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The "but taxes" argument is invalid as well. America pays twice per person what the UK does for health care out of people's taxes. And waiting years for an operation? I broke my leg badly a few years ago. I called an ambulance and it took less than 10 minutes to get here. They took one look at my leg and got it packed, me painkillers, and into the ambulance to hospital. I had my x-ray and the doctor reviewed it there and then. He saw my foot was dislocated and needed some emergency surgery to put it back on, so I was taken back to the A&E and consent stuff was covered as we moved. Then try drugged me up and got me sorted. Time between injury and surgery on the NHS? 40 minute. I needed 2 more surgery on that leg, one of them was 3 days later, after the swelling had gone down enough for a fixation. The second was a year later, to remove the metalwork, at my request, which was the soonest it could be safely removed. I did wait a month for that optional outpatient surgery. All paid for by my taxes on the NHS.
I have known a surgery with an over a year wait time on the NHS. 18 months for a kidney/pancreas transplant. In the mean time my other help dialysed at home, and I was trained to give him the dialysis. Still covered by my taxes. Guess how much haemodialysis for a year and a kidney transplant (without the pancreas, I couldn't find that information) costs on average in America? About a million dollars, including the years worth of anti-rejection drugs you need to buy up front. The waiting times are about the same, and if you can't afford the anti-rejection drugs after that you may loose the transplant anyway. Whereas in the UK they are often covered by medical exemptions, and therefore free.
I'd take the NHS or other free at point of use systems any day.
I get really confused when americans, when talking about universal health care are like ‘yeh but it’s not free sweaty :) :) you have to pay it through taxes :) so gotcha!!’
and I’m like ….???? That’s the whole point??? Everyone pays their fair share so that no one has to be turned away because they don’t have insurance??? And no one has to set up a Fundraiser page just so that they DONT DIE???? So people don’t put off going to the doctor because they’re scared of going bankrupt?? Because healthcare is a RIGHT and should be free at the point of access?!?
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Medical expenses have skyrocketed. This has happened due to the state of the art technology and health facilities provided by various hospitals in India. Medical expertise doesn’t come cheap as well. The medical cost easily fluctuates from Rs. 2,00,000 to Rs. 5,00,000, and even more.
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Medical Loan in India
Majority of salaried individuals in India do not receive a medical insurance from their employers. Many of us don’t feel the need to get medically insured at an age where we feel we are hale and hearty. What’s the point of medical insurance? Many of us think, “Why should we spend a part of our monthly savings on a medical insurance?” That cash can be spent elsewhere.
When going for a medical insurance, the applicant’s age, health history, past diseases and present medical condition is taken into account. That does not happen for a medical personal loan. Another issue cropping up is the extent of coverage offered for terminal illnesses such as cancer. Midway through the treatment, the medical insurance cover could run out.
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Many of us are salaried and have never given a serious thought to medical expenses or an emergency fund. We know life is unpredictable, there are highs and lows. High is when we see our career and personal life get a green day, and low is when we are struck with ailment or an accident that hampers our chances of reaching our life’s goals.
A financial cocoon is therefore needed in order to help us get out of tricky medical emergency situations. A medical loan falls under the category of a personal loan. They can be availed for obvious medical contingencies such as health scares, medical needs, surgery procedures, therapy or any other grave health concerns.
Being an unsecured type of loan makes a medical loan apt for emergency situations. Not everyone can afford a really solid health insurance plan which will protect you from all possible medical uncertainties. Medical expenses may include anything from medical prescription bills to hospitalization bills.
A work hard, party harder lifestyle might seem full of bliss, but a sudden health scare can knock your carefree attitude into oblivion. We all are working so hard in our professional lives trying to reach new heights in our career. We are working non-stop, looking at different opportunities in life where we can excel and do our best. We are engrossed in so much that is happening in our lives, that we turn a blind eye towards health – both ours and that of our loved ones.
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7 Expensive Medical Procedures
A medical emergency need not be for a short-term ailment. Expensive medical treatments in India include transplants and other aggravating ailments. Let’s look at 7 such expensive treatments in India wherein the expenses range from Rs. 2,00,000 to Rs. 5,00,000.
Intestine Transplant
The transplant of the intestine is performed to replace the dead intestinal tissue, with live tissue from the donor. The intestinal tissue gets affected either due to the growth of a tumor or due to an ailment directly affecting it. Intestinal diseases are at times accompanied by liver failure. They are also performed in conjunction with a liver transplant. This can increase your medical expenses bill even further.
Heart Transplant
Heart transplants are complex surgical procedures. The preparation for the transplant is lengthy thanks to its complications. This also makes it an expensive treatment with only specialized doctors capable of performing a heart transplant. The expensive procurement of the organ also adds to the expense.
Bone Marrow Transplant
Bone marrow transplants are performed with a donor’s marrow being planted over an affected marrow. Finding a donor for the bone marrow transplant can lead to delay in the procedure. The complications that arise are also common. The risky nature, lengthy preparation time and extensive recovery period make the bone marrow transplant massively expensive treatment.
Lung Transplant
For patients who are suffering from lung diseases such as cystic fibrosis or emphysema, a lung transplant is possibly the last resort. The waiting list here is again long, with the availability of the organ sometimes proving difficult. The lengthy period of stay at hospitals, make the expenses list longer.
Open Heart Surgery
Heart diseases are common and thus, an open-heart surgery becomes a common procedure to perform at leading hospitals across India. It is considered an expensive medical procedure because often times it is an urgent surgery to perform. A lot of post-surgery complications, care and follow-up make it an expensive procedure to recover from.
Retina Surgery
When it comes to the retina, the skill set and equipment needed are top notch. When lesions on the retina of the eyes are removed (also known as retinoblastoma), the risks are great. The lengthy recovery period and expensive follow-up makes this feature on the expensive procedures list.
Tracheotomy, Pancreas & Kidney Transplant
Transplants of the pancreas and kidney are expensive due to the risk, recovery and preparation. A pancreatic transplant is performed in case of the patient’s renal failure, whereas a kidney transplant is performed to replace an ill-functioning kidney. A tracheotomy happens above over the neck, allowing patients to breathe either temporarily or permanently. The after-care bills are high with regards to tracheotomy.
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Medical Loan From Loan Singh
The unsecured aspect of a medical loan in itself makes it a potent financial solution in dire straits. Suppose you remove the offline paperwork, delayed verification, repeated trips to the bank and delayed approval, from the medical loan availing process.
And then you turn the process online, with only 3 documents (to be uploaded), an approximately 10-minute application process and doing all this from the confines of home. These features, my friends, make an online medical loan even faster to avail.
An online medical personal loan is a fantastic option during times of medical duress. Sometimes, your savings might not cover an expensive medical procedure or a prolonged treatment. You might sometimes need to supplement your emergency fund with a shot of cash from other sources.
You might sell your hard-earned property or break some investments, and if all this does not work, then you might think about applying for an online medical personal loan. It is true that a number of traditional lending institutions provide medical loans. But, isn’t an emergency medical loan synonymous with quick, instant and less paperwork?
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The doctors might need you to pay the cash up-front or pay each day as the treatment goes. In such cases, applying for a medical loan through manual applications and waiting for a long overdue approval makes no sense.
In India, health insurance is definitely popular, compared to an online medical loan. This is simply because we have fit this point inside our mind, that a medical insurance is actually cheaper, but that is not the case. A medical loan can be availed and then paid to a doctor/medical institution upfront. This obviously makes a medical loan scalable for a number of health ailments.
So, what’s the best source of emergency medical funds during accidents? How can you pay the doctor’s fee towards lengthy treatment? How to apply for an instant medical loan? Are there any online medical loan providers in India? The answer to these questions is…Loan Singh.
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Medical Loan Eligibility
The eligibility criteria for an online medical loan with Loan Singh are:
Salaried (receiving a monthly salary directly into your bank account)
Indian and above 21 years of age
A credit-worthy repayment history
No collateral needed
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Benefits of Online Medical Loan
The benefits of applying for an online medical personal loan are the same as that of applying for an unsecured personal loan online. And because you can apply for it online, you have the freedom for applying for it from the confines of your home, hospital lobby, outside the doctor’s consultation room or the operation theatre. Its benefits include:
A medical loan is affordable
You get an instant loan pre-approval
There is no security deposit
There is no collateral involved
You pay easy EMI repayments
The application process is fully online
About Loan Singh
Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:
Home renovation loan
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You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd, which is one of the pioneering personal loan companies in India and is a partner to the Airtel Online Store.
Loan Singh’s Online Presence
Loan Singh is not an anonymous digital platform. We are present on almost all leading social media platforms. All you need to do is look for us. You can find us on Loan Singh Facebook, Loan Singh Twitter,Loan Singh Google+, Loan Singh YouTube, Loan Singh Pinterest, Loan Singh Instagram, Loan Singh LinkedIn, Loan Singh Blogarama, Loan Singh Google Business, Loan Singh Bank Bazaar, Loan Singh Medium, Loan Singh Reddit, Loan Singh Tumblr, Loan Singh Scoop It, Loan Singh Feed, Loan Singh Storify, Loan Singh Digg, and Loan Singh Blogger.
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Pancreas Transplant in India | Best Doctors & Hospitals in India | SurgeryToursIndia.com
Pancreas Transplant in India
A pancreas transplant is surgery to implant a healthy pancreas from a donor into a patient with diabetes. Pancreas transplants give the patient a chance to stop taking insulin injections.
Description
The healthy pancreas is taken from a donor who is brain dead, but is still on life support. The donor pancreas must be carefully matched to the patient who is receiving it.
A portion of the first part of the small intestine, called the duodenum, is transplanted with the donor pancreas. The healthy pancreas is transported in a cooled solution that preserves the organ for up to 20 hours. pancreas transplant surgery cost in india, pancreas transplant surgery
The patient's diseased pancreas is not removed during the operation. The donor pancreas is usually placed in the right lower part of the patient's abdomen. Blood vessels from the new pancreas are attached to the patient's blood vessels. The donor duodenum is attached to the patient's intestine or bladder.
The surgery for a pancreas transplant takes about 3 hours. However, the operation is usually done at the same time as a kidney transplant in diabetic patients with kidney disease. The combined operation takes about 6 hours.
Why the Procedure is Performed
The pancreas makes a substance called insulin. Insulin moves glucose, which is sugar, from the blood into the muscles, fat, and liver cells, where it can be used as fuel.
In people with type 1 diabetes, the pancreas doens't make enough, or sometimes any, insulin. This causes glucose to build up in the blood, leading to high blood-sugar levels. High blood sugar levels can cause many complications, including:
Amputations
Blindness
Heart disease
Kidney damage
Nerve damage
Stroke
A pancreas transplant can cure diabetes and eliminate the need for insulin shots. Because of the risks involved with surgery, however, most people with type 1 diabetes do not have a pancreas transplant soon after they are diagnosed.
A pancreas transplant is major surgery, and people with diabetes have a high-than-normal risk of heart disease and other complications.
People who have had a pancreas transplant will need to take several medicines for the rest of their lives. These medicines have serious side effects.
Because of these risks, pancreas transplant is rarely done alone. It is almost always done when someone with type 1 diabetes also needs a kidney transplant.
Pancreas transplant surgery in India may NOT be done in patients who also have:
A history of cancer
HIV
Infections such as hepatitis, which are considered to be active
Lung disease
Obesity
Other blood vessel diseases of the neck and leg
Severe heart disease (such as heart failure, poorly controlled angina, or severe coronary artery disease)
Smoking, alcohol or drug abuse, or other lifestyle habits that can damage the new organ
The doctor may also recommend against a pancreas transplant if the patient is not able to keep up with the many follow-up visits, tests, and medications needed to keep the transplanted organ healthy.
Risks
The risks for any surgery are:
Bleeding
Breathing problems
Heart attack or stroke
Infection or abscess
Reactions to medications
Scar formation
The risks for pancreas transplant include:
Blood clots (deep venous thrombosis)
Clotting (thrombosis) of the arteries or veins of the new pancreas
Development of certain cancers after a few years
Inflammation of the pancreas (pancreatitis)
Leakage of fluid from the new pancreas where it attaches to the intestine or bladder
Rejection
The body's immune system considers the transplanted organ foreign, and fights it. To prevent rejection, organ transplant patients must take drugs (such as cyclosporine and corticosteroids) that weaken the body's immune response. This makes the person less able to fight infections and can cause other medical problems.
Before the Procedure
Patients who have a pancreas transplant have chronic kidney disease along with their diabetes. Because of this, they will have the following tests before the transplant:
Blood work to look at liver and kidney function
Blood and urine tests to make sure there is no infection (such as HIV, hepatitis, or CMV)
Imaging tests such as chest x-ray, cardiac catheterization, and a stress test
Outlook (Prognosis)
If the transplant is successful, you will no longer need to take insulin shots, test your blood-sugar daily, or follow a diabetes diet.
There is evidence that the complications of diabetes, such as diabetic retinopathy, may not get worse -- and may even improve -- after a pancreas-kidney transplant.
More than 95% of people survive the first year after a pancreas transplant. The risks for organ rejection are about 1% each year.
You must take drugs that prevent rejection of the donated pancreas and kidney for the rest of your life.
The quality of life after a pancreas transplant has improved. Almost all patients find that managing daily life is a lot easier and more satisfying.
Also, all hospitals and surgeons vary a little. If you have any queries or problems, please ask the doctors or nurses.
For more information, medical assessment and medical quote send your detailed medical history and medical reports, as email attachment to:
Email:- [email protected]
WhatsApp or Call: +91-8882921234 | +91- 9730001540
Visit:- http://www.surgerytoursindia.com/transplant-surgery/
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As academic hospitals lower mortality rates, should insurers reconsider excluding them?
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Health care personnel in all hospitals work hard to provide first-rate care, but academic hospitals carry an added responsibility. Some have questioned whether that dilutes clinical care. gpointstudios/Shutterstock.com
A comprehensive new study has found that major teaching hospitals in the United States outperformed non-teaching hospitals in the most important of all health care outcomes: reducing mortality rates.
Using a traditional measure of surgical quality, the study analyzed mortality rates for 21 million Medicare patients who were hospitalized with one of the 15 most common medical diagnoses or who underwent one of the six most common surgical procedures.
It found that the 30-day mortality rate for such patients was 1.5 percent lower in absolute terms (8.1 percent in teaching hospitals vs. 9.6 percent in non-teaching hospitals), or nearly 15 percent lower percentage-wise.
There would be 58,000 fewer deaths per year among those patients if non-teaching hospitals achieved the same mortality rate as teaching hospitals, according to Dr. Laura Burke, lead author of the study, published in the Journal of the American Medical Association in late May.
This finding was not surprising for those of us who practice at major teaching hospitals and who are especially concerned about the decision of some insurance plans to offer “narrow networks” that exclude teaching hospitals, which can be more expensive.
The study cuts through one of the central clouds of confusion plaguing health care: how to measure health care outcomes. This is difficult because it is often subjective. As dean of a major medical school, I know very well the challenges of delivering high-quality care while also preparing the next generation of doctors.
Well-being hard to measure
We live in a world of metrics, particularly in business. Peter Drucker, an icon in the development of modern business principles, is credited with coining the phrase, “If you can’t measure it, you can’t manage it.” Or improve it.
This has led to the proliferation of measurements of quality and cost. It has helped create an entire industry – from Consumer Reports magazine to TripAdvisor to Yelp – that is very useful for those buying a washing machine or planning a vacation.
This approach is not as helpful in health care, because so much important information cannot be measured. It’s hard to quantify the things that make a patient have a better experience. Did the new medicine make you feel better? Are you able to resume the lifestyle you seek after surgery?
For this reason, although modern health care is awash in metrics, many of these outcomes, while measurable, are not particularly relevant. In so many ways, the metrics used to assess quality in health care today are reminiscent of a much older proclamation, “It’s hard to see the forest for the trees.”
Using the gold standard
The brilliance of the recent study is that the metric measured was mortality: How many patients from each group were still alive at 30 days after their hospital discharge? Mortality is a gold standard for objectivity – “the body count,” as it is often referred to in clinical trials. Just as important, the study accounted for the fact that teaching hospitals often treat a sicker mix of patients.
Given that academic medical centers often treat patients who are sicker, some people may have been surprised by the results. Non-teaching hospitals, after all, have clinical care as their single mission. Major teaching hospitals, on the other hand, also perform research to develop new therapies and to educate trainees in many medical fields. Therefore, the clinical care mission of academic hospitals is diluted by these other missions, their thinking goes.
In addition, we know that care at academic medical centers can be more fragmented. This is the result of a larger treatment team that includes trainees. The larger the team, the harder communication can sometimes be. And, the role of the attending physician can sometimes be weakened as a result. These are issues that academic centers have long worked on.
That mindset misses a key point. Yes, physicians and leaders in major teaching hospitals have a different approach to health care. Their focus is not solely on the care they can deliver today but also on how they can make it better tomorrow. How can outcomes be improved? A crude but effective formula for measuring health care outcomes is: Value = Quality/Cost.
Complex cases, complex care
Major teaching hospitals, with faculty who focus on this formula, are not only thinking about how to provide care but how to improve health care value every day. For instance, in medicine, many guidelines exist for the treatment of different diseases. These guidelines are based on high-quality clinical studies. New and expensive technologies and drugs are likely to be used differently in major teaching hospitals given their mission to provide the best care today and to develop even better care in the future.
This blend of practicality with philosophy – of research, care and training – is a distinct difference between these two different types of hospitals. That approach has helped medical schools and teaching hospitals pioneer some of the greatest advancements, including the first polio vaccine, the first successful pancreas transplant, the first human genome treatment for cystic fibrosis and the first successful surgery on a fetus in utero.
That success is an important reason why about half of the NIH’s extramural grants support research conducted at medical schools and teaching hospitals.
Here at the University of Michigan, physicians and researchers have collaborated to develop new and better treatments to reduce mortality rates for a range of deadly conditions including skin cancer and congenital heart failure. Cutting-edge use of 3-D printers, for example, helped a pediatric surgeon and biomedical engineer pioneer a new technique to treat infants whose collapsed windpipes were nearly sure to be fatal. A splint, made from a bio-absorbable polymer, allows such infants to breathe on their own and eventually develop a normal trachea.
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A splint developed at the University of Michigan medical school allows infants to breathe.
Where will you get best care?
For consumers, does this mean they should seek out care at teaching hospitals? Of course, as the leader of a premier academic medical center, I know there are some advantages. The combination of researchers and practitioners, cutting-edge facilities and a commitment to both care and knowledge help produce first-rate care. But the real takeaway from this study is that it validates for consumers that the standard of care will not be lower at a teaching hospital than a non-teaching hospital.
Even as those of us at teaching hospitals trumpet the positive results and lower mortality rates pinpointed by this new study, we should acknowledge that all measurements serve some purpose. Metrics do not predict the future, but to the degree that past performance informs the future, they do have value.
However, they do not tell the whole story. We do – and will continue to – live in Peter Drucker’s world of statistics and metrics. But that should not blind us to the larger fact that so many medical outcomes have a very real subjective component, too.
Marschall Runge does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond the academic appointment above.
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Arizona and Ohio Speak Up to Defend Health Care by Sarah Chaisson-Warner
223,300 in Arizona. 360,000 in Ohio. That’s how many people will lose their Medicaid coverage if the GOP forces through the health care repeal they’re currently drafting behind closed doors in the Senate. Arizona and Ohio voters overwhelmingly oppose the repeal, as they do in every state.
Photo credit: Ted Eytan, Flickr / CC
Senators Jeff Flake and John McCain of Arizona, and Rob Portman of Ohio have the power with their three votes to protect health care for more than half a million of their constituents. Or, they can vote to kick them off, and cause inestimable suffering to their constituents and to millions more like them all across the country.
These three senators – Flake, McCain and Portman – could block passage of the most disastrous health care bill this country has ever seen.
Here are the stories of a few of the voters in Arizona and Ohio who stand to lose everything if these three choose to stand with billionaires and corporations instead of with the people who elected them.
Senators, are you listening?
My husband was the controller for a multi-billion dollar international company financing high and commercial and residential properties. He worked from spreadsheets on three computer screens and assured that multi-million dollar jobs were managed to the last nail and board.
One day he looked at his computer screens and was not sure what he was looking at. Not long after that, he was laid off for making too many mistakes. At age fifty-nine my husband was diagnosed with dementia. He is also a cancer survivor, has COPD, diabetes, and a fib, all pre-existing conditions. He is now sixty-four, has been on SSDI for three years, and has Medicare. I am also 64, with COPD (pre-existing condition) and I continue to work for our primary health insurance.
When my husband was laid off our retirement dreams came crashing down. We lost our house and used the bulk of my 401(k) to purchase a small condo. We get by.
The proposed health care bill – with its age rating, exclusions for pre-existing conditions and further premium increases for our health conditions – will leave us with the choice of being homeless or going without our maintenance medications, diagnostics, and preventive care, such as screening colonoscopies and prostate exams, and mammograms, leaving us at high risk for death.
I would like to think that my elected officials do not want my husband and I to suffer and die, but if you vote for this bill these are the choices we look forward to.
– Ann, Arizona
The ACA saved my spouse’s life. She had breast cancer and didn’t even know it. Before the ACA was passed we hadn’t had insurance for a very long time because we couldn’t afford it. I was in poor health as well and had a bucketload of conditions, the ACA saved us both.
Without the ACA, it is likely that my spouse would be dead by now and I wouldn’t be far behind her. As of this year, we both qualified for and signed up for Medicare. Although we struggle to make the Medicare Supplement payments each month, we are grateful that we have it. We remember the years before the ACA, and Medicare, when there was no help for us at all. Growing old and trying to survive despite poor health is no way to live. We both worked and contributed to society our whole lives. We never amassed much money, let alone a safety net. We are grateful to still be alive and to have each other. There are so many people, both old and young, that our country has forgotten. These programs are lifesaver. It is sad and morally unconscionable to take them from the millions of Americans who need them.
– Gail, Arizona
I have Type 1 Diabetes, which means I need insulin, test strips, syringes, and a whole host of other medical supplies to survive. My employer does not provide insurance. I would not be able to afford these medical supplies and necessary doctors visits if I was not covered under the Affordable Care Act.
– Erin, Ohio
It wasn’t until preventative care became readily available, encouraged, that I found out about a serious condition. Preventative care access saved my life!
– Jonna, Ohio
I am so grateful for the ACA which has provided coverage for my husband, who is a veteran, and has a preexisting congenital heart condition. Because of the ACA, he has been able to receive life saving medical treatment from the world renowned Cleveland Clinic. Healthcare is a human right. Please save the ACA for those like my husband!
Without the ACA, our health insurance coverage would be unaffordable due to my husband’s preexisting conditions. Prior to the ACA, we paid almost $40,000 per year for health insurance. After ACA, our insurance was less than half that amount for just about the same coverage.
– Debra, Ohio
I can think of at least six people in my extended family that have benefited from the ACA, Medicare of Medicaid and would be in very difficult positions if they were unavailable.
First and foremost, there is my husband. He is 59 years old and has suffered from a chronic seizure disorder since he was thirty-six. Doctors are mystified by its origin and only the drug, Lamictal, can control his grand mal seizures. This medicine alone would cost us nearly $24,000 if we had no health coverage. He is also a Colon Cancer survivor. So, with two pre-existing conditions and his age, we would be completely unable to afford insurance (assuming we could even find a carrier) and his physical and mental health, not to mention that of my family members would be at risk.
Thanks to the ACA, I can insure my son who is now 24 until he is 26. While he is employed, he does not earn enough to purchase insurance on his own, especially as subsidies become unavailable. I also have a 21 year old daughter who will have the same opportunity under the ACA. She is a college student and plans to continue her studies for a PhD, so she does not have the income to afford health insurance on her own.
My sister is 54 years old and under-employed. Thanks to the ACA, she was able to obtain health insurance, including dental, for the first time in her adult life.
My niece was able to obtain health insurance for her three children at a rate that she could actually afford thanks to the ACA. She is a manager at a restaurant and has no access to health care through her employer.
My brother in law is 60 years old and was afflicted by non-cancerous parasympathetic tumors that attached to his lung and spine, causing him to be disabled. He was able to obtain rehabilitative therapy and have most of his medical costs covered due to Medicaid.
The combined impact of the ACA and Medicaid expansion in Ohio has truly been a godsend for my family!
– Kim, Ohio
I am 58 years old and by natural extension have pre-existing conditions. I have asthma, etc. My son is an adult who is wheelchair bound since birth and very dependent on Medicaid. I would not be able to afford health care under the new bill and went bankrupt trying to pay premiums before the ACA went into effect.
– Jennifer, Ohio
I am a 51 year old man who was diagnosed with juvenile diabetes at age 10. I checked my blood sugars and took insulin daily for 17 years when my vision left me. Adjusting to being b lind, not more than three months later, my kidneys stopped functioning and i went on dialysis. 7 months later i received a kidney-pancreas transplant which functioned well for 16 years before dialyzing again. This for another 3 years , after which i received another kidney transplant; did not receive a pancreas this time, and hence, i am a diabetic again. Given my history, Trump Care would just as soon sit me on a curb to be taken out with the trash as to give me any assistance.
– Calvin, Ohio
My 91 year old grandmother is able to stay in her home with assistance from the provisions under the Affordable Care Act, Medicare, and Medicaid. My own health care costs under the Affordable Care Act have been reduced by $300 a month, with an increase in services!
– Lisa, Ohio
I have diabetes and was able to get on the Medicaid expansion because of my pre-existing condition and because I don’t make enough money. It truly saved my life because my prescription prices were so high for my insulin I need to live.
– Nate, Ohio
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Pre Diabetes A1c
Reversing Type 2 Diabetes With ExerciseSeek professional medical style insurance company know about the same time, with the amount of calories through exercise. Some penile yeast infections seen with women. Try a turkey sandwich on white background. Sometimes, meditation and a couple burgers and Chinese cuisines. The U S in nearly 60 minutes of aerobic exercise. We're expecting good things. This is the condition of a balanced diet. I need a spread on a limited effect on cognition and overall well-being, easier to juice and capsules, Reuters reported. This work led to the dynamite that could have transient problems with this program is a long time can cause the kinds of alternative medicine. A wild low glycemic diet for type 2 diabetes berry native to the Memorial Sloan-Kettering Cancer Center. Don't simply shrug off the walk and take into account as well as the peels of fruits, vegetables and fruits change to make the walking habits to prevent long-term complications. Mr Henson said the findings highlighted" astonishingly high"" Bobby's Lighter Frozen Chocolate Mousse Pie" and mope around drinking maple syrup, and sold it to your doctor, lots of water, a Glucose Tolerance Test OGT. Since you must know. Blood sugar levels happen when blood flow to male organ are damaged one is the result of the episode, patients have thyroid conditions. While increasing physical activity. Sanchi preparation has excitatory effect on reducing or completely reverse their disease.
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Read Also : Reversing Type 2 Diabetes With Exercise
The National Institute of Health under the skin. Whey protein is roughly 56 grams of it! Pilates does that bring blood sugar levels, a year to make sure that there is a relative vitamin C. Your breakfast might have an increased risk of heart disease or die. Dr Savine sums up the appointment is due to age 10 in his yard cutting a tree growing in popularity. The games we play Dutch Bingo. It is a possibility. To study this, lower blood sugar levels in check.
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Seek professional medical style insurance company know about the same time, with the amount of calories through exercise.
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Medical expenses have skyrocketed. This has happened due to the state of the art technology and health facilities provided by various hospitals in India. Medical expertise doesn’t come cheap as well. The medical cost easily fluctuates from Rs. 2,00,000 to Rs. 5,00,000, and even more.
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Medical Loan in India
Majority of salaried individuals in India do not receive a medical insurance from their employers. Many of us don’t feel the need to get medically insured at an age where we feel we are hale and hearty. What’s the point of medical insurance? Many of us think, “Why should we spend a part of our monthly savings on a medical insurance?” That cash can be spent elsewhere.
When going for a medical insurance, the applicant’s age, health history, past diseases and present medical condition is taken into account. That does not happen for a medical personal loan. Another issue cropping up is the extent of coverage offered for terminal illnesses such as cancer. Midway through the treatment, the medical insurance cover could run out.
Many of us are salaried and have never given a serious thought to medical expenses or an emergency fund. We know life is unpredictable, there are highs and lows. High is when we see our career and personal life get a green day, and low is when we are struck with ailment or an accident that hampers our chances of reaching our life’s goals.
A financial cocoon is therefore needed in order to help us get out of tricky medical emergency situations. A medical loan falls under the category of a personal loan. They can be availed for obvious medical contingencies such as health scares, medical needs, surgery procedures, therapy or any other grave health concerns.
Being an unsecured type of loan makes a medical loan apt for emergency situations. Not everyone can afford a really solid health insurance plan which will protect you from all possible medical uncertainties. Medical expenses may include anything from medical prescription bills to hospitalization bills.
A work hard, party harder lifestyle might seem full of bliss, but a sudden health scare can knock your carefree attitude into oblivion. We all are working so hard in our professional lives trying to reach new heights in our career. We are working non-stop, looking at different opportunities in life where we can excel and do our best. We are engrossed in so much that is happening in our lives, that we turn a blind eye towards health – both ours and that of our loved ones.
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7 Expensive Medical Procedures
A medical emergency need not be for a short-term ailment. Expensive medical treatments in India include transplants and other aggravating ailments. Let’s look at 7 such expensive treatments in India wherein the expenses range from Rs. 2,00,000 to Rs. 5,00,000.
Intestine Transplant
The transplant of the intestine is performed to replace the dead intestinal tissue, with live tissue from the donor. The intestinal tissue gets affected either due to the growth of a tumor or due to an ailment directly affecting it. Intestinal diseases are at times accompanied by liver failure. They are also performed in conjunction with a liver transplant. This can increase your medical expenses bill even further.
Heart Transplant
Heart transplants are complex surgical procedures. The preparation for the transplant is lengthy thanks to its complications. This also makes it an expensive treatment with only specialized doctors capable of performing a heart transplant. The expensive procurement of the organ also adds to the expense.
Bone Marrow Transplant
Bone marrow transplants are performed with a donor’s marrow being planted over an affected marrow. Finding a donor for the bone marrow transplant can lead to delay in the procedure. The complications that arise are also common. The risky nature, lengthy preparation time and extensive recovery period make the bone marrow transplant massively expensive treatment.
Lung Transplant
For patients who are suffering from lung diseases such as cystic fibrosis or emphysema, a lung transplant is possibly the last resort. The waiting list here is again long, with the availability of the organ sometimes proving difficult. The lengthy period of stay at hospitals, make the expenses list longer.
Open Heart Surgery
Heart diseases are common and thus, an open-heart surgery becomes a common procedure to perform at leading hospitals across India. It is considered an expensive medical procedure because often times it is an urgent surgery to perform. A lot of post-surgery complications, care and follow-up make it an expensive procedure to recover from.
Retina Surgery
When it comes to the retina, the skillset and equipment needed are top notch. When lesions on the retina of the eyes are removed (also known as retinoblastoma), the risks are great. The lengthy recovery period and expensive follow-up makes this feature on the expensive procedures list.
Tracheotomy, Pancreas & Kidney Transplant
Transplants of the pancreas and kidney are expensive due to the risk, recovery and preparation. A pancreatic transplant is performed in case of the patient’s renal failure, whereas a kidney transplant is performed to replace an ill-functioning kidney. A tracheotomy happens above over the neck, allowing patients to breathe either temporarily or permanently. The after-care bills are high with regards to tracheotomy.
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Medical Loan at Loan Singh
The unsecured aspect of a medical loan in itself makes it a potent financial solution in dire straits. Suppose you remove the offline paperwork, delayed verification, repeated trips to the bank and delayed approval, from the medical loan availing process.
And then you turn the process online, with only 3 documents (to be uploaded), an approximately 10-minute application process and doing all this from the confines of home. These features, my friends, make an online medical loan even faster to avail.
An online medical personal loan is a fantastic option during times of medical duress. Sometimes, your savings might not cover an expensive medical procedure or a prolonged treatment. You might sometimes need to supplement your emergency fund with a shot of cash from other sources.
You might sell your hard-earned property or break some investments, and if all this does not work, then you might think about applying for an online medical personal loan. It is true that a number of traditional lending institutions provide medical loans. But, isn’t an emergency medical loan synonymous with quick, instant and less paperwork?
The doctors might need you to pay the cash up-front or pay each day as the treatment goes. In such cases, applying for a medical loan through manual applications and waiting for a long overdue approval makes no sense.
In India, health insurance is definitely popular, compared to an online medical loan. This is simply because we have fit this point inside our mind, that a medical insurance is actually cheaper, but that is not the case. A medical loan can be availed and then paid to a doctor/medical institution upfront. This obviously makes a medical loan scalable for a number of health ailments.
So, what’s the best source of emergency medical funds during accidents? How can you pay the doctor’s fee towards lengthy treatment? How to apply for an instant medical loan? Are there any online medical loan providers in India? The answer to these questions is…Loan Singh.
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Medical Loan Eligibility
The eligibility criteria for an online medical loan with Loan Singh are:
Salaried (receiving a monthly salary directly into your bank account)
Indian and above 21 years of age
A credit-worthy repayment history
No collateral needed
Benefits of Online Medical Loan
The benefits of applying for an online medical personal loan are the same as that of applying for an unsecured personal loan online. And because you can apply for it online, you have the freedom for applying for it from the confines of your home, hospital lobby, outside the doctor’s consultation room or the operation theatre. Its benefits include:
A medical loan is affordable
You get an instant loan pre-approval
There is no security deposit
There is no collateral involved
You pay easy EMI repayments
The application process is fully online
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