#he paid for that hospital room and decided kids were too expensive lol

[nyxronomicon]

toji had a vasectomy after megumi i can feel it

[makeste]

BnHA Chapter 099: The Fanfic Dorms (Part 2)

Previously on BnHA: The kids returned to U.A. Aizawa promptly ripped into Rescue Squad Jr. for going off on their own to save Bakugou, and the others for knowing full well what was going down and not doing anything to stop it. He told them he expects them all to regain his trust by getting their provisional licenses so they can do that shit legally. Bakugou unexpectedly paid Kirishima back for those expensive night vision goggles and it was cute as fuck. Aizawa gave a quick tour of the dorms and the kids moved into their rooms. Then they decided to have a competition to see whose room is best, and so far it has been delightful.

Today on BnHA: The kids continue our tour of the 1-A dorm rooms. Satou ultimately wins after bribing all the others with a goddamn cake. Ochako calls Rescue Squad Jr. outside to talk to Tsuyu. They have an emotional heart to heart because Tsuyu was apparently feeling awkward and uncomfortable about the whole Rescue-Squad-breaking-the-rules-over-everyone’s-objections thing, and so was everyone else apparently, and they’re also feeling anxious because of everything that happened with All Might’s retirement and all that, even though none of them actually says it out loud, and basically all of these kids are a hot fucking mess and I’m glad they can be there for each other now to sort their shit out. The next day, Aizawa announces that they’re gonna start training to come up with new super moves for the upcoming provisional license exam.

(As always, all comments not marked with an ETA are my unspoiled reactions from my first readthrough of this chapter. I’ve read up through chapter 145 now, so any ETAs will reflect that.)

so here we are, one chapter away from the big one-double-oh. All Might has just retired and the world is bracing itself to enter a new era without the Symbol of Peace. the villains are regrouping with Tomura as their leader now that All for One has been captured. basically a lot of shit went down that shook the world to its very core. so now that we’re approaching this milestone, I can only imagine what kind of momentous events will be --

OH WAIT THIS IS A CHAPTER ABOUT THE KIDS INVADING AND CRITIQUING ALL OF EACH OTHER’S ROOMS SO THEY CAN ALL DETERMINE WHICH ONE IS “THE KING OF ALL DORM ROOMS”

or at least it’s starting out that way, lol

WELL I DON’T KNOW! ARE WE?? I don’t actually mind either way, as long as I continue to ignore every panel with Mineta in it as I have been doing thus far!

you see, there are two panels here of Mineta being Terrible, but I can just skip right past them!

and if I do, I end up with

DRAMATICALLY SLEEPY TODOROKI SHOUTO

it’s a highly effective reading strategy and I strongly recommend it. though I expect I’m hardly the first to pioneer this technique

wow, what

holy shit. this Ochako is amazing

and literally the chapter title is talking about how we’re moving from two digits to three digits. like, this fucking guy needs to get out of my fucking head already, it’s seriously starting to creep me out

(ETA: but like, between the chapter title and the “premium Ochako” and Deku’s fourth-wall-breaking narration wondering how long we were going to keep touring rooms, Horikoshi sure was feeling cute this chapter wasn’t he)

RED ALERT EVERYONE WE’RE ON THE FOURTH FLOOR, ALSO KNOWN AS BAKUGOU’S DORM FLOOR, I ALREADY MEMORIZED IT

anyway, Kirishima’s telling them that Bakugou already went to bed, so I guess they’re just gonna skip him. what a loyal friend and how respectful of them to comply with Bakugou’s wishes

though if they do decide to just barge in on him later, you won’t see me complaining. though they will all die though, so that’ll be sad

so now it’s Kirishima’s room!

wow. flame curtains and a goddamn punching bag. and is that a fucking boombox. when’s the last time you even saw one of those. what is this, 1998

does his wall clock have muscly arms. and he didn’t put his boxes away omg

what a scathing fucking indictment of this sweet angel. I’m disappointed, Hagakure

Shouji’s room is so empty it probably has a weird echo

there’s actually less stuff in here now than before he moved in

YO, SERO’S ROOM THOUGH!?!?

whoa. I need to check this one out in the anime to see what kind of color scheme we’ve got going on

(ETA: lots of warm and neutral colors. his is definitely my favorite room out of the 17 that we actually see. the kid has good taste)

AND NOW TODOROKI’S ROOM. I BET IT’S JUST A NORMAL BOY’S ROOM

half the girls in the class can barely control themselves. because he’s so handsome and mysterious

what the fuck

jesus did he teleport his old bedroom into this new building or what. fucking redid the sliding doors and everything

they’re asking him how he did it and he just deadpans:

WHAT ARE YOU

(ETA: look, no joke will ever top “sorry I punched you in the balls.” but this is a close second. Shouto’s delivery is key and he fucking nails that shit)

oh my god Satou’s room has an oven. he made a fucking cake. you have a whole kitchen available for use downstairs dude

he’s offering everyone cake oh shit

Satou wins hands down. it’s over. it’s allllll over

so now they’re all heading to the girls’ dorms

oh my god I fucking love Jirou so much

a fucking drum set and everything. guess this place is going to be lively

Hagakure’s room is filled with stuffed animals and flower patterns and shit. very cute and totally what you would expect

I feel like Mina somehow has the same bedspread as Kirishima. or like close to it

(ETA: is that a fucking surface pro)

and Ochako’s room is super cute and somehow even more Japanese than Todoroki’s

she even has the laundry rack. even though they probably have dryers in the laundry room downstairs

ah, now they’re finally getting around to addressing the fact that Tsuyu hasn’t been around this entire time

Ochako says she’s not feeling well

so they’re moving on, but then Tsuyu’s cracking the door open and peering after them

what’s going on here. sudden Tsuyu angst?? her of all people? my god

holy fucking shit Momo tried to fit a goddamn library and a four poster bed into her room

and I say “tried” but she fucking did it though

wow. I guess it’s really true that once you’ve slept on a king size mattress you can’t go back

now we’re actually doing the vote. we’re seeing this thing through to the end huh

Mina is describing this as the first ANNUAL King of the Rooms contest lol

obviously it’s Satou. like, was there ever any doubt. dude was a lock as soon as he whipped out that fucking cake

(ETA: so apparently Satou got six votes, meaning that all of the girls voted for him plus one extra person. since he wasn’t allowed to vote for himself, I wonder which of the guys voted for him too. also I bet you Tokoyami ended up coming in second place just because all of the guys thought his room was cool as fuck)

Shouto just wants to go to bed now

CAN HE SLEEP?? CAN THIS BOY JUST FUCKING SLEEP ALREADY??! FINE, BUT MAKE SURE YOU BRUSH YOUR TEETH FIRST!!!!

this was amazing. even though my child slept through it. it was perfectly in character so that part of it was great too. his room is probably in one of those bonus things anyway

(ETA: oh so we can have three bonus pages’ worth of Ochako being poor, but you can’t be bothered to give us even a glimpse of my son’s dorm room, huh Horikoshi. wow)

oh my god, before Shouto can leave, Ochako’s asking if he can spare a minute. and also Deku, Iida, Momo, and Kirishima

in other words, Rescue Squad Jr. ohhhhh boy what is this

Tsuyu???

wow. it looks like she’s apologizing for what she said to them back at the hospital. about how them rushing off to break the rules was no different from what the villains do

(ETA: actually it might be the opposite. I have no idea. The anime makes it seem like she’s shocked and disappointed that they went even after her objections. meanwhile Viz’s version makes her out to be ashamed for trying to stop them in the first place. as for me, I got nothing. pretty sure she’s actually feeling a mix of both, which is why this got her so worked up)

wow, it’s really been weighing on her huh

Tsuyu nooo. what the fuck. Tsuyu feels?? in my fucking chapter 99

WHY ARE YOU ALL JUST STANDING THERE IS NO ONE GOING TO HUG HER?!?

so even though she’s still coming to terms with it, she wanted to come talk to them anyway so that she didn’t have to hold it in anymore. “so that I could be able to have fun talking with all of you again”

oh my godddd

and Ochako says it’s not just her. “everyone wants to erase the incredible anxiety they’re feeling”

shit

whoa. the power of the fanfic dorms strikes again?! look at these feels in the middle of my domestic fluff?!!

and like, Ochako’s making it to be more about them wanting to make up with the Rescue Squad and letting them know they support them and such, and I don’t doubt that was the main reason. but also, all of them must be feeling so much anxiety just in general. All Might’s done. there are villains out there and they’ve already been attacked twice. they just want to be normal kids sometimes and hang out and have fun

given that, I really think the dorms were the best decision U.A. could have made right now. not only for safety reasons and let’s-flush-out-the-traitor reasons, but also because right now all of these kids are going through the same thing, and it’s just good for them to be around each other so they can bond and support each other that much more. because shit’s rough right now. and it’s only going to get rougher from here on out

so wow, that was unexpectedly touching and poignant just now

and now Kirishima is coming over and putting his hand on her shoulder, which, good. like I guess he’s not actually gonna hug her since ~she’s a girl~, but he looks deeply moved and he’s apologizing and thanking her

and Deku’s watching and thinking pretty much the same things I was. about how everyone’s just feeling the anxiety and pressure and doing their best to get things back to normal

(ETA: I can’t believe I forgot to make mention of the fact that Iida calls Tsuyu “Tsuyu-chan-kun.” like, that’s peak Iida right there. “I’m being considerate of your name preferences, but we’ve still got to be proper.”)

all right chapter, you have two pages left. I’m ready for you to end on some sort of shocking and/or really cool note to lead into THE BIG ONE

so now it’s the next day and Aizawa’s telling them more about the provisional license exam

he says it’s a big deal since the licenses are directly concerned with matters of life and death. yikes, that does sound serious

apparently there’s only a 50% average yearly passing rate

(ETA: and apparently they can up and change that whenever they damn well feel like!)

YO LIKE THREE HEROES BUSTED THROUGH THE DOOR ALL OF A SUDDEN

hell yes. fucking excellent. it’s about time Deku got some sort of special move

this all reminds me that we never got Bakugou’s hero name. this fucking kid. his dorm room, his name... he just sits out fucking everything. fine, Kacchan. fine

(ETA: listen guys, I know I always say please no spoilers, but I really need someone to tell me right the fuck now whether there will ever be any scenes in which we see even just a part of Bakugou’s room. right now I’m betting on a combination of Tokoyami, Ojiro, and (surprisingly) Deku’s rooms. Tokoyami for his “everything is black” aesthetic, Ojiro for the “I barely changed up any of the original furniture” aesthetic, and Deku because I would put money on Bakugou having at least one All Might poster up in his room as well

as a matter of fact, the only reason it stops at posters is because he was too embarrassed to bring his own All Might bedsheets to school. that’s right, Kacchan. I know all your secrets.)

 BONUS:

I can’t believe the bonus wasn’t Kacchan’s fucking dorm room GODDAMMIT

but this is an amazing image of All Might. I don’t even know if it goes with this chapter or not but there was nothing else to put here so

fucking legend. will never be matched. I bet he would’ve beaten Thanos. Avengers what were you even doing goddammit

(ETA: YO. DID YOU ALL SEE THAT TRAILER THOUGH. OMG)

[willowthephotographer]

OTTAWA ICON - Maryam & Dhivya

“Two great friends entering a journey together. Together, in school for Medical Radiation Technology, and pursuing portrait photography!”

Maryam @marya.mali : Hey! My name is Maryam Ali. I am 22 years old and am currently living and studying in Ottawa, Ontario.  I am a first generation Somali-Canadian. I love reading, taking long strolls through Netflix, and eating at new and fancy places :) My guilty pleasure tv show is MTV's Catfish (it’s 2018 and people are still getting catfished, HOW???). A recent book I’ve read is by Trevor Noah called Born A Crime. It’s quite an insightful read and would highly recommend it. Dhivya @dhivya.sri : Hi :) I’m Dhivya Sriranganathan. I am a 22-year-old student and have lived my whole life in Ottawa. I have way too many interests, but I’m really into visual arts, singing, reading (something I haven’t done in a while though) and photography. I’m always trying to learn something new, so recently I have been wanting to take up graphic designing/digital art! I’ll see far I get with that though haha.

Questions

What was your first impressions of each other? M: You know what's funny? I thought Dhivya was a little rude at first. It was grade 8, I was new to the school and we were in the same class. I would attempt at making conversation but she wouldn’t really want to talk. Once we did start talking though we found out that we had a lot in common and hit it off.  It’s funny now looking back at it, and how far we’ve come since. But yeah, I thought she was rude aha!

D: I always find it funny when Maryam recounts her side of the story. It makes me look like the bad guy! She was the new kid in our class and all I wanted to do was introduce myself, but for anyone who knows me, they’ll know I’m pretty shy. Also, my RBF doesn’t help either lol. But if you look at us now, we’re like an old married couple lol.

What are you both in school for? What made you pursue this path? M: I’ve always had a passion for science. Ever since I was in kindergarten I knew I wanted to pursue a career within the science field. As I got older, biology and medicine were the areas in science that interested me the most. After high school, I did my undergraduate studies at the University of Ottawa. I graduated this year, and now have my Bachelors of Science in Biomedical Science, with a Minor in Law. Currently, I’m in my first year of studies at Algonquin College for Medical Radiation Technology. I find that this program is really a perfect blend of both science and photography. Consider me a sort of medical photographer. It’s really interesting so far and I’m excited for what’s to come.

D: I graduated this year from the University of Ottawa with a BSc in Biopharmaceutical Sciences. I’m currently in my first year of Medical Radiation Technology at Algonquin College as well! I decided to pursue this path because I knew that I wanted to work in healthcare and specifically, I found the diagnostic aspect of it really interesting. I also love how this program incorporates the arts and sciences as I have a huge appreciation for any medium of art, as well as the health sciences.

What was it that introduced photography to you? M: When I was about 8 years old, my dad bought our first family camera. I would always sneak away with the camera to take my own photos and videos, only to delete them later on so I wouldn't get caught. Just after my dad bought his camera, my principal at my elementary school bought the same camera. He saw how much I loved using it and decided to make me the school’s photographer. Ever since, I’ve taken every opportunity to learn more about photography and develop my skills. I bought myself my first DSLR in the summer of 2016. Dhivya was also interested in photography, and we decided to learn how to use our cameras together. 2 years later, and I’ve done photoshoots, weddings, a bit of videography, and am now learning about diagnostic imaging.

D: I would say that my brother was the one who introduced photography to me! When we were little kids, he’d be the one making funny music videos of my sister and I would be the assistant. He’s a very techie sort of guy and always knew what he was talking about in terms of the newest camera equipment. I never understood it until I started using our family’s DSLR for the first time in 2016. I shot my brother’s prom and I fell in love with shooting! From then on, I wanted to learn more and luckily, I had Maryam, so we were able to learn together. I’ve done a bunch of portrait shoots and event photography since then, but I’d love to venture out and try something new when I get the chance.

If you could give your past self advice, what would it be? M: If I could give my past self a piece of advice, it’d be to do the best you can with what you have available to you. When it came to photography, I was always a little self conscious about not having the ‘perfect camera’ or the most expensive gear. What I’ve come to learn over time is that having nice gear, although making the job a little easier, is not what gives you the best product. What gives you the best product is learning everything you can about the supplies you have available to you and applying that knowledge. Certain people will label themselves as a photographer, but won’t know a thing about their camera. If your phone is all you have available, then learn everything you can about it. The price tag of your gear does not make the photo, you do.

D: In terms of photography and art, I would tell my past self not to worry about what others may think of my work and just continue to create. Don’t be discouraged when you look at other artists’ work because there is always room to learn and grow. Art is very subjective, so as long as I personally love my work, that should be enough. Where do you see yourself in 10 years? M: In ten years, I hope to be done my program and maybe have a MSc under my belt (not too sure yet!). I also hope to have a space I can truly call my own, one where I can think and create in peace. Maybe I’ll be married? Honestly, as cliché as it sounds, I just hope that I’m happy.

D: I hope to either by working in the healthcare field, teaching, doing research or maybe a combination of them! I hope that I’ll be able to continue creating, whether that’s taking pictures, drawing, singing or maybe even something else I haven’t yet thought about. And I hope to be doing this while I have a cute little family of my own. If you were to pass down a legacy, what would you want that to be? M: I want to be remembered as someone who’s hard work paid off. I want to be remembered as someone who cared, not just about herself, but about her family, friends, and community. I would like to leave my mark in the scientific world too (maybe discover a new element? A long shot, I know).  My dream would be to open a new hospital or medical clinic somewhere in Somalia, hopefully that will also be part of my legacy.

D: If I could pass down anything, it would be my values and core beliefs. Some of my main values include treating others the way I want to be treated, showing gratitude and being there for family and friends. I’d also love to be able to put out my artwork, whether it be in photography, art or music. Why do you think I chose you to be a part of my series “ICON OTTAWA” M: Ottawa is known as a ‘big-little city’. It’s small in comparison to Toronto, Montreal, and other notable cities, but big in its status as the nation's capital. As someone who’s lived most of her life here, it’s easy to feel as if you’re one of few creatives in the city. “ICON OTTAWA” is innovative in its approach at featuring different artists across the city, giving them a platform to showcase their art, personality and a way to connect. I believe you chose to feature me because I share something in common with everyone else in the series, a desire to imagine and create. I am truly humbled and grateful that you chose to feature me, and want to thank you and your team for all your hard-work in making this series a reality :)

D: The point of this series to connect creatives and showcase their work, so that we can come together to create something of significance for our community. I believe that I was chosen for Icon Ottawa because I am a part of a large and diverse group of artists based in Ottawa who has that ability to create. By joining this series, I am joining a collection that is larger than myself. Thank you again to Willow and her team for including me in this impactful series!

The reason I chose Maryam & Dhivya,

I heard about Maryam from our very own Ottawa Icon, Ream. Next Maryam introduced me to Dhivya. It was uncanny how close these two were in sharing the same outstanding story! These two inspirers are very intelligent and creative women. They truly empower us to fill your life with the splendours of education and art. Maryam & Dhivya's ICON is the Linnaea borealis. Also known as the ‘Twinflower’.

The twinflower is from the Honeysuckle family. It has one stem and two flowers sprout on the top. They are beloved by hummingbirds. They symbolize happiness and sibling love. The flower is a lovely pink colour. “Pink represents friendship, affection, harmony, inner peace, and approachability.” -bourncreative.com/meaning-of-the-color-pink/

A big "Thank you" to everyone on the team  involved in making this possible! Looking forward to .07 of OTTAWA ICON

  Location: Nepean Photographer: Willow Lamoureux Photography / @willowthephotographer Assistant: Anna Pickles / @anna_pickles Models:  Maryam / @marya.mali @maryamali.space Dhivya / @dhivya.sri @diyaphotos

[sparklyeaglepoetry-blog]

Rough estimate of my car insurance cost?

"Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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If an insurance company (Admiral) writes off a car thats been in an accident,what percentage of the car do they normally Pay? The car is 10 months old and been owned by us from new?""

Car Insurance Cost in NYC?

I have a question regarding car insurance. I'm 29 years old. I've been in 3 car accidents but was not at fault for any of them (2 of the times my car was sitting still! lol) and I've never gotten a ticket for any of those accidents. I used to have insurance through State Farm, full coverage for a 2004 Jeep Liberty that cost 50-60 a month in upstate NY. While driving to NYC one winter I got a speeding ticket, my first ticket ever! I was going I think 82(?) in a 65. This was just before I moved to NYC, and because I got the ticket in a podunk little county I was driving through I had no idea what the name was, the ticket flew out my door and I lost it. I figured they would mail me something else to tell me the payment was late but I never received anything else about it. Well I found out later it was because I moved, even though I moved about 2 months after the fact they wait quite a while to send another notice, and I never received it. Thus, my license was suspended but I never knew. I never got caught driving without it either. So I moved here in 2007 with my Jeep which I was very behind payments for, and then it got towed away for alternate side parking BS. I could have borrowed the money back then to pay to get it out but I let it go. Alright so long story short, I don't have the truck, it was auctioned. I'll be done paying for it through a collection agency settlement offer this May. If I had kept the truck, I would be paying 200+ more a month than I pay now, and I wouldn't have been done paying it til August 2011. Plus I would have had to pay to catch it up the 3 months I was behind, plus pay my boyfriends brother back who was willing to lend me the money to get it out of the car jail (lol) I had the suspension lifted last July so I could rent a car, again no issues. So I'm thinking of buying a 2,000 car (cash! I learned my lesson) in June when I'm done paying for the truck and I want to get no fault insurance. I know it will be a lot more here then what I used to pay, and in addition I now have a suspension that wasn't there before. How much do you guys have to pay for your insurance, if it's not too much information to ask? And how much do you think mine might be, or compare your cost and history to mine? Thanks.""

I'm looking for THE CHEAPEST auto insurance I can find. Any advice?

My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""

First time dealing with car insurance for a 19 yr old?

I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one

How to get bonded and insured in Texas?

We are starting our own business and running it out of our house. We need to get bonded and insured, but we don't know where to start. Anyone have any suggestions?""

What Company Has the Cheapest Auto Insurance?

Also, are there any tricks to finding cheap auto insurance.""

Roughly how much will my car insurance be?

I'm a female and 18 in July, my parents have bought me a 2010 Toyota Yaris for my birthday.. But I have to pay for the insurance (fair enough deal!) Roughly how much would it cost? Would it be much cheaper if I went under my parents insurance?""

Insurance cost for teens?

What is the average insurance cost for teens?

Question about a car accident insurance?

i was crashed into yesterday by some one who ran a red light, we made a police report and the man has claimed responsibility, he told me not to notify the insurance company and that he would have someone take care of the damage himself, the total estimate was 1856.00 dollars, he said he does not have the money to pay me but will have his :friend do the repairs for him, keep in mind this does not include car rentals fees and the inconvenience of not having my vehicle for a week, I'm set on ignoring this man and calling my insurance company today, my question is what should I do, I'm right for just ignoring this man who seams to have mental issues and going straight threw the insurance.""

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.

Does my liability insurance cover my new car ?

I'll buy an used car from San Francisco, CA. I'd like to drive it to Los Angeles CA (in same day) and then wanna do all the paper works in LA..Does my current AAA liability insurance cover this trip?""

What would be more affordable?

a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.

Does becoming pregnant qualify as a life changing event for most insurance companies/employers?

Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow enrollment at that time even if enrollment is scheduled at a specific time of the year?""

Is it covered under insurance?

i want to change my old cavities to the white cavities to match my teeth. i hate to open my mouth in front of people because i have so many cavities. the thing is, is it covered under insurance and is it expensive?""

Non-owners policy auto insurance in NC?

im getting my license in january i will be a unnexpierenced driver but i cant afford a car right now can i get a non-owners policy in the state of nc?and drive my fiances car?

Quad insurance abd bike insurance ?

Jw if I get a 125 or 250 quad if the insurance will be similar to a bike or car same with tax Cheers

How much are you guys paying for insurance on your dualsport or supermoto bikes?

Just out of curiosity, cause i'm debating whether i keep putting money into the 4 quads i got, getting a car, or just going with a dualsport for now, i'd get something like an R1 or such but i'd get kicked out of my house lol, but yeah i'm just wondering how much insurance would be on a wr250x or a wr250r cause i'm looking for something fun and make it have a good purpose too, so any help would be great, thanks!""

What is the best insurance and the cheapest one you think?

What is the best insurance and the cheapest one you think?

Insurance low balled me on my totaled car?

My car was rear ended and totaled in an accident. The insurance now is offering me a lowball offer that is not even close to my fair market value. They used CCC Services that found 3 comparable cars advertised for sale over 350 milles away from my zip code to determine my fair market value. Is this even legal or reasonable at all??? I researched and found 5 comparable cars within 50 miles of my zip code and faxed it to them but they don't seem to care. What do I need to do? I can't buy car within my market with the payout they offer. What is the best thing to get the insurance to raise the payout??? thanks

""My husband has bad knee pain, but doesn't want to go to the dr. due to having no insurance.?""

my husband dislocated his knee 3 months ago and has been in excruciating pain lately. He can't bend, walk on, put weight on his knee without it giving out and making him fall. He wont go to the dr, since we don't have any insurance (in orange co, calif) and he feels that IF he does go then they will put him in a brace or something that will hinder him from working. And since we are living paycheck to paycheck we can't afford to have him miss a lot of work. Meanwhile, he is in a very, very grumpy mood (which I can understand) and he keeps getting himself drunk so the pain will go away or is more manageable yet we all know that it wont help. Is there any advice as to what to do to make him go to the Dr? or does anyone know of a place that we can go that will actually help him out with the xray/mri/ct that he will most likely need??""

How much does a check up cost without an insurance?

I heard some rumors that if you don't have insurance they can do a check up on you and just send you a bill @ your house where you can do your payments.

How much will insurance cost for a BMW z3?

I'm 16 years old but will be 17 next month. So lets say Im 17 for now. Im looking to buy a BMW z3 because they are pretty cheap and really nice cars. I maintain a 3.0 GPA and have a clean record and live in Southern California. Anyone have an estimate on how much insurance will be?

Do older cars cost more for insurance? I was thinking of getting a bmw m3 2002 or 05.?

or for my 1st car should i just get a infinity? cus someone told me for those cars insurance is like 220 a month!!

Purchasing health insurance?

I need to purchase health insurance. I should have purchased it a while ago because now I really need to use it. Will I be able to use it for a preexisting condition (fracture)? Any advice on a plan to purchase?

What is the cheapest roadside assistance cover for the UK?

I'm looking for roadside cover, it's not included in my insurance. I want the cheapest really; that's still reliable.""

Cheap car insurance for UK license driver in US?

need to insure two cars in the US with a UK drivers license. Three quotes so far all over $1500 for 6 months!! Anyone know of a good co. who can do cheaper--MUCH cheaper. Being penalised for not having US drivers license.

Can I buy 1 months insurance ? ( under 21)?

Hi all, Been looking around for 1 -2 months insurance cover for under 21 in the Uk. It's been difficult to find anything on the internet. Can I actually buy this? Or would I just have to buy yearly Insurance? Any help would be much appreciated. Thanks in advance.""

What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

I am selling my car and I have a suspended driver's license. What kind of insurance policy can I buy?

My driver's license will be under suspension until January 2014 and so I have decided to sell my car. What do I do about insurance? I dropped mine when I realized I would not be driving as a way to save money, but now that I want to sell the car I believe I need the insurance even just for someone to take a test drive. Are there short-term or reduced costs policies available in this situation? I would of course immediately not need the insurance once the car is sold, which could be very soon.""

Can I refuse health insurance from my employer?

I am already insured under my husband and in the past having 2 insurances has caused a nightmare of paperwork. I am about to accept a job from a non-profit, so would me refusing insurance save them money?""

Rough average insurance for 21 y/o on 500cc bike?

I'm coming up to 21 in August this year and i'm thinking of getting all my tests and everything done as soon as i can so i'll be on a full license. I'm thinking of getting a 500cc (probably a Honda CB500) straight away or maybe a 600cc, depends. I'll have no biking experience, no points on my license (unless something happens between now and then) and will probably be doing ~8,000 miles per year. What sort of price range should i be looking at for a years insurance?""

Does anyone know how much car insurance is for a 16 year old female?

I am not sure if gender matters, but age most likely does.....I was thinking about getting my license soon...but I am not sure if my income is enough for insurace.""

Does have a cpc reduce car insurance costs?

I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.

How much would it cost for car insurance?

around how much would it cost to insure a 16 year old female with a 1987 ferrari 328 (roughly $28,000 on yahoo autos)? btw the insurance is aig""

Car insurance coverage?

The cancellation date on my car insurance was 10/11/09 at 12:01 am but on 10/11/09 I renewed the policy and received a reinstatement as of 10/11/09 12:01 am. but my car got into an accident on 10/11/09 - is my car covered?

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.

I need dental insurance...?

Does anyone know of any good places I can get dental insurance through? Thanks

HELP PLEASE! CAR INSURANCE?

OKAY SO I LIVE IN FLORIDA COUNTRY AREA IN HILLSBOROUGH COUNTY AND I WAS WONDERING HOW MUCH WOULD CAR INSURANCE COST ON A 1989 BUICK LESABRE THE INSURANCE WILL BE PUT IN MY AUNTS NAME WHO IS A (SENIOR CITIZEN) AND HAS A CLEAN DRIVING RECORD AND RECEIVES SOCIAL SECURITY. ****ALSO DOES SHE HAVE TO PAY FOR THE INSURANCE AS SOON AS SHE PUTS IT ON THE CAR OR DOES SHE WAIT UNTIL THE NEXT MONTH? HELP PLEASE?

What company has the best motorcycle insurance in Maryland?

What company has the best motorcycle insurance in Maryland?

Motorcycle insurance/registration in IL?

Do I need insurance to register my motorcycle in the state of IL? I know I don't need insurance to register it at the currency exchange, but it's cheaper at the DMV so I rather go there, I just don't know if I need proof of insurance.""

""20 years old, considering seeking psychological help but have no health insurance and low income?""

I'm a 20 year old college student who works part-time at Best Buy. I consider myself intelligent and talented but I've had difficulty focusing for as long as I can remember and have struggled to self-motivate, or maybe just to see a point to anything, for at least the last 4 years. I'm tired of feeling this way and I want to do something about it, in the form of seeking professional psychological help, but I have no health insurance and very little income. I guess what I'm looking for is any government program that might throw me a bone, any kind of budget therapy, somewhere that might give me a free consultation or diagnosis so I'd at least know what I was dealing with, or just general empathy from people my age in a similar boat.""

Any ideas about how much insurance would be for this car?

I'm thinking about buying a Mitsubishi Eclipse soon. My bro has one and i drove it a few times and loved it. My current insurance company charges me $30 per month on a Loaded 2003 Ford Taurus SES. Any idea what they would charge for a sports car like an 02 5 speed manual Eclipse or Eclipse GT? And yes, i realize i could just call my company and ask them, but they dont have 24/7 calling and i don't wanna wait til tomorrow Lol Thanks in advance!""

Car Crash and Insurance Please Help?

Hi, Yesterday I got in my first wreck I am 16 and the fault of the accident was put on me even though the woman in front of me slammed on her brakes so fast that I didn't have enough time to slow down. Anyway, the car I hit was a tank of a truck, I didn't put a scratch on it but her trailer hitch rammed into the front of my car, smashing the hood and other things. The woman said she will not fill out the insurance thing since I did no damage to her car so that brings me to my first question. If she doesn't tell her insurance company, which she probably won't, do I have to tell mine? My parents and I really don't want my rates to go up and my dad will be so furious if they do. My second question is how much do you think it will cost to fix my car? It is a 2003 Mazda Protege... Please help I really need to know and if you give a good answer I will give you 10pts in a heartbeat :) Thanks""

What laws if any must car insurance companies follow when responding to a claim?

It seems that the only remedy if an insurance claim in Ontario cannot be resolved is to take the issue to court. The average driver may not be aware of any legislation that may force insurance companies to meet certain deadlines.

Car insurance rates in florida?

I lent my friend my car in florida and the car broke down he called for assistance and the tow truck hit the car will my car insurance go up i have geico

How do I FIND affordable business insurance for my cleaning business.?

I live in illinois in a city I am starting a cleaning business I ahve searched the internet and called around to different insurance companys and got a quote from state farm they want $1000 up front for the year and will not take installments. I was under the impression that the insurance I needed was less expensive. hellllp!!! please help me find something better.

What is the cheapest car insurance ?

for a ford mondeo 1998. Thank you.

What level of car insurance should I get?

The difference in my car insurance quote from the bare minimum ($356.50) to second or third in each category ($1,422.90) is over a thousand dollars. This is for a 6-month quote. I'm a very safe driver and have never been in an accident that is my fault. Someone rear-ended me once but there was only damage to his car. Should I risk going with bare minimum coverage? What do other people out there do? What level of insurance do you guys have?""

Car Rental USA Insurance?

I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars??

What's the best option for changing cars and insurance?

Ok so I got my Service/MOT, Insurance and Road tax at the end of the month, I've been driving for 1 year now and touch wood I wont crash by the end of the month to get my 1st year no claims. I currently have a Renault clio 1.2 However in about 6 months I would like to change to a Audi A3 1.6 as my insurance will be cheaper with the 1 year no claims. (Had to get a 1.2 for the 1st year as Insurance would be crazy) I am currently getting quotes from Admiral and Diamond insurance for a annual fee of about 670 or Monthly installments that come to 1000, so Ideally I will just pay the full year off. But as I said in 6 months ill change cars and by the time Ill sell and buy a new car there could be 2 months where I'm not even driving, and don't want to pay for insurance for not even driving about. I can't find on these dam insurance sites about if i can put my insurance on hold (Admiral). Not sure if I will get charged if I put it on hold or not, as all these insurance company's are very sligh. and Should I pay the Road tax for the whole year or just the 6 months? Also what's the best place to buy/sell cars? ebay / auto trader? (I bought mine from the Motorline Renault garage)""

What's up with these private car insurance company's that insure your car if it breaks down?

Auto insurance is supposed to protect you if your car's transmission goes out AND if you hit someone. People are getting ripped off! Just makes me mad. If you can convince me why people need two auto insurance's (one if you hit someone and one if your car breaks down) I'll give you best answer.

Is there health insurance that just covers serious conditions like cancer and is affordable?

I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and had to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I was able to get a cash price of $350 if I had insurance they would have charged over $2,000. At the time I was happy but doesn't this illustrate why health care in the US is so screwed up?""

Car scratch - insurance rates?

How much would by insurance rate go up by if I caused a 750 dollar car scratch to another vehicle? My insurance rate monthly is at 62 dollars. I just want to know if that could double or be extremely drastic because i don't know if it would be better to just pay out of my own pocket. thx

Should i Pay my Car Insurance Monthly or Annually?

Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?

What is the cheapest car insurance I can get in Minnesota?

I am a young mom and getting my first car this month so I don't have a lot of money to spare so I'm wondering what is the cheapest insurance I can get in Minnesota? Thanx (:

""Why am I getting quoted 11,000 for 1.0L third party only car insurance?""

I am 17 years old (male) and have just passed my driving test. I was supposed to purchase a 2010 Citroen C1 5 door with a 1.0L engine today but had a look at the insurance first. This tiny, under powered pathetic excuse of a car is probably the most insurance friendly car I could think of yet on all the car insurance sites like go compare and confused the lowest quotes were 11,000. What am I doing wrong? I have been able to choose all the best stuff like locked in a garage at night, the highest excess, low annual mileage etc There is nothing in my details that would be counter productive for a low insurance quote. This is only third party as well, if I was to have a bump my car wouldn't even be covered! I need to be driving by christmas, I don't even care that much about what car I have to drive (hence the C1) as long as it isn't too old. Just anything that I will get a realistic quote on. Any advice? Maybe I am doing something wrong here. Thanks!""

How much did you pay for motorcycle insurance in Ontario just after getting your M2?

I've asked a couple of brokers for quotes and the very cheapest you can go is seemingly $800 to $900 a year for a newly licensed rider, after advanced training and a govt-approved course, which seems a little steep even for Ontario. So I am asking for personal anecdotes - when YOU, yes YOU, started tooling around Ontario on your first farty little 2 stroke scooter or whatever, how much did the insurance company shaft you for, what was the bike model and what else do you think is worth mentioning? Thank you.""

Auto insurance wont pay for damages?

I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?

Car Insurance Cost Estimate (UK)?

Iam 21 and 22 this year, i want to know an estimate car insurance cost for any car for a new driver, note i have passed my driving test a few years ago should be around 18, but i didnt really need a car back then. if Sum1 knows roughly how much i should be paying for car insurance please post here. i dont mind having the lowest benefits etc... just want a cheapest price estimate.""

This is About car insurance?

I am getting a car soon and I want to kniw how much insurance was for me. I'm 17 and a boy so I know isles should be high. And is it a monthly thing or a one time fee?

Is this insurance Fraud?

My Fiance and I have very expensive car insurance right now and when we went to change companies the company we were at (its a certified insurance company) wanted to keep our business so they made our insurance allot cheaper by saying we are married, but we are only engaged. Can we get in trouble for this? Is it insurance fraud.""

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.

Cheap auto insurance?

I am looking for auto insurance......i have a dui on my record and im about to get my license back....so i need some suggestions on some cheap insurance.....i have already tried the general and dairy land....

How much will insurance go up on state farm now that a 16 year old has their licence?

i am turning 16 in a couple days and my rents were wondering about the cost of insurance and keep procrastinating it.

What's the best site for Cheap Car Insurance?

Besides progressive and esurance... Anyone know of a better site or sites regarding Cheap Car Insurance Online? I just got my first car, it's got a salvage title so I'm choosing a one-way liability. I'm still in H.S. with a part time job, so it would really help if you guys can help point me in the right direction to a site that's cheap and affordable on a minimum wage budget. Thanks ya.""

Which parent must pay for my car insurance?

My parents are divorced, and live in different states. I live in Florida with my mom, and my dad lives in Virginia, unfortunately. Anyhow, I get my license Feb 4th, and I'm also getting a car, and my mom is forcing my dad to pay for my insurance on top of my child support and various other fees she hits him with. My question is, can I be on my dad's insurance policy even though he lives in another state, or do I have to be insured under my primary possessive guardian(my mom) whom which I live with. Because if not, she is demanding that my dad pay for my insurance, full, a year beforehand, which at my age is close to $2,000. Thanks :)""

Young (new) driver Car insurance?

Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)""

Adding new auto insurance to my existing policy?

I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I'm going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They're young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don't live with us. Is that a requirement? Any help would be appreciated, thanks.""

Whats a good car insurance comapany in onatrio canada?

im just looking for regular insurance,nothing fancy.im a 34yr old male.thanks in advance.10 points for whoever gets the best company is my gift to you...""

WHERE IN THE UK DOES CHEAPEST CAR INSURANCE AT THE MINUTE?

WHERE IN THE UK DOES CHEAPEST CAR INSURANCE AT THE MINUTE?

Hu is the cheapest car insurance for dr10?

Hu is the cheapest car insurance for dr10?

""Why in California, mortage lenders require fire insuance but not earthquake insurance?""

and why few insurance companies cover earthquakes and if they do, it is with unusally high premiums and co-payments""

Car Insurance for young people?

I know I can go online and get a quote by entering in a bunch of information.. But generally speaking.. How much would insurance be for 1.) an 18 year old female college student with good grades, no accidents or tickets. 2.) a 20 year old male college student with good grades and 1 speeding ticket Asking about general liability for a semi-decent car. Any other information would be great =]""

Does an insurance consultant in Massachusetts need to be licensed?

It is corporate insurance, not personal.""

Where Can I Get Cheap Car Insurance?

I drive a Jeep Cherokee 2004. I am looking to purchase car insurance and have been uninsured for about 6 months. I am 22 years old, will be in college starting August. I have had about 4 tickets in my life, have never had an accident, and my license have been revoked only because I failed to pay the tickets. They are now valid. I live in Florida, where it is sooooo difficult to get insurance. You are not allowed to be insured and then get insurance.... You have to have insurance from day 1, which I had, but mom dropped me from the plan as they live in GA! I make about $800 every 2 weeks, and I do have other bills. I am looking for some car insurance that I can afford and get coverage! All Florida residents, please help me out. Thanks :)""

Importance of public insurance?

what is it's importance to the public insurance user?

Is it illegal to drive a car thats not yours without insurance?

I need to know if it is legal to drive someone elses car even if i dont have car insurance but the owner of the car does i dont own a car but my half brother does and lets me use it the only problem is i don't have insurance is it still illegal for me to drive this car i do have a valid license this is in Ohio

""Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""

Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

""I'm traveling for a month, do I need car insurance?""

I'm going to be traveling for a month, during which nobody will use my car. My insurance expires right before the month starts, and I want to switch providers after that, but is there any good reason to continue paying insurance for that month at full rate when nobody's even going to touch the car? Or, is there another way I can save money?""

Question about car insurance ?!?!?!?

Ok so i am 17 and male so car insurance is tricky. i have a 1.3 toyota corolla,provisional licence, no driving experience. Most quotes are 4,000 at the cheapest. I cant afford this. Does anyone know how to get this cheaper. Is it possible to get insurance for around 2,000 ? My only option is to go as a named driver under my parents policy and have the car registered to them. Preferrably i want my own policy though. Any suggestions appreciated thanks :)""

Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you

Where can I find affordable but a very good individual vision insurance plan?

I've check out VSP but I'm not sure if it's the best and only choice out there for me. I also live in Pennsylvania if that helps out any.

18 yr old Car Insurance Advice?

I recently moved out of my parents home due to family issues. Im 18 yrs old and need car insurance but can no longer get it through my parents which made it much cheaper. Im wondering what my best options are.

How much was your insurance for your first 125cc motorbike?

So im 19 years old and got my CBT test passed and i am getting a Honda CBF125 brand new for 2400 and it will be locked away in a garage at night i live in a low crime area aswell and im looking for comprehensive insurance and im using price comparison websites and im getting quotes at nearly 800-900. Was anyone else getting quotes this high when they got there first insurance? And where is the best place to get quotes?

How much would the rate be of the car insuance?

Ok. How much would car insurance cost on a 2007 BMW 335i coupe for an 18 year old driver with about 33,000 miles on the car. Also, how much would a 1999 ford Mustang gt witH 121,000 miles on the car for an 18 year old driver. the bmw will b in a covered shared lot while the mustang will be parked in an uncovered shared lot. We live in pheonix arizona. My car, the mustang, will be used for driving to work, as well as going to class. Same for my boyfriends car, the bmw. School is 4 miles away and work for me is about 25 miles aeay when his is only 1.5. Thabks for everyone who helps(:""

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of dedutactable do you have? feel free to answer also if you do not have insurance and do you support obamacare?""

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.

https://www.linkedin.com/pulse/insurance-company-insure-200000-florence-davis"

[xtalmay]

I once was married with children

Once upon a time in a kingdom far, far away, there lived a simple girl with a lonely heart. Ha ha, jk. But seriously... I was once a pretty boring person. I had dreams and hopes, like everyone else. I wanted a man and a house and kids. I also wanted a career and a degree. But I wanted to be a stay at home mom also...... I wanted a lot. Lol. So anyway, when I was 18, I worked for Walmart. A good one too. It was busy, customer service oriented, and clean. It was the first supercenter in our area. Pretty exciting. I loved it. I was able to afford to move out of my parents house and into a rental with a friend from work. After a couple months, I think about three, I met a guy from work. At this point, I had not had a serious boyfriend... Not really. But anyway, this guy worked at Walmart as a unloader. I worked in layaway. So we got to see each other pretty often. I was super shy. Like super shy. I also hated and still do hate, PDA. Anyway, this guy's name is Jared. We started seeing eachother in August of 2003. I moved in with him in October of 2003. He also asked me to marry him in November of 2003. I was in love. He loved me. I didn't really know what it was about him that I loved,but I did. In March of 2004, we moved to NM from WA. Furthest I had ever been from my dad or any of my family before. It was rough. I was homesick a lot. But my parents flew me up to visit often. It was pretty cool. He never went with me. When I was 22, so 2006, I missed my family. I wanted to move back home. We didn't have anything going for us in NM. I was starting to hate the desert. We were broke. I couldn't find a job I loved. I missed the rainforest. He didn't understand. So I talked to my dad, and like a thief in the night I ran away from Jared back to my dad's house. Probably could have done that better...... But I didn't know how to leave. It was a rough time. But I missed him so much. All I wanted to do was go back. To him. Maybe I was infatuated. I don't know. But I went back. After only two weeks. When I turned 23,i wanted to try for a baby. I thought (stupidly) that he would change. Maybe care for someone other than himself for once. Maybe he would be able to put his child before himself. Boy, was I wrong. The summer of 2008, I gave birth to our daughter, Jade. 4 days later we got married. I really wasn't happy except with jade. She was my world. I was growing more and more irritated with the selfishness of him. He drove me nuts. I loved him, but I wasn't in love with him anymore. Little things. Like overdrawing our account every paycheck. He had to have games for his Xbox the second they came out. He couldn't wait till payday. I tried to get our finances in order. I couldn't. He always thought he knew better. We played a game I called the 'payday loan shuffle' would borrow from one to pay another. It was terrible. I hated it. I was constantly stressed out. Cried a lot because I felt helpless. When jade was 2 months old, I went to WA to visit and introduce jade to my family. While there, I had to have surgery to remove my gallbladder. What was supposed to be 2 weeks, turned into 5 weeks. While in the hospital, he would call me and constantly talk about how he missed me. And what was he going to do without me. And when was I coming home.... Not once did he really ask how I felt. Or if I was doing alright. Never cared about jade or myself. Just himself. It was all about him. I loved being up there, but in a way I missed Jared. Just enough. So when I got home, I asked him if we could move back. I missed my dad and my family. I wanted my kid to go to a good school. And I wanted to get out of the desert. He promised in 5 years we could go back. So I held onto that hope. And a couple years later my son was born. I didn't get to visit WA much anymore because plane tickets are expensive and I would have to travel with two kids now. I didn't go up for a couple years. I still missed my family. A lot. I tried being a more attentive partner. I was restless so I would ask to go on walks in the neighborhood. He would refuse. I asked to go out in the desert behind out house and lay in the back of the truck and stargaze. He would say yeah in a little while...... We never went. I was getting more and more depressed. When my kids were 4 and 2,i remember making Pancakes, and one of the drippings looked like a heart. And I remember thinking to myself that jade would like it..... But I just stared at it. No happiness was left. I was sad, depressed and wanted to cry. I decided that things needed to change. I'm not and never have been suicidal. Just sad. And depressed. So in January of 2013, I decided to get my own bank account and start a savings account. I had to do something to have a little control over our finances. Even if I was the only one paying bills, at least I knew they would be paid. Jared hated it. He hated our money being separate. He couldn't use my money anymore. His account was still overdrawn every payday. Mine never was. It was crazy how I had felt like it was my fault we never had money..... I guess it wasn't me after all. I was starting to feel a little better. I didn't have any loans in my name. I didn't have an overdrawn account. I was actually putting small amounts into savings. I was also able to convince him to have our tax return deposited into my account, since I wasn't overdrawn. Not sure how, but it worked. I was able to help him pay off loans. We got our bills paid up. It was a nice feeling. But then he was constantly asking me for money. Constantly. It was annoying. But I didn't give him any. I would pay bills. I was tapped out but the lights didn't get turned off. We had running water. The house was current. It was worth it. So I got a gym membership to try and get my life going again. A couple of friends from work had joined the same gym as me. Waylon and Kelly. They were cool guys and I enjoyed hanging out with them. So I mentioned to waylon one day at work that I was going to that gym and he said he and Kelly were too, and that I should join them. I agreed. It would be safer to go at night with two guys than by myself. Over the course of 3 months, I started getting back into shape, after ten years of being over weight. Ten years. Jeez. I finally was down 2 pants sizes. And almost 30lbs. It was awesome. I also became close friends with Waylon. We played online together a couple times. He fixed my computer for me. Just a really cool friend. After the gym we would go grab food, the three of us. And then hang out in the parking lot and chat for a while. It was fun. I felt like I had a life. Small as it was. But I looked forward to the time we spent together. I have always got along better with guys than girls. No drama. Lol. I was starting to be more independent and I stopped reporting to Jared. In April 2013, I decided to tell Jared I wanted a divorce. I had talked to my dad. I had talked to a couple really close friends. I was so incredibly unhappy. Once I made the decision to divorce him, I felt so much better. I felt like the pieces were falling into place. In the end of April, I told him. Officially. I didn't have anywhere to go. I couldn't leave my children. They weren't in school yet, so I didn't have to deal with that. But I also didn't make enough money to move out. So I moved into my son, Rileys room. He was a baby still so I had the room mostly to myself. One day in May, I was sitting on the couch and Jared says he wants to take the kids to the park. He had never done that with me before, I always took them myself. He never went for a walk with me. He never went stargazing with me. Never anything, unless it was beneficial to him in some way. Ever. He asked if I wanted to join him, and I looked right at him with a straight face, and told him no. I didn't want to go. He got super sulky. He then loaded up the kids and left. The second he drove away, I ran to my room, packed my gym bag with gym clothes and a couple outfits, and my travel bag of toiletries. I then jumped in the car and took off. I called my dad. I text a friend. I called Waylon. I didn't have anywhere to go. I just had to get out. I ended up at waylon's house. It was the last person I called and he answered. I felt liberated. I knew from that moment on, my life would be different. I knew there were better men in the world. I didn't know if Waylon and I would even work out. But I knew we were friends and we both needed a place to live. So we went and got an apartment together. We got a three bedroom apartment. We figured if he and I didn't work out, I could move in with my daughter in her room, and it wouldn't be a big deal. He agreed. We are both pretty level headed people. So that summer, I filed for divorce. I packed me and my kids lives up and moved into the apartment with Waylon. My kids were in Colorado visiting family and Jared had gone up there too. He was trying to figure things out. He kept thinking there was hope. Boy was he wrong. He came back with the kids. I went to the house and got them. And since then they have not lived with with their dad. After 3 months he got his new girlfriend pregnant. And then married her. They fought. A lot. Broke up. A lot. Got back together. A lot. It was sad. Unstable. Weird. But whatever. His life. He started off taking the kids every week. Then he slowly started backing off. Little by little. Over time it went from every week to every other week to now he takes them for about four hours every other week. That's it. For someone who loves his kids. And misses them. And wants to see them..... He sure never tries to see them... After his third child was born, he took three months off of work. During the summer. He never asked for the kids. He never even took them for extra time. He never even asked. Then another time he took a week off and never asked for them. Then he asked me if he could pick them up and take them for a whole week to the lake. I told him yes. And two days before he was supposed to take them, he canceled. I don't know the circumstances. I don't know anything. But he didn't take them and they were devastated. He stopped asking for time. He didn't take them for a month at a time. It was getting crazy. But the kids love Waylon. He is their dad. He's been here. He's raised them. He takes them to the park. He buys them things. He loves them as if they were his. He's a great man. What's frustrating is that jade is now 8.5 and she is a smart kid. She came home from visiting him this week in tears. She misses him and wants to stay the night at his house. I told him no because it's a school night. As mom, it's my duty to keep them in school. I have to. It's the law. So I sat her down and tried to ask her questions. Me: jade I need you to understand something for me. Jade: what? Me: it isn't me keeping you from your dad. You know that right? Jade:... Me: did he take you last week? Jade: no Me: did he take you the week before? Jade: no. Me: see? It isn't me keeping you from him. He doesn't come and get you. He doesn't ask to visit. He doesn't do anything. So, this isn't me. I'm not telling him no. He has had all sorts of time to spend with you. He has weekends. He has holidays. He has time. He doesn't take it. Do you understand? Jade: Yeah. Then she continued to cry dramatically. I don't think she understood. It's frustrating. I know she will understand one day. But I worry that she will be too much like me and believe his hogwash about hope. He will always make her feel inadequate. Like she doesn't try hard enough. And it will always be her fault. And that worries me tremendously. So I have to constantly try and comfort her. He pretty much ignores Riley, so that won't be so hard. But Riley only likes him sometimes. Mental abuse is still abuse. I'm confident in my decision to leave him and the proof is in the way our lives have gone since. I'm doing great, Waylon and I are fabulous. We have great jobs. We have a stable home environment. We are not crazy broke, but we are not crazy rich either. Jared has struggled. He has been in and out of relationships. He's filed bankruptcy. He owes the irs for back taxes. He's broke. He has a new girlfriend that seems pretty cool. But his life is still weird. I'm so glad I do not have to live like that anymore. I'm glad I ran away from home that day in May.