#fintech consultant indonesia | Explore Tumblr Posts and Blogs

paynxt360 · 2 years

Text

Mobile wallets have the potential to unlock the growth potential in Southeast Asia

Despite the concerns surrounding the usage of digital payment methods in the post-Covid era, the market continues to record strong growth in the Southeast Asian region. Notably, the growth in the digital payment ecosystem is largely driven by the broader boom in the digital economy. This has resulted in an accelerated adoption of mobile wallets and prepaid payment instruments across the region.

The growth opportunity for mobile wallet and prepaid payment instrument providers lies in the fact that most consumers are not associated with the traditional banking system. Despite the growing digital economy in the region, especially in Indonesia, the low availability of data on low-income citizens has resulted in low credit usage, because formal banking institutions are unable to run background checks on consumers. Consequently, innovative fintech firms and digital wallet providers have the chance to democratize digital payment options in the region.

Over the next few years, digital wallet penetration is expected to grow at a rapid rate across Southeast Asia. Alongside the growth in mobile wallet adoption, the number of prepaid payment instrument providers has been also seen to grow significantly. Notably, the central banks in the region have handed out several licenses to various fintech firms to drive the digital payment ecosystem growth in Southeast Asia. With more providers, comes more competition, and consequently, players are also raising a funding round to further drive their growth in the region. For instance,

In September 2022, Instapay Technologies Sdn Bhd, a payment fintech firm that offers e-wallet services, announced that the firm had raised US$4.75 million or MYR 21.5 million in a Series A funding round, which was led by Daiwa ACA APAC Growth I. Notably, the fintech firm started offering mobile wallet services to unbanked migrant workers two years ago. As of September 2022, the firm has recorded strong growth with hundreds of corporates offering payroll accounts to their workers in partnership with the firm. One of the fastest-growing mobile wallet providers in Malaysia, the firm is expected to use the funding round to further accelerate its business growth and scale operations.

Another mobile wallet provider, TNG Digital, Touch n’ Go Group, announced that the firm had raised US$168.3 million or MYR 750 million in a funding round, which was led by e-commerce giant Lazada. PayMaya and Coins.ph have been among the other digital wallet providers that have raised funding rounds from investors in 2022 amid the growing competition.

While the competition for market share is projected to further intensify among providers over the next three to four years, there are a few challenges that providers need to overcome to exploit the full growth potential of the Southeast Asian digital payments market. For instance,

In addition to navigating the complex digital payments environment, merchants are facing the growing challenge of consumer preference for convenience. Notably, consumers are seeking faster, cheaper, and local payment options. If the merchant fails to provide this, they risk losing a potential customer, while also limiting their ability to expand into newer markets.

While the adoption among consumers has continued to increase at a rapid rate in Southeast Asia, digital payment acceptance is relatively low among merchants. According to a report from Boston Consulting Group, 54% of the consumers stated that low acceptance among merchants is a major barrier to greater mobile wallet usage in the region.

Furthermore, there is a growing trend of cross-border shopping across the region. With consumers in Indonesia wanting to shop from merchants in Malaysia, cross-border payment options and a slow settlement period are other challenges hindering the industry's growth. However, there has been a push towards regional cross-border payment collaboration recently. For instance,

In October 2022, Indonesia and Thailand implemented a QR payment linkage, thereby allowing consumers to scan the QR codes for making merchant payments in either of the countries. This strategic collaboration between the two Southeast Asian countries can further drive the growth of the digital payments landscape in the region, and PayNXT360 expects more such partnerships from the short to medium-term perspective.

With the changing consumer expectations and the ever-evolving shopping trends, regional collaboration between governments and prepaid payment instrument providers will determine the growth rate of the digital payment ecosystem in the Southeast Asian market over the next three to four years. Notably, the demand for digital payment methods is there among consumers and is projected to further increase from the short to medium-term perspective. The strong digital ecosystem across the region is a testament to the growing demand. Thus, the widespread acceptance among merchants as well as the collaboration for seamless cross-border payment facilities will remain a key growth factor going forward in Southeast Asia.

To know more and gain a deeper understanding of the prepaid card industry in Asia Pacific, click here.

#prepaidcard giftcard payments digitalpayments PayNXT360

0 notes

dewiseo · 2 years

Text

Fintech Ilegal Pertanian, Hindari Penipuan Tersebut, Ini Cara Crowde Kelola Dananya

Fintech ilegal sudah menjadi buah bibir masyarakat dan ada juga penipuannya yang tidak terdaftar OJK. Cara Crowde Kelola Dana Permodalan.

Apakah ada orang di sekitarmu yang pernah menjadi korban? Ya, janji manis mereka ditambah kondisi mendesak yang sering bikin hilang akal, membuat masyarakat mudah sekali terjerat tanpa memikirkan dampak buruknya. Sebenarnya, fintech ilegal sangat mudah untuk dideteksi. Nah, bagaimana caranya?

Pertama, perusahaan tersebut tidak memiliki izin dari Otoritas Jasa Keuangan (OJK). Kedua, tidak terdaftar sebagai anggota Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI). Ketiga, memberikan bunga dan denda yang terlalu besar atau bahkan terlalu kecil, serta tidak transparan. Seperti yang kita ketahui, kalau OJK punya standar nilai bunga yang harus dipatuhi oleh para pelaku fintech, yaitu 16% -- 30% per tahun untuk pinjaman produktif dan maksimal 0,8% per hari untuk pinjaman konsumtif/pribadi (payday loan). Keempat, perusahaan tersebut tidak mengikuti tata cara penagihan yang beretika. Pasti sudah pada tahu, kan, kalau ada yang suka menagih dengan cara-cara kasar, cenderung mengancam, tidak manusiawi, dan bertentangan dengan hukum. Nah, perusahaan yang melakukan hal seperti ini sudah jelas masuk dalam kategori fintech ilegal.

Menerapkan alur pengajuan pinjaman yang sistematis

Ketika calon mitra petani setuju untuk melakukan pengajuan permodalan, mereka akan diminta menyerahkan KTP, Kartu Keluarga (KK), Surat Nikah, dan mengisi form RAB yang telah disediakan oleh pihak fintech sesuai nilai per item yang telah disepakati bersama. Setelah semuanya sesuai, maka Farmer Consultant (FC) kami akan melakukan peninjauan lahan pertanian yang akan digunakan untuk budi daya petani. Setelah itu, hasil survei yang diperoleh akan diserahkan kepada tim risk untuk dianalisis lebih lanjut. Kelayakan kondisi lahan, pengalaman petani, hingga kualitas panen yang dihasilkan petani juga menjadi bahan pertimbangan bagi kami. Apabila lolos, akan dilanjutkan dengan proses penandatanganan kontrak kepada mitra petani.

Nggak ngoyo kayak fintech ilegal, balikin modal bisa pakai hasil panen

Tidak menggunakan cara-cara yang kasar apalagi mengancam, fintech memberlakukan sistem pengembalian modal menggunakan hasil panen. Mengapa? Tujuannya agar tidak memberatkan petani dengan sistem pembayaran cicilan setiap bulan karena budi daya petani punya jangka waktu yang berbeda-beda. Sebagai contoh, bila mitra petani punya proyek budi daya jangka waktu 3 bulan, dengan begitu petani boleh mengembalikan pinjaman modalnya setelah 3 bulan atau setelah petani mendapatkan hasil panen.

Meminimalisir risiko dengan penyaluran modal secara cashless

Bekerja sama dengan toko pertanian setempat yang akan menyediakan berbagai kebutuhan budi daya petani. Hingga kini, fintech tersebut telah bermitra dengan 3.215 toko tani yang berada dekat dengan lokasi proyek usaha tani. Mulai dari kebutuhan pupuk, pestisida, bibit, hingga alsintan yang dibutuhkan petani. Selain itu, kami juga bermitra dengan LSM dan pemerintah agar dapat mendukung petani di daerah pedesaan di seluruh Indonesia.

Sumber: https://www.kompasiana.com/rianblackcross/6146c89b0101906083717d04/ternyata-banyak-fintech-ilegal-loh-terutama-di-bidang-pertanian-ini-cara-minimalisirnya

0 notes

samsayna21 · 4 years

Text

Covid-19 Impact on Blockchain Supply Chain Finance Global Market Share, Size, Trends and Growth Forecasts 2020 – 2026

Blockchain Supply Chain Finance‎ Market 2020

Blockchain Supply Chain Finance is the application of block chain technology in the financial field. Financial services industry is the driving force of global economic development, and is also one of the most centralization industries. The asymmetric information between the two parties in the financial market leads to the failure to establish an effective credit mechanism. There are a large number of central credit intermediaries and information intermediaries in the industrial chain, which slows the efficiency of the system and increases the cost of funds. The open and no tampering properties of block chain technology provide the possibility for the centralization of the trust mechanism, and have the potential to change the financial infrastructure. All kinds of financial assets, such as equity, bond, bill, warehouse receipt and fund share, can be integrated into the block chain books, and become the digital assets of the chain, in the block chain. Store, transfer, and trade. It has a broad prospect of application in the financial field. For example, it has a typical application in cross-border payment, insurance claims, securities trading, bills and so on. Blockchain supply chain finance is mainly used for four applications: Digital Currency, Cross-border Payment, Trade Finance, Identity Management. Cross-border Payment was the most widely used area which took up about 39% of the global total in 2018. United States is the largest consumption countries of blockchain supply chain finance in the world in the past few years and it will keep increasing in the next few years. United States market took up about 38.2% the global market in 2018, while Europe was about 31.1% in 2018. Since the COVID-19 virus outbreak in December 2019, the disease has spread to almost 100 countries around the globe with the World Health Organization declaring it a public health emergency. The global impacts of the coronavirus disease 2019 (COVID-19) are already starting to be felt, and will significantly affect the Blockchain Supply Chain Finance market in 2020. COVID-19 can affect the global economy in three main ways: by directly affecting production and demand, by creating supply chain and market disruption, and by its financial impact on firms and financial markets. The outbreak of COVID-19 has brought effects on many aspects, like flight cancellations; travel bans and quarantines; restaurants closed; all indoor events restricted; over forty countries state of emergency declared; massive slowing of the supply chain; stock market volatility; falling business confidence, growing panic among the population, and uncertainty about future. This report also analyses the impact of Coronavirus COVID-19 on the Blockchain Supply Chain Finance industry. Based on our recent survey, we have several different scenarios about the Blockchain Supply Chain Finance YoY growth rate for 2020. The probable scenario is expected to grow by a xx% in 2020 and the revenue will be xx in 2020 from US$ 10910 million in 2019. The market size of Blockchain Supply Chain Finance will reach xx in 2026, with a CAGR of xx% from 2020 to 2026. With industry-standard accuracy in analysis and high data integrity, the report makes a brilliant attempt to unveil key opportunities available in the global Blockchain Supply Chain Finance market to help players in achieving a strong market position. Buyers of the report can access verified and reliable market forecasts, including those for the overall size of the global Blockchain Supply Chain Finance market in terms of revenue. Players, stakeholders, and other participants in the global Blockchain Supply Chain Finance market will be able to gain the upper hand as they use the report as a powerful resource. For this version of the report, the segmental analysis focuses on revenue and forecast by each application segment in terms of revenue and forecast by each type segment in terms of revenue for the period 2015-2026. Regional and Country-level Analysis The report offers an exhaustive geographical analysis of the global Blockchain Supply Chain Finance market, covering important regions, viz, North America, Europe, China, Japan, Southeast Asia, India and Central & South America. It also covers key countries (regions), viz, U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, India, Australia, Taiwan, Indonesia, Thailand, Malaysia, Philippines, Vietnam, Mexico, Brazil, Turkey, Saudi Arabia, UAE, etc. The report includes country-wise and region-wise market size for the period 2015-2026. It also includes market size and forecast by each application segment in terms of revenue for the period 2015-2026. Competition Analysis In the competitive analysis section of the report, leading as well as prominent players of the global Blockchain Supply Chain Finance market are broadly studied on the basis of key factors. The report offers comprehensive analysis and accurate statistics on revenue by the player for the period 2015-2020. It also offers detailed analysis supported by reliable statistics on price and revenue (global level) by player for the period 2015-2020. On the whole, the report proves to be an effective tool that players can use to gain a competitive edge over their competitors and ensure lasting success in the global Blockchain Supply Chain Finance market. All of the findings, data, and information provided in the report are validated and revalidated with the help of trustworthy sources. The analysts who have authored the report took a unique and industry-best research and analysis approach for an in-depth study of the global Blockchain Supply Chain Finance market. The following players are covered in this report: IBM Ripple Rubix by Deloitte Accenture Distributed Ledger Technologies Oklink Nasdaq Linq Oracle AWS Citi Bank ELayaway HSBC Ant Financial JD Financial Qihoo 360 Tecent Baidu Huawei Bitspark SAP Blockchain Supply Chain Finance Breakdown Data by Type IT Solution FinTech Bank Consulting Exchange and Other Blockchain Supply Chain Finance Breakdown Data by Application Cross-border Payment Trade Finance Digital Currency Identity Management Others

Complete Report Details on Blockchain Supply Chain Finance‎ Market @ https://www.wiseguyreports.com/reports/5263331-covid-19-impact-on-global-blockchain-supply-chain

Table of Contents –Analysis of Key Points

1 Report Overview 1.1 Study Scope 1.2 Key Market Segments 1.3 Players Covered: Ranking by Blockchain Supply Chain Finance Revenue 1.4 Market Analysis by Type 1.4.1 Global Blockchain Supply Chain Finance Market Size Growth Rate by Type: 2020 VS 2026 1.4.2 IT Solution 1.4.3 FinTech 1.4.4 Bank 1.4.5 Consulting 1.4.6 Exchange and Other 1.5 Market by Application 1.5.1 Global Blockchain Supply Chain Finance Market Share by Application: 2020 VS 2026 1.5.2 Cross-border Payment 1.5.3 Trade Finance 1.5.4 Digital Currency 1.5.5 Identity Management 1.5.6 Others 1.6 Coronavirus Disease 2019 (Covid-19): Blockchain Supply Chain Finance Industry Impact 1.6.1 How the Covid-19 is Affecting the Blockchain Supply Chain Finance Industry 1.6.1.1 Blockchain Supply Chain Finance Business Impact Assessment - Covid-19 1.6.1.2 Supply Chain Challenges 1.6.1.3 COVID-19’s Impact On Crude Oil and Refined Products 1.6.2 Market Trends and Blockchain Supply Chain Finance Potential Opportunities in the COVID-19 Landscape 1.6.3 Measures / Proposal against Covid-19 1.6.3.1 Government Measures to Combat Covid-19 Impact 1.6.3.2 Proposal for Blockchain Supply Chain Finance Players to Combat Covid-19 Impact 1.7 Study Objectives 1.8 Years Considered

2 Global Growth Trends by Regions 2.1 Blockchain Supply Chain Finance Market Perspective (2015-2026) 2.2 Blockchain Supply Chain Finance Growth Trends by Regions 2.2.1 Blockchain Supply Chain Finance Market Size by Regions: 2015 VS 2020 VS 2026 2.2.2 Blockchain Supply Chain Finance Historic Market Share by Regions (2015-2020) 2.2.3 Blockchain Supply Chain Finance Forecasted Market Size by Regions (2021-2026) 2.3 Industry Trends and Growth Strategy 2.3.1 Market Top Trends 2.3.2 Market Drivers 2.3.3 Market Challenges 2.3.4 Porter’s Five Forces Analysis 2.3.5 Blockchain Supply Chain Finance Market Growth Strategy 2.3.6 Primary Interviews with Key Blockchain Supply Chain Finance Players (Opinion Leaders)

…

13 Key Players Profiles 13.1 IBM 13.1.1 IBM Company Details 13.1.2 IBM Business Overview and Its Total Revenue 13.1.3 IBM Blockchain Supply Chain Finance Introduction 13.1.4 IBM Revenue in Blockchain Supply Chain Finance Business (2015-2020)) 13.1.5 IBM Recent Development 13.2 Ripple 13.2.1 Ripple Company Details 13.2.2 Ripple Business Overview and Its Total Revenue 13.2.3 Ripple Blockchain Supply Chain Finance Introduction 13.2.4 Ripple Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.2.5 Ripple Recent Development 13.3 Rubix by Deloitte 13.3.1 Rubix by Deloitte Company Details 13.3.2 Rubix by Deloitte Business Overview and Its Total Revenue 13.3.3 Rubix by Deloitte Blockchain Supply Chain Finance Introduction 13.3.4 Rubix by Deloitte Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.3.5 Rubix by Deloitte Recent Development 13.4 Accenture 13.4.1 Accenture Company Details 13.4.2 Accenture Business Overview and Its Total Revenue 13.4.3 Accenture Blockchain Supply Chain Finance Introduction 13.4.4 Accenture Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.4.5 Accenture Recent Development 13.5 Distributed Ledger Technologies 13.5.1 Distributed Ledger Technologies Company Details 13.5.2 Distributed Ledger Technologies Business Overview and Its Total Revenue 13.5.3 Distributed Ledger Technologies Blockchain Supply Chain Finance Introduction 13.5.4 Distributed Ledger Technologies Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.5.5 Distributed Ledger Technologies Recent Development 13.6 Oklink 13.6.1 Oklink Company Details 13.6.2 Oklink Business Overview and Its Total Revenue 13.6.3 Oklink Blockchain Supply Chain Finance Introduction 13.6.4 Oklink Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.6.5 Oklink Recent Development 13.7 Nasdaq Linq 13.7.1 Nasdaq Linq Company Details 13.7.2 Nasdaq Linq Business Overview and Its Total Revenue 13.7.3 Nasdaq Linq Blockchain Supply Chain Finance Introduction 13.7.4 Nasdaq Linq Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.7.5 Nasdaq Linq Recent Development 13.8 Oracle 13.8.1 Oracle Company Details 13.8.2 Oracle Business Overview and Its Total Revenue 13.8.3 Oracle Blockchain Supply Chain Finance Introduction 13.8.4 Oracle Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.8.5 Oracle Recent Development 13.9 AWS 13.9.1 AWS Company Details 13.9.2 AWS Business Overview and Its Total Revenue 13.9.3 AWS Blockchain Supply Chain Finance Introduction 13.9.4 AWS Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.9.5 AWS Recent Development 13.10 Citi Bank 13.10.1 Citi Bank Company Details 13.10.2 Citi Bank Business Overview and Its Total Revenue 13.10.3 Citi Bank Blockchain Supply Chain Finance Introduction 13.10.4 Citi Bank Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.10.5 Citi Bank Recent Development

Continued…..

Also Read @ https://www.einpresswire.com/article/518155389/blockchain-supply-chain-finance-market-2020-global-covid-19-impact-analysis-trends-opportunities-and-forecast-to-2026

NOTE : Our team is studying Covid-19 and its impact on various industry verticals and wherever required we will be considering Covid-19 footprints for a better analysis of markets and industries. Cordially get in touch for more details.

CONTACT US: Norah Trent Partner Relations & Marketing Manager [email protected] www.WiseGuyReports.com Ph: +1-646-845-9349 (US) Ph: +44 208 133 9349 (UK)

1 note · View note

utuhwibowo · 8 years

Text

FINTECH Consultant Indonesia

FINTECH Consultant Indonesia, STARTUP Consultant Indonesia, GROWTH HACKING Consultant Indonesia, Konsultan IT, Konsultan CRM, Konsultan ERP, Konsultan DATACENTER, Konsultan CLOUD COMPUTING, Konsultan IOT Internet of Things, Konsultan ECOMMERCE, Konsultan MOBILE APPS, Konsultan SECURITY, Konsultan SEO, Konsultan BLOCKHAIN, Konsultan FINTECH, Konsultan STARTUP, Konsultan GROWTH HACKING, IT Consultant Indonesia, CRM Consultant Indonesia, ERP Consultant Indonesia, DATACENTER Consultant Indonesia, Cloud Consultant Indonesia, IOT Consultant Indonesia, ECOMMERCE Consultant Indonesia, MOBILE APPS Consultant Indonesia, SECURITY Consultant Indonesia, SEO Consultant Indonesia, BLOCKCHAIN Consultant Indonesia.

Utuh Wibowo is Professional Executive Consultant Auditor Director Advisor Expert Leader Motivator Mentor Coach Trainer Instructor Communicator Facilitator Modificator Explorer Entrepreneur Teacher Business Owner and Investor.

Well known information technology leader in South East Asia, especially in Indonesia which hold multiple strategic positions in top organizations. He is honest, energetic, simple, flexible, hardworking, comprehensive, easy going, curious with unexpected ideas, adapt with new environment quickly, enjoy to learn something especially about technology, self-motivated person, able to meet objective and complete any challenges as a champion.

Over 10+ years extensive work experience in the area of digital technology transformation, business and systems planning, analysis, networking, infrastructure, security, programming, development, testing and management for some top company. Good relationship with many reputable IT vendors. Excellent interpersonal, communication, presentation and negotiation skills. Having strong leadership with ability to manage entire organizations.

CONTACT INFORMATION: Name: Utuh Wibowo Email: [email protected] Mobile: +62-821-1266-1616 Website: http://www.utuhwibowo.com Journal: http://journey.utuhwibowo.com

Here is the list of services that He provided to many clients:

PUBLIC and INDEPENDENT CONSULTATION 1. Information Technology Consultation 2. Information and Technology Audit 3. Digital Enterprise Development 4. Critical Technology Transformation 5. Big Data Analytics and Cloud Computing 6. Enterprise Technology Solution 7. Program and Project Management 8. Risk Assessment and Mitigation 9. Data Center and Data Warehouse 10. Database Tuning and Optimization 11. Policy, Procedure and Compliance 12. Business and Systems Analyst 13. Web Design and Development 14. Content Management Systems 15. Research and Development 16. Disaster Recovery Management 17. Master Data Management 18. Customer Relationship Management 19. Strategic and Tactical Road map 20. Enterprise Resource and Human Capital 21. Business Intelligence Technologies 22. Search Engine Optimization 23. Intrusion and Prevention Detection System 24. Mobile Technology Solution 25. Data Architecture and Modelling 26. Performance Acceleration System 27. Maintenance and Help desk Support 28. Customer Experience and Engagement 29. Sales and Marketing Application 30. Online Shop and E-commerce Solution 31. Services and Contact Center 32. Digital Media and Marketing 33. Product Quality Assurance 34. Internet of Things

PRIVATE and INDEPENDENT CONSULTATION 1. Information Security Best Practice 2. Cyber Security and Digital Investigator 3. Security Attack and Penetration Testing 4. Troubleshoot and Patching 5. Social and Reverse Engineering 6. Malware and Antivirus 7. Cyber Criminals Hunter

PERSONAL ACTIVITIES 1. Serial Businessman 2. General Investor 3. Technology Researcher 4. Bug Bounty Hunter 5. Internet Freedom Fighter 6. Free Software Volunteer 7. Open Source Activist 8. Modificator Specialist 9. Public Speaker 10. Author and Chief Editor

CONSULTATION and AUDIT SERVICES:

1. Provide and manage budgets, information, material, and technical item in tender proposal. 2. Build plan, schedule, methodology, checklist and framework to conduct an audit or consulting services in technology areas. 3. Determine requirements, define the scope of a project, timeplan and the resources needed. 4. Develop and manage a team to conduct assessment, consultation and coordinate communication with users. 5. Clarifying a client’s system specifications, understanding work practices and the nature of their business. 6. Liaising with staff at all levels of a client and giving independent and objective advice on the use of technology. 7. Control and monitor change request from stakeholder or project sponsors. 8. Provide strategic guidance and acceptable solution for technology, infrastructures and enabling major business processes through enhancements to information technology. 9. Improve the structure, process and efficiency of technology systems in various divisions. 10. Conduct information general control reviews including operating procedures, standard policy, system security, programming and communication controls, 11. Performing risk assessments on key business activities and anticipating emerging issues through research and interviews and deciding how best to deal with them. 12. Provide audit finding memorandum and working papers to ensure that adequate documentation exists to support the completed audit and conclusions. 13. Engage action plan base on recommendations with the responsible auditee to make significant improvements to operations. 14. Maintain and manage all documentation, report, presentation and training material to internal team and top level user (management).

ORGANIZATIONAL BENEFIT AND VALUES:

1. Offers internal management consultancy advice and practical assistance on information security governance, risk and control. 2. Maintains a safe and secure environment for customers and employees by establishing and enforcing security policies and procedures. 3. Lead projects for all Information Security Project. Including Information Security Audit, Information Security Design, Information Security Implementation, Information Security Infrastructure. 4. Managing Information Security more competitive in main business. Include business development, accounting and marketing, also analyze corporate business. 5. Provide assessment classification, plan, methodology, checklist, framework to conduct audits. 6. Build and manage a team to conduct assessment and coordinate communication. 7. Conducting a site visit and review, consolidate findings and make recommendation. 8. Maintain and manage documentation, report and presentation to user top level management about all finding, current action and next action to mitigate risk. 9. Developing and improving IT Network and Infrastructure. 10. Design new website, database systems, pages and content to global publication corporate. 11. Building and implementing Linux as a main operating system. 12. Migrating and integrating the new IT environment with the new server. 13. Ensure quality assurance & continuous improvement program meet with the standard.

FULL AREAS COVERAGE:

SOUTH EAST ASIA: Indonesia, Singapore, Timor Leste, Brunei Darussalam, Malaysia, Thailand, Myanmar, Vietnam, Laos, Philippines and Cambodia.

INDONESIA CITIES: From Sabang until Merauke, Jakarta, Bogor, Depok, Tangerang, Bekasi, Karawang, Purwakarta, Subang, Bandung, Banda Aceh, Langsa, Lhokseumawe, Meulaboh, Sabang, Subulussalam, Denpasar, Pangkalpinang, Cilegon, Serang, Tangerang Selatan, Tangerang, Bengkulu, Gorontalo, Jakarta Barat, Jakarta Pusat, Jakarta Selatan, Jakarta Timur, Jakarta Utara, Sungai Penuh, Jambi, Bandung, Bekasi, Bogor, Cimahi, Cirebon, Depok, Sukabumi, Tasikmalaya, Banjar, Magelang, Pekalongan, Purwokerto, Salatiga, Semarang, Surakarta, Tegal, Batu, Blitar, Kediri, Madiun, Malang, Mojokerto, Pasuruan, Probolinggo, Surabaya, Pontianak, Singkawang, Banjarbaru, Banjarmasin, Palangkaraya, Balikpapan, Bontang, Samarinda, Tarakan, Batam, Tanjungpinang, Bandar Lampung, Kotabumi, Liwa, Metro, Ternate, Tidore Kepulauan, Ambon, Tual, Bima, Mataram, Kupang, Sorong, Jayapura, Dumai, Pekanbaru, Makassar, Palopo, Parepare, Palu, Bau-Bau, Kendari, Bitung, Kotamobagu, Manado, Tomohon, Bukittinggi, Padang, Padangpanjang, Pariaman, Payakumbuh, Sawahlunto, Solok, Lubuklinggau, Pagaralam, Palembang, Prabumulih, Binjai, Medan, Padang Sidempuan, Pematangsiantar, Sibolga, Tanjungbalai, Tebingtinggi, Yogyakarta, Fakfak, Kaimana, Manokwari, Manokwari Selatan, Maybrat, Pegunungan Arfak, Raja Ampat, Sorong, Sorong Selatan, Tambrauw, Teluk Bintuni, Teluk Wondama, Asmat, Biak Numfor, Boven Digoel, Deiyai, Dogiyai, Intan Jaya, Jayapura, Jayawijaya, Keerom, Kepulauan Yapen, Lanny Jaya, Mamberamo Raya, Mamberamo Tengah, Mappi, Merauke, Mimika, Nabire, Nduga, Paniai, Pegunungan Bintang, Puncak, Puncak Jaya, Sarmi, Supiori, Tolikara, Waropen, Yahukimo, Yalimo, Halmahera Barat, Halmahera Tengah, Halmahera Utara, Halmahera Selatan, Kepulauan Sula, Halmahera Timur, Pulau Morotai, Pulau Taliabu, Buru, Buru Selatan, Kepulauan Aru, Maluku Barat Daya, Maluku Tengah, Maluku Tenggara, Maluku Tenggara Barat, Seram Bagian Barat, Seram Bagian Timur, Majene, Mamasa, Mamuju, Mamuju Tengah, Mamuju Utara, Polewali Mandar, Bolaang Mongondow, Bolaang Mongondow Selatan, Bolaang Mongondow Timur, Bolaang Mongondow Utara, Kepulauan Sangihe, Kepulauan Siau Tagulandang Biaro, Kepulauan Talaud, Minahasa, Minahasa Selatan, Minahasa Tenggara, Minahasa Utara, Banggai, Banggai Kepulauan, Banggai Laut, Buol, Donggala, Morowali, Morowali Utara, Parigi Moutong, Poso, Sigi, Tojo Una-Una, Toli-Toli, Bombana, Buton, Buton Selatan, Buton Tengah, Buton Utara, Kolaka, Kolaka Timur, Kolaka Utara, Konawe, Konawe Kepulauan, Konawe Selatan, Konawe Utara, Muna, Muna Barat, Wakatobi, Bantaeng, Barru, Bone, Bulukumba, Enrekang, Gowa, Jeneponto, Kepulauan Selayar, Luwu, Luwu Timur, Luwu Utara, Maros, Pangkajene dan Kepulauan, Pinrang, Sidenreng Rappang, Sinjai, Soppeng, Takalar, Tana Toraja, Toraja Utara, Wajo, Boalemo, Bone Bolango, Gorontalo, Gorontalo Utara, Pohuwato, Bulungan, Malinau, Nunukan, Tana Tidung, Berau, Kutai Barat, Kutai Kartanegara, Kutai Timur, Mahakam Ulu, Paser, Penajam Paser Utara, Barito Selatan, Barito Timur, Barito Utara, Gunung Mas, Kapuas, Katingan, Kotawaringin Barat, Kotawaringin Timur, Lamandau, Murung Raya, Pulang Pisau, Sukamara, Seruyan, Balangan, Banjar, Barito Kuala, Hulu Sungai Selatan, Hulu Sungai Tengah, Hulu Sungai Utara, Kotabaru, Tabalong, Tanah Bumbu, Tanah Laut, Tapin, Bengkayang, Kapuas Hulu, Kayong Utara, Ketapang, Kubu Raya, Landak, Melawi, Mempawah, Sambas, Sanggau, Sekadau, Sintang, Alor, Belu, Ende, Flores Timur, Kupang, Lembata, Malaka, Manggarai, Manggarai Barat, Manggarai Timur, Ngada, Nagekeo, Rote Ndao, Sabu Raijua, Sikka, Sumba Barat, Sumba Barat Daya, Sumba Tengah, Sumba Timur, Timor Tengah Selatan, Timor Tengah Utara, Bima, Dompu, Lombok Barat, Lombok Tengah, Lombok Timur, Lombok Utara, Sumbawa, Sumbawa Barat, Badung, Bangli, Buleleng, Gianyar, Jembrana, Karangasem, Klungkung, Tabanan, Bangkalan, Banyuwangi, Blitar, Bojonegoro, Bondowoso, Gresik, Jember, Jombang, Kediri, Lamongan, Lumajang, Madiun, Magetan, Malang, Mojokerto, Nganjuk, Ngawi, Pacitan, Pamekasan, Pasuruan, Ponorogo, Probolinggo, Sampang, Sidoarjo, Situbondo, Sumenep, Trenggalek, Tuban, Tulungagung, Bantul, Gunungkidul, Kulon Progo, Sleman, Banjarnegara, Banyumas, Batang, Blora, Boyolali, Brebes, Cilacap, Demak, Grobogan, Jepara, Karanganyar, Kebumen, Kendal, Klaten, Kudus, Magelang, Pati, Pekalongan, Pemalang, Purbalingga, Purworejo, Rembang, Semarang, Sragen, Sukoharjo, Tegal, Temanggung, Wonogiri, Wonosobo, Bandung, Bandung Barat, Bekasi, Bogor, Ciamis, Cianjur, Cirebon, Garut, Indramayu, Karawang, Kuningan, Majalengka, Pangandaran, Purwakarta, Subang, Sukabumi, Sumedang, Tasikmalaya, Lebak, Pandeglang, Serang, Tangerang, Lampung Tengah, Lampung Utara, Lampung Selatan, Lampung Barat, Lampung Timur, Mesuji, Pesawaran, Pesisir Barat, Pringsewu, Tulang Bawang, Tulang Bawang Barat, Tanggamus, Way Kanan, Bangka, Bangka Barat, Bangka Selatan, Bangka Tengah, Belitung, Belitung Timur, Banyuasin, Empat Lawang, Lahat, Muara Enim, Musi Banyuasin, Musi Rawas, Musi Rawas Utara, Ogan Ilir, Ogan Komering Ilir, Ogan Komering Ulu, Ogan Komering Ulu Selatan, Ogan Komering Ulu Timur, Penukal Abab Lematang Ilir, Bengkulu Selatan, Bengkulu Tengah, Bengkulu Utara, Kaur, Kepahiang, Lebong, Mukomuko, Rejang Lebong, Seluma, Batanghari, Bungo, Kerinci, Merangin, Muaro Jambi, Sarolangun, Tanjung Jabung Barat, Tanjung Jabung Timur, Tebo, Bintan, Karimun, Kepulauan Anambas, Lingga, Natuna, Bengkalis, Indragiri Hilir, Indragiri Hulu, Kampar, Kepulauan Meranti, Kuantan Singingi, Pelalawan, Rokan Hilir, Rokan Hulu, Siak, Agam, Dharmasraya, Kepulauan Mentawai, Lima Puluh Kota, Padang Pariaman, Pasaman, Pasaman Barat, Pesisir Selatan, Sijunjung, Solok, Solok Selatan, Tanah Datar, Asahan, Batubara, Dairi, Deli Serdang, Humbang Hasundutan, Karo, Labuhanbatu, Labuhanbatu Selatan, Labuhanbatu Utara, Langkat, Mandailing Natal, Nias, Nias Barat, Nias Selatan, Nias Utara, Padang Lawas, Padang Lawas Utara, Pakpak Bharat, Samosir, Serdang Bedagai, Simalungun, Tapanuli Selatan, Tapanuli Tengah, Tapanuli Utara, Toba Samosir, Aceh Barat, Aceh Barat Daya, Aceh Besar, Aceh Jaya, Aceh Selatan, Aceh Singkil, Aceh Tamiang, Aceh Tengah, Aceh Tenggara, Aceh Timur, Aceh Utara, Bener Meriah, Bireuen, Gayo Lues, Nagan Raya, Pidie, Pidie Jaya and Simeulue.

#fintech #fintech consultant #consultant fintech #fintech consultant indonesia #consultant fintech indonesia

0 notes

sycriptouk · 3 years

Photo

Why Is India Leading In Crypto Adoption? https://bitcoinist.com/why-is-india-leading-in-crypto-adoption/?utm_source=rss&utm_medium=rss&utm_campaign=why-is-india-leading-in-crypto-adoption

Countries in Asia, especially India, are outpacing the rest of the world when it comes to adoption of cryptocurrencies. A recent analysis of the markets by the research firm Finder has found that the top five countries in terms of crypto ownership are all located in Asia. Though these countries were considered as unimportant earlier, the recent study contradicts this and Asian countries now play an important role in the fintech sector.

Vietnam leads the adoption metrics with almost 40% of its population holding crypto and is followed by Indonesia, India, Malaysia and the Philippines respectively. Almost 30% of individuals surveyed in Indonesia and India stated that they held cryptocurrencies.

As per reports, India ranked second in a poll on countries that use cryptocurrencies the most. Meanwhile USA and the UK had the lowest proportion of holders, 8% and 9% respectively.

After the Supreme Court of India ruled out the reserve bank’s ban on crypto transactions, and along with crypto’s massive bull runs in the last year, there has been a massive increase in new users, especially retail traders. For example, one of the largest exchanges in the country CoinSwith Kuber has added around 8 million users in the last year.

Related Reading: India’s Supreme Court Nullifies Central Bank Crypto Trading Ban

The team behind popular Indian crypto exchange WazirX and its success.

Another popular crypto exchange in the country, WazirX, has also witnessed a massive growth of 2648 percent, especially from small cities and towns of the country and increasing participation from women than their urban counterparts.

These statistics are enough for any person to understand that crypto in India is going mainstream. The second most populated country in the world is well suited to receive cryptocurrencies positively with a infrastructure well suited for cheap reliable internet and a lockdown which has rather forced citizens and institutions to search for other sources of income. The exposure to cryptocurrencies is also encouraging people in understanding how the global money system works and talk about it, especially the ability of crypto to disrupt and bring innovation to a money system which is outdated for a digital globalized age.

TREND: Younger People Lead Adoption

Among the adoption trends seen in India and around the globe is the participation of younger people. According to survey firm Finders, youngsters between the age of 18 and 34 constitute more than 40% of crypto users throughout the world.

One of the reasons for this trend is the growth of digital services which make it super easy and accessible to buy, sell or trade in cryptocurrencies.

TREND: Small Towns And Cities Push Adoption

Tier 2 and 3 cities along with small towns in India have been leading cryptocurrency adoption in recent years. Some popular exchanges have boasted a growth of over 2000% from these regions.

Related Reading: Women From Small Towns Constitute 65% of Indian Cryptocurrency Sign-Ups

All of this comes midst a flurry of activity in India’s crypto sector, with the government’s Ministry of Finance busy working on laws and regulations for investors ready to put their money into crypto companies.

Crypto’s Future In India

In a recent poll by a global consultancy firm, it has been found that India can be one of the top leaders in crypto in the coming years, especially in the use case of it’s underlying blockchain technology, once the government and businesses start engaging with it in a bigger way.

At the moment of writing, it is estimated that there are a whopping 15 million Indians who have used cryptocurrencies or have invested in them. The sector has seen almost a fivefold growth, an increase from $923 million in April 2020 to $6.6 billion by May of 2021.

The government has been carefully developing it’s position on cryptos. Earlier in May, the Finance Ministry acknowledged that the world is evolving quickly in terms of technological advances in the Finance sector. Though it has also rejected the notion of a cryptocurrency becoming a legal tender, but rather has a favorable stance on looking at cryptocurrencies as an asset class.

After a brief correction earlier this year, the net market cap of all crypto in total is trending upwards again. Source: CRYPTOCAP at TradingView.com

Featured image from iStockPhoto, Chart from TradingView.com

#IFTTT #Bitcoinist.com

0 notes

leonfrancisblog · 3 years

Text

Artificial Intelligence Platform Market Size, Market Trends, Global Growth, Opportunities, Forecast to 2027|Key Competitors Microsoft, Google LLC, Salesforce.com, Inc., IBM CORPORATION, AMAZON WEB SERVICES, INC., Intel Corporation, Ayasdi AI LLC

Artificial intelligence market is expected to grow at a CAGR of 39.44% in the forecast period of 2020 to 2027. Data Bridge Market Research report on artificial intelligence market provides analysis and insights regarding the various factors expected to be prevalent throughout the forecasted period while providing their impacts on the market’s growth. Artificial intelligence is described as the engineering and science of making smart computer systems capable of exhibiting human-like intelligence (natural intelligence) & directly executing tasks without any human interference.

Big data is growing rapidly, adopting cloud-based applications and services and increasing demand for assistants of intelligent virtual are the factors driving the growth of the artificial intelligence market. Limited numbers of AI experts are restraining the artificial intelligence market. Adopting AI for improving customer service acts as an opportunity. Data privacy concerns are challenges faced by the artificial intelligence market.

Global Artificial Intelligence Market, By Offering (Hardware, Software and Services), Technology (Machine Learning, Natural Language Processing, Context-Aware Computing, Computer Vision), Type (Narrow / Weak AI and General / Strong AI), End-User Industry (Healthcare, Manufacturing, Automotive, Agriculture, Retail, Security, Human Resources, Marketing, Law, Fintech, Construction, Defense, Aerospace, Supply Chain, Building Automation, Consumer, Food and Beverage, Gaming, Media and Entertainment, Telecommunication and Oil and Gas), Country (U.S., Canada, Mexico, Brazil, Argentina, Rest of South America, Germany, Italy, U.K., France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Rest of Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific, Saudi Arabia, U.A.E, South Africa, Egypt, Israel, Rest of Middle East and Africa) Industry Trends and Forecast to 2027 This artificial intelligence market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localised market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on Data Bridge Market Research artificial intelligence market contact us for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Get Sample PDF of Artificial Intelligence Platform Market Report (including COVID19 Impact Analysis) @https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-artificial-intelligence-platform-market

Global Artificial Intelligence Platform Market Scope and Market Size:

Artificial intelligence platform market is segmented on the basis of component, deployment mode, application and end-user. The growth among segments helps you analyses niche pockets of growth and strategies to approach the market and determine your core application areas and the difference in your target markets.

Based on component, the artificial intelligence platform market can be segmented into tools and services. Tools can be further sub segmented into NLP (Natural Language Processing) and ML (Machine Language). Services can be further sub segmented into managed and professional.

Based on deployment mode, the artificial intelligence platform market can be segmented into cloud and on-premises. Based on application, the artificial intelligence platform market can be segmented into forecasts and prescriptive models, chat-bots, speech recognition, text recognition, and others (face detection and sentiment analysis).Based on end user, the artificial intelligence platform market can be segmented into manufacturing, healthcare, BFSI, research and academia, transportation, retail and e-commerce, and others (oil and gas, and advertising).

Major Market Competitors/Players:

The major players covered in the Artificial intelligence platform market report are Microsoft, Google LLC, Salesforce.com, inc., IBM CORPORATION, AMAZON WEB SERVICES, INC., Intel corporation, Ayasdi AI LLC, Hewlett Packard Enterprise Development LP, Qualcomm technologies, inc., Absolutdata, General vision, inc., Enlitic, inc., NEXT IT CORPORATION, icarbonX, Apple, inc., Facebook, inc., Siemens AG, General Electric, Micro Technology, inc., SAMSUNG among other domestic and global players. Market share data is available for global, North America, Europe, Asia-Pacific (APAC), Middle East and Africa (MEA) and South America separately. DBMR analysts understand competitive strengths and provide competitive analysis for each competitor separately.

Key Pointers Covered in the Artificial Intelligence Platform Market:

Market Size

Market New Sales Volumes

Market Replacement Sales Volumes

Market Installed Base

Market By Brands

Market Procedure Volumes

Market Product Price Analysis

Market Healthcare Outcomes

Market Cost of Care Analysis

Market Regulatory Framework and Changes

Market Prices and Reimbursement Analysis

Market Shares in Different Regions

Recent Developments for Market Competitors

Market Upcoming Applications

Market Innovators Study

MAJOR TOC OF THE REPORT:

Chapter One: Artificial Intelligence Platform Market Overview

Chapter Two: Manufacturers Profiles

Chapter Three: Artificial Intelligence Platform Market Competition, by Players

Chapter Four: Artificial Intelligence Platform Market Size by Regions

Chapter Five: Artificial Intelligence Platform Market Revenue by Countries

Chapter Six: Artificial Intelligence Platform Market Revenue by Type

Chapter Seven: Artificial Intelligence Platform Market Revenue by Application

Chapter Eight: Artificial Intelligence Platform Market Revenue by Industries

Chapter Nine: Artificial Intelligence Platform Market Revenue by Deployment Model

Chapter Ten: Artificial Intelligence Platform Market Revenue by End User

Get Table of Content on Request @ https://www.databridgemarketresearch.com/toc/?dbmr=global-artificial-intelligence-platform-market

Reasons for buying this Global Artificial Intelligence Platform Market Report:

Laser Capture Global Artificial Intelligence Platform Market report aids in understanding the crucial product segments and their perspective.

Initial graphics and exemplified that a SWOT evaluation of large sections supplied from the Laser Capture Global Artificial Intelligence Platform Market industry.

Even the Laser Capture Global Artificial Intelligence Platform Market economy provides pin line evaluation of changing competition dynamics and retains you facing opponents.

This report provides a more rapid standpoint on various driving facets or controlling Medical Robotic System promote advantage.

This worldwide Locomotive report provides a pinpoint test for shifting dynamics that are competitive.

The key questions answered in this report:

What will be the Market Size and Growth Rate in the forecast year?

What is the Key Factors driving Laser Global Artificial Intelligence Platform Market?

What are the Risks and Challenges in front of the market?

Who are the Key Vendors in Global Artificial Intelligence Platform Market?

What are the Trending Factors influencing the market shares?

What is the Key Outcomes of Porter’s five forces model

Access Full Report https://www.databridgemarketresearch.com/reports/global-artificial-intelligence-platform-market

Browse Related Report:

AI Ops Platform Market

Data Science Platform Market

Industrial Cloud Platform Market

About Us:

Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market

Contact:

Data Bridge Market Research

Tel: +1-888-387-2818

Email: [email protected]

#Market by Type Market Development Market Forecast Market Size Future Innovation Market Future Trends Market Share Market Demand Market Growt

0 notes

wadhwanifoundation · 4 years

Link

The reinvented skill development framework in a post-Covid world — Wadhwani Foundation

A paradigm shift to virtual operations is inevitable with digital platforms mushrooming in sectors like healthcare, education and retail, and generating significant employment — By Sunil Dahiya

The Covid-19 pandemic is an extraordinary challenge for the world. Unmatched in both scale and impact, it has not only taken a huge toll on human lives but also devastated the global economy and destroyed millions of jobs leaving governments grappling with the crucial question of kickstarting economic activity.

The skilling domain now clearly needs a new game plan. The new ‘work from home’ normal has necessitated the redefining of functional roles and day-to-day operations, leading to a fundamental change in the future of work, workforce and the workspace. Therefore, innovation in skill development focused on online models will be integral to the new emerging realities.

Key questions on everybody’s mind are — How do we improve the readiness of businesses in using online tools for moving seamlessly towards a remote economy? What will the future workforce look like? And what will be the new skill requirements?

A FICCI, Nasscom and EY “Future of Jobs in India — a 2022 perspective” report states that by 2022, 9 per cent Indians will be in jobs that do not exist today and 37 per cent of the Indian workforce would be employed in jobs with radically changed skill sets. And this is now accentuated further due to the pandemic and its fallout, with the skilling fabric of the nation witnessing the widening of existing fault lines. Thus, the prime focus will be to reinvent, reskill, upskill and multi-skill the workforce for dealing with the structural issues in the economy and the changing employment landscape where new emerging sectors like logistics, food delivery, fintech, BPOs etc. are expected to create more jobs.

Digital transformation The biggest post-pandemic change in the business world will be the permanent shift to a distributed workforce which operates remotely. This has emerged as the single most significant driver of digital transformation and platform-based services. Work from Home (WFH) is the new normal in almost all sectors of the economy with India Inc waking up to the realities of virtual operations.

Working virtually will demand significantly different workforce capabilities. There is now a need for greater data-driven decision-making and digitisation. As technology will be the cornerstone of almost all innovation and new ideas aimed at productivity, efficiency, ease and scale, reskilling the employees accordingly will be a new challenge.

Employees will need to be abreast with the skills to work from remote locations. Companies like Tata Consultancy Services have discarded their 20-year old operating model and are looking at 75 per cent of their employees to work from home in the run-up to 2025 making use of a new operating model christened as, ‘Secure Borderless Workspaces’ (SBWS). Many other organisations have followed suit with their similar models that allow them to deploy virtual workspaces seamlessly.

Post pandemic new world order has led business leaders to embrace a slew of digital innovations into their business operations which will require the reskilling of employees to these technologies. For example, the extension of digital technologies and cloud offerings like Artificial Intelligence (AI), Internet of Things (IoT), Augmented/Virtual Reality, and 3D printing to simpler and daily tasks will lead to enhanced productivity and cost optimisation.

The downside While reskilling for enhanced capabilities will become the prime driver, the mental and emotional stress on individuals should simultaneously be addressed. Turning the house into a workplace, 24×7 availability and managing domestic responsibilities, can lead to psychological and mental stress. Therefore, the mental health of employees must remain a central pillar of the organizations.

To stay ahead in the innovation game, India’s knowledge-led economy has the opportunity to showcase its global competitiveness. For this, India must ensure that the workforce upgrades its knowledge and acquires new skills to deal with a post-Covid world. We must change our mindset to Reskilling @scale and speed by harnessing our human resources and technological capabilities.

About Wadhwani Foundation:

Wadhwani Foundation was founded in 2000 by Dr. Romesh Wadhwani, with the primary mission of accelerating #job creation in India and other emerging economies through large-scale initiatives in entrepreneurship, small business growth, #innovation, and #skilling. The Wadhwani Foundation operates in 20 countries, including India, South East Asia (Indonesia, Malaysia, the Philippines), East Africa (Kenya, Uganda, Rwanda), Southern Africa (South Africa, Botswana, Namibia), West Africa (Nigeria, Ghana), Egypt, and Latin America (Mexico, Brazil, Peru, Chile). The Wadhwani Foundation works in partnership with governments, foundations, corporations, and educational institutes.

To know more about Wadhwani Foundation and its Initiatives: https://www.wfglobal.org

Click here to subscribe WF YouTube channel: https://www.youtube.com/channel/UC8J1yxr4VDX5KbkACBhMMQA

Connect with us: Facebook: https://www.facebook.com/wadhwanifoundation Twitter: https://twitter.com/WadhwaniF LinkedIn: https://www.linkedin.com/company/wadhwanifoundation Instagram: https://www.instagram.com/wadhwanifoundation

#Entrepreneurship NEN WadhwaniNEN PracticeVenture EntrepreneurshipLearning EntrepreneurshipLearningOnline successfulstartupsofIndia successfu

0 notes

blogtechfuturemrfrworld · 4 years

Text

Payment as a Service Market Regulative Landscape, New Strategies, Regional Outlook and Key Players

Overview

The Global Payment as a Service Market was valued at USD 4.27 billion in 2018 and is estimated to reach USD 14.37 Billion by 2024 growing at a CAGR of 23.20% during the forecast period 2019–2024. Market Research Future (MRFR) has segmented the payment as a service market on the basis of component, vertical, and region.

By component, the payment as a service market has been segmented into platform and service. Among these, currently, payment platforms are dominating the market due to increasing adoption of digital payment methods by consumers worldwide. PayPal, PayU, Stripe, Braintree, BlueSnap, and Zoho Checkout among others are some popular payment gateway providers globally. Government support for digital transformation is one of the prime factors for the significant growth of payment platforms. Whereas, the service segment comprise professional and managed services, are projected to witness high growth rate in the coming years. Security concerns among end-users regarding online or digital transactions, due to lack of skilled expertise, has propelled the market of payment service providers.

By vertical, the market has been segmented into BFSI, retail, hospitality, media & entertainment, healthcare. Among these, BFSI is currently dominating the market due to high demand for secured real-time payment gateways by end-users. Increasing digital transactions on various platforms, growing market of e-commerce, and government support for contactless payments are some of the prime factors driving the adoption of payment as a service among banking and financial institutions. Whereas, retail, followed by the hospitality sector, is projected to grow with the fastest CAGR, respectively.

Get Free Sample Copy Report of Payment as a Service Market@ https://www.marketresearchfuture.com/sample_request/8020

By region, the market has been segmented into North America, Europe, Asia-Pacific, and the rest of the world. North America has been further segmented into the US, Canada, and Mexico. Europe has been further segmented into Germany, the UK, France, Spain, Norway, Sweden, and Italy. Asia-Pacific has been sub-segmented into China, Japan, India, Singapore, Australia, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, and South Korea. Also, the rest of the world has been classified into the Middle East & Africa and South America.

Key Players

The payment as a service market is expected to be a growing market in the coming years owing to the presence of numerous large players active in the regional market. First Data Corporation, Total System Services (TSYS), Paysafe Group Ltd, Verifone, Ingenico, Aurus, Inc., Pineapple Payments, ePay, BlueSnap, Inc., PayU, Alpha Fintech, Google, Stripe, Braintree, Amazon, Skrill, Zoho Checkout, BitPay, Authorize.net, WePay, and First American Payment Systems are the companies leading the payment as a service market globally.

Browse Full Report Details @ https://www.marketresearchfuture.com/reports/payment-service-market-8020

About Market Research Future:

At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.

MRFR team have supreme objective to provide the optimum quality market research and intelligence services to our clients. Our market research studies by Components, Application, Logistics and market players for global, regional, and country level market segments, enable our clients to see more, know more, and do more, which help to answer all their most important questions.

In order to stay updated with technology and work process of the industry, MRFR often plans & conducts meet with the industry experts and industrial visits for its research analyst members.

Contact:

Market Research Future 528, Amanora Chambers, Magarpatta Road, Hadapsar Pune – 411028, Maharashtra, India Email: [email protected]

0 notes

freesuitwhispers · 4 years

Text

Global Concentrated Fruit Juice Market Statistics, Development and Growth 2020-2026

Summary – A new market study, “Global and China Concentrated Fruit Juice Market Insights, Forecast to 2026”has been featured on WiseGuyReports.

Concentrated Fruit Juice market is segmented by region (country), players, by Type, and by Application. Players, stakeholders, and other participants in the global Concentrated Fruit Juice market will be able to gain the upper hand as they use the report as a powerful resource. The segmental analysis focuses on revenue and forecast by region (country), by Type and by Application in terms of revenue and forecast for the period 2015-2026.

Also Read : https://icrowdnewswire.com/2020/09/22/concentrated-fruit-juice-market-2020-key-players-global-industry-size-share-price-trend-and-forecast-to-2025/

Segment by Type, the Concentrated Fruit Juice market is segmented into

Carbonate Stable

Clarified

Alcohol Stable

Segment by Application, the Concentrated Fruit Juice market is segmented into

Bakery

Beverage

Dairy

Confectionary

Other Applications

Regional and Country-level Analysis

The Concentrated Fruit Juice market is analysed and market size information is provided by regions (countries).

The key regions covered in the Concentrated Fruit Juice market report are North America, Europe, Asia Pacific, Latin America, Middle East and Africa. It also covers key regions (countries), viz, U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, India, Australia, Taiwan, Indonesia, Thailand, Malaysia, Philippines, Vietnam, Mexico, Brazil, Turkey, Saudi Arabia, U.A.E, etc.

The report includes country-wise and region-wise market size for the period 2015-2026. It also includes market size and forecast by Type, and by Application segment in terms of sales and revenue for the period 2015-2026.

Competitive Landscape and Concentrated Fruit Juice Market Share Analysis

Concentrated Fruit Juice market competitive landscape provides details and data information by players. The report offers comprehensive analysis and accurate statistics on revenue by the player for the period 2015-2020. It also offers detailed analysis supported by reliable statistics on revenue (global and regional level) by players for the period 2015-2020. Details included are company description, major business, company total revenue and the sales, revenue generated in Concentrated Fruit Juice business, the date to enter into the Concentrated Fruit Juice market, Concentrated Fruit Juice product introduction, recent developments, etc.

The major vendors covered:

Future FinTech Group

Archer Daniels Midland Company

Ingredion Incorporated

AGRANA Beteiligungs-AG

Döhler

Diana Group

Sudzucker AG

SVZ Industrial Fruit & Vegetable Ingredients

SunOpta

Ciatti Company

FOR MORE DETAILS : https://www.wiseguyreports.com/reports/5846968-global-and-china-concentrated-fruit-juice-market-insights-forecast-to-2026

About Us:

Wise Guy Reports is part of the Wise Guy Research Consultants Pvt. Ltd. and offers premium progressive statistical surveying, market research reports, analysis & forecast data for industries and governments around the globe.

NORAH TRENT

[email protected]

Ph: +162-825-80070 (US)

Ph: +44 2035002763 (UK)

0 notes

un-enfant-immature · 4 years

Text

BIMA nabs $30M more for micro- health and life insurance aimed at emerging markets

The coronavirus global health pandemic — and the new emphasis on social distancing to slow down the spread of COVID-19 — has put healthcare and tech services used to enable healthcare remotely under the spotlight. Today a startup that’s building microinsurance and healthcare services specifically targeting emerging markets is announcing a round of funding to meet a surge in demand for its services.

BIMA, a startup that provides life and health insurance policies, along with telemedicine to support the latter, all via a mobile-first platform targeting consumers in emerging markets whose primary entry point to online services is via phones, not computers, is today announcing that it has raised $30 million in funding, a growth round that the Stockholm/London-based startup plans to use to double down on its health services in the wake increased demand around COVID-19.

The company currently provides telemedicine as a service connected to its health insurance, and it has expanded to include health programs for managing illnesses and offering discounts for pharmacies, and the plan seems to be to bring more services into the mix.

This is the same approach we’re seeing from other insurance startups targeting emerging economies, including China’s Waterdrop, which recently raised $230 million. Looking at the network of services Waterdrop is building, including crowdfunding, gives you an idea of what else BIMA might potentially look to add in, too.

The round is being led by a new investor — China’s CreditEase Fintech Investment Fund (CEFIF) — with previous backers LeapFrog Investments and insurance giant Allianz (who were in BIMA’s previous, $97 million round) also participating.

The startup is not disclosing its valuation this time around, but in its previous round the company was valued at $300 million, and it has grown considerably since then.

BIMA has now clocked up 2 million tele-doctor consultations and has some 35 million insurance and health policies on its books, growing its customer base by some 11 million people in the last two years. It’s now active in 10 countries — Ghana, Tanzania and Senegal in Africa; and Bangladesh, Cambodia, Indonesia, Malaysia, Pakistan, Philippines and Sri Lanka across Asia.

At a time when we have seen a number of insure tech startups emerge in the US and Europe — with some, like Lemonade, growing into publicly-listed companies — BIMA is very notable in part because of who it targets.

It’s not higher economic brackets, or necessarily segments with disposable income, or those in developed markets with stable economies. Rather, its focus is, in its words, underserved families that typically live on less than $10 per day and are at high risk of illness or injury, with 75% of its customers accessing insurance services for the very first time, BIMA notes.

“Telemedicine and insurance are needed more than ever and COVID accelerated awareness and acceptance for these types of products amongst emerging consumers and government. They’ve gone from ‘nice to have’ to a necessity,” said Mathilda Strom, who co-founded the company with CEO Gustaf Agartson, in an interview. “Utilisation nearly doubled in our telemedicine services.” BIMA covers COVID and pandemics in general in its policies, she added. “We have paid out COVID-related claims to families of people who suffered or passed away from the illness.”

It’s also working with health authorities that have been overwhelmed in the pandemic. Pakistani government and Indonesian government now use BIMA to off-load their health services by providing teledoctor consultations or doctors chats to customers.

Aiming at developing economies where middle classes are still only materialising, currencies are potentially unstable, and there is still a lack of infrastructure means that BIMA is contending with a combination of factors that makes the bar high for entry, but it’s also potentially more rewarding because of the lack of competition and tapping a demand that is still rapidly growing.

“The onset of COVID-19 has brought home the value of telemedicine, to help prevent the spread of disease, and the importance of insurance, for peace of mind,” said Agartson in a statement.

“Through digital solutions, and a human touch, we’ve been able to serve hard to reach communities with tools and services that bring them a sense of security at such a challenging time. The funds we have raised will allow us to expand our operations and further invest in our product offering that will help us scale quickly to meet the unprecedented demand for our services.”

It’s interesting to see CreditEase, a Chinese investor, as part of this round: the idea of all-in, full service health services companies banked around the insurance proposition has been one cultivated in the Chinese market. But even with the development of HMOs in the US, it’s interesting that there have been relatively few startups around the world trying to develop similar models. BIMA stands out in part because of that.

“We are very impressed by BIMA’s innovative integration of micro insurance and tele-doctor services, which provide critical coverage to meet large unmet demand in emerging markets, and whose value is accentuated further by the current pandemic,” said Dennis Cong, managing partner at CEFIF, in a statement. “We are very happy to have the opportunity to join this meaningful journey, along with the established leading shareholders, and support the company to grow its business and expand its leadership position in its served markets.”

“The market that BIMA is serving is vast and demand for health services is tremendous,” added Stewart Langdon, a partner at LeapFrog Investments. “BIMA’s unique digital capabilities empower emerging market consumers to access many health and insurance services on a single, easy to use platform. That includes protection for millions of first-time buyers of insurance who would otherwise remain unprotected and at risk.”

“We are happy to continue our partnership with BIMA and jointly deliver telemedicine and remote healthcare services in developing markets,” said Nazim Cetin, CEO at Allianz X, in a statement. “We believe the demand for these services will continue to increase and want to manifest BIMA’s leading position in the market by providing support with our experience and network.”

#TechCrunch

0 notes

lokerjabodetabekid · 4 years

Photo

PT. MAF Group adalah Perusahaan yang bergerak di bidang Starup Fintech terkemuka di Indonesia dari tahun 2005 saat ini membuka kesempatan lowongan kerja Posisi : Public Relation (PR) 1. Wanita 2. Usia max 30 thn 3. Lulusan D3/S1 Semua Jurusan 4. Good Looking, non Hijab 5. Attitude yang baik, Mampu bekerja dengan tim 6. Komunikatif, Kreatif & Inovatif Call Center (CC) 1. Pria/Wanita 2. Usia Max 35 thn 3. Lulusan min Sma/k, D1/D3, S1 semua jurusan 4. Mampu bekerja sama dengan tim 5. Komunikatif & kreatif Business Consultant (BC) 1. Pria/Wanita 2. Usia Max 40 thn 3. Lulusan min Sma/k semua jurusan 4. Bisa berkomitmen, rajin & berkomunikasi dengan baik Drop Cv & Lamaran Lengkap ke email: [email protected] Hub : Bp. fadli 081319844882 Wa Only https://www.instagram.com/p/CDihs2cnYBy/?igshid=1l3v6vpp5x0ir

0 notes

lollipoplollipopoh · 4 years

Video

youtube

Should big money give poor nations debt relief to fight COVID-19? | Counting the Cost by Al Jazeera English May 1 was an important day for the world's poorest nations. It was the day the rich club of G20 nations gave debtors a payment holiday until the end of the year, giving developing nations more headroom to pay for healthcare during the pandemic. Despite more than 100 countries applying to the International Monetary Fund for emergency aid, the IMF and World Bank have not been so generous, insisting nations keep repaying interest on debt. The IMF had only $200m available in a catastrophe relief fund for the world's poorest countries. Being Africa's largest oil producer is no guarantee to riches. Nigeria has received $3.4bn from the IMF. With debt as a proportion of its economy at about 30 percent, you would think the country would not get into trouble. But Nigeria is dependent on oil for 90 percent of its export earnings, and with crude prices cratering it has little room to service debt. Other nations have precarious finances from Argentina to Ecuador, Lebanon to Venezuela. And there are calls for the private sector - an industry worth $22 trillion - to give countries a payment holiday during this pandemic. In an op-ed in the Financial Times, Saudi Finance Minister Mohammed al-Jadaan said private institutions are owed $18bn by the world's poorest nations this year. If they were to suspend half that amount, that would provide an additional $9bn to fight COVID-19. Rodrigo Olivares-Caminal, professor of banking and finance law and an expert in sovereign debt at Queen Mary University in London, shares his thoughts on whether it is time big finance gave poor nations debt relief to fight the pandemic. Sharia-fintech and its bid for a big share of Indonesia's banking Ramadan is a time not only for fasting in the Muslim world but also for charitable giving. Tech startups are finding ingenious ways to help ardent followers to part with their donations via a multitude of apps. This is particularly the case in Indonesia, the most populous Muslim-majority country with 270 million people, half of whom lack bank accounts but do have mobile phones. But there is room for growth. All forms of Islamic banking account for just 6 percent of Indonesia's $580bn in banking assets. Hoping to get a bigger share of the Islamic finance market in Indonesia is Dima Djani, the chief executive of peer-to-peer lender ALAMI. Djani discusses Indonesia's banking with Al Jazeera. Are the human rights of garment workers under threat? The pandemic has had a disastrous impact on Southeast Asia's garment manufacturing hubs. A million workers have been laid off, according to risk consultancy Maplecroft. Forty million garment workers are employed by the industry in countries such as Cambodia, Bangladesh, Indonesia, Myanmar and Vietnam. It is an important source of income. For example, the total value of exports for Bangladesh is $32bn. The Bangladesh Garment Manufacturers and Exporters Association says factories have reported a loss of $3bn in orders. In Cambodia, garment workers are to be paid $70 a month from the government and employers. But that is 37 percent short of the current minimum wage. Despite some factories reopening in Bangladesh, there are still fears that not enough is being done for people who live from pay cheque to pay cheque. And there are real fears that labour rights could unravel. Sofia Nazalya, a human rights analyst at Maplecroft, shares her thoughts on whether the human rights of garment workers are under threat. - Subscribe to our channel: https://ift.tt/291RaQr - Follow us on Twitter: https://twitter.com/AJEnglish - Find us on Facebook: https://ift.tt/1iHo6G4 - Check our website: https://ift.tt/2lOp4tL

#youtube #video #news #aljazeera

0 notes

ericfruits · 5 years

Text

Grab and Singtel will bid for a digital-banking licence in Singapore

IN 2014 SINGTEL, a Singaporean telecoms group, teamed up with Standard Chartered, an Asia-focused bank, to create Dash, a mobile-money unit it claimed would “revolutionise mobile commerce and banking”. But red tape meant it went nowhere fast. It refocused on mobile payments, but still struggled. Insiders liked to quip, says one, that “the only place that accepted Dash was Singtel’s canteen”.

Singtel’s banking ambitions are no longer a joke. On December 30th it said it was tying up with Grab, a car-hailing firm, to bid for a digital-banking licence from the Monetary Authority of Singapore (MAS). Together, the two firms are well-placed to benefit from one of the city state’s biggest financial reforms in two decades—and perhaps, to shake up banking across South-East Asia, a market of 655m.

Get our daily newsletter

Upgrade your inbox and get our Daily Dispatch and Editor's Picks.

Singapore hopes the new licences will deepen banking penetration and boost competition. According to Arthur Lang of Singtel, though the city state is one of the world’s main financial centres, 40% of the population is either underbanked—lacking access to credit cards or long-term savings products—or unbanked—lacking even a basic account. The three biggest incumbents, DBS, OCBC and UOB, hold 61% of domestic deposits. A spokeswoman for MAS says the entry of non-banks will “add diversity and choice”. Tech firms should have access to better credit-assessment tools and data, allowing them to lend to underserved small firms and the young.

Singapore also wants to improve its reputation for financial innovation. Investors poured a record $735m into local fintechs in the first nine months of 2019. DBS, the most valuable local bank, is well-known for its digital savvy. But Singapore lacks thriving neobanks. Europe has many, including Monzo, Starling and N26. South Korea’s Kakao Bank already has over 10m customers. Singapore is set to announce winning bids by mid-2020—over a year after Hong Kong, a notorious digital laggard, completed a similar tender.

MAS has set a high bar for bidders. Hong Kong handed out eight licences; Singapore will award just five, only two of them for full-service banking. Each of the pair will require S$1.5bn ($1.1bn) in entry capital; Hong Kong set a threshold of just HK$300m ($38m) per licence. Virtual banks will be subject to the same capital-adequacy rules as high-street peers and must show they can turn a profit within five years. Singapore wants innovation, says Florian Hoppe of Bain, a consultancy, but fears its profitable incumbents will be destabilised if tech newcomers burn cash to grab market share.

Much of the interest initially came from early-stage startups, says Eric Dadoun, an angel investor. But MAS’s stiff demands seem to have put off all but household names. Razer, a maker of gaming gear, is leading a consortium that includes investment funds, an insurance firm and an internet company. Gojek (an Indonesian unicorn), Standard Chartered, local banks and OneConnect (a subsidiary of Ping An, a Chinese insurance titan) are thought to be interested. A mooted tie-up between Keppel, a conglomerate, Validus, a peer-to-peer lending platform, and OCBC collapsed hours before the December 31st deadline.

The Grab-Singtel tie-up has two major strengths. First, the firms have clout and a broad geographic spread. Singtel is South-East Asia’s largest telecoms firm. It owns or backs subsidiaries in Australia, Indonesia, the Philippines, Thailand and 14 African countries. Grab has been downloaded onto 166m phones in South-East Asia. A funding round in March valued it at $14bn.

Second, they fit together neatly. In much of the region, more people have smartphones than have bank accounts, and Singtel’s brand is strong. But it is not known for innovation—which is where Grab can help. Founded in 2011, it sees itself as a “super-app”. On top of ride-sharing and food delivery, it already offers payments, working-capital loans and microinsurance, notably to its drivers and suppliers.

The duo’s ambitions clearly stretch well beyond Singapore. Tellingly, Singtel’s efforts are being led by Mr Lang, who heads its international operations, rather than Yuen Kuan Moon, its digital guru. A recent report by Bain, Google and Temasek, one of Singapore’s two sovereign-wealth funds, found that over 70% of adults in South-East Asia are underbanked. It says revenues from digital finance could grow from $11bn today to $60bn in 2025. Moreover, where Singapore goes other regulators in the region usually follow, says Frank Troise of SoHo Capital, which advises firms looking to enter Asian markets. “Malaysia, Indonesia, Vietnam, Thailand and the Philippines are all watching this and they’re just going to copy-paste.” A local banker reckons that Asia’s incumbent lenders are in for “the fight of their life”.

Perhaps not just Asia’s. Uber, an American ride-hailing champion, owns 27.5% of Grab. Perhaps it will pick up some tips and data. In October it launched a money division, the latest attempt by a Silicon Valley stalwart to enter financial services. “If I was J.P. Morgan or Verizon right now,” says Mr Troise, “I’d be terrified.” ■

This article appeared in the Finance and economics section of the print edition under the headline "Up for Grab"

https://ift.tt/2QFWifh

#IFTTT #Feedly

0 notes

wlreports-blog · 5 years

Text

Perfios Software - India's Transformational Brand 2019

Perfios as a brand stands for goodwill, efficiency, agility, industry expertise and most importantly stellar leadership that sets industry benchmarks

Company Vision: To provide technology driven inclusive services across domains catering to entire society Company Mission: Become the category creator, leveraging technology in our chosen domains through our Data Platform and Data Analytics Ethos of the brand: • Innovation – Providing Innovative solutions to real life problems. • Integrity – Every activity that we do is driven by this value. • Impassioned – Deep involvement in everything we do • Inclusive – Solutions leveraging technologies should bring services to entire society thus making everything inclusive Total Number of Employees in the Company: 350 employees Countries the brand is present: India, Singapore, Malaysia, Vietnam, Dubai and Indonesia

What would you define as the unique value proposition of the product: the functional, emotional and differentiating product benefits that have contributed to providing an enduring brand experience to customers? The product ‘Insights’ redefined the way underwriting was done. It eliminated the tedious manual intervention needed earlier. Perfios’ product Insights automates the entire process of credit assessment, thereby improving the TAT and increased customer experience of analysing the financial soundness of their clientele. The brand Perfios has grown to represent an institution of secure data transactions and has earned an excellent rating on customer satisfaction. There has never been a single breach in data or leak of any end-customer’s credentials to imposters. In addition to providing core analysis of various data such as Bank statements, Financial statements and Tax statements, Perfios has created a new category of solutions that triangulate data across various data sources – banking, financials, ITR, GST etc. and in the process establishing a single source of truth about a borrower and identifying frauds, if any. These products encompass the 360-degree of tools, available for credit decisioning, all under one umbrella.

V.R. Govindarajan and Perfios Leadership Team What are the physical, character and personality attributes of the brand that have evoked and inspired consumers’ self-expression and personal identity? Perfios as a brand identifies itself with the following attributes which allows it to connect with the personality traits of its customers: • Goodwill – The trust and faith bestowed upon Perfios by its customers which includes renowned names from the BFSI Industry as well as the Big 4s of the Consultancy Industry speaks more about the brand than words ever could • Efficient and Agile – Perfios as a brand provisions efficiency and agility to its customers’ requirements • Industry Expertise – Being a veteran of the Financial Services sector, Perfios has gathered the expertise to consult their customers on what is the best fit of product for their requirement • Pioneering Digital Revolution – Perfios has brought-in a digital revolution in the BFSI Sector by digitizing the entire credit underwriting process • Strong Information Security – Perfios provides impenetrable data security and privacy • Geographic Reach – Perfios is present across India and has now branched out to other geographies of South East Asia.

Please provide an insight into the brand marketing strategies that have effectively penetrated consumers’ psyche, established a meaningful relationship with the target audiences and ensured positive brand perception. The road to ubiquitousness of a brand is becoming shorter day by day. The Airlines Industry took 64 years to reach an audience of 50 million whereas the brand Pokémon Go reached the same target market in just 19 days. It has become clear that agility to adapt to customers’ needs is a key determiner in the success of a company. Perfios has always been agile and have quickly adapted to the needs of the customers. Adding on to this strategy is the Perfios Data Analytics which provides algorithmic insights in determining the befitting end-customer. The Data Analytics software has been employed by multiple customers as it provides accurate data and has the least possible chances of faltering. The word non-faltering has become synonymous to the brand Perfios, which does not fail at sustaining accuracy. How has the brand extended its' presence to the frontiers of internet advertising and social networking? Perfios started out by providing services across India. And now, it has extended its services to the neighbouring geographies of South East Asia. Perfios is functional in Singapore, Dubai, Malaysia, Philippines, etc. apart from serving the Indian terrain. Now to bring in visibility across the globe among the stakeholders and other audience, Perfios leverages the technological and social networking platform to its fullest. Perfios’ Twitter, Facebook and LinkedIn handles are always buzzing with news and updates taking place in Perfios and around the world round the clock. Earlier, many of the customers who were unaware or knew little to nothing about Perfios have now joined hands and are working together closely for relieving the pain-points of the focused industry and are looking forward to increasing the customer satisfaction. This has become possible by utilizing the social networking platforms with utmost care. People are more aware about Perfios and its capabilities. Please outline few key marketing endeavours in the past decade that you feel have been landmark initiatives in reinforcing the legacy of the brand’s promise to influence consumer intent and enhanced the brands' propensity to drive affirmative consumer action Most of the brand marketing, in the initial years of Perfios, was through word of mouth. In the last few years, Perfios has participated in, sponsored and organized multiple events. This is to ensure that Perfios maintains a constant rapport with its customers by meeting with them at the events. This eventually helps Perfios in understanding the challenges faced by the customers and taking essential measures to curb it. Perfios also started its own talk-series FINteraction to increase its visibility and to garner better understanding of the dynamic nature of the BFSI Sector. Since the clients of Perfios are spread across the lands of India, the talk-series FINteraction has been organized in Bangalore, Mumbai, and Delhi in order to reach out to most of the audience. There are additional quirks that Perfios adds to make the event and the brand more memorable such as receiving the guests with bouquets made of premium brand chocolates, or by including a fun element of having their faces drawn on mugs, which the guests could take home, by a caricature artist present at the counter. How has the brand derived strength from innovation as a sustainable differentiating strategy adding to long-term brand equity? Please provide few instances of measures implemented towards this goal. Innovation is one of the core values of Perfios and believe in bringing disruptive innovation in the BFSI Sector. Perfios Software Solutions is the leading Product-Technology company in the FinTech space enabling Financial Institutions in real-time decisioning, analysis and credit underwriting. Perfios keeps adding technically advanced products to its basket to ascertain that its customers are future-ready. A recent addition to the Perfios portfolio is the Fraud Check Unit (FCU) which was devised keeping in mind the fraudulences happening across the globe, in today’s world. This innovative product helps in credit decisioning by checking the authenticity of the statement produced by the end-customer. Perfios does a full check-up on the meta-data of the document and consults the customer accordingly. Alongside this, Perfios has introduced products where there is triangulation of data across all the fields. What is the key leadership value that drives the brand. Innovation, Integrity and Trustworthiness are the values that Perfios thrives on. Perfios is known for bringing about disruptive innovation into the BFSI Industry. The leadership team of Perfios identifies itself as a product-centric company rather than a service-provider company. The values originated from this aspect is imbedded in all the products that are introduced and added to the portfolio of Perfios. Perfios has its roots dug deep at taking calculated risks. The decision of diversify its products to service B2B customers from serving the B2C customers (PFM) reflects the measurable risk that it took.

Perfios Advertisement Perfios is a hub of adventurers, travellers and travel-mongers. The entire team of Perfios go out for an annual get-together to exotic destinations. Apart from the group-company travel, all divisions of Perfios collaborate among their teams and keep on taking quarterly/monthly tours to different locations. Perfios is also home to a multitude of sports-enthusiast. In addition to this, Perfios keeps organizing sports events like Cricket tournament, Football Tournament, etc. for all its members. Recently, in the month of February, Perfios organized the Perfios Football League which had 4 teams. The grand league followed the entire sequence of organizing auctions, selecting candidates, designing uniforms and finally battling against each other to win the trophy. How much does your brand emphasise on employee training & development, kindly elaborate. Perfios provides a plethora of options to work on. As an employee of Perfios, there are multiple opportunities available for an individual to grow both professionally and personally. ‘All work and no play makes Jack a dull boy’ is the principle that Perfios follows. Perfios conducts multiple sports, extracurricular events keeping in mind the well-being of its employees. This boosts the synergy of the team and smoothens out the differences of and across the team. The members of Perfios bear experience from across the BFSI Industry which bargains for healthy discussions among inter-teams and intra-teams. What are your brands' most effective intangible motivational tools for employees. Even after being a 10-year old company, Perfios allows all its employees the freedom to choose their own path at reaching the common goal of the company whereas the counterparts of the same industry follow the trend of hierarchical proceedings and provide a pre-determined path to its employees. Perfios gives its employees the authority to contribute ideas for building new & innovative products and giving them the chance to see it through till the end. Kindly elaborate on your existing & potential CSR activities. Our potential CSR activity in the next 1 year is towards: • Education – Perfios plans on conducting Digital/Financial Literacy Camps for children and women which can include language-based learning by providing access to Internet and some structured content like WORD, EXCEL, etc. • Waste Management and Recycling – Keeping a check on managing the waste by reducing the Carbon Footprint by minimizing the consumption of electricity viz. using sensor lights, air conditioning, investing in energy efficient equipment, etc. E- waste recycling can be consciously undertaken by being diligent and keeping check on the waste and routing to authorised recyclers. • Eye Surgeries for economically poor people – Tying up with NGOs/hospitals which can conduct eye check-up camps on a regular basis and conducting surgeries for the economically challenged where necessary. The pilot testing to this is planned to be conducted in Bangalore and later will be enveloped across India. Which area of social responsibility is more significant for your brand • Financial Inclusion - India’s flagship Financial Inclusion programme, Pradhan Mantri Jan Dhan Yojana (PMJDY), has been able to make universal access to a bank account and enabling the Digital India initiative a huge success. This in turn has led to a wave of Financial products being made available online and the entire underwriting being done instantly. • Financial Education & Literacy – At Perfios, workshops and training sessions are conducted on a regular basis which educates on the understanding of financial planning and investment management so that people become aware of the devastating results of taking on too much debt or purchasing wrong insurance policies. People are trained in smart spending — prioritising needs over wants, using credit card wisely, avoiding waste, funding expenses from savings and not loans, understanding terms of EMI (equated monthly instalments) before buying on EMI • Government Initiatives of providing Financial Subsidy – Schemes like Pradhan Mantri Mudra Yojana launched on 8th April 2015, under which a loan of upto Rs. 50,000 is given under sub-scheme ‘Shishu’; between Rs. 50,000 to 5.0 Lakhs under sub-scheme ‘Kishore’; and between 5.0 Lakhs to 10.0 Lakhs under sub-scheme ‘Tarun’. Loans taken do not require collaterals. These measures are aimed at increasing the confidence of young, educated or skilled workers who would now be able to aspire to become first generation entrepreneurs; existing small businesses, too, will be able to expand their activates, thus making such loans available to them faster. • Government Initiative of providing faster Credit - The Union Minister of Finance and Corporate Affairs, Shri Arun Jaitley launched transformative initiative in MSME credit space. The website named www.psbloansin59minutes.com enables in principle approval for MSME loans up to Rs. 1 crore within 59 minutes from SIDBI and 5 Public Sector Banks (PSBs). It is a strategic initiative of SIBDI led PSB consortium incubated under the aegis of Department of Financial Services (DFS), Ministry of Finance. The Portal sets a new benchmark in loan processing and reduces the turnaround time from 20-25 days to 59 minutes. Subsequent to this in principle approval, the loan will be disbursed in 7-8 working days. This one of its kind of platform in MSME segment which integrates advanced Fintech to ensure seamless Loan Approval and Management. Such loans are undertaken without human intervention till sanction and disbursement stage. WCRCSUPERFEST, New York 2019-2020 Read the full article

#TransformationalBrands2019

0 notes

presssorg · 5 years

Text

As unicorns spawn, South Korea’s anti-entrepreneurial practices evaporate

As unicorns spawn, South Korea’s anti-entrepreneurial practices evaporate South Korea has long been one of the most top-heavy economies on earth. At the summit, tower a privileged handful of massive, family-run conglomerates which vacuum up capital, lure elite human resources and bully suppliers. At the bottom, countless mom ‘n’ pop operations – franchises, restaurants, coffee shops, educational institutes, taxis – battle to survive. And in the middle? Precious little – bar suppliers to the various conglomerates. A chaebol (/ˈtʃeɪbɒl, ˈdʒɛbəl/; Korean: (

listen)) is a large industrial conglomerate that is run and controlled by an owner or family in South Korea. A chaebol often consists of a large number of diversified affiliates, controlled by an owner whose power over the group often exceeds legal authority. The term is often used in a context similar to that of the English word "conglomerate". The term was derived from the Japanese zaibatsu, sharing a similar structure and origins. It was first used in English in 1984. There are several dozen large South Korean family-controlled corporate groups that fall under this definition. The chaebol have also played a significant role in South Korean politics. In 1988, a member of a chaebol family, Chung Mong-joon, president of Hyundai Heavy Industries, successfully ran for the National Assembly of South Korea. Other business leaders also were chosen to be members of the National Assembly through proportional representation. Hyundai has made efforts to contribute to the thawing North Korean and South Korean relations, but not without controversy. Many South Korean family-run chaebols have been criticized for low dividend payouts and other governance practices that favor controlling shareholders at the expense of ordinary investors. This, at least was the situation in the 1960s, when Korea started to industrialize, to the last few years. Now, evolution is becoming apparent. “Significant social and cultural changes are taking place in Korea,” said Park Young-sun, Seoul’s minister for Startups and SMEs – a body created in 2017 – in a briefing to foreign reporters on Friday. There are positive signals that Korean entrepreneurialism is being unleashed, that venture capital taps are gushing and that Korea’s middle business tier is being filled. According to global research platform CB Insights, South Korea has, as of 2019, bred eight unicorns, or privately held startups valued north of $1 billion. Overall, this means that G11 South Korea (population: 51 million) falls behind only G2 economies the US and China, services giant the UK (with 17 unicorns) and demographic monster India (with 16). According to CB Insights’ data, South Korea’s unicorn herd is the same size as Germany’s (eight); double the size of France’s, Israel’s and Indonesia’s (each with four) and is galloping ahead of national competitor Japan (which boasts just one).

At the summit, tower a privileged handful of massive, family-run conglomerates which vacuum up capital, lure elite human resources and bully suppliers. At the bottom, countless mom ‘n’ pop operations – franchises, restaurants, coffee shops, educational institutes, taxis – battle to survive. Rise of the unicorns Korea’s unicorns bestride a range of sectors. They are, according to CB Insights: E-commerce company Coupang (valued at $9 billion); Travel-tech provider Bluehole (worth $5 billion); Yello Mobile, a mobile software and services provider ($4 billion); Woowa Brothers, an on-demand player ($2.6 billion); L&P Cosmetic, a beauty-and-grooming firm ($1.78 billion); Wemakeprice, an e-commerce marketplace ($1.33 billion); Fintech provider Viva Republica. or Toss ($1.2 billion); and Yanolja, a travel-tech company ($1 billion) Officials are upbeat. “We believe in the strong emergence of a second venture boom in Korea,” said Oh Kee-woong, the ministry’s director general for Venture Innovation Policy, who joined Park at the briefing. Korea’s first venture boom – the Internet bubble of the 2000s – would bust, but not before spawning a handful of firms to add to a national industrial portfolio that previously consisted of metal bashers like Samsung and Hyundai. Those companies include portal firms Naver and Daum and online gaming firms like Nexon and Neowiz. A major barrier preventing Koreans from creating startups was a financial eco-system and social culture that has customarily punished failure. But now, “We have programs to support ‘second-chance’ startups,” said Park. “As statistics from Silicon Valley show, before there is one success story, there are seven to eight failures,” said Oh. “We are recognizing the importance of failure before success, and we are working to improve institutions, culture and society.” That is a tall order, demanding regulatory change and social engineering. But positive change appears to be underway. Anti-entrepreneurial eco-system Central to the problem was capital access. In the United States, such tech colossi as Bill Gates, Jeff Bezos and Steve Jobs enjoyed the security of a financial eco-system where entrepreneurs could bounce from failure to failure before hitting the big time on the strength of personal charisma and smart ideas. Conversely, Korea’s top-down financial system took a sternly conservative approach to risk management. Banks customarily lent to giant businesses with plentiful collateral; entrepreneurs who lacked such major assets were forced to take on perilous liabilities, and early-generation Korean venture capital firms were not much better. “In the past, a lot of VCs required the owner or founder to take personal liability or offer guarantees,” James Kim, an investor with Tiandi Partners, told Asia Times. When a start-up went under, there were dire consequences for its founders. “I believe that when it came to bankruptcy, there was no protection from liabilities – even tax liabilities,” said Eric Cornelius, managing director of Bright Shiny Robot, a Seoul-based start-up consultancy. Liquidity providers would seek to recoup their investments, “… even if it meant had to do slave labor for life,” Cornelius added. Such practices are thankfully, fading – at least, in the VC space. “These days it is not that big of an issue, as there as so many sources of funding without debt or personal liability,” said Kim. “VCs have got smarter, they don’t hold company founders personally liable the way it was a few years ago,” noted Cornelius. Moreover, those who failed once would have their credit history forever besmirched across the national financial system. And in a nation with a powerfully neo-Confucian culture where the issue of “face” was paramount, shame was attached to bankruptcy. “Now we see serial entrepreneurs who have risen from the ashes of companies that have crashed and burnt,” said Cornelius. “It does not seem as if there is so much judgment on the social side; it seems to be getting better.” Change agents As is so often the case in Korea, leading-edge best-practice has been top down: From both big business and government. On the corporate front, steel giant POSCO last year created a 1 trillion won venture fund, Oh noted, while Cornelius cited an in-house program at the country’s flagship corporate, “Samsung C-Lab.” Under that program, employees with an idea for a business present it before a board of internal judges. If the board OKs the proposal, the employee retains his/her Samsung salary while also being offered start-up funds. Though some critique conglomerate-incubation efforts as foxes guarding henhouses, the Samsung program insulates the wannabe entrepreneur from failure-related risk: if his/her project does not take off, he or she is offered his previous position in the firm, no questions asked. Government has also waded in. A fund of funds with 4 trillion won was started in 2005, based on Israeli and Singaporean models, to kick-start the sector. Since then, venture investments have skyrocketed. As of last year, they were worth 3.4 trillion won, up from 2 trillion in the first venture boom in 2000, according to data provided by the ministry. “The first venture boom was led by the government,” Oh said. “The second venture boom is being led by the private sector, so it is more sustainable; 67% of venture investment is private today.” The data tell their own story. The number of newly established companies has set a record high for three consecutive years, from 93,768 in 2015 to 102,042 in 2018, according to ministry data. Meanwhile, Korean unicorns have surged from three in 2018 to eight today – “evidence of a mature infrastructure and eco-system,” Oh said. The changes may be seeping through to youth, who dub their country “Hell Joseon” (the latter being the name of Korea’s last kingdom) – a purgatory in which it is impossible for the young to get ahead, particularly given high graduation rates, which have devalued the currency of a university degree. While it was previously unthinkable for students to ditch their studies to create a start-up, a Seoul university student anecdotally told Asia Times that a number of her fellow students are now doing exactly that. Old habits die hard Even so, the formal Korean financial sector remains a bastion of conservatism. Oh noted that in the US, about 40% of pension funds invest in VCs; in Korea, that number is just 13%. Seoul’s 2005 fund of funds was designed, “to make up the missing investment,” Oh said. And he conceded that Korean traditional financial institutions retain problematic practices. “Joint liability regulations are quite unique,” he said. “Founders of failed companies have to pay back loans and we understand that this system prohibits entrepreneurs from having a second chance.” Once again, government is taking up the slack. As of 2018, loans from government-run financial institutions ceased to demand these onerous liabilities, Oh noted. Read the full article

#bluehole #chaebol #conglomerates #coupang #hyundai #posco #southkorea #startups #unicorns #vcs #yellomobile #zaibatsu

0 notes