#how to use umang app

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How to update UAN and EPF KYC details Online

UAN stands for Universal Account Number is a 12-digit number given to each EPFO member. This number, which acts as a pivot, connects many Member Identification Numbers (Member Ids) assigned to a single member. Here are few important FAQs on UAN KYC, release by EPFO.1. What is KYC? Know Your Customer or KYC is a one-time process which helps in identity verification of subscribers by linking UAN with KYC details. The Employees / Employers need to provide KYC details viz., Aadhaar, PAN, Bank etc., for unique identification of the employees enabling seamless online services.2. How can I seed my KYC details with UAN? o Login to your EPF account at the unified member portal o Click on the “KYC” option in the “Manage” section o You can select the details (PAN, Bank Account, Aadhar etc) which you want to link with UAN o Fill in the requisite fields o Now click on the “Save” option o Your request will be displayed in “KYC Pending for Approval” o Once employer approves the details the message will be changed to “Digitally approved by the employer” o Once UIDAI confirms your details, “Verified by UIDAI” is displayed against your Aadhaar. 3. What to do if my employer is not approving KYC? In case your employer is not approving KYC details, you can directly approach administration or HR department with request. If it is taking more time you can escalate it to higher authority in the organization. If no one is responding to your request you can approach EPF Grievance via http://epfigms.gov.in. 4. How do I know that KYC updated by me is approved by the employer? The status will be shown against updated KYC document on the same page. The system will also trigger SMS on your register mobile number.5. How can I seed my Bank account details? o Login to your EPF account at the unified member portal o Enter your bank account number and IFSC code. o The details have to be approved by your employer. o Once approved the bank account gets seeded.6. What can I do if my UAN is not seeded with Aadhaar? Member can himself seed UAN with Aadhaar by visiting member portal. Thereafter the employer must approve the same to complete the linkage. Alternatively, member can ask his employer to link Aadhaar with UAN. The member can use “e-KYC Portal” under Online Service available on home page of EPFO website or e-KYC service under EPFO in UMANG APP to link his/her UAN with Aadhaar without employer’s intervention.7. Can I change my already seeded Bank account number? Yes. The bank account number can be updated any number of times by following the steps mentioned above. However, the bank account details cannot be changed during pendency of any claim with EPFO. 8. What precautions should I take while seeding Bank account number? You should seed active bank account to which you are either an individual or joint holder with your spouse. Also ensure that the bank account does not have a deposit cap greater than your withdrawal benefit. 9. I have changed my job. Should I activate my UAN again? UAN has to be activated only once. You do not have to re-activate it every time you switch jobs. 10. Do I have to pay any fee for UAN registration? No, UAN registration is free of cost and you do not have to pay any fee to activate it. Source link Read the full article

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Tiranga Apps: Celebrating India's Digital Innovation

India's digital landscape has witnessed remarkable growth in recent years, with numerous apps designed to cater to the diverse needs of its population. Among these, Tiranga apps" stand out as a symbol of national pride and digital advancement. These apps, inspired by the colors of the Indian flag, embody the spirit of innovation, unity, and service to the nation. This blog post explores the significance of Tiranga apps," their impact on various sectors, and how they contribute to India's journey towards becoming a digitally empowered society.

The Concept of Tiranga Apps

Tiranga apps" refer to a unique category of mobile applications developed with a patriotic spirit, often with features or themes that resonate with the values and aspirations of India. The name "Tiranga" is derived from the three colors of the Indian flag—saffron, white, and green—each symbolizing strength and courage, peace and truth, and growth and fertility, respectively. These apps are not just about their names or themes but also about their purpose, aiming to serve the nation in various capacities, from enhancing governance to promoting cultural heritage.

The Rise of Tiranga Apps in Governance

One of the most significant contributions of Tiranga apps" is in the realm of governance. The Indian government has launched several apps under this category to improve transparency, efficiency, and accessibility in public services. For instance, the "Aarogya Setu" app, launched during the COVID-19 pandemic, played a crucial role in contact tracing and providing health-related information to millions of citizens. Similarly, the "Umang" app serves as a one-stop solution for accessing a wide range of government services, from paying utility bills to filing taxes.

These apps represent the government's commitment to leveraging technology for the betterment of society. They enable citizens to engage with the government more effectively, fostering a sense of inclusion and participation in the nation's development. The use of Tiranga apps" in governance has also contributed to reducing red tape, ensuring that public services are delivered more efficiently and transparently.

Promoting Indian Culture and Heritage

Tiranga apps" are also making a significant impact in preserving and promoting India's rich cultural heritage. Apps like "Bharat Ke Veer" allow citizens to contribute financially to the families of martyred soldiers, instilling a sense of national pride and responsibility. Another example is the "Sanskriti" app, which provides access to India's vast repository of cultural and historical information, including details about ancient monuments, traditional art forms, and folklore.

These apps play a crucial role in educating the younger generation about India's cultural diversity and heritage. By making this information easily accessible, Tiranga apps" help bridge the gap between tradition and modernity, ensuring that India's cultural legacy is preserved and celebrated in the digital age.

Enhancing Education and Skill Development

Education and skill development are critical areas where Tiranga apps" have made substantial contributions. The "Diksha" app, for instance, is a national digital infrastructure for teachers and students, offering a wide range of educational resources, including textbooks, lesson plans, and interactive content. This app has been instrumental in ensuring continuity in education, especially during the pandemic when traditional classrooms were not accessible.

Another noteworthy app is "Skill India," which focuses on skill development for India's youth. It provides access to various vocational training programs, helping individuals acquire new skills and improve their employability. By facilitating access to quality education and skill development opportunities, Tiranga apps" are playing a pivotal role in shaping India's future workforce.

Supporting the Economy and Financial Inclusion

The role of Tiranga apps" in supporting India's economy and promoting financial inclusion cannot be overlooked. Apps like "BHIM" (Bharat Interface for Money) have revolutionized digital payments in India, making financial transactions more accessible, especially for those in rural and remote areas. The app's simplicity and ease of use have made it a popular choice for millions of users, contributing to the country's push towards a cashless economy.

Similarly, the "GST Suvidha" app simplifies the process of filing Goods and Services Tax (GST) returns for businesses, reducing compliance burdens and enhancing transparency in the taxation system. These Tiranga apps" reflect the government's efforts to harness technology for economic empowerment, ensuring that the benefits of digitalization reach all sections of society.

Conclusion

Tiranga apps" symbolize more than just technological advancements; they represent India's journey towards a brighter, more inclusive future. By addressing various societal needs, from governance and education to cultural preservation and economic empowerment, these apps embody the spirit of a nation that is both proud of its heritage and eager to embrace innovation.

As India continues to grow as a digital powerhouse, the role of Tiranga apps" will only become more significant. These apps not only serve the practical needs of the population but also inspire a sense of unity and national pride.

If you have used any Tiranga apps," or have thoughts on how they contribute to India's digital landscape, we would love to hear from you! Please leave a comment below and share your experiences.

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BUILDING CREDIT: HOW TO USE YOUR CREDIT CARD WISELY

If you hold a credit card, you must understand how empowering it is to have a financial backup for all your monthly expenses. While a credit card serves as a funding source, it also helps you build your credit score or rebuild an already degraded one. Using your credit card for building your CIBIL score requires a strategic approach and consistency in your spending and repayment habits. Let us explore how to use a credit card wisely for a better credit building and progressing smoothly towards the financial goals.

Know your credit score

Begin by knowing your CIBIL score to get an idea of where you stand financially. A credit score is a 3-digit number between 300 to 900 that represents your creditworthiness. The higher the number the better is your creditworthiness. Having a healthy credit score lets you access numerous financial products such as personal loans, home loans, car loans and more with better deals.

There are several ways to access your CIBIL score which includes the official portal, Umang app, or third-party service providers. Once you get your score, you can adopt the proven ways mentioned below for enhancing your scores.

Tips for using a credit card to build your credit score

Timely payments: Ensure prior settlement of your credit card bills by the due date. Timely payments not only save you from late fees but also foster a positive credit history which, in turn, helps you build a robust score.

Mindful credit utilisation: The credit utilisation ratio is the percentage of your credit limit utilised and it plays a pivotal role in setting your credit score. Focus on maintain a ratio below 30% of your card limit to demonstrate responsible credit management and avoid potential credit pitfalls.

Avoid maxing out: Despite a defined credit limit, resist the temptation to max out your card. Conservative card usage not only prevents potential debt traps but also shows your financial responsibility to card issuers.

Regularly monitor your credit report: Monitoring your credit report on a regular basis enables you to detect and rectify any discrepancies. This approach ensures that your credit history remains accurate when generating your CIBIL score.

Choosing the right credit card

While it is important to follow the above tips, it is equally important that you hold the right credit card based on your financial needs. Consider the following factors while choosing a credit card.

Interest rates: Check and compare the annual percentage rate (APR) associated with credit cards. A lower APR translates to lower borrowing costs, making it a favourable choice for you.

Rewards and benefits: Explore credit cards offering rewards, cashback, or travel benefits. Align these perks with your lifestyle to maximise the utility of your card. Consider whether the rewards structure complements your spending patterns and preferences.

Fees and charges: Thoroughly examine the fee structure associated with a credit card. Consider annual fees, late payment fees, and foreign transaction fees. So opt for a card with transparent and reasonable fee structures.

Credit limit: Know the credit limit being offered to you through the card. Ensure it aligns with your spending patterns and financial capacity. Avoid cards with limits that encourage excessive spending or fall short of your requirements.

Credit card eligibility criteria: Familiarise yourself with the credit card eligibility criteria. Different cards cater to diverse demographics and financial profiles. Choose a card aligned with your credit history and financial standing to increase your chances of approval.

Focus on your spending habits and financial goals

Your credit card should be strategical managed in such a way that it suits your spending habits and financial aspirations. Categorise your expenditures and set suitable limits to prevent overindulgence. Define clear financial goals and leverage your credit card as a tool to achieve them. Whether it’s accumulating reward points for future benefits or using your card to build an emergency fund, let it align seamlessly with your financial objectives.

A credit card is not just a financial instrument; it’s a means to financial empowerment when handled wisely. Follow the principles outlined above, and you will forge a path towards a resilient credit profile and a prosperous financial future.

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How to check your National Pension Scheme balance without using the Umang app ,Personal Finance News, Business News | Zee Business

The National Pension Scheme (NPS) is one of the premier ways for citizens in India to start building their retirement nest. First launched by the Pension Fund Regulatory and Development Authority in 2004, the NPS allows individuals between the ages of 18 to 60 to make annual contributions towards their retirement savings. The accumulated savings along with their generated interest and returns can…

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Today, the Central Board of Secondary Education (CBSE) announced the much-awaited CBSE Class 12 Board Exam Results for the Year 2023.

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उमंग एप्प क्या हैं इसका प्रयोग कैसे करें?

उमंग एप्प क्या हैं इसका प्रयोग कैसे करें?

उमंग एप्प क्या हैं इसका प्रयोग कैसे करें?

मोदी सरकार ‘डिजिटल इंडिया’ आंदोलन को बढ़ावा देने में कोई कसर नहीं छोड़ रही है। नरेंद्र मोदी सरकार बहुत ज्यादा उत्सुक है और आगामी वर्षों में भारत को पूरी तरह से डिजिटल बनाने की दिशा में काम कर रही है। यही कारण है कि मोदी सरकार सभी को डिजिटल लेनदेन में बदलाव करने और नकदी पर निर्भर नहीं रहने के लिए कह रही है, और लंबे समय से ऑनलाइन माध्यम से हर कार्य को करने…

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Steps to Download e-Aadhaar through Umang App

For downloading Aadhaar through Umang applicants need to follow the simple process mentioned below::

Step 1: Download and open the Umang App

Step 2: Click “Aadhaar Card” under all services tab

Step 3: Click “View Aadhaar Card From DigiLocker”

Step 4: Login with your DigiLocker Account or Aadhaar number

Step 5: Enter the OTP received on your registered mobile number

Step 6: Click “Verify OTP”

Step 7: Now you can download your aadhaar by clicking on download icon

How to Know Your Aadhaar Number on Mobile

If you want to get your Aadhaar on mobile, you need to follow the below mentioned steps:

Step 1: Visit the official website of UIDAI https://resident.uidai.gov.in/get-aadhaar-no

Step 2: Enter your 14-digit Enrolment ID and the date and time of enrolment mentioned on your acknowledgment slip Step 3: Enter your registered mobile number, security code Step 4: Now click the “Send OTP” tab to process further Step 5: You will receive the 6-digit OTP on your registered number Step 6: Enter the “OTP” and click the “Submit” button Step 7: You will receive the Aadhaar number on your registered mobile number as a text message

How to Take e-Aadhaar Card Print after Download

You will have to enter the 8-digit password to open your e-Aadhaar letter. The password consists of first four letters of your name and the year of your birth. After you download your Aadhaar card in the pdf format from UIDAI’s website, you can print your Aadhaar card online.

Points to Remember

You cannot download Aadhaar if your mobile number is not registered with UIDAI.

UIDAI sends OTP to the registered mobile number for authentication before allowing you to download the pdf Aadhaar card.

You cannot download Aadhaar card without OTP.

You can download e-Aadhaar as many times as you want.

Downloaded e-Aadhaar can be used in place of your original Aadhaar card everywhere.

After downloading the online Aadhaar, one can get its print out by entering the password.

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EPFO Update: 8.1% PF Interest money coming soon after Diwali? Here is how to check your PF a/c balance

EPFO Update: 8.1% PF Interest money coming soon after Diwali? Here is how to check your PF a/c balance

PF subscribers can check their PF Balance from the comfort of home using four different ways –check PF balance using SMS, online, missed call and UMANG App. source https://zeenews.india.com/personal-finance/epfo-update-8-1-pf-interest-money-coming-soon-after-diwali-here-is-how-to-check-your-pf-a/c-balance-2522862.html

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Covid Vaccination Certificate -Cowin.gov.in download using these methods

Covid Vaccination Certificate -Cowin.gov.in download using these methods

Covid Vaccination Certificate download: Corona Vaccination is being organized on a big scale in the country and millions of people are getting vaccinated every day. Many of the citizens are still struggling with How to book Corona Vaccine slot and how to download Covid Vaccination certificate from sources like Umang App, Digilocker App, Aarogya Setu App, and also using their Aadhar card, Mobile…

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How to check PF balance online

How to check PF balance online

How to check PF balance online A person can access the PF balance i.e., member passbook through EPFO portal. However, before to access the member passbook you must be alloted with UAN number that should be activated. In order to check the PF balance you should follow the one of the 4 methods are as follows:- 1. Using EPFO portal 2. Using umang app 3. By giving missed call 4. By sending an…

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Covid Vaccination Certificate -Cowin.gov.in download using these methods

Covid Vaccination Certificate download: Corona Vaccination is being organized on a big scale in the country and millions of people are getting vaccinated every day. Many of the citizens are still struggling with How to book Corona Vaccine slot and how to download Covid Vaccination certificate from sources like Umang App, Digilocker App, Aarogya Setu App, and also using their Aadhar card, Mobile…

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Covid Vaccination Certificate - How to download using different methods

Covid Vaccination Certificate – How to download using different methods

Covid Vaccination Certificate download: Corona Vaccination is being organized on a big scale in the country and millions of people are getting vaccinated every day. Many of the citizens are still struggling with How to book Corona Vaccine slot and how to download Covid Vaccination certificate from sources like Umang App, Digilocker App, Aarogya Setu App, and also using their Aadhar card, Mobile…

[kultejas]

Such bad aadhar card-DL- weather card notice, ayyam today itself

Such bad aadhar card-DL- weather card notice, ayyam today itself

How to Save Documents in UMANG App: Yes, in a way, this method is DigiLocker. You can also use it in UMANG app. Source link

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Nielit Certified ‘O’ Level Course

Nielit Certified ‘O’ Level Course

Authorized Technology Academy Under the Accreditation Scheme of NIELIT

This Course prepares candidates for NIELIT ‘O’ level examination. The NIELIT ‘O’ level examination conducted by the NIELIT Society is equivalent to Foundation Course in IT for the purpose of various jobs. This course focuses on fundamentals of IT Tools & Basics of Networks, Web Designing & Publishing, Programming and Problem Solving through Python and a practical Project Work. The duration is 1 Year (2 Semester of 6 months each).

IT TOOLS & BASICS OF NETWORKS

Module designed to impart basic and professional computer skills. Topics include Introduction to Computer & Operating System,MS-Office, E-mail, Social Networking, Railway Reservation, Passport, eHospital [ORS], Accessing e-Governance Services on Mobile Using “UMANG APP”, Digital Locker, Digital Financial Tools and Applications, Understanding OTP, UPI, AEPS, USSD, Card [Credit / Debit], eWallet Internet Banking, National Electronic Fund Transfer (NEFT), Immediate Payment Service (IMPS), Online Bill Payment, Cyber Security, Big Data Analytics, Cloud Computing, Securing Smart Phone.

WEB DESIGNING & PUBLISHING

This Module is designed to focus on Basic Web Designing and Web-based Applications. Students will learn to design website layouts, understand the structure and functionality of Internet, create web pages with HTML, CSS, JavaScript and AngularJS, incorporate multimedia objects in web sites and publish websites. Oxford Software Institute imparts the best classes for Web Designing with latest course content and experienced teachers.

PROGRAMMING AND PROBLEM SOLVING THOUGH PYTHON LANGUAGE

A versatile language, Python is used widely in building Raspberry Pi applications, writing script program for desktop applications, configuring servers, developing machine learning & data analytics applications and developing web applications. This module focuses on the programming language concepts like Data Types, Loops, Functions; Python Lists, Strings, Tuples, Dictionaries, Elementary Data Handling using Pandas, NumPy Arrays, Creating Forms etc. Oxford Software Institute offers the best classes in Python with updated latest course and experienced teachers.

INTRODUCTION TO INTERNET OF THINGS(IOT) AND ITS APPLICATIONS

The module imparts the basics of connected world that is Internet of Things (IoT) and its applications. IoT primarily refers to the connected and smarter world having physical and virtual objects with some unique identities. IoT applications spans across domains of industrial control, retail, energy, agriculture, etc. Students will learn the theoretical and practical aspects of interfacing various objects, making informed world of Things speaking to each other. The different type of communication modes and models are discussed in detail.

SOFT SKILLS

Having a technical and discipline-specific expertise can help you get to the interview room but it’s the soft skills that will make the hiring manager hand you the appointment letter. In this course, students will also learn various Soft Skills like how to communicate professionally in English, Speaking in public without hesitation, using effective gestures and postures to appear impressive, managing stress and emotions and taking successful interviews. Oxford Software Institute provides the best classes in Soft-skill training.

CERTIFICATIONS*

During this course, students will be trained for the following certifications

‘O’ Level Certification from NIELIT.

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EPF withdrawal: How to file Covid-19 claim using Umang app

EPF withdrawal: How to file Covid-19 claim using Umang app

Back in March 2020, the government had announced that an individual can withdraw a certain sum from their Employees’ Provident Fund (EPF) account, if he/she is facing financial problems due to the coronavirus-related lockdown. Then in May 2021, the labour ministry announced that EPF members can avail a second non-refundable advance from their EPF accounts in order to meet the coronavirus related…

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EPF interest rate of 8.1% coming to your account soon --Here is how to check PF Balance

EPF interest rate of 8.1% coming to your account soon –Here is how to check PF Balance

PF subscribers can check their PF Balance from the comfort of home using four different ways –check PF balance using SMS, online, missed call and UMANG App. source https://zeenews.india.com/personal-finance/epf-interest-rate-of-8-1-coming-to-your-account-soon-here-is-how-to-check-pf-balance-2471841.html