#doctor wouldn’t refil medication i’ve been on for 15 years without an appointment.
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life update for the lb: my oven broke today? sorta? it was broken. and then i thought i fixed it. and then it broke again. and then i think i fixed it again and it Seems to be working. but i cannot tell yet.
#sharks lb#it’s like 20 so she’s getting up there in age but i love her and there’s none other like her so i’m not giving her up easy#man i swear. life has it Out for me rn. car accident two weeks ago.#doctor wouldn’t refil medication i’ve been on for 15 years without an appointment.#got blood all over a different car seat in a different car.#and now my oben.#also now. the team. they’re all hurdt. and losing.
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Taking Control of My Mental Health (in progress)
I'm leaving my current psychiatrist. I have written this post three times. Each time, my situation mutates and worsens before I have finished writing, and I leave the partially written posts in the digital scrap pile that is my Google Keep. Let me now present to you my fractured tale of woe, in the hope that I am about to walk away from this nightmare.
ACT ONE: (written in January, 2017) In which I begin to review the state of my relationship with my psychiatrist. I want to take ownership of my mental health. I want to be proactive and informed. I don't honestly think I ever have been. This is partially because I ask too few questions, and partially because I don't fight for answers. I have come to realize that I am a person that needs well organized labels and boxes, at least in regards to myself. I don't want to hear that I'm "on the bipolar spectrum." I want you to tell me that I'm bipolar. Let me feel like I have control by giving me the means to explain who I am, or at least with what I struggle. My psychiatrist is in her eighties. That's an educated guess based on about eight years of context clues. She is the last of a dying breed of doctors that both prescribes medication and offers therapy. I see her every other Friday. She is now semi-retired but continues to see many of her old patients. She is very old school. She has a fax machine, and that's about as high tech as she gets. She hand-writes prescriptions (even for controlled substances), which simply isn't done according to the pharmacists with whom I regularly dance. I am no longer particularly confident in her advice. My doctor has always had an odd way of dancing around diagnosis. Is it out of fashion to assign labels to mood disorders? Does she want to spare me the stigma of being labeled "bipolar." I honestly don't know. When she first started prescribing mood stabilizer for me, she told me that I was on the bipolar spectrum. She explained that "the people who we think of as having bipolar disorder are WAY over here on the spectrum. You're more over here" (at the other end of the invisible arch she pantomimed). Months later, while discussing the break-neck speed at which my brain sometimes works, she told me "that's common in bipolar people! Your brain just moves faster than people can understand sometimes." That was the first time I had been referred to as bipolar. Previously, I was merely suffering from similar symptoms. Similarly, she began prescribing me Adderall for the anxiety I experience when I'm overwhelmed. She explained that Adderall is often prescribed for people with treatment resistant anxiety. Months (years?) later, she casually referred to me as having ADD. How can I begin to take control of my own mental health when I don't truly know the state of it?
ACT TWO: (written in July, 2017) In which I experience the most intense mental health roller coaster of my life, and throughout which I am told that I just need to sit under my S.A.D. lamp more. In the past week, my concerns have grown exponentially more pressing. Yes, I had already begun to doubt her. Yes, I worried that her information was outdated. Yes, I should have gotten a second opinion when these doubts began, and yes, I am embarrassed that I've neglected this for as long as I have. Having said that... I haven't felt "right" since last year. There is no brief version is this story: I was depressed in January. My psychiatrist upped my Wellbutrin before leaving town for several weeks. I began to have what I tought were migraine level stress headaches. They worsened throughout February, and I began to miss work. My physical therapist tried chiropractics, message therapy, and electric stimulation. An urgent care doctor gave me a shot of pain killer, which have me a few days reprieve. I tried everything. When my psychiatrist returned from her trip, she asked if I had had any side effects. I told her about the headaches, and she said I should return to the lower dose immediately. When it was out of my system, we would try something new. I crashed. I didn't just return to the level of depression I felt before. I went so much deeper and darker than that. I was filled with so much anger and confusion that I became delusional. I lashed out at a friend, and it has permanently damaged or . I also continued to have the headaches as the drug was leaving, so you know, best of birth worlds! In April, when I was experiencing the worst depression, anxiety, paranoia, and pure grief that I have ever experienced, she prescribed... I honestly don't remember anymore. There have been so many. Paxil? Zoloft? I began to have sudden high blood pressure, dizziness, and pressure in my head and face. Driving home one night, I thought I was going to die on the highway. In May, I was prescribed Effexor. My first morning on Effexor, I felt like all of the skin on my body was on fire. I called my psychiatrist because I was considering going to the emergency room. She said she believed it was because I took it on an empty stomach. Several hours later she called back and left me a voicemail saying that she was mistaken. It seems she had prescribed Effexor once in the past, and I had had a similar reaction of the time. She also slid an, "I don't think you should try to get pregnant right now. Do not try to get pregnant" into the voicemail without context. She then prescribed me Remeron. My depression and anxiety began to level out somewhat, but I stopped feeling other emotions as well. I watched both Moana and Wonder Woman (which I'm good are both amazing), and I felt nothing. After the previous four months of emotional torture, however, this was a sacrifice I was willing to make. I also began to stutter. On several occasions, every syllable in an entire sentences would come out in the wrong order. My psychiatrist said that this was not a common side effect of the drug, and I shouldn't worry about it. It was most likely a result of anxiety. I began to slowly gain weight, where previously I had successfully been losing it. I never stopped having the depression and anxiety. I stopped feeling crushed under the weight of it, but I never returned to feeling functional and normal. Because of this, she doubled the Remeron in June. I began to gain weight more rapidly. I gained 15 pounds in about 6 weeks. On Thursday, I believed I was having a heart attack. I felt pressure rush to my face and head. My temples felt as though they were pushing the ear pieces of my glasses off. I became light-headed, and my hands and feet became tingly. I drove home terrified.
On Friday I told my doctor about the weight gain and the "heart attack" episode. She instructed me to decrease the Remeron to the original dosage to aid with the weight, and to buy a blood pressure machine in response to the episode. (I abruptly stopped writing at this point, but I saw her again less than a week later, and continued) My psychiatrist has just informed me that she is leaving on vacation. I won't see her again for five weeks. Because she is leaving and doesn't "want to take any chances," she has decided to take me off the Remeron. She also decide to up my mood-stabilizer (Trileptol) "just to be safe," after having decreased it last week. I also asked her to consider lowering my Seroquel (the anti-anxiety drug that I take for nightmares) since I had been put on it "temporarily" over a year ago. She very quickly flipped through her notes (all hand written on torn out sheets from legal pads) and decided to increase my dosage instead. My concern isn't simply that she disregarded my desire to lower a medication that I was only supposed to take for a brief period of time. I'm more concerned that she no longer fully understands the contents of her notes. Just last week, she referenced her notes and asked me about a migraine I had had the previous week. She was insistent that this took place; it was clearly stated in her notes. I hadn't had a migraine; I had told her about taking care of my friend who had been having one. She keeps the record of my prescriptions in a separate notepad. I asked her if I could have a copy of it. She asked why. I told her that I simply hadn't been keeping track. I just wanted to know for my own records. She told me that her notes wouldn't make any sense to me. She recorded new prescriptions, increases, and decreases with the corresponding dates, but her notes didn't contain any of her reasoning behind those decisions (I knew that already: separate notebooks), nor did they contain any instances where I stopped a medication altogether. "Anyway, it would simply take too long to copy them. We're talking about two years worth of notes here!" (This statement especially bothered me, because I've been seeing her for 8 years.) To the best of My recollection, my medication has been changed at least 14 times in the last 6 months.
ACT THREE: (Present day) In which the situation becomes dire. Every month, my psychiatrist handwrites me a prescription for Adderall, which helps with my concentration and nightmares, but is largely intended to assist with my anxiety. Because it is a controlled substance, I have to hand-deliver a new prescription to the pharmacy each time. No refills. My last appointment with my psychiatrist was July 28, and I was scheduled to run out of Adderall on August 8th (while she's was on vacation). My psychiatrist decided to solve this problem by writing me a prescription on July 28th that was dated August 8th. Our next appointment was scheduled for September 1st. When August 8th arrived, the pharmacist informed me that she could not fill the prescription because my psychiatrist did not have a license for controlled substances. "What does that mean?" I honestly didn't know what to say. "It looks like her license expired on July 30th," she told me. "Ok... What do I do about my prescription?" "You just need to call your doctor." She was out of town and not checking messages. I called the phone number of a colleague that she had left on her outgoing voicemail. When I explain the situation he replied, "Yes, no one told her she needed to renew it." I was flabbergasted. Clearly this was something that both he and she already knew about. He told me that he would speak to my Psychiatrist, and that she would be giving me a call herself. Several hours later, she called me and explain to me at length what had taken place without giving me the opportunity to ask many questions: "The state of Illinois is broke. They have no money. Usually, they send letters to doctors informing them that they need to renew their licenses. This year they decided to save money by doing it online instead. I saw the email and assumed it was spam. I only found out what had happened about a week before I left on this trip. There are hundreds of doctors all over the state that don't have licenses right now because the state never told us. They were too cheap to send the letter this year." When I was silent, she asked how I was doing, how I was feeling, how I was sleeping. I was both at work and furious. I told her I wasn't sleeping particularly well, but I had to get off the phone. She told me I should call my internist and ask her to write the prescription instead. I kept imagining that phone call, "Hello! This is Bird. My psychiatrist lost her license. Can you hook me up with some Aderall?" I eventually made that call and tried to explain to the receptionist what had taken place. I didn't hear back from my doctor. I haven't pushed the issue because I've decided I want a second opinion about my medication in general. I have thought a lot about the situation. I am quite often empathetic to a fault. I have forgiven my psychiatrist for so many things because of her age and our history. This, however, was unacceptable. I started thinking about those dates. She had learned about this lapse a week before leaving on vacation, just days after writing that prescription. Why hadn't she called me? Why would she leave on vacation one week later without informing her patients that they were carrying around unfillable prescriptions?
When September first arrived, I had mentally prepared myself to confront her about the situation. I was also going to demand my records. That morning, however, she cancelled our appointment. At 11:07am, she left an almost 2 minute long message saying that she wasn't "doing so well," and that she couldn't get ahold of me because she only had one phone number for me. "I don't have your work number... Only this number... Please, call me." She was speaking extremely slowly, like she wasn't quite awake. At 11:09am, she called again. The voice mail was just a sigh followed by a hang up. At 11:11am, she called again. This time she left a 30-second voicemail that contained essentially the same information as the first. She explained that she was sick, and that she had been trying to get ahold of me but only had one phone number. "I don't seem to have your work number..." She had called three times in four minutes, and she was concerned because she couldn't get through to me. This was the middle of the workday mind you. At 1:00pm, when normally I would leave for her office, I heard these messages and return the call. The phone rang probably 10 times before I hung up. I never heard back from her. That was a week ago today. EPILOGUE I don't intend to call her again. I returned her call. The ball is in her court. I have an appointment with a new psychiatrist in five days. I'm hoping he can retrieve my records. Honestly, I'm just hoping to feel more in control.
#mental illness#mental health#medication#medicine#doctors#psychiatry#psychiartist#depession#anxitey#bipolor#second opinion
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Hey Megs. I hope you're good at the moment. I'll pray everything turns out alright for you. You deserve it
hi mouse! thank you for this very kind message. i don’t really know how i am at the moment, to be honest.
i’ve had a weird? stressful? nerve-wracking? week and a half. two and a half if you go back to the unexpected seizure i had mid-february.
here’s the story of my last week and a half...
early last week, i got a notification that one of my two seizure medications was ready for pick-up at my pharmacy. the other, keppra, requires refill approval every month from my neurologist, something i didn’t know until a few months ago. i checked the CVS pharmacy app and it showed that medicine was still waiting for approval. i figured i would wait another day to pick them up together rather than making two separate stops. the next day, the app still showed that the refill was pending approval. i called the pharmacy and they said they were still waiting to hear from my doctor.
on thursday, i realised that i only had three more doses of medicine left. i stopped at the pharmacy to pick up the med that was ready and asked about the second. they said they would fax the request again.
i went back to CVS on friday to check again and told the pharmacist that i was going to run out before monday if it wasn’t approved before the end of the day. the very nice pharmacist gave me an emergency stash to get me through tuesday morning because they still hadn’t heard from my doctor. so i called my doctor’s office and a very unhelpful person told me that i had to check with my pharmacy. “we can’t approve the refill to you.” yeah no shit i just wanted to make sure they were going to approve it because it was the end of the week and obviously they wouldn’t approve it over the weekend.
on monday morning, i called my doctor’s office again. after explaining the situation to the receptionist, she looked and said they hadn’t received a request from my pharmacy but that she would have the physician’s assistant—“dr. cretella’s out of the office.”—call my pharmacy and get everything sorted. that seemed weird to me because my pharmacy is very good and since they fax the office once a month, i know they have the right fax number. also, they sent it twice!
on my lunch break, i called my pharmacy and they still hadn’t heard anything but the pharmacist told me she would call the doctor. and then on my way home from work, i stopped at the pharmacy out of sheer desperation. the young pharmacy tech told me they were still waiting for the approval. i must have looked like i was going to start crying right there—i know i felt like it—because he rushed to apologize. “I’m so sorry, miss. i’m so sorry. i know you’ve been calling about it and i’m so sorry. we’ve tried contacting them. i’m so sorry.”
not his fault, which is what i told him.
the next morning, tuesday, i took the last dose of the emergency supply the pharmacist had given me. my boyfriend and i went out to do some errands and i called my doctor’s office again once they were open. again, i explained everything to a different receptionist. she put me on hold and looked through the pending requests. when she came back, she said, “you haven’t seen dr. cretella in two years.”
i said that i hadn’t realised it had been that long. i still wasn’t really sure what that had to do with anything.
“well, the request was denied because she can’t keep prescribing it without seeing you.”
i said, “first of all, my pharmacy was never told it was denied. and second of all, i’ve never had this happen so i didn’t realise she would just stop prescribing a necessary medicine without notifying me first.”
“well, it’s been two years.”
at this point, i wanted to smack this woman. “is there any way i could get, like, a week’s worth of medicine to hold me over until i’m able to see dr. cretella? because i took the last dose this morning and i really can’t go without it.”
“well, dr. cretella’s on extended leave so you wouldn’t be able to see her. we could send you to another neurologist who we’ve been sending patients to since she’s been on leave.” (why had nobody else at the office told me she was on extended leave?! the girl on monday told me she was “out of the office.”) “but they probably wouldn’t be able to see you today.”
i said, “that doesn’t help me very much since i need the medicine today. and since you’re almost an hour and a half from me, i wouldn’t be able to get there today anyway. could you send a referral to a neurology practice near me?” (i’ve been looking for new neurologists for a while anyway and i was going to ask for a referral soon.)
“oh, we don’t do referrals.”
“i’m sorry. you don’t do referrals? who is supposed to refer me to another doctor?” i asked.
“well, that would be your primary care physician. we don’t do referrals.”
“i don’t currently have a primary care physician,” i told her. “how am i supposed to get a referral?”
“i don’t know, ma’am.”
“i can’t be the only person in the world without a primary care doctor,” i said. “how do other people without primary care doctors get referrals to new neurology practices?”
“well, it’s very uncommon for people to not have primary care physicians. and it’s not common for people to want to switch to a new neurologist unless they’re moving,” she told me.
i said, “i find both of those things hard to believe. i know plenty of people who don’t have a PCP. and i can’t believe i’m the first person who wants to get out of your terrible practice.”
she obviously hadn’t expected me to say that because she was quiet for a moment.
“you can’t just send something to this practice saying you’re referring me for treatment for epilepsy and headache disorders?” i asked.
“no. we don’t do referrals. i guess you could have them fax us requesting your files and we could send them your medical records.”
i wanted to scream and also reach through the phone and strangle this woman.
“you’d be more willing to send seventeen years of medical records than just a single paper that says you’re referring me to them?” i asked in disbelief. “wouldn’t it be easier for you to just send a referral? it’s, like, two sentences.”
“i’m sorry but we don’t do referrals.”
fuming, i asked, “before i hang up, do you have any suggestions for how i might be able to get medicine? because it’s guaranteed i will have a seizure if i don’t take the next dose tonight.”
“well”—this woman used “well” an irritating number of times—“you could try going to an ER and they might prescribe it.”
i hung up and called the neurology practice i wanted to be referred to; i explained the situation and told the woman there—cynthia—that my current neuro “doesn’t do referrals.” cynthia seemed to find that as ridiculous as i did. i told her the other receptionist’s suggestion that they request my medical records from dr. cretella.
“oh, hun, we can’t request your records before you’re a patient here. and they shouldn’t be offering to do that. we really just need something saying that they’re referring you and what they’re referring you for. it shouldn’t be that hard for them.”
i told her i agreed and thanked her.
there was no way i was calling that idiot back so i panic-texted my sister who is a nurse at the hospital that’s fifteen minutes from me and is where the new neurology practice is located.
“if i came to the ER at charlotte do you think they would prescribe me one of my meds?”
she called me a few minutes later. no, they would probably just give me another day or two. and then she asked what was up.
so i told her everything, crying in my car in the stop & shop parking lot while my boyfriend did the grocery shopping.
“i’m going to call my primary. she’s really nice and i know her from the hospital too. i’ll see if she can get you in today. i’ll text you in a few minutes.”
thank god my sister is a quick thinker.
she texted me a few minutes later and told me that dr. shariff could see me at 1:15. the doctor wanted me to have some bloodwork done first and had put in an order. my sister told me i could go to the walk-in that’s about ten minutes from me and have it done there. (i live in a small area where there is one major hospital, hartford hospital, and the smaller hospital where my sister works—charlotte hungerford—as well as all of the walk-in clinics and most of the doctors in the area are affiliated with it. note that my old neurologist isn’t affiliated with either; she’s affiliated with yale. fuck yale.) she said dr. shariff would take me on as a new patient and would send a referral to the charlotte neurology department.
i should mention that my sister is the most wonderful person and really is so smart and i am so fortunate to have her in my life.
i got the bloodwork done and went to the appointment with dr. shariff. she asked me about my neurological issues, saying we would start with those today and deal with everything else at another appointment. as i answered her questions and told her about my epilepsy and headaches and the “care” i got from my old neurologist, she was more and more appalled with every word.
“so i know you’re here mainly because you need a refill of your medication and because you want a referral to chh neurology and your doctor’s office wouldn’t give a referral, which is just odd,” she said. “if you haven’t seen your neurologist in two years, who has been prescribing your meds?”
i shrugged. “she has.”
“o-kay. when was the last time you had bloodwork done?”
“before today, i think six years ago.”
she looked horrified. “that should be done at least once a year. how about the last CT scan?”
“same time. but that wasn’t her. that was at charlotte after i went to the ER in an ambulance after six seizures.”
her eyes widened. “o-kay. and the last MRI?”
“i don’t remember.”
“last EEG?”
‘honestly, i think probably in 2004 or so. it was a sleep-deprived EEG so back when i was still having sleep-state seizures. they were always sleep-state when i started having seizures but then they switched to wake-state when i was, like, 18 or 19.”
“but you said your last two seizures were sleep-state,” she said, looking at her notes. “did you tell your old neurologist that?”
“yeah, she didn’t seem too concerned.”
“okay. just to be clear, that’s very concerning.”
i nodded because, yeah, i know.
she asked more questions, took more notes, and looked more and more horrified with every answer.
“i’ll send the prescriptions to CVS for you so you’ll have your medications—”
“i only need the keppra. she- they refilled the lamictal.”
“—weird. i’ll refill the keppra then. and i’ll send a referral to charlotte so we can get you some new care. it sounds like your care has been negligent, and not on your part. i’m going to order an MRI too.”
so now i have a primary care doctor who seems really nice. i have an MRI scheduled for march 18th and an appointment with a new neurologist on march 31st. and i have my medicine.
last night, i felt a migraine coming on about halfway through the class i was teaching. i don’t know how i finished the class—i really don’t know how i didn’t pass out—but i was glad my dad and stepmom were in my class because they drove me home. i took today off work and i’m still lying in bed with a headache. this took me like six hours to write because i had to keep stopping to sleep for a bit.
this MRI and appointment with the new doctor can’t come soon enough.
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I have applied to Blue Cross, CAA, Manulife and Sunlife for my epilepsy medication that is costing me way to much per month. But each insurance company excludes any medication for my seizure disorder. What are some other health insurance companies that will accept me (hopefully)?""
Affordable health insurance?
how does health insurance work? what are we really paying monthly? what are deductibles and premiums? my boyfriend needs health insurance he is 22 and a smoker and lives in nj he graduated from college already so he cannot get the school insurance and his job does not offer him insurance where can i find affordable heatlh insurance for him
What is the cheapest way to get insurance on my first car.?
I am 18 and am buying a 1.2 corsa. I need to know the cheapest way to insure it. Even if I have to go on a relatives insurance. Please help
""What is the best cheap, reliable car insurance and why?""
So I'm buying car insurance by myself for the first time and need to know what you feel is the best cheap car insurance and why? And in case anyone feels like being a smart butt, yes I do mean in America lol.""
Could I buy an auto insurance without a car?
Could I buy an auto insurance without a car? I have no car yet and I plan to buy a used car from owner. So I would like to rent a car for a week to find a used car. Before I buy my used car, could I buy the auto insurance first? Thanks!""
Question about car insurance??
my boyfriend and i have been discussing selling my car and sharing his (to save money, one less insurance/payment each month). My question is without having insurance (unless i went on his), will that make my insurance go up more the next time i own a vehicle? my current provider (progressive) increased my rate because i was uninsured for 3 or 4 days, and im curious if this is what will happen if say, im uninsured for a few months. THANKS!!!""
How much will my mom's car insurance go up after I crashed her car?
I'm almost 19, got my license about 8 months ago now. I was in a drive-thru going only 10 KM an hour at most and accidentally rear ended a car after I panicked and accelerated. My mom's car definitely had the most damage done. All of the other people involved only had slight dents or scratches. I think the damage is around $3000. I know my mom has really good insurance and I'm pretty sure it's no-fault (and it happened on a private property). How likely is it that her insurance will go up? Oh and for the record my mom has NEVER had a ticket or been involved in an accident before. Stupid me.""
Pet Insurance question?
I've looked into Bansfield (Petsmart) Insurance and at first I thought it would be great, I get free office visits and such, but after looking further into it I realized its only offered and taken at bansfield, so that means if my 1 year old pomchi (pomeranian chihuahua mix) got sick at 3 am and needed to be taken to the vet that the vet I take him to wouldn't accept bansfield insurance and it would cost me, and bansfield is only open until like 7pm...so does anyone else know of any good pet insurance? maybe one that covers a lot lol, I do like the idea of free office visits though...those get expensive..
Can I sue my auto insurance company for an at fault accident with an insured driver on my policy?
I was a passenger in my own vehicle during a near fatal accident where the driver, who is an insured driver on my policy, had road rage with another driver. The driver ended up receiving a DUI as a result of the accident. I tried to sue my auto insurance company for under/unisured motorist, but since the accident was a sole vehicle accident, the insurance company would not settle for my injuries. Due to the nature of the accident and the result of the driver being intoxicated, the auto insurance company accepted liability for the driver's negligence and tried to settle for $4,200. I ended up hiring a lawyer because I have an unpaid hospital bill in excess of the settlement amount. In addition, I have had complications from my injuries and need lifetime treatments. We have an arbitration hearing next month, but the driver is only named on the lawsuit, not my auto insurance company. This accident happened in Pennsylvania and I had full tort, stackable, 100,000/300,000. My question is...why is the insurance company not insuring the named insured driver (who by the way happens to be my husband), on my insurance policy?""
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
""What is third party car insurance? Can I, with no insurance, drive someone else's car, if they have insurance?""
So heres the deal. I don't have car insurance, my friend does. He seems to think that because he has third party insurance , I am able to drive his cause because the third party insurance will cover me in case of an accident. I don't think he's correct but, I'm not entirely sure how it works. So, what is third party insurance? Can I, with no insurance, drive someones else's car, if they have insurance? If they have third party insurance? Is there anything at all, in any kind of insurance that would allow me to drive his car, without me having insurance - even though he has inurance? So I've said the same question 10 times but...can someone who is uninsured drive someones car, if the owner of that car is insured?""
What are the different types of life insurance?
and which ones are better to get, middle age ,non smoker""
Should I get life insurance?
My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?""
Can someone please help me with a question about affordable health insurance? Please some info?
Where could a 56 year old female find some legitimate affordable health insurance? I would appreicate any advice you could pass along. Thank You so Much!!
S2000 insurance for a 16 year old male?
Im turning 16 in august and i was looking for a sports car and was looking into the ap1 s2000 or the mustang gt(2006+ v8 coupe) both are available for under $15,000 which my parents are giving me, but I am not sure which one i should get. Which one would you choose as a first car?( don't say get a beater because my mom wont let me get a car with over 80,000 miles). I was wondering what the insurance rates would be for both. just a little background info to help you think of how much the insurance would be. I'm a 16 year old male. under 3.0 GPA, about to take drivers ed.,and Live in GA. Also, are there any other quick convertibles or coupes worth considering(No miatas, and no new beetles please)""
""Please help, student health insurance?""
I live in New York i'm 19 and go to college. Recently i have been having this heartbeat rhythm in my ear for the past couple of weeks. Anyways i want to see a doctor because my ear is starting to hurt a little.But i have no health insurance or anything in NY. My parents live in VA, when i used to live in VA i was covered through my parents health insurance. Is there anything i can do ? Any affordable health insurance companies i can look into? Any health clinics ? Does the state of NY provide anything for college students?""
When do you have to get your own health insurance? ?
im 17 will soon be turning 18 and will be starting college in the fall . i have a medical card and im under my moms health plan/insurance. but when do i branch off to get my own insurance/plan ??
Why is car insurance expensive for young male drivers than female drivers?
Why is car insurance expensive for young male drivers than female drivers?
""Car Insurance - 18 Year old added as a driver to parents car Insurance cost, high?""
My mum who doesn't drive very much is considering selling her crappy car which is probably gonna fail the MOT. But since I have a reasonably good paying job at 18, I thought, may as well spilt on a car, get something I want and will maintain, and she can use it as long as long as part of the insurance is paid off. So my mum pays around 50 a Month on a Daewoo (very small and crap car, 1.0L) I have a motorbike, so experienced on the road (could count towards a discount), but only got my driving license fully a week ago, passed with flying colours. So my mum with like 4 years no claims, and an 18 year old on a Subaru Impreza? What you reckon?""
Car insurance help? How much?
I'm 18 years old and I just got my drivers license, I own a Eclipse Mitsubishi 95.""
How much do you pay for ur car insurance every month and how old are u?
I pay $83.09 every month and i am 20 years old. is that too much??, keep in mind that i never had any kind of accident or anything and i started driving when i was 15. I kinda starting to think its a waste of money if u think about it.""
Anyone in PA know about the car insurance discount?
Supposedly you can get about 7% to 8% off car insurance if you have an Emergency vehicle Certificate. Does anyone know anything about this?
Insurance (and more) for new driver in Ontario?
So, I'm going to take my written test (G1) tomorrow and I'm looking ahead trying to figure this out. I plan on taking a MTO certified course to be able to take my G1 exit driving test in 8 months. I have a car lined up that will practically be given to me in 8 months. I'm 30 and living on my own. Will I be able to get insurance on a car with only a G2 license? Will I have to pay through the nose for it? Would it be legal and/or cheaper to have my dad buy the car and put it and me on his policy? Would I live to be living in the same household as him? Any other ideas, issues, or options I should be aware of? Thanks a bunch.""
""Looking for cheap life insurance, any suggestions?""
I've heard of alot of insurance companies being a rip off, i'm looking for good, dependable and affordable.""
Jeep wrangler Insurance rates?
Does anyone have a wrangler? Im looking at buying a 2007 this year and would like a heads up about insurance rates.
Does anyone know where I can get cheap car insurance for a 26 year old first time driver in the UK?
I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""
Will getting a car permit/License increase tax?
I wanted to get my permit and then license as soon as possible. My mom however says by driving there will be an increase on tax she has to pay. Does she mean insurance? I'm not sure what she means by that, so can anyone explain?""
How much would insurance be for a 17 year old male in Alabama?
Please only educated, backed-up answers.""
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.""
""Insurance for 6 months, changes mid policy?""
I'm looking at buying insurance for a 6 month period, but 2 months into the period there will be a change that causes a significant price drop (3 points removed from my license and my birthday). Will they generally allow me to have my rate adjusted mid-policy? I'm talking of a price difference of about 100 a month, so I really want to see how I can make this work.""
I'm 17yo Male and need cheap car insurance!!!!?
Well im 17 soon and want to get are car so i can work more. i have been looking at some very cheap cars that i would think are cheap to insure but are not- Fiat Punto (more than 10 years old) worth 400; 6000 to insure!!!!!!!!!!!!!!!!!!! same with Peugeot 106- around the same price to insure. What other cars would you recommend that are cheap to insure???
I am currently finishing my prerequisites to get into nursing school and I am interested in the different...?
I am almost done with the prerequisites and the huge waiting lists for ALL nursing schools...state and community college...are scaring me. I started to look into the trade schools that offer the RN programs and I know they are more expensive but I was wondering if employers look at them differently. If I decide to go to a trade school I wonder if it will be a disadvantage. Could anybody please give me advice. Thank you.
Pet Insurance question?
I've looked into Bansfield (Petsmart) Insurance and at first I thought it would be great, I get free office visits and such, but after looking further into it I realized its only offered and taken at bansfield, so that means if my 1 year old pomchi (pomeranian chihuahua mix) got sick at 3 am and needed to be taken to the vet that the vet I take him to wouldn't accept bansfield insurance and it would cost me, and bansfield is only open until like 7pm...so does anyone else know of any good pet insurance? maybe one that covers a lot lol, I do like the idea of free office visits though...those get expensive..
How do insurance companies determine fault?
I was in an accident. My insurance company told me I was 0% at fault and the other driver 100% at fault. The other insurance company said i was 50% at fault and the other driver was 50% at fault. what happens next? who suppose to agree with who?
""Should I get Jaguar car, which one, and how much will I pay to maintain it?""
I want a cool car. I totally fall in love with Jaguar. But, I also dont want to spend a lot on gas and insurance. So, should I get it? I'm 19 years old, male. How much do I have to pay the insurance probably? And what if it's a Volt? Is that better? And how much will I have to pay to maintain it? I'm California.""
Car Insurance question....?
Ok, so I'm 24 about to turn 25(apparently that's when your taken out of the pool , or so I've heard, which means my rates should lower.) However my insurance will expire before I turn 25, and there will be about a 3 month gap between those dates. I was wondering if I could get car insurance to cover those 3 or so months, or would I have to buy a 6 month and then get another quote later?""
Where to find low cost medical insurance?
Where to find low cost medical insurance?
What is the insurance of Maybach car?
I live in the UK. I don't want sites referred to me, but just want an estimate of how much insurance would be""
How much is car insurance for a range rover sport 2010?
I have a friend how is looking to get a 2st hand range rover sport 2010 but Is worried about the insurance. What is the range of car insurance prices I just want a price range if there is anyone out there how has a range rover sport. My friend has been driving for 5 year and has never had an accident.
How is the mandate to buy car insurance different than the mandate to buy health insurance?
This seems to be a popular talking point among liberals. It saddens me that liberals are so partisan that they are blinded to the obviousness of the differences. So for the record, what are the two differences between the requirement to have car insurance and the requirement to have health insurance? 10 points goes to the most simplistic and straight to the point answer.""
An affordable car to purchase with cheapest insurance for a 17 y/o?
Hey, I'm 17 and looking to purchase my first car. Of course, insurance is a big issue for me. I was wondering what car would be a good buy where insurance wouldstill be cheap? I'm looking at spending around 500 for a second hand car, so all these new electric economic cars which cost thousands that google keep bringing up are too miuch for me. I heard about ford KA's, Nissan Micra's, Renault Clio's and Vauxhall Corsa's being good, however, when I look on insurance websites there's about 50 versions of each car with different engines, doors, years etc, and I don't have the slightest clue which version of the car would be the cheapest, other than having a smaller engine. I was wondering if anybody could provide me with the make and models of the cars which are the cheapest to insure, but are still well priced and can be picked up easily second hand. Thanks""
Would car insurance be more on a newer 2-door red sports car or an older 4-door sedan BMW?
Basically, I am a 20 year old college student and I am going through the proccess of buying a car. I have some family friends helping me out. They told me I could get financed for a 2006 red 2 door sports car but I am still on my parents insurance and I don't want it to skyrocket. I will be paying for my car but I don't want to make my parents pay a ridiculous amount for my insurance. I would just like to know which one is more likely to be cheaper...""
What's the average price of new driver's insurance?
For the longest time I didn't want to drive anywhere. I live in a big city, I can bus or bike where I need to be. But I've been forced into getting a drivers license, and will need to get a car soon. What's the average cost of insuring a typical used car with a 28 year old male new driver?""
Do i need insurance to sell motobikes?
I am selling mini moto's and quad bikes online, do i need liability insurance to sell these?""
Good classic car insurance proposers?
i have a Ford Fiesta L 1979 and l would like to know some cheep classic car insurence
Insurance for a new driver?
I'm hoping to get my driver's license this summer (am over eighteen) but do not plan to drive in the near future since the college I'll be attending next year does not allow freshmen to have cars. Does the insurance requirement for taking the behind-the-wheel exam in CA require proof of an insurance contract under my name, or is it just the vehicle I test with have to be insured? Could I borrow my parents' car for the exam and not get insurance for myself?""
Can other people drive my car with my insurance?
I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference.""
Will an Illinois speeding ticket put points on my Michigan license and raise my insurance?
I am from Michigan and got a speeding ticket in Chicago IL. Will this put points on my Michigan license? Will this cause my Allstate insurance rate to go up? Thanks for the help!
Need to find a good place and affordable price for dental care..?
Hello I'm from Oklahoma and I'm looking for a good Dentist.That is affordable.I have BCBS Insurance.But it only pays a small amount.I will be 33 next week and I'm so depressed over my teeth.I got real sick a few yrs back and the meds and all just made my teeth rot..Please someone help..Thanks Melody
What car insurance should I get?
I just got my first car. Its a 1998 Subaru Legacy L sedan. I need insurance bad, I want to get something good, but inexpensive. I know thats hard to find, but I am on here asking because I don't know what is good and bad in the insurance world. Please help me! Thank you in advance. Heres a few factors that might help. Age:19 Sex:Male I've only had my license under a year. This is my first car The car is automatic, green, and stock.""
I'm uninsurable! How can I lower/get car insurance?
I am a insurance company's worst nightmare. 17 year old male, I have a job in a rough town, no experience and to top it all off I only finish work at 11pm so ill be driving at night. I have not passed my test yet but need the car for work. Whenever I use go compare or compare the market I am either quoted a stupid amount 10,000+ or I am uninsurable. I cannot get a box monitor installed because the car needs to be home at 11and I don't finish work untill then.""
Health insurance cost?
In June of 08 my fiance and I are getting married in IL. I will be just out of school and looking for a full-time teaching job. My soon to be husband graduated 2 years ago and found a part-time music job, but the school eliminated all the part-time positions. He is now subbing and teaching percussion lessons every week. We both will have to pay for insurance until we both get full-time jobs. What is a normal cost to pay per month. If I was to average $150.00 a month is that to little or to much for the two of us. I will be 22 almost 23 and he will be 25. I know he has insurance, but it only covers things that will cost over $8,000 and everything else he pays for out of pocket like shots and etc. It would be nice to have a better plan. He has a screwed up back and some other issues with his body hurting from time to time and blue cross and blue sheild rejected his application. So, it was hard for him to find a company to insure him. Thanks!""
Can anyone tell me how do you get cheap auto insurance rate and from what company or any website or link?
How do you get cheap auto insurance rate and from what company?can you tell me?
Help me with my car insurance question!?
i am currently insured on my grandfathers insurance as a secondary driver because they gave me their car when they paid it off. well now im selling that car and we are wondering how the insurance will work? will i just be able to switch it over to my new car though it will be in my name now instead of his? should i just put the name of the car in my grandfathers name to make things easier? or can it still be done with a reasonable increase on my car insurance? right now i pay 500 every 6 months because of my good driving record and i get the student discount, how much more will it go up if i have a car under my name?""
Car insurance question! HELP HELP HELP?
I just bought a car from a dealership and its sittin there. but tomorow i plan on changing to a NJ license cause currently i have a MA license. They said i need to get insurance for the car before they let me take the car. So if I go to any insurance place tomorw will i be able to get the insurance THAT day? and then get my car ? THANKS
Affordable insurance?
I want to start a new job They will offer me and my family a great insurance plan expense free The only catch is that it will not take affect for 6 months The present plan paid for by my employer will only last for 30 days once I leave this job Does anyone know of a basic affordable health insurance plan that i can purchase for 5 months Thank You
What is the average price of car insurance a 18 year old?
I want an estimate; I keep saying there is no average... I need a price line or an example? Would it be closer to $ 30, $100, $250? I just need a reasonable estimate of what an average 18 year old would pay for car insurance""
Is triple a the best car insurance?
Is triple a the best car insurance?
Pet Insurance question?
I've looked into Bansfield (Petsmart) Insurance and at first I thought it would be great, I get free office visits and such, but after looking further into it I realized its only offered and taken at bansfield, so that means if my 1 year old pomchi (pomeranian chihuahua mix) got sick at 3 am and needed to be taken to the vet that the vet I take him to wouldn't accept bansfield insurance and it would cost me, and bansfield is only open until like 7pm...so does anyone else know of any good pet insurance? maybe one that covers a lot lol, I do like the idea of free office visits though...those get expensive..
Any one know any good insurance for new driver that is only 18?
My mom tried adding me to her AAA insurance and it would be 1150 every sic month that too much anyother cheap insurances thanks
Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?
My romate is from out of state so she doesnt have a texas drivers licensae! She has a out of state license but it may be expired - I have liability insurance in texas from fred loya insurance-Will any of these factors keep her from being covered while she is driving my car?
Is Titan Insurance a good choice?
I am thinking of switching my auto insurance to Titan from State Farm. They are about $30 cheaper per month. However, I don't want to do so if they aren't a good insurance company. This is the first I am hearing of them. Can anyone offer a review?""
Insurance (probability)?
An auto insurance company has 10,000 policy holders. Each policy holder is classified as.. - young or old - male or female - married or single Of these policyholders, 30000 are young, 4600 are male, and 7000 are married. the policyholders can also be classified as 1320 young males, 3010 married males, and 1400 young married persons. Finally, 600 of the policyholders are young married males. How many of the company's policyholders are young, female, and single?""
Cheap auto insurance online?
Where can I get the cheapest online auto insurance?
Do home/auto insurance companies play favorites with their customers when they pay out claims? ?
This is probably going to come off as a little dumb, but I can't think of another way to phrase it. I'm 25 y/o, a new homeowner, and I already have filed a homeowners claim for water damage. I have had the easiest time in the world with my insurance company paying for repairs, and it actually really suprised me how easy it was. After I filed the claim, I looked around online, and I saw where people were having nightmare problems with their insurance company for the same type of damage I'm claiming. My parents have been with this insurance company for 25+ years. The policy is mine alone, but I have the same agent that they have. I've also been on my parents' car insurance since I turned 16. My parents and I have all been pretty-much accident/claim free, and they always pay their bills on time. Here's my question. When this insurance company was analyzing my claim, did they take into account my parents' longterm business, or are they considering me independent from my parents? I'm asking, because I've heard of companies that drop their clients after one water-damage claim, and I'm a little worried they'll drop me""
Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?
I have a vehicle which was totaled. Insurer is Progressive. I live in WA, so the adjuster is not allowed to use NADA or KBB to determine value. He's supposed to provide fair market value. He got two estimates, both of which seem very low to me--less than half the replacement cost of a vehicle from the same year in the same condition. I've asked whether I can submit Craigslist listings from my half of the US to prove the value is higher. He says any documentation must be from within 150 miles of my home, which puts me at a disadvantage since I live in a rural area. I'm wondering: 1) Is my insurance company obligated to accept competitive estimates of value in determining my vehicle's value if I can find local shops that determine that the value is higher? 2) What mechanisms are in place to ensure that value estimates made by dealers are accurate, and can a dealer's estimate of value be disputed? 3) What other options do I have if my adjuster refuses to budge on value?""
Is it against the law to drive with out insurance in VA?
Vehicle Insurance
How much can you lie while obtaining new auto insurance?
I'd like to know... Whenever you're trying to obtain new auto insurance they take your driver's license number & social security number.. You'd think that they could look up any tickets/accidents you've gotten into. BUT, why do they ask? If you forget an incident, will they find out? This is coming from a 21 year old who was already paying $1,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is $2000 for 6 months.""
WILL MY CAR INSURANCE BE HIGH?!?
I am 16 male, and I have a 2006 Honda Civic Sedan 4 door black currently living in NYC Long Island and I want to know what is my Insurance rate. How much would I have to pay every month please tell me every month not year !! Thanks ALSO FOR POINTS PLEASE TELL ME HOW MUCH FOR A 2002-2006 Honda accord !!""
Affordable health insurance for self employed?
My husband is selfemployed and we want to get an affordable family insurance or possibly just an insurance for me. I a m a nurse but I only work part time and my company wont cover me for insurance. any good health insurance companies that we can get and would cover maternity care in the future?
Cheapest car insurance?
infinity is cheaper than esurance.
I knocked someones car but he claimed for a lot more and now my insurance has gone from 400 to 900 - help!!?
Back in June I knocked into a stationary vehicle in a car park. I waited for the guy to come back and apologised straight away. (when its your fault in life own up) He was initially annoyed (fair enough) but went on to tell me that someone else had knocked into his car recently and caused 600 worth of damage (the other driver had sped off and hed already had a quote for the work). I cant remember the exact wording of the next bit - but it was understood that I would pay whatever it cost on top of that to fix the area (bumper / side corner area) We exchanged details. I told my insurance company what had happened and the previous damage. There were also photos taken at the time that I forwarded on (not sure if they were actually any help) Next I hear his insurance company has approached mine with a bill for 700. The total amount for fixing his car. I brought up the matter of the previous damage - couple of conversations between insurance companies - his asking him directly if there was any previous damage and him saying no. I told my insurance company that there was a friend with me (we were walking our dogs in the park) who had heard the whole conversation - in fact she was the one that took the pictures. She is a responsible, respectable person who was happy to make a statement. I was told by the insurance company that as it was someone who knew me - they couldnt be seen as an impartial person and they ended up paying the whole amount to his insurance company. I have just received my new insurance quote. Last year it was 437 and now that I have lost my 3 years no claims bonus (I have been driving for much longer but have only owned a small van for 3 years (practicality for my dogs muddy feet) and insurance starts again for vans) but I also have this 700 fault against my name this year. My insurance quote is now 960. Is there anything I can do. Does anyone have advice for any further action I can take? I believe in taking responsibility for your actions - but I am being cheated here out of a lot of money and I dont know what to do. If 100 was down to me then I could have just paid that amount directly and not lost my no claims bonus. But as it stands it will cost me around 500 this year and more again on the consequent years of insurance. Sorry for this being a long one but I really am lost. My insurance is due on 7th Jan.""
My Insurance Rates More Than Doubled After Moving To Florida?
Auto rates doubled, homeowners is about five times more than Virginia. What is up with this? Has anyone experienced changing to Florida and getting hit with high insurance rates, seems lilke for everything, including boats. Why so much more? I know about hurricanes, but this is ridiculous,.""
""How much does private health insurance cost in Johannesburg, South Africa for 1 healthy young person?""
My husband may be relocated to South Africa for about a year. My sister was going to come with us. My husband gets health insurance through his work for him and I and my two kids. My sister would have to get her own health insurance. I understand that you want private coverage over there b/c its considerably better. We are from the U.S. Does anybody know the average cost (just an estimate) of about how much it would cost her per month for private health care insurance over there for one person? We would be in the Johannesburg area. She is 26 yrs old, non smoker, physically fit, no health problems at all, etc. No maternity coverage needed either.just a basic just in case something happens plan. Shes had no prior surgeries or anything else like that and no pre existing conditions. She also does not take any medications. Any info on this would help a lot! Thanks.""
Tee Motorcycle insurance?
I'm 17, I live in Arlington TX, I have A's and B's with a few C's (my parents told me they look at grades. True?) I'm Looking at buying either an older honda shadow, probably around 750 cc or an older Kawasaki Vuclan (same). THe bikes will be pre-2000, and I will be getting bare minmum insurance. Can anyone guess at the rate?""
Should I include collision on my car insurance?
I have a 2002 Honda Civic sedan with 99,000+ miles on it. In shopping around for better car insurance (my old policy expires next month), most agents I interacted with included collision for around a $300 annual premium. Some people I told about my insurance shopping said that to carry collision on such an old car is not necessary. I'm seeking an unbiased opinion as to what are the advantages, if any, about including collision, or any other info on what to look for in a good policy. Thanks.""
Would a 2002 Mustang Coupe have high insurance?
I understand most sports cars cause a spike in insurance money for young drivers. Would a 6 cylinder 2002 Mustang for a young driver under your parents policy be much more expensive? If so, how much?""
Car Insurance Renewal Why Did It Make That Much Of A Difference?
My partner had his renewal quote through and we've been shopping around and haven't even come close to getting it cheaper elsewhere so he decided to ring them thinking by taking me off the policy it would make it cheaper still since I've only had my license just over a year and would think still be considered a high risk but it in fact increased the price by about 60 my partner got a speeding fine last year which gained him 3 points too so we knew that would have an impact on the price this time but the only explanation I can think of was that me being female and at 31 i'm not what is classed as a young driver either and a named driver on his policy helps to keep the cost down but aren't the insurance companies doing away with that criteria as it was discriminating? Can anyone shed some light on this as its all a bit confusing and am just curious to why I actually help to keep his insurance cheaper
Auto insurance rate question?
How much can your insurance rates go up after one accident
Cost of car insurance?
I am a 17 year old female. No crashes, good driver. I just got enough money to buy a car, and need to pay for the insurance. I Dont know how much money that would cost. I hear its diffrent everywhere, but what is the adverage for minnesota would you say? I'd appreciate it! thanks :)""
What is required for a new resident in England (from Canada) to get car insurance?
Moving to England shortly, and it will be so much easier to find work and move into a new place if we have a car first. What information will we need to get insurance? We will be living with friends, so we could use their address and phone number until we get our own place. But will we need a national insurance number before we can get car insurance? British bank account? We'll be getting those things, but it would be so much easier to have the car first. Basically, what is required for us to provide in order to get a car bought, insured, and on the road? (We'll be paying cash.)""
Can someone please tell me how to get cheap liability insurance in the state of South Carolina?
I need cheap liability insurance in the state of south carolina for me (36 years old) and my 16 year old daughter. And Geico is not cheap! Any body have any suggestions?
How to get a temporary car insurance?
my friend would like to come to the UK buy a car and then go back to Hungary , So for the time until he gets back to Hungary how to get a car insurance for that 1 or 2 days , and how to inform the DVLA ( if he has to inform them (i am not sure ) ) that the car left the UK ? Thank you for answers""
Can I add a non-family member to my auto-insurance plan?
I use USAA. I was wondering if I could add my boyfriend as part of my insurance plan, and he would just pay me when the bill comes. We do not live together yet, so I'm wondering if this is possible. He'd be driving his own car. The reason I'm asking is because USAA has good rates and I was wondering if I could share it with him.""
Pet Insurance question?
I've looked into Bansfield (Petsmart) Insurance and at first I thought it would be great, I get free office visits and such, but after looking further into it I realized its only offered and taken at bansfield, so that means if my 1 year old pomchi (pomeranian chihuahua mix) got sick at 3 am and needed to be taken to the vet that the vet I take him to wouldn't accept bansfield insurance and it would cost me, and bansfield is only open until like 7pm...so does anyone else know of any good pet insurance? maybe one that covers a lot lol, I do like the idea of free office visits though...those get expensive..
https://www.linkedin.com/pulse/what-average-insurance-cost-jeep-wrangler-agatha-ibarra/"
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Dulce New Mexico Cheap car insurance quotes zip 87528
"Dulce New Mexico Cheap car insurance quotes zip 87528
Dulce New Mexico Cheap car insurance quotes zip 87528
BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr
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Dulce New Mexico Cheap car insurance quotes zip 87528
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Dulce New Mexico Cheap car insurance quotes zip 87528
Dulce New Mexico Cheap car insurance quotes zip 87528
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Car insurance for a new driver?
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Hello Gurus, I am getting my wife to the USA and i should buy insurance since we are planning to have a baby. Any suggestions on which insurance to go with? I need a good coverage and affordable too. Any help greatly appreciated. Thanks, Raj Thanks, Raj""
How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?
How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?
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What kind of jobs are there at insurance companies and what is the salary for those jobs?
Lowest possible car insurance?
I am going on a trip out of the country for 4 months, and my car will be parked in my parent's driveway with a cover over it the entire time. How can I find the LOWEST possible car insurance for these months? I called Progressive and the guy was a total salesman with me, saying, Oh you need vandalism insurance, oh and you can't have vandalism insurance without collision insurance, so before I knew it, my quote was up to $120 a month. That's barely lower than the insurance I have now! How can I just get the bare minimum, state-required insurance? I live in Nevada, by the way, if that helps.""
How can I get cheap insurance for my 18 y.o. son? I got him a 2004 Accord and now we have 2 cars and 2 drivers?
He doesn't live with me - he lives at his moms' who has her own car. How can I make it so he is occasional so I don't have to pay $4000 a year in insurance? Can I just insure the cars and keep them under my name while letting him drive it while he lives at his moms? Will they accept that he doesn't live with me so should be occasional if both cars are in my name? Any ideas how I can do this?
Temporary classic car insurance for 17 year old in the uk?
I am 17 and have passed my driving test, so hold a full UK license, i wan't to borrow my dad's classic car for a day, to take my date to the the end of year prom. Is it possible to get temporary insurance for me for just a day? without adding me to the actual car policy? It is a Triumph Spitfire 1500. Thank you for your ideas.""
Getting pregnant & getting Insurance?
I was hoping to start trying to get pregnant within the next 3-6 months. I am a little discouraged after searching on line and finding many people saying most insurances have a waiting period anywhere from 6 months to 2 years!! Before they will cover maternity. Is this true? So I guess I should seek insurance coverage like yesterday if I plan on getting pregnant anytime soon, huh? I do DEF want to use a midwife. Maybe I should just pay out of pocket & spare myself the hassle of insurance. DID YOU USE A MIDWIFE W/ or W/OUT INS??""
What company offers the cheapest car insurance for a first time driver?
And also what types of cars are the cheapest to insure? I live in nyc, the 11434 area code. I desperately need a car for college and everything I've checked so far is asking a fortune a month! Help! Thx in advance.""
Dulce New Mexico Cheap car insurance quotes zip 87528
Dulce New Mexico Cheap car insurance quotes zip 87528
Car insurance help needed ASAP thanks.?
Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.""
How can you lower 17 years olds car insurance quotes ?
hi, im 16 and turning 17 in a few months, im looking at quotes for cars for example: cars with 1.0 to 1.2 engines an that are 10 years old or more. for example: vw polo 1.2 - 11k and paying 1500 a month. i know this cant be right can someone help please !""
Will paying off my car loan lower my premiums on my car insurance?
After some research on the pros and cons of paying off my car loan early, I've decided to go ahead and pay it off while I can. Despite all the research, I still don't know if doing so will help lower my insurance rates. I have to carry full coverage on my 7-yr-old car (I purchased it used) as long as the bank holds the lein. Thanks!""
First year car insurance for 17 year olds for a small car?
Has anyone recently passed there driving test and brought car insurance? If so how much did it cost and for what car? I don't want answers just saying thousands , I would like people who've recently got car insurance.""
Can I have military health insurance and Regular Health Insurance?
1.Am I allowed to have both military and normal health insurance? 2. Can I see regular nonmilitary doctors with Military health insurance?
Can i insure my car under my dads name?
so im an 18 year old boy right now i drive my dads old car under his insurance, and the registration is in his name, and thats all fine and everything. however my mom is renewing her drivers license soon (she had an accident that didnt allow her to drive for a few years) so my dad is giving her the mini van back and obviously, taking his car back. luckily, i have been anticipating this happening, as all good things must come to an end, and have saved up for a car of my own. i found one, and i went to get an insurance quote and found it was near $90 a month under my name. I put in the same coverage but with my dads information this time and got a quote of $30 a month for the same car. (because apparently 18 year old boys are dangerous drivers or something?) any way, what i am wondering is can i buy the car, and get it registered in my name, but have the insurance covered under my dads name? or should i just give my dad the money for the car and have him buy it and put it in his name and under his insurance but i just drive it, much like what we do now?""
""I was informed that my surgery will not be covered by my insurance, and so what can I do?
Is there an additional insurance I can buy immediately or a California option to get me through this?
What is the cheapest car insurance ? ( Company )?
Serious answers please . Thank you
Is my newborn covered under my insurance plan?
my baby was born on 7/2/09 and was in the NICU for 9 days. Yesterday we received a statement stating that our insurance company has not paid our claim, do they usually pay for something like this or are we responsible to pay?""
I got a cheap quote from The General Auto Insurance company?
and I think its too cheap to be true, it was a 6 month premium for $224 with a down payment of $56, is this a scam or is it a legit quote/company????""
Ford Focus Insurance for a just passed Driver?
How much would insurance cost roughly for a 25yo female who's just past her test?? I haven't yet passed but when i do I want to get a Ford Focus and was wondering how much roughly insurace would cost!
Is there any cheap insurance out there for students?
Hi, My name is Courtney and I'm looking to buy a car soon but I don't have car insurance. My parents wont put me on theirs so I need something really cheap because I'm a student and I don't have much money. Is there some place that offers coverage for low low prices?""
I need a motorcycle insurance estimate?
I plan to get a 2009 Suzuki GS500F Motorcycle in the next coming months. right now i don't have a drivers license, just my learner's permit. i take the Road test next month and if it goes well the month after i will go for my motorcycle license. I am 21 years old and i live in NYC which as many of you know is a high traffic area. I am a college student, My campus is about 16-20 miles away. on a weekly average i expect to ride about 80 miles or so. i won't be doing any stunts, period. there are two questions i have for you guys, 1). whats the best motorcycle insurance for someone young, inexperienced and new on the road? 2). Being that it is a 500cc engine and its pretty low powered motorcycle will my insurance be cheap, like under 200$ a month or probably something way above that?""
Would I still have insurance?
Hey. I'm 19 now and I started college. However, I quit going in September. Would I technically still have insurance until the end of the school year? I had surgery over the summer when I was 18 and they had me show them my application papers for college. I would like to get braces before I get too old and I was wondering if I would still be able to get them until the end of the school year.""
Why did Geico raise my insurance just because I changed my ADDRESS!?
What in the hell was this all about?! I simply moved 30 mins away from my previous residence and ALL I NEEDED to do was just change my mailing address.....so I went online, gave them my new info.....and they said my premium was increased by over $60.00! Why is this? Has this happened to anyone else?""
Cheapest insurance for vauxhall corsa?
i brought one of those old cheap vauxhall corsa 1.2 L. for first car. anyone know where i can find cheap insurance? i tried all the comparisons sites, but there giving me stupid prices over 2500. the car is a old banger and its not gona cost no more then 300 to fix. am 24 years old.""
Can a 16year old drive an 18years old car if the 18year old is on the parents insurance with statefarm?
The 16 year old will be on the parents insurance as well
""My daughter will be 26 12/6/2012, can she obtain insurance through the Affordable Care Act and how?""
My daughter will be 26 12/6/2012, can she obtain insurance through the Affordable Care Act and how? She has serious health issues and medication we will not be able to afford with no insurance.""
""What are some good, reliable cars that don't have super high insurance?""
I'm 18, responsible driver, clean record which will stay clean. Looking for another car still. Will almost positively be under 2005 and not a sporty one. I was looking into Acura Integra. But, kinda like maybe something like a Jeep Liberty (if insurance isn't high!) I will be on my parents insurance and both of them have clean records so that should lower it anyways. Would Audi A4 or a Suzuki or Kia sedan be fairly cheap?""
""How much is average for childcare? I have a 4 year old, a 2 year old and a 8mth old. About 8 hr/5days a week?""
I'll explain a little more. I own a duplex which I rent out the top of while my husband and I live down stairs. The renters upstairs have been my friends for a long time and they needed an apartment so we rented to them for $535 a month. After a year we agreed to trade daycare for rent so I could go back to work full time. The arangment has gone from no cash exchanged to us paying their car insurance ($90/month) the water bill ($50/month), the hot water ($35/month), an extra $190 in cash per month along with the no rent income ($535/month). We also give them about $60 in random cash when they ask for help. I provide the formula, diapers and wipes and she provides the food. The kids are upstairs from 11am to 5:30pm and she refuses to take them earlier even though if she did I could get a better schedual. I trust the woman and her son is the same age as my oldest. But there are also some serious disipline issues too. (My four year old now says bad words.) I need some advice""
Car insurance group 9 cost for 1.4 17yr old driver?
Hi guys!:] Just wanted a rough estimate of how much this insurance would cost? Looking into getting a Peugeot 206 1.4LX. Many thanks in advance!
I had a commercial accident in 2008 and looking for a chep insurance plz help?
I live in toronto i have been driving car with G licence since the end of 2000. i had a commercial accident in 2008 in which i was found guilty but no claim was paid. im still driving and looking for chaep insurance for a car. anybody's advice would be greatful.
Obama waives auto insurance?
Obama waives auto insurance?
How much do you reacon my car insurance will be?
I am currently taking driving lessons but in a few months I will be taking my driving test. If I pass my test my mum is giving me her car which is a 1.3 litre Toyota Yaris, I will have to pay for the insurance so I was just wondering how much it would be?""
Estimate wrx sti insurance?
20 year old male, perfect driving record, state of florida and for either a 2006 or 07 if that even matters""
Dulce New Mexico Cheap car insurance quotes zip 87528
Dulce New Mexico Cheap car insurance quotes zip 87528
https://www.linkedin.com/pulse/question-car-insurance-jose-chavez/"
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FUCK YOU GUTHRIE
BEGIN RANT: Okay, so I’m done with having Guthrie Medical Group as my primary healthcare provider. I like my NP and all that jazz, but it’s not worth the headache anymore. She’s genuinely polite, and seemingly caring and compassionate. This is why my entire cluster go to see her. My sister, my daughter, my daughter’s little sister, and their mother. We’ve been with our primary for too many years to remember. We were even with Guthrie before our NP began practicing with Guthrie. Now whereas our primary is polite and sociable, she seems to lack in experience. Her knowledge just doesn’t seem to be enough. She consistently dopes us up with medications that just don’t cut it, and so we continue to have the same issues repeatedly. Even still, I have been willing to overlook it all, but enough is enough!
1) She’s not actually our doctor. In fact she’s not even a doctor at all, she’s a nurse practitioner. So every time we need medical information for miscellaneous appointments and prescription pickups etc, we’re always at a loss when asked to confirm our doctor‘s name. Our particular Guthrie office employs only a couple actual doctors (who I don’t think even work there). They then hire dozens of NP’s to do the actual grunt work (us patients causing the grunts). Anyway, I’ve overlooked this fact for all these years.
2) I call, get put on hold, hang up, and call back again, until I’m finally helped. (We’ve all been here though, so no biggie).
3) I finally get through to the scheduling department only to be told that my NP is booked solid for over a month. Are you fucking kidding me? (Happens ALL THE TIME).
4) After all refills on meds are gone we have to schedule another appointment. We can’t just call the doctor’s office and let them know so that they can call our pharmacy and let them know, we actually HAVE TO go back to see them. Regardless in the amount of time it’s been; regardless on the medication, we must go back in, and there is no getting around this. - Yeah, because my chronic allergy issues, and my anxiety suddenly went away in 3 months time!
5 & 6) 5) The wait times for our SCHEDULED appointments is outrageous! Why are they always so backed up? Why do they continually double book patients?! I know that this is a common thing to rant about, but I’m serious, it’s horrid! Here’s an example: One day, recently, my sister had an appointment with our primary. I didn’t have an appointment, but because I was going to be there with her I figured I may as well just “do the Walk-In” right there in the same Guthrie office. We were there probably a few minutes before her scheduled appointment. Not 2 minutes later I get called by a nurse to come back. I get weighed, I get seen by the intake nurse. (The one who writes notes on the patient’s condition, and takes the weight, and vitals.) 6) The nurse tells me that the doctor, and a Nurse Practitioner in training will be in to see me in a few minutes. I’m all for medical professionals getting adequate training and experience. I don’t mind it at all. Who wouldn’t want a trained professional to have experience before becoming their primary care physician? And the woman who was still a student was so polite and professional. She was amazing! What I didn’t appreciate was the other nurse practitioner (or doctor) not actually doing a thing but sit there and watch the trainee check me out. I mean I told her that my ears itch terribly, and the sitting woman didn’t even look into my ear to confirm what the trainee was telling her was actually accurate. That’s just fucking lazy and pathetic. So now this nurse in training has THAT as her first few hours into learning in the medical field as her “how-to” guide. I mean is that just fucking insane or what? Anyway, all this happened within like less than 15 minutes. So I get out, and walk down the hall to the nurses station and ask where my sister’s room is, and they point me in the right direction, and I get in there, and they’re only at the point of the intake (vitals) nurse is visiting. So I get in and out in 15 minutes without an appointment, and my sister gets in much later than her scheduled appointment. That’s pretty fucked up if you ask me.
But this next one is where I have to draw the line between what is and is not acceptable for a patient to have to deal with, concerning medical professionals and ‘unprofessionals.’
7 &8) 7) I call to make an appointment, (this goes back to numbers 2 & 3) and after I’m told that I can’t be seen for at least a month, I’m told that I can go to any of their walk-in clinics and be seen for my particular medical issue. So I thanked the woman (even though I was irked because of the long wait-time I’d just experienced, only to be told I can’t be seen) because I’m a super nice guy even when I’ve been shit all over, and I got dressed. I had just gotten back from my daily walk to the post office a couple hours prior to leaving again, and when I was out earlier it had been warm out, and it was pouring cats and dogs, so I dressed for warm weather when I went out on this second walk. I did look out the window to be sure the rain had subsided before I got dressed, and thankfully the rain had stopped. Unfortunately, it had also cooled down quite a bit since I took my first walk. So that was rather unfortunate, but tolerable because I was finally going to get this medical issue diagnosed and treated. The problem is something I posted about in another recent post of mine: A burning, itchy, painful anus. Hurts to squat. Hurts to poop. The pain resembles the pain one gets when they wipe so many times in 1 day. I don’t know if it’s hemmroids, or if it’s an infection of another kind, or if I somehow wounded my ass -I have absolutely no idea why it’s happening to me, all I knew as I left here for the second time today was that I was on my way to get whatever’s wrong with my ass the help it needed so that I didn’t have to live in this pain anymore. Let me paint you a picture. Do you know what it feels like to have wet hair rub back and forth on an already painful, open wound? What about after you’ve sat in water for nearly 2 hours in hopes to ease the pain, gotten out, dried off, and applied hydrocortisone cream all over your freshly softened, open wound? It wasn’t until I was about a block away before the pain heated up by a thousand. Can you imagine what it must have been like for me to walk nearly 1 mile with wet ass hair in and around my asshole rubbing back and forth and back and forth against my softened, medicated wound?? Well if you can’t imagine what that was like for me then you’re actually very lucky. So I arrive at the walk-in. I’ve never personally been seen there, and had only ever gone there once with my sister, so I didn’t really know what to expect. Let me tell you what happened. 8) I walk in and stand by an empty reception desk for a minute or so before an employee walks out from a door in the back of the reception area. She walks over to a computer not where I was located, and asks me to come over to her. So I walk around the reception desk and am standing less than 1 foot from a patient sitting in the “waiting room” when the woman starts asking me for all of my information. I was fine giving her, and this patient who is an old man who looks to be about 60 or 70 -old enough to be old fashioned, but not old enough to be deaf my name, telephone number, address, and even insurance, but when she asked me the reason for my visit I was momentarily mortified. That mortification was quickly dissipated when she stood and said “Oh I’m not sure if we can see you for that. I’ll be right back.” The mortification was replaced with irritation. She came back out and said “yeah, we can’t see patients for those types of issues because we don’t have the equipment for rectal exams here. She then proceeded to ask if I’d like to make an appointment with one of their doctors (yes, in the same non-equipped office). What the fuck does that even mean? You can’t see me today because you don’t have any ass machines, but if I make an appointment for tomorrow you’ll suddenly have the machines needed? I didn’t say anything to her though about my frustrations, I just took the appointment for tomorrow and left. What the fuck!? What in the actual fuck?! But you know what, I wasn’t mad at her, or her lack of an ass machine, or the fact that what she was scheduling me for was kind of nonsensical, I was just so angry at the woman from scheduling who told me to go to the walk in clinic. Bitch I fucking walked damn near 2 miles today with wet hair rubbing on an open wound, are you fucking insane?! ARE YOU FUCKING OUT OF YOUR GOD DAMNED FUCKING MIND?! Believe me, I was crying on the way home! But not crying because of the terrible pain, but because it had gotten so cold that my face got numb and whenever that happens my eyes water uncontrollably. Man if I was a pistol-packing US citizen I’d probably be sitting in county right now.
Guthrie, we’ve had our issues, but wrongly informed scheduling lady has crossed the line. I’m afraid our relationship is at its end. Goodbye!
END RANT
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