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Understanding New Loan Disclaimers In The United States 2024
Have you ever dreamed of a new car, a comfortable home renovation, or finally tackling a mountain of student loans? Borrowing money can be a great way to achieve your goals, but it’s important to understand what you’re really getting into. That’s where loan disclaimers come in – they’re like a little map hidden in a treasure chest, guiding you to understand the true cost and terms of your…
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FANTASY
THE NANNY: ONE SHOT
FANTASY
Pairing: Andy Barber x Annie Johnson (OFC)
Summary: Andy finds and old costume of Annie and he plans for her to wear it.
Warnings: it’s porn. Cursing words and all of those forbidden things hehehehe.
A/N: This is set way before they got married.
Word count: 2429
Disclaimer: I do not give permission for any of my works to be copied, used, translated nor reposted anywhere else but here on this blog. Do not steal what you didn’t work for. Minors and ageless blank blogs don’t interact with me or my works. Reblogs and likes are always welcome. Thank you for reading this work of fiction.
GIF'S not mine, you can find the credits in each gif :)
♥♥♥♥♥♥♥♥♥♥♥♥♥♥
Andy was roaming through the closet drawers, he was looking for a t-shirt he hasn’t seen in a long time. He was sure Annie threw it away, because she told him it was old to the point it was already a bit see-through. Once Andy confronted her, she assured him she didn’t touch it, and he was determined to prove she was lying.
He finished with his drawers and went to the bottom drawer on Annie’s side. As soon as he open the drawer he saw his t-shirt, he pull it only to find out it was stuck, he kept pulling until the t-shirt was free, along with some other pieces of clothing.
“Aha! Found it!” Andy look down to the other clothes on the floor. A tiny pleaded red skirt, a white very short, button shirt and a small black tie. “Hmmm.”
He took everything in his hands and headed down stairs.
“Honey?”
“What?” Annie was in the living room.
“I found my t-shirt!”
“Oh!... great!” She faked joy when Andy showed her the old t-shirt.
“Yeah, but here’s the thing. It was in the bottom drawer of your side of the closet.”
“Really? That’s odd.”
“It is. So my guess is you hid it from me.”
“I didn’t.”
“Yes, you did!”
“Argh! Fine, I did! Andy it’s so old! I can see everything that’s under it.”
“I just wear it when I need to mow the loan!”
“Next time I will throw it away.” She said rolling her eyes. She stood up.
“Where are you going?”
“The kitchen.”
“Not so fast. I have something to ask you.”
“Yes?”
“Is this yours?” He took out the skirt, blouse and tie from behind his pants.
“Where you get that?!”
“Your drawer.”
“You snoop after you found your t-shirt?!”
“No, I pull it out and these came out. So, why didn’t I know you had these?”
“It’s an old costume. I wore it once for Halloween when I was a freshman.”
“I want you to wear it.”
“You’re kidding right?”
“No. consider it as an apology for hiding my clothes.”
“Andy, I’m sure that doesn’t fit me anymore.”
Andy look at the costume and then to his girlfriend.
“It’ll fit.” He said with a wide smile.
“And you want me to wear it now?!”
“No, next Friday I won’t go to the office and Jake will be a school. So we will have the house to ourselves.”
“If I wear that, you have to wear the suit I like.”
“Deal!” Andy shook Annie’s hand, “Always a pleasure to make business with you.” He said eyeing her up and down.
“Oh, shut up!”
---------------( )---------------
Annie was coming back from taking Jake to school. Andy was in the kitchen having his coffee wearing a suit as usual.
“I thought you were not going to the office today.”
“I won’t.” He sipped to his coffee.
“Then why are you wearing a suit?”
“It’s Friday and you promise to wear that costume of yours.”
“I… really??”
“Yes,” He said firmly, he stood up and walked towards her, “I’ll be working in the office, because I actually have some things to finish.” He took one last sip of his coffee, “When you are ready, baby. Professor Barber will be waiting for you.” And with that he walked away.
Annie knew the way Andy was staring at her, if she didn’t put the costume on he was going to be pissed at her for days. She took a deep breath and headed to their bedroom.
Meanwhile Andy actually took the time to work in some unfinished documents he needed to send later that day. He was typing rapidly when a knock on the door caught his attention.
“Yes?”
“ammm professor Barber, May I have a word with you?”
“Professor?” Andy thought for a bit and then smiled, she was actually playing the game. Andy clear his throat, “Come in!”
Annie opened the door and let him take her image sink, her nipples poking against the white fabric of the shirt indicating she was not wearing a bra underneath, the skirt was barely covering her ass, he was sure that if she bend he could see everything, White high knee stocking with a pair of black Mary Janes, Pig tails, a pen, which she was biting a bit while baiting her eyelashes to him and a small notebook in her hand. Andy’s mouth hang open, he spend the whole week picturing her with the outfit but he was not ready for the final reveal.
“Aren’t you supposed to be wearing a tie?” Andy said when he realize the missing item.
“Tie?” She giggled, “You’re so silly professor; you’re the one who wears ties.”
“Right! So… what do you need?” Annie walked in and sat in the chair in front of his desk, as Andy closed his laptop and move it to the side.
“Ok, so. I was hoping maybe we could talk about my final grade. I think you are being unfair.”
“Miss Johnson, you failed the final exam and didn’t turn in the project.”
“I know,” She said in a sad tone, “But I can’t failed, I have a scholarship, you have to understand…”
“What I understand is that you were distracted during the whole course.”
“I’m sorry.” She bit her lip. “I didn’t mean to be distracted. I love your class.”
“You were top of my class at the beginning of the semester, I don’t understand what happened. If you were nice enough to tell me, maybe I could help you.”
“I can’t tell you.”
“Then I can’ help you.”
“But…” Annie shred a few tears, “Damn, she is good”, Andy thought, his dick twitched in his pants when he saw the tears.
“Miss Johnson, there is no need to cry, come here.” Andy moved his chair and patted his thigh. Annie walked towards him and sat on his lap. “I mean it, if you tell me what’s going on, I will help you, otherwise I can’t.” Annie could feel Andy’s erection against her.
“I…”
“Is this about a boy?” Annie nodded, “do you have a boyfriend? Is that why you are distracted?”
“No, sir.” She said softly, and again Andy’s dick twitched.
“Then I don’t understand.”
“It’s not a boy, it’s a man, and he is… forbidden.”
“I see.” Andy placed his hand on her leg, stroking it slowly. “Is he older than you?” She nodded, her eyes noticing how his hand traveled further. “Is he a professor?”
“Aham.”
“Do you like him?”
“Yes, sir. Very much.”
Andy’s hand almost reach the hem of her skirt.
“Please don’t tell me is Doctor Martin, he could be your grandfather.”
“No, sir.” She said through a giggle.
“Is it me?” Annie took a deep breath, “Answer me, or I will not change the grade.”
“Yes.”
Andy turned to see her and crashed his lips against hers making her moan. They broke the kiss.
“Stand up.” Andy said and she did. He noticed the small wet stain on his pants where she was sat. His hands lifted the skirt, her bare pussy was on his eye level. “Do you walk around campus like this?”
“Yes, sir.”
“You like teasing boys, pretty girl?” Annie didn’t answer, “I bet you love the attention.”
“No, sir. I only want your attention.”
“So fucking pretty.” He said looking at her pussy. “Hold this for me, baby girl.” Annie hold the skirt up. One of Andy’s hand moved to her pussy, separating her lips, “So wet, is this all for me?”
“Yes.”
“Yes, what?” He said with authority.
“Yes, sir.”
“Good girl.” Annie let out a soft moan, “You like being a good girl?”
“Yes, sir.”
“Then be a good girl and sit here.” He patted the desk and she followed his command. “Lay down and open your legs for me.”
Annie jumped on the desk, she bend her knees and put her feet on the edge of the wood, she laid down showing her glistening slit to Andy.
“Were you this wet in every single one of my classes?”
“Mhm.” Annie’s pussy was already throbbing, Andy’s husky voice and the whole situation was making her arouse, if she had known that Andy’s fantasy was going to make her feel like this, she would have done it before.
“Poor baby,” He caressed her thighs, “I can’t imagine how frustrated you felt. I beginning to understand why you failed the class. It must’ve been horrible to be this wet in class and not being able to get yourself off.”
“I waited to be in my dorm.” She said shyly.
“Naughty girl,” his fingertips were sending shivers along her skin, “Wanna know a secret?”
“Yes, sir.”
“I always touch myself at the thought of you.”
“Re…Really?”
“Oh yeah. If I had known your pussy looked as delicious as it does now I would’ve…”
“What? You what?” Andy’s tongue lick a strip on her pussy. “Oh fuck!”
“And it tastes so fucking good.” His finger pull the hood of her clit, “Look at this, so little and cute.” He put his lips around the small nub sucking it slightly.
“Fuck, Andy!” He slapped her thigh hard.
“How you called me?”
“I’m sorry, Professor. Sir!”
“Good girl. Turn around.”
“But…”
“I said turn around!”
Annie turned on the table, she ended in all fours in front of Andy. Her ass and pussy on full display for him.
“Bend.” Annie bend her upper half against the wood, “If I were you,” He slapped her ass, “I’ll brace myself.” Annie’s hands reached for the edge of the desk. She was just getting comfortable when Andy’s mouth stuck to her pussy.
“Jesus, fuck!” Her hands clasp against the wood. She felt how Andy’s hands grabbed her ass and pulled her cheeks apart.
Her warm hole pulsing at the thought of Andy’s face staring back at her. His tongue licked up and down her slit, getting into her hole a few times. His tongue then travel to her ass hole.
“OH GOD!” She felt his warm tongue pocking against her back entrance. He went back to lick her slit; his fingers finding her clit and rubbing it hard while he kept eating her out.
“Please!”
“What you need?”
“I’m coming! Fuck!” The louder she moan the faster Andy rubbed her clit. “I’m… FUUUUUCK!”
She came hard, her thighs shook and her juices covered Andy’s beard and desk. Her face leaned against the table.
She was so lost in her orgasm that she didn’t heard when Andy opened his zipper. She was taking a breath when Andy slid in her cunt and moaned loud. He bottom out and slapped her ass.
“Such a good girl, all warm for me, ready for me to use.”
“Yes!” Andy began to move, taking her hips to pound harder against her,
“Say you are mine.” Andy said.
“… yours… fuck!”
“Loud and clear.”
“I’M YOURS!”
Andy slapped her ass again. He grabbed and moved her to be on her back, she felt like a rag doll. Her legs were not responding and her arms felt heavy. She saw Andy stroking his hard cock, the tip was angry red and leaking; and his eyes were dark with lust.
“Open your shirt.” Andy said without breaking eye contact with her. Her small hands opened the buttons and showed her breasts to him. “You are beautiful.” He walked closer and slide his dick along her already abused pussy making her whimper. He sank into her and they moaned. “Fuck.” He said through gritted teeth.
When he bottom out he began moving, slow at first but soon his thrusts became hard and fast.
“You feel so good, baby.” Andy said, “Squeezing me hard.” Her boobs bounced with each thrust and Annie was a moaning mess. Andy couldn’t stop looking at her pussy, completely drench and creaming his full length.
“Please, don’t stop.” Annie said in a moan.
“I won’t.” Andy speeded up. His balls hitting Annie’s ass, the slapping sound mixed with their moans and gasps. “Fuck!” He could feel her pussy clenching around him.
“There! Please!” Andy’s pace became erratic, he was about to cum too. “Fuck!!!!” Annie came with a loud moan and Andy followed soon after. He pulled out and cover her belly with his white load.
He put his dick back in his pants and let himself fall on his chair, but Annie kept shaking and convulsing on the desk.
“Honey?” Andy stood. “Shit!”
“I’m … still… coming!” Her legs were shaking uncontrollably. “Please…” she whimpered, tears streaming down her face. “Make it stop!”
Andy took her in his arms, and hold her while he put his fingers inside her and helped to reach her release again, he touched her spot over and over, and while she moaned Annie’s body came back from her high. Andy stopped and removed his fingers when Annie put her head on his shoulder and hugged him. They stayed like that for a couple of minutes not saying one word.
“Did I pass?” She said, it was clear to Andy she was spend, he could heard it in her voice.
“Yes, I’ll change the grade.” He felt her nodded, “You think you can keep the costume?” A simple hummed was her answer.
Her breathing soon became calm and steady, Andy stood up with her in his arms and headed to the bedroom. Once in there, he placed Annie on the bed, removed her clothes and headed to the closet to changed his clothing opting for a pair of sweat pants and his old t-shirt. He then went to the bathroom and came back holding a hot hand towel, he sat on the bed, opening her legs. Her pussy was raw red and still leaking. He placed the towel between her legs.
“No… stop!” Annie said with a whimper and kicking her legs.
“Baby I have to clean you.”
“Don’t… too sensitive.” Andy tried one more time to clean her but she slapped his hand away. “No!”
He sighed and move to his side of the bed throwing the towel into the laundry basket. He covered themselves with the comforter, got closer Annie and hugged her.
“You ok?” Annie nodded, “You’re not talking much.” No response, “Was it too much?” she shook her head, “Then what is it?”
“I’m exhausted.” She said softly, she looked up to meet his eyes, she noticed he seems worried, “It was amazing.” Her hand caressed his cheek, “Thank you, Professor Barber.”
Andy smiled, kissed her forehead and let her sleep against his chest.
#andy barber fanfic#andy barber#annie johnson#andy x annie#the nanny fic#andy x reader#andy barber fanfiction#andy and annie#the nanny au
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Lily’s Hey Jude Lullaby // Dean
Summary: Dean was always the one to deny help when he needed it but when his wife and his separated when his daughter was a few months old. Life went down hill when Anna walked out on Lily officially. It left Dean with a full time job as both a parent and a career. What will he do?
Characters: daddy!dean x reader, Becky Rose x oldersister!Reader, Lily Winchester (OC), Sam Winchester, Anna Milton (mentioned), Bobby and Castiel Novak.
Words: 1788
Disclaimer: I do not own Supernatural or the characters. Nor do I own any gifs, images or songs used.
Warnings: Fluff and Becky’s stalker tendencies (mentioned)
Author: Caitsy
Tagging: At the end. Let us know if you want added or removed on anything.
A/N: This was completely adorable to write. Requested by @komunyska
Masterlist
Prompt List
Dean was going to rip his hair out because Anna, his now ex-wife, had sent a invitation to her shot-gun wedding. It was sent to both him and Lily as if to spite him. He didn’t even know since she had left her daughter behind with documents to prove it.
It hurt more when the name on the invitation had his childhood best friends name on it. James Castiel Novak, he had to take another glance because it stated his first given name. Up until third grade when Castiel left they had had three other James in their class so he was called his middle name.
Cas had lost touch with everyone here and he wasn’t one to have a social platform nor was there an address. Dean didn’t think that Cas knew he was marrying his best friend’s ex-wife. Dean didn’t know if he should go with his daughter because she wouldn’t remember it. For godlike Lily’s only a ten month old baby.
“Sh. Baby.” Dean said rocking his little girl to sleep, “Daddy’s got you. I’ll always be here for you.”
Not wanting to put her down but knowing he had to get some sleep for the early morning tomorrow. He had to be at work at six in the morning due to the important client coming into work and it was important because after he had to get over to the shop.
“Night sweetheart.” Dean said kissing the sleeping baby on the forehead before laying her down. Dean smiled watching his daughter smile in her sleep before he turned the night light on and left the room.
He was tempted to get a beer but he was trying to cut back for his daughter and he had forgot to pick up more. He was barely floating with caring for his daughter while also holding down two jobs in order to himself pay off his student loans. Despite landing a cushioning sport scholarship he had had to pay for his last year once an injury costed him the scholarship and a sports career.
“Time for bed.” Dean sighed going around the house to double check the doors and windows before checking the alarm.
Once he was in his room he stripped down to his boxers with a t-shirt. He had to get in the habit so when his daughter was older she wouldn’t run into her daughter wearing little clothing. He stretched before falling sleep with a picture of Lily being the last thing he saw.
〰️〰️〰️
Dean was making breakfast when Lily’s cries had Dean racing off towards her room. She was standing up in the crib with glassy eyes, sweaty skin and sneezing. He groaned picking up up out of the crib.
“You had to pick this day to be sick.” Dean sighed trying to soothe her, “I have to find a sitter. There’s no way Jo will let you in the daycare.”
Lily curled into his arms while he rubbed a hand over his head and carried the fevered baby downstairs. He had one option that would gladly looking after her so he punched in the number. He was making faces at the grumpy girl before his mother’s voice answered.
“Dean? Is there something wrong?” Mary questioned. His mother’s caring voice did the usual job of calming down Dean. She was up always at his time by habit.
“Lily’s sick and I don’t know anyone that can help. Mom I have to be at work at six and then I won’t get off for a longer time. Bobby gave me another shift.” Dean exclaimed soothing his daughter with exasperation.
“Oh honey.” Mary sighed, “I can’t look after her. I’m sorry but your dad and I already have plans.”
“Oh. I guess I can ask Sam and Sarah.” Dean pushed a hand through his hair again.
“Did you forget? They took the week off to go see Sarah’s parents before the baby is born.”
Remembering how his brother was telling how the family about the pregnancy in person didn’t help the situation. Dean growled in annoyance trying to remember anyone that could help him. He was drawing blanks because almost everyone would be working or lived in a different state.
“Give me a minute.” Mary mumbled placing the phone in the crook of her neck as she began going through the organized papers, “Becky, you remember her, she had an older sister about your age. She’s a elementary teacher so she’s on holidays now.”
“I don’t know. I’m not comf-“
“Dean, I know the girl.” Mary said not surprised at Dean hesitancy, “Give her a call okay?”
〰️〰️〰️
You were clicking your tongue not knowing what to do with yourself on the first day of summer holidays. It wasn’t warm enough for swimming nor did you feel like being around a lot of people. You were about to call your younger sister when the phone went off.
“Hello?”
“Is this Y/N Rosen?” The deep male voice questioned.
“Depends on who’s asking.” You cautiously said.
“I’m Dean Winchester. My mom is Mary Winchester. She said you could help me.” The man, Dean, said, “My daughter came down suddenly with a cold and won’t be able to go to daycare. Is there any possibility you could look after her?”
“How old is she?” You inquired crossing on leg over the other.
“She’s just about one years old and rambunctious I will admit even at this age.” Dean admitted, “But she’s my Lily-pad.”
You bit your lip before agreeing to the information and gave your phone number with instruction to text his address. You got ready quickly before packing a bag to keep the young child interested and occupied.
The house you saw was small with a few toys laying in the front year that looked as if they had been abandoned. You parked before strolling up the door, you gave yourself a pep talk before knocking. Even here you could the shrill scream of a child and fast paced feet that belonged to the man that had opened the door. Holding said child in his arms.
“I’m Y/N Rosen.” You said putting your hand out for him to shake.
“I’m Dean, thank you so much for doing this.” He sighed in relief, “Didn’t you drag your sister away from Sam?”
“She still likes him.” You muttered rolling your eyes. Your little sister was a pain in your ass and she had graduated high school. She still shouldn’t be wrapped around her childhood crush, “The amount of pictures have dwindled.”
Dean shook his head remembering how Becky Rosen was with her brother. She verged on stalker if both Dean and you were honest with yourselves. Becky didn’t even know about Sarah but with the amount of social media Sam blocked her on it wasn’t surprising.
“Who’s this little cutie?” You asked playfully making paces at the young child.
“This is Lily. Numbers and information is in the kitchen, there’s take-out menus sitting out if you want take-out or a frozen pizza.” Dean quickly said passing you his daughter, “Lily’s food is labeled and I made a sheet explaining what times to feed and what she needs.”
“Well planned out.” You chuckled. He sheepishly nodded before he was practically running to the nice car he owened.
“I’ll see you at around eight tonight!” He shouted practically speeding out of the driveway.
“Your dad is silly.” You laughed to the little girl. She giggled before pulling on your hair.
〰️〰️〰️
The day went by fast with Lily being content until in the last afternoon, she was screaming herself hoarse. You had given her medicine for the fever along with a soothing bath but nothing was calming the little girl. Her bedtime was creeping closer but nothing helped.
“Lily, come on. You need to sleep.” You muttered following what you saw your mom do when Becky was like this.
A bottle always helped and for awhile it worked for Lily but not anymore. You were having trouble figuring out what to do that you had no idea what time it was. You had turned on the radio in her room before you decided to sing to see if it would soothe her. You smiled when the song “Hey Jude” came on.
Hey Jude, don’t make it bad Take a sad song and make it better Remember to let her into your heart Then you can start to make it better
Lily started to calm down more and more as the song came on. Her eyes were trained in your area.
Hey Jude, don’t be afraid You were made to go our and get her The minutes you let her under your skin Then you begin to make it better
You were smiling largely at the the baby when she started to coo along with you but it was the new voice that had you blushing. Dean was home leaning against the door frame and singing.
And anytime you feel the pain, hey Jude, refrain Don’t carry the world upon your shoulders For well you know that it’s a fool who plays it cool By making his world a little colder Nah nah nah nah nah nah nah nah nah
Lily was asleep in your arms when Dean finished the small part. You both stared at each other as the song went on as if there was a new light in both of you. Dean carefully took Lily out of your arms to tuck her in before he grabbed your hand to take you downstairs. He pulled a beer each out at the table.
“My mom sang that to Sam and I when we were kids. Sam didn’t enjoy it as much, he wasn’t one for the good songs.” Dean said taking a long sip from the bottle, “How was she?”
“Her fever went down but I gave her some medication before she went to sleep along with what you said to give her.” You smiled admiring the caring father. Yours had walked out on the family was a twenty-something secretary with large boobs and a smart brain apparently.
“I forgot to mention she only calms down hearing the first half of Hey Jude.” He chuckled shaking his head, “Mom says she takes after me almost too much.”
“She’s a sweet little girl.” You sighed. Dean tilted his head seeing you in a different light and it scared him.
“I have a question. You’re amazing with my daughter and I would like to know if you would like to grab dinner sometime?”
“Are you sure?”
“Yeah.”
“Well it’s date.” You laughed before talking more about your lives.
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