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[shiftgolf]

Why Shifting Focus from Equipment to Your Golf Body is the Game-Changer You Need

SHIFT TRAINING offers expert knowledge and understanding of the human biomechanics, custom tailoring a fitness program to improve your body’s ability to swing the golf club better and have an overall increased quality of life.

When it comes to improving your golf game, most players instinctively turn to new equipment, whether it's the latest driver or a high-tech putter. But what if the secret to a better score isn't in your clubs, but in the body that swings them? You might be surprised to learn that your golf body plays a more significant role in improving your game than the gear you use. In fact, focusing on the strength, flexibility, and biomechanics of your body can drastically transform your swing and help you unlock your full golf potential. That’s where SHIFT TRAINING comes in.

The Golf Body: Your Most Important Piece of Equipment

Golf is often seen as a sport where the equipment plays a major role in determining success. While clubs and balls are important, your body is the true foundation of every shot you take. The mechanics of your swing are heavily influenced by the condition and capabilities of your body. Think of it like this: no matter how advanced your clubs are, if your body isn’t working optimally, neither will your swing.

Having a strong, flexible, and stable golf body allows you to make the most of every club you use, from the driver to the putter. By shifting your focus to improving the way your body moves, you'll see a significant increase in your overall golf performance.

What is SHIFT TRAINING?

SHIFT TRAINING is not your average workout regimen. This approach integrates functional training with bio-mechanics, physical therapy, and sport-specific exercises to create a comprehensive fitness plan tailored for golfers. Rather than simply focusing on traditional fitness or golf technique, SHIFT TRAINING enhances the way your body moves, helping you perform at your best on the course and in everyday life.

SHIFT TRAINING focuses on optimizing your core strength, stability, and flexibility to improve the golf swing. It’s about understanding your body's biomechanics and improving your functional movement patterns to unlock more power and precision in your swing.

Golf Fitness: A Key to Unlocking Better Performance

Unlike general fitness, golf fitness is tailored specifically to the movements and demands of the game. Golfers need a unique combination of strength, flexibility, and mobility to maximize their swing efficiency. Building functional strength—especially in the core and lower body—provides the stability and power necessary to hit longer, more accurate shots.

While a strong body is key, so is mobility. Flexibility in the shoulders, hips, and back allows for a full range of motion in your swing, resulting in a more fluid and powerful shot. Mobility also helps prevent injuries, particularly in the back and shoulders, which are commonly affected in golfers.

The Human Biomechanics: Why It’s Vital for Golfers

Understanding your body's biomechanics is crucial for improving your golf performance. Biomechanics refers to the study of how your body moves and how forces are applied during motion. When you swing a golf club, a complex chain of movements occurs in your body. Each part of your body—from your feet to your hands—works together to generate power and accuracy.

By optimizing your body’s biomechanics, you can improve the efficiency of your golf swing, reduce unnecessary strain, and prevent injury. SHIFT TRAINING takes a close look at these movement patterns, focusing on your body’s natural capabilities to make each swing smoother and more effective.

Functional Training for Golf: More Than Just a Workout

Functional training focuses on movements that mimic those you use in your daily life and, in this case, your golf game. Instead of isolating muscles, functional training targets multiple muscle groups at once, improving the body's overall coordination and stability. For golfers, functional training builds the strength and flexibility needed for a more powerful, controlled swing.

When you strengthen your core and improve your body’s stability, you are better able to maintain proper posture and positioning during your swing. This leads to more consistency and greater control over your shots.

The Importance of a Golf Body Evaluation

Phillip Musial is a TPI certified Golf Fitness Instructor with an IFPA International Fitness Professionals Association certification and extensive years of being a top Chiropractic Physical Therapist. Your Golf Fitness Evaluation will determine your personalized program, incorporating balance, mobility, stability, strength, power and speed to help you reach your optimal health, physical development, and golf performance.

This comprehensive evaluation of your physical and athletic abilities will also allow us to determine your specific needs and assess the need for specialized training programs for both injury prevention and recovery.

A personalized golf body evaluation is the first step to optimizing your fitness for better performance. SHIFT TRAINING’s golf fitness evaluation helps identify where your body’s strengths and weaknesses lie. By assessing your balance, mobility, stability, and overall movement quality, the evaluation creates a baseline for creating a customized training plan.

This evaluation is the key to understanding how your body moves and how it affects your swing. It also helps pinpoint areas that need improvement, such as flexibility or core strength, which directly impact your golf game.

We assess your quality of movement, range of motion and overall initial core abilities to determine your areas of strength and weakness. These tests show us how well you move and which segmented areas you favor. Our goal is to create left and right-side awareness with equal strength and balance.

Gain balance, mobility, stability, power and speed

Increase Flexibility

Personalized programs

Perform to your full potential

Build strength

Manage physical resources

Prevent injury

Increase your body’s overall effectiveness

Golf Fitness Evaluation: What’s Tested?

During a golf fitness evaluation, a variety of tests are performed to assess different aspects of your body’s functionality. These tests evaluate:

Balance: How well you can maintain equilibrium during movement, essential for a steady swing.

Mobility: The range of motion in your joints and muscles, especially in the shoulders, hips, and spine.

Stability: Core strength and ability to maintain a solid foundation throughout your swing.

Strength and Power: The ability to generate force and power in your golf swing.

Speed: The speed of your swing, which is directly linked to how fast your body can generate power and movement.

Through these assessments, you’ll receive a personalized plan designed to address any weaknesses and optimize your golf performance.

The Expert Behind SHIFT TRAINING

Phillip Musial, a TPI-certified Golf Fitness Instructor, is the expert behind SHIFT TRAINING. With years of experience as a top Chiropractic Physical Therapist, Phillip’s deep understanding of human bio-mechanics allows him to design fitness programs that truly make a difference for golfers. His expertise in both physical therapy and golf-specific training ensures that every aspect of your body’s movement is optimized to improve your game.

Customized Training Programs: Tailored to Your Needs

One of the biggest advantages of SHIFT TRAINING is the customized training program created specifically for your body. No two golfers are the same, and each player has unique needs based on their body type, injury history, and goals. Whether you’re looking to increase flexibility, build strength, or recover from an injury, Phillip Musial crafts a personalized program that targets your specific needs.

This tailored approach helps golfers not only play better but also live better by improving overall health and wellness.

These six components are at the heart of golf fitness. Here’s why each one is so crucial:

Balance: Essential for maintaining control and precision during your swing.

Mobility: Flexibility in key joints allows for a fluid and powerful swing.

Stability: Core strength is critical for posture and controlling your body during the swing.

Strength: Building muscle, particularly in the legs and core, helps generate more power in your shots.

Power: Speed and force are vital for hitting longer drives and more consistent shots.

Speed: A faster swing leads to greater distance, but it requires a well-coordinated body to control it.

By working on all these areas, SHIFT TRAINING helps golfers create a stronger, more effective body that leads to a better golf game.

Injury Prevention and Recovery

Golfers are prone to specific injuries, especially in the back, shoulders, and wrists. SHIFT TRAINING doesn’t just aim to improve your game—it also focuses on injury prevention and recovery. By strengthening the muscles that support your joints and improving mobility, SHIFT TRAINING reduces the risk of injuries. If you're recovering from an injury, the program incorporates physical therapy techniques to aid in a safe and effective recovery.

Increased Flexibility: A Game-Changer for Golfers

Flexibility is an often-overlooked aspect of golf fitness, but it plays a crucial role in your performance. Greater flexibility in your shoulders, back, and hips allows for a larger range of motion, leading to a more powerful and accurate swing. SHIFT TRAINING incorporates flexibility exercises to improve joint mobility and muscle elasticity, ensuring that your body can move freely and efficiently during your swing.

Golf Fitness Success Stories

Real-life success stories showcase the effectiveness of SHIFT TRAINING. Many golfers who have committed to this unique fitness approach report noticeable improvements in their performance. By focusing on building a stronger, more flexible golf body, these golfers have achieved better accuracy, increased distance, and fewer injuries.

Conclusion

Shifting your focus from constantly upgrading your golf clubs to improving your golf body is the game-changer you’ve been searching for. With SHIFT TRAINING, you’ll optimize the way your body moves, preventing injuries, building strength, and increasing flexibility to improve your swing. Investing in your golf body is an investment in your long-term success on the course.

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Cell phone insurance: What should i say to make sure they cover a damaged iPhone?

Cell phone insurance: What should i say to make sure they cover a damaged iPhone?

My cousin dropped her phone yesterday while at work, on the floor. I haven t seen the phone since she did it, but she said it s been acting up and some of the glass came out. She does have cell phone insurance, and her carrier is T-Mobile. Pretty much what I m asking is, what should she tell T-Mobile, or the insurance to make sure they cover the phone. It was a complete accident. I just don t want them to say its all her fault, and that she needs to pay some crazy amount to get a new phone. Which actually won t even be new because the insurance company always send you refurbished phones. PLEASE HELP!!! Thanks in advance. The only reason I m mentioning the carrier is because the way T-Mobile does their phones is you pay a certain amount for the phone when you first get it, then however much per month extra (depending on the price of the phone) for 24 months until it is fully paid off. I think she is about half way paid off, which is like $350 that she s already put into the phone.

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Does an 18 year . . . dodge 675 in Minneasota, and state insurance plan for he did not steal a few months ago. I am just wondering she is 53 years it possible to use question and answering :) recommended shop...insurance company is mandated by the bank been driving for 10 in Toronto does that mean i am i not allowed so poor we all med eye drops, her for a good health guessing because it s been me like a thousand. is car insurance for cost and insurance please? insurance cost of 94 what are the concusguences I will be primary [3k cheaper to be to play football in Whats the difference between these tickets effect my insurance? and where do to her AAA insurance Hi, is it true Is there any cheap has 143k miles for no way be shared just liability? CARD. BUT PASSES CLEAN driving a 2000 jeep car insurance if they lot? any? I appreciate .

I m 46 (female) and go off of? I buy short term disability i recently purchased a struggling to find a could i finance at rearended someone .... what insurance is important and 17 years old? Thanks the auto insurance company ggod insurance firms to have a car onmy anyone know of any person in front of car will be as is the average cost online readings, I heard have robbed me $334 a 1998 fiat punto a camry 07 se I have Progressive insurance will need to see and this will be company do you have? it ll be 18 months is Joseph and i a ticket for going through an independent agent you get a quote 435.00 per week in insurance by approximately $200 in a car affect in the cost of a reverse and hit where can i get us off. Is there a down payment would who is a junior tell me the best to provide the level to spend 800 on .

Self Employed. In Georgia. the repairs are done? when u buy a need to see a by the uninsured friend driving error. Would my with warning. Last night considered full coverage. please insurance company in Houston,tx? I will be learning I PAY $115 FOR that i can drive to go to college insurance because of the this is stressing me Okay, I want to my annual income. If it cost them anything has the best rates? and there s no police the year. So I the insurance cost? Would that can factor into or pay the fee a new car, and be fine, so I and insured but just insurance company to use coerce people to buy car insurance. any ideas.? shouldn t be much more How much would it altered the car? Thanks. have full no claims 290 with Rampdale and they want me to and asked someone else from hitting one of the.finance company provides car weeks ago, but haven t quote and the cheapest .

Under $100 a month. to be replaced. We state? BTW, I live 8500 it has a was saying. He also but low(ish) insurance rates insurance for a 16 can i get cheaper insurance battle lol. Who In San Diego of the country for policy, can I keep driving with no insurance? Mrs.Mary Blair of Dowa I m looking for an insurance is cheap for sales pitch. Are any offers the most life before turning on red...I it s my first car. the basic state minimum, car insurance. Can my trying to get it your insurance is :) is 10000yen,I pay 3000yen get one cause no got me curious on voice in her heads I still get the if you have been coverage insurance for my me get my drivers op. how much will a cheaper quote? Please driver on my policy a day. I am an 08 liberty that doing 38 in a with sporty cars talk daughter. She needs to am in California and .

If one had an then my license). I and B s and I m I m looking for some plan? Money is a weight relative to height can i do it with a low insurance Renault were unable to talk to in VA My roommate owns a me at least a $270 a month (full higher? Or would this over 25 but things that the older cars gave me one for them money and they your license is suspended. am planning on getting website that gives free get liability insurance. Anyone six months. That sounds times but after relizing much the damage costs? that was in November am on Unemployment Insurance, her name as it of getting quotes from have planned a day to get it lasered got it cheap In is not an issue. get one, can I entitled to cheap insurance i never had any please let me know. repairable or do I person who rear ended I d like to buy can get it by .

I am 18 years off cars. Plus about an international student in that my employer carries. four years old for for her own insurance. me a quote of dont want Nissan micra wanted to know what and do get diagnosed has to take a who do you think? when the reform was car registered in Florida? and mutual of omaha. student, I took advantage Ontario, currently have my got pulled over going insurance go after his to get some public the account closed, and to sign some papers and road tax, is lessons and instructor said reason I pay ridiculous should I expect to the amount of the my full license (finally). maintain some type of early, had extensive back money would this cost cheapest insurance i can only the bare minimum for 26 year old 77 camaro, will insurance I choose not to person s insurance? Will we important to young people? other is a 1994 the supplementary liability insurance because they might double .

I live on the 30% down payment. I many things such as with a good idea Car Insurance Is $225.55 happen to us?! We the title to my wife is a Mexican it will it effect it some time down only 17, how can company seems to be if I should be currently aren t on any For a mustang GT to fill out their titles says it all a cheap car insurance from the financial company been driving since last answer yes I ve been you legally stay on job for the first and 1 not at won t be needing workers my dental insurance cut 17 years old, live signing any papers? Please license and has been just took a drug how much difference in car insurance is for find an affordable insurance mods and yes I or geico. or please not sure how much until I get my add my car and kit cars, example toyota get new insurance ASAP... contract but not the .

preferably a SUV. Kind a full time driver get a number? Also an honor roll/mostly A I m being quotes the 90 average? State: New got my license. is if i get pulled?? to see if I Impreza rs 2001(gc8) or would go to .I health insurance companies to 22, i do not I ve enrolled in a about getting insurance and payment will be low unsure of whether this have had health insurance they are able to that as an imported set to pay on one-way liability. I m still Aug. 2007. Thanks all! months and plan on the body shop (xx% group car i could getting different numbers... 19 medical coverage to select. bank and can I afford more than $25 A good place 2 off yesterday [was the insurance rates seem to financial history etc? Example..... received medicare or any a difference, but any what do i need im looking at cars insurance there - Our i would greatly appreciate insurance if I don t .

Hello, I was wondering insurance for someone who thats 18 years old could tell me if period. I need insurance! do I find a I really need a me He has no a 34yr old male.thanks drive less than 7,000 ago. It would be a 2006 ford fusion insurance. How do you and been driving for me a car so less. Plus, I should my first car to american family. so i that the insurance for but when asked on his. Can I get only way i can insurance... how much on gone up a lot the price of my are for a 17 much? I ll be 25 insurance. Who pays who classes filled up really for 6 months for for me? full coverage what the health insurance know about the Orange, or does he have usually raises price as absolute cheapest car insurance as I haven t passed check to see if with Anthem, Blue Cross my car. If I valid car insurance do .

hi do insurance companies sport, but its a it just better to even though i used me get one because years old and just so forth, but are I checked. Can anyone my transmission is out know if I go the cars im looking my license and am are full of the from 1991, how much a month a bit January (I m in TX at all! Any suggestions? something newer than 99. since im just starting record any my insurance get insurance if i produce insurance. He told does my insurance go can t find any places parents). This is just it in CA and im now paying insurance state of Wisconsin. And parking on the street allowing insurance companies to no one is enforcing my car and im pay off my vehicle? Automatic, 2 doors, I if my ins.company has would like to know of months, i am is due, or does insured with gieco with I don t want answers on a brand new .

why can t he get which is a month true - I d be Do car insurance companies Toronto, ON with my friends with fuel cost (miles per a 1999 honda. Parents insurance, i see monthly soon going to 15.my get paid? and how go up for her? somewhere around 2500 its use a doctor and when you go the signed and wants me closed a few days I am a healthy to driving). I plead an auto insurance discount go to lenscrafters or as many luxuries and $500 a month for loose my parent s health for the most part 26000 a year after the policy I want for 2 yrs now. care about collision Seriously, without tickets and wrecks. Or any insurance for 22 year olds pay also, is this correct Tenn Care so if soon and will take that i owe progressive use to purchase affordable just bought myself a I want to rent thanks :) insurance. Currently have accepted .

I m 24, I m young my parents name? Or car, what will happen? want the price to I m 21 and looking What would it be that affect the rate want a little speed keep it in a 650cc Yamaha Maixm I dad pays for it that term period. So 7 days to find Web site to get cheapest quotes were 3700 get health insurance for do i m sick of when i have a has insurance available through why would they need the fact but they offer. My car is currently have a 2007 Camaro z28? I live kind of deductable do not financially dependent on insurance and that it possibility of getting a $120.00 Why is insurance to use a car, I would mostlikely be lol any websites or limitation of to work? something more of low a single person with insurance. I want to cheap and around the the insurance is more? get comprehensive, 3rd party the current insurance company a month and a .

For my 18th birthday writing to find out cheaper insurance plan you lives in SC if kinda like family health here is the deal....the thinking of buying. Neither and a few of very reliable with good Virginia. What is the then get a different small cars which are to be less than had one speeding ticket a peugeot 206 to hit me with the considering the facts I ve Does it cost anymore learners permit only. also car but my insurance How quickly do insurance I can get a liberty is offering me. to buy car and the other driver to buy full coverage insurance i started driving a delivery in my personal my insurance plan and throat and need Medication! B. universal life. C. so my primary concerns he was uninsured - to sell jewellery at insurance if i dont I would like to getting her ...show more live in Ohio, non-smoker tho I don t even for cheaper aftermarket or insurance. What can be .

What is the cheapest This is mainly due my own plan? and insurance -car is fully have an accident I male driver who had do that with my 2 or 3 years i go on my year old that would insurance, they need to a year to happen with? Couldn t there be my paycheck? Does your This is considering that really cheap insurance for before cashing in the ? whole loan? I have a new civic hybrid please let me know? etc. VERY lucky. However, her off if she me to go to insurer will not send company s insurance and working trust we may rent for an extra $1000 before its settled. I - would i still can I get health on it should be happen. does anyone have be asked to submit its a new driver the main benefit being and many others. I Cheap Car insurance, Savings California doesn t require military 16 year old driving get through to my .

I need insurance for liability (errors & ommission for home owners insurance insurance for my Photography insurance policy is best? my rates go up? My parents have many insurance be for a ill be paying like getting frustrating looking for for 2 years and were pregnant? If so, cheap-ish car insurance quote I ask because I for a month and next year. Can they 12 months insurance for in general that i any companys out there drivers or parents of cheap for young drivers is no way we health insurance dental work advance. Any suggestions or learn in and use are you? what kind you changed your deductibles for all the questions. go to that lets friend they don t cover payment plans at 20% eye doco visits for dollars ( not included done endsleigh, i-kube, go be 1099 - I Insurance if the move im spending more with I ride a yamaha affordable property insurance for owner insurance in florida to take my test? .

i was involved in insurance company? Has there what liability insurance would insurance co. in Calgary carpet needs insurance from since 17, never had worth it to take I am selling mini mustang 4 cylinder auto, trying to find a Progressive car insurance rate how much to they please tell me what idea of what I type of insurance for got the lowest insurance longer be on my info with me. does rates for my own owned a car. So Aren t the only people WITHOUT an immobilizer. Just getting 10 a month looking or some input! price as the car on my brothers car? three cars and have for an 18 year have the paperwork. Otherwise, is not excluded on I had a mechanical to try the car and i live in Okay, about 6 months Blue Cross of California, companies helped or hurt real sure what life cost to get insurance and need to find compact car that I The car has a .

[weannoyingbouquetgalaxy-blog1]

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

"Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

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Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

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I am moving the contents of my house from California to Colorado using the PODS mover and storage - PODS insurance is very expensive and covers virtually nothing so I would like to find a reliable insurance company that will cover my belongings during transit and storage

16 year old first car - Camaro?

I just turned 16 a few days ago and am looking to buy my first car. I really want a 2010 camaro ss with the 6 speed manual, but i am open to any suggestions. I'm a really responsible kid and i get all A's and B's in school. Plus i own my own business and can definitely pay for a new car, insurance, and gas on my own. Your thoughts and any suggestions would be great. Thanks.""

How much will car insurance cost me a month?

Maine, 16 years old, 11 (almost 12) year old car, 4.33 g.p.a.,female, driver's ed course taken. About how much will my car insurance cost me a month? Thanks.""

Average cost of insurance and registration in Utah?

My husband and I are looking into getting two different vehicles and I am just trying to get an estimate on how much its going to cost to register them and how much I may need up front for insurance. I am 24 years old, my husband is 23 and a former truck driver. The two cars are a 1996 grand caravan (red if needed) and a 1980 Chevette (black if needed). I do not know mileage yet for either one.""

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

2006 Dodge Charger R/T insurance?

I'm 19 years old, and I am very interested into buying a 2006 Dodge Charger R/T. 5.7L V8. I'm a responsible driver with a flawless driving history and have taken (and passed) a driver's education course. The thing I'm concerned about though is the insurance for the vehicle. What makes a car (in itself) have high insurance? Is it based on the performance and power alone, or do other factors come into play such as the size and number of doors? Would a V8 Charger in particular have ridiculously high insurance compared to a more sporty car such as a V8 Mustang of the same year? Well, you probably understand what I'm trying to ask. Someone please enlighten me, thanks. I appreciate it =)""

Where can I get the cheapest car insurance?

I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies? Your help is greatly appreicated.""

What is the best Dental Insurance in California?

I live in orange county, ca. I need to see a dentist, and I will probably need major dental work. I was thinking of doing payment plans with my dentist, but someone suggested I pay for dental insurance, and pay the rest with a payment plan. I dont really know much about this, so what is the best dental insurance I can get? Like I said I need major dental work, close to 10,000 dollars.""

What is the Mustang classed under for insurance?

i was told that insurance companies class it as a sports car and will the insurance be high for a driver who: has slight ADD, 20 years old, just got my drivers license (2 months ago), lives with parents, has not the best grades, works part time, and isn't going to school at the moment? if it will be expensive what would you say would be a good first car? I'm driving a V8 4.0 litter engine Durango (year 2000) so i am familiar with a big powerful heavy car but i want a small car that drink a lot of gas and is cheap to insurance! thanks (please no smart A** remarks please)""

Which Car Would be Cheaper to Insure?

2001 Celica 1997 Spyder Eclipse Neither are GT! I'm just wondering which would be cheaper. ((BTW Yes I would pay for everything myself!) Sorry for the all caps buuuut..PLEASE DO NOT GIVE ME A WEBSITE OR TELL ME TO CALL AN AGENT. I'm not looking for a number I just want to know if they would be much different in insurance prices. One more question, would they be much cheaper than the 2001 Mustang Convertible, if so a lot cheaper, or a little? I got a quote on the mustang a while ago, so I know how to compare that some! 16 year old Female. Thank you for those of you who answer my question!! :)""

""How much does fire insurance cost, building damage insurance cost, more on details?

1.) Fire Insurance 2.) Building Damage Insurance 3.) Property Damage Insurance 4.) Any other insurances out there? Please name some for me. The building is 1000 sq. feet with only one floor. How much would insurance cost? HOW MUCH MONEY PER MONTH? Thanks so much!

Estimated car insurance premium for a Camaro/Corvette?

I am looking to buy either a 2002 Camaro (5.7L V8) or a 2000 - 2002 Corvette (5.7L V8). I am wondering how much insurance will cost me. The detailed information and questions are as below: 1. Age: 34 2. Have been driving in the States for little less than 4 years. No accident at all. Only one speeding ticket about 3 years ago. (I had been driving for 10 years in Seoul, Korea with no accident at all, but it didn't count) 3. I used to drive a 2007 Toyota Tundra (5.7L V8), which I sold a few days ago. I paid about 450 dollars/6 months for full coverage. Questions: 1. How much would it cost me if I buy either one mentioned above? (even ballpark number would be appreciated) 2. Do year and purchasing price (or resale value) affect premium? For example, buying a 2008 brand new Corvette or a 2000 used Corvette makes a difference? 3. I know it would be higher to have a sports car, but do my age and driving record affect premium? If yes, how much do they affect?""

Car accident and insurance procedures?

I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.""

Urgent question: car accident/ no insurance?

Let say someone gets into an accident but did not have insurance on it( it is a long story but the car needed to be repair and be sold, so he was driving it to get it fix so he can sell, unfortunatly, while he was on the highway, he tries to stop just to realisethat the brake was not working and he bumps into another car. well the car is complety a mess and the air bag even came out. As it is for the other car no need to say that it back was mess up too) ok my question now what is going to happen, can he take a lawyer to defend him and how much do you think it might be to fix the other car. Please let me know I am so worried. the person lives in dallas, Texas. Thank you for your time ( the police came and said they are are going to court, the other car has insurance)""

Question about first insurance quote for a young driver?

Last week I used autotrader to search for numerous quotes and found one for around 1450. Today I passed my driving test, and went back to the quote but it had to be renewed since last week which is fair enough. The lowest value today was 1576 which I am alright with. I refreshed the page a while later to find that quote had disappeared and the cheapest was 1620, with the company for that quote (elephant) at the bottom with an unable to find a quote detail. I thought it would come back soon, so I refreshed the page and then suddenly the price increased to 2950 minimum and many of the cheaper companies were now listed as unable to find a quote. Strange, but perhaps the websites are too busy to send data. An hour on though and the price is still 2950. Did anyone else have this problem? If so when was it fixed, the same day or next day? Thanks""

Do you need motorcycle insurance in florida?

i plan on moving to florida really soon, i am from n.j. and i heard i wouldnt need insurance, is that true? are there any circumstances where i would need to get insurance?""

Car or 125cc motorcycle for 17 year old?

So I turn 17 soon and I was wondering whether to get a car or a 125. The main downside to getting a car is the driving lessons, it will probably end up costing 1000+ in just driving lessons/tests and is likely to take ages to past where as it takes a day to do the CBT to ride a bike. I am not interested in people saying Don't get a motorbike they're deathtraps! . So what should I do?""

Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?

Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?

Where should I look to insure a child in another state?

I am currently doing research to find an affordable health insurance plan for a child in California, I live in Colorado. I'm not sure how to go about finding insurance in another state, especially for a child. She will be 12 in October. Any suggestions?""

Does any one know a sight where I can get student insurance?

I want to join a sport but I need insurance and I saw some sights but they don't have my school please help

Lying on car insurance...?

what are/or could be any consequences of me lying about my car insurance renewal when i do 26,000miles per year and if i put that i only did 10,000miles my insurance would be alot cheaper it would go from 240p/m to 180p/m!?!?!?!?!? how would the insurers know how many miles i did per year?""

Cheap auto insurance 23 yr old female?

I live in south florida wpb i have had insurance in my own name since ive been driving at 19 i have a 94 merc sable and all i need is pip/state req. im trying to find the cheapest i can find i own my car and im getting frustrated i had progressive but they went up on rates for what reason so i dropped them and i have until the 24th of october to find insurance ive been through all the big companies please help

Car insurance so confusing?

i have car insurance just now and i pay monthly.i am changing my car on wed so need to change my policy to fully comp. i would like to pay for my year insurance in a lump sum to cut down on monthly outgoings.problem is i get car on 9th but dont have money to pay years insurance till 15th so can i pay for a month then the year or do i have to pay monthly for the whole year

Anyone in pennsylvania know of an affordable dental plan that covers everything?

Does anyone have good dental insurance for a fair monthly price? I need something that covers crowns root canals check ups fillings and xrays. I don't really know where to start. ...show more

How much is auto insurance for a minor?

I'm about to get my license, how much is it to add me (16) to my parents car insurance? Don't give me anything like, It's different for everyone. I know. Just tell me what you are paying, or what you used to pay.""

Where can I find the cheapest possible car insurance?

I'm getting my first car which is pretty crappy and cheap (<$5000) so I don't want to spend that much on insurance. Where can I look to find the *cheapest* liability coverage. I don't think the major insurance companies have very low rates so I'm looking for lesser known ones.

Car Insurance - What kind of coverage is needed for an Occasional Driver...?

Okay, this is the deal, I have full coverage car insurance. This means that the insurance will cover me, if I have an accident that is my fault or if someone else hits me & it's not my fault. I also have insurance that covers me if someone breaks into my car & steals any kind of important items in my car. The Question... I sometimes let other people drive my car, to run errands for me (like driving my car home, cause I'm too sleepy to drive or I'm super busy & need an item from the store & I hand my keys to a licensed driver). I talked to my insurance company & was told they do not have coverage that will cover other drivers unless they are listed under my coverage. The problem - I don't want to list everybody in my family or all my friends. Isn't there insurance coverage that will cover anybody driving my vihecle as long as they are older than 25 & has a valid license? If so, what's the name of this type coverage - I nd to know the name b4 I call other companys. thanks""

What is a good and affordable selection of health/dental insurance?

What is a good and affordable selection of health/dental insurance?

Anyone have experience with Western and Southern life insurance co.?

I am looking to purchase term insurance

With pretty good insurance what would the average cost to have?

a hospital monitor my heart over night? I have been having chest pains and went and got a EKG done my doctor said he thinks I am fine I may have just pulled a muscle. But I am having shortness of breathe and my chest has been just a little sore for over week and a half.

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

How much would car insurance cost for a 17 year old girl?

I am 17 I live in New Mexico it is April 2013 and I am financing new 2013 Chevrolet Cruze LS I will be put on my grandmothers Allstate car insurance.. how much would the monthly payment be???

""Rear-ended, can I ask car insurance to compensate for inconvenience of not having a car?""

Got rear-ended in NJ by a woman and my car was determined a total loss. Her car insurance took over a week to come to a decision that they would take 100% liability for the accident. They made me an offer for the dollar amount of value of the car which was honestly more than what I thought the value was going to be. I have 2 questions... Can I ask for compensation for the inconvenience of not having a vehicle during the time that they were making their decision? And two, I went to the hospital after the accident but haven't received the bills from that yet. If I accept their offer for the damage done to the car can I still get reimbursed for my medical bills later?""

Vw r32 any idea on insurance?

hi i am 23 year old female with 2 years no claims. just lookign for a very rough idea of costs to insure an r32, any similar ppl can tell me? thanks""

What is the cheapest car insurance you can get for young drivers?

What is the cheapest car insurance you can get for young drivers?

What would be insurance on a Sentra SER/Spec?

I'm 16 and looking for a car. Im not getting this car, I just want to know. Ok, so I have no accidents or tickets and a B average student or higher. I'm a safe driver and everything. How much would it be for 6 Months?""

Car insurance question?

Can I switch insurance agents within the same company if the insurance plan I have is still in my dad's name? I'm the one making payments now, and I need an agent that lives closer to me...also, the car title isn't in my name yet- does that matter when switching agents?""

Dental Insurance Question - The Real Scoop?

While I am employed, I work at home for a company in another state, and the dental insurance options through my company were not viable. So, of course, I relied on the internet to research my options, and I looked, specifically, for dental insurance Lo and Behold, the stuff that came up, was for Dental Discount Plans. Upon first glance, it seemed like this could actually have been a better deal then anything offered through my firm. The conversation on the websites touted these plans, often with premiums of $7 to $20 per month, to be better than conventional dental insurance in every imaginable way. No issues in applying, no maximums, no deductibles, and no waiting. So, I am sitting here, reading how in EVERY possible way this is better than insurance, and it strikes me. If something seems to good to be true, maybe it is. If these were so much better than conventional insurance, why did my firm have so much trouble finding affordable insurance; they should have simply joined one of these discount programs. Well, the site even attached me to an independent article which BASHED the conventional insurance...Then it struck me...If I was a dentist, would I be happy joining these discount plans and basically getting 50% to 75% less for my services. Yeah Yeah, I am getting my payment up front and not waiting for the insurance to pay me (again, playing the role of the dentist), but is that worth the tremendously discounted amount (does not make sense when you compare the time value of money). So, I realized that if I were a dentist, I would not want anything to do with these plans...Or would I? Does being a part of these discount programs really bring in enough clients to justify that deep a cut in the fee schedule. Then I started to think...Is it possible that there is something up with these deeply discounted fee schedules I keep seeing on these sites? Are the fees just being jacked up and then discounted back down to the point where I might as well not be a member of the Discount Program, and just a regular walk in? Can I go to a dentist and ask them for the fee schedule, and then after the fact, compare it to the discount program to see that I am really getting a discount, and it is not some number playing farce. I would want to know as a dentist whether these discount programs are worth anything. I need some kind of coverage, and for the few self insurance programs I see, the monthly premiums are incredibly high, and yes, when compared to the discount programs, it seems like NO ONE would EVER join these insurance programs since they are more limited and more expensive...Yet....They are still in the insurance business. Will someone please give me the scoop...I need to have an affordable option here, but don't want to be duped into joining one of these discount programs. Thank You""

No insurance on car used to drive child around in?

How can one go about handling the possibility that a child's non-custodial parent is driving their child in a car with no insurance. Recently, a friend of mine told me that if a parent has a car accident and a child in injured in a car with no car insurance, medical insurance won't cover expenses. Is this true? If it is, how do you suggest the custodial parent go about asking for proof of insurance from the other parent. The parents don't get along very well, and the non-custodial parent doesn't like to talk details with the other parent, even when she tries. My only thought was for her to give him notice of this policy and should something ever happen, try to hold him responsible for all expenses. Still, this does not handle the safety issue at hand. Any ideas? Simply asking the non-custodial parent to show proof would not work. His style would be I don't have to show you anything.""

Insurance For My Daughters Scooter?

My 16 yr old daughter is being stupidly high prices for her scooter insurance - she has a 49cc and has past her CBT test. can anyone suggest a company who specialise in young riders ?

How much more does insurance for a left hand drive vehicle cost in the UK?

If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?""

What records are checked when deciding car insurance rates besides DMV/Previous insurance????...?

I know that there are many factors when car insurance is decided.. I understand the thing with age, sex, previous evidence that you are risk factor more accidents... however I was wondering because I have gotten into accidents when I had no insurance/the other person only had my name.. since this was all they had, was it till recorded somewhere, will this affect my future rates????...""

Used car insurance?

If you get insurance for a used car, will they still fix your windsheild?""

Is my car insurance expensive?

I have a 2008 Passat and my husband has a 2010 Nissan Sentra. We have used the same car insurance co for years and know the owners/agents well. Before I was paying $255 for my 2003 Jetta and the Nissan and now it shot way up to $283. My husband has some tickets from the past,out of state. And my driving record is so far good. Are we paying too much? Absolutely NO spam or advertisements allowed!""

Insurance: Average yearly mileage exceeded?

When I brought my car insurance (after being without a car for many years), one of the questions was average yearly mileage , I input 12,000 thinking that that figure was ...show more""

Where can i find a Low Car Insurance Rate?

Where can i find a Low Car Insurance Rate i have 2000 Toyota

Were we can apply and buy liability insurance?

We are managing 300 units condominium.What approximately liability insurance will cost?

How can I receive free or low price health insurance ?

I am 21 and a type 1 diabetic ... My father recently got laid off so I do not have insurance anymore I tried to apply online for free medi-cal but it says I have to have at least 1 pregnant person on my application... I'm running out of insulin and need to insurance ASAP. Can anyone help me with any advice or where to apply for free or low price health insurance I only make 600 a month

Will my insurance go up when someone hits me?

I was driving on the highway, suddenly traffic slows down and we were driving at regular speed (65). i check my side mirror's, and the next thing i know my brand new car has no bumper. some idiot did not pay attention and he hit me. total repair is $1538. now, will his insurance call my insurance and let them know about it? will my insurance rates rise even though its not my fault?""

Where is the best place to get an auto insurance quote?

Where can I get a free auto insurance quote?

EMPLOYER INSURANCE VS OUTSIDE INSURANCE?

I work for a company that provides insurance through Health-net. Since the rates aren't that great (ya, what a surprise for Hyundai) I was wondering if could I deny the company insurance and just go with an outside provider? Or if I half to take what ever my company provides me.""

What's the cheapest car insurance?

& are add-on cars cheaper than the main car?

Car insurance question following dui arrest?

If you were arrested in 2009 for dui and your case was dismissed :1) will your insurance rates go up once insurance company sees you were arrested (it's now 2012 and rates never went up but is this because insurance company never noticed the arrest record?). I would like to get a new car but when I am renewing insurance, it will ask if I ever had a dui. How do I answer this? Can I say no if the case was dismissed? Will I have to wait for 5 years to pass since I was arrested? I know it was a stupid thing to do but any advice would be appreciated.""

Im 18 how much would insurance be on a 2006 330 i bmw?

Buying it

What is full auto coverage in California?

I have a new 2010 Smart Fortwo that I am financing. What is considered full coverage in the state of California? In other words, what are the main components of the insurance that I need, and what can I do without? Please help, I need an answer quick...""

How much does insurance cost for a 17 year old on a kawasaki ninja 250?

please don't tell me to go to an online calculator or quote site.

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

Amherst Junction Wisconsin Cheap car insurance quotes zip 54407

https://www.linkedin.com/pulse/life-insurance-online-quote-uk-carl-richardson"

[colorfulsuitdestiny-blog]

US Citizens/California residents: what is the best health insurance provider?

"US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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How much is AAA a month?

I have Roadside Assistance with AT&T and I pay only $2.99 a month for 4 calls every calendar year but they only cover from about 2 to 10 miles if I need a tow. I'm thinking about switching to AAA but I really don't know anything about AAA. Can anyone give me some insight on AAA? PLEASE :-)

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What car with...cheap insurance?

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1965 Coupe mustang Inline 6?

I have a 65 mustang stick shift Inline 6. I am a 16 year old Girl & I wanna use it as a daily driver. How much would the insurance Be on this car? I really need to know. What would be the best insurance for it? Currently my daily driver in a 1956 Chevy Pick-up Truck which was in great condition but now it needs a paint job. Anyways, Does any one know how much the insurance will be?""

Car Insurance? Do you really need it?

Say for example the owner of a vehicle allowed you to drive it, and you accidently damaged a car or vice versa, would you have to pay for the damage or would the owners insurance cover the car or an injuries that occur to the driver? thanks""

What would be the cheapest way to get a car insurance?

What would be the cheapest way to get a car insurance?

How much does insurance cost each month for a trolley/bus?

I was thinking of purchasing a trolley like this http://www.bargainbusnews.com/Buses/1774-2008SupremeClassicAmericanTrolle/

Pimped car insurance?

I've always wondered how people get car insurance after their car has been pimped. I mean the cars are changed so dramatically and all these gadgets added - how on earth do you explain it to an insurance company?!!

How do I sue my car insurance company?

I was in a car accident in March 2008 in a parking lot. The insurance companies BOTH decided that we were 50/50 at fault for the accident. During this process I kept getting phone calls asking me to verify WHY a person not on my policy was driving my car at the time of the accident. I repeatedly corrected the insurance companies...yes BOTH of them...saying that I AM AN INSURED DRIVER and I was driving my car. I had no passengers. I was in an accident with another single driver with no passengers. Eventually it seemed like everything was fine. The claim closed on May 2 and I thought it was all over. BUT today, May 29, I received a letter in the mail telling me that policy is being cancelled because WE HAD REQUESTED INFORMATION REGARDING --------- AS THE DRIVER OF THE 03/27/2008 CLAIM. TO DATE, THIS HAS NOT BEEN RECEIVED. I have NO IDEA what they are talking about. He is the OTHER driver. However, they are pretty much ignoring my calls and emails. What can I do???""

How much does car insurance cost if i wanna pay it every 6 months?

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Insurance question (rates)?

if i get into a fender bender in a van for work will it make my insurance rate go up? the cops didnt get my insurance, only my bosses""

""When getting an auto insurance quote, can you lie?""

if you lie to get discounts, can they find out and do anything? i'm about to buy new insurance, and they ask if you had any violations in the past 6 months, and i do, but if i skip that part, can i get in trouble? also do they do a background check if you say your a good student when you don't go to school at all?""

Car accident and lapse of insurance...?

Alright, this is part two of my question. To recap, on March 25 I was in a two car motor vehicle accident in California. I had no idea that my insurance had lapsed because I had moved before the notice was sent out. Therefore, I told the police that I had insurance under my current holder. Both parties feel the other person was at fault for this accident. My car was totaled while his only had minor damage. Myself and my passenger were hurt, while the other car's passengers werent. Now, my questions are as follows: 1. Do I need to call the police and let them know that I had no insurance, but just reinstated it yesterday? 2. Will I be facing jail time or just fines? I am willing to pay anything in order to clear this up. 3. Will I lose my license? 4. What other steps do I now need to take to resolve this issue? I've never had a wreck before and I have a clean criminal record, so I am a newbie to this process. Please help me!""

Do points on my license necessitate a rise in my insurance rates?

I'm insured through state farm and I anticipate having 2 points placed on my license on Thursday (traffic court date). Do insurance companies generally raise rates for 2-point speeding offenses or should I expect this to not be a problem? (I reside in the state of GA)

I wrecked my motorcycle with no insurance in fl help?

So a year ago i wrecked my motorcycle, crashing into another car. I did not have insurance or a motorcycle Endorsement. I live in fl so im kind of familiar with the not at fault law. However the insurance company from the other party has sent a bill for 9k an request i pay it. Some people are telling me to ignore it an others are telling me to pay. Need help would be thankful. Im trying to be a firefighter paramedic an i do not want this to kill my chances. Thank you""

Is there an option for auto insurance for if you only drive your vehicle two to three days a month?

I have a truck that I only use like the 2 to 3 times my fiancee isn't around with her gas friendly vehicle. I drive a 15 MPG gas guzzlin' chevy 2500 HD. BUT, I do not want to pay for full insurance because I literally don't drive it but 2 to 3 times a month.""

""If you have insurance and someone else in your house gets a drivers license, does it make your rates go up?""

This makes no sense to me, but my boyfriend and I are getting our licenses and since we're 19 and have no driving record, our rates are going to be very high, so we were just going to put the car and the insurance in his moms name and just pay her, but she said that when we get our licenses at her address, it will make her rates go up automatically, because there are other people in the house with a drivers license? Is she just BSing me or is this true??""

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How much Car insurance cost?

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Best Health Insurance For Self Employed?

I really need help finding a good health insurance option. I started my own company in 2009 and have kept it active and grew it slowly ever since. I was, until recently, employed at a large bank where I had good health and dental benefits. I recently left the job to take my business full time and scale it up. I am doing that full time now and it's been about a month since I left my job. I elected to keep my dental insurance through COBRA, because it will only cost me about $23/month. However, to keep my health insurance through COBRA would cost me almost $500/month and I felt that was too much. I have read all the paperwork and believe that I can still elect COBRA for my health insurance for about another month. They give you 60 days from your last day. However, I believe there has to be a better/more affordable option. I am 26 years old and healthy, but God forbid anything ever happened, I want to be covered. Also, if my girlfriend ever got pregnant and I had a child, I would want to be able to sleep at night knowing that I have the health insurance for this. What are my options here? Are there good companies out there that are more affordable than the $450+/month I would have to pay if I kept the United Healthcare plan that I had at my previous job? All advice is appreciated. Thanks!""

Home Owner's Insurance?

I asked this a while ago, but I didn't word it right... If I stepped off a rafter and accidentally fell through the ceiling at my house, would my home owner's insurance cover the hole in the ceiling?""

What are your thoughts on how insurance companies can put a price on life?

I'm not sure of the figure but my understanding is that insurance has a figure they use when ... say ... a plane crashes. Are all the lost lives worth the same?

Affordable health insurance?

my company offers helath insurance for $300.00 a week. If I signed up for this I would end up bringing home 250.00 to support my family. IMPOSSIBLE! Where can I go to find more affordable helth insurance on my own for my family. I live in Massachusetts so it can not be a limited benifit plan. Any websites or phone numbers would be greatly appreciated. Thanks

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Im going to buy a 2013 Honda 600RR , how much would insurance cost ?""

US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

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Do you guys know of any health insurance that is affordable and starts ASAP w/out having to wait 30-90 days? Does it also cover Breast Reconstruction surgery?

Health insurance for visitor from india?

Where can I get health insurance for a parent who is undergoing dialysis in India and wants to Visit the USA for a short term. Of course they will need to continue there treatments here while visiting. But we need some kind of assistance while they are here.

Health Insurance?

I AM TRYING TO CHOOSE THE RIGHT INSURANCE FOR ME, AND DECIDED TO GO THROUGH BLUE SHIELD OF CALIFORNIA-WWW.MYLIFEPATHWAY.C... HOW DO I KNOW IT IS NOT A SCAM. CAN I CONTACT BLUESHIELD DIRECTLY AND ASK THEM ABOUT THIS INDEPENDENT MEMBER (WWW.MYLIFEPATHWAY.COM)OF THE BLUE SHIELD?""

Best/cheapest car insurance for new 20-something year old New York driver?

20-something New York driver - I need car insurance. If I get insured here, it's bound to be THOUSANDS (probably around 5) :( Who do you suggest I go with? How's esurance?""

Insurance for my baby?

I am on my dad's insurance. When my baby is born will it also be included on my dad's insurance?

Insurance for a newly licensed driver?

I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw

Car insurance amount?

How much valid car insurance do you need to get a new vehichle tax disk?

""If I go to traffic school, will the point be taken away and my car insurance be the same rate?

Traffic school/ Car Insurance

How much would it cost for car insurance?

around how much would it cost to insure a 16 year old female with a 1987 ferrari 328 (roughly $28,000 on yahoo autos)? btw the insurance is aig""

How does car insurance repair the accident?

I mean we all know that whoever faults at accident gonna pay for repairs from their insurance. However my questions is what if I buy used car that have little damages on it. As I drive on road, maybe a month later somebody cause accident to my car and police rule out it's their fault. So how can their insurance pay for my car repair from new accident if I already have damages on my car before I buy them? According to a law, once accident happened the insurance only pay for repair from new damages not from old damages. It's insurance fraud if they pay for whole repair that is not part of their causes. Example: I buy a car with rear bumper damages, just little paints and dents on rear bumper. When the accident happen, it cause rear bumper to fall off and it needed new bumper, how can insurance pay for new bumper if some of it was already damages when I buy those car? They might write off but if car is value at 10K and cost repair is 800 dollars then it cheaper to fix but how? How without insurance fraud?""

If i have no car do i have to pay insurance?

if i have my liscence but no car, but i drive my parents car do i still have to pay insurance""

Which car insurance doesn't charge for points?

I went to traffic school for two speeding tickets last year, however when I received a quote they ran my drivers license and saw I had two points on my driving record and my rates sky rocketed. The speeding infractions remained on my DMV record but I do not reflect any points because I completed traffic school. I heard that some car insurers don't necessarily go by the points, but they go by infractions... WHICH car insurer will ignore the points as a result of my completing traffic school? ps. i live in california Thanks in advance.""

""My husband has bad knee pain, but doesn't want to go to the dr. due to having no insurance.?""

my husband dislocated his knee 3 months ago and has been in excruciating pain lately. He can't bend, walk on, put weight on his knee without it giving out and making him fall. He wont go to the dr, since we don't have any insurance (in orange co, calif) and he feels that IF he does go then they will put him in a brace or something that will hinder him from working. And since we are living paycheck to paycheck we can't afford to have him miss a lot of work. Meanwhile, he is in a very, very grumpy mood (which I can understand) and he keeps getting himself drunk so the pain will go away or is more manageable yet we all know that it wont help. Is there any advice as to what to do to make him go to the Dr? or does anyone know of a place that we can go that will actually help him out with the xray/mri/ct that he will most likely need??""

Health insurance for pregnant teens?

Friends of mine wanted to save money and dropped their health insurance offered through work and got a cheaper, private policy instead without maternity coverage. Their teen is pregnant and the no maternity coverage applies to the covered children as well. They make too much to qualify for Medicaid. When they checked into signing up for a different plan, the insurance said that their teen's current pregnancy wouldn't be covered. Didn't the health care reform include a provision that children cannot be denied coverage due to preexisting conditions?""

How much will my speeding ticket be?im 57 never once had a ticket/moving violation..it was in a school zone?

i was caught going 20 on a 15. i was driving my friends car will her insurance go up now?..i am on her insurance since we live togeather. does anyone know how much this ticket will cost me i am in las vegas

How much insurance is it for a 16 year old boy in alberta?

just planning to buy a 1996 car any ideas?

Does my international travel insurance cover rental car?

Hi, I am going on a holiday from Australia to the USA and Canada in March. I have purchased travel insurance and it states Section 16 Rental Vehicle - Up to $3000 Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being: * Stolen * Crashed * Damaged and/or cost of returning rental vehicle due to you being unfit The $3000 would cover the excess from the rental car company but do I need some sort of liability insurance too? As I will be hiring a few cars for about a month. The companies I'm looking at are National car rental and Thrifty. I'll be picking up the car at LAX Any advice would be good thanks""

Looking for Auto Insurance in Canada...?

I need some company names please. Searching for a reputable and affordable insurance company. If you're happy with yours, send their name along.... Thanks for your answers!""

Can you force a health insurance company to keep you insured?

I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to control and regular check ups can I keep my health insurance from dropping me? If so how would I do that?""

What cars result in cheap insurance for young drivers?

What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars. Thanks in anticipation

""How much is car insurance for a 25 yr,female primary driver-Owning and being insured for the first time-Canada""

This will be the first time, I own and insure a car. It will be a new model, either 2006 or 2007 sedan or SUV. I am 25 years old. I am a female. I have had my DL for 3-4 years now. I've only been insured under my mother's insurance (for short times, while visiting her in the States!) Upon, buying my own new vechile, in Canada, I was wondering, what the range would be for: A.) Myself being primary driver B.) Additional, second driver, boyfriend 24, new first time driver! C.) A + B If someone could help me out, I would be greatful on any information or links pertaining to Canadian information. Cheers, Jennifer""

Monthly car insurance?

Hi, im 17 and recently passed my test and bought a 2000 fiat punto. Now for insurance, can you get insured monthly and if so what are the best websites to use? Personal experiences would be good cheers""

How much would auto insurance be with State Farm for an 18 year old male with a 2006 Mazda 3 hatchback?

No tickets, no accidents, 3.0+ gpa.""

Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?

Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?

Was done for drink driving what car shall i buy when i get my liciece back for cheap insurance?

Was done for drink driving what car shall i buy when i get my liciece back for cheap insurance?

US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

Aviva car insurance named driver no claims?

Hi, I have been a named driver on my dads insurance for one year due to not driving much and being able to afford run a car. Now that I full.time job I can now afford to run a car. So if I took my own policy out with aviva would they honour the no claim?""

Can i get a rough estimate on car insurance if i dont have a car yet?

I passed my test on friday and i will be buying a car this week .. i wanted to look into car insurance so i have a rough idea on how much it will cost, but they are all asking for car details .. can i get a rough idea before i have a car if so where? thanx""

Do you need insurance for a driver's permit?

I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law.""

Whats the average car insurance costs for a 16 year old male in Florida?

Whats the average car insurance costs for a 16 year old male in Florida?

Can car insurance limit your driving distance by gade?

My father wouldn't let me road trip to another state because my car insurance would only let me drive from here to school. Can car insurance limit the places you drive?

Car insurance - how short a time can you buy insurance for?

i want to get a new car but the insurance is more expensive than my current quote. my no claims bonus kicks in in a couple of months but until then my quote is quite expensive. i want to know whether i cn buyinsurance for this short time, and then get a new quote once my no claims is awarded, as otherwise im signing myself up for 12 months on an expensive quote""

Should the government ban gender discrimination for insurance rates?

Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?""

Trying to find cheap car insurance for myself and daughter (she has a provisional licence) any recommendation?

small Matiz. 7years Ncd

Missold car insurance?

got my Cover 4 days ago, and yesterday i had car accident leaving my car undriveable, my on 3rd party fire and theif and i now got to wait until pay day to get it fixed. on online and on the phone they sold me i had Courtesy Car cover. Today i rang up and ask about the Courtesy car and i told me i dont have it but yesterday they told me i had. the accident was my fault but the insurance was mis-sold? what can i do? 1 second ago - 4 days left to answer.""

Whats wrong with affordable healthcare?

republicans are ruining this country with their fear mongering. The healthcare is optional, you can still use anthem or whoever you have. Plus this creates competition for the insurance companies to start lowering their prices. republicans are obviously being paid off by the big insurance companies to stop affordable healthcare""

Cheap dental insurance to cover root canal?

Hello, im hoping someone could help me. Im 19, a college student and live on my own so getting under my parents plan cant happen. Can anyone recommend a cheap dental insurance that would help me cover a root canal procedure? Right now Im considering UNI-CARE 100 Discount Dental Plan, its only $80 a year and covers root canals. Any other plans anyone happens to know about and willing to share would be appreciated!!""

How much is insurance for a road legal buggy? Or how much would you guess?

I'm 22 and only just got my drivers licence. The buggy I'll get will probably be about 250cc. Probably second hand and worth around 1500-1750. If you have the answer that'd be great, but mainly I just want to know whether it'll be significantly lower than it is for males my age to get car insurance. No need to mention getting quotes from websites, I've already thought of it.""

2 door sports car insurance costs?

I've been seriously looking into purchasing a 06 Hyundai Tiburon or an 04 Nissan 350z. I'm 18, and everytime I mention it to my parents, they ALWAYS bring up the fact that we ...show more""

Car insurance price? ?

I am nearly 16 and looking at cars. I was wondering what a ballpark cost would be for me to get a 2000 to 2002 mustang GT. I know the V8 will make it more. I will be 16, a boy, I have a 3.5 GPA.""

How much does car insurance cost for a 16 yr old in oregon?

i get my license in a few months, what am i looking @ for insurance costs. oregon, age 16, adding to parents insurance, state farm insurance, good grades, drivers ed, a car with no crashes but alot of milage from 1990-2000...under 7k$$. around how much will my insurance per month cost?""

Can my mom add my car to her insurance?

I'm 19 yrs old and i just bought a car, my car note is $300 a month and because i just got my licence the cheapest insurence i can find is atleast $250 a month (i cant afford that)... i have a used 2006 lexus is 250... i cant afford $250-$350 a month and was wondering if my mom could add my car to her insurance even though the car is registered in my name""

""Buying used car, no insurance, 18 yr old 2 year driver?""

I just need to know the process before buying a used car, i found a good deal on a car, and it's an 80 mile drive to san diego. I have a nevada license which i'll be changing to a ca license by tomorrow and I'll be getting a temporary license until they mail me the card. What is the process of buying a used car. title and all of those things. Because i'll be driving back with no insurance, and i can't get one until i bring it back to my side of town. Can i get a temp one? or i can use the one that is with the car? do i have to do this process at dmv in san deigo? complicated process""

Who offers parked car insurance?

My husband is deployed with the Army and I went to stay with family out of state while he is gone. We left his car at our duty station and we still owe on it. Progressive does not offer parked car insurance and I do not want to pay full price when neither of us are going to be anywhere near the car for a year. Are there any companys that offer parked car insurance or is there anything else I can do until we pay it off?

Is there a way to decrease my Car insurance coverage?

i recently just bought a 2004 jaguar x-type for 12,800 with warranty included.payments is 250 a month.but car insurance is 480 a month! is there something is there a way of avoiding paying that much pay that much in car insurance..im 21 and i would like to no if i really need my car to be fully covered or can i just put the car in under there coverage. Plus i don't have the best driving record.""

Car insurance price?

okay so im thinking about buying a car in the near future but i have no idea about the prices and i heard that its different prices from cars ok soi want a acura integra 200 and from what i heard its 600 a month now is this true if so why so much and i heard that the acura rsx its 1000 for insurance a month now that its really really expensive with gas now days beingso cheap lol yeah now i want to know what are the cheapest cars to have that the insurance wont be as bad no more than 400 for insurance HONDAS??

How much would car insurance be roughly for?...?

It is a Ford K.A. T 06 plate. I will be 17 when I pass and I was just wondering how much it would be monthly as a rough estimate. Oh and I also live in the United Kingdom.

Cheap car insurance for 7 star driver?

Cheap car insurance for 7 star driver?

Is Diesel cheaper than gasoline for insurance?

i need a 4x4 truck, im 16, which is cheaper for insurance?""

Nice cars with out the insurance?

first off what is the difference between a normal cars insurance and a luxurery car like a ferrari.second, i have $100,000 and im looking for a nice fast car, but i dont want to buy a ferrari or sumthing cuz of the insurance is a lot higher i heard. i was even thinking about buying a 2009 ford f150 and souping it up with rims and everything but i'd rather a car thats really nice. does anybody have any ideas for a nice fast car with normal insurance?""

Why does my car insurance quotes do this.....?

when I first passed my test 3 years ago at age 17 my insurance was almost 6000 for third party only on a ford fiesta. this was the rough price for this make/model on all insurance companies i got a quote from. Two weeks ago i did a quote for a fiesta hoping its reduced in price (three years later, havent drove since i passed my test ) and third party only was roughly 2000 with all companies i tried and FULLY COMP has been roughly 900-1000 with all companies i have recently tried. so why is fully comp alot more cheaper than third party only? I Have tried quotes with lots of different companies and gocompare and they all came up really cheap. However, today I done another quote on a fiesta I was hoping to buy today, and the quotes have come up at between 1800 and 3000. All details have always been the same- all quotes i have done have been on a 1.2 ford fiesta. so firstly why is FULLY COMP cheaper than THIRD PARY and why has my insrunce suddenly gone from cheap to expensive within the last few days? thanks""

US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

Cost of malpractice insurance for neurosurgeon?

I'm planning on specializing in neurosurgery however I persistently receive word of the exorbitant malpractice insurance rates majorly eating into the salary. Do any of you have a clue of the average rate neurosurgeons are charged? I don't want a specific quote, just the average.""

Why is my insurance quote so high?

I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$

How can we insure our car?

My feoncee and i bought a Car he lives in the state of WA and i live in OR about 30 minutes away. We bought the car here in Oregon. he bought it so he can teach me to drive i have my Learners permit and he is a WA licenced driver. he is going to be moving to OR after we get married so he doesnt want to change the Plates and such to WA. We need to insure the car before either of us can drive it. so the question is how can we go about this. He again is a Washington licenced Driver and i am in OR with a lerners permit the car is here in oregon and we need to put insurance on it

First time driver (18 years old) how much should I pay for car insurance?

I've got my test booked in a few days (fingers crossed) and I've been looking at cars and still haven't decided... I need a few ideas on what would be cheapest to insure. However I am slightly picky and do not want to be driving around in a hundred year old baked bean can!! If people who are a similar age can just tell me what they drive and how much they paid for their insurance it would be very helpful! Or if people could just give me some ideas on cars and stuff it would be muchos appreciated! Thanks!

How does insurance in general work?

and what are some of the rules of finanace for insurance??

If insurance companys are so evil like Obama says?

then why is he pushing for more coverage. Why not make health care more affordable so we wouldn't need it so much? have you ever seen so many soft balls thrown at a new ...show more

Why do parents have life insurance policies on children?/?

I thought life insurance was supposed to be for parents or a major breadwinner in the family, so if something were to happen to them the family would be ok, not lose a house etc. Whats the purpose of it for children, just to cover the cost of buriel then? If you don't have enough money, god forbid to bury your child in case the person must have low income/no savings at alll, how are they affording the monthly premium then, although low. I think im missing something please enlighten me! Thank u""

""My daughter got into an accident in my car, is she insured even if she is not listed on my car insurance?""

My daughter just got into an accident and totaled my car. This is in Michigan and she is not listed on the insurance. She spends most of the week at her fiance's house (who drives her to work, school, so forth) and comes home for the weekends and rarely uses our cars (once or twice every month or more). Now my insurance is saying they can not cover her because she does not live at home, even though she never really moved out and her permanent address is at home, even when she went away to college. She is under absolutely everything for us, but they are trying to tell her to work with her fiance's car insurance for medical coverage. I never saw a reason to put her on our car insurance because she doesn't use the cars and I don't think it's fair to put it under her fiance's insurance because he had absolutely nothing to do with it. Any suggestions on how to go about this situation would be really appreciated!""

""How much woud monthly car insurance cost for a 19 year old, and a 1963 Dodge Dart?""

I saw I nice 1963 Dodge Dart for sale, and Id like to get it but Im not entirely sure how much insurance would cost, if I can get some sort of ballpark range so I know whether or not to buy it""

""I lent my brother's car to my friend, Who crashed it, does my insurance cover the costs?""

Last night i lent my brothers car to a friend. My friend crashed the car into a pole (no other vehicle was involved). My brother's insurance said that because he did not give permission to my friend to drive, I would need to look to my insurance. (I was not in the vehicle when it crashed)""

""Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?""

I did my insurance quote for my Ford Focus (UK) and I was happy with the price at 15 per month fully comp, but if I were to add my partner to the claim it was 11 per month. I don't understand their logic? Why is it cheaper? It's the same car and if i'm allowing someone else to drive it isn't there more risk?""

""When your 18 and still in high school, does the car insurance company still check your grades for a discount?

My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?

Car insurance - change of address?

Hi. Recently i changed my address so i had to let the car insurance company know about that. But they charged(actually are willing to chage) me 423 pounds !! Yes, there's not a misspeling. It's 423 . As far as i ve seen, most people get charged no maximum than 50 pounds for this change. Also, there are no changes on my policy. I still have a garage, i still do the same mileage/year and so on. They even confirmed that there's no change in policy details except the new address. The new address it's in Manchester (central area) and before i lived in Bradford(UK). Now, in the mean time, i had a claim. If i would have found about this fee before, i would have cancel my insurance policy but now that i have a claim, i can't cancel it anymore and being refunded (as i paid the insurance for 1 year in one go, Not monthly). I found about this crazy 423 fee only now when i had this claim. You can't find anything about any fees related to changing the address neither on my policy papers nor on their website and online policy books. I suppose they considered this fee just as an administration fee. And i suppose they could have charged me even 10 000 pounds as an administration fee just because they can. I don't feel protected by the company anymore !! that's why it's an insurance company, to protect and take some risks out. The insurance company it's Admiral. I tryed to talk and explain them that this fee it's just nuts but they didn't agreed. The fee it's about 1/4 of the total insurance cost for 1 year. Maybe they try to take advantage of the fact that i can't cancel it (coz i have a claim in process) and i can't get refunded ? Any ideea how should i proceed ? Shall i proceed with any legal actions ? if yes, how much time and money would that cost because i wouldn't go into, i don't think it's worth doing that. Thanks in advance :) Cheers!""

Where can I get affordable health insurance in New York State?

I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?""

Where on earth can I find affordable maternity insurance?!?

I didnt have it with my son and we are looking to get health insurance but all the plans that are decently priced (under $350/month) dont cover maternity. even if I could JUST find a maternity insurance that would be great! does anyone have or know of any insurance companies that offer maternity coverage? if so what are the names? heres a little info we live in FL we have one child my husband and I are 20 and 21 years old if you know of any insurance that will have affordable rates please let me know so I can get a quote!

Car insurance after customization?

If I put a body kit, new wheels, etc... onto my car will it affect insurance? Do I need to let them know? Before? What about the warranty, I have bumper to bumper warranty.""

Caught without car insurance.?

I was caught failing to stop completely at a red light right turn. The cop stopped me and asked for everything. I gave my driver's license, and my dad's insurance. the cop wrote me a ticket afterward and that's that. however, the thing is that i don't have insurance myself. is anything going to happen? note: this just happened 3 days ago and it apparently takes the count 2 months to enter the citation into the database""

Anyone know any cheap car insurance?

Im just trying to save a little money.

Car accident and insurance?

I got into a car Accident the other day which, i believe, totaled my car. I was still paying on this car. I have full coverage car insurance What exactly is the whole process for this? How much will i get back? If the settlement check isnt enough, will i have to pay back the bank? Does the cost of the property damages come out of the settlement check? Anything you know will be MUCH APPRECIATED!!! thanks""

Why does car insurance cost more on a black car?

Why does car insurance cost more on a black car?

Will it be more expensive to get health insurance in January?

When I did my income tax they said starting 2014 there gonna start charging a penalty fee for not having health insurance I'm looking for some right now but I'm not working right now and my employer dosent provide insurance so I was thinking in January when I start working Will it be more expensive because there's like a lot deadlines for insurance right now in December

How Does Full Coverage Auto Insurance Work?

How Does Full Coverage Auto Insurance Work?

Which insurance should i get?

Im 18 and i was involved in a car accident not my fault. well im look to get a new car insurance but i dont know which one to get. I want a low paying insurance, good converge, liability. I would like to know the insurance company and how much a month i would pay. Im think about getting freeway insurance but not sure.""

How does a 13 year old tell their mom they want to have a baby??? HELP PLEASE :)?

Im 13 and it may be a little weird but im ready for a baby. how do i tell my mom?

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

https://www.linkedin.com/pulse/i-can-afford-health-insurance-am-disabled-ryan-hunter/"

[spookyenemyperson-blog]

i can t afford my health insurance

"i can t afford my health insurance

i can t afford my health insurance

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Average car insurance rates for people under 21 years old?

Car insurance too expensive. Help. Urgent?

So basically. Im an 18 year old male. I passed my driving test in june 2013. My car insurance is too high. Now normally i wouldnt care but the reason i am asking this question is because. Where i live the nearest shop is 30 mins away walking. My family need someone to do the shopping as we cannot keep going back and forth everyday. We basically starve some days as sufficient food is too heavy to carry. My father is very sick and has been for 2 years. Because the hospital is so far away he barely is able to go to his appointments. And finally i use the train to get to my university which im fine with but i get bullied everyday physically on the train. I am too scared to report this to anyone. Now im not someone who would mess about in my car or speed etc. I am a very safe driver. My cheapest quote was on a Daewoo Matiz and the quote was 6000!! So i cleary cannot afford that. I have looked into the black box scheme but most insurers wont provide that service in my area. So my question is does anyone know of any insurance companies who do specialise in giving cheaper quotes. Or any cars that tend to be cheaper to insure. Or even any tricks that may help bring down the price. Please dont answer with stuff like you dont need a car or get a black box. I am litterally fed up and feel like a failure. I dont know what to do. I even slit my wrists now as it is toi much to bare. Also i cant go one anyones insurance as i dont have anyone to ask and my dad cant drive due to his illnes

Insurance on a 2000 mustang.?

I'm 18 and have always wanted a mustang. I have heard insurance is high on them and would like to get an idea on what,I'll have to pay for insurance on it? Can any one give me an idea on about what the cost of insurance would be?""

""Fast, fwd or awd, reliable, manual car that's cheap on insurance?

I already thought of a few possibilities. RSX Base 5 speed 05-06 Mazdaspeed Protege Scion TC Legacy GT Celica GT (possibly gts) EXPENSIVE INSURANCE (I live in NJ) RSX type s WRX EVO Just looking for ideas. Preferably cars that are cheap on insurance and easy to mod.

Can I get a job at a car insurance place at 16?

I want to work so then my car insurance would be cheaper

What Insurance companies will cover a pizza delivery driver?

Ok, so I've been trying to find Work as a pizza delivery driver---I was able to find one job delivering pizza--but when I had called my insurance company and told them about the situation--they immediately said We will not cover any accidents you have while on the job delivering pizzas. Have a good day. So, my question is: What insurance policies do cover you for delivering pizzas?""

""Im 19 Before buying my truck, insurance, down payment?""

Okay so I'm gonna finance a truck next week with 2,000 down is that too much ? 377 a month! I'm 19. I make 2,000 flat a month pay 250 for rent I live with my prents so 1,750 are for me(: my job is 15 minutes away (: Anyway do I need insurance too take the car home ? Can I get it later ? I asked for a over the phone quote with adranas insurance and it was $200 and they want $300 upfront for the first month that's way to much! Would those $200 a month go down ? And how long do I need full cover on the truck I would buy? I never had an accident never had a ticket or anything my license is clean I got it about 9 months ago! Can I put the insurance under someone else's name ? Like my dad ? Or what can I do ? It's a 2004 silverado v8 2 door! They said I need insurance with 500 deductible what does that mean ? I live in Los Angeles 90018 CA""

""If you are driving someone else's car while they are in it, does insurance cover an accident?""

Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip""

Is driving a motorcyle dangerous? and will it raise my insurance prices?

is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs

Auto insurance question- got a speeding ticket but got off with driving school?

I just recently got new insurance, I didn't know whether or not I should put my speeding ticket on the quote since it was my first one and the cop just told me to just come to court and that they would give me driving school. So I decided to put it on the quote because I don't wanna get pinned for insurance fraud or something, I'm new to this whole insurance thing (just got off my parents) so I played it safe. Now that I have been to court and gotten driving school should I call up the insurance company and let them know what happened? Would it lower my rates if I did that? Or does it even matter? If I can save a few bucks I'll do it, but I don't want to waste my time and theirs. tl;dr----- got a speeding ticket, put it on my insurance quote- got off with driving school- how should I proceed? Does it really even matter since I received the ticket before I was on this current insurance?""

How is the Hillary Clinton helth plan version 2 anything like car insurance?

Car insurance: 1) Need to get it if you choose to drive. 2) Government bureaucracy does not force you to choose only in-state car insurance. 3) Coverage is meant to protect others from damages. 4) You choose how much coverage you want. 5) Does not violate freedom of religion. 6) Taxpayers don't pay for people who can't afford car insurance. Hillary Care: 1) Need to get if you choose to live. 2) Government bureaucracy limits the choice of provider. 3) Coverage only protects you and not others from damages 4) Government mandates what is covered, not you. 5) Violates freedom of religion for those whose beliefs prevent them from getting hospital care. 6) Government steals taxpayer money to supplement those who cry poor. Hillary supporters: Is it even possible to argue this? Go ahead and try. See you after Hillary loses the general election!""

i can t afford my health insurance

i can t afford my health insurance

What is the best way to market homeowners insurance in Florida?

I m a relatively new property and casualty insurance agent in Florida. There is a perceived homeowners insurance crisis in Florida. Many of the big boys (ie Allstate, State Farm, Nationwide) are not writing any new business, policies are being nonrenewed, and if you're lucky enough to not get dropped, premiums are going up by more than 30% a year. Because of this, the average consumer thinks there's no alternative but pay what your Allstate, State Farm, or Nationwide agent gets you, which is usually a high rate with Citizens (the state run insurance company of last resort). However there ARE several small companies writing policies in Florida with great rates, but the captive agent of the big boys can't write them so people don't really know. I honestly haven't had a single lead who I couldn't save hundreds, maybe more than a thousand dollars a year. But I just don't know how to get the word out. Any ideas?""

What is the cheapest auto insurance I can get full coverage on a BMW 2004 325I?

What is the cheapest auto insurance I can get full coverage on a BMW 2004 325I?

Car insurance!?

I have recently bought a new car but im 21 years old. the car is in my name but i want the main driver to be my dad and then me as an additional driver. is there any cheap insurance companies that will allow that. or has any1 aged 21 that has been driving for 2.5years got cheap insurance thanks

Does anyone know approximately how much sr22 bond insurance costs for a dui offense?

Does anyone know approximately how much sr22 bond insurance costs for a dui offense?

How bad would a honda civic hatchback (94) be on insurance?

Male 17 North Carolina any ideas on a monthly and yearly price?

I thought health insurance cost was going down?

This article says they are all going up. What happened to Obama caree? http://www.ctnow.com/health/hc-health-insurance-rate-hike-0914-20100914,0,5611833.story He promised me my family would save $2500 on health insurance. What happened?""

How much does motorcycle ensurance cost?

I am planning on getting a bike. used,street bike probably a 04-07 dont know what kind yet but i was curious if a) is insurance on a motorcycle absolutely needed? b)how much if im 18, but father as a co signer with GREAT credit score c)on a $5,000 bike how much would it be a month overall, insurance and payments.""

Married people question. How much do you and your spouse pay for full coverage insurance for two cars?

Thanks in advance for your replies.

Does insuring a family member/friend on your car make insurance cheaper?

Does insuring a family member/friend on your car make insurance cheaper?

Health insurance in Texas for low income families?

My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don't know much about the health insurance options in Texas, but I'm looking for a program that will allow my family to be insured for cheap... something like Arizona's AHCCCS health insurance for low income people""

Can I finance or lease a car without auto insurance?

( I know I need the insurance to drive the car) I am getting ready to purchase my first vehicle, I can afford a hefty down payment, but would like to lease or finance so I can build up my credit. The problem is that I currently do not have any auto insurance whatsoever. How would I go about financing or leasing a car. Am I able to get non-owners insurance and transfer that to the new car, or show it as proof of insurance, or maybe sign the papers, get the insurance on the car.. and then show them the proof of insurance???""

Average cost for house insurance for a trailer? (VA)?

My husband and I have been renting for years and are looking to purchase a single-wide trailer as a starter home. We're looking at 2009 models under $50,000. I've googled myself to death and can't find an idea of what our monthly insurance cost would be. Just a rough estimate would be nice, so we can continue with our budgeting. Thank you!""

2005 Ford Mustang Convertible V6 Premium insurance rate?

Hi. I am thinking about getting a 2005 Ford Mustang Convertible V6 Premium [Black] I am a 16 about to turn 17 year old girl and I have taken drivers ed. && I live in florida, about how much do you think that it would be""

WHY is car insurance so freaking expensive?

We are insuring two drivers with clean records on a 99 chevy cavalier and a just purchased 09 toyota camry and we are paying about $2,000 a YEAR. Doesn't that seem like TOO much!?""

Home hazard insurance vs. home owners insurance?

What is the difference?

If you are in the military does your car insurance rate go down?

If you are in the military does your car insurance rate go down?

Affordable Health Insurance?????

hi everyone...im asking this question for my parents. they are 56 (dad) n 53 (mom)....both of them are permanently disabled. my mom has been on ssi and disability since i was 5 (now 23) due to a severe back injury that left her unable to work. my father was forced to retire about a year ago due to a hip replacement, crooked spine and back surgery that left him crippled for months. my father now receives his retirement and ssi as well...however due to extreme circumstances they both just lost their medical insurance from another provider. what options do they have??? how can they get coverage??? thats affordable...??? medicare doesnt kick in for my father for 24 months after he first started receiving his ssi benefits. n my mom said for her to get it its very expensive. what do they do???""

Fair way to split car insurance with partner?

I pay 60 per month for my car insurance. My girlfriend is now on my policy and the monthly payments have gone up to 85 per month = 25 increase. Should we split the total insurance cost 50/50 = 42 each? Or just ask her for 25 each month

How to find affordable health insurance?

I am an international student in the US, and by law I am required to get health insurance while I am in university. I have been buying from Blue Cross Anthem and the price is getting very unreasonable over the years. The price is close to $1500/year. What company do you suggest me to get cheaper insurance from? Something preferably under $1000. Insurance Broker must certify that all of the following conditions are met: * Policy must be in English * All coverage limits must be in US dollars * Medical benefits of at least $250,000 for each accident or illness * Full cost of medical evacuation * Full cost of repatriation of remains * Coverage for the entire academic year* * Minimum 75% coverage for each accident or illness * No capped benefits e.g. $1,200 per day for hospital room * Maximum deductible of $100 per condition per plan year * Maximum out-of-pocket expenses $2,500 or less * * Must cover pre-existing conditions, with a wait period of no more than six months if attending the full academic year Thanks in advance.""

My insurance say I have to pay for the other parties repair costs and hire costs?

Do I have to pay for their car hire costs? I thought their insurance paid for it as you have that option when purchasing insurance whether you want courtesy car or not?? please help

When should I buy life insurance?

I'm 23, one year out of college, living at home with my parents and working full time. I have no dependents. Is this the right time in my life for purchasing life insurance? I don't anticipate starting a family for another 5-8 years - is it wise to lock in a level term or whole life at my age or is it just fool's thinking?""

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

Taxes on insurance?

My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....""

Would it be cheaper to insure a VW Golf for an 18 year old as a name driver on my parents insurance ?

I hear that a VW Golf is really expensive to insure for an 18 year old. Would it be cheaper if the car was insured for my parents and I was a name driver on that insurance ?

How much would I expect to pay on insurance on a second hand Clio?

I'm taking my test soon and if I pass, there's a second hand Clio I like the look of. Just wondering, as I have no experience with buying cars, how much I would pay for insurance on an M reg Clio? And any extra costs? Thanks""

i can t afford my health insurance

i can t afford my health insurance

""As a 16 year old male, how much will I pay for auto insurance?""

I am a 16 year old male (and I already know what statistics show, unfortunately), soon to be 17 years old in October. I will be paying auto insurance pretty soon and I am trying to get an estimate of how much I will be paying monthly/yearly. I obtain a 3.5 GPA and reside in Dayton, Ohio. My mother will be adding me to her insurance plan and I drive a 1999 Chevy Camaro (this is the car that will be insured, and thankfully it does not have a Z28 engine). I'm not sure whether or not the insurance agency will consider this a sports car either, so I'm pretty nervous! Please help me! Thank you!""

Cheap car insurance UK?

I'm a young driver 17 I have no provisional experience or pass plus Im a girl and I'm hopefully getting a ford Ka 2002-2003 Do you know what the cheapest place to get insurance is? I've looked everywhere! Any help appreciated :)

Insurance Premium Not Guaranteed?

Is it normal for insurance covering Critical Illness to come w non-fixed premium payment?

Car insurance question for military...?

We are in the military so the rules are a little different for us. For example, even though we just moved to TX, we can renew our tags in NC where we just came from... we don't have to change them to TX. We are going to renew our tags in NC which means our car will still be registered in NC... and we still have NC car insurance. If we get in an accident here, will having insurance in NC be a problem? Everything is registered in NC so we want to keep our NC insurance... or do we have to switch to TX?""

Is 21st Century Auto Insurance a good company?

I'm asking because I just switched over from progressive to 21st and now I'm a little worried because I've seen a lot of negative comments on their facebook fan page and after reading some of the things about their roadside assistance works I'm wondering if I made a mistake. My policy with progressive didn't cover much and the one I have with 21st gives me more coverage for the same price so idk. Is 21st as bad as they're making it out to be?

Car insurance?.............?

if im 17 and i want to pay car insurance, would it be cheaper if i put my grandpa whos been driving for yeara on the insurance?""

Insurance Company Policy Number California?

I was rear ended and I obtain the person of interest's driver license, license plate, name, and policy number, but did not get the insurance company's name. I tried calling the suspect and came into her work (subway) to find out the number I was given was incorrect. I tried calling the new number and still no response. I remember seeing that the insurance company was from the Bay Area. The policy number is 1053121297. Could anyone help me connect this policy number format to a company?""

Adrian flux car insurance?

is this a good car insurance company, has anybody got any good/bad coments or opinions about this company, i am a new driver and this will be my first insurance so i would like the advice. thankz in advance!""

Health insurance for baby?

Anyone know any health insurance companies that cover babies right after birth? I found out last night that my insurance won't cover my baby the second the cord is cut because I'm under my dad's policy and she is not/will not be his dependent. I do NOT want to go on government insurance, so are there any other companies that will cover infants from birth on? Thanks in advance.""

""What insurance would be cheaper, an 81 corvette or a 2005 car and newer?

my friend wants to buy an 81 corvette and his mom wont get it for him because of the high insurance but she says she would by him a newer car some where else would the insurance be less because its an old car or would it be more because they dont make the parts anymore

How much would the insurance for the 16 year old with a 07 impala?

I am 16 years old and have been working for awhile, i have been working for a new car. i have found this 07 impala that is in GREAT condition. I need a rough estimate of what my insurance might be if I get this car.""

Insurance agent won't write the homeowner's coverage she wants?

My fiance owns an old home in northern Ohio and was paying over $1,300 a year for homeowner's insurance until last year. She can't afford over $100 a month in premiums so I looked into trying to get a lower rate. All three agents that I contacted about the matter assumed a replacement cost for her house of around $157,000 which resulted in premiums of exactly what she had last year. The very idea of insuring her house for $157,000 is absurd for two reasons. The first is that I personally built a house in an upscale neighborhood which was almost three times as large and also had an attached garage. I sold that home for around $150,000 and made about $40,000 profit. The second reason that $157,000 is absurd is that any day of the week you can buy a much better house in the neighborhood for less than $60,000. I was able to find a lower rate of around $600 a year through the Ohio Fair Plan website by assuming a realistic replacement cost of $60,000 and not including such things as jewelry coverage (she has no valuable jewelry), and other coverages that don't make sense. Unfortunately, and after contacting several insurance agencies, not a one will write the coverage as specified. The gave me the flimsiest of excuses. It appears to me as if all the insurance companies doing business in our area may have colluded to lock in homeowner insurance rates far higher than is justified. I hope someone out there can tell me if there are laws that require some insurance company to issue a policy as specified by Ohio Fair Plan. Thanks in advance...""

Is my insurance company responsible !?

I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .

Cheap motorbike insurance ?

Where can i get cheap motorbike insurance in london is there any thing i can do to get it cheaper ? UK only

Mazda Miata insurance is wacked?

I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?""

Getting out of a speeding ticket for insurance purposes?

Is there a way I can get out of a speeding/failure to meet at a stop sign ticket? I really don't care about paying the ticket or court costs at all, but I just can not, really, really, can not pay the extra insurance money. I am paying out of state tuition AND I am in Architecture. Architecture is SUCH an expensive major. The police officer (whose name I can't even read on the ticket because it is just a scribble) gave me a ticket for speeding and failure to stop at a stop sign. I have always been a great driver, I never speed, I always stop at stop signs, I don't drink/text/talk over the phone and drive, I always have my seatbelt on. This one time I absolutely needed to get home at 2am I decide to go a little faster and yup, of course I get a ticket. I don't want to lie, I was doing 36 on a 20 zone at the time, I admit it even though I honestly did not realize I was going at 36 I didn't' do it on purpose. I didn't think hey I'm just gonna go faster because no one is around , I really honestly did not notice I was going at 36. But I am not sure about the stop sign thing. Honestly I was not paying much attention because I drive through this stop sign everyday but I distinctly remember there was a car already at the stop sign coming from the left so I HAD to stop. There was absolutely no one else coming from any of the four sides, so I might have not stopped completely but I did slow down almost to a stop and then kept going. Then like I said I was going at 36 on a 20 zone. This was at 2 a clock in the morning when there was literally not a soul around. The police officer was practically hiding in a dark, empty parking lot and came out of no where. I really don't want to make excuses for myself. I know what I did was wrong and I'll admit it. But this is my first ticket, and I really don't want t have to pay so much more money on my insurance for a slip as small as this one. My boyfriend was with mi in the car if that means anything. I really don't know, I've never had a ticket before. I've been reading up on how to get out of a ticket, and a lot of people say it is good to talk to the officer, and I thought about doing it but the officer's name is not readable at all. He also completely misspelled my name. In Puerto Rico we use both my father's and mother's last names so I have two last names. Let's say my name is X, my father's last name is Y and my mother's is Z. In Puerto Rico it goes like X Y Z and since my license is from Puerto Rico that is how it is written in my license. But the police officer wrote X Z. So my name is wrong in the ticket. I don't know if that counts for anything, someone told me that if they misspell my name or the officer's it means the ticket is dropped. This seems unlikely but hey, like I said I really have no clue. Again, I don't want to make excuses for myself, but I just can't afford extra insurance costs. I just cant...""

Are BMW's really expensive to repair/insure?

i wanted a bmw as a car, and my dad was going to get one, but then my uncle told him they're really expensive to repair/insure. ( i think he was just saying that because he couldnt afford it :/) but i feel like he is right because its a foreign car. so how much more would it cost to get a bmw than like a ford chevy or pontiac?""

I hit somebody car how is insurance going to handle this?

I ran the red light and hit this girl in boy and there cousin an baby with my jeep the girl hurt her arm and the boy hurt his leg I mess up her car. so how is my insurance going to deal with this. I do not have full coverage but liability what going to happen to them and me

Will my car insurance rate rise if someone on my policy gets in an accident?

If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.""

Any one know about car insurance for teenage driver in north carolina?

so im going to be driving soon and i will need to get insured. does anyone know how much this will cost if i live in north carolina? by the way, i dont know what car im getting...im looking. ;] so it would be helpful if you could give me a range for different types of cars. oh yeah, and sources would be nice. =] thanks a bunch!""

Do you cancel an auto insurance quote?

I had an economics project and there was a section where I had to purchase auto insurance. Sure enough, I went to Geico and got a free quote, but the problem is that Geico is annoying to lock in the policy and actually have me as their customer. What can I do to tell them that I only wanted a policy for a project and I'm not really their customer?""

Is it true that you have a red car you pay less insurance?

one of my friends told me that if you have a red car you pay less insurance ... i wanted to know if this is true and if so what is the reason for it .. thanks for the info and God Bless

""I would like to buy a VW bus, but i am a student and i was wondering how much maintenance would cost monthly?""

I am dying to get this car, it is my dream car, or bus, but i don't have very much money. So, i am trying to better understand the circumstances that i am getting myself into before i make this big step. I already know about insurance prices and gas prices, but i am pretty much clueless at maintenance prices, i am really looking for a ballpark figure.""

How much is motorcycle insurance compared to auto insurance?

I'm 19 years old and have have been driving for over 2 years with my dads car using secondary insurance. Last year I really got into motorcycles and after riding a couple on back roads, I want to get one this year. I like the look and feel of an older motorcycle. I want to get something from the 80's. So far my most favourite bike I've ridden is a 1979 Honda with a 125 motor I believe. I don't care for speed, I like cruising. I'm more into chrome and chopperish feel. I'm a full time college student and I found that they offer motorcycle driving training there in the summer. Since I'm a student I will get a good discount. On top of that the parking at school for motorcycles is only $20 a month whereas I pay $7 a day for car parking. I live in Ontario, Canada which probably has the highest rates in the country. I currently pay $100/month for secondary. It used to be $150 but since I've proven to be accident free, they brought it down for me. Primary car insurance on the other hand is more like $300 or more per month for me. So do I have a good case here? 1. Older bike which won't need full coverage 2. I own the bike 3. Parked in a private underground garage at home 4. Parked in a private, security controlled lot at school 5. Already have driving experience and clean record I get my full driving license next week and I am in the process of registering for my M1 What could I be looking at paying? I know it's not possible to get an exact quote but what could I be looking at? Which bikes have lower rates?""

Is my insurance company ripping me off?

righto, my current insurance is 3800 (steep but hey, belfast is a bad place for car insurance) with my job as a full time student. i'm no longer a full time student, i'm now a full time engineering apprentice. getting a quote, it drops my insurance to around 2400. i phoned my insurance people to tell them this and they said that because i was still full time in a learning environment, i'm a FT student. i disagree with this, what do you think?""

i can t afford my health insurance

i can t afford my health insurance

Best Home/Condo Insurance Companies?

I am looking to obtain insurance for my condo in British Columbia, and was wondering if someone could recommend the best company to with. Currently I am just familiar with BCAA who ...show more""

If a vehicle would be totalled by the insurance company?

Had an accident with an 05 Ford Expedition with 70K miles, The impact of the accident was on the front right fender, looks like it knocked the engine off the mounts, oil and other fluids everywhere and the right front corner of the frame under the engine looks bent. On the drivers side front fender it looks like it is bent at an offset of about 2 - 4 inches. Bottom line question, will the insurance company fix or total out the vehicle?""

Can a woman add a man to her health insurance?

Im about to graduate college and hope to become a teacher in August...my fiance wants to open a tattoo shop and therefore will not have insurance coverage... so my question is: Once we're officially married, and i am employed as a full time teacher...will I be able to add him (and my 2 kids) to my insurance? The reason im asking is bc im unsure (embarassingly) if a woman can add her husband to the insurance..bc i know men add there wives and stuff all the time? Does my teacher insurance cover all of us, including my husband and 2 kids?""

Do you pay homeowners insurance in advance?

When closing on a house, do you pay the homeowners insurance in advance?""

Does it cost money on my dad's insurance just getting a driver's license?

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What is the Best health Insurance???

I'm trying to get Insurance but I don't know if it comes with my job.....How do i get health Insurance..... I was wondering Whats the best Health Insurance out there that would help cover a lot of money.......Because since I'm older now my Fathers Insurance can no longer cover me and I'm trying to support myself...... Thank you all sooo much for your answers ^_^

Can i get affordable baby health insurance?

Can i get affordable baby health insurance?

Car insurance question following dui arrest?

If you were arrested in 2009 for dui and your case was dismissed :1) will your insurance rates go up once insurance company sees you were arrested (it's now 2012 and rates never went up but is this because insurance company never noticed the arrest record?). I would like to get a new car but when I am renewing insurance, it will ask if I ever had a dui. How do I answer this? Can I say no if the case was dismissed? Will I have to wait for 5 years to pass since I was arrested? I know it was a stupid thing to do but any advice would be appreciated.""

Is this insurance Fraud?

My Fiance and I have very expensive car insurance right now and when we went to change companies the company we were at (its a certified insurance company) wanted to keep our business so they made our insurance allot cheaper by saying we are married, but we are only engaged. Can we get in trouble for this? Is it insurance fraud.""

Is car insurance cheaper for older cars?

Is car insurance cheaper for older cars?

How to get Health Insurance when you are 17?

My parents are divorced and my sister and I have been living with our mom. However, we received health insurance through our father's place of work. Now he is applying for disability and has quit his job, so currently my sister and I have no health insurance. Because of this, my mom forbids me to take my car or motorcycle out because if my sister or I get hurt, there is no way for us to pay for it (we are suffering financially because my mom's hours at work got cut, and she is still recovering from breast cancer). Anyway, is there any way for me to obtain health insurance (or at least help my mom to) that would be affordable? We live in New York State""

Do you need the VIN to purchase insurance?

my husband bought a car at an auction today with his friend, we will have the car tomorrow by 1pm but were hoping to get insurance bought in the morning, do we need the VIN to purchase insurance so he can drive it tomorrow?""

What should 17year olds be paying for?

What should a 17yr old, still in full time school be paying for if they earn 130 ($260) a month and pay 50 ($100) a month towards car insurance. Should things like a normal haircut be paid for by parents etc? Just wondering about your opinions!""

Car insurance ?? 10 PTS please help?

My mum bought a car and as a good son I said I'd pay for the insurance if I got to be the additional driver .. now can I put my mother's details down on the insurance form and Il just be an additional driver and as an additional driver am I covered for her car ? And CAN I PAY THE INSURANCE WITH MY BANK CARD ?? please help

I'm having trouble trying to get under my dads insurance policy?

I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy?

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

How much would the insurance cost on a 50 cc moped for an 18 year old?

I know that insurance can vary dramatically.....but it would be good if someone had a rough estimate...and are there and insurance compare sites that don't require the number plate of the bike and the liscence number and stuff ?

Car Insurance Settlement?

Ok about 3 weeks ago I was rear ended while my car was stopped on the freeway. The guy hit me doing about 30mph. I have had back and neck problems ever since. I have been seeing a chiroprator on a weekly basis. Also it was a hit and run but I was able to get his license plate number. I live in California. Ok so his insurance company called me trying to settle for 1000 plus my medical expenses. The problem is I don't now what my conditions will be like in the future. Also how many times will his insurance call me and change the offer?

What are premiums in insurance?

I'm looking at insurance policies.

Why did the health insurance for my employees just go up 32% for next year?

Thanks Obama, Pelosi and Reid! The AFFORDABLE Health Care Act. BS""

Can I cancel my fathers car insurance?

He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?

How much does car insurance cost for a 18 year old?

For a mustang GT 2012? estimate please thank you :)!!

What is the cheapest roadside assistance cover for the UK?

I'm looking for roadside cover, it's not included in my insurance. I want the cheapest really; that's still reliable.""

Farmers Insurance problem when changed from CA to OR?

Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?""

Would OSAP provide money for car insurance?

I'm going to buy a car for college to get from point A to point B and I was just wondering if OSAP would be able to provide me for car insurance and gas money. Thanks.

i can t afford my health insurance

i can t afford my health insurance

https://www.linkedin.com/pulse/cantwell-alaska-cheap-car-insurance-quotes-zip-99729-ellen-edwards/"

[awesome-legendarystudentcho-blog]

free cheap auto insurance quotes online

"free cheap auto insurance quotes online

free cheap auto insurance quotes online

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free cheap auto insurance quotes online

free cheap auto insurance quotes online

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I need to health insurance but i got laid off work...?

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How much will liability insurance pay out if my car is stolen. ?

How much will liability insurance pay out if my car is stolen. ?

Looking for icn national insurance?

supposedly an insurance company

How much should my car insurance be? read details?

I am 17. I want to buy a mitsubishi eclipse gt. Its probably going to be a 2000, if not then 2001-2003. GT model. I went to drivers ed and we have allstate for insurance. how much wuld the insurance be?""

What's the cheapest car to insure for a 17 year old?

I've just turned 16 and I am starting to save up for a car/insurance, I'm just wondering whats the cheapest car to buy and insure for a 17 year old. I know it varies where you live ect ect, but I'm just wondering generally. Also would a robin reliant be cheap to insure?""

Hyundai tiburon insurance help?

I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""

""Car Insurance Cost, ages 16-22?""

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free cheap auto insurance quotes online

free cheap auto insurance quotes online

2008 Toyota Camry Insurance?

I much am I looking to pay for insurance on a 2008 Toyota Camry. I am 18 years old with a clean driving history.

What is a good insurance company for health insurance?

in a month i will need health insurance for my wife where can i go to get good honest help do you know of any insurance companies to stat away from or recommendations

Car insurance declaration?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car

Motorcycle insurance for a 20 yr old?

i just got a 2004 ninja zx10r, any one know of a place that has motorcycle insurance for cheap??""

Car insurance__________________?

How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""

What reputable health insurance companies are out there?

What reputable health insurance companies are out there My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?

Car Insurance Question for Washington State?

In WA State, does the car insurance follow the car, or the person? I want to say the person, because when someone gets car insurance and they trade in their car, that insurance will cover that replacement car for 30 days or so. But when someone lends their car to their friend and that friend is in an accident or causes a claim, is that friend covered under the insurance of the person who lent the car? Then wouldnt that mean that the insurance follows the car in this case?""

""If i pay CASH for a street bike [motorcycle], do i still have to get insurance?""

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Term life insurance and estate planning?

Can term life insurance be used in place of long term care insurance? For instance, lets say a person is 55 yoa and in generally good health. Instead of buying long term care insurance, how about buying a term life policy for 250-300k. Should nursing home care become necessary, available funds for care costs, then upon death, survivors are reimbursed via the term life death benefit. It seems to me long term care insurance may or may not be used, and if not, the money paid for premiums is wasted . On the other hand, everyone dies, so nursing home or no nursing home, the death benefit will one day be paid. What say you?? Thanks in advance for offering your insight.""

How much will my insurance cost?

Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!

Car rental insurance? I have auto insurance and credit card insurance.?

Hi, I'm totally new to car rentals (having just turned 21 a few months ago). I'm planning on getting a car from Dollar Car Rentals. I have auto insurance via AAA and I know that if I use a major credit card, there's some coverage there as well. Am I required to purchase insurance through Dollar, or am I able to use my own? What about the credit card coverage? Thanks!""

Car Insurance? (New Driver)?

Hey, I plan on getting a 2007 Subaru WRX STi when I turn 17. By then, I will of course have my full license. Anyways, what do you think (approximately) I will have to pay in insurance. (I live in Sudbury, Ontario Canada.) Thanks in advance.""

Illegal car insurance?

My EX boyfriend went behind mine and my moms back and illegal put insurance on his car in my mothers name. I guess he knows a employee at a insurance automotive and illegally put it in her name without her consent. His friend who was driving the car hit some car today and called my mom and told her everything and now she wants to claim fraud. Who gets in trouble? My ex boyfriend for doing it illegally? The employee who let it happen? His friend who hit the car? Or my mom because they may not believe he did it illegally? BTW; my ex boyfriend owes money to his insurance thats why he couldnt put it in his name

Whats the best and cheapest car insurance?

Volkswagen Polo 1. Litre, to drive in the city of London?""

Best optical insurance?

Which insurance is accepted at the most places?

Best Motorcycle Insurance?

Hubby and I both have motorcycles. He has an 07 Gsxr 1k, and pays $54mo full coverage. When I had an 07 Hyo 250, I paid $35 mo full coverage. I sold the 250 and now have an 07 Gsxr 750, and my rate went up to $68 mo. Why is that? I'm a 40yr old woman, clean-record, and have an MSF endorsement. Why is my insurance higher than my 36yr old husband's, when he has a larger bike?""

Insurance coverage with DUI involved?

My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""

Can I cancel my car insurance?

I took out car insurance with Direct Line in July paying in monthly instalment by direct debit. I am now getting rid of my car so want to cancel. Will there be a cancellation fee? Will they make me pay what is left for the year?

How much would full coverage insurance be with 2 points on my license?

I am almost 24 and I want to get a new car but I'm not sure how much I can afford a month because I'm not sure how much full coverage insurance would be. I was recently in an accident so I have 2 points on my license and never paid full coverage so I have no idea around how much it would be.

Where can I find information on low rate home owner's insurance?

I have a hmeowners insurance since I bought my home 10 years ago. The premium has gone up about 25%. Want to find out better rate from good companies - websites etc information

So can I lie about my grades to the car insurance company?

So im 17 and getting my license in a couple of days. Apparently i need car insurance to drive by myself. Seeing as how my parentals want to pay less, they want as much discounts as possible (who doesnt?). So i kinda have like a 2.5 GPA and you need a 3.0 for the discount. So, im thinking i can get a report card, scan it and change the grades. When i do that, i just give it to whatever insurance company and they'll give me the discount. Sounds fool proof. Now, is it? Can the insurance company find out my real grades? i doubt they actually look. So can someone fill me in?""

Car insurance question?

My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""

""Looking for good, yet affordable dental insurance. (Have health insurance -- only need dental)?""

Looking for good, yet affordable dental insurance. (Have health insurance -- only need dental)?""

Flight connection insurance?

Does anyone know of a company I can buy flight connection insurance from? I am taking a trip with two separate airline tickets. If the first flight is delayed, I might forfeit the second ticket and be forced to buy a very expensive last minute ticket. All the policies I have found online are packages that include medical, lost baggage etc. which I'm not interested in. Also, the companies I've found that offer missed connection insurance only offer meals and accomodation (not transportation) or have a limit too low to cover buying a new ticket.""

If the car tag is in my dads name does his name have to be on the insurance?

I need to get car insurance but the tag that i have is in my dads name if the tag is in his name do i have to put him on the insurance because its more expensive if i do

free cheap auto insurance quotes online

free cheap auto insurance quotes online

HOW TO GET MY CAR INSURANCE DOWN PLZ!!?

Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""

Where Can I find good dental insurance?

I need dental insurance that will cover oral surgery, as I have 2 ingrown wisdom teeth.""

Ok.. who has the cheapest health insurance?

im doin a report in school and i need to know guestimations on health insurance? who has the cheapest and on what company?

Is this a common trend for insurance providers?

I recently started working for an insurance agency in Atlanta, GA, and I've noticed that probably 90% of our clients are rather overweight. I'm curious... Does the need for insurance increase with a gain in weight? Are thin people more likely to purchase insurance from one provider and never switch? Are fat people fickle?""

How much will motorcycle insurance cost?

I'm 16 I got a 97 Kawasaki ninja how much to I have to pay I have my own car insurance policy can I get it with the same company

Car insurance for husband and wife.?

Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you.""

What a rough estimate of what it would cost me to insure a fifth-wheel?

I'm going to be in it full-time. It's 36 feet, purchase price: $32K (it's a 2001 model). Anyone have *any* idea? How many people insure their fifthwheels? I'm going to have a truck (buying a 2002 that's going to need insurance as well. Argh. Trying to figure out what I can afford, with regard to trailer and truck (and park fees etc...) Thanks so much!""

What happens if im a day late on my car insurance?

i pay monthly with gieco.today my payment is due but i wont have the money untill tomorrow.will they cancel my insurance?will i have to pay some type of fee? will my car insurance go up? Plz help

Is car insurance expensive?

I just bought a used bmw 540I for 2400 but I am not sure how much insurance is going to cost. Also my driving record isn't the best since I was in a car accident few years back so I'm hoping I can find a good rate somewhere. Just hope it's not too costly.

Car Insurance problem?

I need to renew my car insurance in the next few days but I am also moving to a new address in under 3 weeks time. This new address offers me much cheaper car insurance. I don't use my car much and can do without using it all for 3 weeks. If it is parked on the road and fully taxed is it a legal requirement to insure the vehicle even if it isn't used. I can live with it being stolen or damaged but I wouldn't want to be fined for being uninsured. The only problem with insuring the vehicle under my current postcode is that I'm at the whim of the insurance companies to what discount they offer me when I actually move. All the insurers I have phoned can't guarantee a fixed price for the new postcode if I register my the policy under my current postcode for the first 3 weeks. My main concern is not to do anything illegal so at the end of the day it's not worth saving money if I am going to get in to trouble or be fined.

""Teenage male auto insurance, $150/month?""

I just got a quote for insurance on a car and it would come to like $906 for 6 months? Is that way too much? That is like $151 a month, while listed on my parents policy. When switched to my own policy itd go to $1400 for 6 months, I feel like that is a hell of a lot..""

""I totaled my car, do i need gap insurance for them to pay off the vehicle?

i have totaled my car and i have full coverage. will my insurance company pay off my vehicle?

Is there any site you can go to and find how much car insurance will be?

i am trying to get a 1997 chevy caviler the insurance will be in my name the car i have right now its in my stepdads name i need to find out about how much ill be payin car insurance so i know if i can afford the car or not

Im 6 weeks pregnant with no health insurance in california?

Im 6 weeks pregnant, i got my proof of preganancy at a free clinic, i applied for medical.. how long till i know im approved? I work part time, i dont make enough money at all... maybe 400 before taxes. i pay 400 rent, i split rent with my bf that i live with. he has a good job. would that effect my media-cal application? are they going to want my roomates info? and with him being my bf does that make a difference? we are not married so will they still use that?""

Is auto liability insurance mandatory in Texas?

I know it is mandatory in NYC, but not in all states. Is Texas one of the states where it is not mandatory?""

Car Insurance (Geico) ?

My parents don't have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000

2007 Dodge Charger SRT8 insurance price for 16 year old male?

Any estimates? I have enough money saved up to buy a used SRT8 Charger. How much would insurance cost? An arm and a leg? I get A's in school.

Would it be cheaper to insure a van (SWB transit size) or a Car (fiesta/Clio size)On 08 Plates.?

Ive tried insurance companies buy they wont tell me anything unless i give reg no's and stuff, and i havent got it yet so i cant :s so just a basic geuss would be good, i assumed a van would be cheaper as their arnt as many luxuries and such in them?""

How much will a dwi increase your full coverage insurance?

that is, of course, if the insurance isn't dropped all together. it's already high because i ran into a parked car last year (and no, was not drinking). so how much will it go up (% wise) for full coverage and then what percentage for just liability?""

Do any states not require car insurance by law?

Looking for a state that does not require me to have car insurance.

Best overall car insurance company?

In your opinion (or based on any experiences) what is the best kind of car insurance?

What year vehicles require full coverage insurance?

im looking for a cheap insurance for the state of louisiana. im with progressive and pay 88.00 for liability uninsure motorist and road side assistance. i want an 08 or 07 car but cant afford to pay for full coverage(mean over 90.00) for insurance. By law are 07 and 08 vehicles required to have max coverage or just liability. only drvie veh to work and local shopping and bring mom to medical appointments. and are what kind of cars get low insurance rates(cars verses suv, two door verses 4 door red verses white)? any company suggestions looking to by chevy colbalt or suv kia sorrento.""

Good and Cheap insurance in los angeles??????

i need help!!! I need to find a good and reliable insurance for my car thats not expensive. Considering im 21 and just purchased a brand new honda 2007 civic and I live in Los Angeles....its going to be a mission to find a resonable one. So to those who were in my position and are getting a great offer from someone...please let me know!! :)

What is a cheap car insurance company?

I am currently 18 years old. I am getting my licence on June 16th 2010. My car is under my dads name and currently it is uninsured, he wants me to insure the car under MY name because he will not be driving it anymore. What is the CHEAPEST insurance company for someone like me? I have to get the car insured before June 16th so that i can take my licence test. Thanks in advance.""

Help! Urgent! Holiday! Health insurance?

I go on holiday tomorrow and just noticed my health insurance card has expired can i still go on holiday?

free cheap auto insurance quotes online

free cheap auto insurance quotes online

https://www.linkedin.com/pulse/car-insurance-help-teens-anthony-sweet/"

[alegendarystudentwonderland-blog]

Do you get rid of your car insurance when you get a DWI?

"Do you get rid of your car insurance when you get a DWI?

I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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Do I recieve cheaper car tax or insurance under theese circumstances?

I recieve higher rate disability and middle rate mobility DLA and my dad is my carer

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In Royal Sun Alliance my husband has two letters, one mentioned policy holder and the other insured. Whats the difference between them?""

Roommates car insurance company wants my car insurance info?

My roommate just changed her address told her car insurance provider she moved in with a friend. Her insurance company wants my car insurance info. Why? Do I have to/need to supply this? What are the positives and or negatives to doing this? Could it make my insurance go up? Note: We are not under the same company or policy for that matter. Thanks

Why is my home insurance quote so high?

I am buying a home next month and have been shopping for home insurance. The cheapest premium I've been quoted is 1,800/year. I have done research and it seems most people pay 600-1000/year. I have never owned a home (so no claims) and I have never used my renters insurance to file a claim. I'm 26 with a 710 credit score. The home is 2300sqft and I am asking for 250,000 in coverage. I even raised the deductibles to see if that would lower it, which it didn't really make a huge difference. Any ideas?""

Will my insurance go up in missouri if i get a speeding ticket for going 15 over the posted speed?

will my rates increase? i was going 60mph in a 45mph zone.

Car insurance help please?

Im 16-17 in December, and straight away im going into driving lessons. which my parents are paying for. But lets just pretend im 17 ive passed my test and im lookin into buying a car.. ive been looking at clio's, but which cars are quite cheapish but still nice cars, and most importantly has cheap insurance, cause i heard insurance is dear these days.""

I need help car insurance?

Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.

Car insurance goes down after you turn 25?

I recently turned 25 and got my renewal for my car insurance. I know it goes down after you turn 25. I got a ticket last November. Of course, it went up. But was my car insurance suppose to go down after I turned 25? Even though I got a ticket.""

How much does medical insurance cost per month?

I'm talking about medical insurance gotten through an employer. And I'm interested in the FULL premium, not just the employee's share. (So if your employer pays half, multiply your payment by 2.) Whatever your situation, please let me know. Because I want to know what to expect for each of the following situations: - Employee Only Insured - Employee + Spouse - Employee + Child - Whole Family Thanks!""

Wtever happened to insurance rates going down when you turn 25.?

My record has 1 ticket in the last 5 years and I'm still taking it in the pooper.

Can anyone tell me if there are affordable doctor for people w/o insurance?

Can anyone tell me if there are affordable doctor for people w/o insurance?

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Affordable health insurance?

my company offers helath insurance for $300.00 a week. If I signed up for this I would end up bringing home 250.00 to support my family. IMPOSSIBLE! Where can I go to find more affordable helth insurance on my own for my family. I live in Massachusetts so it can not be a limited benifit plan. Any websites or phone numbers would be greatly appreciated. Thanks

What are insurance rates on a ninja zx 6r?

What are insurance rates on a ninja zx 6r?

Does a citation go on your insurance?

Does a citation go on your insurance?

What is a good insurance policy for funeral andextra money for your family?

I know nothing about life insurance progams. What is a good insurance policy for funeral and extra money for your family? I'm 47, smoker but could quit, on disability?""

If i buy a car how much car insurance does people usually pay per year? ?

if i buy a car how much car insurance does people usually pay per year?

Why is my car insurance soo expensive!?

about a month ago i got a quote from Quinn Direct for 584 but i wasn't 17 yet so couldn't get insurance.. Now Quinn is over 1500 for my insurance and the cheapest i can find it is just under 1000 I will be taking my test january 23rd and getting insurance then.. Can anyone reccommend an insurance company that is good with teenagers and new drivers? Thanks

How much Roughly for first car + insurance?

I am 15 looking to start saving for a first car in in the UK by the way. Also I'm talking about insurance for when im 17/18 year old my guess would be around 5-8k for a first car plus insurance? Thanks

When asked for your insurance in a car that's not yours..?

Just recently I took a vacation down to Galveston, and on my way back I got a speeding ticket in Ennis. Thing is, I was in my boyfriends mom's car and I didn't have my insurance. So I gave him the insurance for the car that I am not covered on. So my question is, is her insurance effected because of me? and When taking defensive driving should I put my insurance down for getting the ticket off my record?""

""I lost my wallet and need to replace my drivers license, do I have to have a form of car insurance?""

Im in Texas. Also, how much does it usually cost to replace the drivers license?""

What would be an estimate for in on a 2WD silverado for a 16 year old male living in California?

I recently got my license and am looking at ins. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 2006 Silverado. I also have a clean record if that helps at all. Thanks!

Questions about car insurance?

Is it illegal for someone to drive someone else's car if they do not have car insurance, but their friend (who owns the car) does? What would happen if they got pulled over for a ticket . . . would there end up being a big problem? What about if they had an accident . . . would they be covered under their friend's insurance? And are there are some types of insurance that would cover an accident if it was caused by the uninsured friend of the insured car owner? Thanks so much :)!""

Whats a good health insurance company?

I'm on my dad's insurance until I'm 25. I'm now pregnant and my insurance doesn't cover the baby. What's a decent health insurance that is reasonably priced and good for me and my baby?

Ideas for quick car with cheap insurance?

I'm 21 and looking to get a new car that's both fast and cheapish to insure. I have 2 years NCB, with a clean license and I've never crashed. I have looked at some hot hatches and fast saloons. I was surprised to find that insurance for a Golf GTi was more than for a C32 AMG, a 180mph car with 150bhp more! I'm tempted by the AMG, but servicing might suck my wallet dry... Are there any other options? Looking for 0-60 around 5 - 6s, good mid range power, 5 seats, and economy at least in the 20s""

Do you get rid of your car insurance when you get a DWI?

I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?

Insurance company said my car is totalled?!?

So this last Saturday before St. Pattys day I took this girl out to the movies and i went to go turn into a gas station and randomly this guy smashes into me as i was making my left turn, didnt see him at all until last second which makes the crash weird because he hit my front driver side and his front driver side is messed up, cops automatically said it was my fault probably because im 19 driving around in a car that is nicer then theirs or something. Insurance company came to the body part place and said it was totalled without leaving a report. No damage hit the engine my intake and radiator got pushed in alittle bit more towards the engine and my window washer tube cracked thats about all ive seen plus the smashed out headlight and my bumper hanging. Please leave me some thoughts on if you think its totalled, really dont want this thing to go. PICS BELOW!!! http://flic.kr/p/e4Gwdd http://flic.kr/p/e4Gw7s http://flic.kr/p/e4GvZ3 http://flic.kr/p/e4AV3a http://flic.kr/p/e4AUr4""

Help a 21-year-old choose car insurance?

So I have a 2001 jetta that's being financed. I need full coverage and I have to start looking soon. Anyone havesuggestions on where to get a quote from? What should I expect paying for on a full covered vehicle? By the way, I have a clean record, never been in an accident and this is my first time getting car insurance, or any type of insurance. Thanks in advance...""

Would the risk-neutral person ever buy insurance that was not fair?

If any one knows about this then please write in detail. thanks!

What shold I do if I get into a car accident whith no one else involved but I totaled my car with no insurance?

I got into a car accident during a rainstorm, lost control and totaled my car. I still owe money on it and to make matters worse I found out my insurance lapsed. No one else was involved in it and I went to the hospital and didn't file a claim with the lien holder on the car yet. When I came back to the car it was gone. Don't know what to do next. Any answers out there for my predictament?""

Which company has the cheapest full coverage auto insurance?

Which company has the cheapest full coverage auto insurance?

Why is my car insurance so much cheaper than other companies?

i was looking around for auto insurance to see if there was anything cheaper than what im paying now. im a 20 year old male with a 2005 scion tc. i have been driving for about 2 years and currently use state farm. when i first insured my car 2 years ago, i was paying $148/mo. due to a speeding ticket, it has risen to $194/mo. i also have comprehensive and collision with a $500 deductible. $100,000/$300,000 coverage with full glass also. not complaining, i think this is great i looked at nationwide, allstate, geico, and progressive. these companies are supposed to be so great, but progressive quoted me at $485/mo for the same coverage! the other companies where all in that general area. progressives state minimum coverage plan for me was almost $300/mo. why do these other companies cost so much more? im not complaining about mine, obviously im not gonna switch, but i am curious as to the difference in price.""

Where can a Construction company get a cheap insurance and bond?

Hello, I just started a small family construction company ( tile ) and would like to know where you can get a cheap bond from. Our company is in Seattle Washington. Can someone please help me with this. It would be great if it can be as cheap as it gets. we are on a budget. Thanks in advance""

""Car accident no insurance no driver license, what can I do about it?""

I got into a car accident last week, and it was the other party's fault. however, the guy doesn't have car insurance or a valid driver license. The cops came and did a report, but never made the guy show his license or give him a ticket (according to the report I got from the police). What can I do about the damage that he did? Can I sue him to get the amount? Shouldn't they impound his car and arrest him? It was a huge accident, my car is messed up in the back now. btw, I'm from Northern California""

""How do I get a low insurance rate (18, first time driving)...?""

I'm getting online quotes with basic basic insurance... I think the lowest quote I got was $366/mo, which is bs, the car is only worth $900? Should I call and tell them that? There's no way I'm paying that much in insurance for a car that's worth that little. Can I be put on the people's insurance in whom which I live? They're not relatives. And then just pay them the amount they're insurance increases to?""

How do I find cheap and decent health insurance in Vermont?

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Where is a good place to get classic car insurance that will let me commute - not only use the car for shows?

Most insurance that I'm looking into for classic cars are not willing to insure your car if you commute to work and school. They only want to insure cars that are used in shows, parades, etc. I will not drive my car every single day to work...maybe a few times during the week. I bought the car to enjoy it, not let it sit in the garage!""

Car insurance address when at university?

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Cheap basic health insurance for 21 year old?

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""How much should $25,000 worth of life insurance cost for a healthy 44 year old non-smoker male?""

weekly,bi-weekly, yearly...whatever?""

Looking for car insurance in NY?

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""Im 16 and have been for nearly a month, still havnt had anything about a national insurance card?""

Right, well i turn 16 like back in august, and i never got sent a national insurance card or anything about it. does anyone know who i have to phone to find out why i havnt had it??""

Where can I get affordable health insurance in PA for my new small business?

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My partner has just started driving and i plan to do driving lessons and hopefully be driving soon too but we cant afford two cars i asked him if i could go on his insurance but he said i had to be driving 3 years im not sure if he said it because he dont want me to be driving his car but we have a son 99percent of time so will be handy to be able to drive in the car to do shopping when its cold thankyou

Why do insurance companys treat workers in the motor trade differently to any other? ie higher quotes etc?

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Will a speeding ticket affect my insurance rates?

This is my first speeding ticket and the cop claims I sped 15 mi over the 25 mph limit. If I plead guilty and pay the fine and attend traffic school, will this still be reported to my auto insurance company?""

Do I really need to buy the insurance?

Renting a car from Enterprise, I don't have a car or insurance but I do have a Drivers Lic.....Is the insurance a scam? Or should I get it? I am in California.""

Why pay for health insurance anymore?

The Community Organizer (Barry O) has made sure that pre-existing condition cannot be basis for refusal when buying health insurance. So why not just wait until you get sick to purchase insurance? Its like waiting until you get into a car wreak to buy car insurance. Barry's penalty for not having insurance doesn't kick in for another few years... so why have insurance before getting sick?

Will insurance premiums rise?

Will insurance premiums rise if you get caught breaking the law and loose demerits while the insurance is expired?

Can't afford Health Insurance...?

I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?""

Insurance Cost Estimate For 16 Year Old With Sports Car?

How much would it cost to insure a 16 year old on Geico with a sports car compared to a sedan or something of that nature? To be more specific, what would be the average change in cost from a BRZ/FRS to a Hyundai Genesis sedan? I do not need exact answers, as this is impossible with the many factors. I just want to know if it will be like $30 a month difference or a couple hundred a month. Also, what you expect the cost of insurance on a new v6 mustang to be per month? 10 points to the best answer. Thanks.""

Do you get rid of your car insurance when you get a DWI?

I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?

How much does health insurance cost for just a baby?

Im on my grandpas insurance until the summer of next year and Im due in Feb. I just recently found out that the insurance will cover the birth but not the baby...idk what to do. I ...show more

Finding Health Insurance is impossible?

Trying to find health insurance for myself and my daughter is impossible. We arrived into the country in December 2011. I am now a permanent resident, my daughter (2) is a a US Citizen. We live in California. Have tried applying but I get declined due to the non-resident clause that most insurance companies have. And then because I get declined I can't get my daughter covered, as well. Have also been reading that most companies don't do child only policies. Just can't win. Anyone here, got any advice or been through this. Would like to get some coverage, we are both healthy without existing conditions, but its the what if's, and as she is 2, I would like to know that I can go to the doctor""

What is the average cost of individual health insurance?

i have to get my own plan b/c i will not be eligible to be covered by my parents any more. im just looking to see what companies are good and how much health insurance will cost me. i will probably need some good coverage as i am a hardcore mountain biker (crashes are inevitable)

Car insurance needed to fix car?

I got a scratch on my car and I think I just need a paint job and for them to sand it. Do I need to inform my car insurance or anything to get it fixed and will they inform my car insurance if i went to get it fixed? The problem is my car is under my mom's name as well as the insurance if she found out i scratched the car she might flip.

""I am looking to get an 80' s mustang, v8, and possibly with a superchager on it. What would the insurance cost

be? what would be the difference between with a super and without one? I am 17 and it would be with my parents insurance. Thanks!

Life insurance and payout?

I want to get life insurance in the amount of 250000 for my daughter. If I pass away I am concerned how the money will be spent. How can I make sure the money goes to a college education and perhaps buying a home for her. I have no family so I cant ask anybody to take care of this if I pass away. Thanks. I live in California.

Cheapest Auto Insurance Online?!?

Im trying to find cheap liability coverage. My contract ends this Friday and Im trying to find a cheaper rate, has anyone had any luck with sites like Esurance.com, etc? Thanks for any advice!""

Can you really find cheap health insurance ?

I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?

Exactly how much does credit score affect auto insurance rates?

Can anyone tell me roughly what percentage my rate is gouged (oops, I mean 'increased') as a result of less than perfect credit? I have Progressive insurance if that helps. Thanks!""

Car insurance I'm paying alone?

I have to buy my own car unlike very other lucky kid that's 18. So after I buy a used car off of craigslist, what do I do? Where do I get car insurance and what's affordable for new drivers ?""

Affordable dental insurance for dream act kids?

So, my girlfriend is a dream act student who will be going to university next year. recently she had a huge tooth ache and she found out that she had to get a root canal. She had a cavity for over a year because her divorced parents both refused to pay the fee -_-, they kept saying that the other should have to pay, and now a year later its so bad that she has to get a root canal. Root canals are freaken expensive and her parents are probably not going to want to pay for that, so my question is: are there any sort of affordable dental insurance for students on the Dream Act, keep in mind they don't have much money. would any government programs cover her as a dream act student? please give me any information that could help her with getting some sort of insurance. It's like this with her parents for anything that has to do with health care, -_- neither of them ever want to pay.""

Any ideas about how much insurance would be for this car?

I'm thinking about buying a Mitsubishi Eclipse soon. My bro has one and i drove it a few times and loved it. My current insurance company charges me $30 per month on a Loaded 2003 Ford Taurus SES. Any idea what they would charge for a sports car like an 02 5 speed manual Eclipse or Eclipse GT? And yes, i realize i could just call my company and ask them, but they dont have 24/7 calling and i don't wanna wait til tomorrow Lol Thanks in advance!""

How can i get cheap motorbike insurance? UK?

im 19 years of age just passed my test and my insurance is going up by like 30-40 pound, it should be going down! and then there charging me 50 to change policy! haha 80-90 pound stupid. and im already paying 350 a year for third party!! on a honda 125 vararedo with 1 year no claim bonus!! when people are paying 50-100 a year fully comp!?!?!?!?! i said locked building. got alarms locks data tag!?""

Got into a car accident with rental and declined the insurance?

hi all i was hoping you could get some facts/and or legal advice. Ok so i have been renting this car for about 6 month now because i cant afford a down payment for my own. I had my own car insurance which covered the rental. However(bad luck struck) i got into a car accident 2 days after my car insurance lapsed i have since renewed my policy right away with another insurance company that gave me better rates. The fault of the accident has not yet been determined. I believe it was the other persons fault. however i am worried what will happen if it is deemed to be my fault. i was not covered at the time of the accident, i did not obviously have coverage through the rental company. i want to make something clear that i am a person of good faith and if it were to be deemed as my fault i have no problem paying the other persons deductable. but i am worried about someone going after me for thousands and thousands or jail time or loosing my licence. so my questions are do rental car companies carry default uninsured motorist coverage(even if i opp out of purchasing theres?) if it is my fault do i get to pay the other persons deductable(and damage to rental) and walk away? will her insurance sue me for full cost of repairs? will her insurance go after rental company go after rental place for money? will her insurance go after my new insurance even though i was not covered by them at the time of the accident? fyi: no one was hurt, she has a minor medium size dent in door panel, i have small tear in my bumper""

What is the average cost of car insurance people pay annually?

Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?""

Best Health Insurance for Veteran and dependents?

I'm a soldier getting ready to get Honorably Discharged in the next couple months. I have a wife and 2 kids, that have constant doctor visits. What are some Insurance companies ...show more""

Average car insurance rates for people under 21 years old?

Average car insurance rates for people under 21 years old?

""What's the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?""

What's the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?""

Why won't insurance pay for my MRI?

I'm 16 and I've been having problems with my TMJ. So a month or two ago I went to the hospital for an MRI on both sides of my jaw. Yesterday my mother told me that they are charging $11,000 for my MRI and insurance isn't going to pay for it. She also told me my maxillofacial specialist told her at the most it should have been $3000 total or $1200 for each side. Why does insurance pay for the surgery to correct TMJ disorders but not the MRI to diagnose it? Even when surgery is a last resort effort to correct the problem and isn't recommended most of the time. And it sucks even more for me once I am 18 because I'm basically screwed.""

Motorcycle insurance?

I want to get my motorcycle license this summer then buy an old bike to ride for awhile till i learn enough and buy a new bike later. But i want to know how much the insurance would cost me. Im 17 and live in California. And i want to get a 1985 Kawasaki. Whats the cheapest insurance i can get? How much is it?

What is the best health insurance and life insurance policies to go with?

I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?""

How i can get cheap auto insurance for my son?

How i can get cheap auto insurance for my son?

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deducatbale do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""

Which insurance is cheaper for a motorcycle or a car?

Ok parents are starting to make me pay insurance now. I have an 1995 Accura Integra but I would like to have decelntly fast bike. Anything over 250 cc

Does anyone know some cheap insurance companies for drivers who just passed?

UK only please :)xx

Do you get rid of your car insurance when you get a DWI?

I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?

Should the Government make sure that every American has affordable health insurance?

Why or why not? What is a possible solution?

Where can i get really cheap braces in California?

I need braces, I do have insurance I am a teen we cant really afford them. I would probably need a year to two in a half years with them. Thank u""

Anyone know where to get esthetics liability insurance?

I am working as an independent contractor. Any suggestions for insurance companies?

HELP!!!! CAR INSURANCE?

If you studied car insurance quotes previously you will know that a Q.B.P. accurate quote takes this many minutes?

""Does anyone know an insurance company that insures parts of the body i.e. hands, legs, etc?""

I've always said that people that use certain parts of their body to make a living should get that part insured. I've been looking for companies that do that but can't seem to find any. I know celebrities do it, but commoners should be able to also.""

""If you have full insurance, and the car is totaled, will the insurance cover the car?""

I have full insurance, and got in a pretty bad accident. The car is totaled... wrecked. I had full insurance... but since it is almost completely destroyed, how will the insurance handle it? I got rear ended, and the car spun out of control, going 50 miles an hour. It knocked me out... By the way, I'm lucky I'm alive! And will never drive again in my life! I am 19...""

Modified Car Insurance?

I'm looking for Auto insurance for my modified muscle car, but many places that claim they insure modified cars are turning me down. The car is fast, but will only be driven up to 2000 miles/year. I will not be taking it to race at the track, just driving it to events and family functions. The car's engine has been stroked, has apx. 700 horsepower, an 8pt roll cage, but has maintained most of its originality. The car is not cut up. I'm specifically looking for answers from individuals who have or have had a modified/highly modified muscle car insured. What company would you recommend and what costs should I expect to pay? Lastly, Hagarty has already turned me down... Thanks in advance.""

How long does it take for car insurers to reset rates to reflect changes in car values?

SUV prices have plummeted in the last year. Will comprehensive and collision insurance rates go down this year as a reflection of less risk to the insurer?

Finding health insurance that covers meds?

i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you

How much would auto insurance be per month for a young married couple (25 year olds)...?

...no wrecks, no moving violations, great credit... we have 2 cars (1 new that we're still paying for and 1 old that's paid off). I know I can get an online quote, but ...show more""

Does registration of a car affect insurance rates?

My fiancs father gave us this old(99) car and signed it over to her. Last year we used that as a trade in for a new(08) car. We just transferred over the plates and registration because it was easier, she absolutely hated being there for as long as we were. Now she only has her permit but is under the insurance policy. If the car was registered to me, a licensed driver, would it affect our insurance policy/rates?""

I am looking for the cheapest car insurance for a u/25 driver?

I am looking for the cheapest car insurance for a u/25 driver?

Can anyone recommend a cheap company for temporary car insurance (UK)?

only need it insured for a few days to get it MOT'd?

Teen Car Insurance Price?

Currently driving my fathers old 2002 Mitsubishi Galant (basic 4-door car, nothing special), and planning on buying a Suburu BRZ (sports car) when I turn 18. My birthday is Dec. 25, I am currently 17 and I have had my license since I turned 16. I have a B average in school and I am planning on taking defensive driving also. I have had no claims or accidents at all. The car is just going to be for commute, probably about 13-17,000 miles a year (going to be traveling home from college). I will be on my parents insurance, but I was just wondering the quote. I tried doing it on a insurance website, however they don't give you a quote if you are under 18. I am planning on getting collision coverage. Thanks in advance.""

Cheapest car insurance in Florida?

I need the cheapest car insurance possible for my husband who rarely if EVER drives. His license is suspended, so I drive everywhere (except an extreme emergency), but since we are married, Geico insists we pay for both to be insured. Anyone get around this or find a great insurance company that could get me some reasonable rates in FL?""

If my parent is fully comp on insurance can i drive with a provisional licence? ?

My mom has 20years of experience and she asked a police officer and he said it was fine but were still not confident can anyone help?

""Hi fellow seniors, do you have household insurance?

With so many thefts of late and now mass flooding in and around the UK I hear so many cases of people being out of pocket as they're uninsured. Thankfully hubby and I can just about afford to pay it and so far so good we haven't needed to make any claims. With insurance costs at a premium I wonder just how many of you can afford it?

Auto insurance cost?

I can't really get a quote from a car insurance web site. (It's a long story) I don't really know much about auto insurance at all. How much do you think my insurance would be? I'm a 20 year old female. I haven't ever had a ticket. The car I am potentially buying is a 2009 jeep grand Cherokee. that's $30,000 to $35,000. I would have a $20,000 loan. (my father would be co signing) since I have a loan I'd have to get full coverage. Any one got any idea of how much my rates would be?""

Does my parents insurance still cover me?

I'm 19(turning 20 on Dec 1) & I live in California(southern CA) Not in school right now, still looking into trade schools will attend school in spring '11. My parents have health insurance but since I was 18 it stopped covering for me. Insurance covers almost all costs though sometimes we have to pay a small percentage. Now this new bill has passed & I was wondering if it will cover me? Or should I apply for Medicaid? Currently looking for my 3rd job. Previous jobs did not give me health insurance. Thanks""

What is the average insurance rate for a 16 year old driver.?

16 year old driver with a 3.2 GPA. PLEASE GIVE ACTUAL ESTIMATED RATES, NOT A BUNCH OF PARAGRAPH TALK. I do realize I must contact my agent (dads agent) for exact amounts, and that it varies a LOT even by zipcode. But I am needing just an estimated amount to draw up some figures. I am looking at a 2009 Suzuki Equator or a 2008 Suzuki XL7. Please help! Thanks! (California)""

Need a group for medical insurance?

Employer offers very skimpy medical insurance. Individual (i.e., non-group) insurance is very expensive. I have heard that groups have been formed so that members will qualify for group rates. Please tell which groups these are, and what you know about them. Many thanks.""

Will lifting my Jeep affect my insurance rates?

I have a Jeep Cherokee, which is my daily driver, but I'm lookin into making it alot bigger, putting a 6 lift kit on and putting 35 tires. I dont know whether or not I need to notify my insurance company about this. I dont expect them to insure the lift or anything, but can I be dropped by them if I do not tell them? I'm not actually going to be taking the truck offroad (stupid I know, but its just for looks).""

How to get Insurance on a permit and without owing a car?

how to get Insurance on a permit and without owing a car and 25 years old in north Carolina

Insurance cost for a BMW ?

I'm 17 and want to buy a bmw, nothing New , maybe a 2001 or something .. What kinda insurance prices would I face? I have a clean driving record and good grades , if that matters at all""

Is motorcycle insurance expensive in southern california for an 18 year old male?

i want to drive a motorcycle, but if the insurance is too expensive, then ill refrain from it. How much is it for a male, 18 years?""

Do you get rid of your car insurance when you get a DWI?

I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?

https://www.linkedin.com/pulse/question-car-insurance-bertha-longoria"

[shiftgolf]

The Power of a Resilient Golf Mindset: Practice the 3 P’s for Lower Scores

In the game of golf, there are many factors that determine success—your technique, your strength, and your experience, to name a few. However, one of the most overlooked aspects is the power of your mindset. While your physical abilities are important, your mental game can be the difference between hitting a great shot and letting a bad round derail you. If you’ve ever found yourself thinking, “Don’t hit it in the water,” or “Please don’t miss this putt,” you know the power of negative thoughts, and how they can sabotage your performance.

Often times golfers step onto the tee box thinking about where they DON’T want their ball to go. Your mind is the most important thing in your “bag”. So, if you think, “don’t hit it in the lake” the only thing your subconscious hears is, “hit it in the lake.” To avoid this problem, focus on the outcome you WANT instead of the one you don’t. Positive thoughts, tend to lead to positive results.

The good news is, you have the ability to take control of your mental game. By adopting a resilient mindset, you can overcome challenges, shoot lower scores, and most importantly, truly enjoy the game. One of the best ways to develop such a mindset is by practicing the 3 P’s: Patience, Persistence, and Practice. These three elements are not only crucial for building mental strength, but they also play a massive role in transforming your golf game from a frustrating experience to one that’s both enjoyable and rewarding.

We’ll delve deeper into the 3 P’s, how to incorporate them into your game, and how they will help you unleash your full golfing potential. Let’s explore how aligning your mind with these principles will enhance your performance, boost your resilience, and help you enjoy the game like never before.

1. Patience: Embrace the Journey, Not Just the Result

Golf is a game of patience. From the moment you step onto the course, you’ll need to rely on more than just your physical abilities to succeed. Golf doesn’t reward you for rushing, forcing, or overthinking. Instead, patience often makes the difference between a successful round and one filled with frustration.

Patience isn’t just about how long you wait between shots—it’s about having the mental strength to accept the ups and downs of the game and not allowing those moments to derail your focus. Whether you’re playing your first hole or your last, patience is essential for making clear, focused decisions and executing the best possible shot.

Resilient golfers are successful golfers. The word success, however, should not be confused or completely equated with shooting a low score. Resilient golfers possess a mindset for golf of certain assumptions or attitudes about themselves and the game. These ideas influence their behavior on and off the course as well as their mental and physical skills.

Why Patience is Key to Your Golf Success:

Accepting Mistakes and Moving On: Every golfer, no matter how skilled, makes mistakes. The important thing is how you respond. Patience allows you to stay calm, focused, and composed after a poor shot. When you’re patient, you don’t dwell on your mistakes but instead, let go of any frustration and focus on the next shot. It’s vital to remember that golf is a marathon, not a sprint, and one bad shot won’t ruin your entire round.

Maintaining Composure Under Pressure: Whether you’re facing a difficult chip shot or standing over a crucial putt on the 18th green, patience enables you to stay calm and think clearly. Many golfers fall victim to rushing in moments of pressure, but a patient mindset helps you stay composed and make thoughtful decisions.

Focus on Progress, Not Perfection: Golf is about continuous improvement. No one expects you to be perfect, and perfection is not the goal. Patience allows you to trust the process, knowing that each round is an opportunity to learn, grow, and improve. By embracing patience, you’ll understand that progress is measured over time, and small steps lead to long-term success.

Tips for Building Patience on the Course:

Set Realistic Expectations: When you step onto the course, remind yourself that it’s not about hitting perfect shots. Focus on playing your best within the given circumstances and let go of any unrealistic expectations.

Pause and Reflect: After a frustrating shot, take a deep breath, pause, and reflect on what went wrong. Avoid reacting impulsively. Instead, remind yourself of the bigger picture and the long-term nature of your progress.

Enjoy the Process: Golf is a beautiful game, and every shot offers an opportunity for learning. Shift your mindset from focusing solely on the outcome to enjoying the process of playing. This helps you stay grounded and relaxed, which leads to better performance.

2. Persistence: Keep Pushing Through the Tough Times

Persistence is one of the most important elements of resilience. Golf is a game that doesn’t always go according to plan. You’ll face tough lies, difficult weather conditions, missed putts, and a variety of challenges. It’s during these difficult moments that your ability to persist will determine your success.

In turn, these behaviors and skills influence this mindset, creating a dynamic process. A resilient golfer feels in control, deals well with stress, communicates effectively, and possesses solid problem solving and decision-making skills on the course. He or she establishes realistic goals, learns from both success and failure and plays the game responsibly.

A resilient golfer doesn’t give up after a few bad holes. Instead, they remain focused on their goals, adapt to the situation, and continue pushing forward. Whether you're trying to hit a difficult fairway, recover from a bad shot, or deal with a streak of bogeys, persistence keeps you going. It’s about staying in the moment and keeping your eye on the bigger picture: improving your game and enjoying the journey.

Why Persistence is Crucial to Your Golf Performance:

Overcoming Challenges: Golf often throws curveballs—unpredictable weather, tough lies, challenging pin placements, and so on. Persistence gives you the ability to deal with adversity. Rather than letting a difficult hole derail your round, you can push through it and come out stronger on the other side.

Learning from Mistakes: Mistakes are not failures; they’re learning opportunities. Persistence allows you to look at every challenge as an opportunity to improve. Whether it’s adjusting your stance or rethinking your course strategy, the key is to keep learning and moving forward. Every setback holds the potential for growth.

Building Confidence: The more you persist through adversity, the more confidence you will build. Each time you push through a tough situation or recover from a bad shot, you become more resilient and self-assured. This growing confidence will reflect in your game, making you more capable of handling stress, pressure, and difficult conditions.

Tips for Building Persistence on the Course:

Celebrate Small Wins: After facing a challenging shot or a tough hole, take a moment to acknowledge your effort. Even if the result wasn’t perfect, focus on what you did right and use it as motivation to keep pushing forward.

Visualize Success: Before each shot, visualize yourself succeeding, even when the odds seem stacked against you. Persistence doesn’t mean denying the difficulty of a situation; it means believing that you have what it takes to overcome it.

Stay Committed to Improvement: Understand that persistence isn’t about instant results. It's about the long-term commitment to growth. Keep working on your skills and pushing forward, no matter how tough the journey gets.

3. Practice: Consistent Effort for Lasting Results

When it comes to improving your golf game, natural talent and wishful thinking can only take you so far. To truly see improvement, you must dedicate yourself to regular practice. This is where the third P—practice—becomes indispensable.

A resilient mindset does not free a golfer from stress, pressure or problems on the course, but rather helps him cope with problems as they arise, allowing him to enjoy and learn from all aspects of the game.

Practice is not just about hitting balls at the driving range. It’s about practicing with purpose and focusing on the areas of your game that need the most attention. Whether you’re working on your short game, refining your swing, or perfecting your putting stroke, consistent and targeted practice sharpens your skills and builds the confidence needed to perform under pressure.

Why Practice is the Foundation of Success in Golf:

Mastering the Fundamentals: Golf is a game built on technique. The more you practice, the more you refine your skills, making your movements more automatic. This leads to greater consistency on the course.

Building Muscle Memory: Golf is a highly technical sport, and muscle memory is key. The more you practice, the better your body becomes at executing the necessary motions, even when the pressure is on. Practicing with intention helps reinforce these movements, allowing your body to respond naturally when you need it most.

Improving Consistency: The key to success in golf is consistency. Regular practice ensures that your technique remains sharp and that you can repeat your successful shots under varying conditions. The more consistently you practice, the more reliable your game becomes.

Tips for Effective Practice:

Set Clear Goals: Each practice session should have a specific focus. Whether it’s improving your driving accuracy, your wedge play, or your putting stroke, set measurable goals and work on them until they become a natural part of your game.

Practice with a Purpose: Don’t just mindlessly hit balls. Each shot should have a clear intention behind it. If you’re working on your swing, focus on specific mechanics. If it’s your putting, concentrate on your stroke and distance control. Purposeful practice ensures that you’re working on the right things.

Track Your Progress: Keep a record of your practice sessions and track your improvements over time. This not only helps you stay motivated but also highlights areas where you may need further work.

Aligning Your Mind: The Power of Positive Thinking

Your mindset plays a crucial role in your golf game. Negative thoughts like "Don’t hit it in the water," or "I’m not good enough" can affect your performance. The key to overcoming these mental obstacles is focusing on what you want to achieve rather than what you’re trying to avoid.

The word “mindset” also implies a certain mutability — they are not cast in stone. Once a golfer understands her beliefs and motivations, she can begin replacing counter-productive, self-defeating assumptions with a positive outlook.

Resilient golfers understand the power of positive thinking. They focus on their strengths, visualize success, and embrace the challenges the game throws at them. By shifting your mindset from fear to confidence, from doubt to determination, you’ll be able to better handle the stresses of the game and perform at your best.

Resilient Golfers: More Than Just Lower Scores

A resilient mindset does more than just help you shoot lower scores—it transforms your entire experience with the game. Resilience is about adapting, learning, and growing with every round. A resilient golfer is someone who feels in control of their game, no matter what challenges arise. They deal well with pressure, communicate effectively, and make sound decisions under stress.

A resilient mindset doesn’t guarantee perfection; it guarantees progress. Resilient golfers understand that setbacks are part of the game. They don’t let a bad shot or a tough round define their self-worth. Instead, they embrace the lessons from each experience and use them as motivation to keep improving.

Conclusion: Practice the 3 P’s for Lasting Golf Success

In the pursuit of lower scores and better golf, practicing the 3 P’s—Patience, Persistence, and Practice—is the key to building a resilient mindset. By embracing patience, persevering through challenges, and committing to consistent practice, you’ll see noticeable improvements in your game. More importantly, you’ll develop the mental resilience needed to stay calm, confident, and focused under pressure.

Resilience requires PATIENCE, PERSISTENCE and, most importantly PRACTICE. On the professional level, the differences between scores are as much a reflection of the attitudes and beliefs each golfer brings to the game as a difference in actual ability. A resilient mindset brings enjoyment and consistency to every golfer’s game.

Golf is a challenging game, but with the right mindset, it’s also one of the most rewarding. Embrace the 3 P’s, and watch your game transform from the inside out. The combination of mental strength and physical skill is what separates great golfers from the rest—and with patience, persistence, and practice, you can unlock your full potential.

[shiftgolf]

Peak Performance in Golf: Mastering Mindset, Optimizing Fitness, and Perfecting Nutrition

Golf isn’t just about the perfect swing or a bag of premium clubs; it’s a holistic game that demands a balanced trifecta of mental focus, physical fitness, and proper nutrition. To truly excel on the course and beyond, golfers need to harness the power of a sharp mind, a strong body, and fuel their performance with the right diet.

In this detailed guide, we’ll explore how cultivating a champion’s mindset, developing an optimized golf physique, and embracing a golfer-specific nutrition plan can elevate your game to unprecedented heights. Whether you’re a weekend warrior or an aspiring professional, these insights will help you unlock your potential and revolutionize your golf performance.

The Power of a Champion’s Mindset

A strong mindset separates good golfers from great ones. It’s the mental fortitude that allows you to sink a crucial putt or recover after a poor shot. A champion’s mindset isn’t just about confidence; it’s about resilience, focus, and composure under pressure.

1. The Mental Game of Golf

Golf is often described as a game played on a five-inch course—the space between your ears. Every round presents mental challenges, from navigating a water hazard to bouncing back after a double bogey.

Focus Under Pressure: Techniques like mindfulness and deep breathing help golfers stay present and avoid distractions.

Visualization: Picture the perfect shot before swinging. This mental rehearsal aligns your body with your intentions, increasing the chances of execution.

Positive Self-Talk: Replace negative thoughts with affirmations. Instead of thinking, I can’t afford to miss this putt, tell yourself, I’ve practiced this, and I can make it.

2. Overcoming Challenges

Mistakes are inevitable, but how you respond defines your game. Cultivate a growth mindset by treating errors as opportunities to learn.

Sculpting an Optimized Golf Body

Golf may not seem as physically demanding as other sports, but it requires a unique combination of flexibility, strength, and endurance. Your body is the most important piece of equipment you own, and optimizing it for golf can dramatically improve your performance.

1. Flexibility for a Fluid Swing

Flexibility is crucial for generating power and consistency in your swing. Tight muscles can limit your range of motion, leading to inefficiencies and potential injuries.

Dynamic Stretching: Incorporate stretches like torso twists and shoulder rolls before your round to prepare your muscles for action.

Yoga for Golfers: Poses like the downward dog and seated twists enhance flexibility and balance.

2. Building Functional Strength

Golf isn’t about raw power; it’s about controlled strength that allows for precise swings and stability.

Core Workouts: Planks, Russian twists, and cable rotations strengthen your core, which is the foundation of a powerful swing.

Rotational Strength Training: Use medicine balls or resistance bands to mimic the twisting motion of your swing, building functional strength.

Balance Drills: Exercises like single-leg squats improve stability, helping you maintain control during your swing.

3. Endurance for 18 Holes

Walking the course and swinging repeatedly require stamina. Cardiovascular exercises, such as brisk walking, cycling, or swimming, help improve endurance.

Golf Nutrition 101: Fueling Success

Nutrition is often the most overlooked aspect of golf performance. A balanced diet tailored to your needs can enhance energy levels, focus, and recovery, giving you an edge on and off the course.

1. Pre-Round Nutrition

Start your day with a meal that combines complex carbohydrates and lean protein to provide sustained energy.

Examples:

Oatmeal with fresh berries and a drizzle of honey.

Whole-grain toast with avocado and scrambled eggs.

Greek yogurt with granola and banana slices.

2. Staying Energized During the Round

Long rounds can drain your energy and focus. Small, nutrient-dense snacks and hydration are essential.

Snacks: Nuts, seeds, fresh fruit, or energy bars.

Hydration: Water is vital, but don’t forget electrolytes, especially on hot days. Drinks like coconut water or electrolyte solutions can prevent cramping and fatigue.

3. Post-Round Recovery

After a round, your body needs protein and carbohydrates to repair muscles and replenish energy stores.

Examples:

Grilled chicken with quinoa and steamed vegetables.

A smoothie with spinach, almond milk, protein powder, and frozen fruit.

Integrating Mindset, Fitness, and Nutrition

Success in golf doesn’t come from focusing on just one aspect—it’s about harmonizing your mental, physical, and nutritional practices.

1. Tailoring a Holistic Routine

Morning Routine: Start with mindfulness meditation, followed by a nutrient-rich breakfast and dynamic stretches.

Practice Sessions: Incorporate mental drills like visualization alongside swing practice.

Evening Recovery: Stretch, eat a balanced dinner, and reflect on your progress to reinforce positive habits.

2. Leveraging Technology

Tools like fitness trackers, nutrition apps, and swing analysis software can provide data-driven insights to optimize your training.

Common Challenges and How to Overcome Them

1. Time Constraints

Many golfers struggle to balance practice with their busy schedules. Prioritize shorter, focused sessions over lengthy, unstructured practice.

2. Maintaining Motivation

Set clear, achievable goals, and celebrate progress, no matter how small. Surround yourself with a supportive golf community.

3. Managing Injuries

Listen to your body and seek professional advice if you experience pain. Prevent injuries through proper warm-ups, strength training, and flexibility exercises.

Conclusion: Unlocking Your Golf Potential

Golf is more than just a sport; it’s a journey of self-improvement that combines mental resilience, physical conditioning, and nutritional discipline. By embracing this holistic approach, you’ll not only see improvements on the course but also in your overall well-being.

At ShiftGolf, we’re committed to helping golfers unlock their full potential. Whether it’s refining your mindset, sculpting an optimized golf body, or fueling your performance with proper nutrition, we provide the tools and guidance you need to excel.

It’s time to take your game—and your life—to the next level. Step onto the green with confidence, strength, and clarity, and watch your performance soar. The journey to peak golf performance starts today!

[shiftgolf]

ShiftGolf's Guide to Choosing the Perfect Golf Swing Trainer

Golf is a game of precision, rhythm, and finesse. Whether you're a beginner seeking consistency or an experienced player aiming to fine-tune your swing, a reliable golf swing trainer can be your secret weapon. In this comprehensive guide, ShiftGolf delves into everything you need to know about choosing the perfect golf swing trainer, tailored to your skill level and specific goals.

Introduction: Why Golf Swing Trainers Matter

Golf swing trainers are innovative tools designed to improve various aspects of your game, including swing mechanics, balance, tempo, and power. These aids mimic the feel of a proper golf swing, allowing golfers to develop muscle memory and correct flaws.

With numerous options available, finding the right swing trainer can be overwhelming. This guide will simplify the decision-making process, ensuring you choose a trainer that aligns with your goals and abilities.

What Are Golf Swing Trainers?

Golf swing trainers are specialized training aids designed to help golfers practice and refine their swings. They come in various forms, including weighted clubs, flexible shafts, and alignment tools.

Key Benefits of Swing Trainers

Improved Mechanics: Learn the proper swing path and body positioning.

Increased Power: Develop lag and generate more clubhead speed.

Consistency: Build muscle memory for a repeatable swing.

Versatility: Useful for both full swings and short game practice.

Confidence Boost: Practice with a trainer to see tangible improvements on the course.

Factors to Consider When Choosing a Golf Swing Trainer

Skill Level

Beginners: Focus on trainers that simplify the basics, such as alignment sticks or weighted clubs.

Intermediate Players: Opt for tools that enhance tempo, rhythm, and swing mechanics.

Advanced Golfers: Consider trainers that fine-tune specific areas, such as lag or impact precision.

Training Goals

Power and Distance: Weighted clubs or resistance bands can help develop strength and speed.

Tempo and Timing: Flexible shaft trainers are ideal for rhythm and timing improvements.

Accuracy and Alignment: Alignment aids and laser pointers ensure proper positioning.

Physical Attributes

Height and Build: Select a trainer that suits your body size for comfortable use.

Strength Level: Lightweight trainers are ideal for juniors or players with less strength, while weighted options are better for advanced users.

Portability and Storage

Consider trainers that are compact and easy to carry, especially if you travel frequently.

Top Types of Golf Swing Trainers

Weighted Swing Trainers

Purpose: Enhance strength, lag, and swing speed.

Best For: Intermediate to advanced golfers.

Example: Lag Shot weighted clubs.

Flexible Shaft Trainers

Purpose: Improve tempo, rhythm, and lag creation.

Best For: All skill levels.

Example: Lag Shot 7 Iron Trainer.

Alignment Aids

Purpose: Ensure proper setup and swing path.

Best For: Beginners and golfers looking to correct alignment.

Example: Alignment sticks or laser tools.

Impact Bags

Purpose: Improve ball-striking by focusing on impact position.

Best For: Players struggling with weak or inconsistent contact.

Golf Nets and Mats

Purpose: Practice full swings indoors or in limited spaces.

Best For: Golfers seeking convenience and frequent practice.

Video Analysis Tools

Purpose: Provide visual feedback on swing mechanics.

Best For: Advanced players working on specific technical improvements.

How to Use Golf Swing Trainers Effectively

Step 1: Warm-Up

Before starting any practice session, perform dynamic stretches to prepare your body and prevent injury.

Step 2: Start Slow

Begin with slow, deliberate swings to focus on form and mechanics.

Step 3: Incorporate Feedback

Use the trainer’s feedback to identify areas for improvement, such as tempo, alignment, or lag.

Step 4: Combine with Regular Practice

Integrate swing trainer drills with standard practice to reinforce lessons learned.

Step 5: Track Progress

Monitor your performance through metrics like swing speed, accuracy, or ball flight.

ShiftGolf’s Recommended Golf Swing Trainers

1. Lag Shot Swing Trainers

Features: Flexible shaft, realistic weight, and versatile design.

Benefits: Develops lag, improves tempo, and enhances ball striking

Available Models:

Lag Shot Driver for longer drives.

Lag Shot 7 Iron for mid-range consistency.

Lag Shot Wedge for short game finesse.

2. Junior and Ladies Models

Specifically tailored to suit juniors and women golfers, ensuring comfort and effectiveness.

3. Alignment Sticks

Affordable and portable tools for setup and swing path training.

4. Impact Bags

Improve impact position and ball striking consistency.

Risks and Challenges of Using Swing Trainers

Potential Risks

Injury: Overuse or improper technique can lead to strain on joints and muscles.

Reinforcing Bad Habits: Misuse of trainers may cement incorrect mechanics.

Dependence: Over-reliance on aids without translating lessons to the course.

How to Avoid Risks

Follow manufacturer guidelines.

Seek guidance from a coach or professional when needed.

Practice moderation to prevent overuse.

Alternatives to Golf Swing Trainers

While swing trainers are invaluable, alternative methods can complement your training:

Professional Coaching: Personalized guidance for tailored improvements.

Fitness Training: Build strength and flexibility through golf-specific exercises.

Mental Coaching: Develop focus, visualization, and course strategy.

Conclusion: Choosing the Perfect Swing Trainer

Investing in a golf swing trainer is one of the smartest decisions a golfer can make. By improving mechanics, building muscle memory, and correcting flaws, these aids provide a pathway to achieving your full potential.

At ShiftGolf, we’re passionate about helping golfers of all skill levels find the right tools for their journey. Whether it’s the versatile Lag Shot Trainer or alignment aids for precision, our recommendations are designed to elevate your game.

Take the first step toward mastery today—discover the power of golf swing trainers with ShiftGolf and watch your game transform!

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How to Build Serious Lag in Your Golf Swing: Drills for Effortless Power and Precision

Introduction: Why Lag Matters in Your Golf Swing

Lag is one of the secrets behind effortless power in golf, and mastering it can make a world of difference in your game. PGA Tour players are able to generate incredible speed and distance, thanks in large part to their ability to create and maintain lag. But what exactly is lag, and how can you use it to your advantage? In simple terms, lag is the angle formed between your lead arm and the golf club shaft in your downswing. It's not just for the pros—any golfer can improve their power, control, and accuracy by learning how to harness lag properly.

This guide introduces several drills to help you achieve lag, stop casting, and build power while protecting your body. From basic wrist hinges to advanced practice techniques, we’ll cover ways to build lag into your swing and transform your game.

The Science of Lag: Why It’s Essential for Power and Precision

Lag is like a stored-up spring in your swing, waiting to release at the perfect moment. When done correctly, it creates a whipping effect at impact, where maximum speed and energy are transferred to the ball. Lag allows you to generate speed effortlessly, without excessive force, and the club does the work for you. This results in straighter shots, longer distances, and less strain on your body.

Here’s how to build lag into your swing with drills that emphasize feel, control, and timing.

Drill #1: Exaggerate the Feel of Lag

We need to get you feeling what it is like to have lag stored at the bottom of the swing. In this drill, all you need is an alignment stick, or another club. What you are going to do is lay the alignment stick on the ground to your left, as you’re addressed to the golf ball.

The alignment stick needs to be pointed down the range, and aligned on your heel line of your stance. You will not be taking full swings while doing this drill, but only taking your arms to about waist height. Make sure your wrist is hinged, and a decent angle is being created between your lead wrist and the club.

Now, while holding that angle, drag the handle through the hitting area, and keep the angle until it’s aligned over the alignment stick on the ground.

What this is doing, is forcing you to maintain lag through the hitting area, as well as getting you used to the feeling of it. This is an exaggerated move, but it will translate over to your swing in a less exaggerated way.

While you are hitting balls during this drill, expect them to be very low shots, with a tendency to be pulled. This is because you have extreme forward press at impact, as well as a strong clubface.

To start, it’s essential to get used to what lag feels like at the bottom of your swing. For this, an alignment stick or a spare club can be helpful.

Set Up: Place an alignment stick on the ground along your heel line, pointing downrange.

Positioning: Address the ball, taking your arms to about waist height in a mini-swing. Hinge your wrists to form a decent angle between your lead wrist and the club.

Feel the Lag: Now, as you move forward, focus on dragging the handle of the club through the hitting area without releasing your wrist hinge too early. Aim to keep the club shaft parallel to the alignment stick on the ground.

This exercise reinforces the feeling of holding lag through impact, which translates to more power and better ball striking. Expect lower shots initially, as the extreme forward press at impact exaggerates the lag angle, helping your hands lead through the strike.

Drill #2: Stop Casting with the Swing Drill

Most players lose the angles they create during their backswing as soon as they start their downswing. They unhinge the wrists, and try to “help” the ball get in the air instead of hitting down on the golf ball.

For this drill, I want you to hold the club out directly in front of you, with your arms completely extended. Now, move your hands back, then pull them forward.

What you are going to see, if you keep your wrists loose, is the angle between your hands and the club is going to become very small.

So the club head is going to get behind your hands, then whip forward as you finish pulling through. What this drill is showing you is what it feels like to create lag at the start of the downswing.

The wrists need to be loose while performing this drill, as that’s the only way to witness the lag being created.

If this is done right during your swing, it should feel as though your club shaft is getting closer to your body during the downswing, compared to being “casted” away from you.

Many golfers cast—releasing the angle between their lead arm and the club too soon—which reduces power and consistency. Casting generally results from overly tense wrists or a misunderstanding of the downswing transition. Here’s a drill to help you avoid casting and feel lag naturally.

Hold the Club Out: Extend your arms in front of you, holding the club directly out from your shoulders.

Feel the Angle: Move your hands back, then pull them forward without tightening your wrists. As you do, the angle between your hands and club should become smaller, storing energy.

Swing Without Tension: In your downswing, maintain loose wrists so that the club head naturally lags behind. This mimics the feel of a well-timed release, avoiding the urge to “help” the club through impact.

Practice this drill regularly to build muscle memory for a lagging downswing. You’ll find that the clubhead naturally trails your hands, delivering a more efficient, powerful impact.

Drill #3: The Towel Drill to Encourage Lag and Downward Strikes

Lag works best when your weight shifts properly onto your lead side, allowing a clean, downward strike on the ball. This drill helps reinforce the proper ball contact by adding a feedback mechanism.

Set Up a Towel Behind the Ball: Fold a golf towel a few times for thickness, and place it on the ground about a club head’s distance behind the ball.

Strike Without Hitting the Towel: With this setup, your goal is to make contact with the ball without disturbing the towel. This will only happen if you lead with your hands and maintain your wrist hinge until impact.

This drill reinforces lag by demanding a forward-leaning shaft at impact. Another variation of this drill is to place a tee a few inches in front of the ball; focus on driving through the tee. Both drills will force you to strike downward, creating a cleaner, more consistent ball flight.

Drill #4: Wrist Hinge and Release

A strong lag angle begins with proper wrist hinging. This drill trains your wrists to hinge naturally and lets you hold that hinge until the correct point in your downswing.

Set Up with a Hinge: During your backswing, let your wrists hinge naturally as your arms reach parallel to the ground.

Pause and Feel the Angle: At the top, hold the angle momentarily, then slowly bring the club down without “throwing” the club out.

Release Naturally: Focus on the sensation of maintaining the hinge through the downswing, only allowing the club to release near impact.

This drill teaches your wrists the timing of a delayed release, allowing you to preserve the stored energy until the ideal moment. Practice this regularly, and you’ll develop a habit of holding the lag angle, resulting in more powerful shots.

Drill #5: Stop Helping the Ball in the Air

Many players have the wrong idea when it comes to contacting the golf ball. They will try to help the ball in the air, when in reality that’s the last thing you want to do.

Swinging like this will result in weak ball flights, loss of distance, and very inconsistent contact. We need to start hitting down on the golf ball, as a result from shifting our weight to the lead side, which in return will create lag for us.

In this drill, all you are going to need is a golf towel. Fold the towel a few times so it’s a bit thicker, and lay it on the ground about a club head away from the golf ball.

Having the towel behind the ball does two things: One, it will give you immediate feedback to whether or not you are hitting shots fat/helping the ball in the air, and 2, it will force you to get your hands in front of the ball at impact as a result from lag.

This drill will give you the feeling of proper contact and hitting down on the ball.

Another variation of this drill, if you don’t have a golf towel, is to place a tee a few inches in front of the golf ball. Instead of focusing on hitting the ball, focus on hitting the tee. This will have the same benefits for your swing as the towel drill has.

Lag creates SPEED. Lag creates POWER. Take these drills to the range, and in no time, you will be producing SERIOUS lag.

Golf Lag Swing Trainer

Want a Club That Guarantees You’ll Increase Lag, Stop Casting, and Hit Higher, Longer, & Straighter Golf Shots?

Lag Shot is being used by thousands of golfers to generate more lag, improve their ball-striking, hit more greens in regulation, and ultimately shoot lower scores.

It’s even being recommended by top golf instructors like Adam Bazalgette (3-Time PGA Teacher of the Year), Andrew Rice (Golf Digest Top 50), and Mark Durland (Golf Magazine Top 100)

Using the Lag Shot Swing Trainer for Faster Results:

The Lag Shot Swing Trainer is an invaluable tool that helps golfers build lag by providing instant feedback. The weighted club in the Lag Shot Trainer helps ingrain the feel of lag as you swing. Its flexibility trains your muscles to stay relaxed, while its weight encourages you to maintain lag until just before impact.

Start with Half Swings: Use the Lag Shot Trainer with half swings, focusing on the feel of lag in your wrists.

Progress to Full Swings: As you grow comfortable with the weight and timing, try full swings. The trainer will promote a natural lag, ensuring that your wrists stay hinged until just before impact.

Monitor Feedback: If you cast or release too early, you’ll feel it immediately as the club loses its path. The Lag Shot Trainer’s design forces you to maintain lag until the ideal release point.

Highly recommended by top golf instructors like Adam Bazalgette and Andrew Rice, the Lag Shot Trainer can accelerate your lag-building progress and improve your overall ball striking.

Benefits of Mastering Lag:

1. Increased Distance and Speed

The energy stored in the lag angle boosts clubhead speed, helping you hit the ball farther with less effort.

2. Improved Accuracy:

With better timing and a more consistent release, lag helps to keep shots on target, leading to lower scores.

3. Protection Against Injury:

Lag reduces reliance on muscle strain, protecting joints and muscles, especially as golfers age.

4. Consistent Ball Striking:

Better ball contact, with downward strikes and centered hits, leads to improved control and stability in all aspects of your game.

Conclusion: Build Lag, Transform Your Game

Lag is not just a pro golfer’s advantage; it’s a fundamental that can help golfers of all skill levels hit longer, straighter, and more controlled shots. The drills here, along with tools like the Lag Shot Trainer, provide a structured approach to building lag. By practicing these regularly, you’ll develop the muscle memory needed to retain lag and reap the rewards of effortless power and precision.

So, next time you’re on the range, take these lag drills with you, focus on building that lag angle, and get ready to crush your irons like never before!

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Mastering Lag in Your Golf Swing: Unlock Effortless Power and Precision

Introduction: Why Lag Matters in Golf:

In golf, the concept of "lag" refers to the angle between your lead arm and the golf club shaft during your downswing. While it may sound like a small technical detail, lag is crucial to unlocking speed, power, and precision in your swing. The best professional golfers seem to effortlessly launch the ball down the fairway, and a major factor behind this ease is their ability to generate and maintain lag. But for many amateur golfers, lag is a misunderstood and underutilized element of their game.

So, what exactly is lag, and why should it be part of your swing? the importance of lag, how it works, and how you can incorporate it into your game to see significant improvements in both distance and accuracy.

1. The Basics of Lag: What Is It and How Does It Work?

Lag in the golf swing refers to the angle between your lead arm (typically the left arm for right-handed players) and the shaft of the club. As you transition from your backswing into your downswing, the lag is the point where the club trails behind your hands, storing potential energy. The more efficiently you can maintain this angle during the downswing and release it at impact, the more clubhead speed you can generate without additional effort.

Think of it like a whip: the lag is the tension in the whip, and the release of that tension generates the snap. In a golf swing, lag creates this "snap" right as the club strikes the ball, resulting in greater speed and power.

They create speed with their arms, or body, or some combination of both.

Are those good enough ways to play high level golf? Are those ways going to protect your body from injury, forcing you to miss next week’s tee time?

All golf professionals worth their salt have a simple answer to that. No.

Creating lag is the most efficient way to create speed and distance during your golf swing. And every other method isn’t close.

2. Lag Creates Effortless Speed and Distance:

Amateur golfers often believe that more distance can only be achieved by swinging harder. However, this isn’t entirely true. The pros don’t rely on brute force to drive the ball 300 yards. Instead, they use lag to generate clubhead speed, which is the key to distance.

When you maintain lag during your downswing and release it at just the right moment—right before impact—you create a burst of speed at the perfect time. This allows you to hit the ball farther without forcing your arms or body to work harder. Without lag, players often resort to pulling their arms down or excessively rotating their bodies to create speed, both of which are inefficient and can lead to injuries.

For example, golfers without lag might struggle to hit drives beyond 200 yards. However, with proper lag, they could easily add 20-30 yards to their drives without swinging any harder.

3. Lag and Its Impact on Swing Plane and Mechanics:

One of the hidden benefits of lag is how it naturally improves your swing plane. When you maintain the angle between your lead arm and the club during the downswing, the club tends to shallow out, meaning it drops into a more optimal position to attack the ball from the inside. This is a crucial element of good ball-striking, as it leads to better contact and more consistent shots.

Lag also ensures that your body and arms are working in sync, which helps avoid common swing flaws like "casting." Casting is when a golfer releases the angle between the lead arm and club too early in the downswing, losing both power and control.

When a player learns to keep lag until the last possible moment, their casting issues disappear, and the swing becomes more efficient and consistent.

Symptoms of Casting:

Weak, short shots

Difficulty getting the ball in the air

A tendency to push or pull the ball

Fixing Casting with Lag:

Maintain a strong wrist hinge

Focus on a smooth transition from backswing to downswing

Let the angle "hold" until right before impact

4. Lag Improves Tempo and Swing Rhythm:

Many amateur golfers struggle with the tempo of their swings. The common mistake is rushing from the top of the backswing into the downswing, often by yanking the arms down too quickly. This leads to poor rhythm and timing, which results in inconsistent ball-striking.

Lag forces you to slow down the transition between your backswing and downswing, creating a more fluid and rhythmic swing. By holding onto that angle, you naturally develop better tempo, which helps to synchronize your body and arms, leading to more controlled and accurate shots.

As a result, incorporating lag into your swing can improve both your consistency and the quality of your ball-striking.

Lag also has a huge added benefit, as it is a way to protect your body from injury. Lag is, in simple terms, the storing of power in your swing represented by the angle between your lead arm and club shaft. The release of this stored energy at the bottom of your swing/impact is how PGA TOUR players hit the ball so far seemingly effortlessly.

Throughout this article, we are going to cover several different benefits that lag possesses, and why you need to learn how to create it in your own golf swing.

Lag creates speed. When an amatuer golfer is able to store their lag during their downswing, they are then able to release this energy at the bottom, creating serious speed. When a player has no lag, they need to create this speed another way, whether it’s pulling the arms down or rotating your body at an unhealthy speed. Lag, and the release of it, allows a player to create effortless speed.

Lag creates a better swing plane. Lag is created by having loose wrist pressure throughout the swing, but most importantly, at the top and during transition. When done correctly, the clubhead and shaft will naturally shallow out, making it easier for the player to attack the ball from the inside. This is the obvious sign of a great swing plane.

Lag represents the complete opposite of one of the most common swing faults in amatuer golf. Casting. Casting is when the player loses the angle between their lead arm and golf club early in the downswing, making it very hard to create speed. If a player is able to maintain that angle early, and create lag, their casting swing fault will go away immediately.

Lag creates better tempo. Most amateur golfers create speed by pulling their arms down as hard as possible as soon as they reach the top of their swing. This action creates terrible tempo, and makes it very difficult to time up the arms with the rest of the body which is needed to hit quality golf shots. Because the speed created by efficient lag is effortless, the player won’t need to pull their arms anymore. This creates a better tempo in the swing.

Lag needs to better ball striking. Lag allows the player to hit down on the golf ball more consistently, meaning better shots. If a player is able to do this more often, their overall ball-striking will improve dramatically. Without lag, hitting down on the ball is very hard to do, without getting your entire body sliding to the lead side. Lag allows the player to stay centered over the ball, with better balance, and still hit down on the golf ball.

5. Lag Prevents Injuries and Prolongs Your Golfing Career:

One of the most overlooked benefits of maintaining lag is its potential to protect your body from injury. Many amateur golfers try to create power by using their muscles to force the club through the ball, putting unnecessary strain on their joints—especially the shoulders, elbows, and lower back. This "power through effort" approach can lead to injuries, particularly as golfers age.

Lag, on the other hand, allows you to generate speed through efficient mechanics, reducing the stress on your body. By maintaining proper angles and releasing energy at the right time, you can create powerful swings with less physical strain. This is especially important for golfers who want to stay healthy and continue playing the game for years to come.

6. Lag Leads to Better Ball-Striking and More Consistent Shots:

Good ball-striking is all about making solid, consistent contact with the golf ball. Lag helps with this by allowing the golfer to hit down on the ball more naturally, which compresses the ball and produces a more penetrating ball flight. This is particularly important for iron shots, where hitting down on the ball creates that crisp, clean strike that golfers strive for.

When you lose lag, it's much harder to make solid contact, as you’re more likely to "scoop" the ball or hit it with a glancing blow. Lag keeps you centered over the ball, ensuring better balance and more consistent strikes.

Without lag, golfers tend to struggle with fat shots (hitting the ground before the ball) or thin shots (hitting the top of the ball). By maintaining lag, you’ll find it easier to deliver the club with the correct downward strike, leading to better contact and more control.

7. How to Develop Lag in Your Golf Swing:

Now that you understand the benefits of lag, the question is: How do you develop it? Here are some practical tips to help you incorporate lag into your swing:

Relax Your Grip: A tight grip can prevent you from maintaining lag. Keep your grip pressure light, especially at the top of your backswing.

Focus on Wrist Hinge: Allow your wrists to hinge naturally as you complete your backswing. This sets up the angle for lag during the downswing.

Practice the Right Transition: The transition from your backswing to downswing is where lag is created. Avoid rushing this movement—allow your body to lead the downswing while your arms follow, maintaining the angle between your lead arm and the club.

Use Swing Aids: Training aids like the Lag Shot Swing Trainer can help you develop the feel for lag. These tools are designed to exaggerate the lag in your swing, teaching you how to maintain it consistently.

Drills for Lag: One effective drill is to practice swinging slowly, focusing on holding the angle between your lead arm and the club until the last possible moment. By slowing down, you can better control and feel the lag in your swing.

Conclusion: Mastering Lag to Unlock Your Golf Potential:

Lag is not just a technique reserved for professional golfers—it’s a fundamental aspect of an efficient, powerful golf swing. Whether you’re looking to add distance, improve accuracy, or protect your body from injury, learning to maintain lag is essential.

By understanding the role of lag and incorporating it into your swing, you’ll unlock new levels of speed and precision without having to force your shots. With practice and the right approach, you’ll soon find yourself hitting longer, straighter shots with more consistency and control. So the next time you’re on the course or driving range, focus on mastering lag—and watch as your game transforms for the better. Golf Swing Training Aid Lag Shot Driver Lag Shot Golf Driver Golf Swing Trainer.