#i dont have enough knowledge about gender in general and i tried to be very respectful about that part | Explore Tumblr Posts and Blogs

onisionhurtspeople · 7 years

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Sorry I just ran into this blog, Lainey said on Twitter they're an ISFJ awhile back. I can see both them being an unhealthy INFP that thinks their Si is stronger than it actually is due to looping and them being an unhealthy ISFJ. They could be in an Si-Ti loop where they dont let new ideas in and believes their experience/conclusions are always correct without looking further than that for information. (1/3)

They’re also very tactful (auxiliary Fe) which makes them seem innocent and wanting group harmony instead of drama. An unhealthy Fe user sweeps issues under the rug to live in their ideal “peaceful” world. If an ISFJ is gripping, their inferior function is Ne. This may cause them to think of all the ways life could be and using it as an excuse that nothing could go wrong due to the likelihood (they think) of it in their life (ex. bringing 18-20 year olds into an unhealthy relationship, believing Onision didn’t cheat due to the fact many things could happen since there are infinite truths in the world and Si-Ti may think that their POV is the most correct from what they gathered). I can see INFP but I do want to see what you think of this.

Sorry it took so long to respond! I knew this was going to be a long one, so I’ve been avoiding it because tbh you will never meet a lazier INTJ than me. I apologize in advance for the poor quality of this message, because my brain fog is really shitty today and I’m feeling not nearly as sharp as I usually am. My arguments will probably not be as convincing or wordy as they usually are.

Anyway, I believe she actually said she was INFJ. I remember because I was the one who asked her to take the quiz. >_> (Unless we’re thinking of two different incidences? This was, if I recall correctly, around the time that Billie had just left for the final time, so I want to say September or October of 2016.) Anyway–tbh, the fact that she got INFJ just confirmed to me more than anything else that she really was an INFP, because let’s be real, I’m pretty sure no INFP has ever existed who didn’t first mistype themselves as being an INFJ. (I’m mostly joking, but like.. only mostly.) Of course, ISFJs also frequently mistype as INFJs, so this is an idea worth exploring.

Anyway, I shall try to explain why I see her as an INFP rather than as an ISFJ or INFJ. I apologize in advance if you’re an INFP; if I end up saying anything rude about them, please understand that I’m not making disparaging comments about INFPs in general - I’m just evaluating Lainey, who is (I believe) a very unhealthy version of her type.

So, first and foremost: Fi. Sooo much Fi. But Fi in the most unhealthy way possible: incredibly self-righteous and self-absorbed, and excessively concerned with interpreting and relaying her own individualistic, unique identity to the world. She needs to be acknowledged for her differences. If you look back at all of the arguments she’s ever had with Greg on social media (in other words, the times when he says something that aggrieves her enough that she’s actually willing to confront him over it), they all have the same theme in common: they’re always about her feeling affronted because he invalidated her values or sense of self somehow. For example: the last fight they got in was because Greg referred to himself as being in a straight relationship, which offended Lainey because she interpreted that as him undermining her gender. I can think of a few other examples of their arguments on social media off the top of my head, and they all follow that same theme: Greg being insulted that she was hero-worshiping a musician who didn’t like him (also an Fi user); Greg arguing with her about eating fish; Greg calling her filthy because her room was dirty and she hadn’t cleaned it; Greg insulting her family (especially her mother and sister). When Lainey gets involved in Greg’s debates or ongoing feuds with other content creators (Jaclyn Glenn, Joy Sparkle BS, Blaire White, etc), it’s never to weigh in with her opinion, and only ever to express her irritation over them misgendering her, either accidentally or on purpose. When she’s rude and condescending towards her fans, it’s typically because they questioned her sense of self somehow (usually in regards to her gender, internal motivations, or relationship with Greg). It’s rarely in defense of anybody else, which I feel like would happen more often if she really was an Fe user.

I think the tactfulness and willingness to sweep things under the rug that you’re interpreting as being aux Fe may actually be a combination of Fi seeking harmony in relationships (high Fi users can do this too, just like Fe users can; the difference mainly lies in when, and for what reason, their feeling function becomes triggered when somebody crosses the line. For Fi users, this tends to be when something strikes a personal nerve or attacks and invalidates their character or sense of self; for Fe users, this tends to be when somebody rejects, abuses, or takes advantage of their warmth and care, or when somebody expresses a lack of concern for the collective (family, friends, neighborhood, club, church group, society, etc) - other words, selfishness. If you dismiss their overtures of affection after they’ve put effort into displaying warmth and consideration, then they may become offended when that same person then takes advantage of those polite gestures, or refuses to reciprocate them), and also Lainey just generally not caring enough to say or do anything to counter Greg that might rock the boat in their private life.

Secondly: Ne. In Lainey’s case, her Ne is not as overt as I’ve observed it in other INFPs, and I’m not sure why this is. I apologize if this comes off as rude (and it really kind of is, but I don’t know how else to say this in a non-offensive way), but I think it’s really just because Lainey is an INFP of average intelligence, whereas most INFPs (that I’ve encountered, anyway) are in the gifted range, and so their Ne is much more readily apparent. Ne and Se share many qualities (being that they’re both Pe functions), including that they both have a preference for wanting to live life by their own standards, a strong dislike of feeling constrained or held back, feeling compelled to seek novelty (Se in a more physical, concrete way, and Ne in a more abstract, conceptual way), and wanting to learn through experience. Se and Ne both feel driven to be seen as cool–but in different ways. Se wants to be seen as cool in a more physical and conventional sense - for example, by being entertaining, or by dressing in a manner that is immediately impactful in a sensory way. Ne, on the other hand, wants to be cool by being unique, different, iconoclastic - it wants to be regarded as quirky and iconoclastic, cool for being “uncool”, if that makes sense. And so many INFPs are drawn to countercultures (hipsters, for example) who are unconventional, but still have a certain mystique and draw to them; and I definitely think Lainey fulfills that aspect of Ne.

Ugh. I’m sorry, my brain power is running low. Brain fog is super bad today. I think we both see Si in her, so I don’t think I have to explain that. Mainly where I see Si in her (especially in the form of Fi-Si loops) is her inability to let go of people from her past. She even did it with Billie: brought her back over and over again because she would find herself looking back on the good times, and minimizing the bad ones. She makes the same mistakes repeatedly because she reviews her memories of them (memories which are attached to emotional experiences), and feels compelled to relive them, no matter how painful they were.

Please don’t make me write something for Te. My Te is all pooped out today. :C

Anyway, it’s lovely running into somebody on here who’s knowledgeable about the cognitive functions! =O I’m guessing you’re an INFP as well? Sorry for this shitty argument, I might try to redo it in a few days when my brain fog dissipates a little.

Edit: I just went back to the the post; and yeah, she scored as INFJ-T on the 16personalities test (admittedly shitty and has nothing to do with the cognitive functions). In the comment section, I left a link on how to differentiate between INFJ and INFP, lmao.

Edit #2: Oh, one last thing: here’s a description of what a destructive INFP looks like from one of my favorite MBTI sites, Psychology Junkie. Doesn’t it remind you of Lainey?

Destructive INFPs are self-absorbed, self-righteous, and waver between being passive and extremely judgmental. They enjoy living in their fantasies, but care little for the practical realities of daily life. They may neglect their loved ones and family members and instead prefer to live in a world of their own making, in essence abandoning everyone who holds them dear. They may consider themselves more morally superior or “righteous” than others, married to their idealism to such an extent that any and everyone in the real world seems flawed and disappointing. They may retreat from the world and silently judge everyone they see. Over time, they may become increasingly harsh and condemning of people in their lives. They may become so obsessed with their own emotions and fantasies that they shun or berate anyone who tries to find a way into their hearts.

Healthy INFPs are extremely empathetic, gentle, and compassionate individuals. They care for the persecuted and marginalized people of the world, and strive to help them. They are honest and driven by their morals to live a life that adheres to their values. They are creative and insightful, slow to judge others yet holding themselves to a high standard.

Also, just for the keks, here’s the description of destructive ESTJs, the type that I suspect Greg is. (I do believe that he actually took an MBTI test and scored as ESTJ, which he hilariously tried to use to “prove” that he wasn’t a narcissist or psychopath. Really shows how much effort he puts into researching his “facts”.

Destructive ESTJs are dictatorial, aggressive, and controlling. They believe that they know what’s best for everyone, and that their way is the only way. They suppress their moral compass and disregard the feelings and values of other people in exchange for their own rigid views. They push forward to achieve their goals, but instead of taking time to reflect on their decisions, they steamroll over everyone in their path in order to accomplish tasks without considering alternate viewpoints or the moral implications of their actions. They may be loyal to a corrupt system or authority and suppress anyone who stands against that authority or questions it. They trust their own personal experience and disregard other people’s experience. They scoff at the emotions and values of others while they allow themselves to have their own temper tantrums and emotional overreactions.

Healthy ESTJs: Healthy ESTJs are hard-working, trustworthy, and loyal. They see the world logically and push themselves to live up to a high standard. They don’t ask other people to do things they wouldn’t do themselves, and they uphold traditions they see as morally right and effective. They are intellectual, practical, and usually outgoing. They are very supportive of their communities and families and want to make the world a better place.

(Source)

#laineybot #infp #question #mbti

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you-arevalid · 8 years

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can i get a pronoun validation for sara, they/them and he/him? maybe something about coming out and being accepted if you do themed validations (but if you dont generic is fine)?

I totally do themed validations! In fact, I’ll pretty much write anything you ask. If you have any more questions about that, you can probably find most of the answers here on my validation page.

Sara bit his lip nervously. His palms were clenched into fists in his lap, and he could feel the anxiety sliding like thick sludge through his veins.

“Um… Sara? What is it you wanted to tell me?”

Sara’s head shot back up from staring at his lap. His eyes met the curious gaze of his best friend, sitting across from him on the couch.

It was okay. It would be okay. Sara tried to remind himself of that fact as he attempted to fish for the right words to tell his friend. He could feel his throat closing up anyways, making it hard for any sounds to come out.

Gosh. Why did this have to be so difficult? Sara loved his friend. He didn’t want to keep any secrets, wanted to share his identity, but coming out was so scary. Sara’s friend was an amazing person, and they had a great relationship, but Sara still couldn’t help but listen to the little nagging voice in his head that whispered What if?

What if his friend didn’t like him anymore? What if they thought that Sara was gross or an idiot or attention-seeking? What if they never wanted to see Sara again? What if-

“Hey.” Sara’s panicked rush of thoughts was cut short by his friend, who reached over the short distance and gently placed their hand on Sara’s arm with a concerned look on their face. “Are you ok? Whatever it is, I’m here for you.”

Sara looked into his friend’s warm gaze and nodded.

‘Yeah, I just…”

Ok. Inhale. Exhale. It will be fine.

“I want to talk to you about my gender.”

Sara found himself unable to look away from his friend’s face, scanning for any negative reaction. Any sign that they were about to sneer in disgust or laugh in Sara’s face. Instead, however, his friend simply raised an eyebrow in surprise, slowly nodding after a moment.

“Ok. Yeah. Like I said, I’m here for you.”

Sara’s breathe caught and he felt hope startle to bubble up tentatively in his chest. He tried to squish it down, ignore it so he wouldn’t be disappointed later if things didn’t work out, but he could feel the heady rush of emotion begin to fill his head anyway. He rushed on with his explanation, almost scared that this moment would disappear if he didn’t take advantage of it immediately.

“I’m not, I’m not the same gender as everyone thinks I am- as this body makes everyone think.” He fumbled with his words, an electric combination of fear and hope tightening his chest and making his head feel too full of air. For a second Sara wondered if this was even actually happening. Then his friend brought him back to the moment once more as they moved their hand to tighten comfortingly around Sara’s wrist. His friend’s eyes were wide and genuine as they stared at Sara, silently urging him to continue.

Sara took another deep breathe, trying to calm his happy-nervous adrenaline, before continuing.

“I’ve just looked at myself, like, really looked at who I am, and I’m just more of a ‘he’, you know?” He leaned closer to his friend, as if proximity alone could convey all his thoughts perfectly. “It’s like…like I’ve always been wearing a shirt that’s a couple sizes too small and it’s been constricting me, tight and horrible and wrong and I didn’t even realize how uncomfortable it truly was until I could take it off- until I realized that this is who I am!”

Sara let out a shaky exhale, somewhere between a laugh and a sigh, and looked pleadingly up at his friend. He knew that he wasn’t being the most eloquent right now, that his explanation was fractured and incomplete, but he just had to get the words out, had to see whether his friend would accept him.

It took less than a second to realize that all his fears had been for nothing. Sara’s friend released his arm only to pull him into a tight hug. His friend’s voice was muffled, yet so very comforting as they spoke from where their face was buried by Sara’s shoulder.

“Sara! I’m so glad you told me. Thank you so much.” The friend pulled back enough to look Sara in the eye. “I’ll admit, I’m kind of new to this whole…gender thing. But I want to know more. I want to know more about you. I’ll get to understand it better, I promise.”

Sara felt his heart swoop and his face split into the widest smile he had had in ages.

“Thank you so much. You have no idea how amazing it feels to know that you’re okay with this.”

Sara’s friend simply smiled fondly and nodded their head.

“You’re my friend Sara,” They replied. “That doesn’t change, no matter what gender you are.”

The two pulled back into their hug and spent the rest of the afternoon talking. The whole time, Sara was full of happiness and pride. He had done it. He had come out, and it was ok. His life may not be perfect, and there was still problems he would have to face in the future, but for now he could bask in the warm knowledge that he was loved and valid.

They

Sara bit their lip nervously. Their palms were clenched into fists in their lap, and they could feel the anxiety sliding like thick sludge through their veins.

“Um… Sara? What is it you wanted to tell me?”

Sara’s head shot back up from staring at their lap. Their eyes met the curious gaze of their best friend, sitting across from them on the couch.

It was okay. It would be okay. Sara tried to remind themself of that fact as they attempted to fish for the right words to tell their friend. They could feel their throat closing up anyways, making it hard for any sounds to come out.

Gosh. Why did this have to be so difficult? Sara loved their friend. They didn’t want to keep any secrets, wanted to share their identity, but coming out was so scary. Sara’s friend was an amazing person, and they had a great relationship, but Sara still couldn’t help but listen to the little nagging voice in their head that whispered What If?

What if their friend didn’t like them anymore? What if they thought that Sara was gross or an idiot or attention seeking? What if they never wanted to see Sara again? What if-

“Hey.” Sara’s panicked rush of thoughts was cut short by their friend, who reached over the short distance and gently placed their hand on Sara’s arm with a concerned look on their face. “Are you ok? Whatever it is, I’m here for you.”

Sara looked into their friend’s warm gaze and nodded.

‘Yeah, I just…”

Ok. Inhale. Exhale. It will be fine.

“I want to talk to you about my gender.”

Sara found themself unable to look away from their friend’s face, scanning for any negative reaction. Any sign that they were about to sneer in disgust or laugh in Sara’s face. Instead, however, their friend simply raised an eyebrow in surprise, slowly nodding after a moment.

“Ok. Yeah. Like I said, I’m here for you.”

Sara’s breathe caught and they felt hope startle to bubble up tentatively in their chest. They tried to squish it down, ignore it so they wouldn’t be disappointed later if things didn’t work out, but they could feel the heady rush of emotion begin to fill their head anyway. They rushed on with their explanation, almost scared that this moment would disappear if they didn’t take advantage of it immediately.

“I’m not, I’m not the same gender as everyone thinks I am- as this body makes everyone think.” They fumbled with their words, an electric combination of fear and hope tightening their chest and making their head feel too full of air. For a second Sara wondered if this was even actually happening. Then their friend brought them back to the moment once more as they moved their hand to tighten comfortingly around Sara’s wrist. Their friend’s eyes were wide and genuine as they stared at Sara, silently urging them to continue.

Sara took another deep breathe, trying to calm their happy-nervous adrenaline, before continuing.

“I’ve just looked at myself, like, really looked at who I am, and I’m just more of a ‘they’, you know?” They leaned closer to their friend, as if proximity alone could convey all their thoughts perfectly. “It’s like…like I’ve always been wearing a shirt that’s a couple sizes too small and it’s been constricting me, tight and horrible and wrong and I didn’t even realize how uncomfortable it truly was until I could take it off- until I realized that this is who I am!”

Sara let out a shaky exhale, somewhere between a laugh and a sigh, and looked pleadingly up at their friend. They knew that they weren’t being the most eloquent right now, that their explanation was fractured and incomplete, but they just had to get the words out, had to see whether their friend would accept them.

It took less than a second to realize that all their fears had been for nothing. Sara’s friend released their arm only to pull them into a tight hug. Their friend’s voice was muffled, yet so very comforting as they spoke from where their face was buried by Sara’s shoulder.

Sara felt their heart swoop and their face split into the widest smile they had had in ages.

“Thank you so much. You have no idea how amazing it feels to know that you’re okay with this.”

Sara’s friend simply smiled fondly and nodded their head.

“You’re my friend Sara,” They replied. “That doesn’t change, no matter what gender you are.”

The two pulled back into their hug and spent the rest of the afternoon talking. The whole time, Sara was full of happiness and pride. They had done it. They had come out, and it was ok. Their life may not be perfect, and there was still problems they would have to face in the future, but for now they could bask in the warm knowledge that they were loved and valid.

—–

Whoo! That was a long one, haha. I will admit, I had no clue how difficult it was to write a coming out scene without specifying gender until I actually had to do it. Because of that, I ended up having to hedge and get a bit creative with the scene, so I apologize if it seemed awkward or unrealistic. I did my best. Anyways, good luck and have a great day!

#validation #Sara #he/him #they/them

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lovenerdywinnerbouquetfan-blog · 6 years

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Addis Louisiana Cheap car insurance quotes zip 70710

"Addis Louisiana Cheap car insurance quotes zip 70710

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preferably direct rather than compare websites. cheers.

How much will my insurance and maintenance costs be affected by what type of car I get?

I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.""

Car insurance?

My car got stolen on friday night,i had my partner down as a named driver ,but i didnt relise he had 3 points on his license and i didnt tell the insurance company ,now they have asked for both license`s to be sent in, im the main policy holder would this affect the claim thanks any advise""

Which motorcycle insurance is an better choice Geico or Allstate?

""I heard about this non-owners auto insurance, what exactly is it?""

I heard about this non-owners auto insurance, what exactly is it?""

""If you take drivers ed online, will it still reduce your insurance cost?

I am fifteen almost sixteen and i want to take drivers ed online instead of during the school year. If i take it online will it still reduce my insurance cost? I also live in the state of Montana.

Motorcycle insurance full coverage!?

how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more i live in pomona,california 91766""

Progressive auto quote confirmation?

I had to ask a bunch of questions regarding insurance for a certain car for my driver education project and I got an email saying that I quoted with Progressive. What does this mean?

Can my mom get insurance?

we live in Lo s Angeles, California, and shes getting really sick possibly with cancer.i figure her medical bills will be around 98000 dollars by the end of the year without insurance. In California, can already very sick people get insurance?P.S.shes over 45""

How to get cheaper car insurance?

Im 17 and looking to buy a ford ka. I have looked at quotes online with me as the main driver and using my parents as named drivers to try and lower the premium but the cheapest i have found on price comparison sites is 2100 for the year. I was wondering if anyone could help me and knew anything that could reduce the payment. Many thanks for your time, sam.""

How much is car insurance for 17 year old?

how much is car insurance for 17 year old? i want to buy a 2001-2005 Vauxhall corsa 1.2 and i wondering how much the insurance is. also do i have to pay the full amount of insurance upfront or is split into months for example if the insurance is 3000 am i be ale to pay 250 a month

Can I insure my car in California if it is registered in Oklahoma?

I currently have insurance in Oklahoma. My permanent address is in Oklahoma but I am stationed in California and California doesn't require military personnel to register their vehicles there.

Good car and renters insurance companies?

I'm in the process of getting a car and plan on moving to the Berlin area of New Hampshire this summer so i'm looking for a car insurance company that also offers renters insurance so that, when i move, i can bundle the two and try and get a bit of a discount. I'm just wondering if anyone knows any good companies (hoping to stay reasonably priced but it's my first car and i'm a newer driver) with offices in the Berlin area and offices in the Cape Ann area of Mass (where I am currently) that offer a car and renters bundle and have treated treated you well. I'd prefer fist hand opinions and experiences with companies.""

How much would insurance be on a 2005 Subaru Wrx Sti?

Before you answer please read this: I am 16, this will be my first car, my father will be buying it for me but i would call the insurance company but they are closed at this time of night so i will just ask on here. Please do not lecture about how i don't need this car and all i understand the concern but since you aren't the ones paying the bills please don't lecture. Thank you for any and all help available.""

Help with comprehensive and collision car insurances?

For example, if someone got their tires slashed, does this fall into the comprehensive car insurance category? And do you have to pay a deductible just like when using collision insurance to pay for damages?""

What should I be looking for in coverage with car insurance?

I'm 22, just graduated from college and am just about to get my car put in my name and on my own insurance (was paying my parents for car insurance in my dads name before). I am curious on what exactly I should be looking for as far as deductibles and liabilities go to get a cheaper-ish rate, but yet still decent coverage? I was paying $70 a month on my parents insurance, I know I won't get that good of rate, but am wondering what decent coverage would be for a decently priced monthly rate...I was told to get a $500 deductible for collision? My car is a 1997 Honda Accord, great condition, around 130,000 miles, and I got one ticket in 2007. Any advice would be helpful! Thanks!""

How to go about getting car insurance?

I live in California and I am moving to Texas in June. Im 23 and I dont have a car currently but I will buy one when I move to Texas. I dont know how to go about getting car insurance, though. What is the process of getting car insurance? When should I get it? Before I buy the car? How do I get it (or where do I go)? Do I need to give the insurance companies any documents to get the car insurance? What do you recommend that I do right now? Thanks.""

Liability insurance rates?

I am trying to figure out what it will cost me to have liability insurance on my company. I am the only employee. I only need it to setup a stand on occasion at different locations. I don't know what a general rate would be, so if anyone could give me an idea, that would be great.""

""I am 17 years old and don't have health insurance, what do I do?""

I am 17 years old and don't live with my parents. I am living with a friends Aunt while I attend college. Because I don't live with my parents I can't be on their health insurance, I've been ill and worried but avoiding the doctor because any medications would cost a fortune. All my prescriptions used to only be $15 now they are dramatically raised. I don't have a job either. What do I do? Is there any type of thing I can qualify for? Any feedback would be much appreciated!!!""

What is this type of insurance called? And how much?

So from general information, i know typically an arena will say that you need some insurance to cover (X) amount, like $1,000,000. My question is how does that person get that insurance? What does the insurance policy look like? And how much would he/she have to pay to get that insurance?""

Insurance rate?

Is it more money (insurance wise) for a new driver to drive a new car or a used car. Give an estimate of how much more?

""How can I tell the difference between regular car insurance policy ,and a group insurance policy?""

How can I tell the difference between a regular car insurance policy ,and a group insurance policy?""

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?

I pay over $950 for car insurance each year. Should I look for another company?

I am a 22 year old female, and I have a squeaky clean record. I own a 2010 Impala. Am I paying too much for car insurance? I pay the most in my household, but I have the best record. I know I am young and people expect those my age to make driving mistakes, but I'd like to know if about $1000 a year is the going rate for insurance. That's a lot of money, and I'd rather use it to save toward a master's degree...""

Addis Louisiana Cheap car insurance quotes zip 70710

Is it possible to get insurance without a six month or a 12 month contract?

Like for month to month

Hit and run but the victims car didnt have insurance?

ok so i was in a private parking lot and i accidently scratched another car i left because i was stupid and got scared. the cops came and found me the next day and i got charged with ...show more

Can I be covered under my girlfriend's insurance plan if we have lived together for a year and a half?

My girlfriend works for AT&T and is enrolled in their insurance plan. I just graduated from college, and have not started employment with my job yet. The insurance coverage I had with ...show more""

Is it normal for a doctor to tell you you have to pay $90 a year if you use health insurance?

I live in Colorado and I got a letter from my doctor today telling me I have to pay $90 a year to use insurance with him. He also said that every time they have to send a request for authorization for something and they get it back and have to ask again they will charge you $75. This is kind of bothering me because I am waiting to have surgery and am not working and can't afford much more than just a co-pay. Does this sound normal for a doctor to ask for this?

Which cars are the cheapest insurance wise? (england)?

I wanna get a car as soon as i'm 18, so i obviously want something which will have cheap insurance. Nothing embarrasing mind.""

How much does the insurance usually go up on a 2door car?

Insurance for my 1986 chevy Silverado ?

I have a totally restored 1986 Chevy 4x4 Silverado 1/2-ton pk-up extended bed 350 cu inch engine - it was appraised at $13,500.00 and we had a storm come through and a tree crushed the front of the truck, The cost was $3,000.00 in parts and paint. I only have liability insurance for protection but I would like to have full coverage insurance for future accidents etc. Can I get full coverage insurance on a 1986 Truck ?""

""I got in a accident, how much will my insurance go up?""

I am 19 years old, i have a completely clean record, no tickets and never been in an accident. I just got in a accident for the first time and it was my fault. I basically went during a red light when i thought it turned green, i had a panic attack and a car that was coming my way hit me. My car is completely fine, just a few scratches and a piece of glass fell out. Her car has dents on the side of her car and looks repairable. Nobodies car was totalled. I have farmers insurance, i am 19 years old and I have a clean record. How much would my insurance go up? also, how does this affect my record and how long would it take to get off my record? Thank you""

HELP help help! Prego and no insurance

ok i applied for insurance (blue cross blue shield) right when i found out i was prego (I am 3 months now.)I told the salesman i was prego. He said he will get my cards out to me asap. 3 months passed and i was waiting for my cards. Then i spoke with some1 else i told them i need my cards cause im prego they said OH NO u can not apply while bein prego. Soo they denied me. WHAT DO I DO!! Medicaid wont accept me. Can i call another insurance company dont tell them im pregnant and when i get my insurance cards act like i just became pregnant. Please some1 help. I dont no what to do. SORRY FOR WRITING SO MUCH. THANKS!!! =)

What is the most affordable personal medical insurance carrier you have found?

I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!""

How much will my liberty insurance go up?

i'm 17, have had my ma junior operators license for 10 months. i was driving home, when in a thickly settled area i saw a motorcycle getting ready to pull off the sidewalk, i was keeping an eye on him to make sure he wasnt going to pull out into my lane, when i looked up and saw that the car in front of me had come to a dead stop, at a greenlight, bc a pedestrian had taken a step into the crosswalk. my vehicle hit the one in front of me, which pushed into the one in front of him. Pretty bad damage, speed was around 25-30mph. Right now i'm listed as an occasional operator on my dad's insurance (clean record). Its liberty mutual, just curious how much itll increase per year since im young. i wasn't cited, no injuries.""

Auto Body Shop gives me an estimate higher than insurance settlement bus says they'll work it out?

Before I got word back from my insurance company on a settlement for a cehicle accident, I already got two estimates from two body shops. The estimates were at $5,000 .... but now ...show more""

I been shopping around for insurance with different insurance agencies here in CA ?

and noticed that the premium is about the same for all of them but the broker's fee ranges from $100 to $300, can that be negotiated ? or is it illegal to do so ? i like one of the insurance agencies since they were super nice but they also have the highest brokers fee, could they match the other agencies price ?""

Cheapest Insurance for a Yamaha R6 in the U.K?

hello, im thinking about getting my CBT and 125cc licence, because i dont want to get a 125cc bike, i want to get a 600cc yamaha r6 and restrict it to 33bhp, so that it runs like a 125, but the thing is that i dont know how much the insurance on it is going to be, as im gonna be a new biker i guess, so its scaring me, buying an r6 (second hand) alone is expensive enough. im a male, 19 turning 20 next month, i have no car or bike licence, if i buy the bike it would have done around 10000 miles and be around a 2000 model, i think r6's have a standard security system on them or something, if i had it i would put it in my room, or outside infront of my room, in the driveway, im a student studying in university and i dont have a job so moneys tight. thanks for your help!!""

Car insurance definitions?

in car insurance, what are the definitions of: Policy Premium Deductible""

Can you help me find scooter insurance?

Hello I have a 125cc scooter,i live in the u.k,does someone know where I can get cheap scooter insurance and link me to the site you got it from thanks josh""

Must all drivers in New York have insurance?

if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?

Employer health insurance?

When you have employer health insurance is there a waiting period for maturnity coverage to start?

Insurance for provisional drivers?

Hi all I am looking for a cheap insurance deal for one month (not a year).I hold a provisional driving license and want to practice using my husband's car. Do you know of any Insurance Companies that do this kind of service? Thanks

Cheapest car insurance for a 17 year old?

Hi i am 17 years old and have just past my test 2 days ago and i am currently trying to insure a 2003 ford fiest 1.3 lx petrol 3 door. I know it has quite a big engine (1.3) for a first car, but only has 8 valves and just creeps into insurance group 3 due to electrical equipment inside, which is nothing really. I have been looking around and i am getting ridiculous qoutes of around 5000, however i have found ikude insurance which is only 1800 but iyou have to have a box, which i would really rather not have but might have to. I would like to spend nor more than 2,500, help please????""

A rough montly price for insurance on used car?

ok i tryed all these sites lol to get quotes but they all want my name and address which im not looking for insurance right now coz i still need my licence first. anyways i saw car i used car i like its a blue ford tarus 1998. and im 20 so im obv gonna be new driver later this year. how much do you think insurance cost me for that monthly? i just want rough guess so please dont comment this if ur gonna direct me to website coz ive already tryed serveal times to do that.

How to get best fair settlement from car insurance company for 1996 corolla?

Hi: My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.""

How can i get cheap insurance?

Im 17 and i live in London. I just go my Licence and i have a 2k budget for a car. And my dad said he is going to pay for insurance as long as it is a max of 3k So far the cheapest quote i got was 5k for a VW Polo 1.4L Petrol. I want a diesel car because, my dad said he will pay for it. So need help deciding what car to get, and how to get insurance up to 3k Please help guys""

My son is driving his grandmother's car without insurance?

My son's grandmother allows him to take her car whenever he would like. He has no insurance and drives the car all over the place. I have told him to stop driving it but I have no control over her car or the keys. I have warned them both several times that this will get them both in trouble. How can I stop them from doing this and is there a way I can turn him in to learn his lesson? If he gets in an accident or gets caught for this, who will have to pay for this? Me or him and his granmother? I do not want to be responsible for his ignorant behavior""

""For Americans, How do you feel about your current health system?""

Reason I ask, I saw a segment on television of people in the states lining up in a showground to receive basic health care, instead of clinics, I was horrified, is this the norm? In Australia we have Medicare & Private health insurance, the main difference is one is a bit more comfortable than the other, I would really like to hear your views.""

Addis Louisiana Cheap car insurance quotes zip 70710

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?

I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.

Buying car insurance?

I've got my driving test in September and thinking about buying a car if I pass. I'm just a bit confused about how to buy a car and car insurance. Do I need to look around for a car I like, get all the details of the car, buy insurance for that car, then actually buy the car, in that order? Also are new cars or older cars cheaper to insure? I think it's newer cars but I'm not sure. Also what is a good car for cheaper insurance. I've heard Ford and Vauxhall are good for cheap insurance. I've been on price comparison sites and it seems that even if I have pass plus and just third party cover 2k per year is a minimum :( Thanks.""

Looking for good medical insurance?

I know blue cross/blue shield is good, but, what other insurance is out there? I need to insure myself, my son, and my fiance. I need to find some fairly cheap insurance as well. Know of any? And also, dental.""

Motor trade insurance for 21 year olds?

Im looking for motor trade insurance as a second driver and Im 21 years old.

Can you borrow against a primerica life insurance policy?

How can insurance companies make money by selling life insurance?

Everybody will die eventually. But will insurance company pay the beneficiary all the time?

""Can I register my car in my name but have insurance in my husband's, in Florida?""

I live in Florida, I'm 24years old. So you know my insurance would be sky high. I was wondering if I could register my car in my name but have the insurance in my husband's?""

Health Insurance for individuals in the Seattle are?

Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, ...show more""

Can you still get bundle insurance with a DWI?

I just like to know if it is possible to get a bundle insurance and the discount with a DWI? My family has a bundle policy for both car and house. Recently, my auto insurance was ...show more""

""Can I pay car insurance monthly? If so, do they add interest?""

I am 17 and I hope to pass my driving test in the next 2 months. I am hoping to get a cheap Vauxhall Corsa as soon as I pass my test, and I am enquiring about how to pay my insurance. If I pay the insurance monthly, do they add interest? Also, how much do they charge per month? Of course, it varies, but what is the average? Any info will be appreciated :D""

How much will my car insurance be?

i just bought a car, an 02' Ford Focus with 62,000 miles for $3,200 and i put $2000 down. Im 20 and am a first time driver and this is my first car, started late, i know,lol. I have NO credit history, but i have a fulltime job. Im not trying to spend a ton of money a month on insurance, i have enough bills and am already struggling to keep up with them. Whats the best insurance i can get thats the cheapest and how much will it approximately be? thank you :-)""

Car Insaurance for 17 year old?

Hi, I have been riding on the road for two years now (or will be when I get a car) I have had a 50cc moped when I was 16 and since turning 17 have a 125cc motorbike. I know that my no claims on bikes are separate but is there a chance I could get insurance cheaper? If so, roughly how much? (If you can could you recommend some cheap and cheap to insure cars, or some things I can do to get the price down? e.g. explanation of black box etc.? Cheers, Kieran.""

Insurance?

I was hit by a metro park gate while driving my fiance's car which is insured under his name. I am not insured uner his policy, so therefor dont have insureance will the insurance company still pay because its insured? or will be stuck because i have no insurance?""

Rising insurance premiums?

what would happen if (on the 1.1.12)all honest vehicle drivers with rising insurance rates just said no i'm not paying that much, its dearer than last year SHOVE IT then carried on driving""

Car Insurance... How much is it really?!?

I am planning on getting a car this summer after school and i am 16.... My parents want to lease a car for me from Dodge/Chrysler/Jeep since we get a discount. I really want the dodge SRT-4 but i think it will be too much insurance at this point in my life... can someone tell me roughly how much it would be??? thx!

""Seniors, did your home/car insurance go way up when you hit 65?""

My mothers insurance for her home and car are through the same company. Her rates just doubled in the last bill - she called the agent and they said it was because she just hit 65 and because Medicaid wouldn't pay anything for her healthcare if she was in an accident. That makes no sense to me. Seems more like insurance company blundering that needs to be cleared up, but I wondered. Thanks.""

On average how much is car insurance if you've been in an accident and?

I wasn't speeding, I didn't slow down enough to make a turn on a back road ( I didn't notice how sharp it was) and swerved off the road. how much more will insurance be for me now if I find an alright vehicle. (And I know it is really bad when your young, I'm 18, so I know it will be high as is, and because of this I know it will be way higher, I just need a basic idea of how high it will be and for how long. I've never been pulled over before, nor do I speed.)""

Buying Individual Health Insurance Florida?

I am having difficulty finding affordable health insurance here in Florida. Looking for a way to compare various plans.

Insurance policy that's actually affordable?

I'm 18 and I have a 2006 mitsubishi GS that I have financed. It's value is around 10,000. All the policies I've checked out are over 300 a month. That's ridiculous, I have great grades and no traffic violations what's the deal!!""

How much for car insurance i need the cheapest price?

i need the insurance the requier for the law

How do pilot insure themselves in the USA?

Is that covered by the owner of the airplane or do they need to have their own personal insurance?

To buy or not to buy: car insurance?

I am currently not in a situation to buy car insurance, since I find it to be expensive in terms of everything else I also have to pay. What are some of the consequences of not getting a car insurance? Do you see any benefit to it?""

If I take defensive driving will it keep my speeding ticket from my insurance company?

I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?

Are you supposed to have car insurance at 15?

i just thought of this just now and i remember having to pay for auto insurance at 15 just for a school permit for school and back and i hear some people dont have insurance was i right to pay for it or was i tricked because he says you have to be 16 and said he'll accidentally put that i am and say it was a mistake to the company, i think this is a trick but idk and again others dont pay for insurance but were they just too cheap to do it and risk the consinquence? or did i get tricked back then by my insurer""

Addis Louisiana Cheap car insurance quotes zip 70710

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Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.

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Okay my parents have their cars plus my younger brother on their home/auto insurance policy. My car is also included but I am wondering, is this okay or a problem since I am 25 yrs old and no longer living with them? I could get auto on my own but it is way more expensive compared to my 'share' with my parents policy. Is there a law or rule? What if I was living with them? I am in CA""

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Ok, car insurance questions..? we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months .""

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Okay there was a massive understanding. My mum and dad were getting my quotes for cars and they got me a quote for a Mitsubishi Colt 1.1 Black Hawk. Nice little car. The quote they got was 750 for my own insurance PROVISIONALLY. I tried telling that them reason it was that much was because it was provisional insurance. Not till they gave me the money for the car and told me to buy, did they realise that insurance is different now and you have to re-new it to full UK manual as soon as you pass your test. I've been looking at quotes and they're looking well to expensive for my own insurance. Is there a cheaper way? Like going on my mum and dads insurance? They've both been driving for well over 20 years and have no claims at all since they've started driving?""

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i have a 2001 Volkswagen Polo 1.4 Automatic i cant get any automatic small engine cars, the smallest is 1.4L, theres the 1.0L auto Vauxhall Corsa - but i don't want that, everyone has it. What company does the cheapest insurance? Quinn Direct have gone bust. UK""

Suggestions on how to lower my car insurance?

I drive a 1.8 TurboDiesel Ford Escort from 1995, worth about 500-750. I'm looking to renew my car insurance and the best quote I can get from price comparison sites and Direct Line is over 650! This is at the age now of 27 having driven for 3 years without tickets, accidents or claims. On my 1st year I paid under 400 for insurance. I know insurance is going up but this is excessive - anyone have suggestions on ways to knock this down other than ringing them all up, or other insurers not on the comparison sites?""

Can the insurance do this? Car insurance.?

I was in a wreck a few weeks ago. The lady who rear ended me has the same insurance as I do. I filed a claim and a fellow church member owns a body shop. I asked him to do the work, he agreed. But, the insurance claims that they will not give him a check until he can order the parts in advance. That is way too expensive and can they really expect him to order these up front? It makes me VERY angry that they could be so stupid and negligent to make him order them up front. He said that he does not have that money to be ordering my parts up front. Can I turn them in for this? They really are messing up.""

I am looking for a srs surgeon who accepts insurance?

my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?

LoJack on a motorcycle or comprehensive insurance?

I just bought a brand new bike and I live in Florida where bike theft is very big. I want to get some protection as soon as possible. Comprehensive insurance which would cover theft will run me about 730 per year with a 500 dollar deductible. The Lo Jack unit will cost me about 800 installed and it is a one time fee, no monthly payments and it lasts forever. The recovery rates on a bike with lojack are very good from what I've read, I just want to see what everyone thinks. These are the two options and please only answer if you have good knowledge of lojack and how well it works. The only problem is that it doesnt cover things such as damage during theft, storm damage, and things that the insurance would (Then again it still has that 500 or 1000 dollar deductible). An alarm would possibly be an option but I'm leaning towards the two I discussed above. Just let me know what you think because I dont want this bike leaving without me on it.""

Can your car be towed if you have no insurance?

Can your car be towed if you do not have insurance on your car? I was in an accident where the other car did not have insurance on the car that was not his. The police gave us a ticket, which it was our fault, I'm not denying that, but the police drove off not having the car towed . It kinda makes me wonder if the cop let them go with no ticket or anything.""

How much would car insurance cost for me?

I'm a 17 year old student that has been driving for a couple years and have never had any accidents/tickets... How much would insurance for a $2500 VW baja bug cost? Please tell me in a total amount for a year.... Thanks

""Why do women get cheaper car insurance, that's stupid and totally discriminatory and plain our racist?""

In Europe the European courts have already ruled it unfair. google Cheaper insurance for women ruled unfair Wtf? Women are horrible drivers. I've only been in one accident my entire life of driving and it wasn't my fault, a WOMAN backed into me as I was passing a parking lot. Apparently that wasn't the first time she did that either. One other time a WOMAN almost crashed into me on the free way, she wanted to get into my lane but apparently she didn't see me and just without using a turn signal just decided to turn into my lane and luckily i was paying attention and was able to break soon enough and she probably came within inches of her back side smashing into my side. it caused me to break suddenly which made the car behind me break suddenly and honk his horn, i honked my horn and the lady in front of me was apparently clueless to the world. Anyways the reason if this is true because I don't believe it men might have more accidents is because they're more likely to become drunk. Men drink and drive more, not only that but they probably like to show off more. rates should be higher for people like them, not all men. Gender biases are unconstitutional because that's prejudice. Also it's a total lie that women make less money than men. when i waited tables, the women got all the good tips from men. while i generally just got the minimum tip. not only that but sometimes if i was dealing with another male, sometimes they didn't give me a tip at all especially if they were drunk or some scruffy looking truck driver trying to hit on the other girls. But if one of those hot girls waited on them, they would sometimes give them a tip that was more than the food that they ordered! I think it's all bs. and of course completely racist. Why does america allow this? You know in some countries they don't allow women to drive. MAYBE it's because they're bad drivers!!!""

Is fully comprehensive insurance worth paying on a 1000 car?

I'm a 39 year old driver who's had a full licence since the age of 17, I have full no claims and although I've been involved in 2 accidents neither of them were my fault (fingers crossed I'm not to speak too soon). I'm only buying a car worth 1000 and the difference in cost between fully comp and 3rd party, fire & theft makes it worth thinking about going for the latter as the fully comp is 609 with 250 excess and TPFT 480 with 250 excess. Does anyone know, if I was involved in an accident cause by a 3rd party driver can I claim from their insurance? I remember on my 2nd accident (about 14 years ago before the recent technology) although I got all the details of the registration and the driver he gave me incorrect details and the DVLA never actually found him as the car had been in between owners. However I was put in contact with a type of agency who assist in these cases and I got reimbursed for my car and neither did it affect my insurance. How am I covered 3rd party if I have an accident that's the fault of the 3rd party? Logically I'm thinking that I can claim for my car from their insurance? Any advice appreciated, would you go fully comp or TPFT?""

Can I Buy Car Insurance Without Having A Car?

I'm not planning on driving anyone else's car it's just that my mom doesn't want to put me on her insurance because she says that it'll be too expensive for her (even though I would pay her for my piece). Thing is I don't have a car yet but do plan on financing a ar very soon. I've been pre-approved so I'm pretty much set to go but want to just drive my car off the lot without any problems. Also, does 'non-owner's' insurance like roll over should you buy a ar yourself? Like say for instance I did get non-owners insurance, drove my mom's car and then finally got enough money to buy my own car, can I use the same insurance?""

How does purchasing a car that was subject to an insurance claim affect the new buyer?

I'm looking to buy a car on autotrader and to be honest I really do not know as much as I would like to about cars. Someone is selling a car for quite a bit cheaper than its worth but the reason they've given for this is that the car has been subject to an insurance claim. In what way will this affect me?

Im a 20 year old male and im thinking about getting my first motorcycle. I need suggestions.?

Like i said im a 20 year old student looking into getting a bike. Most of my friends have them and they tell me how much they enjoy riding so i'd like to take up the hobby and ...show more

Do I need Car Insurance to get a Georgia Drivers License?

I'm 19 years old and Ive been ready for my driving test for a while now. I just need to know if I can take the driving test in Georgia with my mom's car. WITHOUT being on her insurance. And YES her car is insured. I just want to take my test, get my license, and worry about insurance and a car later.""

What do compulsory and voluntary excess mean in car insurance?

The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls

Motorbike Insurance Help!!! Please!!?

Im 16 and live in Ireland and have a provisional A1 license and im getting a road legal motorbike soon. I rang up quinn direct yesterday and got an insurance price for a 1999 Honda Rebel 125, Fully Comp. Bikes worth 1500. they quoted me 1685.70 and got the same quote from AON and there quote was 2575.. could anybody please tell me how much dearer it would be to get insured on lets say a honda cbr125 or aprilia rs125?? or maybe a honda nsr 125? i know the insurance will go up quite dramatically but would anyone have a rough estimate??""

Is there any website I can use to get cheap car insurance?

I've been using Auto Trader insurance comparison and the cheapest I can find is 4,400 ? Yes I'm 18 and I realise it's going to be expensive, but come on ! The cars only 750 ! No way am I paying that much, I will honestly drive without insurance as it's a pure joke to be expected to pay 4,400. I don't believe I should have to pay that much. I only want a car to drive to the Gym and that is honestly all. It's like having to pay 4,400 for the Gym a day !""

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Refund on car insurance?

Basically i got my car insurance on the 21st may. And i payed the amount in full. I asked, when the documents ill be arriving and they sed with 5working days. But nothing came. I went on holiday on 5th june and i didnt come back until 15th july. And i find that my postbox is damaged and all my post went back to the royal mail. But i still didnt recieved anything from the car imsurance and because it was a renewal quote, i thought probably they dont need anything of me, coz they have already got my detail from last year and thats why i didnt recieve anything. And this was my first time i paid in full. So i thought they only need my signature when im paying monthly. Anyways i went through my spam mails outa curiosity and i find one email from car insurance that says that my car insurance is cancelled. I called them up, but they arent willing to reinstate a cancelled policy. Now im confused, whether i can get my money bac for the rest of the year or not. And if so, how much will they deduct etc. Ive not had any accidents or motor convictions for the past 3years of driving. And i cant find the cancellation policy on there website and i dnt have any paper work that explains it either. I know i can call up. BUt im curious, whether anyone knows about the idea behind this and how it works. Thanks x""

""Camaro insurance, gas and racing information?""

Does anyone know how much insurance will be for a soon to be 16 year old '89-'93 Camaro driver? I've heard that Camaros are gas guzzlers and my boyfriend lives a half hour away and that could get quite costly. So, this may be a retarded question, but is there anyway I could get better gas mileage? Any other helpful information on Camaros would be great. Also, I intend to start racing with my boyfriend, would a '89-'93 Camaro be a good racing car? What should I do to make an average Camaro into a good, fast car? Thanks in advance everyone! :]""

Car tax and insurance?

how mich is yax and insurance on a car for over 25s my bf is nearly 25 and starting to drive xxx

Car mods and insurance premiums?

Hi, I'll give quite a bit of background first. I'm an 18 year old guy and I've been driving a 1.2 clio for about a year and a half now. Paying 1600 (CHEAP & completely clean license) my next insurance premium is around the 600 mark. I'd like to upgrade my car to either a 1.6-2.0L MK2 or a MK4 golf,(1100-ish annually) BUT I'd like to make modifications to it. Body rather then performance. Does it make a difference in the premium inevitably raising if I first insure the car, drive for a few months THEN modify and contact insurance, rather then, buying, modifying and insuring it before I've driven it? Hopefully that makes sense to anyone reading it. Thanks.""

Car insurance policy in new York?

When you get into a vehicle accident even though only one driver is at fault does both drivers insurance policy rate goes up?

What is the average cost of having your wisdom teeth extracted without insurance?

My dentist has referred me to see an oral surgeon to have my wisdom tooth extracted. At the moment, I have no.16 & 17 3rd molars vertically impacted. I do not have dental insurance and I would like to know the average price per molar extraction with anesthetize?""

What would the insurance be on a 2010 Camaro SS?

I know there are a lot of things that factor into the cost of insurance but if anyone could give me a ballpark estimate that would be great.

State Disability Insurance in California?

I was laid off in December (company went under) and in March I got pregnant. I have not found a permanent job and at this point am not going to try - who's going to hire a pregnant woman, right? I am receiving unemployment which will be running out in a few weeks and I'm thinking about working for a temp agency until the baby is born to bring in some money. Does anyone know if I am working temp can I collect State Disability Insurance once the doctor tells me no more working? I'm really pissed...worked all those years and now I may not be able to collect through no fault of my own. Any help is appreciated. I think if I'm not working at all I can't collect but not sure. Thanks.""

Cost of car insurance in michigan with the full time driver being 18?

what is the cost of car insurance for 1 year in ichigan with the full time driver being 18? can you tell me where you found this?

Can I get a car insurance policy for a car that is not under my name?

My father used to pay for the car insurance, then he decided to stop paying when the policy is done. I was wondering if I could get a new quote from a different insurance while the car is still under his name?""

Insurance at sixteen?

How much would it cost for me to insure an irocz at sixteen its a three fifty five speed stock?

How much do you pay for your car insurance?

I just bought a new car. A Honda fit, and my insurance went up $40 more per month. This is my first brand new car, and I am use to the insurance that comes with a used 7 year old car. I was wondering what others pay for their car insurance, and whether it is new or old. I hope I am not asking anything that people would feel uncomfortable with. I just want to see if I am being charged in the range of what I should.""

""I dont have health insurance, what should i do?""

I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)""

Car Insurance Problems. Pain in The neck?

Im 22 and I have a terrible credit score. I am looking to insure my car by myself which has always been insured by other people like my parents/boyfriends mom etc. I know my credit score is my own fault but I have been running into difficulties trying to find a decent car insurer for my vehicle. Does anyone know a place that will offer car insurance even though I have poor credit? I know I will pay a lot more than if I had a good credit score but I am in dire need of insurance and am willing to pay a bit more than usual. Alot of places have even denied me car insurance because of the my credit score so If anyone knows a place (not geico, progessive, unitrin or allstate) that will be helpful and will possibly insure me, can u please let me know:-) Oh yeah Im residing in NJ, if thats helpful!""

How expensive would liability insurance be for a pageant?

I am directing a pageant, and I have to have liability insurance to host it at the place we are hosting it. How much would that cost?""

Does a Bank of America auto loan require full coverage insurance on the car?

If I were to take out an auto loan from Bank of America would I have to have full coverage insurance on the car until the loan is paid for? Or would I be able to just have liability coverage? Thanks!

Why can't health insurance companies in one state cover individuals from other states?

United States

How much will insurance go up? ?

How much will insurance go up if you are 18 and just got into an accident with a park car and only hurt there bumper?

Cheapest auto insurance?

Can 15 minutes really save you 15% on car insurance ......?

.... with Geico?

How much is insurance?

I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at [email protected] with LOOK as the subject. THX""

Where can i get affordable health insurance for less than 100 dollars a month?

just for me. i dont want a company that will take a week to decide..i want something fairly fast...can anyone help/? thanks

""Insurance Rates For '05-'09 Mustang GT, '02 WS6 Trans Am Ram Air And '02 Cadillac Eldorado?""

(thank you sooooo much for all answers to my previous question! It's a shame I couldn't shout thank you for pushing the vote button by mistake. I was a total noob here) As everyone recommended me to purchase a 4th gen Trans Am (hopefully the ram air of the final edition), with one person also picking the 05-09 Mustang GT out of my wishlist and my friend telling me to get a 92-02 Cadillac Eldorado, how much is the average of the insurance rates for each car? I'm 24, male, just graduated from college in Japan and have no driving history in America. I'm moving outta here in a year. My nationality is Japanese as well, which means I won't be trusted for a while. Sure my Japanese licence won't be valid in the US so I'll have to retake it over there hence no history... right? :/ Does anyone have a clue? Thanks a lot for reading :)""

Can a person get insurance on a car when the tag is in someones name?

can a person get insurance on a car if the tag is in someones elses name?

When will my car insurance go down?

Had a wreck in January first one I've ever been in I'm 28 my ex was driving and hit ice totalled my car, my insurance jumped to 190 from 120 how long until it goes down?""

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Motorcycle Insurance Fee?

Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""

What is one day liability insurance and where do I get it from?

I want to rent a hall our for my sons birthday party, and the owners said we need one day liability insurance through our insurance. What is it though? And through what insurance of mine do I get it? Also is it expensive? I've never heard of anything like this before and its just making the party planning process that much more stressful. Thanks so much""

Classic car for a teenager?

Coming up to my 17th birthday soon and i need to buy a car. The sort of car i like is the plymouth cuda 1970 opel manta 72 ford cortina 72 chevy 69 So that kind of muscle car look. However being a teenager i am limited to what i can drive. What would be a good buy and something i can get insured on. Hope you can help Thanks :)

How to provide proof of auto insurance?

How to provide proof of car insurance? I have been offered a generous stipend for graduate school. One of the documents they ask for is proof of car insurance. Does anyone know how I can provide proof of car insurance? (I know for a fact that my parents have bought car insurance). It would be helpful to know what document I should be looking for, what it looks like, is it just my AAA card or is it a form. Thanks a lot for your help!!""

What car will i be able to afford insurance on when im 17?

im 15 on april 25th 2011 when im 17 what cars will i be able to get insured, i have a 1500 budget... i love the MG ZR how much will that cos when im 17...... and any other cars that will be cheap to insure that are nice looking cars and pretty nippy cheers""

Info on car insurance for a 17 year old girl?

Hi, I am a 17 year old female who lives in the suburbs of New jersey. I will be driving a 1999 year model car and i want to know if anyone can give me a quote on insurance. The insurance will be paid only by me by myself not with my parents. i really need help or else I will never be able to drive! best answer = 10 points!!!!""

Life insurance question?

lets say i want ten policy's worth 750,000 each why would this be a problem as long as u had the money to pay the Premium and you tell each company the truth.....""

""What insurance company is the best to work for,as an agent?""

Which insurance company is the best to work for as an agent?..Allstate,American Family,Statefarm,Nationwide...etc""

What is the best and most affordable auto insurance company?

I have a 1997 geo metro, I don't drive much everything is around me and I work out of my house, I just want basic coverage at a cheap rate.""

How much is a male 17 year old new driver going to have to pay for car insurance?

Best Home Owners insurance for my home in allentown PA in the USA?

I am looking for good home owners insurance in allentown pa..i have a regular row home but i think im being over charged by my current insurance any suggestions for a good and affordable insurance.

Looking for an inexpensive sports car?

I'm 16 and on my second car I've had an Mazda RX8 which i didn't care to much for and now have a mustang; I was looking for something with a little power and is preferable a coupe, insurance cost isn't a problem and when i say inexpensive i mean under 35 grand.""

Can i buy car insurance for 1 month?

or on a month to month contract? i know most places give u insurance but from 3 month or more. if so where?

Help with insurance?

As of Friday I found out I was pregnant. I would like to schedule a doctors appt. ASAP but i dont have health insurance. Which would be the best and quickest insurance that I can apply for? and is there an insurance that I can apply for online?

Cheap motorcycle insurance in Kansas for a 21 year old male?

cheapest i have found is AIG for about 115$ a month for full coverage, and they will also let me knock that down to liability during the winter time when i am not driving the bike. geico and progressive both wanted upwards of 210$. my question is, are there any places that i should try that you think might be able to beat AIG's 115 a month for full coverage. i am 21 years old and have 1 ticket on my record of 14 mph over about a year ago. the bike is a 2006 kawasaki zx6r. thanks""

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

Will my car insurance rates increase? Please help?

I have a lease with the full mandated insurance in FL and I have Geico. There is construction on my building and while my car was parked in it's space apparently a rock or some piece of concrete from my building must have hit my moonroof and shattered it completely. I must have this fixed ASAP and am still working out who between my condo association and the construction company are going to pay for this. In the meantime I need to know if I call Geico about this incident will I be in jeopardy of having my rates increased? The car was parked in it's space, I was not driving, and it was not my fault. Thank you for answering.""

How much would state farm car insurance charge for a 17 year old under my own name in connecticut?

i have a acura 3.0 cl... 2 door... and i was just wondering does anybody know how much i would be paying.. in anyway (monthly, yearly... but monthly is better)... so if you could help thanks... and dont tell me to look it up... im just asking.... and this kid has it under his own name... but i dont see him anymore so i cant ask him....""

Insurance for learner drivers?

I am going to put on the insurance of my Granny's brand new Kia Picanto next month to practise driving as well as having lessons. My grandparents, parents & me are going to be insured and I just wanted to know what the cheapest insurance company for learner driver's were. I have already used comparethemarket.com but some were very expensive. Are there any cheap insurance companies for learner drivers? I am aged 17""

Where can I get an affordable liability insurance for my new cleaning business in California?

I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this, so, I ...show more""

How much does car insurance cost for a 17 year old male? Just liability not collision?

I live in Baton Rouge Louisiana

Do i Need Car Insurance?

If i drive my moms car and the car has insurance and my parents both do and i don't have my own and i get in a accident or get pulled over. what will happen to me and my parents? and also i am 16 and just got my license. my parents have AAA insurance and we live in Michigan. My parents do not want to add me on the policy, so can i still drive the car or can i get in big trouble?""

Vehicle hit while parked will insurance rate go up????

I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????""

""Can I report my (former) car insurance to someone, Texas?""

I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""

Can I Switch my Auto Insurance to Full Coverage Just To Get It Fixed????????????????

Currently I have liability auto insurance and i hit a deer. I have a really nice car but can't afford to get it repaired at the moment.(THE DAMAGES COSTS SOOOO MUCH!!!!!!!!!) Is there anyway that i can switch my car insurance to FULL COVERAGE JUST to get it fixed????? I heard that some people get full coverage and are able to fool the insurance company into paying for there damages, BUT HOW. IS THAT REALLY POSSIBLE WITHOUT GETTING CAUGHT. IF SO , PLEASE EXPLAIN TO ME HOW. I REALLY LOVE MY CAR, BUT CAN AFFORD TO GET IT FIXED. I REALLY NEED SOME HELP!!!!!!!!!!!!!!!!!!!!!!!!""

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The best personal & affordable health insurance plans in Michigan that offer around 70% coverage?

I am looking for insurance for my boyfriend. He is almost 30 & works for a small business that does not offer an insurance plan. He especially needs dental and vision but would also ...show more

Does auto insurance cover theft of vehicle if you leave keys in car?

i got my car stolen from my home driveway in the middle of the night. i carry full coverage with $500 deductible and also gap (guaranteed asset protection) but could not find my keys the next morning either. i feel sure i could not have left them in the car (08 accord) because it dings extremely loud and that is something that i never do. i always lock my car and i am mystified as to where the keys are. i am concerned that my policy will not cover me if it is determined that keys may likely have been in the vehicle. thoughts or advice?

Cheapest Car to insure for a 17 yr old new driver?

What is the cheapest small car to insure for a 17 year old who's just passed their test? I believe the model can affect the price too eg - SX, GL?""

What is the average house insurance cost in Canada?

for example for 3500 sqft with 2 stories

Which is cheaper on insurance a 93 civic dx coupe or 95 ford f150 2 wheel?

Please let me know, Which is cheaper on insurance for a new driver, a 1995 ford f150 single cab 2 wheel drive, or a 1993 honda civic dx coupe? please don't tell me to get a quote, I will later. just give me an idea please....thanks guys and gals!!!""

Advice on Insurance policys?

What policy's is best for someone in full time work - single - no kids -No debt.- rented Accommodation - in 30s How would you list these policy's of being important. There maybe a policy missed out if so please send me some advice.. Private Health Insurance Income Protection Life Insurance Accident, sickness and unemployment Private Pension Critical Illness Insurance""

My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?

He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK

How long on workers comp can you keep you health insurance from your work?

i mean like for things not related to my work injury? how long do they have to keep my job for me?

Is A Ford Mustang a good car for a 16 year old?

Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""

How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?

Non owners policy insurance in CA?

i'll be using my parents' car, which is in IN, in california, it already has insurance, but i'll be going to CA and probably stay there for some time (around a year) and use their car, im 18. So does buying a non owners policy insurance save me, since they will still pay for regular insurance on car plus the non owner that i'll purchase? any advice? since if i'll buy my own policy the numbers are 500/mo or more. So im thinking if i buy a non owners insurance lets say at 1200/yr, plus their regular coverage it'll save some money. any advice will be greatly appreciated or it is illegal?""

How much would it cost for a 17 year old to insure a.....?

How much would it cost for a 17 year old to insure a 2007 VAUXHALL CORSA VXR TURBO 1,598 cc""

Insurance Rates?

What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?

My medicaid that i used for my pregnancy had expired...? here in texas?

back in august of 2011 & i no longer have insurance. what do i do now? i called my health plan & they said i gotta apply again but i don't know where i can get the application. i really need insurance cause i got upcoming appointments for me & if i don't have insurance, i'm not gonna be able to afford the expenses. anyone know where i can get the application for medicaid here in texas?""

Is it normal for a teen to pay insurance before owning a car?

My boyfriend (since he got his license at 16 before he had his own car) has been paying $200 a month on insurance because his parents said he had to. My question is, did he have to pay insurance even when he didnt own a car?""

How much it costs for car insurance in london for 20 yrs old?

Car insurance per month?

I was just wondering if any one could give me a close estimate on how much car insurance would cost a month if you drove a 2003 Cadillac CTS & were 16 years old. The car is used. Please don't say depends what insurance company you have. Thank you.

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What is the most affordable personal medical insurance carrier you have found?

I am a college student and i am looking for health and dental insurance.?

I just moved to texas and I rarely go to the doctor only for like for pap smears birth control and things of that nature. I work PRN an a hospital but PRN employees do not qualify for benefits.I am looking for an affordable insurance until i finish nursing school and get a full time job with benefits? Can anyone help me!

Cheapest car insurance companies??? help?

Me and my bf r trying to move in but his insurance rate is up the roof, he had a terrible car accident in nov. 2 speeding, 2 reckless, 1 failure to stop a light. I know its a lot but ...show more""

""Dose the bank charge insurance for car under 3,000 dollars?

I'm needed a newer car used/wholesale something to fix up. I can't afford full coverage on any vehicle and I heard they don't charge full coverage insurance for cars under 3 grand.

I need money for car insurance?? help?

i am almost 17 and car insurance is sky high at the moment ranging from about 3,000-9,000 i really want a car when i pass my lisense in a couple of months and can afford a car but not the insurance. any ideas on how i can raise some money, or get some funds together?? thanks in advance :)""

Who are the best car insurance companies?

Im 17 ears of age livin in the UK. I really NEED to know te best car insurance companies. Ive not passed yet but i will have soon, il only be drivin an old punto or clio or summat. ideas please people! thanks""

What is long term care insurance?

Please help me with this one. My parents are in badly need of assistance. I found this reliable website http://www.infolongtermcare.org/what-is-long-term-care. However, I need more help as much as possible.""

unemployment insurance quote

https://www.linkedin.com/pulse/computer-quote-pet-insurance-maya-arias/"

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love-transparentstudentarca-blog · 6 years

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Which car would have the highest insurance rates out of these?

"Which car would have the highest insurance rates out of these?

1. 2001 Audi TT Coupe 33,000 miles 2. 2007 Saturn Sky Convertible 8,603 miles 3. 2006 Volkswagen Jetta 31,000 miles 4. 2007 Scion tC 39,000 miles I am 16, and these are all stick shifts, and when i get one of these 4 in December, i think the one of the biggest factors for me at least comes down to insurance costs.

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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filed a claim to replace my floors.getting a check in 5-7 business days.it says i have 180 days to replace the floors,to cover depriciation cost.what does that mean exactly?""

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i wrecked my car . my car was new 2009 car and my insurance was liabilty. police decided that was my fault. And also i am still paying monthly payment on that car. Does anybody know what should i do next . i been using that car to work now i am unemployee . should i just bankrufcy

Does anyone have either Geico or Progressive car insurance.? Or any of the smaller national companies?

I need to change from State Farm. They are charging me an arm and a leg after 10+ yrs as a customer, and a good driving record. But the past year I have been 'dinged' several times. Which has cost me a very considerable raise- 75%- in premiums. I am getting good rates from Geico and Progressive. But I do not know of anyone in my family or circle of friends who have either of the 'new guys'. I would like some feedback. Thanks""

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I got 2 tickets carless driving and 62 in a 40. My truck has insurance in my grandpas name. the cop asked for my insurance but i lied and said i didnt have it so he didnt even see a insurance card. do you think that progressive will find out? they did last time when i got pulled over but i gave the cop insurance

Need to switch car insurance?

i am 18 and a female, i have a car under my parents name along with the insurance. last year i was in a car accident, and this year my insurance went up to $2000 a year with statefarm. i have to come up with $400 for the renewal period now. we've looked for insurance to something cheaper but cant find anything...can anybody help me find a cheaper insurance or where to look for one. thank you so much""

What do i do if I have breast cancer and no insurance?

I am 42 and won't go to the doctor because I have no insurance, I can't pay the $250 for a check up, plus lab fees, just to find out, not to mention the other tests and the referrals I'd get if there was an issue...I'm scared to go to the doctor, and scared not to go. any advice?""

Best car for gas and insurance for a 16 year old male?

Hi im a 16 year old male and need a older car because apparently there better on insurance? old as in from 1996-2002 what would be my best bet for gas/insurance?

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My elderly neighbor has had her homeowners insurance cancelled because she couldnt afford to pay it. She is on a fixed income and her children do not help in any way. She owns her home but is having a hard time with paying the large payments. her mortage company says that if she doesnt take out her own insurance then they will purchase it for her at a cost of 2100.00 per year. This is way too much for a Senior citizen. i got a quote for her from progressive for 2600.00. Are there any cheaper alternatives?

How much would insurance cost for a yamaha r6?

I'm 16, male, and I live in va. And the insurer would be gieco. Thanks""

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4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It's for a project) I just can't find anything that won't just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I've found everything,but home insurance rate without having to put in my personal info.""

Car insurance cost for a 17 year old male?

My son is fixing to get his drivers licence and I've been told by people that it is very exspensive for him to have insurance. Can anyone tell me the average a young new driver has to pay ?

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Which car insurance company fit what I want?

Hi, I recently cancelled my car insurance from State Farm because they were over-charging on my bill. I am 19 years old, and have a new car (Honda Accord Coupe) which is a 2 door which is considered a sport's car. Because I'm a young driver, and it's a new car, and it's a sports car my insurance was off the roof. I want to find another car insurance that will have fair coverage and is affordable for me. I live in PA if that helps as well...""

Which car would have the highest insurance rates out of these?

https://www.linkedin.com/post/edit/6309235307707457536"

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apsbicepstraining · 7 years

Text

Facebook slaps down Admiral’s plan to use social media posts to rate gondola insurance premiums

UK insurance firmAdmiral had intended to launching an app this week give dismissed gondola insurance premiums to first time operators based on an algorithmic evaluation of their Facebook posts.

All motorists would have had to do is sign in with their Facebook logintogrant permission to the company to scan their Facebook posts in order to get a potential discount on their automobile insurance premiums.

However the experimenthas fallen fouled of Facebooks platform policy, which gives strict limits on how developers on theplatform can use the information usersshare with them.

Clause 3.15 of thepolicy too specifically prohibitsuse of data obtained from Facebook to

make decisions about qualification, including whether to approve or scorn an application or how much interest to accuse on a loan.

In an interview with The Guardianabout the opt-in firstcarquote app, project cause Dan Mines described itas a test, telling: We are doing our best to build a commodity that allows young people to identify themselves as safe drivers This is innovative, it is the first time anyone has done this.

The algorithms that Admiralhad developed for the app apparently aimed togleanpersonality traitsfromusers Facebook berths by analyzing how berths were written with individuals whoscored well forqualities such as conscientiousness and group more likely to be offered discountsvs the individuals who cameacross as overconfident/ less well organized, as adjudicated by their Facebook postings.

Photos were not intended to beused to assess moves the analysis was strictly based on verse modernizes to Facebook.

Our analysis is not based on any one specific simulate, but rather on thousands of different combinations of likes, words and phrases and is constantly changing with new evidence that we obtain from the data, Yossi Borenstein, the principal data scientist on development projects, told the times. As such our estimates indicate how operators generally behave on social media, and how predictive that is, as opposed to fixed beliefs about what a safe motorist may look like.

Giving a more specificexample of how Admirals appwould beassessing a Facebook users attitudebehind the wheel, The Guardian advocated overuse of utterance differentiates in Facebook poles might count against a first time operator, whileposting lists and writing in short, concrete convicts containingspecific detail would be seen as a plus.

Admiral remarked no price rises would be incurred as a result of using the app but deductions of up to 350 were set to be offered although the company was likewise not ruling out expanding the projectin future to loop in additional social media services and, potentially, to also increase payments for some drivers.

The future is unknown, suggested Mines. We dont know if people are prepared to share their data. If we find people arent sharing their data, then we wont ever get to consider that[ expanding firstcarquote ].

As it turns out, the apps future is unknown as Facebook is not prepared to share user data with Admiral for this eligibility assessmentuse-case. Which, if the team had readFacebooks platform policy, should have been instantly clear.

PresumablyAdmiral has beenworking on the app for multiplemonths at the very least. Yetagain, any Facebook platform developer should be aware that all apps are subject tofinal review by the company before they can golive to ensure compliance with itsplatformpolicy. Even test apps.

Admiral now announces the firstcarquotelaunch has been delayed memo on the websitethat: We are particularly hoping to have our sparkling brand-new commodity ready for you, but theres a enlistment: we have yet to sorting a few final details.

It likewise touts other utilization occasions for the app such as being able to see what some other brand-new motorists have paid forcar insurance and somedetails of the cars they drive. Although thats a far cry from present first time motorists dismiss based on how many ejaculations brands they are usually deployin their Facebook posts.

We tried to contact the company with questions but atthe time of writing Admiral had not answered, and its press part had admitted itself too busy to speak withan outside PR firm being engaged to fence inquiries. Well update this story with any response.

In a statement provided to TechCrunch a Facebook spokesperson confirmedAdmiral will only be able to use Facebook details for login and identity verification so not for scanning post data. The companyfurther proposes the insurerintends to rework the app to createan alternative data source connection toassess motorists eligibility.

The Facebook spokesperson told TAGEND

We have clear guidelines that prevent datum being to attain Facebook from utilized to make decisions about eligibility.

We have attained sure anyone using this app is protected by our the guidance and that no Facebook user data is used to assess their qualification. Facebook accounts will only be used for login and verification purposes.

Our understanding is that Admiral will then request users who sign up to answer questions which will be used to assess their eligibility.

Its worthnoting that Facebook has itself patented use social graph for assessing eligibility of creditworthiness, as the Atlantic reported last year.

US patent 9,100, 400, to give to Facebook in August 2015, includes a particular procedure for authenticating private individuals for access to information or service based on that individuals social network with oneof the illustrations given using the scenario of aservice provider beinga lender who estimates an individuals creditworthiness based on the average credit rating of the people the individual is connected to on their social network

In a fourth personification of the invention, the service provider is a lender. When private individuals applies for a loan, the lender analyse the credit ratings of members of private individuals social network who are connected to the individual through authorized nodes. If the average credit rating of these members is at least a minimum credit tally, the lender continues to process the lend application. Otherwise, the loan application is rejected.

Its ambiguous whether Facebook proposes or are aiming to launch any such creditworthiness evaluation service itself we asked and it did not answer. But numerous patents are registered defensively and/ or speculatively. And, as the Atlantic notes, utilizing person or persons social graphto assess creditworthiness wouldrun massive risks ofattracting discrimination litigations. So the patent “doesnt really” read like a serious produce proposal on Facebooks part.

Beyond that, if Facebooks platform were to become actively participate in weightyexternalassessments of individuals, with the potential to have seriouslynegative impacts on “peoples lives”, the company would risk discouraging customers fromsharing the sort ofpersonaldata its ad-targetingbusiness framework relies on. Which is surely part of the reason its denyingAdmiralthe ability to scanFacebook posts to estimate driving proficiency.

Facebook is already negatively actively participate in district surveillance pleasure as ahoneypotof datautilized byintelligence and law enforcement agencies. And on privacy sand, given its own business example relies on profiling users for ad targeting. But stepping into offering formal assessments of individuals creditworthiness, for example, would feel likea massive fulcrum for the social media monstrous although the temptation for it to try to open more worth fromthe mountain of data available it sits on isonly setto grow, givenAIsrising star and originating appetite for data.

In a blog post welcoming Facebook blocking Admiral from checking consumers berths, digital privileges establishment the Open Rights Grouppointsout the underlying biases that canmake any such algorithmic evaluations problematic.

There are significant risks in allowing financing of the or policy industry to base appraisals on our social media work, writes Jim Killock. We might be penalised for our posts or disavowed the advantages and discounts because we dont share enough or have interests that label us out as different and somehow inaccurate. Whether purposeful or not, algorithm could perpetuate social biases that are based on race, gender, belief or sexuality. Without knowing the criteria for such decisions, how can we petition against them?

Insurers and fiscal corporations who are beginning to use social media data necessity engage in a public discussion about the ethics of these practices, which stand a very intensive examination of factors that are entirely non-financial, he adds.

Facebooks data is rich, but often equivocal, may paucity context and presents many risks. It is not clear to us that social media report is an appropriate tool for fiscal decision making .

Asked for hisview on health risks of Facebook itself expending its stage to sell appraisals on the fitness of its users for accessing other commodities/ assistances, such as financial makes, Killock too told TechCrunch: Patterns on profiling and use of data have to ensure that people are not disadvantaged, unfairly adjudicated, or discriminated against. Facebooks data is rich, but often equivocal, may paucity context and existing many risks. It is not clear to us that social media knowledge is an appropriate tool for fiscal decision making.

Also bloggingaboutAdmirals attempt to turn Facebook data into premium-affectingpersonality evaluations, rule prof Paul Bernalvoices similar concerns about what he dubs thevery significantrisks of such a system being discriminatory.

Algorithmic analysis, despite the best intentions of those making the algorithms, are not neutral, but embed the biases and racisms of those creating and using them, he writes. A exceedingly graphic pattern of this was exhumed recently, when the first international grace struggle adjudicated by algorithms managed to produce singularly prejudiced decisions almost all of the winners were white-hot, despite there being no self-conscious mention of skin colour in the algorithms.

Bernalalso argues that the sort of linguistic analysis Admirals app was apparently aiming would havevery likely favored Facebook users in require of what might be seen as developed speech and make any kind of regional, ethnic or differently non-standard exploit of usage employed its user at a disadvantage.

The biases concerned could be racial, ethnic, culture, regional, sex, sexual-orientation, class-based but they will be present, and they will almost certainly be unfair, he adds.

Bernal goes on to suggest thatFacebookusers develop survival tactics as a short term mend fordefeatingany assessments being made of them based on their social diagram and footprints advocating especially youngpeople( who are perhaps currently most at risk of being harmfully judged by their social media work) tokeep the more creative backs of your social life off Facebook.

He too calls fora thrust by regulators towards developing a framework foralgorithmic accountability to control the autonomous engineerings became more deployedto control us.

Algorithms need to be monitored and measured, their impact assessed, and those who create and use them to be held accountable for that impact, he includes. Insurance is only one example but it is a pertinent one, where potential impacts is obvious. We need to be very careful here, and not step blindly into something that has distinct problems.

Algorithmic accountability was alsoflagged as a matter of concern bya UK science and technology parliamentary committeelast month, in each of these reports considering the emcee of social, ethical and legal questions that arise from germinating expend of autonomous technologies, and demonstrated how quickly machine learning algorithms are being deployed towrangleinsights from data-sets.

The committee recommended the governmental forces fixes a standing Commission on Artificial intelligence is targeted at relating principles to govern the development and application of AI, and to provide advice and encourage public talk about automationtechnologies.

While, in the US, arecentWhite House report also consideredthe riskof biases embedded in AI.

The post Facebook slaps down Admiral’s plan to use social media posts to rate gondola insurance premiums appeared first on apsbicepstraining.com.

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