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ryanjdonovan · 5 years ago

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Donovan's Oscar Prognostication 2020

Pablo Picasso said, "The purpose of art is washing the dust of daily life off our souls." I'm sure all of this year's Academy Award nominees believe he was talking about them specifically. The same cannot be said, however, of this excruciatingly long and dull article. It'll put that dust right back all over your soul. So sit back, relax, pop some trucker pills, and prepared to be bored stiff with my 21st annual Oscar predictions.

BEST PICTURE:

SHOULD WIN: 1917 WILL WIN: 1917 GLORIOUSLY OMITTED: Downton Abbey INGLORIOUSLY SNUBBED: Knives Out

In a year when all the acting races were decided before New Year's, the Best Picture category may have one of the few chances for a surprise. At least three movies (or five, depending on who you ask) have a shot to win: 1917, Parasite, and Once Upon A Time… In Hollywood (plus The Irishman and Joker). But if you like to bet, the odds of 1917 taking the big prize are getting better by the day. It was in good position already, but its recent Producers Guild victory (which foretold somewhat-surprising Best Picture winners Green Book and The Shape Of Water) puts it over the top. 1917's chances are further buoyed by the preferential voting system in this category, which favors movies that are universally liked over movies that are loved by some and disliked by others. (This is how many pundits explain Green Book's surprise victory last year, which nobody seemed ecstatic about. And if you want to know the details on how the voting system works, buy me a beer sometime and I'll bore you to tears.) Oh, and 1917 may also win because it's an absolute masterpiece. So then, why might it lose? History, for one: No movie has ever won this award without having at least an acting OR editing nomination -- and 1917 has neither. Secondly, critic reviews like the one from the New Yorker: "1917, a film of patriotic bombast, has an imagination-free script filled with melodramatic coincidences that trivialize the life-and-death action by reducing it to sentiment." Wow, I bet he's a lot of fun at parties. And finally, the reason I've been hearing most often: It's a simple story of good old-fashioned bravery and triumph of the will, and in these sardonic times, people don't wanna hear that rah-rah sh#t. But ultimately, you can likely count on optimism prevailing and carrying the film to victory.

So if 1917 doesn't win, what will? Well, what kind of person are you? The cynics are picking Parasite (and I'm a cynic, so it's weird that I'm not picking it). If you want to feel like you are personally responsible for every socioeconomic injustice on the planet and at least partly accountable for several socially-motivated murders in South Korea, then this is the movie for you. The obstacles for it to overcome to win Best Picture are tough: No foreign-language film has ever won (remember Roma last year?); voters will rationalize that it's assured to take home at least one trophy anyway, for Best International Film; and the same voters that are passionate about Parasite are also passionate about Once Upon A Time, so the vote will get split. But on the other hand, in its favor: Parasite is a huge international box-office success, which Roma was not; it isn't facing the "Netflix backlash" that we all underestimated last year (i.e., "streaming movies are TV movies and TV movies shouldn’t win Oscars"); the Academy has reportedly increased its international membership to 20%; and finally, movie people friggin' LOVE it. The industry, especially actors (the largest group of voters), love the movie, love the cast, love the director. They made a movie that makes everyone feel horrified and confused and upset and exasperated, and people go bananas for them at every award ceremony. The movie has captured something unique in the zeitgeist, and that's a factor that makes things almost impossible to predict. (As for me, I liked it, but I don't know what the hell it's about or what it means. More on that later.)

The West Coasters, the hippies, and the delusional are picking Once Upon A Time… In Hollywood. But wait, what about the modern film snobs? (Hey, I'm one of those too. Very weird.) They're Quentin Tarantino's bread and butter -- aren't they picking it too? Well, they're split (and very conflicted), because they've found Parasite, which has the same kind of edge and wit that Tarantino provides, but with much more incisiveness. They quite frankly don't know what to do. Here's a hint: Whichever film the snobs say they're picking, they're lying, and are actually picking the other one. The big backers for Once Upon A Time will be the old-school, long-time, insider-y insiders. Hollywood incarnate. The Hollywood that loves to reward itself. I mean, "Hollywood" is literally in the title of the movie. In theory, that should take it far with voters. But in the end, the rollicking, intoxicating, revisionist fairy tale will probably fall just short. It's clear the actors' support of Once Upon A Time is getting funneled toward Brad Pitt. Ultimately, that means it won't be #1 on enough ballots to win Best Picture.

The old school film buffs are picking The Irishman. If you don't think any good movies have been made in the last 25 years, then this is your movie. I was as excited as anyone when this came out, and really want to love it, but it's… in a word, underwhelming. As a theater purist, I can't believe I'm saying this, but: I should have watched it on Netflix on my TV. I proudly bought tickets for a film festival screening, before they announced the run time. Three-and-a-half hours is just a long damn time (without an intermission -- what happened to those??) to sit in an uncomfortable theater. It's a marathon, literally -- many people can run 26.2 miles in less time. At home, I could have taken a break, hydrated, stretched, changed compression socks, etc. It also looks like it was filmed for TV viewing, not cinema screens, despite the staggering budget and Martin Scorsese's assertions to the contrary. The de-aging of Robert De Niro, blown up on a big screen, looks downright silly: He has the shape and movement of a very old man, with patchy, digitally smoothed areas around his eyes and black shoe polish in his hair; and the fake blue eyes just look creepy. And the scenes where the actors are obviously green-screened onto a location background are jarring and look cheap. The net effect of all that is that it distracted me enough to take me out of the movie. Honestly, on Netflix, I think I would have enjoyed and appreciated it more, and could have gotten absorbed into the story.

And like everyone anticipating The Irishman, I was salivating about finally getting the Pacino/De Niro pairing that the world has been wishing for since 1974 (not counting two scenes in Heat), and it's… sort of satisfying, I guess? (But wait… can't Disney get the Russo Brothers to make a new Godfather trilogy, where Pacino and De Niro both appear as badass Force ghosts? I'm just saying, let's not dismiss the idea out of hand until we've seen a treatment.) More than definitive opinions on The Irishman, I'm left with what-ifs: What if the movie had been made 20 years ago? What if the script had been tightened up? What if the digital effects looked good? What if John Cazale was still alive and made an appearance? What if I could have paused the movie for 60 damn seconds to make a Pop-Tart? It could have been the greatest movie of all time.

The genre fanatics and fanboys/girls (other than the Marvel acolytes) are picking Joker. It's not the obvious choice, but having the most overall nominations automatically puts Joker in the Best Picture race. It doesn't pose a realistic threat to win, but the sheer popularity of it will garner some votes. Did the world really need yet another movie about the Joker and the death of Bruce Wayne's parents? Probably not. (With Jared Leto, definitely not.) The world didn't ask for it, but we got it anyway, and it turned out to be pretty incredible. And from the least likely source: Todd Phillips, the middle-to-low-brow filmmaker behind broad comedies like Old School (one of my all-time favorites) and The Hangover. And Phillips took the most obvious but least likely approach: to tell it as an serious, realistic, dramatic origin story of a man, comprehensible but not sympathetic, unable to fit in anywhere and disturbed beyond his breaking point, set in a superpower-less world, without even a mention of Batman. The Dark Knight this ain't. I'm completely on board, but have some issues with the third act; and beyond that, I can't even formulate an opinion about the confounding yet entrancing ending. Weirdly, the film doesn't quite deliver the promise of the trailer, which is a shame. I'm not giving my Best Picture vote to Joker, but I would probably vote for the trailer for Best Short Film.

The East Coast literati are picking Marriage Story. Both Marriage Story and The Irishman are long shots, but being Netflix films makes their odds even longer. The streamer tried more a palatable release strategy than it had for Roma; it gave these films month-long theatrical runs before putting them online. But we know from experience that the Academy is wary of crowning a Netflix film as Best Picture. Marriage Story is a fantastic, brainy, wrenching film, to be sure (sprinkled with lighter notes of life's absurd realities to keep the weight of it bearable), but I have a big issue with it: believability. Not that the couple is getting divorced, but that Scarlett Johansson would marry that clown Adam Driver to begin with.

And don't get me started with the kid in Marriage Story. I'm still waiting for the movie that shows a home that looks like children actually live there. If you've ever been to planet Earth, you know that homes with kids look like they've been taken over by raccoons… who are hoarders… with unlimited access to Amazon Prime. If movies were realistic, you wouldn't be able to see counter tops, rugs, tops of dining room tables, or clear paths to children's closets. The homes would basically all look like Grey Gardens. Where are the stalagmites of spilled cereal calcified to the floor? Where are the brand new books that already look like they've been attacked by hyenas? Where are the single, unmatched socks tossed in every conceivable location except a hamper? Where is the rotten food buried under piles of Legos? Where are the magic marker doodles on the screen of the iPad? Where is the foul diaper stench that is obvious to everyone except the parents? Where is the tinkle sprayed everywhere EXCEPT the inside of the toilet? Where is the pacifier stuck in the chandelier? Where are the footprints on the INSIDE of the roof of the car? Where are the crumpled up art projects from school that nobody gives a damn about? If most families' homes were ransacked by the Home Alone robbers, the parents literally wouldn't notice the difference.

And come to think of it… what kind of kid doesn't bite, scratch, talk back, throw food, scream for no reason, call anyone an a-hole, melt down over Minecraft, or tell his parents in a sweet voice, "You're not on the Naughty List… because you're on the Stupid List"? This boy in Marriage Story never even once tells his mom or dad that they are ruining his life (even though they kind of are). So, is there anything in the movie I could relate to? Well, maybe arguing with your child about Halloween costumes? I mean, you come up with an amazing group Halloween costume, and you've gotten explicit agreement from your children, and then the kids change their minds the day before and refuse to participate and want to wear something dumb instead and totally ruin the whole thing, ruin the whole holiday, hell, ruin the whole year. WHY CAN'T YOU JUST STICK TO MY AMAZING PLAN?? Nope, nothing I can relate to.

As for the remaining nominees… The book clubs are picking Little Women. The comedy fans and Hitler impersonators are picking Jojo Rabbit. Gearheads (especially Ferrari Club members that don't own Ferraris) are picking Ford V Ferrari. None stand a chance in this category.

Everybody else is picking 1917. Here are my estimations for each of the contenders winning Best Picture: 1917 - 60%, Parasite - 25%, Once Upon A Time - 11%, Irishman - 2%, Joker - 2%. Bet on it.

BEST ACTOR:

SHOULD WIN: Joaquin Phoenix (Joker) WILL WIN: Joaquin Phoenix (Joker) GLORIOUSLY OMITTED: Robert De Niro (The Irishman) INGLORIOUSLY SNUBBED: George MacKay (1917)

I'm sorry, I need to get this out of the way right off the bat: Adam Driver is a total waste of time, in Marriage Story or anything else.

Joaquin Phoenix is going to win the Oscar, and I couldn't be more conflicted. His support is strong with the Academy, but it's not without some trepidation. From a career perspective, he makes a lot of sense for voters: With his fourth nomination (plus a couple of narrow misses), people feel he's due; it's one of Phoenix's most transformative and immersive roles; with the boffo box office and impact on popular culture (and potential sequels), it will remain in the consciousness for years; Leonardo DiCaprio already has an Oscar; and the other nominees are de facto also-rans. As much as it pains me to say it, Phoenix deserves it. With films like this, Walk The Line, and Her, I begrudgingly admit that he can be, on occasion, phenomenal; and other times, he makes I'm Still Here. As for his secretive process for the Joker, he dropped a big hint when he said, "My significant other right now is myself, which is what happens when you suffer from multiple personality disorder and self-obsession." That would do it.

And of course, there is the inevitable Heath Ledger vs. Joaquin Phoenix debate, which will annoyingly factor into voting. When Phoenix matches Ledger with an Oscar victory, what happens to the argument? It's an unsolvable puzzle that the Joker himself would love. Here's the real question: What if their situations were reversed? If Phoenix's performance was first and had died right after, while Ledger's portrayal came along 10 years later and he was still living? It's easy: Phoenix's performance would be considered superior, hands down. And I'm not so sure Ledger would have won the Oscar. (Cue the readership rage.)

It's a meme come true! The internet got its wish when Jonathan Pryce was cast as his papal doppelganger, Pope Francis, in The Two Popes. (Look up the comparisons from when Francis was elected in 2013.) He's the least likely nominee to win, but I was close to choosing him as my personal pick. He's mesmerizing as a soft-spoken yet opinionated cardinal (not yet the pope) at odds with Anthony Hopkins' Pope Benedict XVI, in the days leading up to Benedict's resignation. He's a man dealing with internal and external crises of character and church, but to his credit, Pryce does not externalize it into an emotional performance. It's measured, and funny, and feels real. (The Welshman's Argentinian accent, however, is… rough. And while he tried to learn some Spanish for the role, most of his Spanish dialogue was dubbed by a native speaker, and it's glaringly obvious.) After spending most of his career playing a slight variation on the same meek everyman (which made him the least-threatening Bond villain of all time), his roles recently have been the best, juiciest, and most versatile of his career. (By the way, how did I miss the fact that Phoenix played Jesus Christ in a movie in 2018? Get these Best Actor nominees together, and the casting for the inevitable Two Popes sequel is already done.)

Pryce and Antonio Banderas are two of the nicest surprises of the awards season. They're both a couple of prolific, reliable vets who have never really been Oscar-fare guys, and aren't exactly drawing the attention they once were. It's really refreshing to see them both get some career-validating recognition with their first nominations. Heading into nomination day, I assumed only one (or neither) would get nominated, so I was thrilled to see them both chosen over more conventional (and more decorated) nominees. (And, it freed up my Snubbed award.) Banderas's character in Pain And Glory is an understated, nuanced performance, as his recent Spanish roles tend to be, but not typical compared to the more bombastic roles we're used to seeing him play in the U.S. It's perfect for the film, itself an introspective, personal story from Pedro Almodóvar, uncharacteristically simpler than the films he's most known for. Decades after he should have racked up all the awards for the brilliant Desperado, Banderas is finally going to the Oscars. And Antonio… bring your guitar.

I'm getting soft. I'm becoming numb to my dislike of Leonardo DiCaprio. He almost doesn't single-handedly ruin movies for me anymore. He's been in enough great movies (and actually been decent in a few of them), that I hardly even roll my eyes in annoyance at the mere sight of him at this point. Case in point: Once Upon A Time... In Hollywood. He's there. He's fine. He has two commendable scenes, and several other dynamic ones with the rest of the cast. That's it. The movie is good, but I can't help but feel it would be better with someone else. (Ditto Brad Pitt.)

As blasphemous as it sounds, I'm going to say it: I think Robert De Niro needs to hang it up. It's almost getting too painful to watch. Between The Irishman and Joker, he managed to sweep my Gloriously Omitted awards this year, which is no easy feat. He just looks so inert in damn near every scene in The Irishman. He's misguidedly supposed to play a much younger man through most of the movie, and you want to picture Johnny Boy or Jake La Motta or even Jimmy Conway, but instead you're seeing… Abe Vigoda. I’m putting him in the same Time To Retire category as Harrison Ford (I mean, in his upcoming movie The Call Of The Wild, it looks like the only co-star they could get for Ford is a badly-CGI'd dog). I would have also put Nick Nolte in this category, but he's redeemed himself with The Mandalorian. I have spoken.

There are a lot of actors in the running for my Snubbed pick this year: Eddie Murphy in Dolemite Is My Name, Roman Griffin Davis in Jojo Rabbit, Himesh Patel in Yesterday, Paul Walter Hauser in Richard Jewell. But ultimately, I'm going with George MacKay in 1917. For all the talk of technical and directorial accomplishments, MacKay carries the film on his shoulders. The movie simply doesn't work if he's not fantastic.

BEST ACTRESS:

SHOULD WIN: Renée Zellweger (Judy) WILL WIN: Renée Zellweger (Judy) GLORIOUSLY OMITTED: Taylor Swift (Cats) INGLORIOUSLY SNUBBED: Awkwafina (The Farewell)

Somewhere over the rainbow, Judy Davis is unimpressed… but Renée Zellweger is going to skip away with the Oscar for Judy. Every so often, a role comes along where the performer is so spot-on that they win the Oscar based on the movie's preview alone, before the movie even comes out, months before award season (like Daniel Day-Lewis in Lincoln, Helen Mirren in The Queen, Mo'Nique in Precious, Gary Oldman in Darkest Hour, or Jamie Foxx in Ray). When the Judy trailer debuted, everyone who matters (myself included) watched her clang-clang-clang with tipsy grandeur in a gilded pantsuit and half-inch eyelashes -- the Judy-est damned Judy Garland you ever saw -- and instantly said, "Yep, that's it." Throw in the fact that it's an emotional story about a beloved and tragic Hollywood icon, plus Zellweger's overexaggerated-yet-oddly-appealing comeback narrative, and the race was over before it began. The real question is whether it will break the record for Most Oscar Votes Submitted By People Who Didn't Even Watch The Movie. (The current record-holder is Meryl Streep in The Iron Lady.) In fact, I think the only Academy member who's actually watched the film is Liza Minnelli.

The only contender here that's going to pull any votes from Zellweger is Charlize Theron, for her universally lauded role in the divisively polarizing film Bombshell. Theron is riding a late-breaking wave of acclaim, has consistently matched Zellweger nomination-for-nomination, and has many critics trumpeting this as her best work. Further helping her cause, Zellweger already has an Oscar (for Cold Mountain), so she's not getting any lifetime-achievement votes. If Theron herself had not already won (for Monster), she might actually be in the running. But let's face it, even in her best hair and heels, Megyn Kelly just isn't going to compete with Judy Garland, whether it's on the screen, in a drag show, or at the Oscars.

It's almost a shame that Zellweger has been such a wire-to-wire favorite, because Scarlett Johansson is absolutely remarkable in Marriage Story. If I had a seat in the Academy, I would know that intellectually I needed to vote for Zellweger… but I would probably vote for Johansson anyway. I've never seen her so grounded, endearing, and, frankly, repellent. Her task is daunting: Beyond playing a woman slowly being torn apart at the seams during a divorce, she has to be flawed, supportive, tough, loving, conniving, sympathetic, perplexed, hurt, supportive, lovely, guarded, longing, angry, nurturing, vicious, unglamorous… and most of all, able to elicit empathy from the audience -- all without smiling, AND with shorter hair than Adam Driver. Johansson has long been considered a talented and strong screen presence, but as recently as Avengers last summer, nobody was touting her as an Oscar-caliber actress. And of course, now she has not one but two nominations (with her supporting turn in Jojo Rabbit). It's a nice payoff on the promise we saw early in her adult career, before the rom-coms and superhero flicks, boasting films like Ghost World, Lost In Translation, and Girl With A Pearl Earring. So, she won't win here, but there's always next year… Is it too much to hope that her upcoming Black Widow origin story, besides ass-kicking and acrobatics, includes a messy divorce, a nasty custody battle, World War II drama, and maybe even an imaginary Nazi?

I was glad to see Cynthia Erivo nominated for her titular role in Harriet, but I honestly thought she'd be more of a threat here. When this project about legendary heroine Harriet Tubman was announced, starring a Broadway headliner, it figured to be a favorite for Best Picture and a shoo-in for Best Actress. I penciled her in for my Nomination Locks immediately. The film debuted to strong buzz, but as the season went on, and other films and performances dominated the scene, the buzz quieted. The film missed out on most accolades, and while Erivo managed some key nominations, she missed out on a few others, casting her Oscar nomination in doubt. A lesser prognosticator may have been surprised when her name was called on Nomination Morn, but I never wavered. Am I just as confident that she will prevail at the ceremony? Well… If she does in fact win (for Actress or Original Song), the erstwhile Color Purple star will make some interesting history: the youngest person to achieve an EGOT (Emmy, Grammy, Oscar, Tony), and in the shortest amount of time (five years). And if she doesn't win, is it too soon to hope for another Harriet Tubman movie, based on the 30 Rock episode, directed by Tracy Morgan, starring a completely crazy Octavia Spencer?

Probably the least surprising name in the mix this year (or any year) is the one almost no Americans can pronounce: Saoirse Ronan. With her fourth nomination at the ripe old age of 25, we can pretty much count on an awards contender (or a Timothée Chalamet collaboration, or both) pretty much every year for the foreseeable future. Her nomination for Little Women seemed inevitable, even when she missed out on a Screen Actors Guild nod. This isn't her year, but when she hits nomination number five, it's going to start getting really hard not to give it to her… at the washed-up lifetime-achievement age of, you know, 26.

Awkwafina is my clear pick for Ingloriously Snubbed this year, for her surprising, powerful, and grounded turn in The Farewell. Other welcome inclusions would have been Lupita Nyong'o in Us, Alfre Woodard in Clemency, and Ana de Armas in Knives Out.

BEST SUPPORTING ACTOR:

SHOULD WIN: Anthony Hopkins (The Two Popes) WILL WIN: Brad Pitt (Once Upon A Time... In Hollywood) GLORIOUSLY OMITTED: Robert De Niro (Joker) INGLORIOUSLY SNUBBED: Willem Dafoe (The Lighthouse)

Well, my #AnybodyButBrad campaign is not going well. This is a category of absolute legends, and Brad Pitt is who we're picking?? It's frankly insulting. And you people (yes, you all!) are enabling this. I'm sorry, smiling is not acting. He had two good (okay, fantastic) scenes in Once Upon A Time... In Hollywood. But that was all. And we can agree, he's been a lot better in a lot of other movies. Part of the push is that he's the only nominee who hasn't won an Oscar for acting, so… we should reward him for being the least talented actor in the group? (By the way, he actually does have an Oscar, for producing 12 Years A Slave; but let's be honest, all he probably did was lend his name to secure meetings and woo financiers.) It's clear to me now that everyone is insane except me. You can make any argument you want for Once Upon A Time, but for me it comes down to this: I don't want to live in a world where Brad Pitt can beat up Bruce Lee.

The statistics and history with this group of nominated actors are fascinating (to me, but probably nobody else). The group (Tom Hanks, Anthony Hopkins, Al Pacino, Joe Pesci, Pitt) collectively boasts 30 nominations and six wins. Aside from Pitt, the last time any of these heavyweights was nominated was 2001, and the last victory was Hanks in Forrest Gump a quarter of a century ago. (As I'm typing this, I’m painfully realizing that some younger readers have probably never heard of these actors.) Pacino achieved his ninth nomination this year (his first in 27 years), putting him in third place for most male acting nominations; only Jack Nicholson (12) and Laurence Olivier (10) scored more. And if he wins, he'll have won in both Lead and Supporting Actor categories, joining a short list of nobodies with names like Lemmon, Washington, Hackman, and De Niro. (And it's worth nothing, lest any of these young whippersnappers get too impressed with their haul of nominations, that 87-year-old composer John Williams has almost double the nominations that the group has combined, having notched his 52nd nomination -- the most for any living person -- for scoring the latest Star Wars movie.)

I'm casting my dissenting vote for Anthony Hopkins, the longest odds to actually win. We take his thespian prowess for granted, and as a result I think we forget how amazing he actually is. In The Two Popes, as Pope Benedict XVI, he's unequivocally at the top of his game. His accent is iffy, but his characterization and physicality are remarkable. And his papal odd-couple pairing with Jonathan Pryce is a match made in… well, you know. Their scenes together are absolutely electric, especially their initial sit-down scene in the garden. Ostensibly, it's just two old men talking, but really, it's so much more; we SEE them quarrelling, debating, poking, out-witting, insulting, joking, and one-upping, but we FEEL them jousting, swiping, dancing, circling, assessing, piercing, and wounding. It's an exhausting prize fight, and they literally never touch. Maybe it's because he knows he has no shot at winning, but Hopkins isn't exactly wooing voters by demystifying his acting technique: "I don't research. It wasn’t difficult for me to play old because I am old. Acting for me has become dead easy. It’s not brain surgery." Tips from the master.

My favorite nomination here belongs to Joe Pesci for The Irishman. Considering he came out of a 20-year retirement to do the film, and totally nails the character, it's a wonderful capper to his career. It's intriguing to look back at his career with some perspective. He became kind of ubiquitous for being Joe Pesci (or for the public's perception of Joe Pesci), but he was actually in a remarkably small number of movies. And despite his career not taking off until he was in his late 40s, he became one of the most impressive actors of his generation. Even if you discount Raging Bull in 1981, he had an astonishing run of movies from 1989 to 1995, which included: Lethal Weapon 2, Goodfellas, Home Alone, JFK, My Cousin Vinny, A Bronx Tale, and Casino. He literally made a classic every year. And Goodfellas and Home Alone, two of the most iconic films of all time, were released a mere month apart in 1990. Then, only nine years into his hot streak, after Lethal Weapon 4 in 1998, he retired. (Though honestly, EVERYONE involved in Lethal Weapon 4 probably should have retired.) It's nice to see him one more time, reunited with a legendary director, putting a new twist on the old Joe. The things you do for money (and Scorsese).

Al Pacino is nominated for playing Jimmy Hoffa in The Irishman, and for being Al Pacino. I wouldn't pick him to win, but I’m on board with the nomination. Given his age, he should be playing Hoffa's father, but at least he, unlike Robert De Niro, looks like he's having fun in the movie. For my money, Nicholson was more convincing in looks and demeanor in his (nomination-less) portrayal of the legendary teamster boss in the 1992 film Hoffa, but Pacino makes up for it in charisma. Though I suppose it could have used at least one "Hoo-AAAAH!"

Tom Hanks is back in the mix for A Beautiful Day In The Neighborhood, now that he only portrays real-life celebrities in movies. After playing Captain Sully and Walt Disney, I guess the only sunnier and squeakier role left was Mr. Rogers. I realize he's getting loads of acclaim for this part, but I have a hard time buying him in these non-fiction roles. He's become a person so famous for disappearing into characters that he can no longer disappear into the character of a famous person. I don’t know who he can possibly play after this; unless they make a movie about Tom Hanks, he might be forced to retire.

I'm sorry, how is Willem Dafoe not winning his first Oscar for his totally bonkers role in The Lighthouse? How is he not even nominated? He's crazy, the premise is crazy, the camerawork is crazy, the, uh, mermaid parts are crazy, the whole movie's crazy, you're crazy, I'm crazy, the entire world is crazy. A couple other roles I was cheering for (which were a lot less likely, but not much less crazy): Wesley Snipes for Dolemite Is My Name and Ray Liotta for Marriage Story. Both of them were borderline certifiable, and pretty much exactly how I would hope they would be in real life.

BEST SUPPORTING ACTRESS:

SHOULD WIN: Kathy Bates (Richard Jewell) WILL WIN: Laura Dern (Marriage Story) GLORIOUSLY OMITTED: Anna Paquin (The Irishman) INGLORIOUSLY SNUBBED: Jennifer Lopez (Hustlers)

After sweeping the awards circuit, it's clear that Laura Dern will win by a landslide for her role in Marriage Story… but I'm still trying to figure out exactly why. There's no denying she's great -- it's a fun, sharp, duplicitous turn. Her character is a viper in stilettos, and she leans into it. But she just seemed like Laura Dern, if Laura Dern had a penchant for using legal jargon, manipulating old men, and putting the screws to soon-to-be-unmarried fathers. Basically, divorce lawyer Laura Dern looks and sounds a lot like talk-show guest Laura Dern. In her defense, I will say she complemented the other actors, and led a cast of spectacularly over-the-top supporting players, including Julie Hagerty, Merritt Wever, Alan Alda, Martha Kelly, and Ray Liotta. It helps that she's on a hot streak of prestige TV shows, Little Women, an upcoming return to the Jurassic Park franchise, and of course, Star Wars (I still don't understand why a droid couldn't have piloted her suicide mission; I mean, C-3PO was standing right there until he quietly backed away, but whatever). The only Oscar justification I've heard from insiders is, "It's her time." Compelling. But I guess this year that's good enough.

Why not Kathy Bates, for her role in Richard Jewell? It's possibly her best deep-south, wigged-out, overprotective mama bear role since The Waterboy. On second thought… can we just give her an honorary Oscar for The Waterboy?

While I’m stumping for Scarlett Johansson in Marriage Story, I'm not quite as high on her nomination for Jojo Rabbit. It's a refreshing characterization to be sure, veering opposite the obvious saccharine choices she could have made for the role, portraying a mother trying to raise her son and make some sense (and jokes) out of life in wartime Nazi Germany. However, I can confidently say that her nomination is more for the pivotal impact her character has on the movie, rather than the performance itself. But all things considered, with two nominations, the highest grossing movie of all time, a Captain Marvel cameo, a trailer for her own superhero movie, and (yet another) engagement, she's had quite a year.

I thought Margot Robbie might have a tough time scoring a nomination this year; it seemed like strong campaigns for Bombshell and Once Upon A Time... In Hollywood might cannibalize each other and cancel each other out. (She actually managed to score BAFTA nominations for both, but Oscar rules preclude actors from being nominated multiple times in the same category.) The meatier role in Bombshell won out, but any role would lose to Dern overall.

You had to figure someone from the supporting cast of Little Women would get a nomination here, whether it was Florence Pugh, Emma Watson, or Meryl What's-her-face. Meryl never stood a chance.

The person I would probably vote for is the one person everyone expected to be here and is also the one person who isn't here. I am personally bummed for Jennifer Lopez. I think it's easy to forget what a fantastic, dynamic actress Lopez was, early in her career, before J.Lo and Jenny From The Block and celebrity marriages and pop-stardom and brutal rom-coms and Super Bowl halftime shows and all the Razzies (so many Razzie nominations - 10 of them!). Back in films like Selena and Out Of Sight, she was the real deal. And even through the Razzie years, she has always been a smart actress with abundant charisma. So a nomination for Hustlers would have been nice validation for a long, productive, far-from-dull (and far-from-over) career. And, by the way, she's outstanding in the film. It's exactly the right role (acting and producing) at the right time in her career (and it also helps that she's effectively ageless). The film was a bit of a gamble: a "gangster" film about female strippers that has more in common with Goodfellas than Showgirls. The film basically dares audiences to root for the "bad guys" when they are women, and dares critics to praise a movie as "cool" when it's driven by women committing crimes and manipulating people. (A quick scan of the 'greatest films of all time' reminds us that we've been doing both for men for a century.) And of course, the gamble paid off in spades. A nomination would have been icing on the cake. My gut tells me conspiracy… How many of her exes are voting members of the Academy, anyway? (Looking at you, Ben.)

Honorable mentions for the Snubbed Choice: Annette Bening for The Report and Lily James for Yesterday. I really thought Bening would challenge for the prize, which would have been her (overdue) first, but her campaign never really caught on. And James de-glammed (slightly) to play the heart (to Himesh Patel's soul) in the Beatles love letter.

BEST DIRECTOR:

SHOULD WIN: Sam Mendes (1917) WILL WIN: Sam Mendes (1917) GLORIOUSLY OMITTED: Tom Hooper (Cats) INGLORIOUSLY SNUBBED: Rian Johnson (Knives Out)

This category could be ripe for an upset… by pretty much anyone. All indictors point to Sam Mendes being a lock for 1917: He won the Director's Guild Award (the most accurate predictor of any award in any category), he also won all the other lead-up awards, and everyone pretty much agrees his film was the most technically challenging of the bunch. And I've got to say, the praise is warranted. It's an emotional, visceral, non-stop assault, in the best possible way. Of course, much of the credit goes to cinematographer Roger Deakins. But Mendes's meticulous planning of every single camera move and unbroken continuity thrusts the viewer, almost unwillingly, into the dizzying melee, physically and mentally. The Oscar is rightfully his. But still, there is some doubt. He's already got an Oscar (for American Beauty), and this is only his second directing nomination. Given the company in this category, is it right that he go two-for-two? Is he as great as Martin Scorsese or as influential as Quentin Tarantino? And he's only directed eight feature-length films in his entire career, so isn't he just plain lazy? On top of all that, he got to direct the James Bond films that Tarantino always wanted to. I mean, is any of that fair?

I think Bong Joon Ho stands the best chance of pulling off an upset, especially if there's a Picture/Director split. He was a long-shot early in the race, but he's quickly gaining ground, and there's an X-factor here that can't be quantified: He seems to have tapped into something that people keep talking about (the film shot up IMDB's all-time Top Rated Movies list almost instantly), his film is becoming more of a global phenomenon by the day, he and his cast have charmed at all the festivals and award shows, and people in the industry are flat-out rooting for him. And while Mendes, Tarantino, and Martin Scorsese already have Oscars, he's a first-time nominee who has been adored by critics for years (I mean, who doesn't love a good sledgehammer-shattering-a-frozen-arm scene?). But the big thing that will thwart his bid is the splitting of the "cool" vote: Many of the people that want to vote for Bong also want to vote for….

…Quentin Tarantino, who also has a real shot with Once Upon A Time... In Hollywood, and it has more to do with legacy than his film. He has two Oscars, but they're both for screenwriting (and he may have a third before the night is over); he does not have a statuette for directing. The big question in everyone's mind is: Will history look favorably on the Academy if Tarantino -- thought by many to be one of the most influential (if not one of the flat-out greatest) directors of his generation -- never wins a Best Director Oscar? Tarantino has shrewdly said that he's only planning to make one more movie before he retires (and it may be a Star Trek flick). To voters, that means: The clock is ticking, and this might be the last chance to bestow the honor. While I don't think that sentiment will carry a victory, it will undoubtedly be a factor. For my personal choice, as is often the case, this comes down to Who Do I Think DESERVES To Win vs. Who Do I WANT To Win? No question, I think Mendes deserves to win… buuuuut, I'm rooting for Tarantino. If he had simply won for Pulp Fiction (which will likely hold up as his most revered film 50 years from now), we wouldn't be in this mess.

You also can't quite count out Martin Scorsese, for The Irishman. His ninth Best Director nomination pushes him past Billy Wilder for second-most all time (William Wyler leads with 12). A win would be shocking, but then again, if you took a poll of cinephiles and asked who is more deserving of two career Oscars, Scorsese or Mendes, the vote would probably be unanimous for Scorsese. Early on, it looked like the race was his to lose, when his film debuted for a short theatrical run, and critics and devotees rhapsodized about a definitive masterwork (well, those who stayed awake, anyway). But once the film hit the masses on Netflix, and every-day account leeches were less enthusiastic, Scorsese slipped back into the middle of the pack.

I can't help but wonder, will Scorsese's "controversial" comments about superhero movies not being cinema cost him votes? I mean, people really freaked out about that, and both the internet and legitimate Hollywood players clapped back loudly. Give me a break. I don't necessarily agree with him, but let the man talk. He was off-handedly asked his opinion about Marvel movies in an interview (along with a lot of other topics), and he simply replied. And people went bananas. It's not like he's out on Twitter trolling people or inserting his opinion where it's not invited. He is unquestionably one of the greatest filmmakers of all time, and also one of the greatest film historians of all time. I'd be willing to say that no single person on the planet knows cinema better than he does, and perhaps nobody alive has left a bigger imprint on cinema than he has. I think the man has earned the right to have an opinion on the subject. If Scorsese wants to tell me that home videos of my kids on my phone lack substance, stakes, and three-dimensional characters, I'd say he's well within his right. So before writing an aggrieved blog post attacking him, I would think twice about whether I was even qualified to make the argument. (But since I'm ALSO one of the preeminent minds on cinema, I am certainly qualified to shout my opinion and slam anyone I want online. Oh, hey, look, I just wrote an article doing exactly that.)

And as far-fetched as it seems, Todd Phillips is also in the mix, for Joker. The film surprisingly has the most nominations, with 11. That momentum often carries over into unexpected categories. I never really thought of Phillips as a visual storyteller or a master of tone, but with Joker he's a revelation. In a year where the Joker is the hero, I guess anything is possible.

BEST ORIGINAL SCREENPLAY:

SHOULD WIN: Rian Johnson (Knives Out) WILL WIN: Quentin Tarantino (Once Upon A Time... In Hollywood) GLORIOUSLY OMITTED: Julian Fellowes (Downton Abbey) INGLORIOUSLY SNUBBED: M. Night Shyamalan (Glass)

Might we see a tie for Original Screenplay? It looks like a dead heat between Quentin Tarantino (Once Upon A Time... In Hollywood) and Bong Joon Ho and Jin Won Han (Parasite). And we don't have the benefit of the Writers Guild Award to tip us off: Parasite won the trophy, but Tarantino famously does not belong to the WGA, and therefore is not eligible for their prize. In the last couple days, most of the respected pundits have switched their prediction to Parasite, but this disrespected pundit is sticking to Once Upon A Time. (And I already have a bad feeling about it.)

We're all in this together, and we're all screwed: That's what Parasite is saying. At least, that's what I think it's saying. Or could be saying. Or maybe, isn't saying. Okay, I have no idea. And anybody that says they know exactly what Parasite is about is lying. Nobody knows. I'm telling you, you don't know! And I think that may be part of the point, from the little I've been able to cobble together from writer/director Bong and co-writer Jin. What can we even call this thing that they have created? A parable? Metaphor? Satire? Allegory? All of the above? If there's a lesson, I have no idea what it is, and I'm not sure there is one. Bong gives us a hint in the final, pessimistic shot; but he's also said, somewhat paradoxically, that he prefers action to inaction. At face value, I think Bong is articulating in the film: I see difficult things in society, in the world, between people, and this story is figuratively how awful they make me feel -- the visual embodiment of the pathos. To me that's valid (if the story is not taken literally), and potentially powerful. The film certainly gives me anxiety, and makes me more anxious the more I think about it, especially because most of it could have been easily avoided by characters making different decisions. (In fact, I'm getting anxious right now just writing about it.) I'm also bothered by the fact that it's easier to point out problems than offer realistic solutions, and other than violence (which I don't think Bong is endorsing), there are no readily-identifiable solutions. Something I keep coming back to: The film seems to dare you to find guilt or choose a side, and by doing so, it seems you might actually be tricked into endorsing a guilty party and condemning yourself. If that's the case, what is this thing they've created? A trap.

Almost no readers get this far in my article, so I'm not too worried about giving away spoilers. But if by the grace of god you are still reading, and you haven't seen 1917, SPOILERS AHEAD: SKIP TO THE NEXT PARAGRAPH. Screenplay is widely considered the weakest element of 1917, and is the one award that the film definitely won't win. Its script is seen by many as a mere blueprint for the mechanics of the camera, and undoubtedly tells a simple story, but I honestly don't think Sam Mendes and Krysty Wilson-Cairns get enough credit for it. I can't help but wonder, is the story any better if my theory on the ending is correct? SPOILER: First of all, my theory is totally wrong. I've found absolutely no evidence supporting it online, from critics, or from people who have seen the movie, and my tweets to Mendes have gone sadly unanswered and un-re-tweeted. But I'm sticking to it! In the final shot, the soldier walks away from the army hospital, and sits down at a tree; the camera pans around 180 degrees to show his face and what's behind him… which is nothing. No army hospital anymore. Just an empty field. So… is he really there? Is he dead? Does he die when he encounters the sniper and the screen goes black, and never awakens from unconsciousness? Are all the remaining characters, who appear in a foggy, dream-like nightscape, just projections as he journeys to the afterlife? Are his wife and child also already dead? Is that what her inscription, "Come back to us," really suggests? Yes? Yes? No?? Ah, the hell with you people.

The script for Noah Baumbach's Marriage Story (a totally fictional "personal" story focused on a New York writer that is totally not at all based, like, at all, on his totally-coincidental divorce from actress Jennifer Jason Leigh; again, no parallels whatsoever) is somewhat about the end of a marriage, but mostly about dialogue. The ostentatious wordiness is what makes it endearing and scathing and clever, but is at times also a hinderance and a little too clever. It's no surprise; after all, Baumbach is a graduate of the esteemed Wes Anderson School Of Stylized Dialogue. Don't writers know that writers don't talk the way they write? Half of it feels real, and the other half feels cutesy and New York writer-y. (I prefer Midwestern writer-y, where they take ten times as long as necessary to make a simple point. In other words, they make the same point again and again without adding anything valuable. Multiple times.)

It's hard not to watch Marriage Story without thinking Adam Driver is Kylo Ren without a helmet (he was just as whiny, self-absorbed, and immature as his Star Wars counterpart). Come to think of it, I think I'd rather see this movie with Driver as Kylo Ren and Scarlett Johansson as her Avengers character Black Widow. That dude would never stand a chance. Imagine it…

STAR WARS: EPISODE X - MARRIAGE ENDGAME Kylo Ren is sulking on a Star Destroyer, considering ending his marriage. The Avengers helicarrier lands. Black Widow jumps out. KYLO REN (tears in eyes): I know what I have to do, but I don't know if I have the strength to do it. Black Widow unsheathes a katana sword and swiftly cuts off Ren's head. She licks the blade. BLACK WIDOW: Consider that a divorce. FADE OUT.

(If you like that, you'll love my other Star Wars script, Millennial Falcon: It's the story of a spaceship that doesn't want to jump to hyperspace because that's not really its passion, expects to be able to make the Kessel Run in 12 parsecs without any hard work, and prefers to be called just "Falcon" because it doesn't believe in labels. "May the Force be with you." "Okay, boomer.")

Rian Johnson's Knives Out is the least likely to win, but is my personal favorite. Incredible movie, incredible cast, incredible direction, incredible cinematography… but most of all, incredible script. It's cool to see the accolades for Johnson after making slick, underappreciated films like Brick and Looper. (And it almost makes me want to forgive him for his mess of Star Wars: The Last Jedi. Almost.)

With my snubbed choice, I'm going with a curveball… Glass, from M. Night Shyamalan. The capper in the Unbreakable Trilogy, the film is a lot better than the critical reviews and January dumping-ground release date would lead you to believe. It's a fascinating, slick, melancholy resolution to a film series that was ahead of its time. (Go back and watch Unbreakable, and see how much of the "reality-based" comic-book/superhero craze it presaged.) As smart as it is, it unfortunately lacks charisma and fun, so it's probably too heavy for what audiences expected from a PG-13 superhero flick. But I'm sticking up for it, all the way to the Oscars. (Other worthy original scripts include The Farewell by Lulu Wang, Us by Jordan Peele, and Yesterday by Jack Bart and Richard Curtis.)

BEST ADAPTED SCREENPLAY:

SHOULD WIN: Taika Waititi (Jojo Rabbit) WILL WIN: Taika Waititi (Jojo Rabbit) GLORIOUSLY OMITTED: Jeff Nathanson (The Lion King) INGLORIOUSLY SNUBBED: Christopher Markus, Stephen McFeely (Avengers: Endgame)

With the top three candidates for Picture and Director duking it out in the Original Screenplay category, Adapted Screenplay is open for someone else to pick up a prize. But who? It's going to be close between Taika Waititi for Jojo Rabbit and Greta Gerwig for Little Women. Waititi's win at the Writers Guild Awards would seem to tip the scales heavily in his favor. However, the WGA was just voting on screenplay, while the Academy is notorious for compensating across categories, and will give Gerwig plenty of votes for her Best Director snub. A week ago, I would have predicted a win for Gerwig. But in a tight race like this, history tells us to follow the guilds. So I'll go with Waititi by a (Hitler) mustache.

And in case you hadn't noticed, Waititi is everywhere. Besides being a quadruple threat (writing, directing, co-starring, producing) for Jojo Rabbit, in the past year he directed and did a voice for Star Wars: The Mandalorian (which was arguably better than the actual Star Wars movie that came out), wrote/directed/produced the cult hit show What We Do In The Shadows, and was a significant contributor to a little movie called Avengers: Endgame. In his spare time, he's lined up creative roles in more Marvel movies and TV shows, the DC Universe, a new Time Bandits, and (if the rumors are to be believed) a new Star Wars movie. Oh, and he was nominated for a couple Oscars. (Fun fact: These are not his first; he was previously nominated for a short film called Two Cars, One Night in 2005.) He's got my vote for Adapted Screenplay for Jojo Rabbit. Gerwig deserves the praise for her updated take on Little Women, but that film has been re-made over a dozen times (as recently as 2018), so I'm going with Waititi's irreverently fresh, fun, gut-wrenching, and hopeful take on World War II.

Gerwig is in a long-term relationship with fellow nominee Noah Baumbach (Marriage Story) -- and of course, their relationship is also totally not at all an inspiration for his film. They are the latest in a surprisingly long list of couples who have both been nominated in the same year (names like Taylor & Burton, Hepburn & Tracy, Woodward & Newman, and Jolie & Pitt). In the cases where one of them won an Oscar, almost every time, it was a woman. If Baumbach values his career, he'll break up the night before the ceremony. Just imagine if they'd both been nominated for Best Director…

Only an a##hole would relentlessly compare The Irishman to Goodfellas. So here I go… Martin Scorsese (and co-writer Nicholas Pileggi) crafted a perfect ending (and one of the greatest movies of all time) with Goodfellas. Ray Liotta's character escapes with his life, only to spend the rest of it trapped in suburban purgatory, exiled into anonymity, powerless and castrated, complaining to an imaginary audience. The denouement is short, but his anguish is palpable. With The Irishman, Scorsese (and writer Steven Zaillian) unmoor us, letting the audience drift along for the listless (and seemingly endless) conclusion. Compounding that feeling is the fact that Robert De Niro's character is mostly passive throughout the film, so we're sort of forced along on the ride by other characters. Ultimately, we don't really know any more about him at the end than we did at the beginning. Maybe that's the point, but it doesn't really work for me. Overall, the script has a lot to offer, but it felt too loose to be compelling or poignant.

So, they make a movie called The Two Popes, and neither of them was John Paul II? JP2? The Deuce? Papa Due? The guy was a marketing monster in his day. He was so popular, they kept putting him on the Popener years after he died, because Benedict was so dull and not pulling in the sales. (And if you don't know what a Popener is, you need to stop reading this article right now, go to Rome, and buy a bottle opener and with the pope's face on it.) Aside from that transgression, the script by Anthony McCarten is a fantastic, crackling, metaphorical, even funny, piece of work. As a result, the film is engrossing, considering most of it is just two old men talking. You don't even need to know much about Catholicism to enjoy the sparring between these two headstrong leaders debating their ideals while trying to find forgiveness and peace. My one disappointment? No argument over who has the better Popener.

Todd Phillips and Scott Silver's script for Joker is hypnotic in a dread-inducing kind of way, and in the theater caused at least one grown man to grab my leg in fright (you know who you are). But I feel like the last act unraveled a little bit, and the ending, I mean, who the hell knows? Even now, I don't quite know what to make of the film or what it's trying to say. Maybe Charlie Chaplin captured it best, long before the Joker existed: "Life is a tragedy when seen in close-up, but a comedy in a long-shot."

#oscars #oscarpredictions #oscarpredictions2020 #oscarprognostication2020 #donovansoscarprognostication2020 #oscars2020 #academyawards #academyaward

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dailrpwmf-blog · 5 years ago

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Rough estimate cost of insurance for me driving?

I m going to be driving a 2001 Jeep Wrangler Sahara edition in April once I get my license. i ll be 18 when I start driving. What would be a rough estimate of the cost per month for insurance? Btw the jeep is all stock no mods, no lift, nothing.

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yannabooger · 6 years ago

Text

what do you notice more in a song - the drums or baseline? the drums

favourite 80s music video?

who’s the first person your mind goes to when you hear a love song? who ever I’m fangirling over at the moment lol

how many languages do you speak? I really only speak English but i do know little tid bits of sign language and a few phrases in German

what’s the longest journey you’ve been on? I went to Germany when i was extremely little but don’t remember it, so if we’re talking remembering then probably California

who was the last person you danced with? probably my dad in the kitchen

where did you spend your last friday night? in bed scrolling through Instagram watching ASMR videos and queen edits

what would you do if you found out your best friend was seeing your ex? well I’ve never had a boyfriend so I don’t really know how I’d react. I feel like theres a lot of different scenarios that could happen so it ll depends.

what’s your home town like? well the one that I was born in was kinda boring and empty but I only lived there until I was 5 so I could have it completely wrong, the one that I spent the most time at was probably on Jamie lane, thats where i spent most of my childhood and while there wasn’t a lot around me and alex would play in the creek down the street and ride out bikes to the library down the block.

relationship with your parents? difficult. it was really strong for a long time and then me and my mom had a falling out. ever sense then its been extremely difficult being normal around her. I’m closer with my dad. we have always been pretty close

opinions on the police force? I honestly don’t really get into those things so as to avoid arguments especially because i don’t see myself as a very political person and police are apart of government. I will say that i respect their authority but I do know that there is a abundance of cops now a days that abuse their power. anybody that uses power over someone just because they can and want to harm others for fun is not cool in my book. how old were you when you joined the internet? I think i was 12. i could have been a bit older or younger honestly i don’t remember. but I remember how. I saw my aunt on the computer playing games on facebook and she told me all about it and I ran upstairs to ask my mom if I could get an account because it looked like a lot of fun. She said I could get an account if I was supervised and yeah.

when was your first kiss? still haven't had one. waiting.

favourite musical? I like a lot. I’m a big Disney person so I guess Moana. but if we are talking not Disney then little shop of horrors.

do you like country music? Low key yes. there isn’t a lot of it that I actually like but the ones I do I LOVE.

what makes a good rock song? I think there are a lot of things that make a good rock song. Skilled players, people who love their craft, use of multiple instruments besides just drums and guitar, but honestly I think the most important thing is that the group meshes well together. if you don’t get along as individuals then you won’t get along as a musical group.

are you sentimental? VERY. thats all I got to say about that.

what was the most expensive thing you bought in the last six months? I haven’t bought anything myself because I don’t have a job but my grandma bought me queen ticket and my parents bought me a hella dope coat that I’m absolutely in love

are you seeing anyone at the moment? Nope.

favourite film genre and why? Indie. I think it encompasses a lot and can have almost anything in it, action, comedy, drama, and almost has its own quirky twist

chocolate or sweets? I can’t choose. it really just depends on my mood.

how far do you believe in the paranormal? I don’t believe in ghosts or stuff like that, spirits. nah. but I believe in demons and their ability to make us see things that we might consider ghosts. But I don’t mess with that stuff.

does true love exist? I think so. I don’t Soulmates really exist. maybe that certain people click better then others and maybe that there are multiple soulmates for people but yeah I think true love exists and its hard work. it doesn’t come easy.

what’s your crush’s favourite music genre? I ain’t got a crush at the moment but I remember sophomore year I got really into weezer because the guy I had it hard for was a huge fan of them. Turned out he was a douche bag so it kinda ruined some of weezer’s songs, not all of them though because I have memories of listening to weezer with mama when I was younger.

favourite song currently in the charts? I don’t really follow popular music or recently release stuff, I know I’m so cool because I don’t listen to mainstream stuff right? ew. anyway I would have to say thank u, next. thats one I’ve actually heard and added to my playlist so yeah.

if you could relive any ten minutes of your life, what would you relive? this is just a quick answer, If i put more time into thinking about it I would probably pick something else but just off the top of my head it would be going to Tennessee to meet Olan Rogers.

how far apart do you and your best friend live? Probably a little less then 30 minutes away maybe like 20 or 25 depending on traffic.

do you believe everyone is deserving of love? of course! I think a lot of the problems in this world is because people don’t love each other. sure there are outliers, people with chemical unbalances and mental disturbances that can causes chaos even when shown love but for the most part if more love was shown I think so much of this worlds problems would dissolve

what’s been the biggest hurdle you’ve faced in your life so far? my self esteem, the way I view the world and my anxiety. Its a constant battle with myself and those who think I am wrong for what I believe. Between th two it can get pretty exhausting.

which was the song of your childhood? there was no specific one. my mom kinda raised me on oldies which is why I think I like them so much. It’s what made me so eclectic today

describe your perfect first date. Honestly just chilling and relaxing, maybe making a dinner together or watching a movie at home??? I’m not to sure, I just don’t want so much pressure put on the first date so i think it would be nice to make it low key.

is there anyone from your past that you regret cutting ties with? probably. there have been plenty of toxic relationships in my life, but I wont say that I didn’t play my part in them.

favourite 80s movie? uuuggghhh there are so many. I think for now I’m just gonna say Ferris bueller day off because its a classic and so quotable but I’m sure theres others that I like more

give an example of a world event that occurred the year you were born. the Y2K scare. lol. although I just looked up other events from that year and it said it was the first year to have an air balloon go around the world without a stop. pretty neat if you ask me.

what would you value most: a relationship or a job? relationship!! without a doubt. my definition of success is a fulfilled life with people I love and growing relationships with family and friends

what do you like most about your appearance? probably my height at the moment. or my hips. there are always things I hate about myself that get better or things I use to like that that I don’t anymore.

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theliberaltony · 6 years ago

Link

via Politics – FiveThirtyEight

Welcome to FiveThirtyEight’s weekly politics chat. The transcript below has been lightly edited.

natesilver (Nate Silver, editor in chief): Today I’m coming to you from the future. Or maybe I’m not. The rest of you will have to figure out whether I’m really coming from the future or just pulling your leg. But for now, I’ve timeported myself back from Nov. 7, and I’m going to tell you what happened on Election Day. Tell me whether you believe me or not.

nrakich (Nathaniel Rakich, elections analyst): There’s approximately a 0 in 1 chance that Nate is coming to us from the future.

natesilver: Here’s what happened: Democrats picked up only 16 House seats, short of the 23 they needed to take control of the House. They might win another one or two once California finishes counting its returns, but they’re not going to get to 23.

And in the Senate — oh, boy.

Democratic incumbents lost in North Dakota, Missouri and Indiana. And they didn’t gain any Republican seats, although there’s a chance that Kyrsten Sinema could win Arizona if it goes to a recount (don’t get your hopes up, Democrats — she’d need almost everything to go right). So it looks like we’ll end up with a 54-46 Republican-controlled Senate.

There were a few bright spots for Democrats. Andrew Gillum won the Florida gubernatorial election. Republican Gov. Scott Walker lost by 2 points in Wisconsin. But overall, Republicans beat their polls by an average of 2 to 3 points — a lot like 2016, to be honest.

Democratic turnout was high. But GOP turnout was high too, and the election was fought in very red places.

OK, so that’s what happened.

Why don’t you guys ask me some questions so that you can verify I’m telling the truth?

julia_azari (Julia Azari, political science professor at Marquette University and FiveThirtyEight contributor): I’m not sure what kinds of questions. I think I don’t understand the rules of this game.

But this scenario seems plausible to me.

What was wrong with the polls in Arizona?

natesilver: Not sure you could say much was wrong with them — Sinema was up only 2 points in our forecast, and she’s down by 0.3 points based on votes counted so far.

That’s the thing — the polls weren’t really that far off. Just almost all of them were off in the same direction.

nrakich: That scenario is unlikely in the House, but it’s believable in the Senate. A Democratic gain of 16 House seats falls outside the 80-percent interval of the most likely possible outcomes in our model. That would mean Democrats basically just won the seats that are clearly in their favor right now — e.g., the Iowa 1st, the Virginia 10th, a handful in Pennsylvania — but not much else.

There’s about a 20 percent chance that Republicans pick up three or more seats in the Senate. Joe Donnelly of Indiana and Claire McCaskill of Missouri would probably be two of the first Democratic incumbents to fall in that scenario.

natesilver: I think pollsters are still sorting it out, but there’s a sense that wavering Republican voters came home to Trump at the end. We’re in an era where everything is very polarized along presidential lines, and that little uptick in Trump’s approval rating at the end may have helped, even though we were dismissive about it beforehand.

julia_azari: This is my sense about 2016 and politics in general: Predictability is making things, weirdly, slightly harder to predict.

sarahf (Sarah Frostenson, politics editor): I think there’s something fishy in Future Nate’s count of House seats that Democrats picked up.

What can you tell us about those House seats?

natesilver: They didn’t necessarily fit any one pattern. GOP incumbents were a bit stronger than expected in some places. And Democrats were disappointed with the results in Texas and Florida, where they didn’t get much of a Hispanic turnout. There were some impressive Democratic victories — Richard Ojeda somehow won in the West Virginia 3rd, for example, which just doesn’t make a ton of sense given how the rest of the night went, but that’s what happened. There just weren’t enough of them.

nrakich: Here’s a question for you, Nate: What was Trump’s approval rating on Election Day?

natesilver: The national exit poll had it at 45 percent.

But, again — Democrats actually had a fairly good night, in some ways! They won the popular vote for the House by 6 points. They just lost nine battleground races by 2 percentage points or less.

julia_azari: What were the implications of this for the “shy Trump voter” phenomenon? Does this result debunk it, since it happened when Trump wasn’t actually on the ballot? Is the problem with the sampling or the likely voter screen? Or just unavoidable error? I want to know what this means for the nationalization of politics.

Also, were there any purple states where voters split the ticket on governor and Senate races?

natesilver: Sure. Ohio split, for example.

Plus some of the obvious ones, like Massachusetts and Maryland.

julia_azari: Right, Massachusetts is weird.

nrakich: Hey.

julia_azari: Did any of the top-shelf competitive races split? Did Sen. Tammy Baldwin win?

natesilver: Of course Baldwin won — it was always a Republican pipe dream to beat her.

julia_azari: I’ve seen a lot of yard signs for Leah Vukmir, her Republican opponent … (Please note that I am trolling Nate and this is not a factual statement.)

What about Bill Nelson? Democrats held on to his Florida Senate seat?

And wait … none of the competitive states that had both a governor and Senate race split? Just blue states with popular red governors?

natesilver: Yeah, Nelson held on.

And yet again, yard signs weren’t that predictive. But to your earlier question, Julia — there is some question about a “shy Trump” effect. The random digit dial polls tended to show better results for Democrats than the list-based sampling polls, and they may have been more affected by Democrats’ superior enthusiasm.

nrakich: So both Nelson and Gillum won in Florida, but Democrats were disappointed with low Hispanic turnout?

The thing about Florida is that it’s a state where Hispanic voters might help Republicans. Those southern Florida districts are heavily Cuban-American, a GOP-leaning group.

But honestly, that’s the only thing that seems inconsistent to me about your narrative. I buy that you’re from the future.

natesilver: Nathaniel, I think you’re neglecting that Nelson and Gillum both went into the election up several points. They were up by 4 points and 6 points, respectively, in our final polling average, and they each won by about 2 points.

nrakich: But why would Democrats be disappointed? They still won.

natesilver: Because they lost almost all the toss-up House races there, other than the Florida 27th (which maybe shouldn’t have been thought of as a toss-up to begin with). In the 26th, Republican Carlos Curbelo hung on — by 9 points, in fact.

julia_azari: So what we’re doing here is looking at a lot of small shifts in our expectations — no major upsets?

natesilver: What we’re doing here is that I’m coming back from the future and telling you what happened.

In the House, we had nine candidates (seven Republicans and two Democrats) win in races where they had less than a 20 percent chance of doing so. So there were some surprises there. Not as much in the Senate, really.

nrakich: Who was the other Democrat (other than Ojeda)?

natesilver: Ammar Campa-Najjar, of all people — bad night for Duncan Hunter in the California 50th.

Although, I should note that technically it’s still possible for Hunter to win — it’s just that the late mail ballots are expected to be Democratic.

sarahf: And what can you tell us about the seven Republicans? Any trends there?

natesilver: Yeah, there were several races where the Republicans were only slightly behind in the polls, but our model was very bullish on Democrats based on their fundraising.

The fundraising was a good sign of Democratic enthusiasm. But Republicans were enthusiastic too, even though they didn’t donate much money. Big-time donations from donors like Sheldon Adelson helped a lot. Republican efforts to triage basically worked.

nrakich: A lot of the fundraising was inefficiently distributed (*cough* Beto *cough*), so I certainly believe that the fundraising could fall flat.

julia_azari: I find how seemingly mundane the surprise is compelling, but my objection on the Senate side is that if things go badly for the Democrats, there will be at least one more incumbent loss — in Florida, or in Montana, or a true upset in Wisconsin, where underpolling of rural voters may be a real thing.

natesilver: Jon Tester won by 9 points in Montana. That was sort of a surprise in the opposite direction.

nrakich: Small state, popular incumbent. That checks out.

natesilver: But wait. Something’s happening. Something strange.

I have to go back into the timeporter.

[several hours pass]

julia_azari: I call BS on multi-directional surprises.

natesilver: Well, folks. I just got back from the future. It turns out that Democrats had a really, really good night. They’re going to win somewhere between 53 and 55 House seats, depending on a couple of California districts. And they somehow won the Senate, thanks to Texas! I guess Beto O’Rourke is going to be our next president now.

You guys should probably ask me a few questions about what happened, since it’s not too often you get to talk to someone from the future.

nrakich: Did Heidi Heitkamp win in North Dakota, or did Democrats have to make up for that loss elsewhere?

natesilver: She lost by 8.

But Beto O’Rourke won, and Democrats won all the toss-ups.

julia_azari: Where else did the Democrats pick up in the Senate?

What was the national House popular vote?

natesilver: Democrats won Arizona by 7 (!) and Nevada by 5 (!). Pollsters really underestimated Democratic performance in the Southwest.

The Democrats made huge gains in California, and it’s not out of the question that Republican Rep. Devin Nunes could lose once all the mail ballots are counted (although I wouldn’t bet on it).

nrakich: Eh, I don’t know about that. I’d say Democrats’ best path to a Senate majority lies with the incumbent in an underpolled, small state winning, not with a pro-impeachment Democrat who’s trailing in about a bazillion polls defeating Ted Cruz.

natesilver: But, Nathaniel, the polls weren’t that great.

For some reason, people don’t blame the polls unless Republicans beat their polls.

Democrats are going to win the popular vote for the House by something like 11 or 12 points, though.

sarahf: Was turnout lower among Republicans, too?

natesilver: It’s not that turnout was lower among Republicans. It’s just that all cylinders were firing for Democrats: There was very high turnout among suburban women and baby boomers and relatively high turnout among black/Hispanic/Asian voters. And independent voters went Democratic in the House by 14 points in the national exit poll.

julia_azari: To go back to an earlier question, what was Trump’s approval rating on Election Day?

natesilver: 44 percent.

But the small fraction of voters who had no opinion of Trump overwhelmingly backed Democrats.

nrakich: I’d bet more money on the polls in North Dakota being off than the polls in Texas. We have multiple high-quality pollsters in Texas. In North Dakota, it’s Fox News (a very good pollster) and then a handful of outlets without long track records of success.

natesilver: You can bet as much money as you want — but I’m from the future, and I know what happened.

Pollsters were baking in too many assumptions about a 2010- or 2014-type turnout — if they’d relied on self-reported voting intention, they would have come a lot closer to predicting the Democratic surge.

nrakich: That’s a narrative I would believe if Nate’s scenario came to pass.

julia_azari: What happened in the governors races?

natesilver: Democrats won all the highly competitive races, except in Kansas and Alaska.

Scott Walker actually almost held on in Wisconsin, losing by just 1 point, but a loss is still a loss.

nrakich: So Walker did better in your “Democratic surge” scenario than your “revenge of the Republicans” scenario?

Partisanship is much weaker in gubernatorial races, but with that kind of swing nationally, that would be a surprise.

julia_azari: Abrams won in Georgia?

natesilver: I mean, Kemp hasn’t conceded yet, and the AP hasn’t called the race — but, yeah, Abrams is going to win.

And, Nathaniel, these aren’t scenarios. These are incontrovertible news accounts from the future.

nrakich: So did Democrats only do decently in the Midwest, but really, really well in the Sun Belt?

It wouldn’t take much of a polling error for Democrats to win all the gubernatorial seats Nate mentioned. Our forecast already favors them to win Wisconsin, Florida, Connecticut, Iowa and several others. Picking up the toss-ups — Ohio, Georgia and Nevada — could happen, too.

And you’re right, Nate. I apologize — how indelicate of me.

natesilver: That’s a good summary, Nathaniel. In the West, it looks like Democrats will beat their polls by about 5 points on average. In the rest of the country, only 1 to 2 points.

nrakich: Did Democrats hold onto Minnesota’s 1st and 8th districts?

natesilver: Yeah.

I don’t want to toot our model’s horn too much, but a lot of the underpolled races where Democrats had a big fundraising advantage indeed proved to be big problems for the GOP.

Take Republican incumbent Scott Tipton in the Colorado 3rd, for instance.

The GOP efforts to triage went badly — they lost a lot of the toss-ups anyway, and it seemed to open up opportunities for Democrats to really expand the map.

nrakich: Did Doug Ducey win the gubernatorial race in Arizona? He’d be in real danger in a scenario — er, reality — like the one you’re describing, IMO.

natesilver: Yeah, he’ll hold on — just gonna be a lot closer than expected.

julia_azari: Can I point out some implications of this scenario? Democrats have made campaign finance an issue, but research shows that campaign money is more valuable to challengers than incumbents in congressional campaigns — it lets newcomers “even the playing field” when the incumbent has stronger name recognition.

In retrospect, I think the media actually paid too little attention to the Democrats’ grassroots fundraising. And were too dismissive of Beto O’Rourke, obviously!

nrakich: I’m laughing at the idea of the media dismissing Beto.

natesilver: Turnout in midterms isn’t that high. If voters are willing to part with their hard-earned cash, they’re going to turn out in big numbers.

And, Nathaniel, maybe dismissed is the wrong word? But there was a lot of smugness at the end about Beto O’Rourke being out of the running — he actually had a 20 percent chance, which isn’t nothing.

nrakich: What was the most Democratic district that Republicans held onto, in this timeline?

natesilver: Curbelo’s in Florida.

In some ways, voters differentiated the stronger GOP incumbents from the weak GOP incumbents quite a bit.

Curbelo won, but Chris Collins lost by 9 points (!!) in New York, and Duncan Hunter went down, too.

That said, Republican Will Hurd held on in Texas, despite O’Rourke’s victory.

It was the scandal-plagued districts and the off-the-radar races that collectively got Republicans in major, major trouble.

julia_azari: Is this a unique House effect? Were Senate seats more uniformly part of a national wave?

nrakich: I’m not sure that jibes with the “Democrats firing on all cylinders” claim.

natesilver: I think you’re underestimating the importance of local factors.

You can have both a pretty strong overall blue wave and a few places where GOP incumbents overperform relative to that blue wave.

sarahf: So the Texas 23rd, where Hurd held on, is a Romney-Clinton district that voted for the Republican candidate … Is that true of other Romney-Clinton districts? Or was it an anomaly?

natesilver: Yeah, the Romney-Clinton districts weren’t bad for Democrats as a group. But that’s not where they beat expectations. It was in the Southwest, plus a fair number of Obama-Trump districts, actually.

Hell, Barbara Comstock in the Virginia 10th only lost by 2 points, which isn’t bad under the circumstances.

nrakich: Overall, I think this timeline has more internal inconsistencies, but the topline numbers are more likely than under the Republican surge scenario. Democrats gaining 50 seats in the House is well within our confidence interval, and the gubernatorial outcome you describe is extremely plausible.

But Nate would probably say that the internal inconsistencies are a feature, not a bug.

Which is an argument.

julia_azari: I’m not suggesting that GOP incumbents can’t overperform. I want to know if local factors were stronger in the House beyond what we would already expect.

Like, were Senate races more nationalized?

natesilver: Julia, I’m not sure how to put it, other than that our picture of the House is always fuzzy. The GOP incumbency advantage was small overall by historical standards — but maybe a bit larger than you’d have gathered from polls ahead of time.

So if you take three or four crosscurrents — 1) overall Democratic turnout higher than expected, 2) controlling for No. 1, incumbents slightly outperform expectations on average in both parties, 3) the story was more about reversion to the mean in Obama-Trump districts, rather than continued gains for Democrats in Romney-Clinton districts, 4) particularly strong Democratic performance in the West and Southwest — and put all of those together, that basically explains the map.

And (to break character for a moment) that’s the thing about congressional elections.

They typically have 2 or 3 or 4 crosscurrents and not just one.

Uh oh. Receiving another transmission.

It seems I’ll need to end this chat and head to the office to meet with my superiors.

They were NOT happy that I’ve shared all this information with you.

sarahf: Not at all.

#IFTTT #Politics – FiveThirtyEight #politics #538 #A FiveThirtyEight Chat

0 notes

theinvinciblenoob · 6 years ago

Link

Although the spotlight at this week’s SpaceX event was squarely on Japanese billionaire Yusaku Maezawa — the first paying passenger for the company’s nascent space tourism business — Elon Musk also revealed a wealth of new details about the BFR and just how this enormous rocket and spacecraft will get to the moon and back.

In a lengthy (one might even say rambling, in the true Musk style) presentation, we were treated to cinematic and technical views of the planned rocket, which is already under construction and could take flight as early as a couple years from now — and Musk then candidly held forth on numerous topics in a lengthy Q&A period. As a result we learned quite a bit about this newly redesigned craft-in-progress.

Are you sitting comfortably? Good. Hope you like pictures of spaceships!

(Note: Quotes are transcribed directly from the video but may have been very slightly edited for clarity, such as the removal of “you know” and “like.”)

BFR is “ridiculously big”

Well, that’s not really news — it’s right there in the name. But now we know exactly how ridiculously big.

“The production design of BFR is different in some important ways from what I presented about a year ago,” Musk said, including its dimensions. The redesigned spacecraft (or BFS) will be 118 meters in length, or about 387 feet; just under half of that, 55 meters, will be the spacecraft itself. Inside you have about 1,100 cubic meters of payload space. That’s all around 15-20 percent larger than how it was last described. Its max payload is 100 metric tons to low Earth orbit.

“I mean, this is a ridiculously big rocket,” he added. The illustration on the wall, he pointed out, is life-size. As you can see it dwarfs the crowd and the other rockets.

What will fit in there? It depends on the mission, as you’ll see later.

No one knows what to call the fin-wing-things

Although Musk was clear on how the spacecraft worked, he was still a little foggy on nomenclature — not because he forgot, but because the parts don’t really correspond exactly with anything in flight right now. “There are two forward and two rear actuated wings, or fins,” he said. They don’t really fit the definition of either, he suggested — especially since they also act as legs.

The top fin “really is just a leg”

The fin on top of the craft gives it a very Space Shuttle-esque look, and it was natural that most would think that it’s a vertical stabilizer of some kind. But Musk shut that down quickly: “It doesn’t have any aerodynamic purpose — it really is just a leg.” He pointed out that during any atmospheric operations, the fin will be in the lee of the craft and won’t have any real effect.

“It looks the same as the other ones for purposes of symmetry,” he explained.

“If in doubt, go with Tintin”

It was pointed out when the new design was teased last week that it bore some resemblance to the ship Tintin (and Captain Haddock, and Professor Calculus, et al.) pilot to the moon in the classic comics. Turns out this isn’t a coincidence.

“The iteration before this decoupled the landing legs from the control surfaces — it basically had 6 legs. I actually didn’t like the aesthetics of that design,” Musk said. “I love the Tintin rocket design, so I kind of wanted to bias it toward that. So now we have the three large legs, with two of them actuating as body flaps or large moving wings.”

“I think this design is probably on par with the other one. It might be better. Yeah, if in doubt, go with Tintin,” he said.

BFR is “more like a skydiver than an aircraft”

An interplanetary spacecraft doesn’t have the same design restrictions as a passenger jet, so it may fly completely differently.

“You want four control surfaces to be able to control the vehicle through a wide range of atmospheric densities and velocities,” Musk explained, referring to the four fin-wing-flaps. “The way it behaves is a bit more like a skydiver than an aircraft. If you apply normal intuition it will not make sense.”

Actually if you imagine the plane as a person falling to earth, and that person controlling their orientation by moving their arms and legs — their built-in flaps — it does seem rather intuitive.

Reentry will “look really epic”

“Almost the entire time it is reentering, it’s just trying to brake, while distributing that force over the most area possible — it uses the entire body to brake,” Musk said. This is another point of similarity with the Space Shuttle, which used its heat-resistance bottom surface as a huge air brake.

“This will look really epic in person,” he enthused.

Of course, that only applies when there’s an atmosphere. “Obviously if you’re landing on the moon you don’t need any aerodynamic surfaces at all, because there’s no air.”

The seven-engine configuration leaves a huge safety margin

Astute observers like yours truly noticed that the number and arrangement of the craft’s Raptor engines had changed in the picture tweeted last week. Musk complimented the questioner (and by extension, me) for noting this and explained.

“In order to minimize the development risk and costs, we decided to harmonize the engine between the booster and the ship,” he said. In other words, it made more sense and cost less to put a similar type of Raptor engine on both the craft itself and the rocket that would take it to space. Previously the ship had been planned to have four large Raptor engines and two smaller sea-level engines for landing purposes. The trade-off, obviously, is that it will be a bit more costly to build the ship, but the benefits are manifold.

“Having the engines in that configuration, with seven engines, means it’s definitely capable of engine out at any time, including two engine out in almost all circumstances,” he said, referring to the possibility of an engine cutting out during flight. “In fact in some cases you could lose up to four engines and still be fine. It only needs three engines for landing.”

The booster, of course, will have considerably more thrusters — 31 to start, and as many as 42 down the road. (The number was not chosen arbitrarily, as you might guess.)

It has a deployable solar array

In the video explaining the mission, the BFS deploys a set of what appear to be solar panels from near the engines. How exactly this would work wasn’t explained at all — and in the images you can see there really isn’t a place for them to retract into. So this is likely only in the concept phase right now.

This isn’t exactly a surprise — solar is by far the most practical way to replenish small to medium amounts of electricity used for things like lights and life support, as demonstrated by most spacecraft and of course the International Space Station.

But until now we haven’t seen how those solar panels would be deployed. The fan structure at the rear would keep the panels out of view of passengers and pilots, and the single-stem design would allow them to be tilted and rotated to capture the maximum amount of sunlight.

The interior will depend on the mission

Although everyone is no doubt eager to see what the inside of the spaceship looks like, Musk cautioned that they are still at a concept stage there. He did say that they have learned a lot from the Crew Dragon capsule, however, and that will be plenty of shared parts and designs.

“Depending on the type of mission, you’d have a different configuration,” he explained. “If you were going to Mars that’s at least a three-month journey. You want to have a cabin, like a common area for recreation, some sort of meeting rooms… because you’ll be in this thing for months.”

Water and air in a months-long journey would have to be a closed-loop system, he noted, though he didn’t give any indication how that would work.

But it will include “the most fun you can possibly have in zero G”

“Now if you’re going, say, to the moon or around the moon, you have a several-day journey,” Musk continued. But then he mused on what the spare space would be used for. “What is the most fun you can have in zero G? That for sure is a key thing. Fun is underrated. Whatever is the most enjoyable thing you could possibly do — we’ll do that.”

Assuming the passengers have gotten over their space sickness, of course.

BFR will cost “roughly $5 billion” to develop

Musk was reticent to put any hard numbers out, given how early SpaceX is in development, but said: “If I were to guess it would be something like 5 billion dollars, which would be really quite a small amount for a project of this nature.”

He’s not wrong. Just for a sense of scale, the Space Shuttle program would probably have cost nearly $200 billion in today’s dollars. The F-35 program will end up costing something like $400 billion. These things aren’t directly comparable, of course, but they do give you a sense of how much money is involved in this type of thing.

Funding is still a semi-open question

First two Starlink demo satellites, called Tintin A & B, deployed and communicating to Earth stations pic.twitter.com/TfI53wHEtz

— Elon Musk (@elonmusk) February 22, 2018

Where exactly that money will come from isn’t totally clear, but Musk did point out that SpaceX does have reliable business coming from its International Space Station resupply missions and commercial launches. And next year, he pointed out, crewed launches could bring another source of income to the mix.

That’s in addition to Starlink, the satellite internet service in the offing. That’s still in tests, of course (and Tintin-related, as well).

Yusaku Maezawa’s ticket price is a “non-trivial” contribution

Hanging out with @yousuck2020 before the @SpaceX moon mission announcement pic.twitter.com/RTOwutzMtG

— Elon Musk (@elonmusk) September 18, 2018

Although both men declined to elaborate on the actual price Maezawa paid, Musk did indicate it was considerable — and of course, he’s also essentially paying for the artists he plans to bring with him.

“He’s made a significant deposit on the price, which is a significant price and will actually have a material effect on paying for the cost of developing the BFR,” Musk said. “It’s a non-trivial amount.”

But it’s already under construction

“We’re already building it. We’ve built the first cylinder section,” Musk said, showing an image of that part, 9 meters in diameter. “We’ll build the domes and the engine section soon.”

Test flights could begin as early as next year

“We’ll start doing hopper flights next year,” Musk said. “Depending on how those go we’ll do high-altitude, high-velocity flights in 2020, then start doing tests of the booster. If things go well we could be doing the first orbital flights in about two to three years.”

This is the most optimistic scenario, he later clarified.

“We’re definitely not sure. But you have to set a date that’s kind of like the ‘things go right’ date.”

The circumlunar flight could “skim the surface” of the moon

The flight plan for the trip around the moon is relatively straightforward, as lunar missions go. Launch, orbit Earth, thrust to zoom off towards the moon, use moon’s gravity to boomerang back, and then land. But the exact path is to be determined, and Musk has ideas.

“I think it would be pretty exciting to like skim the surface,” he said, attempting to illustrate the orbit with gestures. “Go real close, then zoom out far, then come back around. In the diagram it looks kinda symmetric but I think you’d want to go real close.”

As the moon has no atmosphere, there’s no question of the craft getting slowed down or having its path altered by getting closer to it. The orbital dynamics would change, of course, but the moon’s trajectory is nothing if not well understood, so it’s just a question of how safe the mission planners want to play it, regardless of Musk’s fantasies.

“This is pretty off the cuff,” he admitted.

“This is a dangerous mission”

There will be plenty of tests before Maezawa and his artist friends take off.

“We’ll do many such test flights before putting any people on board. I’m not sure if we will actually test a flight around the moon or not, but probably we will try to do that without people before sending people.”

“That would be wise,” he concluded, seeming to make a decision then and there. But spaceflight is inherently risky, and he did not attempt to hide that fact.

“This is a dangerous mission,” he said. “We’ll leave a lot of extra room for extra food and oxygen, food and water, spare parts… you know, just in case.”

Maezawa, who was sitting next to him on stage, did not seem perturbed by this — he was certain to have assessed the risks before buying the ticket. In answer to a related question, he did indicate that astronaut-style training was in the plans, but the regimen was not yet planned.

It probably won’t even be called the BFR

There’s no getting around the fact that BFR stands for “Big Fucking Rocket,” or at least that’s what Musk and others have implied while coyly avoiding confirming. This juvenile naming scheme is in line with Tesla’s. Perhaps cognizant of posterity and the dignity of mankind’s expansion into space, Musk suggested this might not be permanent.

“We should probably think of a different name,” he admitted. This was kind of a code name and it kind of stuck.”

Again, if it officially just stood for “Big Falcon Rocket,” this probably wouldn’t be an issue. But regardless, Musk’s trademark geeky sense of humor remained.

“The only thing is, we’d like to name the first ship that goes to Mars after — Douglas Adams, my favorite spaceship — the Heart of Gold, from Hitchhiker’s Guide to the Galaxy.”

As far off as the moon mission is, the Mars mission is even further, and Musk changes his mind on nearly everything — but this is one thing I can sense he’s committed to.

via TechCrunch

#IFTTT #TechCrunch

0 notes

fmservers · 6 years ago

Text

18 new details about Elon Musk’s redesigned, moon-bound ‘Big F*ing Rocket’

Are you sitting comfortably? Good. Hope you like pictures of spaceships!

(Note: Quotes are transcribed directly from the video but may have been very slightly edited for clarity, such as the removal of “you know” and “like.”)

BFR is “ridiculously big”

Well, that’s not really news — it’s right there in the name. But now we know exactly how ridiculously big.

“I mean, this is a ridiculously big rocket,” he added. The illustration on the wall, he pointed out, is life-size. As you can see it dwarfs the crowd and the other rockets.

What will fit in there? It depends on the mission, as you’ll see later.

No one knows what to call the fin-wing-things

The top fin “really is just a leg”

“It looks the same as the other ones for purposes of symmetry,” he explained.

“If in doubt, go with Tintin”

“I think this design is probably on par with the other one. It might be better. Yeah, if in doubt, go with Tintin,” he said.

BFR is “more like a skydiver than an aircraft”

An interplanetary spacecraft doesn’t have the same design restrictions as a passenger jet, so it may fly completely differently.

Actually if you imagine the plane as a person falling to earth, and that person controlling their orientation by moving their arms and legs — their built-in flaps — it does seem rather intuitive.

Reentry will “look really epic”

“This will look really epic in person,” he enthused.

Of course, that only applies when there’s an atmosphere. “Obviously if you’re landing on the moon you don’t need any aerodynamic surfaces at all, because there’s no air.”

The seven-engine configuration leaves a huge safety margin

“In order to minimize the development risk and costs, we decided to harmonize the engine between the booster and the ship,” he said. In other words, it made more sense and cost less to put the same set of Raptors on both the craft itself and the rocket that would take it to space. Previously the ship had been planned to have four large Raptor engines and two smaller sea-level engines for landing purposes. The trade-off, obviously, is that it will be a bit more costly to build the ship, but the benefits are manifold.

It has a deployable solar array

The interior will depend on the mission

Water and air in a months-long journey would have to be a closed-loop system, he noted, though he didn’t give any indication how that would work.

But it will include “the most fun you can possibly have in zero G”

Assuming the passengers have gotten over their space sickness, of course.

BFR will cost “roughly $5 billion” to develop

Funding is still a semi-open question

First two Starlink demo satellites, called Tintin A & B, deployed and communicating to Earth stations pic.twitter.com/TfI53wHEtz

— Elon Musk (@elonmusk) February 22, 2018

That’s in addition to Starlink, the satellite internet service in the offing. That’s still in tests, of course (and Tintin-related, as well).

Yusaku Maezawa’s ticket price is a “non-trivial” contribution

Hanging out with @yousuck2020 before the @SpaceX moon mission announcement pic.twitter.com/RTOwutzMtG

— Elon Musk (@elonmusk) September 18, 2018

But it’s already under construction

“We’re already building it. We’ve built the first cylinder section,” Musk said, showing an image of that part, 9 meters in diameter. “We’ll build the domes and the engine section soon.”

Test flights could begin as early as next year

This is the most optimistic scenario, he later clarified.

“We’re definitely not sure. But you have to set a date that’s kind of like the ‘things go right’ date.”

The circumlunar flight could “skim the surface” of the moon

“This is pretty off the cuff,” he admitted.

“This is a dangerous mission”

There will be plenty of tests before Maezawa and his artist friends take off.

“That would be wise,” he concluded, seeming to make a decision then and there. But spaceflight is inherently risky, and he did not attempt to hide that fact.

“This is a dangerous mission,” he said. “We’ll leave a lot of extra room for extra food and oxygen, food and water, spare parts… you know, just in case.”

It probably won’t even be called the BFR

“We should probably think of a different name,” he admitted. This was kind of a code name and it kind of stuck.”

Again, if it officially just stood for “Big Falcon Rocket,” this probably wouldn’t be an issue. But regardless, Musk’s trademark geeky sense of humor remained.

“The only thing is, we’d like to name the first ship that goes to Mars after — Douglas Adams, my favorite spaceship — the Heart of Gold, from Hitchhiker’s Guide to the Galaxy.”

As far off as the moon mission is, the Mars mission is even further, and Musk changes his mind on nearly everything — but this is one thing I can sense he’s committed to.

Via Devin Coldewey https://techcrunch.com

#TechCrunch

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paler-than-thou · 6 years ago

Text

a’ight so

you just want

everything

welp

here we go (under a read more to save dashes)

1. Do you ever doubt the existence of others than you? In the real sense or in the alien/gods/etc sense? XD Nah, I’m aware there’s things other than humans to this world. I don’t doubt, because hell, I know.

2. On a scale of 1-5, how afraid of the dark are you? I’d say about a 2, headed into 4-5 depending on mood, people I’m with and if I’m in an unfamiliar place.

3. The person you would never want to meet? I don’t really know? Can’t think of any one person, tbh. There’s plenty I’d hate (like Trump etc) but yeah...

4. What is your favorite word? Oh fuck, I don’t know. It’s more of a phrase but ‘Damn straight’ I guess? There’s a few I like the sound/feel of saying, and a lot of Polish I like (’przyjaciel’ being no 1 for sound and meaning) but yeah.

5. If you were a type of tree, what would you be? Uh. Prehistoric and smelly.

6. When you looked in the mirror this morning what was the first thing you thought? Good god why.

7. What shirt are you wearing? Nada, clothes are for heretics.

8. What do you label yourself as? Different and weird. But I think this might mean more sexuality-wise? I’m an quoiromantic asexual transman with a beard and I’m not afraid to use it.

9. Bright room or dark room? Dark room, every time. Prefer low lights.

10. What were you doing at midnight last night? Playing Doom and cackling.

11. Favorite age you’ve been so far? This age, until I’m the next one.

12. Who told you they loved you last? @koto056 by a narrow margin ^^

13. Your worst enemy? Myself, honestly.

14. What is your current desktop picture? Hah, I go to take a screenshot and welp, story time. I have a two-screen setup, one smaller than the other, and the one on the left is uh...when I first came on the internet as a wee artist I didn’t really know/care about tracing/editing other people’s work. I found one I liked of @anndr‘s pieces and edited it without permission, and I have never put it up for people to see because it was a shit thing to do. I keep it as a reminder of not to be a shitheel and because it was done so I could better visualise a character, and I never will either, so yeah. No desktop pic here.

15. Do you like someone? Well, I got two partners, so I assume so.

16. The last song you listened to? Twenty One Pilots - Heathens

17. You can press a button that will make any one person explode. Who would you blow up? There are too many people for this one to be answered. ¬¬

18. Who would you really like to just punch in the face? Again, too many people.

19. If anyone could be your slave for a day, who would it be and what would they have to do? Nooooot comfortable with this question (though @koto056 will probably know the first thing that came to mind)

20. What is your best physical attribute? (showing said attribute is optional) I’d say my eyes. I mean

look at this cute motherfucker

21. If you were the opposite sex for one day, what would you look like and what would you do? Loaded question. Honestly, I’d cry and then hide until the day was over.

22. Do you have a secret talent? If yes, what is it? I dunno, possibly to be as annoying as humanely possible? Heh, that’s the shitty inner voice talking. I guess the fact I can make people smile no matter what and feel genuinely cared for?

23. What is one unique thing you’re afraid of? I’m not sure I have unique fears. Heights, claustrophobia, arachnophobia, eye stuff, dentists...

24. You can only have one kind of sandwich. Every sandwich ingredient known to humankind is at your disposal. I’ll make it in a minute.

25. You just found $100! How are you going to spend it? Art supplies or straight to bank for MCM monies.

26. You just got a free plane ticket to anywhere in the world, but you have to leave immediately. Where are you going to go? Ireland, maybe Poland, not sure.

27. An angel appears out of Heaven and offers you a lifetime supply of the alcoholic beverage of your choice. “Be brand-specific” it says. Man! What are you gonna say about that? Even if you don’t drink booze there’s something you can figure out… so what’s it gonna be? Well, I can’t drink thanks to my pills, so I’d probably just ask for tea as it’s brewed. :3

28. You discover a beautiful island upon which you may build your own society. You make the rules. What is the first rule you put into place? Don’t Be A Dick.

29. What is your favorite expletive? Fuuuuuuuuuuuuuuuuuuuuuuuuuuuuuck.

30. Your house is on fire, holy shit! You have just enough time to run in there and grab ONE inanimate object. Don’t worry, your loved ones and pets have already made it out safely. So what’s the one thing you’re going to save from that blazing inferno? My computer. That shit cost nearly £2k, I am not letting it burn.

31. You can erase any horrible experience from your past. What will it be? Loaded question there. Honestly, I wouldn’t erase the years of abuse and bullshit because it’d be erasing a fundamental part of my development into this wonderful human being I can stand to be now. But if I could do so without it affecting me? Yeah, that’s a no-brainer.

32. You got kicked out of the country for being a time-traveling heathen who sleeps with celebrities and has super-powers. But check out this cool shit… you can move to anywhere else in the world! Ireland 8D

33. The Celestial Gates Of Beyond have opened, much to your surprise because you didn’t think such a thing existed. Death appears. As it turns out, Death is actually a pretty cool entity, and happens to be in a fantastic mood. Death offers to return the friend/family-member/person/etc. of your choice to the living world. Who will you bring back? Yeah, no. I wouldn’t. I mean there’s plenty about the whole ‘gone too soon’ but...no, I wouldn’t.

34. What was your last dream about? Nothing good 8D woo for nightmares and flashbacks huh.

35. Are you a good….[insert anything you’d like here]? I dunno, am I?

36. Have you ever been admitted to the hospital? Yuuuup. More times than I’d like. Latest was this January after having an internal stitch go necrotic and cause me to lose 2 pints+ of blood.

37. Have you ever built a snowman? Once ^^

38. What is the color of your socks? Bare Naked Beans

39. What type of music do you like? Anything that isn’t obnoxious to my ears, mostly things with good bass/beats as I can hear them a bit better.

40. Do you prefer sunrises or sunsets? Both are just as beautiful.

41. What is your favorite milkshake flavor? Banananananananananana.

42. What football team do you support? (I will answer in terms of American football as well as soccer) Hand Egg and Leg Ball bores me to tears so...none.

43. Do you have any scars? Too many.

44. What do you want to be when you graduate? Well, I ain’t in college/uni so...

45. If you could change one thing about yourself, what would it be? The chronic pain.

46. Are you reliable? Depends on how. In communication/getting shit done? Probably not. In being there when needed? Absolutely.

47. If you could ask your future self one question, what would it be? Lottery numbers.

48. Do you hold grudges? Nah. Too much energy. I get angry, it burns out, I let it go.

49. If you could breed two animals together to defy the laws of nature, what new animal would you create? Snekbirb!

50. What is the most unusual conversation you’ve ever had? Holy shit, what sort of question is this? So many holy fuck

51. Are you a good liar? Yup. Incredibly so. At one point I was almost pathological - lying even when I didn’t need to - though now it comes out rarely as embellishing. Means I’m a great storyteller, but I used to be very manipulative/unknowingly gaslighty with it. Thankfully I grew out of it and got better.

52. How long could you go without talking? Hours, really. I sit with the fiancee for a long time without really saying anything other than the odd request for tea. Other than that? Yeah, I talk for days.

53. What has been you worst haircut/style? Buzzcut. I don’t suit it.

54. Have you ever baked your own cake? Yup, with varying degrees of success XD

55. Can you do any accents other than your own? Plenty.

56. What do you like on your toast? Honey, jam, peanut butter, fish...

57. What is the last thing you drew a picture of? A wolf! With wings! On fire!

58. What would be you dream car? Chauffeur-driven.

59. Do you sing in the shower? Or do anything unusual in the shower? Explain. Sing, talk to myself, act out rps/conversations...

60. Do you believe in aliens? It’s a statistical impossibility that we’re alone, but also very very fucking unlikely we’ll ever be contacted simply through sheer numbers.

61. Do you often read your horoscope? If only to laugh at it/swear at the fact I’m a fucking typical Scorpio yeah...

62. What is your favorite letter of the alphabet? ...Whut. Um. Well. I don’t know? X maybe?

63. Which is cooler: dinosaurs or dragons? Oh come on, dragons.

64. What do you think about babies? Nice. Soft. Good smell, unless not. Squidge.

65. Freebie! Ask anything interesting you can think of. No one put in a q for this so...w/e 8D

#more than you ever wanted to know about me

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unixcommerce · 4 years ago

Text

Francis Carden of Pega: RPA Doesn’t Automatically Mean You’re Adding Intelligence to Your Automation Efforts

Robotics Process Automation.

RPA.

It’s something that companies are expected to spend over $2.4 billion on by 2022, up from $689 in 2018 according to Gartner.

But what exactly is it? And where does it fit in when it comes to helping companies with their digital transformation efforts?

Interview with Francis Carden of Pega on Robotics Process Automation

These are big questions I was able to ask during a recent LinkedIn Live conversation I had with Francis Carden, Vice President of Digital Automation and Robotics for Pega – a leading customer engagement and process automation platform provider.

Below is an edited transcript from a portion of our conversation. Click on the embedded SoundCloud player to hear the full conversation.

smallbiztrends · Francis Carden of Pega: RPA Doesn’t Automatically Mean Adding Intelligence to Your Automation

Small Business Trends: What exactly is RPA?

Francis Carden: RPA stands for robotic process automation, and about a million things underneath it, dependent upon who you speak to. To me, it primarily started life as automating applications that run typically on Windows machines on desktops, and sometimes you could automate them a hundred percent and move those desktops to a VM, and they all run by themselves in a locked cupboard, right, properly governed and secured, hopefully. And then Attended RPA was basically, you put it on the desktop and it would automate alongside a human, so you could improve the human’s performance by 20 to 40 to 50%. But if you get to a hundred percent, you don’t need the human, so you would move it to the server room and [inaudible 00:00:39].

But, predominantly, to me, what it started out as, it’s morphed into some very different things, not necessarily rightly. But RPA was predominantly automating someone else’s user interface, the keyboard, the mouse, the screen, because it doesn’t change a process, it just automates the as-is process. And then, of course, it got, “Throw some AI at it.” That suddenly makes it uniquely different. Or, “Throw some API integration in it.”

But then, to me, those things aren’t really RPA. If you’re automating a UI, you’re basically saying, ” the old processes are fine.” No, they’re not, right? You just keeping them alive for longer. You’re adding to debt, right? I think one of the analysts calls it a tax on legacy. It’s so true.

And so, for the years I’ve told very successful, large implementations of RPA, I never turned around to anybody and said, “Oh, it’s transformation,” or “It’s going to change your life. It’s going to change the way you do business.” No, it’s an operational improvement benefit.

You’ve got intelligent automation, which is a myriad of technologies, which includes RPA, and RPA typically should be used as a bridge to transform your business. Because any business that’s not transforming and just band-aiding stuff together with RPA is not going to be competitive a year or two or three from now, right? Because they’re peers are truly transforming their businesses and don’t need RPA or very little of it. And that’s got to be ultimately the goal. Nobody really wants screen scraping, right?

Small Business Trends: Talk about intelligent automation.

Francis Carden: I like to take a step back and think about work, right? Work that a human does at the desktop, that’s really what we’re focused on because we’re not talking about necessarily APIs and the other stuff that’s done. We can talk about that later because it’s of this, but predominantly RPA or the work that gets done by a human, there’s a start point. It might be a mortgage loan application. It might be a call because they’re complaining that their network keeps coming down, or their mobile phone keeps breaking, whatever it might be. A call comes in, and then ultimately there’s an outcome. And then if all you do is automate the existing way you solve that outcome, all the underlying debt stays around this. It’s not a digital process.

Intelligent automation says let’s rethink how we want that outcome to occur. We want it to happen faster. We want it to reach out to the customer before they call us. All of those things start to really evolve if you think about it intelligently. Automating a process is not about automating the as is, but automating almost the want to be. Where would you like as a business, that process? If you was to start a new company today, you don’t go out and buy 6,000 legacy systems and use RPA to turn yourself into a digital business. You typically build, or you buy some technologies, and you build a digital business. And so you are intelligently automated from the ground up. And RPA is basically trying to not intelligently automate you from the top down.

And so it’s a matter of using the right technologies, and what’s put people off in the past from being able to digitally transform a process, is some things are just hard to do. And so, technically, you might get such a roadblock, you might as well just use RPA. But what we believe is you can automate much of the process using intelligent automation, whether that’s low-code or whether that’s design thinking to reengineer a process or case management, and then use RPA to plug the gaps that would’ve prevented you getting further along the digital transformation story. And then think about replacing those RPA bots. We’ve got customers that build bots only if there’s an end of life strategy for them, right? I mean, that’s very forward thinking and very creative and very right, right?

Small Business Trends: RPAs, they’re great for, like you said, automating routine kind of mundane tasks. And if the processes that are making up those routine automated, I mean, those routine tasks are bad processes, like you said, it just speeds up the failure and makes the failure more consistent in achieving, as long as you run those processes. But when it comes to actual transformation, that’s in intelligence. That’s where, I guess, the umbrella of DPAs come in.

Francis Carden: We both lived in this world for a long time. To automate a process properly, i.e., to rethink it, reimagine it, everybody thinks that’s a big ticket item. It’s going to take many, many years. BPM [phonetic 00:05:43] was known as it’s going to take forever, right? It’s like ERP. I mean, that’s the worst one, but everybody thought that [inaudible 00:05:49]. I’ll implement an ERP system in six months, so we digitize the process in three.

But what’s changed, DPA, intelligent automation, is that there are new technologies that do not require you to rebuild a process from scratch in years. You can do them in weeks. We’ve got customers rebuilding processes properly in days and weeks. And that may or may not include RPA. Often, it does not, but it’s there if you need it. But if you think about an RPA vendor that’s raised all this money, they have to push RPA. That’s their license revenue.

Now, what they’ve done is they’ve said, “Well, let’s add some intelligence to RPA. Let’s add OCR and some AI around document readings, and let’s add some API integration.” It’s like, “Well, that’s then not RPA. That’s the stuff we’ve always had, maybe done better than before. Give everybody that.” But I do not believe a digital transformation platform should be built on screen scraping. No enterprise, no CTO I’ve ever met says, “Yeah, yeah. We’re going to go and buy a screen scraping platform [inaudible 00:07:04] an RPA platform to digitally transform my business.” It doesn’t happen.

And so low-code, to me, is the movement, and underpinning low-code is that citizen developers and IT can collaborate together to look at a process and say, “How can we improve this process dramatically?” Right? Almost throwing away the existing and just say, “Well, imagine that we were allowed to dream, and this is what my perfect process would look like.” And then a few buttons later you’ve actually said, “Well, we can start to do that in these days and weeks, instead of these years.” And that’s what we’re seeing. It’s almost a competition. It’s almost now cheaper to build a new process than it is to use RPA to plug the old one because if you take into account the cost of bot maintenance, if you take into account the cost of maintaining those legacy systems and the infrastructure required to do it, and IT and QA and everything else, but if you take a step back and say, well, again, to my point earlier, you lose a new digital business. Don’t buy those legacy systems, but you managed to build a digital business, so that they say never the twain shall meet, but that twain’s meeting now, right?

You are literally seeing companies… And we saw it through COVID as well. We saw lots of RPA vendors going out there building some bots, which kudos to everybody who contributed to helping through this pandemic. But we also saw a massive number of companies with Pega building applications from scratch in days, like loan applications in days. Instead of our band-aiding an existing loan application with RPA, we were actually building brand new loan applications where banks could put those online so that people could apply for loan. The loan be processed. And when you talk about building an application in a week or two, people don’t believe you, but it’s true now. That’s DPA or intelligent automation.

Small Business Trends: So do you see companies looking to do digital transformation starting with RPA thinking they are doing intelligent automation?

Francis Carden: So, intelligent automation, you can start with it and use RPA, or you could use RPA and come back to it later. But every one of our clients, whether they’re with successful with RPA or not, needs intelligent automation. And that’s the depth and breadth of DPA, or as Gartner calling it hyper-automation. I think HFS called it intelligent process or measure, whatever the acronym, it’s about doing it right now. And the time is now when we’ve got to automate these processes correctly. And that is the conundrum. The word automate implies automating something as is. Why does the word automate count to building something new, kind of is an oxymoron. You’re not automating it, right?

And I think of computerization as the automation of the way things were done manually, and RPA is just automating computerization. It’s still the way things were built to do, what used to be done manually. Digital transformation or intelligent automation is about automating the way to do it properly. Now you can. You couldn’t do it that way 10 years ago. The technology was too hard, right? Big projects. Now you can build things in days and weeks and months that used to take years, and it’s transforming the game for the entire industry in every sector.

This article, “Francis Carden of Pega: RPA Doesn’t Automatically Mean You’re Adding Intelligence to Your Automation Efforts” was first published on Small Business Trends

https://smallbiztrends.com/

The post Francis Carden of Pega: RPA Doesn’t Automatically Mean You’re Adding Intelligence to Your Automation Efforts appeared first on Unix Commerce.

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generouslyteenagealpaca-blog · 6 years ago

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Repayment of my health insurance premiums?

"Repayment of my health insurance premiums?

I received a letter in the mail a week ago, and can't locate it now. It was explaining as to how there is a government program in place to reinburse for health insurance premiums paid if someone in your household gets NC Medicaid? Anyone know about this as for the life of me I can't put my hands on the letter. Any insight would be helpful. Thanks.

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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Would like to know if anyone has Progressive Insurance for auto insurance. Would like to switch to them from Farmers because I can double my coverage for the same price as Farmers. Has anyone had problems with Progressive such as filing a claim? or rate increases for no reason. I have not had an accident in over 14 years, knock on wood. Just afraid if I switch my rates will go up for no reason. I know there is good and bad about Progressive. Any input would help. I live in California""

Anybody could give me a estimated how much money do a 18 years olds would pay for a car insurance a full cover?

Anybody could give me a estimated how much money do a 18 years olds would pay for a car insurance a full cover? He is going to buy a 2007 Dodge Durango SLT He will fianced the car on his name! The car is for my son. We live in the states of Florida ! If you guys can give me some information about a cheaper insurance Thanks!

Repayment of my health insurance premiums?

Do all car insurance companies need a deposit?

Im getting a car this weekend, i havent passed my driving test yet and im 18. But all the insurance quotes i have looked at need a deposit, can i get one that doesnt need a deposit, because at the moment i cant afford that one of payment for the deposit. HELP PLEASE!!!""

What are some car insurance people?

I know Progressive, and Geico. Who do you use? who do you not use and why? We just got a new toyota Sienna and i want to shop around for cheap insurance.""

Whats the top 10 cars cheap on insurance for a boys first car (17yrs)?

can i not have any resent cars that have just came out even thought they are good on insurance i just don't like them can i have cars like the austin mini cooper 90's or the beetle, cars like that please.""

How much is the fine for traffic violation 24250? What happens with insurance?

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What is the average premium of auto insurance in Toronto?

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Is mutual insurance good?

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What penalities will I get having invalid car insurance?

Two nights ago police stopped me when I was delivering food and checked my insurance details. I had insurance for social purpose only. They told me to change my insurance to business insurance and they let me go with warning. Last night same guys stopped me again and again they checked my car and found me delivering food. Luckily they let me go again but they reported of the offense. What will happen now? will I get points or fine or what?

Auto insurance quotes in New Jersey?

Hi, where can I get auto insurance quotes for New Jersey area? I need to compare quotes online and hoping to save some money. Currently I think I'm paying way too much for it.""

What's the difference between health and accident insurance?

How i can get insurance on my brothers car?

Should i sell my car and purchase a bike?

My situation is i currently own a car but as usual it just seems to be sucking up all my income. I'm currently a student but i work part time aswel with quite a good income. I need some sort of transport as 2-3 times a week i finish work really early in the morning when public transport is unavailable, work is about 25km away so its not a huge distance. The market value of my car is $8500AUD at the moment which would be more than enough to get a bike and appropriate gear plus rego but would it be any cheaper? On my car i spend $60 on petrol each week plus maintenance costs for the past year have been around $870 including rego and insurance it costs me around $5500 to maintain it each year, would a bike be any cheaper? and is it wort the trade off im spending around 1/4 of my incoming on this car which could be going to more important things.""

Insurance for my hrse?

does any one no any good horse insurance companys

What is the cheapest online moped insurance for a 16 year old?

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How much would insurance be on a Nissan 350z?

Hi guys!! Ok so I'm soon to get a 2003-2006 Nissan 350z Touring or Enthusiast. Maybe around 9000$ to 15000. I'm almost 18 and what would insurance be like for me??? Allstate, State Farm, ect. I just need a basic monthly quote! Thanks!!""

What color cars are cheaper to insure?

its bugging me lol. i would like to know what colors are considered aggressive like red,black ect. and what colors they wont rape you over. so a list of aggressive colors and a list of calm colors. thank you for your help!""

Average insurance rates?

Im doing a project for Health and I cant find average insurance rates for a 19 year old guy. I need Life Medical and Disability. HELP!

Michigan Auto Insurance Premium almost twice as much as quote!?

I'll do my best to summarize my situation, and am using estimates for days and amounts... I received a quote for auto insurance for $590 for a 6 month period from an independent auto agent. When I received my insurance policy and premium price it way nearly double (over $1,100). I cancelled the policy within a week after receiving the huge increase in premiums. Because of the time it took for me to receive my new premium and the 5-7 days for me to cancel, I received a bill for an amount due of roughly $40.00. I previously had auto insurance through the company/agent but it was for a different vehicle and paid a month in advance. My question is, why am I responsible, and how am I responsible for the premium that is so much higher than what I was quoted? I didn't sign any paperwork, I called over the phone and had the agent switch the policy based on the new quote. Auto insurance played a huge factor in budgeting for the vehicle and I feel that I was ripped off. I should be getting a credit for the 10 days that I did not use, not having to pay more for the days I did use. Thanks for any advice you're able to provide!""

Looking for Health Insurance that allows 5 year old as primary member?

We live in Texas, I'm looking for health insurance for our 5 year old daughter. My husband has coverage through his employer and I have the option of being covered under his plan as well. However, our premium would increase by $400 a month if we add her to that plan. I am looking for an inidividual plan that will allow only her to be covered. So far I've found that the primary member must be over 18. Anyone know of a company that offers this? We can't afford the extra $400 but we wouldn't qualify for any government assistance program. She has no illness and she had tubes put in her ears a few years back, that about covers her medical history. Thanks in advance for any info!""

New car financed through Honda Canada . I want to buy liability and life insurance .?

Can you purchase life and disability Insurance with a company of your choice to get a cheaper rate or do you have to purchase through dealer.

How to get cheap car insurance?

Hi guys, i really need your a good and effectivr advice about this, please if you know something that would help post it here! Im 20 year old, have a car Peugeot 206 1.1 litre - cheap market value (1000ish). I live in London. Since 17 years old im looking for insurance - unsuccessfully. The best quote i get is 4000ish. I have no criminal record, no accidents no claims - nothing! And im fed up with so many people driving at my age and I cant- i just dont understand why exactly mine is so bloody expensive! Ive tried every variation just to see what im missing - pass plus for example only helps to the extent of 100. Its just crazy - 3 years and i still cant drive - what the hell is wrong with this - home come everyone is showing off by how cheap insurance they have and i cant get anything? Whats the secret? Ive tried every combination - me as the main driver/named driver/owner/just user etc. cheapest is 4,000!! Whats wrong with me? Anybody knows whats the trick, how to solve this issue? Thanks!""

High risk insurance companies in Ontario?

Hello all! I have fallen into the high risk category for auto insurance in Ontario and I need help in finding a company or companies that would be willing to sell auto insurance to me. I cannot seem to find any links on Google. Would anyone have the names of any companies that deal in auto insurance for high risk drivers? In terms of quotes, what are some quotes that anyone has personally experienced? As for background information, I have no accidents (knock on wood...) and no DUIs. Just one too many traffic tickets :-(. Any help would be appreciated, thank you!""

Bad Faith Auto Insurance?

Should I hire an attorney for this?, I purchased a policy online a few months ago within the first few days that i had this insurance I had a storm and damaged my vehicle (minor) with hail damaged I submitted out a claim, appraiser was sent they covered the loss sent a check to me, now i take it to the bodyshop and try to have it fixed but they need a supplement, they contact insurance co. but insurance co, makes many excuses over this they state I dont have full coverage which I do, and it was verfied with them that i do, the next few weeks pass and then I finally get a call from a manager at the insurance company stating that they mistakenly sent me out a check because I made a false claim report, they said that they can tell by my pictures before policy was bought that vehicle had damaged (which is an excuse of denying supplement) and stated the the adjuster overlooked everything point here is that insurance co, cancelled my policy by stating underwriting issues, so now Im without insurance coverage, the manager also stated she reported this to the texas state but mentioned she could not put a stop payment on the check and that I could still use it to fix the car or cashout the check... I am really dissapointed at how all this was handelled, Im thinking about getting an attorney, I already discussed and this issue with the Insurance company and Im basicly told that I lied about the claim and they end my call... Should I wait to get an attorney or should I just get one and go from there? I believe this is bad faith insurance coverage, What should I do? I mean I still have the check it is not cashed out, I cant really do much with this check everyone charges an arm and a leg, can they file insurance fraud charges and if so even though I know I did everything right should I get an attorney?""

HELP help help! Prego and no insurance

ok i applied for insurance (blue cross blue shield) right when i found out i was prego (I am 3 months now.)I told the salesman i was prego. He said he will get my cards out to me asap. 3 months passed and i was waiting for my cards. Then i spoke with some1 else i told them i need my cards cause im prego they said OH NO u can not apply while bein prego. Soo they denied me. WHAT DO I DO!! Medicaid wont accept me. Can i call another insurance company dont tell them im pregnant and when i get my insurance cards act like i just became pregnant. Please some1 help. I dont no what to do. SORRY FOR WRITING SO MUCH. THANKS!!! =)

If you can't afford health insurance for your family and the government says you make too much...?

then what do you suggest? What if your family has too much income according to the government for your kids to even qualify for Medicaid or the low cost options (CHIP)? My husband makes $48,000 a year before taxes are taken out. While that does pay the bills and keep food on the table, we can't do a $800 monthly insurance policy and our kids are denied Medicaid and CHIP (we make $300 too much per month, of all things). We pay the necessities. We don't over spend and we don't go out and spend money on entertainment more than a few times yearly and even then it's cheap entertainment. We do what we can, but health insurance just isn't going to happen for us unless one of two things happens: 1- my husband gets a major pay raise or 2- the government changes their income requirements (don't see that happening). So what do you suggest for my family? We do what we can. We use our tax returns each year for medical expenses and bill pay offs. If a major medical expense comes up, we pay it down little by little. We do use the public health department when we can. But bottom line is that we can't afford insurance. Period. So, for all of you who think this is completely unacceptable, what do you suggest we do?""

Im 18 year old male looking for cheap car insurance in UK?

just got the car and license. 1.2 ford fiesta 2004 price is the only factor for me as i will make no claims for the first year in any situation. the best so far is aviva. i have been reccomended several insurers who have given me ridicolous qoutes.. tesco..aa..elephant..all the pass plus ones and i am asking yot to tell me whos suit me! thanks

Repayment of my health insurance premiums?

Can I fight a NYS TVB no motorcycle insurance ticket?

I got five Traffic Violations Bureau tickets on my bike: Uninspected - $145 Unlicensed Motorcycle Driver - $175 Motorcycle Unreg (istered) - $175 Improper plates - ? Uninsured - ??? The tickets will cost me more than the bike is worth. :( I now have the bike insured and a license; any chance the judge would show leniency (clean license/record) and throw out one or two of the tickets? (Do I postpone and hope the officer doesn't show up?) Also, I'd like to plead on-line but the tickets still haven't shown up (getting close to the 15-day deadline). Will I have a default judgment against me if I keep on waiting? Any idea how severe no insurance on a bike is for the TVB? Sorry for all the questions, thanks in advance.""

Do you think car insurance should be mandatory in all of the United States?

I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.

What are the requirements for car in surance in the usa states?

I would like to know what kind of car insurance do you need to have in every state.

How much insurance company will raise my rate after a car accident?

My car bumped into a car at a parking lot and caused minor rear bump crack. And I called my insurance company to report a claim. Right now my rate insurance is $420/year. I would like to to know how much my insurance company will raise my rate when I renew it next year.

Cheap auto insurance?? PLEASE? :(?

My friend she needs car insurance or her car will get repossessed. She's 19 and has only had her license for a year and is being financed a vehicle($200 monthly payments-in 2yrs it'll be payed off). She doesn't have a steady job yet but she's starting college at hcc this fall. She's living with her mom right now. The downfall is that she's already gotten a speeding ticket and hasn't had insurance for 6 or 7months. She needs a non-'name-brand' auto insurance. The cheapest offer so far was $406 a month and she can't afford that. By the way..this is in florida. Can you please inform me of a cheap car insurance place? It doesn't have to be any good..just cheap...thankyou..

""What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

Can I cancel car insurance before expiration date?

I got car insurance and paid a fee but the expiration date says it ends in one year, I paid for 1 month and now I need to get insurance from another company. Do I cancel the insurance I have now? if I dont will they charge me every month? Or should I just forget about it and let the ppl cancel me off.""

Does anyone know cheap car insurance for ladies?

""What nice, small cars have cheap insure for learner drivers?

I've looked at things like Toyota Aygos and Citroen C1's. Any other ideas?

Cheap insurance company for young drivers uk?

Will my car insurance go up if i buy a new car?

i am currently driving a used 99 honda civic. suppose if i buy an all new 2012 toyota camry. Will my car insurance go up? i am currently 18, and my car insurance cost me 800usd for 6 month. and should college students like me buy an all new car?""

Cheap car insurance for 17 year old in u.k?

can anyone tell me how to get cheap car insurance for my 17 year old in u.k

Can mississipi call and verify if you had auto insurance?

Suspended liscense and car insurance?

So in two more months my license suspension will be over from a dui. First of all the type of dui that I got from what I've been told isn't as bad as the real one seeing as I got a dui for blowing a 0.3 but being under 21 makes it illegal at any alcohol level. My dui is considered and infraction so no criminal record but still not sure if this goes in my driving record. When I get my license back and look for car insurance will I have to pay extra for insurance for having a dui infraction?

Is a business insurance payout taxable.?

The company suffered a burglary where a number of capital assets were stolen. They received an insurance payout. The insurance premiums paid were treated as a deduction in the profit and loss account. Basically will this pay out be taxable for Corporation Tax

Does anyone know how the Access Insurance works in AZ?

I hear its state wide insurance coverage for those who cant afford or have insurance....

How much wil I have to pay the first time wen I go set up my car insurance?

Ima buy a used car this week for about 2 thousand. Nd I wanna go put insurance on it but how much will I have to pay wen I go.

How much would car insurance cost?

I'm an 18 year old male that just got my license and I live in California and my parents pay about $70 a month for each and I was wondering how much it would cost for mine since I'm a new driver and I'm planning to get an 2006 Honda Accord, How much would be the cheapest car insurance for me?""

Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance (california). I did not purchase insurance through the dealer. Don't I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow.""

Anyone want to give me a rough estimate on this car insurance quote?

My friend drives a '98 Mercury right now. She's been into four accidents (three of them were caused by her), is one point away from getting her license taken away, and got a DUI last summer. Consequently, when she got her car back, she tried to get it insured only to find out her insurance premium for NO FAULT is almost a thousand a month. That's for a standard insurance company. She went to a small rinky-dink company for a lower quote and got a lower quote but I'm not quite sure what that quote was. Since she can't afford to pay that much in insurance, she (stupidly) has decided to get fake insurance proofs that she thinks will get passed secretary of state so she can renew her tags. I told her she needs to have real insurance or she could get into lots of trouble (not to mention end up owing tens of thousands of dollars if she crashes). She didn't listen to my advice and went with the fake insurance proofs which did NOT get passed secretary of state; her new plan is to pay for one months insurance and then stop paying for the next few years until her insurance goes down. She told me the other day that she wants to buy a BMW by the time she's 22. That means in one and a half years. Not only will her insurance still be high, but it will probably be even higher since she will have gone two years without it. So, considering the facts I've given you and that she has to pay almost a grand a month for no fault on an older Mercury, how much more do you think she will be paying for FULL coverage on a BMW?""

My license was suspended and I want to buy a new car. Will my insurance company still let me keep my policy?

I have had my license suspended due to accumulating 12 pts on my driving record (maryland). I did however get permission to drive to work. I have been planning to buy a new car now and I really don't want this to prevent that. However, my insurance rates haven't gone up due to the suspended license atleast yet. If I buy a new car, other than the type of coverage, will my insurance go up because of the suspended license or will that even still keep me on the policy. Any help will be great.""

Average cost of bmw car insurance for over 50's?

Just trying to get a rough idea of how much the insurance would be for a 320d auto diesel BMW. I don't really want to waste ages going through the compare.com sites. Thank you in advance for your help.

How much do you pay for motorcycle insurance ?

how much do you pay for motorcycle insurance in canada ,for a 300 cc motor . like the kawasaki ninja 300 2013 .""

Can my husband remove me from our car insurance policy?

Hello, My husband left 2 months ago. We have a car insurance policy together with all 3 vechiles on it. He called me yesterday to inform me that he is removing me from our policy. Can he take me off the car insurance policy as we are still married and the policy is in both our names? I am calling the insurance company Monday morning but I would just like to know for sure as everyone that I have spoken with said he can not do this. Thanks!""

Car insurance for teen help?

So am buying a car and my parents don't have a driver license But i Do But i am only 17 which makes the insurance a lot . So my moms friend said he would put me under his insurance but he isn't Driving but he has a valid new your license . So is there a way for me to be under his insurance with the title of the car in my name ? or does it have to be in his name does he add me to the policy as a Additional driver & The car Or just me alone and not the car ? what would happen if i get pulled over and the title is in his name ?

Repayment of my health insurance premiums?

Car insurance for a 21 yr old?

I am a 21 year old male and I plan on buying a brand new car at the end of the year. does anyone know of a car insurance with full coverage that will charge me just a leg instead of ...show more

How do Life Insurance companies make money?

If you get a 500,000 dollar policy pay 250 a month that would take 2000 years for them to make the money back. How do they make more money then they put out?""

Which insurance is cheaper for 19 years old person?

is it state farm(the one i have now) or geico. or please tell me what is the cheapest insurance company?

""How can i insurance my car, for only 3 months?

im finishing my college... i bought a car in us... for the year i was here... bour my car insurance expire.. like 2 months before i finish... and im not gonna buy other 6 months of insurance... cause i will be using it only 2 months more... WHAT I CAN DO!!

How to insure a used car off of the lot with no previous insurance?

I have never had insurance in my name before (my parents had me under their insurance within the past 6 months, but I am now not insured, nor driving a vehicle). I am interested in buying a car from a buy here, pay here lot and I don't quite understand how it works as far as insuring the vehicle off of the lot goes. I was told that the dealer would give me a few options of insurance (usually crappy) and I would use that insurance for the drive home, and subsequently get my own insurance. This is so ridiculous to me, to pay for insurance twice?! I just want to know the legal & affordable & practical way of insuring this vehicle. Is it not possible to be at the dealership, buy the car, get insurance over the phone while still on the lot, and then drive it home? Because I realize that the dealer will not let you drive it off of the lot if you don't have insurance. Also, how will they know I have the insurance? Since I currently do not have any, I won't have an insurance card or anything material to provide as proof... will they accept an over-the-phone affirmation by the insurance company as proof?""

Lying on car insurance to police when stopped?

if a person lied about the age on a car insurance policy and stopped by the police ..what would happen i understand if someone were to do this that they could not claim if crashed and would probely lead to criminal charges.

How to insure my used car auto dealership?

I just founded my own used car dealership and I was wondering what kind of insurance I need to cover it. I understand that I will need general liability of course, but I also heard a lot about blanket coverages. If anyone can help if you can give me just an overview of what kind of insurance I need I would highly appreciate it. And also what are some carriers that would insure me? Thanks!""

How and where can I get car insurance how much will it cost?

I called rent a wreck and they said in order for me to rent a car I need car insurance?

Insurance costs a fortune?

Anyone know of an insurance company that can give really cheap quotes for teenagers. UK Based

Do I need car insurance ?

Ok so u just got my learners permit today and my mom said she's pretty sure I don't need car insurance that I'm automatically covered since I'm a minor and can only drive in the car when they are in it so am I covered I live in Tampa Florida if that matters I just want to start driving immediately but dad says I need to make sure I'm under his policy so I can drive

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

Would this affect my car insurance?

Would having Grand Theft Auto on my record increase my insurance, or would it do anything at all? Its a really long story. I know my insurance is going to be high anyway because I am 17 and a guy. I was just wondering if having a Grand Theft Auto charge would affect it at all? Thanks!""

""Car insurance, 16 year old, oh no.?""

I'm 16, I have a 92 Nissan 300zx Twin Turbo, what can i expect to pay for insurance on state minimum?""

Does anyone know where I can find auto insurance to cover car parts?

I need new tires and brakes, and rather than paying for them I want to get insurance so all I'll have to pay is the deductible. Please help. Thanks.""

Transferring van insurance to car?

can u transfer van insurance to a car in republic of ireland

Teen and Parent car insurance?

Im 19 year old female learning to drive, i want to drive my dads car so i can get more practice. People keep telling me different prices so how much would this cost roughly to be added to my dads insurance?""

Average cost for insurance?

What do u think the cost of insurance for a mazda rx-8 would cost or a sports car similar to that (cars with a big bonnet like mazda rx-8). This would be for a 17 year old. Please help

What is the best life insurance to get for my parents?

I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?""

Auto insurance limits of liability ?

How high should I reasonably set my liability limits. From what I can tell my current Auto policy limits are $25k and $50k. That seems a bit low to me. My friend said he has $100k and $300k. What do you suggest. We are an average income family, and currently drive and Escalade ESV, and a G35 coupe(Nothing like living beyond your means, you only get one shot at this thing right?).""

Can I sue my auto insurance company?

i Switch insurance companies back in Feb. of this year. The new insurance company never filed the paperwork with the DVM. As a result my car was impounded because it said that i wasn't insured. However every month auto insurance was being taken out of my account as an EFT. Now i need a rental, lose a day of work to go to traffic court, and i don't have a car for the weekend. I am being inconvenienced for no fault of my own.""

What companies do not offer employees health insurance?

I was wondering what kind of companies do not give their employees health insurance, besides temp agencies? Thanks""

Our insurance is trying to screw us. What can I do?

Our roof got hail damage but our insurance adjuster and my contractor differ on how much damage there is. The adjuster went as far as saying someone made extra damage on the roof and that our contractor is just trying to help us get our deductible. Are there any legal ramifications for him saying that?

What should I expect in car insurance?

Right now, I am seriously considering sharing a car with my boyfriend, so the insurance is lower than it would be for two cars. He is perfectly okay with the idea, but I would still like a truck to haul my horse (his Taurus SE can't do that long distance) for when I move, so it would be more convenient for me to have my own vehicle. I am a 17 year old female. My grades are a B average. I don't have a credit score, i pay with cash or my debit card. I want a truck (preferably an old cheap one that runs). I've heard insurance can be higher if you have a red vehicle, so I am going to avoid that. What else do you need to know to estimate my insurance? Thanks.""

Why is the insurance on my 1982-83 2.5L landie cheeper than my 0.9L corsa W reg?

i just dont see how the insurance on any landie could be cheaper than a corsa, especially as it is my first year driving, does anyone know why this could be?????""

""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""

im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""

Repayment of my health insurance premiums?

https://www.linkedin.com/pulse/who-insures-insurance-companies-michael-barry/"

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profoundgardenertree-blog · 6 years ago

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http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

Mandatory insurance?!?

Here in Massachusetts EVERYONE has to have health insurance, and if you wanna drive you have to have car insurance. How can this be legal? How can the government force me into buying a product or service?! Whats next, are they going to make it mandatory for everyone to buy 7th generation ipods? This is ridiculous. What if i dont want insurance? What if i cant afford it? WTF?!! Is their any legal way around this? Or are they going arrest me if i dont get any insurance? Should i board up my windows and stock up on guns?""

Best motorcycle insurance for me?

I was wondering what would be the best motorcycle insurance for someone like me. I'm 18, in the military, zero credit. I ride a 2011 ZX6r (sport bike). I've been driving since I was 16 and riding for about a year. No speeding tickets, no accidents, nothing. I'm SUPER busy ALL THE TIME so I really only plan on putting around 5-7k miles on the bike over the next couple of years just riding around for fun on the weekends. A lot of people suggest USAA because I'm in the military but those people don't ride bikes, and it seems like everybody I have heard of who has USAA motorcycle insurance grossly overpays. I have done a little research and it seems like the general consensus is that motorcycle insurance is the worst service (among some very good ones) that USAA offers.""

Has anyone had a negative experience with Progressive Insurance Company?

I'm a 17yr old male in the UK - how can i make my car insurance cheaper?

Confused.com is telling me it will be 1600+ per year with provisional and 2500+ per year when i pass my test. I'm hoping to pass in february and would rather like to be driving to college then :/ I'm 18 in november and would rather not wait till then. These prices are taken from quite a few different affordable cars i've found on autotrader. Any tips on lowering the price?

Texas insurance licensing exam?

I am studying to take the exam and was wondering how close the Unit Tests in the book are to the actual test and how difficult the test is. Thanx.

Why do men pay higher car insurance?

I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""

What is the cheapest car insurance?

Can I have two health insurances?

I am pregnant, and my work covers me but i already have insurance. But only for myself my not baby so I was curious how it all works? I will be getting kicked off my current insurance soon so would my work insurance just take the place of it when that happens? thanks for any help :)""

Can I have the insurance company replace my car?!!!?

Hello everyone. I just bought a new car five days ago. Two days ago another driver crashed into the back of my new car and sped off. The other driver was caught, but I am told that my new car is in pretty bad condition and it will probably be considered a total loss. The problem is my credit is pretty bad and I had a hard time getting such a nice car, which I traded my previous vehicle for. I'm afraid that even if the other insurance company pays off my new car, I won't be able to get another one. I have no money and nothing to trade. Even more, I really liked my new car and I want the same make and model, but I don't think I'll be able to find another one. What can I do? Would I be able to have the other company replace my car.""

""Just wondering about car insurance, registration, title, and license.?""

I'm from Nevada but moved to Colorado. My parents signed over the title to my car and are going to make me pay for insurance. I was wondering what I had to do to sort this all out. I was thinking I have to go to the DMV to get my license and officially change the name on the title, then go back to get insurance so I can go back to the DMV to get registration. Is that right? What are your thoughts? The DMV is closed right now which is why I'm asking here.""

""If I reported someone for a hit-and-run, can my insurance company raise my rates?""

My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""

""What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

I have a few questions about car repairs and auto insurance?

first off, i was in a small accident a couple weeks ago, and was wonder how much it would cost to have the following repaired: 1. the hood is very minorly damaged, there is just a small gap where the hood closes, plus a little scratched paint on one side (very minor) how much would it cost to have that straitened out? 2. when the front end got hit, it shifted it over a little, so there is a small gap inbetween the inside corner of the headlight and the grill area, how much to straighten that out? 3. also, in regards to insurance, is it allowed to have two different people insured on one car through different insurance companies?""

What is the cheapest auto insurance ?

Is safe auto cheaper than pronto insurance?

How much would insurance cost?

I'm 18 years old and live in Suffolk county new York on the east end of long island. I drive a 2002 red dodge intrepid with 140,000 miles on it. It's an R/T which is a sport edition!!! The car has a few dings on it. I have no convictions on my license or points and I am a male. How much would insurance cost per month and what company is the most reasonable ? Any info at all would be great, thank you!!!!""

Can anyone suggest me a auto insurance company?

i have japan based luxury car. my friend saying pay insurance in a good company. so i am searching company? thank you.

How much should it cost to insure a new teen driver?

I'm 16 and my parents just put me on their insurance. I have 2000 escort and I have the basic liability coverage. I have got the good student discount too. The total came to be about $53 dollars. Is that about the average? My parents originally said it would be about $100 dollars.

""Motorcycle insurance, big problem?""

Ok, so ive been riding a motorcycle for more than a year now. and ive had my eye on a 2009 ninja zx-6r. so i asked a guy from state farm what full coverage would be and he told me around 1000. which is really good. so i bought the bike and went back to him. turns out it will actually be around 4000-5000. WTF. is there anything i can do? or am i just s.o.l.?""

Is This Right? (Retinal Detachment/Cataract/Lens/Insur... Question)?

Let me make a very long story short and get right to the questions. I have moved across the United States by myself at the age of 20 with no insurance covered by my parents, nor will they ever if they could. I had a retinal detachment in my left eye. Paid out of pocket for an eye doctor appointment, he freaked out and told me to go straight to the emergency room for emergency surgery since my entire retina was detached. After my surgery, half unconscious too, a social worker got assigned to me because I was under 21 and legally dependent on the state. So the state paid for my surgery. I had a 2nd one too because the first failed. During my 2nd surgery I had cataracts in my eye so they removed the natural lens. And they never replaced the natural lens since they feared the retina may detach again like the first time. But it stay together and I turned 21. So therefore, legally independent by the state. My check up appointment was after my birthday which the front desk of the eye section declared I must pay $80 for every check up visit, which they wanted me to come in every other week. And if I did not pay, I could not go in. Due to my 6 months of surgeries and recover time I had no money, and was not working. I live with my in-laws, and they were taking care of me, but they are certainly not going to pay my medical bills. So here I am now, age 22 and I have been working for about a year. My job does not offer health insurance until you worked for a year, and even then, there is a certain month you can sign up. I have been walking around for over a year without a natural lens, or ANY lens in my left eye. This is in no way like being blind. My doctor had told me that if I got my license and drove, if ever in an accident, I would get in serious trouble because you are not supposed to drive this way. Not that I do, I cannot see correctly so it is wicked dangerous. Having no lens in one eyes messes with your other eye. Hard to explain unless you have literally had this situation before. Sunlight glares into my bad eye, then into my good eye. Same with darkness or bright lights in general. I am actually very blind at night because of this. This is literally ruining my life. I have no money to pay for insurance, or the surgery which can be easily be 10,000 dollars. Is this legal for a county hospital to do? I have never heard of anyone in my situation. Even the thousands of times I have googled and searched. Never heard of anyone in my shoes. What are my rights here? Is there some way I can fight this? Where is my justice? This is holding me back so badly in life. Please someone with real help and not a crappy site they copy and pasted, help! I need some real human help!!""

Where can I get the cheapest car insurance on a permit In long island new york?

I just wasnt my car insured lol and im 19 and a male

quote me happy learner driver insurance

How much is medical insurance?

How much would medical insurance cost in Ohio (approximately) for 2, 30 years olds and one baby?""

How do you find another person's insurance carrier for an auto accident?

Recently my car was parked on the side of a street. A car pulled up behind it, and caught fire. There was extensive damage to the rear of my car. The person who owned the car was nowhere to be found, and there was no insurance information in the car. The officers on the scene provided me with the registered owners name, address and license plate number. The officer suspected the car may have been stolen, but wasn't certain (The RO of the car lived a few towns over). I do not believe I am liable for this accident. Is there any way to track down this person's insurance company for me to get covered in this incident? I don't have comprehensive coverage, so my company isn't going to cover the damage. Is the fact that the car was possibly stolen an issue? Thanks very much!""

What is the cheapest insurance company for a 17 year old driving a bmw?

I'm a 17 year old girl an my parents are buying me a 2011 328xi awd BMW and I was wondering where it would e cheepeat to ensure

Impossible to find cheap car insurance :(?

I've been desperately looking for cheap car insurances but just can't find them. My cheapest quote was 3300 on a Ford Ka 2002 and that was in November or so. The cheapest I find now is 4300. I mean what the ****? Why can't I find any? * Male, 19 years of age * Full UK License since November 2009 * Could be ANY ANY car as long as its under 2k and appropriate for new drivers * Post Code is SW16 What am I doing wrong? I can't understand. Everyone else can easily get it for less than 1k. I can't. HELP Please!""

I am 19 and own a 1978 camaro in Michigan what would be the cheapest insurance company?

""Auto insurance for a person, not a vehicle?""

I need personal insurance for me. It is for a job. It is a courrier job. I was told i needed personal insurance for me to drive any vehicle. It will not be covering any vehicles, just me.""

""What happens if you have health insurance through your job, then have to get new health insurance?""

If you have health insurance with your employer then quit, how can you get new health insurance with your new employer because aren't they going to see all your pre-existing history from your old insurance company?""

What home owner insurance do I need to purchase?

If I buy an apartment and pays the HOA fee, does that cover the basic homeowner insurance?""

What is the cheapest car insurance in Wisconsin?

It seems to me that every insurance company out there is claiming to have the lowest rates, etc. In your experience, who has had the cheapest prices? I'm referring to basic car insurance...no frills, just the minimum coverage that is now required in WI? Thanks (and please dont try to sell me something...I just want some ideas here)""

Car Insurance - No claims bonus-?

As I understand it no claims bonuses can be retained for a maximum 2 years after expiration of last insurance. Its approaching two years since I owned a car and had insurance for it. My father added me to his own policy to be able to drive his car , does this mean I will be allowed to keep my no claims bonus when I eventually get my own car and insurance again ?? I dont want to lose my 8 years no claims. Many thanks in advance to all answerers :)""

Can someone help me with an insurance question?

new driver no insurance live in ca, 20yrs old, i am considering of buying kia rio my monthly car payment will be around $169. can u give me an estimate of how much my insurance will be.""

No insurance and expired temporary plates?

What would happen if I were to get pulled over with no insurance and temporary plates expired by 4 days? My insurance got cancelled last month and I've been having trouble getting the money for it, and can't get permanent plates til I get insurance. So basically I'm just wondering if ill actually get arrested""

I need to know where i stand with insurance?

basically a guy drove into the side of me and my car is in the garage awaiting assessment to see if its to be written off or fixed. of course the insurance wants whatever is cheapest and its looking like it would be cheaper to write it off. if this happens can i 1. offer to pay more on my excess to get it fixed? 2. get the car picked up and pay for it all myself to get fixed at my own mechanics? its not that the car isn't fixable its just that the insurance is looking at the cheapest option, which looks like writing it off, because my excess is so high, but if they do this i will never be able to afford the insurance, so would rather keep this policy and fix it, anyway is this possible and can anyone find a loophole?""

""Im looking for good affordale health insurance, please help?""

hello, I need to see a doctor as soon as possible but i don't have insurance. anyone know any good affordable health insurance. thank you in advance""

Why has my car insurance jumped up from 700 to 3000?

Two weeks ago I done some insurance quotes. I was shopping around and doing price comparison sites. I did quotes on a few different car makes and models but all cars were 1.2 or less. All quotes were comin up around 700 and 800 and 900 and up to about 1500. Now when I do quotes on 1.2 cars, or example an old 1994 ford fiesta and1.2 Peugeot kisser they are all coming up around 2000-3000 All my details are exactly the same ad two weeks ago. Literally exactly the same. Could it be the weather affecting the price? Surely not that much though?""

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

Most reasonable health insurance?

what is the most reasonable costing health insurance in southern california? I saw a few with low premiums, high deductables(common), but very few office visits covered, other than paying up to deductable. I need, for my family, high deductable, low premium, low priced generic prescriptions, and preferably unlimited office visits at a set rate ($20-$35) per visit. having alot of trouble finding all that. Anthem had almost all, except barely any office visits unless you pay an ultra high monthly. any suggestions?? thanks!!!!""

Insurance Agency Tax Help 1120S?

I own an insurance agency. I have a seperate checking account for insurance premium funds. When we collect a insurance premium payment from a customer, the funds are deposited into this account and then we send our agency check to the insurance company. How are these funds treated on form 1120S?""

Looking for health insurance for children?

I have a friend , a single mother of 2, is looking is looking for an affordable health insurance for her kids - 8 and 10. The mother is 46, with Graves Disease and require her to ...show more""

""Republicans, what should someone do if they are sick and cant afford health insurance?""

Republicans, what should someone do if they are sick and cant afford health insurance?""

About how much does an Sr22 bond cost?

The reason I need one is, I was pulled over and caught without insurance. Now in order to get my license reinstated I must first get this bond.""

Requirements for california drivers license?

how many behind the wheel professional training hours are required in the state of california in order to get a license?

How much is insurance on an 89 camaro?

how much would it be a month? im 20

Where is the best place to get an auto insurance quote?

Where can I get a free auto insurance quote?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

quote me happy learner driver insurance

How much does your motorcycle insurance cost?

Also say your gender, state, age, etc. P.S how much would it cost for a 18 year old male in NYC with a 600cc engine? ninja..""

Why are my auto insurance quotes so expensive?

I am an 18 year old male trying to get coverage on my 1994 toyota camry le 4 door. I just acquired my license today and I've never had an incident. I am also single and living ...show more

What is the cheapest car insurer for a 17 year old WITHOUT a black box?

What is the cheapest insurance company without a black box or device to monitor you're driving for a 17 year old...?

Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?

Can u use your parents health insurance without them knowing?

i wanna go to the doctors without my parents knowing using there insurance. is it possible? and i live in california and im 19 years old. help:(

How much will my insurance would cost if i would get a 92 miata. or 92 integra?

How much would it be w/o including the discount of me going under my parent's name or some stuff like that. Im 16 and im trying to get my car going but im not sure how much my ...show more

""Getting my first motorcycle, need some help picking one out with my current financial status?""

So, I'm 16, and getting a bike is basically a tradition in my family. My grandpa has been riding since he was 14, my deceased grandpa was in a biker gang called the Blue angels which was made entirely of cops, my step grandpa currently has a golden wing and has had 4-5 bikes before that. And my dad had one sport bike until he found it was inconvenient because of how tired he got after riding it [like he didn't expect it from a sport bike though, right?]. Anyways, I need help finding a bike I can afford. Seeing as it's my first bike, (and im only 16), I don't want to spend 15 grand on a bike that I'll probably end up laying down. I'm probably going to buy a used bike for under 2 grand. I'm not picky about the year and what company it was made by. But I'd prefer not to get a sport bike because of this insane insurance costs. And I'm not going to be leaving the state very often, so I don't need a touring bike. Summary; I'm leaning towards a Cruiser. And I'm not gonna be the Jack *** going 80 across the intersection while doing a wheelie, I enjoy life too much. And I've ridden a few dirt bikes before, so I have a bit of experience. Any help is appreciated for finding a bike model that I can get fairly cheap used. And I'd like something larger than 250cc, but I don't want a Ducati Monster engine... You know?""

What is the average of full coverage car insurance for a chavy blazer 2001 in north Carolina?

I am planing to buy a chavy blazer 2001 used car. I know I will need full coverage insurance. I am a good driver, haven't have any accidents or traffic violations. How much would the car insurance cost in North Carolina?""

How does the car insurance process work?

So to start this stressful story I just purchased a new truck in Louisiana. My guy and I pulled out of the dealership lot and literally about a minute down the road we were hit by a girl in a car who says she didn't see us. Her car was damaged pretty bad but ours has a big dent and a scratch. It's still functional but now the passenger door won't open because of the location where her car contacted ours. So a police officer came and filed a crash report and gave us her information, but says that we have to wait til Friday to be able to get a copy of the crash report. We have full coverage insurance on our truck and our basic warranty. I'm going to call the insurance company to be sure but I was wondering what are the steps to filing a claim and getting my truck fixed. What exactly do I need to do to complete the whole process. I'm very into details so all serious and thorough answers are appreciated. Thanks""

Insurance deposit for an auto insurance?

I received a quote for an auto insurance and they require a deposit and then the first premium payment..Will the deposit be refundable? Why is there a deposit? Thank you!

Where to get car insurance quote?

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?""

Which auto insurance company offers the cheapest price??

were from CA & my sister is a first time driver & she needs a new insurance for her 05 toyota camry. her old car insurance is too expensive. what will u recommend personally? thanks

How do I find health insurance for myself as an individual?

I am currently a sophomore in college, and I really hate student insurance, as it covers and pays for almost nothing, and doesn't include dental. Where do I go if i need to get a different provider?""

Should the government ban gender discrimination for insurance rates?

Why is it legal for car insurance companies to charge males more than females when they have the same driving record, same age, same car, and same everything else?""

""Im getting quotes for well over 4,000 for car insurance is this right?""

Im getting quotes for well over 4,000 for car insurance is this right? My grandson is 17 and has passed his Advanced driving test. He has a VW Polo. Would he be able to be put on my insurance as I have 5 years no claims. Would this lower his by much? He has also been driving cars/tractors around a farm since he was about 13 would this make a difference? Thanks""

Auto insurance wont pay for damages?

I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?

""GENERALLY, how much would insurance be on a benz c350 for a 19 or 20 year old male?""

I'm a male. im 19 almost 20. the car wouldn't be brand new, it'd be a 2008 with like 20k or so miles on it. and i've never had an accident in all my 3 years of driving, never even been pulled over, not a single ticket. perfect record, i have good grades, college student. Im just wondering like a GENERAL idea...don't tell me to go get a quote...ya i know i can do that, but there is a reason why im asking on yahoo answers as well! it shouldn't be too much right? not like a mustang or camaro coupe?? because mercedes c class's are rated high in safety as well! and this is going to be a v6 sedan, not a v8 coupe or anything.""

30 day insurance policy for newborns?

I am a teen mom and since the baby can't be covered under my parents insurance we are planning to do a legal guardianship, however you cannot get guardianship of an unborn child so we are doing it after he is born. But I was wondering if right after he is born if the hospital bills will be under my parents insurance because I have heard there is a 30 day period in which you need to get the baby's insurance arranged. So during the 30 days would the baby's hospital stay and everything be covered while we get the insurance arranged? Thank you!""

My car was totaled by my insurance?

I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""

Where can I find affordable health insurance for me and my family?

How can I find affordable heatlh insurance for me and my family? We are currently unemployed with no health insurance.

Cheapest auto insurance rate in NJ ??? I have a perfect driving record....?

I just moved from Boston and don't know what companies are the cheapest ??? Any suggestions ??

Drunk driver ran into fence of ours and his insurance wont cover full cost to replace...what can we do?

recently, an underage drunk driver ran his car off the road and into our fence and tore up about 100 feet or so. we had a company come give us an estimate of around $1000 to fix which includes material and labor...the insurance company of the young man that ran into our fence is only willing to pay around $600 because they are saying that the fence is 15 - 20 years old and didnt cost that much back when it was built.....now, i have a huge problem with this...is it our fault that a drunk driver ruined our fence...should we have to pay out of our hard earned money the rest to make sure the fence is put back? is there anything we can do about this? any feedback is helpful....im so mad i want this to get nationally recognized!""

How much will car insurance cost?

I am 19 and got taken off my parents policy because I had to at fault accidents. I am a female college freshman who would be driving a 1996 Honda Accord. About how much Should I expect to pay for auto insurance? I just want basic coverage. Also I have had my license for about 2 and a half years.

Insurance for a 125cc ?

I am 22 years old with 2 years no claims on a bike (50cc) and have had a full uk driving licence for 5 years how much roughly would it cost to insure a 125cc bike?

quote me happy learner driver insurance

Co-signing insurance for car?

Can a person who doesn't have a car Co-sign for my car insurance (Like My Mom)?

How where and how can I get cheap car insurance?

I lost my job last year and I'm getting back on my feet again and I'm looking for very cheap insurance because I still can't pay too much.

How much will my auto insurance rate go up after an acciedent?

i have lieability insurance and pay 55 a month

Can't afford the insurance on a car I just bought.?

I can't afford the insurance on a car I just bought yesterday, I had made quotes before and one of them was in my price range for full coverage since I am making payments but I didnt realize until now it was for liability. Am I able to take the car back with no penalty or will it hurt my credit?""

Will getting quote for Insurance affect my credit?

I am trying to switch to an insurance company with cheaper rate, so I have to get quotes from several. I am wondering if it will hurt my credit if everyone check my credit using my SSN? soft inquiries just like when I pull out my credit report?""

How can I get free health insurance?

My husband and I can't afford health insurance. Is there a way to get it for free? We live in southern California.

Health insurance for baby only?

I'm under my moms insurance , and I just recently applied for Medicaid and got accepted . Once I got my card my name was on it . I don't need the insurance but my unborn baby does . How does this process work if unborn baby needs insurance but I don't ?""

What are the most common vehichle that is cheapest on insurance?

I'm trying to find a new vehichle but I want to know which cars are the mostly bought because they are cheaper on insurance.

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

Car insurance?

1st off i live in new jersey i accidently hit a car but didnt know i did it till later when the dude whose car i hit came up and confronted me.it wasnt my car but my roommates and i dont have insurance.ive offered to pay about 75% of the damage but i dont know if dude still wants to make a claim.i talked 2 the police and he said i could lose my damn lisence for bout 2 yrs.can any1 add a bit of clarity to this for me?

""I am looking for car insurance in uk,can you recommend one?""

Every year,my insurance goes up even with 5 years no claim and same car. Why? It should have been cheaper surely, I heard of quidco,is it worth the hassle?""

Cheap auto insurance for new driver?

I was just wondering of anyone knows of an insurance company that will insure new drivers for a low cost. I know it's hard to find because it always costs more to insure younger drivers due to the likely hood of them getting into an accident. I don't have my license yet, but will have it estimated by June of 2013, by then I'll be 17. I'm going to get my permit sometime in January so I would need the insurance by then.""

How much do you pay for car insurance?

I pay $380 a month for my car insurance. more than anyone else i know. Just curious what everyone else pays Im a 20 year old male, single, living in California, have a 2002 bmw and a 1998 lexus, with 4 speeding tickets""

Wife is pregnant and we have no insurance?

Hi everyone. Just found out last night that the wife's 7 weeks pregnant (yay!) but we don't have health insurance (boo!). I live in California and was told there is something called Medi-Cal (?) that helps people who are low-income and don't have health insurance in their pregnancy needs but I don't know if I qualify. My gross monthly income is $3000. Also, if I don't qualify I heard there is a low cost insurance called AIM? Anybody who's ever had dealings with Medi-cal or AIM your pointers and experience will be muchly appreciated!! Thanks! Excited but scared of becoming a daddy!! AHHHH!!!""

Classic mustang AAA insurance?

How much does it cost (annually or monthly) to insure a classic mustang (1964-1972) with AAA?

""How much does car insurance cost for 21yr old, is it monthly or yearly?""

I am new to US. I stay in Los Angeles, CA. I have never driven before. And I am talking about a pre-owned car probably a 90s or 2000 model of toyota. Would appreciate if you'd answer with an estimate.""

How much for dentures upper and lower and mini implants to secure both of them with no insurance in ohio .....

no insurance

Can my car insurance cover the damage I did to my neighboor's car?

I made a dent to his car, with my door. We spoke, and I asked him to get an estimate. It is 600 dollars. If my insurance pays for it, what would happen to my payments? how much are they expected to change?""

Hi i passed my driving test 3 weeks ago on my 18th day and looking for a car which is cheap on insurance?

I have been looking at a 5 door 2003 ford fiesta but I am 6ft tall and is the fiesta seems too small for me. I have been looking at a 2005 1.6 5 door ford focus 3771 monthly premium to insure. Will my insurance be effected if i go for a 1.6 can any one help me

Car insurance on a first car.?

I'll be buying my first car on Friday. I went to the garage today and was told I should come down on Friday when it will be ready to pick it up. My question is should I be getting my insurance sorted before Friday? I haven't put any money down on it as they said I wouldn't need a deposit on the car. Is it just the licesne plate number I need?

""In Ca, If you had insurance on a car that was repossessed , do u still have to pay for the whole premium?""

Or what happens? How can you, or do you cancel it ? This is about the state of California.""

Advice on car insurance after having an accident?

I only passed my test 5 weeks ago, and 2 weeks after getting my car I had a crash and my car was wrote off (I know I'm the reason its so expensive for young drivers :S) Just wondering if anyone knows of any insurance companies that won't rip me off. (I know this is a long-shot! but it's worth a try) Thanks in advance :)""

""I live in St. Louis, MO and am a 20 year old male. I was looking for the cheapest auto insurance possible?

I will be getting either a 04' Grand Prix or a 03/04 Monte Carlo and I might have to get full coverage insurance. What company has the cheapest auto insurance. Like around $100 bucks or a little more?

Cheap and best insurance for me.?

I have a 99 dodge intrepid 4-D sedan and I am looking for an auto insurance for it. I have a clean driving history with no tickets since I got my drivers license (1.5 years ago). Please help me find an auto insurance in a way that I dont spend too much and yet covered. Thanks in advance.

Where can I get Really Cheap Auto insurance?

I am a student, on a really tight budget. I have to get insurance, have not so good credit and a couple of speeding tickets. Other than that have a clean record. I just need something cheap, very cheap. I am a safe driver and only use my car to drive to school. thanks fr your help""

quote me happy learner driver insurance

https://www.linkedin.com/pulse/annual-car-insurance-cost-jose-gardner/"

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numberonetrashcollectorus-blog · 6 years ago

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Halstead Kansas Cheap car insurance quotes zip 67056

"Halstead Kansas Cheap car insurance quotes zip 67056

Halstead Kansas Cheap car insurance quotes zip 67056

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

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Halstead Kansas Cheap car insurance quotes zip 67056

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Im wanting to buy a jeep, 200 jeep grand Cherokee its 4X4 and $3999. Its Black with leather seats. Very nice jeep. Id like to get it. Ive had my jeep in my boyfriends, stepdads Garage for almost a Year. They keep putting me off and I just Want to get my own thing. Im tired of borrowing there cars. The jeep I had thats in there shop is an old 1990 cherokee. and its was under my boyfreinds insurance All state. He says its expensive to get my own. I see quotes all over the place. Ive never been in a wreck nor have ever got a speeding ticket. Im responisbile have my own job. Im 23. Every time I bring up the fact that I want to just go to the dealership to get a car. He says Ill pay Alot becuase its a jeep and since its not all paid off I will be paying Alot. Im thinking about getting a loan. Ive got 700 in the bank right now. I dont have any lines of credit. I really need to know how much insurance for Good insurance will it be. I have no clue what anything is with insurance policys or what. Just clue me in. PLease. thanks""

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I'm 16 and was wondering how much (about) it would cost for me to insure my 2002 BMW 330i. Doesn't have to be exact because I know there are plenty of factors.. Just ABOUT how much. Additionally, I dont want any answers like oh you'll just crash it. Give me a legit answer.""

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I passed my test September 2013, I am 18 and for the car I currently have my car insurance is 1,250 or so. If I got an Audi tt that was a 2000 plate would the insurance be sky high?""

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I am 19 years old, i have a completely clean record, no tickets and never been in an accident. I just got in a accident for the first time and it was my fault. I basically went during a red light when i thought it turned green, i had a panic attack and a car that was coming my way hit me. My car is completely fine, just a few scratches and a piece of glass fell out. Her car has dents on the side of her car and looks repairable. Nobodies car was totalled. I have farmers insurance, i am 19 years old and I have a clean record. How much would my insurance go up? also, how does this affect my record and how long would it take to get off my record? Thank you""

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hello fellow rider, I was going to do a trip to mainland mexico (im in cabo, baja), but mainland is kind of dangerous right now, so plan b is california, so I ran into this web site and was thinking of copying one of their tours, could you tell me which one is the best to do, or if you have any suggestions, please let me know, I appreciate your help. ramon bmw r1150gs adv http://www.best-motorcycle-gear.com/guided-motorcycle-tours.html By the way, besides: motorcycle drivers license, registration, visa, insurance, what other thing do I need to drive there?""

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I am 22 years old, living in Southern California.""

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Should I pay my employer to get my insurance license in FL? I was recently hired at trajan insurance as a financial professional. They want me to pay $580 to get my insurance license before I even start. The company sells insurance and other financial options to consumers. They werent clear on my pay scale either. The office is located in Tampa, Fl.. Does anyone know anything about this? Please help in anyway you can. thank you""

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Will a ticket for expired license plate or possession of marijuana make my insurance go up in cost?

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Should I sue Texas for requiring me to buy auto insurance?

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Is there a cheap auto insurance i can get while i have my learners permit?

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Halstead Kansas Cheap car insurance quotes zip 67056

https://www.linkedin.com/pulse/does-average-american-care-nearly-50-million-fellow-citizens-walsh/"

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batchaoticcollectionnight-blog · 7 years ago

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Do i need insurance to mot a bike?

"Do i need insurance to mot a bike?

also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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I took out an insurance two days ago with a company called (i-kube car insurance). I've been told that I won't be able to drive between the hours of 11pm -5am and if i drive, i will have to pay 45 fine ( a GPS will be installed in my car). I've realised that the insurance is not cheap even though i used my pass plus to get discount. Tesco and Elephant car insurance are even cheaper. They took out my deposit immediately eventhough my insurance will not start till 2nd wk in February. Is it too late to cancel? I haven't received any paper document yet and their website lacks information about cancellation. What shall I do? Should i go with a different company? Would they tell me to pay cancellation fee? They've planned to fix the GPS to my car tomorrow but i haven't agreed to the time yet.""

How can i drive a car from florida to ny with temporary plates?

i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now

Insurance on a Subaru Impreza WRX Wagon.?

Would someone like please tell me how much insurance would run me on 2004 Subaru Impreza WRX wagon? I know that its not cheap, which I'm ok with. I just figured that it would be a little cheaper being that its a wagon, and I would also like to get a heads up b4 I talk to the insurance company P.S. If you have just an RS Impreza or a normal WRX you can also let me know how much that runs too. Either one is fine.. Thanks guys!""

Health insurance....?

I am not available for health insurance at my job because i am only part time. everytime i apply for health insurance online, i get turned down because of my credit or my health. i don't think it's right. i need some kind of insurance because i have to go to the doctor. what should i do?""

How Much Would It Cost to insure a Lancer Evo?

Do i need insurance to mot a bike?

also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks

Why are insurance rates going up even if its not your fault?

I work in claims department of a big insurance company. And I found out that even though it is not your fault or if its a comp claim, there is still a possibility that your rates would go up. Why is that so?!?""

What is the best life insurance to get BEFORE melanoma diagnosis?

I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please.""

Can anybody advise me on the Insurance Company United America for health insurance?

I need Health insurance and would like advise on this company

Why does car insurance cost more on a black car?

Ok i need help on finding health insurance?

Im 19 yrs old i have no kids or a job, So i cant get on medicaid. I have hyperthyroidism and im on 2 medicines and need to see a doctor but i dont understand the deductuble and all that crazy stuff so any info will help me.. Thank you""

How to reduce the price of your insurance for a 18 year old? (in the UK)?

Hey, i just wanted to know if anyone knew ways to reduce the price. At the moment i know some insurance companies reduce the price if you have done something called pass plus Also adding a parent onto YOUR policy can also reduce the cost (not the other way round, that's illegal if you drive it more then they do!) Thanks, i only want a Ford Fiesta, but insurance is looking at 1500+!""

1978-79 Trans Am insurance?

How much would insurance cost for a 1978 or 79 Pontiac Trans Am for a 16-year-old? (I'm curious for someone.)

How much will a no insurance and no registration ticket in California cost you also car is in the impound?

Car insurance - Apply in person?

Are there anywhere that I can apply for car insurance in person in London?

Why are these insurance premiums so high?

so when i use to drive legally with insurance, i payed about 600 down and like 180 a month. but now when im looking for new insurance, i see monthly premiums for $900!! if car is financed, or min coverage of $400 for an owned car? i dont understand... can car insurance really be this expensive or is there something going on here? i got the quotes from online by the way...""

Typically Cheapest Auto Insurance Company in Massachusetts?

Suggestions anyone? Anyone shopped around and found a company that is better overall?

TEENS: Car insurance question!?

Kinda random but here we go. 1 How much do you pay a month for insurance? 2 How old are you? Male or Female? 3 Do you pay for it or do your rents help? thanks!

Are others here getting rebate checks from your Health Insurance companies based on the new Health Care Law?

I just got back $178 from Humana. Per the form: Enclosed is your health insurance premium rebate check which is required by the Affordable Care Act - Health Care reform - and the Medical Loss Ratio provision. The purpose of this requirement is to lower the cost of health care coverage.

Where can i get life insurance for my daughter who has cancer ?

I'm 23 and a female. I've never bought car insurance before. Who's cheaper Geico or Progressive?

Is wanting to pay $100 a month unrealistic?

""Teen car insurance,HELP!!!!!?""

im going to get my license in december, and i want a 2008 honda civic hybrid, im going to be 16 by then, my gpa is 4.0, and im a female, live in california, and how much will be my insurance approximately if the car is under my parent's? and what do i have to bring on the day of my road test other than my permit and my drivers training completion certificate? thx""

How much does baby life insurance cost on average?

I am doing an anatomy project and we are supposed to research the cost of a baby for the first six months. If you could just give an estimate that is fine too.

Advice needed on Car Insurance?

I'm a 18 sixth form student who is learning to drive. I am currently looking at getting car insurance to make it easier to pass and then for afterwards but what would work out cheaper? - Get insurance on my mums car fully comp, as she doesnt want it wrecked! - Or buy a cheap little car for under 1000, and then insure it third party, to get my no claims bonus. Just ideas would be appreciated as well as advice. Cheers!""

Corvette insurance. i need full coverage for a 1977. not collectors.where is the cheapest???????????????????

i will get collectors insurance in 2 months. right now i need full coverage to get the loan, transfer to me, and get it done friday. please help.""

I can't afford my car insurance...?

I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.

Need cheap car insurance in NY?

Hi I'm in need of low car insurance in NY. I'm 22 female car is a 98 dodge caravan. Please i tried all those random websites that shows you insurance. I need names of insurance please =]

Rough Maryland motorcycle insurance rates?

Hello, I have two questions. First some info though, I live in Southern Md and am a 24 year old male who currently has a completely clean driving record. Right now I have full coverage with Allstate and am paying around 200/month. My question is how much should I expect my rates to jump if I get lets say a lower powered motorcycle ~$7500. Does the age of the motorcycle have much bearing on the rates? And now my more obscure question...What about an electric motorcycle at $15000? The only reason I thought it might be lower is in general they are simpler to operate, not as powerful, and have few breakable parts. Thank you""

Workers compensation insurance in Kentucky?

My friend works for a company and recently they have been taking out extra money from his check. I am talking about $200-$400 a week depending on how many hours worked. When he asked about it, he was told it was workers comp. Should he have to pay for this or is it his employers responsibility to hold this insurance on the employees. He have worked for this company for more then 10 years and this is a first.""

Is there affordable insurace for me?

I am currently employed at a wonderful job with great insurance, but my baby is due in January and my husband and I would really love for me to be able to stay home. The only problem with that is, my husband is self-employed and we would not have insurance if I quit my job. We live in Missouri, is there affordable insurance out there for us. I have looked into Medicaid, but I believe that my husband makes just a little too much too qualify. Any help would be greatly appreciated""

""What is the recommended amount of uninsured motorist coverage in Reno, Nevada?""

I searched online, but couldn't find any average or for claims or for recommended coverage. I currently have only the minimum covereage for un/under insured motorists. I know I need more, because this area has a high rate of uninsured motorists. However, I am on disability and don't want to pay more than necessary. Any assistance would be appreciated, but please don't give me names of insurance agencies, etc.""

Do i need insurance to mot a bike?

also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks

https://www.linkedin.com/pulse/how-important-home-insurance-paula-petty"

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