) and they said the only way i would be covered as an occasional driver without being listed is if i didn't live in the same household otherwise i would have to be listed. so would it work if i just changed the address on my license?""
Boston Massachusetts Cheap car insurance quotes zip 2117
Boston Massachusetts Cheap car insurance quotes zip 2117
What company has the cheapest car insurance for a teen in north carolina ?
What company has the cheapest car insurance for a teen in north carolina ?
Best deal for car insurance in london?
can somebody help me to find the best deal for car insurance in london for bmw 320d,se,1994 thanks and good week end""
Piaggio ape 50cc Insurace Please HELP?
Okay I'm 17 and looking at getting a Piaggio ape 50cc to drive around i live in a town in the uk, I have looked for a number plate to get a example of cost on insurance as if its loads I wont be able to get it! I'm pretty sure I don't need full licence to drive just CBT as I don't have full licence!""
Car insurance so confusing?
i have car insurance just now and i pay monthly.i am changing my car on wed so need to change my policy to fully comp. i would like to pay for my year insurance in a lump sum to cut down on monthly outgoings.problem is i get car on 9th but dont have money to pay years insurance till 15th so can i pay for a month then the year or do i have to pay monthly for the whole year
How much will it cost to insure a motorbike such as cbr600f if im 23 and just passed my test?
And are there ways of cheapening the cost - I really have no clue of how much motorbikes cost to insure. the cbr600f is group 14,which sounds reasonable. Can i lump the insurance with a car thats group 11? i live in the uk.""
Does taking DUI class help reduce insurance rate?
I'm working on getting a driver license and wondering whether my prospective insurance rate will be lowered (even just a tad) if I take some DUI classes. I'm 19 and abiding in Georgia.
What determines car insurance prices?
I'm going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I'm buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!""
How Fast Does Car Insurance Start?
Can I buy insurance today and have it ready same day or next day or is there a long process before it starts. I want to buy a car tomorrow, get insurance, and drive the car to my job by Friday.""
18 Yeasr old with 94 ford taurus wagon. cheapest insurance??
I'm 18 and just got a 94 ford turus wagon for my first car. where do you think i should get my insurance?
Can i wait till after i pay my speeding ticket to go to traffic school so my insurance wont go up?
I got a speeding ticket last night for driving 80mph on 65mph highway. I have Allstate insurance. I got it in los angeles california. I already went to traffic school this year for failure to signal but its almost been 12 months.
Car insurance quotes online?
Where can i find good companies info on quotes in online
Where can I get a cheap health insurance?
health insurance is so expensive... where can I get those health insurances?? especially the cheap one... yea...the best cheap..not the worst cheap
When should i buy car insurance?
I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""
Who do you think would have the cheapest car insurance for an 18 yr old who has just passed her driving test?
Who do you think would have the cheapest car insurance for an 18 yr old who has just passed her driving test?
Has car insurance gone up in the past couple of months?
My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?
How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?""
Can someone ballpark what car insurance would cost for a 16 year old male with a jeep cheroke?
Can someone ballpark what car insurance would cost for a 16 year old male with a jeep cheroke?
What is Private Mortgage Insurance?
What's an easy definition for Private Mortgage Insurance?
Up to how much can health insurance cost?
I'm doing a speech about why I think health care should be free, so I'm wondering whats the range of cost on health insurance?""
How can you find out if you have medical insurance?
How can you find out if you have medical insurance?
How much would car insurance AAA cost for a 16 years old?
Thanks
How much would insurance be on 96 tahoe?
i'm 19, and i'm about to get my licences. i always be eye balling this tahoe. how much would insurance be on it??""
Disadvantages of insurance?
Can any one kindly list the disadvantages of Insurance? or give the link of website?
""Does car insurance cover break ins and stolen goods? If not, what does?""
I had laptop, camera, and gps stolen from my car in broad daylight over the weekend. I was just wondering what insurance covered these items..if any? thanks in advance.""
""On buying a new car, should I get insurance for it immedliately?""
I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true? If it is true, what is covered - just the car? Driver? Passengers? New-car buyer in Texas""
Boston Massachusetts Cheap car insurance quotes zip 2117
Boston Massachusetts Cheap car insurance quotes zip 2117
Best insurance companies for 17 year old passed my test!!?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
Health & dental insurance?
who has the best health & dental insurance for a small business of less than 10 people?
Can I wait to pay car insurance?
I recently bought a car, but I'm not legal to drive it alone until February (I bought the car NOW because it was an amazing deal and didn't want to miss an opportunity like this) Can I wait to pay for insurance until I get my license (in February) or is that illegal?""
Car accident with no insurance?
I'm 19, and the car I was driving was constantly breaking down. When it was completely broken for two months, I stopped paying my insurance and instead saved back money to get the car fixed. My insurance canceled during that time. When I got it fixed on Friday, I was planning on renewing my insurance Tuesday, a day I had off work. Unfortunately, Saturday morning I got into a car accident. I was turning out of my apartment entrance to get to a middle lane where I could then get onto another road, and somehow didn't see a car close enough to hit me. He t boned me in the drivers side. Somehow neither of us got hurt. My car is pretty much done and his car, while not as bad as mine, did get some split open damage. The ticket says the damage is worth 3,000. Since I had no insurance at the time, how will this get payed??? I have a court date on the 9th to discuss the fact of my no insurance...I'll have coverage by then of course, but I'd like to know what I should expect...""
""Heath insurance, where to get it?
What kind of health insurance is for a 2 years olds? And where can we get it? Thanks !!
Would my insurance company consider a Datsun 280zx to be a sports car?
I'm looking to find a cheap car and I was looking through craigslist and found this Datsun. I'm only in high school though and my parents say I will have to pay for everything including insurance. As you can imagine I want to try and keep the insurance cost as low as possible but I also want to have a car that has some personality to it (no old people cars like crown vics or buicks). I don't know much about cars so I was wondering what else should I check out before I buy anything and it's too late.
Motorcycles and insurance?
right now i have a bull blast and i want to upgrade to a faster bike that is better above 60 mph and riding 2 up. the problem for me is that i am 19 and insurance for me with the little buell is 200/yr. i want to get a gsxr 600 or a 600 ss but they are over 600/yr and thats too much. the only bikes that are still in the lower insurance bracket is a ninja 500 and 650 or an sv650. are there any other bikes that are cheap on insurance? or what are your opinions on these bikes?
How much would insurance be for a seventeen year old female driving 1999 Chevrolet?
I am sixteen i turn seventeen soon. My grandma will not keep me on her insurance About how much will insurance be for me as a 17 year old female driving a 1999 Chevrolet
Geico car insurance down payment?
Is anyone here doing geico auto insurance monthly payments? I just got my policy and had to put a downpayment. the down payment is part of my policy total right? it's not like an extra fee? I'am pretty sure it's part of my total.
Whats the cheapest auto insurance companies for 18 year olds?
I'm driving a 2010 Scion TC without any wrecks or anything.
What is the best insurance company for a 21yr old with a bad driving record?
car insurance for nj drivers
Which insurance company offers the best rates for car insurance in ONT?
for one with no insurance history at all, with a G2 licence""
Young driver car insurance?
I am a nineteen year old male struggling to find cheap car insurance. any ideas.?
Ticket for driving without insurance in florida?
Hello, I recieved a ticket in January for Driving without Insurance in Florida. The officer cited me 110$ and let me go, I stayed off the road for a few weeks immediately purchased insurance within 30 days. However my ticket is still unpaid due to lack of employment, bills and stuff and license just go suspended. Can someone explain to me if I go to the courthouse and pay the ticket without any proof of insurance, what will happen. Do I just pay it and thats it and then get my license reinstated? I really am lost, I make minimum wage i don't know what to do but i have to pay this ticket and fix my license i just don't know if they will arrest me on the spot cause i cannot furnish proof or what? My insurance lapsed pretty much because i lost my job.""
Car Insurance for young people?
I know I can go online and get a quote by entering in a bunch of information.. But generally speaking.. How much would insurance be for 1.) an 18 year old female college student with good grades, no accidents or tickets. 2.) a 20 year old male college student with good grades and 1 speeding ticket Asking about general liability for a semi-decent car. Any other information would be great =]""
Can insurance Car repo?
I'm finally able to start getting caught up on my insurance payments (I'm 2 moths behind sadly but getting it caught up), the vehicle is paid off, will an insurance company repo my vehicle for not being up to date on the insurance payment?""
Car insurance commercial ideas?
i have to make a script for a commercial about car insurance and i need some ideas of what to do.
Lowering insurance premiums in BC?
In BC after I get my class 5 drivers license(no longer an N) Is it likely my monthly insurance cost will go down?
What is the normal procedure for a car accident without insurance?
On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that....""
What is the average cost for car insurance?
What is the average cost for car insurance on a standard second hand car worth about 1,000 like a nissan?""
Does your insurance cover your new car purchase?
Example, I have insurance on 2 cars, but I just bought a new car and I have not added the car to the policy. Does my insurance still cover the purchased veichle?""
How long do I have to report an accident to an insurance company in California?
If I was in an accident in California how long do i have to report it to the insurance company so that they will cover it?
Car Insurance?
So I got my license the other day I'm 16 turning 17. I don't have a car yet, but I want to drive alone. My mom has a car but my name isin't included in the policy. I heard somewhere that I could still drive the car. Is that true? How much would it cost if my name is added to the car? the car is on AAA Insurance.? . Another question. Im going to be working soon, how much would it cost for a 17 year old to drive his own car with his own insurance, BUT if im added to my DAD's policy.?""
""Based on my age, how much do think insurance will cost for a range rover sport?
i'm turning 17 in a few months and thinking of getting one for my birthday? a rough estimation would be nice
Auto Insurance at 16?
How much could I expect it to be? I do live in Texas. I will be getting my permit soon (after I'm done with drivers ed), and to drive with it, I will need to be on my parents auto insurance, and I have to pay for it. I will not have a car for the time being so it shouldn't be really high?""
Boston Massachusetts Cheap car insurance quotes zip 2117
Boston Massachusetts Cheap car insurance quotes zip 2117
https://www.linkedin.com/pulse/cooper-iowa-cheap-car-insurance-quotes-zip-50059-elsie-carey/"
0 notes
Text
Can I buy car insurance if the photo on my driving license needs renewing?
"Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!
BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Cheapest car insurance I can get? (10 points)?
OK I know car insurance can depend on a bunch of diff factors. If I leave something out that may mean major money let me know and I'll do a quick edit. *I'm 17 *Senior in hs *A-B+ average *Had my DL for 3 months *Never been in a wreck *Never received a ticket *Took drivers ed *I have a part time job Again if there's something else I should mention just let me know. My insurance right now is $1000 every six months. It ends this month though, and I'm looking for a new insurance.""
""Car insurance - being a named driver on your dads policy, is this still legal?""
I have just received a quote from more than car insurance as me as a named driver on my dads policy, i have read stuff about fronting and how it can make claims invalid, is it still legal to do this? Thanks, much appreciated""
Can you get motorcycle insurance in NY with just a learners permit?
Can you get motorcycle insurance in NY with just a learners permit?
Health insurance question for college student?
I'm a dependent college student under my parents health insurance plan and I was wondering if I take a semester off does the college notify the health insurance agency of my absence or do I have to notify them? health insurance provider is CSEA.
Can you force a health insurance company to keep you insured?
I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to control and regular check ups can I keep my health insurance from dropping me? If so how would I do that?""
What is an average 16 year old car insurance bill?
Im am 16 years old bought a car sunday its a 96 240sx 2 door, and my mom is wondering how much my insurance would cost. And we are with allstate if that helps you guys.""
Health insurance for a high school student(19)?
I was really behind in my studies so now I am being home schooled full time but my mom's work had to take me off her insurance since I'm over the age of 18. I am currently unemployed since I am trying to focus on graduating. Is there any affordable health insurance i could go on??
Certificate of insurance?
Can anyone tell me the following? any help will be appreciated (its based on a dog kennel) 1. What is the purpose of a certificate of insurance 2. How can it be used Thanks
What is car insurance like for a 16 year old?
I've had no suspensions or tickets, and im wondering what yearly insurance would be for a 2005 4 dr chevy cobalt, or a 2005 dodge sx 2.0. Please don't give me links to websites, because I want to hear first hand opinions! Thanks!""
Do liberals believe lower premiums means affordable insurance?
Do liberals believe lower premiums means affordable insurance?
""Ford Crown Victoria Insurance, and Gas cost?""
For you crown vic owners, I want to buy a 2001 Crown Victoria. Is it a real gas eater or what? How much do you think the inssurance would be for a 18 yrs old men? I like them crown vics, except when it comes time to be in the back of them in handcuffs.""
""You must have car insurance, question about that?""
Here in Utah, it is law that you must have car insurance. I'm wondering though, what if I borrow my father's car, and it is insured, but I am not an insured driver, how does this work? Is it fine as long as the car is insured? I might not be an insured driver but does that still fulfill the law? If not, why do people borrow cars all the time?""
Insurance/car question?
The title of my car is in my parents name but my husband and i are the primary drivers and we get in a wreck would we be held responsible because we are the ones with the insurance or would my parents be because they are the ones on the title??
California Casualty Auto Insurance?
I'm a 3rd grade teacher in NJ who currently has Century 21 Auto Insurance . I representative from California Casualty Auto Insurance came in to demonstrate their insurance. I am now contemplating on switching. Does anyone has any luck with this insurance, or any other one? I will be paying about $130 per month for 2 cars.""
Is medicaid good insurance?
Im pregnant, nn I'm currently unemployed, without health insurance, and I was just wondering if medicaid ia good insurance?""
What Cars Have the Best Car Insurance Rates?
What Cars Have the Best Car Insurance Rates?
I just turned 19 and just got my first speeding ticket. im under my dads insurance will rates go up?
I live in Ohio this is my first ticket and we have state farm, he has been with state farm since he was like 18. How can I prevent my insurance from going up or rates from increasing. What is state farms policy on all this?""
Cheapest young driver car insurance?
Hi, I will be driving soon and know insurance is very expensive for young, new drivers. Does anyone know of any cheap insurance companies OR techniques of how to get cheap car insurance? Thanks.""
How much does it cost on average to run a car a year?
I'm learning to drive and have no idea how much it will cost to run a car when i've passed. Obviously i know the answer is different for everybody but could you give me an idea? I'm hoping to get something small like a KA, will be using it mostly to get to work which is 2 miles each way, i'm 27 so what will insurance costs be? at the moment i'm spending 100 a month on lessons, and 60 a month to get to work. Is it likely to cost more than this a month on running a car, paying insurance etc? Thanks""
I need super cheap health insurance?
I need super super cheap health insurance in San Diego, California. Its for a school soccer club, so I don't care what kind... I just need outside insurance and quick... and SUPER cheap!! Any suggestions?""
What is the Best Health Insurance For Pregnant women?
My husband and I are TTC. He just got laid off and he had Amazing health insurance...We had the Blue care network which had a Zero Deductible and only a 10 co pay. Pre Natal, ...show more""
Will a provisional influence car insurance?
Hi guys, Im thinking about getting myself a car when Im 17 and Im looking into the insurance and what type to look for so I can save and know what Im looking for. So I was wondering if I have a provisional moped license will that help to lower my car insurance? and what car should I be looking for that cheap and easy to run and best on the insurance. Thanks in advance for your help.""
Really cheap auto insurance?
Right now i'm paying about $130 a month for car insurance and I keep getting told thats kind of a lot. especially since I barely ever drive my car because I work right by my apartment and I don't go to college yet. I live in MN and was wondering if there was a car insurer that would be cheap?
What insurance companies offer the best rates / coverage for Martial arts classes?
What is out there and about how much does it run?
Would car insurance go really high if you got a mustang?
I'm 16 thinking about getting a 2000 mustang 150,000 miles clean driving record I have state farm. I didn't know if a mustang would make it jump to much high than just an average car.""
Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!
Where can I find a reputable health insurance broker for Missouri residents looking for individual coverage?
My insurance with my former employer ends May 31 2012 and I need individual coverage as of 6/1/12 and need a reputable broker who can help me negotiate an affordable plan. Suggestions? I've been to individual websites like UHC, Blue Cross etc with outrageous quotes. I'm healthy and don't smoke.""
How much is home insurance per year in South Florida ?
Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?""
Car Insurance?
I am a foreign student and I am about to drive a car!!!!! I am so excited, but there's a problem: Car insurance. I do not have any family in United States, so I have to get my own insurance. Thankfully, I am 18 years old, so it is possible. But however, I am going back to my home country in summer which means I don't need to drive. Is it possible to cancle the car insurance over the summer?""
What is the Real purpose of Obama's Health Care Reform?
If it was about reducing costs it would include Tort reform to reduce lawsuit abuse and the billions it adds to cost. So what is Obama's real objective?
Health insurance for foreigners?
I am from India & I would like to know about the health insurance options for indians working in Malaysia. My husband is working but I am a housewife. His company takes care of his insurance. We are trying for a baby and I would like to know about the health insurance options for foreigners in Malaysia.
Where is good for recovery truck insurance?
hi can anyone help me .been searching for recovery truck insurance .but not having much luck .anyone send me a link or tell me a site that i can try please many thanks
Young Driver. Big Raise in Auto Insurance Rates! Can you help?
My son is 15 and is getting his learner's permit. My insurance company wants almost $200 a month to insure him on my policy. I had low rates and a good record so this shocked me. Can anybody help?
How to get under someone else's insurance policy?
I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?
I need a site where I can compare health insurance quotes from the top companies. Any help will be appreciated?
Health Insurance Quotes Needed Online...
Health insurance....?
I am not available for health insurance at my job because i am only part time. everytime i apply for health insurance online, i get turned down because of my credit or my health. i don't think it's right. i need some kind of insurance because i have to go to the doctor. what should i do?""
Car registration number wont work on insurance websites?
why is it that when i type in my car reg number on insurance quote websites it says.. please enter a valid registration number...? Could it mean that the car is stolen or anything? appreciate your help and advice.
Which is best life insurance company?
I want to buy a policy oc life insurance Pl. gude me.
""If I am under my wife's health insurance plan, do i need to get my own insurance under Obamacare?""
Currently, my kids and I are under my wife's health insurance plan. I heard that if we stay under her plans, we will be penalized once this Obamacare goes into effect.""
Am I screwed? Two years ago I was approached by my auto insurance company.?
I was told that if I added my home owners insurance to their company that I would save a bundle on both the auto and the homeowner policy. At the time, I had the same homeowner company for over 25 years and was happy with my policy but they looked at the policy and said they could offer me the same coverage at the same price. So, of course, I switched and admittedly never looked at the policy until I had a recent claim. Now, I find that the policy that I was switched to was NOT the same coverage I had at...not even close. I now have a 1% deductible instead of $500 and I also now have actual value instead of replacement cost coverage. Needless to say, I'm angry and feel I have no recourse since I admit I didn't read over the policy...I trusted the agent , since I had my car insurance with them for over 30 years. Has anyone ever had this happen to them and what, if anything, can be done about this?""
How much is car insurance?
about how much is the cheapest car insurance, im looking into purchasing a car & I want reliable insurance, but the same time affordable seeing that I'm a lower middle-class citizen.""
Insurance for a Kit Car?
I am sixteen. I have just got my licence (around a week ago). I have a kit car. It is a lamborghini kit car. What type of insurance would i have to get. Do i have to pay a lamborghini kit car insurance, or do i have to pay a kit car insurance. My kit car was made to be as close to the real lamborghini as possible (just in case that makes a difference). BTW, I am in USA... I noticed that some people were in UK, and that doesn't help me much :(. My main questions - What type of insurance would i have to get? What would be the best company for that insurance? What would the pricing be like? Thanks Anyways""
WHERE CAN I FIND THE CHEAPEST AUTO INSURANCE WITH A DUI ON MY RECORD?
I GOT A DUI A YEAR AND A HALF AGO AND I AM ABLE TO GET MY LICENSE BACK LATER THIS MONTH. WHO HAS THE CHEAPEST INSURANCE? I LIVE IN THE STATE OF FLORIDA. THANKS
Lloyds car insurance?
ive just bought a new car and am wondering if its possible to transfer my old car insurance to this new car? or do i have to cancel that policy and make a new one? will there be any extra costs if i can transfer etc. any advice appreciated xx
Anyone have any information on insurethebox car insurance?
I've been looking at insurance quotes from various sites and insurethebox keeps popping up. The company fit a clear box to the car to see how much mileage you used (has to be under 6000 a year). Does anyone have any more information on them? I've googled, and aside from some advertisement articles haven't really found anything. All help is appreciated (10 points for best answer :D)""
Does any one know the fees for not having car insurance?
I got pulled over two days ago. I was driving my cousin's van and it doesn't have insurance. i got a ticket for driving without insurance.
Dodge charger car insurance?
How much of a difference in car insurance would there be between my 1998 Honda Accord and a 2007 Dodge Charger? Im a 17 year old male. Please dont answer unless u know wat ur talking about.
Car insurance question?
I got in a wreck while driving my friends car. It was my fault. She has insurance but I dont know what kind of coverage. If its only liabilty should I help pay for the damage to her vehicle out of my own pocket. Thats the right thing to do right?
Full Coverage Insurance on 08 Camry?
I am about to lease my first car. I have heard that I need full coverage insurance, but am a little unsure about what this means. I have gotten quotes from several insurance companies, but I don't really understand the coverage limits that they have. A few companies have easy coverage selections (ex: a high, medium, or low degree of protection). Does full coverage mean that I would need the highest degree of protection?""
Auto insurance wrong information!!?
Relatively, I am a new resident in the USA, I have been here for 18 months only, and I am trying to get a car insurance. The problem is the insurance companies give a huge discount for those who got licensed in the USA or Canada at age 16, but they do not consider other countries. For this reason I have to pay a ridiculous amount of money to get the state minimum requirements for auto insurance. In fact I have been licensed in my country since 1998.. I wonder what's the influence if I choose to answer yes when the insurance company agent asks me whether I got licensed at age 16 or not in the USA or Canada? Because technically I am already licensed at that age but not here!!""
""Have SR-22 insurance, can I switch insurance companies?""
Hi, I've had sr-22 insurance through geico for a little over a year now, however due to recently moving to florida my monthly payments have gone through the roof. Do I have the option of switching to a cheaper insurance company without having to restart the 3 year mandatory holding of the sr-22?""
Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!
What would my insurance be for a kia forte koup 2010?
i'm an 18 years old male about to 19 in a few months,i live in New york and i'm really considering this kia,but i need someone to help me out on what my insurance would cost without having to go through all these insurance quote process,thanks""
Car insurance help (UK ONLY)?
my mums car insurance company is tryin to screw her over... i need opinions please! the car got wrote off due to something smashing it from the back as it was parked therefore perpitrator was never found! the car was worth 500 which was 100 deducted for policy... then the insurance compony took the whole wak of 12 months insurance aswell when we only had the car for a month! is that fair? deucting that for 500 leaving us with 154.77... IS THIS LEGAL????
How can I be seen by a doctor in Colorado with no insurance while only working part time?
I really need to be seen by a doctor I need meds bad! I have UTI and It wont go away.... How do I see a doctor with no insurance while only working part time... I Live in colorado is there anything?
National insurance Number?
is it possible to get a job without requiring National insurance Number?
""NJ car accident, not my fault ,no insurance?
On 10/27/11 I had a car accident where a driver ran a red light because she was looking at her GPS (she stated); The car is not mine it is my boyfriends and I didn't know that his ...show more
Classic car insurance.. 19 year old?
they dont seem to like me too much. is there anyway company or way that you know where i can insure a 41 year old vehicle at the age of 19 on my name, in ontario. i know there is a few companies, just dont know which ones. thanks""
HELP!!!! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?
I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!""
About how much will Car Insurance for me cost?
I am a male. I am 16 almost 17. I am about to buy a car, I am looking for one now. About how much will it cost for a normal sized car? Not a sport car. Also I was told that my insurance can be lowered with my grades? I have straight A's.""
Insurance on an 2006 chevrolet equinox?
My parents are buying me a used one for my birthday in a few months. I am suppose to buy the insurance for my vehicle though I was wondering about how much it would cost for a 16 year old? Also I have a daughter that would be riding with me most of the time, I dont know If that has to be added into the insurance cost of not? Im kind of clueless, thanks for your help!""
Car insurance in Tennessee help please?
A girl I know the tags are in her name but her bf drive's the car he is currently teaching her how to drive she's new to the road..... but my question is can her bf get the car insurance in his name if the car tags n her name
I just passed my test. I'm 17. What has the best insurance quotes and what's the best car to get?
I want a relatively new car and the best insurance I found was 2800 for a Volkswagen up!
What is the cheapest insurance company for 17 year olds?
im 16 but will be turning 17 in a few months. to get ahead of the game and in the know i decided to start looking at cars and insurance straight away. my car of choice would be a 1995-1999 Vauxhall corsa 1.0 0r 1.2 litre as they cheap to buy, run and supposedly insure. ive looked around for insurance qutoes for myself when i turn 17 and recieve my full ik license but all quotes so far are above 4,000 even with a pass plus. is there any companys to get it below 3,000 or anywhere close. i realise i am never going to get cheap insurance straight away but i would consider 3,000 a much more reasonable quote and would love it to be closer to 2.000. also any tips or advice on getting cheaper insurancewould be greatly appreciated thanks guys""
""My friend has been driving for twenty years so many as taxi driver, he cant get cheap insurance?""
why can't he get cheap insurance for being an experienced driver. same as for example myself driving for 19 years no convictions or claims,only down fall being a named driver on spouses insurance. i know to get the no claims bonus i have to get insurance in my name. but wow what a fair wack, for being a careful and honest driver all these years.any info would be appreciated.i think it unfair that we should pay the same as a new and young driver with no experience. many thanx for any help""
Why are NYS auto insurance rates so high?
I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""
Temporary Car Insurance?
Ive been talking to brokers, and car insurance agents. Im moving from NY to NC, i have no car insurance, and i dont want to pay for Ny insurance fully, because when i move to NC i plan on getting NC insurance. I want temporary insurance, and one agent told me about in transit insurance? ive been looking up things all day and no success. can someone give me advice on what i should do if i only need ny car insurance to just drive down to NC???? thank you!""
Best medical insurance in maryland?
what is the bestand cheapest medical insurance in maryland
SOS Car Insurance for Foreigner? Please HELP?
Hi, I just Move to Canada I have a license for 12 years now, I undestand I can drive with this license here for 6 months but the problem is the Car Insurance, I just book the Writing test but they only have avalability is in a month time. but for the the road test I need a insureded car. Not Sure where to start :( I want to buy a Car but can't do it because I need an insurance, I called a few insurance companies but they don't insurance foreigner license. Please Help I really apreciate if someone point me in the right direction. Thanks""
Can you get insurance for car hire cheaper than the one offered by the car rental company?
I visit Canada a lot, and love to hire cars from the aiport. I am gettting sick of paying over the odds for comprehensive insurance though. The rental company asked for 100$ for 3 day cover for a Yaris. They also said that the law in Ontario says that I will need to pay for damages to the car if I had an accident even if the other driver was at fault, as everyone pays for his own car. Is that true?""
How much about would car insurance cost for a new driver (18) and an old car (honda 1993)?
i am 18 i got my license at 17 and i have an old car about how much would it cost to get my car insurance
My husband needs insurance where is the best place to get it that is affordable?
My husband smokes, he has been trying to quit but unsuccsessfully and I need to geth him some insurance. I'm teetering on the low income requirements, not if you take out taxes though and he has had some medical problems in the past but mainly mental health problems. I was gonna get him insurance through my work but it would cost me 273 a month and I simply do not have that much money, I don't know how anyone does. I can barely spare $100 a month can I find insurance for him for that amount and where, I live in Kansas.""
Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
i have a car and have taken...if i take a rental car , then my auto insurance...""
Do you hav to hav insurance to drive a car?
well i might buy a cheap old car (one that i dont have to worry about scratching or dinting) but do i HAVE to get insurance? and what other stuff do i HAVE to get like tax and what not and how much does all that cost?
What kind of convertible can I get that won't be a sports car on insurance?
I'm looking at getting a car and I'd really like a convertible. The thing is that I can't afford the insurance on sports cars. So what kind of convertible that would be around 5000 dollars used (perferably 90's to an early 2000s car) would not be a sports car to the insurance agency. Or is there no way around that? And if it makes a difference I have State Farm.
What is the cheapest Insurance?
There are too many and I get very confused. I'm getting a 1999 Nissan Sentra. I am a new driver, I have yet to get my license since I need a car to practice on. I am 19 years old.""
How much will insurance go up?
I'm 20 living in NJ. Been driving for about 2 years and under my parents insurance policy. I have no points on my license other than the ones that you start out with.I've gotten 2 tickets before but neither of them were point tickets and neither of them went to insurance. This ticket I just received was for speeding (over by 9 MPH). About how much will my monthly insurance rate increase by?
Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!
What company provides the cheapest car insurance?
The cheapest I've found for a 20 year old male driving a jeep cherokee is 974 6 months paid in full on the general car insurance. Are there any cheaper places?
""Someone else got a speeding ticket in my car, does my insurance rates go up?""
My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?""
How much was your insurance co-pay for your hospital stay to deliver a baby?
...assuming you have good health insurance.
Who is the cheapest auto insurance carrier in FL?
Who is the cheapest auto insurance carrier in FL?
Are Esurance insurance rates cheaper in Texas than New Jersey?
I just moved to Texas and would like to know if my rate will be cheaper monthly here. I have heard from people that it is supposed to be but have no definite proof. I also cannot find anything else online.
NO Car insurance! Will i get 6 points?
I was a named driver on my Dad's insurance, he had not paid one of the instalments for the insurance but did know! I was driving the car when i got pulled over. I did not no i had no insurance as i did not deal with the payments. Will i still get 6 points as i need my licence to get to university :(""
""In NY, If one does not have health insurance and is in an accident, can he get coverage?""
No health insurance and there's an accident and now many medical bills, not long term and no permanent disabilities, but something that may accumulate to thousands of dollars in medical bills, is there any way that you can get (free) coverage through the Medicaid program or some other program?""
Cheap car insurance for young people?
i just turned 15. ive gotten a few quotes and all of them are around 300 dollars a month. who should i get my insurance with and what type of car will make it the cheapest.? Please help.
Do Auto Insurance Quotes Affect Your Credit Score?
If I apply for a ton of different car quotes will it hurt my credit?
Advice for Car Insurance?
Hi, I just been given a quote for a car insurance and it says Annual premium is 3000 and Total Excess is 1000. Does this mean, my total amount of car insurance is 4000. What is Annual Premium and Total Excess what does it really mean. Your advice is important to me, thanks""
Learner's Permit and Car Insurance?
If I didn't live with my parents, had my learner permit and had my own car, would I be able to drive it if in the presence of a licensed insured driver? Like say my friend came over and I drove him in my car, would his insurance cover me?""
Which is the Best Children Insurance Plan to buy in India?
my little niece is 5 years old and my sister is planning to start investing for her education early ( i know this is too early but she wants to give her the best!). She is very creative and paints really well but then she wants to become an Astronaut like Kalpana Chawla :-) now-a-days there are a lot of child insurance plans coming up-all look the same to me. Was thinking if someone can tell which one is the best : Aviva Child Insurance, ICICI, Kotak, etc..""
What's the best health insurance company for a self employed family?
Self Employed. In Georgia. What's the most cost effective company that pays great? Thanks
How do I cancel Primerica life insurance policy?
I was briefly a Primerica rep about 2 years ago. While I was a rep, I purchased a Primerica Life Insurance policy at their suggestion. About 6 months later I quit. I still have the policy. Now it seems like a complete waste of money. It is $37 per month, and I really have no need for life insurance. I am a bachelor, and nobody depends on my income. I called the Primerica number, and the recording said to cancel a policy, send them a letter in the mail requesting cancellation with the policy number. That seems awfully vague. Is there anything else I need to put on the letter? Do I need to send the letter certified mail so they can't say, We never received it, and keep charging me every month? Dumb questions. Sorry.""
What car has the cheapest insurance?
For a 17 year old.. (MALE)
How much my car insurance is likely to cost?
I have just passed my (UK) driving test and is considering getting a car, but I need to budget first see if I can in fact afford one! I am female, turning 26 in a few months time. I will want to get a small, second hand car - would like a Ford Fiesta (1.2) or Honda Jazz (1.4) or VW Polo (1.2). Would want to get a car under 3000. Does anyone know roughly how much my car insurance will cost? I think I will take the Pass Plus course as well once I have decided to buy a car.""
How much does small business insurance cost on average yearly ?
my friend is doing a project for her college class and needs to know a rough estimate on the yearly cost of small business insurance. Her business, is a used furniture partnership with a few part time employees. It does not need to be exact but time is a factor so any quick answers would be very appreciated. Thanks in advance!""
How much does your car insurance cost?
I want to see by how much i am overpaying. How much do you pay a month, where do you live, and what type of car do you have?""
""Claiming to have gotten my license at 16 years of age, for cheaper car insurance?""
I found out when getting a car insurance quote, that if you claim to have gotten your license at 16, it will lower your quote, and you can pay it right there online...my question is, will the company look for the issue date on your license? if they do, will they adjust your payments?...""
Why is mandatory health insurance a bad thing?
Like every month I hate paying that stupid car insurance bill, and I never get in a wreck, etc. But man if I did, I sure would be glad I had it. So do people just not want to be out of any money and wish to take their chances if you will? And how much will insurance cost on average?""
Cheapest insurance in Washington state ?
Cheapest insurance in Washington state ?
How much can i expect to pay for storage insurance?
I plan on getting a street bike, and sitting my truck. I pay 1400 dollars a year for full coverage right now.""
What are the risks with Co-signing on a car and putting insurance in my name for a bf?
My daughters father needs a new and wants us to get it together. I would be co-signing on the car and the insurance would be in my name. It would mainly be his car, I would only pay $100/month on the insurance. I'm very hesitant about doing this as a) our relationship is rocky b) he has a bad record...many tickets/fines to the point where he could not get approved for insurance c) I dont want to get screwed over. He's pretty upset that im saying I dont want to, and is complaining that he cant rely on me, but I feel im protecting myself and my credit. So what exactly are the risks, and how can I get him to understand why I'm saying no?""
Range rover sport supercharged car insurance...?
I am in the process of buying my range rover sport supercharged (im 18) and i have found some really good quotes, i was wondering if it is posible to insure with a insurance company (mabey arabic car insurance company) because they might be able to do it much cheaper.... please help.....""
How much does a limo insurance cost?
im saving 33,480 dollars to buy an 04 limo""
Can I buy car insurance if the photo on my driving license needs renewing?
Hi. Ok I appreciate I am technically breaking the law on a number of fronts with this. I have bought a car, It is taxed and tested. It is parked on the road. However I don't have any insurance and the photograph on my license has expired. It is still possible for me to buy insurance (and therefore make the car itself fully legal) before I have received my new license? Reading the DVLA websites implies I can. The license is still valid it just needs renewing. I have no convictions, health issues, etc. Just wanted to make sure as I don't want to pick up a load of points just for a misunderstanding. Thanks!!
https://www.linkedin.com/pulse/2008-mazda-rx-8-worth-buying-elsie-carey"
0 notes
Text
Why I aborted 2 very wanted pregnancies
April held several anniversaries for me. The anniversary of an unrealized due date, the anniversary of an ended pregnancy, the anniversary of my birth40 years ago this year. All three of these dates gave me pause to reflect on the choices Ive made.
Choice. The word feels big and comes up often lately. When faced with my strong-willed 3-and-a-half-year-old son, Ive learned to give him only two choices or else Id lose my mind. On a larger scale, Im considering leaving a career Ive pursued for over two decades and whether or not to add to our family. Such choices are par for the course as we grow and enter new phases in our lives.
But more significantly, Ive been thinking about the right to choose in the debate over abortion, which is not only threatened under the Trump administration, but also often misunderstood. The nuances that can go into making a choice to end a pregnancy are often unseen, unspoken, and never casual.
Unfortunately, my husband and I were faced with this choice. Twice. We terminated two very wanted pregnancies. To put it bluntly, Ive had two abortions.
And as our government tries to strip us of our reproductive rights, I am reminded how lucky I am to have the financial means and to live in a state where laws didnt prevent me from the choices I made. My abortions left me heartbroken, changed, and grief-strickenthat is indisputable. But everyone should be granted those choices. Those are choices Id still make today.
. . .
Itd be easy to peg me as your typical pro-choice advocate. I grew up in a liberal household. Feminism was at the core of my progressive private Los Angeles high school education. I went to a super hippie-dippy college where grades were for eggs, not people. But while I was taught to think critically about various perspectives, I was primarily surrounded by politically and socially like-minded individuals. To be honest, I never questioned whether I was pro-choice. I just was.
Photo via World Cant Wait/Flickr (CC-BY)
And then I visited a Body Worlds exhibit. This particular show featured skeletal muscles, nervous systems, and healthy and diseased organs to demonstrate the complexity of the human body. It also included a wall of 42 embryo and fetuses preserved in a glass case.
These embryos and fetuses were humanized by Body Worlds. I saw their form and I saw their potential. I saw them as life. (Not so dissimilarly as I saw the meat that I no longer ate when I became a vegetarian 10 years prior.) I remember very clearly, standing over a nine-week embryo in a glass case thinking that I believed in choice, but couldnt imagine making such a choice.
Fast forward 10 years.
I became pregnant in the summer of 2011. In September, I went in for the routine 13-week NT scan, the ultrasound that assesses your babys risk of having chromosomal abnormalities. That day, we found out that our babys nuchal fold thickness was outside of the normal range.
We sat with the genetic counselor as we gave our histories (nothing outside of the ordinary) and was given a primer on statistics and chromosomes and karyotypes and various horrifying conditions. At that point, we still didnt know exactly what it all meant for our child.
As we drove home, my husband, through his stifled tears, said to me, We cant think of it as a baby. I remember feeling aggressively defensive at my husbands reality. I had stared at the doctors screen and saw a body. I had stared at my belly and saw it swollen. Of course, it was a baby. That was never a question for me.
Test results confirmed that our baby had a significant chance of having some kind of severe abnormality that could be fatal or would likely cause him to suffer. We consulted doctors, got second opinions, and endured more testing. We were candidly, though not casually, advised by doctors to terminate and try again. And at 14 weeks, thats what we did. We made our choice.
I grieved, I processed, I sat on the couch in therapy and tried to find meaning in my experience. I planted a letter in an olive tree that I had written to our son, explaining to him why we made our decision, and that it was ultimately a decision made out of love.
I became pregnant again, at the beginning of 2012. This babys due date was exactly one year after we terminated the previous pregnancy. I found solace in that kind of synchronicity.
But of course, when I went to my routine 13-week NT scan, I was still anxious.
As I lay on the exam bed, facing a flatscreen monitor with just my name and my estimated due date, the technician asked me, Would you like me to turn the monitor off after you confirm the information is correct?
She was asking if I wanted to see my baby. Without hesitation, I told her to leave it on. I did not take my eyes off him. Here was my baby alive and living inside of me.
Soon, though, my husband and I would be faced with the same godawful, painful decision that we had made just months before.
This time around, my babys NT scan showed that his nuchal fold thickness measured twice the normal size, putting his life at even more risk than our first. My husband and I searched for a medical explanation or any scientific data that could give us an understanding as to why this happened to us not once, but twice. I scoured medical journal articles and reached what felt like the end of the internet looking for affirmations that I could carry my baby to term and not feel like I was putting my child at a significantly abnormal great risk by bringing him into the world.
We sat with the facts, the data, the expert opinions as well as second and third and fourth opinions. I had a CVS, a microarray, a full counsel on recessive testing. We had ultrasounds with specialists at both Cedars-Sinai and UCLA. We reached out to various genetic and prenatal and neonatal specialists. We made it our job to find an answer.
Despite the extensive research on my pregnancies and all of the testing, every doctor we saw was at a loss to explain why this developed with our babies twice and couldnt come up with anything beyond compassionately telling us it was two strokes of bad luck.
We made our choice. Again.
. . .
I think about what our story would have looked like under different circumstances. In another state. With abortion restrictions. With fewer means. Fewer resources. What that trajectory could have looked like in a parallel universe. And it makes me realize that while others might not agree with our choiceand I certainly can understand why some do notit was our choice to make, not our governments. It was philosophical, it was personal, and it was ours.
The Oklahoma House of Representatives passed a billin March that would ban all abortions based on genetic abnormalities. In other words, Oklahoma legislators believe that the agonizing choice that my husband and I made as a couple, both times, should have been theirs to make. Theyd get to make this choice for us even though they would do nothing to support the aftermath of that decision: setting aside funding for his medical care, holding our hands while he underwent a lifetime of treatments, alleviating our pain if he died not long after birth.
In Kentucky, there is only one abortion clinic left in the state. One in 40,400 square miles, and the governor just tried to close it. In that scenario, I think about the big-picture trajectory again: If my husband and I lived in Kentucky and we didnt have a car or have the funds to get to the closest clinic and subsequently had a child with severe and costly life threatening medical issuesa child whom may or may not have been even able to survive after being bornwhere would we all be now?
But in what could be the most damaging legislation given my situation, the Texas Senate just passed two obscenely restrictive bills: One outlawing dilation and evacuation (D&E) procedures, the safest and most effective abortion procedure for women in their second trimester and what doctors used to terminate my second pregnancy; and another called the wrongful birth bill that would make it legally OK for doctors to lie to their patients about fetal abnormalities so they dont get an abortion. Yes, doctors could make the choice to withhold my babys health issues from my husband and me, while we went on in ignorance, unable to have a choice in the future of our family.
The list of laws and states and circumstances that hinder choice goes on and on.
Photo via Shutterstock
While it may seem like what the Republican Party wants to do first and foremost with such restrictive legislation is prevent women from getting abortions, that motive is only secondary. Many studies have shown that women arent going to stop choosing to have abortions under strict lawstheyll find other, unsafe means to terminate their pregnancies that could put their own lives in danger. At its core, these laws are about controlling women and perpetuating feelings of shame and guilt for making choices over their own bodies.
Women have long lived with the burdens of shame; nevertheless, we have persisted. We do not shut down after making the choice to have an abortion. We do not go through with the procedureand never feel again. I have never felt so much pain, anger, sadness, grief, and confusion as I did after choosing to end my pregnancies.
Worse than the pain I felt in their absence, though, would have been not getting to make that choice at all. And to clarify: I understand why others would not make the same choice. But being forced into a life based on a doctors whim or a legislators personal ideology, being robbed of making the best personal choice for my family, would have been a pain I could not endure.
. . .
After that 13-week appointment, I decided to make the most of each day with my son while he was still in my body. We went to the beach. I showed him the ocean and the sand. We ate Indian food, Italian food, Mexican food, Mediterranean food. I read to him. I talked to him. I sang to him. I wrote him letters daily. We listened to a lot of Florence and the Machine. I explained everything that was happening to us as best as I could, as we went into each ultrasound appointment.
After considering and reconsidering all of the information we had collected over five weeks, we made the decision to go in for a D&E the day before my 35th birthday. He was 18 weeks. I woke up on my birthday longing for him and missing him terribly.
While my husband and I grieved together, I felt oddly alone in my experience. Simply put, there was a literal voidinside of me. Unlike my husband, I had pregnancy weight gain and pain and cramping and bleeding and hormonal mood swings that were constant visceral reminders of my baby whose life we chose to end. And so I took the pain pills prescribed with wine every night as I watched countless episodes of TLCsWhat Not to Wear to escape all the pain that was too hard to feel.
Because he was a baby, my baby, we had him cremated. Until we came up with the right spot to place his ashes, I carried him around with me. Some might think it weird or dark or sick, but I couldnt fathom leaving him home alone, and so he came with me in my purse to my appointments, my errands, and my work. We eventually found his spot.
My husband and I eventually tried again seven months later. I quickly became pregnant and gave birth to our son in August 2013.
I would be lying if I said I did not often see his two brothers when I look at him. All three are part of my fabricour son is here because of them. And one day, I plan on telling him about his brothers and our journey. A journey and a family we wouldnt have without choice.
Read more: http://ift.tt/2oOU95U
from Viral News HQ http://ift.tt/2qsCI8A via Viral News HQ
0 notes
Text
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer
Betsy DeVos wants to end the Obama-era discipline guidance that addresses the over-suspension and expulsion of students of color.
Betsy DeVos is wrong. And I say that as a special educator serving high-need students, who has sometimes even been beaten up by my students.
As teachers, we have tried to get Betsy DeVos to listen. A group of Leading Educator Ambassadors for Equity, myself included, wrote to Secretary DeVos asking her not to remove the guidelines about school discipline because of the civil rights issues involved. I was particularly concerned because those guidelines also protect the students I work with, who have special needs.
The secretary has not replied. In that absence of leadership, we must take the conversation to the public.
Let’s talk the bigger picture. Congress has just given billions in tax cuts to the richest 1 percent in the history of our country, but it has never bothered to fully fund the decades-old law that ensures children with disabilities receive a proper education (the law is called IDEA, the Individuals with Disabilities Education Act).
The federal government has never given the assistance promised to the school districts. This means school districts don’t have the money to hire adequate staff—teachers, counselors, social workers, nurses—to handle all the students with special needs.
Instead we pay for it in the form of teacher attrition and medical bills from injuries. Worse, we are paying the highest price of all, the lifetime costs to our students, when we don’t help them address their behavioral challenges.
For those of you who think a kid with behavior issues should be kicked out of school, I ask you to ponder this: When you leave school you enter general society. Do you want our youth entering society without the skills to control their behavior? What is the benefit in that? The only people cheering on that idea are the owners of private prisons and the elected officials they have bought.
DeVos Will Recommend the Removal of Civil Rights Protections for Students of Color
https://educationpost.org/devos-will-recommend-the-removal-of-civil-rights-protections-for-students-of-color/embed/#?secret=Zn2wuZ2Y2Q
Keeping that violent kid in school means there is a chance to teach them better behavior. If we do not do this while they are young and teachable, then what life are we condemning them to?
I’ll tell you. If that kid has the disabilities and needs that my students have, then they will live in an institution or a lock-down group home. They will have little to no freedom. They will not have jobs. We will pay for every single thing they do and for every person in their life who has to support them.
If that kid is a general education student, suspensions and expulsions can mean missing too much school to graduate. The punishments can lead to a high dropout rate. So that student, who clearly needed our support, is now condemned to a probable life of poverty. Even military service will be out of their reach unless they can get a GED. Many will end up in juvenile detention or jail. On average, jail costs us $31,000 or more for an inmate each year. In some states that can rise to $60,000 a year per inmate. And it’s all taxpayer money.
Is it not cheaper to spend $100,000 a year on a counselor and a behavior specialist who can help 50 kids, rather than spend $31,000 a year, 50 times over (which equals more than $1.5 million a year) for each of those kids in jail or juvenile detention? You don’t have to be a STEM teacher to see that money spent to address behavior in childhood is a fraction of what will be spent on the consequences of unaddressed behavior problems in adulthood.
District Leaders Should Be Marching in the Streets
School board members and superintendents should be marching in the streets to demand the full funding of IDEA. Instead, too many of them have forgotten they are the champions of the children and have become Ye Who Kill by a Thousand Tiny Budget Cuts.
If you know people who work with children with disabilities in your district are being hurt because there simply is not enough staff to keep them safe, then you must step to the higher ground. You must. Yes, you will take some heat. I guarantee you though, heat for a good fight is honorable. Those burn marks will show the world you stood up for the children in your care.
Your teachers will stand with you. I will stand with you.
Do you hear that? I have shared my stories of being assaulted. I did not flinch when I shared them. I did not hold my punches. Champions don’t hold their punches when their work is to better the world for their kids.
I’m a Teacher Not a Boxer, and I’m Tired of Being Beat Up by My Students
https://educationpost.org/im-a-teacher-not-a-boxer-and-im-tired-of-being-beat-up-by-my-students/embed/#?secret=ASz2ovG9os
But if we don’t have the training and staff to manage these kids, then the district is expelling the students. We must stop this.
If the teacher who has been beaten to the ground is saying, “Do not expel these children,” then you must listen. It is teachers like me—many smaller, most are women—who are taking the punches. We deserve to be the leaders in this conversation.
It’s Time To Speak Up, For Ourselves and Our Students
When I told my story of being beaten by my students, I quickly had hundreds of messages from teachers, paraeducators and some health care workers sharing stories from their own careers. The stories I heard were not far from the same stories you would hear at a shelter for battered women. Assault, after assault, after assault, each one breaking off another little piece of my heart.
I have no shame in the tears I shed reading your stories because I am mourning for how many times I heard, “I had to quit teaching,” because of the physical abuse. And even worse, how many of you were told to be quiet because it is what you signed on for.
To every paraeducator who got notice their hours were being cut and to keep insurance meant losing another fifth of your paycheck, I get on my hands and knees and thank you because not only are you the punching bag in the classroom, you are the punching bag of the budget cutters as well. I am ashamed when I see the job you do and know that your paycheck is a fraction of mine. I once had a coworker paraeducator who had his finger bitten off. He returned to work. He didn’t give up on those kids. That’s badass. You are all badass.
To the nurses and mental health care workers, I hear you loud and clear. “That’s part of the job” is not cutting it for you either. Your cuts in staffing have left you vulnerable, too. Sure, nurses get hit. They get hit because there is no staff there to keep them from getting hit.
I have one ask for all of you, fellow badasses in the struggle. Take a minute this week to call Betsy DeVos and tell her not to rescind the Obama-era guidance on discipline. Demand funding for IDEA. Show your elected officials the cost of investing in a paraeducator now is a lot cheaper than paying for jail for a lifetime.
Photo by Nikysya Afonya, Twenty20-licensed.
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer syndicated from https://sapsnkraguide.wordpress.com
0 notes
Text
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer
Betsy DeVos wants to end the Obama-era discipline guidance that addresses the over-suspension and expulsion of students of color.
Betsy DeVos is wrong. And I say that as a special educator serving high-need students, who has sometimes even been beaten up by my students.
As teachers, we have tried to get Betsy DeVos to listen. A group of Leading Educator Ambassadors for Equity, myself included, wrote to Secretary DeVos asking her not to remove the guidelines about school discipline because of the civil rights issues involved. I was particularly concerned because those guidelines also protect the students I work with, who have special needs.
The secretary has not replied. In that absence of leadership, we must take the conversation to the public.
Let’s talk the bigger picture. Congress has just given billions in tax cuts to the richest 1 percent in the history of our country, but it has never bothered to fully fund the decades-old law that ensures children with disabilities receive a proper education (the law is called IDEA, the Individuals with Disabilities Education Act).
The federal government has never given the assistance promised to the school districts. This means school districts don’t have the money to hire adequate staff—teachers, counselors, social workers, nurses—to handle all the students with special needs.
Instead we pay for it in the form of teacher attrition and medical bills from injuries. Worse, we are paying the highest price of all, the lifetime costs to our students, when we don’t help them address their behavioral challenges.
For those of you who think a kid with behavior issues should be kicked out of school, I ask you to ponder this: When you leave school you enter general society. Do you want our youth entering society without the skills to control their behavior? What is the benefit in that? The only people cheering on that idea are the owners of private prisons and the elected officials they have bought.
DeVos Will Recommend the Removal of Civil Rights Protections for Students of Color
https://educationpost.org/devos-will-recommend-the-removal-of-civil-rights-protections-for-students-of-color/embed/#?secret=Zn2wuZ2Y2Q
Keeping that violent kid in school means there is a chance to teach them better behavior. If we do not do this while they are young and teachable, then what life are we condemning them to?
I’ll tell you. If that kid has the disabilities and needs that my students have, then they will live in an institution or a lock-down group home. They will have little to no freedom. They will not have jobs. We will pay for every single thing they do and for every person in their life who has to support them.
If that kid is a general education student, suspensions and expulsions can mean missing too much school to graduate. The punishments can lead to a high dropout rate. So that student, who clearly needed our support, is now condemned to a probable life of poverty. Even military service will be out of their reach unless they can get a GED. Many will end up in juvenile detention or jail. On average, jail costs us $31,000 or more for an inmate each year. In some states that can rise to $60,000 a year per inmate. And it’s all taxpayer money.
Is it not cheaper to spend $100,000 a year on a counselor and a behavior specialist who can help 50 kids, rather than spend $31,000 a year, 50 times over (which equals more than $1.5 million a year) for each of those kids in jail or juvenile detention? You don’t have to be a STEM teacher to see that money spent to address behavior in childhood is a fraction of what will be spent on the consequences of unaddressed behavior problems in adulthood.
District Leaders Should Be Marching in the Streets
School board members and superintendents should be marching in the streets to demand the full funding of IDEA. Instead, too many of them have forgotten they are the champions of the children and have become Ye Who Kill by a Thousand Tiny Budget Cuts.
If you know people who work with children with disabilities in your district are being hurt because there simply is not enough staff to keep them safe, then you must step to the higher ground. You must. Yes, you will take some heat. I guarantee you though, heat for a good fight is honorable. Those burn marks will show the world you stood up for the children in your care.
Your teachers will stand with you. I will stand with you.
Do you hear that? I have shared my stories of being assaulted. I did not flinch when I shared them. I did not hold my punches. Champions don’t hold their punches when their work is to better the world for their kids.
I’m a Teacher Not a Boxer, and I’m Tired of Being Beat Up by My Students
https://educationpost.org/im-a-teacher-not-a-boxer-and-im-tired-of-being-beat-up-by-my-students/embed/#?secret=ASz2ovG9os
But if we don’t have the training and staff to manage these kids, then the district is expelling the students. We must stop this.
If the teacher who has been beaten to the ground is saying, “Do not expel these children,” then you must listen. It is teachers like me—many smaller, most are women—who are taking the punches. We deserve to be the leaders in this conversation.
It’s Time To Speak Up, For Ourselves and Our Students
When I told my story of being beaten by my students, I quickly had hundreds of messages from teachers, paraeducators and some health care workers sharing stories from their own careers. The stories I heard were not far from the same stories you would hear at a shelter for battered women. Assault, after assault, after assault, each one breaking off another little piece of my heart.
I have no shame in the tears I shed reading your stories because I am mourning for how many times I heard, “I had to quit teaching,” because of the physical abuse. And even worse, how many of you were told to be quiet because it is what you signed on for.
To every paraeducator who got notice their hours were being cut and to keep insurance meant losing another fifth of your paycheck, I get on my hands and knees and thank you because not only are you the punching bag in the classroom, you are the punching bag of the budget cutters as well. I am ashamed when I see the job you do and know that your paycheck is a fraction of mine. I once had a coworker paraeducator who had his finger bitten off. He returned to work. He didn’t give up on those kids. That’s badass. You are all badass.
To the nurses and mental health care workers, I hear you loud and clear. “That’s part of the job” is not cutting it for you either. Your cuts in staffing have left you vulnerable, too. Sure, nurses get hit. They get hit because there is no staff there to keep them from getting hit.
I have one ask for all of you, fellow badasses in the struggle. Take a minute this week to call Betsy DeVos and tell her not to rescind the Obama-era guidance on discipline. Demand funding for IDEA. Show your elected officials the cost of investing in a paraeducator now is a lot cheaper than paying for jail for a lifetime.
Photo by Nikysya Afonya, Twenty20-licensed.
Yes, I’ve Been Hit by Students, But I Still Believe Suspensions and Expulsions Are Not the Answer syndicated from https://sapsnkraguide.wordpress.com
0 notes