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اخيرا اسحب من محفظة فودافون كاش بعمولة 0.57% فقط بدلا من 1% - هتوفر نص ف...
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Charity Commissions 🇵🇸
Hello guys, it's been a while!
To cut to the chase: I would like to help spread both awareness and support for those suffering in the ongoing genocide in Palestine. So, in light of this, I will open up some commissions where rather than paying me, you simply provide proof of your donation.
I know this blog is mainly just for my art, but if I can use my art for any good I would like to do so. If you cannot donate, please reblog!
Here are some recommended links:
E-sims for Gaza: https://gazaesims.com
Palestinian children’s relief fund: PCRF
Women for women (hygiene kits, blankets, food): Urgent Support for Women in Palestine Women for Women International
Anera dignity kits: https://www.anera.org/stories/gaza-emergency-aid-includes-dignity-kits/
A website for vetted fundraisers: https://gazafunds.com/all
But of course you can donate to any related organization and fundraiser you like, even if it’s not included here!
If you are Egyptian you can also donate to any of the organizations listed under the Instapay, Talabat, Fawry apps, or your bank app under their ‘donations’ services with the equivalent price in EGP (based on the bank rate). Just provide a screenshot.
For a written list of the prices, the do/don'ts, and so on, please look under the read-more for more details!
How Does this Work?
Send me the idea you have and I will let you know if it’s good to go or if it’s not appropriate (or if I can’t do it due to time/work)
When you get the okay, I will ask for more details (references, colour schemes, poses, which charity you plan to donate to, etc.)
I will draw you a basic thumbnail for your confirmation (these are very vague sketches to just pinpoint the pose).
Once you confirm the pose, I will ask you to donate and I will get to work
Send me a screenshot of the e-mail confirming your donation (blur out/colour over any personal info!), or the “Thank you for your donation!” screen if there is no e-mail
You get your drawing in exchange!
NOTE: I will likely post them on my artblog and Instagram, so if you don’t want them posted there or would like to remain anonymous, please let me know!
Also bear in mind I have a full-time job, so they might be a while! But you WILL get your commission.
HALF-BODY
$5-$9: Lineart $10-$14: Monotone $15-$19: Colours, flat $20-$24: Colours, shaded Above $25: Colours, shaded, with background
FULL-BODY
$10-$14: Lineart $15-$19: Monotone $20-$24: Colours, flat $25-$29: Colours, shaded Above $30: Colours, shaded, with background
Yes-es:
Fan art is fine (I won’t be getting any monetary profit from this)
Characters from original stories
Personas/self-inserts/fan characters/Tabletop RPG characters
Real!you, family members, friends, etc. (at the risk of them not looking like them at all :’D)
Animals (they might be a bit less cartoony as I'm not used to them but yes)
Personifications/anthropomorphic/strange creatures in general
Nos:
No discriminatory content
No religious figures, symbolism or content (I am Muslim so… Cannot Really Do That)
No extreme gore or suggestive themes, or characters from media that feature a lot of either (this is because my art blog is PG-13, and I’d rather not anything off-colour for a charity commission anyway)
No using these with AI or NFTs
Do not use for commercial purposes. These are for charity!
I reserve the right to decline your commission if I feel like you have insincere ulterior motives, or if an emergency comes up.
Generally, keep this PG-13/grandma-friendly!
Pleases:
References (preferably image based, but text is fine if there is no visual depiction/canon design)
Colour you associate with the character if monotone
Poses (just not lewd or rude)
Context (like description of their personality, what they like, their setting, etc.)
Ask first:
You are free to repost the artwork on another platform as long as you credit me as the artist. Absolutely use them if you need a picture for something like an RP account!
If from your original work, you may use them in non-commercial projects, just please credit me (and give me a heads up so I can go check it out! :D).
If an original character from an original story, you are free to use the artwork to help with things like visual development (let’s say, you are creating a game, comic or pilot, and you want a reference for the artists on your team to use), just once again give me a heads up and credit me as the artist.
If you've made it this far, and can't donate, thank you so much for your interest anyway. At the very least, this reached someone.
#palestine#charity#charity commissions#donations#free Palestine#artists on tumblr#digital art#character design#fan art#original characters#ocs#character art#digital painting#The backgrounds will have more detail#regrettably do not have any examples with characters in them#all examples are either fanart or my original characters#Fanart#commissions#commission#art commissions
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Used to read those rainbow fairy books
YES
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Did a headshot of my guy Fawry. They are precious.
#artwork#digital art#procreate#flight rising#my art#art tumblr#dragons#headshot#flight rising fae#dragon art#dragon sfw#original art#artists on tumblr
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Since I usually ship Millie with Elder Faerie (and Elder Fawrie isn’t in Ovenbreak. So we get LonganTree) instead
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Fawry Market
Welcome to Fawry Market, we are committed to providing the best shopping experience for our customers. We are keen to offer a wide range of distinguished products that meet all your daily needs. Whether you are looking for fresh vegetables and fruits, meat, or delicious baked goods, we are here to serve you with the best prices and highest quality.
Our services:
Home Delivery: We provide express delivery service to your doorstep. Online Order Booking: You can now book your orders in advance through our website or our application.
Loyalty Program: Join the loyalty program and get points and rewards with every purchase.
Our headquarters: (Al-Salmani West - Al-Najma Club Street - Opposite Bilal Bin Rabah School) Address link 👇
https://maps.app.goo.gl/o1kSVm7Q5AuTPzyu6
You can shop online by clicking on the website link 👈
https://fawry-shops.ly or shop from the application Application download link 👈
https://onelink.to/7aywwh or contact customer service at Fawry Market on the number 👈 0912911117
Note: We accept all banking services.
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برنامج حسابات البنوك
برنامج حسابات البنوك بسم الله الرحمن الرحيم اهلا بكم متابعى موقع عالم الاوفيس برنامج حسابات البنوك مما لاشك فية ان برامج حسابات البنوك تعتبر أساسية في عالم الخدمات المالية والبكية ، ��يث تقدم للمؤسسات المالية والبنوك إدارة ومراقبة فعالة للعمليات المالية. حيث تساعد برامج مثل برنامج حسابات البنوك والمؤسسات المالية على تسجيل وتتبع المعاملات بدقة، مما يسهل تحديد الأرصدة والتحكم في الحسابات.و يعتبر برنامج إدارة النقدية في البنوك أداة حيوية لتبسيط العمليات المحاسبية اليومية وتعزيز كفاءة إدارة النقدية في المؤسسات المالية. يتميز برنامج ادارة الحسابات البنكية بواجهة بسيطة وسهلة جدا فى التعامل برنامج حسابات البنوك يعد جزءًا حيويًا من عمليات البنوك والمؤسسات المالية، وتتضمن أهميته عدة نقاط: إدارة الحسابات والمعاملات: يساعد برنامج حسابات البنوك في إدارة الحسابات العملاء والمعاملات المالية مثل التحويلات والدفعات. تحسين كفاءة العمليات: يقلل استخدام برنامج حسابات البنوك من الأخطاء الإنسانية ويسرع عمليات المعالجة مما يزيد من كفاءة العمليات. توفير الوقت والجهد: يقلل البرنامج من الحاجة إلى العمل اليدوي المكلف والوقت الذي قد يستغرقه إتمام المهام اليدوي. تحسين تجربة العملاء: يمكن لبرنامج حسابات البنوك تحسين تجربة العملاء من خلال توفير خدمات مصرفية سريعة وموثوقة. الامتثال والأمان: يساعد البرنامج في الامتثال للتشريعات المالية وضمان أمان المعاملات المالية والبيانات الحساسة. توفير تقارير دقيقة: يقدم برنامج حسابات البنوك تقارير دقيقة ومفصلة لإدارة البنك لمساعدتهم في اتخاذ قرارات استراتيجية. بشكل عام، يمكن القول إن برنامج حسابات البنوك أساسي لضمان فعالية وسلاسة عمليات البنوك وتقديم خدمات مصرفية عالية الجودة للعملاء. لتحميل البرنامج قد يعجبك ايضا تحميل برنامج حركة الخزينة مجانا اسطوانة التعريفات الشاملة DriverPack Solution بدون نت شيت بجميع اكواد الخدمة في فورى Fawry اكواد فوري برنامج مجانى لمتابعة حركة الخزينة Excel تحميل برنامج مخازن مجانى 100 % كامل ومفتوح المصدر | Store Management System برنامج متابعة الشيكات (شيكات دفع / شيكات قبض ) Cheques Management + نسخة تجريبية تحميل برنامج الكاشير2020 المجانى لادارة حسابات المحلات التجارية Cashier تحميل برنامج مجانى حضور وانصراف الموظفين بالبصمة( دوام الموظفين المجانى) تحميل برنامج مخازن مجانى 100% -برنامج المنجز 2024 تحميل برنامج محاسبى كامل كفعل مدى الحياة تحميل برنامج الايرادات والمصروفات مجانى 100% تحميل برنامج تنظيم الملفات والسكرتارية وادارة مكاتب المحاماة اسهل طريقة لعمل دواير حمراء بناء على محتوى الخلية (تحديد الناجح من الراسب ) تحميل يوزرفورم كامل للبحث متعدد المعايير تحميل Free Office 2024 مجانا تحميل قاعدة بيانات ال��لاب اكسس مفتوحة المصدر مجانا تحميل برنامج ادارة العيادات الطبية اكسس مجانا مفتوح المصدر تحميل مجانى برنامج المخازن والمبيعات (عملاء – موردين –فواتير – مصروفات – تفدقات تقدية ) بالاكسيس مفتوح المصدر تحميل جدول دوام الموظفيين جاهز بالاكسل تحميل اوفيس 365 تحميل مجانى برنامج ادارة وتتبع العقود والوثائق الرسمية تحميل شيت اكسل المخازن المجانى تحميل مجانى افضل برنامج مخازن ومحاسبة مجانى اكسيس تحميل برنامج دليل اكواد فورى للشحن والاتصالات تحميل برنامج ادارة وحساب اجور العمالة فى الشركات تحميل قوالب وملفات اكسل مجانا تحميل برنامج المحاسبة والمخازن بالاكسس كامل ومفعل مدى الحياة تحميل ملف اكسيل بسيط لادارة المخازن الصادر والوارد والارصدة الفعلية تحميل قالب تقويم ومخطط اكسل مجاني Excel Template Calendar تحميل برنامج إدارة خدمات أوامر العمل في الاكسس Access مجانا برامج مجانية via عالم الاوفيس https://ift.tt/uOoBWx6 November 04, 2024 at 11:33AM
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The Booming Mobile Payments Market in Egypt: Trends, Opportunities, and Challenges
The Egypt mobile payments market is projected to be valued at USD 72.74 billion in 2024, with expectations to grow to USD 157.86 billion by 2029. This reflects a compound annual growth rate (CAGR) of 16.76% over the forecast period from 2024 to 2029.
Overview of Egypt's Mobile Payments Market
Egypt, with its population of over 100 million, represents one of the largest markets in the Middle East and North Africa (MENA) region. However, for many years, cash has been the dominant method of payment, with a large portion of the population remaining unbanked. This landscape is now rapidly changing due to a combination of technological innovation, regulatory reform, and a rising demand for digital services.
The rise of mobile payments in Egypt has been fueled by several key factors:
High Mobile Phone Penetration: Egypt has seen significant growth in mobile phone usage, with over 90% of the population owning a mobile device. A large share of these devices are smartphones, allowing users to access digital financial services through apps and platforms.
Government Initiatives: The Egyptian government is actively promoting digital financial inclusion as part of its Vision 2030 plan. Through initiatives such as the Central Bank of Egypt’s (CBE) financial inclusion strategy, the government is working to increase access to formal financial services, particularly among the unbanked population.
Fintech Innovation: Egypt’s fintech ecosystem has grown rapidly, with startups and established financial institutions collaborating to offer mobile payment solutions. Companies like Fawry, Vodafone Cash, and others are at the forefront of providing digital wallets, peer-to-peer transfers, and bill payment services, contributing to the expansion of mobile payments.
COVID-19 Acceleration: The pandemic accelerated the adoption of mobile payments as more people shifted to digital transactions to avoid physical contact. This change in consumer behavior has had a lasting impact on the market, with more businesses and consumers embracing mobile payment solutions.
Key Players in Egypt's Mobile Payments Industry
Several players dominate the mobile payments space in Egypt, ranging from telecom operators to fintech companies. Some of the key players include:
Fawry: One of the largest electronic payment networks in Egypt, Fawry offers a variety of digital financial services, including mobile wallet top-ups, bill payments, and merchant payments.
Vodafone Cash: As one of Egypt’s largest mobile network operators, Vodafone Cash has a significant presence in the mobile payments space, providing services such as money transfers, bill payments, and online purchases via mobile phones.
Orange Money and Etisalat Cash: Similar to Vodafone Cash, these telecom operators have also launched their own mobile wallet services, facilitating digital transactions for their customers.
CIB Smart Wallet: Offered by the Commercial International Bank (CIB), this mobile wallet service provides digital payments and money transfers, appealing to both banked and unbanked users.
Emerging Trends in Egypt's Mobile Payments Market
Rising Adoption of Digital Wallets: Digital wallets are becoming increasingly popular as they offer a secure and convenient way for users to store money, make payments, and transfer funds. The Central Bank of Egypt has issued guidelines to regulate and promote mobile wallets, encouraging their use among the unbanked population.
Expansion of Merchant Payment Solutions: Many businesses, from small vendors to large retailers, are now accepting mobile payments. This trend is supported by efforts from the CBE and other regulatory bodies to promote the use of electronic payments over cash.
Interoperability and Partnerships: As the mobile payments ecosystem grows, interoperability between different payment platforms is becoming critical. This will allow users to transfer money and make payments seamlessly across various networks and platforms, driving further adoption.
Rise of QR Code Payments: QR code-based payments are gaining traction in Egypt, allowing users to pay for goods and services by scanning a code with their smartphones. This method is particularly appealing to small businesses due to its low-cost infrastructure.
Opportunities for Growth
Financial Inclusion: Egypt’s large unbanked population presents a significant growth opportunity for the mobile payments industry. By leveraging mobile phones, fintech companies and financial institutions can provide financial services to people who do not have access to traditional banking systems.
Regulatory Support: The Central Bank of Egypt is actively working to create a regulatory environment that fosters innovation while ensuring consumer protection. Regulatory developments, such as the introduction of eKYC (electronic Know Your Customer) systems, make it easier for users to open mobile wallets and access digital financial services.
Collaboration with Banks: Banks are increasingly partnering with fintech companies to offer mobile payment solutions. These collaborations provide banks with access to a wider customer base while allowing fintech companies to benefit from the trust and security associated with established financial institutions.
Digital Transformation of Businesses: As more businesses in Egypt undergo digital transformation, there is a growing demand for payment solutions that integrate seamlessly with e-commerce platforms, mobile apps, and other digital services. This creates opportunities for mobile payment providers to offer innovative products that meet the needs of both businesses and consumers.
Challenges Facing Egypt's Mobile Payments Market
Limited Financial Literacy: Despite the growing adoption of mobile payments, many Egyptians still lack the financial literacy needed to fully understand and utilize digital financial services. Education and awareness campaigns are essential to address this gap.
Cybersecurity Concerns: As digital transactions increase, so do concerns about cybersecurity and fraud. Mobile payment providers must invest in advanced security measures to protect users’ data and build trust in the system.
Infrastructure Gaps: While urban areas in Egypt are well-served by mobile networks and internet access, rural areas still face connectivity issues. Expanding network coverage and improving digital infrastructure in these regions is crucial for the widespread adoption of mobile payments.
Competition from Cash: Despite the growing use of digital payments, cash remains deeply ingrained in Egypt’s economy, particularly in informal sectors. Encouraging the transition from cash to digital payments will require sustained efforts from both the public and private sectors.
Conclusion
The mobile payments industry in Egypt is at an exciting juncture, with significant growth potential fueled by a combination of government initiatives, fintech innovation, and changing consumer behavior. While challenges such as financial literacy, cybersecurity, and infrastructure gaps remain, the market offers tremendous opportunities for players who can address these issues and capitalize on the growing demand for digital financial services.
With continued collaboration between regulators, financial institutions, and fintech companies, Egypt’s mobile payments market is set to play a key role in shaping the country’s digital economy and advancing financial inclusion.
#Egypt mobile payments market trends#Egypt mobile payments market size#Egypt mobile payments market share#Egypt mobile payments market analysis#Egypt mobile payments market forecast#Egypt mobile payments market demand
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#فوري#كارت فوري#ماي فوري#fawry#كارت ماي فوري#الدولار#الجنيه#الجنيه المصري#الدولار الامريكي#البنك المركزي المصري#كارت ميزة#egyfox technology#ahmed khedr fox#dregyfox
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The Rise of Fintech Companies in MENA: Transforming Financial Landscapes
Introduction
The Middle East and North Africa (MENA) region is undergoing a significant transformation driven by the rapid rise of fintech companies. These innovative enterprises are leveraging technology to revolutionize financial services, enhance accessibility, and promote financial inclusion across the region. In this blog, we explore the factors driving the fintech boom in MENA, key players, and the impact on the financial landscape.
The Driving Forces Behind Fintech Growth
1. Young, Tech-Savvy Population MENA boasts a predominantly young population that is highly tech-savvy. With increasing smartphone penetration and internet access, this demographic is eager to adopt digital financial services, creating a fertile ground for fintech innovation.
2. Government Support and Regulatory Reforms Governments in the MENA region are actively fostering fintech growth by implementing supportive policies and regulatory frameworks. Initiatives like regulatory sandboxes, fintech hubs, and favorable licensing conditions are encouraging startups and investors to enter the market.
3. High Unbanked Population A significant portion of the MENA population remains unbanked or underbanked. Fintech companies are addressing this gap by offering accessible and affordable financial solutions, from mobile wallets to digital lending platforms, thus promoting financial inclusion.
4. Investment and Collaboration The region has seen a surge in investment in fintech startups, with venture capitalists and financial institutions recognizing the potential for substantial returns. Collaborations between traditional banks and fintech firms are also driving innovation and expanding the reach of digital financial services.
Key Players in the MENA Fintech Ecosystem
1. PayTabs PayTabs, a Bahrain-based payment solutions provider, is a prominent player in the MENA fintech landscape. The company offers secure and seamless online payment processing, catering to businesses of all sizes across the region.
2. Fawry Egypt's Fawry is a leading electronic payment network, providing a wide range of financial services, including bill payments, mobile banking, and e-commerce solutions. Fawry's extensive network of retail locations makes it a critical player in promoting digital financial services.
3. Souqalmal Based in the UAE, Souqalmal is a financial comparison platform that empowers consumers to make informed financial decisions. The platform offers comparisons of banking, insurance, and investment products, enhancing transparency and competition in the financial sector.
4. Sarwa Sarwa, a robo-advisory platform from the UAE, is democratizing investment by offering affordable and accessible wealth management services. The platform leverages technology to provide personalized investment portfolios tailored to individual risk profiles and financial goals.
Impact on the Financial Landscape
1. Enhanced Financial Inclusion Fintech companies in MENA are playing a crucial role in bridging the financial inclusion gap. By offering digital banking, payment solutions, and microfinance services, they are empowering previously underserved populations to participate in the formal economy.
2. Increased Efficiency and Innovation The integration of technology in financial services is streamlining operations, reducing costs, and enhancing efficiency. Fintech firms are driving innovation in areas such as blockchain, artificial intelligence, and machine learning, setting new standards for the industry.
3. Competition and Consumer Empowerment The rise of fintech is fostering healthy competition in the financial sector. Traditional banks are compelled to innovate and improve their services to keep pace with agile fintech startups. Consumers, in turn, benefit from a broader range of choices and improved service quality.
4. Economic Growth and Job Creation The fintech boom is contributing to economic growth by attracting investment, fostering entrepreneurship, and creating jobs. As the fintech ecosystem expands, it generates opportunities for skilled professionals in technology, finance, and related fields.
Conclusion
The fintech revolution in the MENA region is transforming the financial landscape, driving financial inclusion, and fostering economic growth. With continued support from governments, investors, and consumers, the region's fintech ecosystem is poised for even greater expansion and innovation. As fintech companies continue to disrupt traditional financial services, they are paving the way for a more inclusive, efficient, and dynamic financial future in MENA.
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Mobiwire V4 Fawry
On this page, we have shared the Mobiwire V4 Fawry Stock ROM Firmware (Flash File), which can be used to reinstall your mobile device’s operating system (OS). The stock ROM comes in a compressed file along with the flash tool, USB driver, and a how-to-install manual. Mobiwire V4 Fawry Stock ROM Firmware (Flash File) The Stock ROM (firmware) can be used to reinstall the operating system (OS) on…
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