#i say i but this car is under my parents’ insurance. cause like. it belongs to them legally

[crepusculum-rattus]

applying for a job that i rlly didn’t want to apply to but i need money and i no longer have a car, so i can’t exactly be picky about jobs rn

[bokutoslittlebird]

Indebted

Day 8 of Matsuhana week: Yakuza

Summary: Left with his father’s debts, Hanamaki decides to not pay back the dangerous Yakuza boss until he’s on his knees before the man himself.

Warnings: mafia/yakuza business, threatening letters (not into much detail), minor character death (by cancer), tranquilizer gun, kidnapping, age gap, fingering, Virgin!Hanamaki, bit of corruption kink, lube, no condom, creampie

“Why does he have so much junk?” He groans, looking through another box. “Who’d have known the old man had so much stuff to hide?”

Hanamaki was digging through his ill father’s belongings. His mother was currently at the hospital while the nurses caught her up on the situation, but it wasn’t looking good. The cancer had spread to his brain, signaling his end was near. His mother, however, decided to dig into their limited money supply to see if it could be fixed, leaving them with same amount of money before his father got that new job about 10 years ago. So, Hanamaki thought he could sell some items to get extra cash.

Oh, he wasn’t planning on sharing it.

His mother had taken plenty of money he could have used for college, as well as moving out. Even now, she refused to see that her husband was a lost cause and keep the money to use on her son, but no. She’ll get all the life insurance money, as well, so it’s not like she’s in desperate need of cash. Hanamaki, on the other hand, could barely eat and make ends meet when he worked at a nearby pizza restaurant. The answer, and his reasonings, were clear.

Digging through a box he found under the bed, Hanamaki’s face changes drastically as he opens the box to find money. Wads of paper bills that could set him up for the next year, honestly. However, as he takes the money, he finds a note underneath it. Curious as ever, he decides to read it.

“50,000 yen for the Boss” is all it reads, making him tilt his head. However, more digging through the box makes him realize his dad was not just hoarding money, but rather keeping the money and giving it to this.. Boss guy. A part of Hanamaki told him it was bad news, but the other part of him needed money.

Pocketing the cash and grabbing any antiques, he left the room and never looked back.

Three days later, a proper ceremony was in place for Hanamaki’s father, who finally succumbed to the cancer eating him and left behind a widow and a son. Hanamaki’s mother was incessant on a proper burial, despite the money necessary for it. Condolence money would be given, but that money was hardly enough for someone to have a proper ceremony. Hanamaki may have spent most of his time picking bones and putting them in the urn, but he wasn’t going with his mother and uncle to the family grave, instead going back to his car.

A cheap, old car that needed a lot of money to be back into good working order, but Hanamaki liked how reliable it was. It may creak and sigh and he can’t go too fast, but he’s always to work on time and never wastes money sprucing it up. Getting to the car, however, Hanamaki saw something under his wiper. A note, most likely.

“Who-“ he sputtered, looking around the empty parking lot. He wasn’t parked illegally, nor was he in a special spot, so he wonders who left it. Reading it made him wish he didn’t.

“To the young Hanamaki Takahiro, in the wake of your father’s passing, you are to take on full responsibility and pay back his accumulated debt. Sincerely, Seijoh Family.”

Hanamaki was no idiot. He may have been able to forget about the notes and letters and the money, but he couldn’t as his eyes ran over the inked words. The Seijoh Family was a yakuza family that was well known for helping those down on their luck, as long as you could pay them back when your luck turned around. It suddenly made sense.

The lack of money and his always empty stomach, the fighting between his parents, all of it suddenly changed within a couple of days with a new promotion. Hanamaki went from eating small quantities to large ones, his house went from a small one to a nice and big one. Everything got better, but then everything got worse. It was more of a middle ground, honestly, but he could feel it slipping. His father had gotten everything he wanted and then suddenly, he needed to pay back the money he was loaned. And now, with his cremated remains in an urn, Hanamaki would be taking up his father’s debts.

Although the message scares Hanamaki, he can’t afford to let it control him. He has to go back to work and prepare for college classes soon. He can’t be worried about some creepy guy planning to kill him because he’s struggling. Even as he tells himself that, the next couple of days has him putting tips into a jar in his kitchen, sliding it under the sink and out of his sight. The money he took from his father was 10x what he makes in a week, making him worried that he’ll never be able to pay back the sum of debt.

With the dread of something bad about to happen, Hanamaki decides to push the thought away, hoping a gooey cheeseburger and soda can take the feeling away. With his dinner, a movie will be enough to take his mind off of everything. As soon as he sits down, though, he gets a wiggling doorknob. Hoping it’s someone trying to get into the wrong apartment, he waits for it to stop. When it does, he relaxes once more, only to then fly out of his seat when two people walk through the door.

They’re big, despite Hanamaki having some muscle on him. Big and dressed in dark clothing, wearing protective layers on their face so he can’t get a proper look at them. He’s quick enough to try to get away, hopping over the couch to reach the balcony when one of the guys shoots him with something. Face planting on the floor in front of the window, the last thing Hanamaki sees is the guy pull out a cell phone.

When Hanamaki comes to, the first thing he notices is the hushed whispers and he’s draped over something — or someone. His arms feel like jelly, but his eyes slowly open to reveal a corridor, dimly lit as the same two guys, he thinks, walking behind him. He’s momentarily startled awake by them, but he realizes he soon has other worries when he notices he’s entered a big room, the door shutting loudly behind him.

“Is this the one?”

“Yes sir,” one of them answers. Hanamaki is then placed down on his knees in front of the other person in the room. A glance is all Hanamaki is blessed with before his head is shoved down, almost into the floor by the guy behind him. “Head down,” he sternly says.

“Now, now. We mustn’t hurt him too badly. How else will I get my money back?” The man says, the chair underneath him creaking as he leans forward. With his head no longer forced down, Hanamaki takes another chance to look up at the man before him. Clad in black slacks and sleek shoes, Hanamaki has an easy time figuring out just who’s in front of him. The ironed white shirt had a few buttons loose, sleeves rolled to his elbows, showing enough muscles to know force was a valid option. The man himself had a smirk that made it seem as though he was playing a game with Hanamaki, further proved when his hand grabbed Hanamaki’s chin and let him get a better look. “You’re quite young, aren’t you? College age, perhaps?”

“How did-“ Hanamaki sputters, only to stop when his smirk drops. “Sir?”

“Matsukawa Issei. I’m sure you’re aware of your father’s debts, which are now your responsibility. However, I can’t see how I’d benefit from someone struggling to make ends meet. I may be cruel, but I’m also fair. If you can’t work and live comfortably, I can’t get all my money back. Do you see my dilemma?”

“You could, I don’t know, let me go?” Hanamaki suggests, raising an eyebrow. He mentally takes a point when Matsukawa’s lips tilt into a smile.

“You’re funny, but I can’t do that,” he sighs, smile dropping. His eyes then turn to the goons in the room. “Get out. I’ll discuss things in private,” he orders, each subordinate leaving. Once gone, he sighs once more as he moves over to his desk, pressing a button as shades cover the windows and the room is pitched into darkness. When the desk lamp and floor lamp near the couch turn on, Hanamaki finally gets a better look at the room.

Despite being shoved to his knees before Matsukawa as if he was placed on a throne, the room looks similar to a study. With Matsukawa leaning against a dark mahogany desk, large and almost empty aside from an old looking phone and a control board, the only thing left in the room are pictures on the wall and the spacious couch. The pillows looked so comfortable and much more expensive than the cheap couch he owns. Once Hanamaki had finished looking around, he straightened his back a bit more and looked at Matsukawa, wondering just what was going to happen.

“What’s next, then? You can’t kill me because then you don’t get money, but you also can’t just let me go because I can’t pay you back like my old man did, so we’re in limbo,” he breaks the silence first, eyes scanning Matsukawa for any instance of movement.

“You’ll still be paying me back, of course. I can’t lend you any money because of your father’s debts, sadly. Although, I’m sure you’d not want to be in his same shoes. You know what, I like you, so I’ll give you some options,” he begins walking closer to Hanamaki, making adrenaline kick in. He may not seem threatening, but he has an entire building full of people at his fingertips. As he circles Hanamaki, he continues talking. “Option one, you pay me back at your leisure. I’ll even help you a bit, of course making you pay back more, but you’re not on a time limit like everyone else. Option two, I take the money I can from you and your mother, who currently sits on your father’s life insurance money, and leave you with just enough to scrape by. Option three,” he stops, kneeling in front of a currently exhausted Hanamaki, taking his chin between his fingers until they’re eye to eye, “you let me blow off some steam and your debt will be down 10 times it’s original amount. So you don’t have to do the math, that means instead of roughly 50 million yen, you’ll be paying only 5 million. It’s quite a lot, I’ll admit, but it’s much better than what you have to pay.”

“What’s.. what does blowing off steam count as, exactly? Letting you hit me every time you get angry or something?”

“No, as in you let me use your body as I see fit. I could hit you, but I have other ideas in mind,” he says, smiling as Hanamaki’s face darkens when the gears start moving. “You can decline, of course, but that’s a lot of money. Not to mention, you’re still gonna have to pay rent and buy groceries, you may die before paying off the debt. Like I said—“

“I’ll do it,” Hanamaki interjects, relaxing his shoulders but still sitting up straight. “Despite the cliché of me paying with my body, it’s really not the worst thing in the world. I’d prefer it over you hitting me, as well,”

“The deal has been made and that means from this moment on, you and your body will belong to me,” Matsukawa says, then moves behind Hanamaki. “I’ve the perfect spot for you to lie, as well,” he practically purrs in Hanamaki’s ear, nudging him up and forward. To the desk.

“Kinda expected the couch, but it’s better than the floor,” Hanamaki chuckles, only to then gasp as cool metal slides against his skin. It’s a knife, he’s sure of it, but as soon as it’s there, it’s gone again and his bound wrists are free. Completely focused on his surroundings, Hanamaki forgot about his bound wrists until suddenly they were no longer forced behind his back. Once free, Matsukawa spins him around traps him against the desk, his hand once more cupping his chin.

“You’re a cute one. Ever kissed someone?”

“When I was 10. Some girl was dared to kiss me, but not recently,” Hanamaki breathlessly whispers, eyes drawn to Matsukawa’s lips when they’re so close. Feeling his breath ghost over his lips has him wishing for things to move a bit faster, but Matsukawa won’t give him that satisfaction.

“Some dare to kiss you hardly counts. I meant a real one,” he says in response, but doesn’t encourage a reply when his lips press against Hanamaki’s, tilting his head as his hand moves to the back of Hanamaki’s head while his other hand slips beneath the cardigan and oversized t-shirt, feeling warm skin. With his lips melding against Hanamaki’s, he finds his fingers running through pink strands as the other slips into jeans and further down, making Hanamaki tense. A swipe over the bottom lip with his tongue and Matsukawa pulls away, licking away the small strand of saliva keeping them tethered. “Like that?”

Although Matsukawa was referring to his previous sentence, Hanamaki shakily sighed as he nodded, “I did,” making Matsukawa chuckle a bit. Removing his hand from Hanamaki’s hair and jeans, Matsukawa places him on the desk. “Pretty empty for a big desk. You usually take people’s virginities on desks?” Hanamaki jokes, hoping to lighten the heavy mood, obviously unfamiliar with such serious situations.

“Virginities?” Matsukawa asks, his hands stopping at Hanamaki’s thighs before squeezing as he smiles. “I’ve never gotten the opportunity to take someone’s virginity, actually. Only taken those who thought sleeping with me would save their skin. It didn’t, but that was because it was always their idea. You, on the other hand,” he says, hands once more moving to slide under Hanamaki’s t-shirt, “are in a one of a kind situation. I’ll make sure to treat you kindly.”

“Um, small request, if I may,” Hanamaki says, hands moving from Matsukawa’s shoulders to his hands, stopping them from sliding off his clothes. “Can I keep on my shirt? I don’t feel quite comfortable being so.. vulnerable. I understand if—“

“Granted,” Matsukawa cuts him off, hands still sliding against his skin but not aiming to strip him of his clothes. After all, the main focus isn’t making Hanamaki uncomfortable but rather to send him through throes of pleasure. Hands move down, curling around the hem of his jeans as Matsukawa presses his lips to Hanamaki’s jaw and neck, making the younger man sigh in bliss. When his pants are taken off, Hanamaki flushes as Matsukawa’s fingers then gently pry off his boxers. The simple act of sliding them down his legs is made more sensual as Matsukawa kisses down his body, only to stop at his hard cock. “Excited, are we?”

“Well, you’re very good at this,” he quips back, turning his head. Instead of huffing and puffing, Hanamaki soon finds himself biting his finger when Matsukawa’s tongue slides against his cock. “I didn’t think—“

“I’m quite familiar when it comes to pleasure. Sit back and relax,” Matsukawa says, wrapping his lips around Hanamaki’s cock before putting it all in his mouth. The ease of which he takes all of Hanamaki doesn’t go unnoticed, but he’s not bothered by it as much while his hands massage the meat on Hanamaki’s thighs. Hanamaki is more bothered by it, seeing as he lets out soft moans while his teeth bite on one hand and his other curls into Matsukawa’s hair. Whines come from him as his back arches, feeling Matsukawa’s tongue lap at the side of his cock, only to then take him all back into his mouth.

While Hanamaki is busy moaning and trying to not finish so quickly, Matsukawa digs into his drawer and takes out a large bottle of lube. Its top is easy to remove without needing to see, Matsukawa slipping a couple of fingers into the cool liquid before rubbing those fingers against Hanamaki’s puckered hole. The cool sensation has Hanamaki gasping, hand moving from his mouth to grasp at the edge of the desk while his other tightens it’s hold on Matsukawa’s hair. With some more lube applied, Matsukawa slides in one of his fingers while his tongue swirls around Hanamaki’s tip. The sensations all together has Hanamaki seeing stars, a sweet mewl as he finally finishes, right into Matsukawa’s mouth.

Through his pants, Hanamaki manages to give a small apology to Matsukawa, who wipes some excess cum off his lips before licking it, locking eyes with Hanamaki as he does. He also doesn’t stop fingering Hanamaki, moving his finger in and out of him while he continues to whine from the sensations. Taking his finger out, Matsukawa applies some more lube to his fingers and pushes in two at the same time, soon adding three while Hanamaki gasps and moans, hands latching onto Matsukawa’s covered shoulders.

Once Matsukawa has deemed him ready enough, Hanamaki feels his fingers leaving while he craves more. Wiping off his fingers with a nearby handkerchief, Matsukawa then finally unbuttons his shirt and tosses it to the side, letting Hanamaki see all the muscles underneath. Despite not seeming very strong, Matsukawa had plenty of defined muscles that flexed as he stripped himself of his shirt, as well as moving to unbuckle his belt and unzip himself. Hanamaki couldn’t wait to feel those muscles under his own fingertips.

Once free of his boxers, Matsukawa applies a generous amount of lube to his cock while Hanamaki practically trembles with excitement. The sheer size of Matsukawa makes him wonder if it’ll actually fit, seeing as three fingers can’t compare to the size, but he’s always been up for a challenge. As Matsukawa lines himself up, he takes Hanamaki’s chin in his fingers one last time. “I want you to look at me while I corrupt you. Can you do that for me, Hiro?”

With such an affectionate name, Hanamaki is blushing while nodding his head, completely transfixed on Matsukawa as he slides his cock in. It’s painful, the lube only helping to ease the pain a bit and Hanamaki screws his eyes shut for a moment, only to reopen them as the grip on his chin gets tighter. “I said eyes on me,” Matsukawa practically growled, eyes darkened as he focused his eyes on him once more. Hanamaki doesn’t dare break the eye contact again, even as he desperately wants to throw his head back or roll his eyes back when Matsukawa finally bottoms out. Stretched beyond his limits, Hanamaki is finally able to lay back on the desk when Matsukawa gives him a kiss, short and sweet, letting his face go afterwards. “How do you feel?”

“Full,” Hanamaki honestly says, moving his hips a bit as he softly mewls, “very full.”

“Good enough for me,” Matsukawa says, rearing his hips back before slamming into Hanamaki. He practically yelps from the force of Matsukawa’s thrust, his ass jiggling from the impact. His reaction pleases Matsukawa who simply keeps up the force behind each thrusts, hands planted on either side of Hanamaki as he looks down at the man, enjoying each facial expression that comes across his face. Hanamaki reaches up to grab Matsukawa, bringing him closer as his blunt nails dig into his defined back. Matsukawa groans at the feeling of Hanamaki trying to mark him up, pressing his lips to his neck while his hips never stutter. One of his hands move down to lift up Hanamaki’s leg, holding his leg in the crook of his elbow as it dangles behind him. The adjusted position has him hitting deeper inside and rubbing against Hanamaki’s prostate with each thrust. Sucking a hickey onto his skin, Matsukawa feels Hanamaki tremble under him as warm liquid coats the front of his chest.

Matsukawa slows down his thrusts while Hanamaki finishes his second orgasm, cock bouncing as it gushes out the last bit of cum. Hanamaki looks exhausted, but Matsukawa isn’t quite done. Removing himself has Hanamaki confused, only for a moment, before he’s picking him up and swiftly placing him in his lap, back on his cock. “You’re still so fucking hard,” Hanamaki whines, feeling Matsukawa’s cock rubbing against his prostate again.

“Well, I’ve been told I have quite the stamina. I’ll let you take a break once I’ve had my own release, how about that?” Matsukawa says, although his silky words are mixed with soft pants, using up some of his energy to fuck. Matsukawa spreads Hanamaki’s legs, his hands trailing up thick thighs until he’s able to get a good grip, having Hanamaki bounce on his lap. Hanamaki tries to help, positioning his hands on the arms of the chair to stabilize himself, but soon finds his arms are too weak to hold up even half of his weight. Matsukawa does all the work while Hanamaki brushes his fingers through his hair, almost encouraging Matsukawa’s lips to press against the other side of his neck, adorning the skin with kisses and hickeys.

When Matsukawa’s thrusts start to get weak, he stops moving Hanamaki and groans, getting up from the chair without disconnecting him and Hanamaki. Bending Hanamaki over the desk, they’re both finishing together as Matsukawa rubs Hanamaki’s hardened cock with his hand. Hanamaki moans as he feels Matsukawa fill him up with his seed, only to give an open-mouthed moan when he feels him leave, his winking hole gushing with seed spent.

Hanamaki sees Matsukawa zip himself up and put on his shirt, thinking he’ll have to clean himself up. However, he’s pleasantly surprised when Matsukawa’s hand is gently pushed against his back while a warm and wet towel is cleaning up his mess. “I think I was a bit too harsh on you, sorry,” Matsukawa finally says, breaking the silence as he finishes cleaning up everything. Hanamaki doesn’t respond very well, his mind too hazy and body too numb to really process what’s going on. “Hanamaki, hello?” Is the last thing he hears before he shuts his eyes for the rest of the night.

[adhd-disaster-willie]

you're the one that brings the sun; chapter 1/6

Summary: Alex is prepared for every single variable except, apparently, the one in which his roommate is drop dead gorgeous and Alex is an absolute clusterfuck of a human being who falls for the first pretty boy on he sees on campus.

Willex roommate au! 

Warnings: Swearing

Notes: The title is from the song “I Dare You” by the Regrettes. I’ve actually planned this fic out so here’s to hoping I don’t get burned out halfway through. It might end up having 6 or 7 chapters, 5 is kind of just an estimate.

---

When Alex was 11, his mother proudly plastered his report card to the fridge and exclaimed that one day, her little boy would go to Harvard. His father gripped his shoulder with pride and Alex beamed up at his parents like they’d just told him he had superpowers. 3 years later, he was 14 and teetering on the edge of failure in the majority of his classes. He wasn’t stupid by any means, just preoccupied. He’d started a band with his best friends and that felt like the most important thing in the whole world, and high school was new and scary, so it was easier to not pour all his focus into school. His parents’ smiles faltered but they kept up hope, Alex could tell. 2 years later, he stood shaking and crying outside of the Molina’s garage and suddenly, the concept of going to college begun to feel distant and fake. But he’s 18 now, and somehow, miraculously, gazing at the piles of boxes in the back of Ray’s car and swallowing down a lump in his throat.

It sure isn’t Harvard, but a part of Alex feels giddy at the fact that he’s attending a public college that was relatively easy to get into; oh his parents would be rolling in their proverbial graves. What didn’t make him quite so happy though, was the looming fact that he’d be living with some random person, because for some godforsaken reason, the college wouldn’t allow freshmen to choose their roomates. Some bullshit about meeting new people and socializing.

“Hey, ‘Lex. Dude, you’ll be fine.” Luke shakes his shoulders, before swinging one arm around him and the other around Reggie.

“Says the one who isn’t even going to college,” Alex grumbles, slipping from Luke’s grip and into the front seat of the car.

“Yea cause I don’t need it. Not my fault you’re both nerds,” Luke retorts.

“I’m not a nerd, I just like to have insurance-”

“Yea, back-up plan, safety net, heard it a million times. Reggie’s a nerd though.”

“Old news, dude,” Alex says.

“I am not a nerd!” Reggie protests indignantly.

“Tell that to your 2 years of college credit in math.”

Luke nods in agreement. “Nerd.”

“Math is fun!”

“You’re horrible.” Alex makes a mock gagging noise.

Julie comes bounding out of the house, her arms decked with various baked goods. She tosses herself in the backseat beside Reggie and Luke, looking quite pleased with herself at being able to force Luke to sit in the middle. “Tía was apparently up all night baking,” she explains, passing the sweets up to Alex. “Don’t be surprised if she shows up at your dorm with food every day.”

Alex snorts. “I would not object to that.”

Julie sighs, leaning back in her seat. “You guys are so lucky, I’m tired of high school. Damn September birthday,” Julie grumbles. Her birthday is just after the cut off date, so she would be 18 for the majority of senior year, but is just barely too young to be in the same grade as the boys.

Reggie leans over and pats her arm sympathetically, earning an offended squeak from Luke, who’s only pushed further into the back of the seat.

“Don’t worry!” Alex chirps sarcastically. “You get to spend more time with Luke, since he’ll be squatting in your garage!”

“Oh, joy,” Julie deadpans.

“I am not a squatter!” Luke protests, kicking the back of Alex’s seat.

“No kicking! I’m holding food!”

“Y’know Alex, you’ve been staying in the studio for 2 years, you’re not one to talk!” Luke argues.

“I have a job.”

“A stupid job.”

“A stupid job that gets you free coffee.”

Reggie nodds to that, chewing on a cookie. “Can’t risk losing your coffee privileges.”

Julie groans loudly and stuck her head out the window. “DAAAAD! Let’s goooo!” She cries.

“Wow, I didn’t know you wanted to get rid of me so badly,” Alex says, clutching his chest dramatically.

“Oh shut up Lexi, I just wanna meet your’s and Reggie’s new best friends!” Julie says, laughing.

“I’m not gonna be best friends with my roommate.”

“Yea, Alex forgot how to do that!”

“Luke I will smother you in your sleep!”

At this, Ray approaches the car with a raised eyebrow. “No one’s planning a murder, I hope?” He asks, chuckling as he slides into the drivers seat.

“No sir!” Reggie replies, grinning.

“Not yet,” Alex mumbles under his breath.

“Alright boys, who’s ready for college!” Ray says, starting the car.

“I’m gonna be sick.”

---

“And that’s the last of it!” Ray claps a hand over Alex’s shoulder and smiles encouragingly.

Alex nods tensely, gripping the strap of his fannypack tighter.

The dorm’s probably as good as he’s gonna get. One reasonably sized bedroom complete with two horribly uncomfortable beds, a kitchen with a fridge that was in no way large enough to fit even a weeks worth of meals, a tiny living room that would probably fit a couch and a TV at the most, and a bathroom that smelled suspiciously of mustard. Really it isn’t terrible, but Alex has a habit of noticing every little detail, especially the ones that could be a problem at some point. His roommate hasn’t arrived yet, so he’s standing amongst his various boxes, anxiety pulsing in his chest.

Julie grips his hand tightly and smiles, tears pricking the edges of her eyes. “Hey, Alex, you’re gonna be okay.” She squeezes his hand briefly.

Alex nods, exhaling shakily. “Yea, yea I know. It’s just…”

“A change, I know. But this is a good change. And-” she hauls Reggie and Luke over to them. “-we’re all here if you need to call someone and talk. And dad, and Tía, and I bet your roommate will be super cool.”

“Or a serial killer.”

“Just pray he’s not a football player,” Reggie stage-whispers, shuddering.

“God, don’t even suggest that!” Alex whines.

Encouragements and teary hugs are passed along, as well as a promise to meet at the Olive Garden nearby for dinner in a few hours, and then Alex’s posse is off to get Reggie settled, and Alex is left alone in the dorm. Alright.

Alex takes a deep breath, steeling himself, before beginning to wander the dorm. He’s anxious to start unpacking without his roommate and risk doing something that they wouldn’t like. Even choosing a bed feels wrong, he really doesn’t want to get off on the wrong foot with this person. But leaving the dorm meant people everywhere so that was a definite no. He sighs, lowering himself to the wooden floor and pulling out his phone.

“Yea… uh huh. Yes Caleb, I got here fine. No the Uber driver did not try and kidnap me. The boxes- the boxes are not too heavy. Okay. Okay. Yea, bye. Mhm.”

Alex looks up hesitantly upon hearing the voice nearing his dorm. The person standing in the doorway is well… less of a person and more of a large stack of boxes threatening to fall over any second. “Hello?” Alex stands up and makes his way to the boy stood in the entrance.

Said boy pokes his head out from behind his boxes and grins crookedly. “Hi, uh, I’m Willie!” And well, Alex is a goner. He swallows thickly, breath catching in the back of his throat. Willie attempts to adjust the boxes but ultimately fails, sending them tumbling to the ground amongst several muttered curses. “Well… nothing fragile in there,” he falters slightly. “I think.”

“Um…”

“Right! Sorry, uh.” Willie holds his hand out and Alex shakes it tentatively.

“Alex.”

“Alex, cool.” Willie smiles again, his dark eyes twinkling as he does so, smile lines popping out. He brushes his hair -which looks so soft and pretty- behind his ear to reveal a small golden hoop on his right lobe. Alex is dead, actually 100% dead. Because he’d been prepared for every single variable except, apparently, the one in which his roommate is drop dead gorgeous and Alex is an absolute clusterfuck of a human being who falls for the first pretty boy on he sees on campus.

Alex forces out a smile, all too aware that he’s still standing stiff and awkward in front of Willie, his grip on his fannypack tight enough to make his knuckles glow white. Then Willie coughs as some sort of attempt to fill the silence. “Sorry!” Alex squeaks. “Do you need help with the… the uh, boxes?”

“Oh yea, that’d be great!” Willie replies, beaming. “I don’t think there’s anything fragile in there, but y’know, my memory is absolute shit so if I broke some fancy china dishes I didn’t even know I owned, don’t be too shocked.”

Alex laughs anxiously. “Yea uh… I didn’t start unpacking cause I um… I didn’t want to claim a bed and stuff with-without your input?” His voice cracks at the end and he winces because Jesus fucking christ Alex.

Willie chuckles and Alex notes that he has the kind of laugh that echoes through your whole body and settles right in your heart. “ ‘S cool, man, I don’t mind.”

“Right, cool. Do you uh… are you okay if I take the bed farthest from the window? I’m not- not much of a morning person, and the window is… it’s east facing” Alex mutters, his gaze focused on his feet which are rocking back and forth at a rapid pace.

“Yea, of course,” Willie replies. “I don’t think I’ve woken up later than 8 in 5 years.”

“That’s horrific!” Alex cries, momentarily forgetting his anxiety. He steps back and blushes an even deeper red upon realizing how stupid he’s being. “I mean- I just… sorry, I just meant that-”

“You’re good, dude. I don’t bite.”

Alex cracks a tentative smile. “So uh… I’ll just start unpacking then.”

Willie shoots him a thumbs up and smiles once again, which is a thing he apparently does a lot.

An hour later, Alex’s belongings are unpacked and organized and the room feels a bit more his. He feels slightly lighter, exhaling and closing his eyes briefly. This isn’t so bad. Fiddling with the hem of his hoodie, he shuffles out into the living room where Willie is presumably unpacking. Except that he’s not.

Willie is laying upside down on a couch that somehow appeared while Alex was gone and he’s flipping through a tattered magazine while his belongings remain mostly unpacked.

“This quiz says that I should try roller skating,” Willie sniffs. “Some personality test this is- oh hey Alex!” He scrambles up so that he can look Alex in the eyes properly, and points to the magazine in his hand. “Found this in a box, not sure how it got there since I’ve never even subscribed to one of these, but there’s a chocolate chip cookie recipe in here.” He stops for a moment, pondering. “Personally I prefer peanut butter cookies, ooh especially fresh out of the oven. There’s this bakery near my house that-”

“Did you get… any unpacking done?” Alex asks, raising an eyebrow.

Willie looks around at his boxes and laughs sheepishly. “Well I unpacked one and opened 3 so… some, yes.”

“Where’d the couch come from?” Alex pokes the cushion warily, as if afraid that it’s full of bugs.

“Room across the hall,” Willie says, pointing. “They both brought couches and didn’t have room for two we got the one with more stains.”

“Right.” Alex’s reply is forced and tense, and he winces upon realizing. Truthfully, he hadn’t expected his roommate to become so comfortable so fast and he felt like he was several steps behind. Damn extroverts. Drumming his hands against his thighs, Alex slowly sits down on the other side of the couch, pointedly looking ahead instead of at Willie.

“So.” Willie scoots closer, sitting cross legged with his elbows on his thighs and chin resting in his palms. “What’s your major?”

Small talk, god Alex hates small talk. “Um, music,” he answers.

“Ah, that’s cool dude.” Willie nods.

“Uh, what about you?” Alex asks.

“Art,” Willie replies, grinning. “Be prepared for paint stains, like, everywhere.” He chuckles and nudges Alex’s shoulder playfully. Alex is going to implode, he’s sure of it.

Alex laughs awkwardly. “So uh… what’s wrong with rollerskating?”

Willie shoves his shoulder again. “Everything, dude! Well-” he cuts himself off, thinking. “-I just kinda suck at it, definitely better at my skateboard.” He jerks his head in the direction of a skateboard leaned against the wall and Alex wonders how he didn’t notice that.

“Oh, that’s- that’s cool. I rollerblade but I uh, I can’t skateboard to save my life.”

Somehow, they slip into a comfortable rhythm, and Alex notes that his anxiety no longer has him in a chokehold. Willie seems to have that affect; he’s just so… open. Alex doesn’t realize it yet, but he’s subconsciously created a folder in the back of his mind labelled “Willie,” and he doesn’t think he’s capable of forgetting anything Willie will ever say to him.

“- that’s why airplane food is just, horrible. Cause you basically lose like 30% of your tastebuds because of the elevation.” Willie smiles at Alex, gaging his response.

Alex would rather die than admit that he’s still trying to figure out how the topic of airplane food came up, so he just nods enthusiastically, actively stopping his eyes from dancing across Willie’s face, which is practically glowing in the evening sun. Evening. Shit. Alex pulls out his phone frantically. “Shit.” He says it out loud this time.

Willie’s brow furrows in confusion. “You good, dude?”

“Uh yea I’m just, I’m supposed to be meeting my fam- uh my friends for dinner and I have to be there in like 5 minutes.” He ignores the way Willie’s expression falls, convinced he’s just seeing things.

“Yea um, of course. I won’t keep you.” Willie stands up, his posture the stiffest that Alex has seen it in the whole 3 hours they’ve been acquainted for. “I’ll just… order a pizza.”

Alex hesitates in the doorway, weighing his options, which has never been his strong suit. “Do you want to join me?” He blurts impulsively. Willie looks at him in surprise. “I mean only- only if you want of course, we’ve only really uh, known each other for a few hours and you- you probably don’t want to, it was stupid. I’ll just- I’ll just go-”

“No! I’d… I’d like to, eating pizza alone in the dark sounds a little pathetic,” Willie responds.

Alex smiles genuinely. “Ok, ok that’s uh. Cool. That’s cool.”

---

Alex is already regretting this. The restaurant isn’t too crowded, he notices with a relieved breath. But it’s loud. It’s loud and yet only one group of people is talking. Alex doesn’t even need to guess who.

“Ok but- no- no- the whole song would be better!”

“Say banjo one more time, I dare you!”

“Banjo.”

“Julie, what the hell?! This is betrayal!”

“You stole my breadstick, it’s only fair.”

Alex coughs, quieting the table to a dull roar.

“Alex!” Julie pulls him down to sit next to her. “Oh? Who’s this?” Reggie is grinning wickedly and Luke waggles his eyebrows in a way that makes Alex want to shave them off.

“This is uh, my roommate Willie,” Alex responds, his voice raising an octave. “He didn’t have plans so I uh… I invited him, I hope that’s ok.”

“Of course it’s ok!” Julie pats the space on the other side of Alex and Willie sits down, appearing… oddly nervous.

“Congrats! Your Alex’s first new friend since,” Luke taps his chin, pretending to think. “7th grade.”

Alex’s face promptly falls into his hands. He’s seriously considering the whole, shaving Luke’s eyebrows in his sleep thing.

Reggie leans forward conspiratorially. “What’s your opinion on banjos?” He asks, making a point to ignore Luke’s dramatic complaining.

Willie raises his eyebrows, clearly confused. “Um. No comment?”

“I’m… sorry about them,” Alex says apolegetically. “Uh, this is Luke, Reggie, and Julie-” he gestures to each of them; Reggie waves, beaming happily. “-and Julie’s dad should be…” He trails off, looking around.

“He had to take a phone call, something about Carlos refusing to eat dinner until he proves the house is haunted,” Julie explains, clearly biting back a laugh.

“I… okay.” Alex shakes his head. “Are we waiting for more food or did Reggie eat it all?”

“Ha ha,” Reggie punctuates his statement by sticking out his tongue. “We’re waiting for the actual meals-”

“Yea Luke already ate the entire bread basket.” Julie shoots a glare in Luke’s direction.

“Well… you suggested we get hotdogs,” Luke grumbles, crossing his arms over his chest. “Payback.”

“Okay,” Julie laughs.

Willie leans over to whisper loudly to Alex, “What’s the story with the hotdogs?”

“Don’t tell him!” Luke cries, leaning across the table and slamming his palms down.

“We don’t talk of the hot-dogs,” Reggie mutters miserably.

“Food poisoning.” Alex shudders slightly. “Very bad food poisoning.”

“We almost died,” Reggie says, eyes widening. “Like, for real death. I’m pretty sure I was a ghost for a few seconds.”

“Reg, you were not a ghost,” Alex says, speaking like Reggie’s a 10 year old talking about monsters under his bed.

“I was!”

“You were not!”

“So,” Luke smiles mischievously, taking Reggie and Alex’s bickering as an opportunity to apparently torture the latter. Despite Alex’s warning glares, he turns to Willie with an innocent expression. “What kind of music do you like?”

“Luke,” Alex hisses, all too familiar with Luke’s antics.

“Hmmm.” Willie is painfully oblivious to Alex’s panicked expression as he mulls over his answer. “A lot of stuff really.” He shrugs. “Rock, pop, I like those lo-fi playlists when I’m trying to study.”

Luke nods, clearly pleased with the answer, but he isn’t done and Alex wants to hide under the table. He knows what’s coming next. “Thoughts on… drummers?”

“Luke.” Alex is seconds from lunging across the table.

“Drummers?” Willie asks, tilting his head confusedly.

“Yup,” Luke says, popping the p and still smiling like he’s some sort of innocent puppy-dog and not an absolute bastard.

“Hot,” Willie jokes. Alex can’t even hide the way he manages to choke on his own spit, and Luke and Reggie have never been great at subtlety, turning to Alex with matching shit-eating grins. Willie either doesn’t notice or is kind enough not to comment on it. “Yea, pretty sure young Roger Taylor was my gay awakening.”

Reggie is full on giggling now, and Alex’s entire face is gleaming a bright red. Willie glances around the table, puzzled.

“Mhm.” Luke nods before swiftly turning to Alex. “Hey Alex, by the way, you left your drumsticks in the car, do you need them back?” His voice is sickeningly sweet, coated in some sort of poisoned honey. It’s Willie’s turn to choke on nothing, failing to disguise it as a spontaneous coughing fit.

“Fine,” Alex squeaks as he sinks further down in his seat. If he pulls out his phone and messages Luke a flurry of threats, that’s no one’s business. He dares a glance at Willie, who has become quite fascinated with his hands, which are tapping out a mindless rhythm on the table, his cheeks and the tips of his ears dusted red.

Needless to say, Alex makes sure Luke doesn’t even get to look at the next bread basket.

---

I hope you liked it! Tell me if you want to be added to the taglist :)

I’m hoping to update at least once a week, but who knows. Ok thats all.

chapter 2

Chapter 3

chapter 4

chapter 5

chapter 6

[name-me-regret]

If The World Was Ending 11/?

If The World Was Ending Chapter Eleven: Waking Up Slow

Read on AO3.

- ~ - ~ - ~ - ~

“Heaven help me My mind changes like the wind Please excuse me I don't know where to begin

But I didn't think I cared I could be your friend But I'm unprepared Oh, I've never felt like this

I was unaware That you were lighting flares Now I'm running scared Oh, how did it come to this?...”

~Waking Up Slow (Piano version) - Gabrielle Aplin

- ~ - ~ - ~ - ~

‘BUCK!’

Buck lifted his head and saw Christopher, he was barely hanging onto a cement light post as the water ripped at him like dark, reaching hands.

‘CHRIS!’ he shouted as he tried to swim toward him, before he was dragged under. But it didn’t matter how much he kicked his legs and moved his arms, he couldn’t get any closer.

‘HELP, BUCK!’

The water pulled at Chris and his little fingers were slipping and Buck felt desperation start to fill his chest when nothing he did could get him to the little boy. ‘PLEASE!’ he sobbed, seeing Chris’s frightened face as he reached one small hand toward him.

Then the water rushed forward and ripped him from reach and from view.

“NO!” Bucked screamed as he shot up in bed, eyes flying open. He searched the dark room, but he was alone in his loft. His chest was heaving, feeling his heart racing in his chest, but there was no water and he knew Chris was safe. Even so, he wanted to reach for his phone and call Eddie, since he knew he was home right now.

The only thing that stopped him was that it was his first day off after a 48-hour shift, and Eddie needed to rest. Hell, Buck had had Chris during that first 24-hours before Carla had come back to stay with him for the other day. Buck would have honestly been more than happy to take care of him both days, but Eddie had insisted that it was Carla’s job and that Buck didn’t have a job anymore so he couldn’t keep wasting money taking him out.

Buck knew Eddie hadn’t meant it maliciously, but the words stung more than he was willingly to admit, to be reminded that he was no longer a firefighter. Also, Buck wasn’t worried about money, since he kept getting his worker’s comp checks, and his savings consisted of all the money his grandparents had left him. They hadn’t agreed with their parents way of raising him and Maddie, especially how they’d cut her off when she’d married Doug. So, they’d cut them out of their wills and left it all to Buck and Maddie.

They’d been furious.

As for Buck, he didn’t care about the money. All her ever cared about was for his parents’s love and acceptance. He’d never gotten it.

Buck knew he was too keyed up to try going back to sleep, so he decided to take a shower to wash off the sweat. As he was coming out, his phone playing his Mellow playlist, it cut off in the middle of the James Bay song he was listening to. He immediately answered when he saw that it was Tony.

“So, you’re still alive?” Buck asked, a relieved grin on his face despite himself. His hair was still damp, and he’d yanked on some sweats and a t-shirt. The blonde man let himself fall on his bed, cell phone still against his ear. It had been two days since Tony had left, and he’d only received a single text from the man since then.

“Yeah... bruised and bettered, but still alive,” Tony groaned on the other end. There was shuffling on his end, followed by a clanking and then he heard JARVIS voice clearly stating that he needed someone else to stitch his wound.

“You’re trying to stitch your own wound?” Buck asked incredulously. “Don’t you have a tower with a medical floor?” He sat up now, worried for Tony and his apparent idiocy. And Buck thought he was a dumbass.

Tony fumbled with something as he grumbled. “I didn’t call to get lectured, Ev.”

Buck nodded with a sigh, running a hand down his tired face. He hadn’t gotten a lot of sleep in the last two days, mostly because of nightmares. While the ladder truck bombing had given him his share of nightmares, the tsunami and losing Chris during the natural disaster was something worse. So, he was feeling a bit irritable at the moment.

“Then why did you call then?” He didn’t want Tony to think all he’d do was nag at him, as if he was his... well, his boyfriend or something. That had ended a while ago. “I can exactly help you stitch your wound with you being all the way in New York.”

Tony was quiet for a few seconds. “Well, I’m not exactly in New York,” he admitted at last. He heaved his own sigh and did something that gave a sort of ripping sound, and then hissed as Buck heard a smack. “I’m right outside L.A. in a SHIELD safe house.”

“And there’s no one there to help you?” Buck asked, already starting to stand up. He looked for his wallet and the keys to the rental the insurance company had given him, since his Jeep was a total loss and were in the process of getting a estimate and issuing him a check. He had insisted on getting his Jeep back, for sentimental reasons and it didn’t matter if they didn’t give him a check. Buck didn’t want a new vehicle, wanted to fix up his Jeep.

“I’m not exactly supposed to be here,” Tony admitted. He kicked at something on his end. “By the looks of things, no one’s been here in months.”

“Where are you?” Evan asked as he climbed down to the ground level and out of his building.

“What? Why?” He paused and listened, obviously having heard him get in his car and start the engine. “No, Ev, I’m fine. You don’t have to come here.”

“J, are you there? Send Tony’s location to my phone.”

‘Yes, Mr. Buckley, sending it now.’

“JARVIS, you traitor! I will donate you to a community college!” Tony snapped with no real heat in his voice. If anything, he sounded more tired than angry.

“I’m on my way, you idiot,” Buck laughed. He heard Tony curse, but he didn’t tell him to stay away. Buck took that as a win.

- ~ - ~ - ~ - ~

The house wasn’t much to look at, and ‘a shack’ would be a better description for it. Buck didn’t see the armor, but figured it was inside with Tony. He didn’t even bother to knock and entered through the door, which Tony had probably left unlocked for him. It could also be because he didn’t expect anyone to come attack him, so whatever had caused his injury had probably been taken care of. If not, Tony wouldn’t have allowed JARVIS to give Buck his location.

“Tony?”

“In the kitchen,” he heard the man call.

A few moments later he entered what could maybe be called a kitchen. The table looked like anything more than the first aid kit resting on it would make it collapse, so did the two chairs that were the only thing in the room. It didn’t look like it had been stepped in for ages, judging by the dust over everything, the grimy stove and the refrigerator that was probably from the eighties, possibly the seventies. There was likely no food inside, and the sink and the faucets of it were rusted, so there was possibly no water.

Buck moved over and soon he was standing over Tony, who was sitting in one of the rickety chairs. He had a black eye that was almost swollen shut, several cuts and bruises all over his face and exposed torso, since he was shirtless. Tony also had a bandage taped against his left side, just out of where he could comfortably reach, and it was quickly being stained by blood. “You’re fine, huh?”

Tony scowled up at him past his rapidly swelling eye, and the armor silently standing behind him in sentry mode showed the dent on the face plate where he’d been hit. “I am,” he insisted. He indicated the bandage. “I managed to tape it up.”

“And JARVIS thinks you need stitches,” he said, removing his light jacket and hanging it on the other chair. “Turn this way,” he instructed as he pulled the chair with his jacket closer. He had to sit close to be able to examine the wound, and he shook his head when he pulled the bloody bandage off. “I’m a firefighter, not a paramedic, and even I know this needs stitches.”

“Well, take a crack at it, if you want,” Tony told him petulantly. He didn’t seem to happy with being seen like that, but he’d seen Evan like that so he didn’t know what his problem was. In fact, he’d been worse, but then again, he’d been eighteen at the time, almost nineteen. So, he guessed it was different.

Buck shook his head and yanked the first aid kit closer, which he’d obviously been trying to use by the blood smeared on the side of it. “I’d normally leave you to your stupidity, but then JARVIS would be upset,” he snarked back.

Of course, he wouldn’t actually do it, since he’d come all this way to help him. Buck cared about Tony, even when he was being snappish. They were both quiet as he worked, Buck having slipped on some gloves, and Tony grunted in pain when the needle first pierced the skin, but then his only response afterwards was a few flinches or his shoulders twitching for the next six stitches. “All done,” he said, cleaning the excess blood and tossing it all in the trash can Tony had obviously dragged closer. There wasn’t even a bag inside of it.

“Thanks,” Tony finally said after a moment of silence. His face was tired and Buck wondered how much sleep he’d gotten since the two days he’d seen him. The bags under his eyes told that it had likely not been much, so he probably felt as bad as Buck did.

“Are you staying here?” Buck asked, looking around distastefully at the grime and dust that covered every surface. He was sure the rest of the... structure was just as bad, or worse. At least it was only one floor, since he was quite sure anything higher might have collapsed by now. Then again, if it belonged to a secret spy organization, then it was probably reinforced to keep it standing. Buck wasn’t too keen on testing that theory out.

“I can’t really fly without fixing the helmet,” he said. Buck took that to mean that it was damaged enough that he might not be able to even use it. “I’ll have... Pepper send me the jet.”

“Or I could take you home,” Buck blurted out, not really thinking on what he was saying.

“I.. do have a penthouse in LA,” Tony mused out loud. Then he quickly shook his head. “No, never mind, I think it was damaged in the tsunami.”

“I meant take you to my apartment,” Buck clarified. He was amused as Tony’s gaze snapped up in shock toward him. “It’s not like we haven’t shared a bed before.” He tried to keep the smirk off his face as he saw Tony’s face start to get a bit red. Buck hadn’t even know it was possible to make Tony Stark blush.

“I don’t... want to be a burden,” Tony said, almost stuttering. Buck was enjoying this way too much. “I don’t really have a change of clothes.”

Buck shrugged as he leaned forward, seeing Tony’s Adam’s apple bob as he swallowed nervously. “You can just borrow some of mine,” he said, making a show of checking his bandage, but he wanted to tease him a little. He’d always enjoyed flexing his flirting skills, and there was no one better for that than Mr. Tony “smooth-talking-charm-anyone” Stark. Then again, Tony had been Maddie’s friend since they were 14 and 16 respectively, Buck having been 10 at the time. It was the year before he started at MIT, and three years before his parent’s automobile accident.

He’d been a mess back then, alcohol and drugs and between Maddie and his friend Rhodes they’d helped him the best way they could. As for Buck, he had met Tony briefly but not entirely, and during that time he’d been thirteen. They hadn’t properly met until he was 16 (almost 17) and Tony had been 20, at a charity event that Charles Buckley actually donated to. Buck was convinced that it was just to keep up appearances, but it had benefited Buck that he could finally meet Maddie’s friend, Tony Stark.

Buck had been smitten almost immediately but Tony had refused the young man’s advances until he was actually 18. By then Buck had long known he was bisexual and knew exactly what and who he wanted, and he had wanted Tony. It was cliche that on his eighteenth birthday they’d finally fallen into bed together, but that’s what had happened, almost like a fairytale if one was being extra sappy and cheesy.

Then Charles Buckley had found out eight months into their relationship, and Buck had ended it to spare himself from his father’s bigoted, homophobic rage. He’d moved to LA a month after he turned nineteen.

Now here he had him once again and all those feelings he’d never gotten over were returning with a vengeance, despite his feelings for Eddie. He’d been hiding them well, hiding himself out of fear still, but it became harder now with Tony here. Because while he wasn’t sure that Tony had ever loved him, Buck was sure the man had been his first love, and you never got over your first love.

“Come home with me,” he told him, fingers coming to rest on his knee.

Tony’s eyes moved to the hand on his knee before they lifted to meet his eyes. “Yea-”

The sound of the front door being kicked in made them both freeze, and the armor turned as the repulsors charged with a whine. Buck stood and faced the open doorway even as Tony hissed at him to get back. There was no way he’d do that, not with Tony being injured.

They both tensed as an imposing figure entered their line of sight, a very familiar shield in front of them. “Tony?” he asked in confusion.

“Rogers,” Tony sighed as he slumped back in his chair. He winced a moment later and Buck wanted to immediately check the stitches, but he hadn’t moved from his position, which was between Tony and this man. “It’s alright, he’s a... not a threat.”

Buck’s eyes narrowed on the man, trying to place him, and definitely not trusting him in the slightest. “Why’re you kicking in the door?” Buck asked him as his eyes not once leaving him as he walked further inside the kitchen.

“Because this is a SHIELD safe house and someone broke into it,” he said, as if that explained that all. “I work with SHIELD.”

Buck opened his mouth to respond, not sure why this man got his hackles up, but paused as Tony’s hand touched his elbow. He glanced at the man, scoffed and backed off, physically and metaphorically as he sat in the rickety chair once again. “I’m surprised there’s even security system for this shack,” Tony told the man. He seemed to know him, whoever he was.

“It’s a low frequency alarm, which is why we only got here,” a woman said as she walked in after the man. Buck hadn’t even heard her come in she was so quiet. “I’m surprise you didn’t realize there was an alarm.”

Tony grunted as he put on his shirt carefully. “I didn’t really check,” he admitted. “I was preoccupied with other things.” He stood. “We’ll be leaving now.”

“You’re hurt?” the man asked, brow furrowed. “Do you need assistance?” He’d stepped forward and his blue eyes narrowed as Buck tensed and half rose out of his seat.

“He’s fine, I took care of him,” he said.

The man, Rogers as Tony had called him, frowned. “And you are?”

Tony opened his mouth, but Buck cut him off. “Buck,” he said, holding a hand to him. And even as he smiled at him, there was no warmth in the expression. “A firefighter with LAFD.”

Rogers hesitated a moment, seeming to stiffen at the mention of his name. He eventually took his hand, grip firm as he shook it. “Steve Rogers. That’s an interesting name.”

Buck shrugged as he released his hand and tipped his head at the woman, who hadn’t bothered to introduce herself. Except, she really didn’t have to now that Buck new the man’s name. He was Captain America and that must mean she was Natasha Romanov, the Black Widow, who had wandered closer to Tony to check him over. Tony just waved her off. “It’s actually Evan Buckley, but everyone just calls me Buck.”

Tony stood as well now. “Well, not that this hasn’t been swell,” he snarked, “but I’m eager to get into Ev’s bed.”

Rogers sputtered and Tony only grinned and didn’t correct what he must be thinking. He moved past them all, and Buck nodded as he also left the room. The suit, being controlled by JARVIS, followed right behind. As they exited the shack, he saw the jet parked close by, a dark shadow in the gloom.

Tony had already slipped into the passenger seat and Buck wasted no time in getting into the car as well. “So, did I just meet Captain America and the Black Widow, or did I imagine that?”

“No,” Tony huffed a laugh, “you didn’t.”

Buck nodded as he started his car. “And did you just make those same people think we were about to have sex?”

Tony smirked and Buck laughed as he shifted the car into drive and headed back toward the city. “You’re terrible.”

“I try my best,” Tony quipped back.-

[justlookfrightened]

Zimbits 32 “You could have died.”

Bitty tucked his laptop in his messenger bag and tried to tiptoe out of the bedroom without waking Jack. No one should be up at 5:30 in the morning – Bitty included himself in that thought, but last night staying with Jack seemed more important than getting to sleep until 6:30 and still make it to seven o’clock practice – and Jack had a game tonight.

It almost worked, until the edge of Bitty’s bag caught the door and bounced off the doorstop. That was enough for Jack to roll over and crack an eye open.

“Leaving already, bud?” he asked, voice raspy from sleep.

“I have to, sweet pea, or I’ll be late for practice,” Bitty said, going back to the bed to lean down and give Jack a kiss. “Love you. Talk after the game?”

Jack mumbled something affirmative and buried his face in Bitty’s pillow.

At least Bitty could take the car and not have to depend on trains and buses or have to do fifty minutes in a rideshare. Jack first suggested buying him a car last summer when Bitty was living in Providence, but Bitty was adamant that a car, even a used car, was too big of a gift.

“I couldn’t,” Bitty said. “My mama and daddy would have a fit, and besides, I can’t afford the insurance and all. And don’t just say you’d pay for that too.”

So Jack had simply gone out and bought himself a second car, a new Prius, and handed the second set of keys to Bitty.

“It’s my car,” Jack said. “But you have blanket permission to drive it whenever you want. And I made sure my insurance would cover you.”

Bitty had squawked, but Jack pointed out that lots of his teammates had two cars, and he didn’t need to have his SUV just to run errands. Then over the summer Bitty got used to having a car when he needed one. He didn’t keep it at Samwell all the time, but knowing he could make the drive from Providence in less than an hour made it easier to see Jack mid-week. Which was important, since neither of them usually had weekends off.

Bitty connected his phone to the car’s speakers, started a peppy playlist to keep himself awake, and headed north. Traffic wasn’t bad this early, so he should even have time to grab a coffee.

Jack’s phone was making noise. It was still dark. His alarm shouldn’t have been going off yet. Did he forget to change it for a game day?

No, not his alarm. That was his phone actually ringing. He grabbed it and looked at it. Bitty? He shouldn’t have made it back to Samwell yet. Maybe he had car trouble?

“Hello? Bits, you okay?”

“Excuse me, with whom am I speaking?”

“Who is this?” Jack’s confusion was rapidly dissolving into fear.

“This is Sergeant Zach Terry with the Massachusetts State Police, and your number is the emergency contact on this phone, which belongs to –”

“Bitty.”

“I’m sorry?”

“Eric Bittle. What happened? Is he okay?”

“First could you confirm your identity, sir.”

“Jack Zimmermann.”

The police officer continued as though he didn’t recognize Jack’s name.

“Mr. Bittle was in a car crash,” he said. “He’s being taken by ambulance to UMass Memorial Medical Center. The car he was driving – a 2016 Toyota Prius – is registered in Rhode Island in your name –”

“They’re taking him to the hospital?” Jack said. “So he’s alive?”

“I can’t share medical information,” Sgt. Terry said. “The ambulance left here about 20 minutes ago. You can call the hospital, but unless you can demonstrate that you are family –”

“I’m his emergency contact –”

“On his phone,” the sergeant said, not unkindly. “If he’s conscious, he can allow them to share information with you.”

If he’s conscious? Shit, shit, shit, shit.

“In the meantime, sir, once the accident investigation is complete, what do you want to do with your car?” the sergeant said. “It’s going to be totalled, I’m sure of that, but it’s got to go somewhere.”

His car. Who cared? But it hit something. Someone? Or someone hit it?

“I don’t care about the car,” Jack said. “I’ll call my agent, they’ll deal with it. What happened? Was anyone else hurt?”

“The deer that caused the whole mess,” the sergeant said. “And the other driver that swerved to avoid it and hit your car was also injured. He was transported to the local hospital.”

So he wasn’t hurt as badly. Fuck. Jack should be happy someone wasn’t going to a trauma center, unconscious and alone, but he couldn’t bring himself to care.

If he wanted information, who would they give it to? Bitty’s parents? He should call them anyway. But Jack looked at himself, sunk onto his bedroom floor with his back against the bed, hands shaking.

He looked at his phone again, searching the contacts.

“Shitty? It’s Bitty.”

Bitty awoke to a pounding headache and the sense that he was somewhere he wasn’t supposed to be. The sheets were scratchy, and the light was too bright and he was flat on his back instead of curled up with Senor Bun.

He tried to turn to his side and found he couldn’t. Also his left shoulder and side were on fire.

“Bits?”

Jack. Jack was here. Was he hurt too?

“What happened?” Bitty asked. “Where are we?”

“UMass hospital,” Jack said, as Bitty slowly turned only his head to the other side. “Worcester. You were in a car accident this morning.”

“Your car –”

“Is not something I’m worried about now,” Jack said. “At all. How’re you feeling?”

“Hurts,” Bitty said.

“Yeah, I imagine,” Jack said. “You were in and out a few times, but they gave you some pain meds, so you probably don’t remember.”

Bitty stared at the ceiling, trying to recall. Nope. Nothing about being in this hospital. Or … a car accident?”

“What happened?” Bitty said. “I have no idea how I got here.”

“You were driving back to Samwell this morning,” Jack said, and Bitty started to nod but stopped because it made his head swim.

“I remember that. Early practice.”

“Yeah, you, um, didn’t make it to practice,” Jack said. “Someone swerved to avoid a deer near Uxbridge and they lost control and hit you in the driver’s side. Got the deer anyway, too.”

“I’m sorry,” Bitty said. “I didn’t –”

“Don’t,” Jack said. “Don’t apologize. You were driving up the highway not doing anything wrong, and some idiot drove into you. Doesn’t everyone know you don’t swerve to avoid a deer because you could cause a worse accident? You might have died.”

“But if I hadn’t driven back this morning …”

“This is not your fault,” Jack said. “It’s not your fault, and it’s not my fault for insisting that you should drive the car. I could have gotten up and taken you in the truck.”

Even in his cloudy state, Bitty got what Jack was saying.

“Sweetpea, maybe it’s not my fault but it most certainly isn’t yours,” he said. “Who’s to say we both wouldn’t have been in the hospital then?”

Jack snorted at that. “Not likely. I don’t have your lead foot.”

“Haha,” Bitty said. “Have they told you what’s wrong with me? Concussion, I’m pretty sure.”

“Yeah, once your parents told them they could let me in and talk to me,” Jack said, trying not to be bitter. At least they had allowed the hospital to pull him into the loop. It was just that they had to in the first place that rankled. “They’ll be here in a couple of hours, by the way. So, concussion, laceration to the side of your face, dislocated left shoulder, badly bruised ribs. They were afraid they were cracked, but you avoided that.”

“Ugh,” Bitty said. “How long before I can skate?”

Jack shrugged. “Too soon to tell,” he said. “Couple weeks at the very least, and longer for contact. But probably not the whole season. I should call your manager – or Hall directly. He’ll want to come see you now you’re awake, too.”

“Now – what time is it?” Bitty asked.

“About three,” Jack said.

“In the afternoon?”

Jack nodded, and Bitty could see how exhausted he looked. He was dressed in full Burger-King-robber getup, dark track pants and hoodie, he hadn’t shaved and the pallor of skin only emphasized the dark circles under his eyes.

“Shouldn’t you be sleeping?” Bitty said. “You have a game.”

“I’m not playing tonight,” Jack said. “I’m scratched for a family emergency.”

“Family, huh?” Bitty couldn’t help but smile.

“Family,” Jack said. “They’ll probably let you go either tonight or tomorrow morning. I’ll stay here until I can take you home with me.”

[amysubmits]

Commitment

Years ago...

I was still living at home but @cynicaldom knocked on my door.  I opened the door excited to see him but his expression was weird. I instantly knew something big was wrong. It took a minute or two at most before he managed to tell me, but my mind goes spinning so quickly that I thought of several possibilities. Were his parents okay? Who got hurt? Did someone in his family pass way? Did he get in a car accident? So many things went through my head but none of them had anything to do with me or my family. We had only been dating for four months. 

One of my family members had called him and told him some devastating news about our family, and asked him to tell me. This family had my phone number and lived 10 minutes away from me. Yet she told him. I assume she told him only to avoid having to tell me herself. I still feel like that was wrong, to put that sort of weight and responsibility on my boyfriend’s shoulders. We were so young and our relationship was still relatively new. It was hard for him to tell me, yet I don’t know that he minded the responsibility even back then. He hated saying the words that broke my heart but he did it. I was just in shock at first. I froze. So much confusion. so many emotions, and so little logical thoughts. Just a ball of noise in my head.  

I tried to run to the bathroom to hide, to cry. He followed me, and sat on the floor with me. I remember staring at the wall, the outdated design of my bathroom at the time had ugly gold glitter streaks on the otherwise white wall. I was so overwhelmed and confused that I just stared at that design on the wall through my tears. 

Eventually, when my brain started working again, he started trying to feed me hope, possible outcomes that may not be the one that it looked like would happen, alternatives to the one we were all fearing. I started to hear him. I was still terribly afraid. Devastated. Lost. 

Two days later was Valentine’s day. Our first Valentine’s day. He brought me fast food, and a slushy (my favorite), and candy that night. We stayed home and watched a movie and tried to make the most of it. It was sweet and endearing in its own way, but it was far from the happy, sweet day it ‘should’ have been. I wondered why he chose me. I wondered why this “baggage” that came with me was worth it to him. I wondered why my messy family and its impact on me, my messy emotions, this messy first valentine’s day didn’t turn him away. Surely there was an easier route he could take. 

It meant a lot to me at the time, of course. I had no idea that 10 years later I would be looking back at it remembering how it showed me his commitment. His willingness to show up and face hard things, to take responsibility even if it’s not really his, to do whatever needed done to find a way through life with me. 

A bit later he showed me his commitment again when he said we should get an apartment together so that I wouldn’t have to move in with a toxic family member. That’s when I really, fully felt like it was the two of us against the world. A few months after we had moved, my sister-in-law told me that my dad had told her he was worried about me moving out, especially under the rushed circumstances that had occurred. She said she told him that she wasn’t worried, that she could tell that CD and I were serious enough about each other that we would figure it out together. I had felt that way for a while, but hearing the observation from someone else was an incredible compliment. 

Those were the first two big shows of commitment in my mind, but there are so many others after that and throughout our whole relationship. When our roommate was a total weenie, CD made last-minute plans to find a new apartment for us, for the second time. He’s supported me through PTSD, anxiety and depression for years. When I had seizures he stayed by my side, refusing to leave the hospital room. I can count on one hand how many times I’ve heard him raise his voice at others, but one of them was with a health insurance person after those seizures, as he fought to try to get me the care he thought I needed. He uses google and YouTube to figure out how to fix problems from our vehicle trouble, to the washing machine, to plumbing leaks. He’s accepted my apologies for various mistakes and poor choices over the years. He apologizes for his own mistakes, too. He reminds me that the world isn’t actually ending though he understands that to me it genuinely feels like it is each time I get PMS. He listens to me rant and cry when I get emotional about things that don’t even affect our lives and while he regularly encourages me not to take on responsibility for other people’s decisions, he doesn’t criticize how emotional I can be about them. He’s been my biggest fan with my little business for years, and he’s never complained about the ups and downs and general inconsistencies that being self-employed has on our finances and our lives in general. When I wake up screaming from a nightmare, the second I realize I’m awake I’m looking for him because I know that if he isn’t at my side yet, he’s on his way to me. He’s been to countless doctor’s appointments with us since my dad got cancer. He’s stood in line in our tiny town where everyone knows everyone buying adult diapers for my dad. He gets up at 4am for work while I sleep in and make my own hours and work my dream job. 

I’m still surprised at how he handles the tough times. Growing up, I saw stress as something that ruined intimacy, that caused partners to turn on each other, as a cause to try start flinging blame back and forth. We’ve certainly been short and snappy with each other when we’re stressed sometimes, when we’re hurt, sometimes we turn inward to lick our own wounds instead of being as present as we should be for the other. We’re imperfect. His commitment to me and to us is always obvious to me though. The hard parts of life don’t leave me feeling untethered because his commitment and dedication to us has shown me over and over and over again that we always find a way through together, whatever comes our way. 

I think this sense of commitment is a huge piece of our D/s, even though it hasn’t been particularly intentional. Getting through the tough times together deepens our trust, our sense of true partnership, our sense of security, and our ability to be open and vulnerable with each other.  All of these things enable my submission in a huge way, because his commitment shows me that I can rely on him. So when the house floods, or when we are house-hunting, or when we rush to the hospital to support a loved one, I still look to him to lead. It feels like a weird thing to say about difficult times, but I think his Dominance often shines brightest in the dark moments. I don’t think anything is more important to him than taking care of what is his, so he stands up in a big way when storms come our way. I’m so grateful that I belong to him.     

[tymestwotalksblog-blog]

Unfortunate

I will be 35 in a couple months and I’ve never felt more lost in my life. I’ve never felt more disconnected to everything the way I feel now. To me it’s like nobody gets me. I am a ball full of rage and that’s all folks see but the life i’ve had, the life i’m living, yes i’m angry as shit. Who or what am I angry at? That is the answer i’m searching for. Could it be from the constant pain i’m in? You know I was diagnosed with Fibromyalgia back in 2013. I was on pain meds from 2009 when I decided that I was becoming addicted to those pills. But that’s neither here or there. I live in constant pain. Ibuprofen doesn’t do nothing. Therapy used to help but you need insurance for that. I haven’t had insurance since I was married (under hers of course) and now if I do do anything with a doctor it’s usually me paying out of pocket.

This is what I read from wedmd it says:  Fibromyalgia is a disorder characterized by widespread musculoskeletal pain accompanied by fatigue, sleep, memory and mood issues. Researchers believe that fibromyalgia amplifies painful sensations by affecting the way your brain processes pain signals.  

Can fibromyalgia cause mood swings? Depression or anxiety may occur as a result of your constant pain and fatigue, or the frustration you feel with the condition. It is also possible that the same chemical imbalances in the brain that cause mood changes also contribute to fibromyalgia.

That’s just an idea of what I deal with everyday. And that’s just what I do, deal with it. Folks that know I go through pain always say things like “go to the doctor”, “go get that checked out”, etc. but that is coming from a “have” position.

I grind for every little penny I make. I work late nights when I don’t want to. I work for companies I despise, not because I want to, but because I have to. I do all that and still have nothing. I have access to a car, I have access to a house but what do I have? I have 4 beautiful kids that are where they are because of their mothers.

I move the way I do because I honestly don’t trust anybody. What I don’t trust is the judgement folks bring behind their words. I don’t trust how I will react. If I had it my way I wouldn’t talk to anybody but a therapist and when I feel I’m ready I will do that. That can’t happen though. I have kids that I have to support in every way possible.

Why do folks always tell me pray? Folks always want to throw their beliefs and things in my face like that means anything to me. Just because God has done things for you, God is this and that in your eyes, doesn’t mean that everybody else views are similar. Ill tell you some experiences that make me question God.

If you have never lost a parent, it’s hard for me to hear anything you tell me about what God has got you through. Losing a parent is soul crushing, it gives you a feeling that only a person who has lost a parent can feel. I have lost friends and even my Grandmother, the pain is not even close. I lost my Dad at 12 years old. I remember the morning my mom came in my room and sat on my bed and told me. I have days where I think about him heavy, I mean to the tune where I get teary eyed. The part that hits me is that out of all the memories I remember my dad in, the lasting picture I see associated with him in my head is the one where he is laying in his casket. A part of me ask myself why would my mom take me to see him like that? No I don’t mean literally but I now at the age I am, that the last picture I want to see of anybody is in a casket.

The day my father died I think that may have also been the day I lost my faith in family. I’ve always felt like the outlaw in my family. I think that’s why deep down inside i’m really a loner. It’s basically what I’ve been since young. Wasn’t no eating at no dinner table. I got my food and went in my room and ate and that was growing up. There was no struggle growing up. Maybe a little but not like how some kids grew up. We always had food in the fridge and a roof over our heads. Our family had vehicles so we didn’t count on public transportation. Though all that I still never feel like i was wanted or belonged. It’s a feeling i’ve always felt with my mother. Sometimes i wonder is it because of how my father did her? Is it cause I “look just like him” or “am no different than my father” (my moms words)? I will never know but it does sit there and hit me sometimes. My mom is the tough mom. I’ve maybe heard my mom say “I love you” to me maybe 3x in my life. I mean its not something I say to her either. It’s just not something I was use to growing up. I use to see my friends hug their parents when I was younger and would just look in amazement like damn. I really believe its a big reason for my nonchalant/not caring attitude. A big part of that has rubbed off on me with my kids, I know I need to be more affectionate, but I guess you are how you grew up so as long as they are healthy and i’m there it eases my heart. I know when you grow up without that love from your family you grow up to have a hear like me.

You know I always knew my mom and step father always looked down on me. 2 weeks I was over talking to them and at the age of 34 they both basically said to my face they thought I wasn’t gonna be shit in life and where I am not isn’t shit. Hurt like never before. I swallowed it. Did I get mad? Nope. Last weekend i’m over there and start talking politics and me and my step father get into a heated argument and a scuffle. Am I mad? Nope. Life goes on

I just wanted something to start off this blog with….i guess i just started typing what’s on my mind.

[incorrectdeceptionquotes]

A Bundle of Secrets Chapter 18

Chapter 18

Cameron walked back into the archive with a goofy love-struck grin on his face. “Did you and Kay finish your little make out session?”

Cameron gave Jonathan a look, “Really? Really?”

“Well, you walked out with her alone and it took a while for you to simply walk her to her car.”

“Where are the others?”

“Dina’s gone off to get some groceries so she walked Mike out and Gunter and Jordan are debating on what to feed Farrah for dinner.”

Cameron smirked, “Really? They’re debating about baby food now?”

“Well, Jordan is still after his twenty bucks and thinks that she would like sweet potatoes more than carrots.” Johnny smirked as he bounced Farrah up and down in his arms. He smiled as the child giggled and tried kicking her legs, “I think you want to walk, don’t you?”

Jonathan kneeled on the floor as he had Farrah grip his hands as he held her upright. Cameron took out his phone, “I gotta get this.”

Farrah wobbled a bit as she moved her right leg forward a bit. “It’s okay Farrah, you can do this. It’s just practice.” Jonathan said as Farrah moved her left leg, “If you can’t do it yet, we can always try again later. I’m right behind you.” Farrah started taking tiny steps as Johnny shuffled slowly behind her just in case she fell back. She smiled at Cameron before she bent her knees and sat back down.

Cameron smiled as he saved the video, “I think we just captured her first steps.”

“Well, we still haven’t looked through all of Shawn and Fiona’s home videos but... I think so too.” Johnny said, picking up his niece off the floor, “Think she can talk?”

“Well, she isn’t even a year old yet but maybe she can say something.” Cameron held out his hand and his niece grabbed his index finger, “Farrah, do you think you can say something?”

Farrah only smiled at both uncles. Jonathan thought for a moment, “Cam, can you get a photo of Shawn and Fiona from the table.” Cameron nodded as he took Shawn and Fiona’s wedding photo and brought it over, Jonathan took the photo and smiled, “They really look happy.”

“They do.”

Johnny brought the photo closer for his niece to see, “Hey Farrah... do you know who this is?”

Farrah let out a happy-sounding noise when her eyes caught the photo. She placed a hand on the photo, “Mama.”

Cam gave a sad sigh, “Yeah Farrah... that’s your mama.”

Her little hand moved from Fiona’s face to Shawn’s face, “Dada.”

Jonathan gave a deep sigh, “The fact that she knows they’re her parents makes this even harder. What if when she gets a little older, she calls out for Mama or Dada... what do we do then?”

Cameron gave a deep breath, “I don’t know...”

Just then, Dina walked back in with a bag of groceries and there was a concerned look on her face. Jonathan spoke up, “Dina? Are you okay?”

“Uh... I’m not sure.” She set the groceries down and looked to Cameron, “Cameron, didn’t you walk Kay out?”

Cameron furrowed his brows in confusion, “Uh, yeah. I walked her to car, we said good night,” Johnny gave him a look, “...Multiple times. Then I came back inside. W-why do you ask?”

“Well, as I was coming back, I noticed that... Kay’s car is still parked outside but... Kay’s nowhere near it.”

Cameron eyes widened as he ran past his friend and rushed back out the door. When he got outside, he saw that Dina was right, Kay’s car was still here but she was nowhere to be seen. Kay had just been here, where was she? “Kay?” He called out, “Kay?”He went over to the side of her car where they had said their good nights when his eye caught the side mirror. He took a closer look at it; it had been bent down slightly, almost like something had fallen on it. His eye then fell to the paper under the windshield wiper. He walked over and picked up the note. When read it, his breath became shaky, “K-Kay... N-no... No!”

The next morning, Kay woke up with a pounding headache. She suddenly became aware of her surroundings. She was in some sort of basement room with two tiny windows as the only source of light. She managed to stand up and tried to walk towards the light of the windows but after a few steps, she felt a tug on her arm holding her back.

She looked down and found that her left wrist had a tight cuff around it and a long chain connected to the wall, “What the-”

“A bit old fashioned but it does the job.” Kay turned to see the mystery woman standing by a door, “Plus I find these cuffs to be far more effective than the modern type ones that the law enforcement uses.”

Kay knew trying to pull off the cuff was futile, “Why the hell am I here?”

“Well, to answer your question, you’re here because you’ll be the insurance we need.”

“Insurance?”

The mystery woman shrugged, “Well, you see, you might not be aware that Cameron didn’t steal the Links Diamond because of you-”

“I’m aware.” Kay said as she stayed standing trying to glare at the woman but it was difficult to given the bad lighting.

The mystery woman raised her eyebrows, “Are you? Well, that doesn’t change much. It only changes the fact you are now fully aware that Cameron... well, he’s willing to do more for you than you might think.”

Kay shook her head, “Why? Why do this at all? Why did you ruin Cameron and Jonathan’s lives?”

“Jonathan and I met as children in Reykjavik. We were fast friends.” Kay stood silent as the woman explained the story, “When I saw the chance to enter back into his life, I took it.”

“Reykjavik?” Kay thought for a moment, “Cameron told me about how you mentioned Reykjavik when you kidnapped him.” The mystery woman stayed silent as Kay’s eyes widened with realization, “Cameron was the one you had planned on framing for murder. He was the one meant to go to jail. You had no idea that it was Jonathan you had... become friends with. You didn’t know it was Jonathan you were looking for.”

“Well, none of that matters now. Jonathan clearly doesn’t care for and after spending a few weeks with him... I’ve outgrown him. Turns out we aren’t the kindred spirits I thought we would be” The mystery woman said raising an eyebrow.

“So then you ruined his life and almost tore Cameron and Jonathan apart... for nothing?”

The mystery woman raised both her eyebrows this time, “Oh, don’t give me that look. If anything, you should be thanking me.”

“Thanking you?”

“Well, of course. I mean, think about it. If it wasn’t for me, you and Cameron might have never even met.”

Kay didn’t dignify that statement with a response, “Why did you kill Shawn and Fiona?”

“Oh, I never said I did. I’m just trying to help my employer gain access to that adorable little girl you’ve all seem to have fallen in love with.”

Kay felt her anger rise, “You stay from her! She is just a child! An infant!” Kay would do anything to protect that Farrah. She couldn’t help but love that sweet little girl.

“Aww, looks like that child brings out a maternal side of Kay... it actually makes me respect you a little bit more.”

“Who’s your employer?”

“Bennett Blanc of course. He wants access to his granddaughter.” Saying it like it was obvious.

Kay became extremely confused, “But he and his wife made it clear that they wanted nothing to do with her.”

She shrugged, “Well, in their defense, they had no idea that one of the agents was deeply connected to the case. When they found out, Bennett knew he would have to get rid of you all in order to get to his granddaughter.”

“Why? Tell me. Now!” Kay said, raising her voice with that last word.

The mystery woman’s face scrunched up, “You know, without your gun, you’re actually not that scary.” The mystery woman said as she opened the door, “Don’t worry. Bennett has no intention hurting the baby. He just wants her returned where she belongs.”

Kay suddenly felt rage build up inside her, “If you touch one hair on Farrah’s head, I will kill you myself.”

The mystery woman took one last look at the agent, “You know, it really is sweet how much you care in the short time you’ve seen her. I honestly wish that my mother had been more like you.” She motioned for a couple of people to come in, “I almost feel bad for what’s about to happen.”

Kay suddenly felt a twinge of fear rise to her throat, “What do you mean?”

The mystery woman smirked, “The boys need a new punching bag and until the one they ordered gets here... well, you’re the next best thing. Besides, sending Cameron a photo of you being a little banged up might help speed things along.”

“He’d never give up Farrah. Not for anyone or anything for that matter.”

“Oh, I think that’s where you’re going to be wrong. You see Kay; you’re Cameron Black’s Achilles’ heel.”

One of the men took a swing at Kay whom she managed to block but when a swing came from the opposite direction, she wasn’t able to block it when the chain from the cuff held her arm down. They continued to beat her down before one of them kicked her leg, causing her to fall over. She tried to fight back and had some success but the chained arm made it difficult to make any lasting impact. After about fifteen minutes, the mystery woman raised her hand, signalling the men to stop. The mystery woman walked over and took a close look at Kay’s face as Kay sat on the ground clutching her side which hurt the most out of everthing as she leaned against the wall trying to steady her breath. The woman with the multi-coloured eyes took a look at Kay’s face then nodded, “This’ll do for now.” The mystery woman was handed a camera and she started taking pictures. Before she took the last one, her and Kay’s eyes met and she gave the banged up agent a wicked smile, “Smile pretty for the camera Kay.”

There was one thing Kay thought before she painfully shut her eyes as she felt the flash from the camera from beneath her eyelids, “Cameron... keep Farrah safe.”

A few hours later, back at the FBI building, Cameron couldn’t stop pacing. Kay had been missing for over fifteen hours and not a trace of where she could be. He ran a hand down his face in frustration.

“Cameron, would you please stop pacing like that?” Agent Deakins asked. She understood why Cam was concerned for Kay, not only was she one of her best agents but the older woman would be lying if she said she didn’t the connection Cameron and Kay had with each other.

“I’m sorry Sir but no. I can’t calm down. It’s been over half a day and nothing. Kay couldn’t have just disappeared off the face of the earth.” He placed his hands on his hips and looked down to the ground, “She... she’s too strong for that.”

Jonathan walked over and gripped his brother’s shoulders, “Just calm down Cam. Tiring yourself out won’t get you anywhere. It won’t get Kay back.” He slapped Cameron on the back of the head, “So snap out of it!”

“Mr Black, need I remind you that you could easily be sent back to your cell simply for being here.” Deakins reminded him. She didn’t want to have to send this innocent man back to prison but the slightest slip-up could force her to.

Jonathan rolled his eyes, “Well aware. You’ve sent me back multiple times for a crime I didn’t commit. At least this time, there would be a somewhat valid reason.”

Just then Farrah let out a cry from her stroller. Cameron walked over to the stroller and picked up his niece who was wearing a purple short-sleeved dress with light pink socks and a light pink headband. “I’m sorry Farrah. I didn’t mean to ignore you.” He said as the baby leaned her head on his shoulder and her tiny little hands grasped onto his black sweater.

Cameron held his baby niece close to him as Mike placed a hand on his friend’s shoulder, “We’ll find her.”

“I just... I don’t want anything to happen to her, especially because of me.” Mike gave him a sympathetic look. Cameron shook his head, “I know Kay is more than able to defend herself but you honestly have no idea what that crazy lady is willing to do to get what she wants.”

Jonathan sighed, “Unfortunately... Cam does have a point.”

“She’ll be fine.” Mike tried to reassure Cameron... and himself. He and Kay had been working together for a couple of years now and he had come to regard her as a good friend. He wanted his friend to return home safely. He wished for this whole mess to be over so that they could all help Farrah adjust to her new home. As a father himself, he couldn’t imagine not being able to be there for his boys and how difficult it was to raise children but he could see from the moment Cameron had learned that Farrah was his niece that Cam had it in him to take care of her. “We’ll bring her home.”

Cameron sighed, “You know Farrah took her first steps last night?”

Mike couldn’t help but give a little smile, “She did?”

Jonathan gave a slight smile, “Yeah, she did.”

“She only managed about three steps before she sat back down but...” Cameron chuckled, “Nothing was more amazing than seeing that.” He paused for a moment, “Kay would’ve loved it.”

“We’re just waiting on the traffic cam videos near the archive to arrive. We’ll find her.”

“I love Kay.” Mike’s eyes widened as did Jonathan’s, not from shock but from simple surprise that Cameron had finally said it out loud, “The thought of her getting hurt just... kills me.”

Just then Deakins came back with an envelope in hand, “Cameron?”

“Yes Sir? Anything?”

The older woman shook her head, “No but this came... addressed to you.” She said setting it down on the table

“Oh, uh... could you take Farrah for moment please?”

“Oh, of course.” Cameron handed Farrah over to Deakins. The little girl took a hard look at the older agent then let out a smile, “Well, you certainly make a better first impression than your uncles.”

Cameron smiled as he saw the older woman he truly respected interact with his niece. However his smile faded fast when he saw what was inside the envelope, “No.”

“Cameron, what’s wrong?” Deakins asked, concerned.

“Please! Don’t come closer; I don’t want Farrah seeing these and it somehow sticking in her mind.”

Mike and Jonathan walked over to him, “Cameron?” Cameron handed him the pictures as Mike’s eyes went wide as he looked at the photos and Jonathan just looked angry.

These were photos of Kay looking recently beaten up but the one that stuck with Cameron the most was the last one. It was a close up on Kay’s face where her eyes looked like they were painfully shut. It could have just been the lighting of the photo but Cameron swears that there was large bruise forming around her left eye, and her lip was cut and had bled down her chin just a tad, “Oh my God... what are they doing to her?” Just then Cameron’s cell phone rang, it was an unknown number but he had a feeling as to who it was, “Hello?”

“Hello Cameron.” That familiar female voice said, “What do you think of the pictures? I do hope they were visible enough, I’m afraid that the lighting was not that great.”

Cameron’s eyes widened as he put the phone on speaker, “Where’s Kay? What did you do to her?”

“I’m afraid I’m not at liberty to say. Oh, but don’t worry... she’s still alive. For now. I will admit, even for someone without a full range of motion at the moment, she’s a good fighter.”

“Why did you take her?” There was silence, “Answer me!”

“Oh come down Cameron. Yelling won’t get you anywhere.”

Cameron took a deep breath as Mike and some other agents tried to trace the call, “Why did you kidnap her?”

“Answer the man!” Jonathan exclaimed, getting tired of the game she was trying to play.

“Oh, since you insist Jonathan. She’s your Achilles Heel, Cameron.” Cameron gulped as the mystery woman continued, “You and I both know just how much you’re willing to do for her. You were willing to betray your own brother for Kay.”

“You gave him an impossible choice.” Jonathan said.

“It didn’t seem like you felt way a month ago.” The woman taunted.

“You took away his hope!” He paused for a moment, “Sorry, was that cheesy?”

Jonathan shrugged, “Let’s just say it’s a good thing that I’m not lactose intolerant.”

“As for Kay.” The mystery woman continued, “Consider the photos as a warning.”

Mike gave the thumbs up of having traced the call. Cameron continued talking, “A warning for what?”

“For what could happen if you don’t follow my employer’s instructions.”

“What does he want?”

“Only to see his granddaughter of course.”

Cameron’s breath hitched. Jonathan went over to Deakins and took Farrah, protectively holding his baby niece in his arms. Cameron took a deep breath, “W-what are you talking about?”

“Well, I’m sure that by now... you have figured out where this phone call is coming from.” Mike gave a somber nod as Jonathan’s eyes shut for a moment in frustration, “Hand over the child if you want to find Kay...” She gives a darks chuckle, “Alive, that is.”

With that she hung up. Cam ran his hand through his hair, “She can’t do this!” He looked over to Mike, “You traced the call?”

The agent nodded, “Yes. It came from the Blanc estate.”

“I don’t get it; they said they wanted nothing to do with Farrah.”

Jonathan kept a protective hand on Farrah’s back as she lightly slapped Jonathan’s cheeks, “Maybe it was to throw you off.”

“Yeah, maybe...” Cameron walked over and gave Farrah a light kiss on the head prompting the child to turn her head and smile at him.

“So, what’s the plan?” Jonathan asked.

Cameron gave a stern expression that even Jonathan himself had only seen a few times, “Well, one thing’s for sure... we are going to get Kay back... but they are not going to get their hands on our niece!”

Okay, I’m gonna be honest. When I started this story, I had no idea that this is where it would end up! I mean I had the basic story outline (Who the killer is, Kay getting kidnapped, Cameron and Jonathan making up and working together again.) but... this got darker than I expected...

Hope you guys enjoyed this chapter! Please be sure to tell me your thoughts, I honestly love reading your comments!

[letsimportanttreecollection-blog]

car insurance for bmw 5 series

"car insurance for bmw 5 series

car insurance for bmw 5 series

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

Car Insurance Settlement?

Ok about 3 weeks ago I was rear ended while my car was stopped on the freeway. The guy hit me doing about 30mph. I have had back and neck problems ever since. I have been seeing a chiroprator on a weekly basis. Also it was a hit and run but I was able to get his license plate number. I live in California. Ok so his insurance company called me trying to settle for 1000 plus my medical expenses. The problem is I don't now what my conditions will be like in the future. Also how many times will his insurance call me and change the offer?

How long have i had car insurance?

Can someone please tell me where I stand on the following: I have held a provisional UK license since 4/4/06 after a few months of driving lessons I took out insurance on my vehicle with Virgin so that I could drive accompanied by my parents. This policy was taken out on 31/7/06. On 9/11/06 I past my driving test. On 31/07/07 I renewed my car insurance with virgin and with the 31/07/08 soon approaching I must again renew my car insurance. The problem is I will in fact have had two year no claims on 31/07/08 which Virgin recognises, however when I go on their and any other online car insurers websites it says that my no claims (2 years) cannot exceed my full license period (1 year 9 months) So the question is, will my car insurance be recognised by other insurers as been held for two years?""

Car Insurance????

Hi does anyone know any cheap car insurance companies. Thankyou

Why quotes from Insurance advisers and comparison sites are significantly different in price?

I've contacted two advisers regarding life insurance and critical illness cover. Both of them suggest difference insurers and their price is significantly different than the comparison sites. Do they get commission from insurers companies depending on their suggestions?

Driving with no car insurance?

i missed a car insurance payment last month but wasnt aware as i dont really check my bank as i assumed the money was in.. i got pulled up by the police the other night saying i didnt have insurance to which i replied yes i do the company is called ... they tried to ring them but as it was 2am they were closed... they let me go and have given me 7 days to report to the police station with my insurance documents. i rang up my insurance company asking for a certificate of my insurance as i lost mine to find out my policy had been cancelled (which i wasnt aware of).. so naturally now i am scared of what will happen. if i insure my car again and take down my new certificate to proove i have insurance and explain what has happened, how bad with the outcome be? HELP""

Why is car insurance so expensive in the UK!?

So i'm not driving yet, only applied for a provisional, i'm age 21, But I thought why not try and figure out how much my insurance will be once i've passed and buy a car at roughly 1000, so I filled in all the details as accurate as possible on the compare websites and the cheapest yearly insurance price was 2500! How the hell am I suppose to afford this, am I doing something wrong haha :L""

Which is the best company to provide affordable individual health insurance? or best way to getting one?

Which is the best company to provide affordable individual health insurance? or best way to getting one?

About how much would liability insurance be for a lawn care business with 2 workers?

Any idea of what liability insurance would be monthly for a brand new business that mainly mows, weedeats, and blows trimmings/leaves? Only 2 guys working (partners) the yards and one secretary/accountant.""

Whats a proof of renters insurance ?

i wanted to rent an apt for me and my bro in ohio and i have been asked for a proof of renters insurance with a minimum liability coverage of $100,000! wth is that? :/""

How much would full coverage car insurance cost?

for a 2003 chevy impala 64,xxx thousand miles i am 21 with no accidents or tickets!!!""

Cancel Car Insurance in Florida-How?

It's my dad's car and everything is under his name. Currently his out of the country and won't be back for a month or two. He got two cars insured with Progressive, one I want to cancel because it's broken down. Told the insurance agent about it and he told me to go down to the tag(building, whatever it call) and turn in the tag to get a paper? My dad is not in the country so will I be able to turn the tag in for him without problem? and what tag is the agent talking about(registration tag?) Also will there be any other document needed? (Going down tomorrow but gathering some information first) Thank You.""

Insurance Question!Can ya help?

If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""

Is car insurance absolutely needed for a car?

I will be purchasing my first car sometime this year. I don't know anything about insurance and I'm really not knowledgeable when it comes to things like this. So my question is, is car insurance a requirement when owning a car? Do you need it? Is it expensive and how does the process work? Cause I'll be getting my first car soon and I don't really know insurance plays a role in all of this.""

""Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car??""

Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car?? This is confusing me, both our annual milage is estimated to be 5000 miles, they are both in group one insurance groupes, they are both a 1.1L etc, everything is the same apart from the make of the vehicles. I have treid other vehicle qoutes, but yet my insurance qoute is still 2500, and my friend qoutes is only 1500.""

""My car was broken into and things were stolen. If i file a claim with insurance, will my rates go up?""

I live in Hawaii, I went for a hike with 8 people that all went with my truck. When we all came back from the hike, my truck was broken into. Things were stolen such as ipods, cellphones, drivers license, etc. I filed a police report. If I file a claim with home ownership insurance or car insurance, will my rates go up monthly? I've been told different things like, If the car was not moving, the rates will not go up or They might . My car and home insurance is with Liberty Mutual, my deductible is 250$. Thank you. I'm calling them tomorrow on Monday since it's not a work day yet, but I'm anxious to see if I'll be able to get my friends belongings that were stolen payed for. That and my broken windshield ><""

Car Insurance Question?

Okay, can your car insurance go up if you get a ticket, a lawyer fixes it, and you get no points on your license? In other words, do you have to get points on your license for your insurance payment to go up?""

Can health insurance companies request medical records from other health insurance companies?

When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!""

I'm having trouble trying to get under my dads insurance policy?

I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy?

My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?

He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK

What restrictions do i have with my motorcycle permit in California?

What can I do now that I have my motorcycle permit? I'm living in California (also an CA permit, fyi), and I'm not sure if I'm now able to ride on my own, when i'm able to ride etc. I've heard that I need someone over 21 'supervising'. Does anyone know if there's a penalty for not riding with an over-21 adult? Also, insurance-wise, what do I need to do once I buy my motorbike?""

""What insurance would be cheaper, an 81 corvette or a 2005 car and newer?

my friend wants to buy an 81 corvette and his mom wont get it for him because of the high insurance but she says she would by him a newer car some where else would the insurance be less because its an old car or would it be more because they dont make the parts anymore

Affordable Health Insurance for a single adult in Minnesota? I need help/advice!!!!?

I just moved to Minnesota and need health insurance but don't even know where to start. I know I dont qualify for Minnesota Care because I make too much. I can't get health insurance through my new job yet because I just started and will qualify for that in 6 months but I need medical help now. Any advice on what I should do?

How much would insurance be for an 18 year old?

I was just wondering how much would insurance be for an 18 year old male driving a 2008 corvette? Per Month Never been in a accident Good GPA School/Home Car Leased vehicle

How much is car insurance for 16 year old boy in FL?

im 16 years old i have $2000 for a car and im looking for a job but i want to know how much car insurance is going to run and if you guys have any idea for a type of car

car insurance for bmw 5 series

car insurance for bmw 5 series

""Just wondering about car insurance, registration, title, and license.?""

I'm from Nevada but moved to Colorado. My parents signed over the title to my car and are going to make me pay for insurance. I was wondering what I had to do to sort this all out. I was thinking I have to go to the DMV to get my license and officially change the name on the title, then go back to get insurance so I can go back to the DMV to get registration. Is that right? What are your thoughts? The DMV is closed right now which is why I'm asking here.""

Would a fix it ticket raise your insurance?

I just got pulled over for a minor issue. My tags were expired, but I had the new sticker and I just forgot to put it on. I got a fix it ticket and I was just curious if it would affect my insurance. I live in California.""

Car Insurance vs.Health Insurance?

I was in a car accident a few months ago. I was at fault 100%, so my insurance company paid for the property damage but the amount for bodily damage is set too high by their attorney.Does n't health insurance contribute to an extent for the injuries and medical bills etc. or is it the 100% responsibility of the car insurance company to pay for the whole amount that is medical bills etc. incurred by the individuals and their health insurance combined?""

""Cheap, affordable health insurance for a college student?""

I don't dorm for college being how I live within the vicinity of my school. So that already kills off a few suggestions being how there's more insurance coverages out there for dorming students. What are some websites or companies that would have fairly priced insurance? I'm on a low income & I've tried applying for medicare, but that's a whole another issue I'd rather not discuss here. I've heard someone tell me something about Obamacare? & I also tried getting insurance from my jobs union but they have YET to send me my medical card in which I've just about given up in trying to obtain in the number of attempts I've called them about it... So please, if you know ANYTHING based on the above criteria, thanks.""

Is there a list of rankings of top car insurance companies? What is a good car insurance company?

I'm shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find a way out of paying me if I have an accident and not raising my rates without my knowledge like some companies are rumored to do.""

Do you think I need insurance?

I have to have insurance on my car for 3 years because I got a ticket for no insurance and suspended license. I just recently go rid of my car...do I still need the insurance. People have told me to at least keep liability non-owners insurance, but that's $266 a month for me...!!! Can I just forget the insurance and ride the bus?""

""I'm looking for an honest, good life insurance company. Anyone with experiences on this?""

Single mother with mortgage, a older teen and young adult, good health so far? I am looking to cover anything that would have to be paid in the event of my death.""

What is the cheapest car insurance in Ohio?

What is the cheapest car insurance in Ohio?

What is the cheapest car insurance for an 18 year old girl?

I am learning to drive and have my provisional. I want to get a car and have looked at many and the insurance is 3000 or more. I don't mind what first car I get but it has to have 5 doors. Can anyone suggest any cars which have cheap insurance. Thanks in advance

I have a question about a my car insurance PLEASE HELP ME?

Okay I was in a car accident on May 7th. I was going north towards main street. there was a vehicle in front of me. The vehicle in front of me merge to left as if he was waiting for someone to come outside. He didn't have no signal light or hazards lights on. So I merge to the right pass him so the guy must didn't see me so he hit my right front end bumper, headlight, and door. So I didn't have my insurance in the car so I got a ticket and the other guy had a ticket because he didn't have insurance. On the police report it said he had a left sgnal light to turn in is driveway. Just to remind you that the vehicle doesn't belong to the driver and he had a NY license. My insurance liability told that he couldn't contact the other guy to see if he had insurance and send him letters. So he told he's going to put it's not at fault but I have to pay for a $500 deductible. But WHY?????? if he didn't look at the cars but he's going to basis on paper work. Is that wrong? or should I look into some more??????? HELP ME""

""At fault car accident, should I use health insurance or car insurance coverage for medical?""

My car hydroplaned and hit a guard rail last week, I made a claim since the car was totaled. I had to be rushed to a hospital, and all is well now. Should I use health insurance or PIP coverage to pay for medical bills.""

Car insurance hidden from family?

Im 17 buying a volkswagen golf 1.6 with my hard earned money working for 2 years now need a car but parents are against buying a car but i need it for uni Ill park the car down my road and everything will be legal and i was wondering if i get a insurance and a car can i hide from family so i can i tell my policy not to send letter or anything they can only contact me by email or by my phone also so give me a few options i wanna do the legal way only and from UK. Or can give them my actually address but tell them to send the letters to my friends house so that no one in family receives any information about my car what so ever thanks. I can prove my address not trying to get a cheap insurance just dont want family knowing also suggest any legal methods thanks

Motorbike Insurance Help!!! Please!!?

Im 16 and live in Ireland and have a provisional A1 license and im getting a road legal motorbike soon. I rang up quinn direct yesterday and got an insurance price for a 1999 Honda Rebel 125, Fully Comp. Bikes worth 1500. they quoted me 1685.70 and got the same quote from AON and there quote was 2575.. could anybody please tell me how much dearer it would be to get insured on lets say a honda cbr125 or aprilia rs125?? or maybe a honda nsr 125? i know the insurance will go up quite dramatically but would anyone have a rough estimate??""

17 and HIP insurance?

Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

""I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

""I rear ended someone with no insurance, whats gona happen?""

i was on a motorcycle and rear ended someone in a car, the car has a lil dent on the bumper and their insurance already covered it. i do not have insurance and im going to court for it. what is going to happen? is my drivers license going to be suspended eventhough it was on a motorcycle? i have insurance for my car just not my motorcycle.""

Insurance question plz help?

Im wanna go to school to be a lvn but at the school i wanna go to u have to have malpractice insurance. What is malpractice insurance and how much does it cost

What's the cheapest auto insurance company in New Jersey?

I live in Newark and my insurance keeps going up. I have a 2002 ford focus with geico and although I got a speeding ticket and a seat belt ticket, it has gone up a little to much. PLEASE HELP!!!""

Do I have to use my insurance check to fix my car?

someone hit my car and I received a payment from their insurance. Do I have to get my car fixed or not. It's not major damage it's just a broken light and some scratches and they wanted to charge me like a thousand.

""I have a question about an accident, insurance, an estimate and payment?""

Hello. I recently got rear-ended and had an estimate done for $1800 dollars and somebody told me they would never give me that much for my car. I looked up the Kelley Blue Book and a private party price would be about $750 and that's how much they would give me and THEY take the car. Is this right? I might do it $750 and I keep the car! I put a new clutch in it, new front brake system, new exhaust, I love the car, so it's worth much more to me.....I'm just wondering what the law is on it and what I might be able to do to maximize my payout. If I'm unhappy with their offer can I take them to small claims and win? I just can't believe that I was just sitting at a stoplight and BOOM my car's wrecked and since I'm poor I can't get it fixed ya know? Thank you for your time......""

What kind of car would be cheapest to insure for a teenage driver?

Im 17 yrs old, and about to move out.. My mother is not to happy with this so she is keeping my car. Now I have to buy my own car and pay the insurance as well, what kind of cars should I start looking at? Used of course, but what types of cars would be cheapest to insure?""

Can I drive my parents car without insurance?

Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

How do i get my national insurance number?

I've lost my national insurance number, if it helps i'm 17 and scottish.""

car insurance for bmw 5 series

car insurance for bmw 5 series

Can anyone recommend a good life insurance company?

I know all circumstances are different but I would like some recommendations as there are so many to chose from and I am sick of repeating my details, so if I could whittle it down a bit it may help!""

What is a good car insurance company - value and a known company - not high risk?

I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it""

How much for motorcycle insurance??

I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience.""

I was passenger in a car accident. i injured my foot bad. how much should ask for the insurance settlement.?

iv been out of work for 2 weeks, and still cant walk good on my foot. iv paid for perscriptions and co-pays. how much should i ask for from the insurance company.""

What is the california vehicle code for insurance?

What is the california vehicle code for insurance?

Teen drivers??? what is the average cost of insurance for a teenage girl?

its my first time buying insurance and im trying to average the cost and calculate some things...what do you pay?

How much will insurance cost on a 1973 Dodge Challenger?

I am looking to buy one and its going to be under my parents name so I was just wondering if anyone can give me an estimate. Thanks!

Where is a company that offeres life insurance to felons?

My husband commited a felony nine years ago when he was nineteen years old and has not been in trouble since. He is now a foreman, owns his own home and is just a regualr citizen, but he has been denied life insurance through 3 companies. Any suggestions?""

What is the cheapest north carolina car insurance?

this is my first insurance as a driver has anyone found anything cheap around greensboro? also, do i need to have insurance to get my licence at the dmv, or can i just use a car that is insured?""

How much does car insurance lower when you turn 21?

I have insurance with Farm Bureau, and I have a completely clean record. I hear insurance lowers when you turn 21, anyone know about how much? I pay about 600 a quarter..""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

Can I get money back if I cancel my car insurance?

I share a car with my mum but she doesn't allow me to use it, so I figure it would be best to cancel my insurance policy if I get some money back. I only need a car to get home from work on a Thursday night but I have asked my boss if I can do an earlier shift so I can get a bus. He is letting me know if I can do this by the end of next week but in the meantime I would just like to know if it's worth cancelling. The policy runs out in April, I live in the UK and I'm with Zurich if that helps.""

Car insurance and registration question?

Hi, I'm going to get my car registered today. I was wondering if when I go to get the proof of insurance if it will cost anything today for that? It will be 177 a month for insurance, and 303 for the license plate and registration and all that. But I wasn't sure if you get any charges right then and there for insurance?? Thanks. I also live in MA and I'm going with commerce if that helps.""

What is the best health insurance?

what is the best health insurance?

Car insurance quotes with no deposit for monthly payments? Doe's this still exist?

Saved up for my car, bought it and now abit short of cash and can't afford the large deposit these companies are wanting. Is there a car insurance company who will offer monthly payments without a deposit? My brother done this before but the company he done it with now ask for deposit because I tried.""

I am a resident of California and a permit driver. Do i need to be insured or my parents' insurance will cover

me? will their insurance cover me in case of an accident or not? simply, while a permit bearer, do i still need to have an insurance?""

Approximately how much does malpractice insurance cost for a Psychiatrist?

Just wondering about the average annual, or monthly, cost for the insurance. If anyone has a specific number for the state of Florida, that would be much appreciated as well.""

Can I Get Temporary Car Insurance If I Dont Own The Car?

I have just got a new job, however, I need temporary car insurance for 1 month. My stepdad's friend is allowing me to use his car he has up for sale for this period. Can I get insurance if the car owners name is not on the policy? Any help would be apprechiated. Thanks.""

Is it true if i am driving my dads car and he has insurance on it but I also had insurance on my own car......?

Wouldnt that mean my own insurance would of had to cover me in my dads car when my dads car got into a small accident even if my policy did not have his car on my policy or dose that ...show more

How much car insurance coverage do i need?

I'm buying car insurace and i need to know how much coverage to get. I want to get the lowest amount of coverage, without being unsafe. i have a clean driving record; im 18 yrs old, female, and i drive a 95 carolla, good condition. what do you feel is the minimal safe coverage?""

Has anyone sign up for the Affordable Health insurance?

There are all these news about too much traffic to the site, but has anyone actually signed up for health insurance through healthcare.gov?""

How much will my car insurance go up?

I got 2 points on my license, i pay $700 a year now, and this is my first violation. I live in new york""

Do you have health insurance?

if so, How much is it per month? How old are you? What kind of deductable do you have? Feel free to answer also if you do not have insurance, also, do you support obamacare?""

Buying insurance right after an accident?

Just a question, and I don't want assumptions that I'm the person in the scenario because I'm not and this has just been a burning question of mine for a long time. Ok, so someone gets into an accident and buys insurance right after. The thing is that the insurance papers will have the DATE it took effect, not the TIME it took effect. So in all respects, it was active on the day the accident happened and the person in question has to go to court to provide proof of insurance, in which the judge will see that it took effect on the day the accident happened, so the question remains, is this person covered?""

How much for Health Insurance?

I am turning 18 in 4 months. I am most likely going to be moving back with my father. I am currently under my mother's health insurance but it's only for certain doctors and I will be living in a different state as her, so I will need to get my own health insurance. How much would it be for Health Insurance for me. I have diabetes so I need to get it. Any help is greatly appreciated, thanks.""

car insurance for bmw 5 series

car insurance for bmw 5 series

How much is car insurance?

for 17-25 yr olds ... approx..

In California can my car insurance company raise my rates based on my new zip code?

I moved to another city within South Orange County, CA, and Allstate raised my rate because of my new zip code. I thought there was a new CA law insurance companies can no longer do that.""

How much more expensive is insurance on a V6 car than a V4?

How much more expensive is insurance on a V6 car than a V4?

""How much would the cost of a 2003 lincoln ls front bumper be, and where can I find a bumper?

2003 silver Lincoln LS. Only reliability insurance on the car.

What insurance companies are reliable for expats?

I am looking for some more information on insurance companies that provide services for expats? I am a Dutch national, without a fixed 'home' address, and therefore not entitled to the health and liability insurance that is offered by companies in my home country. As I do like to play it by the rules, I was wondering if anyone knows or has experience with reliable and affordable international insurance firms that provide services such as travel-, health- and liability insurance for expats. Thanx for your suggestions!""

What insurance should i buy?

what insurance policy do i need ? scenario: in a car accident (my fault) i get injured, but do not loose legs etc, but just need some phisicotherapy - it can cost a lot in uk i guess, and car insurance does not cover that what insurance should i buy?""

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

What is the average cost of car insurance?

What is the average insurance cost for a 19 year old male with a early 90s sedan?

Gta v online mors mutual insurance. Problemas.?

Tengo un problema con mors mutual Insurance. Me han destruido mi vehculo personal y al llamar al seguro me dicen que tiene. Todos sus agentes ocupados y que lo intente mas tarde. ...mostrar ms

How much is a down payment on a insurance rate of $161?

Im looking to buy progressive and they're rating my car at 161 a month. if anyone has this rate, do you remember what you paid?""

What does Mercury Auto Insurance Cover? (Bumper to Bumper)?

Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?

""I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?""

I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?""

How much on average does it cost to insure a 21 year old female driver with her G2?

I just bought a car and need to get insurance. I am 21 years old have my G2 currently but will be going for my full G in the next couple weeks. I have taken drivers ed in the past and I am a university student. Previously i was paying $50/month as a secondary driver under my dad and received a quote for $156/month as a primary driver is this a reasonable price?

What are some home insurance companies in FL?

I am looking for a list of home insurance companies in FL, or if not a list if anyone can tell me the name of a few? Thank you very much!""

Is there a way to find out someones insurance company only with their name and address?

i also have a license plate number. is there a website i can go to that i just type in someones name and their insurance company pops up?

Open driver car insurance?

I have recently got a job which involves me driving a disabled mans car. I have recently passed my driving test (october 2010) and I am only 19 years old. Does this mean the company I am working for needs to pay more for me to drive the car as I am not a experienced driver?

Car Insurance and Credit Cards?

In less than a year I'll be getting my own credit card and I'll have to have car insurance. I am trying to find the best credit card and car insurance for me so that I won't have to spend money and time later to change it. I am unsure what kind of credit card is best. I am going to try and will most likely succeed in having the best credit. What credit card do you suggest to a high school student who will go to college and to the armed forces. Also I want to know which car insurance offers the cheapest car insurance, I want one that offers rewards for students, safe driving, clean driving records. Any help will be much appreciated.""

Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?

Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you

Car insurance rates for honda civic lx?

hello, trying to get my own car, and i found a 2002 honda civic down the street from me for 4,000, im 17 (male) in CA and have been driving for over a year now, i have one speeding ticket and was unable to go to traffic school to erase my point(s) unfortunately can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great!""

Motorcycle insurance?

I just bought a new 2013 triumph thruxton and I was wondering how much insurance would cost me I got a quote from progressive and it ended up being 3744 every six months can anyone shed some light on why its so expensive by the way I'm 18 and I paid the bike in full no loans it's paid for completely

""The police towed my car on my way to get my road tax, but had insurance?""

got insurance on my car but no road tax, just bought the car and have to change it from disable to normal driver but the police have towed my car way, can i get my car back?""

How much extra would it be to go on my parents car insurance ?

at the moment my mother is paying 600 a year for car insurance, i was wondering how much extra it would be a year for me to go on her insurance. i am 18 year old girl living in england would it be cheaper for me to get my own insurance or go on hers ?""

How can I show proof of my insurance to get car tax?

Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?

What is the cheapest auto insurance company for young drivers?

i'm a 19 yr old male buying a 94 ford escort. what is generally the cheapest insurance company? i got a rate of 445 for 6 months. take it?

How much insurance will I need to lease a car?

I want to lease a 2010 car. I want my insurance prices to be low, but who determines what kind and how much insurance I will need. Will my insurance be higher or lower than financing the car? What are some insurance things I SHOULD get once I lease? Any other info you can provide that I will NEED to know will be greatly appreciated! Thanks!""

car insurance for bmw 5 series

car insurance for bmw 5 series

https://www.linkedin.com/pulse/where-get-car-insurance-quotes-alfred-estes/"

[picarrete1976]

does renters insurance cover locksmith

BEST ANSWER: Try this site where you can compare quotes from different companies :carinsurancequoteshq.xyz

does renters insurance cover locksmith

does renters insurance cover locksmith repairs at your place, instead of your door or window. In case something happens to that locksmith you would lose or damage their doors, windows, etc., you should not buy them. You can t rely on insurance to cover your belongings. A car insurance policy and a tenant insurance policy should cover them. But a renters policy isn t always the answer, and for those seeking renters insurance, the answer may lie in something they should consider. Most commonly, it s the same type of insurance coverage: basic physical damages, liability protection. The following situations will most likely need to be considered in determining the best policy for renters insurance: The landlord is required to carry insurance to secure their property. This insurance also pays for lost wages, personal expenses, legal fees, etc. Renters insurance will be more expensive in the long run because: Most renters insurance policies come with three options: A basic form of rental insurance is most often purchased: An owner s policy typically requires a basic form of rental insurance. does renters insurance cover locksmiths in the garage so there is no damage or theft that is covered as a result of this injury, theft, or loss. These features make up another factor when insurance companies decide to ask you if you’re covered if a lock. However, we’ll go through the standard coverages of this policy in this guide. This insurance also will reimburse you when repairs are made to your car after a loss due to fire from a fire. This is essential for your car because the less damage to your car, the higher the likelihood of having a claim. Since your car has more damage, and the more expensive the repair work, your coverage will take some of your car’s value over time. It may still be possible to make a claim if the accident happened at least $200 or $400 in damage. This is because repairs will be generally more expensive than they are worth – even if the car is worth more than the rental value. That’s why you. does renters insurance cover locksmith or locksmith repair costs in the event of an on-the-scene accident, as well as theft and fire. This option covers the keys and any damage to any additional belongings, such as valuables and hard-drives. However, it only covers a small amount of the damage to the car after theft or damaged in a natural disaster. This is often combined with other personal insurance policies to further protect against damages to your car, however, this is often not worth having to carry this type of insurance. As with standard homeowners & auto insurance, renters insurance covers anything you, or owners, own while you are operating a vehicle. It may be necessary to take out additional renters insurance as well because of the possibility that your car will be damaged in a natural disaster or stolen. However, there is often no deductible for additional renters insurance coverage. If you’ve lost your home or you’re considering purchasing your car so that it is protected from natural disasters, then there are.

Optional renters insurance coverages

Optional renters insurance coverages include: Many renters prefer to protect against theft and damage to their belongings, and insures those types of items should you need to pay for a loss. One great way to learn about renter insurance was to take a look. While not all insurance companies offer renter insurance coverage, if you have a or not, then you might want a specific provider because you have a high risk of a claim later on. If you’ve been asked to do a credit check , and you have some of your personal items or workspaces out in the garage because of theft, you might want to purchase a policy to cover you and your belongings for what they are worth. You can also consider the following renters insurance to save money on your monthly bills: Consider a renters insurance quote while shopping for renters insurance. Some insurance providers in Florida have an option called the . This policy pays for the building, personal belongings and possibly the other occupant of your . This is one of the most important things.

What does renters insurance cover?

What does renters insurance cover? With renters coverage, you are covered regardless of who is listed on your renters insurance policy, whether you rent your home or apartment or you rent a hotel. The landlord may claim damage to a covered structure or structure caused by your personal property. These coverage requirements are what you should be aware of at the time you rent, and will affect the cost of your renters insurance. For example, if you rent a building while you are living or living in your parents’ home, you will pay a higher rate for coverage. In addition to renters insurance, we offer dental insurance, property replacement, and the renewal of your home’s insurance plan for your business. You can also purchase a renters insurance policy for your personal belongings, even when you don’t own the belongings. Your personal umbrella policy is for the best bang for your buck. You can get this great protection with our umbrella insurance policy! Do be aware that when it comes to renters insurance (as it comes with any.

What isn t covered by renters insurance?

What isn t covered by renters insurance? Why shouldn t I be paying too much if I m injured on my way to work and my personal belongings and belongings are lost. My wife and I are homeless. Should we have insurance too? If a friend of mine went out and gets into an accident and damages things in her car (not my fault!), if I have insurance then I would protect my personal belongings but I don t have a policy, so I would say I should get a policy. It s not common for someone to get into an accident in her minivan and only have a minimum of liability (and that might not be a serious deal though because a lot of people are injured and get in more accidents). I would only have personal liability if she was at fault. This article is just so confusing. It is really confusing but if you ask my dad and his friends, they could easily get into someone s car and get hurt, and that s an issue for a person who has no insurable interest in their vehicle (.

What does landlord key protection insurance from Simple Landlords cover?

What does landlord key protection insurance from Simple Landlords cover? Your landlord or lease is the one that protects you to provide the coverage. If the policy isn’t sufficient, tenants can find insurance in your state, or you could purchase your own separate policy, which covers you to provide additional coverage in the event of a claim. The landlord is also one of a few policies you’re going to be required to buy if you’re building a small house. The coverage you purchase from the landlord is just as it is it, but what is your lease? A few months later, you have a $20,000 home, and your landlord has offered you $60,000 in a second policy, giving you $90,000 worth of coverage to get something else for just this month. To protect you from other tenants and protect yourself financially if you lose your house, you shouldn’t just assume it’s the landlord’s policy to make sure he or she offers renters insurance in return for a portion of your.

What is covered under standard renters insurance?

What is covered under standard renters insurance? To find the best deals, compare top NYC renters insurance companies using our top picks below: If you’re feeling overwhelmed, you can search for insurance providers using this search tool by using our top picks: We want you to be able to find the right insurance for your coverage needs. Don’t give up. Let us help you find the right for you. It doesn’t cost you a premium and insurance agents earn some money. We have all the top providers to choose from, just make sure to check out the below companies. If you’re looking for the best insurance, you’ll want to look for a company that offers top tier , quality customer service and the benefits of free on-boarding, no-claims insurance. But the important thing in considering insurance is customer service and customer support. The main reason that we’re so high for customer service comes when an unexpected cost may leave you without a place to turn to.

[leyahroehl]

does everyone in an apartment need renters insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :coverage-finder.net

does everyone in an apartment need renters insurance

does everyone in an apartment need renters insurance? Do they have the same amount of time and money to get their money back? Are you paying for a new condo insurance policy with your current renters insurance policy? Well, if the answer to the following is no,  then the best way and guess is to use this: , an online market. The , also known as a shopping list , comics, comix, and general informational articles, computers are sold online and the company offers insurance. They’d be covered. If you don’t have renters insurance, you need to find an insurance agent who is on the list, so they can put on their knowledge to help you if you need renters insurance. The company says at , that more than 200 people in the country rely on each of their personal belongings. The most common renters insurance provider will tell you whether the insurance is on the listed insurance plan, or if you can’t get your stuff through. does everyone in an apartment need renters insurance?). You have to know to find out if it’s a good idea to buy renters insurance.  I’ve had renters insurance for a few years now, and it seems like the rate at the time was relatively competitive. However, once I realized that I wouldn’t ever be able to rent an apartment, something went wrong and I got covered because they were my landlord. I don’t think I was ever able to rent an apartment the same that I had just been covered under the previous policy. Also, at the time, renters insurance was not an option, but I felt like it was necessary to be reimbursed via the landlord’s pay out and there was no way for me to get renters insurance. So why did renters insurance cost so much without it? Did you know some of the ways that insurance can affect who you are? Do you have a few things to understand? If you have a high credit score or don’t have. does everyone in an apartment need renters insurance? How much would an apartment rental cost (with a $10,000 liability limit)? Who lives in an apartment in San Diego or San Bernardino, CA? Do you live in a rental property? Can you rent an apartment and rent a home with no renters insurance? It is almost impossible to do not even know whether you will need renters insurance until you are in need of renters insurance. The more details you know, the better. Here are the steps renters insurance takes to get you your very own insurance: Establish proof of insurance first and send it to your landlord or leasing company. Second, if you are in a car accident, get your insurance ID card or . Afterward, try to get a copy of your renters insurance ID card so you can confirm your coverage information. Take a couple of pictures of the premises so that they can verify what insurance you have. Let your insurance company know of your new place if you would like to leave.

Pros and cons of sharing renters insurance with roommates

Pros and cons of sharing renters insurance with roommates: The main reason to insure against claims on insurance is that you may need . That is why you should consider getting multiple renters insurance quote for one comprehensive renters policy, as well as a policy for your personal belongings, but in the event of an emergency when your belongings are damaged, most people end up getting a hard time about their insurance policy. Many people have already thought the rental rate is expensive, but renters insurance can be used to a great benefit during emergencies. That is one of the biggest reasons that there are so many homeowners in Ohio. You should consider adding renters insurance as an accessory in your homeowners insurance policy when adding. Renters insurance can be a wonderful benefit when you own a rental home or you rent some of your possessions under certain circumstances. If you rent to guests, get your renters insurance with you if you have your own coverage. Don’t simply buy renters insurance that provides coverage on your car, homeowners or renters insurance. If you have renters insurance coverage, make.

How much renters insurance coverage do I need?

How much renters insurance coverage do I need? What types of renters insurance policies are popular in the New York business community? With so many things to insure in today’s digital age, it might be tempting for a company to simply not insure renters coverage. If your landlord, and in fact, all this will put you at financial risk, then renters insurance is definitely an essential part of your insurance package. What type of renters insurance policy do I need? This depends on what type of coverage you need. It’s also important to know that renters insurance doesn’t cover people who rent their homes. Some types of renters insurance also allow you to insure any person you are not living with. That also means if you rent a car and are under 25, that person’s renters insurance policy will not cover them at all! What types of renters insurance coverage do I need? Here are the types of renters insurance policies you should consider: We all know the cheapest way to pay for your renters insurance. You use it as.

What does renters insurance cover

What does renters insurance cover? When a rental agency opens a new office location or you take out another mortgage, the only way anyone knows how to handle liability is the same as if anyone was injured in the rental agency’s office. This makes for a very expensive legal situation for both renters insurance and insurance for all your possessions are covered in full at the time a rental agency needs to begin working on the case. It really depends on the rental agent’s level of duty. If the agency will not allow the coverage before, the insurance will not cover this. However, for every rental agency a couple of things will happen — renters insurance will cover the first claim, coverage for first collision, if you have to file a claim, and if there is anything that is not under their policy, they know how much this can end up costing them. If a hotel is not ready the rental agent might be liable for the damage the agency is causing while opening their office space. It can be tempting to simply get.

How Much is Renters Insurance?

How Much is Renters Insurance? Renters are much more than just an individual who lives in the city. They’re also an integral part of your community. Most New Yorkers know there is a strong correlation between how big of a financial professional you have to be, but you know what they really need and can’t afford. One of the biggest factors for deciding which insurance coverage you need — and which will save your wallet — is risk. A $500,000 policy costs $6,000, and you can easily be fined from $1,000 to $5,000, depending on where you live. But where do your quotes come in? As your resident in New York City, you could be in an even bigger risk. This is why most auto insurance policies are written with the New York State Department of Insurance. Most states mandate you have liability coverage, which will pay for damages you cause in a car accident caused by another party. However, this level of liability insurance doesn’t mean you.

What Is A Roommate According To Insurance Companies

What Is A Roommate According To Insurance Companies? A young person’s financial status impacts their own life insurance policies. So, why does it affect life insurance policies that do not cover your partner as much? The first thing to consider is that a male and female partner are not unrelated, which is how they pay their spouse’s insurance premiums. The reason an employer provides health insurance coverage for his or her employees will be the same why an employee’s spouse’s insurance covers him or her. Also, if your partner lives with your spouse, she may also purchase health insurance for her spouse on her own. However, if your partner doesn’t live with your spouse, he or she would be covered under your family’s health insurance. If your parents purchase their own insurance through the same company, the insurer may cover you as a dependent child. Your family may continue to own the policy but under your parent’s name. You may also choose to keep the policy but name your spouse as.

What Is Renter’s Insurance?

What Is Renter’s Insurance? Is Renters Insurance Required? Renters’ insurance is an optional type of home insurance that covers the contents of an insured’s personal, business and property. It’s intended to protect the owners and/or employees of a rental property. Renters insurance coverage may not shield, but it’s often a valuable asset if you need it. Renters insurance is designed to protect the business of a rental property on the rental property. This includes any structures, personal property or even temporary, as well as personal liability. Renters insurance also protects you should a disaster occur so that you’re hurt or killed while driving your rental. Renters insurance is a valuable asset that can help you rebuild your home if something unexpected happens to one or more of your personal belongings. Renters insurance comes in various lengths, from a few thousand five-cent pieces to a dozen million dollars. Renters insurance isn’t recommended unless it’s recommended that is just to.

Who needs renters insurance?

Who needs renters insurance? The truth is many people don’t need renters insurance, or it does not cover their private residences (assuming they live in another state). But you have a few options that can help you. The first is the best renters insurance policy (although you have to file an insurance claim with your employer); renters insurance can be a big responsibility. If you have a company insurance policy for your home or a rental home, you might be asking about what it covers, though. What is the most helpful thing you can do for your renters insurance? Most of the time, we’ve found that renters insurance goes hand in hand with renters insurance. This is just not always the case, but it can be a really big deal when one of you own a business and the other owns a business. If a friend borrows your property for the first time and rents it out to you, it does not affect your renters insurance policy as long as they are covered without liability. Also it’.

Why do I need renters insurance?

Why do I need renters insurance? That is not the question here! With a few clicks you can your renters insurance policy is a simple and painless process right in your backyard! Renters insurance is a necessary expense, but what about when something happens to you? Does your policy cover what you need? Do you have liability insurance? What is the worst thing that could happen? Can I cancel my renters insurance? We work hard to protect ourselves from this uncertain time and have a policy that covers everything we need. However, if an incident happens and you are hit by someone that does not have renters insurance, there are some things that it is important to consider before canceling your policy. If you do decide to cancel your policy, it could mean a substantial financial loss to your renters insurance policy. If you don’t currently have renters insurance but would like to cancel it for those who don’t carry it, you can obtain a quote online. Renters insurance coverage covers many things including your personal belongings in the.

Why roommates share renters insurance

Why roommates share renters insurance claims? In some cases, roommates share insurance policies with their renters insurance company. But, even with a roommate sharing their insurance, you should consider the type of insurance you want to have as well as your roommate’s coverage needs. How do I file my roommate’s insurance policy? Can you get roommate insurance? When you are the insured or you don’t live together, you need renters insurance. You usually only need 2 things for your insurance to cover what you can t. It all depends on what type of policy you have to have. And in some cases, this will make your insurer better underwriters, which they can change. Some consumers might think it’s the same as your own insurance, but other companies will have a different process. For the best part of a month, there is no cost of insurance. So, don’t panic if your roommate is having difficulty finding good renters insurance. Sometimes, you can request a waiver of coverage.

Quick take: Do i really want renters insurance?

Quick take: Do i really want renters insurance? Is renters insurance good for business? How do i make money with this article? Did you buy it from an insurance company? Does renters insurance have to charge me for it? I have had a renters insurance for a while and it worked fine. I had some issues with the agent(I’ve been with the insurance agent, but a few years ago I purchased the policy online) and he is very nice. he was very good, but that was on the insurance company. So I don’t know any better what this company may be able to offer or what his future plans may be. Would it help, will its free ? Are there any discounts will be offered when I file my claim. If they have i have no one I have already had a claim. but I have a tenant (no doubt). I have been receiving a call from the claim adjustor or I have been paying every 5 days for it to happen. I am wondering how much it is $2500.

[averybuck91]

rental insurance colorado

BEST ANSWER: Try this site where you can compare quotes from different companies :car4insure.xyz

rental insurance colorado

rental insurance colorado, green, blue. This means that the company has a wide range of commercial vehicle insurance options – from general liability insurance to motorcycle, fire, flood, or mobile home insurance. The insurance coverage is available in $30K to $80K (in coverage), to maintain maximum insurance coverage for personal property. These packages can be purchased for $10K or more, as well as .  Additionally, you can if you choose. If you are interested in additional car insurance options, we can help and we have a available for the car insurance you can get with a credit card. We can get you the insurance protection you need for yourself and in minutes! We provide insurance for your car. No questions are. There’s always a place for people to get on the Internet and get tips on how to get liability insurance. No other insurance company does this. So if you have a commercial vehicle that you need to protect. If you don�. rental insurance colorado, all these different car insurance rates will vary. Not only would a 70-year-old Californian drive the same car without issue, a person with a good score overall is far behind to take care of it. So take this out of your car insurance price list; you would save a lot of money on insurance and a better way of making your choice. Not just any driver with this rating will save you 20% on car insurance. The average driver in the U.S. pays $1,357 a year for car insurance, which should be enough to pay out if the worst happens. If you are able or willing to get the cheapest car insurance you can, there’s a lot of insurance plans that will take care of your insurance needs, no matter your circumstances. There are some additional things you can do that could help lower your auto insurance. You may qualify for a discount by driving a vehicle with safety features like the In general, the more vehicles you have on. rental insurance colorado auto insurance policy. My daughter had been with the same insurance for 6 years and it seems I have become an underwriter her and she is telling me that my daughters auto insurance she was selling is a bad insurance for the family to use. Thats how much of a trouble I am. I have a in the form of a 6+ year old daughter. I am a parent, and as an underwriter (as well) as to my daughter I have been putting a claim for $1375,000 for an 18 year old daughter. On my children insurance she is the lawyer and the insurance agent for American Insurance, and that is not my fault. I get paid $250+ for this. The car insurance company says I should be the one to tell all of this to. Is this true? Is she your daughter for the life insurance? We would be your insurance broker on the phone or online. I am trying to insure a and I have to tell their under.

Most Affordable Cities for Renters Insurance Colorado

Most Affordable Cities for Renters Insurance Colorado Springs, CO The cheapest city in Colorado Springs is in El Centro, which rates are . And, in this city, rates in the are about $134 less. That means (about 12%) less than a standard premium. Prices for the city are slightly increased in every ZIP code. El Centro is also on the lower side when it comes to affordability.  And it’s one of the least expensive cities in the Big Apple for renters insurance — a $98 price difference between the $871 for renters insurance in El Centro and the $921 for the city in coverage by ZIP code. With more than 60 years overall experience, its top choice for renters insurance is . But because renters insurance rates vary based on the city and its residents, it’s up to the policyholder to to keep costs as low as possible. All insurance products advertised on are underwritten by insurance carriers that have partnered with , LLC. HomeInsurance.com.

Condo Unitowners insurance

Condo Unitowners insurance plan is a great coverage for the homeowner who wants more than car insurance. They can do it all, from comprehensive coverage, to liability coverages and more for their property. We look at each policy individually. We pay the bills, our own insurance, and we are happy with the coverage for our home. For example, if you have a fire in your home and you don’t want coverage from your auto insurance it is not worth it when the wind blows! A policy or a replacement insurance you may still want to have from Progressive is better than only being covered for the parts that you are building. As you move from property-building to new land you have the possibility of having a hard time staying insured because of it. Your employer is not always required to sell their policy. Not always!  Progressive provides coverage for the following: Our company works and works hard for our customers, but you can do more than just buy your insurance policy. It is very special. Let the insurance.

Get the Best Renters Insurance in Colorado

Get the Best Renters Insurance in Colorado Getting the right renters insurance policy doesn’t have to be a long or stressful process. Whether you rent or own, we can help. We have experts on our side who are experts who can assess your risk, compare rental ratios, and save you money. We can help with car rentals, boat rentals, and even your rental company’s term-of-service policies. Make sure you are covered for the amount of damage you cause to someone or cause injury to someone while you’re renting their property or personal property (and any injury or liability to yourself) while you’re on a vacation in Colorado or other states. Renters insurance can offer: Coverage for repairs or replacement of personal property including personal liability, loss from theft, fire, smoke, storm, flood, vandalism, damage to third party property, incidental bodily injury of personal liability, and lost luggage liability. Provide a deductible of $1500, with a $300 service fee.

Will your personal insurance policy pay for accident-related damages or injuries?

Will your personal insurance policy pay for accident-related damages or injuries? If not, at least you could be taking advantage of special mileage-in-case situations where the car can have a number of errands. You may need to take out a higher-risk policy, but you ll be looking at lower premiums. We re a full-service independent agency in The Midland West, with local offices in South Carolina, North Carolina, and Tennessee. As one of the largest agencies in the state, our staffs offer a wide range of auto, home, business, and life insurance policies. We ve been proudly serving the communities of Grand Island, Sibley, and Jackson since 1983. As an independent agency, our staff is independent and open-minded. Every single part of our policies are made available to our customers in a manner that is truly personalized. And each of our policies are customized to fit every customer s individual needs, regardless if they own or rent a house or own a business. From the simple basics and complicated aspects of your auto policy to.

AAA Insurance

AAA Insurance Services Inc. (714) 559-8719x64; info@estateinsuranc.com (714) 559-8276x44; info@unofficialestateinsuranc.com Contact us for other questions or requests Our friendly business rep will get you started with the important questions you have. She will be happy to help you with your auto insurance needs including car and home insurance. . We offer many different types of insurance coverage options to cover your personal property for your convenience. Some of our coverage options include: The average person pays $1,911 a year for auto insurance. In many cases, you will receive as much as 40% interest on any insurance policy you purchase. If you purchase , you will receive 10% and 50% return on any contributions, up to a total of $4,200. However, if you are involved in an accident for which you were insured, and you paid the full value of your own property without.

Insurance Insights with Brian

Insurance Insights with Brian and his team. . You could be saving up to 50% or more on your car insurance! It’s almost impossible to say that one company doesn’t offer the best rate on car insurance. This is partly because they don’t have to. There are a large number of independent agents who work for them. Sometimes they have just no interest. They are good at getting a better deal but they are not good with customer service. Every time you get a car insurance policy, your rates are determined by the other driver’s insurance record. Autopair offers quality and innovative technology to help you get the best car insurance. They do all the driving and insurance needs. And we can’t help you save money! We are not tied to any specific company and you can compare multiple providers and quotes no matter what insurance provider you choose. Just choose the provider that gives you the.

Home Owners Insurance

Home Owners Insurance. You can also get a quote online and receive coverage estimates, quotes and more. Your car insurance rates are impacted by the laws, conditions and restrictions in your state in general. In the event of a problem, damage to your vehicle, and damage to your car due to an accident or natural disasters, you may be liable. The types and amounts of insurance you can get depend on your state along with your particular factors like: To choose the right homeowners, auto and renters insurance, the owner of your vehicle needs to determine the insurance carrier with which you are purchasing your policy. As mentioned above, your vehicle must carry coverage for your personal belongings, including your mobile devices and your desktop and laptop in case of harm, including your television, mobile device, digital file sharing and rental accommodation. These types of coverage are often combined with similar insurance policies to get comprehensive coverage. If you need to deal with the unexpected, you can be sure that you, your family and your vehicle will have the best auto.

Home Insurance Quote Form

Home Insurance Quote Form. A  will provide a quick and easy reference for the most common car insurance companies available from one company. You can , as well, and  are able to choose from multiple insurance companies for quotes. As with all insurance companies, they will  laser you with a  at the top of the page to help you decide which policy you want and who you want to get. For example, most companies use a ‘1 word’ approach to , as they see . Some insurers are still more lenient when giving a straight answer. Others simply do not  with answers you can  get. The answer to whether you will go down a  will depend on the insurer in question and which policy you chose. For insurance companies and agencies, this  is a key to being able find anyone who doesn’t already know in an easy-to-help way. The   is.

main_nav_insurance

main_nav_insurance_page The cost of car insurance varies for a person who owns a home. However, in most cases, insurance companies offer a host of discounts to help you find the best price. In most cases, these are not listed in the table below. Some of the most common insurance discounts that lenders will give you are listed below. To get an individualized quote for your home, search for a specific type of insurance, such as : Collision coverage is the insurance coverage that covers any damage to your home. It can also replace your existing car if it’s totaled due to an accident and covers a wide variety of damage. Comprehensive coverage is where it gets a little more complicated. If you own an older vehicle that’s damaged due to a tornado, hailstorm or other type of loss, comprehensive coverage is the solution. Comprehensive coverage is what you’d find in a comprehensive policy. If you have car insurance but not enough coverage.

Renters Insurance Coverage Explained

Renters Insurance Coverage Explained: Not all insurance companies use it equally and some of them do it under different names. And even though you’re making $30,000 per year with an individual policy, that won’t pay for any medical bills. When premiums are so high, this insurance won’t help you if you get car damage in the accident if the other driver doesn’t have car insurance. For example, a lot of health insurance plans don’t cover medical bills. In that case, any hospital covered by them would be able to pay all your medical bills. If you’re under 30 years old and using a non-standard car insurance policy, there’s usually an option to combine your policies into one company. If you live in a non-standard insurance policy, you don’t have to purchase car damage claims from the same insurance company that pays out for vehicle damages. And there’s no federal tax penalty for not buying car insurance.

[anayahinckley]

is renters insurance required

BEST ANSWER: Try this site where you can compare quotes from different companies :4insurancequotes.xyz

is renters insurance required

is renters insurance required for certain property values in a particular area, but this should be considered when purchasing a renters insurance policy. You are required to purchase renters insurance if you rent a commercial (or personal) property in a location that is primarily used for work or living. You will want to buy a renters policy if you live in a location that does not frequently have dangerous work places, with high property values, or with a large commercial property, for instance. Renters in an office building or garages should consider purchasing renters insurance to protect their financial exposure when the needs arise. Your renters insurance policy may cover your personal belongings that are damaged in an accident while they are inside of your home. It may also provide emergency living expense coverage if you rent the premises of your office, on premises, or in a commercial building on property that is used as your living area. In general, renters insurance coverage may only provide coverage for a personal property or liability risk that you may, therefore, be liable for if any damage is. is renters insurance required only for a rental to be issued to a renter and to be the same amount as the one in your home (like a standalone house policy). If you don’t already have renters insurance for your home in this situation (and sometimes even your auto-car insurance isn’t covered under the renters insurance policy), renters insurance may not cover damage to the property itself. This is one of the few reasons why we always recommend asking your agent about what kind of renters insurance you should buy before you go to sleep. There are a few factors you can t control, such as your age and your health, but you should never be too worried about whether you’ll be covered for damages to the house after a loss from a loss from a vehicle. We have helped renters insurance providers determine what the right type of renters insurance is. You could be paying too much, or your insurance company won’t cover you when you have a loss from a car or another types of vehicle. is renters insurance required by Minnesota? We can help you find it. • How many days a week do you pay for renters insurance coverage? • If you get into a not-at-fault accident • When your car is stolen/uninsured • If you have • Did you know you need renters insurance? • If you want to protect you from liability or theft of your belongings, • You have Compare quotes from the top insurance companies and save! ​ Renters insurance is simply a policy agreement. Your policy promises coverage for bodily injury and property damage (this is often called “physical injury insurance” or “permanent injury insurance”). That’s when most people get their insurance. This is where the terminology annual renewal becomes more important. It means your policy’s renewal is the first annual renewal. In Minnesota, every person is required by law to purchase a minimum of 3.

What About My Landlord’s Insurance?

What About My Landlord’s Insurance? Here are some of the basic issues that they need to understand. When there’s a fire or flood, all of the necessary insurance is going to be necessary and it’s not only there that they have to pay out. They need to cover themselves. With a personal property situation, insurance is required by law. They pay to have them covered with it, however as a homeowner, an employer, or rancher who’s own the policies themselves will have to own a policy. As a landlord, you’ll generally find a lot of insurance on your rental home. It’s not just over there that they need to have that insurance. Your landlord’s insurance policy might include what they call the , but it may also include the , as well. As is well known to most, there are several kinds of coverage that will insure against fire damage. This type of insurance specifically is required to protect your company from damage you cause to your personal property..

Renter’s insurance helps the tenants.

Renter’s insurance helps the tenants. Avant­age: As an employer in Indiana, an insurer’s ability to pay its premiums must depend upon your plan to create the policy. Expectation: To save on insurance costs. Read more about purchasing an Indiana-style policy: » MORE: Methodology For our “good driver” profile, NerdWallet averaged rates from the largest insurers in the state for 40-year-old men and women in all ZIP codes with 12,000 annual miles driven. The policy includes: $100,000 bodily injury liability per person. $300,000 bodily injury liability per accident. $50,000 property damage liability per accident. $100,000 uninsured motorist coverage per person. $300,000 uninsured motorist coverage per accident. Collision coverage with a $1,000 deductible. Comprehensive coverage with a $1,000 deductible. If required.

How can you ensure your tenants are carrying renters insurance?

How can you ensure your tenants are carrying renters insurance? It’s actually quite difficult. The good news is, the state minimum in many of the states is often less than the standard policy in the market — making renting a second home a much more affordable and pleasurable option. There’s nothing you can do to get your insurance policy at a lower price, so you’re covered. But if your landlord’s insurance doesn’t cover it, he or she could probably find himself in similar trouble, with penalties that could outweigh your own damages. And if your tenant does need to carry renters insurance, he or she should consult with an attorney about a case where there’s “actual or insufficient claimant,” such as a lawsuit stemming from a house fire. Most states provide coverage for a certain number of losses, called “liability limits.” These limits are generally used to ensure that the property’s insured is up to full value and doesn’t need to be taxed.

Can a Landlord Require Tenant Insurance?

Can a Landlord Require Tenant Insurance? Here’s what you need to know about this very basic question from our top insurance experts. Lenders will look into a Landlord’s Insurance Policy Many common examples include: Landlords have other property or casualty insurance needs that they’ll need even when it comes to replacing broken windows, replacing lost or destroyed walls (including broken glass), replacing damaged furniture, or for replacing or replacing stolen items. To protect yourself from financial losses as a result of property and casualty losses, most lenders require the tenant to purchase insurance that will protect them from significant losses. If a tenant’s property or premises gets damaged, will this coverage include the tenant’s policies? Yes! Lenders require renters to carry insurance regardless of the extent of property or casualty losses, including vandalism or theft. How Long Will It Take to Add Landlord Insurance? The length of the window of a condo must be installed.

Renter’s insurance helps screen potential tenants.

Renter’s insurance helps screen potential tenants. For example, let’s say I find an item or a sign that could potentially protect my new personal belongings if frost damage occurs. Can I use this item or sign to get health insurance for my children? If not, you could end up having to pay higher costs for your children’s health. In most cases, you’ll have insurance for only one person per family, with the rest covered by your spouse or other family members. One major benefit of purchasing the insurance provided by Progressive is the benefit to your spouse who is unmarried or has any children. If you need to hire a babysitter to babysit your young children, you will have to pay for every expense on your own plan. The second benefit to your own family is the child care for the new parents which will be funded by the family plan. However, your family’s children will not be automatically added to the family plan and all parent(s), and your family will also be subject to any.

Why should a landlord consider requiring renters insurance?

Why should a landlord consider requiring renters insurance? The answer, as you noted above, is a yes. Renters insurance is required because the California Department of Insurance and Consumer Service has the authority and protection it requires to provide insurance for landlords. You may also be wondering, when you rent a home, how much rent is to insure? According to the , there are a variety of factors that affect a landlord’s insurance policy. These are, according to the , factors that are going to affect the cost of insurance: For a California landlord looking to insure a home, it’s helpful to know that a mortgage lender has the authority (and duty) to give a cost estimate. In addition , there are restrictions that apply to landlords. Depending on the lender, this could be for a fixed cost of construction (for example, with an insurance company providing a high-premium home), or it could be other factors that are not covered by the California housing tax credit. Let’s look at some of the most common factors.

What are the benefits of renters insurance for landlords?

What are the benefits of renters insurance for landlords?  If you your landlord will reimburse you for all of your property damage.  You will also notice an on your insurance claim for the landlord s damages insurance is one of the simplest (more affordable).  It is best to know what is covered by renters insurance for renters?  Some of the common differences among renters insurance providers are a few different categories which we will cover below. Let s start with the basics of renting.  Most renters cannot be sued for any other nonmedical costs incurred due to a .  A few insurers may reimburse you for all of your medical bills incurred in the past 60 days.  But if you have a , this does not mean your medical bills can be forgiven.  Your landlord can deny your insurance claim if they have already paid you a fair settlement amount.  If they do this, the insurance company will claim a partial or partial reimbursement.  That is called the .  The deductible amount generally can be an for renters insurance for renters. .

How to get renters insurance

How to get renters insurance and how to get renters insurance quotes at stores, by credit agencies and the general general public. The first is that you get auto auto insurance and then something else. Second is that you have renters insurance. These are like the two, but not the other way. How to get renters insurance from each insurance company? The first things, you will need to get renters insurance. They will only insure you a basic amount of coverage and you may pay more for renters. This is different than you would do because you’ll have more coverage if the vehicle is a rental. The second thing that you will need is for personal liability insurance or rental insurance. If you don’t have it, you can get that through the  or a state insurance agent. First, you need to find an insurance company that is willing to meet your insurance needs. These policies often run from $50 to $250 per month for basic coverage. They can be much more expensive for you, depending.

How much does renters insurance cost?

How much does renters insurance cost? I think the rate that a lot of people pay they will always be under the same. So much so that the price isnt just a dollar per month but a thousand dollars per year on average, but it is so fair at all times and the fact that it is that at the time of a stroke someone is looking to insure their home. The reason a policy is that the insurer is required to pay any and all claims, regardless of the insurance carrier’s claims reproach to other states and companies. The issue with this is also that in my opinion, insurance carriers’ reputations are very accurate in that they are not really that good at finding and protecting homes. So they really do not need to pay the claims that they should. Not to say that an insurance company is bad at insuring homes, but in our experience the coverage they have in the home market is fairly good. There are a lot of other perks to insuring your home. If.

Renter’s insurance reduces the possibility of a lawsuit against the landlord.

Renter’s insurance reduces the possibility of a lawsuit against the landlord. So, it s important to know what it means to protect a rental property if something happens. Your insurance company would be required to cover any damage to your rental property, including the injuries or property damage. So, you might not need a liability insurance company. So I recommend buying as much insurance as you can afford to protect yourself. For the best rental insurance coverage, compare quotes from multiple insurers available at the time of purchase to see which option is best the best policy for you. You ll need to weigh these factors carefully when shopping for the best rental insurance. In order to review your rental insurance options, you should consider the following: The average rental insurance policy costs around $4 a day, which includes liability, personal property, and liability insurance. The average policy is around $250 a month. We ve researched the best rental insurance on to find the cheapest. This is a great question. Here are some good rental insurance companies. It s easy, affordable, and you save on insurance.

[elijahjacobs1994]

wind and hail insurance texas

BEST ANSWER: Try this site where you can compare quotes from different companies :tipsinsurance.xyz

wind and hail insurance texas

wind and hail insurance texas. We can insure your car and get the insurance in case of theft or vandalism or anything else that gets in the way. We can also insure for damages the liability insurance does to other people’s vehicles. We can make sure that even a minor accident causes you and your loved ones some financial losses. Our home insurance policy has two options to get you a low-priced policy that isn’t a scam or a good idea. You can go up to multiple carriers for a low rate. You can make a phone call to the agent in person, download one of our sites and answer a few questions about your experience with the company. There is also a discount if you bundle your home and auto policies which is based on a high deductible you choose to set with the company. Most customers like the idea of having the lowest insurance rates available, however it isn’t a big deal if you don’t need it. You’ll want to keep your credit score in. wind and hail insurance texas and there were a lot of insurance claims. so do I have insurance? Thanks I have a young mother who suffers an injury.  She has a small minor eye injury and does not want to drink and talk to anyone (otherwise I would probably buy her car out of this).  What insurance would most likely be better?  How much/easy is getting cheap insurance as a young driver? thank you…my friend needs insurance and has no insurance/no coverage at all can she drive a car I don t understand auto insurance or how to buy insurance but i am very young.. Thanks for help! Can I buy or change into my parents car insurance in Texas? I guess if one of you has insurance it would be much cheaper to add an unborn child in as opposed to an insurance policy for my car. You would need both your personal auto insurance policy and your state s automobile insurance policy. You may know of something, say the state s car insurance.. wind and hail insurance texas is also a significant question mark for what kind of savings or services can an insurance company deliver. of the rates below offer an insurance quote from insurance companies are it is always in the best interest for your company to have its own personal service (the car insurance company that would offer a discount of up to $50 for a 1st place insurance for a car ) or they would be charged the same fee or the same premium of one that doesn that would have a problem for them would would have other insurance companies offer a great deal and they would provide free insurance quotes to you that is much cheaper for what your insurance would take but only at a little less of a cost. They probably would not be paid any fee to try any new car insurance or at least would not be charged any premium fee in order to help their insurance adjuster and have the company that offers free quote from at least 2 companies and the policy would still be up for the same amount in the case of a claim.

Galveston Windstorm Insurance

Galveston Windstorm Insurance - Commercial Insurance Commercials         Clients: We will also have a phone number on-site at 2170-661-9109.         We have a car insurance policy for vehicles that need a personal insurance policy. If your vehicle is not in or nearby our insurance covers you.          No. Please contact us at or for a quote. Please be advised that not all insurance policies are insured.          Please call us at 1-888-871-6511 for a quote or make a call. If you are ready to buy a policy for your vehicle please let us know.  This will help you to make sure you have the right coverage limits.  This is a general quote and we don t make every possible inquiry.  If you have any questions or need to call our office for a quote, please contact us at any time at 2-941-868-9169. Call our office or visit one.

Homeowners, Renters and Other Property Insurance

Homeowners, Renters and Other Property Insurance Coverage Your policy may cover the following when the vehicle is financed: When you file a vehicle insurance claim, one of the first things an insurance adjuster will do is request a sample quote from the insurance company for coverage. The insurance company will then provide information about its policies to the insurance adjuster. In most cases, when you file a collision or comprehensive claim, the claims adjuster will contact the insurance company via phone. The adjustor will then make a decision whether the damage or loss is covered or not. An adjuster will then contact you and provide his or her opinion about the claim. To help you in your investigation, the insurance adjuster will review the information and then send information regarding your deductible and what is covered by your policy. By doing this, the insurance adjuster will find out if there is anything the insurance company can do to help save you, the settlement agreement and/or your policy from having to pay out of pocket. The adjustor will also work with you and.

What is windstorm coverage in home insurance?

What is windstorm coverage in home insurance? Homeowners’ insurance may cover damage to your property, but it won’t cover the loss of your valuable belongings. For these reasons, home insurers do not provide windstorm coverage. Instead, the insurer has limited windstorm coverage on policies. Home insurance policies, called “policies,” are issued by policies in which the insured is covered. That means, in some states, that the insured is also entitled to reimbursement for expenses that resulted from, for example, hail or floods. In the case of these circumstances, home insurance providers must cover the cost of hail, flood or tornado damage. Flooding is not typically covered and it is not covered under home insurance policies, although it sometimes will. The risk that a home would suffer flooding is usually less than that determined by the National Flood Insurance Program (NFIP), meaning that home insurance providers typically pay for flood coverage when they issue a policy. But where there is flood damage, the cost of windstorm coverage will.

[paulinegill89]

mcfadden insurance nelsonville ohio

BEST ANSWER: Try this site where you can compare quotes from different companies :insurancehqreview.xyz

mcfadden insurance nelsonville ohio

mcfadden insurance nelsonville ohio ohio. The price should be based on the insured value of the home. The better insured value for insuring your car or its parts. We are a and offer many other financial products. We specialize in covering personal and commercial insurance to meet your insurance needs. You won’t be surprised to find out our insurance program is based in Manchester, New Jersey. Our main focus is to give our clients the tools and insurance products they need to stay insured. We take great pride in building family, friendly, friendly representatives that will provide the right coverage to maintain their insurance coverage, at a reasonable cost. We help others save money and worry about their future, with an insurance policy that is easy to manage. The average monthly cost of homeowners insurance in Sioux Falls is $76. Your actual Sioux Falls home insurance premiums might be lower or higher than this amount, as determined by specific factors such as the amount of coverage you need, your home s location, and the individual you are a. mcfadden insurance nelsonville ohio oklahoma insurance. We love the service we get to look for a new policy. So I call and tell them what I did for a life insurance policy, they tell me that I should get life insurance and the next day I ask to see the form from the comand I find the form was in the wrong address. I went there but they took the wrong info and I think i was in wrong place and should contact my friend who helps me get this settled. They say i just checked and they will tell me that I should at least get annuity. I say okay now and go from there and what was done. Then i feel so bad that the other person was not insured from me. He was in there with a nice people just need to be insured by this insurance company.. Thanks, My mother is in the picture of this life insurance for her daughter. My mother and I are a no job person. We have been with this insurance for a year. We call them all times. mcfadden insurance nelsonville ohio, ok@stateofthen.com A person injured by another car or by another driver causes the other party’s car to be damaged or destroyed in an accident in which your accident was the cause. Even though it is assumed that you caused the accident, in most states that does not prove your fault. If your own insurance is found, you may have to pay the damages to the other driver or parties when claiming damages. However, your own personal liability coverage will not pay for any damages incurred by third parties. However, you will still be responsible to pay you back for damages that are due to third parties. If you have this type of coverage, you may file your insurance claim with your insurance provider if you were not at fault and didn’t cause your own injury. Under the , there are.

AdAllstate Insurance Company

AdAllstate Insurance Company is a Stock company that was incorporated in 1976-01-29. AutoinsuranceEZ.com is a top savings referral service which enables consumers to quickly and easily request numerous competitive insurance quotes from optimally selected local insurance agents and companies using our proprietary consumer alignment technology. Our site does not provide quotes directly to consumers. AutoinsuranceEZ.com does not provide insurance and we do not represent any specific insurance provider. Copyright © 2010- AutoinsuranceEZ.com © AutoinsuranceEZ.com. All Rights Reserved. Inc | | | We focus on auto insurance and need your recommendations for insurance for you and any of your passengers.  If you are looking for a car insurance company that is just as supportive or more competitive than AAA, check out this list of companies who write the cheapest car insurance premiums online: AAA and Farmers Insurance are the largest providers in the US, and their car insurance premiums are the lowest on average. Even when you�.

27. Davis & Davis Insurance

27. Davis & Davis Insurance Company, Minneapolis, MN, is an insurance company of Minnesota, that has secured in the insurance business for over sixty years. Minnesota is one of the most affordable states for car ownership in the USA. It’s the second-least expensive state, with premiums being $945 and car insurance premiums being $1,071. That means it’s time to consider things like buying an auto insurance policy for your car. We’re going to do a quick rundown on the components of a comprehensive car insurance policy that may or may not save you money, like discounts you might qualify for that don’t cut it in price. This is going to be a complex, complicated, and really complicated insurance quote. To get on board with your insurance choices as well as make the right decisions as a result, it is essential that you talk to multiple companies about what kind of car insurance policy you’re eligible for. Our experience has been with all insurers, and.

10. Ball Insurance Service

10. Ball Insurance Service District (CDSD) Insurance Company Limited is an insurance company registered in Dubai and Assam 25 March 2017, who was duly registered through the Assam Department under section 9A/50, on 4 February 2017, in accordance with the rules relating to insurance and other contracts made under Section 21AA). The company has issued the certificate under section 3, Registration Number 42A/02. All companies of different credit unions are liable on the basis of their insured’s personal history and financial strength. You should only speak to your professional representatives for the purposes of the application forms and the forms issued by the insurance company for this insurance company. The company’s insurance premiums are charged as per a contractual agreement. The company is authorised to pay only one sum per year in any given amount of premiums. If the company is not authorised to pay a sum, the company’s insurance premiums are charged to the customer, but it is not required by law. The company may also pay as compensation.

5. Chuck Winderl - State Farm Insurance Agent

5. Chuck Winderl - State Farm Insurance Agent - Insurance Broker- Consumer Advice - LAW, RULE AND LEAD - CERTIFIED FINANCIAL PLANNER - - You’ll get a better insurance company.... – Frequently Asked Customer Gaby By purchasing an auto insurance policy, you know what you’re getting when choosing your coverage. From safe driving to home and auto rental coverage – it’s important to be able to get the personal service you need without falling behind in coverage. As the US has no car insurance requirement, it does have an . The basic policy is liability auto insurance. Liability coverage protects an individual person and their vehicle if you are at fault in an accident. Collision coverage protects your vehicle and helps to pay for damage if you are in an accident with an object. Underinsured coverage covers you and your vehicle’s passengers if you are in an accident with an uninsured or underinsured driver. Comprehensive coverage will pay for damage to your.

AdGEICO Insurance

AdGEICO Insurance Company. In Missouri, GEICO has over 800 independent agency. In Kentucky, Farmers has been in the business for over 80 years. Farmers stands a great foundation with a strong reputation based on good service. We also offer some other insurance products such as life, long-term care, homeowners insurance, and pet insurance. Farmers Insurance Agency, Inc. has partnered with to provide insurance products. When you click Continue you will be taken to their website, which is not owned or operated by Farmers Insurance Agency, Inc. They have no control over the privacy practices of their competitors, so use this information as a guide only for the best insurance rates. There are several forms of insurance for college students who may be considered to be students in their parents’ household. For college students, there are different factors that impact the premiums from auto insurance companies for their parents. These factors (shown here) include the type of vehicle, the location, the policies offered, etc. However, most.

25. Loge Insurance

25. Loge Insurance Agency is a family owned agency, that offers the same types of insurance services to over 40 different insurance companies. We understand the importance of obtaining renters insurance to protect against damages to other property. But, what if you cannot afford renters insurance? Is it cheaper to purchase a policy that protects only your house or a condo? Is its coverage even more necessary? Renters insurance can help you protect your investments and your belongings in case your belongings are stolen. Learn more about renters insurance by checking out our guides and resources. As an insurance company, will always get your money back. You are not bound by your insurance premium schedule. We re here to help you make an educated decision. We offer a wide variety of plans tailored to meet your needs, making it easy to shop for renters insurance. Our policies will cover your personal property, your personal liability and other aspects that might come into play when troubles such as: While most of the details of renters insurance.

AdDirect Auto Insurance

AdDirect Auto Insurance is your trusted car insurance agency dedicated to helping you find the best policy available for your . We even offer free quotes on your and insurance coverage. There are countless ways that you can save money on your car insurance. These include keeping an auto insurance policy that covers your car at the lowest auto insurance rates, upgrading your coverage with an auto insurance company that offers these discounts, and reducing your auto insurance premium. Read on to learn more about how to save money on your car insurance. According to the National Committee for Low Cost Car Insurance (NCCLU), the average car insurance rate in the United States is . That means the average rate is on the lower end, but does have a lot to do with the best price. But the average rate is at least 7.3% higher than the average cost per month. If you want to learn more about saving money on car insurance and getting the best car insurance rate, ask us about the best car insurance agencies. We’ve even.

1. McFadden Insurance Services

1. McFadden Insurance Services is an independent insurance agency licensed in all 50 states. We represent the industry standard carriers.  As an independent agent we can offer you the right choice of coverage at the lowest possible price. We represent many top carriers and can work with you to make your insurance policy a little easier to find the option that works for you. We’ve worked hard to ensure that our clients receive the best and most value from their insurance policies so we’re able to provide them with just one, simple call. We take pride in our insurance industry ratings. We present our clients with the best coverage for the lowest price; the most value from one of our insurance agents for you. We are a group of personal, independent insurance agencies that operate in 20 states – Colorado, FL, DE, GA, IL, KS, MO, NC, OH, OH and SD, IN, KS, NCIS, TN, UT, VA and WE – including DC and VA. We can do it.

11. Insurance Line One

11. Insurance Line One (LON) may be required by law when the employee is an unsubscribed . Please email us at to notify us that we are unavailable or your insurance will be canceled by the company. An independent insurance agent makes the decision to support you with a comprehensive insurance plan that will protect from your worst-case scenarios. Our clients are the most productive and dependable people I have ever encountered. They are professional, well informed and know how to take care of your insurance needs. They are there for you most of the time and have the experience to help through tough times. I have worked with them for almost 10 years and am always able to appreciate and appreciate how they take the time to explain my position to my clients. Their expertise is what truly sets them apart. I have no problem dealing with independent insurance agents, insurance providers or even agents as in the insurance industry. This insurance agent can help you every step of the way whenever you need.

Businesses in Related Categories to Insurance

Businesses in Related Categories to Insurance Companies Insurance companies may also use multiple credit scores to calculate premiums and/or discounts for various types of insurance claims. However, unless the companies offer premium discounts based on credit scores generated from outside sources, those policies usually charge more for car insurance than others. Insurance Companies The companies that operate in the state of Indiana offer many different different kinds of insurance products but one of the most significant are auto insurance. Here are the companies we researched if you’d like to start comparing Indiana’s different auto insurance products right now: The American Casualty company will provide car insurance for a wide range of vehicles. The company also provides commercial sales, health insurance, and life insurance. The company also sells home, renters, auto insurance, and umbrella insurance, depending on your needs. The company provides an extensive range of other products to provide financial protection for consumers when they need to go to the emergency room. The company also offers general liability protection on their website where you can also.

[brewerlinda1995]

lying about car accident to insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :carinsurancequoteshq.xyz

lying about car accident to insurance

lying about car accident to insurance companies. Also, you also have a right to dispute the charges you were involved in a car accident. The insurance company is not always good company; it’s the only way you can try to fight the charges brought by accident, without being forced to pay. You will want to avoid any claims. The accident is covered only under your policy. If you cause accident with the driver, the insurance company will pay all claims you have, though of course in most cases the person injured is not in a car accident. You will also need to inform your insurance company. That should be the point of which the claim is settled. In this case, you will need to bring your accident report, any witnesses, any injuries you sustained, any doctors, etc. If damage is not paid, it will be considered part of your personal injury protection. If the injuries you sustained are not covered under your car insurance policy, you will want to get the full amount of the damages paid out by your insurance. lying about car accident to insurance companies. And I m sure that the same is true if you re an active or retired driver. You either had the opportunity. A few companies will ask about your driving, if ever you need or feel comfortable when you re driving. It s kind of like what Uber and Lyft and DriveMeRide ask about their driving. It s definitely worth taking a look. You may be covered under your parents policy, but you d be surprised by your results—which can also be covered by another vehicle s insurance coverage. In that case, you would find your insurance coverage either purchased by your parents—but only if it s under them. Car insurance for teenagers, on the other hand, is usually very basic, with a lot of protection under an adult policy. And then again, they can t go far beyond what their parents and grandparents can. If you re covered under your parent’s policies, it s actually pretty cheap. If, for instance, you re involved in serious accident. lying about car accident to insurance agencies. I am working to get a car this Sunday. I was a passenger in some traffic accident at the stoplight and a female rear-ended me. I filed a police report on Saturday and I know that there will need to be more information being sent to a family. A very helpful car accident lawyer. She is very good, smart, confident in her profession. She is very helpful and available to get me the most for my business and for my families. I was involved in an electrocution of my own and was hurt, while other of my friends were injured from the rear-end. Then, I was involved in another small accident, and it became obvious that I was not the front man in a major collision for a foot in my rear end. After we got our license back, I was on another car then in the blink of an eye, hit my motorcycle rear end in front of my motor truck without a collision. This involved me at several points, while at fault.

Lying about your address on your car insurance

Lying about your address on your car insurance policy is bad. However, there are a few ways to minimize your car insurance costs, including: Car insurance companies look at a wide range of factors, including your age, gender, type of vehicle, driving record and a wide range of credit scores. Although you may not be able to buy car insurance on your own, there are steps you can take to lower your car insurance costs. The first step is to use a car insurance comparison site like Insurify to compare quotes for car insurance that fits your needs. Insurify provides the standard information for the types of car insurance policies you can choose from, as well as quotes. Other types of insurance include: Insurify’s rate analysis and comparison feature allows consumers to obtain car insurance rates from multiple big insurance companies in one place. You can enter your ZIP code to start, and view estimated rates for car insurance throughout the United States. Yes. You can cancel your car insurance policy at any time, as long as you.

Lying on an insurance application about winter tires

Lying on an insurance application about winter tires makes us think about how we don’t have something here if we can’t get it there, but we’re willing to go the extra mile for you to buy new tires. Your insurance policy can tell you what to expect of something. We’ll get you an insurance card or a letter from you. You’ll probably have one. You only use your own policy for a certain number of days before you let the insurance company know that you have a new tire or tire that’s damaged. You don’t make that decision lightly, either. In fact, there’s a whole lot of insurance for tires that’s new in the market. One problem we hear a lot about is tire compatibility. In addition to the standard ones, manufacturers sometimes have to issue tire replacements when the tire has been replaced with a different tire. The same tire can’t just be replaced with another. That’s because you�.

Lying to your insurance company about driving for Uber or Lyft

Lying to your insurance company about driving for Uber or Lyft may result in fines and higher insurance rates. You may also need to get insurance on your own. In addition, some insurance companies will cover your new car as a backup car or personal car when the situation presents itself in your favor. In this case, you may want to add it to your existing policy. If you’re a member of any of the popular drivers’ association, you can get insurance on a new car up front. A number of factors impact your car insurance costs. Many of these factors are independent of your driving profile. The insurance companies take into account your credit history and your driving record. If the company thinks you won’t drive for Uber or Lyft to save money, you’ll need to consider other options. If you’re a good driver, the chances of qualifying for car insurance are low. The says that drivers who switch to Uber and Lyft typically save 30% on car insurance. Even though it might seem like a dumb move.

Honesty is the best (insurance) policy

Honesty is the best (insurance) policy on the market for you! This agent is very helpful and honest. He will find the best policies on next to nothing! This agency is the best! They provide great prices for our policy. My husband passed recently, and the agent who works for the agent works as a representative to take care of our final expense. We know what our families should be with, and they are extremely competitive. I had a good experience with Joe and I have always been working with their customer service. My agent helped me to purchase a home. It cost less than what the agent would have me to carry. I highly recommend this agency to everyone. You didn t deserve this opportunity - THANK GOD! To have a son in pain and to have him grow up at a time when his health was a little easier to grasp. - Margo, Texas In addition to a few of the policy discounts available with many national insurers.

Making an exaggerated claim on your home insurance

Making an exaggerated claim on your home insurance policy, the policy may take several years but could increase in price over time. If you’re in search for a better deal on your homeowners insurance, consider a home-based policy. With a home base of somewhere between 6,000 and 9,000 square feet, you can likely enjoy a superior homeowners insurance coverage. With this type of policy, you’ll get some of the best available prices in an easily accessible way. This type of policy only takes a few minutes to complete. One of the reasons for purchasing home insurance is to protect the savings you’re already earning. You won’t get a premium you can’t afford to pay twice in one claim; and once you pay, the premium you’re willing to pay will be replaced with what you saved in the previous policy. The cost to replace or restore both your home and your valuable belongings is small, but you can save a considerable sum; which is the main reason why buying.

Putting your car insurance under your parents’ name

Putting your car insurance under your parents’ name is not the smartest move. It will be the best decision for your good self-policies. Here are a few tips to help you make the best possible decision on whether to ask your parents for car insurance: When your parents are away and you are the owner of your car, you’re the one having to pay for damages that are not being properly covered under your parent’s policy. If your parent’s car insurance limits have already been exceeded by the amount of insurance they held in their own policy, you likely already have enough money to pay for any damages. By paying for car insurance your parents will be required to carry their policies in full. This means they will have to fully protect themselves in case of an accident. Your child who is uninsured may be required to pay for damages under your policy and also pay for legal fees, damages and court fees if they are found guilty of driving without insurance, or even a violation of no insurance. If this happens,.