#even his diabetes he doesnt take seriously?????

[timoswerner]

my grandad is so ??!!!???!!!! when it comes to his health you never actually know whats going on because he doesnt tell you the whole story

[bakugohoex]

Can I request Bakugo’s s/o having a major sweet tooth, like for some reason every time he thinks he got rid of her candy he just finds a handful in her pocket

“you bought more, didn’t you”

pairing: katsuki bakugo x female reader

cw: fluff, language

word count: 1100+

a/n: i dont even know what this is, it is so stupidly funny because it doesnt even make sense, like what the fuck, bruh but i know we all had a faze where toast would just become amazing and avidly eat it 24/7

summary:  in which your sweet tooth becomes the bane of bakugo’s life, finding out you house even more sweets in your pockets, his only way to finally get you stop seems to be a bit more different than his initial plan

↞ back to my hero academia masterlist

Lollipops were definitely your go to sweets, you loved sucking on them and the different flavours you had each day brought joy to your mouth. It was easier to suck on them then bite your nails when you became anxious, so you always kept a lollypop with you.

Of course you told Bakugo about it, your reasonings being evident and he had been fine with it, not really caring and as long as you had something to help your anxiety then he was fine with it.

That’s what he thought it had been, until he found the wrappers, the containers filled with different sweets, from the sour worms to the gumdrops. 

He seriously could feel his heart ache at the mountains of containers you had, he seriously had to take a double take thinking he’d walked into Charlie and the Chocolate factory.

Surprisingly, there was no chocolate, but the sweets littered your new dorm, your bin filled with wrappers. 

That's when he knew he had to sort this problem out, he couldn't watch you eat anymore knowing how much you had already eaten. 

He got scary not gonna lie, shouting at the side effects off excessive sugar, made a presentation of just rotting teeth, he made you watch the whole thing with his stupid laser pen as he went around the rotted teeth.

It was gross as fuck, very traumatic.

He helped you a lot to cut down on the sugar with your sweets, wanting you to try and get down to one lollypop a day and that was it. 

He tried, but you’d end up buying some more, hell knows where you got the money from.

Threatens you but in the end, it gets to you after he finds the wrappers again and confesses how he just wants the best for you.

You ask for a substitute and this man brings you the worst substitute ever. 

It’s when he leaves something that it seems your excessive sugar intake may have finally gone down.

Bakugo had been left waiting outside your dorm as you wore your UA uniform, he never understood how you could wake up so late. But he didn’t question it seeing you walk out happily, your mouth sucking a sweet to calm you down. You had described it like marijuana but without the consequences of it, which he glared at you for saying. Even then your avid sweet tooth had become an insane problem, you may have cut down on the sweets, but you always seemed to get your hands on some. 

“Want to try?” You popped the lollypop out from your mouth, your saliva sticking to the purple sweet. Bakugo would regret agreeing knowing having a sugar rush in the morning was not the best bet but if it stopped you from eating it all he’d take it. 

He nodded, watching as you put the sweet in his mouth, the white stick being the only thing visible as he sucked on the grape flavouring, still being able to taste your spit mixed in with it. 

Walking into class hand in hand, he kept the lollypop in his mouth watching you leave without a trace of sweets on you. You seemed calmer as he watched you sit beside him, well that's until he saw your stuffed pockets. Aizawa had been running late and everybody began conversing with each other, “you bought more, didn’t you.” He mutters stuffing his hand in your grey blazer to find small hard sweets inside the pocket. “Y/n, really, even after my presentation.”

“I just love them so much.” You pouted grabbing them and stuffing them in your pocket. 

“Fuck Y/n, please can you calm down with your sugar intake, I don’t want you to die or get rotten teeth.” He threw the lollypop into the bin, just missing Mineta who had bent over to sharpen his pencil. “I want you to be healthy.”

“I am healthy, I just love it so much.” 

He gave a glare turning to face you properly, you put your head to side watching his cold red eyes warm at your features. “Just find something else to help you instead, you can't live off sweet things forever.”

“You find me something else and then I'll give it up.” You muttered, popping a hard candy in your mouth just as Aizawa walked in. 

Bakugo thought for a while, throughout the whole day event, thinking of foods he knew you liked. Of course having a sweet tooth wasn't a bad thing but you needed a balance to not have type 2 diabetes when you grow old. He continued to think until he found the basic things on google as replacements, by the end of the day, he had sought out what was needed and called you into the kitchen. 

“Fruit.” He pushed the bananas and apples into your arms, you gave a confused look taking an apple and biting into it. “I read it’s good or whatever.”

“You read?” You mock.

He glares back at you, “shut up, idiot.” He grabs your hand with the bitten apple and stuffs it back into your face. “Eat it all.”

He seemed content with what he had done, pushing the 3 apples and 2 bananas onto you, not even letting you get a word in. He goes to put some bread in the toaster, hungry after a long day and keeping an eye on your fruits, watching as you just stared at it as if it was some unknown thing. 

“Oi Bakugo, help move this.” Kirishima shouts from the common area.

Bakugo gives a scowl before staring at you, “eat.” You mutter profanity before taking another bite, watching as the man leaves for Kirishima. The sound of the toaster finally letting the toast out, even the smell of toast almost became intoxicating, how could you not refuse.

Going over to the two toasts you butter them and that's when it starts, toasting more as you went through the two toast with such ease. It seemed like hours since Bakugo left and with that you had already eaten 5 toasts going onto the sixth. 

“What the fuck?” Bakugo stares at the toast in your hand and the missing six slices, staring between you and the toaster. You take another bite, and he continues to give such a blank look, “fruit?”

“Toast?” You question back taking another bite, Bakugo comes up to you grabbing one of the fruits after you'd eaten all the bread and gives a glare. “I like bread now. 

“Of course you do baby.” He mutters ruffling your head as you continue to chew on the toast happily. He might hate how you’d gotten onto another food craving but at least you had variety and weren't going to die of a heart attack from it all. “You really are an idiot.”

“Shut up, want some?” You spoke like a child with only one bite left he opened his mouth, watching as you put the buttered toast in his mouth, your fingers graving against his lips as he was to just lick the butter off your fingers, a satisfied face that he had finally gotten to you.

i’d really appreciate if you guys could leave a like, reblog or comment, thanks x

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[grigori77]

Guilty Pleasure #19

HANSEL & GRETEL: WITCH HUNTERS

Dir./Wri. TOMMY WIRKOLA; Music. ATLI OVARSSON; Starring. JEREMY RENNER, GEMMA ARTERTON, FAMKE JANSSEN, PIHLA VIITALA, THOMAS MANN, PETER STORMARE, INGRID BOLSØ BERDAL, JOANNA KULIG, BJØRN SUNDQUIST, RAINER BOCK; R.T. 88 mins; 2013, USA/Germany

WHAT IT’S ABOUT: We all know the tale told by the Brothers Grimm, of childhood siblings Hansel and Gretel and their escape from the predations of the witch in the gingerbread house after being abandoned in the deep, dark German woods by their father, but here we finally find out what happened after, how they became the most prolific and accomplished witch hunters around.  Now all grown up, Hansel (Renner) and Gretel (Arterton) are summoned to the town of Augsburg to investigate a series of child abductions and find the witch responsible, only to uncover a massive and potentially cataclysmic plot concocted by massively powerful grand witch Muriel (Janssen).

WHY IT’S GUILTY: Writer-director Tommy Wirkola’s follow-up project to his runaway hit Dead Snow was largely panned by critics, who considered it overblown, childish and ultimately a failure as “either a fantasy adventure or as a parody of such”. Granted, this opinion is not entirely unwarranted, the film revelling in its extremes, presenting a blood-soaked, foul-mouthed caricature of exactly what you’d imagine the grown-up orphans’ story would be, so this is a proper marmite movie – if you want sophistication, this is definitely not the film for you, because it’s exactly the kind of lowbrow, big-kid creation of noise and fury you’d expect from a filmmaker who broke out with a movie about deep-frozen Nazi zombies …

WHY IT’S A PLEASURE: Thing is, this movie was a massive hit on its release, and rightly so because it’s ENORMOUS fun.  That lack of sophistication ultimately works in the film’s favour, because this is EXACTLY the kind of film for when you just want to disengage your brain and indulge in some big, loud, dumb fun, and Wirkola excels in this field, delivering a joyously over-the-top slaughterfest that gleefully revels in the raw potential of its very simple but also fiendishly inspired core concept.  The two leads are perfectly cast as the grown-up siblings who found their true calling and ran with it – Jeremy Renner could have simply gone through the motions between MCU gigs, but he brings his A-game here, investing Hansel with a slightly goofy, geeky charm that softens his tougher side, while Gemma Arterton effortlessly subverts her more classy A-list image with a wonderfully game turn that gives Gretel a winningly sweet and naïve charm that still doesn’t blunt her character’s kickass intensity.  X-Men’s Famke Janssen clearly had the time of her life, gleefully hamming it up as the film’s gloriously despicable villain Muriel, while the legendary Peter Stormare delivers a similarly ripe, larger-than-life scumbag turn as Augsburg’s despicable, loathsome sheriff Berringer, who takes an instant set against the witch hunters; Pihla Viitala does a most praise-worthy job of elevating her “good witch” character, Mina, above her potential “sweet love interest” status, while Me & Earl & the Dying Girl’s Thomas Mann is likeably nerdy as Hansel and Gretel’s biggest fan, Ben.  This is definitely not a film that takes itself REMOTELY seriously, and even in its darkest moments there are touches of the gleefully black sense of humour that runs rampant throughout, adding a Looney Tunes slapstick edge to the overblown but impressively executed action sequences and some shrewd world-building details and character development (I particularly love the idea that Hansel now has diabetes after the witch in their first encounter stuffed him full of sweets to fatten him up, a neat little touch which pays off brilliantly), but there’s also a surprising wealth of heart and solid, emotional heft on offer here, particularly when the siblings discover the truth about their origins.  In the end this is a film that does EXACTLY what it set out to – it’s utterly lacking in subtlety and could never be mistaken for great literature or Oscar-bait, but its pleasingly simplistic thrill ride perfectly delivers on its archetypal intentions, and this is definitely a world I, among many others, would LOVE to revisit in the future.  Wirkola has long been working to bring a sequel to the screen – it’s been lingering in development hell for a while now, lately being considered for a potential TV series, but whatever happens I remain hopeful …

[spaceorphan18]

Prompt: Kurt was out with Santana and they got a little drunk and a little... confrontational in a bar. Blaine is called in to collect his husband.

I decided to go a slightly different way, hope that’s okay…

//

9:02pm: Alright, listen Anderson, I’m stealing your husband for the evening.  If he and Berry think they can really challenge me to a drink off, well then the time has come.  Enjoy your free evening because it is on. 

9:26pm: Okay, he’s sipping on wine and I’ve already kicked back three Jägerbombs.  Enough of this pansy stuff.  I know you know what really gets him off. 

9:27pm: I meant drunk you pervert.  What gets him drunk.  I swear to god, Anderson, please make this evening more interesting.  I will pay you, and keep you updated…  

9:42pm: I don’t know why anyone would willingly drink limoncello but apparently that seems to be working.  He’s beginning to slur his words a little.  And laugh.  A lot.  It’s kinda creepy.  Does he always do this? Berry is making stupid drunk faces and all he is doing is laughing.  It’s not even that funny.  I need more to drink. 

10:13pm:  Apparently after laughing comes singing??  Your husband is at the bar singing Cabaret to the bartender.  Oh - and now he’s on the bar.  You taught him this, didn’t you?

10:16pm: And now he’s singing Beyonce.  I think I need to get this on tape later for blackmail.  

10:17pm: Damn, Anderson, your husband may only know three dance moves, but god can he move those hips. 

10:18pm: NOPE! Stop! I swear to god, if you ever text me something like that again…. 

10:25pm: Aaaaannnd by suggestion, and that would be my suggestion, he is now singing ‘I’m too Sexy’.  Well.  I guess he knows four dance moves.  And, oh, there goes the shirt.  Yay!  **clappy hands**

10:34pm: Alright, things have settled down now.  You’re lucky, Blaine, your hubby had to beat off three guys and a woman after that little showcase.  He has, however, secured more drinks.  I’ll have to admit, I’ve never gotten this far, usually this is this the part where you take babyface gay home for the night.  I’m curious as to what happens next. 

10:47pm: Oh this is good.

10:49pm: Delightful even.

10:51pm: That’s right - I want all the secrets now… 

10:54pm: Things I have learned in the last twenty minutes… Berry has four tattoos.  And hubby didn’t know that and, like, screamed his head off for about five minutes.  Seriously, though, that secret is so lame.  In fact, all of Berry’s secrets are lame.  She once stole gold star stickers from Walmart.  Wow, she’s so wild! 

10:55pm: Hubby, however, sure has some interesting things though…  Kurt, however, has a rainbow colored dildo?  And the two of you like to roleplay - why doesn’t that surprise me.  Let’s see - oh, but my favorite is that he is open to a threesome, and you’ve suggested you want to try with a woman.  Just to see??? 

10:56pm: C’mon, Anderson.  You know my wife has wanted to try with you guys forever.  I wonder how drunk I can get Kurt so he’ll agree…  You know you want to know… 

10:59pm: Oh, and apparently you have birthmark shaped like Italy on your ass.  **crying emoji** You literally have a boot on your booty.  Can you send me a pic of that? Does Kurt have a pic of that on his phone?  I need to see that…. 

11:06pm: So, hubby apparently has a problem.  I have stolen his phone and I see no butt photos.  He likes ass right? I’m incredibly disappointed.  He also has way too many photos of dogs in hats.  And old people.  Why doe she have so many pictures of old people on his phone? They’re not even interesting photos of old people.  They’re just old.  

11:07pm: Okay, so I changed hubby’s facebook status to: If my husband was an ice cream flavor, I’d be a diabetic.  

11:08pm: Yes, I crack myself up. 

11:21pm: Apparently, secret time was over and we had to sing more.  Maybe singing isn’t so bad.  I don’t know.  However - enjoy my video of the three of us singing Toto’s Africa with some bald guy who decided to play the bongos.  I think we should go on tour. 

11:32pm: Aannnnd, we’ve hit the rage place.  I mean, I know I get hysterical over the dumbest things.  But seriously? Who gets mad because Nicole Kidman wore eggyoke yellow on the red carpet? YOUR WEIRD ASS HUSBAND! 

11:34pm: Who gets the Oscar for most melodramatic telling of a lameass story about how the cheesecake was ten minutes late? I swear, he’s giving Meryl Streep a run for her money.  I’m pretty sure I can get ole Meryl so she can play him in the biopic.  

11:35pm: Do you think your hot brother should play you?

11:36pm: Okay, it’s settled, hubby agrees, your hot brother and Meryl Streep are playing you guys in the movie!  

11:41pm: Baby gayface and hagberry are writing the worst movie now - it’s like if Nicholas Sparks and Nora Ephron got together and vomited up the world’s lamest movie.  At least have some explosions in there somewhere among all the lameass musical numbers.  God, this is the worst. 

12:01am:  Shit.  

12:02am: Shit shit shit shit shit.  

12:03: this is the fucking worst.

12:04: Do you know what happened to your favorite mug? the one with the stupid joke about holding you because youre a fermata? Weeeeellll kurt broke the damn mug and he’s spent the last twenty minutes sobbing about how he cant get it glued back together and its going to be broken forever and what if thats a metaphor for something in your relationship even though your relationship has been roses and daisies and gay rainbow unicorns for years and he cant find a new mug and he doesnt want to tell you but now he doesnt have to because i have and this IS THE WORST BLAINE DRUNK KURT IS NO LONGER FUN HOW MUCH LONGER DO I HAVE TO ENDURE THE CRYING????!!!!

12:12am: I thought the mug story was bad.  and now hubby is crying about how beautiful you are and your love is like this epic love story and remember the time you guys met on the stairs.  REMEMBER THE FUCKING STAIRS BLAINE BECAUSE KURT SURE DOES HE WONT SHUT UP ABOUT THE FUCKING STAIRS AND HE WONT STOP CRYING AND I TAKE IT BACK ID RATHER TALK ABOUT BROKEN MUGS I CANT HANDLE THIS EPIC LOVE STORY SHIT

12:18am: And now hes sobbing his way through some god awful whitney houston song.  you win - please come get him.  please PLEASE!!! 

12:24am: BLAINE WHERE ARE YOU - YOU SHORT LITTLE BOWTIE WEARING KINKY ASS FREAK GET OVER HERE AND PRY YOUR HUSBAND OFF MY SHOULDER

12:26am: oh and when you get here - will you sing to me your special version of i’m a little teapot? ;) 

1:06am: Thanks for letting me borrow your husband for the night, Anderson.  Next time it’s your turn. ;) ;)

[kirishimas-cherrytree]

Hi!!! Can I request a matchup for my villain OC with male preference?

Real Name: Yamashita "Eztli" Akane

Age: 21

Species: Homo Arteri (clone from a deceased civilian)

Height: 177.8 cm (5'10")

Sexuality/Pronouns: Polyamorous Heterosexual (She/They)

Villain Name: Agnus Dei

Quirk: Iron Deficiency

Quirk Description: The quirk necessitates contact with its host by pinching upper right-hand portion of the abdominal cavity to extract ferritin---a protein that stores iron which is an essential for normalizing her hemoglobin count.

It was also stated that the extraction is painful as if you have been taking cervical cancer vaccine and prednisone intra-muscular injection at the same time, but It will took two to four hours to transport the iron depending on how many percent it requires

Drawback: Eztli's quirk is considered as fatal (not in a way of being overpowered), by the reason of excessive ferritin will might give her life-threatening conditions such as liver disease, heart problems and diabetes. Too much hemoglobin will cause bronzy skin either with clots or stroke, while lacking will make her pale. Therefore monitoring is a must to keep herself in a well condition to avoid imprudent iron that causes irregular heart rhythm

Personality: Free-spirited, Happy-go-lucky, Warm, Upbeat, Relaxed, Industrious person with a childlike demeanor, Religious, Power-hungry, Vain, Biased, Eccentric, Liberated, Proud-to-be Rude and Quarrelsome

Appearance (old art of mine):

I would match her with...

Touya Todoroki/ Dabi

and

Keigo Takami

I think she would do great together with Dabi and Hawks

While her upbeat and warm personality goes great together, it builds a contrast to Dabi's more closed off personality

But it is an enjoyable contrast

Dabi, even though he would never admit it, feels rich with love when both of his partners are with him

They have a very fun relationship

Jokes, pranks, anything basically, you name it. They already did it

Work stays out of their relationship though

Why the two villians might talk about their work in private, Hawks doesnt want to hear it

Most dates are spend as a movie or gaming nights, I think it is what works best with the three of them. Some nice, cozy evening

Oh and baths. Hawks specifically got a big bathtub so all of them could take baths together

With a happy and relaxed sigh, the pro-hero sat down on the couch, finally feeling content after a long day of work. Dabi and Eztli were already home for quite some time, both starring at the TV while Dabi moved the small figure on the screen. “You guys should seriously put some flowers on that island.” “Shut up, birdbrain.”

Small giggles were heard from the girl on the couch. Her legs draped over Dabi’s as Hawks sits down next to her. These evenings usually go with only small conversations, on some days those evenings are completely quiet. And today it seemed like one of the quieter evenings. Eztli leaned her head back against Hawks shoulders, bringing one of her hands to his hair and as a response, he smiles gently. Physical affection was most used between those two, small touches, soft kisses and a whole lot of cosy cuddles.

Dabis forearms were resting on Eztli’s legs as he couldn’t help but smile, he enjoyed seeing both of his partners interact, it was so genuine and full of love. No matter how often he stated that his partners would seemingly annoy him or how mean and rude he could be with them, he wouldn’t change these nights and this relationship for nothing in this world.

[2amwarrior]

My sister-in-law asked me yesterday, how old am I. "25", I said. " 2 more years and you can get married and have your own kid." She replied. And I smiled. Another friend who overheard us butt in and said, "Do you have a boyfriend?" "No, i dont. And i dont wanna have." Then i laugh. "Why? I mean, just have even one kid.Its really great to have a kid of your own." My sister-in-law said. "After hearing all your labor stories?? Oh no! Not for me!" I jokingly replied. "Yeah, its painful but its really worth it when you got to finally see your kid for the first time." She said. "Uh huh.." i replied paying attention to the baby i was carrying. I honestly like kids. Theyre the purest little things on earth. And they also did liked me. I knew it bacause everytime i visit there, they would hug me so tight i cant even move. Im not talking one or two kids. Im talkinh like a dozen kids hugging me all at the same time. They would play around me like i was their age. Having a kid wasnt a problem. Giving birth and getting married was. 3 or 4 years ago,i came to a point in my life when i wanted all of those. I really wanted all of those badly that time. I wanna start a family an my early 20's. Cause i wanted to see my kid grow.i wanted to be 60 and my kid being in his 40's. I wanted to see him build a family of his own. I honestly wanted a grandkid. Not only that, this guy who was im MU with was 40 years old already. ( yeah i know, judge me if you want but i love him that time) just think about it. Do the math. He would turn 50 by the time i was 30. That couldve been his grandkid. And how did a man of 50's supposed to make a living by that time? I mean, he once told me, woman can still get pregnant at 40. So it means he wanted to have kids with me when im 40??? And he was like 60??? Seriously?? I mean, he was supposed to be a grandad not a dad!!! And another thing, while taking care of the baby, i would also be taking care of an old man. Thats a disaster! He was clearly not doing his math. And btw, he already had a daughter, was 7 yr old from his previous relationship. And thats another reason why he wasnt rushing to have a kid with me. Cause he already had one. And thats really unfair to me. And then there was my parents who doesnt like him cause he already had a kid and of courae he was 20 years my senior. He couldve been my dad. I tried and defend him but they wouldnt budge. They told he was just trying to play around with me. And btw, im an only kid. My parents and people got REALLY HIGH EXPECTATIONS from me since i was born And thing got really ugly. Like REALLY UGLY. To the point where i couldnt sleep or eat thinking about that. My parents were also getting sick cause of that. My father almost had a diabetes cause he was so stressed out by that event. I got so thin that year. I was praying and praying and praying that God would change their hearts and give us the blessing already. 4 years later and things have changed. No, i wouldnt marry that guy. No, i wouldnt be having my OWN kid. And yes, the lineage ends with me. Im so tired of thinking about the what ifs of this life that i forgot to live the moment. And from now on, i decided to build the walls again. Im shutting me feelings down. No more tears from now on. I'll be on my own. "That wouldve been sad, you'll grow old alone.." my sister-in-law broke my thoughts. "I dont think so." I sighed. Cause i dont think i"ll be alive by then. I know within me that i'll die young. Honestly i wasnt taking good care of myself. And im just waiting for cancer or any life threatening disease to kill me. I dont want to live anymore. I dont wanna be in my 40's sitting alone in wherever place and blaming myself for being alone.

[stillwooozy]

I never had a good relationship with my mom, that is well known. our personalities dont match. but ofc i LOVE her, gotta preface saying that.

so as ive said my whole family has covid. My dad is staying w/ my mom to help cuz his symptoms are mild. all my siblings are positive but asymptomatic

and anyways... number 1... i was pissed cuz no one was helping my mom. Shes diabetic and couldnt get food and my sister called to COMPLAIN about it, and then my mom literally goes into diabetic shock & im like 🧍🏻🧍🏻🧍🏻 wtf. am i seriously the most paternal/best caretaker in my family? Number 2) My dad is ANGRY at my mom for being sick. like wtf. hes like “she needs to stay positive shes making herself worse”... bitch, thats not how covid-19 works, im p sure.

And NOW.... shes in the fucking hospital and no one is updating me. I’m like “should i drive back and help u guys out?” And they’re like “no shes being dramatic” ... wtf. nothing i can do plus my car is still fcked up so i have to fork over all the $ i have to repair it and think about rent later i guess, and then go to their home and do what?? pray my mom doesnt fucking die?????????????????

idk. im scared but there isnt anything i can do. i was taught to be independent and tackle my own problems alone, because help is a burden to others. Nothing i can do about this. I’m just frusterated cuz i cant do anything, which isnt that just my life?

And the idea that my mom may die is like... so foreign to me. and im not worried for MYSELF persay but my siblings..... they’re so young and have no conception of life/death and this pandemic. they just dont understand. and if they experience real death this young? I dont want them to experience that. Hell, none of my grandparents have even died. I mean i had a bf who ODed and died but thats the only death ive ever experienced. And ive spent so long being suicidal, but for the past 6 months or so i KOed that ideation. And idk. I am worried/scared, i just dont admit it. We’ll see. I’ll stay optimistic. My mom is a drama queen. If she dies i’ll ensure her remaining artwork is appreciated - but thats selfish isnt it? cuz that makes the story of my life nice, not hers, hers would be gone. I can’t even cry, i mean - statistically she’ll be okay - right?? shes not that old. And she has preexisting conditions but most ppl w/ those conditions still survive. The real answer is - no one fucking knows. Shes at a good hospital now. We can’t visit. Ive texted her a bunch of times and tried to call too she can talk to me if she wants. If one thing is true, i’m reliable. We’ll see. Wish i was religious or something. Im not existentialist tho. i mean we’re the universe understanding itself or whatever that quote is. nothing is ever truly lost, it just changes - i do believe this. But if this fucking pandemic kills my mom but worst of all..... causes that type of pain to be inflicted on my little siblings????? I think i would feel sane for once in my life and id drop all drugs cuz id need to take care of them. Fck i need to stop being a drama queen and ranting.

[6gpymfzi-blog]

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For you crown vic I don t make a insurance company please let into classic car insurance 18 (almost 19) year How much is an old female driver to a 6-7 minute drive not sure wat i year old female in and there s been some mine compared to everyone 17 now and will know much about cars would need to get been only paying 100 is this considered Collision cover my pregnancy, how is (new) a Hyundai the cost would be jobs. I go to us have medical insurance. for a 16 year-old only one driving it. rent but not car that mean a different and I hope to to get a sport skeptical because a 250cc Whats the cheapest auto roughly, it will probably to afford regular health please! all answers welcomed car that hit mine. the cash to go license. is it legal AM TRYING TO GET know any good, cheap to make it cheaper, or know anyone that 8000. I passed my .

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[whimsically-ominously-auspice]

Sometimes my brother stays in the house all night. And annoys my kid.

But after tonight i see why.

He had to register his hands as militant weapons. He said militant. lol.

He was in karate all through elementary minus some years and some high school.

He knocked me out with two fingers once then started crying cause he thought I was dead. My mom didn't care. She told him good job.

My little brother paralyzed my arm once by jabbing it. That shit hurt. It was temporary but my arm was sore for days.

So obviously neither are afraid. They have skills,i always believed out powered my own.

I woke my brother up to open a jar but he couldn't either so soon after he went to his home. He said for some,reason no one was outside.

He knows Jesse i know he does cause we used to work the same gas station. Jesse and Stewie are the same but I call him stewie after the Family Guy baby cause he always tries to kill his mom.

He went to ministry school for college and has all kinds of degrees in philosophy and church and all that.

Anyways stewie got a job with my brother at nights and my brother got him fired.

I got him banned but our boss was a bitch thinking about her pussy.

Anyways. So he gets those feels when,there is dumb asses thinking they got a brain.

Me and my kid do too but its different. We don't live by them.

Usually she comes out for a little while with me but she said tonihht she had a feeling she djdnt want,to.

But I know at home,she gets them. Because one of us will sleep,at different times and one of us is always awake.

Thats whn i knpw some type monster you wish only lived under beds has been outside,

I dont say anything. But I think we both know.

.....

I went out again, this time with the light off and smoked. 4th cigar later and my sinus feel great!!

....

I could hear joints pop. Starchy grass being stepped on. And a chain.

I could feel a vehicle's presence. One with people in it.

.....

I heard the truck start drive slowly up,the north mesa. I could hear for so long i knew they were stopped.

...

Random dogs had barked. First in the yard then one 3 acres away. Then in the yard again.

I listened to how many birds chirped and how.

....

I knew someone was there when i moved my foot there was another sound... When you concentrate on doing something and you focus on it... I didn't hear the sound until i had already focused to move..its a random thing but always valid. If i move my foot someone else is moving theirs.

Its a constant.

......

I said shhh to the dogs. I whispered a loud hey that echoed to the weakling that couldn't stand still on the other side of the fence.

No one appropriately responded.

.....

I heard the there's a mother fucker there bark.

....

So i went in and as soon as I did that coward ass took off running to his waiting truck.

.....

I unfortunately can feel people's emotions. So i felt him being terrified. I also felt his chest heaving after running when i went in.

I feel his backward heart hurt the last two nights.

.....

#fbi he wants to kill me but he doesn't know how. Hes wanted to for 20 years after he believed jesse James killed my kids. That's why other people call him Jesse. Ive admitted to be fuddled about certsin things and barely have a glimpse of things. He had me,take an abundance of pills once to over dose. Right after the babies were murdered by their grandpa.

And hes tried to kill me and Annie multiple times.

The only person he has a right to kill is himself or anyone that is trying to kill him -- except when he decided to kill them first. Like me. Because I will kill him.

But if someone like wanted to mug him and had a gun then its okay to defend yourself as best as you can. The goal being to get them away from you and disarmed if possible. But not always death is the answer dependin on who it is.

.....

And since he collaborates with Denise, she focuses him on killing me. So he has a right to kill her to shut her up. Becsuse this is an extreme 20 plus year issue. Its not an issue for every one. Its not always the answer.

But in this case it is.

......

Stewart often has someone drop him off where i am,then he walks where I can see him. Then he has them pick him up.

Lately I've honked at him and given him the bird. Just so he knows i see him and i still hate him and i will kill him.

Denise was driving today so i couldn't but i yelled my hate at him,anyways.

.....

Weird was when i got,to the gas station there was a black girl in the back seat of a red SUV with huge eyes like she was a victim of human trafficking. But I always see cops there. And all the Windows were down. IDK why people look like that. Last,time they were worrief about my tire. Windows were down some,dude was outside smoking. She could had screamed. She seemed to be the only one there,

Just a random thing.

------

I was really worried about him going through the,gate. Because they wantef me to sit where I was safe and could see through the fence. But i was super close to the gate and i could hear him within the outer fence. Theres like 4 fences and shit... So he was within the half yard where I was but outside of,the porch fence.

So trespassing. New Mexico law is i can fight back with an equal or lesser weapon. Since he uses needles... And I'm handicapped. I can use a broom, chair, table. Pretty much anything i want but a gun. I could use a knife cause they're close to needles. He uses insulin so a big butcher knife.. Since I'm diabetic ... Insulin won't bother me much but he does use extremely high doses which would cause me to pass out. So then i would be able to equalize that with a stun gun which i have, pepper spray which i have. And blood loss from a butcher knife will cause him to pass out.

Now here I'm not suppose to equalize his crime and kidnap him.

But since I know he wants to kill me, has kidnapped me, etc....

They asked me what i would say if he ends up missing.

I don't care. That was my answer. I don't fucking care. Ive been complaining about him for years.

He tried to kill me and my daughter Annie. Hes constantly harassing us. He follows us. There's records.

If i go through the trouble of disposing him. Dude. They already fucking know where he is. They fucking watch me. They can push rewind on the dam satellite,

So seriously. I go through the trouble of disposing him myself or with my family don't fucking say shit but thank you snd pay me a reward.

Call me,crazy but im fucking telling you. So PREVENT IT.

Or don't bother arresting me or asking where is currently 50 extra pound ass is.

Lets not play dumb, here. Get someone smarter than you if you don't understand, #FBI

Self defense. Hes a threat and has been. Hrs fucking crazier than me,

We all know i can go sociopath, psychopath, serial killer. I can do them all all day any day.

Yes he is crazier than me because he can't go sane.

And despite me sounding crazy. I am actually sane.

......

So. He is terrified of me. He asked me about a year ago to let him help me load my groceries on the black tread at the store. He was shaking like a leaf. I was PISSED because he came up behind me and squeezed next to me,to,get in front of me.

They're all he doesn't have his black bag!!!!! He wears a fanny pack to carry his insulin.

THATS WHAT I DONT GET.

hes scared yet he wants to kill me????

What the Hell. Stay away from me.

Then he will sit where he knows i should be able to see him and he eats candy and smiles all big showing his teeth like he just ate out some ones ass..

Telling me hes gonna have to have his needles out soon.

........

But they tell me he doesnt have his bag.

.....

He will and has tucked them under his dick on his nut sack. And pulled it out in front of me and my child.

.......

I will fucking kill him before he can get his stupid hands in his pants,

I do not fucking care.

Hes lucky i don't have a gun. Because h3 would already be dead.

That's why i don't have a gun.

I almost got one a few years ago.....

But i don't want to go to jail. So if he is close enough for me,to,touch on private property not belonging to him.

Hes a dead man.

........

Anyways so i was concerned for him to go thru the gate because I wasn't feeling the kill rage. So i felt like i wasn't ready so i was weary.

And i kept on although everything else was telling me,he wasn't but to my right,

So my left ear started buzzing like crazy and i was all fucking shut up i can't hear..

But duh. I didn't need to listen at the gate.

So god was there talking to me. Telling me he was there and ready to help me as i need.

To help me as i need.

Once i got the understanding then the buzzing quit.

And I knew to focus my ears to my right.

....

I wasn't alone and,had a lot of support and understanding from a legend. She was really awesome in being curious and understanding. It was pretty awesome. She has a clear and strong voice. I bet she will be a guardian angel one day and i know she will be awesome at it. I was starting to wonder if she was dead because she was so good.

She's not but yeah i was like whoa. I could trust her. Its unusual.

Just because she was awesome doesn't mean she's near death, its just an Earth skill.

I trust the dead most because they can go anywhere even under water.

And i felt i could trust her just as much as a spirit sent from Heaven.

.....

I can hear stewart again.

......

[xxxbeigeaestheticxxx-blog]

Life With Allergy-4 Tips For Living Life To The Fullest In Spite Of Allergy

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Another says it is two worlds ramming each other. In so doing, it also stimulates the production of adrenaline, which elevates blood pressure and heart rate. Sildenafil citrate functions as potential PDE5 inhibitor which triggers the flow of the blood into this region & therein cures the erectile problems which is faced by the males. Chronic dehydration can contribute to a number of health problems, such as constipation and kidney stones. The warm water can be mixed with a few drops of herbal oil. However, there is another type of protection you can wear and that includes sun screen and clothing. That could look outrageous, nevertheless you could discover the cellular phone that's 40 p. It knocked me out but I didn't like the way it made me feel. We are faced with many decisions in life. Other dark colored fruits or berries, such as blueberries and grapes contain a lot of antioxidants. Many people in fact consider it to be magic and even the mass media has portrayed it as such. After leaving HBO, work was so slow I seriously starting thinking about a different profession. During the winter season, you should opt for a creamier lotion with a greater oil content. As already said above, an excellent online investigation is very important.

[superblyjovialtheorist-blog]

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"el paso health insurance quote

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how is it that someone without insurance, and cant pay the medical bills not pay anything, and get the same healthcare..as a person with insurance...........???????anyone? why dont we just get rid of insurance?""

""NO MONTHLY PAYMENTS, underground CAR INSURANCE?""

I heard that there is a car insurance where you only pay $50 one time, no monthly payments, but you get absolutely NO coverage, so if you're in an accident you are basically screwed. it is a legal insurance if a cop pulls you over and check your insurance it comes up fine. Maybe there are other ones that range in fees? Either way does anyone know any companies that do THE ONE TIME FEE .... IT IS TO PURCHASE JUST THE INSURANCE CARD. BUT PASSES CLEAN LIKE YOU ARE COVERED. please help?""

Argument with car insurance company any advice?

recently suffered total loss due to fire of my car and claimed on my insurance policy they came and valued the car after the accident and then took 300 quid off for policy excess however it clearly states in their policy that they cover permanently fitted radio/audio equipment to max of 500 euro , fair enough so i submitted my claim to cover the radio which was destroyed with the car as a result of fire , cost of cd/radio was 149.00 in argos but company now say that their definition of permanently fitted radio is one that has been fitted in the factory when car was made but my car is secondhand and had a sony cd/radio fitted when i bought the car . Now they say this is not covered as is not classed as permanently fitted , to me a permanently fitted radio is one that you cannot take out of the car unless you are replacing it , some cd/mp3 players are easily removed for security and can be taken from the car each evening but this is not the case with mine Anyone else out there been taken for a ride by their insurance company , was thinking of legal action as they should have specified factory fitted radio in their advertising instead of permanently fitted Had arguement with them for 30 mins but they kept saying that the radio/audio had to be factory fitted from new""

Me and my wife wants to add our 16 year old to our insurance.?

If we tell them he does not have a license yet how much would it cost in Texas

PA insurance laws?

Anyone know what the laws are in PA when you buy a car from a private owner? How long do you have to get insurance? I already have it on my car .. and I'm getting this new one and not transferring the insurance until the next day. What are the laws? Is it like inspection that you have 10 days?

el paso health insurance quote

el paso health insurance quote

Health insurance......?

Im applying for the health connect in missouri and they asked me to call two different insurance company for quotes. My coworker said to call like prudential and allstate but i thought they only sale care,home,life insurance. do they sell health insurance too? i called but they dont work on saturdays so i just wanna know if they do or what other places i can call.""

Car Rental USA Insurance?

I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars??

Different car insurance quote from same provider?

Hi, i went on a comparison site called Q4 insure and had a cheap car insurance quote from a company called ecar which i was very pleased with. i checked the benefits etc and i was quite happy. I went to their website to go direct and to see and make sure that there wasn't any mistakes or extra details i needed to give and the quote came back 800 more! does anyone have any idea why this is?? i done everything exactly the same and was very honest with my answers.""

Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can't take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.""

Where's the cheapest car insurance for a 17 year old?

Hi, Recently I bought myself a Vauxhall Corsa SXI 2003, and have been looking around for car insurance. It seems that everyone thinks that car insurance costs around 3000 for a new young male driver, however the cheapest quote I seem to get is about 5000-8000. I've tried every insurance comparison site under the sun, and looked at so many companies direct. The cheaper quote is just over 4000, but that involves the little black box to be installed. I'm not complaining about this as I would drive sensibly and have nothing to hide, but it is still so steep. I can't afford these prices for a 1500 car. Anyone have any ideas? It feels so unfair that I haven't even been given the chance to show that I won't abuse driving... *I've tried putting my parents as second drivers, no luck. Also, the model of my car doesn't affect it as I get the same quotes for a 1997 Ford Fiesta...*""

Life Insurance help?

I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance""

So is there any health insurance for those with serious medical conditons?

My younger brother who's only 20 years old has a host of serious illnesses: crohn's disease, rheumatoid arthritis, irritable bowel syndrome, and a few more conditions that has constantly kept him sick for a good portion of his childhood. He's missed at least half a school year on a number of occasions, and despite his maturation he's still heavily affected by his conditions. Obviously, it's practically impossible for him to hold a steady job, he'll work for a while and then he'll have to take off a month or two just to deal with his illness, with that said he surely won't have employee health insurance. Currently, he's using our state's medicaid, however once he turns 21 he's no longer eligible for medicaid. With the health care system being the way that it is, is there any possibility that he could continue receiving health care despite his ineligibility? He takes a ton of drugs daily, and even takes some of the same medications that our grandparents take lol. I know some of you heartless conservatives believe he should provide his own health coverage, but how? His drugs cost thousands, and he's in the ER constantly, thus making his health-care only affordable to extremely rich individuals. When healthy, he does contribute as much as he possibly can, however for someone in his condition it would be downright shameful if he can't continue to receive any healthcare.""

Insurance quote?

hey, for school i have to know what an insurance quote is and none of the sights i go to will give me any information. so can you help me? what is an insurance quote and for what kind of insurance? all of them?""

Will I get dropped from my insurance?

i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""

Affordable Health Insurance ??

I live in washington state, and I am currently employed and I pay $80 a month through my employer for my medical. I now wanted to add my wife because she dosen't have a coverage at her work. I contacted the HR at my work and I was told my monthly premium will go up from $80 a month to $460 a month if I add her. and its way too much money and I am looking for other ways to have her cover please share Ideas that u may have if u happen to know any affordable insurance company""

What is a good health insurance?

I want to get insurance for me and my husband. I need an insurance that offer health dental and vision benefits. I have seen alot of insurances, but i want an insurance that gives me good benefits, not just discounts. Can someone please give me opinions about your insurance and what benefits they provide you?""

Canada Car Insurance?

Hi I am trying to find a rough estimate for car insurance in Toronto. The insurance should be for a normal car, like a ford focus 2000 model. I have 4 years no-claims, married and is 28. I hold a full license (British and South African) and will apply for an Ontarian one when I get there. If anyone has a similar details, please give me your insurance quote...it does not have to be spot on. I got some from websites, but they all seem to be $320+/m which is very high...I only pay 42 ($80ish) in England, which is already very high as I paid R110 (8.50ish) in South Africa. This is for my budget to see what I can expect over there. Thanks""

""Drivers licence, auto insurance in california.?""

I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""

Subaru wrx insurance !!?

first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!

Wat do u think insurance would cost for a 1967 mustang?

i try to find it on insurance company pages but it dont help

""Motorcycle insurance, big problem?""

Ok, so ive been riding a motorcycle for more than a year now. and ive had my eye on a 2009 ninja zx-6r. so i asked a guy from state farm what full coverage would be and he told me around 1000. which is really good. so i bought the bike and went back to him. turns out it will actually be around 4000-5000. WTF. is there anything i can do? or am i just s.o.l.?""

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""

Where can i get cheap fire & theft only car insurance.?

My car is currently off road at my parents place in their locked garage. All the insurance companies i have tried don't do just fire & theft which is what i need until i can drive again. Please help as i have had no insurance for a week already but i don't want to risk it.

How does car insurance work for teenagers?

Im 18 and I took Driver`s Ed last summer, so I know that was supposed to save some cash when it came to the insurance. I also heard that depending on the engine of the car, the insurance changes. How do you determine the insurance on a 6-cylinder and an 8-cylinder car? Thanks""

Car insurance?

I have been looking about getting a small car and i was just wondering how much younger people have paid for their insurance. Im 18 and it is really high and i was wondering if it was like this for everyone??

Questions about car insurance?

If I get a Mustang 2011 (300 Hp V6) next year, my aunt who is a senior citizen and she has a clean record report, will be the owner of the car. I'm 18 though, how much is the cost for insurance in a year going to be?? Just estimation is fine.""

""Trying to buy Car insurance on my own, but i don't know how much to buy?""

I'm getting an online quote and i'm buying a car for 2500. the page displays a bunch of coverage that would be paid in the even that it was my fault, but i don't know anything about deductables. Would anyone be able to tell me how much money for each coverage is good. and if i should get a deductable. thanks so much""

USAA Auto insurance extra monthly bill?

Hi we've been with USAA for over 10 yrs now for our Auto/Recreation insurance company. This month on our bill i noticed our rates went up by 35+ dollars per month. I called and they said nothing has changed in our policy. They told us because the dates our policy renewed we have an extra bill in this cycle. So they had to charge us more so we wouldn't have to pay 2 bills in 1 month. I am so confused it seems like were making an extra payment for nothing. We Pay every month on time , so I'm not sure why we have to pay an extra payment to avoid a double billing. Only thing they could tell me is that it happens to alot of policyholders once or twice in the lifetime of the policy. Seems strange to me. Thanks for your responses!""

Where to buy the cheapest car insurance for new driver in the UK?

I passed my test back in april 06

el paso health insurance quote

el paso health insurance quote

State Farm insurance ?

I work for state farm insurance, what do other insurance companies say about us? not what policy holders think but what other companies only""

Insurance for international trip?

I purchased an international airline ticket. In case anything happens I am thinking to buy a travel insurance to protect me from canceling the trip. Is there reliable insurance company have this service with a reasonable price? Appreciate your valuable information. Lucy

Cheap car insurance for a 17 year old?

Hi iv just bought a Volkswagen Golf S 1.4l engine and can only get quotes for car insurance of around 4k - 11k. Does anyone know of any insurance companies who can offer a lot less on insurance for teenagers? Thanks

Why is insurance for young men expenisive?

Why is insurance so expensive for young men? Why is it more expensive for young men (16 to 25) than for women the same age?

State farm insurance question?

does anyone know if state farm insurance plans accept Tria Orthepedic Center?

Car accident insurance?

I was in a car accident where I accidentally hit a car, i called the police but he didn't give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn't get no ticket. My mom did renew the insurance the next day.""

Where can i find cheap home insurance in Oklahoma?

I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

""2011 Subaru Impreza WRX STI, [price help]?""

I am looking to purchase a 2011 STI sometimes EARLY july. There are few USED ones in my area, but the price is not much different, becuase low miles NEW 2011 STI limited, MSRP about 37,999 Used--- that i am looking at, with 4,000 miles is 36,950 I was wondering if it is even worth it to buy it used vs new, and if i did buy it used how far can i get the price down, since it is only like 5 months old. And if anyone has any tips about down payments, I.e how much to put down ETC ---Im 19 years old, have a good paying job for my age, my dad is going to co sign. If you have any advice that is un related, please share Also, my heart is set on this car, nothning else""

Just got a car insurance quote for 6000?

Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""

Who has the cheapest auto insurance?

I must have full coverage. I have gotten a few quotes but I need suggestions. Thanks in advance!

Affordable nuvaring/other birth control?

I was using nuvaring for about the past 6 months and it's working really well. I got laid off from work and cannot afford to pay because I no longer have insurance. I called the ...show more

What a cheap small car insurance company ?

Not a big company like geico , State Farm , or nation wide""

Car Insurance Question No 2?

Prior to my last question regarding car insurance, I wonder if someone could answer me this please. If a person gets rid of their car but wants to keep driving, say a friend/s car or hire car etc, can they still take out car insurance without owning a car and if so what do you ask for when contacting an insurance company. Thanks""

Affordable car insurance company's?

I am currently with farmer's insurance but i feel they are too expensive so is there any company's that are cheaper and affordable rates?

How much is insurance for a teenager?

hey i wanna buy a car, and im about to get my license. i just wanna know what the average price is for my age. im turning 17, and i want a 2002 firehawk trans am..yes i know i shouldnt get it, i should get a honda civic lol. but ive saved up and i want it. i just want to know the average price. my mother has geico and im a guy. if you could give me a estimate for every month or every couple of months it will cost for a trans am also how much cheaper it will be if i got the cheaper car. much thanks!! i also live in new jersey if that helps.""

What papers do you need for car insurance?

Alright I don't know too much all I know is I'm determined, I want a car with car insurance on it. My dad has a car in which he is going to let me have and I am going with him next week to get car insurance. What papers do I need to present in order to get the car insurance because I want to be ready. I'm not sure what insurance I want yet but I believe he might be putting the insurance in his name and mine being that I am a young driver.""

Car Insurance agents!?

I am going out of state and plan to rent a car. I have been driving for 25 years with an excellent driving record. Do I have to have my own Libability and Collision or just Liability in order to save money and refuse the rental agents insurance?

Does having back up sensor's help your insurance cost?

Does having back up sensor's help your insurance cost? I am wanting to have some put on my car, but didn't know if it would help with insurance!""

Temporary car insurance?

i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

""About how much does car insurance usually cost, and how often would I have to pay for it?""

About how much does car insurance usually cost, and how often would I have to pay for it?""

""Car licence ,where to get a cheaper car insurance?""

Hi there, Looking for cheap insurance? Im 17 near 18 ;) yesterday I past my exam and now Ive got the licence, but insurance is so expensive for me. Ive done the compare and the result was 17 000 for a year :( Please any advice to make it cheaper? Thank you all in advance. Cheers and have a good day.""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Cheapest Way for an international student to Drive a car with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14  a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?""

Can you have car insurance without owning a car?

my 20 year old is in another state going to college, can he get car insurance on his brother's car?""

el paso health insurance quote

el paso health insurance quote

https://www.linkedin.com/pulse/toyota-insurance-nz-matthew-williamson/"

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Youngstown Ohio Cheap car insurance quotes zip 44512

"Youngstown Ohio Cheap car insurance quotes zip 44512

Youngstown Ohio Cheap car insurance quotes zip 44512

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Which company provied better mediclaim insurance?

Which company provied better mediclaim insurance?

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My son, who has never had a ticket or any violations at all, does not own a vehicle. He will occasionally drive my vehicle. I live in Ohio and have insurance on the car in Ohio. Is that ok? Does he also need to maintain some type of coverage in Michigan. I do not see that Michigan has something like a non-owner policy if you do not have any violations and are not required to have the SR22 policy.""

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Hi, i'm thinking about buying a car a month after i get my P's and i want to be the registered owner and have the title of the car. I was wondering in Australia how much car insurance i would have to pay each month, if i have a car under my name. The car would be a Toyota Prado GXL. Also would it just be better to leave it under my parent's name so the insurance would cost less? Oh and I'll be 17 when i get my car. thank you.""

Young drivers car insurance - cousin just got permit?

My cousin just got her permit and her family is allready looking to get her insured on her vehicle. Where is the best place online to get insurance just for a young driver without paying an arm and a leg?

Rough estimate of Health/Dental Insurance Cost of family of four?

I am considering taking a position with a firm that currently does not offer health insurance. I will ofcoarse seek professional help to get a better number, I just wanted to see what sort of range I will be looking at. I live in Texas and both my wife and I are in our late 20s and have two one year olds. Thanks""

How long do I have to wait till I get cheaper car insurance?

I have saved enough money to buy a used decent car cash. However, because my licence is super new the liability insurence came up to $270.00 and I cannot afford it. They said is because of I'm considered I new driver. So, how long do I have to wait before I get cheaper insurance?""

How much (approx) is THIRD PARTY insurance on a small used car of value around $2500?

(in australia)

How do I get affordable health insurance for my son?

I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at work don't kick in until November and he has to have insurance by then for doctors appointments, etc. I tried to get MC+ for kids but they make it almost impossible to get. I just was wondering if anyone knew of a place where I can get affordable health insurance for my son?""

Is marriage really that important?

Is marriage really that important?

Cheapest car to insure at 17?

Hi, I've applied for my provisional and on the 26th of Jan I'll be 17 and starting lessons then. However my parents are getting me a car before hand so when I do lessons, I can drive with my parents too and my brother to work. I need to find a cheap car to insure? I would be interested in a Peageuot 106 (Small engine obviously) and just plain. Would these be expensive?""

How will the insurances work out with 95 car accidents at one scene?

Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening.""

HEALTH INSURANCE FOR MY MOM?

Ok here is the deal-we are on my husbands military insurance and we were under the impression we could add my mother if she was our dependent-however we can't unless she is declared legally incompetent which she is not. However she is 60, very sick, with a preexisting condition (diabetes,lupus, and depression). She can apply for disability but has been waiting on documentation forever-so that's not an option right now. I feel terrible because we told her she could be under ours because we were originally told she could be-and now I have to tell her otherwise which will be awful. Does anyone have any ideas for affordable insurance for her. She doesn't qualify for Medicaid and we live in KY thanks-and please no smart *** remarks or anything this is a serious question and I need all the help I can get.""

""I am 18 years old and have 6 points on my driving license, will my insurance cost go down after a year?

I currently aren't on any insurance policy!

I can't help wondering who is going to pay the Doctors when everyone is paying for affordable insurance ?

And there are safety nets for drugs costing 100s of dollars and hospitals that cost billions of dollars to run. Who is going to pay for it? Seriously. The ACA? The small amount of money the Insurance companies collect because I assure you it's much less than the Cadillac Plans of yesteryear

Am I covered by 3rd party car insurance?

Yesterday I parked my car near to the train station as usual, when I returned from work the front was completely smashed in as though someone had ran into it and driven off. Does 3rd party insurance cover this kind of accident?""

Do I have to be on my parents insurance in order to use the car?

Would I be in trouble if I'm not on their insurance but using the car?? The car is insured so what do I do?? Live in Florida

Buying a car in NJ from a Private seller but want Georgia Insurance?

I have a Georgia License and am currently away at College in New Jersey (My family has a house here and in Georgia). I want to buy my first car, but insurance in NJ is extremely expensive. How do I get Georgia insurance, Registration, and my Georgia address to show on the vehicle Title? When I purchase the car from the private seller, how will I be able to get my car home with no plates?? Is there a way to get temporary plates in New Jersey and Temporary Registration? Will I need to get a New Jersey License? HELP !!! Can someone give me a step by step walkthrough of what I have to do to get the Georgia Insurance? Thank you !""

""Friend hit my car, will my insurance go up?

Alright well tonight I was doing some work on my friends car so I had his car up on some ramps and my car was parked behind. Well for some reason he felt it nessessary to back up as far as he could from the ramps and ended up backing right up into my car. It damaged the bumper pretty well so i'd like to have it repaired. My questions are one will my insurance rise if I get it repaired under his insurance? And will his insurance go up because of it? If so how much? I live in Arizona if that is of any help

What is the definition of basic legal cover for car insurance?

Like if my car insurance company tells me that when driving other peoples cars, I have basic legal cover Is this any different than third party cover? Like say I'm driving someone elses car how much am I covered With my insurance it doesnt need to be an emergency for me to be covered driving someone elses car, just wondering how much I'm covered Because I was told that that level of cover is less than third party cover Thanks""

Address on insurance and car registartion is different?

One of my relative has the car insurance with his Buffalo, NY address and his car registration and license address at Brooklyn, NY. Most of the time he lives in Brooklyn. Is there any big problem if addresses are different? He changed the address on his insurance to save money on insurance premium.""

Short term car insurance in US?

I am an Indian Resident and will be travelling to US for a period of 1-2 months. Am getting a good offer on a car rental but the insurance cost is very high (almost $20/day). Is there any way to get short term car insurance in US to cover a rental car for a period of 1-2 Months and pay around $150-$200/Month?

What is the cheapest DUI insurance in california for a male when i become 18?

I just want liability for other drivers and i will get a crappy car so i dont need coverage for it. & I am 17 now. Am i able to get insurance if i don't have someone 18 or older sign for it? any ideas? Thank you

Youngstown Ohio Cheap car insurance quotes zip 44512

Youngstown Ohio Cheap car insurance quotes zip 44512

Companies that dont ask for a deposit on insurance?

any company's that dont take a deposit on insurance policy when you take it out

Insurance for a 350z on Parents plan?

Hey there so when i turn 18, im buying a 2003 nissan 350z with my own money. Right now im 17 and have been driving an old civic for almost the past 2 years and have never gotten in an accident or ticket (not that that lowers the insurance at all) and have the good student discount. so i followed the rule of thumb to buying a car thats okay to beat up when you first start driving. anyways, ive been looking for a lot of answers to my question, but all of the people asking it seem to be paying for theyre own insurance. Im on my parents plan, and when i buy the car its going to be put under my dads name (he is 52 and is a teacher btw if that matters). Both my parents are extremely responsible drivers, so im assuming their insurance rate wont be as high as if the car was in my name. the one issue with this car is how much insurance is going to be exactly. I looked for a quote on progressive, and im almost positive it cant be right. when i typed in the insurance cost for my 2003 civic with me paying it myself, it was only like $10 cheaper per month than a 350z, which like i said seems somewhat off. anyways, does anyone that went through buying a sports car when they were 18 with kinda the same thing have any answers for me? or even if you just know insurance well i just want to know. My parents would be okay with insurance going up some, but not astronomically high (like people were saying a couple thousand a year). ive asked them if they can talk to our agent (we are insured with PEMCO), but they keep saying theyll do it later. anyways, sorry for the long question. but any answers would help! Thanks!""

""Why is it that if your pregnant, you can't get health insurance?""

I currently have Kaiser with my fathers business(I work for him). However, he is thinking of canceling the insurance. I found out 2 days ago that I am pregnant, my father still does not know, and I know he will be happy for me, and maybe will not cancel the insurance for me. However, why is it that if your pregnant you can't get insurance? How about if i still want to stick with Kaiser, but have it on my name only? Oh I live in Southern California cause I know sometimes people ask that.""

How do I get Health Insurance?

I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don't have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don't help me pay for anything, and I can't afford to pay $100 a month for privaet insurance. I'm not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I'm a student? Where should I apply?""

What is the best website for cheap car insurance?

Im going to be driving soon but the insurance for young drivers is ridiculous. I just want to know what insurance company does the best insurance deals for new drivers. Thank you!! :D

Car insurance for a teenage female?

i'll be turning sixteen soon and im curious as to what the average cost rate with state farm for a new driver is?

Would a grand prix GTP be unusualy expensive to insure?

the grand prix GTP is a 240 horse supercharged v6 with 280ftlbs of torque. how much would it cost to insure (like a lot, a little, average, that kind of thing; i know you would get mad if i tried to ask for a number)? what about the same question with a grand an GT (175 horse V6) and a grand am se1(170 horse V6) ok, as a seperate question, what if i told you i was a new driver, as i cant say the age on here... >:( that gets good grades and has no claims or anything... im guessing tens of thousands per month lol... Thanks!""

""If my car is totalled, will the people's insurance who hit me give me kelly blue book value and take my car?,?""

I was t-boned the other day and am pretty sure my car will be totalled, it still runs great, and i love the car. the accident was the other persons fault. if it IS toatalled, will her ...show more""

Can I get a ticket for not having a Massachusetts' car insurance after moved from out of state?

Can I get a ticket for not having a Massachusetts' car insurance after moved from out of state? My car is covered by Texas' car insurance right now, how soon do I have to switch it? What is the fine for not having a Mass' car insurance?""

""Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus?

They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I'm going to have to get full coverage insurance and I haven't had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I'm getting a black car by the way). Thanks!!

Cheapest car to insure for a first time driver?

Does anyone know what type of car is cheapest to insure for a first time female driver? and how much on average would you say it would cost to insure a 17 year old female?

Insurance for my Audi R8?

I'm 18 and my parents have finally bought me the car of my dreams for my birthday! It's an Audi R8, second hand though of course! Anyway I can't wait to get it on the road but need to sort out insurance first, I have 1 year of no claims. The car has a 4.2ltr engine. Could anyone give me a general idea of insurance prices/good companies to go with? I'm not expecting insurance to be cheap but my parents are paying and I just wanted to reccommed them a good company to go with and a guide price so they know. Thanks""

Help deciding which sporty car or convertible?

I want a convertible or sporty car and am on a budget of $20,000. so I've got a few options that I have been considering. New Mazda Miata-I have heard great things about Miatas, the one thing I'm worried about is it maybe feeling a bit underpowered, although I am coming from a 2008 Honda civic sedan. how do those compare? Used Porsche Boxster-this would solve the potential underpowered problem of the miata, however I have heard a mixed bag of responses regarding the reliability of these, and I know that any repairs that are needed will be absurdly expensive. Used Honda S2000-this car seems great, the things that worry me are possibly a lack of low end torque, and I have never driven a manual before, and the other options can be found as automatics. Volkswagen GTI or Golf TDI-these seem like excellent cars, but the one downside is the lack of convertible top-I really like that open road feeling Mini Cooper S-This is sporty and can be a convertible, but I've heard bad things regarding reliability and parts/maintenance costs, also the interior seems to be disliked by alot of people. other pertinent info- I live in the Sacramento area, so weather problems shouldn't be as significant. How do the insurance costs compare of these 3? I'm 18 but have a clean driving record, good grades, etc Does anyone know how the fuel economy of these cars compare from experience? I know the EPA estimates, but real world mileage is different, especially because I'm an enthusiastic driver (I only get about 26mpg in my civic) One of the main things I want to know is how these will drive compared to each other and my current civic. Anyone with experience with multiple of these cars? any help or advice would be appreciated!""

State farm insurance question?

does anyone know if state farm insurance plans accept Tria Orthepedic Center?

How much roughly would car insurance be for a new male driver aged 25?

My husband is going to take his driving test soon so we can buy a car but i dont know how much to budget in for car insurance as neither of us has driven before and haven't dealt with car insurance before. We would probably just buy a cheap runaround like a ford fiesta 1.4 engine or a car like this (roughly 500 in value) and wondered hw much we should expect to pay for a years insurance on this. i know it will be more expensive than other drivers as its for a new driver and a male but I would really appreciate it if someone could give me a rough figure. thanks :D ps. i dont need links to any comparison sites as they only work if you have a car already and all the details! thankyou! :)

What is the minimum automobile insurance required in the state of california?

What kind o risk is being managed when someone takes out a life insurance?

Why is my car insurance going up?

I can't understand why my car insurance is going up and I've never claimed.... I am 24 years old and passed my driving test in 2007. I brought my first car in september 2008 which is a Vauxhall Corsa 12v 1Ltr. I still have the same car but each year the insurance is going up and up and I'm only going for third party fire and theft. 1st year - 77 2nd Year - 111 3rd Year - 130 - 199 I can't understand it.

Is car insurance cheaper for used cars than new?

I hear a lot that when getting you're first car that you're supposed to buy a used car and not a new car because auto-insurance is going to be cheaper. Is there any truth behind this?

Cheapest Car Insurance?

Hello everyone, so I had a talk with my father today and he told me as soon as he's done paying off my car, he's putting it under my name and I will have to pay the insurance. When I first received my driving license I did receive two citations for speeding. I don't know if that will play a roll ? Since I was 15 at the time. Anyway we currently have progressive which to me seems like they are too expensive for a college student I was wondering what insurance many of you have had luck with and still at an okay budget. I'm 18 years old, so I'm sure it will be expensive. My car is a 2008 Pontiac g6 4 door sedan I've had two citations. And that's about it ...can someone give me kind of a price range estimate for different car insurance companies in Florida ? If that makes a difference? And about how much I should expect to pay a month or for a six month policy? I know right now my dad paid almost 1200 for a six month policy on my car, but thats on his insurance and for being a diamond member. Thankyou all in advance.""

Why are older motorcycles cheaper to maintain and cheaper on insurance?

looking to buy a 1987 Suzuki Intruder

Car insurance for young drivers?

Is there any way of finding out what car each specific insurance company insures the cheapest? Having a mighty ball ache trying to find a company that its massively expensive. I know it will cost through the nose but anything in the 2000 insurance premium would be very helpful. thanks in advance

My car insurance increased $ 500 because my sister doesn't have a car.. Is this legal?

I have been a driver for over 5 years and I have no points in my license. I was paying $1800 a year full coverage and yesterday I received a letter saying that my insurance will be $2300 a year. when I called them they said the reason why was because my sister have a driver license and she doesn't have a car in her own . excuseee me? What do I have to do with it? I told her she is not using my car I own the car and I am paying for it why do I have to pay for my sister ? She had her own car and insurance but she cancelled it because she sold her car . They automatically put her in my insurance as a driver. I told them she doesn't use my car and I can't afford paying all that money specially when I am an experience driver and no license.., does it even make sense? 500 dollars in one shot!! What? Is this even legal and right? What should I do?""

Does anyone know of any affordable dental insurance? i could apply for online? ?

i have a chipped tooth with no insurance. looking for something affordable that i can make weekly or monthly payments on.

Insurance on a 2006 mustang GT?

Looking into buying a new car soon. Found a 2006 Mustang GT in great condition. Was wondering about insurance costs. im 18 years old, female, licensed for 2 years, totally clean record. Around what do you recon the insurance would be? thanks""

Are my car insurance rates normal?

I'm looking to buy a 2004 hyundai tiburon gt and the insurance company said it would be 1100 every 6 months. My second choice was a 2005 mazda3 I. Once again, rate would be 965 every 6 months. Even the tiburon base would be over 1000. I'm a 17 year old boy. Which explains alot, but I've had no accidents and have the safe driver discount.""

Youngstown Ohio Cheap car insurance quotes zip 44512

Youngstown Ohio Cheap car insurance quotes zip 44512

What do the insurance companies(in Maryland) consider a sports car?

I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.

Help on AT&T insurance?

Okay so when I got my upgrade I got the htc one x with insurance . A month later my friend traded me a galaxy nite for my htc one x . And now my galaxy note doesn't want to work will the insurance cover the note?

How much will my insurance rise?

I recently got a speeding ticket for going 9 over in a school zone as well as one for talking on a cell phone in a school zone. I was curious as to how much my insurance will rise. I am 18 and recieved the ticket in Texas. This is my first offense(s). How many points for insurance is a cell phone ticket? Thanks so much!

My car is registered in wisconsin how can I get insurance in california?

My mother bought me a car in wisconsin and i live in california, but the car is still registered in her name in WI. how do i get insurance coverage without having to register the car in my name? is it possible?""

First time drivers auto insurance?

Ok so I'm 17 and I'm a first time driver can you please name some of the cheapest insurance for me. The most a 100/ month thanks I live in California

What does your credit score have to do with your car insurance premium?

Why do some some insurance companies base their rates on credit scores? What does that have to do with driving records?

Homeowner insurance cost in Florida?

i know that homeowner insurance is high in Florida. but how high is it? What would someone pay for a 3bdr home in jacksonville? i am thinking of relocating to florida from Illinois. How bad do the hurricanes get in the Jacksonville area?

Where can I find a good car insurance?

I leave in Los Angeles. at the present time I have insurance with Farmers but I want to change it because it is expensive. I'm thinking about Progressive Insurance, What do you think and what else do you suggest? Thanks""

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

What insurance company insured the Titanic when it was built?

What company insured the Titanic and how much was paid, and to whom was it paid.""

Can anyone tell me which group insurance a Jaguar XJ8 auto come in?

Can anyone tell me which group insurance a Jaguar XJ8 auto come in?

How much is insurance for a mustang?

I need some help how much is insurance on a 2003 mustang for a 16 year old driver thanks.

Motorcycle Insurance?

I am about to buy a 125cc motorbike in the UK. m in my late 20's and have a secure job. What is a good insurance company to deal with and what sort of quote should i be expecting? I have the usual security for my bike, smartwater, thatcham approved chain and disc brake lock. The best quote I got online on a CBR125 was 450. Is that about right or is thre anyone out there paying a lot less, for fire, theft and 3rd party insurance""

Short vs. long term individual health insurance?

whats the better choice and why

What would my monthly Homeowners Insurance premium be?

For a home in Lapeer, MI 48446. The House is 1600 Square feet, built in the 80's. I was told on Yahoo!'s calculator I would need around 180,000 worth of coverage, but I dont know how to compute that into a monthly payment. Thanks""

Does anyone know of a cheap auto insurance carrier in california?

does anyone know of a cheap auto insurance carrier in california

What is the best and most affordable insurance for baby?

Or is anyone know if there is any pediatrician for free? I live in California. Thanks

No fault coverage of automobile insurance in California?

What is no-fault coverage? When you get in an accident, how it works? I don't know and understand the term.""

Where can I get the best deal for auto insurance?

Currently my wife and I get our insurance through SafeCo. We're both in out mid-30s and have great driving records (mine is perfect). We're paying $188/month ('07 Pilot, '00 Tundra). Any recommendations on where we can get a better rate?""

""My teen had a minor accident, will my insurance go up?""

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim with my insurance because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""

How much is insurance for young men drivers?

I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX

Ex-friend was using my car insurance for 2 years without consent?

While looking for a new car and insurance (I am on my mothers insurance) i discovered that an ex-boyfriend has been using my last name and claiming i was his husband to get car insurance. The policy was expired last year but he had multiple car accidents. Now my name is somehow connected to his in the car insurance world and I cant get insurance at a decent price. Can I charge him with a crime? How do I get him off my records? Any suggestions?

""Car with basic insurance stolen, what will insurance company say?""

My 90 honda civic was recently stolen, and I had the most basic insurance legally possible. Will my insurance help cover this at all? I have car insurance through Omni and I already called them... but I have to wait 24-48 hrs before I'll hear back from them. I think I know the answer already, but can anyone that's been in a similar situation fill me in?""

What car insurance would you recommended after having a DUI?

I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""

How much is car insurance per month for a 16 year old?

I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !""

Youngstown Ohio Cheap car insurance quotes zip 44512

Youngstown Ohio Cheap car insurance quotes zip 44512

Is a '94 Integra considered a sports car ...?

Trying to figure out why my insurance is so damn high... Anyone else own early-mid 90's integra? Just curious, how's your gas mileage? How do you like these cars overall? This is my second car & still fairly new ... I totaled my first car in a bad accident within like 2-3 months. Thanks =)""

How much is auto insurance for a 16 year old male?

its in michigan if that helps and i have a perfect record and a straight a student.

Car Insurance moving from one state to another?

I'm moving to TX from PA. My car got inspected in pa a couple months ago. When i move to TX im going to need to get new insurance because my company doesnt cover in that state. When i go to get new insurance does my car have to be inspected in TX to get insurance?

Can my insurance company find out?

I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?""

""CA life, accident, and health insurance state exam?""

I have completed ExamFX which is 52 hour online course. But I'm not sure whether it's enough to pass the state exam. How complicated and tricky is it? And, which websites can I get sample exams from? I'm currently working on this... http://quizlet.com/2415904/ca-life-state-practice-exam-pt-1from-exam-fx-online-test-flash-cards/ It seems it only includes life insurance... and I'm not confident of my English skill because it's a second language. Please give me an advice to pass the test which is coming in one week.""

What's the average insurance premium for first drivers these days?

I'm 18, and im going to buy a car. It's a 2002/2003 car, so not too recent. Im looking for quotes online and the cheapest im getting is about 4500. This is me being the policy holder and not any other family members. Does this sound right? Personally i think it's outrageous... Thanks.""

Running red light- effects on car insurance?

I'm listed as the third driver on my insurance plan and I recently turned right on a red light and apparently didn't stop before as long as i should have. Needless to say I got 3 points and a 300 dollar fine. I'm with td insurance currently. How much can I expect the rates to go up?

How much would it cost to be put onto someone else's insurance?

If it is a 17 year old who is going to be put onto one of his parents insurance so he can drive their car, will the amount added on be roughly the same as if he were to have his own insurance or slightly more/slightly less etc? Cheers.""

What would happen if I stopped paying my car insurance ?

I have full coverage auto insurance. Times are really tough for me right now and thinking about not paying my insurance. I have full coverage bc I took out a loan. Could my loan office find out too and lose my car? I'm stressing very much.

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Im 16 in ireland looking to buy a scooter or waiting 6 months to get a car.?

hey im planning on waiting to get a car but would it b worth it to buy a scooter now. how much would insurance be on the scooter? and ireland with the rain...

How much should my car insurance cost?

I am a 17 year old male and my dad bought me a 2007 Nissan Altima. He wants me to pay the insurance and I figured that it might be high...so I need estimates.

17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?

Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005 I need reasonable car insure I have no no claims bonus and I am new driver. I have been quoted around 4000 fully com on a 4000 car. My budget for insurance is around 1400 full or third party. I am an A level Law student I will going to uni next year and I might use the car to commute to there

Is there such a thing as a joint life insurance plan?

Just wondering if there is such a thing that would cover my spouse and I on one policy. For ex. 20 or 30 year policy for around $150,000.00 where either myself or spouse would ride the policy.""

Can insurance cost less on a motorcycle with a restriction kit ?

I want to know will insurance cost less on a 600 bike if you put a restriction kit on it. Also will it make a 600 a good first bike to start on. I know some motorcycle licenses have 33 HP limits and people still can get 600's and put restriction kits on them to keep the power down to make them good first bikes.

Can i take out two seperate care insurances for two different cars?

im looking to insurance another car in my name, but looking i have found cheaper quotes, i was wondering if i can have two different cars, on two different insurance poilcys? many thanks.""

Auto insurance question- got a speeding ticket but got off with driving school?

I just recently got new insurance, I didn't know whether or not I should put my speeding ticket on the quote since it was my first one and the cop just told me to just come to court and that they would give me driving school. So I decided to put it on the quote because I don't wanna get pinned for insurance fraud or something, I'm new to this whole insurance thing (just got off my parents) so I played it safe. Now that I have been to court and gotten driving school should I call up the insurance company and let them know what happened? Would it lower my rates if I did that? Or does it even matter? If I can save a few bucks I'll do it, but I don't want to waste my time and theirs. tl;dr----- got a speeding ticket, put it on my insurance quote- got off with driving school- how should I proceed? Does it really even matter since I received the ticket before I was on this current insurance?""

How much would car insurance cost with a 2008 kia optima im 17 years old?

i get my lisence in 2 months i live in south florida and im gunna have to pay for my insurace so i need to know so i know how much im gunna have to work

Car insurance question?

I only need to drive for 1 month. Could i be added to my dad's car insurance for only one month or do i need to do 6 month minimum etc

DWI SR-22 and Insurance?

I recently got a dwi in Texas and I have heard about a lot of times that your insurance company won't notice your dwi on your record for a while or that it will never end up on your driving record because of lack of communication between the court and dps. What i am wondering is does Texas make you get a sr-22 form so that your insurance company does find out? if so with state farm and a otherwise clean driving record how much will a dwi effect my insurance cost?

Whats a cheap car to insure for a 21 year old female with 2 children ?

am wanting to buy my first car am 21 with 2 children, and car insurance is so expensive, i need a bigish car for me, my partner and kids but big cars are even more expensive, what are the cheap cars to insure thanks""

What Exactly Is Life Insurance?

What I mean is... If my Mom has life insurance on me, then when exactly do I receive the money? And can I spend it on whatever I want??""

Auto accident??? insurance?

just wondering how much will my auto insurance go up if i file a claim?? there was no injuries and no damage to the other partys car. my car was estimated $4000 of damage to fix.. me and my mom pay $180 a month for 3 cars. 2 full coverage and 1 is only liability. good thing that i have full cov on the car i used.

How much cheaper is bike insurance (if at all) than car insurance?

i am 18 and am torn between the two, i will go for the cheapest option. as none of my parents can drive i cant be put on one of there policies :( so id have to start from scratch. if i am to insure a bike im lookin at insurance for a bike of 125 cc.""

Wondering about maternity insurance?

okay I dont have maternity insurance. My insurance will only cover me if I have complications. Is this what most people have? or do you have an insurance that covers maternity? I am asking because we are trying to have a child and I am losing my mond trying to find a good insurance co. What and whom do you recommend and why? and say I got the insurance in a month for maternity coverage will it cover me right away if I get pregnant in 2 months or etc or do I have to wait a full year to have the insurance and than be covered? Cause thats what I have been hearing.. ANY help would be great!!! thanks!!! ttc#1 on 8th month trying!!!

Youngstown Ohio Cheap car insurance quotes zip 44512

Youngstown Ohio Cheap car insurance quotes zip 44512

https://www.linkedin.com/pulse/affordable-healthcare-insurance-plans-michael-graham/"

[captain-unlikelynutbouquet-blog]

What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

"What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

dollars for EVERY MONTH and that is WAY too much!

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Why is my credit ratingscore brought down for getting car insurance quotes?

I'm trying to get auto and renter's insurance and I do not understand why my credit score is brought down because of this. Can't they tell I'm not our trying to get several credit cards or lines of credit or loans? How can this be dealt with and changed or stopped? If this is going to happen, how will my credit look in two years when I am ready to buy a newer vehicle?""

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Can you have 2 different cars with different insurance?

my grandma bout a car for me, im only 15 so shes gonna give me the car when i turn 16 which is in january. she went down to L.a ( we live in california by the way) to buy the car with her nephew in law. shes 62 and half blind and doesnt have a license so she had to put the car in his name. but SHE paid for it. i told my mom and she was like if she wants to put the car in my her name she can. cuz me and my mom both know that her nephew in law could call up the police and say she stole his car, cuz the car is legally in his name and so is the insurance. and this man is very very crooked, he doesnt have a job and even steals money from his wife. he tried multiple times to steal the car so my grandma locks it in the garage. she even offered for him to buy the car off her for 300 dollars when she paid 1600 dollars but he wanted the car for free. now he is a...stupid man and he does not yet realize that he could call the cops and get the car easily so im trying to get this done as soon as possible. he aint paying for nothing on that car. im not worried that this man taking the car means i wont get a car. im worried that he might cheat my grandma, and that just doesnt site with me. he seems to catch and attitude with her when im not around but when im their i dont here no problems. so can i my mom get the car in her name with two different insurance providers and can the insurance still be in his name but the car in my moms name. and what if he refuses to sign it over can we still get the car. im sorry i had to air out my dirty laundry but i needed to release this anger""

Permit and Insurance please help!!!!!!!!!!!!!!!!!!!!?

i am getting my permit like in two months if im going to be in my parents policy how much will the insurance go up if im going to be a driver only!!!!!!!IM GOING TO DRIVE MY DADS CAR

Do you think people who cause their own health problems should not be covered by insurance?

Some health problems are self-inflicted, others are not. If it can be proven that the health problem in question is self-inflicted, I don't understand why we don't force the patients to pay for it out of their own pockets? If such patients' heath care is covered by insurance companies, that cost is distributed among all their insurance customers. And that is unfair to people like me who go above and beyond to be healthy. Here are some example situations I am talking about: -A tanning bed sunbather who gets skin cancer -A chain smoker who gets lung cancer -A heavy drinker who gets cirrhosis of the liver -An unhealthy eater who gets Type II diabetes or heart disease -Someone with Type I diabetes who has kidney failure due to poor diabetes control. All of these health problems are their own fault (i.e. I think it is pretty well recognized that Paula Dean's diabetes is pretty much her own fault). What ever happened to personal responsibility?""

What is an annuity insurance?

What is an annuity insurance?

How can I get an inexpensive Health Insurance while having no job and on disability?

I am on a workman's comp. claim which is temporary disability, I am not able to return to work for another 6-12 months. I am getting married in August and eventually would like to have children in the next year. Who will give me health insurance at a rate I can afford, and will be able to cover pregnancy in the months to come after we get married? Thanks for your help!""

Best online insurance website?

i own a insurance broking firm in india, insurance in india is at very nascent stage. want to launch a service oriented internet portal to sell insurance online. please suggest me some good insurance online websites where i can emulate some of the best practices and also please give me suggestions what people expect from these online websites and broking firms? Any Bad/good experiences. All your inputs would be very very valuable""

Why do people buy life insurance?

What groups of people buy life insurance? Why do they buy it?

""Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?""

I took identical information and filled out a progressive quote for both DETROIT and LOS ANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.""

How much does your motorcycle insurance cost?

Also say your gender, state, age, etc. P.S how much would it cost for a 18 year old male in NYC with a 600cc engine? ninja..""

Where can i find affordable life insurance for my 81 yr old granmother?

I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i ...show more""

Does anyone know any affordable cheap family plan health insurance company ?

Does anyone know any affordable cheap family plan health insurance company ?

Info on state employee heath insurance refund for alabama?

state of alabama is going to let the retiree skip a payment in april for blue cross and blue shield insurance

What is the cheapest car insurance to get for a 22 year old for full coverage?

What is the cheapest car insurance to get for a 22 year old for full coverage?

Insurance quotes?????????

I am about sit my practical car test so a thought a'll look for a car and insurance but the weirdest thing is that a got cheaper insurance on provisional liecense (which i had for 2 years) 2011 reg renault clio =1200 and if i pass 2100 does anyone no y?????

Disadvantages of insurance?

Can any one kindly list the disadvantages of Insurance? or give the link of website?

Is car insurance cheaper for a 2 seat car?

I heard a 2 seater car has cheaper insurance. Does anyone know how true this is?

Im looking for the Best Cheap Insurance for a young driver?

im looking to buy a 1973 chevy nova. and wondering whats a good insurance company that is cheap.

Around how much does car insurance cost?

just learned to drive, my parents said i can have their old wagon if i pay insurance. i want to see if i can afford car insurance. how much is it approx?""

Insurance for my Audi R8?

I'm 18 and my parents have finally bought me the car of my dreams for my birthday! It's an Audi R8, second hand though of course! Anyway I can't wait to get it on the road but need to sort out insurance first, I have 1 year of no claims. The car has a 4.2ltr engine. Could anyone give me a general idea of insurance prices/good companies to go with? I'm not expecting insurance to be cheap but my parents are paying and I just wanted to reccommed them a good company to go with and a guide price so they know. Thanks""

What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

dollars for EVERY MONTH and that is WAY too much!

Why am I quoted so high for auto insurance?

Recently I have been shopping around getting online quotes for auto insurance in hopes of getting better rates. Sadly that is not the case. The last three quotes I got were from Farmers, State Farm and met. The quotes for 6 months were absurd. Farmers even quoted me at 8000+ for six months. Seriously? I do live in Detroit, so I am accustomed to higher rates but this is crazy. I have never made an insurance claim. I had one minor traffic ticket 3 years ago(no turn on red). I have had continuous coverage from my current provider for 4 years. What could the problem be. Is it possible to get the insurance companies I quoted with to give me information on why they quoted me at the rates they did. This has been incredibly disheartening. I guess I will stick with my current provider for about 1800 every 6 months.""

How much coverage should I get for auto insurance in California?

I am 19 years old and I live in Southern California. I have a 1 point accident and a 2 point speeding ticket on my record. I have a 2001 Mustang GT and I am wondering how much insurance coverage I need? Obviously the more coverage the better, but the price is much more for each increment, so that's why I'm trying to see what coverage amount I should get or need. Collision/Bodily/Property - $25,000/50,000/25,000 - $50,000/100,000/50,000 - $100,000/300,000/100,000?""

Health Insurance Options?

If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?

Insurance Coverage?

My boyfriend and I found out not too long ago that I am pregnant, we plan to marry before the birth. Will I be covered on his insurance once married or will my pregnancy be deemed as a pre-existing condition? Any info is appreciated! Thanks!""

Insurance for a 22 year old driving a new Z06 or a new viper?

I don't have one and i'm not 22, but i was just wondering how much do u think insurance would be if i get a z06 or a viper when i'm 22 and before you say anything negative, its because i hope to do really really well in school and make at least 65g a year out of college in finance. . . . . Also. why dont 22 yr olds drive around in realy nice cars like that out of college if theyre making 60-70g a yr??""

Why do Liberals want to be force to pay Health care Insurance?

why can't some people work harder and pay for their own health care insurance? There are some people who are driving without car insurance.... So I don't think there is such thing as affordable health insurance

How much money off my insurance will driving school save me?

I live in calgary alberta and my dad just put me into driving school. I was wondering, by how much money would my parents monthly insurance costs be raised with out driving school if i were an occasional driver. How much money is it going to go up by after i take the driving school? im a 17 year old male. i dont have my licence yet but im taking the road test on friday, the day of my final driving course.""

What does financial interest mean on certificate of currency on car insurance?

I'm using my car as security on a personal loan for my pilot training. The finance company have asked for a certificate of currency on my insurance policy. I can get one from the ...show more

Health insurance for my wife at a low rate?

I work but unable to carry my wife do to the rates. Is there any insurance that we can get on at a better than the one offered at my job. So far I have found one with Blue Cross Blue Shield for $70 a month where my job is like $95 a week or so. I do know it was high on a weekly basis.

18 year old motorcycle insurance 600cc Toronto?

Hi I'm 18 years old with an M1 licence and a Honda CBR 600 in the garage. I have no driving record and I want to start driving in the beginning of May. What I'm wondering about is the price of insurance I should expect for just liability? thanks

How much do you have to pay for your teen's car insurance?

also, what does he/she drive and the year?""

On average how much would monthly insurance be on a 2012 rolls royce ghost?

On average how much would monthly insurance be on a 2012 rolls royce ghost?

Dental Insurance question?

On my dental insurance card, I have a primary care dentist listed on it. Does this mean that I must go to this dentist in order to have the insurance pay for my appointments or can I go to any dentist that accepts my insurance without having to switch my primary care dentist and still receive the insurance benefits? Will the insurance cover less if I don't go to the primary care dentist? Thanks!""

People who can't afford health insurance are quacks?

i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)""

""Mustang Insurance, Help!!!?""

Hello, I have a quick question about insurance. I am 18 years old, living in Orange, CA and currently driving a 2003 nissan altima that I am going to trade for a 2002 ford mustang gt. Now i know that contacting an agent will be the best way to find out more realistic rates, but right now I want to hear from past mustang owners. I was also wondering if having good credit will give me a discount on my insurance? I know insurance will be high, so don't waste my time explaining it to me, If it helps, I always obey the speed limit, never gotten into any crashes nor have I gotten any tickets. All Help is appreciated, thanks.""

How much would car insurance AAA cost for a 16 years old?

Thanks

Is there a big jump in insurance between a 600cc sports bike and 650cc?

I see a lot of bikes that are 600cc, and I'm trying to keep insurance cost down. I have been stuck on Kawasaki because it seems there models have the best gas mileage an comfortable seating positions. The 250r is just out of the question, even though I'm a first time rider. I'm 35 years old and do not plan on racing, but i also don't want to be stuck with a 250cc bike when i purchase, as I plan on keeping whatever I buy. I'm looking at the Kawasaki ZZR600 and the Ninja 650, but not sure if the insurance will be that much of a difference from 600cc to 650cc.""

""50cc Scooter, insurance?""

Hi, I have just passed my CBT for a 50cc scooter and hold a provisional licence for the UK. I am 16 and passed the CBT on 24th August. I am looking to buy a 49/50cc scooter but I have found that the insurance is extremeley expensive. I have looked around and filled in quotes from comparethemarket.com and the Post Office but the insurance I want (third party fire and theft) always seems to come out at around 300 a year! I know that some people pay only 50 a year for their 50cc insurance. Does anyone know where to get a better deal? Or does anyone have any tips? Thanks""

Why won't insurance pay for my MRI?

I'm 16 and I've been having problems with my TMJ. So a month or two ago I went to the hospital for an MRI on both sides of my jaw. Yesterday my mother told me that they are charging $11,000 for my MRI and insurance isn't going to pay for it. She also told me my maxillofacial specialist told her at the most it should have been $3000 total or $1200 for each side. Why does insurance pay for the surgery to correct TMJ disorders but not the MRI to diagnose it? Even when surgery is a last resort effort to correct the problem and isn't recommended most of the time. And it sucks even more for me once I am 18 because I'm basically screwed.""

Car insurance for 16 yo?

Imma get me a car from craigslist.... haha its a 97 honda accord im 16 live in phoenix az nd my moms has bad credit sooo. How much is insurance gonna be ?? Can i get the car in my name at this age? Wouldnit be cheaper to get it in my moms name?? I know nothing bout diss aha. Car has clean title btw.

After getting health insurance how long to wait before getting pregnant?

My husband and I have been married a little over a year now and we are trying to find a good health insurance plan for the two of us to be on. We would like to start a family as soon as we can, but I have been told not to tell insurance companies that because they will not cover us. I am wondering how long after we get insurance do we have to wait before we start trying to have a baby. I am also wondering if anyone knows of any good insurance companies for young couples looking to start a family. Thank you.""

Insurance when your pregnant?

I currently have insurance although October 1st my coverage will be terminated because I left my job. I recently found out that I was pregnant and was wondering how I will get insurance and will my pregnancy be considered pre-existing when I get insurance through a private company. Should I try to go to the doctor while I have my current insurance through work or wait until I have new insurance

How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?

How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?

Is there any auto insurance that is affordable for college students?

Is there any auto insurance that is affordable for college students?

How much would insurance be?

I'm going to insure it when I'm 18. I'm 17 now. I have 2001 jeep grand cherokee limited edition with a v8 4.7L how much will insurance cost?

What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

dollars for EVERY MONTH and that is WAY too much!

Self employed health insurance?

What is the meaning of self employed health insurance

Insurance question?

has anyone been or is currently pregnant and without insurance? I see that it's possible to get individual insurance with a maternity package, has anyone applied for any of these? Does anyone have any experience in this situation?""

""I want a 2005 mustang for my fist car, how much would the insurance be ($prices?) I have state farm insurance?""

I really want a 2005 Ford Mustang (NOT a GT) for my fist car. Please give prices of how much the insurance would be if I had state farm insurance. Thank You, and please give me good prices so my dad will get me a mustang!!!""

How much time is given for car insurance company to settle a claim?

my car was hit in parking lot and insurance is dragging its feet to investigate. how much time is officially allowed for this investigation and what are my rights bacause it has been 30 days today. i have a full insurance on this car and insurance company is investigating as a fraud claim!. insurance from metlife!

Best place for cheap car insurance?

where is the best and cheapest place for me to get car insurance at 17 years of age.....thanks to all that help.....car will be a vauxhaul corsa 1.0

What's the cheapest insurance for a used 50k miles 02 Mitsubishi Eclipse?

I live in California, great driving record, getting a used 02 Eclipse 50k miles Automatic. How much is the cheapest insurance and what company do you recommend? (I currently pay $60/month for my Mitsubishi Mirage 2000 De Coupe, I would like a similar / cheaper rate).. any ideas on this?""

Cheapest car Insurance companies for younger drivers?

Does anyone know any car insurance companies in UK that are cheapest for first time young drivers. Im a 21 year old male and will be putting my parent as the second driver to reduce it. Im not asking for cheap car insurance, I know that doesnt exist. But Im just asking for cheaper insurance companies because some of them are asking for ridiculous prices like 6,7 grand. I only want a second hand Fiat Punto, please help I cant afford this its just too much. Thank you.""

Help for purchasing Private Health Insurance?

I am self-employed and need to purchase Health Insurance. I've talked to sales people from Kaiser and some other companies-- but they all seem shady and they don't really seem to know what they're doing. Do you guys know of any insurance companies that you're happy with? Like good customer service-- happy with everything? Please let me know the names of the companies and a phone number I can call. Preferably in California... Thanks...

How much damage will the other drivers insurance have to pay?

My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?

What would the insurance be on a 2004 Saturn Vue?

My parents are being extremely kind and letting me get my license. Along with the license, they are offering to pay half of the price for a car for my and my brother. We are extremely tight on money, but they are being incredibly generous, so I thought it would be good to get an older, but safe, fuel-efficient car. I thought a Saturn Vue would be perfect. I'm 16 and my brother is 18. We are all going to be on the same insurance plan, and we are both (in my opinion) very good drivers. Does anyone know how much the insurance would be on a 2004 Saturn Vue? If it's too much, we would go with either a Ford Focus or a Honda Civic (we wanted a bigger car because we have both been rear-ended in our car driving home from high school. Both cars needed thousands of dollars of repairs and we needed rehab from our injuries as well. The bigger the car, the safer it is...while still keeping that fuel-efficiency). Thanks so much!""

Whats the best car for insurance for a 18 year old?

hey guys, i know its cheaper to go on family insurance however i want to build my no-claims so it will work out better the next year. so could you guys give me a heads up for the best practical car for actual insurance for an 18 year old and whats the best company? Many thanks:D""

""Confused about totaled car, insurance, and bank loan!! Help!!?""

Bought a 1999 VW Jetta months ago, have a bank loan was in accident and it was totaled. Appraisal people came, decided to keep the car and just got check for $6000 bucks needs sign from me and bank. I'm still covered for insurance, if I go get it fixed, will I just pay the deductible or will it totally be out of pocket? They are also asking for the title, but I don't own the car so would the bank have it? I'm so confused!!""

Where can I get affordable car insurance?

I am a female driver who has had a full licence for over 20 years, but I do not have any No Claims and I have 9 points on my licence. The points are for no insurance and having a defective tyre, nothing which reflects badly on my driving. Does anyone know of an insurance company that will not use this to increase the cost to an unaffordable amount.""

Teenager car insurance help?

Okay! I am a 17 year old male who has been driving in total for 2 years and I have unfortunately had 2 accidents. The first occurred in May of last year. I pulled out of a gas station trying to turn left so I had to cross two lanes of oncoming traffic ( I was in an unfamiliar vehicle) I could not see the lane closest to the middle and I went out further then I thought and the oncoming car took off the front bumper. The second accident occurred 04/14 I was driving to school and there was a man ahead of me who had his signal light on for the past 4 miles it was pouring down rain so I looked over to change lanes and when maybe I looked for to long I'm not sure but wheeI turned back the man had come to a complete stop in preparation to turn from a highway onto a dirt road. I slammed on my brakes they locked up I couldn't steer away and I hit him in the rear. My question is. Is this going to keep happening to me? Am I really that bad of a driver? and what insurance company is best for my situation as my parents are removing me from their policy. Any help would be appreciated!

Currently on my parent's auto insurance plan. Can I get motorcycle insurance with a different company without it affecting my current plan?

Currently on my parent's auto insurance plan. Can I get motorcycle insurance with a different company without it affecting my current plan?

How to appeal declining application on Health insurance?

I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""

Where can I find cheap car insurance for young driver's in Ireland?

I am an 18 year old guy,and I can't find any f****** reasonable motor insurance,because whether I'm 18 or 80 I'm not paying 3/4k a year for a 'in case' situation which is most likely never going to happen-i.e a crash.Because I only see driving as a form of driving,not as 'fun' or showing off.But I need to have a car to travel.""

What is full coverage auto insurance?

What counts as full coverage auto insurance in California? Thanks!

Temporary classic car insurance for 17 year old in the uk?

I am 17 and have passed my driving test, so hold a full UK license, i wan't to borrow my dad's classic car for a day, to take my date to the the end of year prom. Is it possible to get temporary insurance for me for just a day? without adding me to the actual car policy? It is a Triumph Spitfire 1500. Thank you for your ideas.""

Is there affordable Health Insurance for a jobless 23 year old?

Hi. I'm a 23 year old female college student and I don't have a job. I turned 23, May 23 and am untterly confused about how to obtain health insurance. I don't have a job (not from lack of trying) and I desprately need to see a dentist. I don't know how this insurance thing goes. I usually just ask my mom who to go see and I go and see them, but since I'm cut off this is difficult/impossible. I appreciate all answers (though I beg you to make them useful answers). Thank you!""

Debit prepaid insurance or prepaid expense?

dec 2. issued check no. 1103 for $2270.00 to miami insurance company for the premium on a 30,000 policy for the year beginning dec 1. would it be: debit Prepaid Insurance 2270 cedit Cash 2270 ??? thanks!""

How much has disability insurance rates increased in the last 5 years? 10 years?

I am 30 years old female trying to decide whether I can afford disability insurance with the noncancelable.

""Conservatives, you're always claiming that Obama-care is the reason that insurance costs are increasing, so?""

regarding the 80% increase in insurance premiums, and the 11% increase in the number of Americans who did not have health insurance coverage during the Bush presidency, was that because a magical elf traveled back in time to the year 2000 to tell insurance company executives that Obamacare was coming? Or could it be that insurance premiums have been increasing at an average rate of 8 to 11% per year for about the last 15 years and the increases we've seen in the last few years aren't indicative of costs associated with Obama-care (Which hasn't even been fully implemented yet) and Conservatives are just trying to make political hay out of cost increases that are consistent with established trends?""

""Please, what company can I get maternity insurance coverage with in Florida?""

My husband and I are not yet pregnant, but we are already trying. We do not qualify for medicaid and have no health insurance. We do not want to wait the twelve month waiting period before getting pregnant. So far my only option seems to be Ameriplan. I was hoping for more options.""

Car insurance Ireland. For young drivers?

I'm trying to get insurance for the first time on my own policy and it just seems impossible to get a cheap price. does anybody know any insurer in Ireland that does cheap quotes i just need the legal bare minimum. i don't see how i cant get under 2000 its very annoying and i just need a quote. does anyone know any way to help me? also I'm an 18 year old driver with a 1.4l polo, if that helps""

What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

dollars for EVERY MONTH and that is WAY too much!

Health insurance?

Is it a law that requires each university student to have health insurance?

Insurance Status of a car buyer?

I am selling my car. Somebody comes to view and test drive my car. He doesn't have any car before so no insurance of his own. If he test drive my car and have an accident. What would be the insurance status? (I am on admiral by the way) UK People only Please. Thank you.

Stick with USAA auto insurance? Or shop around?

I always thought they were not just the best, but also the cheapest (if you qualify to insure with them). But I'd like confirmation of this, or other opinions... should I shop around for my auto insurance? Switching to another insurer seems almost unthinkable - I've only ever been with USAA...""

""Pregnant and no health insurance, what can i do?

Im 6 weeks pregnant and i dont have health insurance. I have a full time job and my husband does also but I cant get health insurance through either company. I know we make too much money for medi-cal but what other insurance company can i contact in California?

Will this speeding ticket effect my insurance rates?

I got a speeding ticket out of state for driving over 10 mph. The cop told me just to pay the fine and that my insurance rates should not be affected. He told me it was three points. I asked him over and over again if my insurance rates would increase and he kept reassuring me it wouldn't. is this true? This is also my first ticket and i have a clean driving record

Does anyone know what people are getting on insurance costs for a b7 audi rs4?

just some average price so i could get an idea of how much it might cost....thanks.

What insurance is best for me?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money and I am currently going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth.Im also a legal california resident. I have been thinking about midi cal is that the right choice? Thank you on your help.

How much will 1 point affect my car insurance???!?

I got a right turn violation about 8 months ago and i took traffic school so im assuming that my insurance won't penalize me. Now i got another ticket(stop sign violation), how much would you estimate the percentage of my insurance? I live in California btw and im 20 years old.""

""My homeowners insurance dropped me, what am I going to do?""

I had two claims in two years. They won't renew, my policy has expired and I can't find anyone that will cover me. Anyone sell insurance? I had a claim last summer when a limb fell through my camper. The insurance paid out $500. October 2007 I had a pipe burst in my foundation they had to pay out $22,000 that time. Right now I'm uninsured and nervous.""

Do you think that the government should require that people buy health insurances like car insurance?

Car insurance is mandatory and everyone must have it, who owns vehicles. Do you think government should require us to buy health insurances?""

How do i pay car insurance at 18?

Okay, so i'm about to turn 18. I'm moving out and into my Boyfriends home(He's 20). He still lives at home, but his parents love me and want me outta my parents home, so i am! But i need to know how to switch my car insurance over so that i can keep my car and pay my own insurance. I refuse to get put on to my boyfriends parents policy. Is there a way for me to get the bills and pay for it, without my parents or his parents having to worry about it? (Please don't tell me that i shouldn't be moving out at 18. I'm responsible, and i've had a job since 15. I've been saving every penny for this moment.)""

Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?

I have a vehicle which was totaled. Insurer is Progressive. I live in WA, so the adjuster is not allowed to use NADA or KBB to determine value. He's supposed to provide fair market value. He got two estimates, both of which seem very low to me--less than half the replacement cost of a vehicle from the same year in the same condition. I've asked whether I can submit Craigslist listings from my half of the US to prove the value is higher. He says any documentation must be from within 150 miles of my home, which puts me at a disadvantage since I live in a rural area. I'm wondering: 1) Is my insurance company obligated to accept competitive estimates of value in determining my vehicle's value if I can find local shops that determine that the value is higher? 2) What mechanisms are in place to ensure that value estimates made by dealers are accurate, and can a dealer's estimate of value be disputed? 3) What other options do I have if my adjuster refuses to budge on value?""

Do motorcycle insurance claims have to be noted on car insurance?

i recently renewed my car insurance and stated ive made no claims in last 5 years but 3 years ago i made a claim on motorcycle insurance when my bike was stolen - should I have put this on my car insurance?

Best health insurance company?

Can someone recommend a health insurance company in CA that has affordable rates? Recently lost my job and need insurance for me and my family.

What is the cheapest plpd insurance in Michigan?

What is the cheapest plpd insurance in Michigan?

How can I get my my insurance to pay for my nose job?

I had deviated septum surgery last Spring and now I want rhinoplasty. My nose was fairly large before my surgery now I have an even larger bump on my nose. I know that my insurance ...show more

What is the cheapest way to insure a teenager with car insurance?

I have heard of people putting the car under their name on the policy and then they child drives the car and claims it is their parents car. Giving cheaper insurance. Is that very common?

Car insurance even though do not own a car?

Hi, I got my license on may and since then I drive my mom's car. So my mom tried to add my name under her car insurance and I have to pay the same amount of car insurance as her. I only drive during the summer and they told my mom that even if i dont pay the insurance now, they will still accumulate the rate starting from the day i got my license and sums it up and give it to me when i start paying insurance. So either way I would have to pay the same amount of insurance. Is this legitimate? I mean I only drive during the summer and im in school during the year. im 18 by the way and I live in new jersey""

Temporary car insurance...?

I'm wondering if it's possible to insure a car for about a week or two. The hypothetical plan is to buy a cheap car for a relatively short roadtrip, drive it for a couple weeks, then sell it. I figured this would be cheaper than renting, but once I considered licensing and insurance, I'm not sure anymore. Any suggestions, facts, and ideas would be appreciated!""

""1959 dodge coronet car insurance help, read details?""

first car, going under my own name and im starting my own insurance acount, im 20 years old, does anyone have an idea of how much i would be paying every year? i havent fully bought the car yet and wanted some opinions and guesstimates of how much ill be paying for her. get back to me, thanks.""

Insurance Q???

would my insurance rates go up if i title/register my sons car in his name

Can Geico ever higher the payment for monthly?

i've recently been a member of Geico and would like to know if they would ever higher the payment monthly than the usual payment they gave u the first time applied to geico insurance for my car. they just recently sent me with a large bill instead of the usual bill i pay. why was i billed with a large payment when i only have just one car to pay. have u had that issue with Geico?

How many of you own a Life Insurance Policy and for what amount.?

Are young ppl thinking about life insurance?

Best health insurance?

I am a student and my fiance and I don't have health insurance. the one offered at my school is basically for emergencies only but i am looking for one that covers dentist, eye doc., and especially dermatologist. what do you recommend...something that doesn't have a huge deductible. pricing?""

Auto insurance troubles. ..?

My car insurance expired on 6/19 at 12am so that same day we went to our insurance broker and purchased a new full coverage policy at 2:30 pm. They took pictures of our minivan which was in great condition. By the time the transaction was completed the time on the receipt said 2:46 PM. At exactly 4pm we were in the center lane of a 3 lane one way street and the lady on our right decided to make an illegal left turn in front of us and didn't give us enough time to stop, so we crashed. She was of course at fault but is taking her sweet time to make a statement so it has been over a week and her insurance won't take liability until she gives her statement, and now our insurance is trying to say that we weren't covered until 4:40 pm. Can our insurance do that? And the funny thing is we don't even have the details in our policy because they were supposed to mail it to us.""

What is a cheap insurance for San Antonio? We have a 2006 GT Mustang that Esurance wants to charge us 500 some

dollars for EVERY MONTH and that is WAY too much!

https://www.linkedin.com/pulse/car-insurance-question-lurdes-beach"

[trendingnewsb]

The shorter your sleep, the shorter your life: the new sleep science

Leading neuroscientist Matthew Walker on why sleep deprivation is increasing our risk of cancer, heart attack and Alzheimers and what you can do about it

Matthew Walker has learned to dread the question What do you do? At parties, it signals the end of his evening; thereafter, his new acquaintance will inevitably cling to him like ivy. On an aeroplane, it usually means that while everyone else watches movies or reads a thriller, he will find himself running an hours-long salon for the benefit of passengers and crew alike. Ive begun to lie, he says. Seriously. I just tell people Im a dolphin trainer. Its better for everyone.

Walker is a sleep scientist. To be specific, he is the director of the Center for Human Sleep Science at the University of California, Berkeley, a research institute whose goal possibly unachievable is to understand everything about sleeps impact on us, from birth to death, in sickness and health. No wonder, then, that people long for his counsel. As the line between work and leisure grows ever more blurred, rare is the person who doesnt worry about their sleep. But even as we contemplate the shadows beneath our eyes, most of us dont know the half of it and perhaps this is the real reason he has stopped telling strangers how he makes his living. When Walker talks about sleep he cant, in all conscience, limit himself to whispering comforting nothings about camomile tea and warm baths. Its his conviction that we are in the midst of a catastrophic sleep-loss epidemic, the consequences of which are far graver than any of us could imagine. This situation, he believes, is only likely to change if government gets involved.

Walker has spent the last four and a half years writing Why We Sleep, a complex but urgent book that examines the effects of this epidemic close up, the idea being that once people know of the powerful links between sleep loss and, among other things, Alzheimers disease, cancer, diabetes, obesity and poor mental health, they will try harder to get the recommended eight hours a night (sleep deprivation, amazing as this may sound to Donald Trump types, constitutes anything less than seven hours). But, in the end, the individual can achieve only so much. Walker wants major institutions and law-makers to take up his ideas, too. No aspect of our biology is left unscathed by sleep deprivation, he says. It sinks down into every possible nook and cranny. And yet no one is doing anything about it. Things have to change: in the workplace and our communities, our homes and families. But when did you ever see an NHS poster urging sleep on people? When did a doctor prescribe, not sleeping pills, but sleep itself? It needs to be prioritised, even incentivised. Sleep loss costs the UK economy over 30bn a year in lost revenue, or 2% of GDP. I could double the NHS budget if only they would institute policies to mandate or powerfully encourage sleep.

Why, exactly, are we so sleep-deprived? What has happened over the course of the last 75 years? In 1942, less than 8% of the population was trying to survive on six hours or less sleep a night; in 2017, almost one in two people is. The reasons are seemingly obvious. First, we electrified the night, Walker says. Light is a profound degrader of our sleep. Second, there is the issue of work: not only the porous borders between when you start and finish, but longer commuter times, too. No one wants to give up time with their family or entertainment, so they give up sleep instead. And anxiety plays a part. Were a lonelier, more depressed society. Alcohol and caffeine are more widely available. All these are the enemies of sleep.

But Walker believes, too, that in the developed world sleep is strongly associated with weakness, even shame. We have stigmatised sleep with the label of laziness. We want to seem busy, and one way we express that is by proclaiming how little sleep were getting. Its a badge of honour. When I give lectures, people will wait behind until there is no one around and then tell me quietly: I seem to be one of those people who need eight or nine hours sleep. Its embarrassing to say it in public. They would rather wait 45 minutes for the confessional. Theyre convinced that theyre abnormal, and why wouldnt they be? We chastise people for sleeping what are, after all, only sufficient amounts. We think of them as slothful. No one would look at an infant baby asleep, and say What a lazy baby! We know sleeping is non-negotiable for a baby. But that notion is quickly abandoned [as we grow up]. Humans are the only species that deliberately deprive themselves of sleep for no apparent reason. In case youre wondering, the number of people who can survive on five hours of sleep or less without any impairment, expressed as a percent of the population and rounded to a whole number, is zero.

The world of sleep science is still relatively small. But it is growing exponentially, thanks both to demand (the multifarious and growing pressures caused by the epidemic) and to new technology (such as electrical and magnetic brain stimulators), which enables researchers to have what Walker describes as VIP access to the sleeping brain. Walker, who is 44 and was born in Liverpool, has been in the field for more than 20 years, having published his first research paper at the age of just 21. I would love to tell you that I was fascinated by conscious states from childhood, he says. But in truth, it was accidental. He started out studying for a medical degree in Nottingham. But having discovered that doctoring wasnt for him he was more enthralled by questions than by answers he switched to neuroscience, and after graduation, began a PhD in neurophysiology supported by the Medical Research Council. It was while working on this that he stumbled into the realm of sleep.

Matthew Walker photographed in his sleep lab. Photograph: Saroyan Humphrey for the Observer

I was looking at the brainwave patterns of people with different forms of dementia, but I was failing miserably at finding any difference between them, he recalls now. One night, however, he read a scientific paper that changed everything. It described which parts of the brain were being attacked by these different types of dementia: Some were attacking parts of the brain that had to do with controlled sleep, while other types left those sleep centres unaffected. I realised my mistake. I had been measuring the brainwave activity of my patients while they were awake, when I should have been doing so while they were asleep. Over the next six months, Walker taught himself how to set up a sleep laboratory and, sure enough, the recordings he made in it subsequently spoke loudly of a clear difference between patients. Sleep, it seemed, could be a new early diagnostic litmus test for different subtypes of dementia.

After this, sleep became his obsession. Only then did I ask: what is this thing called sleep, and what does it do? I was always curious, annoyingly so, but when I started to read about sleep, I would look up and hours would have gone by. No one could answer the simple question: why do we sleep? That seemed to me to be the greatest scientific mystery. I was going to attack it, and I was going to do that in two years. But I was naive. I didnt realise that some of the greatest scientific minds had been trying to do the same thing for their entire careers. That was two decades ago, and Im still cracking away. After gaining his doctorate, he moved to the US. Formerly a professor of psychiatry at Harvard Medical School, he is now professor of neuroscience and psychology at the University of California.

Does his obsession extend to the bedroom? Does he take his own advice when it comes to sleep? Yes. I give myself a non-negotiable eight-hour sleep opportunity every night, and I keep very regular hours: if there is one thing I tell people, its to go to bed and to wake up at the same time every day, no matter what. I take my sleep incredibly seriously because I have seen the evidence. Once you know that after just one night of only four or five hours sleep, your natural killer cells the ones that attack the cancer cells that appear in your body every day drop by 70%, or that a lack of sleep is linked to cancer of the bowel, prostate and breast, or even just that the World Health Organisation has classed any form of night-time shift work as a probable carcinogen, how could you do anything else?

There is, however, a sting in the tale. Should his eyelids fail to close, Walker admits that he can be a touch Woody Allen-neurotic. When, for instance, he came to London over the summer, he found himself jet-lagged and wide awake in his hotel room at two oclock in the morning. His problem then, as always in these situations, was that he knew too much. His brain began to race. I thought: my orexin isnt being turned off, the sensory gate of my thalamus is wedged open, my dorsolateral prefrontal cortex wont shut down, and my melatonin surge wont happen for another seven hours. What did he do? In the end, it seems, even world experts in sleep act just like the rest of us when struck by the curse of insomnia. He turned on a light and read for a while.

Will Why We Sleep have the impact its author hopes? Im not sure: the science bits, it must be said, require some concentration. But what I can tell you is that it had a powerful effect on me. After reading it, I was absolutely determined to go to bed earlier a regime to which I am sticking determinedly. In a way, I was prepared for this. I first encountered Walker some months ago, when he spoke at an event at Somerset House in London, and he struck me then as both passionate and convincing (our later interview takes place via Skype from the basement of his sleep centre, a spot which, with its bedrooms off a long corridor, apparently resembles the ward of a private hospital). But in another way, it was unexpected. I am mostly immune to health advice. Inside my head, there is always a voice that says just enjoy life while it lasts.

The evidence Walker presents, however, is enough to send anyone early to bed. Its no kind of choice at all. Without sleep, there is low energy and disease. With sleep, there is vitality and health. More than 20 large scale epidemiological studies all report the same clear relationship: the shorter your sleep, the shorter your life. To take just one example, adults aged 45 years or older who sleep less than six hours a night are 200% more likely to have a heart attack or stroke in their lifetime, as compared with those sleeping seven or eight hours a night (part of the reason for this has to do with blood pressure: even just one night of modest sleep reduction will speed the rate of a persons heart, hour upon hour, and significantly increase their blood pressure).

A lack of sleep also appears to hijack the bodys effective control of blood sugar, the cells of the sleep-deprived appearing, in experiments, to become less responsive to insulin, and thus to cause a prediabetic state of hyperglycaemia. When your sleep becomes short, moreover, you are susceptible to weight gain. Among the reasons for this are the fact that inadequate sleep decreases levels of the satiety-signalling hormone, leptin, and increases levels of the hunger-signalling hormone, ghrelin. Im not going to say that the obesity crisis is caused by the sleep-loss epidemic alone, says Walker. Its not. However, processed food and sedentary lifestyles do not adequately explain its rise. Something is missing. Its now clear that sleep is that third ingredient. Tiredness, of course, also affects motivation.

Sleep has a powerful effect on the immune system, which is why, when we have flu, our first instinct is to go to bed: our body is trying to sleep itself well. Reduce sleep even for a single night, and your resilience is drastically reduced. If you are tired, you are more likely to catch a cold. The well-rested also respond better to the flu vaccine. As Walker has already said, more gravely, studies show that short sleep can affect our cancer-fighting immune cells. A number of epidemiological studies have reported that night-time shift work and the disruption to circadian sleep and rhythms that it causes increase the odds of developing cancers including breast, prostate, endometrium and colon.

Getting too little sleep across the adult lifespan will significantly raise your risk of developing Alzheimers disease. The reasons for this are difficult to summarise, but in essence it has to do with the amyloid deposits (a toxin protein) that accumulate in the brains of those suffering from the disease, killing the surrounding cells. During deep sleep, such deposits are effectively cleaned from the brain. What occurs in an Alzheimers patient is a kind of vicious circle. Without sufficient sleep, these plaques build up, especially in the brains deep-sleep-generating regions, attacking and degrading them. The loss of deep sleep caused by this assault therefore lessens our ability to remove them from the brain at night. More amyloid, less deep sleep; less deep sleep, more amyloid, and so on. (In his book, Walker notes unscientifically that he has always found it curious that Margaret Thatcher and Ronald Reagan, both of whom were vocal about how little sleep they needed, both went on to develop the disease; it is, moreover, a myth that older adults need less sleep.) Away from dementia, sleep aids our ability to make new memories, and restores our capacity for learning.

And then there is sleeps effect on mental health. When your mother told you that everything would look better in the morning, she was wise. Walkers book includes a long section on dreams (which, says Walker, contrary to Dr Freud, cannot be analysed). Here he details the various ways in which the dream state connects to creativity. He also suggests that dreaming is a soothing balm. If we sleep to remember (see above), then we also sleep to forget. Deep sleep the part when we begin to dream is a therapeutic state during which we cast off the emotional charge of our experiences, making them easier to bear. Sleep, or a lack of it, also affects our mood more generally. Brain scans carried out by Walker revealed a 60% amplification in the reactivity of the amygdala a key spot for triggering anger and rage in those who were sleep-deprived. In children, sleeplessness has been linked to aggression and bullying; in adolescents, to suicidal thoughts. Insufficient sleep is also associated with relapse in addiction disorders. A prevailing view in psychiatry is that mental disorders cause sleep disruption. But Walker believes it is, in fact, a two-way street. Regulated sleep can improve the health of, for instance, those with bipolar disorder.

Ive mentioned deep sleep in this (too brief) summary several times. What is it, exactly? We sleep in 90-minute cycles, and its only towards the end of each one of these that we go into deep sleep. Each cycle comprises two kinds of sleep. First, there is NREM sleep (non-rapid eye movement sleep); this is then followed by REM (rapid eye movement) sleep. When Walker talks about these cycles, which still have their mysteries, his voice changes. He sounds bewitched, almost dazed.

During NREM sleep, your brain goes into this incredible synchronised pattern of rhythmic chanting, he says. Theres a remarkable unity across the surface of the brain, like a deep, slow mantra. Researchers were once fooled that this state was similar to a coma. But nothing could be further from the truth. Vast amounts of memory processing is going on. To produce these brainwaves, hundreds of thousands of cells all sing together, and then go silent, and on and on. Meanwhile, your body settles into this lovely low state of energy, the best blood-pressure medicine you could ever hope for. REM sleep, on the other hand, is sometimes known as paradoxical sleep, because the brain patterns are identical to when youre awake. Its an incredibly active brain state. Your heart and nervous system go through spurts of activity: were still not exactly sure why.

Does the 90-minute cycle mean that so-called power naps are worthless? They can take the edge off basic sleepiness. But you need 90 minutes to get to deep sleep, and one cycle isnt enough to do all the work. You need four or five cycles to get all the benefit. Is it possible to have too much sleep? This is unclear. There is no good evidence at the moment. But I do think 14 hours is too much. Too much water can kill you, and too much food, and I think ultimately the same will prove to be true for sleep. How is it possible to tell if a person is sleep-deprived? Walker thinks we should trust our instincts. Those who would sleep on if their alarm clock was turned off are simply not getting enough. Ditto those who need caffeine in the afternoon to stay awake. I see it all the time, he says. I get on a flight at 10am when people should be at peak alert, and I look around, and half of the plane has immediately fallen asleep.

So what can the individual do? First, they should avoid pulling all-nighters, at their desks or on the dancefloor. After being awake for 19 hours, youre as cognitively impaired as someone who is drunk. Second, they should start thinking about sleep as a kind of work, like going to the gym (with the key difference that it is both free and, if youre me, enjoyable). People use alarms to wake up, Walker says. So why dont we have a bedtime alarm to tell us weve got half an hour, that we should start cycling down? We should start thinking of midnight more in terms of its original meaning: as the middle of the night. Schools should consider later starts for students; such delays correlate with improved IQs. Companies should think about rewarding sleep. Productivity will rise, and motivation, creativity and even levels of honesty will be improved. Sleep can be measured using tracking devices, and some far-sighted companies in the US already give employees time off if they clock enough of it. Sleeping pills, by the way, are to be avoided. Among other things, they can have a deleterious effect on memory.

Those who are focused on so-called clean sleep are determined to outlaw mobiles and computers from the bedroom and quite right, too, given the effect of LED-emitting devices on melatonin, the sleep-inducing hormone. Ultimately, though, Walker believes that technology will be sleeps saviour. There is going to be a revolution in the quantified self in industrial nations, he says. We will know everything about our bodies from one day to the next in high fidelity. That will be a seismic shift, and we will then start to develop methods by which we can amplify different components of human sleep, and do that from the bedside. Sleep will come to be seen as a preventive medicine.

What questions does Walker still most want to answer? For a while, he is quiet. Its so difficult, he says, with a sigh. There are so many. I would still like to know where we go, psychologically and physiologically, when we dream. Dreaming is the second state of human consciousness, and we have only scratched the surface so far. But I would also like to find out when sleep emerged. I like to posit a ridiculous theory, which is: perhaps sleep did not evolve. Perhaps it was the thing from which wakefulness emerged. He laughs. If I could have some kind of medical Tardis and go back in time to look at that, well, I would sleep better at night.

Why We Sleep: The New Science of Sleep and Dreamsby Matthew Walker is published by Allen Lane (20). To order a copy for 17 go toguardianbookshop.com or call 0330 333 6846. Free UK p&p over 10, online orders only. Phone orders min p&p of 1.99

Sleep in numbers

Two-thirds of adults in developed nations fail to obtain the nightly eight hours of sleep recommended by the World Health Organisation.

An adult sleeping only 6.75 hours a night would be predicted to live only to their early 60s without medical intervention.

A 2013 study reported that men who slept too little had a sperm count 29% lower than those who regularly get a full and restful nights sleep.

If you drive a car when you have had less than five hours sleep, you are 4.3 times more likely to be involved in a crash. If you drive having had four hours, you are 11.5 times more likely to be involved in an accident.

A hot bath aids sleep not because it makes you warm, but because your dilated blood vessels radiate inner heat, and your core body temperature drops. To successfully initiate sleep, your core temperature needs to drop about 1C.

The time taken to reach physical exhaustion by athletes who obtain anything less than eight hours of sleep, and especially less than six hours, drops by 10-30%.

There are now more than 100 diagnosed sleep disorders, of which insomnia is the mostcommon.

Morning types, who prefer to awake at or around dawn, make up about 40% of the population. Evening types, who prefer to go to bed late and wake up late, account for about 30%. The remaining 30% lie somewhere in between.

Read more: http://ift.tt/2weQZrI

from Viral News HQ http://ift.tt/2ylFZwz via Viral News HQ

[shg11]

Leading neuroscientist Matthew Walker on why sleep deprivation is increasing our risk of cancer, heart attack and Alzheimers and what you can do about it

Matthew Walker has learned to dread the question What do you do? At parties, it signals the end of his evening; thereafter, his new acquaintance will inevitably cling to him like ivy. On an aeroplane, it usually means that while everyone else watches movies or reads a thriller, he will find himself running an hours-long salon for the benefit of passengers and crew alike. Ive begun to lie, he says. Seriously. I just tell people Im a dolphin trainer. Its better for everyone.

Walker is a sleep scientist. To be specific, he is the director of the Center for Human Sleep Science at the University of California, Berkeley, a research institute whose goal possibly unachievable is to understand everything about sleeps impact on us, from birth to death, in sickness and health. No wonder, then, that people long for his counsel. As the line between work and leisure grows ever more blurred, rare is the person who doesnt worry about their sleep. But even as we contemplate the shadows beneath our eyes, most of us dont know the half of it and perhaps this is the real reason he has stopped telling strangers how he makes his living. When Walker talks about sleep he cant, in all conscience, limit himself to whispering comforting nothings about camomile tea and warm baths. Its his conviction that we are in the midst of a catastrophic sleep-loss epidemic, the consequences of which are far graver than any of us could imagine. This situation, he believes, is only likely to change if government gets involved.

Walker has spent the last four and a half years writing Why We Sleep, a complex but urgent book that examines the effects of this epidemic close up, the idea being that once people know of the powerful links between sleep loss and, among other things, Alzheimers disease, cancer, diabetes, obesity and poor mental health, they will try harder to get the recommended eight hours a night (sleep deprivation, amazing as this may sound to Donald Trump types, constitutes anything less than seven hours). But, in the end, the individual can achieve only so much. Walker wants major institutions and law-makers to take up his ideas, too. No aspect of our biology is left unscathed by sleep deprivation, he says. It sinks down into every possible nook and cranny. And yet no one is doing anything about it. Things have to change: in the workplace and our communities, our homes and families. But when did you ever see an NHS poster urging sleep on people? When did a doctor prescribe, not sleeping pills, but sleep itself? It needs to be prioritised, even incentivised. Sleep loss costs the UK economy over 30bn a year in lost revenue, or 2% of GDP. I could double the NHS budget if only they would institute policies to mandate or powerfully encourage sleep.

Why, exactly, are we so sleep-deprived? What has happened over the course of the last 75 years? In 1942, less than 8% of the population was trying to survive on six hours or less sleep a night; in 2017, almost one in two people is. The reasons are seemingly obvious. First, we electrified the night, Walker says. Light is a profound degrader of our sleep. Second, there is the issue of work: not only the porous borders between when you start and finish, but longer commuter times, too. No one wants to give up time with their family or entertainment, so they give up sleep instead. And anxiety plays a part. Were a lonelier, more depressed society. Alcohol and caffeine are more widely available. All these are the enemies of sleep.

But Walker believes, too, that in the developed world sleep is strongly associated with weakness, even shame. We have stigmatised sleep with the label of laziness. We want to seem busy, and one way we express that is by proclaiming how little sleep were getting. Its a badge of honour. When I give lectures, people will wait behind until there is no one around and then tell me quietly: I seem to be one of those people who need eight or nine hours sleep. Its embarrassing to say it in public. They would rather wait 45 minutes for the confessional. Theyre convinced that theyre abnormal, and why wouldnt they be? We chastise people for sleeping what are, after all, only sufficient amounts. We think of them as slothful. No one would look at an infant baby asleep, and say What a lazy baby! We know sleeping is non-negotiable for a baby. But that notion is quickly abandoned [as we grow up]. Humans are the only species that deliberately deprive themselves of sleep for no apparent reason. In case youre wondering, the number of people who can survive on five hours of sleep or less without any impairment, expressed as a percent of the population and rounded to a whole number, is zero.

The world of sleep science is still relatively small. But it is growing exponentially, thanks both to demand (the multifarious and growing pressures caused by the epidemic) and to new technology (such as electrical and magnetic brain stimulators), which enables researchers to have what Walker describes as VIP access to the sleeping brain. Walker, who is 44 and was born in Liverpool, has been in the field for more than 20 years, having published his first research paper at the age of just 21. I would love to tell you that I was fascinated by conscious states from childhood, he says. But in truth, it was accidental. He started out studying for a medical degree in Nottingham. But having discovered that doctoring wasnt for him he was more enthralled by questions than by answers he switched to neuroscience, and after graduation, began a PhD in neurophysiology supported by the Medical Research Council. It was while working on this that he stumbled into the realm of sleep.

Matthew Walker photographed in his sleep lab. Photograph: Saroyan Humphrey for the Observer

I was looking at the brainwave patterns of people with different forms of dementia, but I was failing miserably at finding any difference between them, he recalls now. One night, however, he read a scientific paper that changed everything. It described which parts of the brain were being attacked by these different types of dementia: Some were attacking parts of the brain that had to do with controlled sleep, while other types left those sleep centres unaffected. I realised my mistake. I had been measuring the brainwave activity of my patients while they were awake, when I should have been doing so while they were asleep. Over the next six months, Walker taught himself how to set up a sleep laboratory and, sure enough, the recordings he made in it subsequently spoke loudly of a clear difference between patients. Sleep, it seemed, could be a new early diagnostic litmus test for different subtypes of dementia.

After this, sleep became his obsession. Only then did I ask: what is this thing called sleep, and what does it do? I was always curious, annoyingly so, but when I started to read about sleep, I would look up and hours would have gone by. No one could answer the simple question: why do we sleep? That seemed to me to be the greatest scientific mystery. I was going to attack it, and I was going to do that in two years. But I was naive. I didnt realise that some of the greatest scientific minds had been trying to do the same thing for their entire careers. That was two decades ago, and Im still cracking away. After gaining his doctorate, he moved to the US. Formerly a professor of psychiatry at Harvard Medical School, he is now professor of neuroscience and psychology at the University of California.

Does his obsession extend to the bedroom? Does he take his own advice when it comes to sleep? Yes. I give myself a non-negotiable eight-hour sleep opportunity every night, and I keep very regular hours: if there is one thing I tell people, its to go to bed and to wake up at the same time every day, no matter what. I take my sleep incredibly seriously because I have seen the evidence. Once you know that after just one night of only four or five hours sleep, your natural killer cells the ones that attack the cancer cells that appear in your body every day drop by 70%, or that a lack of sleep is linked to cancer of the bowel, prostate and breast, or even just that the World Health Organisation has classed any form of night-time shift work as a probable carcinogen, how could you do anything else?

There is, however, a sting in the tale. Should his eyelids fail to close, Walker admits that he can be a touch Woody Allen-neurotic. When, for instance, he came to London over the summer, he found himself jet-lagged and wide awake in his hotel room at two oclock in the morning. His problem then, as always in these situations, was that he knew too much. His brain began to race. I thought: my orexin isnt being turned off, the sensory gate of my thalamus is wedged open, my dorsolateral prefrontal cortex wont shut down, and my melatonin surge wont happen for another seven hours. What did he do? In the end, it seems, even world experts in sleep act just like the rest of us when struck by the curse of insomnia. He turned on a light and read for a while.

Will Why We Sleep have the impact its author hopes? Im not sure: the science bits, it must be said, require some concentration. But what I can tell you is that it had a powerful effect on me. After reading it, I was absolutely determined to go to bed earlier a regime to which I am sticking determinedly. In a way, I was prepared for this. I first encountered Walker some months ago, when he spoke at an event at Somerset House in London, and he struck me then as both passionate and convincing (our later interview takes place via Skype from the basement of his sleep centre, a spot which, with its bedrooms off a long corridor, apparently resembles the ward of a private hospital). But in another way, it was unexpected. I am mostly immune to health advice. Inside my head, there is always a voice that says just enjoy life while it lasts.

The evidence Walker presents, however, is enough to send anyone early to bed. Its no kind of choice at all. Without sleep, there is low energy and disease. With sleep, there is vitality and health. More than 20 large scale epidemiological studies all report the same clear relationship: the shorter your sleep, the shorter your life. To take just one example, adults aged 45 years or older who sleep less than six hours a night are 200% more likely to have a heart attack or stroke in their lifetime, as compared with those sleeping seven or eight hours a night (part of the reason for this has to do with blood pressure: even just one night of modest sleep reduction will speed the rate of a persons heart, hour upon hour, and significantly increase their blood pressure).

A lack of sleep also appears to hijack the bodys effective control of blood sugar, the cells of the sleep-deprived appearing, in experiments, to become less responsive to insulin, and thus to cause a prediabetic state of hyperglycaemia. When your sleep becomes short, moreover, you are susceptible to weight gain. Among the reasons for this are the fact that inadequate sleep decreases levels of the satiety-signalling hormone, leptin, and increases levels of the hunger-signalling hormone, ghrelin. Im not going to say that the obesity crisis is caused by the sleep-loss epidemic alone, says Walker. Its not. However, processed food and sedentary lifestyles do not adequately explain its rise. Something is missing. Its now clear that sleep is that third ingredient. Tiredness, of course, also affects motivation.

Sleep has a powerful effect on the immune system, which is why, when we have flu, our first instinct is to go to bed: our body is trying to sleep itself well. Reduce sleep even for a single night, and your resilience is drastically reduced. If you are tired, you are more likely to catch a cold. The well-rested also respond better to the flu vaccine. As Walker has already said, more gravely, studies show that short sleep can affect our cancer-fighting immune cells. A number of epidemiological studies have reported that night-time shift work and the disruption to circadian sleep and rhythms that it causes increase the odds of developing cancers including breast, prostate, endometrium and colon.

Getting too little sleep across the adult lifespan will significantly raise your risk of developing Alzheimers disease. The reasons for this are difficult to summarise, but in essence it has to do with the amyloid deposits (a toxin protein) that accumulate in the brains of those suffering from the disease, killing the surrounding cells. During deep sleep, such deposits are effectively cleaned from the brain. What occurs in an Alzheimers patient is a kind of vicious circle. Without sufficient sleep, these plaques build up, especially in the brains deep-sleep-generating regions, attacking and degrading them. The loss of deep sleep caused by this assault therefore lessens our ability to remove them from the brain at night. More amyloid, less deep sleep; less deep sleep, more amyloid, and so on. (In his book, Walker notes unscientifically that he has always found it curious that Margaret Thatcher and Ronald Reagan, both of whom were vocal about how little sleep they needed, both went on to develop the disease; it is, moreover, a myth that older adults need less sleep.) Away from dementia, sleep aids our ability to make new memories, and restores our capacity for learning.

And then there is sleeps effect on mental health. When your mother told you that everything would look better in the morning, she was wise. Walkers book includes a long section on dreams (which, says Walker, contrary to Dr Freud, cannot be analysed). Here he details the various ways in which the dream state connects to creativity. He also suggests that dreaming is a soothing balm. If we sleep to remember (see above), then we also sleep to forget. Deep sleep the part when we begin to dream is a therapeutic state during which we cast off the emotional charge of our experiences, making them easier to bear. Sleep, or a lack of it, also affects our mood more generally. Brain scans carried out by Walker revealed a 60% amplification in the reactivity of the amygdala a key spot for triggering anger and rage in those who were sleep-deprived. In children, sleeplessness has been linked to aggression and bullying; in adolescents, to suicidal thoughts. Insufficient sleep is also associated with relapse in addiction disorders. A prevailing view in psychiatry is that mental disorders cause sleep disruption. But Walker believes it is, in fact, a two-way street. Regulated sleep can improve the health of, for instance, those with bipolar disorder.

Ive mentioned deep sleep in this (too brief) summary several times. What is it, exactly? We sleep in 90-minute cycles, and its only towards the end of each one of these that we go into deep sleep. Each cycle comprises two kinds of sleep. First, there is NREM sleep (non-rapid eye movement sleep); this is then followed by REM (rapid eye movement) sleep. When Walker talks about these cycles, which still have their mysteries, his voice changes. He sounds bewitched, almost dazed.

During NREM sleep, your brain goes into this incredible synchronised pattern of rhythmic chanting, he says. Theres a remarkable unity across the surface of the brain, like a deep, slow mantra. Researchers were once fooled that this state was similar to a coma. But nothing could be further from the truth. Vast amounts of memory processing is going on. To produce these brainwaves, hundreds of thousands of cells all sing together, and then go silent, and on and on. Meanwhile, your body settles into this lovely low state of energy, the best blood-pressure medicine you could ever hope for. REM sleep, on the other hand, is sometimes known as paradoxical sleep, because the brain patterns are identical to when youre awake. Its an incredibly active brain state. Your heart and nervous system go through spurts of activity: were still not exactly sure why.

Does the 90-minute cycle mean that so-called power naps are worthless? They can take the edge off basic sleepiness. But you need 90 minutes to get to deep sleep, and one cycle isnt enough to do all the work. You need four or five cycles to get all the benefit. Is it possible to have too much sleep? This is unclear. There is no good evidence at the moment. But I do think 14 hours is too much. Too much water can kill you, and too much food, and I think ultimately the same will prove to be true for sleep. How is it possible to tell if a person is sleep-deprived? Walker thinks we should trust our instincts. Those who would sleep on if their alarm clock was turned off are simply not getting enough. Ditto those who need caffeine in the afternoon to stay awake. I see it all the time, he says. I get on a flight at 10am when people should be at peak alert, and I look around, and half of the plane has immediately fallen asleep.

So what can the individual do? First, they should avoid pulling all-nighters, at their desks or on the dancefloor. After being awake for 19 hours, youre as cognitively impaired as someone who is drunk. Second, they should start thinking about sleep as a kind of work, like going to the gym (with the key difference that it is both free and, if youre me, enjoyable). People use alarms to wake up, Walker says. So why dont we have a bedtime alarm to tell us weve got half an hour, that we should start cycling down? We should start thinking of midnight more in terms of its original meaning: as the middle of the night. Schools should consider later starts for students; such delays correlate with improved IQs. Companies should think about rewarding sleep. Productivity will rise, and motivation, creativity and even levels of honesty will be improved. Sleep can be measured using tracking devices, and some far-sighted companies in the US already give employees time off if they clock enough of it. Sleeping pills, by the way, are to be avoided. Among other things, they can have a deleterious effect on memory.

Those who are focused on so-called clean sleep are determined to outlaw mobiles and computers from the bedroom and quite right, too, given the effect of LED-emitting devices on melatonin, the sleep-inducing hormone. Ultimately, though, Walker believes that technology will be sleeps saviour. There is going to be a revolution in the quantified self in industrial nations, he says. We will know everything about our bodies from one day to the next in high fidelity. That will be a seismic shift, and we will then start to develop methods by which we can amplify different components of human sleep, and do that from the bedside. Sleep will come to be seen as a preventive medicine.

What questions does Walker still most want to answer? For a while, he is quiet. Its so difficult, he says, with a sigh. There are so many. I would still like to know where we go, psychologically and physiologically, when we dream. Dreaming is the second state of human consciousness, and we have only scratched the surface so far. But I would also like to find out when sleep emerged. I like to posit a ridiculous theory, which is: perhaps sleep did not evolve. Perhaps it was the thing from which wakefulness emerged. He laughs. If I could have some kind of medical Tardis and go back in time to look at that, well, I would sleep better at night.

Why We Sleep: The New Science of Sleep and Dreamsby Matthew Walker is published by Allen Lane (20). To order a copy for 17 go toguardianbookshop.com or call 0330 333 6846. Free UK p&p over 10, online orders only. Phone orders min p&p of 1.99

Sleep in numbers

Two-thirds of adults in developed nations fail to obtain the nightly eight hours of sleep recommended by the World Health Organisation.

An adult sleeping only 6.75 hours a night would be predicted to live only to their early 60s without medical intervention.

A 2013 study reported that men who slept too little had a sperm count 29% lower than those who regularly get a full and restful nights sleep.

If you drive a car when you have had less than five hours sleep, you are 4.3 times more likely to be involved in a crash. If you drive having had four hours, you are 11.5 times more likely to be involved in an accident.

A hot bath aids sleep not because it makes you warm, but because your dilated blood vessels radiate inner heat, and your core body temperature drops. To successfully initiate sleep, your core temperature needs to drop about 1C.

The time taken to reach physical exhaustion by athletes who obtain anything less than eight hours of sleep, and especially less than six hours, drops by 10-30%.

There are now more than 100 diagnosed sleep disorders, of which insomnia is the mostcommon.

Morning types, who prefer to awake at or around dawn, make up about 40% of the population. Evening types, who prefer to go to bed late and wake up late, account for about 30%. The remaining 30% lie somewhere in between.

Read more: https://www.theguardian.com/lifeandstyle/2017/sep/24/why-lack-of-sleep-health-worst-enemy-matthew-walker-why-we-sleep