#health insurance premium

[thehansindiaseo]

INDIA alliance MPs stage protest at Parliament demanding rollback of GST on health and life insurance premiums

INDIA bloc MPs stage protest at Makar Dwar, demanding rollback of 18% GST on health and life insurance premiums. Opposition leaders united against government's decision, calling it a burden on citizens.

[naukrisambad]

Understanding Insurance Premiums: A Comprehensive Guide

Insurance premiums play a pivotal role in the world of insurance, serving as the cornerstone of financial transactions between policyholders and insurance providers. These payments ensure coverage against various risks, ranging from healthcare emergencies to property damage. In this comprehensive guide, we’ll delve into the intricacies of insurance premiums, exploring their definition, factors…

[banglakhobor]

স্বাস্থ্য বিমার প্রিমিয়াম কমাতে এই কাজগুলো করুন, অনেক টাকা বেঁচে যাবে!

অনলাইনে স্বাস্থ্য বিমার তুল্যমূল্য বিচার: কেনার আগে অনলাইনে বিভিন্ন স্বাস্থ্য বিমা প্ল্যান তুলনা করে দেখে নেওয়া উচিত। কত কভারেজ মিলছে, প্রিমিয়াম কত দিতে হবে – সব। সাশ্রয়ী মূল্যে সেরা স্বাস্থ্যবিমা খুঁজে পেতে এর থেকে ভাল পন্থা আর কিছু নেই। Source link

[shikhachopra]

The founder and CEO of Zerodha, Nitin Kamath, recently discussed the significance of health insurance in one’s own financial path. He mentioned on Twitter that ‘“In 2014, the last year for which data is available, the Avg cost of inpatient care per hospitalization was Rs 26,475 in urban areas & Rs 16,676 in rural. Over 6.3 crore Indians are faced with poverty every year due to health costs alone; according to government estimates,”

[neonbuck]

hey uh. this month is extremely critical for me as i gear up to find a more stable work situation- i'll be going to conventions with the help of a friend to look for a small art business or collective to join. my health has been badly interfering with this. so any support i get within the next 2 weeks will have my eternal gratitude in return

[quasistarjudgement]

I have GOT to get out of this country oh my GOD

[dionysus-complex]

it also doesn't help the general feeling of ennui that I'm reaching a state of complete disgust with this university system as an institution

[galactica-phantom]

props to the dwarf fortress devs, it feels like the game’s launch really went as ideally as anyone could hope a free-to-premium(ish) launch could go

dude spent 20 years making one of the most intensive, detailed civ sims ever, for free, and then spent two years rebuilding the UI from the ground up for a premium version, incorporating a bunch of QOL mod ideas people loved over the years, and said “the game’s still going to be free, and the free version is still going to have all of the QOL changes in it” and even diehard fans still paid $30 (someone was kind enough to buy it for me) just because he also has amazing developer-community relations.

sasuga tarn adams

[lexkent]

continuing to deal with the horrors of signing up for health insurance

[tj-crochets]

hey y'all weird question time again In the US, with insurance, what's a ballpark range for how much you'd expect to pay out of pocket for an MRI?

also hi crafting updates should resume in the next few days I was panicking a little about getting an MRI and that prevented crafting, and then I ended up not even getting it so all the panic was for nothing

[solacecent]

love it when I make too much money for medicaid and I'm too poor for most health insurance premiums 👍

[consolecadet]

It's so ugly how the cheapest physical copy of Disjointed (one of the two EDS books everyone swears by) is $50

[itsmozzazzella]

getting a $3k tax return just to immediately throw it at my credit card debt

[lunarianbeams]

i’m tired of being an adult

[stormyrainyday]

Am mostly on board with this post but I have a bone to pick with the BMI section. The cited BMI article is not a reputable source; it is an opinion piece that does not cite any sources, is titled "Top 10 Reasons Why The BMI Is Bogus" (and includes "it embarrasses the US" as a reason), is from 2009, and was written by a mathematician and not a doctor. Being from NPR doesn't automatically make it correct or reputable. Misinformation and inflammatory comments like "it hangs around because of fatphobia and insurance companies" just enable people to ignore their weight as an important indicator of health. (Note that I said important; not sole. Any medical professional worth their salt knows better than to take weight in a vacuum. However this does not mean that it should be ignored entirely either).

I will start by saying both being too fat and too skinny are bad for you. However since the post specifically pins the longevity of the BMI on fatphobia, I will address that more.

Nobody wants to hear this but being obese is in fact bad for you. Not just in terms of added risk of acquiring other diseases (though you definitely ARE at increased risk for cancers, diabetes, cardiovascular disease, arthritis, and more-- it is even a well known cause of infertility and other reproductive disorders), but obesity itself is a state of chronic inflammation and a disease process in its own right.

Of course, there are still issues with the BMI; as the above poster said, it was not originally intended to be used as a measure of health, and the original study overwhelming featured Caucasian men and no women. Different races have different levels of body fat at the same BMI-- and it's more widely agreed that percent body fat is the important indicator of the diseases listed above, not necessarily your exact weight or BMI. Additionally, it's widely known that women need a higher body fat percentage than men, and that BMI misclassifies people who are pregnant, very athletic, etc because, as we know, BMI measures weight, not fat.

(As an aside, it's commonly cited that a mortality is lowest at an borderline overweight BMI of 25, but the study reporting this notes that smoking and diseases that cause severe weight loss such as cancers had a large effect mortality in lower weight ranges).

So why still use BMI? In short: it's a good starting point.

Height and weight of an individual are exceedingly easy to attain in any doctor's visit. The formula is simple and calculators are easily available, and it is easy to plot changes over time. At the population level, BMI correlates with levels of body fat and obesity related diseases; combined with the simplicity and cost-effectiveness of attaining it, that makes it a good initial screening for obesity. Furthermore, there have been race-adjusted BMI cutoffs created to help make screenings for said diseases more accurate. It's also very useful in a research setting, again because of its easy attainability, but do note that research done on a population does not apply to every single individual and therefore it's important for doctors to be educated about such limitations and use their clinical judgement. Treat the patient, not the disease, if you will.

Some articles (including ones I have cited above) do say that because of its limitations it might be better to forgo BMI altogether in favor of more accurate assessments, like waist circumference or body composition measures. These measures have their own respective pros and cons that you can read about here and therefore also require clinical judgement and patient and physician education on how to implement them appropriately.

My personal opinion remains that these should be used alongside BMI, especially the simple ones such as waist to height ratio, and use all as needed to make a complete clinical picture. Both patient and physician education is important when doing any medical testing or screening-- I'd advocate for doctors to be better educated on the strengths and limits of the BMI so they can inform their patients as to why it is being used at all, and to better use it critically when providing care. But I don't believe that it should be discounted entirely.

I can't keep having the same conversations about love languages, mbti, iq, bmi, "brain fully formed at 25" and shit over and over again...

[roseband]

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