#factoring accounts receivable
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factoringfast · 1 year ago
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Simplifying Online Invoice Factoring: A Practical Overview
Online invoice factoring has emerged as a great solution for you if you are looking forward to optimizing the cash flow and managing the account receivable. With the convenience of digital platforms, you can now access invoice factoring services through the online portals. The simplified process allows you to secure instant funds based on the outstanding invoices, ensuring a steady flow of working capital to support your operations and growth.
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shinycolortragedy · 8 months ago
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Accounts Receivable Financing Company in California
State Financial: California's premier Accounts Receivable Financing Company, delivering top-tier solutions.
Check out the listing here: https://www.freelistingusa.com/listings/accounts-receivable-financing-company
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seventh-district · 6 months ago
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not even gonna tag this properly bc i don't wanna get Involved but i do have some Thoughts i need to get out into the void so here we go
(aaa quick edit: CW for mention/discussion of Boothill leaks)
#today's gone Badly and i'm upset but instead of venting abt it i'm gonna channel that energy into doing a bit of tag rambling abt Boothill#well. less abt Him and more abt uh. self-analyzing my anxiety surrounding contributing to fandoms. he's just today's catalyst#like. i know it's mostly a me thing. i'm hypersensitive to criticism and very conflict avoidant + socially anxious + perfectionistic etc.#so I'm the one that keeps myself from posting more stuff out of fear of being criticized or called-out for what i've made#bc inevitably Someone's gonna see it and think its OOC or a problematic take or they'll misread my intent. etc etc what have you#but like. that's inevitable. there's no way to communicate every single thing with all of the nuance required to avoid misunderstandings#and other times it's not a misunderstanding it's just a difference of opinions and that's Fine!! there's no accounting for personal taste#there's no accounting for several things actually. taste‚ bias‚ lore-knowledge‚ differing levels of chronic-online-ness‚ etc#so this isn't me complaining abt the state of fandom culture (although i do think. sometimes. ppl take shit a bit too seriously)#but anyways all of this is mostly just anxiety-fueled. it's not like i very often actually even receive negative feedback or anything#if anything ppl tend to tell me that i'm overthinking it and killing my own fun and worried that my stuff is more OOC than it is#which like. yeah. Yeah u right :) but that's just the way that i am! always losing the idgaf war i suppose#anyways what's Boothill got to do w this ur wondering. well. i've been thinking abt the quickly emerging concept that he's illiterate.#and it just. has me feeling a lot of ways. and watching ppl disagree over it has me feeling some Bad ways. bc it's def a loaded topic!#if you'll pardon the pun there. and i don't rlly have anything new to add other than that i'm conflicted abt it.#like yeah i saw the leaks days ago. of him mentioning 'not hitting the books' much as a child when we ask him why he sends voice messages#or voice Transcriptions ig. ykwim. and like. *braces for impact* ...i liked it? like. it doesn't feel right to call it endearing#i'm not trying to infantilize him. ok that's not the right word either but ugh. you know? what i mean?? who am i kidding even i don't know#it's not quite right to say that it feels like Representation either. but it's something close i guess#as a southern person myself who didn't receive a 'complete' education due to factors that weren't to do with my intelligence#the concept of seeing him as a capable force to be reckoned with and respected who also happens to have not received much formal education#i like that. i do. but there's so many issues w it at the same time. like. as i said‚ being southern myself has me Wary of the way Hoyo is-#writing him. as well as of the way that the fandom is taking the bits of his lore and running away w them. and i'm Very aware of how ppl-#will see a southern character and be All Too Eager to agree that they're lacking intelligence based on our Redneck™ stereotype#sigh. and before we even go too far with this. it's not even confirmed that hes completely illiterate. which is a valid criticism i've seen#there's Multiple reasons that could make him prefer voice to text. but regardless. i'm just worried that ppl will misconstrue my intentions#like. example: that edit i made the other day of him saying 'no thanks i can't read'. wasn't me playing into the stereotype of-#'haha dumb country boy can't read!' it was. in my eyes. something he'd say as a joke to make light of a potential insecurity#like. i think there's far more depth to Boothill's character if ppl could look past the surface. and i dont wanna contribute to the problem#but sometimes ppl Will have stereotypical traits and i wish the same could apply to characters as long as it's done Thoughtfully.
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artisticdivasworld · 8 months ago
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Facts About Factoring That Could Cost You Money
Photo by Mikhail Nilov on Pexels.com Factoring, a financial transaction where a business sells its accounts receivable to a third party (the factor) at a discount, can be a lifeline for businesses in need of immediate cash flow. However, while factoring can provide crucial short-term financial relief, there are aspects of it that could end up costing your business more money than anticipated.…
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myndfintech · 11 months ago
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In the dynamic world of business finance, companies often grapple with the challenge of managing cash flow effectively. For many, traditional financing methods may not be the most feasible or timely solution. This is where Accounts Receivable Factoring Services come into play, offering a strategic financial tool for businesses looking to optimize their working capital.
Understanding Accounts Receivable Factoring
What is Accounts Receivable Factoring?
Accounts Receivable Factoring, also known as invoice factoring, is a financial transaction where a business sells its accounts receivable to a third party, known as a factor. In return, the business receives an immediate cash infusion, typically a percentage of the total value of the accounts receivable. The factor then assumes the responsibility of collecting payments from the customers.
How Does it Work?
Submission of Invoices: The business submits its outstanding invoices to the factoring company.
Verification and Approval: The factoring company verifies the invoices and approves a percentage of the total amount as an advance.
Cash Advance: The business receives a cash advance, usually ranging from 70% to 90% of the invoice value.
Collection by Factor: The factoring company takes over the responsibility of collecting payments from the customers.
Remaining Payment: Once the customers pay the invoices, the factoring company remits the remaining balance, deducting its fees.
Advantages of Accounts Receivable Factoring
Improved Cash Flow
One of the primary benefits of accounts receivable factoring is the immediate improvement in cash flow. Businesses no longer need to wait for extended periods to receive payments, allowing them to cover operational expenses, invest in growth initiatives, and seize new opportunities promptly.
Risk Mitigation
By outsourcing the collection of receivables to a factoring company, businesses transfer the risk of non-payment to the factor. This can be particularly advantageous in industries where late payments or defaults are common, providing a layer of financial security.
Access to Working Capital
Accounts receivable factoring provides businesses with quick and easy access to working capital without incurring debt. This is especially beneficial for companies that may not qualify for traditional loans or need immediate funds to capitalize on emerging market trends.
Choosing the Right Accounts Receivable Factoring Service
Transparent Fee Structure
When selecting an accounts receivable factoring service, it's crucial to understand the fee structure. Reputable factoring companies are transparent about their fees, including the discount rate and any additional charges. This transparency ensures that businesses can make informed decisions about the cost-effectiveness of the service.
Industry Expertise
Opt for a factoring service with expertise in your industry. Industry-specific knowledge enables the factor to understand the unique challenges and opportunities within your business, ensuring a more tailored and effective financial solution.
Customer Reviews and Testimonials
Researching customer reviews and testimonials can provide valuable insights into the reliability and effectiveness of a factoring service. Positive feedback from businesses in similar situations can instill confidence in your choice.
Conclusion
In conclusion, accounts receivable factoring services offer a strategic financial solution for businesses seeking to enhance cash flow, mitigate risks, and access working capital promptly. Understanding the intricacies of this financial tool and choosing the right service provider can empower businesses to navigate the complexities of modern finance successfully. If you're ready to optimize your cash flow and propel your business forward, exploring the benefits of accounts receivable factoring is a prudent step in the right direction.
Source:- https://myndfin.com/account-receivable-factoring/
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reasonsforhope · 3 months ago
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Article | Paywall Free
"The Food and Drug Administration approved new mRNA coronavirus vaccines Thursday [August 22, 2024], clearing the way for shots manufactured by Pfizer-BioNTech and Moderna to start hitting pharmacy shelves and doctor’s offices within a week.
Health officials encourage annual vaccination against the coronavirus, similar to yearly flu shots. Everyone 6 months and older should receive a new vaccine, the Centers for Disease Control and Prevention recommends.
The FDA has yet to approve an updated vaccine from Novavax, which uses a more conventional vaccine development method but has faced financial challenges.
Our scientific understanding of coronavirus vaccines has evolved since they debuted in late 2020. Here’s what to know about the new vaccines.
Why are there new vaccines?
The coronavirus keeps evolving to overcome our immune defenses, and the shield offered by vaccines weakens over time. That’s why federal health officials want people to get an annual updated coronavirus vaccine designed to target the latest variants. They approve them for release in late summer or early fall to coincide with flu shots that Americans are already used to getting.
The underlying vaccine technology and manufacturing process are the same, but components change to account for how the virus morphs. The new vaccines target the KP.2 variant because most recent covid cases are caused by that strain or closely related ones...
Do the vaccines prevent infection?
You probably know by now that vaccinated people can still get covid. But the shots do offer some protection against infection, just not the kind of protection you get from highly effective vaccines for other diseases such as measles.
The 2023-2024 vaccine provided 54 percent increased protection against symptomatic covid infections, according to a CDC study of people who tested for the coronavirus at pharmacies during the first four months after that year’s shot was released...
A nasal vaccine could be better at stopping infections outright by increasing immunity where they take hold, and one is being studied in a trial sponsored by the National Institutes of Health.
If you really want to dodge covid, don’t rely on the vaccine alone and take other precautions such as masking or avoiding crowds...
Do the vaccines help prevent transmission?
You may remember from early coverage of coronavirus vaccines that it was unclear whether shots would reduce transmission. Now, scientists say the answer is yes — even if you’re actively shedding virus.
That’s because the vaccine creates antibodies that reduce the amount of virus entering your cells, limiting how much the virus can replicate and make you even sicker. When vaccination prevents symptoms such as coughing and sneezing, people expel fewer respiratory droplets carrying the virus. When it reduces the viral load in an infected person, people become less contagious.
That’s why Peter Hotez, a physician and co-director of the Texas Children’s Hospital Center for Vaccine Development, said he feels more comfortable in a crowded medical conference, where attendees are probably up to date on their vaccines, than in a crowded airport.
“By having so many vaccinated people, it’s decreasing the number of days you are shedding virus if you get a breakthrough infection, and it decreases the amount of virus you are shedding,” Hotez said.
Do vaccines prevent long covid?
While the threat of acute serious respiratory covid disease has faded, developing the lingering symptoms of “long covid” remains a concern for people who have had even mild cases. The CDC says vaccination is the “best available tool” to reduce the risk of long covid in children and adults. The exact mechanism is unclear, but experts theorize that vaccines help by reducing the severity of illness, which is a major risk factor for long covid.
When is the best time to get a new coronavirus vaccine?
It depends on your circumstances, including risk factors for severe disease, when you were last infected or vaccinated, and plans for the months ahead. It’s best to talk these issues through with a doctor.
If you are at high risk and have not recently been vaccinated or infected, you may want to get a shot as soon as possible while cases remain high. The summer wave has shown signs of peaking, but cases can still be elevated and take weeks to return to low levels. It’s hard to predict when a winter wave will begin....
Where do I find vaccines?
CVS said its expects to start administering them within days, and Walgreens said that it would start scheduling appointments to receive shots after Sept. 6 and that customers can walk in before then.
Availability at doctor’s offices might take longer. Finding shots for infants and toddlers could be more difficult because many pharmacies do not administer them and not every pediatrician’s office will stock them given low demand and limited storage space.
This year’s updated coronavirus vaccines are supposed to have a longer shelf life, which eases the financial pressures of stocking them.
The CDC plans to relaunch its vaccine locator when the new vaccines are widely available, and similar services are offered by Moderna and Pfizer."
-via The Washington Post, August 22, 2024
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factoringfast · 1 year ago
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Unlocking Financial Freedom: The Role and Benefits of Factoring Companies
In the world of business finance, factoring companies work like valuable partners for you to bridge cash flow gaps and maintain steady operations. The financial institutions offer you a unique solution that allows you to convert your accounts receivable into instant working capital.
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shinycolortragedy · 8 months ago
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Empower your small business with the transformative power of invoice financing! In today's fast-paced business environment, managing cash flow effectively is essential for success. Join us as we explore how invoice financing can provide the immediate funds you need to propel your business forward. From covering operational expenses to seizing growth opportunities, invoice financing offers a flexible and convenient solution for small businesses of all sizes.
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theladytrader · 1 year ago
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supplychainfinance · 1 year ago
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HOW DOES ACCOUNTS RECEIVABLE FACTORING WORK?
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With Accounts Receivable Factoring, sellers do not need months to get their invoices paid. Instead, they can get an advance on those invoices and use the cash for pressing business needs. It is beneficial for small businesses and start-ups with big orders but needs working capital to sustain their growth.
The Account Receivable Factoring process begins once you complete a business order, deliver it to a creditworthy buyer, and get the delivery challan signed by them.
Visit Us:- Accounts Receivable Factoring
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hemmingsleclerc · 6 months ago
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It's Over┃max verstappen
summary: where they bellieve max cheated on kelly with a famous singer his age but instead of the fans reacting badly,they celebrate?
maxverstappen x fem!singer!reader
  ��ֶָ 𖥔 ゚˖ ⊹ › ‹ ᵎ 𖧧. ⊹ ˖ ♡.˚˳១୨୧ ༘✰ ༘ ˚ ˚ ༘ ‧₊˚𖧧  ִֶָ 𖥔 ゚˖ ⊹ › ‹ ᵎ 𖧧. ⊹ ˖ ♡.˚˳១୨୧
Max has always been in the public eye, both on and off the track. His relationship with Kelly Piquet, the Brazilian ''model'', had been the talk of the paddock for years. Their 9 year age difference has been the topic of conversation and criticism everywhere, but it didn't seem to bother Max… at least not until now.
It all started at an exclusive party after the Monaco GP. The drivers mixed with celebrities of all kinds: singers, actors, models, athletes, etc. Among the crowd was Y/N, a world-wide known singer, nine-time Grammy winner, selling out full stadiums and breaking record after record. Lewis had met her a few years earlier at the Met Gala and they had become close friends so it wasn't surprising to see him listening to her music before a race.
Max was also a fan of Y/N's music and their paths had vaguely crossed at some events. But that night was a little different. They were seen together several times, sharing laughs and whispers that seemed too intimate for only being friends. The paparazzi, always being everywhere, managed to take several photos that would make the Internet go crazy for the next days.
In one particular photo, Max and Y/N were seen standing close to each other, with their faces inches apart, lost in conversation. Another photo captured the moment in which Max caressed Y/N's cheeck with a smile. The final image, which would become the most commented image on twitter the next day, showed Max with his arm casually around Y/N's shoulders as they left the party together and then got into his car holding hands.
The next morning, social media was blowing up. #MaxAndY/N was trending worldwide on twitter. Fans of both Max and Y/N couldn't contain their confusion and excitement. The most popular question was: Had Max finally left Kelly? Was Y/N the new woman in his life? Or was she the other woman?
f1_gossip
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f1_gossip WHAT THE HELL?! This morning a celebrity gossip account published these photos of Max and singer and songwriter Y/N where they are seen very close together! Did we miss something? Since when did Max leave Kelly??
username It's about time Max found someone his own age!
username I never thought that my two worlds collided
username did he cheat???
username HE DID IT!
username Y/N WHAT?!?!?!? 😭😭
Meanwhile, Kelly had been noticeably absent from the party as she was in LA on one of her many trips, which only fueled the breakup rumors; her silence on the matter was interpreted as confirmation. Fans speculated that Max had grown tired of her constant traveling and her indifference to his, and also the factor of their age difference. They believed he had found solace in Y/N, who shared her young energy and passion for her life and career.
Y/N's fans, known for their loyalty, received Max in a good way. They filled their comments on social media with messages of support and excitement.
Days turned into weeks and neither Max nor Y/N addressed the rumors directly. Instead, they continued to be seen together at various events: dinners, concerts and even a charity gala where they were photographed holding hands.
f1_gossip
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f1_gossip we got new photos of max and yn at the party after the monaco gp! What do you think about this? An anonymous person close to Kelly apparently said the couple had broken up months ago! but they haven't confirmed it
username kelly deserves better!!!
username I really feel that we cannot nor should we give an opinion on the matter, we do not know what happened between Max and Kelly......
username they look so hot
max_updates
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Liked by ynlnupdates, f1_gossip and 947,583 others
max_updates STOP THEY'RE LITERALLY SO CUTE! Max and Y/N a few weeks ago outside a restaurant with friends!
username Is nobody address the fact he cheated and she broke a relationship?
username pls max and kelly had been already over for months really, she was only with him for fame
username they look sooo damn good
username 🥹🥹
ynlnupdates
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Liked by max_updates, and 986,743 others
ynlnupdates max and y/n tonight!
username he looks so happy 😭🫶🏻
username they are so good together 😍
username PARENTS!
username fucking weird
f1_gossip
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liked by 937,492 others
f1_gossip Kelly posted this story a few minutes ago finally speaking about her and max!
username lol ''remain good friend'' girl, he unfollowed u a month ago
username she's really trying to make it seem like Max is still talking to her😭😭
username god heard my prayers 🙏🏻
username max literally just said they hat they had already broken up months ago, grow up
username exactly! he didn't cheated at all!
Finally, in an interview after a race, Max broke the silence.
f1_gossip
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instagram
max_updates
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liked by 1,492,495 others
max_updates In case you didn't already know, this is a yn ln,singer, songwriter and director, max's new gf, we really can't blame Max for falling for this beautiful and talented woman y'all.
username mommy?
username oh my god she's beautiful
username Oh-
username new wag alert!!!!
username I can't wait to see her on tha paddock
ynlnupdates
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liked by 1,583,964 others
ynlnupdates meet max verstappen, 3 times f1 world champion, redbull driver and boyfriend of our yn 🫶🏻
username OH HE'S HOT
username I can't wait to see him on a concert of her's
username❤️😭 I LITERALLY LOVE HIM AND NOW HE'S DATING YN!?!??!
ok I hope this is not messy, I literally finish writing this at 3 am yesterday😭
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the-profise · 2 years ago
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Our professionals allow firms to focus on what they love. We work hard to ensure that we handle your finances better, whether your business is big or small.
With us, you can hire staff, handle accounts and build your business online. You can rely on us without regrets.
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myndfintech · 11 months ago
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What is account receivable factoring?
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Account Receivable Factoring is a financial strategy that has gained significant traction in the business world. In simple terms, it involves the conversion of accounts receivable, or outstanding invoices, into immediate cash. This financial maneuver is crucial for businesses looking to optimize cash flow and streamline their operations.
How Account Receivable Factoring Works
At its core, Account Receivable Factoring is a straightforward process. A business sells its outstanding invoices to a third-party financial institution, known as a factor. The factor then advances a significant portion of the invoice amount to the business, providing immediate access to cash. The factor subsequently collects the full invoice amount from the business’s clients, closing the financial loop.
Benefits of Account Receivable Factoring
Improved Cash Flow
One of the primary advantages of Account Receivable Factoring is the immediate injection of cash into a business. This quick access to funds enables companies to cover operational expenses, invest in growth initiatives, and seize business opportunities without the constraints of waiting for invoice payments.
Reduced Bad Debt
By transferring the responsibility of collecting payments to the factor, businesses can mitigate the risks associated with bad debt. Factors typically conduct credit checks on the business’s clients, reducing the likelihood of dealing with customers who are unable or unwilling to pay.
Access to Working Capital
Account Receivable Factoring provides businesses with a flexible and scalable source of working capital. This financial resource can be particularly beneficial for small businesses and startups, allowing them to navigate periods of fluctuating cash flow.
Types of Account Receivable Factoring
Recourse Factoring
In recourse factoring, the business retains some level of responsibility for unpaid invoices. If a client fails to pay, the business may need to repurchase the invoice from the factor.
Non-Recourse Factoring
Non-recourse factoring transfers the full responsibility for unpaid invoices to the factor. In the event of non-payment, the business is not obligated to repurchase the invoice.
Spot Factoring
Spot factoring, or single-invoice factoring, allows businesses to select specific invoices for factoring rather than committing to an ongoing arrangement. This provides flexibility for businesses with occasional cash flow challenges.
Choosing the Right Factoring Company
Factors to Consider
When selecting a factoring company, businesses should consider factors such as the factor’s reputation, experience in the industry, and the terms of the factoring agreement.
Common Mistakes to Avoid
Avoiding common pitfalls, such as neglecting to thoroughly review the factoring agreement or choosing a factor solely based on the lowest fees, is crucial for a successful factoring experience.
Application Process
Documentation Required
The application process for Account Receivable Factoring typically involves providing information on the business’s financial health, a list of outstanding invoices, and other relevant documentation.
Approval Timeframe
Factors often boast a quicker approval process compared to traditional financing options, providing businesses with rapid access to much-needed funds.
Costs Associated with Account Receivable Factoring
Factor Fee
The factor fee is a percentage of the total invoice amount and covers the factor’s service.
Discount Rate
The discount rate represents the cost of factoring and is deducted from the invoice amount advanced to the business.
Other Potential Costs
Businesses should be aware of additional costs, such as administrative fees or chargebacks, which may vary between factoring companies.
Risks and Challenges
Client Relationships
Outsourcing the collection of invoices to a third party may pose challenges in maintaining positive client relationships. Effective communication is key to navigating this potential hurdle.
Potential Impact on Profitability
While Account Receivable Factoring provides immediate cash, businesses should weigh the cost against the potential impact on overall profitability.
Industries Benefiting from Account Receivable Factoring
Small Businesses
Small businesses often face cash flow challenges, making factoring a valuable solution to maintain operations and foster growth.
Startups
Startups, in their early stages, can leverage factoring to secure necessary funds without resorting to traditional loans.
Industries with Seasonal Cash Flow
Businesses in industries with seasonal revenue fluctuations find factoring particularly beneficial in smoothing out cash flow gaps.
Success Stories
Real-world Examples
Several businesses have experienced remarkable success through strategic implementation of Account Receivable Factoring. Case studies illustrate the transformative impact on cash flow and overall financial stability.
Positive Outcomes
The positive outcomes include improved financial flexibility, reduced debt, and the ability to seize growth opportunities.
Account Receivable Factoring vs. Traditional Financing
Contrasting Approaches
Account Receivable Factoring differs significantly from traditional financing methods, such as bank loans or lines of credit.
Advantages and Disadvantages
An exploration of the advantages and disadvantages of both factoring and traditional financing can guide businesses in making informed financial decisions.
Trends in Account Receivable Factoring
Technological Advancements
Advancements in technology have streamlined the factoring process, making it more efficient and accessible for businesses of all sizes.
Market Dynamics
The factoring industry is evolving in response to changing market dynamics, presenting new opportunities and challenges for businesses.
Common Myths and Misconceptions
Dispelling False Beliefs
Addressing common myths, such as the notion that factoring is only for struggling businesses, can help businesses make informed decisions about their financial strategy.
Clarifying the Facts
Facts about Account Receivable Factoring, including its applicability to various industries and the range of benefits it offers, should be clarified to dispel any misconceptions.
Future Outlook
Evolving Landscape
As the business landscape continues to evolve, the role of Account Receivable Factoring is likely to expand, offering businesses even more flexibility in managing their finances.
Potential Changes
Anticipated changes in regulations, technology, and market dynamics may shape the future landscape of Account Receivable Factoring.
Conclusion
In conclusion, Account Receivable Factoring stands as a powerful financial tool for businesses seeking to optimize cash flow, reduce bad debt, and access working capital. While it is not without its challenges, the benefits far outweigh the risks for many businesses. As industries continue to evolve, embracing innovative financial strategies like factoring can be a game-changer for sustained success.
Source:- https://myndfin.com/account-receivable-factoring/
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dollfacefantasy · 28 days ago
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PLEASE ME ♡
pairing: satoru gojo x fem!reader
summary: you and satoru decide to try out being free use
cw: nsfw (18+), smut, oral (f receiving), free use
kinktober slot: day 16 - free use
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When you came up with this little arrangement - the one that allowed him to have you any time, any place - you hadn't taken Satoru's inhuman stamina into account. You hadn't factored in his never-ending well of desire for you either.
His large hands are currently clasped around the dough of your thighs to keep you secure on the couch. You squirm, soft whimpers falling from your lips as he laps away at your cunt. His tongue moves in broad stripes while his lips intermittently press reverent kisses to your clit.
You'd already cum twice, and he wasn't showing any signs of letting up. The first release had been a nice wave of dull muted pleasure; the second, a bit more intense. Now, approaching the third, it feels like he's playing with a live wire at your center. Every touch drags you closer to an edge you can't climb back onto. 
Your thumbs tremble violently as you try to finish typing out a text message. It would be a miracle if a word of it turned out to be coherent. Your eyes flutter every few seconds as another surge of ecstasy hits you, and your mind wanders away from the subject of your conversation.
Before he buried his head between your legs, you'd just been watching some tv and scrolling on your phone. To your boyfriend, however, that meant you were available. Nothing was truly occupying your attention, which left it open for Satoru to capture. He strutted right up to where you lay on the sofa, asked "whatcha watching, baby?" before tugging down your sweats and parting your thighs. You choked out a "just an old movie" right as his mouth engulfed your pussy and morphed your words into whines.
This had been your life as of late. Passive tasks interrupted by the appearance of him, and his sudden need for you causing you to push them aside. You couldn't complain. He'd been so stressed lately. You hadn't been getting much time with him, and while you tried to remain understanding, you craved his affection as badly as he wanted to give it to you.
You were the one who came up with this idea. You told him he could have you whenever he wanted. No matter what you were doing, he could bend you over or spread your legs and find relief in you. It held the potential to solve both problems. Satoru could have some stress relief while you'd get more time with him. You weren't sure how it'd go at first, but it only took a day to see that he took to this way of living like a fish to water.
Your morning showers doubled in duration. In the midst of washing your hair, he'd slide in behind you, wrapping his lean arms around your waist and murmuring a good morning in your ear. Then he'd slide his cock inside you and press you against the tile wall. If you happened to be working on your laptop at your desk, he'd boost your hips up so that he could slide beneath you and bounce you on his lap as you tried to keep clicking through webpages.
Right now, you really try to focus on this stupid message. You try to care about the plans your friend wants to make and the complicated workings of her schedule that prevent you from just picking a random day and being done with it. It's just so hard when the feelings swirling in your belly make you want to abandon everything in your life that doesn't revolve around the man pleasuring you.
The last word is nearly complete in your already short reply. You just have to click a few more letters in order to finish up what you're saying. But then you feel the tip of his tongue prodding your entrance. He works it against your hole, teasing the possibility of fucking it into you. And you almost lose it right there. 
"Fuck, Satoru!" you whine and arch your back off the plush surface.
Finally, giving up, you drop your device beside you onto the cushion. It probably bounces off to the floor, but you don't even care right now. Your hands fly to the snowy locks blooming from the apex of your thighs and thread your fingers between the fine strands.
He moans into your heat when you give them a pull. His eyes roll back as if you'd tugged his cock instead. Managing to pull himself off, he looks up at you. His bright eyes droop with the haze of lust while a lazy grin spreads on his mouth that glistens with your arousal.
"Something wrong, gorgeous?" he asks. The pad of one of his long thumbs circles your sensitive bundle of nerves and drags down the length of your cunt to your slit.
You shake your head, just wanting him to get back to what he'd been doing.
"You sure?" he asks, "I didn't interrupt you did I? I can wait until you finish what you were doing if you want."
"Just shut up," you whimper and tug him back down.
He laughs but obliges you, lowering himself back to where you want him.
"And you say I'm the needy one," he mumbles before making out with your pussy again.
You have no verbal response. Your head just falls back and broken moans burst from your lips. The overstimulation really sets in now that you have nothing to distract you. Your teeth sink into the soft curve of your bottom lip but small sounds of bliss break through regardless.
"So cute, princess," he mutters, glancing up at you mockingly.
A harsh sigh blows from your nostrils, but you don't say anything that would deter him from allowing you to finish. Next to you, your phone buzzes on the couch. It hadn't fallen to the floor apparently
"You gonna get that?" he asks. You can feel his smirk against your skin.
He releases one of your legs, letting it simply rest over his shoulder. His fingers slide down and around to actually slide inside of you. You mewl at the intrusion and shake your head wildly in response to his question. Pushing your phone away, you actually hear it clatter to the ground below the couch now. You didn't want any interruptions before he made you cum.
His fingers pump in and out of you at a steady pace, nothing too fast or brutal, but you're already so worked up it doesn't have to be intense to have you panting and writhing. He tightens the grip of his other hand to keep you in place.
"No running. Can't make you cum if you try to get away from me," he taunts before lapping at your clit in time with the pushes of his digits.
"'t-toru-" you whine sharply. Your heels dig into his back. "I- it's too much. I'm gonna cum."
He doesn't say anything. That was his goal all along, you didn't need verbal confirmation to know that. He just doubles down and flicks his tongue over your cunt with precise movements.
Your fingers grip his hair so tight that your nails dig into your own palm. A loud moan erupts from you before your hips buck against his face, and you feel release washing over you. You babble out endless praise for him. "Feels so so good," "Don't stop, please don't stop," along with other incomprehensible sounds.
Tears line your eyes, ready to spill if he takes you for another round. But after you ride out the remaining waves of this one, he pulls away. He kisses your inner thighs a few times before closing them.
You've melted into a puddle on the soft cushions. Your eyes feel like they have to readjust after rolling back so hard. You lie there with your chest heaving for a few moments as he climbs to his feet.
He reaches down and grabs your phone off the ground, handing it to you with a smug look on his face.
"Think you should answer that text now. Don't want anyone worrying about you," he says before going in for a quick kiss. 
Kissing him back, you relax into the chaste gesture. You’re sure that while you’re done for right now, you know that's not the case for the rest of the day. The look in his eyes as he pulls back tells you that in a few hours time he’ll be more than ready to go again.
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factoringfast · 1 year ago
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Consider Applying for Freight Bill Factoring for These Compelling Reasons
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shinycolortragedy · 8 months ago
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