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#epartners
when-they-meow · 1 year
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the entire transcript of every single erp you've had with your epartners is in the library of babel. im going to find the book and show it to your family.
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shundaler-blog · 5 years
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SUNDAY’s are made for WORSHIP! And that’s exactly what we’re doing on TODAY! Get Ready for #dRLive - the INTERNET’s most ⚡️ELECTRIFYING⚡️ EXPERIENCE in PRAISE, WORSHIP and WORD! JOIN Bishop William Murphy, III, Pastor @iamdaniellemurphy and the entire @dReamcenteratl Family on TODAY @ 10:15AM and 12:15PM for WORSHIP. Here’s how you can PLUG 🔌 into both moments: 🔹YouTube: #dReamTV 🔹Facebook: The dReam Center Church of Atlanta and The “Real” William Murphy 🔹Instagram: @williammurphyiii 🔹Periscope: @pastormurph ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Gather your FAMILY & FRIENDS around your SMART, Tablet, Laptop/Desktop or Phone, and we’ll see you shortly! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #dReamcenteratl #williammurphy #daniellemurphy #1000peoplepraying #atlantachurch #sundaymorning #praise #worship #theWORD #onlineworship #livestream #epartners #morethanjustachurch #wearefamily https://www.instagram.com/p/B-CY-DejDmBpvL8xkuXImZI9NIAv4wwsxTHeTM0/?igshid=1ber34jpgn53n
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wooteena · 3 years
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cherry-vanilla coke
ok tommykinnit
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autodevot · 4 years
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thev1rginjesus · 3 years
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ewifey can we do matchign iconssssssssss its okay if you dont want toooooooo
DUSIDFKSKDCKSOJSNFKFMAMDMFMSMKDCLSMSNCMSMMAMDMDNDNMWDKSMSNCKSKANXKXS YES EPARTNER
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sosanhgiacomvn · 3 years
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(REVIEW) BẢO HIỂM VBI - KÊNH BẢO HIỂM UY TÍN CỦA VIETINBANK
https://sosanhgia.com.vn/bao-hiem-vbi/ (REVIEW) BẢO HIỂM VBI - KÊNH BẢO HIỂM UY TÍN CỦA VIETINBANK Ngày nay, người ta thường mua bảo hiểm để bảo vệ bản thân trước mọi rủi ro có thể xảy ra trong tương lai. Vì vậy mà các ngân hàng luôn tạo ra nhiều gói bảo hiểm khác nhau để khách hàng lựa chọn. Với định vị “tiên phong về công nghệ”, đi đầu xu thế công nghệ 4.0 trong lĩnh vực bảo hiểm, Bảo hiểm VietinBank (VBI) cho phép khách hàng mua bảo hiểm VBI qua website hoặc ứng dụng My VBI. Nhằm nâng cao chất lượng dịch vụ chăm sóc khách hàng và phục vụ cho hoạt động bán hàng, bảo hiểm VBI  được phát triển trên nền công nghệ tiên tiến. Là giải pháp giúp kết nối và hỗ trợ khách hàng một cách tốt nhất. Chúng ta cùng nhau tìm hiểu về bảo hiểm VBI của Vietinbank có những ưu điểm nào nhé! Mục lục TÌM HIỂU VỀ BẢO HIỂM T VBICác câu hỏi thường gặpKẾT LUẬN TÌM HIỂU VỀ BẢO HIỂM T VBI 1. Bảo hiểm VBI là gì? VBI là tên gọi viết tắt của Tổng công ty CP bảo hiểm Ngân hàng TMCP Công Thương Việt Nam – Vietinbank. Được thành lập năm 2008 đến nay, qua gần 10 năm có mặt trên thị trường bảo hiểm Việt Nam, VBI đã tăng trưởng, phát triển nhanh, mạnh mẽ, hướng tới mục tiêu dẫn đầu phân khúc bán lẻ trên thị trường bảo hiểm Việt Nam. Sau nhiều năm hoạt động, bảo hiểm VBI đã đạt được nhiều thành tựu sau những nỗ lực phát triển không ngừng như: Top 1 tăng trưởng nhanh nhất ngành Bảo hiểm trong bảng xếp hạng “500 Doanh nghiệp tăng trưởng nhanh nhất Việt Nam – FAST500” do Vietnam Report công bố năm 2019; TOP 100 Giải thưởng Sao Vàng Đất Việt năm 2018; Đạt chứng nhận chỉ số hài lòng khách hàng CSI 2018; Top 100 sản phẩm tốt nhất cho gia đình và trẻ em; “Công ty bảo hiểm tốt nhất cho dịch vụ khách hàng Việt Nam 2017″, trao tặng bởi tạp chí Global Banking & Finance Review; Danh hiệu “Thương hiệu mạnh 2018”; Danh hiệu “Top 10 Công ty bảo hiểm uy tín nhất Việt Nam 2018”; Ra đời My VBI – ứng dụng mua sản phẩm bảo hiểm trực tuyến xuất sắc của Bảo hiểm Vietinbank vào tháng 11 năm 2017. Bảo hiểm VBI là ứng dụng cho phép khách hàng đăng ký mua bảo hiểm trực tuyến trên Website hoặc ứng dụng My VBI. Với những ưu điểm và tiện ích vượt trội, bảo hiểm VBI đang là sự lựa chọn đáng tin cậy của đa số khách hàng. 2. Ưu điểm Thủ tục đơn giản: Chỉ cần trải qua 4 bước theo hướng dẫn là khách hàng đã có thể sở hữu bảo hiểm. Thuận tiện: Nếu như trước đây, khách hàng muốn tham gia một gói bảo hiểm sẽ phải mất khá nhiều thời gian gặp tư vấn viên để tìm hiểu thông tin, thủ tục và chờ đợi hoàn thành thủ tục thì hiện nay, các khâu mua bảo hiểm online được rút ngắn chỉ còn một phần nhỏ. Khách hàng có thể tìm hiểu thông tin và sở hữu hợp đồng bảo hiểm mọi lúc, mọi nơi; chỉ cần có máy tính hoặc 1 chiếc điện thoại thông minh có kết nối internet, bạn có thể tiến hành tham gia bảo hiểm VBI mà không cần di chuyển đến điểm bán bảo hiểm, bất kể ngày hay đêm. Nhanh chóng: Giấy chứng nhận điện tử sẽ được về email đăng ký của khách hàng chỉ sau 2 phút đăng ký. Có thể mua trả góp: Hiện nay VBI hỗ trợ trả góp trên Website/App My VBI với tổng giá trị đơn bảo hiểm từ 3 triệu đồng. Bên cạnh đó, bảo hiểm VBI còn có sở hữu tính năng Giám định và bồi thường. Là một trong những tính năng ưu việt, vượt trội nhất của bảo hiểm VBI. Thay vì quy trình khai báo bồi thường trước kia, khách hàng cần chờ đợi 15 – 30 ngày làm việc, khi sử dụng thời gian xử lý được rút gọn xuống còn 15 phút. Các tiện ích của bảo hiểm VBI có thể kể đến như: Khai báo bồi thường – tổn thất xe cơ giới; Tra cứu giấy chứng nhận, hóa đơn điện tử; Tra cứu các thông tin chăm sóc khách hàng; Đăng ký tham gia bảo hiểm nhanh chóng, tiện lợi; 3. Lưu ý khi mua bảo hiểm VBI Trước khi tham gia bảo hiểm VBI bạn cần lưu ý những vấn đề sau: Nắm rõ mọi thông tin về quyền lợi và nghĩa vụ khi quyết định tham gia một hay nhiều gói bảo hiểm nào đó; Lựa chọn tham gia bảo hiểm với những sản phẩm phù hợp với tài chính và sức khỏe của bản thân. Sao cho sản phẩm đáp ứng được nhu cầu và không gây áp lực về tài chính cho bạn; Nắm rõ về thời gian đáo hạn, thủ tục, hồ sơ cần thiết. thời gian xử lý khi có bất cứ rủi ro nào xảy ra. Kê khai đầy đủ và trung thực các thông tin trên thủ tục đăng ký tham gia bảo hiểm, các tài sản cần được tham gia bảo vệ hay chi trả. 4. Các sản phẩm bảo hiểm VBI Hiện nay, VBI cho phép khách hàng mua các gói bảo hiểm trực tuyến sau: Bảo hiểm sức khỏe gồm: bảo hiểm ung thư, ưng thư vú, bảo hiểm sức khỏe VBI Care, bảo hiểm tai nạn mở rộng và bảo hiểm VBI – vì cộng đồng. Bảo hiểm ô tô, xe máy gồm: bảo hiểm ô tô, bảo hiểm TNDS ô tô, bảo hiểm TNDS xe máy. Bảo hiểm du lịch gồm: bảo hiểm du lịch trong nước và ngoài nước. Bảo hiểm người vay vốn; Bảo hiểm thẻ Epartner; Bảo hiểm doanh nghiệp với nhiều gói bảo hiểm khác nhau. 5. Hướng dẫn đăng ký bảo hiểm VBI Tùy thuộc vào gói bảo hiểm bạn đăng ký mà có các bước khác nhau, sau đây là những bước cơ bản để bạn đăng ký mua bảo hiểm VBI: Bước 1: Truy cập ứng dụng My VBI hoặc link trực tiếp trên website theo từng gói sản phẩm: Bảo hiểm sức khỏe Bảo hiểm xe máy Bảo hiểm tai nạn con người … Bước 2: Đăng ký tài khoản. Bấm vào nút đăng ký và điền thông tin vào theo yêu cầu; Sau khi điền đầy đủ thông tin thì bấm Tiếp tục và nhập số điện thoại; Lưu ý: số điện thoại mà bạn đăng ký phải là số thực mà bạn đang sử dụng. Bước 3: Sau khi đăng ký xong, tại danh mục sản phẩm bạn có thể tìm hiểu và mua online các sản phẩm bảo hiểm của VBI. Bước 4: Lựa chọn các tiện ích trên website hoặc trên MyVBI theo nhu cầu của bạn: Tra cứu CGN điện tử, tìm cơ sở y tế bảo lãnh, tìm garage gần nhất, liên hệ CSGT. Các câu hỏi thường gặp Khi đăng ký mua bảo hiểm thành công thì hợp đồng bảo hiểm sẽ được gửi đến khách hàng như thế nào? Khi mua và thanh toán thành công sản phẩm bảo hiểm, khách hàng sẽ được cấp giấy chứng nhận bảo hiểm điện tử do VBI phát hành qua email đã đăng ký. Giấy chứng nhận điện tử có đầy đủ giá trị pháp lý theo quy định tại Nghị định 52/2013/NĐ-CP ngày 16/05/2013 của Chính phủ về Thương mại điện tử. Khách hàng cũng có thể truy cập về thông tin giấy chứng nhận và quyền lợi bảo hiểm trên App My VBI. Quy trình mua bảo hiểm trả góp bảo hiểm trực tuyến như thế nào? Bước 1: Chọn mua sản phẩm tại Website VBI.Tổng giá trị đơn hàng (sau khi giảm trừ tất cả các khuyến mãi) từ 3.000.000đ trở lên Bước 2: Tại bước “Thanh toán”, chọn hình thức thanh toán “Trả góp” (Lãi suất 0%) và nhấn nút “Thanh toán” Bước 3: Nhập thông tin yêu cầu chủ thẻ, chọn kỳ hạn thanh toán trả góp (3,6,9 tháng) và hoàn tất thanh toán. Tôi có thể thanh toán bảo hiểm trực tuyến bằng cách nào? Hiện nay, khách hàng có thể thanh toán hợp đồng bảo hiểm bằng các hình thức: – Thanh toán bằng thẻ ATM/ Internet Banking/Thẻ quốc tế; – Thanh toán bằng QR code; – Thanh toán qua cổng thanh toán Momo. Tôi đã tham gia bảo hiểm VBI Care rồi thì có thể tham gia thêm bảo hiểm VBI Safe không? Có. Chương trình bảo hiểm tai nạn mở rộng VBI Safe và chương trình bảo hiểm sức khỏe VBI Care là 02 chương trình bảo hiểm khác nhau, vì vậy khách hàng hoàn toàn có thể tham gia cả 2 chương trình này để được bảo vệ toàn diện nhất. KẾT LUẬN Cho đến nay, bảo hiểm VBI là ứng dụng hoàn thiện nhất trong lĩnh vực bảo hiểm. Đặc biệt là ứng dụng  My VBI – được xem là dấu mốc của VBI trong nỗ lực mang đến trải nghiệm tuyệt vời nhất cho khách hàng. Vì vậy, nếu bạn đang có nhu cầu mua bảo hiểm tại Vietinbank thì đừng quên truy cập Website https://vbi.vietinbank.vn/vi/ hoặc cài đặt ứng dụng My VBI để nó hỗ trợ bạn một cách tốt nhất. https://sosanhgia.com.vn/bao-hiem-vbi/
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shundaler-blog · 5 years
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SUNDAY is Almost Here! Are You Ready for #dRLive - the dReam Center Church of Atlanta ONLINE WORSHIP EXPERIENCE?! We invite you, your entire FAMILY and all your FRIENDS to join us on the @dReamcenteratl and FACEBOOK and YOUTUBE Page and @williammurphyiii FACEBOOK, INSTAGRAM and PERISCOPE for WORSHIP on TOMORROW @ 10:15AM and 12:15noon. There will be SINGING 🎶, PRAYING 🙏🏽, PRAISING 🙌🏾 and a WORD from GOD delivered by our very own Bishop @williammurphyiii. We may not be together PHYSICALLY, but we’re TOGETHER SPIRITUALLY...and VIRTUALLY! Comment below and let us know if you’ll be WORSHIPPING with us via LIVE STREAM! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #dReamcenteratl #williammurphy #daniellemurphy #1000peoplepraying #atlantachurch #sundaymorning #praise #worship #theWORD #onlineworship #livestream #epartners #morethanjustachurch #wearefamily https://www.instagram.com/p/B-ApcPwD5U98zPrdH4sGexWsrsNGnwH2zkErNU0/?igshid=110pqsjn1f3lu
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westernbankvn · 4 years
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Hạn Mức Thẻ ATM Vietinbank Rút Tối Đa Bao Nhiêu Tiền?
Ngân hàng TMCP Công thương Vietinbank là một trong những ngân hàng thương mại hàng đầu Việt Nam hiện nay với uy tín và chất lượng dịch vụ.
Thẻ ATM Vietinbank thông dụng phủ sóng rộng rãi trên khắp 63 tỉnh thành. Vậy hạn mức thẻ ATM Vietinbank rút tối đa bao nhiêu tiền một giao dịch và một ngày?
Cùng westernbank.vn tìm hiểu qua nội dung bài viết!
Thẻ ATM Vietinbank Rút Tối Đa Bao Nhiêu Tiền?
Thẻ atm Vietinbank rút tối đa bao nhiêu tiền?
Rất nhiều khách hàng dùng thẻ ATM Vietinbank đều còn thắc mắc về hạn mức rút tiền trong một ngày và trong một giao dịch là bao nhiêu đối với từng loại thẻ. Thông tin cụ thể về hạn mức như sau.
Hạn Mức Rút Tiền Thẻ ATM Vietinbank Thông Thường
Đối với loại thẻ atm thông thường của Vietinbank, hạn mức được quy định như sau:
Hạn mức rút tiền tối đa một giao dịch tại cây atm Vietinbank là 5 triệu đồng
Hạn mức rút tối thiểu một giao dịch là 50 nghìn đồng
Tổng số tiền tối đa có thể rút trong ngày là 30 triệu đồng
Số lần có thể rút tiền trong ngày tối đa là 6 lần
Hạn Mức Rút Tiền Bằng Thẻ Ghi Nợ Nội Địa
Loại thẻ  Số tiền rút nội mạng tối đa một lần Số tiền rút nội mạng tối đa trong ngày Số lần rút tối đa trong ngày Số tiền rút tối thiểu một lần Thẻ VietinBank E-Partner C-Card 5.000.000đ 50.000.000đ không hạn chế Thẻ VietinBank E-Partner G-Card 10.000.000đ 50.000.000đ Không hạn chế Thẻ Vietinbank Epartner – PinkCard 10.000.000đ 45.000.000đ Không hạn chế Thẻ VietinBank E-Partner S-Card 5.000.000đ 30.000.000đ Không hạn chế Thẻ E-Partner Bảo hiểm xã hội 5.000.000đ 20.000.000đ Không hạn chế Thẻ VietinBank E-Partner Thành Công 5.000.000đ 20.000.000đ Không hạn chế 10.000đ
Đối Với Thẻ Ghi Nợ Quốc Tế
Có hai loại thẻ ghi nợ quốc tế thuộc ngân hàng Vietinbank là Thẻ VietinBank Visa Debit 1 Sky và Thẻ Ghi nợ quốc tế Sống khỏe. 
Thẻ Vietinbank Visa Debit 1 Sky Có 2 hạng là thẻ hạng chuẩn và hạng vàng.
Thẻ hạng vàng:  Tổng số tiền rút tại ATM tối đa /ngày: 100.000.000đ, Số tiền rút tối đa tại ATM/ lần: 10.000.000đ
Thẻ hạng chuẩn: Tổng số tiền rút tại ATM tối đa /ngày: 30.000.00đ, Số tiền rút tối đa tại ATM/ lần 5.000.000đ
Thẻ Ghi nợ quốc tế Sống khỏe cũng có 2 hạng là hạng Platinum và hạng vàng  
Thẻ Platinum: Tổng số tiền rút tại ATM tối đa /ngày: 200.000.000đ., Số tiền rút tối đa tại ATM/ lần: 10.000.000đ. Số lượng giao dịch/ngày: 20 
Thẻ hạng vàng: Tổng số tiền rút tại ATM tối đa /ngày 100.000.00đ, Số tiền rút tối đa tại ATM/ lần 10.000.000đ. Số lượng giao dịch/ngày:15 
Thẻ Tín Dụng Nội Địa
Vietinbank có hai loại thẻ tín dụng nội địa là thẻ tín dụng và thẻ tài chính cá nhân. Hạn mức rút tiền được quy định như sau:
Thẻ tín dụng nội địa: 
Tổng số tiền rút tại ATM tối đa /ngày: 70% hạn mức thẻ
Số tiền rút tối đa tại ATM/ lần: 3.000.000đ 
Số tiền rút tối đa/ngày: 30.000.000đ
Số lượng giao dịch/ngày: 10 lần
Thẻ tài chính cá nhân:
Tổng số tiền rút tại ATM tối đa /ngày: 100% hạn mức thẻ
Số tiền rút tối đa tại ATM/ lần: 3.000.000đ 
Số lượng giao dịch/ngày: không giới hạn
Bảng Phí Rút Tiền Bằng Thẻ ATM Vietinbank
Rút tiền bằng thẻ atm VietinBank
Nếu bạn rút tiền tại chính quầy giao dịch của Vietinbank thì sẽ không mất phí. Nếu rút tiền tại các cây ATM của Vietinbank thì phí sẽ được tính là 1.000đ/ giao dịch 
Biểu phí rút tiền ATM Vietinbank được thống kê chi tiết trong bảng sau: 
Nội dung
Mức phí Thẻ ghi nợ nội địa Rút tiền mặt tại máy ATM Vietinbank   Thẻ Gold, Pink-Card 2.000 VND Thẻ C-Card, S-Card 1.000 VND Tại máy ATM ngoại mạng 3.000 VND Thẻ ghi nợ quốc tế Rút tiền mặt tại máy ATM Vietinbank 1.000 VND/lần Tại ATM của ngân hàng khác   Trong lãnh thổ Việt Nam 9.090 VND/lần Ngoài lãnh thổ Việt Nam 3,64% Thẻ tín dụng quốc tế Phí rút tiền mặt 3,64% Thẻ tín dụng nội địa Rút tiền mặt 0.5% tối thiểu 5.000đ
Hạn Mức Rút Tiền Tối Đa Thẻ ATM Vietinbank Tại Máy Khác Hệ Thống
Số tiền mà khách hàng có thể rút tối đa qua thẻ atm Vietinbank tại nhiều máy atm của ngân hàng khác trong một giao dịch là 2 triệu đồng. Tổng số tiền tối đa có thể rút trong 1 ngày là 10 triệu đồng. 
Cách Rút Tiền Vượt Hạn Mức Ngân Hàng Vietinbank
Nếu bạn có nhu cầu muốn rút tiền với số tiền lớn, vượt quá hạn mức của ngân hàng, thì bạn hãy tới chi nhánh của Vietinbank gần nhất, trình CMND/CCCD và thẻ atm. Hạn mức tiền tại quầy cao hơn nhiều so với rút tiền qua thẻ atm. Mức phí rút cũng rẻ hơn và chỉ mất một lần phí.
Kết Luận
Hy vọng bài viết trên đã giải đáp cụ thể và chi tiết thắc mắc của khách hàng về thẻ atm Vietinbank rút tối đa bao nhiêu tiền đối với từng loại thẻ để có thể chủ động về hạn mức tối đa và tối thiểu khi rút tiền thẻ Vietinbank.
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Nguồn Bài Viết: Hạn Mức Thẻ ATM Vietinbank Rút Tối Đa Bao Nhiêu Tiền?
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pjedmundministries · 4 years
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Join us for WEDNESDAY EMPOWERMENT NIGHT BIBLE STUDY @ 700PM . All ePartners welcome . STREAMING LIVE @ www.youtube.com/c/ebgktvministry/live . "THIS PROCESS WAS INTENDED TO STRENGTHEN YOU!" #TimbrelChurchIsLive . WWW.TIMBRELCHURCH.ORG https://www.instagram.com/p/CBjT2-CF_ld/?igshid=16wt12p6zc25i
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davidperfectfriend · 6 years
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A tradicional festa carioca Chá da Alice, já tem data marcada para voltar a Belo Horizonte! Sexta feira, dia 7 de Dezembro, a maior festa pop do Brasil promete agitar a capital mineira. Então save de the date e fique atento a nossas redes sociais que já já soltamos todas as informações que vocês aliceados precisam saber!! #epartnes #chadaalice #BH #popmusic ☕🐰♠️♥️ (em Belo Horizonte, Brazil) https://www.instagram.com/p/BpF_Ib0gg8w/?utm_source=ig_tumblr_share&igshid=salxq6xm7jvd
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mlmcompanies · 5 years
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Freedom Mentor is a real estate mentoring program that shows you how to get into the world of real estate.
In our Freedom Mentor review, I’ll give you a rundown of the whole program.
Everyone praises real estate as an amazing investment, a great business model, you name it. The goal of many is to either become financially free directly through real estate or through some other means then invest their profits into real estate.
Thanks to this enthusiasm, there have been tons of real estate scams for years. Most of them promise quick, easy, low-risk riches
You’ve probably heard of those house-flipping seminar scams. The presenters persuade you to buy a property by providing some useful but mostly garbage information, have you sign contracts to prevent you from suing, then they screw you over because the properties they were hyping up weren’t great at all.
There’re plenty more types of real estate scams beyond those seminars, too.
Phil Pustejovsky’s Freedom Mentor apprentice program isn’t one of them. It’s actually a good program, but it’s definitely not for everybody.
Read our full Freedom Mentor review below for more information.
FAQ
1.) What is Freedom Mentor? Freedom Mentor is a real estate mentoring program created by real estate investor Phil Pustejovsky. It’s also the name of the rest of Phil’s real estate education business.
2.) Who is Phil Pustejovsky? Phil Pustejovsky is a real estate investor, author, mentor, coach, and founder of Freedom Mentor. He also runs an extremely popular Freedom Mentor YouTube channel where he gives away free advice and opinions. In addition to his businesses, he puts on live events.
3.) How do I join Freedom Mentor? To join Freedom Mentor, you have to apply on the site. Once you apply, a member of Phil’s team will reach out to you sometime afterward to discuss the program. You’ll then be screened on the call to determine if you’re a worthy candidate.
4.) How does Freedom Mentor work? You split the profits 50/50 with Phil until you’ve reached $100,000. What this does is give Phil “skin in the game” so he’s further motivated to secure the best deals, making this a win-win program.
5.) What else does Freedom Mentor’s Apprentice program include? Freedom Mentor includes access to a lender database, 2 conference calls per week with other apprentices, daily communication with Freedom Mentor’s coaching staff, and 3 calls per month with the coaching staff.
6.) A little background on Phil? Phil graduated from Vanderbilt University. He claims he partied so hard during that time that he ended up homeless and living out of a truck. He failed his first few times in real estate, then decided to get a mentor when he hit rock bottom. Slowly but surely, he began to build his wealth in real estate and he eventually became financially free. He founded Freedom Mentor to help others through the power of mentoring and coaching.
7.) What businesses does Phil run aside from Freedom Mentor? Aside from Freedom Mentor, Phil’s other business is a real estate firm called Relief Real Estate that buys houses from homeowners with an emphasis on fast, simple, fair deals.
8.) What is Phil’s real estate investing philosophy? Phil adheres to what he calls “creative real estate”. Creative real estate is essentially any real estate investing that doesn’t follow traditional methods. Phil’s creative real estate investing is about seeking out motivated sellers and negotiating directly with them.
9.) What does Phil mean by a motivated seller? A motivated seller to Phil is any seller who you can contact directly and negotiate a deal. This is advantageous because there’s no real estate agent to pay, less competition, and more negotiating power. You can negotiate on a price multiple times instead of submitting your bid and hoping the seller takes it.
10.) What are some characteristics of traditional real estate investing? In traditional real estate investing, investors look to buy properties from the Multiple Listing Service through a real estate agent. Other characteristics include buying from wholesalers, participating in property bidding wars, traditional financing, heavy competition, and a need to constantly seek out deals. Essentially, traditional real estate investing requires a lot of money.
11.) What are some benefits of traditional real estate investing? Traditional real estate investing does have some advantages. Its main advantage is the ability to snag properties more quickly. When you have a lot of money to play around with, getting properties is as easy as bidding on multiple properties through a real estate agent and closing a deal. Also, traditional real estate is great for scoring long-term deals since you can provide cash up front instead of relying on seller financing. In addition, auctions are a part of traditional real estate. Properties are guaranteed to sell at auctions, so they’re easy targets if you want to find new properties. Lastly, creative real estate tends to have worse educational programs out there than traditional real estate.
12.) What are some characteristics of creative real estate investing? In Phil’s take on creative real estate investing, it’s all about seeking out motivated sellers. You don’t need a lot of cash or credit, because you’ll be negotiating directly with the seller and possible obtain seller financing. Speaking of seller financing, that’s just when the property owner provides the buyer financing directly so they don’t have to go to a bank.
13.) What are some benefits of creative real estate investing? Creative real estate’s main benefit is the low barrier to entry. If you follow Phil’s model, you need neither money nor credit to break into real estate investing. In traditional real estate, you need the money to buy the properties or the credit to obtain the financing. Less competition in creative real estate means you can take more time to scope out good deals and negotiate on a fair price. Phil discusses yet another advantage in his course: when institutional investors like Wall Street buy up properties, people freak out. The creative investor thinks “great, I can just sell my properties to Wall Street for large gains!”.
14.) What is the Multiple Listing Service? The Multiple Listing Service, or MLS for short, is a suite of services real estate brokers use to facilitate real estate transactions. The most prominent feature is the list of properties. You have to be a real estate agent to gain access to the MLS.
15.) What is Phil’s Creative Real Estate Formula? It has 6 steps: Generate Leads, Qualify Leads, Contract, Deal Evaluation, Exit Strategy, and Close. Generate Leads involves finding motivated sellers, Qualify Leads is when you first meet with leads and inspect the property, Contract is when you make an offer and get a contract, Deal Evaluation is when you thoroughly inspect the property and all related items like the title and tax liens, Exit Strategy is when you fix up the house and prepare to sell it, and Close is all about closing the deal.
16.) What is house flipping? House flipping is a real estate business model where you buy properties with the intent to later sell for a profit. Usually, house flippers buy an undervalued or poor-condition house, fix it up, then sell it when the value of the house appreciates.
17.) What does Phil look for in candidates for the Apprentice program? Phil wants his apprentices to be coachable, action-oriented, honest, committed, and to have a positive mental attitude. Essentially, he wants open-minded, honest students who are dedicated to taking action and succeeding in real estate despite any challenges that come their way.
18.) How much can I earn as a Freedom Mentor apprentice? You can make a good amount of money. You might think you won’t since you’re splitting net profits 50/50 with Phil, but that aligns Phil’s interests with yours. Since he also earns money on successful deals, he’s just as motivated to try and earn a lot of money. Still, you won’t become a millionaire overnight, and you shouldn’t expect the wild success he depicts in his testimonials.
19.) How much does Freedom Mentor cost? Freedom Mentor costs $3,000 upfront plus a $197 per month membership fee.
20.) Does Freedom Mentor offer a free trial? No. This is a mentor program, so Phil can’t offer a free trial.
21.) Are there any upsells? No.
22.) Are there any downsells? Yes, Phil offers a free real estate course called Creative Real Estate Investing And Flipping Houses, a few of his books, and a Pre Apprentice program as downsells. His books are called How To Be A Real Estate Investor and Real Estate Investing Gone Bad. How To Be A Real Estate Investor is a step-by-step guide for beginners to get into real estate with little cash or credit. Real Estate Investing Gone Bad is a compilation of 21 case studies of real estate deals that fell through for various reasons. The free real estate course introduces you to creative real estate investing, teaching you Phil’s creative real estate formula, general real estate content, and some mindset stuff. The Pre Apprentice program contains a whole lot of features, which I’ll name in the next FAQ.
23.) What is in the Pre Apprentice program? The Pre Apprentice program contains a 10-chapter real estate Supercourse, a success blueprint with step-by-step plans to follow every week, quick start audio and video trainings, a list of funding resources, a library of real estate document templates, a preferred vendor network they call their “million-dollar rolodex”, a knowledge center, the ePartner real estate dealmaking automation software, completed buyer and seller websites for professionalism, a lender database, and 30 days of coaching with Phil.
24.) How much do the downsells cost? Real Estate Investing Gone Bad is $9.99 on Amazon, but you can get it for free on Kindle with an Audible free trial. How To Be A Real Estate Investor normally costs $9.97 on Amazon, but you can get it free by entering your email on Freedom Mentor’s site. Phil also sends you a free investor training video series if you request a free copy of How To Be A Real Estate Investor. The Pre Apprentice Program costs $997.
25.) What is Freedom Mentor’s refund policy? The mentorship program doesn’t offer refunds. The Pre Apprentice program offers a full refund if you email their support team requesting a refund within 3 days of purchasing the Pre Apprentice program.
26.) Does Freedom Mentor have an affiliate program? No.
27.) What is Freedom Mentor’s BBB rating? Freedom Mentor isn’t on the BBB, but Phil’s real estate company called Relief Real Estate has an A+.
28.) Who is Freedom Mentor best for? Freedom Mentor is best for people who want to get into the real estate industry full-time or want to take their investing endeavors to the next level. It’s not for the casual investor.
28.) Does Freedom Mentor have any relation to Your Freedom Mentor? No. Your Freedom Mentor is an affiliate marketing MLM with no relation to Phil’s Freedom Mentor.
29.) Is Freedom Mentor a scam? No. It’s pricy and Phil takes half the profits, but he’s a successful investor and many of his apprentices find plenty of success too.
30.) Comparable Products: Lease Option Pro, Bigger Pockets
Freedom Mentor Review – Overview
Freedom Mentor is a real estate mentoring program that gives investors the rare opportunity to earn money while learning from and working with a successful real estate investor.
That real estate investor is Phil Pustejovsky. A little background on Phil first.
Phil attended and graduated from Vanderbilt University.
While there, he partied extremely hard and still managed to squeak by with a mechanical engineering degree.
His poor GPA made the job hunt a struggle, though, so he took a job as a valet, which he says humbled him and taught he had to work for what he wanted. Phil asked many of the wealthy valet clients for advice, and many of them said real estate go them rich.
The seeds were planted, but his journey started out rough. His first real estate deal fell through and left him homeless and living out of a truck.
Phil then stumbled upon a veteran investor who would later become his mentor after he hit rock bottom. Slowly but surely, he began to build his wealth in real estate and he eventually became financially free. So financially free, in fact, that he’s “retired” to a waterfront mansion in Florida.
He calls his philosophy”creative real estate investing”. In broad terms, this is anything real estate investing method that doesn’t involve traditional characteristics like using the Multiple Listing Service or real estate agents. Phil’s take is to market to and negotiate directly with sellers to avoid the hassle and competition involved in traditional investing.
In Freedom Mentor, he partners with his apprentices to strike these deals, and yes, the apprentices get paid.
Information on the program can be hard to come by, though, so read the rest of our Freedom Mentor review below.
Product
Freedom Mentor partners you with Phil to learn real estate with real-world deals. Other features include a personalized investment plan, access to a lender database, 2 conference calls per week with other apprentices, daily communication with Freedom Mentor’s coaching staff, and 3 calls per month with the coaching staff.
First, the program itself.
You and Phil partner up to form an actual real estate business. Phil splits all net profits with you 50/50. What this does is incentivize him to work hard and find good deals.
And by finding good deals, you’ll both make money AND you’ll learn what an actual real estate deal looks like.
The personalized investment plan is what you follow.
You work with Phil’s staff to create a plan based on your goals.
The lender database is a nice addition.
You can use this database to seek out funding when you need it. Phil’s big on creative real estate, but sometimes you do need a bit of financing.
Then you get 2 conference calls per week with other apprentices.
On these calls, you can share stories from your time in the real estate trenches. You’ll get to establish some camaraderie with other apprentices.
Of course, you talk a lot with the coaching staff too.
The coaching staff keeps in contact with you on a daily basis since you’re part of a real estate business. In addition to that, you get 3 coaching calls per month where they’ll help you overcome the obstacles you’re bound to run into in real estate.
I think the intention of the bonuses is to provide the formal education portion. The main part of the program is the “on-the-job” learning portion, kind of like a real estate “internship”.
Upsells and Downsells
Freedom Mentor has no upsells, but it has 4 downsells. They are his free Creative Real Estate Investing And Flipping Houses course, his two books called How To Be A Real Estate Investor and Real Estate Investing Gone Bad, and his Pre Apprentice program.
His free course introduces you to his creative real estate investing philosophy. It’s split into 7 modules: Getting Started, Creative Vs. Traditional Real Estate Investing, Step By Step Creative Real Estate Investing Formula, Buying Real Estate Without Cash Or Credit, Flipping Houses Wisdom, Planning Your Future in Real Estate, and What You Need To Know Before You Start Investing.
There is a lot of content packed into the free course. If you’re willing to strike out on your own without Phil and pursue creative real estate investing, I bet the free course has everything you need to get started.
All you need is a free Teachable student account to enroll in his free course.
How To Be A Real Estate Investor is a simple, step-by-step guide for beginner investors to break into real estate with little cash or credit.
Real Estate Investing Gone Bad has 21 case studies about real estate deals that failed. Usually, the deals involved new investors or investors buying properties they weren’t experienced with. Everyone always hypes up real estate as the greatest investment out there, so it’s cool that Phil is able to balance that out with a book that shows real estate isn’t some get-rich-quick scheme.
The Pre Apprentice Program contains a creative real estate investing “supercourse”, a list of sites to find buyers and sellers, 1 year of access to ePartner real estate software, a library of form templates, a rolodex, a quick start video and audio series, a knowledge center, Phil’s Fast Cash Success Blueprint, access to deal funding, and 30 days of coaching with Phil.
You can’t easily find the Pre Apprentice program without searching for it on his site with the search bar.
Pricing
Freedom Mentor costs $3,000 upfront plus a $197 per month membership fee.
How To Be A Real Estate Investor costs $9.97 on Amazon. However, Phil offers it as a free lead magnet on his site if you give him your email. He also includes a free investor training video series if you opt for the free book, so there’s no point in buying it off Amazon.
Real Estate Investing Gone Bad costs $9.99 on Amazon, but you can sign up for an Audible free trial and get the audiobook version for free.
The Pre Apprentice program costs $997.
Affiliate Program
Freedom Mentor’s apprentice program does not have an affiliate program. Phil only wants the most serious aspiring real estate entrepreneurs in his program, similar to how Jeff Samis only wants the most serious students in his Profit League community.
Phil’s other Freedom Mentor products don’t have affiliate opportunities either, unfortunately.
Recap
Freedom Mentor isn’t a scam.
There are tons of real estate courses out there, like Kris Krohn’s Lease Option Pro. However, there are not a lot of formal mentor programs where you can earn money while breaking into real estate.
Sure, it’s expensive. But again, it’s more than just a real estate course.
You could learn by reading online resources and trying your hand at real estate yourself, or you can cut your learning curve by investing in your education.
Neither way is wrong as long as you’re serious about making money in real estate.
Phil gives you both options with Freedom Mentor anyways.
0 notes
antionetterparker · 5 years
Text
Freedom Mentor Review – is Phil Pustejovsky’s real estate mentoring program a scam?
Freedom Mentor is a real estate mentoring program that shows you how to get into the world of real estate.
In our Freedom Mentor review, I’ll give you a rundown of the whole program.
Everyone praises real estate as an amazing investment, a great business model, you name it. The goal of many is to either become financially free directly through real estate or through some other means then invest their profits into real estate.
Thanks to this enthusiasm, there have been tons of real estate scams for years. Most of them promise quick, easy, low-risk riches
You’ve probably heard of those house-flipping seminar scams. The presenters persuade you to buy a property by providing some useful but mostly garbage information, have you sign contracts to prevent you from suing, then they screw you over because the properties they were hyping up weren’t great at all.
There’re plenty more types of real estate scams beyond those seminars, too.
Phil Pustejovsky’s Freedom Mentor apprentice program isn’t one of them. It’s actually a good program, but it’s definitely not for everybody.
Read our full Freedom Mentor review below for more information.
FAQ
1.) What is Freedom Mentor? Freedom Mentor is a real estate mentoring program created by real estate investor Phil Pustejovsky. It’s also the name of the rest of Phil’s real estate education business.
2.) Who is Phil Pustejovsky? Phil Pustejovsky is a real estate investor, author, mentor, coach, and founder of Freedom Mentor. He also runs an extremely popular Freedom Mentor YouTube channel where he gives away free advice and opinions. In addition to his businesses, he puts on live events.
3.) How do I join Freedom Mentor? To join Freedom Mentor, you have to apply on the site. Once you apply, a member of Phil’s team will reach out to you sometime afterward to discuss the program. You’ll then be screened on the call to determine if you’re a worthy candidate.
4.) How does Freedom Mentor work? You split the profits 50/50 with Phil until you’ve reached $100,000. What this does is give Phil “skin in the game” so he’s further motivated to secure the best deals, making this a win-win program.
5.) What else does Freedom Mentor’s Apprentice program include? Freedom Mentor includes access to a lender database, 2 conference calls per week with other apprentices, daily communication with Freedom Mentor’s coaching staff, and 3 calls per month with the coaching staff.
6.) A little background on Phil? Phil graduated from Vanderbilt University. He claims he partied so hard during that time that he ended up homeless and living out of a truck. He failed his first few times in real estate, then decided to get a mentor when he hit rock bottom. Slowly but surely, he began to build his wealth in real estate and he eventually became financially free. He founded Freedom Mentor to help others through the power of mentoring and coaching.
7.) What businesses does Phil run aside from Freedom Mentor? Aside from Freedom Mentor, Phil’s other business is a real estate firm called Relief Real Estate that buys houses from homeowners with an emphasis on fast, simple, fair deals.
8.) What is Phil’s real estate investing philosophy? Phil adheres to what he calls “creative real estate”. Creative real estate is essentially any real estate investing that doesn’t follow traditional methods. Phil’s creative real estate investing is about seeking out motivated sellers and negotiating directly with them.
9.) What does Phil mean by a motivated seller? A motivated seller to Phil is any seller who you can contact directly and negotiate a deal. This is advantageous because there’s no real estate agent to pay, less competition, and more negotiating power. You can negotiate on a price multiple times instead of submitting your bid and hoping the seller takes it.
10.) What are some characteristics of traditional real estate investing? In traditional real estate investing, investors look to buy properties from the Multiple Listing Service through a real estate agent. Other characteristics include buying from wholesalers, participating in property bidding wars, traditional financing, heavy competition, and a need to constantly seek out deals. Essentially, traditional real estate investing requires a lot of money.
11.) What are some benefits of traditional real estate investing? Traditional real estate investing does have some advantages. Its main advantage is the ability to snag properties more quickly. When you have a lot of money to play around with, getting properties is as easy as bidding on multiple properties through a real estate agent and closing a deal. Also, traditional real estate is great for scoring long-term deals since you can provide cash up front instead of relying on seller financing. In addition, auctions are a part of traditional real estate. Properties are guaranteed to sell at auctions, so they’re easy targets if you want to find new properties. Lastly, creative real estate tends to have worse educational programs out there than traditional real estate.
12.) What are some characteristics of creative real estate investing? In Phil’s take on creative real estate investing, it’s all about seeking out motivated sellers. You don’t need a lot of cash or credit, because you’ll be negotiating directly with the seller and possible obtain seller financing. Speaking of seller financing, that’s just when the property owner provides the buyer financing directly so they don’t have to go to a bank.
13.) What are some benefits of creative real estate investing? Creative real estate’s main benefit is the low barrier to entry. If you follow Phil’s model, you need neither money nor credit to break into real estate investing. In traditional real estate, you need the money to buy the properties or the credit to obtain the financing. Less competition in creative real estate means you can take more time to scope out good deals and negotiate on a fair price. Phil discusses yet another advantage in his course: when institutional investors like Wall Street buy up properties, people freak out. The creative investor thinks “great, I can just sell my properties to Wall Street for large gains!”.
14.) What is the Multiple Listing Service? The Multiple Listing Service, or MLS for short, is a suite of services real estate brokers use to facilitate real estate transactions. The most prominent feature is the list of properties. You have to be a real estate agent to gain access to the MLS.
15.) What is Phil’s Creative Real Estate Formula? It has 6 steps: Generate Leads, Qualify Leads, Contract, Deal Evaluation, Exit Strategy, and Close. Generate Leads involves finding motivated sellers, Qualify Leads is when you first meet with leads and inspect the property, Contract is when you make an offer and get a contract, Deal Evaluation is when you thoroughly inspect the property and all related items like the title and tax liens, Exit Strategy is when you fix up the house and prepare to sell it, and Close is all about closing the deal.
16.) What is house flipping? House flipping is a real estate business model where you buy properties with the intent to later sell for a profit. Usually, house flippers buy an undervalued or poor-condition house, fix it up, then sell it when the value of the house appreciates.
17.) What does Phil look for in candidates for the Apprentice program? Phil wants his apprentices to be coachable, action-oriented, honest, committed, and to have a positive mental attitude. Essentially, he wants open-minded, honest students who are dedicated to taking action and succeeding in real estate despite any challenges that come their way.
18.) How much can I earn as a Freedom Mentor apprentice? You can make a good amount of money. You might think you won’t since you’re splitting net profits 50/50 with Phil, but that aligns Phil’s interests with yours. Since he also earns money on successful deals, he’s just as motivated to try and earn a lot of money. Still, you won’t become a millionaire overnight, and you shouldn’t expect the wild success he depicts in his testimonials.
19.) How much does Freedom Mentor cost? Freedom Mentor costs $3,000 upfront plus a $197 per month membership fee.
20.) Does Freedom Mentor offer a free trial? No. This is a mentor program, so Phil can’t offer a free trial.
21.) Are there any upsells? No.
22.) Are there any downsells? Yes, Phil offers a free real estate course called Creative Real Estate Investing And Flipping Houses, a few of his books, and a Pre Apprentice program as downsells. His books are called How To Be A Real Estate Investor and Real Estate Investing Gone Bad. How To Be A Real Estate Investor is a step-by-step guide for beginners to get into real estate with little cash or credit. Real Estate Investing Gone Bad is a compilation of 21 case studies of real estate deals that fell through for various reasons. The free real estate course introduces you to creative real estate investing, teaching you Phil’s creative real estate formula, general real estate content, and some mindset stuff. The Pre Apprentice program contains a whole lot of features, which I’ll name in the next FAQ.
23.) What is in the Pre Apprentice program? The Pre Apprentice program contains a 10-chapter real estate Supercourse, a success blueprint with step-by-step plans to follow every week, quick start audio and video trainings, a list of funding resources, a library of real estate document templates, a preferred vendor network they call their “million-dollar rolodex”, a knowledge center, the ePartner real estate dealmaking automation software, completed buyer and seller websites for professionalism, a lender database, and 30 days of coaching with Phil.
24.) How much do the downsells cost? Real Estate Investing Gone Bad is $9.99 on Amazon, but you can get it for free on Kindle with an Audible free trial. How To Be A Real Estate Investor normally costs $9.97 on Amazon, but you can get it free by entering your email on Freedom Mentor’s site. Phil also sends you a free investor training video series if you request a free copy of How To Be A Real Estate Investor. The Pre Apprentice Program costs $997.
25.) What is Freedom Mentor’s refund policy? The mentorship program doesn’t offer refunds. The Pre Apprentice program offers a full refund if you email their support team requesting a refund within 3 days of purchasing the Pre Apprentice program.
26.) Does Freedom Mentor have an affiliate program? No.
27.) What is Freedom Mentor’s BBB rating? Freedom Mentor isn’t on the BBB, but Phil’s real estate company called Relief Real Estate has an A+.
28.) Who is Freedom Mentor best for? Freedom Mentor is best for people who want to get into the real estate industry full-time or want to take their investing endeavors to the next level. It’s not for the casual investor.
28.) Does Freedom Mentor have any relation to Your Freedom Mentor? No. Your Freedom Mentor is an affiliate marketing MLM with no relation to Phil’s Freedom Mentor.
29.) Is Freedom Mentor a scam? No. It’s pricy and Phil takes half the profits, but he’s a successful investor and many of his apprentices find plenty of success too.
30.) Comparable Products: Lease Option Pro, Bigger Pockets
Freedom Mentor Review – Overview
Freedom Mentor is a real estate mentoring program that gives investors the rare opportunity to earn money while learning from and working with a successful real estate investor.
That real estate investor is Phil Pustejovsky. A little background on Phil first.
Phil attended and graduated from Vanderbilt University.
While there, he partied extremely hard and still managed to squeak by with a mechanical engineering degree.
His poor GPA made the job hunt a struggle, though, so he took a job as a valet, which he says humbled him and taught he had to work for what he wanted. Phil asked many of the wealthy valet clients for advice, and many of them said real estate go them rich.
The seeds were planted, but his journey started out rough. His first real estate deal fell through and left him homeless and living out of a truck.
Phil then stumbled upon a veteran investor who would later become his mentor after he hit rock bottom. Slowly but surely, he began to build his wealth in real estate and he eventually became financially free. So financially free, in fact, that he’s “retired” to a waterfront mansion in Florida.
He calls his philosophy”creative real estate investing”. In broad terms, this is anything real estate investing method that doesn’t involve traditional characteristics like using the Multiple Listing Service or real estate agents. Phil’s take is to market to and negotiate directly with sellers to avoid the hassle and competition involved in traditional investing.
In Freedom Mentor, he partners with his apprentices to strike these deals, and yes, the apprentices get paid.
Information on the program can be hard to come by, though, so read the rest of our Freedom Mentor review below.
Product
Freedom Mentor partners you with Phil to learn real estate with real-world deals. Other features include a personalized investment plan, access to a lender database, 2 conference calls per week with other apprentices, daily communication with Freedom Mentor’s coaching staff, and 3 calls per month with the coaching staff.
First, the program itself.
You and Phil partner up to form an actual real estate business. Phil splits all net profits with you 50/50. What this does is incentivize him to work hard and find good deals.
And by finding good deals, you’ll both make money AND you’ll learn what an actual real estate deal looks like.
The personalized investment plan is what you follow.
You work with Phil’s staff to create a plan based on your goals.
The lender database is a nice addition.
You can use this database to seek out funding when you need it. Phil’s big on creative real estate, but sometimes you do need a bit of financing.
Then you get 2 conference calls per week with other apprentices.
On these calls, you can share stories from your time in the real estate trenches. You’ll get to establish some camaraderie with other apprentices.
Of course, you talk a lot with the coaching staff too.
The coaching staff keeps in contact with you on a daily basis since you’re part of a real estate business. In addition to that, you get 3 coaching calls per month where they’ll help you overcome the obstacles you’re bound to run into in real estate.
I think the intention of the bonuses is to provide the formal education portion. The main part of the program is the “on-the-job” learning portion, kind of like a real estate “internship”.
Upsells and Downsells
Freedom Mentor has no upsells, but it has 4 downsells. They are his free Creative Real Estate Investing And Flipping Houses course, his two books called How To Be A Real Estate Investor and Real Estate Investing Gone Bad, and his Pre Apprentice program.
His free course introduces you to his creative real estate investing philosophy. It’s split into 7 modules: Getting Started, Creative Vs. Traditional Real Estate Investing, Step By Step Creative Real Estate Investing Formula, Buying Real Estate Without Cash Or Credit, Flipping Houses Wisdom, Planning Your Future in Real Estate, and What You Need To Know Before You Start Investing.
There is a lot of content packed into the free course. If you’re willing to strike out on your own without Phil and pursue creative real estate investing, I bet the free course has everything you need to get started.
All you need is a free Teachable student account to enroll in his free course.
How To Be A Real Estate Investor is a simple, step-by-step guide for beginner investors to break into real estate with little cash or credit.
Real Estate Investing Gone Bad has 21 case studies about real estate deals that failed. Usually, the deals involved new investors or investors buying properties they weren’t experienced with. Everyone always hypes up real estate as the greatest investment out there, so it’s cool that Phil is able to balance that out with a book that shows real estate isn’t some get-rich-quick scheme.
The Pre Apprentice Program contains a creative real estate investing “supercourse”, a list of sites to find buyers and sellers, 1 year of access to ePartner real estate software, a library of form templates, a rolodex, a quick start video and audio series, a knowledge center, Phil’s Fast Cash Success Blueprint, access to deal funding, and 30 days of coaching with Phil.
You can’t easily find the Pre Apprentice program without searching for it on his site with the search bar.
Pricing
Freedom Mentor costs $3,000 upfront plus a $197 per month membership fee.
How To Be A Real Estate Investor costs $9.97 on Amazon. However, Phil offers it as a free lead magnet on his site if you give him your email. He also includes a free investor training video series if you opt for the free book, so there’s no point in buying it off Amazon.
Real Estate Investing Gone Bad costs $9.99 on Amazon, but you can sign up for an Audible free trial and get the audiobook version for free.
The Pre Apprentice program costs $997.
Affiliate Program
Freedom Mentor’s apprentice program does not have an affiliate program. Phil only wants the most serious aspiring real estate entrepreneurs in his program, similar to how Jeff Samis only wants the most serious students in his Profit League community.
Phil’s other Freedom Mentor products don’t have affiliate opportunities either, unfortunately.
Recap
Freedom Mentor isn’t a scam.
There are tons of real estate courses out there, like Kris Krohn’s Lease Option Pro. However, there are not a lot of formal mentor programs where you can earn money while breaking into real estate.
Sure, it’s expensive. But again, it’s more than just a real estate course.
You could learn by reading online resources and trying your hand at real estate yourself, or you can cut your learning curve by investing in your education.
Neither way is wrong as long as you’re serious about making money in real estate.
Phil gives you both options with Freedom Mentor anyways.
via https://mlmcompanies.org/freedom-mentor/
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Vui chi tiêu - Hoàn tiền triệu với thẻ E-Partner Vietinbank NAPAS
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Vui chi tiêu - Hoàn tiền triệu với thẻ E-Partner Vietinbank NAPAS
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Dialing up the past: How did the early internet affect the media?
Discs from the early days of AOL
Image: Jeran Renz/wikimedia commons
Amit Rathore is the founder and CEO of Quintype, a modern media technology platform and premium monetization service.
If you’re old enough, think back to the early days of the internet. It was a tapestry of low-res images, comic sans, scrolling banners, and painfully slow dial-up connections. Back then, it was hard to imagine what a ubiquitous and important thing it would become. In fact, an infamous Newsweek article dating back to 1995 was titled The Internet? Bah!
Harder to imagine still was the impact it would have on industry and media publications in particular.
Today, the traditional media industry is in crisis. Since the internet began to provide open and free access to news and media content, leading publications have struggled to find viable monetization models. According to Pew Research, non-digital advertising revenue fell by 10% in 2015 alone, and in 2014, the latest year for which data was available, newsroom employment also declined by 10%. A handful of forward-thinking legacy publications the New York Times and the Washington Post, for example have begun to find their feet in the tough new digital landscape. Others like Buzzfeed are turning to direct sales to bolster revenues. Within the next five years we are likely to see half of todays legacy media businesses go bust if they cannot start making profits.
While the new ecosystem will kill off many players, it will leave a less crowded playing-field for those that can adapt quickly to the new conditions and find means of monetizing in the digital world.
The impact the internet has had on the media from the early 1990s to the tech bubble was massive. But how did we reach this stage?
What was the early impact of the internet?
The first half of the nineties saw a small number of news-sites pop up, with Bloomberg, Wired and MTV all launching in 1993. They were shortly followed by the Economist, Telegraph.co.uk, Velonews, and Jerrys Guide which would become Yahoo! in 1994, before CNN Digital went live in 1995.
However, early users were most excited about the recreational uses of the internet. The prospect of sharing ideas and opinions with people on the other side of the world resonated far more than the idea of consuming content and reading the news.
In Mark Butlers book How to Use the Internet, released back in 1994, newsreaders are featured low on the list of functions, with more focus put on electronic mail, and finding people to communicate with.
Early Pew Center research into internet saturation in the U.S. in 1995 revealed that 14 percent of the country was already online. But the slow and expensive process of logging on through dial-up modems held back the newfound past-time as a novel hobby rather a day to day activity for the majority.
Of course, this made the internet’s global success hard to predict, and its eventual impact on traditional media was entirely unforeseen.
How did legacy media companies interact with the early internet?
In the mid 1990s, the web was a mess. There was no Google, and it was very challenging to navigate through pages that were often unedited. As a result, people in the media saw the early World Wide Web as a curiosity and nothing more.
Very few newspapers could afford or had the expertise to create online outlets, nor was there much desire to. The investments required to build out websites were steep, with Time Warners celebrated Pathfinder site reputedly costing $120 million to build. The audience was, at that time, very limited.
But then something remarkable happened. Online banner advertising began in the early 1990s as page owners sought additional revenue streams to support their content. It was an unexpected success.
The first clickable web ad was sold by Global Network Navigator in 1993, and the first AT&T ad on HotWired had a 44% click-through rate (CTR), a number unheard of today. As the famous statistic goes, youre more likely to survive a plane crash than you are to click on a banner ad and an average CTR on a Facebook advertisement today would be closer to 1%. By the late 1990s, due in part to higher user numbers and impressive CTRs, hundreds of U.S. newspapers began publishing online versions.
The electronic newspaper is part of a strategy to extend the readership of the Times and to create opportunities for the company in the electronic media industry, said Martin Nisenholtz, president of The New York Times, in 1996 when the newspaper introduced its website.
How did media publications feel about the internet at the end of 1990s?
By 1999, the estimated number of worldwide internet users had reached 150 million, with more than half of them based in the United States. The dot-com boom was well underway, and investors and consumers alike were going crazy for anything internet.
While internet saturation had increased dramatically, and traditional media outlets were starting to take more notice of the potential of web, at this point the internet still did not pose a threat to the media industry.
Somewhat counterintuitively, a 1997 study by Robinson and Godbey found that computer use was in fact linked to an increase in the consumption of print. This was most likely down to higher-socioeconomic groups cultural favoritism for print media. However, in the midst of the dot-com boom, experts had begun to predict an impending shift.
A 1998 report by Forrester Research stated advertisers will increasingly migrate to online businesstobusiness sites, and that trade publishers are lagging behind Web startups.
The late nineties saw media moguls like Rupert Murdoch a self professed internet skeptic take a step into the digital unknown. In April 1999, Murdochs News Corp formed the venture capital company epartners with $300 million to invest in the internet, interactive television and wireless communication. At this point, News Corps stance was to use websites as a commercial tool to extend the brands of existing media outlets.
By then, most leading news outlets had extended their services online. However, even at the peak of the dot com boom, online news was viewed as a profitable extension of regular print news media, rather than a direct competitor.
Nevertheless, advancements in internet technology would open the door to a much richer multimedia experience, bringing video to users screens as well as an enhanced sense of community and interaction. This would begin to make online news more appealing to the average news reader than the paper dailies on which they had relied for so many years.
The challenges the media are facing today stem from that early, chaotic digital frontier. With a massive growth in users and the global and scalable nature of the web, however, there were clear indications that the internet would be a game changer.
Today, we are seeing similar beginnings, with the rise of artificial intelligence, the internet of things, and virtual and augmented reality. Whether these affect the media industry in a positive or negative way really depends on how we leverage and prepare for them. Its time to learn from the lessons of the past: The one thing we shouldnt do is underestimate just how reactive we need to be to new technology and media in the future.
Read more: http://ift.tt/2jnFD2u
from Dialing up the past: How did the early internet affect the media?
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