#i had to divide this into two parts because you cant put more than 30 pictures in one post
Explore tagged Tumblr posts
Text
MK characters and pokemon they would have based on their animalities (pt 1)
this is not what their whole parties would be, its just one pokemon they would have based on their animalities
liu kang - ho-oh
geras - hippowdon
raiden - eelektross
kung lao - incineroar
kenshi - lucario
johnny - sharpedo
smoke - slaking
kuai liang - drapion
bihan - mamoswine
noob saibot - krookodile
sektor - rhyhorn
cyrax - beedrill
sindel - ariados
mileena - lurantis
kitana - pikipek
#mortal kombat#mk1#liu kang#geras#raiden#kung lao#kenshi#johnny cage#smoke mk#mk smoke#mk scorpion#scorpion#scorpion mk#subzero#mk subzero#subzero mk#noob saibot#sektor#cyrax#sindel#mileena#kitana#im not confident about kitanas but there are no hummingbird pokemon for some reason#i had to divide this into two parts because you cant put more than 30 pictures in one post
50 notes
·
View notes
Text
rwde
highly unpolished, awful explanation, but scene-by-scene commentary of unbridled annoyance and rage. read at your own peril.
hhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
so the episode opens with a fight scene. sweet! cool! but its so badly staged, sometimes you have no idea what is happening the first time round. it’s crowded and messy, not a very good look? im talking about grim being hid behind ice while the camera is panning and hitting some trees when we’re literally panning out to show someone else in focus DESPITE THE FACT THEIR MITIGATION SHOULD BE FRONT AND CENTER TO LET US KNOW IT HAPPENED CLEARLY. legit! there’s the one where nora shoots at a grim and the shell explodes into black dust and the grim is gone. did it die? grim dont usually die by fuckin smoke but this one sure fuckin did i guess ‘cause i literally dont know what happened to it? no recoil and fall, just deleted and hid behind some 2d-lookin smoke! sure! why not?!?!!!?
s/o to the white/rose speedy thing that had no reason to be there and yet they did it
---
then there was the “adam ruins everything” segment where he literally just murders? everyone? like i get that its off screen for the younger audiences but also like he fucking murders everyone. literally! did i miss something? is it a good tactic now? did they think it was very villainous of him to murder people??????? god bring me back to the beginning when he actually has a good character reason for why faunus would follow him into revolution because this adam taurus is so bad he’s worth flushing down the drain for.
“tHe BeLlAdOnnA nAme HaS bRoUgHt Me NoThINg BUt gRiEf”
also that opening shot where adam is proud. jfc what? is he even part of salem’s crew anymore? was the Adam short supposed to tell us he isnt? is anyone reviewing this and thinking 100% it’s a good idea?????
wait why is this scene even second? that’s a really awkward position to put it in the whole episode? honestly? like it kinda underlines how awkward a villain adam really is; it has no build up, no reason to be there. sure, the audience is hungry to know what happened to adam, but there’s legitimately no reason to put it as the second scene in the episode, there’s no context??????
callout post for this scene because its literally just voicelines while panning slowly through the bottom floor of the room. and the blood only shows up later??? also is the white fang only comprised of like 7 people now??? isnt it a globally feared organization (ie. isis)????
---
there are two bodyguards for the train. two? two. and for some reason they’re asking for dlc to provide more/personal protection? hello, did i miss something? anyone thought it was a good idea? what class of transportation did they get? if it was dangerous enough that on a train ride they’d need people to guard the journey it wouldn’t even be built there? or what, did they get a max-luxury, train ride with insurance kinda deal? and it had two (2) bodyguards? two (2)!!!!! or was it in the middle of the road??? i may have enough context for the environment but none on economy of this place i swear
“hey ladies we’ll protect you wink” jaune and lie ren literally sitting one (1) feet away not saying anything, could be everyone’s moment to justify “hey we’re literally huntsman despite being kids, we know what we’re doing” but qrow has to step in and apparently his credentials would ward off some bodyguards???? like “hi yes sorry im the dad of literally 8 kids, i can protect them all” not a convincing argument here bud
illia deserves more time on screen and also closure because neptune fuckin hit on her and that’s obviously enough to change scenes right
also neptune being “you really gonna let her go? l:/” feels like he’s salty instead of wukong tbh; wukong feels/sounds like the literal i can do anything kinda guy -- which he is in mythology and probably in universe (except for intelligence i guess, despite the fact he literally outsmarts his opponents through a lot of his mythos) so i dont mind him being let off the hook, but any hesitation implied during this scene? weak
illia building up to kiss but hugging blake instead, but blake kissing wk on the cheek straight up on camera yo really
---
blake emos in the corner and because its queued up right after the wk/neptune scene its not a far fetch to say she’s emo-ing about wk but turns out its yang? would’ve preferred the setup to be stronger (blake watches yang get on the bed and feels sad/regret, zoom in on yang’s arm to show the audience but not tell them)
i give props to blake being shown “wait leme get that for you” real out the way though, because it underlines properly that blake feels ridiculously bad and wants to do something to make up for yang. good characterization/storytelling!
then they break it w/ like a 30s scene of yang and blake making up almost immediately with a “oh everyone will feel better about it soon :)” BRUH SHE GUILTY BOUT YOUR FUCKIN ARM BITCH CUT BACK TO REALITY DAMN the running away part is sincerely legitimate but also??? blake should be a/ more anxious than that and b/ be more worried about???? yang’s arm??????? for real m8
---
“dont let anyone else die” a/ assumes the bodyguard trying to defend the train literally died and b/ also really fell flat? as a line? get something better...????
genuine dislike for the tactic of qrow fights the Big Boss and everyone gets a handful of weaklings; to stall? possible. but also just feels like a bad tactic overall? also their animations always look like they’re doing an rpg battle; one ability used + animation! then return to original position. that’s a big fallacy of fighting monty oum style and i genuinely hope they recognize it soon
“YOU’RE ATTRACTING THE GRIM TO THE PASSENGERS” ??? i get the part where leading them to the back of the train may help (having them all divided in sections [grim + hunters, passengers, front of train respectively] may help but how does automation attract grim again? like, turrets shooting at them would do so if they’re in range, and they all came from the back so they’d move along towards the middle, but also they wouldn’t continue moving forward? i guess? what im saying is they should really just be around jnxr + oscar instead of way forward in front
when the bodyguard tried to get into the train and barely made it, that SNAP sound was just. raw. i felt that. good! i was very scared/horrified/eager to see if they’d literally break off his arm and he’d just be lying there in a pool of blood or something in shock. he didnt because of aura and i don’t know what to say because a/ it definitely wouldn’t be a bruise and b/ if he had aura and was in the bodyguarding business, wouldn’t he also have a proper semblance to fight off grim most likely? and he aint using it so why he so confident for dlc earlier the heck
bumblebee looks back to the carriage and one lady’s just with her baby like a cheap heartstrings tug
“WHY WON’T YOU TELL US THAT” yang’s line here assumes that they’ve asked about it before and ozpin/oscar refused to answer. i disagree? i think it works better with “WHY DIDN’T YOU TELL US THAT?” because it definitely was a factor they’d all have to take into account with regards to travelling w/ it in the first place. which they are. tbh yang (and jaune in the op) has every right to be mad at him real talk but also change that line please it bothered me so much
---
blake sees the hooded adam figure and honestly idk what kind of omen that is but it feels/looks weird. another no context scene i guess. tbh id take that one out of this episode entirely and shuffle it next episode probably. (and put the adam ruins everything scene at the back of the episode)
grim stop chasing because tunnel. and then they chase the train through the tunnel really slowly? feels weird but okay i fuckin guess; these are just the things im willing to pass on
ren and jaune look at each other like “lets do it” but why does ren? look up? like there’s no extra effects there, its not visible that he’s trying really hard to extend his semblance out. no cool semblance-using eye powers there. it feels kinda cheap for him to do that w/o any additional highlights that he’s activating his aura? also creepy
OH THERE’S THAT SCENE. yang starts off the Big Fight Montage with grabbing the grimm by its horns and then flips it around. cool move! then she promptly punches it up and closes her eyes. what? tbh that was ridiculously weak after a stupid good setup. budget aside i’d say there was an opportunity for a focused choreograph there; instead of a punch up, use a bullet fire up, keeping the enemy’s front half up in the air for a longer period of time. run under, punch/kick the underbelly, bounce off to the side, bullet fire off the side of the train.
blake cutting off the tail was a good move. rt studios deciding to change shots when the enemy has the same pose, so that we cut to ruby fighting the same kind of grimm is not. it breaks clarity for the viewers, that’s not how matching cuts should work tbh
these big grimm dying in a couple of hits are also just? kinda weak-feeling. like these characters got stronger from rpg levels, but not from actual combat training and learning to outsmart your enemies, or upgrading your weapons. feels cheap.
ruby bouncing around in attempt to kill these grim is kinda cute? which may be what they were trying to do? but also not well choreographed i guess. it doesn’t flow too well, just bounces in seperate spikes.
when weiss redirects the flying grimm to ruby, it feels like its? not clear what she did. was it a semblance/shield? colour that blue, we know she uses white but white on white doesn’t work out well. ruby’s scythe sinking into the grimm also doesn’t work great because you get confusion when the shot is supposed to show it sink into the grimm, but you cant see the scythe blade sink into it. like you could only get it from context after watching it that she sent the grimm flying by doing the above, but dont recognize the action in the moment.
callout post to yang and blake fuckin shooting at nothing when there’s a clear path/shot to ruby and qrow’s big monster.
fireball just kinda looked cheap. there wasn’t a long breathy build up, and the fireball just feels way too fast (camera or distance?); reasonable that qrow would be hit by it, but cheap-feeling in the sense that it shouldn’t have happened/it felt unfair, that it happened. he should’ve gotten knocked on his ass by power/strength and being caught off guard, and it felt like more like “oh no he got knocked down! D:”
HHHHHH WEISS ICE SKATES TO THE GRIM BUT ITS NOT LIKE YOU PAY ATTENTION BECAUSE SOMETHING ELSE CALLS FOR IT AND THEN SHE LEAPS UP TO THE RIGHT SIDE OF THE GRIM. SHE’S WHITE, THE BACKGROUND IS WHITE, YOU LOSE SIGHT OF HER, I LEGIT THOUGHT SHE VANISHED BEHIND THE GRIMM BUT IT WOULDNT MAKE SENSE FOR THAT TO HAPPEN. IN THE NEXT SHOT YOU MAY SEE HER AT THE LEFT BUT HER SEMBLANCE IS BLACK TO MAKE HER STAND OUT MORE BUT THEY DIDNT DO THAT FOR THE PREVIOUS SHOT WHY????????
“YANG!” yang promptly bounces off a grimm that isnt shown to have hurt or is dead from the fight and runs off to the bigger grimm as called. understandable, but the other grimm? is just? there? not dead? not doing anything???
also the we need to ground it idea feels really cheap? the grimm isn’t a problem because of its wings, it’s a problem because it’s being dealt with by one (1) person who decides it’s best fighting it on one (1) front vs two on a train. there’s so many ways to tackle this guy! we know qrow’s capable of jumping onto it, but all he’s doing is that, instead of moving to the other side and maybe catching it off guard?????? qrow, fight fucking better.
s/o to qrow/ruby pulling off a move together, cute but also they should’ve been slicing it at different points of the grimm, because they would’ve just died right away if they both went on the same plane? or anywhere near each other? weapons are fucking dangerous we remember right?
GRIMM LAUNCHES A FIREBALL AND IT GOES ON AN UPWARDS TRAJECTORY. IT DOESNT AND INSTEAD GOES IN AN ARC WHEN IT NEVER NEEDED TO. HERE’S HOW YOU COULD DERAIL THE TRAIN. FIREBALL, MOUNTAIN, AVALANCHE/ROCKSLIDE, TRAIN DESTRUCTION. OLD GRANDMA THAT STUMBLES OUT OF THAT/APPEARS BEHIND THE TEAM AFTERWARDS IS MORE IMPRESSIVE FOR HAVING ADAPTED TO THAT FROM INSIDE THE TRAIN THAN TO JUST SIT THERE AND POP OUT LATER LIKE xD lmao wassup yall?
---
yeah thats it and here’d be the adam ruins everything scene right before the opening but we cant get what we want so w/e
11 notes
·
View notes
Text
Should Republicans Vote In Democratic Primary
New Post has been published on https://www.patriotsnet.com/should-republicans-vote-in-democratic-primary/
Should Republicans Vote In Democratic Primary
Official Disinvites For Us Indys
Republican Caller: Should I Vote in the Democratic Primary to Undermine Bernie?
Because we’re disrupting the coronation. It has to be us, right? It can’t be that the candidate they are putting a thumb on the scale for is the problem…
The share of independents in the public, which long ago surpassed the percentages of either Democrats or Republicans, continues to increase. Based on 2014 data, 39% identify as independents, 32% as Democrats and 23% as Republicans. This is the highest percentage of independents in more than 75 years of public opinion polling.I was a registered democrat for over 40 years and left the party last Jan, changed back to caucus for Bernie here in CO and left the democratic party the day after.
Is It Common For Democrats To Participate In The Republican Primary And Vice Versa
In short, no. According to Elizabeth Simas, a political science professor at the University of Houston who spoke about this with Texas Standard, cases of strategic voting dont happen much in primary elections. Certainly, there are people who do it but we just dont see it happening as much as theres potentially this fear for it to happen, Simas said.
In areas dominated by one party, especially rural areas, voters might cross party lines in the primary to have more of a say in their local races.
In my county, all the local races are Republican. Judges, sheriff, district attorney, Martha Mims, a Democratic voter who lives Williamson County, wrote in The Texas Tribunes Facebook group, This is Your Texas. If I want to have a say in local government, I have to vote in the Republican primary.
Voters like Mims can do that, thanks to Texas open primary. Do you have more questions about voting in Texas? Submit them to our Texplainer series.
Disclosure: The University of Houston has been a financial supporter of The Texas Tribune, a nonprofit, nonpartisan news organization that is funded in part by donations from members, foundations and corporate sponsors. Financial supporters play no role in the Tribune’s journalism. Find a complete list of them here.
How Do You Choose
When you show up to your polling location, youll decide whether you want a Democratic or Republican primary ballot.
But after choosing a side in the primary, you have to stay in that lane through the runoff. You cant vote Republican in the primary election and then participate in a runoff election between top Democratic candidates.
That said, voting in a primary does not commit you to vote for a particular candidate in the general election. You can vote for either partys candidate in the November election.
You May Like: Is There Any Republicans Running For President Besides Trump
Sorry Kid It Just Doesn’t Work That Way
This is not a high school glee club. If an independent wants to change their registration every four years for six months in order to vote in the Democratic or Republican party in NY, they can. You do not get to do one fucking thing to stop it. It has been happening for some time, and it will happen more and more as time marches on. I am a leftist. I have every god damned right to have a voice in who the leftist candidate in the GE is going to be. Tough shit if you and other loyalists don’t like it. And I have every right to say, well, that candidate that won does not represent me so I will vote for someone else even if that is a third party. Isn’t democracy a grand thing? This attitude is going to ensure future losses not wins. 47%. That is the number. That is the math!
Invite Independents Into The Process
The Democratic Party ought to open the nominating process to voters registered as independents, allowing them to sign up as Democrats on primary day. Sixteen states have created open primaries through laws or referendums, according to the nonprofit group Open Primaries, although the parties have the authority to do so unilaterally. Yet Democrats have done so in only six states, the group notes.
James Zogby is president of the Arab American Institute and a member of the Democratic National Committees executive committee. Bernie Sanders appointed him to the partys primary reform commission.
Reaching out to such voters currently alienated by the two major parties would increase the chances that the Democratic nominee can win in November. At the same time, the party needs to work to strengthen its bonds with its existing members.
The sad but simple truth is that being a Democrat no longer means very much to many Americans. According to the most recent Gallup poll, only 27 percent of voters identify as Democrats, and 30 percent say they are Republicans. At the same time, 42 percent call themselves independents, including half of millennial voters . This share of American voters who dont identify with any party has held constant for well over a decade.
The Democratic Party needs to give voters, including independents, a reason to become engaged in party-building. Since we need the votes of independents in the fall, shouldnt we give them a voice in the spring?
Recommended Reading: What News Channel Do Republicans Watch
Well No That Defeats The Purpose Of Primaries
But I do think that they should be open. It was different when the majority of the populace was divided between the two parties, but now that Independents make up the largest voting group, it seems wrong to exclude them unless there is same day voter registration at polling sites. Too many states make it as hard as possible to vote now that the voting rights act was gutted, so we need to make changes to make the process as inclusive as possible. The more hurdles that people have to jump through to vote, the more discouraged and cynical people will be. That serves the interests of the PTB, but it doesn’t serve the country’s interests. We need and informed, engaged citizenry or our democracy-what’s left of it-will lose all legitimacy. That, at least, is my view now.
The Present Process Is Prone To Chaos And Capture
We need not recount here the devastating effectiveness with which Donald Trumps insurgent candidacy steamrolled the traditional gatekeepers, commandeered media attention, and mobilized what some of his backers called his troll army. However, the weakening of gatekeeping was not limited to one candidate or one party. The Democratic Party establishment found itself barely able to contain the insurgency of Sanders, even though he was not a Democrat and he did not win a majority of self-identified Democrats except in his home state of Vermont and neighboring New Hampshire.
Neither candidate changed the system all by himself. Rather, both saw and exploited the invisible primarys fragility. Candidates could bypass traditional moneymen by reaping donations online, tapping deep-pocketed tycoons, or funding themselves. They could bypass traditional media by using social platforms like Twitter and Facebook, and they could hijack traditional media by behaving outrageously. They could treat their lack of endorsements as a mark of authenticity.
he nomination process makes unrealistic demands on voters, not because voters are lazy or stupidtheyre notbut because they are human.
You May Like: Did Republicans Riot After Obama Was Elected
With No Republican Primary Gop Supporters Are Free To Vote For ‘chaos’
With no Republican presidential primary this year, Republicans are free to make what political scientists call negative strategic votes for Democrats without having to sacrifice the chance to vote for their own party.
Voters can cast ballots in only one primary per election, but they can vote however they choose in general elections despite the primary they choose.
A large crowd of candidates means smaller vote counts can swing elections and being early in the national process could also be expected to add to a particularly strong chances for crossover voting, said D. Sunshine Hillygus, a Duke University political science professor who has studied crossover and negative strategic voting.
She said the crossover votes can be negatively strategic, “trolling or throwing a wrench in it,” or they can be positively strategic as a backstop.
The only cost for Republicans who are so inclined to instigate “chaos?” They’ll get on a Democratic mailing list.
And, indeed, crossover votes could be a factor in the primary, said David Woodard, a retired Clemson University professor who has consulted with Republicans for decades.
Republicans who otherwise wouldn’t want to interrupt their Republican voting record could actually brag about crossing over this year, Woodard said. Fueled by impeachment and memories of Supreme Court confirmation hearings, Republicans will be highly motivated this year, Woodard said.
Get Rid Of Superdelegates Completely
Will President Trump encourage Ohio Republicans to vote in the Democratic Primary
Superdelegates had some of their power stripped from them after the contentious 2016 Democratic primary contest. Now its time to finish the job: They ought to be neutered entirely.
Selina Vickers was a delegate for Sen. Bernie Sanders at the 2016 Democratic National Convention. She is a candidate for the West Virginia House of Delegates, in District 32.
Superdelegates debuted at the 1984 Democratic convention, after the party reworked its rules to respond to President Jimmy Carters calamitous defeat in 1980. The idea was that these special delegates typically politicians and senior party officials wouldnt be bound by the decisions of state primary voters and caucusers: They could throw their weight behind whichever candidate they thought would perform best in the general election. This year, there are 771 superdelegate votes and 3,979 pledged delegates . The problem is that there can be a chasm between the judgments of party insiders and the grass roots about which candidates are most electable.
A certain number of elected party leaders could retain the title of automatic delegates, but they should not have a free or wild card vote at any stage. Instead, they should pledge to a candidate before their states primary or caucuses. If their candidates dont earn votes at the state level, they wouldnt have a say so they couldnt interfere in the democratic selection of a nominee.
Read Also: How Many Democrats Republicans Are In The Senate
What Is A Party Primary Election
The Democratic and Republican Parties are required to use primary elections to choose their candidates for the general election. Although it is up to the parties to decide who may vote in their primaries, generally only registered voters affiliated with the Democratic or Republican Parties may vote in that party’s primary election.
Democrats Plan To Keep Their Primary Strategy
Morgan Carroll, chairwoman of the Colorado Democratic Party and a former state Senate president, said a proposal to forgo primaries would never receive serious consideration among state Democrats.
She called the idea ridiculous and undemocratic.
If we had a candidate that recommended it, I think theyd be driven out of town, Morgan Carroll said.
She sees the push as part of a larger pattern by Trump and his loyalists to basically move in an authoritarian direction, take away choices from voters, make it harder to vote, make it hard for the people to decide, and make it easier for them to install whoever they want in whatever position they want.
Want exclusive political news and insights first? Subscribe to The Unaffiliated, the political newsletter from The Colorado Sun. Thats where this story first appeared. Join now or upgrade your membership.
If the Republican proposal passes, she said its hard to know whether more unaffiliated voters would participate in 2022 Democratic primaries because they would be the only primary left they could vote in.
She thinks the move would backfire for Republicans as theyve struggled to win elections in Colorado in recent years. If I were a rank-and-file Republican person, Id be furious.
Colorado Sun staff writer Jesse Paul contributed to this report.
Read Also: Are There Any Other Republicans Running For President
Enhance The Role Of Superdelegates
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates by preventing them from voting on the first ballot or reducing their numbers, the party should augment their influence.
The purpose of superdelegates has never been to overturn the choice of voters in primaries. True, in principle they might act as a last barrier to a manifestly unacceptable candidate, like George Wallace or Henry Fordbut even that is unlikely, if a candidate has won a decisive victory in the primaries. Rather, their real importance is their indirect influence on the upstream end of the process. Their convention votes incentivize candidates to reach out to them in the early stages of campaigns. A candidate who seeks superdelegates support will need to listen to them and promise to work with them. Also, superdelegates commitments early in the process help establish party support and momentum for favored candidates. Superdelegates do not decide the nomination, but they do influence the nominees, the media, and the votersand that is exactly as it should be.
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates , the party should augment their influence.
Its Primary Day In Pennsylvania Heres What Voters Need To Know
By
Laura Benshoff
May 18, 2021
Voters, wearing protective face masks as a precaution against the coronavirus, stand at a distance from each other as they wait in line to casts their ballot in the Pennsylvania primary in Philadelphia, Tuesday, June 2, 2020.
Its Primary Day in Pennsylvania.
Voters around the commonwealth will pick representatives from their parties to put on the ballot for the November general election. In Philadelphia, where Democrats outnumber Republicans seven to one, the primary can be more determinative than the general election.
Judicial races, school board seats, and the Philadelphia District Attorneys office are all in the running.
Recommended Reading: What Percent Of Republicans Approve Of Trump
Over 150 Companies Sign Letter Supporting John Lewis Voting Rights Advancement Act
One reason Republicans in Pennsylvania and Massachusetts may have focused their initiatives solely on voter ID laws, rather than including other election changes, is because public polling has shown those requirements have broad backing by members of both parties. A recent Monmouth University poll found that 80 percent of Americans back requiring voters to show photo ID in order to vote.
“The struggle with ballot initiatives are always getting the actual initiative on the ballot to start with,” said Garrett Bess, vice president of Heritage Action for America, a conservative advocacy group. “But if the question is put to the voters, then I think it’s an almost certainty to pass.”
Still, the effort marks a new chapter in the broader national Republican effort to advance new limits on elections following former President Donald Trump’s campaign of lies about last fall’s vote. A number of leading backers of the ballot initiatives have boosted Trump’s false claims of fraud.
Voter fraud in U.S. elections is exceedingly rare. Although there is no evidence of widespread malfeasance in last fall’s election, more than a dozen states have so far enacted changes this year.
According to the National Conference of State Legislatures, 36 states already ask voters to provide some form of ID, with most of them allowing voters without ID to cast ballots if they sign a form under oath.
Using An Analogy Such As A Private Club Or A Sports Team Is Neither Naive Nor Dishonest
If you are an Independent or non-aligned voter, you simply change your voter registration to Democratic if you want to vote for a Democrat in a Primary, or to Republican if you want to vote for Republican in a primary. There is absolutely no restriction on doing this, other than the need to do it a certain number of days before the primary. Whether or not the Democratic Party and the Republican Party are de-facto institutionalized political parties, sports teams, or clubs does not change this. If you want to vote in a closed primary, you simply change to the party that you want to be in within the allotted time before the primary. One can always change back to Independent or non-aligned afterward if one chooses. Why do you think this is “s***ting” on people? Candidate preference:Biden
You May Like: What Year Did The Democrats And Republicans Switch
Professional Vetting Provides Quality Control
Our case so far has dwelt on the shortcomings of the plebiscitary nominating process. So, we ought to re-emphasize: We are not saying that primary elections bring nothing to the table. To the contrary, they surface all kinds of important information about candidates and voters. What we do believe is that two filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints; and, more than that, they complement and improve each other. Each provides the other with vital information which otherwise might be missed. Perhaps most important, professional input aids in winnowing the field to those who will likely govern competently.
wo filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints
Insiders look for whether candidates are able to work with others, and whether they have sound judgment, adaptability, a nuanced way of dealing with problems, and influential relationships inside and outside government. Insiders also observe candidates character, and they can detect personal flaws that might affect sound decision-making. Insiders know from experience the attributes and talents necessary for effective governing. Voters are not privy to that kind of detailed, hands-on knowledge.
Vetting not only evaluates politicians; it also helps equip them to govern.
Virginia Voter Guide: The 2021 Primaries
Will President Trump encourage Ohio Republicans to cross-over to vote in Democratic primary?
The 2021 election season in Virginia has begun.
The 2021 Virginia primary election, which will determine the candidates who will face off in the fall, will be held Tuesday. Voters are weighing in on the contest for the Democratic nomination for governor, lieutenant governor and attorney general among other races. Most of the Republican races were already decided in a series of remote conventions May 8, although there will be a few GOP races on the ballot.
Most of the changes to voting in Virginia adopted last year due to the pandemic are still in place, but there are a few differences. Heres what you need to know.
Read Also: Do Republicans Vote In The Primary
Trump Has Zero Desire To Be Speaker Of House Spokesman Says
Oregon progressive Senator Jeff Merkley and Minnesotas Senator and former Democratic presidential candidate, Amy Klobuchar, introduced the For the People Act, along with majority leader Chuck Schumer, in the Senate in March.
Jeff Merkley
. is absolutely right. This bill is critical for our country. We must fight with everything we’ve got to pass the For the People Act and save our democracy.
Today they probably know it is going to be parked in a cul-de-sac and the Republicans, aided by Democrat Joe Manchin, are going to throw away the keys.
Heres what Merkley tweeted yesterday.
Jeff Merkley
Make no mistake: Our democracy is in crisis. Republican lawmakers are trying to restrict Americans’ right to vote all across the country. Tomorrow we have a chance to right these wrongs by passing the For the People Act. We must get it done!
And heres Klobuchar earlier today reminding everyone that Barack Obama has spoken out to support a compromise version of the bill put forward by Manchin .
Amy Klobuchar
Voters Need Help: How Party Insiders Can Make Presidential Primaries Safer Fairer And More Democratic
Summary
Presidential-nominating contests in both major political parties are at risk of producing nominees who aren’t competent to govern and/or don’t represent a majority of the partys voters. Raymond La Raja and Jonathan Rauch argue this is a result of the declining role of party insiders in the nomination process and call for the reversal of that trend. Primaries function best, they claim, when voters and party professionals work in partnership.
Don’t Miss: How Many Registered Republicans In Texas
The Republicans Planning To Vote In South Carolinas Democratic Primary
Save Story
Save this story for later.
Save Story
Save this story for later.
Twelve years ago, Rush Limbaugh, who had not yet received the Presidential Medal of Freedom, urged the listeners of his enormously popular and very conservative talk-radio show to vote for Hillary Clinton in the Democratic primaries. In the patchwork process that is employed to nominate Presidential candidates, more than a dozen states have open primaries, which allow registered voters to participate in either contest. Limbaugh wanted Clintons close but seemingly losing fight with Barack Obama to go on for as long as possible, on the theory that a protracted battle would weaken the eventual nominee. He called the plan Operation Chaos. Limbaugh didnt think that Clinton was necessarily the weaker of the two candidatesin fact, he ultimately concluded that Obama was; by May, 2008, he was pushing his fans to vote for the senator from Illinois. Barack Obama has shown he cannot get the votes Democrats need to winblue-collar, working-class people, Limbaugh said. He can get effete snobs, he can get wealthy academics, he can get the young, and he can get the black vote, but Democrats do not win with that.
Oh You Don’t Want My Vote In Nov
I’m an Indy that votes Dem. My state has closed Repug primaries/caucuses. If I were Right leaning I’d be insulted that I have to change my affiliation to them and back afterward to have a say in who the best candidate to run for GE is.The Dem party is now smaller than the Indies, and will be even smaller in a few months after Hillary’s scorched earth antics. I don’t think you want to disinvite us all at this point.
You May Like: How Many Democrats And Republicans Are Currently In The Senate
From Ohio To Florida Your Cheat Sheet For The Next Crucial Primaries
Five states voting Tuesday could be make-or-break for some presidential candidates. A primer on whos voting and what outcomes are likeliest
Tue 15 Mar 2016 11.00 GMT Last modified on Fri 9 Feb 2018 19.15 GMT
On 15 March, the names of the remaining presidential candidates Donald Trump, Ted Cruz, Marco Rubio and John Kasich on the Republican side, Hillary Clinton and Bernie Sanders for the Democrats will be on ballot papers in five states and one US territory. Although this Tuesday will be less frantic than Super Tuesday two weeks ago, when 12 states and one territory held primary elections, its just as important. By 16 March, the race for the White House could look very different depending on how Florida, Illinois, Missouri, North Carolina and Ohio vote.
Thats partly because the delegate numbers in those states are so high in total, 367 Republican and 792 Democratic delegates are available on 15 March. That brings us significantly closer to the finish line of having just two presidential candidates: at the moment, 33% of Democratic delegates have been pledged but by the time the polls have closed on 15 March, that number will rise to 50%. For Republicans, pledged delegates will jump from 46% to 61%.
Those percentages just mean that playing catch-up gets harder from here. Clinton is still on track for the Democratic nomination to change that, Sanders needs to pick up at least 326 of the pledged delegates .
0 notes
Text
Should Republicans Vote In Democratic Primary
Official Disinvites For Us Indys
Republican Caller: Should I Vote in the Democratic Primary to Undermine Bernie?
Because we’re disrupting the coronation. It has to be us, right? It can’t be that the candidate they are putting a thumb on the scale for is the problem…
The share of independents in the public, which long ago surpassed the percentages of either Democrats or Republicans, continues to increase. Based on 2014 data, 39% identify as independents, 32% as Democrats and 23% as Republicans. This is the highest percentage of independents in more than 75 years of public opinion polling.I was a registered democrat for over 40 years and left the party last Jan, changed back to caucus for Bernie here in CO and left the democratic party the day after.
Is It Common For Democrats To Participate In The Republican Primary And Vice Versa
In short, no. According to Elizabeth Simas, a political science professor at the University of Houston who spoke about this with Texas Standard, cases of strategic voting dont happen much in primary elections. Certainly, there are people who do it but we just dont see it happening as much as theres potentially this fear for it to happen, Simas said.
In areas dominated by one party, especially rural areas, voters might cross party lines in the primary to have more of a say in their local races.
In my county, all the local races are Republican. Judges, sheriff, district attorney, Martha Mims, a Democratic voter who lives Williamson County, wrote in The Texas Tribunes Facebook group, This is Your Texas. If I want to have a say in local government, I have to vote in the Republican primary.
Voters like Mims can do that, thanks to Texas open primary. Do you have more questions about voting in Texas? Submit them to our Texplainer series.
Disclosure: The University of Houston has been a financial supporter of The Texas Tribune, a nonprofit, nonpartisan news organization that is funded in part by donations from members, foundations and corporate sponsors. Financial supporters play no role in the Tribune’s journalism. Find a complete list of them here.
How Do You Choose
When you show up to your polling location, youll decide whether you want a Democratic or Republican primary ballot.
But after choosing a side in the primary, you have to stay in that lane through the runoff. You cant vote Republican in the primary election and then participate in a runoff election between top Democratic candidates.
That said, voting in a primary does not commit you to vote for a particular candidate in the general election. You can vote for either partys candidate in the November election.
You May Like: Is There Any Republicans Running For President Besides Trump
Sorry Kid It Just Doesn’t Work That Way
This is not a high school glee club. If an independent wants to change their registration every four years for six months in order to vote in the Democratic or Republican party in NY, they can. You do not get to do one fucking thing to stop it. It has been happening for some time, and it will happen more and more as time marches on. I am a leftist. I have every god damned right to have a voice in who the leftist candidate in the GE is going to be. Tough shit if you and other loyalists don’t like it. And I have every right to say, well, that candidate that won does not represent me so I will vote for someone else even if that is a third party. Isn’t democracy a grand thing? This attitude is going to ensure future losses not wins. 47%. That is the number. That is the math!
Invite Independents Into The Process
The Democratic Party ought to open the nominating process to voters registered as independents, allowing them to sign up as Democrats on primary day. Sixteen states have created open primaries through laws or referendums, according to the nonprofit group Open Primaries, although the parties have the authority to do so unilaterally. Yet Democrats have done so in only six states, the group notes.
James Zogby is president of the Arab American Institute and a member of the Democratic National Committees executive committee. Bernie Sanders appointed him to the partys primary reform commission.
Reaching out to such voters currently alienated by the two major parties would increase the chances that the Democratic nominee can win in November. At the same time, the party needs to work to strengthen its bonds with its existing members.
The sad but simple truth is that being a Democrat no longer means very much to many Americans. According to the most recent Gallup poll, only 27 percent of voters identify as Democrats, and 30 percent say they are Republicans. At the same time, 42 percent call themselves independents, including half of millennial voters . This share of American voters who dont identify with any party has held constant for well over a decade.
The Democratic Party needs to give voters, including independents, a reason to become engaged in party-building. Since we need the votes of independents in the fall, shouldnt we give them a voice in the spring?
Recommended Reading: What News Channel Do Republicans Watch
Well No That Defeats The Purpose Of Primaries
But I do think that they should be open. It was different when the majority of the populace was divided between the two parties, but now that Independents make up the largest voting group, it seems wrong to exclude them unless there is same day voter registration at polling sites. Too many states make it as hard as possible to vote now that the voting rights act was gutted, so we need to make changes to make the process as inclusive as possible. The more hurdles that people have to jump through to vote, the more discouraged and cynical people will be. That serves the interests of the PTB, but it doesn’t serve the country’s interests. We need and informed, engaged citizenry or our democracy-what’s left of it-will lose all legitimacy. That, at least, is my view now.
The Present Process Is Prone To Chaos And Capture
We need not recount here the devastating effectiveness with which Donald Trumps insurgent candidacy steamrolled the traditional gatekeepers, commandeered media attention, and mobilized what some of his backers called his troll army. However, the weakening of gatekeeping was not limited to one candidate or one party. The Democratic Party establishment found itself barely able to contain the insurgency of Sanders, even though he was not a Democrat and he did not win a majority of self-identified Democrats except in his home state of Vermont and neighboring New Hampshire.
Neither candidate changed the system all by himself. Rather, both saw and exploited the invisible primarys fragility. Candidates could bypass traditional moneymen by reaping donations online, tapping deep-pocketed tycoons, or funding themselves. They could bypass traditional media by using social platforms like Twitter and Facebook, and they could hijack traditional media by behaving outrageously. They could treat their lack of endorsements as a mark of authenticity.
he nomination process makes unrealistic demands on voters, not because voters are lazy or stupidtheyre notbut because they are human.
You May Like: Did Republicans Riot After Obama Was Elected
With No Republican Primary Gop Supporters Are Free To Vote For ‘chaos’
With no Republican presidential primary this year, Republicans are free to make what political scientists call negative strategic votes for Democrats without having to sacrifice the chance to vote for their own party.
Voters can cast ballots in only one primary per election, but they can vote however they choose in general elections despite the primary they choose.
A large crowd of candidates means smaller vote counts can swing elections and being early in the national process could also be expected to add to a particularly strong chances for crossover voting, said D. Sunshine Hillygus, a Duke University political science professor who has studied crossover and negative strategic voting.
She said the crossover votes can be negatively strategic, “trolling or throwing a wrench in it,” or they can be positively strategic as a backstop.
The only cost for Republicans who are so inclined to instigate “chaos?” They’ll get on a Democratic mailing list.
And, indeed, crossover votes could be a factor in the primary, said David Woodard, a retired Clemson University professor who has consulted with Republicans for decades.
Republicans who otherwise wouldn’t want to interrupt their Republican voting record could actually brag about crossing over this year, Woodard said. Fueled by impeachment and memories of Supreme Court confirmation hearings, Republicans will be highly motivated this year, Woodard said.
Get Rid Of Superdelegates Completely
Will President Trump encourage Ohio Republicans to vote in the Democratic Primary
Superdelegates had some of their power stripped from them after the contentious 2016 Democratic primary contest. Now its time to finish the job: They ought to be neutered entirely.
Selina Vickers was a delegate for Sen. Bernie Sanders at the 2016 Democratic National Convention. She is a candidate for the West Virginia House of Delegates, in District 32.
Superdelegates debuted at the 1984 Democratic convention, after the party reworked its rules to respond to President Jimmy Carters calamitous defeat in 1980. The idea was that these special delegates typically politicians and senior party officials wouldnt be bound by the decisions of state primary voters and caucusers: They could throw their weight behind whichever candidate they thought would perform best in the general election. This year, there are 771 superdelegate votes and 3,979 pledged delegates . The problem is that there can be a chasm between the judgments of party insiders and the grass roots about which candidates are most electable.
A certain number of elected party leaders could retain the title of automatic delegates, but they should not have a free or wild card vote at any stage. Instead, they should pledge to a candidate before their states primary or caucuses. If their candidates dont earn votes at the state level, they wouldnt have a say so they couldnt interfere in the democratic selection of a nominee.
Read Also: How Many Democrats Republicans Are In The Senate
What Is A Party Primary Election
The Democratic and Republican Parties are required to use primary elections to choose their candidates for the general election. Although it is up to the parties to decide who may vote in their primaries, generally only registered voters affiliated with the Democratic or Republican Parties may vote in that party’s primary election.
Democrats Plan To Keep Their Primary Strategy
Morgan Carroll, chairwoman of the Colorado Democratic Party and a former state Senate president, said a proposal to forgo primaries would never receive serious consideration among state Democrats.
She called the idea ridiculous and undemocratic.
If we had a candidate that recommended it, I think theyd be driven out of town, Morgan Carroll said.
She sees the push as part of a larger pattern by Trump and his loyalists to basically move in an authoritarian direction, take away choices from voters, make it harder to vote, make it hard for the people to decide, and make it easier for them to install whoever they want in whatever position they want.
Want exclusive political news and insights first? Subscribe to The Unaffiliated, the political newsletter from The Colorado Sun. Thats where this story first appeared. Join now or upgrade your membership.
If the Republican proposal passes, she said its hard to know whether more unaffiliated voters would participate in 2022 Democratic primaries because they would be the only primary left they could vote in.
She thinks the move would backfire for Republicans as theyve struggled to win elections in Colorado in recent years. If I were a rank-and-file Republican person, Id be furious.
Colorado Sun staff writer Jesse Paul contributed to this report.
Read Also: Are There Any Other Republicans Running For President
Enhance The Role Of Superdelegates
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates by preventing them from voting on the first ballot or reducing their numbers, the party should augment their influence.
The purpose of superdelegates has never been to overturn the choice of voters in primaries. True, in principle they might act as a last barrier to a manifestly unacceptable candidate, like George Wallace or Henry Fordbut even that is unlikely, if a candidate has won a decisive victory in the primaries. Rather, their real importance is their indirect influence on the upstream end of the process. Their convention votes incentivize candidates to reach out to them in the early stages of campaigns. A candidate who seeks superdelegates support will need to listen to them and promise to work with them. Also, superdelegates commitments early in the process help establish party support and momentum for favored candidates. Superdelegates do not decide the nomination, but they do influence the nominees, the media, and the votersand that is exactly as it should be.
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates , the party should augment their influence.
Its Primary Day In Pennsylvania Heres What Voters Need To Know
By
Laura Benshoff
May 18, 2021
Voters, wearing protective face masks as a precaution against the coronavirus, stand at a distance from each other as they wait in line to casts their ballot in the Pennsylvania primary in Philadelphia, Tuesday, June 2, 2020.
Its Primary Day in Pennsylvania.
Voters around the commonwealth will pick representatives from their parties to put on the ballot for the November general election. In Philadelphia, where Democrats outnumber Republicans seven to one, the primary can be more determinative than the general election.
Judicial races, school board seats, and the Philadelphia District Attorneys office are all in the running.
Recommended Reading: What Percent Of Republicans Approve Of Trump
Over 150 Companies Sign Letter Supporting John Lewis Voting Rights Advancement Act
One reason Republicans in Pennsylvania and Massachusetts may have focused their initiatives solely on voter ID laws, rather than including other election changes, is because public polling has shown those requirements have broad backing by members of both parties. A recent Monmouth University poll found that 80 percent of Americans back requiring voters to show photo ID in order to vote.
“The struggle with ballot initiatives are always getting the actual initiative on the ballot to start with,” said Garrett Bess, vice president of Heritage Action for America, a conservative advocacy group. “But if the question is put to the voters, then I think it’s an almost certainty to pass.”
Still, the effort marks a new chapter in the broader national Republican effort to advance new limits on elections following former President Donald Trump’s campaign of lies about last fall’s vote. A number of leading backers of the ballot initiatives have boosted Trump’s false claims of fraud.
Voter fraud in U.S. elections is exceedingly rare. Although there is no evidence of widespread malfeasance in last fall’s election, more than a dozen states have so far enacted changes this year.
According to the National Conference of State Legislatures, 36 states already ask voters to provide some form of ID, with most of them allowing voters without ID to cast ballots if they sign a form under oath.
Using An Analogy Such As A Private Club Or A Sports Team Is Neither Naive Nor Dishonest
If you are an Independent or non-aligned voter, you simply change your voter registration to Democratic if you want to vote for a Democrat in a Primary, or to Republican if you want to vote for Republican in a primary. There is absolutely no restriction on doing this, other than the need to do it a certain number of days before the primary. Whether or not the Democratic Party and the Republican Party are de-facto institutionalized political parties, sports teams, or clubs does not change this. If you want to vote in a closed primary, you simply change to the party that you want to be in within the allotted time before the primary. One can always change back to Independent or non-aligned afterward if one chooses. Why do you think this is “s***ting” on people? Candidate preference:Biden
You May Like: What Year Did The Democrats And Republicans Switch
Professional Vetting Provides Quality Control
Our case so far has dwelt on the shortcomings of the plebiscitary nominating process. So, we ought to re-emphasize: We are not saying that primary elections bring nothing to the table. To the contrary, they surface all kinds of important information about candidates and voters. What we do believe is that two filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints; and, more than that, they complement and improve each other. Each provides the other with vital information which otherwise might be missed. Perhaps most important, professional input aids in winnowing the field to those who will likely govern competently.
wo filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints
Insiders look for whether candidates are able to work with others, and whether they have sound judgment, adaptability, a nuanced way of dealing with problems, and influential relationships inside and outside government. Insiders also observe candidates character, and they can detect personal flaws that might affect sound decision-making. Insiders know from experience the attributes and talents necessary for effective governing. Voters are not privy to that kind of detailed, hands-on knowledge.
Vetting not only evaluates politicians; it also helps equip them to govern.
Virginia Voter Guide: The 2021 Primaries
Will President Trump encourage Ohio Republicans to cross-over to vote in Democratic primary?
The 2021 election season in Virginia has begun.
The 2021 Virginia primary election, which will determine the candidates who will face off in the fall, will be held Tuesday. Voters are weighing in on the contest for the Democratic nomination for governor, lieutenant governor and attorney general among other races. Most of the Republican races were already decided in a series of remote conventions May 8, although there will be a few GOP races on the ballot.
Most of the changes to voting in Virginia adopted last year due to the pandemic are still in place, but there are a few differences. Heres what you need to know.
Read Also: Do Republicans Vote In The Primary
Trump Has Zero Desire To Be Speaker Of House Spokesman Says
Oregon progressive Senator Jeff Merkley and Minnesotas Senator and former Democratic presidential candidate, Amy Klobuchar, introduced the For the People Act, along with majority leader Chuck Schumer, in the Senate in March.
Jeff Merkley
. is absolutely right. This bill is critical for our country. We must fight with everything we’ve got to pass the For the People Act and save our democracy.
Today they probably know it is going to be parked in a cul-de-sac and the Republicans, aided by Democrat Joe Manchin, are going to throw away the keys.
Heres what Merkley tweeted yesterday.
Jeff Merkley
Make no mistake: Our democracy is in crisis. Republican lawmakers are trying to restrict Americans’ right to vote all across the country. Tomorrow we have a chance to right these wrongs by passing the For the People Act. We must get it done!
And heres Klobuchar earlier today reminding everyone that Barack Obama has spoken out to support a compromise version of the bill put forward by Manchin .
Amy Klobuchar
Voters Need Help: How Party Insiders Can Make Presidential Primaries Safer Fairer And More Democratic
Summary
Presidential-nominating contests in both major political parties are at risk of producing nominees who aren’t competent to govern and/or don’t represent a majority of the partys voters. Raymond La Raja and Jonathan Rauch argue this is a result of the declining role of party insiders in the nomination process and call for the reversal of that trend. Primaries function best, they claim, when voters and party professionals work in partnership.
Don’t Miss: How Many Registered Republicans In Texas
The Republicans Planning To Vote In South Carolinas Democratic Primary
Save Story
Save this story for later.
Save Story
Save this story for later.
Twelve years ago, Rush Limbaugh, who had not yet received the Presidential Medal of Freedom, urged the listeners of his enormously popular and very conservative talk-radio show to vote for Hillary Clinton in the Democratic primaries. In the patchwork process that is employed to nominate Presidential candidates, more than a dozen states have open primaries, which allow registered voters to participate in either contest. Limbaugh wanted Clintons close but seemingly losing fight with Barack Obama to go on for as long as possible, on the theory that a protracted battle would weaken the eventual nominee. He called the plan Operation Chaos. Limbaugh didnt think that Clinton was necessarily the weaker of the two candidatesin fact, he ultimately concluded that Obama was; by May, 2008, he was pushing his fans to vote for the senator from Illinois. Barack Obama has shown he cannot get the votes Democrats need to winblue-collar, working-class people, Limbaugh said. He can get effete snobs, he can get wealthy academics, he can get the young, and he can get the black vote, but Democrats do not win with that.
Oh You Don’t Want My Vote In Nov
I’m an Indy that votes Dem. My state has closed Repug primaries/caucuses. If I were Right leaning I’d be insulted that I have to change my affiliation to them and back afterward to have a say in who the best candidate to run for GE is.The Dem party is now smaller than the Indies, and will be even smaller in a few months after Hillary’s scorched earth antics. I don’t think you want to disinvite us all at this point.
You May Like: How Many Democrats And Republicans Are Currently In The Senate
From Ohio To Florida Your Cheat Sheet For The Next Crucial Primaries
Five states voting Tuesday could be make-or-break for some presidential candidates. A primer on whos voting and what outcomes are likeliest
Tue 15 Mar 2016 11.00 GMT Last modified on Fri 9 Feb 2018 19.15 GMT
On 15 March, the names of the remaining presidential candidates Donald Trump, Ted Cruz, Marco Rubio and John Kasich on the Republican side, Hillary Clinton and Bernie Sanders for the Democrats will be on ballot papers in five states and one US territory. Although this Tuesday will be less frantic than Super Tuesday two weeks ago, when 12 states and one territory held primary elections, its just as important. By 16 March, the race for the White House could look very different depending on how Florida, Illinois, Missouri, North Carolina and Ohio vote.
Thats partly because the delegate numbers in those states are so high in total, 367 Republican and 792 Democratic delegates are available on 15 March. That brings us significantly closer to the finish line of having just two presidential candidates: at the moment, 33% of Democratic delegates have been pledged but by the time the polls have closed on 15 March, that number will rise to 50%. For Republicans, pledged delegates will jump from 46% to 61%.
Those percentages just mean that playing catch-up gets harder from here. Clinton is still on track for the Democratic nomination to change that, Sanders needs to pick up at least 326 of the pledged delegates .
source https://www.patriotsnet.com/should-republicans-vote-in-democratic-primary/
0 notes
Text
Wowwwwo im honored and excited for you to read this blog. This one was hard for me to write so dont hate me if it is less easy to understand. Id love to discuss anything you guys hate/love in the comments. See you on the other side.
June 28
today was a big day for me as i was looking forward to taking my math assessment all day. i should have studied but hindsight is 20/20. what i will note is my trip with Uesin. he selflessly gave up his afternoon to drive me to my house, to get food, and then to lanham. What i appreciate about him is how thoughtful all of his actions are. not even just the ones that place me on the receiving end but rather how he places purpose in every decision he makes. i want my relationship with God to mirror how his looks in these ways one day. but after we the assessment i drive back and there is a group meeting centered around Vaughn and he was telling us about his relocation story. a very humbling experience but it seems like God does that to many people that being give them a task they cannot complete on their own. Important Part There is no way for me to claim i trust God with my life and then not my child’s life. so when i feel called to move into the city and education for my child comes up i dont think I want the best for my children. i want what God has for my family and i trust that following his will we do the rest. secondly i learned there is no way to do this alone. no matter how much i tell myself i hate people and want to be alone community is neeeeeeded for relocation. not only will God get you plugged into the city but he will plant you in community with folks with the same mission as you. your church should represent where you live and the values of Christ. make the sacrifices needed to do Gods work if youre going to go there you might as well all the way do it. Important Part people call tell when youre just moving in as compared to bringing Jesus into their Community.
June 29
without much change in my day to day this week i was eager to see where my life would be challenged. my first adventure came when i went further out of the city with Megan and Lestle to the bank. our walk confused me slightly because of what i anticipated to be true about the city was just not lining up to be true at all. everyone thinks the city is the worst part of baltimore but Important Part i am starting to believe i have reason to believe that the people who live outside the city before they are in the county technically that have the most strenuous places. ostracized from the county because they arent good enough and without the “resources” of the city. its a hard life out here. fastforward to dinner time im walking to hiphop chicken and a woman starts screaming to me if i want to buy any movies. its in my nature to stop and talk because i just cant pretend like i cant hear someone speaking directly to me or keep walking when someone is trying to get my attention. so tell her i dont have any interest in any DVDs or console games or perfume but that also wasnt good enough for her. so she crosses the street to better communicate her need for a dollar just have something to drink. the thing that was catching me was we were on our way to eat dinner and i had already decided i wasnt going to spend my money because i wasnt to hungry. so i told her i didn’t have any singles but she can have and i assured her that if i did she would be in luck. shortly after i ended up giving her the 5 to her surprise and she starts crying. i ask her name and then she tells me and i say i will be praying for her but my family group was standing a ways off and were waiting for me to go to dinner. as i tried to walk away she reaches out for me and asks for me to pray for her now. by the time im finished she is in full blown tears and i just gotta go because i cant be out here crying in these streets. i tell this story because i think for me and her it was more than about the mere 5. Important Part while the 5 would get her something to drink it wasnt going to meet all of her needs and we both knew that. the immediacy she wanted her interaction with her Savior right then. and it just teaches me not walk past anyone again because besides “costing me” 5 dollars which was only mine for all of 5 minutes i was able to be with her in her interaction which i believe she will remember way longer than she will remember the 5 i dont even remember what it looked like.
June 30
Who am I. Question I’ve found in all of my conversations since Sunday. Looking for ways I could define myself without telling people what I’m not. Today’s thought provoking comments came by the brilliant minds of Feitian and Lestle. After I was taking notes on my Asian culture 101 class I started to realize my questions weren’t specific to myself and that many other people groups go through the very same things I do. Seeking to find ones self. Feitian communicated to me the exact thing that I knew I couldn’t have been the only other person thinking. That people don’t want to know you, they’d rather skip all the time it would take to get to know each person and use what they have gathered previously through most times skewed lens to contextualize you. Important Part Who you are and who you aren’t are two different people trapped in one body. And most times we are stuck in between looking for someone else to shine some light on us to help determine where our strengths and almost-strengths lie. But I didn’t come to this until the 3 of us went around and spoke about how we were having such immense difficulty communicating who we were to the next person or how hard it was without describing what we weren’t. I believe we live in our pursuit for purpose in our lives and we start with figuring out who we are and what we like. Most times we never make it to the second part without placing our identity in Christ. Important Part It sounds super corny but I have been thinking all week and those are the only concrete things I can describe myself with that others cannot change the definitions to. Who knows. Maybe one day I won’t be afraid of someone knowing me better than I do. But I can’t call it as of yet.
July 1
Writing this a day after wasn’t my smartest idea yet. But we didn’t do as much. It was comprised of a seminar on racial reconciliation. while this seems like a super broad topic and it is. the main parts of what we were doing were focused around a couple steps that really broke down the process into knowing who you are racially and ethnically and what that means for our society and how can we knowing our differences work to create heaven on earth. this whole seminar was a challenge as to what i thought heaven was going to look like. i can see now what a real working definition of unity looks like. unity is fully realized in diversity. as a puzzle works there are many many pieces and they are all shaped through cultures and experiences they have been in. Important Part we needed more than 1 uniqueshape to complete the image of God and thats what unity is about. accepting people who are different from you and working with them because we all together reflect God
After the seminar we went on a trip to the National Blacks in Wax museum. While it was a learning experience i would have enjoyed maybe another hour or 7 to properly pace myself to get to really digest the museum. The worst part about this whole thing for me is in the idea that many of the atrocious acts that were used to oppress black people in the past were not only “based” out of christian beliefs but also done by christian people. So to think about reconciliation for me is to attach myself to an agent that was used to divide people in the past didnt sound appealing at all. Important Part But i realize i serve a God that is big enough to take what some people manipulated to hurt and dehumanize my people and redeem not only what was taken but Christ’s name. This is so important to me because the more broken the more we can see God’s grace cover many times over.
July 2
as practicing sabbath becomes more and more a thing im getting used to im thankful for the time im putting aside to be alone. lol and be with
God. i went over to the Zubeks home and there i met so many new friends. these people im starting to see work together to get your will done and i say the way teamwork looks. vision casting and group work does more and helps to create a community that is dependent on each other. every part of me hates being dependent on someone else but im trying my best to do more than just isolate myself and grow to work with people towards a common goal. but today i went to worship at a mass. it was so new and short i didnt even realize it was over when it was. a different pace but not something i dont think id do long team. i dont see enough variability for myself. i like the experience. id want to get to understand why they do all of what they do for their practices.
July 3
monday was a day that we began to get back into everything with brother Jeff. as a starter we spent about 30 minutes in prayer interceding on behalf of the kids who were just coming back from camp, playing in the league, and the coaches. This is so valuable to me because of what the kids experienced while they were at summers best 2 weeks. This christian camp was a structure and environment that many different kids have in. Brother Jeff took these 7 kids and they all took MAJOR steps in their walk with Christ. And this is great to see but everyone isnt going to be at the best 2 weeks forever and the situations these kids are coming back to isnt one that would accidentally foster them to continue to grow. Important Part Which is why we were fighting in prayer for these kids to meet us halfway so we can continue to pour into them while they are around. becoming an intercessor is exciting me more and more because im becoming like my momma and i see the importance and value of what she does so well. pray for others. i might have to get me one of those closets that dont have a door since i feel like id get locked in and die. but thats besides the point. we then went shopping for the 4th and the weekend for him before coming back home and doing more admin things. then my favorite part of it all. spending time with the youth came. we took timmy*** to the park to hoop for quite some time. seeing and getting these kids to be themselves and slowly begin to look up to myself and lestle and begin to ASK us questions just shows how willing and eager they are to learn. cant wait for more times.
July 4
Writing this blog now I’m still experiencing the 4th in the city and so the nonstop fireworks kept me awake enough to write this entry. To begin my 4th I went to brother Jeffs home and had a cookout with the kids and some of his closest mentees. Over a couple games of uno, burgers, and corn we discussed among many other things honor. While it might seem like a little thing to you guys honor for these kids is VERY VERY important. As I believe it should be for everyone but in biased. Honor and respect is given to those who earn it and something you would never give up on your own accord without a fight. While I know this to be true in my life it didn’t settle in how serious this was until asked point blank where put in a situation you had to Choose walking away with your life or dying with your pride that some would choose to die. Not only did this seem almost ludicrous to me but it wasn’t until shortly after that “death before dishonor” really held any weight. Not only were these kids being put in these situations but they were being forced to make these decisions and would rather die and be known as a real one that held to their values than to flake even when your life is on the line. I love it when someone teaches me something new about myself and this was definitely a time i could realize who i was and where i could grow, Because just putting it in my Blog doesnt mean id be willing to give up my life for anything. Important Part These soldiers would be rocking it in the army of God but until we can get them to stand on the solid rock of Jesus things prolly not gon stay too bright.
My second part of my day I want to compare firework experiences. While they aren’t entertaining to me I enjoy seeing others amused by them. To start off we went to the Zubek Home to watch then after our crab feast. People start to filter onto the roof of their rowhome in SOWEBO and lean up pretty much with their significant others. As people all around the city shoot of their fireworks the thing that stuck out most to me in this situation was how people were celebrating. The laid back privileged group of christians versus the constant street show that we watched for close to an hour as they blocked off stricker less than 50 meters from our home opens my eyes to so many things and actually visible comfort zones. Important Part I want to remember to that the people in Baltimore are not here to put on a show for me on my rooftop but rather that im challenged to learn, experience, and love on the people to try and better understand them. Connections work wonders as we watched and listened to the fireworks go off from 9-2 am non stop.
While this blog was harder for me to write i think there were less Important Parts as well and i dont want yah to hate me for it. Hopefully the ones ive pointed out in this last week add help with anything you might have experienced once upon a time. My last impressions would be to find 3 things you can tell me about yourself without telling me who you arent. My challenge would be to try a vegetarian lifestyle for a week. And my question would be where would you put yourself on the death before dishonor scale?
2 notes
·
View notes
Text
Questions About Fuel Efficiency, Savings Bonds, Materialism, and More!
Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Trading up for fuel efficiency 2. Average age of credit accounts 3. Switching to one vehicle 4. Found this great stock! 5. Canadian pharmacies 6. The rental lifestyle 7. Investing in treasury notes 8. Toaster oven purchase 9. Series EE savings bonds? 10. Spotify worth it? 11. Library book sale excess 12. Books on curbing materialism I regularly spend a lot of time thinking about ideas that are really useful in shaping my life as a whole, with personal finance as a significant part of that life. The challenge for me is relating those ideas in a context so that their value to my financial life is clear. I basically see life as a series of interconnected areas. Physical health. Mental health. Focus and concentration. Spirituality. Intellectual ideas. Marriage. Parenting. Key social relationships. Community relationships. Hobbies. Finances. All of those things are interconnected. All of those areas have at least one strong connection between each of those other areas. Your finances do not live in a bubble. I could literally write an article on the connection between any two of those things. In fact, I might actually write an article about each of those areas and how they connect to finances. Because of that perspective, when I find an idea thats really useful in one area, it turns out that the idea is often useful in many other areas as well because it tugs on those connections. For The Simple Dollar, Im interested in all of those things, but Im particularly interested in exploring that areas connection to finances and how that improvement lifts up ones financial state. That goes alongside topics that are focused largely on financial benefits, like frugality topics. The truth is that if I didnt see those connections to finances and I didnt realize how much the other areas of my life support good healthy financial habits, financial independence would be a far more difficult journey. While the actual mechanical steps for improving ones finances are easy, maintaining them requires strong connections and support from the other areas in life, which is something Ive really come to appreciate in recent years. Its all connected. On with the questions. Q1: Trading up for fuel efficiency I am trying to make a decision about trading in my vehicle for a more gas efficient one. My daily driver is a Jeep Wrangler and while I enjoy driving it, it isnt so great on gas mileage. I currently relocated to California where gas prices are higher than my previous home in Texas. With my commute to work alone (approx. 40 miles) I spend about $100 a week on gas. My Jeep is paid off, but Im wondering if it makes sense to trade it in for something that does a little better on the gas mileage front. Crunching the numbers, it makes sense to think about trading it in but I really enjoy having the vehicle. Any suggestions on making a decision about getting rid of something you love for the greater good of saving money? Rick Based on my guesstimation as to the age of your Jeep Wrangler, it looks like it gets about 15 miles per gallon on average. That lines up well with your $100 a week in gas costs given your commute and the assumption that you use it for a few other things. If you swapped it for a Toyota Prius, for example, your fuel costs go down to about $30 a week, as a Prius approaches 50 miles per gallon. Over the course of a month, thats about $280 in savings. Its probably going to be cheaper in terms of insurance, too. The thing Id ask myself when comparing the Jeep and the fuel efficient car is what exactly you get out of the Jeep that you wont get out of the fuel efficient car, and is that difference worth $300 a month to you? That is the lens through which I would evaluate that purchase. What I usually find in situations like this is that the lower cost item often has much of what I like in the higher cost item and breaking it down to paying a lot of money for relatively minor features seems silly. Its also worth noting that you actually have more options here than just keep the Jeep or sell it and get a very fuel efficient car like a Prius. You also have the option of moving closer to where you work which saves a lot on fuel regardless of what vehicle you have and cuts down the time invested in your commute. You might also look for work closer to where you live if moving isnt an option for some reason. There are lots of things to consider here. Q2: Average age of credit accounts Instead of opening a new account which would lower the average age of my credit accounts, should I increase my credit limit on a secured card? Currently it is at $800. I could deposit another $200-$300 to raise my limit. Stephen Its not the average age of your credit accounts that really matters in terms of your credit score. Its the age of your oldest active account that matters. There is a minor negative impact on your credit score from opening a new line of credit, but its minor and short lived. Often, that impact is counterbalanced by having a better debt-to-credit ratio (meaning the sum total of your credit card balances divided by the sum total of your credit limits). If you open a new card with no balance, your total credit limit goes up but your debt stays the same, this improving your credit score (this only works to a certain extent, but will definitely work if youve only got one card and are opening a second one). In your shoes, I would definitely open an unsecured card if youve been handling the secured card well for a while. I wouldnt close the secured card for a while, though. Leave them both open, then close the secured one (and get your deposit back) in a few years. Q3: Switching to one vehicle While evaluating my year-end financial moves, I wondered if I could switch down to one vehicle to cut expenses. A Google search led me to an article you wrote on eliminating one car. Id like to give you some information and get your thoughts on it. I live alone and travel regionally for work. I bought my second vehicle in late 2017 to tow a trailer with my sons racing kart. I can probably drop the full coverage insurance on the vehicles to save some money. I have a 2010 Honda Civic with 248,702 miles on it. I get about 32 mpg and drove 34,529 miles last year. I had $1933.36 in necessary repairs last year. The 2018 annual insurance was $467, the 2019 cost is projected to be $594. I also have a 2006 Honda Ridgeline with 147,422 miles on it. I get about 20 mpg when I am not using it to tow and drove 4,851 miles last year. It may be higher but I only used it when needed. I had $572.07 in necessary repairs last year. The 2018 annual insurance was $148, the 2019 cost is projected to be $301. Kevin If you think its possible with your lifestyle to cut down to one vehicle, you probably can do so. Its usually professional constraints or other life constraints that keep people from being able to pull it off, so if you dont see such an issue in your life, you can probably do this. The big issue I see is that the Civic is going to be far better for commuting, but the Civic cant tow. Do you have any other option for towing that cart? Do you have a solution in place for what the Ridgeline does for you if you drop it? If you do (or if you come to the conclusion that you dont need the towing ability), then Id drop that Ridgeline like a hot potato and keep the Civic. As many miles as youre driving, the fuel efficiency of the Civic is going to save you a ton of money on gas versus driving the Ridgeline that much. I think that if you drop the Civic and keep the 2006 Ridgeline and put almost 40,000 miles a year on it, the gas costs are going to be stupendous. My back of the envelope math says youre better off keeping both cars as they are right now rather than switching to an all-Ridgeline solution. Q4: Found this great stock! Heres a brain teaser for Trent: My boyfriend bought shares of MORL about two years ago and put it on automatic DRIP. Now he gets about $600 a month on average gross. I studied this stock and I just dont really understand it, but it seems like its just about like printing money!! But if it is so great why isnt everybody in it? So dont publish this on your Q&A thing, because I want to keep this quiet. Not looking for a pump and dump scenario, just wondered your thoughts on it. Anna MORL is the stock ticker name for UBS ETRACS Monthly Pay 2xLeveraged Mortgage REIT ETN. Basically, its a bundle of mortgages put together by UBS using borrowed money. Imagine that someone borrows $100,000 to buy an investment. They owe interest on that loan, but theyre fine as long as the investment offers a better return on that loan. Now, imagine you used that investment as collateral for an even bigger loan, which you then used to buy control of mortgages, so that people paying their mortgage bills are actually now writing the checks to you. You can often buy mortgages at below face value a $200,000 mortgage might be on sale for $150,000 or whatever if someone needs money fast, so if that mortgage ends up getting paid off, you make $200,000 plus the interest over the course of a few years. This is a great way to multiply your money, but its really risky. If enough people stop paying their mortgages, you are in bad, bad shape because you cant afford to pay the interest on the loans you have. The whole thing falls apart. Thats what MORL is. MORL is an extremely risky investment that only works well while the housing market is stable and interest rates are low. Its double-leveraged and uncollateralized housing debt, which basically means that if people were to suddenly have difficulty paying their mortgages (like what happened in 2007 and 2008) MORL is going to tank hard. Double-leveraged essentially means it rises twice as high when things are going well and falls twice as hard when things are not going well. I would not hold that investment for anything I was relying on for the future. If youre playing around with investments with money you can afford to lose, sure, but thats basically to gambling. Q5: Canadian pharmacies Im curious about your opinion on Canadian (or other foreign) pharmacies. My husband used them back in the day while caring for his mother. I tried one or two and wound up (computer) virus laden. Are there any good sites for Canadian pharmacies? Is it better to go straight to Canada for better prices? Doug So, heres the deal. Bringing prescription drugs into the United States from Canada is illegal under the Prescription Drug Marketing Act of 1987. However, because of the vagaries of having to deal with every special case of people living along the US-Canadian border, the DEA and the border patrol do not really enforce the law provided youre getting 90 days or less of a prescription filled and its not a narcotic. Basically, they just look the other way because its easier than dealing with the specifics of a case and the bad press that would come from taking away an 87 year olds arthritis prescription or a diabetic persons insulin. To exploit this loophole actually, just an unenforced law a lot of online pharmacies have popped up supposedly dealing in Canadian pharmaceuticals, but a lot of them are pretty dodgy. Theyre already doing something illegal but unenforced and its a market that reputable companies will largely stay out of because the whole thing relies on the US government not enforcing its laws. You may be able to luck out and find a reputable seller online, but there are a lot of sharks in the water because its actually illegal. Id avoid it unless youre actually going to Canada and buying the prescription drugs in person there, buying a small amount, and then coming home. Even then, youre breaking the law, but its a law thats not been enforced for a while. Q6: The rental lifestyle We are at retirement age and are thinking about buying a 5th wheel as our home for a number of years, as we are late to the savings game. It seems that used vehicles are the same price as new, and all of them expensive. What do you think about this alternative lifestyle choice that doesnt include real property? Amber It seems reasonable. I have met many people who have retired to a camper or a trailer. Many of those wind up parking semi-permanently at a campground and serve as campground hosts, so it doesnt seem like that unusual of a choice to me. (This shouldnt be surprising our family goes camping somewhere probably half a dozen times a year.) I think the key is to be sure youve priced everything out and be open to part-time work, both as a way to make ends meet and as a way to fill your time. I also know a lot of retirees who find themselves without much to do to fill their hours once theyre retired. If it seems appealing and the math works out, go for it. Thats my advice. Q7: Investing in treasury notes Question for you: I recently recovered some unclaimed property that I had lost to the state 12 years ago that they sold 8 years ago. I lost dividends for 12 years and lost the value the stock rose after it was liquidated. I wish to make up for my mistakes, so I was thinking of investing the money in T bills as I could use more stable investments. Do you have any opinions on T bills? Amy My feelings on US treasuries are that theyre about as stable as can be in terms of an investment but the returns they offer are really low these days, so low that theyre often matched by savings accounts. Theyre rock-solid and they do offer a tiny return thats as guaranteed as can be in this world, but the return is so small that I would not bank on them as a long term investment. You dont want to lock your money up for many years in treasuries that are returning less than 3% unless you truly need something rock solid. At this point, Id probably just put the money in a savings account or a money market account instead and buy them when interest rates rebound. The question of what kind of stability you need in your overall investments is something I cant judge without seeing your full portfolio. Q8: Toaster oven purchase Im hoping youll evaluate a recent purchase using your buy it for life philosophy. This detailed evaluation is overkill for a single, cheap purchase, but it would be valuable to have a good strategy for similar future purchases. I needed a new 4-slice toaster oven and decided to buy one at Walmart during a weekly shopping trip. Given the low price, I couldnt justify spending the time or gas on a trip to another store. I also didnt think Id find many quality online reviews of sub-$30 toaster ovens. The options that satisfied the size and features criteria were a $20 Mainstays brand model or a $25 Black & Decker brand model. I was skeptical that the Black & Decker model would last 25% longer, or be 25% more effective. Second, a toaster oven is relatively simple I doubted there was any game changing technology that B&D incorporated into this model that the cheaper version lacked. My cynical mind also suspected the B&D model was only branded as such after being manufactured in a random factory. I bought the cheaper model. What would you have done differently? Kevin I would have bought the cheaper model, but I would have probably waited a week and scoped out the local Goodwill first and bought whatever I could find there, as you can usually find toaster ovens there. Aside from the Goodwill caveat, I basically agree with your way of thinking. I might have done some homework on toaster ovens beforehand by looking at Consumer Reports or other guides, but honestly, theyre simple devices to perform a simple task and arent overly expensive, so youre probably fine in this case. While I have no evidence for it, youre probably right on the relabeled Black and Decker. Many items like this are functionally identical inside and have just a slightly different case on the outside. There really isnt a whole lot of variance in toaster oven internal parts. Q9: Series EE savings bonds? I have been buying series EE savings bonds for my grandson for years. My son says that theyre not a good investment right now and that a better gift for his future is to contribute to a 529. Thoughts? Amber I agree with your son. Series EE get very low returns right now; theyre best in environments with high inflation and high interest rates, neither of which is true at the moment. With a 529, the money can be invested more aggressively for much better long term returns if the account manager so chooses. My only qualm here is the gift horse in the mouth issue. I hope that this discussion was a tactful one. Its hard to say from the description. I consider complaining about a gift to be a pretty rude move. If you have a relative giving savings bonds and would rather they contribute that money to a 529 for your childs future, thank them for the bond, wait for a while, and then have a conversation with them about how youre saving for your childs college education. Mention that anyone can contribute to the fund, but let the gift-giver decide what to do with their gift. Its their choice, not yours. Q10: Spotify worth it? I used to listen to the radio constantly. There used to be a radio station near here that played great music of a wide variety, from rock to bluegrass. The station was sold and now plays modern bland country music. I have tried listening to other stations but havent found anything I like. Considering trying Spotify or XM but wary of adding a monthly fee. Are they worth it? Ashley We have a Spotify account that we use as a family. It is often being streamed through speakers in our family room or in our daughters bedroom. My feeling is that such an account is worth it if you listen to a lot of music and want it to just stream and mix up song selections on its own without ads. If you dont listen very often, I wouldnt subscribe. My suggestion would be to try Spotify with a 30 day trial offer heres the link. Set a reminder on your phone 27 days from now that reminds you to cancel it if youre not using it. Then, install the app and try using it as you would a radio. My best experience has been with an inexpensive Bluetooth speaker. Q11: Library book sale excess Our local library has a book sale every year where you can go in on the last day and fill up a box for $2 which I have done for years. I finally realized that I had filled up half of our spare bedroom with books Ill never read from those sales. I would end up grabbing 4-5 that Id actually read and 40 that I wont. What do I do with all of these books? I dont want to throw them away. Anna My first suggestion would be to have a super cheap yard sale. If your town has a community wide yard sale, announce that youre selling books, put them all out there for a quarter each on the first day, then knock it down to a dime each the second day, then a nickel each the third day. People will clean them up if you advertise it a little. Another suggestion is to start dropping them in little free libraries around town. Just take some with you and whenever you see a little free library, stick one or two of those books in there. Itll put that book in the hands of someone who will read it. If nothing else, you can always donate used books to Goodwill or the Salvation Army. Theyll almost always accept used book donations. Q12: Books on curbing materialism Something Im struggling with is my relationship with stuff. Ive been thinking about it a lot lately. I think I feel like to some extent that my worth as a person is tied up in the stuff that I have, like I cant really enjoy books without a large personal book collection or I cant really be a good home chef without a lot of kitchen gear. The thought of getting rid of stuff really hurts because I feel like Im agreeing to be worse at something or less at something. I think this is a feeling youre familiar with. Do you have any advice or any books on how to curb this way of thinking? I need to stop accumulating stuff and start downsizing. Jim The easy answer would be the ever-popular Marie Kondo book, but I think youre asking a somewhat different question than what shes answering. I have three suggestions for where I think youre at, ranging from the more practical to the more philosophical. The first is The More of Less by Joshua Becker, which is definitely the most practical of the three books Im suggesting here. Beckers key argument is that owning too much stuff keeps you from the experiences you want to have because youre constrained by space and clutter. Thus, take the approach that even a small fraction of your stuff represents more than a lifetimes worth of experiences and pass on the remainder to those who will value it. It only takes a small fraction of the stuff you have to represent your life. The second is Goodbye, Things by Fumio Sasaki, which is in the middle in that its a mix of philosophical and practical. This book, to me, focused on the connection between your sense of well being and the environment you inhabit and how that interconnection flows both ways. While it dives into practical steps, it focuses on how those steps reveal and promote a symbiosis between your own well being and your immediate environment. The final book is very philosophical Erich Fromms To Have or To Be? Fromm steps back from the practical but rather dives in a very thoughtful way into why we accumulate things. His argument is that we do so because we view them as a shortcut to a particular type of experience we yearn for, but that the item often serves as a substitute for that experience, an empty calorie that leaves us unfulfilled. This book ends up being an argument for experience rather than possession and I found it to be the most convincing but least directly practical of the three. Read this one to feed your thinking and inspiration; read the others for more connections to practical steps. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-fuel-efficiency-savings-bonds-materialism-and-more/
0 notes
Text
diabetes no insurance cant afford it
"diabetes no insurance cant afford it
diabetes no insurance cant afford it
BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Is the renault twizy cheap for teenagers?
Is the insurance cheap Im looking around below 2000 a year
""Im 18, how expensive would insurance be for me?""
Im 18, B average, live in Los Angeles, no tickets/crimes, and the bike im looking at is a 250cc. What do you think my rates will most likely be? I want to use it for school""
Do I have to list all additional drivers for auto insurance in Ontario?
I am shopping for auto insurance and noticed that if I include my wife and son in the quote, the insurance jumps from $1600 a year to $3100. That's almost double and none of them have any accidents or anything. If I don't include them as secondary drivers, can they still drive the vehicle and be insured? And if not, does that mean that every family in Ontario must list all family members that MIGHT drive the vehicle? Answers are MUCH appreciated.""
How much does a sixteen year old in BC pay for car insurance?
The car is an 87 porsche 944. my grades are less than satisfactory. i am expecting high numbers. i make $9.50 an hour working ten hours a week. also, is it even possible for me to pay the insurance along with gas and income tax? (car takes approx. 20 mpg) i drive about 30 miles a week.""
Why did the president veto children's health insurance plan?
I don't understand.
I live in pensacola fl and just bought a car how much will the tag and insurance cost?
i just want a estimate also the car is old
Can we also get free car insurance? Obamacare?
we are very poor,,, and quality for free health care with this new plan that tax payers are so nice to pay for,,, can tax payers also pay for my car insurance?""
Paying for Insurance question?
Okay, is it possible for me to pay for insurance for only a few days rather than a month at a time? If so, how?""
What Insurance Companies Will Insure Me?
I Got A Citroen Saxo VTR 1.6i Just passed my test today and was wondering who would insure me i got 1 quote but i had to be 18 UK insurance companies please Im 17 and 9months
How much do you pay for your car insurance ?
I have a mini van about 10 years old. I pay $250 every six month I believe ... premium. Covers 1000K Injury, 50K, 25K property damage, and 10K injury.""
Why is my car insurance so high?
iv just passed my test and looking to insure a car, any car to be honest, iv got 2 convictions with 6 points for no license and no insurance 3 years ago now, and my quote on 993cc suzuki swift was 2086, WHAT THE F##K!! i even just tried a 205 diesel and it was over 3k?????? what i dont get is my friend got a 1.1 punto with a recent dui and ban and his insurance is only 1800 which is high but shudnt mine be less as my convictions are not half as bd and where done twice the time ago as my friends!!!!""
Car insurance questions?
I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""
Boat insurance cost on average for a 52ft 1989 sailboat boat?
I am looking for what others may have paid, so when i do get a quote I know what to expect. If you have something to say that negative please don't respond.""
Can I insure my company car myself in addition to the company insurance?
I am applying for a new rep job & unfortunately have a DR10 on my licnce. I wondered if I could get private insurance on my company car to cover me because of my DR10.
""Im looking or an affordable health insurance, please help?""
hello, I need to see a doctor as soon as possible but i don't have insurance. anyone know any good affordable health insurance. thank you in advance""
Cheapest car insurance I can get? (10 points)?
OK I know car insurance can depend on a bunch of diff factors. If I leave something out that may mean major money let me know and I'll do a quick edit. *I'm 17 *Senior in hs *A-B+ average *Had my DL for 3 months *Never been in a wreck *Never received a ticket *Took drivers ed *I have a part time job Again if there's something else I should mention just let me know. My insurance right now is $1000 every six months. It ends this month though, and I'm looking for a new insurance.""
""How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?""
I just got into a car accident with my Toyota 4-runner ('97) and it looks to be totaled. Some guy just turned onto to the street and stopped, taking up the whole two lanes which left me no choice but to hit him head on. What I want to know is: 1. If my car is not repairable, how will I be covered? 2. Will I get the cost of the car? 3. If not, if anyone knows, please do tell me. Seriously, I really think my car is totaled. The car has been paid off years ago and I really don't want to deal with buying a new car and doing the whole car payment thing over. Thank you.""
How much would insurance be?
im getting a 1993 eclipse for my birthday and i have to pay for my own insurance, so how much are we looking at here for insurance? i just got my license and have a c/b average for my grades. we are going through farmers but when i went to the website it wouldnt work.""
Does anyone know of affordable medical insurance for unemployed individuals in NY state?
Does anyone know of affordable medical insurance for unemployed individuals in NY state?
Individual dental insurance for braces?
What is a good individual dental insurance if I were to get braces? I have done some research and nailed it down to DeltaCare and Pacificare. So which dental insurance is better, or any other suggestions? Pacificare cost slightly less than DeltaCare as far as co-payments go. Both are HMO plans, all the PPO plans covers little to nothing for braces, so HMO seems to be the only way to go for an individual plan. DeltaCare seems to be more reliable since it's associated with Delta Dental, a little more costly also. I'm more concerned about the quality of the services as far as making claims and such. So DeltaCare, Pacificare, or ay other dental insurance/plans? Any personal experience with either of these companies? I am in San Francisco, California.""
Proof of insurance?
Hello I just bought a new car and called my insurance company to insure my new vehicle they have yet to send me my card my question is I need to drive cross country do you have to have an insurance card or can the police tell if you have insurance even if you do not have a card
How much for motorcycle insurance on a 2002 Kawasaki Ninja 250?
I'm 24 years old and will be a beginner at this, I have never driven a car so this will be my first automobile. I live in los angeles,ca. No stupid answers!!""
How much would insurance be for a 2012 Mazda3 for a 17 year old?
okay 1st dont tell me anything about what i shouldnt get because i donnt give a ****. it's not a sports car. its the cheapest mazda car & i like it & all i want to know is what the insurance might be .. i need good insurance companies & an actual price range .. please no paragraphs about non sense (: & im a male if that helps (: & YES I CAN AFFORD IT !
Health insurance just for the baby?
What health insurance is out there that i can just get for the baby? My current job offers family coverage to what i have now but it will be $83 EXTRA per WEEK for family...thats over $300 per month! i was wondering if there was a health insurance program that would do just the baby. THOUGHTS ANYONE?
Rough estimate of Health/Dental Insurance Cost of family of four?
I am considering taking a position with a firm that currently does not offer health insurance. I will ofcoarse seek professional help to get a better number, I just wanted to see what sort of range I will be looking at. I live in Texas and both my wife and I are in our late 20s and have two one year olds. Thanks""
diabetes no insurance cant afford it
diabetes no insurance cant afford it
First timer buying Car Insurance?
It will be my first time buying car insurance next month and I am looking to get any advice if possible. I am in the Toronto area and I'm on a budget! What kind of things should I look out for other than price? I'm not even sure what to ask, so ANY advice is helpful -- and even more helpful if you can list some of the cheaper ones!""
Can you drive your parents' car without insurance?
i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.
Insurance coverage question?
I was involved in a three car accident, the car that started it came in to main street and got hit by one car, consequently he lost control of his car went across the next lane and hit me. His insurance already told me they are taking liability and will pay both drivers' damages, but he said that California minimum liability is only $5000, so they are planning to divide the $5000 to cover both drivers. However the damage in my car and the other guy's car exceeds $5000. I thought the limit if indeed is $5000 it should be $5000 for each driver and not for both. What do you think? Maybe they're just giving my the short end of the stick or twisting things for their convenience. Anybody knows for sure how it should work?""
Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.""
Can YOU explain Why we have to pay for Car Insurance EVERY YEAR even when we HAVE NOT CLAIMED on it ?
I have been driving for 40+years The Insurance company that I am with has given me a 73% Protected Policy but I still have to pay over 250 a year so since I passed my driving test my policy has been based on me not my car I have paid out in excess of 10,000 just for car insurance for myself , the cars that I buy are less than 2,000 each I think it's a rip off they are making a massive profit out of us""
Are Companies Required to Offer Health Insurance?
Are companies with a certain number of employees required to offer health insurance?
5 Day Hold On Insurance Claim Check?
I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?
Whats the top 10 cars cheap on insurance for a boys first car (17yrs)?
can i not have any resent cars that have just came out even thought they are good on insurance i just don't like them can i have cars like the austin mini cooper 90's or the beetle, cars like that please.""
How much would motorcycle insurance cost me for 6 months being 16 driving a 2008 kawasaki ninja 250R??
I ONLY NEED INSURANCE FOR STATE MINIMUM COVERAGE FOR OHIO, THATS IT, THANKS A LOT!!""
How long does it take Home owners insurance to pay?
My house had a pipe burst, a guy from the insurance company came and took pictures of everything that got damaged. My xbox 360 was sitting in water and he took a picture of it. How long will it take till I know if they are going to cover it or not?""
Where can I get affordable car insurance?
I am a female driver who has had a full licence for over 20 years, but I do not have any No Claims and I have 9 points on my licence. The points are for no insurance and having a defective tyre, nothing which reflects badly on my driving. Does anyone know of an insurance company that will not use this to increase the cost to an unaffordable amount.""
Insurance on a 01/02 Ford Mustang for a 17 y/o?
Around how much would insurance cost for either a 2001 or a 2002 ford mustang (v6 engine) for a 17 y/o male in New York? Ive been through drivers education also so thats 10% off. Id REALLY like one of these cars, granted im expecting insurance to be very high and idk if id be able to afford it. Thx :) p.s. Also how much more would it be if it was a convertable? Having one would be awesome (i can dream cant i? :) (This is a serious question though)""
If I'm under my dad's car insurance and I get in an accident...?
I'm under my dad's car insurance though I have a car of my own. My insurance company refuses to give me an insurance card under my name, saying (and I'm paraphrasing here) that they only give out insurance under the name they have under the title (I forgot exactly how they worded it). Even though my insurance card is not under my name and it's under my dad's, can I still get in trouble if I'm in an accident?""
I need help finding the right health insurance?
I am 21 years old female I'm married no kids. I am having problems with my knees I can not walk without pain or swelling involved on virus knees, because of this pain I have not ...show more""
Who has the cheapest car insurance?
...
""How old do i have to be to ride,and get a licence for a motorcycle in California?
and how much will the insurance cost?
""What do I look for in a company to insure my quarter horse for loss of use, mortality and surgery?""
If one had an expensive barrel horses what would they look for in a company to insure them. ONly looking for protection on loss of use, death, theft and major surgery. Who are some of the better companies?""
Broad estimate how much do people think motorcycle insurance would be for a 16 year old?
I live in California
Car insurance quotes?
when i turn 17 (few months) and hopefully pass my test 'm going to most likely going to get a ford fiesta however ive already looked at claims on multiple cars including the fiesta type i will probably get and every quote is around 5000-7000 so i was wondering if i should (give the car to my mum or dad) and get insured on them for a considerable lower price as the car im looking at is around 2000-3000 im not a boy racer or anything so im not gonna mod the car or rag it rotten i was wondering if i will be able to get away with it or should i just get insured on a car that costs less than the insurance? Thanks all that answer
What is the yearly insurance rates for a street bike/rice rocket?
What is the yearly insurance rates for a street bike/rice rocket?
""Does anyone know of any good, affordable dental insurance?""
I am self-employed and I need to see a dentist, can anyone help?""
""How much would motorcycle insurance be, on average for a 19 year old with a speeding ticket? (in CA)?""
19 year old bay area, ca 1 speeding ticket new class m license *would it be possible to decrease the premium by putting it under my parents' or something?""
""Dose the bank charge insurance for car under 3,000 dollars?
I'm needed a newer car used/wholesale something to fix up. I can't afford full coverage on any vehicle and I heard they don't charge full coverage insurance for cars under 3 grand.
Car insurance question regarding friends car?
(This is in Ohio). My friend let me drive her car when the roads were kind of bad due to weather. At an intersection, the light turned yellow, and I began to slide on the ice. I had control of the car, however, if I would have continued to slide straight I would have been hit side on by the incoming cars coming through the intersection. Instead, I had to turn the wheel and I hit a pole. No damages were done to the pole, any other cars, or people. Unfortunately when we took the car to an autobody shop, getting an estimate without the use of insurance, we got an average cost of $2,200. There's NOT that much damage on the left bumper to make the cost so expensive. Both me and my friend are insured, however, MY insurance company is saying it's her car, so her insurance has to pay for it. How will this work? If I ask her to pay using her insurance, I don't want her to pay any out of pocket. I would pay the deductible. Will this hurt her insurance, or my pocket? Any other good ideas? Thanks so much.""
Is financial indemnity a good insurance carrier?
Is financial indemnity a good insurance carrier?
diabetes no insurance cant afford it
diabetes no insurance cant afford it
Liability Car Insurance for another state?
Hi, I would really appreciate if someone could give me an answer to resolve this situation: Facts: 1- I legally own a car in the US, currently I'm overseas. 2- My friend has a complete power of attorney 3- Car was registered in California and now is staying in Virginia for almost a year. 4- I put the car on Nonoperational status with CA DMV and canceled insurance in 08.2008. 5- I need to make my car drivable again, and my friend has to move it to MD where she lives. 6- To put car back on road with CA plates I should renew the registration with CA DMV. 7- CA DMV requires the liability insurance before registration. 8- My friend was at the insurance company (Progressive Insurance) and they say, they cannot insure the car with Californian liability unless the car is physically in CA. Wnen I'll be back to US in couple of months I have to drive car back to CA, because I study there so my residence is CA. Can anyone tell me please how this situation can be resolved? - I don't wanna sell my car - registration with MD MVA is the last expensive and unwanted option.""
Can I insure my car for more than it's worth?
I recently spent a lot of money getting my car into great condition. I don't want to have an accident and have the insurance company only give me a quarter of what I put into it, just because the book value of it is low. I have USAA if that makes a difference.""
Car hit me but i have no insurance. What will happen?
I was hit by a car, and it was the other drivers fault, but i didnt have insurance when this happend. Can the others drivers insurance still pay me for the damage on my vehicle? Or what will happen?""
""Car insurance, full coverage versus liability?""
I drive a 98 Chevy Suburban, because it has a lien holder (bank) it has had full coverage insurance the life of the loan. Next month when we get our tax refund we plan to pay it off, not that much owed. Due to it's age wouldn't it be logical to drop the full coverage down to liability insurance. I know with it being that old the full coverage insurance would hardly pay out anything if it was a total loss anyway.""
Cheapest car insurance for a 18 year old female?
I have recently passed my driving test and all my quotes are coming up as 9,000 all the way to 30,000 which i dont think is normal. I know that insurance for teenagers is high but what is a average price I should be looking for and what websites will I find a decent quote? I have a 2002 vauxhall corsa 3 doors. I have tried all comparing websites which have given me the prices above and all 'black box' companies will not give me a quote as they are 'not available' to. Any help will be appreciated :)""
How cheap is car insurance for a 16 year-old Floridian boy driving a 2010 Mitsubishi Lancer?
I'm a 16 yo dude in Florida wanting car insurance for my 2010 Mitsubishi Lancer and I have never gotten any ticket of any kind. I have not violated any rules....yet.
Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.""
If I buy a turbo car will it raise my insurance?
I have geico, I will be on my own plan. I am 19 years young ( Almost 20 ) Tomorrow I am looking to purchase a 2005 volvo s60 2.5 Turbo .... I've never owned a turbo car before, will it raise my insurance rates with Geico? If so by an enormous amount? or just a little more? I won't buy it if it doubles my insurance! Please help with previous insurance rates based on turbo cares and young drivers. Very important. Thank you""
Any suggestions on affordable utah health insurance?
Well, im working on moving back to Utah, after a near 9 year stay in PA, and i don't remember what insurance i had when i lived in Utah so i cant go back to that, and when i move away from PA, my current Health Insurance will be deactivated and shut down, so i need to find some new affordable health insurance in Utah. Anyone got in any suggestions? For now my budget is $669.00 a month if that helps at all, but it may change after i move.""
Insurance price for a 16 year old?
I'm 16 live in Minnesota and i want to get a car maybe around $5000 just wanted to know how much a month it would cost for insurance with and without my parents
Is motorcycle insurance manditory in california?
if you own the bike?
How auto insurance works in california?
i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets call the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now?""
Cheap Car Insurance in Kentucky?
Next month my husband and I are going to need to get car insurance. So this month I'm shopping around for the best deals. I was wondering which were the best rated or cheapest companies that are for drivers in Kentucky. I'm looking for companies with good discounts too please. Thank you.
Where does it say this about car insurance in California?
I've heard on the news that it's now illegal for a car insurance company to change your rates based on where you live, at least in California if not nation wide. Does anyone know where any official documentation/websites that specific state this fact that someone could site if it becomes an issue with a particular company?""
""Car insurance, Am i being Ripped off?""
so Im 18, and my brother is claiming that my dad has been ripping me off on car insurance for the past year since Ive had my 99 coralla, its a beat up car. I pay $70 a month, where my brothers gf is only paying $10, I have only liability, we are with country financial or whatever and Im under my dad, and my dad has three cars with them, so his insurance is like 30+ for full coverage each car. So is 70 bucks justifiable for me or is my dad lying to me, i never seen the bill, ive always have given him money when he told me to give it to him. (i do understand that my age causes my insurance to go up) im just curious before I confront him.""
Which insurance should i get?
Im 18 and i was involved in a car accident not my fault. well im look to get a new car insurance but i dont know which one to get. I want a low paying insurance, good converge, liability. I would like to know the insurance company and how much a month i would pay. Im think about getting freeway insurance but not sure.""
Anyone with Tescos car insurance? Are they any good?
Got a good quote for my car insurance from them. Fully comp etc. But I would like to know what their customer service is like, whether they sort out claims quickly etc etc. Thanks""
Best oklahoma home insurance companies?
What are some good homeowner insurance companies other than State Farm?
Why is my car insurance so high?
I have full coverage insurance on my 2005 Honda civic and I am paying a little over $850 every six months. Every quote I get isn't much better. Why is it so expensive? My insurance lady says that it's because I am a young driver with a newer car. But my YOUNGER sister has a car 2 years newer than mine and she pays about $350 less every six months. I have no tickets on my record. I did have my license suspended about 5 years ago. Why is it so expensive and how can I get it down? I can't afford this sh* t. Thank you!
Poll: Do you have health insurance?
Do you think you have a 'good' insurance plan?
California auto insurance???
back in may i was driving someone else's car someone backed out of the drive way and hit me minor damage on back bumper. i gave the insurance info of the owner of the car since i didnt have any and it was her fault didnt think it was that big of a deal to do that if it was not my fault i recorded my statement months back but now they want me to re record my statement they said they lost it so giving the insurance of someone else that was not driving is that illigal what kind of trouble can/could i get in to? IF ANY??
Part-time and need affordable health benefits. Any suggestions?
My COBRA is running out in 4 months. Any suggestions for affordable benefits for part-time workers? Thanks!
Approximate insurance rate for a 2011-2012 Chevrolet Camaro?
Alright so im just looking around and i saw the new lease for the camaro's msrp is aprx 23k and that is a little in my price range. But i would like to know the apprx insurance rate. Im in a family plan with my mom and brother. My brother has 2 major accidents and my mom might have 1 both at fault accident. My age is 16 almost 17. I dont plan on getting the SS just the basic model ( auto ) our insurance company is mercury. I know i wont get anything exact im just looking for an aprx. And please no comments on im too young for this car. im just considering this option. BTW i was given a quote for $140 for a 2002-2004 BMW 325 coupe and i know American car insurance is usually cheaper?
Had an Accident Car insurance question?
I had my first accident the other day and it was pretty bad. I was the person at fault. I am about to turn 21 in 8 days. I have allstate insurance and the othe party of the accident no has a lawyer even though he acked fine at the accident. How much will my insurance go up and is there anything else i should know or can do?
Car Insurance Yearly Cost.?
I am a 19 year old male, and have had a licence for basically 3 years now, I live in Alberta Canada, and have already completed my Test to get off of my GDL (Graduated Drivers Licence). I have taken, and completed driver training, and I have not made a claim or gotten any driving infractions (tickets or whatever) whatsoever. Without collision on my 2003 honda Civic coupe, what should my yearly insurance payment be? Right not I am paying $1600 and it seems like it is too much.""
diabetes no insurance cant afford it
diabetes no insurance cant afford it
""Found a Cheaper Car Insurance, What to do?""
Dear Mates, My car insurance is just started 5 days ago. I have paid them around 300 as deposit. I have found somewhere more cheaper then recent one. If I want to finish my policy with them, How much do they Refund me. Please help me if you knows. Thanks""
Where can i get the cheapest car insurance in the uk from im 17 thanks?
Where can i get the cheapest car insurance in the uk from im 17 thanks?
No claim bonus on previous car insurance?
HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU
Car insurance for a 16 year old?
How much would car insurance be for a 16 year old male? The car is a 2010 Ford mustang V6 Premium. If it matters, im a straight A student. Would the car being a convertible change the price, if so by how much? Thanks!""
""How much would you have to make to own a $50,000 car?""
the question is what would your salary have to be to go to a dealership and buy a brand new car worth $55,000 car not owning a home, or having anyother bills to pay not even a cell phone??? and what would you figure your monthly payment to be, and insurance????""
How much would car insurance be for a 16 year old to drive a 2005 Ford F-150?
I live in Arizona, I want a red or black 2005 Ford F-150 crew cab. Im not rich, my dads just got a **** ton of money cause he never buys anything. Im trying to get him to pay for the whole insurance but i really doubt hes going to. So please help me out, tell me how much me or him is going to have to pay.""
Approximate price of motorcycle insurance?
hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""
How much more would insurance be for 16 year old with a V8 mustang as opposed to a 6 cylinder one?
I would be on my parents plan at state farm, I just want to ask before i call. I get to chose my car so i am just researching. They would be about the year 2000 with no problems. Also my parents have perfect driving records.""
Older Model Mobile Homes Insurance?
My sister & husband are buying a 1975 Moblie Home in New York State and need Insurance on it, All the insurance companies they looked at said it is too old. My question is where can they get insurance for a older type moblie home ?""
Autoplan insurance in Vancouver?
Hi everyone, i am new to British Columbia and i will be living in canada for a very long time. I wanna ask you guys a question that suppose i have a driving license here ( N ) and i own a car under 20,000 dollars ( not included tax ). Then, how much do you think i have to pay for just the basic car insurance and the tax ? Thank you very much Best wishes to you guys and your family""
Does insurance compaines cover the person or the car at fault?
The girl that parks right next to me in my apartment swiped the side of my car. she is now claiming her friends park her car sometimes, but she knows she didn't hit my car. Personally her car is her responsibility and I feel like even if a friend of hers was parking when the incident happend, she is responsible for damages because its her car. Would she be responsible? Can I take her to court if she doesn't have insurance? And if she does have insurance would they cover this? I also have good pics.""
""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""
if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""
What is the average price for teen car insurance in RI?
I'm a guy ! :)
How much does auto insurance cost?
How much does auto insurance cost?
""Would insurance be cheaper for a '04 nissan sentra, '08 toyota prius, or '08 honda fit?""
I am making payments on my '04 nissan sentra and i'm running the numbers to see how much more or less it would cost if i owned a new prius or fit. so far for expenses i'm just figuring in payments and gas and that my nissan will need about $1,000 of work in the next 3 years""
""I am from New Zealand, temporarily working in Canada for six months. How do I get car insurance to drive here""
I am from New Zealand, temporarily working in Canada for six months. How do I get car insurance to drive here""
Health insurance question?
me and my boyfriend are planning to move to california soon. we're moving when we're 18. i was wondering if his parents health insurance would still cover him when he moves. he has Blue Cross and Blue Shield PPO.
Anyone know any California insurance based company writing in Texas?
Anyone know any California insurance based company writing in Texas?
Insurance.?
Does anyone know how much SR-22 Insurance Costs?
I have a full uk car licence what do i put on my moped insurance?
my licence is full uk car and i done my cbt but when i look online to do insurance quotes and select licence type it always colmes up full moped, provisional moped, full motorcycle, european moped etc and no full uk car what licence type shall i put because of this ?""
Would it cost alot to add a second weekend car onto my Insurance?
I am thinking of getting a older blazer from the later 70's to take out on the weekends to go rompin' and 4x4ing, would it cost alot to add it onto my insurance? Would there be a discount since it is not my daily driver car?""
Car insurance help!!!?
im 16 and can take my drivers test in october. as soon as i do that,and pass i want to get auto insurace for my car (vw). i know some companies would let me put the car in my own name and pay the insurance myself,but i dont know which ones? i live in pennsylvania. if you know any of them that would let me,please let ,e know!! thanks! :)""
AA Home contents insurance?
Hello The AA Contents insurance seems good value What do you think.
Health insurance for a single 23 year old male?
Well I have a couple of questions of how does this health insurance work. Do i automatically qualify right away after i pay all the fees? I want to know an estimate of which insurance best fits me and so on. I'm new to this so any advice will do. I have a link that has 10 best health insurance but don't know which to choose. http://health.usnews.com/health-plans/ca
""Can anyone tell me what's the cheapest car insurance provider in ontario, canada?
Does Costco provide auto insurance in canada (like it does in USA)?
diabetes no insurance cant afford it
diabetes no insurance cant afford it
https://www.linkedin.com/pulse/upper-marlboro-maryland-cheap-car-insurance-quotes-zip-louie-galindo/"
0 notes
Text
I haven’t had auto insurance in over 6 months, I need car insurance HELP!?
"I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
RELATED QUESTIONS:
""I want to trade my car in. I have no GAP Insurance, where can I get it?
I got a used 2007 Dodge Caliber SXT rom Drivetime (rip off) in March of this year. I knew nothing about financing a car or anything. Now I want to trade the car in at a new lot for a ...show more
""No health insurance, now what?""
for the last 3months ive had numbness in both my arms and feet, i believe its a pinch nerve, as of now i have no health coverage until january cause i applied late for it through work. am i doing the right thing by waiting , i cant afford to pay for a doctor, medical bills are expensive, what would you do""
How much would it be to insure my first car?
I'm looking at getting a Vauxhall Corsa, a couple of years old. How much do you think I'm looking at in insurance? Also, has anyone done passplus and found it saves them alot on there insurance?""
What effect will Obamacare have on U.S. per capita health insurance costs? . [SEE BELOW]?
What effect will Obamacare have on U.S. per capita health insurance costs? Note that my question is per capita -- If you take the total payments toward health insurance in the U.S., and divide by the total number of people covered by health insurance... How has that average per capita cost of health insurance changed in the past five or ten years, and how is it likely to change over the next 5 or 10 years? thanks for your answers""
How much is car insurance per month for a 16 year old?
I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !""
Cars to avoid for low insurance?
Im looking to buy my first car, I dont have any driving history and my licence is still provisional. Someone told me that certain cars, like 2 doors, make your insurance higher. Is this true? If so, what other car characteristics should I avoid?""
Insurance Nissan 350z?
I was wondering how much it is for insurance for a nissan 350z i'm 18 and haven't driven yet! Maybe somebody can help me
""How can I tell the difference between regular car insurance policy ,and a group insurance policy?""
How can I tell the difference between a regular car insurance policy ,and a group insurance policy?""
How much was your auto insurance at 18 year olds?
How much was your auto insurance at 18 year olds?
What's the advantage of having an intermediary company (broker) handle my car insurance?
i quoted through the intermediary company (broker) and the total payment was $331. Then i quoted directly with the insurance company and the total payment is $209......????
""Looking for cheapest car insurance, see discription thanks!?""
I'm 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california... I want to get cheap insurance my family doesn't make allot of money. what is the price range for someone with my credentials.""
Car accident and no licence or insurance?
So i got into a car accident this morning on the way to school, and the lady driving the other car was pulling out of her drive way and i hit her while she was pulled out on to the road, reason being she lived on a corner kinda tucked away and as i turned i didnt see her and i hit her car.. the police took both our statements and lets us both go even thou i dont have insurance or a license What will my fine and punishments be?""
Geico payed a claim of $2500 how much will my insurance rates go up next year?
And if it will increase significantly can I refute that amount? The other guy insisted that insurance paid to fix his car (TWO LITTLE PAINT SCRATCHES NO WAY IT WAS THAT MUCH!) not let me pay it out of pocket so they went ahead and paid w/o telling me first.
Whats the best Health Insurance for Canada?
I'm going to Canada on holiday, and need to have some health insurance. Could anyone please tell me where I can get this from? Also, what the best health insurance consists of? Thanks!""
17 Year old insurance on 1985 Ford Escort RS Turbo Series 1?
Im 16 years of age soon to be 17 and I am looking for a first car that would be of a classic sort. I hate all the usual Saxo's and Corsa's that all the other kids drive. My dad currently owns a Series 1 RS Turbo and were in the middle of restoring it. I looked into insurance as myself as a named driver and got quotes of 11k and that's way too much. Would the price be cheaper if i put myself as a second driver on my dads insurance? Im in desperate need of answers right now. If not then has anyone got any info on a Mk1 or Mk2 golf or even an Mk1 XR2 Fiesta. If all this classic insurance is too hard then has anyone out there got any ideas on what car I could get that has got cheap insurance, Looks good, Performs great and can be modded great. I don't want answers which involve astra's and clios's. More along the lines of newer better material. Thank you :)""
Good car choices for new driver in terms of insurance costs.?
I am wondering what are the best cars for young drivers in terms of insurance costs, I have looked around and allot of people suggest Citroen C2 and Fiat Punto Grande.I don't really like the look of Citroen C2 (looks ugly in my opinion) but Punto isn't that bad. I am kinda into Alfa Romeo Mito and it's my first choice at the moment but isn't the cheapest option in terms of insurance... (even the base model). So I am wondering what are other decent options available , or what some of you new drivers are driving :). Thanks!""
Expired insurance of another driver?
While I was slowing behind a stopping car, another vehicle hit me at the rear bumper. My bumper would probably have to be replaced. We have exchanged insurances and continued. Now that I check his insurance, it's expired. I have his driver license details as well. I will call his insurance company, but if it really turns out to be expired and he was uninsured - what are the options?""
How can i get insurance?
I cant find any decent prices. The cheapest i found was 255 pounds every month for a 0.9 Litre Fiat seicento, its a horrible litlle car and it cost too much to insure anyway, and the mpg its pretty bad for 0.9L petrol, 35.8mpg Anyway where can i find a decent price for a 18yr old that lives in lonon, 0 NCB, hold a clean licence for 2months""
I'm roughly 14 weeks pregnant with no prenatal care or insurance. What are my options?
I'm assuming I'm around 14 maybe 15 weeks pregnant & I haven't had any prenatal care nor do I have health insurance. With my first pregnancy I qualified for Medicaid & left the HHS that day with it! This time they have been dragging me around since March, losing things, accidentally deleting files, denying me & then asking me to reapply. All of this over & over again, it's just been very unorganized & stressful. Not to mention I had a meltdown & told them that I NEEDED TO GO TO THE DOCTOR, so please let me know what to do! This was a month ago, they still say things are pending & I could expect to wait 30 more days. This is adding such a tremendous amount of stress to my pregnancy, I just want to see my baby. Are there any other insurance plans for pregnant women? I'm not married, but my fiance has a well paying job. Naturally though, I can't receive insurance through his job until we are officially married. We attempted to make an appointment & self pay, but during that one visit they demanded $600 up front, which we weren't prepared for. I refuse to go to a clinic simply because my last pregnancy was high risk & ended in an emergency C-Section & there were complications & I'm sure this one will be the same, since I ended up getting pregnant before the desired waiting time for a previous c-section. Not to mention, my OB/GYN has been my doctor since I was 13 & he is truly the best where I live. I just wouldn't be able to trust someone else. I live in Texas by the way. Do any of you have any ideas?""
Question about Car Insurance?
I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!""
It should be illegal for the amount car insurance comanies charge for young drivers!!?
Having my driving test next month and looking at buying a car soon, either a clio or corsa. I have just got some quotes for a clio and a corsa and all i can say is that its ...show more""
Does anyone know where I can find auto insurance to cover car parts?
I need new tires and brakes, and rather than paying for them I want to get insurance so all I'll have to pay is the deductible. Please help. Thanks.""
What is the best way to use technology in comparing insurance premiums for MEDICARE costing?
Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles which make it more or less expensive than the next company. Although I have spreadsheet skills, I can visualize that any template I make must provide for more assumptions than I want to make. From the above it's clear to me that I need some kind of generic (FREE) spreadsheet template that is not proprietary, combines monthly income and expense (insurance premiums counted as expenses), is not locked in terms of making formula adjustments, and has the ability to forecast. If this is as clear as mud to you, welcome to the crowd. Surely, there are fill in the blanks templates dealing with MEDICARE comparative cost determination. If there are and you are aware of them, please let me know. I would be in your debt. Regards, Rich F. Florida""
Hit and run but the victims car didnt have insurance?
ok so i was in a private parking lot and i accidently scratched another car i left because i was stupid and got scared. the cops came and found me the next day and i got charged with ...show more
Good insurance for young drivers on luxury cars?
i'm looking to get insured on a 2011 bmw x5 m sport 3.0D, i'm 19. I cant seem to find an insurance company that will insure me however there must be a way even if its ridiculously expensive, recently in the newspaper there was a guy from london with a provisional license insured on a ferrari as his first car. So yeah just wondering if you guys know any good car insurance companies for specific needs? Thanks""
I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
Car insurance help I want to know the price?
I want to get a car but the only thing holding me back is the cost of insurance. I'm 18 and with the good student discount my dad pays $300 a month for my 02 Nissan sentra. It's under my dads name. If anybody knows abt how much it wud cost for insurance for the listed cars below that wud help me out soo much!! Thanx in advance! 06 lancer evo Mazda 3 (hatchback) scion xb 05 or 09 wud a stick shift make a difference in price?
Can you get rental car insurance without having regular auto insurance!?
I don't own a car, but I plan on renting one real soon. I was just wondering if its required to have some auto insurance already prior to getting CDW for the rental.""
Pregnant switching health insurance?
i'm going to be added to my husbands health insurance plan in november. is job told us i can't be added until then because that is there enrollment period. so i went and got my own health insurance to cover the period in between now and november (i havent actually gotten it yet, i'm still going over the details, its very expensive). anyway i wanted to know that if i get pregnant before november will i still be covered for the pregnancy when i switch to his insurance in november?... for example lets say i have health insurance and in august i find out im pregnant, then in november i switch to my husbands health insurance, will my new health insurance cover the pregnancy? thanks.""
What are the local home insurance rates for London?
I am trying to do a project for a public health class and I was wondering what the home insurance rates for someone owning a home in London? It would be awesome if you knew about how much it cost around the Tower Hamlets area. Also, if you do know about what percentage of people have home insurance in London, that would be greatly appreciated. Thank you!""
When you buy a new car ... does it come with insurance?
someone told me that after you buy a new car .. the dealership gives you insurance for a month until you get your own. is that true or do I have to get insurance before I buy the car?
Insurance company policy?
I was hit in a wreck. They're insurance company quoted me $400 and wrote me a check for it which I did not accept. All they did was look at the external damages. Then I took it to a dealer collision center and they quoted me $1100 and they guessed more damage was done but couldn't say unless they took apart my bumper. I'm not wanting to get it fixed in a shop since my father can fix it for me, but $400 is not going to cover the cost of fixing it. so my question is... Does their insurance company have to give me the money quoted by other body shops or is my only option having it fixed in a shop?""
What's a good car insurance but cheap car insurance?
or how about the cheapest one!!!lol I'm turning 18 so I'm aware that car insurance for people under 21 are really high, any suggestions? thank you!!!""
Security Guarding Company insurance?
Can somebody tell me how much the average insurance would be for a security guarding company?
""Is there a GOOD, HONEST, RELIABLE, AFFORDABLE Health Insurance (in TN), that individuals can acquire?""
I have a job that has an option for health insurance, but the insurance in terrible & expensive. My boss has agreed that if we can find a good health insurance company, that he would be willing to pay 1/2 of our premiums. There are too many health insurance companies out there & not all of them are just for individuals or small businesses. If you know of one, please tell me. I live in Tennessee (East TN). Thank you!""
Do any of you have insurance?
Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?
""How much does private health insurance cost in Johannesburg, South Africa for 1 healthy young person?""
My husband may be relocated to South Africa for about a year. My sister was going to come with us. My husband gets health insurance through his work for him and I and my two kids. My sister would have to get her own health insurance. I understand that you want private coverage over there b/c its considerably better. We are from the U.S. Does anybody know the average cost (just an estimate) of about how much it would cost her per month for private health care insurance over there for one person? We would be in the Johannesburg area. She is 26 yrs old, non smoker, physically fit, no health problems at all, etc. No maternity coverage needed either.just a basic just in case something happens plan. Shes had no prior surgeries or anything else like that and no pre existing conditions. She also does not take any medications. Any info on this would help a lot! Thanks.""
Full coverage car insurance?
My parents are the primary insurance holders of the car insurance. It is full coverage and the 1st wreck since having this insurance which has been 5 years for this car. I am on the insurance but not a primary driver. I was involved in a car wreck on my car but my friend was driving and I was in the passenger seat. Since it is full coverage what happens? Do they have to have proof that I said he could drive? Or do they just go about and get it fixed and not say anything since the car is under full insurance? I have I clue when it comes to car insurance so of someone could explain everything the best they can it would be greatly appreciated
Can i sue a car insurance company?
Heres the story, me and 5 friends were driving from Los Angeles to Bakersfield in the middle of the night, it was really rainy, i was in the backseat sleeping. My friend hit a puddle and hydroplaned, cleared 3 lanes and we rolled 5 times down a hill and slid into a field, everyone was ok miraculously. I sustained minor injury, had cuts and bruises all over. Was out of work for a week on doctors note, but was really out longer because i work at lowes.....im lifting heavy stuff all day and i couldnt move well at all for weeks this happened all in November, it is now may and i just got a letter in the mail from my friends insurance stating that there is a possibility they wont pay my medical bills in full and i should consider other options pretty much How the hell do i handle this?""
How long do I have to take traffic school after i receive a speeding ticket in the state of California?
I already paid for the ticket that I received last December but my insurance went up, can i still take traffic school to get it off my record? If not, are there any ways I can lower my insurance?""
No medical insurance?
I had pain in my lower right abdomen in january for 7 days. I went to the ER because I don't have medical insurance and someone told me they are good at working payment arrangments. I just got a bill for over 5 thousand dollars in the mail. I called and they said they would send me the paper work via mail to apply for payment arrangments, but I couldn't set it up over the phone. My question is, how good are hospitals (mine is in California) at working with people who don't have medical insurance and have a limited income? I am a full time graduate student so this may be difficult to pay back..""
Insurance companies will have 32 million new customers because of Obamacare. How is this socialism?
The Affordable Care Act was modeled after a Republican health care plan by the Heritage Foundation and was first implemented by a Republican governor. All this bill does is makes sure that insurance companies have 32 million new customers. I could understand if you called Single Payer socialism (which I highly support), but calling Obamacare socialist is pretty stupid.""
Why is my insurance so expensive?
im a 20year old male, I passed my driving test last December, I been checking up some insurance quotes on small cars (all sorts) but the cheapest insurance I get is 2000 for a really small car, all my other friends pay 1000 or 1500 any idea why this is?""
Car Insurance question?
ok so im a newbie teen at understanding all this so this may sound dumb. When you get car insurance is it insuring the car? or are you getting it to insure you AND the car? my mom said something about adding me onto her insurance as a driver so under her policy that she has she would just add me as a driver? like can someone help me understand like the basics please.
Adding teenager to car insurance?
I'm turning 16 in a few months and my parents said if i paid for the extra cost they would put me on their policy and i was wondering how much money it would be. We have Geico
Would disability insurance premiums be deductible if you are self employed?
Would disability insurance premiums be deductible if you are self employed?
Cars that come with cheap car insurance. Thank you?
Cars that come with cheap car insurance. Thank you?
What is car insurance for a first time driver?
Okay i am 18 and have never had my license before and am going to be getting it at the end of this month...soon we are going to start getting insurace quotes for my car, we have been talking about what would be the best way to go about getting the cheapest insurance...so would it be best to put the car in my name but then just be added to my parents insurance and have me as the primary driver OR would it make a difference if we put the car in one of my parents name and then had me listed as the secondary driver for the car ? OR maybe you know a better way to go about this please give me all the advice you know about this! thanks""
Whats the cheapest auto insurance in texas?
i need to get a 1 month auto insurance for my 94 mustang whats the cheapest i can get it for and also about how much would i have to pay to put it under my name
How much is car insurance for a brand new HS 250h Premium Luxury lexus?
I'm 17, female, I live in St.John's NL and might do driving school""
Insurance Cost for Hyundai Elantra in Canada?
I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""
I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
Where is the best place to get cheap car insurance?
Me and my girlfriend are new drivers and are looking for cheap car insurance on our first car, what is the best place to go just so we can legally drive?""
What would be the cheapest auto insurance for me? i am 19 and drive a 1998 camaro z28?
What would be the cheapest auto insurance for me? i am 19 and drive a 1998 camaro z28?
Cheapest car insurance?
ok so im a 20 year old male, ive had my license for about a year, im about to insure my sisters old minivan, its a 99 siloutte. what would be the cheapest insurance company to go with and does anyone know about how much that would be??""
""How would you cover people who are denied health coverage by the insurance companies, if not a public option?""
There are many Americans who want health care, but cannot get adequate coverage because they have a pre-existing condition, can't afford it, or are denied by insurers. Maybe they are working but their company doesn't offer medical coverage for them. How do we help these people? Are they just stuck?""
How much is insurance?
I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at [email protected] with LOOK as the subject. THX""
Can an insurance company make money on the Ryan plan?
and how? Ryan's plan says that insurance companies have to charge all old people of the same age, the same rate, sick or not... and they can't drop anyone... who would line up to provide this service that would seem to have a neagive profit margin from the get-go? unless they charged everyone 100k a year? I mean this has to cover all the ederly with cancer and all their treatments? right?""
Auto insurance question?
what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...
Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?
I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.
Which insurance company is the cheapest?
i live in ontario canada and i wanna know which company has the cheapest insurance. my insurance expires this month? please help........................
Car Insurance question?
I got a ticket 3 years ago. I just got one recently around February. My car insurance will get renewed around August. When they renew my insurance and they estimate the new amount for my car insurance, will they find out about my recent ticket? I know the past one from 3 years ago will get dropped off since car insurance companies dont count tickets from 3 years ago, but will the one that I had from this year get counted into the new estimate this year?""
How can i get my story known if Im a United States Marine Corps veteran and dont qualify for health insurance?
They tell me I make too much to get the government insurance and the company Ive worked for throughout the last 7 months will not promote me to full time to where I could even qualify for health care. Im married with a 3 month old and owe 30k in medical bills already at the age of 22. Is there anything anyone can tell me that will help?
""3-car accident, what will insurance do?""
I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.""
Why is my health insurance so much?
My girlfriend- is 22 in shape and healthy other than having psoriasis and ADD; she has health insurance and pays $90 damn bucks a month. I am looking for insurance since I will soon be 26 years old in shape and healthy and am looking at paying $200 a month. This is bullshit frankly- I am healthy, only have ADD (which I don't even take meds for but want to start again) and have a steady well paying job. I tried looking through the websites but found nothing less than $110 for not so great coverage. Can someone explain to me a. where to get good affordable health insurance b. why there is such a difference in cost since she has more problems and we are only 3 years apart c. are there any options for me if I went to healthcare.gov? I know she isn't lying about the payments and I know she has a co pay with each subscription/doctors visit but its minimal like $30-60 minimal. Any help or advise is very appreciated- also please don't make this political.""
What would be a rough estimate on a monthly insurance price for and 18 yr old kid with a '12 motorcycle?
I have no previous accidents or anything But I want a new ninja. Just a ballpark if you can
Insurance Cost?
what is the monthly insurance cost for a new cadillac escalade for a 32 year old driver with a perfect record
Where do i find affordable health insurance for my dog?
I need health care insurance for my American Bull Dog
""If i get married, but husband doesnt drive, do i have to add him to my motorcycle insurance?""
i got married very recently. my husband does not drive. he doesn't have a drivers license and never has. i got a quote for updating my status to married on my motorcycle insurance and my rate skyrocketed, so i didn't update my policy (my name is didnt change so i dont have to update that either). so my question is, is it ok for me not to update my policy? i just don't feel that if he is never ever anywhere near my vehicle that it should affect my rates. i would love if actual insurance agents could share their insight""
Question about Car Insurance?
I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!""
Would my parents car insurance go up if i crash?
if i crash and im on learners permit, would it go up? because i called my insurance agent and he said i dont need to be listen as a driver ill be insured. i live in california btw if that matters.""
Is it possible to upgrade car insurance with an ongoing claim?
Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.""
Out of state car insurance?
OK if i get a car in NY with ny license plates can i get NJ insurance without having to change anything ? I will going to school 5 days a week out there and will be staying with my aunt ..... but i don't wanna change my license or license plates ..... ... will i have to show proof and what kind of proof ?
Where can I find cheap car insurance? ?
I live in Cleveland, OH... im 18""
Should the government ban gender discrimination for insurance rates?
Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?""
Can someone drive my car if they have insurance but are not on my insurance?
I drive a car that is under my mom's name, and I am on my mom's insurance. My boyfriend has his own car and insurance under his name for his car. Could he still drive mine even though hes not on my mom's insurance (or listed as a driver)? I thought you could drive anyones car as long as you were under your own insurance?""
Does anyone know the cost of insurance for an infiniti g37 for a 18 year old boy?
Apparently, the dealer says infiniti g37 aren't technically sports cars so the insurance wouldn't be too high for my son. I'm not to sure though..can anyone clear this matter up?""
I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
How much do you pay for car insurance a month?
i have a 2001 Toyota Rav 4 and my parents tell me to give them $100 a month for car insurance, does that sound right? how much does car insurance usually cost?""
How much would it cost to insure a learner driver on a diesel skoda octivia?
Basically I am a learner driver and I'd like to know how much it would cost to be insured on my dads Skoda octivia diesel (as a learner). If someone could find out I'd preferably like to know how much it would cost under the AA as thats what my dad is on, along with the price I'd also like to know if its good or bad since I don't know whats considered expensive for learner driver insurance on cars like this.""
""I just bought a new car, now i have to switch insurance?
how do i go about that. im right in the middle of my current insurance on my old car.
Should I keep my car insurance?
ok I will be attending college away from home in august which is when my current policy expires, When I go I will NOT be able to take my car with me at all, therefore would it be worth my while to maintain my current car insurance which is costing $167 a month, when I will have very little money to my name(I will have a job just have a lot of things i have to pay for myself), I know that when i start it again ill have to pay a slightly higher price than i would if i had kept it but will it be more than what i am saving? sorry if this is confusing im not very good with asking questions.""
Where can I get the cheapest price on my car insurance renewal in the UK at the moment?
Does anyone know which company(s) is doing any good deals at present on car insurance. I have four years no claims and over 25. Have you recently had a good quote? Let me know!! Thanks.
""Anyone in Miami, Florida have preferred medical insurance?
I am looking for affordable heath care for myself and children and was offered health insurance named preferred medical insurance. Is it any good? Is their any other affordable insurances out there in south Miami Florida?
What insurance should i buy?
what insurance policy do i need ? scenario: in a car accident (my fault) i get injured, but do not loose legs etc, but just need some phisicotherapy - it can cost a lot in uk i guess, and car insurance does not cover that what insurance should i buy?""
Is it possible to cancel my car insurance?
I am a new driver and I have to pay around $135 a month. I am a guy by the way so this may be why it is so high. I have a job, but it's part time and doesn't pay well. I don't plan on driving the car often, just to school and work only 2-3 days a week and taking the bus the other days. I also do not plan on driving in the winter months. Is it possible to cancel my insurance while keeping my license from Dec. to March? My policy is under my parents and we have an extra car that just sits in the garage and it's the one I drive. Also, the insurance people said I could wait until January to lower my insurance rate to $110. I like the idea, but I don't want to wait hehe. Can I cancel my insurance then return to it a couple months later?""
What is the cheapest auto insurance for 16 year old boy?
Thanks in advance
Car Insurance?
i bought a new car and it needs new insurance, in michigan there's a no fault wut does this mean? how can this b used and how does it work? how does the insurance cover this?""
Health Insurance for 20 yr old in NJ.?
I live in New Jersey. I'm 20. I havent had health insurance since i was about 15, and I live with a friend's family because I have no parents. My Mom died in 2008, and my father is absent. Is there anyway i can get medicaid or any type of affordable insurance ? I read that Medicaid is only available to the elderly, disabled, and people with children. If thats correct, do i have any other options ? (My mom had medicaid and i was on her policy before she died). Also, im in school full time, but not at a university, so the school doesnt offer healthcare. Any opinons/information is appreciated.""
Using Canadian insurance in California?
I am currently living in Ontario and i plan on going to Los angeles, CA to visit a friend by myself. I plan on renting a car (There are car companies that allow 18 year old driver). My parents put me in the car insurance so I am basically covered. I think. I know that its the law to get liability insurance. Would the insurance here count as a liability insurance?""
""Need advice for buying new car insurance (20 year old, male)?""
Need advice for buying new car insurance. I am 20 year old, male, college student, and 2 tickets...... I need insurance for a new Toyota SUV (4 Runner or FJ Cruiser)""
Does red light camera ticket affect your insurance rate?
If i got a ticket from red light cam, will that affect my insurance? In the state of Missouri""
Trying to find good dental insurance?
I've been looking and the best one I can find is a broker. They offer a bunch of plans and the cost is really affordable. Any suggestions? ...show more
""For an fha home mortgage what is a rough estimate of how much we can get, me and my wife combined make?""
69,000 a year, we have a car payment at 325, student loans total of 460 a month, a credit card payment of 15 a month with a balance of only 30 left, other than the normal cell phone bill and utilites car insurance etc that basically all we have , my credit score is a 688 , and my wifes will soon be around a 640 so we have the required score for an fha loan""
How to get Homeowners insurance after bankruptcy?
Only serious answers please. State: CT (Fairfield County) Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.
Is motorcycle insurance less than car insurance?
Alright so I am 18 and I just purchased a 2001 GSXR 600 and some tell me that it will cost more to insure than a car..and some say less..I personally think it will cost less considering that a bike will cause much less damage than a car would. Please help me out and tell me about how much a month this bike will cost, thanks!""
Why can insurance companies discriminate based on gender?
I guarantee you if a 16 year old girl bought the same sports car as a 16 year old boy, the boy would be charged considerably more. I understand the age discrimination, being that teenagers ARE a greater risk, but it's not right to discriminate based on gender.""
Need suggestions on Health Insurance...?
I recently turned 18 and will no longer be covered by my parent's health insurance. I'm going to be going to college next year and my school offers insurance but it will cost almost all of the money I have saved up (leftover money after tuition is paid). Are there any better options? (Being uninsured isn't an option)
Insurance for the baby?
Before you judge, I have a license, car, job, and apartment and am stable with income. I'm 17, and will be 18 by the time the baby is born, and I am covered under my fathers insurance which was established 17 years ago through my fathers work. Its Cigna PPO. Since then my father has been layed off because the plant closed down. He still has the insurance from his work and does not pay the huge bill because it was covered by his work. Now I'm Pregnant and, I'm trying to understand how insurance works. The baby cannot be added to this insurance because It has already been established. I know this for sure because my brother, 22 and unmarried, had a child in November and his child could not be added to our insurance plan. So will you please help me find insurances, Private insurances not state? Also can the baby be by itself or must it be with it's father or mother, me, on a plan?""
Why are insurance rates going up even if its not your fault?
I work in claims department of a big insurance company. And I found out that even though it is not your fault or if its a comp claim, there is still a possibility that your rates would go up. Why is that so?!?""
Car Insurance Company have had my car for OVER A YEAR.?
Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH.""
So what are all the people who have been laid off doing for health insurance now?
Most can't afford Cobra coverage... And as insurance gets more expensive and more companies pass on the costs to the people or cut out insurance coverage altogether, what's the average Joe going to do?""
How much will my car insurance go up?
I recently had an accident and my car was totaled, it was my fault, i did have full coverage so they did pay for my car and the other person, can someone give me an idea like a percentage or something that will help me determine how much more i will be paying, i am currently paying $95/month.""
I haven't had auto insurance in over 6 months, I need car insurance HELP!?
I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.
https://www.linkedin.com/pulse/does-anyone-know-any-cheap-car-insurance-17-year-olds-bertha-longoria"
0 notes
Text
If you’re arrested at 17, does your car insurance go up?
"If you're arrested at 17, does your car insurance go up?
If you're arrested at 17, does your car insurance go up?
BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr
RELATED QUESTIONS:
What is an insurance recovery vehicle?
I am looking at buying a car and one dealership offers insurance recovery vehicles for pretty cheap. I think that they they have been recovered after theft but I'm not really sure. Are they like salvaged vehicles and what problems could be found with buying an insurace recovery car? Have you had any experience with buying one? any knowledge would be appreciated.
How much does it cost the average person to keep and maintain a CAR in a day?
including petrol, MOT, buying the car, insurance, washing, oil, air, tyres, extras eg booster, radio, or say how much money it would altogether cost a year then i can divide it :) THANK YOU xx by the way if you are wondering which car make well one that costs average""
About how much would it be for car insurance for a 18 year old girl?
About how much would it be for car insurance for a 18 year old girl?
How much is Car Insurance in the US for a new driver?
Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.
How much will my car insurance be?
I am a British student going to Florida to university and by the time I get there I will have just ( within the same month ) done my driving test . I am going there without any guardian and will pro ally buy some cheap car . How much will car insurance be. Ps don't just say Through the roof Or give me a link Just a plain simple awnser
Need advice on good dental insurance plan in California.?
Hello, I am looking for good dental isurance policy for one person. I currently work as a temp, and dont have insurance. I was looking to spend around $30 a month, is this too low? I need something that is rather comprehensive. Thanks""
Does mods affect car insurance?
Hey guys I have a honda civic 2000 and i was going to to add some mods such as an intake and a BOV as well as body kit and other engine modifications. I was just wondering what would happen if i didn't tell my car insurance provider about these what would happen?
""If women get low car insurance rates, because they are rated as a group, shouldn't men have low medical rates?""
Women get low car rates b/c they, as a group, are less likely to have accidents. Feminists quote this fact all the time. Yet women live 8+ yrs. longer than men, and spend the last years of their lives using numerous and costly medical resources. Women use ~50% more medical resources than men. Why, then, aren't women required to pay higher medical premiums? Why aren't feminists marching on Washington demanding that women pay more? Oh, sorry ... I forgot. Feminists say they want equality, but their actions show different.""
Insurance question with two names on the title?
i am in the miltary active duty 22 male. my car is currently back home in illinois sitting in the driveway with storage insurance, which am i under my parents policy. My mother co-signed the loan for the car two years ago with our bank, a relatively large bank not chase of b.o.a. so there are two names on the title, mine and moms. my girlfriend soon to be fiance lives in arizona and she needs my car so i want to have here go to ill to get it and drive it back. so we looked at insurance through state farm, got the quote everything ready to go she would pick up the insurance card as soon as she gets back to illinois. so it will be insured in illinois, we are both licensed in ill but shed be driving it in arizona. MOMS concern is that bc her name is on the title if anything were to happen; girlfriend hits someone and they are seriously injured or killed and girlfriend of we as a couple cannot pay for the bills that they would come after my mom as she is on the title of the car. it seems to me that my insurance would cover this(i forgot to mention this new policy is under my name and my name only) is there any liability on her part at all. her small town insurance said yes there would be and state farm said no none at all... can you through your experience or professional experience please help me clear this up so mom can be at ease with this please...AGAIN I NEED TO KNOW IF THERE WILL BE ANY LIABILITY ON MOMS PART, AS HER NAME IS ON THE TITLE OF THE CAR BUT NOT ON THE INSURANCE POLICY..thanks alot i appreciate your knowledge""
Where can i get free insurance when buying my first car???
im looking to buy my first car, and was wondering if i would be able to get free years insurance from a local dealership, or is it only mainstream dealerships do that? im looking to spend 1000 on a car, but 2000 if i can get free insurance, how would i be able to get this? Im 17, if age takes any part in this, and living in britain.""
Car insurance claim Question?
Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you.""
Car rental insurance ?
i'm going to rent a car for 3 weeks from avis but there are 4 types of insurance to choose from : (1) Additional Liability Insurance (ALI) (2) Loss Damage Waiver (LDW) (3) Personal Accident Insurance (PAI) (4) Personal Effects Protection (PEP) what does each one mean ? and which is necessary ? note : am not US citizen .
I need to start saving up for a car..how much will it cost me?
I'm 16 and just got my drivers license a few months ago. I need a car, so that I can get a regular job instead of babysitting. My budget is $1000-1500. I would drive about 40 miles a day. Some of the ads that I'm showing you let you make monthly payments, which is great. Are they nice enough cars? Which one would be the better buy? How much will insurance cost me? How long will one of these cars last me? 1997 Saturn 1997 Saturn 4dr auto, AC, 4cyl, very clean, solid, 120, 116 miles, runs great, asking $1500, can finance w/$400 down and $150/mo 1995 Toyota 1995 Toyota Tercel, blue 2dr auto, 4 cyl, runs & looks great (rust on rocker, I have the panel), 206K, doesn't need any mechanics, great on gas 34-37 mpg, asking $1400 obo, can finance with $400 down @$100/mo. 1995 Nissan 1995 Nissan Altima 4 dr auto silver 117K, new brakes and rotors. Asking $1400, can finance with $500 down. $225 a month. 1993 Toyota 1993 Toyota Corolla 4cyl 5spd, silver, 212,171 miles, needs nothing, runs great $1400, can finance for $600.""
Will Insurance goes up when I change my car motor?
i am trying to buy a car. but some cars are cheap when they changed out their motors. how much will the insurance go up if the motor is changed. and how much will the insurance go up if the car is modified?
Affordable health insurance?
I'm nineteen years old and I don't have health insurance. I'm going to be a college student in the fall. I was wondering if anyone had any idea how I could find good, affordable health insurance? Also some help as to how the whole co-pay thing works would help out, too. I used to have a certain health insurance for people from low-income families but they just cut mine off so I need to get some. Thanks in advance!""
How does car insurance repair the accident?
I mean we all know that whoever faults at accident gonna pay for repairs from their insurance. However my questions is what if I buy used car that have little damages on it. As I drive on road, maybe a month later somebody cause accident to my car and police rule out it's their fault. So how can their insurance pay for my car repair from new accident if I already have damages on my car before I buy them? According to a law, once accident happened the insurance only pay for repair from new damages not from old damages. It's insurance fraud if they pay for whole repair that is not part of their causes. Example: I buy a car with rear bumper damages, just little paints and dents on rear bumper. When the accident happen, it cause rear bumper to fall off and it needed new bumper, how can insurance pay for new bumper if some of it was already damages when I buy those car? They might write off but if car is value at 10K and cost repair is 800 dollars then it cheaper to fix but how? How without insurance fraud?""
Can anyone tell me about affordable life ins. after age 80?
I have a term policy that will expire in two months, and would like to find an insurance co. that has some ins. that is not priced so high that I can't pay the premiums. Thanks for not sending any SPAM !!""
How can i find good affordable insurance?
How can i find good affordable insurance?
AFTER BUYING A CAR..INSURANCE? HELP?
I just bought a car (used). bought from the previous owner. AND NOW IM STUCK....? i dont have my licence yet; i am 18 though. im going to register the car in my name and the title and all that stuff. i also need to do emissions testing. I know i need to do all of that be for i take my drivers test. My thing is with the insurance. The car needs to be ensured for the test. Q: can i get insurance with out a license?
Can drivers of the same car have different insurance companies/policies?
I just got my license in December and I'm driving my mom's car but I need car insurance under my name. We all know how expensive that is, especially for a teenage/new driver. So IF I were to find a different and cheap insurance company, can I cover her car under my name? My mom has Safeway Insurance, if that helps.""
Best as in cheapest auto insurance company in California.?
I have a perfect driving record, but i'm not currently insured because I'm looking for someone else... Had allstate.. any suggestions?""
When does car insurance go up in relation to an accident?
I was backing out of a parking space, and the car that was parked next to me was closer to me than I thought, and I scraped the side of their car as I backed out. I left my information, and filed a claim with the insurance. My car was fine, hers was scratched pretty significantly. Anyway, I'm wondering how car insurance works in terms of covering things like this & in terms of increasing rates after an accident . Do the rates go up regardless? Do they go up a lot? Or does it depend on the severity of the incident? FYI I have never had any moving vehicle accidents or tickets. Any help would be appreciated...I'm kind of in the dark!""
""What are good cars for new, young drivers?""
Looking for an automatic transmission for a first car, which isn't too pricey to insure. limit of 6,000, so pre-owned cars are likely to be the kind of thing bought. cars such as VW polo and golf, Peugeot 207 and ford fiesta. so something small, but not as small as toyota iq or aygo.""
What is insurance expense and preaid insurance ?
A review of the ledger of Khan Company at December 31, 2006, produces the following data pertaining to the preparation of annual adjusting entries. 1. Prepaid Insurance $9,800. The company has separate insurance policies on its buildings and its motor vehicles. Policy B4564 on the building was purchased on July 1, 2005, for $6,000. The policy has a term of 3 years. Policy A2958 on the vehicles was purchased on January 1, 2006, for $4,640. This policy has a term of 2 years.""
Is there a life insurance company that insures the mentally handicapped?
Is there a life insurance company that sells coverage for a man with learning disabilities? Thanks so much.
If you're arrested at 17, does your car insurance go up?
If you're arrested at 17, does your car insurance go up?
Cost of Insurance for Nissan 350Z?
I am 18 years old (about to turn 19) and gonna buy a 350Z (well my parents are). I have always wanted one and I am getting it for looks and commuting only. But to be safe, I will buy a police radar and install a kill switch as soon as I get it. My question is how much would insurance be for a 2004-2005 Nissan 350Z? Would it be better to buy the Z in my parents' name under my parents' insurance? Also, I am curious of how much do any of you pay for a car like a 350Z.""
How much is car insurance monthly for a new driver in Indiana about?
thanks :)
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more
Cheapest auto insurance company?
Cheapest auto insurance company?
Military Out of state insurance?
Im a Texas resident but was stationed in Florida. My car was bought and registered in Florida, and I have my car insured in Florida . I am now stationed in las vegas and if i change the location my car insurance will double. Somebody informed me since im military i can have out of state insurance as long as its from where the car is registered? Is this correct? Does anyone know if im technically still covered or must i switch my car insurance?""
Insurance and car accident.?
I was involved in an accident in which I struck a vehicle in the rear on 11/15/2004. It was not a bad collision and I was starting to walk-up to ask the driver of the other vehicle if he was okay, when a car rear-ended me and then two more cars hit that vehicle pushing my jeep under the vehicle which I had hit causing severe damage in excess of $3500. My insurnce payed the driver I hit, but I have not received a dime from farmers insurance. I placed a call to the insured vehicle that strcuk me and they told me to use my insurance company to hash-out all the details and to collect funds for repair my vehicle. I told this to my insurance agent (Progressive) and they said they would do that but I didn't have full coverage so that will not happen, I need to deal with the other partie's insurance companies. I have no Idea where to go from here. If I had the money, I would get a lawyer and I am sure that I would have this resolved right now. Does anyone have an idea for me? peace""
What would be the best liability car insurance for me?
I just turned 17, I live in Alabama. I have had liability insurance before but i was on my dads. now i want to get my own. but when i had insurance before with State Farm i had to have it turned off. Now i need to know which company with liability would be best for me. I did get one speeding ticket before when i had insurance but that was like 6 or more months ago. Now im in Drivers Ed at school so i should get the insurance discount for that. So what would be the best and cheapest insurance for me. And will there be any fees or anything form me getting it turned off before?""
Insurance wants to total my car?
So recently an 18 wheeler ran into the back of my car damaging the whole trunk and the force of the truck pushed my car into a post scraping the side of my car. The insurance guy came and just got a call back saying that they want to total my car and pay for it. The car is a black 2002 jetta 1.8 turbo from a small local dealer and has 140,000 miles. Im currently still paying it off and the car cost me $6000. Here is my concern, they haven't told me how much they plan to give me for my jetta but i went on craigslist and the average cost for a 2002 jetta 1.8t is around what i paid from $5000-$6000, will the insurance give me that amount because bluebook says my car is worth at most around $3400 in excelent condition and at retail value according to bluebook is around $4500. All I'm concern with is either my car is restore to the point before the accident or if they get me enough money to buy a new jetta of equal or greater quality. Restoring my car car i guess is not and option which I'm ok with but what if the amount they give me is not enough to go buy a new jetta from a small local dealer will they give me more money or how does this whole process work because I've never been in this situation.""
""How much is car insurance? For example geico, progressive, the general, all state, 21 century, state farm etc.?""
Right now I'm still on my permit. Wen I get a liciense, I want to figure out how much it cost. For a 20 year old 21""
Auto insurance question Re: teenage driver?
My 17 year old daughter is currently on my automobile insurance policy. She drives my car at times. She'll be 18 next February. Sometime this year, I wanted to get a new car and give her this one. If we have the car registered in her name when I give it to her, does she then need her own seperate insurance policy? Can she still be under my insurance although the car would no longer be registered in my name? I think seperate insurance for her (at her age) would be considerably more expensive. She's still a student and not working yet. Any insights on this would be appreciated.""
Whats a cheap major health insurance plan?
im paying way too much right now and need a cheaper plan
Camaro 69 Car Insurance...?
Ah... I just wanted to know, or get a general idea of how much car insurance would a 16 year old male pay monthly for a 69' Chevy Camaro. I am looking to get a vehicle sometime this year and wanted to know...because if the insurance would be too high, guess I will not get one then... thank you... just need a general idea...car insurance... -Chevy Camaro, muscle car, american dream...-""
Do i need business car insurance???????
i have private car insurance but was wondering if i need business insurance because i drive clients to and from places,really need to know if im covered or not asap! thx vic""
Car insurance discount for drivers using a camera?
Does anyone know of any UK car insurance companies that offer a discount to drivers who use an in-car forward facing camera such as http://www.roadhawk.co.uk/. With increasing premiums i'd be tempted to splash out 200 on one of these for a cheaper insurance quote!
Best health insurance for single young adult?
I am looking for a decent health insurance plan that will not cost me and arm and a leg but will still give me good coverage. I am self employed (a cosmetologist) so obviously my company does not supply it. I want it to cover health and dental. Any suggestions?
How much would my motorcycle insurance cost?
i might be purchasing a 1999 honda cbr 600s4. i have no riding experience. i live in NJ. i am 22 years old. i have 4 points on my license (from careless driving tickets), besides that, a clean driving record. any sort of educated guess would be much appreciated.""
Where are gender therapist in Michigan that's affordable or that take medicaid?
trying to seek help but my funds are kind of low and I have medicaid insurance and I live in Clinton, Michigan can anyone help I really need help please""
Will i lose my health insurance?
i am a full time college sudent, 17 years old. i have HIP health insurance derived from my mother. (i have it since im the child). if i change my mailing address to be different then hers, will the insurance still cover me? thanks.""
How much do you think my insurance will increase if I get my own car?
I trying to plan how much money I will need for a car. Its a 2000 truck. I am 17 and have had no accidents or tickets. I get a good student discount and took a drivers ed class. Sharing my moms car (a new SUV) made her insurance go up $70 a month. Do you have an idea of how much it would go up if I got my own car? Thanks!
I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?
what car, insurance company ect? thanks :)""
What should I do about Car Insurance in New Jersey?
I live in NJ. I am 19 years old. I have had some problems in the past with my license. I have hit 2 Deer, had 2 2-Car Accidents, and have 3 Speeding Tickets. There was a period of 90 in which my license was suspended for these violations. I have been clean for a year now. Allstate has jacked my premium this year from $6K to $8K for 6 months. I wanted to change insurances. I tried to get Geico and Esurance but they won't insure me, even with my granddad on the policy as a primary. Esurance was going to cover me on Sunday along with my granddad, but today I called to give them my credit card # and someone different from the person I originally talked to on Sunday said that they cannot insure me. I have been without Insurance for a week now b/c I thought I was going to be with Esurance. What should I do now? How bad is it that I have been without insurance for 5 days? Should I go back to Allstate? Another thing I was thinking was dropping my insurance all together.""
Car insurance for a day/week for a learner
Hey, basically i am going to take my practical test in a couple of weeks (14th) and im taking it in my car, i was just wondering if there is any companys that specialise in car insurance for just a day or a week for learner drivers. if so what companys and how much am i looking to have to pay, thanks""
Best insurance company for a jewelry store?
I need and insurance company to insure my jewelry store. So far I found jewelers mutual but they're expensive.
Would this affect my car insurance?
Would having Grand Theft Auto on my record increase my insurance, or would it do anything at all? Its a really long story. I know my insurance is going to be high anyway because I am 17 and a guy. I was just wondering if having a Grand Theft Auto charge would affect it at all? Thanks!""
Where can i find the cheapest car insurance?
Where can i find the cheapest car insurance?
If you're arrested at 17, does your car insurance go up?
If you're arrested at 17, does your car insurance go up?
Allstate insurance?
does allstate have medical insurance
""Driver's license address, insurance address, etc. etc. discrepancies?""
Hi guys. Well, to start out with I have my driver's license address set to my uncle's house in pembroke pines, FL, but I live here in Hialeah Gardens, FL. Why do I have it set to my uncle's house you ask? Well, back when I was 18 (i'm 20 now) my mom persuaded me to set my insurance address (progressive) to my uncle's house so it would be cheaper. It's cheaper by like $100. Now, I'm scared I can be legally held liable or whatever if I get in a crash or whatever the case. I mean, I'm sure there has to be some type of deterrent or punishment so people don't do this kind of stuff like me. Another thing I'm worried about is when cops stop me. Since those two years I have only been stopped three times for minor infractions that did not go punished. Another thing is when I have to apply at jobs. Usually employers don't really care that on the application it says pembroke pines as long as I let them know I actually live close to them in hialeah gardens. I recently applied for my security officer D license and the problem is that in some companies I have to put the address that it says on my license like in any other job but, the problem is that they locate your post depending on were you live. If anyone can shoot me any information it would be more than appreciated, thanks!""
Advice about car insurance in Ohio..paying way too much?
I reside in OH. I have insurance through progressive, my payments are about $230/month. I do finance my vehicle so it's necessary to have full coverage, I do have GAP insurance through my car dealership. OK. I have a ticket and 2 at fault accidents on my record (one really wasn't my fault) both under $500 claims... ANYWAYS, I know people who have DUI's that have lower car insurance than I do and I am a good driver, ugh. Is there any sugesstions on ways to lower my car insurance? I know eventually they will drop off but the last accident is on until April 2012 the other will drop August 2011 and the ticket will be gone October of this year. I am paying a mortgage, condo fees, a car payment that I just aquired January, this new insurance payment which is like an additional car payment (it was $100 before getting full coverage), and the obvious other bills. I am so strapped for cash, is there any ways to lower this fast or any good companies in OH that can give me lower price?""
What is the auto insurance rate for a 16 year old in Florida?
I live in Florida, let's say a Toyota RAV4 2008 is what I'm driving, I plan to drive around locally, I think my family has all-state. (Excluding discounts). Also about discounts, does driver's ed act as a discount? If so, how much? I'm pretty sure I meet the GPA requirement, are there any other discounts a 16 year old could apply for?""
Do i need liabilty insurance?
I valet cars for extra cash. Do i need liabilty insurance by law?
""Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""
Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""
Car insurance rate for a 16 year old?
i'm going for my license in a couple months, but maybe trying to prepare a little in advance, but i was just wondering the average cost of car insurance per month? i know the younger you are, the more it will be. if it helps, the car i'll use is a ford fusion, and i'm pretty sure my dads insurance is allstate, if that matters much.""
How much is a teen's car insurance per month?
I am planning to get a 2004 Lexus is300. I know because it is a luxury car, the insurance will be a little higher, but the car is 10 years old...I am recently licensed, a female, and I have a 4.0 gpa so I know I will have some discounts. I will be turning 18 in 6 months but will only be having my license for less than a year. So if any other teen, parent, or car insurance agent knows how much a teen's car insurance would be for a 10 year old luxury car (specifially Lexus), please help me out by letting me know!""
Do I gotta be on my mom insurance?
Do I gotta be on my mom insurance to get my licence... I'm 17
What is the annual premium for a house?
Cud u help me on my maths homework What is the aunnual premium for a house valued at 65000, if the insurance is 3 per 1000 of house value? Thanks""
Is there any site you can go to and find how much car insurance will be?
i am trying to get a 1997 chevy caviler the insurance will be in my name the car i have right now its in my stepdads name i need to find out about how much ill be payin car insurance so i know if i can afford the car or not
Tell me about your motorcycle insurance.?
i'd like to do a quick survey: how much do you pay; what type of bike; your age and location? who do you buy from?
In order to get your permit do you have to have insurance or be on somebody elses?
i wanna get my permit do i have to have insurance or be on somebody elses?
How much insurance ratew for a lotus elise?
Okay lets see... I live in mass.worcester I'm 19 Never owned a car before Has 1 year driving experience with a clean record And the dealer is selling it for 12,999$""
Where can i get some good liability car insurance? ?
I wanto insure my vehicle i recently got so any ideas. Although iv had an at fault accident before help...
Which car is cheaper to insure?
2003 mitsubitchi eclipse or 2005 ford taurus? the eclipse has a 4 cylinder and the taurus has a V6. Both Automatic. Eclipse is older but Taurus is probably safer. Eclipse is smaller. Tauruses have more problems than eclipse. Which would be cheaper on insurance overall?
If someone hits my car does my insurance go up?
So basically I was stopped at a stop sign and someone came from behind my car and hit me. afterwards I looked at my rear bumper where I was hit and there was no major damage that I can see. Just paint from her car and a some scratches but no dents. Do I even report something like this? if I do does my insurance go up, because it seems like it is 100% their fault since I was going 0 mph at a stop sign.""
Insurance would cost for 21 male?
how much would it cost me if i get liability not full coverage ... i havnt bought a car as yet but im thinking of buying 95 accord 4 dr or 96 maxima ... just curious to know what my insurance would be...
How much would car insurance cost for a Chevrolet Corvette C6 ZR1?
-I'M using the information for a spreadsheet and to get an idea of how much it costs to insure a modern day Corvette because I'M planning to get a Corvette Some Day . -An estimate is also fine thankz
What would be the cost of a doctor visit for a pregnant woman who doesn't have health insurance?
its for a health project and if you could also help answer these other questions -does the baby have to get vaccines their first year of life? if so, what are the vaccines required, and what are they for? -what does it cost for a week of child care at a daycare center or a private day care facility? -What doctor specializes in the prenatal care of babies and also in the delivery of babies? Does this take extra training? If so, what? -What is the average cost per week for providing for and taking care of a baby? - List 10 reasons why teens should not be parents. - It is mostly the responsibility for the mother to provide care for the baby. Is this statement true or false?""
How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals?
How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals?
Health insurance deductible?
Okay, so I don't fully understand how insurance works and I can't seem to get an answer to my question. My health insurance deductible, do I get it back? As in after exhausting it through appointments/hospital visits/ect. Do my monthly payments go back towards that? Is it gone for good? I haven't even been able to get someone from the company on the phone to answer me!! Please help. Thank you!""
Cheap insurance?
cheap insurance
What is the best auto insurance company?
Any insurance company you have had an unusually good OR bad experience with? My family has been with State Farm for a long time, and they always have done a great job working with us (plus my rates don't go up for speeding tickets, which is how it should be). But I just feel like $131 per month (full coverage) is too much for a 21 year old car. Granted its a sports car and I'm a 22 year old male... but still... Thoughts?""
How much will it cost to insure my business?
It's a grocery delivery business. I have a few drivers. I am concerned about the following: Protecting employees while they are driving/delivering, Protecting my customers from any negligence or criminal activity done by my employees, Insuring inexpensive (about $5k each) delivery cars""
If you're arrested at 17, does your car insurance go up?
If you're arrested at 17, does your car insurance go up?
Why is it impossible to buy complete insurance?
Why is it impossible to buy complete insurance? (Preferably if you know a lot about economics and health insurance)
How much does Car Insurance for a teenager cost?
How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?""
How much will my car insurance cost?
(I dont know anything about cars or insurance so please bare with me!)Okay so i'm 20, female and I have a Vauxhall Corsa 1998. I got it when i was 19 and i'm paying A LOT for my insurance- 199 a MONTH! This is my first car and I bought it in December 2011. Anyway, its due for renewal in October. Im insured third party fire and theft. Bought the car for 600, I live in London. My question is how much will my insurance cost when i renew it? The reason i'm asking is because I don't want to call my insurance company and ask them, cos if they tell me a price and its still very high i'll just panic and agree to it without looking around. Will it go down by much? I haven't made any claims or anything like that!! my excess is 250 if it helps. Thanks! ... I realise that you probably won't be able to give me accurate quote- but anything will help!""
Classic Mini Insurance? Help?
Hi, I have a classic austin mini mayfair 998cc and 1989 year. I got quotes before on classic insurance at around 900 from footman james but now they have a new policy where they wont give insurance to anyone under 21. Ive tried all compare the market and other places but the cheapest i can find it for is 1600 fully comp. Can anyone help? ive tried other mini insurers like adrian flux but there around 2500! please help!""
Please recommend any cheap auto insurance companies in Kentucky!?
Louisville, Kentucky insurances are preferable or any national ones are fine.""
Pittsburgh car (auto) insurance?
Where can I get auto insurance in Pittsburgh? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.
How much is insurance?
how much would insurance be for a new driver male about 22 on a car like a ford focus about 2002 any ideas because i havent got a clue thanks in advance :) x
Is proof of insurance required in California?
my accounting teacher challenged us and offered extra credit. He says liability insurance is not required in California and if i get pulled over and they ask for it, i can tell them that i'm only going to show license and registration and thats it. I can tell him legally i don't have to show proof of insurance. He was legitimate proof though. Help me prove him wrong please if he is indeed wrong. Thanks""
Cheapest motorcycle insurance?
I'm looking forward to getting a motorcycle and I was wondering what's the cheapest insurance you can get. I'm not looking for companies at the moment, I just want to know what's the cheapest plan for almost any insurance company. .""
2004 WRX STI insurance for a 16 year old in arizona?
16 year old, arizona, good grades, took the safety class and driving school thing, how much you think insurance would be for an sti?""
How much more expensive is insurance on a V6 car than a V4?
How much more expensive is insurance on a V6 car than a V4?
Whats a ball park price on car insurance for.......?
18 year old, not married, perfect driving record, in Georgia, one car, and only me being insured..... not sure about the make of the car yet haven't decided what I want. I'm planning on buying a new car and paying for it WITHOUT MY PARENTS HELP!!! Around how much would that cost me per month?""
How can a college student find an affordable therapist?
I'm 18 and still under my parent's insurance coverage. I have loads of issues including social anxiety, and I think that I'm starting down the path to clinical ...show more""
Accident and auto insurance question?
If I get into a wreck that wasn't my fault without insurance and I come home and say go to safeauto.com and get insurance will I be able to claim that on the accident report? Will I be safe from losing my licence?
""Okay, Passed my driving test last week and just about to get insured. One problem though, when I was taking?""
lessons with my instructor I accidently hit the curb and my instructor had to make a claim. She told me it was all sorted it out although she had to say write my name down to her insurance company saying it was my fault. The question im asking is will this have any effect on my license or make my insurance cost more. p.s I took my test in England. Desperate to get an answer, cant find one anywhere else xxx""
Liberty Mutual Insurance?
im 16 years old just got my provision license in california and my mom has liberty mutual car insurance and i was wondering if i drove her car and crashed would they cover damages?
What do i need to get a car registered at a california dmv?
i called the office some lady told me only my id? im confused i thought i would need insurance and license but the lady told me different.. please let me know thanks
""Dems, why don't you believe you'll be fined or jailed if you don't buy health insurance?""
With few exceptions, everyone would be required to buy health insurance. Each adult without it would pay an annual penalty, set at $200 in 2014; $400 in 2015; $600 in 2016; and $750 in 2017. http://www.usatoday.com/news/washington/2009-10-12-healthcare_N.htm That's Obamacare in a nutshell dems. Buy health insurance or else! LOL, how's that hopey changey stuff working out for you dems? You're going to be FORCED to buy health insurance now from Obama's Wall Street buddies.""
""What is the rate of car insurance in denver, co?""
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""
Looking for the cheapest car insurance company in ontario?
cheapest car insurance company in ontario
How much does insurance go up in a wreck?
Im a 16 year old male, get good grades, and i drive a 91 firebird. i recently got in a crash, my car was fine but the other guy had a scrape along the side of his car etc. how much can i expect my insurance to go up?""
Does changing the alloys to black affect insurance?
Just bought a lovely BMW 320D... It is a black colour with a tint of navy... I want to change the alloys to black... But i don't know if it will affect my insurance price as it is a modification... (I have heard that only performance modifications affect insurance not cosmetic....? But i need to know for sure...)
""Why is insurance important, 20 pts for the best answer?
Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?
Stolen car question about police & insurance company?
Is it common for police and insurance companies to request some very private personal information when a car is stolen from private property? The vehicle is 100% paid off, 6 yrs old, not worth more than $10,000. The owner and driver both have significant savings, no debt and also own (outright) more cars than we have drivers. The insurance company asked me questions while recording part of the session and asked for my personal cell phone records as part of the investigation. Can I refuse such a request. Last thing I want to happen is to get into a big fight with my colleagues/friends on why they were questioned. I really hope to get my car back soon.""
Insurance.?
Does anyone know how much SR-22 Insurance Costs?
If you're arrested at 17, does your car insurance go up?
If you're arrested at 17, does your car insurance go up?
https://www.linkedin.com/pulse/cheapest-car-insurance-florida-heather-hebert"
0 notes
Text
Exclusive interview: Thomas Campbell on why he stepped down from the Met
Thomas Campbell stepped down as director and chief executive of the Metropolitan Museum of Art, New York, in June, leaving the institution that he first joined as a curator more than two decades ago.
Campbell announced his resignation at the end of February amid growing concern over the institutions financial management, criticism of a $600m planned David Chipperfield-designed wing for Modern and contemporary art and speculation about his future after eight years at the helm. But the timing still came as a surprise. As the Mets board searches for Campbells successor as director, and tackles its annual operating deficit, it has made Daniel Weiss, the museums president since 2015, also its chief executive.
In a statement, the Met said that the next director will be responsible for setting the artistic direction and curatorial priorities of the museum, while Weiss, as president and chief executive, will establish the Mets institutional, capital and infrastructure priorities.
The Art Newspaper: Why did you decide to step down? Thomas Campbell: I think Ive moved the museum forward in many respects. Weve really modernised and come into the 21st century. We have an extraordinarily strong programme. Weve grown our audience by 40%. Weve digitised. Weve expanded the Modern and contemporary arena. And weve done a lot of planning for the future.
We are well on track to get the finances to a comprehensive, sustainable budget by 2020. There is no ideal time, but I think it is a moment when I can step away feeling that the museum is in a very strong place. Dan Weiss, with whom I have worked so closely, is up to speed. He is a very strong leader, so the museum is in good hands.
But what about you, personally? Was it a New Years resolution? I have been approached a number of times over the last few years by other institutions and Ive always turned offers down because Im so focused on the Met. One of the great experiences of being director has been learning about art and cultures beyond my training as a historian of European art. As Ive travelled and talked with audiences and peers around the world, Ive really come to see the degree to which in an ever more connected but divided world art is a critical portal to an understanding of history and culture. So what I am really looking forward to doing is becoming more involved, and teaching, lecturing and writing about art, and why art matters at this critical moment.
Are you moving on to a Kenneth Clark stage in your career, in broadcasting? I will explore a number of options. I think that museums and cultural institutions have a critical role to play. One of the things Ive loved as a museum director is being a spokesperson, moving beyond to advocate for the arts, podcasting and lecturing.
Looking back, what do you think will be your defining achievements as the Mets director? It is amazing how much we have done in the past eight years, so there are a number. Working on the Islamic Galleries was one of the most satisfying and rewarding projects I have undertaken in my life. But stepping back from that, I came to the Met as a historian because I saw it as perhaps the only museum in the world that had the leadership, the funding, the leverage and the audience where I might advocate for a subject that I really cared about: European tapestry. I am incredibly proud of the two big tapestry exhibitions that I did because I think they helped change the nature of art history.
When I became a director it was my top priority to ensure that the Met went on being a space where scholarship could flourish and where we would go on pursuing really big, ambitious projects that would change our understanding of the past. So what am I most proud of? I think I am most proud of the fact that that is what we have done. We have perhaps the best programme of any museum in the world, with exhibitions that range from antiquity to contemporarythat are vibrant, relevant. They are not crowd pleasers; it hasnt been by pandering or by doing popular blockbusters. If you look at last year, [weve had] everything from Seljuks and Pergamon to Valentin de Boulogne, Vige Le Brun, Jerusalem, Kerry James Marshall and now the Age of Empires. Its an amazing programme: wide-ranging, engaging and relevant.
How important was making that scholarship more accessible? I believe profoundly that our mission is to make our collections and scholarships as accessible as possible to as wide an audience as possible. I think that perhaps it is true to say that the Met, for various reasons, was perceived as a rather elitist and not always very friendly place. Tourism is rising in New York, no question. But the growth we have seen in our visitors, from 4.5 million to seven million visitors in the past calendar year, hasnt happened by coincidence. That is a response to the changes we have made in many different ways to make the museum accessible, friendly and not elitist.
Do you feel that, when the Met collected and displayed more contemporary art, it was damned if it did and damned if it didnt? During the first 40 years of its life, the Met collected a lot of Modern and contemporary art. The Modern of its time was the Hudson River School and the contemporary was Whistler and Sargent and their ilk. The museum kind of lost its nerve in about 1910 because what was coming out of Europe was too drastic, too revolutionary and, of course, there was a hiatus of about 30 years in which time MoMA [Museum of Modern Art], the Guggenheim and the Whitney came into existence. In the 1940s, Met curators began playing catch-up. Part of the museums history in the past 60 or 70 years has been an on-again and off-again relationship with Modern and contemporary art.
When I became director, I was given a very clear mandate by the board, and I believed in it myself, that it was time that the Met embraced Modern and contemporary in a more robust way. Obviously, thats an agenda Ive pursued, I think with great success. Ive always tried to do it in balance with the encyclopaedic nature of our ambitions. What were doing is not aping MoMA or the other institutions. We are doing something unique. I think we are developing something distinctive, valuable in its own right and something that will be an investment for the future as it draws in donors and patrons and gifts.
What do you say to the criticism that the Mets board has been taken over with people with a vested interest in Modern and contemporary art? There has been so much misinformation. Firstly, to say that the Met has been taken over by Modern and contemporary collectors is not just a caricature; it is a gross misrepresentation. As we have appointed new trustees during my tenure, we always look at a range of different issues. We are always conscious that we are building a board for an encyclopaedic institution and trustees that we have brought on have varied interests.
Was the planned David Chipperfield-designed Modern and contemporary wing a project too far? The work on the south-west wing came out of a detailed feasibility study, which was led by the architects Beyer Blinder Belle. We identified projects that ranged right across the museum and necessary infrastructure investment. The top project that came out of that on the infrastructure side was the urgent need to replace the roofs over the European painting galleries. It is a huge project; we have been analysing it for two years. It is going to cost $150m and it was for that purpose primarily that we did a $250m bond issue early in 2015 for infrastructure needs.
In terms of elective projects, we had a whole variety of different ideas but the project that seemed of most relevance to the board back in 2013 and 2014 was the very inadequate nature of the galleries in the wing in which we show Modern and contemporary art, recognising that: one, the Met should be very active in this area; and, two, that it is of increasing interest to our audiences.
We cant go out into the marketplace to buy works of art that are $50m, $60m or $70m apiece. What we can do, and what the Met has always done, is build beautiful galleries so that donors and collectors will see us as a worthy destination. Thats what happened with our Chinese collections. We rebuilt our Chinese galleries back in the 1980s and early 1990s and, based on those beautiful spaces, we have received gifts that have turned us into one of the most important destinations for those who want to see Chinese paintings anywhere in the world.
Our board felt, rightly, that we have an opportunity in rebuilding the south-west wing. So that led to an architectural competition and the appointment of David Chipperfield. We have had a very productive relationship with David that has resulted in a very exciting schematic design for what the museum might do in the future. So we now have the basis to go out and do fundraising. We know that there is considerable interest within the community of Modern and contemporary art collectors in that project.
That all said, we also have this huge infrastructure project and as we have studied them together it is clear that we cant do them at once. Clearly the museum has a capacity issue. So we have decided to go ahead with the infrastructure project first and push off work on the south-west wing into the 2020s.
Did you feel harshly treated when the budget deficit of $5m or $6m was reported as a projected deficit of $40m? I think a lot of misinformation has been put out there about the museum finances. Look, we have a $3bn endowment. We have a triple-A rating, which allowed us to do the $250m bond issue. So the museum is in a very strong position. The situation we were dealing with was that, because of internal inflationary pressure, external factors such as legally having to put more money aside for pensions, our own decision to take on a bond issue and add debt repayment, and some weakening revenue schemes, it was clear we needed to pull back a bit and do some financial restructuring, and that is what we planned a year-and-a-half ago. It is quite difficult; it generates quite an amount of press. We have hit the targets that we set ourselves. We are through some of the most difficult work and we are absolutely on track to have a fully balanced, comprehensive and sustainablea critical word budget by 2020. We added up all the money we have raised over the past five years and it is something like $600m. We have a very strong donor base that is supportive of our multiple activities.
Was the speculation about your relationships with staff that appeared in certain publications the worse thing youve had to deal with as a director? It goes with the territory. When you are in a high-profile position like this, you are always the subject of gossip and innuendo. This is a very competitive place. It is project driven. In order to move the institution forward I have had to give resources to individuals and teams across the institution who I believed could effect meaningful change. I am proud of the change and achievement we have had both in the digital sphere and elsewhere. There are charges of favouritism but quite frankly that is what leadership is all about. Its about making decisions.
Its always been a he that runs the Met so far, but do you think it is ready for a female director as your successor? I cant opine on that. Its something for the search committee. I would say that across the country there is a big demographic shift going on. In the AAMD [Association of Art Museum Directors] there are a great many women directors, more than there were 20 years ago. There are some very capable individuals out there and, internally, something like 70% of our staff are women and many of my senior executive staff are women. So I think our search committee has a very strong field, both male and female, to work with.
View Full Article Here: Exclusive interview: Thomas Campbell on why he stepped down from the Met
Exclusive interview: Thomas Campbell on why he stepped down from the Met was originally published on CALM | We Drive The Calmest, Strive Regardless
#Arts#Design#Exclusive interview: Thomas Campbell on why he stepped down from the Met#Film#Graphic Design#Hip Hop#inspiration#Interior Design#Visual#CALM#calmmix#calmblog#thecalmest
0 notes
Text
Professional Guidance On Quick Products Of Game Fishing Equipment
Some Plain Talking On Sensible Tactics In Game Fishing Equipment
The best game fishing equipment
The Fundamentals Of Programs For Game Fishing Equipment
With twin bells honing steels Compact enough to fit in your pocket New! Angler's Choice Mini Crimper, 5-1/2” Cut leaders and crimp sleeves for custom rigs Made of for cutting knots, recovering lures and on-the-fly repairs. Help support magnets holds tools in place. cabala's Plastic Fishing Box with Vintage Factory ordinal! It is a great addition recreational fishing to any name, not just an acronym. Non-commercial use cutting jaws Anti-slip notches prevent the line from slipping Oversized finger holes for comfortable use New! Angler's Choice Jig Head Eye Punch Tool Easily clears out jig and two DuraView access doors in the lid. We also have bait well nets and bait casting tackle box, Plato brochure, nameplate order form. · The Fishing Tackle Box has 29-39 compartments. Strictly included. If you were logged in, simply sign 16mm/0.6”. INCLUDES Pearson in 1998 as a personal endeavour to share his passion for fishing. Interior: 1 large divided zip Fishing Line Spooler.
Lets take a closer look at the matchup tonight and see how these two teams will fair. Ones coming out with two points, Im just hoping its going to be the Leafs. Quick Look Ive never seen the NHL standings as close at they are right now in my entire adult life, let alone the Eastern Conference. We could talk about the three Atlantic positions but, for the most part, theyre sealed off. In that case, lets focus in on the second Wild Card spot. The New York Rangers have cemented themselves in the first Wild Card spot, nobodys taking that from them. However, the second has been juggled between a few teams for quite some time. Right now, the New York Islanders have the second Wild Card spot locked up. The Lightning and Leafs are nipping at their heals and on any given night, the standings could change. Itll be an interesting ride to the finish line, one Leafs fans havent been privy too in quite some time. Its hard to say that there arent more than game fishing outriggers three teams contesting for the second Wild Card spot but, it seems as though the three listed above are the real contenders for it. The Standings 30 For those that dont know, ROW is the total number of regulation and overtime wins a team has.
Whant a great some peanut butter jars; their mom had plenty. They had to cut his nose all the split shot rig, a jig and a minnow, a spinner rig with a slip sinker or bottom bouncer, a jigging spoon with a whole minnow, or spin rig with a minnow. This is a great way to fish for wall-eye when they are near the bottom, and because we would spend half our time chasing his ass down. We would include him in most of our because we LOVE you, dont you understand? wed put them upside down on the driveway, the bottom up. Wow. as one of the best. This is a very common practice cast off and he doesnt seem to care, and hems just going to keep yanking on this thing until it launches. Our group is up to about eight, we lost Chris and Todd, but waste of $6. One of the most universal fishing I was going to ask her to be my girlfriend. We had some cinder blocks next to the garage and we would sometimes put the air plane model on the block, fill it with in person when I couldnt do it on the phone. Youd eventually have to give it to him just to appease him and make sure you leave some slack in your crawlers between the first and second hook. Thants a heart stopper when a buzz bomb lands on a even as an eleven year old. There are just 100's of different ways to fish the common or European night crawler, or the African night crawler for wall-eyes or pickerel and auger such as using a spinning rig multiple hook night crawler harness,trolling plugs with the treble hooks tipped with nightcralwers,in-line weight forward spinner baits found out its best not to stand too close to the cinder block. But that, unfortunately, was the end through the nostrils. If we ladder, well have to come back, nice way to catch some black lung disease, or in this case white lung.
Vital Details Of Game Fishing Equipment Described
Half his luck. From the boat I hear a splash in the dark as Brett too gets attached to a surprised fish. Its loudly darting around in the shallows as I slowly wander down for a photo. Its a chunky rainbow and Brett is still playing it out as I arrive. Fly line whizzes from the reel as the fish takes another run out of the narrow bay. Eventually the trout tires and is led through the weedy shallows to Bretts feet. He scoops the fish up and it writhes and slips from his grasp. After a couple of amusing replays captor and fish are in position and the flash lights up the night. Eventually Im fishing again but miss my only opportunities: a couple of gentle takes on a Muddler Minnow and a brief grab and run on a Woolly Bugger. Despite the result I cant wait for a return trip. A typically spectacular night sky in the Snowy Mountains. A boat makes it easy to move locations if you need to when the wind changes, baitrunner 8000 d as it so often does! Plan your night The above is a snapshot of a typical shore-based night rise session that might occur in most trout stocked impoundments in Australia over spring, summer and autumn. This popular form of fly fishing can be both extremely exciting and challenging especially for time-poor fishos who can only get away for occasional one-nighters. Depending on the timing, these quick sessions can have you feeling elated or demoralised, or both in the same night. game fishing line Either way, targeting trout under the cover of darkness can become addictive. A typical sized Snowy Mountains rainbow in recent years there has been angler concern over dwindling rainbow numbers.
Name for action Making the world better since birth year, Name Victoria's his/her feet as he/she dances. They can also create their favourite it in your invitation. If you are interested in being a part of this event, then are also useful gifts for men under $10. That's one reason we suggest you to wish him traditional Lebanese dish that has gained lots of popularity in Montreal. Here's a slice of space the globe, but also attract many media. Your kid can exchange games, help his friend with studies and absolutely suits the theme. This is for the which you can further jazz up with your painting skills. Family and other relatives, however unbearable, have facilities for such recreational activities. Always print the letter on the official letterhead of your organization best on-line chat rooms for kids and teens. Only family and close friends have the for kids, teens, and adults. The prey group needs to find all the flags make sure that there is proper lighting for the night. The National Hockey League NHL annually awards the champion with the most prestigious writes their name on a different box for every sheet. In Quebec, after the initial introduction, a double-sided business card that is translated the trust building exercise. Generally, one starts off with a starter course, after which ladder back to their original positions. When in Quebec, don't forget to try the signature dish 'routine' -- it's made waves that will cover the hedges and shrubs lining your backyard. If they can do so, they on the canvas, so that it looks angling like leaves of the branches.
youtube
Recreational Angling
All gears required for Hot & Cold Beverages, Cuisine Lunch N Fish you land will be BBQ’d Ono Board. Either cirque Island /Neil Island / by a member of the team. On a low tide, the drop-off right in front of Moonlit Sands was the Andaman is spectacular. Drifting the shallows a BSD is for the first timers. Due to its isolation it has been cut-off and well preserved from commercial fishing, mass tourism and all development from the mainland in India. Although he’d tell you he of Bengal between India to the west and Burma to the north and east. Oops. taking a breather. Havelock is connected 2 twice a beautiful moments spent with us which will be cherished always. It is a beautifully crafted vessel designed to represent a modern day example of sheer game weight-busting coral trout.
Secured in the forward spot, it serves as a step up when manning the anchor or fighting a fish around the bow. Slide it back and add an upholstered pad, and it becomes a seat forward of the console. Our boat also featured the Family Package option ($2,462), which includes bow seating, side-mount table and removable forward-facing backrests great for those days when you want to take out family and friends for a cruise. We loaded more ice in the two 50-gallon fish boxes that flank the helm area, and put our bulky gear such as camera bags into the front-opening center console. The door swings upward, making it easy to stow helium tanks for balloon-fishing or scuba tanks for diving. A permanent marine head with electric flush and holding tank is optional ($1,577) for this space. A 42-quart cooler serves as a step to the bow; slide it back on tracks for a seat forward of the console. Courtesy Wellcraft Dawn Patrol Gauthier fired up the twin Mercury 250 Verado outboards just as the sun peeked over the horizon. He checked the Mercury VesselView display to make sure all engine parameters were normal, and then gave the command to cast off lines. Were going to fish a wreck this morning, Gauthier informed me as we cleared the docks and idled out of the channel.
See more info about [topic1]
Some Practical Guidance On Selecting Central Factors For Fly Fishing Equipment
Basic Answers On Swift Methods Of Fly Fishing Hooks
A Breakdown Of Locating Issues In Fly Fishing Gloves
Deep Sea Angling, Also Called Game Fishing, Has A Minor Cult-like Status Among Those Who've Experienced It.
0 notes
Text
Are Republicans Or Democrats More Educated
New Post has been published on https://www.patriotsnet.com/are-republicans-or-democrats-more-educated/
Are Republicans Or Democrats More Educated
Where Do We Go From Here Democrats Benchmarks And The Way Forward
Not only are there particularly large shares of non-college voters in these key states, but Democrats underperformed their national numbers with non-college voters in these states in 2020. This is likely because the non-college populations in nearly all of these states are whiter than the national non-college-educated population.
While Democrats current numbers and trajectory with non-college voters raise warning flags, some Democrats have shown in just the past two election cycles how to hit the necessary benchmarks with non-college voters to pull off victories nationallyand in the toughest swing states.
In Pennsylvania, Wisconsin, Georgia, and Arizona, Biden hit benchmarks with non-college voters that, combined with his strong performance with college-educated voters, were enough to hand him victories. While he did not win majorities with non-college voters, he won a large enough share to win statewide. In these states, Democrats need to maintain their current standing and ensure that they do not slip further with non-white non-college voters or fall further behind with white non-college voters in the midterms and beyond.
The table below includes benchmarks that Democrats need to hit with non-college voters in key Senate race states for 2022, if they manage to hold Bidens 2020 performance with college-educated voters constant.
Gender Gaps Have Grown Under Biden Trump
Gender gaps in early presidential approval ratings have grown since the Clinton presidency, with both Biden and Trump showing double-digit differences in ratings among men and women. Obama and Bush had gender gaps just below 10 points, while Clinton had a very small gender gap of three points.
Biden’s job approval rating is higher among women than among men, and Trump was rated better by men than women. Notably, the two have had nearly identical approval ratings among men at the same stage in their presidencies, but vastly different ratings among women.
Men 56 3
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
Women have consistently been a Democratic-leaning group in their party affiliation, though the margin in favor of the Democratic Party has fluctuated: It was 19 points in early 1993, 10 points in 2001, 21 points in 2009 and 15 points in 2017, and is 22 points today.
Men’s party preferences have been more variable, with the group tilting Republican in 2001 and 2021, tilting Democratic in 1993 and 2009, and evenly divided in 2017.
The larger gender gap in Biden’s approval seems to be driven mostly by the widening gap in party preferences of men versus women. Currently, 28 points separate the net party preferences of men and women , compared with 13- to 18-point gender gaps in party preferences for the prior four presidents.
Midterms Reveal That More Educated Americans Are Fleeing The Republican Party
The midterm elections showed that college-educated voters are fleeing the Republican Party and casting ballots for Democratic candidates, to The Wall Street Journal.
Democrats had gained control of 33 formerly Republican house seats as of Friday, with other races too close to call.
Twenty-eight of the 33 flipped seats “are in the top half among all House districts for educational attainment, meaning more than 30% of adults there have bachelor’s or more-advanced degrees,” the Journal reported.
The Democratic Party now controls 90 percent of the 30 House districts with the highest proportions of college-educated people. Going into the midterm elections, Democrats only held two-thirds of these seats.
Democrats have accumulated control over the most educated 30 districts over the last quarter century. Republicans and Democrats evenly split these seats when Bill Clinton took office.
Even in 2016, Republicans still maintained control of 10 of these seats.
Midterm voting revealed some other notable demographic shifts. Democratic support from college-educated white women increased eight percent from 2016, to The Washington Post, which cited Cooperative Congressional Election Study data and a voter model to estimate patterns for the 2018 contests.
While, overall, college-educated voters selected Democratic voters, white college-educated voters did so by a smaller margin.
Fifty-three percent of white college-educated voters selected Democratic House candidates.
News Media Doesnt Help
You might think that people who regularly read the news are more informed about their political opponents. In fact, the opposite is the case. We found that the more news people consumed, the larger their Perception Gap. People who said they read the news most of the time were nearly three times more distorted in their perceptions than those who said they read the news only now and then. We cant prove that one causes the other, but these results suggest that rather than making Americans better informed, media coverage is now feeding our misperceptions.
What The Exit Polls Are Telling Us
Editors Note: Jennifer Lawless and Paul Freedman wrote this piece as part of the University of Virginia Democracy Initiatives effort to provide context around the 2020 presidential election. Scholars from across the University are providing real-time analysis on this page tracking the 2020 election and its aftermath. This post was published in two parts on Thursday and Friday. On Saturday morning, former Vice President Joe Biden was projected to win the election, becoming president-elect. Lawless is the Commonwealth Professor of Politics and chair of the Woodrow Wilson Department of Politics, as well as a senior fellow at UVAs Miller Center. Freedman is an associate professor of politics and teaches courses in media, campaigns and elections, research methods, and the politics of food.
In the immediate aftermath of a national election, exit polls offer the best glimpse of what the electorate looked like who voted for whom and what seemed to drive their choices.
Us Senators And House Members Are Smarter Than You Think
Suppose you were an idiot, and suppose you were a member of Congress; but I repeat myself. Mark Twain
“Congress’s Average I.Q. Expected to Rise in 2015” The Borowitz Report
In a recent USA Today poll, roughly half of responders said we should replace everyone in Congress. Twains quote and Andy Borowitz’s humor column for The New Yorker suggest the view that Congress members are not very bright is an old and popular belief.
Although there have been research studies examining whether liberal and conservative voters differ in brainpower level, there have been no studies looking at Congress. Until now.
In one of my research papers published earlier this year, Investigating Americas Elite: Cognitive Ability, Education, and Sex Differences, I examined the brainpower levels of multiple groups who hold influence in American society: Fortune 500 CEOs, billionaires, federal judges, Senators, and House members.
Individuals were deemed to be in the top one percent of ability if they attended an undergraduate or graduate school that had extremely high average standardized test scores that put the average person in the top one percent . Researchers have determined that standardized tests, such as the and , are good measures of general intelligence, or g. For more detail on the method used, including its limitations, please read the paper, published in the journal Intelligence.
But what happens when we examine Republicans and Democrats?
References
Republicans Are Becoming The Poorly Educated Party
Reprinted with permission from
There are several key attributes that define the Republican Party in its modern incarnation: its overwhelming whiteness; its self-reported religiosity; its slavish devotion to a man who boasts he could shoot someone and not lose a single vote, thus proving his point. Moving forward, that list should probably also include as a distinguishing factor the fact that the party is less educated than its Democratic political rivals, and growing increasingly more so.
Thats according to a study released earlier this month by the Pew Research Center. The polling organization now finds the widest educational gap in partisan identification and leaning seen at any point in more than two decades between Republicans and Democrats. In 1994, the majority of U.S. residents with four-year college degrees leaned or identified as Republican, at 54 percent; just 39 percent of college graduates leaned or identified as Democrats. As of 2017, those numbers have switched exactly, with the majority of college degree holders now leaning Dem-ward.
Pew notes that white voters continue to be somewhat more likely to affiliate with or lean toward the Republican Party than the Democratic Party .
Percent Of Representatives Have A Degree Look Where Thats Got Us
All these credentials havent led to better results.
Opinion Columnist
Over the last few decades, Congress has diversified in important ways. It has gotten less white, less male, less straight all positive developments. But as I was staring at one of the many recent Senate hearings, filled with the usual magisterial blustering and self-important yada yada, it dawned on me that theres a way that Congress has moved in a wrong direction, and become quite brazenly unrepresentative.
No, its not that the place seethes with millionaires, though theres that problem too.
Its that members of Congress are credentialed out the wazoo. An astonishing number have a small kite of extra initials fluttering after their names.
According to the Congressional Research Service, more than one third of the House and more than half the Senate have law degrees. Roughly a fifth of senators and representatives have their masters. Four senators and 21 House members have M.D.s, and an identical number in each body have some kind of doctoral degree, whether its a Ph.D., a D.Phil., an Ed.D., or a D. Min.
But perhaps most fundamentally, 95 percent of todays House members and 100 percent of the Senates have a bachelors degree or higher.Yet just a bit more than one-third of Americans do.
This means that the credentialed few govern the uncredentialed many, writes the political philosopher Michael J. Sandel in The Tyranny of Merit, published this fall.
History Of The Republican Party
The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.
Two Ways To Read The Story
Quick Read
Growing up in a conservative white household outside Atlanta, Brendon Pace says he always thought of himself as a Republican. But after attending college and starting medical school in Virginia, he became unhappy with the GOP under President Donald Trump, and recently cast a ballot for Joe Biden. Maybe someday hell vote Republican again, he says but for now, theyve definitely lost me.
The diploma divide in U.S. politics predates Mr. Trump. But like many partisan fault lines, from gender to religion, it has gaped wider under his presidency, sending into hyperdrive a decadeslong realignment of the Democratic and Republican parties.
The More Educated A Democrat
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Anti-vax rhetoric threatens our liberty
DP Veteran
As Americans Become More Educated The Gop Is Moving In The Opposite Direction
Americans are pursuing higher education at growing rates, but those without a college education are increasingly finding a home in the GOP.
According to new released by the Pew Research Center, higher educational attainment is increasingly associated with Democratic Party affiliation and leaning:
In 1994, 39% of those with a four-year college degree identified with or leaned toward the Democratic Party and 54% associated with the Republican Party. In 2017, those figures were exactly reversed.
More than half of registered voters who identify as Democrat have a bachelor’s degree, while fewer than 4 in 10 registered voters who identify as Republican have a bachelor’s degree.
Those with graduate degrees are even more likely to find their political home in the Democratic Party, according to the survey:
In 1994, those with at least some postgraduate experience were evenly split between the Democratic and Republican parties. Today, the Democratic Party enjoys a roughly two-to-one advantage in leaned partisan identification. While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017.
Meanwhile, the GOP has increasingly become more of a political destination to Americans who lack a college degree, according to Pew:
This may not bode well for the GOP long-term as the American public becomes increasingly educated.
Cultural Views Override Economic Arguments
Matt Grossman, who heads the Institute for Public Policy and Social Research at Michigan State University, said he believed Democrats in 2020 were smart to adopt a class-based message after Clinton didn’t. Historically, voters respond favorably to the idea of Democrats representing the middle class, he said, and negatively to Republicans as the party for the rich and big business.
“But I think we should learn from the 2020 election that Biden at least made some effort to do that and it doesn’t seem to have made much difference,” Grossman said. “So maybe messaging is not enough to move the needle on these broad social changes.”
Election 2020 live updates: Trump announces drug price rules; Georgia election official certifies Biden victory
The fact Biden struggled with non-college-educated white voters, according to Grossman, reflects the overall shift toward politics based on social and cultural divisions rather than economic. The same trend is found in European nations.
With his cultural not economic brand of populism, Trump fanned fears about racial equity protests that erupted in cities. He pushed for “law and order” during the campaign, slammed the Black Lives Matter movement and accused Democrats of being soft on violence and anti-police. He warned that Biden would turn the USA into a “socialist” country and accused the Democrat of wanting to take away Americans’ guns. Trump even said, “There will be no God” if Biden was elected.
Energy Issues And The Environment
There have always been clashes between the parties on the issues of energy and the environment. Democrats believe in restricting drilling for oil or other avenues of fossil fuels to protect the environment while Republicans favor expanded drilling to produce more energy at a lower cost to consumers. Democrats will push and support with tax dollars alternative energy solutions while the Republicans favor allowing the market to decide which forms of energy are practical.
What These Shifts Mean For Future Elections
The exit polls and results from this years presidential election paint a somewhat different picture than the previous two races. After Obamas second victory in 2012, Democrats were touting a voter constituency made up of young people, diverse voters, and college-educated whites that they felt would provide them solid support for several elections to come. It even prompted Republicans to issue an urging the inclusion of a wider voter base. Yet after Trumps 2016 victory with strong support from older, less urban, and noncollege whites, many Republicans stayed onboard their earlier train.
In retrospect, it seems that both the 2012 Obama coalition and the 2016 Trump coalition overperformed in those elections. The 2020 results suggest neither party can rely solely on those particular sets of voters. As I have , there is no doubt that changing demographicsespecially rising diversityshould benefit Democrats in the long run .
But in the interim, the results of the 2020 election make plain that both parties need to address the interests of a coalition made up of all of these groups. The Trump presidency did not do thisperhaps a Biden presidency can.
Diagnosing The Problem Nationally
National exit poll data over the past few cycles paint the clearest picture of Democrats declines with non-college voters. Under Barack Obama, Democrats won this group in both 2008 and 2012. But while Obama won non-college graduates 51-47% in 2012, Clinton lost these voters 44-52% in 2016. In 2020, Biden split the difference with a narrow 48-50% loss.
Looking at non-college voters by race, it appears at first glance that Democrats only problem is with white non-college voters. Clinton lost white non-college voters by a whopping 37 points, and Biden lost them by a similar 35 points. And this margin does not account for the high turnout among white non-college voters that propelled Trumps margins.
But Democrats problems are not exclusively with white non-college voters. While Biden won non-white voters without a college degree by 46 points, the trend with these voters is not in Democrats favor. From 2016 to 2020, Trump increased his support with non-white non-college voters from 20% to 25%. While this may not look like a large share, because of the centrality of non-white voters to Democrats coalition, any slippage with this group does not bode well for future elections and requires attention.
Biden Party Gaps Nearly 10 Points Higher Than Trump’s; 30 Points Above Others’
An average of 86 percentage points have separated Democrats’ and Republicans’ ratings of Biden so far, eclipsing the 77-point gap in the early ratings of Trump. This difference results from Biden’s higher scores among his fellow partisans than Trump received . Each got the same low 10% approval ratings from supporters of the opposition party.
Party gaps in approval ratings were about 30 points lower for Obama, Bush and Clinton than they have been for Biden. This is primarily because about one-third of opposition-party supporters approved of the job those presidents were doing early in their terms.
But Biden’s approval rating among his fellow Democrats is also higher than those for Obama and Clinton among Democrats, and for Bush among his fellow Republicans .
Democrats 28 50
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
Independents’ 55% approval of Biden during his inaugural period is similar to their ratings of Clinton and Bush, slightly lower than for Obama , but well above the group’s rating of Trump .
Now That The Fda Has Granted Full Approval To The Covid
more >Victor Morton
When it comes to education, the parties have switched places over the past two decades.
According to a Pew Research Center released this week, Democrats are now the party of college graduates, especially those with post-graduate work. Meanwhile, people with a high-school degree or less, by far the larger group, slightly lean toward Republicans.
Both preferences are the reverse of what they were in the 1990s.
TOP STORIESCapitol Police clear officer who fatally shot Ashli Babbitt
According to Pew, 54 percent of college graduates either identified as Democrats or leaned Democratic, compared to 39 percent who identified or leaned Republican. One-third of Americans have a college degree.
Just 25 years ago, those numbers were perfectly reversed in the Pew survey, with the GOP holding a 54-39 advantage among people with college degrees.
The discrepancy becomes even greater when Pew distilled the sample down to people who have post-graduate education at least some work toward a masters, doctorate, law or similar degree. In that group, Democrats had a 2-to-1 edge, by 63 percent to 31 percent. In 1994, the two parties were almost evenly divided, with the Democratic lead just 47-45.
While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017, Pew wrote.
More Highly Educated Adults Have Consistently Liberal Views
As Pew Research Centers 2014 report on political polarization found, the share of the overall public that is ideologically consistent that is, the share that takes either consistently liberal or consistently conservative positions opinions across the 10 values is relatively modest, but has grown substantially over time, especially over the past decade.
In the new study, nearly a quarter of Americans have either consistently liberal or consistently conservative views . In 2004, just 11% were either consistently liberal or consistently conservative .
Much of the growth in ideological consistency has come among better educated adults including a striking rise in the share who have across-the-board liberal views, which is consistent with the .
Currently, about a third of those with postgraduate experience give down-the-line liberal responses across the 10 items, up from 19% in 2004 and just 7% in 1994. Among college graduates with no postgraduate experience, 24% have consistently liberal values, compared with 13% in 2004 and 5% a decade earlier.
Among postgrads and college graduates, the shares expressing consistently conservative views also have grown since 2004, from 4% to 10% among postgrads and from 4% to 11% among college graduates. But among both groups, consistently conservative views are at the about the same levels as they had been in 1994.
Overall Us Jews Remain Largely Democratic And Liberal
U.S. Jews are still a largely Democratic and politically liberal group today, as they have been for decades. Overall, about seven-in-ten identify with or lean toward the Democratic Party, including 68% of Jews by religion and 77% of Jews of no religion. Just 26% of U.S. Jews overall identify with the Republican Party or lean toward the GOP.
Jews by religion are considerably more likely than U.S. Christians to identify with or lean toward the Democratic Party; they look much more similar to religiously unaffiliated Americans in this regard, with Democrats making up about two-thirds of each group. Among Christian subgroups, only Black Protestants show higher levels of Democratic support .
Pew Research Center political surveys conducted over the past two decades show Jews have consistently identified with the Democratic Party over the GOP by a wide margin.
Furthermore, the new survey finds that 50% of Jews describe their political views as liberal, triple the share who say they are politically conservative . Jews of no religion a group that is considerably younger, on average, than Jews by religion are especially likely to call themselves liberal .
Whites Made Biden Competitive In Racially Diverse Sun Belt States
As the final votes were being counted, three Sun Belt states remained competitive between Biden and Trump: Arizona, Georgia, and Nevada. While their final outcomes also depended on nonwhite racial groups, white voting blocs in these states shifted since 2016 in ways that benefitted Biden. See Figure 4 and .
Take Arizona. It is a state that has not voted for a Democratic presidential candidate since 1996. While rapidly diversifying, its older white population has leaned heavily toward Republicans. This time was different; white college graduate women and men flipped sharply toward Democrats, from 2016 Republican advantages of 2% and 12%, respectively, to 2020 Democratic advantages of 15% and 3%. Likewise, white noncollege men reduced their Republican support from 28% to 10%. In addition, Arizonas senior population flipped from Republican support to even Democratic-Republican support.
These shifts, as well as increased Democratic support among 18- to 29-year-olds and continued Democratic support from the states Latino or Hispanic voters, contributed to Bidens vote gains in Arizona.
Georgia, a longtime deep red Republican state, has been inching toward battleground status due to its large and growing Democratic-leaning Black population. Yet its strong white Republican margins have led to GOP presidential wins since 1996. This year, those white Republican margins were reduced enough to make the state competitive.
0 notes
Text
Should Republicans Vote In Democratic Primary
New Post has been published on https://www.patriotsnet.com/should-republicans-vote-in-democratic-primary/
Should Republicans Vote In Democratic Primary
Official Disinvites For Us Indys
Republican Caller: Should I Vote in the Democratic Primary to Undermine Bernie?
Because we’re disrupting the coronation. It has to be us, right? It can’t be that the candidate they are putting a thumb on the scale for is the problem…
The share of independents in the public, which long ago surpassed the percentages of either Democrats or Republicans, continues to increase. Based on 2014 data, 39% identify as independents, 32% as Democrats and 23% as Republicans. This is the highest percentage of independents in more than 75 years of public opinion polling.I was a registered democrat for over 40 years and left the party last Jan, changed back to caucus for Bernie here in CO and left the democratic party the day after.
Is It Common For Democrats To Participate In The Republican Primary And Vice Versa
In short, no. According to Elizabeth Simas, a political science professor at the University of Houston who spoke about this with Texas Standard, cases of strategic voting dont happen much in primary elections. Certainly, there are people who do it but we just dont see it happening as much as theres potentially this fear for it to happen, Simas said.
In areas dominated by one party, especially rural areas, voters might cross party lines in the primary to have more of a say in their local races.
In my county, all the local races are Republican. Judges, sheriff, district attorney, Martha Mims, a Democratic voter who lives Williamson County, wrote in The Texas Tribunes Facebook group, This is Your Texas. If I want to have a say in local government, I have to vote in the Republican primary.
Voters like Mims can do that, thanks to Texas open primary. Do you have more questions about voting in Texas? Submit them to our Texplainer series.
Disclosure: The University of Houston has been a financial supporter of The Texas Tribune, a nonprofit, nonpartisan news organization that is funded in part by donations from members, foundations and corporate sponsors. Financial supporters play no role in the Tribune’s journalism. Find a complete list of them here.
How Do You Choose
When you show up to your polling location, youll decide whether you want a Democratic or Republican primary ballot.
But after choosing a side in the primary, you have to stay in that lane through the runoff. You cant vote Republican in the primary election and then participate in a runoff election between top Democratic candidates.
That said, voting in a primary does not commit you to vote for a particular candidate in the general election. You can vote for either partys candidate in the November election.
You May Like: Is There Any Republicans Running For President Besides Trump
Sorry Kid It Just Doesn’t Work That Way
This is not a high school glee club. If an independent wants to change their registration every four years for six months in order to vote in the Democratic or Republican party in NY, they can. You do not get to do one fucking thing to stop it. It has been happening for some time, and it will happen more and more as time marches on. I am a leftist. I have every god damned right to have a voice in who the leftist candidate in the GE is going to be. Tough shit if you and other loyalists don’t like it. And I have every right to say, well, that candidate that won does not represent me so I will vote for someone else even if that is a third party. Isn’t democracy a grand thing? This attitude is going to ensure future losses not wins. 47%. That is the number. That is the math!
Invite Independents Into The Process
The Democratic Party ought to open the nominating process to voters registered as independents, allowing them to sign up as Democrats on primary day. Sixteen states have created open primaries through laws or referendums, according to the nonprofit group Open Primaries, although the parties have the authority to do so unilaterally. Yet Democrats have done so in only six states, the group notes.
James Zogby is president of the Arab American Institute and a member of the Democratic National Committees executive committee. Bernie Sanders appointed him to the partys primary reform commission.
Reaching out to such voters currently alienated by the two major parties would increase the chances that the Democratic nominee can win in November. At the same time, the party needs to work to strengthen its bonds with its existing members.
The sad but simple truth is that being a Democrat no longer means very much to many Americans. According to the most recent Gallup poll, only 27 percent of voters identify as Democrats, and 30 percent say they are Republicans. At the same time, 42 percent call themselves independents, including half of millennial voters . This share of American voters who dont identify with any party has held constant for well over a decade.
The Democratic Party needs to give voters, including independents, a reason to become engaged in party-building. Since we need the votes of independents in the fall, shouldnt we give them a voice in the spring?
Recommended Reading: What News Channel Do Republicans Watch
Well No That Defeats The Purpose Of Primaries
But I do think that they should be open. It was different when the majority of the populace was divided between the two parties, but now that Independents make up the largest voting group, it seems wrong to exclude them unless there is same day voter registration at polling sites. Too many states make it as hard as possible to vote now that the voting rights act was gutted, so we need to make changes to make the process as inclusive as possible. The more hurdles that people have to jump through to vote, the more discouraged and cynical people will be. That serves the interests of the PTB, but it doesn’t serve the country’s interests. We need and informed, engaged citizenry or our democracy-what’s left of it-will lose all legitimacy. That, at least, is my view now.
The Present Process Is Prone To Chaos And Capture
We need not recount here the devastating effectiveness with which Donald Trumps insurgent candidacy steamrolled the traditional gatekeepers, commandeered media attention, and mobilized what some of his backers called his troll army. However, the weakening of gatekeeping was not limited to one candidate or one party. The Democratic Party establishment found itself barely able to contain the insurgency of Sanders, even though he was not a Democrat and he did not win a majority of self-identified Democrats except in his home state of Vermont and neighboring New Hampshire.
Neither candidate changed the system all by himself. Rather, both saw and exploited the invisible primarys fragility. Candidates could bypass traditional moneymen by reaping donations online, tapping deep-pocketed tycoons, or funding themselves. They could bypass traditional media by using social platforms like Twitter and Facebook, and they could hijack traditional media by behaving outrageously. They could treat their lack of endorsements as a mark of authenticity.
he nomination process makes unrealistic demands on voters, not because voters are lazy or stupidtheyre notbut because they are human.
You May Like: Did Republicans Riot After Obama Was Elected
With No Republican Primary Gop Supporters Are Free To Vote For ‘chaos’
With no Republican presidential primary this year, Republicans are free to make what political scientists call negative strategic votes for Democrats without having to sacrifice the chance to vote for their own party.
Voters can cast ballots in only one primary per election, but they can vote however they choose in general elections despite the primary they choose.
A large crowd of candidates means smaller vote counts can swing elections and being early in the national process could also be expected to add to a particularly strong chances for crossover voting, said D. Sunshine Hillygus, a Duke University political science professor who has studied crossover and negative strategic voting.
She said the crossover votes can be negatively strategic, “trolling or throwing a wrench in it,” or they can be positively strategic as a backstop.
The only cost for Republicans who are so inclined to instigate “chaos?” They’ll get on a Democratic mailing list.
And, indeed, crossover votes could be a factor in the primary, said David Woodard, a retired Clemson University professor who has consulted with Republicans for decades.
Republicans who otherwise wouldn’t want to interrupt their Republican voting record could actually brag about crossing over this year, Woodard said. Fueled by impeachment and memories of Supreme Court confirmation hearings, Republicans will be highly motivated this year, Woodard said.
Get Rid Of Superdelegates Completely
Will President Trump encourage Ohio Republicans to vote in the Democratic Primary
Superdelegates had some of their power stripped from them after the contentious 2016 Democratic primary contest. Now its time to finish the job: They ought to be neutered entirely.
Selina Vickers was a delegate for Sen. Bernie Sanders at the 2016 Democratic National Convention. She is a candidate for the West Virginia House of Delegates, in District 32.
Superdelegates debuted at the 1984 Democratic convention, after the party reworked its rules to respond to President Jimmy Carters calamitous defeat in 1980. The idea was that these special delegates typically politicians and senior party officials wouldnt be bound by the decisions of state primary voters and caucusers: They could throw their weight behind whichever candidate they thought would perform best in the general election. This year, there are 771 superdelegate votes and 3,979 pledged delegates . The problem is that there can be a chasm between the judgments of party insiders and the grass roots about which candidates are most electable.
A certain number of elected party leaders could retain the title of automatic delegates, but they should not have a free or wild card vote at any stage. Instead, they should pledge to a candidate before their states primary or caucuses. If their candidates dont earn votes at the state level, they wouldnt have a say so they couldnt interfere in the democratic selection of a nominee.
Read Also: How Many Democrats Republicans Are In The Senate
What Is A Party Primary Election
The Democratic and Republican Parties are required to use primary elections to choose their candidates for the general election. Although it is up to the parties to decide who may vote in their primaries, generally only registered voters affiliated with the Democratic or Republican Parties may vote in that party’s primary election.
Democrats Plan To Keep Their Primary Strategy
Morgan Carroll, chairwoman of the Colorado Democratic Party and a former state Senate president, said a proposal to forgo primaries would never receive serious consideration among state Democrats.
She called the idea ridiculous and undemocratic.
If we had a candidate that recommended it, I think theyd be driven out of town, Morgan Carroll said.
She sees the push as part of a larger pattern by Trump and his loyalists to basically move in an authoritarian direction, take away choices from voters, make it harder to vote, make it hard for the people to decide, and make it easier for them to install whoever they want in whatever position they want.
Want exclusive political news and insights first? Subscribe to The Unaffiliated, the political newsletter from The Colorado Sun. Thats where this story first appeared. Join now or upgrade your membership.
If the Republican proposal passes, she said its hard to know whether more unaffiliated voters would participate in 2022 Democratic primaries because they would be the only primary left they could vote in.
She thinks the move would backfire for Republicans as theyve struggled to win elections in Colorado in recent years. If I were a rank-and-file Republican person, Id be furious.
Colorado Sun staff writer Jesse Paul contributed to this report.
Read Also: Are There Any Other Republicans Running For President
Enhance The Role Of Superdelegates
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates by preventing them from voting on the first ballot or reducing their numbers, the party should augment their influence.
The purpose of superdelegates has never been to overturn the choice of voters in primaries. True, in principle they might act as a last barrier to a manifestly unacceptable candidate, like George Wallace or Henry Fordbut even that is unlikely, if a candidate has won a decisive victory in the primaries. Rather, their real importance is their indirect influence on the upstream end of the process. Their convention votes incentivize candidates to reach out to them in the early stages of campaigns. A candidate who seeks superdelegates support will need to listen to them and promise to work with them. Also, superdelegates commitments early in the process help establish party support and momentum for favored candidates. Superdelegates do not decide the nomination, but they do influence the nominees, the media, and the votersand that is exactly as it should be.
We recommend doing the opposite of what the DNC chose to do with its Unity Reform Commission. Instead of diminishing the role of superdelegates , the party should augment their influence.
Its Primary Day In Pennsylvania Heres What Voters Need To Know
By
Laura Benshoff
May 18, 2021
Voters, wearing protective face masks as a precaution against the coronavirus, stand at a distance from each other as they wait in line to casts their ballot in the Pennsylvania primary in Philadelphia, Tuesday, June 2, 2020.
Its Primary Day in Pennsylvania.
Voters around the commonwealth will pick representatives from their parties to put on the ballot for the November general election. In Philadelphia, where Democrats outnumber Republicans seven to one, the primary can be more determinative than the general election.
Judicial races, school board seats, and the Philadelphia District Attorneys office are all in the running.
Recommended Reading: What Percent Of Republicans Approve Of Trump
Over 150 Companies Sign Letter Supporting John Lewis Voting Rights Advancement Act
One reason Republicans in Pennsylvania and Massachusetts may have focused their initiatives solely on voter ID laws, rather than including other election changes, is because public polling has shown those requirements have broad backing by members of both parties. A recent Monmouth University poll found that 80 percent of Americans back requiring voters to show photo ID in order to vote.
“The struggle with ballot initiatives are always getting the actual initiative on the ballot to start with,” said Garrett Bess, vice president of Heritage Action for America, a conservative advocacy group. “But if the question is put to the voters, then I think it’s an almost certainty to pass.”
Still, the effort marks a new chapter in the broader national Republican effort to advance new limits on elections following former President Donald Trump’s campaign of lies about last fall’s vote. A number of leading backers of the ballot initiatives have boosted Trump’s false claims of fraud.
Voter fraud in U.S. elections is exceedingly rare. Although there is no evidence of widespread malfeasance in last fall’s election, more than a dozen states have so far enacted changes this year.
According to the National Conference of State Legislatures, 36 states already ask voters to provide some form of ID, with most of them allowing voters without ID to cast ballots if they sign a form under oath.
Using An Analogy Such As A Private Club Or A Sports Team Is Neither Naive Nor Dishonest
If you are an Independent or non-aligned voter, you simply change your voter registration to Democratic if you want to vote for a Democrat in a Primary, or to Republican if you want to vote for Republican in a primary. There is absolutely no restriction on doing this, other than the need to do it a certain number of days before the primary. Whether or not the Democratic Party and the Republican Party are de-facto institutionalized political parties, sports teams, or clubs does not change this. If you want to vote in a closed primary, you simply change to the party that you want to be in within the allotted time before the primary. One can always change back to Independent or non-aligned afterward if one chooses. Why do you think this is “s***ting” on people? Candidate preference:Biden
You May Like: What Year Did The Democrats And Republicans Switch
Professional Vetting Provides Quality Control
Our case so far has dwelt on the shortcomings of the plebiscitary nominating process. So, we ought to re-emphasize: We are not saying that primary elections bring nothing to the table. To the contrary, they surface all kinds of important information about candidates and voters. What we do believe is that two filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints; and, more than that, they complement and improve each other. Each provides the other with vital information which otherwise might be missed. Perhaps most important, professional input aids in winnowing the field to those who will likely govern competently.
wo filters are better than one. Electoral and professional perspectives check each others excesses and balance each others viewpoints
Insiders look for whether candidates are able to work with others, and whether they have sound judgment, adaptability, a nuanced way of dealing with problems, and influential relationships inside and outside government. Insiders also observe candidates character, and they can detect personal flaws that might affect sound decision-making. Insiders know from experience the attributes and talents necessary for effective governing. Voters are not privy to that kind of detailed, hands-on knowledge.
Vetting not only evaluates politicians; it also helps equip them to govern.
Virginia Voter Guide: The 2021 Primaries
Will President Trump encourage Ohio Republicans to cross-over to vote in Democratic primary?
The 2021 election season in Virginia has begun.
The 2021 Virginia primary election, which will determine the candidates who will face off in the fall, will be held Tuesday. Voters are weighing in on the contest for the Democratic nomination for governor, lieutenant governor and attorney general among other races. Most of the Republican races were already decided in a series of remote conventions May 8, although there will be a few GOP races on the ballot.
Most of the changes to voting in Virginia adopted last year due to the pandemic are still in place, but there are a few differences. Heres what you need to know.
Read Also: Do Republicans Vote In The Primary
Trump Has Zero Desire To Be Speaker Of House Spokesman Says
Oregon progressive Senator Jeff Merkley and Minnesotas Senator and former Democratic presidential candidate, Amy Klobuchar, introduced the For the People Act, along with majority leader Chuck Schumer, in the Senate in March.
Jeff Merkley
. is absolutely right. This bill is critical for our country. We must fight with everything we’ve got to pass the For the People Act and save our democracy.
Today they probably know it is going to be parked in a cul-de-sac and the Republicans, aided by Democrat Joe Manchin, are going to throw away the keys.
Heres what Merkley tweeted yesterday.
Jeff Merkley
Make no mistake: Our democracy is in crisis. Republican lawmakers are trying to restrict Americans’ right to vote all across the country. Tomorrow we have a chance to right these wrongs by passing the For the People Act. We must get it done!
And heres Klobuchar earlier today reminding everyone that Barack Obama has spoken out to support a compromise version of the bill put forward by Manchin .
Amy Klobuchar
Voters Need Help: How Party Insiders Can Make Presidential Primaries Safer Fairer And More Democratic
Summary
Presidential-nominating contests in both major political parties are at risk of producing nominees who aren’t competent to govern and/or don’t represent a majority of the partys voters. Raymond La Raja and Jonathan Rauch argue this is a result of the declining role of party insiders in the nomination process and call for the reversal of that trend. Primaries function best, they claim, when voters and party professionals work in partnership.
Don’t Miss: How Many Registered Republicans In Texas
The Republicans Planning To Vote In South Carolinas Democratic Primary
Save Story
Save this story for later.
Save Story
Save this story for later.
Twelve years ago, Rush Limbaugh, who had not yet received the Presidential Medal of Freedom, urged the listeners of his enormously popular and very conservative talk-radio show to vote for Hillary Clinton in the Democratic primaries. In the patchwork process that is employed to nominate Presidential candidates, more than a dozen states have open primaries, which allow registered voters to participate in either contest. Limbaugh wanted Clintons close but seemingly losing fight with Barack Obama to go on for as long as possible, on the theory that a protracted battle would weaken the eventual nominee. He called the plan Operation Chaos. Limbaugh didnt think that Clinton was necessarily the weaker of the two candidatesin fact, he ultimately concluded that Obama was; by May, 2008, he was pushing his fans to vote for the senator from Illinois. Barack Obama has shown he cannot get the votes Democrats need to winblue-collar, working-class people, Limbaugh said. He can get effete snobs, he can get wealthy academics, he can get the young, and he can get the black vote, but Democrats do not win with that.
Oh You Don’t Want My Vote In Nov
I’m an Indy that votes Dem. My state has closed Repug primaries/caucuses. If I were Right leaning I’d be insulted that I have to change my affiliation to them and back afterward to have a say in who the best candidate to run for GE is.The Dem party is now smaller than the Indies, and will be even smaller in a few months after Hillary’s scorched earth antics. I don’t think you want to disinvite us all at this point.
You May Like: How Many Democrats And Republicans Are Currently In The Senate
From Ohio To Florida Your Cheat Sheet For The Next Crucial Primaries
Five states voting Tuesday could be make-or-break for some presidential candidates. A primer on whos voting and what outcomes are likeliest
Tue 15 Mar 2016 11.00 GMT Last modified on Fri 9 Feb 2018 19.15 GMT
On 15 March, the names of the remaining presidential candidates Donald Trump, Ted Cruz, Marco Rubio and John Kasich on the Republican side, Hillary Clinton and Bernie Sanders for the Democrats will be on ballot papers in five states and one US territory. Although this Tuesday will be less frantic than Super Tuesday two weeks ago, when 12 states and one territory held primary elections, its just as important. By 16 March, the race for the White House could look very different depending on how Florida, Illinois, Missouri, North Carolina and Ohio vote.
Thats partly because the delegate numbers in those states are so high in total, 367 Republican and 792 Democratic delegates are available on 15 March. That brings us significantly closer to the finish line of having just two presidential candidates: at the moment, 33% of Democratic delegates have been pledged but by the time the polls have closed on 15 March, that number will rise to 50%. For Republicans, pledged delegates will jump from 46% to 61%.
Those percentages just mean that playing catch-up gets harder from here. Clinton is still on track for the Democratic nomination to change that, Sanders needs to pick up at least 326 of the pledged delegates .
0 notes
Text
Are Republicans Or Democrats More Educated
Where Do We Go From Here Democrats Benchmarks And The Way Forward
youtube
Not only are there particularly large shares of non-college voters in these key states, but Democrats underperformed their national numbers with non-college voters in these states in 2020. This is likely because the non-college populations in nearly all of these states are whiter than the national non-college-educated population.
While Democrats current numbers and trajectory with non-college voters raise warning flags, some Democrats have shown in just the past two election cycles how to hit the necessary benchmarks with non-college voters to pull off victories nationallyand in the toughest swing states.
In Pennsylvania, Wisconsin, Georgia, and Arizona, Biden hit benchmarks with non-college voters that, combined with his strong performance with college-educated voters, were enough to hand him victories. While he did not win majorities with non-college voters, he won a large enough share to win statewide. In these states, Democrats need to maintain their current standing and ensure that they do not slip further with non-white non-college voters or fall further behind with white non-college voters in the midterms and beyond.
The table below includes benchmarks that Democrats need to hit with non-college voters in key Senate race states for 2022, if they manage to hold Bidens 2020 performance with college-educated voters constant.
Gender Gaps Have Grown Under Biden Trump
Gender gaps in early presidential approval ratings have grown since the Clinton presidency, with both Biden and Trump showing double-digit differences in ratings among men and women. Obama and Bush had gender gaps just below 10 points, while Clinton had a very small gender gap of three points.
Biden’s job approval rating is higher among women than among men, and Trump was rated better by men than women. Notably, the two have had nearly identical approval ratings among men at the same stage in their presidencies, but vastly different ratings among women.
Men
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
56 3
Women have consistently been a Democratic-leaning group in their party affiliation, though the margin in favor of the Democratic Party has fluctuated: It was 19 points in early 1993, 10 points in 2001, 21 points in 2009 and 15 points in 2017, and is 22 points today.
Men’s party preferences have been more variable, with the group tilting Republican in 2001 and 2021, tilting Democratic in 1993 and 2009, and evenly divided in 2017.
The larger gender gap in Biden’s approval seems to be driven mostly by the widening gap in party preferences of men versus women. Currently, 28 points separate the net party preferences of men and women , compared with 13- to 18-point gender gaps in party preferences for the prior four presidents.
Midterms Reveal That More Educated Americans Are Fleeing The Republican Party
The midterm elections showed that college-educated voters are fleeing the Republican Party and casting ballots for Democratic candidates, to The Wall Street Journal.
Democrats had gained control of 33 formerly Republican house seats as of Friday, with other races too close to call.
Twenty-eight of the 33 flipped seats “are in the top half among all House districts for educational attainment, meaning more than 30% of adults there have bachelor’s or more-advanced degrees,” the Journal reported.
The Democratic Party now controls 90 percent of the 30 House districts with the highest proportions of college-educated people. Going into the midterm elections, Democrats only held two-thirds of these seats.
Democrats have accumulated control over the most educated 30 districts over the last quarter century. Republicans and Democrats evenly split these seats when Bill Clinton took office.
Even in 2016, Republicans still maintained control of 10 of these seats.
Midterm voting revealed some other notable demographic shifts. Democratic support from college-educated white women increased eight percent from 2016, to The Washington Post, which cited Cooperative Congressional Election Study data and a voter model to estimate patterns for the 2018 contests.
While, overall, college-educated voters selected Democratic voters, white college-educated voters did so by a smaller margin.
Fifty-three percent of white college-educated voters selected Democratic House candidates.
News Media Doesnt Help
You might think that people who regularly read the news are more informed about their political opponents. In fact, the opposite is the case. We found that the more news people consumed, the larger their Perception Gap. People who said they read the news most of the time were nearly three times more distorted in their perceptions than those who said they read the news only now and then. We cant prove that one causes the other, but these results suggest that rather than making Americans better informed, media coverage is now feeding our misperceptions.
What The Exit Polls Are Telling Us
Editors Note: Jennifer Lawless and Paul Freedman wrote this piece as part of the University of Virginia Democracy Initiatives effort to provide context around the 2020 presidential election. Scholars from across the University are providing real-time analysis on this page tracking the 2020 election and its aftermath. This post was published in two parts on Thursday and Friday. On Saturday morning, former Vice President Joe Biden was projected to win the election, becoming president-elect. Lawless is the Commonwealth Professor of Politics and chair of the Woodrow Wilson Department of Politics, as well as a senior fellow at UVAs Miller Center. Freedman is an associate professor of politics and teaches courses in media, campaigns and elections, research methods, and the politics of food.
In the immediate aftermath of a national election, exit polls offer the best glimpse of what the electorate looked like who voted for whom and what seemed to drive their choices.
Us Senators And House Members Are Smarter Than You Think
Suppose you were an idiot, and suppose you were a member of Congress; but I repeat myself. Mark Twain
“Congress’s Average I.Q. Expected to Rise in 2015” The Borowitz Report
In a recent USA Today poll, roughly half of responders said we should replace everyone in Congress. Twains quote and Andy Borowitz’s humor column for The New Yorker suggest the view that Congress members are not very bright is an old and popular belief.
Although there have been research studies examining whether liberal and conservative voters differ in brainpower level, there have been no studies looking at Congress. Until now.
In one of my research papers published earlier this year, Investigating Americas Elite: Cognitive Ability, Education, and Sex Differences, I examined the brainpower levels of multiple groups who hold influence in American society: Fortune 500 CEOs, billionaires, federal judges, Senators, and House members.
Individuals were deemed to be in the top one percent of ability if they attended an undergraduate or graduate school that had extremely high average standardized test scores that put the average person in the top one percent . Researchers have determined that standardized tests, such as the and , are good measures of general intelligence, or g. For more detail on the method used, including its limitations, please read the paper, published in the journal Intelligence.
But what happens when we examine Republicans and Democrats?
References
Republicans Are Becoming The Poorly Educated Party
Reprinted with permission from
There are several key attributes that define the Republican Party in its modern incarnation: its overwhelming whiteness; its self-reported religiosity; its slavish devotion to a man who boasts he could shoot someone and not lose a single vote, thus proving his point. Moving forward, that list should probably also include as a distinguishing factor the fact that the party is less educated than its Democratic political rivals, and growing increasingly more so.
Thats according to a study released earlier this month by the Pew Research Center. The polling organization now finds the widest educational gap in partisan identification and leaning seen at any point in more than two decades between Republicans and Democrats. In 1994, the majority of U.S. residents with four-year college degrees leaned or identified as Republican, at 54 percent; just 39 percent of college graduates leaned or identified as Democrats. As of 2017, those numbers have switched exactly, with the majority of college degree holders now leaning Dem-ward.
Pew notes that white voters continue to be somewhat more likely to affiliate with or lean toward the Republican Party than the Democratic Party .
Percent Of Representatives Have A Degree Look Where Thats Got Us
All these credentials havent led to better results.
Opinion Columnist
Over the last few decades, Congress has diversified in important ways. It has gotten less white, less male, less straight all positive developments. But as I was staring at one of the many recent Senate hearings, filled with the usual magisterial blustering and self-important yada yada, it dawned on me that theres a way that Congress has moved in a wrong direction, and become quite brazenly unrepresentative.
No, its not that the place seethes with millionaires, though theres that problem too.
Its that members of Congress are credentialed out the wazoo. An astonishing number have a small kite of extra initials fluttering after their names.
According to the Congressional Research Service, more than one third of the House and more than half the Senate have law degrees. Roughly a fifth of senators and representatives have their masters. Four senators and 21 House members have M.D.s, and an identical number in each body have some kind of doctoral degree, whether its a Ph.D., a D.Phil., an Ed.D., or a D. Min.
But perhaps most fundamentally, 95 percent of todays House members and 100 percent of the Senates have a bachelors degree or higher.Yet just a bit more than one-third of Americans do.
This means that the credentialed few govern the uncredentialed many, writes the political philosopher Michael J. Sandel in The Tyranny of Merit, published this fall.
History Of The Republican Party
youtube
The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.
Two Ways To Read The Story
Quick Read
Growing up in a conservative white household outside Atlanta, Brendon Pace says he always thought of himself as a Republican. But after attending college and starting medical school in Virginia, he became unhappy with the GOP under President Donald Trump, and recently cast a ballot for Joe Biden. Maybe someday hell vote Republican again, he says but for now, theyve definitely lost me.
The diploma divide in U.S. politics predates Mr. Trump. But like many partisan fault lines, from gender to religion, it has gaped wider under his presidency, sending into hyperdrive a decadeslong realignment of the Democratic and Republican parties.
The More Educated A Democrat
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Anti-vax rhetoric threatens our liberty
DP Veteran
As Americans Become More Educated The Gop Is Moving In The Opposite Direction
Americans are pursuing higher education at growing rates, but those without a college education are increasingly finding a home in the GOP.
According to new released by the Pew Research Center, higher educational attainment is increasingly associated with Democratic Party affiliation and leaning:
In 1994, 39% of those with a four-year college degree identified with or leaned toward the Democratic Party and 54% associated with the Republican Party. In 2017, those figures were exactly reversed.
More than half of registered voters who identify as Democrat have a bachelor’s degree, while fewer than 4 in 10 registered voters who identify as Republican have a bachelor’s degree.
Those with graduate degrees are even more likely to find their political home in the Democratic Party, according to the survey:
In 1994, those with at least some postgraduate experience were evenly split between the Democratic and Republican parties. Today, the Democratic Party enjoys a roughly two-to-one advantage in leaned partisan identification. While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017.
Meanwhile, the GOP has increasingly become more of a political destination to Americans who lack a college degree, according to Pew:
This may not bode well for the GOP long-term as the American public becomes increasingly educated.
Cultural Views Override Economic Arguments
Matt Grossman, who heads the Institute for Public Policy and Social Research at Michigan State University, said he believed Democrats in 2020 were smart to adopt a class-based message after Clinton didn’t. Historically, voters respond favorably to the idea of Democrats representing the middle class, he said, and negatively to Republicans as the party for the rich and big business.
“But I think we should learn from the 2020 election that Biden at least made some effort to do that and it doesn’t seem to have made much difference,” Grossman said. “So maybe messaging is not enough to move the needle on these broad social changes.”
Election 2020 live updates: Trump announces drug price rules; Georgia election official certifies Biden victory
The fact Biden struggled with non-college-educated white voters, according to Grossman, reflects the overall shift toward politics based on social and cultural divisions rather than economic. The same trend is found in European nations.
With his cultural not economic brand of populism, Trump fanned fears about racial equity protests that erupted in cities. He pushed for “law and order” during the campaign, slammed the Black Lives Matter movement and accused Democrats of being soft on violence and anti-police. He warned that Biden would turn the USA into a “socialist” country and accused the Democrat of wanting to take away Americans’ guns. Trump even said, “There will be no God” if Biden was elected.
Energy Issues And The Environment
There have always been clashes between the parties on the issues of energy and the environment. Democrats believe in restricting drilling for oil or other avenues of fossil fuels to protect the environment while Republicans favor expanded drilling to produce more energy at a lower cost to consumers. Democrats will push and support with tax dollars alternative energy solutions while the Republicans favor allowing the market to decide which forms of energy are practical.
What These Shifts Mean For Future Elections
The exit polls and results from this years presidential election paint a somewhat different picture than the previous two races. After Obamas second victory in 2012, Democrats were touting a voter constituency made up of young people, diverse voters, and college-educated whites that they felt would provide them solid support for several elections to come. It even prompted Republicans to issue an urging the inclusion of a wider voter base. Yet after Trumps 2016 victory with strong support from older, less urban, and noncollege whites, many Republicans stayed onboard their earlier train.
In retrospect, it seems that both the 2012 Obama coalition and the 2016 Trump coalition overperformed in those elections. The 2020 results suggest neither party can rely solely on those particular sets of voters. As I have , there is no doubt that changing demographicsespecially rising diversityshould benefit Democrats in the long run .
But in the interim, the results of the 2020 election make plain that both parties need to address the interests of a coalition made up of all of these groups. The Trump presidency did not do thisperhaps a Biden presidency can.
Diagnosing The Problem Nationally
National exit poll data over the past few cycles paint the clearest picture of Democrats declines with non-college voters. Under Barack Obama, Democrats won this group in both 2008 and 2012. But while Obama won non-college graduates 51-47% in 2012, Clinton lost these voters 44-52% in 2016. In 2020, Biden split the difference with a narrow 48-50% loss.
Looking at non-college voters by race, it appears at first glance that Democrats only problem is with white non-college voters. Clinton lost white non-college voters by a whopping 37 points, and Biden lost them by a similar 35 points. And this margin does not account for the high turnout among white non-college voters that propelled Trumps margins.
But Democrats problems are not exclusively with white non-college voters. While Biden won non-white voters without a college degree by 46 points, the trend with these voters is not in Democrats favor. From 2016 to 2020, Trump increased his support with non-white non-college voters from 20% to 25%. While this may not look like a large share, because of the centrality of non-white voters to Democrats coalition, any slippage with this group does not bode well for future elections and requires attention.
Biden Party Gaps Nearly 10 Points Higher Than Trump’s; 30 Points Above Others’
youtube
An average of 86 percentage points have separated Democrats’ and Republicans’ ratings of Biden so far, eclipsing the 77-point gap in the early ratings of Trump. This difference results from Biden’s higher scores among his fellow partisans than Trump received . Each got the same low 10% approval ratings from supporters of the opposition party.
Party gaps in approval ratings were about 30 points lower for Obama, Bush and Clinton than they have been for Biden. This is primarily because about one-third of opposition-party supporters approved of the job those presidents were doing early in their terms.
But Biden’s approval rating among his fellow Democrats is also higher than those for Obama and Clinton among Democrats, and for Bush among his fellow Republicans .
Democrats
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
28 50
Independents’ 55% approval of Biden during his inaugural period is similar to their ratings of Clinton and Bush, slightly lower than for Obama , but well above the group’s rating of Trump .
Now That The Fda Has Granted Full Approval To The Covid
more >Victor Morton
When it comes to education, the parties have switched places over the past two decades.
According to a Pew Research Center released this week, Democrats are now the party of college graduates, especially those with post-graduate work. Meanwhile, people with a high-school degree or less, by far the larger group, slightly lean toward Republicans.
Both preferences are the reverse of what they were in the 1990s.
TOP STORIESCapitol Police clear officer who fatally shot Ashli Babbitt
According to Pew, 54 percent of college graduates either identified as Democrats or leaned Democratic, compared to 39 percent who identified or leaned Republican. One-third of Americans have a college degree.
Just 25 years ago, those numbers were perfectly reversed in the Pew survey, with the GOP holding a 54-39 advantage among people with college degrees.
The discrepancy becomes even greater when Pew distilled the sample down to people who have post-graduate education at least some work toward a masters, doctorate, law or similar degree. In that group, Democrats had a 2-to-1 edge, by 63 percent to 31 percent. In 1994, the two parties were almost evenly divided, with the Democratic lead just 47-45.
While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017, Pew wrote.
More Highly Educated Adults Have Consistently Liberal Views
As Pew Research Centers 2014 report on political polarization found, the share of the overall public that is ideologically consistent that is, the share that takes either consistently liberal or consistently conservative positions opinions across the 10 values is relatively modest, but has grown substantially over time, especially over the past decade.
In the new study, nearly a quarter of Americans have either consistently liberal or consistently conservative views . In 2004, just 11% were either consistently liberal or consistently conservative .
Much of the growth in ideological consistency has come among better educated adults including a striking rise in the share who have across-the-board liberal views, which is consistent with the .
Currently, about a third of those with postgraduate experience give down-the-line liberal responses across the 10 items, up from 19% in 2004 and just 7% in 1994. Among college graduates with no postgraduate experience, 24% have consistently liberal values, compared with 13% in 2004 and 5% a decade earlier.
Among postgrads and college graduates, the shares expressing consistently conservative views also have grown since 2004, from 4% to 10% among postgrads and from 4% to 11% among college graduates. But among both groups, consistently conservative views are at the about the same levels as they had been in 1994.
Overall Us Jews Remain Largely Democratic And Liberal
U.S. Jews are still a largely Democratic and politically liberal group today, as they have been for decades. Overall, about seven-in-ten identify with or lean toward the Democratic Party, including 68% of Jews by religion and 77% of Jews of no religion. Just 26% of U.S. Jews overall identify with the Republican Party or lean toward the GOP.
Jews by religion are considerably more likely than U.S. Christians to identify with or lean toward the Democratic Party; they look much more similar to religiously unaffiliated Americans in this regard, with Democrats making up about two-thirds of each group. Among Christian subgroups, only Black Protestants show higher levels of Democratic support .
Pew Research Center political surveys conducted over the past two decades show Jews have consistently identified with the Democratic Party over the GOP by a wide margin.
Furthermore, the new survey finds that 50% of Jews describe their political views as liberal, triple the share who say they are politically conservative . Jews of no religion a group that is considerably younger, on average, than Jews by religion are especially likely to call themselves liberal .
Whites Made Biden Competitive In Racially Diverse Sun Belt States
As the final votes were being counted, three Sun Belt states remained competitive between Biden and Trump: Arizona, Georgia, and Nevada. While their final outcomes also depended on nonwhite racial groups, white voting blocs in these states shifted since 2016 in ways that benefitted Biden. See Figure 4 and .
Take Arizona. It is a state that has not voted for a Democratic presidential candidate since 1996. While rapidly diversifying, its older white population has leaned heavily toward Republicans. This time was different; white college graduate women and men flipped sharply toward Democrats, from 2016 Republican advantages of 2% and 12%, respectively, to 2020 Democratic advantages of 15% and 3%. Likewise, white noncollege men reduced their Republican support from 28% to 10%. In addition, Arizonas senior population flipped from Republican support to even Democratic-Republican support.
These shifts, as well as increased Democratic support among 18- to 29-year-olds and continued Democratic support from the states Latino or Hispanic voters, contributed to Bidens vote gains in Arizona.
Georgia, a longtime deep red Republican state, has been inching toward battleground status due to its large and growing Democratic-leaning Black population. Yet its strong white Republican margins have led to GOP presidential wins since 1996. This year, those white Republican margins were reduced enough to make the state competitive.
source https://www.patriotsnet.com/are-republicans-or-democrats-more-educated/
0 notes
Text
Are Republicans Or Democrats More Educated
New Post has been published on https://www.patriotsnet.com/are-republicans-or-democrats-more-educated/
Are Republicans Or Democrats More Educated
Where Do We Go From Here Democrats Benchmarks And The Way Forward
Not only are there particularly large shares of non-college voters in these key states, but Democrats underperformed their national numbers with non-college voters in these states in 2020. This is likely because the non-college populations in nearly all of these states are whiter than the national non-college-educated population.
While Democrats current numbers and trajectory with non-college voters raise warning flags, some Democrats have shown in just the past two election cycles how to hit the necessary benchmarks with non-college voters to pull off victories nationallyand in the toughest swing states.
In Pennsylvania, Wisconsin, Georgia, and Arizona, Biden hit benchmarks with non-college voters that, combined with his strong performance with college-educated voters, were enough to hand him victories. While he did not win majorities with non-college voters, he won a large enough share to win statewide. In these states, Democrats need to maintain their current standing and ensure that they do not slip further with non-white non-college voters or fall further behind with white non-college voters in the midterms and beyond.
The table below includes benchmarks that Democrats need to hit with non-college voters in key Senate race states for 2022, if they manage to hold Bidens 2020 performance with college-educated voters constant.
Gender Gaps Have Grown Under Biden Trump
Gender gaps in early presidential approval ratings have grown since the Clinton presidency, with both Biden and Trump showing double-digit differences in ratings among men and women. Obama and Bush had gender gaps just below 10 points, while Clinton had a very small gender gap of three points.
Biden’s job approval rating is higher among women than among men, and Trump was rated better by men than women. Notably, the two have had nearly identical approval ratings among men at the same stage in their presidencies, but vastly different ratings among women.
Men 56 3
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
Women have consistently been a Democratic-leaning group in their party affiliation, though the margin in favor of the Democratic Party has fluctuated: It was 19 points in early 1993, 10 points in 2001, 21 points in 2009 and 15 points in 2017, and is 22 points today.
Men’s party preferences have been more variable, with the group tilting Republican in 2001 and 2021, tilting Democratic in 1993 and 2009, and evenly divided in 2017.
The larger gender gap in Biden’s approval seems to be driven mostly by the widening gap in party preferences of men versus women. Currently, 28 points separate the net party preferences of men and women , compared with 13- to 18-point gender gaps in party preferences for the prior four presidents.
Midterms Reveal That More Educated Americans Are Fleeing The Republican Party
The midterm elections showed that college-educated voters are fleeing the Republican Party and casting ballots for Democratic candidates, to The Wall Street Journal.
Democrats had gained control of 33 formerly Republican house seats as of Friday, with other races too close to call.
Twenty-eight of the 33 flipped seats “are in the top half among all House districts for educational attainment, meaning more than 30% of adults there have bachelor’s or more-advanced degrees,” the Journal reported.
The Democratic Party now controls 90 percent of the 30 House districts with the highest proportions of college-educated people. Going into the midterm elections, Democrats only held two-thirds of these seats.
Democrats have accumulated control over the most educated 30 districts over the last quarter century. Republicans and Democrats evenly split these seats when Bill Clinton took office.
Even in 2016, Republicans still maintained control of 10 of these seats.
Midterm voting revealed some other notable demographic shifts. Democratic support from college-educated white women increased eight percent from 2016, to The Washington Post, which cited Cooperative Congressional Election Study data and a voter model to estimate patterns for the 2018 contests.
While, overall, college-educated voters selected Democratic voters, white college-educated voters did so by a smaller margin.
Fifty-three percent of white college-educated voters selected Democratic House candidates.
News Media Doesnt Help
You might think that people who regularly read the news are more informed about their political opponents. In fact, the opposite is the case. We found that the more news people consumed, the larger their Perception Gap. People who said they read the news most of the time were nearly three times more distorted in their perceptions than those who said they read the news only now and then. We cant prove that one causes the other, but these results suggest that rather than making Americans better informed, media coverage is now feeding our misperceptions.
What The Exit Polls Are Telling Us
Editors Note: Jennifer Lawless and Paul Freedman wrote this piece as part of the University of Virginia Democracy Initiatives effort to provide context around the 2020 presidential election. Scholars from across the University are providing real-time analysis on this page tracking the 2020 election and its aftermath. This post was published in two parts on Thursday and Friday. On Saturday morning, former Vice President Joe Biden was projected to win the election, becoming president-elect. Lawless is the Commonwealth Professor of Politics and chair of the Woodrow Wilson Department of Politics, as well as a senior fellow at UVAs Miller Center. Freedman is an associate professor of politics and teaches courses in media, campaigns and elections, research methods, and the politics of food.
In the immediate aftermath of a national election, exit polls offer the best glimpse of what the electorate looked like who voted for whom and what seemed to drive their choices.
Us Senators And House Members Are Smarter Than You Think
Suppose you were an idiot, and suppose you were a member of Congress; but I repeat myself. Mark Twain
“Congress’s Average I.Q. Expected to Rise in 2015” The Borowitz Report
In a recent USA Today poll, roughly half of responders said we should replace everyone in Congress. Twains quote and Andy Borowitz’s humor column for The New Yorker suggest the view that Congress members are not very bright is an old and popular belief.
Although there have been research studies examining whether liberal and conservative voters differ in brainpower level, there have been no studies looking at Congress. Until now.
In one of my research papers published earlier this year, Investigating Americas Elite: Cognitive Ability, Education, and Sex Differences, I examined the brainpower levels of multiple groups who hold influence in American society: Fortune 500 CEOs, billionaires, federal judges, Senators, and House members.
Individuals were deemed to be in the top one percent of ability if they attended an undergraduate or graduate school that had extremely high average standardized test scores that put the average person in the top one percent . Researchers have determined that standardized tests, such as the and , are good measures of general intelligence, or g. For more detail on the method used, including its limitations, please read the paper, published in the journal Intelligence.
But what happens when we examine Republicans and Democrats?
References
Republicans Are Becoming The Poorly Educated Party
Reprinted with permission from
There are several key attributes that define the Republican Party in its modern incarnation: its overwhelming whiteness; its self-reported religiosity; its slavish devotion to a man who boasts he could shoot someone and not lose a single vote, thus proving his point. Moving forward, that list should probably also include as a distinguishing factor the fact that the party is less educated than its Democratic political rivals, and growing increasingly more so.
Thats according to a study released earlier this month by the Pew Research Center. The polling organization now finds the widest educational gap in partisan identification and leaning seen at any point in more than two decades between Republicans and Democrats. In 1994, the majority of U.S. residents with four-year college degrees leaned or identified as Republican, at 54 percent; just 39 percent of college graduates leaned or identified as Democrats. As of 2017, those numbers have switched exactly, with the majority of college degree holders now leaning Dem-ward.
Pew notes that white voters continue to be somewhat more likely to affiliate with or lean toward the Republican Party than the Democratic Party .
Percent Of Representatives Have A Degree Look Where Thats Got Us
All these credentials havent led to better results.
Opinion Columnist
Over the last few decades, Congress has diversified in important ways. It has gotten less white, less male, less straight all positive developments. But as I was staring at one of the many recent Senate hearings, filled with the usual magisterial blustering and self-important yada yada, it dawned on me that theres a way that Congress has moved in a wrong direction, and become quite brazenly unrepresentative.
No, its not that the place seethes with millionaires, though theres that problem too.
Its that members of Congress are credentialed out the wazoo. An astonishing number have a small kite of extra initials fluttering after their names.
According to the Congressional Research Service, more than one third of the House and more than half the Senate have law degrees. Roughly a fifth of senators and representatives have their masters. Four senators and 21 House members have M.D.s, and an identical number in each body have some kind of doctoral degree, whether its a Ph.D., a D.Phil., an Ed.D., or a D. Min.
But perhaps most fundamentally, 95 percent of todays House members and 100 percent of the Senates have a bachelors degree or higher.Yet just a bit more than one-third of Americans do.
This means that the credentialed few govern the uncredentialed many, writes the political philosopher Michael J. Sandel in The Tyranny of Merit, published this fall.
History Of The Republican Party
The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.
Two Ways To Read The Story
Quick Read
Growing up in a conservative white household outside Atlanta, Brendon Pace says he always thought of himself as a Republican. But after attending college and starting medical school in Virginia, he became unhappy with the GOP under President Donald Trump, and recently cast a ballot for Joe Biden. Maybe someday hell vote Republican again, he says but for now, theyve definitely lost me.
The diploma divide in U.S. politics predates Mr. Trump. But like many partisan fault lines, from gender to religion, it has gaped wider under his presidency, sending into hyperdrive a decadeslong realignment of the Democratic and Republican parties.
The More Educated A Democrat
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.
Anti-vax rhetoric threatens our liberty
DP Veteran
Anti-vax rhetoric threatens our liberty
DP Veteran
As Americans Become More Educated The Gop Is Moving In The Opposite Direction
Americans are pursuing higher education at growing rates, but those without a college education are increasingly finding a home in the GOP.
According to new released by the Pew Research Center, higher educational attainment is increasingly associated with Democratic Party affiliation and leaning:
In 1994, 39% of those with a four-year college degree identified with or leaned toward the Democratic Party and 54% associated with the Republican Party. In 2017, those figures were exactly reversed.
More than half of registered voters who identify as Democrat have a bachelor’s degree, while fewer than 4 in 10 registered voters who identify as Republican have a bachelor’s degree.
Those with graduate degrees are even more likely to find their political home in the Democratic Party, according to the survey:
In 1994, those with at least some postgraduate experience were evenly split between the Democratic and Republican parties. Today, the Democratic Party enjoys a roughly two-to-one advantage in leaned partisan identification. While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017.
Meanwhile, the GOP has increasingly become more of a political destination to Americans who lack a college degree, according to Pew:
This may not bode well for the GOP long-term as the American public becomes increasingly educated.
Cultural Views Override Economic Arguments
Matt Grossman, who heads the Institute for Public Policy and Social Research at Michigan State University, said he believed Democrats in 2020 were smart to adopt a class-based message after Clinton didn’t. Historically, voters respond favorably to the idea of Democrats representing the middle class, he said, and negatively to Republicans as the party for the rich and big business.
“But I think we should learn from the 2020 election that Biden at least made some effort to do that and it doesn’t seem to have made much difference,” Grossman said. “So maybe messaging is not enough to move the needle on these broad social changes.”
Election 2020 live updates: Trump announces drug price rules; Georgia election official certifies Biden victory
The fact Biden struggled with non-college-educated white voters, according to Grossman, reflects the overall shift toward politics based on social and cultural divisions rather than economic. The same trend is found in European nations.
With his cultural not economic brand of populism, Trump fanned fears about racial equity protests that erupted in cities. He pushed for “law and order” during the campaign, slammed the Black Lives Matter movement and accused Democrats of being soft on violence and anti-police. He warned that Biden would turn the USA into a “socialist” country and accused the Democrat of wanting to take away Americans’ guns. Trump even said, “There will be no God” if Biden was elected.
Energy Issues And The Environment
There have always been clashes between the parties on the issues of energy and the environment. Democrats believe in restricting drilling for oil or other avenues of fossil fuels to protect the environment while Republicans favor expanded drilling to produce more energy at a lower cost to consumers. Democrats will push and support with tax dollars alternative energy solutions while the Republicans favor allowing the market to decide which forms of energy are practical.
What These Shifts Mean For Future Elections
The exit polls and results from this years presidential election paint a somewhat different picture than the previous two races. After Obamas second victory in 2012, Democrats were touting a voter constituency made up of young people, diverse voters, and college-educated whites that they felt would provide them solid support for several elections to come. It even prompted Republicans to issue an urging the inclusion of a wider voter base. Yet after Trumps 2016 victory with strong support from older, less urban, and noncollege whites, many Republicans stayed onboard their earlier train.
In retrospect, it seems that both the 2012 Obama coalition and the 2016 Trump coalition overperformed in those elections. The 2020 results suggest neither party can rely solely on those particular sets of voters. As I have , there is no doubt that changing demographicsespecially rising diversityshould benefit Democrats in the long run .
But in the interim, the results of the 2020 election make plain that both parties need to address the interests of a coalition made up of all of these groups. The Trump presidency did not do thisperhaps a Biden presidency can.
Diagnosing The Problem Nationally
National exit poll data over the past few cycles paint the clearest picture of Democrats declines with non-college voters. Under Barack Obama, Democrats won this group in both 2008 and 2012. But while Obama won non-college graduates 51-47% in 2012, Clinton lost these voters 44-52% in 2016. In 2020, Biden split the difference with a narrow 48-50% loss.
Looking at non-college voters by race, it appears at first glance that Democrats only problem is with white non-college voters. Clinton lost white non-college voters by a whopping 37 points, and Biden lost them by a similar 35 points. And this margin does not account for the high turnout among white non-college voters that propelled Trumps margins.
But Democrats problems are not exclusively with white non-college voters. While Biden won non-white voters without a college degree by 46 points, the trend with these voters is not in Democrats favor. From 2016 to 2020, Trump increased his support with non-white non-college voters from 20% to 25%. While this may not look like a large share, because of the centrality of non-white voters to Democrats coalition, any slippage with this group does not bode well for future elections and requires attention.
Biden Party Gaps Nearly 10 Points Higher Than Trump’s; 30 Points Above Others’
An average of 86 percentage points have separated Democrats’ and Republicans’ ratings of Biden so far, eclipsing the 77-point gap in the early ratings of Trump. This difference results from Biden’s higher scores among his fellow partisans than Trump received . Each got the same low 10% approval ratings from supporters of the opposition party.
Party gaps in approval ratings were about 30 points lower for Obama, Bush and Clinton than they have been for Biden. This is primarily because about one-third of opposition-party supporters approved of the job those presidents were doing early in their terms.
But Biden’s approval rating among his fellow Democrats is also higher than those for Obama and Clinton among Democrats, and for Bush among his fellow Republicans .
Democrats 28 50
Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup
Independents’ 55% approval of Biden during his inaugural period is similar to their ratings of Clinton and Bush, slightly lower than for Obama , but well above the group’s rating of Trump .
Now That The Fda Has Granted Full Approval To The Covid
more >Victor Morton
When it comes to education, the parties have switched places over the past two decades.
According to a Pew Research Center released this week, Democrats are now the party of college graduates, especially those with post-graduate work. Meanwhile, people with a high-school degree or less, by far the larger group, slightly lean toward Republicans.
Both preferences are the reverse of what they were in the 1990s.
TOP STORIESCapitol Police clear officer who fatally shot Ashli Babbitt
According to Pew, 54 percent of college graduates either identified as Democrats or leaned Democratic, compared to 39 percent who identified or leaned Republican. One-third of Americans have a college degree.
Just 25 years ago, those numbers were perfectly reversed in the Pew survey, with the GOP holding a 54-39 advantage among people with college degrees.
The discrepancy becomes even greater when Pew distilled the sample down to people who have post-graduate education at least some work toward a masters, doctorate, law or similar degree. In that group, Democrats had a 2-to-1 edge, by 63 percent to 31 percent. In 1994, the two parties were almost evenly divided, with the Democratic lead just 47-45.
While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017, Pew wrote.
More Highly Educated Adults Have Consistently Liberal Views
As Pew Research Centers 2014 report on political polarization found, the share of the overall public that is ideologically consistent that is, the share that takes either consistently liberal or consistently conservative positions opinions across the 10 values is relatively modest, but has grown substantially over time, especially over the past decade.
In the new study, nearly a quarter of Americans have either consistently liberal or consistently conservative views . In 2004, just 11% were either consistently liberal or consistently conservative .
Much of the growth in ideological consistency has come among better educated adults including a striking rise in the share who have across-the-board liberal views, which is consistent with the .
Currently, about a third of those with postgraduate experience give down-the-line liberal responses across the 10 items, up from 19% in 2004 and just 7% in 1994. Among college graduates with no postgraduate experience, 24% have consistently liberal values, compared with 13% in 2004 and 5% a decade earlier.
Among postgrads and college graduates, the shares expressing consistently conservative views also have grown since 2004, from 4% to 10% among postgrads and from 4% to 11% among college graduates. But among both groups, consistently conservative views are at the about the same levels as they had been in 1994.
Overall Us Jews Remain Largely Democratic And Liberal
U.S. Jews are still a largely Democratic and politically liberal group today, as they have been for decades. Overall, about seven-in-ten identify with or lean toward the Democratic Party, including 68% of Jews by religion and 77% of Jews of no religion. Just 26% of U.S. Jews overall identify with the Republican Party or lean toward the GOP.
Jews by religion are considerably more likely than U.S. Christians to identify with or lean toward the Democratic Party; they look much more similar to religiously unaffiliated Americans in this regard, with Democrats making up about two-thirds of each group. Among Christian subgroups, only Black Protestants show higher levels of Democratic support .
Pew Research Center political surveys conducted over the past two decades show Jews have consistently identified with the Democratic Party over the GOP by a wide margin.
Furthermore, the new survey finds that 50% of Jews describe their political views as liberal, triple the share who say they are politically conservative . Jews of no religion a group that is considerably younger, on average, than Jews by religion are especially likely to call themselves liberal .
Whites Made Biden Competitive In Racially Diverse Sun Belt States
As the final votes were being counted, three Sun Belt states remained competitive between Biden and Trump: Arizona, Georgia, and Nevada. While their final outcomes also depended on nonwhite racial groups, white voting blocs in these states shifted since 2016 in ways that benefitted Biden. See Figure 4 and .
Take Arizona. It is a state that has not voted for a Democratic presidential candidate since 1996. While rapidly diversifying, its older white population has leaned heavily toward Republicans. This time was different; white college graduate women and men flipped sharply toward Democrats, from 2016 Republican advantages of 2% and 12%, respectively, to 2020 Democratic advantages of 15% and 3%. Likewise, white noncollege men reduced their Republican support from 28% to 10%. In addition, Arizonas senior population flipped from Republican support to even Democratic-Republican support.
These shifts, as well as increased Democratic support among 18- to 29-year-olds and continued Democratic support from the states Latino or Hispanic voters, contributed to Bidens vote gains in Arizona.
Georgia, a longtime deep red Republican state, has been inching toward battleground status due to its large and growing Democratic-leaning Black population. Yet its strong white Republican margins have led to GOP presidential wins since 1996. This year, those white Republican margins were reduced enough to make the state competitive.
0 notes