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lovesickjily · 6 years ago

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Motionless

Summary: James had thought that he was the only person in the world who had the power to stop time, but somehow, just the sight of Lily Evans makes every second feel like an hour.

leave some love on ao3 or ffn

ahhh i hope you enjoy this because i surely did <33

He’d always considered himself a superhero.

No, not that sort of superhero, not the one who was completely for adopting a latex suit of some sort as the most iconic aspect of his or hers— no offence to all of those who did wear such uncomfortable outfits for whatever reason, because such people of power were all bloody awesome, if he did say so himself.

He wasn’t going to be slinging spider webs out of his hands any time soon, nor was he going to take any unnaturally giant being out with just the sheer force of his bare hands, though either of such would have been absolutely wicked considering the fact that he practically idolised such men since he’d been a child.

No, if one were to compare him to the likes of the larger-than-life characters, well, then he’d just be James. He was James, in fact. James Potter, who probably looked to be living that Clark Kent double-life, if he was to be judged by his outward appearance, what with his glasses and messier-than-should-be-allowed hair, but he didn’t stop menacing villains on the side, simply because he was definitely not a superhero.

It didn’t matter that he thought that he was just about cool enough to be a hero, or if he demonstrated courage through his more-than-reckless stunts that he pulled with his best mates daily, or if his kindness could be shown through helping his mum with the chores everyday, or even the mere fact that he’d somehow been born with the ability to stop time at whichever moment and time he wanted. He was not that sort of superhero.

Er, well.

At least he wanted to convince himself that that sort of superhero life wouldn’t work, but alas, words carried a much different power than actions did.

In truth, he found himself stopping time for good reasons, like the occasional stopping time to catch someone who had been so obviously cheating on an exam. Yes, justice had been served that one time he’d done that, because it meant that those who had actually worked for their grades wouldn’t be put to shame by the fact that some cheater had scored just about as high as they did. If he ever had the chance though, he’d definitely use his powers for the greater good, but because this wasn’t New York City, he was not be to greeted by the likes of King Kong or the Green Goblin any time soon. And honestly, thank heavens for that.

He would have absolutely hated to use his powers for something as horrible as stealing from the bank— which he honestly had no need to do, considering the immense wealth that his parents carried and gave him access to— or taking horrible advantage of unsuspecting women— he even shuddered to think about doing such a thing.

Most of the time, anyway.

It wasn’t as if he hadn’t used the power to his advantage when playing tricks on his friends, who were none the wiser whenever he planned a surprise ‘attack,’ because there wasn’t even much they could do in defence of themselves, anyway. He could have warned them that he was about to pull a prank on them, but what would it matter if they couldn’t do a thing while frozen in place? It did feel unfair though, and so he’d taken to doing it less often than he’d used to, not to mention the fact that it got a bit old after the first hundreds of times that he’d done it. Well, somewhat old, because it was still funny to see Sirius fall on his face whenever he tied his laces together, but the pranks weren’t enough for his mate to make the decision to invest in the disgrace that was velcro.

And James wasn’t stupid either, because he used his ability for practical purposes too. Take, for instance, when the alarm for early classes went off, he’d simply just freeze time to catch up on all of the sleep that he wanted, or if he pushed an assignment off to the very last day, he easily used his abilities to give him all the time in the world to finish it in ample time.

He remembered when he was little, he froze time to eat all of the ice cream he wanted at the local ice cream shop, an action that his mother was strictly opposed against when she’d found out because she wanted him to eat healthy meals and grow up into a strong man. He’d gotten a horrible stomach ache afterwards, but the ice cream was bloody delicious, so it was honestly well worth it, especially when he supposed that he did grow up well. His face in the mirror proved it.

It was nice to reflect in this sort of weather, he mused. The sky had darkened immensely, having a tendency of some sort to turn as black as coal during the month of November at five in the afternoon, though the stars had yet to come out, not wanting to shine for him, most likely because he was not a superhero and therefore not worth shining for. That was understandable, really.

He liked walking home in the natural quietness, and one thing that he absolutely hated with his powers was that if it ever got too noisy, he could easily mute all sounds in the world, because as much as it seemed to be peaceful, it just felt odd to be walking in a world without a single sound, without a single movement, without a single laugh filling the air. And he supposed that it kind of sort of did feel lonely whenever he froze time when he thought about how he was the only person who was breathing at those moments.

He never tried to overthink on the technicalities of his abilities either, not unless he wanted to suffer from a headache that would last for hours, because even now, at nineteen years, he still had no idea how or why he’d gotten such a power. Perhaps the universe had been drinking when it had come to that decision, because it had chosen him out of all of its worthy options, but at least it didn’t make too bad of a settlement if he wasn’t bloody exploiting it for evil purposes.

He hummed softly to himself, simply because whistling was too ominous a sound to be making in the darkness, and he ignored the franticness of all of the people around him as they scurried to get home, an action that was quite understandable considering the prison-like work conditions that they faced every day with a nine-to-five job. He hoped that wherever life took him, it wouldn’t take him to the restraints that such jobs held.

The pedestrian lights were red, a sign that he was to wait until the street was cleared, and he was nearly tempted to stop time then and there just to cross the street without any waiting time, but he didn’t want to abuse his powers for a matter that was just as insignificant as this, knowing that there were people who would have killed to have such a cool ability. Yeah, he was going to wait for the sign to turn green. It was honestly the least he could really do.

When he did cross the street, in the fairest manner possible, he rounded the corner, knowing each and every time that he had to take, and if he was ever tied up in a chair and told to recreate a map of London, he’d most definitely be able to get it all down to the last detail.

And as he strolled down the street, not a single worry or concern on his mind, he caught sight of red, a very dark red colour that seemed unmatched for another other shade of red that he’d ever seen in his life simply because it was so pretty, and undoubtedly if she were to turn in his direction, she’d be pretty. She was crossing to the other side of the street, not a single car on this particular road, and he would have gone on with his life, seeing as it was completely stalkerish of him to be observing her even though he had absolutely no right to do so, had it not been for the sudden truck that had veered in from the intersecting street.

It hadn’t even seemed to attempt to slow down, definitely not seeing the redhead on the street, but if James was gauging the driver’s facial reactions properly, then it seemed that the man had no power to stop it, and from his jerking motions it seemed he was trying his hardest to unjam one of the pedals. The truck wasn’t going to stop anytime soon.

What was worse though, was the fact that the woman was right in the middle of the street, and the truck was so bloody close that even if she had all the speed in the world, she’d still be unable to avoid a collision with the vehicle. No, no, no. He could not let her die like that, not if he could help it, but just bearing witness to such an event, an event that he’d always hoped could end up with a person being saved by his hands, caused anxiety to rage up within him.

Fuck. What if he somehow, at this very instance, lost his powers, and any efforts that he took would be for naught? No, don’t think that. He could bloody do it, no matter how frozen the sight made him, no matter how much his hands shook at fear that he’d let someone die when he could have saved him.

This was far scarier than he’d ever imagined.

And with each passing second, the truck seemed to be moving faster, and the driver had seemed to have covered his eyes in fear that he was going to kill her. James could not let that happen, and at the very last second, he’d nearly thought that he’d heard the sound of a crash, but to see that she was definitely not lying on the ground meant that his brain had already started conjuring up false sounds to terrify him even more. It was enough for a snap to ring out in the air, and the world grew silent, no slams, no tire brakes, just the sound of his heart pounding against his chest, begging to be freed so that it could witness if he’d assisted in an innocent person’s death.

He hadn’t even realised that his eyes had been closed, but when he opened them again, he saw that the truck and its driver had been completely still. What scared him, terrified him, was the fact that the woman was so clearly shaking with fright, and—

No, that couldn’t be right. Nobody was able to move when he froze time, nobody but himself, but there she was, her head whirling around as she took in the sight of the frozen world around her, and when her eyes— green and beautiful and lovely and filled with every single emotion concerning fear— fell upon his, they widened, and before doing anything else, she quickly moved out of the way of the truck, as if it would suddenly roar back to life to crash into her like a wave against the sandy shore.

It was as if her eyes held some sort of spell themselves, because the sight of her, so much more beautiful than he could ever imagined, sent shooting stars racing through his heart, and he suddenly felt as if he couldn’t move, as if she could stop time herself. From the way she’d reacted to his abilities, though, it seemed that it was only all in his head, because he didn’t think that he could be thinking if that was the case.

He watched her carefully, and she hesitated at first before ultimately deciding to approach him, the only other person able to move in an otherwise still world. She stopped a good few feet in front of him, holding her umbrella out in front of her as if it was a sword. “Who are you?” she asked, her voice wavering slightly as she tried to take on a fearless tone, and he couldn’t help but show surprise at her response.

He didn’t expect her to fall onto her knees out of complete gratitude or anything elaborate of that sort, but in his many scenarios that he’d conjured up as how he was to save a person’s life in the most extreme way, none of them featured the girl threatening to poke his eye out with an umbrella. “I don’t think my identity is important right now,” he told her, more out of fear that she’d call the cops on him for whatever reason, “Are you all right?”

“Is he all right?” she responded, her words stressed with urgency, and she pointed back at the bloke in the truck.

“He’s fine.” He waved it off dismissively. “I’m asking about you.”

“He’s bloody frozen in place!”

“And you almost got hit by a truck!” he shot back, and he flinched, not exactly liking that he’d raised a voice at a complete stranger who most definitely was not in the wrong, “Er, sorry. I just— how exactly are you still moving?”

She looked at him as if he was insane. “Are you to say that I’m not supposed to be moving?”

He gulped, hopefully not too visibly, because he had the upper hand here. He had the ability to stop time, and yet, she was somehow immune to it, for whatever reason unbeknownst to him. How the actual fuck was she immune? Never in his life had he ever met anyone who hadn’t been affected by his abilities, and yet there she was, her eyes glaring at him as she demanded an answer from him. “I reckon you can answer that for yourself.” He motioned towards the rest of the quiet world.

“I can’t, actually, considering the fact that there’s absolutely no scientific reason that could explain why nothing in the world is moving except for us. I mean, theoretically, shouldn’t we be dead if nothing is moving? Shouldn’t we be at absolute zero if that was the case? I just—” She stopped, her eyes widening, and when she spoke again, her voice was higher with much more panic. “What exactly is going on?”

He didn’t know how to answer her, and he merely looked back at her.

She seemed to lose her balance then, landing onto her knees as her hands flew up to her mouth at just how overwhelming it all was. “This can’t be possible. I should be dead right now. No one can possibly be able to stop time. Oh god, I’m going insane.”

He edged towards her, slowly, like one would approach a startled animal, and when he was looming over her, he reached a hand out awkwardly, patting her on the shoulder because he didn’t know what to do with someone who was so evidently distraught by being a first-hand witness to his abilities. “I can assure you that you’re not dead, nor are you crazy.”

“No, I know I’m not crazy,” she responded, and she looked at him with her eyes, the green seeming to pierce into his soul, “I— The thing is, I’ve been in these frozen times before. I’ll be talking to my friend, and the next thing that I know, she stops moving. I’ve been witness to all of this before, and it’s just— it’s just terrifying yet so relieving to know that it’s not be behind all of this. Terrifying mostly, but god.”

He merely blinked at her confession. It was his turn to be surprised now— fuck, wait, no. It was his turn to be even more surprised now. “You’ve been able to do this all your life?”

“Have you been able to stop time all of your life?”

“Yes,” he said in exasperation, “Listen, I’d love to go back and forth about our abilities, but I’m sure it’s just as disconcerting for you as it is for me for time to be frozen for this long.”

“Then undo it!” she exclaimed before her eyes quickly softened at her outrage, “Please?”

He nodded. “Yeah, yeah. I— fuck— How do I undo it without giving the driver a heart attack?”

She stared up at him, and if he could, he would have thrown all caution to the wind and stared at her forever, but he wasn’t a creep, nor was that practical considering their situation. Before he knew what had happened, she had thrown him right over her person so that he was hovering above her, his legs spread on both sides of her and her eyes boring right into his. “Like this.”

“What— what the hell are you doing?” he asked her, but she stayed in that position.

“Isn’t it obvious?” she replied, and no, it was not bloody obvious, because it’d been so long since he’d last had a girlfriend and just the sight of such a gorgeous woman was making his heart nervous, what with the implications that were swarming about with him right over her. “This is the solution to not giving the driver a ‘heart attack,’ as you’d so put it.”

He was going to get a heart attack, if anything. “I don’t get it,” he told her weakly, as if their positions were making his heart physically weaker.

She sighed deeply. “It’s so that the driver would think that you saved me.”

“Oh.”

He was sure that if they’d spent hundreds of years stuck in time, he would never— not even once— come up with an idea that was as smart as her own solution to this problem, and without hesitation, he sent the world filled with sound and movement once again, the sound of the truck’s horn filling his airs as it rushed past them.

It was funny really, how he’d paused and unpaused the world at least a hundred times already, yet he could still not bring himself to get over the difference in how much louder the world was when it was action in comparison to the still world that he got to experience for himself. Her eyes had fallen shut at the sound as she flinched, and when the ugly screech of the tires filled the air, he knew that the driver had managed to work his brakes once again, taking control of the vehicle as it finally came to a halt.

She’d taken to holding on to him, most likely out of more than anything else, which was understandable, really, considering the fact that this giant man-made vehicle had almost killed, would have killed her if he’d come maybe a second too late. There was no power that he held in which he could reverse time and go back, no matter how little seconds he needed, because what was done was done, and at least with his abilities, he could save time.

It didn’t change the fact that their closeness was sending a thrill to his heart, a closeness that was quickly ripped away when the sounds of the driver’s heavy footsteps rumbled down the street as he came to make sure that she was okay. “I’m so sorry! Are you all right? I didn’t hurt you, did I? The brakes got stuck, and—”

The poor bloke seemed to be shaking with fear out of the fact that had he hit her, he would have been charged with vehicular manslaughter and would have had to spend many of his days in prison. There was at least some obligation in the franticness of his words.

“I’m fine,” she managed, and she made a light attempt to push him off of her, but it was enough for James to get the message and pull off of her, “He saved my life.”

The driver’s eyes darted over to James, who had gotten up from the ground and was now holding his hand out to the woman. “That’s good to hear.”

She nodded at him, trembling a bit, and the driver turned around, eager to get away from an avoided crime scene. She put her hand in James’s, accepting it, and he pulled her up so that they were both standing. “I suppose I haven’t thanked you for saving me yet. I’m sorry, by the way, for snapping at you the way I did.”

He shrugged. “It’s fine. Understandable, really, when these powers are actually hard to grasp.”

The corner of her lip rose slightly. “Thank you, though. I don’t know how else to explain to you that I’m so thankful for you being there.”

“You are all right, aren’t you? Heard that three times in the last— shit, I don’t even know how to describe the time that passed— few moments, but I just want to be sure.”

“Yeah. I— yeah,” she replied, taking in a deep breath, “I’m fine. Really.”

He probably didn’t look convinced at her words, judging from the way she was looking at him, and before he could fully process the next few seconds, it was like time had frozen despite him not moving a finger, because he suddenly felt her lips falling against his cheek without any warning whatsoever. He was fully aware of how much his cheek was burning from just her touch, just a sweet and innocent gratuitous kiss, yet it seemed to be spreading down throughout his body, like how a single spark could ignite an entire building.

It was probably the only aspect in his superhero fantasies that had played out, and when she pulled away, landed effectively back onto the flats of her feet, she gave him a small smile before turning around to leave. He stood in shock for a few moments, as if she really had frozen him, and it wasn’t until she was near the other side of the street that he’d snapped back to his senses. “Wait!” She turned around, and he took it as a cue to rush up towards her. “I— You’re not saying this is it, are you?”

She looked at him in concern. “Sorry?”

“Swear I don’t feel entitled to your affections, but it’s just that I’d like to see you again sometime.”

Her head tilted to the side in confusion. “I think with your abilities, we’ll see each other soon.”

He nodded. “What’s your name?”

“Did you say identification wasn’t important right now?”

“Well, yeah, but that was then, and—” He stopped, cutting himself off, because he wasn’t even sure if she wanted to see him again before ultimately deciding to continue. “I dunno, it’s just that it’s hard to not bond with someone who shares something with you.”

“And what do we share? A near-death experience? Or is it the fact that we’ve somehow got the abilities to not be affecting by time stopping?”

“Both, I reckon, only I’d like to be optimistic about this and see the bright side of things.”

His words finally brought out a pretty smile from her, and he found that he quite liked the curve of her lips. “Lily.”

“That’s a strange reply,” he joked, and when she rolled her eyes, he added, “It’s pretty. Lily. Yeah, that’s a pretty name. If you like the name James, I reckon we both share pretty names as well, except I think yours is far prettier.”

“Your constant use of the same adjective makes me question the authenticity of your compliment.”

“Why? I think it just goes to emphasize just how pretty I think your name is. That among other things.”

“Like how pretty your name is?”

“Sure. You could say that, but really, it’s just to show just how in awe I am of your utter beauty. Like, wow, you goddess.”

She smiled sweetly at him. “I should get going now. It’s getting late.”

“What’s the rush?”

“An impending fear that another truck will materialise in front of me, and you won’t be there to stop time.”

“Yeah, you got me there,” he said, his lips curving upwards, “I’ll see you, yeah?”

She nodded. “Bye, James.”

And as she walked away, he stood there pondering what the bloody fuck just happened, but there was one thing for sure: he was definitely a superhero like the likes of Spider-Man and Captain America.

Or, perhaps more fittingly, he wanted to be a superhero if it meant that he’d save her once again. If it meant that he’d see her once again.

***

He didn’t think he ever felt as strongly as he did for the redhead who began to frequent his dreams and his mind nearly every second of every day as with any other woman who crossed his path.

He didn’t find himself freezing time all that often, but when he did, he wondered if she thought about him whenever she found herself stuck in a frozen world as well, and that mere thought made him feel at least a little less lonely. It was quite lovely, actually, how in those frozen moments, just as if they were stuck in a still picture, they were the only people breathing life into an otherwise silent world.

Meeting her, it seemed, made him at least a million times more poetic than he’d ever thought he could ever be.

The breeze that was November quickly blew over until the month on the calendar turned into December, and every street that he crossed from uni every day became holiday-filled, with the merry Santas and the jolly snowmen greeting the sights of every person who walked by. It was strange, he marvelled, at how just a refreshing change in scenery seemed to brighten the moods of every person, and even though James hadn��t seen Lily since that horrible night where she’d almost made eye contact with the likes of Death, he still found himself walking with a light flourish in every single one of his steps.

The thing with winter was that magic seemed to be more of a prospective force that swirled about in the air, simply because it was a force that was present in this time, appearing as the natural phenomenon that was snow. He’d always loved snow, always loved freezing time in the dead of winter, because there was just something so beautiful about the little crystallines suspended in the air, as if they were being hung up by a string in a children’s Christmas production. He didn’t know why exactly he’d chosen to freeze time at this very second, but he did, and the snow, which had been falling down as flurries, ceased to move, involuntarily choosing to decorate the open air the way one would decorate a Christmas tree.

There was no problem in his movements either, because walking forward would just make the little dots melt right onto him, but it wasn’t too hard to stop to admire each of their unique, individual shapes, a feat that most people were unable to see because they melted far too quickly before they could properly pay the attonage that such works of nature begged for.

With his ability, though, he had all the time in the world to give nature all of the appreciating that it wanted.

The crunch in the snow snapped him out of his thoughts, though he wasn’t scared at all, because the sounds were an indication of the person who he so desperately wanted to see again, and so he calmly turned around, bracing himself for the beauty that he was inevitably going to see.

No amount of preparation could truly ever prepare him for the sight of her, because the snow in her hair made her look like an absolute angel, decorating the strands as if they were a crown of some sort, and the coldness had left a rosy tint in her cheeks. There was a scarf wrapped around her neck, and she looked to be the epitome of all that winter embodied. When his eyes met hers, she beamed at him, a sort of smile that caused a light to shine in her eyes and crinkles to appear.

“I knew I was going to see you today,” she told him, unable to keep the excitement out of her voice, “The first snow of the year is always the best snow of the year.”

“Correction: every snow of the year is always the best snow of the year.”

“Does that mean that I’ll see you each snowfall?”

“If that’s what makes it the best snow, then yeah.”

Her smile seemed to grow exponentially at his words. “I usually get terrified whenever time freezes, but right now, it really does feel like a Winter Wonderland. How have you been? Have you been well?”

“I reckon I am now that you’re here,” he said, finding it difficult to not be smiling with the contagiousness of her evident joy. “What about you? I mean, clearly you’re happy, and that’s bloody great, but how have your days been before?”

“I couldn’t get you out of my mind,” she admitted, and his heart felt as if it was flying right up into the sky, wanting to get lost in the clouds, “There’s just something so memorable about a man who can literally make time stop as he so desires.”

“I could say the same about you.”

“I can’t stop time though,” she said, and she reached upwards, pulling a snowflake from his hair and watching as it melted in her hand.

“Well, I beg to differ.”

“Oh?”

“It feels like time stops whenever I look at you.”

Confusion flew across her face. “Time is frozen.”

“No, not like— fuck.” In one quick motion, he made the snow begin to fall as scheduled once again. “You make it almost like time slows down to me.”

Comprehension dawned on her face in the form of redness on her cheeks. “You’re exaggerating it.”

“Not a bit.”

She looked so beautiful with the snowflakes tickling her face, decorating the sleeves of her jacket, and her colours— vibrant reds and greens— reflected the merriness of this wonderful time while also contrasting against the stark whiteness of the snow. “James—”

“Can I kiss you?” he asked her, and he wished that it had come naturally for them, but he just couldn’t help the words from falling out of his lips, “Only except I’ve been dreaming for this moment since that night, and only if you want to, obviously.”

She didn’t answer him— or least, not immediately— only blinking at him, and he so desperately wished that he could freeze time, freeze her, so that he could make his getaway, because it was so obvious that she was going to turn him down, that his request was far too sudden for her to grant. He felt like an absolute idiot, and though he had never intended for his abilities to appear as an attempt to woo the other gender, perhaps it was coming off as such to her.

His hand flew up to his hair when she only continued looking up at him, and he’d nearly begun to give it up, to tell her to forget about it and leave her in the snow, but right when he’d turned around, he heard the sounds of the snow crunching behind him. It was as if the world had quickly spun in front of his eyes, had progressed forward in such a manner that he found it difficult to keep up, because the next thing that he knew, the next thing that his brain was processing was the mere fact that he was kissing her.

He felt warmth enveloping his lips, and in the moment before he’d closed his eyes, he noticed just how slowly the world seemed to be moving for him, as if it had decided to shut down solely for them, as if it had built everything that had ever happened in his life for this event. He was frozen with the coldness of the world, yet she somehow brought heat all throughout him, and that mere fact was comforting enough for him to close his eyes, to bask in the beauty that was her.

It was short and sweet, and before he knew it, she had pulled away from him, though it didn’t change the fact that her eyes seemed brighter than they had been before, didn’t change the fact his lips continued to tingle afterwards. “Just so you know, I didn’t kiss you because you saved my life.”

“I— yeah, no. I know,” he let out. Way to be smooth, James. “That’s not usually why women kiss me, anyway.”

Her eyebrows flew upwards. “Sorry?”

“Shit, I mean, fuck. I didn’t mean it like that, swear.” During times like these, he truly, madly, deeply wished that he instead had the ability to go back in time, but he wasn’t going to be picky about the power that the universe deemed him worthy of holding, even if it did turn him into more of an arrogant arse.

Of course the person with whom he’d fumble his words would be the one person who was unaffected by his ability to stop time, and he wished he could melt into a puddle just so as to not bear such embarrassment in front of the one person he wanted to impress. It wasn’t until she’d spoke that he’d realised that he was merely being overdramatic, and she said, “I know. I was only messing with you.”

“You were— what?”

“Why do you think I kissed you?”

“Shit, I think I’ll be digging my own grave no matter what I tell you.”

“You won’t,” she said, and then she gave him a coy smile, “If you want, you could freeze time, and I’ll play along so you could make your escape.”

“I don’t reckon you’re really going to let me do that.”

She shook her head. “Not at all.”

“Then, you kissed me because you find me irresistibly attractive and charming?”

“Are you stating it or asking it?”

“I dunno,” he said, shrugging, “I don’t want to come off as a self-absorbed prick if I say it like a statement.”

“You won’t, because you are very much ‘irresistibly attractive and charming,’ as so you put it,” she assured him, and to confirm her words, he watched her stand on the very tips of her toes, reaching up to press another kiss to his lips. It was probably supposed to be brief, but he couldn’t help it, securing his arms around her waist as he pulled her closer to him, and— perhaps as ironic emphasis more than anything else— he willed time to stop, the world literally stilling around them.

The snow stopped falling, and the distant blares of the city became mute once more as the only sound that he could focus on was her soft laugh, muffled slightly on his lips. She pulled away just when he’d gotten comfortable. “Did you really just stop time for a kiss?”

“Do you blame me?” he replied, “Really adds on to the magic, I’d say.”

Her eyes crinkled in response, and she playfully squeezed his arms. “Turn it back.”

He watched as snow lighted dotted the top of her hair and felt his lips quirking upwards at the sight, beauty falling right upon beauty. “It’s back to normal now, but I swear, once I look into your eyes again it’ll just start stopping on its own again.”

“For you, maybe. Not for me.”

“Yeah? Look into my eyes then. Tell me you’re not getting lost in the colours.”

She laughed. “You’re just going to use your ability on me if I do look at your eyes.”

“Maybe,” he agreed, “Or maybe I’ll just give in and kiss you again with your granted consent.”

He watched as her eyes— swirling with fascination and joy— light up even more, perhaps to the point that they could melt the snow right then and there if they so wanted to, at his words, and she was a snowflake of her own, the sort in which she truly was unique, so distinguishable from the rest.

If he could choose a moment to freeze and cherish forever, he would choose this very moment, wanting to capture the breathtaking image of her to engrave onto his brain. And growing in the very depths of his heart was a strong feeling, a feeling that could not lie to him, that told him he’d continue to have many more of these wondrous moments.

Now though, as he grinned down at the beautiful redhead, he was going to put his full heart and mind into ensuring that she was going to enjoy their time together as well.

And time, it seemed, was forever going to be on their side.

He had his ability to prove it, much to the future joy— and occasional chagrin— of Lily.

#jily #james and lily #james potter #lily evans #james x lily #jily fic #jily fanfiction #jily fanfic #lsj writes #jily au

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captain-unlikelynutbouquet-blog · 6 years ago

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Columbia South Carolina Cheap car insurance quotes zip 29210

"Columbia South Carolina Cheap car insurance quotes zip 29210

Columbia South Carolina Cheap car insurance quotes zip 29210

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

RELATED QUESTIONS:

What cars are cheap for insurance?

i haven't passed my test, but am thinking about getting a little car. i need it to be cheap on a full uk lisence otherwise i won't be able to afford it. i would also aprreciate your help if you know any cars that have good consumption rates and are cheap to run. thanks in advance""

Does anyone know a very cheap insurance group to go through if i am 17 and have an mg zr?

i have an mg zr trophy plus 1.4 and am wondering if anyone knows cheap insurance company that can make my life easier

What cars cheap on insurance but still has over 200 hp?

I'm 18 and I've got a 2.0L 2010 ford focus with just over 150 bhp with my insurance 1,700 but I'm looking for a car with over 200 bhp but still below 2,500 on insurance but under 12,000""

Am I required to get rental car insurance if I don't have my own auto insurance?

I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?""

Car Insurance: Which is cheapest in America?

Just purchased brand new vehicle and wanted some feedback on which companies offer inexpensive rates and superior service when needed.

Can you purchase auto insurance over the phone or online??

can you purchase auto insurance over the phone or online??

Ideas for first car 10000 including insurance?

Hi i'm 17 male and have a budget of about 10000 to spend on a car and insurance. Looking for something fairly cool, nothinglike a micra or ka! Also want something pretty reliable no no american or french car suggestions please Thanks! :D""

I am going to drive in a few years can somebody list some cars that are sporty but low on insurance?

please add if you can the insurance rates and the car name thanks!!

What are short-term life insurance needs?

I currently have a 5 year term life insurance policy with State Farm and I was wondering if it were possible for me to make a withdrawl or loan from this policy. I researched this some and on some websites it said it wasn't possible; however whenever I look on State Farms website it says the below: The State Farm 5 Year Term policy provides affordable life insurance protection for a five year period and is renewable for subsequent 5-year periods until age 85 (age 80 in NY). It is great for covering any short-term life insurance needs you may have. Short-term life insurance needs may include such things as: * Car loan * College tuition * Home equity loan * Mortgage loan * Business loan * Student loan * Key employee Term insurance may also be appropriate when your life insurance needs are great but your budget is tight. Does this mean I can make a withdrawal so that I can pay off my student loans? Also, it seems that my policy has ended in December; however, I was still charged this month. The policy started in 2005.""

A good place 2 get cheap car insurance?

Are quad bike insurance cost more than a car?

and my car insurane would be about 8 grand

Where can I go for affordable prescription glasses being that I do not have any insurance?

I've noticed my vision is a bit blurry and i'm always getting headaches these days. On Thanksgiving my Uncle let me try on his prescription glasses. It wasn't blurry at all. In fact, I've never seen better so I KNOW FOR SURE I need glasses. Do you think Walmart would be affordable?""

A good place 2 get cheap car insurance?

Who/ What are insurance companies backed/insured by?

Do insurance companies have an program similar to banks FDIC, or are there insurance companies that solely insure other insurance companies. I ask for the question of what happens in a natural disaster situation when an insurance company cannot afford to repay/replace the damaged/lost property of its customers, or when an insurance company fails - Gov't bailout, FEMA?""

How much would insurance be for a 2003 Acura RSX?

I am a male, 22 years old, clean record, live in Whitby Ontario. I also went took driving lessons (people say that will help lower insurance) and i am a class G driver (full license) I know coupes are usually more expensive for insurance. Can anyone give me an estimate of how much insurance would cost per month or for the year? I know i can call and get a quote but I want to see what the average is. Thanks!""

Does Scrapping my car Affect Insurance?

I have 2 months left to pay on my insurance, after this 2 months i will earn my 1 years NCB - will scrapping the car affect the insurance and my ability to get the NCB. Car needs to be scrapped as someone damaged it badly, costs too much to fix and if i claim insurance will go up, so just wanna get rid as it has no tax or mot. UK question""

Question about Car insurance (UK)?

Does anyone know if / how mileage for year is calculated for insurance purposes. What do the insurers check for these details? I have a private policy for my second car (my non work runaround) and it is limited to 3000miles per year. Perfect for trips to the dump, bulky or messy trips to the shops etc. I lend the car to my partners foreign parents who use their own insurance policy (cheaper for them) to drive it during their vacations to the UK 2-3 times a year adding quite a bit of mileage to the vehicle. If we both have insurance to be driving my car, am I at fault for claiming low mileage allowance for cheaper insurance for the car?""

Why do insurance rates vary so much between states?

Sometimes states that are right next to each other have totally different insurance rates from the same company for the same car and driver. It's not like driving magically becomes more dangerous when you cross the state line, so why does this happen?""

Where can a person find affordable health insurance...?

...in Illinois if they are single, childless, and with low income?""

Insurance for a first Motorcycle?

When I turn 17, I'm thinking of buying a Kawasaki KDX125. What would the insurance costs be like for a 17 year old? (In the UK) and can you recommend a similar bike?""

Insurance question for my car?

when i turn 16, if my mom calls and just puts my car under her as driving it, and dont mention that i will be driving, if something happens would i be covered under her policy or would i not be covered since i wasnt one of the names insured. it is alot cheaper to just go under her, but if i got pulled over, or anything happened would i be covered under insurance.""

Good insurance for my car?

my car's insurance is expiring soon. i have two options one is to renewal the existing policy, which i took when i was bought the car. And second one is to take a new policy from a private insurance company. which one is best and which issues should i consider to take a policy and for comparing both.""

How hard is it to have a baby without insurance?

My husband and I are both employed and make decent pay, but neither of our employers offer insurance. We were wondering what options there are for non-insured couples who make too much to qualify for,say, WIC or other government programs.""

Cheapest car insurance?

who is the cheapest car insurance provider in the uk?I only have one year no claims bonus and I just purchased a vw bora 2.0 and the insurence quotes are pretty high so far

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

Columbia South Carolina Cheap car insurance quotes zip 29210

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.""

Can I get free health and car insurance or any kind of insurance if my parent doesn't want to help pay?

My mom died and since im 18, i decided to continue to live with my grandma like i originally was with my mom and when im suppose to live with my dad he isnt responsible for me anymore. emancipated me. but im not living alone im with my grandma. so im wondering if there was a way to get health and car insurance. can i get it for free? is there a plan?""

Auto Insurance Question?

I am a new driver and I just received my G2 a couple of moths ago. I am trying to get auto insurance at a cheep rate. I tried to add my name to my dads insurance (Johnson insurance) and their quote was 120 per month which seems a but excessive as I am only a casual driver. I was just looking for some advice and wondering if I should pay 120 per month or try elsewhere or try to barging with them Thanks a lot for any help

Cheapest Auto insurance?

Car insurance adjustments

If my car insurance rate has been raised and it is due to the insurance company deciding I am at fault for an accident at which I was not at fault, cann my adjuster decrease the amount if I show I was not at falut?""

What's average price for moped insurance?

thinking of a getting a 125cc cobra, i'm 18 and recently passed my CBT. Can anyone please tell me how much i'd be looking at paying?""

Best Affordable Health Insurance in Indiana?

My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.""

Where can i get a gyno check with no inrurance and very low budget?

i really need to get a check up at a gyno. for the last 5-6 months ive been having a very irregular period. i never had problems with that at all. ive heard that stress and extreme dieting could be the cause but as far as that goes i am a normal and healthy 22yr old women. its just frustrating on me and my boyfriend. eeevery month the same thing... im late for my period... sometimes up to 3 weeks. i even skipped my period for 2 month straight in january. i dont have insurance and and a very low budget as i mentioned above, so if anyone knows where i can go to or what to do pleaselet me know. :) thx!""

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

My car insurance is way too expensive?

And I'm planning to change to a different insurance company. I'm suppose to pay two months worth of insurance later this month of about $380, but since I didn't have any accidents on the car, wouldn't that just be paying for nothing? At this point I feel like I am paying for a What if that never happened, so it's more of a Why? now? Maybe I'm just feeling cheated by my insurance company. I had a wreck that should have been removed from my insurance six months ago, as promised, but came to find out that they are still charging me the same price as they were then. I already contacted another company and got a way better deal, but I don't want to pay for the last two months, since I didn't wreck, and feel like they cheated me. Is that justified?""

One Day Rental Car Question?

I'm about to rent a car for one day travel for the first time ever but I have some questions. 1. They give me these options for insurance, but what's the difference and ...show more""

Best car insurance companies...?

I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!

""Got a dui in ny, how much will car insurance go up?""

OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""

Health insurance coverage for my 88 yr old mother with dementia?

our 88 year old mom who has dementia has medicare part a & b, with Aetna supplement. We need to relocate mom back home since she doesn''t have the funds to stay at the dementia home she is currently in. Payments keep rising. Due to the medicaid five year stepdown, she will be eligible in two years. Until then, we will keep her at home, however, is there a health coverage that will be able to cover any major health catastrophy, should one occur in next two years before Medicaid kicks in? We are willing to relocate with mom to a state that has this kind of coverage. Right now we live in New York, which in itself is very expensive and we are considering moving to help cover mom's costs. Where and what do you recommend?""

Live in different states then parent: Car insurance?

Do I have to live in the same state as my dad to have my car under his insurance? I live in NC and he lives in SC if that makes a difference. Thank you!!

""With the on going crisis, is it still possible to get cheap auto insurance in california?""

i know people who've gotten their fingers burnt, so .........""

How much do you think my motorcycle insurance will be?

I am getting the CBR125R 2009 HONDA! It's going to be black. I'm a 16 year old girl, and the bike costs $3,599.00 . How much do you think my insurance will be? All together what will it possibly total up to? Thank you!""

Using car insurance comparison sites?

Hi, I'm 18 years old and taking my lessons. I've been trying to get a quote on a couple of cars that I would like to buy for when i pass or to get provisionaly insured on, I got a quote as having a full driving licence on a 2000 3door 1.2L for fiesta, I filled in all the relevant information no modification, using for social and commute to one place of work etcetc and its comes up with the cheapest being aroud 7000, this cannot possibly be right can it? Ive checked over the details and used different cars and the same price always comes up.""

I'm have been paying for a car and insurance for 3 years but the car is not under my name and that person report a car stolen what can i do?

ai'm paying the car and insurance for 3 years and that person report the car that i have stolen the car only way to store what can i do

Why can't responsible working people get low-cost health insurance?

Here's my big fault: I have no fatherless children, in fact, I have no children. Yet I have to hear a girl that I work with (who makes more than I do) talk about how she has state health insurance (I believe Medicaid) at an extremely low cost, since she made the decision to have a child with a man that she knew was a criminal, and is now serving time in prison. (And oh yeah, I drive an 11-year-old car, she just recently got a new one. But I know, that's easy when you get a free ride for the necessities.) So, why can't there be affordable health insurance for everyone, even if you did not choose to pump out a child (or children) you knew you could not afford to take care of?""

Good renters insurance/ car insurance?

i'm looking into getting a car before i move to tampa, fl in the winter. i'm on the waiting list for an apartment but i'm going to need renters insurance as well. it's my first time living on my own so i'm not exactly gonna be over flowing with cash. i'm looking for a cheep company that can cover my car insurance and renters insurance, is cheep, and will cover my 83lb dog (a non-vicious breed).""

Where can I find cheap auto insurance after a DUI?

I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22? Any help would be great. Thanks.

Do I need to tell the insurance agent?

I am in Oregon, and still switching things over from being in California. I'm planning on getting Oregon car insurance. I'm living with my cousin's family, and her daughter has her drivers permit and likes to practice, so she drives my car with me in the passenger seat because I'm over 21 with a license. I hadn't thought of this before, but should I mention this to the insurance agent for my new car insurance? Or will I just get charged extra fees?""

Has any one used Insurance.Comparisons.org?

I saw one of those 'sidebar' ad's that seems too good to be true about discounted car insurance rates. I did not find any info about the company via Google, so have any of you guys heard or know anything about this company? I have a feeling it is one of those 'you get what you pay for' type of schemes, with vague answers to access your personal info. Thanks""

17 Year Old Female.. car and insurance?

Hey, I am currently searching around for a car and insurance. I have just passed my test. Using price comparison sites insurance is coming to around 1,500 pounds on cars such as Daewoo Matiz, Volkswagen Polo, Vauxhall Corse and Peugeot 106. On the internet a girl said she was able to get her insurance down to 600 pounds! How is this possible? Insurance with my mom as the named driver is about 2,000 so this isnt an option. Thanks x""

Columbia South Carolina Cheap car insurance quotes zip 29210

""What is classic car insurance, what cars are eligable and how much would it cost?""

basically i was told that classic car insurance is dead cheap and im a first time driver at the age of 18 and was wounderung how mcuh it would cost?, what cars are eligable ? and is this a cheaper option also my favorite car is vw golf mk 2 gti would this car be eligable for this insurance seen as tho it is quite an old car""

Car insurance help!! UK?

I am 28 and JUST passed my test. I want to get either a BMW 3 series or Audi a4. Will my insurance be ridiculously high? Any ideas of prices? Thank you.

Do I need insurance to take my drivers test?

I want to get my licence and all I have to do is take the driving part. The car I am going to take my test in is insured in another persons name but since I'm not a registered driver on the car, am I still able to drive it just to take my test? I've tried getting on the policy but they will not insure me until I have a valid license, duh lol. So how exactly does this work?""

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

Car insurance/ car accident?

i got into an accident i was at fault for failure to yield, my car got damaged badly she hit me going about 40 my front bumper is all smashed and my headlight fell out could cost 2500 or more my insurance is only liability, how does this work my insurance covers her vehicle and vice versa or what?""

I will be 17 soon and i don't know the cheapest insurance for cars?

I am 17 in December and hoping to pass my test i would like a white car and did want to get A white ford focus Zetec but they are way to expensive for insurance, i would like a nice car as everyone is judged from where i am from i would also like it to be white. Does anyone know where i can get a good enough, white car? where i can afford the insurance? :) Thanks for your help in advance.""

Estimate wrx sti insurance?

20 year old male, perfect driving record, state of florida and for either a 2006 or 07 if that even matters""

Should a person without children get life insurance?

Is life insurance important to a person without children? Could they just save enough in life to pay for the funeral costs and other expenses. I can see reasons like you have a disabled spouse, but in general do you think it is necessary or just a useless expense.""

Can a lie about having historical plates for cheaper insurance?

When trying to get a quote from progressive online, it asks whether the motorcycle is registered as a historical vehicle. If I click yes the insurance is 50% cheaper than normal. Can I just click yes and buy then insurance, then register my bike? I don't have much money, and I only want to ride it for 2 months before I move.""

Car Insurance in Northern NJ?

Hello, How much do a couple pay on an average for car insurance premiums in Northern NJ? I am insured with liberty mutual and my monthly commitment is close to $140, I have a clean driving history and no claims in the past. Culd you suggest how I cut down on my premiums? Also the best car insurance company in the tri state area.""

How much is Accutane with insurance?

I hear that accutane is uber expensive without insurance. I just want to know how much it is with insurance. Thanks

Life Insurance or Mortgage Insurance?

which one is better. I live in canada (BC) I have income disability insurance but it doesn't cover my mortgage amount. Incase of a death of one partner the other will get anywhere from 30 000 to 100 000 (depnds on how death happens) plus monthly checks of app.2000 for 2 yrs plus funeral expenses. I pay 108 a month for this. Shuld i cancel my policy and get mortgage insurance do most people out there have mortgage insurance? Is it true that you can not have more than one policy? any experts out there pls advise?

How can I get back on my mom's health insurance/Medicaid?

My mother is on Medicaid and I got kicked off her insurance at 19, I am now 21. I'm in college full time and I have a job. Why wont they keep on it? I'm stuck paying for my own insurance but every other young adult is on their parents insurance until their 26. Is it because she has Medicaid not regular insurance? If yes, why?""

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

Is my health insurance tax deductible?

I worked for 4 different employers in 2012. I was a full time W2 for two and a contractual W2 for 2. When I lost my full time W2 job in January I bought my own health insurance. Then I contracted for about 8 months (W2). They offered my insurance but mine was less expensive and better coverage. Then I got a full time W2 job and opted out of their health insurance because my private coverage was better and cheaper. At what points, if any, was my health insurance tax deductible? From what I read it never was because I was always offered it by my employer.""

Anyone have Healthy families insurance in California?

I'm 12 weeks pregnant and have a high deductible kaiser insurance plan. I have a feeling I will end up paying 4500 (my out of pocket max) to give birth. Anyway, I recently found out I qualify for Healthy families insurance for me and the baby, so I applied and waiting to hear back. Just wondering if anyone has their own insurance in addition to healthy families? I wasn't sure if I could have double coverage to get help with the deductible... It's too late for me to change my plan because open enrollment at my work has already passed""

What is the average insurance of a 16 year old driving a chevorelt camero sorry for the spelling?

Dental insurance ? Or medical insurance payment plans ?

Hi I'm a 20 year old and I currently am looking for a dental insurance an in California but I don't know what good company is good and not as expensive since I do live on my owns and stuff. I really need to go get my teeth checked up but I can't afford to go in a visit with no dental insurance. Someone please help. What are good entail company's that get get me approved on a good payment plan or something pease ans thank you for your time?

Problems with my car insurance?HELP?

last night somebody broke in into my car stole my audio system, they rip the cover of the doors to get the speaker and they broke the dash to get the stereo, not satisfied with that those bastards scratched all around my car, I called my insurance and they asked about a previous claim ,,where a car hit me in the front side and broke my light, well they asked if I fix that ,,they payed a thousand $ to me because I have full coverage but they got their money back from the other partie insurance, so I told them that I did replace the light but that was it, u guys think Im gointo have problems with them because my car wasn't in excellent conditions or because I didn't fix it HELP,have this ever happened to anyone tell me,,,,,,,,thanks""

Settling with the insurance company?

My sister was fatily injured by a drunk driver in georgia.His insurance company has agreed to pay $25000 bodily injury liability and her insurance company will pay $25000 underinsured motorist for a total of $50,000.Should his insurance company medical pymts coverage pay anything like the funeral expenses.Also if her family agrees to this from the insurance company will that clear him of a civil suit""

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

How do you get car insurance if you don't own a car?

Need to know the type of insurance people get when they don't own a car.

What would the insurance on a 1973 chevy nova cost?

It is not a SS it's just a 1973 chevy nova for a 16 year old. Would it be outrageous? It's not a souped up car really although the engine has some add ons.

Insurance help please?

I'm currently looking for insurance and I can't get it cheaper than 6 grand I've got a vw polo 1L 1999 how an I get that down do you know any cheap insurers

Is this a bad situation (Car Insurance question)?

I bought a car from my parents and their insurance policy on the car is still being paid for. The car is insured with Allstate but my name is not on the policy, also the car registered in my name. Is the car still insured if I get into an accident? Am I covered if I get injured in the accident? Is the other driver covered if I am at fault? I just need to verify because my mother is saying everything will be perfectly fine because she heard from a friend of a friend who is an insurance agent (and we all know how well that goes, not). I think she's very wrong and I should get insurance ASAP.""

Columbia South Carolina Cheap car insurance quotes zip 29210

Health Insurance question?

I live in California and I will be 20 years old when I have my baby. I am currently still on my parents health insurance plan and all of my prenatal visits are covered and I believe my hospital stay is also. My boyfriend and I are not married yet and we live together I am not currently working. And I am aware I need to get insurance for my baby from her being born on but does anyone have any suggestions of what company to use? Could I still be approved fr a low income plan?

Which car insurance is the cheapest and the best of all?

I know there are alot of car insurance out there and I want to know which one is cheap and reliable. I heard Geico is good, can someone confirm it, are there any other good one besides Geico?""

Should Military Buy Private Insurance?

Bad press, including major mockery of the plan by comedian Jon Stewart, led to President Obama abandoning his proposal to require veterans carry private health insurance to cover the estimated $540 million annual cost to the federal government of treatment for injuries to military personnel received during their tours on active duty. The President admitted that he was puzzled by the magnitude of the opposition to his proposal. Look, it's an all volunteer force, Obama complained. Nobody made these guys go to war. They had to have known and accepted the risks. Now they whine about bearing the costs of their choice? It doesn't compute.. I thought these were people who were proud to sacrifice for their country, Obama continued I wasn't asking for blood, just money. With the country facing the worst financial crisis in its history, I'd have thought that the patriotic thing to do would be to try to help reduce the nation's deficit. I guess I underestimated the selfishness of some of my fellow Americans.""

What does insurance car mean?

I'm trying to purchase a car on craigslist and the add said it had to go through state patrol. I asked the seller what he meant, and he said insurance car . I still don't know what that means!""

Would a BMW Z3 be expensive for a teens insurance?

Will my son be turned down for insurance?

I have an autistic son, and I have decided he needs better hospital insurance than what he has (I have regular health insurance, but his hospital coverage is not great). So I applied for extra hospital insurance. Aside from being pretty severely autistic, he's physically a pretty healthy kid, no major problems, no ongoing treatment. However, recently he needed to have a dental procedure, and they decided it was best that it be done in the hospital, and that he be fully knocked out. A few years back, he also needed to be knocked out for an MRI (he had a seizure, but none since). Anesthesia is expensive, and when he had the dental procedure, it maxed out the hospital coverage on my current plan and I got stuck with a $9000 bill. Hence, the decision for better hospital insurance. When applying for health insurance, they do 5 year medical records check, and those two things are going to come up. What's going to happen... Will I have higher premiums? will they refuse to cover anything they deem is caused by his autism? Or will they flat out reject him? Or will it not be a problem?""

California insurance testing help!!! Please! ?

I've been studying for the California life health and accident license and I haven't been able to pass. I'm rescheduling and I wanted to know where I could find more information or ways to study. Where can I find tests similar to the actual one and so forth. Please this means alot and hopefully I can finally pass.

Car Insurance for 16 year old?

I'm thinking of getting an 04 Mazda Rx-8, like 40,000 miles on it, but I wanna know how much I'd have to pay to insure it. I heard you get a discount for having good grades(G.P.A 3.9) and taking drivers ed. Please give me an estimate.""

Being sued by an insurance company?

Hello, I got in a car accident about two years ago and i didn't have insurance, i was found at fault and now im getting sued for $20,000 by the other driver's insurance company, The original amount was $17,000, They have been trying to collect for a longgg time now. I know i blew it off for a long time but now im ready to take responsibility and start trying to pay it. The car i was driving was under my moms name and they are trying to go after her also but i want to take full responsibility. I have to go to court next month, and im wondering if I should get a lawyer to represent me even though i'm guilty. I'm hoping that I can make a payment plan or anything I need to get my life back on track""

""Got in a car accident driving someones elses car, they had no insurance.?""

got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?""

How much would some general liability insurance cost for a start-up salsa company?

My wife and I are starting a small salsa company selling it at the farmers' market and hopefully some local grocers. We would have no employees and sales will be well below $50K for our first few years. How much would some general liability insurance cost for a this start-up? We are in Lancaster County PA if the area matters. Rough estimates would gladly be accepted!

How does Obamacare increase health insurance premiums?

i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?

WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?

I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE

Cheapest motorcycle insurance?

Im 16 and Im thinking about buying a small sports bike. like a Kawasaki Ninja 250 or Honda CBR250R. I have a my license and a clean driving record. If i just wanted to be covered for Bodily Liability and Property Liability, what company do you think would offer the cheapest insurance? I know that under my circumstances insurance will be disgustingly high, but i want a bike that bad.""

About how much does a car alarm save on auto insurance?

I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""

What would be my annual AND monthly insurance cost for me to own a car in my name?

How far in advance can you buy your car insurance?

I'm trying to avoid the increase that's happening in December but my premium runs out 2 weeks after the increase

First car ... I need cheap car insurance.. what car offers cheap insurance?

Tell me how much the insurance costs if possible, bearing in mind I am a new driver.""

Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.""

Any cheap car insurance company's for first time drivers?

can you help trying to find some cheaper car insurance companys for first time drivers.

What is the cheapest motorhome insurance to purchase online?

I just bought an older 26 ft. class c motorhome and need to get insurance just to put a plate on it so the city ordinance officer cant screw with me because it is parked in my driveway.I live in Michigan.I wont be using this until fall and dont want to insure this yet through my regular insurance carrier.Does anyone know of a online insurance company thats fairly cheap?

Friend on my car insurance?

I have a friend (age 21+) who needs to get a car insurance but she only has a learner's permit and she cannot get an insurance herself. She has a car under her name. I am willing to add the car to my insurance and have her as a secondary driver. What are the risks I have? Am I, first of all, allowed to add a car which I do not own? Does my insurance premium go up if she gets into accident?""

How much would teen car insurance be monthly?

I just got a job and I'm looking to buy a car around December... The car will be worth 1200-1500... I'm 16 years old and haven't had any accidents. Around how much would my car insurance be a month?:) thank you!

Young driver insurance?

what is the best car insurance for young drivers

Any good dentists in the Houston area for people without insurance?

My teeth are in awful shape and I would like them fixed before they end up killing me. I hear that happens.

Columbia South Carolina Cheap car insurance quotes zip 29210

https://www.linkedin.com/pulse/richton-park-illinois-cheap-car-insurance-quotes-zip-60471-chipman/"

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Kansas City Missouri Cheap car insurance quotes zip 64110

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Kansas City Missouri Cheap car insurance quotes zip 64110

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Kansas City Missouri Cheap car insurance quotes zip 64110

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Hello, I'm looking for site that offer affordable health and life insurance.Please recommend me such a site.""

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I just moved currently, from where my previous employer covered my insurance, now that I have moved, I need a insurance policy that covers immediately as I'm trying to figure out what is wrong. Please help.""

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I work 2 part time jobs and neither offer health insurance, so in 2014 I will have to buy some. One comparable to the one I had when I worked a full time job would cost $600 a month but would cover prescriptions with a $20 copay for generics with a $1500 deductible and a $4500 out of pocket maximum. That is out of what I can afford. The one I can afford is only $219 a month but has a $7500 deductible which would have to be met for any benefits and there is a $12,500 out of pocket maximum. If I got very sick I would be wiped out with that one, so it seems that I am in a Catch 22. I don't make that much money ($8 and $10 for the 2 jobs where I work 24 and 18 hours a week respectively.) Now I just pay the doctor out of pocket and I paid $375 this year for office visits and $150 for medicine. That was affordable and now I am forced to pay a premium in addition to the same amounts I paid for the same service. This thing is making me nervous. Affordable to me is no insurance. Give me a cyanide pill if I get a terminal diagnosis because being in the hospital and wiped out financially is not a good quality of life.""

Why doesn't foreigners get to pay insurance?

My friend works for a rental car company and she tells me people who come from abroad don't have to pay for liability or for comprehensive (collision) insurance when they rent a car. This isn't fair for the US citizens who live, work and pay taxes!? When I make a reservation on a website, I have to pay almost $30 a day EXTRA for insurance on a car. That's like half of what the car cost me to rent! Then I gotta pay for insurance when some foreigner could be running a muck, damaging other vehicles because he has free insurance???!!! This is rediculous and I want an answer!""

Teens why is car insurance so expensive?

This morning i was looking at this 2001 ford crown vic. and the owner wanted $700.00 for it, but when I called the insurance company they told me my insurance would be $300.00 per month. why is car insurance so expensive, thats crazy AM I RIGHT?""

CAN YOU PLEASE HELP ME?

I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber.""

How would a Universal health care public option put private health insurance out of business ?

""Can I register a car in Florida with ny license, insured by someone with fl license?""

I have a ny license, wife has a fl license, we live in ny, can we register the car in Florida? Her name is not on the ownership title, would it help of it was? The car will be insured by her with me as a driver""

Insurance and tottalling cars.?

well my husband totaled our car and we havent done anything with the insurance people yet and im wondering are they going to cover losing our car if we have the lowest insurance on a car that we are still paying payments on??

Husband won't get life insurance?

We just married a few months ago. He bought a house a month before we married through VA loan. We are almost 40, and I believe we need life insurance on each other to cover house, cars, debts, ect.... I have enough on me to cover for my part and some. My husband told me that my name if not on the house so I have not financial bearing. If he dies, I can simply walk out the house and downgrade to a trailer, apartment, rent home, cheper home, whatever.... or I can sell his things to help pay the note... OUr house isn't new and very simple!! regardless, I think this is rude. you don't leave your widowed spouse with all that baggage. He makes plenty that he could afford a policy. I am asking him to cover most of the house, his vehicle, and personal debt... which he has a bunch from before our marriage. Am I being hard on him? He isn;t willing to share checking account or save together. He doesnt want me minding his finaces- none of my business is what he tells me pretty much.""

How Much Would It Cost to insure a Lancer Evo?

Home Insurance?

If your insurance runs say from 1st November 07 to 1st November 08 and if you make a claim in January 07, and then make another claim on 26th November 07. Does this mean that this is counted as 2 claims differernt years or is this claims counted the same year?""

My son is 21 and wants to get his license. We live in michigan. If i don't tell the insurance wod it go up.

If i don't tell them, would they ever find out he is geting it for job purpose. He is never going to drive me car. thanks""

How much does no claims effect your car insurance?

Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?""

Parents wont let me drive because im not on car insurance?!?

'm 17 now, and I'm planning on getting my license sometime this month. I was really planning on driving to school everyday after I recieved my license. But my parents flat out said NO, because I'm not covered by insurance. They say its way too expensive, and that I'm going off to college anyway next year (i dont plan on driving while im there). I'm really sick of taking the school bus! I just wanna drive to school. but insurance for teens is mad expensive. are there ways to lower the cost? and about average, how much is it anyway? i get good grades. all A's and very rarely B's. and i've taken drivers ed before too. anything else that would help? just any tips on how i can convince my parents to get my car insurance??!""

How much will a speeding ticket cost my insurance to go up?

I am 16 years old, have been licensed for two months, and recently received a speeding ticket. Assuming that I cannot get the ticket dismissed, how much will it cost my insurance to go up?""

How much does it cost for 2 door car insurance?

Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.

I just found out i'm pregnant with no insurance?

I just found out I'm pregnant and don't have insurance. I live in California near the Los Angeles/ Orange County line. I am trying to find out if there are any free/low cost clinics I can go to to get checked out? Any info would be greatly appreciated.

Kansas City Missouri Cheap car insurance quotes zip 64110

Car insurance while buying a car.?

I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.""

Will getting a car permit/License increase tax?

I wanted to get my permit and then license as soon as possible. My mom however says by driving there will be an increase on tax she has to pay. Does she mean insurance? I'm not sure what she means by that, so can anyone explain?""

When will the government provide car insurance and life insurance to the uninsured?

There are plenty of people out there that has no car and/or life insurance...do you think Obama and his Progressives need to address this problem also...Come on Where is the outrage? There are life insurance companies and car insurance companies out there making a profit...we need to do something about this...

Massachusetts car registration/insurance?

I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""

How to get cheap car insurance in my region?

i m little bit worried abt the insurance...

Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?

Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)

Can i keep the insurance money and not fix my car ? can i still buy insurance in future?

I have a BMW 335i which cost around 29k (BUY LAST YEAR with CASH). I was hit by other guy ,he was at fault so their insurance ( B) absolutely must pay to fix my car .Nothing relate to my insurance ( farmer ). they estimate the cost to fix at their shop is 7k while BMW estimate for me is 13k (if there is hidden cost to fix the car, B will have to pay it too,thats the law). I do not want to drive this accident car anymore ,so can i ask them to write me a final check ,for example 15k to cover everything now and in future (for example they accept the deal). i then will sell the damaged car to somebody for cash and buy another one ? my car is still drivable (in my opinion the stucture would cost like 2 k to get it work perfectly,yet if we do not care the look, the cosmetic it will be a super good car to drive) In case i do not sell the car and fix the structure to drive,keep the money , i heard somewhere from yahoo answer that no insurance company will sell you insurance ??? like i can no longer buy farmers insurance if i do not fix my car ??? IS THIS FOR REAL ? ( because i did not make any claim on my insurance FARMER ) Is there any problem with an accident car ( Car title ,etc....) Is it legal in texas to drive a damaged car ? Will they report it to carfax ( i got police report) ..... So that is my case,with your experience Please give me anything that you know about my case, is there any problem with it, does anything will happen in the future Thanks all so much , please help!""

What's this 50 cash back with a car insurance quote all about?

I was quoted 370, clicked on 'buy now' and it said 420.....you get the 50 cash back, in a cheque, through the post after 120 days""

Why is my car insurance so high?

I'm 17 years old and hoping to pass my driving test ASAP. My parents own a ford fiesta 2009 Zetec and both have been driving for over 20 years with clean licenses and no claims. I've been on comparison sites to see what insurance will be like on their car when I've got my full license. But the cheapest I can find is 10,000 Surely I'm doing something wrong because I thought it would be maximum 5,000! I will only do around 1,000 miles and just use it to go McDonald's ;) Seriously though does anyone know any cheap insurance companies or explain to me why it's so high? Thank you!""

""What comes first, insurance or the car?""

When buying my first car, what comes first? Obtaining car insurance, or buying the car? I know you kinda can't have one without the other, so how does it work?""

Will my car insurance premium go up?

I just recently hit a deer and the only car damaged was mine. I am covered under my policy b/cause I had comprehensive. Here's my question: Will my insurance premuims go up if I use the dealership's auto body shop and not the insurance company's auto body shop? This is the first claim I have had with this company and I have been with them for over 7 years.

How do I get Certificate of Insurance for photographers?

Which insurance company should I go to for a policy for photographer. A million dollar coverage in NYC. How much does something like this cost for a year coverage.

Car insurance for a young person?

I've calculated my monthly payment from being a young internet marketer, Which is $3000 a month. How much will money would I Really get if I have car insurance? Is there any other thing I need to know as well?""

A good individual dental insurance plan?

I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.""

Finding the cheapest Medicare Supplemental Insurance?

I'm looking for a good resource to find Medicare Supplemental Insurance, including quotes. Can anyone help?""

Car insurance for open deed of sale?

i was in a car accident, a truck driver bump my car. i bought this car with an open deed of sale. now how will i handle this? the insurance of the car is named after the first owner. will i still have to contact her (the first owner)? will i still have to call the insurance company to let them know? again, this wasn't my fault, the truck bump my car.""

Can i pay gor someone elses car insurance?

Right so my mum bought a car and I love my mummy so I offered to pay for her car insurance but she said I won't be able to do that for some reason so (I'm her son btw) what I'm asking is if I put all the details in her name but put me down as an additional driver can I pay for the car insurance ?, it's cheaper that way too (for me) lol""

Why is a five door car cheaper to insure than a 3 door car?

My father got a quote for a 5 door 1995 ford fiesta yesterday for 240. The previous car was also a fiesta of the same year and same engine but was a 3 door which cost 340 per year. We have had a 5 door ford fiesta before but that cost 340 per year as well, but the engine was the same and it was the same year. Why the difference in insurance cost between 3 and 5 doors?""

""According to the Hillary healthcare proposal, Individuals will be required to get and keep insurance in a

system where insurance is affordable and accesible. Is this a good idea? Why or why not?

How much does a filling cost with insurance? like an estimate?

I'm 19 and clueless, and well i decided to get Metlife insurance, (safeguard) anyways , i know it depends where i go and etc, but i want an idea... just typically speaking

Do adding aftermarket parts to car increase the price of insurance (uk)?

if i add new alloys and add window tints and change the exhaust would it increase the price of insurance and how much and do check the car if it has these parts

How much does car insurance cost?

if you can't give me an exact amount or something that's fine, just give me some kind of ball park.""

Wat insurance should i use?

I'm 19 years old and I have a part time job. Wat is the cheapest insurance I can get? And a good one

Which is the best website to find cheaper car insurance?

I havent found a quote on-line before, and am not keen on supplying all me personal informtion. Is this standard procedure when requestin a quote? Please recommend the best website to find the best deal. Thanks!""

""Going to LA for week, how much does it cost to rent a car?""

I don't want anything too fancy but nothing crap if you know what I mean....just a decent car that will do me for a week. I know insurance will be a killer especially as I am under 25, but my boyfriend is 27 so if we put it in his name will it make it any cheaper? Oh and if anyone knows a good company to rent from, please let me know.....will it be best to go straight to the rental place that's in the airport? Thanks!""

Kansas City Missouri Cheap car insurance quotes zip 64110

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viralhottopics · 8 years ago

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On the brink of Brexit, voters reflect: I feel more strongly now. Let’s get out

As article 50 is about to be triggered, how do people feel in Smethwick, a Midlands town that voted to leave?

I moved to Bearwood in Smethwick in the hot summer of 1976. We were moving up, leaving behind the sixth floor of a block on the sprawling Lee Bank council estate for a house and garden in a safer area with large parks and better schools, a few miles from Birmingham.

I grew up there in the 70s and 80s, when there was optimism about our future. The colour bar experienced by a first generation of immigrants in the 60s, in some shops and the bingo hall, had been replaced by our own Why would I want to go there anyway? self-induced bar. The days when a Conservative party candidate could run, and win (in 1964), on the slogan If you want a nigger for a neighbour, vote Liberal or Labour seemed distant.

My mother is Jamaican and, like many of my generation, I failed the Norman Tebbit test completely. I didnt support any England team. I would rehearse long debates about how I might reject a call-up for the England rugby team, even if my ability meant that call would never come. Jamaica was great for holidays, but didnt feel like home: everyone there called me English.

So while I was always a Smethwick boy, I can still pinpoint the moment I first felt British: in 1992, when Linford Christie won the 100m at the Barcelona Olympics, this most Jamaican of men running around the track with the British flag. We had grown up hearing songs like There aint no black in the Union Jack; what Christies gesture said was, Im British: deal with it.

A mistrust of foreigners has been singled out as the driving force behind last years vote to leave Europe. But why did places where more than 50% of the population have recent origins outside the UK vote for a policy of exclusion? Smethwick is in many ways typical of the radical changes to Britains racial demographic since the second world war: in the 50s and 60s, Commonwealth citizens from the Indian subcontinent and the Caribbean emigrated here to alleviate job shortages, particularly in the NHS and transport. A large number of Sikhs moved from the Punjab to work in Smethwicks foundries. Later waves of immigration brought asylum seekers, students and workers from around the world.

When I was growing up, my white British friends liked the same music, played the same games and ate the same food as we did. We knew people who joined far-right groups; but the various gangs were largely multiracial, affiliated to the area more than anything else a loose Smethwick posse. There would be running battles with skinheads from Quinton and beyond; I cant remember a Saturday night that was not punctuated by someone being glassed or having a pool cue wrapped around their head.

Today Smethwick is home to a more diverse range of communities. It is still a relatively cheap place to live, so new arrivals often start off here. You will see Eritrean church services in Victoria Park, eastern European supermarkets on Cape Hill, a Ghanaian wedding at the community centre, alongside the more established Sikh temples and African Caribbean churches.

Speaking to Smethwick friends from white British and second-generation immigrant backgrounds, you hear support for Brexit from a diverse range of perspectives: there is the Fortress Europe argument (people of Commonwealth origin not being able to move to the UK, because preference is given to EU citizens); British Asian shopkeepers who dont like the Polish shops stealing business; an objection to the Thatcherite capitalist structure enshrined in the EU. Underlying all these things is a powerful revolt against what is perceived to be a self-serving political elite.

None of the second- or third-generation immigrants I met on a recent visit to Smethwick thought Nigel Farage would deliver a harmonious society founded on principles of social justice. But the supposed social justice champions, Labour, today have far less connection to the people they seek to represent than they once did. Todays politicians speak relentlessly about engaging and understanding these alienated communities. But even their use of the word community is loaded often based on race or religion or class, as if there were no diversity of opinion among them.

What does the future hold for Smethwick in a post-Brexit Britain? My more pessimistic side worries that inequality will increase, as the fight for a share of an ever smaller pie is orchestrated by a privileged few who use alienation, fear and loathing to divide and rule. But a bigger part of me is optimistic: a younger generation has always found ways of creating new relationships with other like-minded people, be they Italian, Irish, Ghanaian, Nigerian or Indian. It might feel claustrophobic at this moment in time, and Smethwick will struggle with the macro issues. But there are enough people there with goodwill, who want to come together, who will want to get on with it. Hamish Crooks

Theresa Robinson, 51, volunteer

Theresa Robinson and her son, Jacob. Photograph: Diana Markosian

My little boy and I moved here from Birmingham in 2009. I had separated from his father, and when I got here we didnt know anybody.

Smethwick is an interesting area because the diversity works really well. Everyone seems to get on where we live. But there are some negative aspects of multiculturalism. For example, there is no non-halal butcher around here, and I dont want to eat halal meat because they dont always stun the animal before they kill it I feel its a bit cruel. Ive had a row a few times with shops advertising places to rent, with signs saying Indian family wanted. I said, You do know thats illegal, dont you? I remember when they used to have signs up saying No Irish, no blacks.

My little boy is the only white English kid in his class, and they dont celebrate any English things at all. They didnt do anything for the Queens jubilee or birthday. I dont mind him celebrating Jamaica Day or whatever; I just wish theyd also incorporate English things. On VE Day, I took him into Birmingham to see the celebrations, because he has to celebrate his history as well. But he is absolutely oblivious to the fact that other people are a different colour to him. I think children of his generation are integrating more.

A lot of immigrants here say they dont want any more immigrants, but I havent heard many white people say they voted Brexit because of immigration. I dont know whether its because theyre scared of being accused of being racist. I voted Brexit because of all the money thats wasted on the EU. I dont think it will stop free movement and I dont think it means we wont have any trade; I just think it means well have a bit more control.

A lot of people have had enough of MEPs making so much money and not doing anything. Who can name an MEP, really? We dont seem to be getting any more rights out of it. Why not trim off all that excess spending and use it on things we do need? Theres a crisis in social care, and health services are being cut; the schools are constantly fighting cuts.

When you read about Brexit in the paper, they say, The people who voted for Brexit didnt know what was going on. Its hugely insulting to assume that just because were poor, we dont read newspapers and were all thick. Theyve got no concept of what its like to be poor, and how miserable people really are. I think it was a good result, and I think it taught the government to be careful what they wish for, because they did all this with no plan whatsoever; they were so sure remain was going to win. It serves them right.

Daljeet Singh, 40, painter and decorator

Ive lived in Smethwick all my life. My parents came from north India so my dad could work in the foundry. They were invited over, just like the Europeans were. Ive never had an issue with anyone thinking Im less British than they are. But when Punjabi people came here, they couldnt speak English, so they were victimised. Once my dad took me for a drink in the local pub and this guy at the bar started talking to him inappropriately, saying, Butbut dingding. I asked my dad, Why does he do this? and he said, Hes been doing it for years, its not an issue. I took the guy aside and said, Have you been taking the piss out of my dad for 20 years? He said, What do you mean? He never said anything. To this day that guy still buys me a drink in the pub, because he remembers that chat. I changed the way he thought.

Everybody I know voted leave. I voted leave because of my daughters, who are 12 and 15. They go to a grammar school and they feel held back because the foreigners coming into the school dont speak English well; it makes the classes go slower. It was also because Polish people are cutting off my work. Im a painter and decorator, and Im not getting the rates I used to because the Polish people are undercutting us. Thats the case generally in the building trade.

But Im angry that my parents voted out. Im very bitter about that. Its the hypocrisy of it, because they came over from India and they had an opportunity to integrate and they havent: my mum still barely speaks English. Theyve made lives and families for people like me, they worked hard; everyone else is just trying to do the same as they did. I think the way the Sikh community voted was hypocritical.

Sometimes I regret voting Brexit. In hindsight, without a shadow of a doubt, we didnt have enough information; it was turned into an immigration issue, which it wasnt, and as a whole were going to lose out. Other times, I stick by my decision. I need to think about where my works coming from.

Derek Craft, 80, retired factory worker

Derek Craft. Photograph: Diana Markosian

I moved to Smethwick in 1976, looking for work. I also had a pen friend here. We belonged to different divorced and separated clubs; I was the vice-chairman of the one in Portsmouth where I lived, and they used to have a magazine and she advertised for a pen friend. We were writing for two years before I moved here. We married in 1977 and were together for 39 years. She ended up having two major strokes, one of which should have killed her, but the hospital brought her round; I got another nine months with her.

Smethwick has changed a lot much of the old industry has gone. There were dirty factories, steel works and car component workshops; now theyre all new factories or houses, so in that way its better. Weve got more immigrants than whites. The shops are virtually all Asian, and the well-known ones, like Woolworths and David Greigs, are gone.

Its less British, because Ive found, working with some of them, that half the Asians dont want to mix. A very nice lad used to sit with us during the tea break, and he came in one morning and told us that someone in the factory had told his dad he sat with us, and his father had said, You are not to sit with them, you are to sit with your own people. It makes you feel, whats wrong with us?

I voted for Brexit because I think the common market has got out of hand. I think they waste an awful lot of money moving their offices once a month from Brussels to Strasbourg and back again. What were paying them is unbelievable, billions a year, which would do our own health service and schools good. Id like to see free movement from Europe cancelled. This country cant keep on taking people; the services cant cope with the influx, and there are not enough houses. When we won, I thought, Great, lets get on with it. I feel more strongly now. Lets get out.

Mohammed Jalal Uddin, 40, manager at a local training centre

Mohammed Jalal Uddin and family. Photograph: Diana Markosian

Ive been living in Smethwick since 2002, when I migrated from Bangladesh to study for an MBA at Birmingham City University. After completing my MBA, I managed to secure a job. Now Im living here happily with my wife and two children; my son is nine and my daughter is seven.

Smethwick has become overpopulated and there are more new faces, with a slight increase in antisocial behaviour over the past few years; the demand for housing has increased.

I had heard about that campaign slogan [If you want a nigger for a neighbour, vote Liberal or Labour from the 1964 local election], and that Malcolm X came to visit the year after, which is amazing. But to be honest, I dont think racial tension is a big issue now. From my experience, people do understand others their religions, their values, their cultural dimensions and characteristics. It could be an isolated judgment, but I havent seen the nasty side of community cohesion. People get along quite well, basically.

I felt Brexit was a protest vote, to show a lost trust in politics; traditional politicians are failing to deliver. People feel European migrants are putting unnecessary, undue pressure on public services, the NHS, school places, housing, and that if we come out of Europe that will ease the pressure. These are the day-to-day issues that people are fed up with.

I voted and actively campaigned to remain. I was really, really shattered by the result, because in the age of globalisation and connectivity, and at such a crucial time, this isnt the right decision. It is going backwards, and it was not an informed decision. The message were sending to the rest of the world is that were not open or collaborative. We dont want to work with other people: we are detaching ourselves.

Nine months on, I dont feel any more positive. Ive given up on trying to give reasons to remain because Im in the minority. But I know people who regret voting Brexit; they justify it by saying the politicians misled them.

Pat Peacock, 77, retired wages clerk

Pat Peacock. Photograph: Diana Markosian

Ive lived here my whole life. I was born in Hamble near Southampton, but my mother died having me, so I was brought here to live with my grandparents.

Smethwick has changed enormously. My road used to be full of bank managers and teachers, and there were no foreign people of any description. I remember seeing men wearing turbans for the first time when I was 10 or 11 and had taken my two cousins out for a walk. One of them said hello, and I said to my cousins, Run! because I had no idea: Id never seen Sikh people before.

My father was very racist but Im definitely not. The priest at my church is Nigerian and we have 22 other nationalities, people of all colours, shapes and sizes, and we all get on. The first foreigners who came were West Indians, and the others have come gradually. I consider them all friends. A lady down the road, Surinder, and I were once opposite each other in the hospital and weve been firm friends ever since. She called me when I came out, asked how I was and said, If you need anything at all, let me know and my family will get it for you. There are lots of kind people about.

I voted Brexit. I didnt vote for us to go into Brussels; I voted for the common market and I think we were cheated in that respect. We havent only got to trade with Europe, theres a whole world we can deal with. Im looking forward to getting back to how we were: running our own farms, being able to look after ourselves. Perhaps Im wrong but this is how I feel, that we werent told the full story back in 1975. We were just told it was good to be part of a common market; we werent told they would be ruling us. Im not really into politics, but the vote happened and I get cross when they try to reverse it. Now I think: lets just get on with it.

Taurai Chamoko, 44, salesman

Taurai and Catherine Chamoko with their children. Photograph: Diana Markosian

I was born in London. My parents were from Zimbabwe, although it was called Rhodesia at the time. We left the UK in 1977 to go to Nigeria. My dad was a civil engineer and had a job with the Nigerian government, building several highways. Towards the end of 1982, we went to live in Zimbabwe. In 1995 I moved to Brighton, where I met my wife Catherine, and in 2008 we moved to Smethwick with our month-old daughter.

I wanted to study mental health nursing at Birmingham City University, but changed my mind after three weeks. I didnt think it was something I would cope with emotionally. In 2009 I started a course in International Business and Economics at Aston University instead. We had three other children (they are now eight, seven, four and two) and they all settled in school, so we stayed. Ive spent the majority of my life in this country, and I am British.

The main change Ive seen here is the people coming from Poland. I dont think theres a lot of tension between the different communities everybody just gets on. What I worry about is the self-imposed segregation, these monocultural ghettos that are springing up: Pakistanis in one area, Polish people in another, white working class in another. It seems everybody is more comfortable with people who look the same as them, which is quite sad. Whether thats a conscious thing or if it just happens naturally, I dont know.

I was shocked by Brexit. I voted to remain. At university I learned to critically analyse things, and I was always arguing against the leave campaigns points of view. Usually when theres an election, I stay up late to find out who my MP is going to be, but this time I was confident we would remain. It was a big surprise. When I spoke to some of the parents at my childrens school, most had voted to leave. I was surprised and upset.

My point of view hasnt changed. It doesnt make sense to me that people want to leave the biggest market, then try to negotiate a good deal within that market. But I have accepted it. Its democracy, right?

This project was created in partnership with Magnum Photos. For more pictures go to Magnum Photos