#did i look at stuff I probably shouldnt have as a teen? yeah absolutely

[missbaphomet]

It's so funny to me when people pull the "but I'm a minor" card to try and shield themselves from consequences of the shit they do because

You know you're doing something bad and deliberately did it anyway which means you are 100% fully culpable for the consequences

You're weaponizing your status as a minority (which is a bad thing no matter what minority you are) to intentionally harm another person's reputation. This is known as defamation, and it's a crime.

You shouldn't fucking be wherever you are or doing the things you're doing

You are actively putting yourself in a position of danger (opening yourself up to grooming, among other things)

You think yourself grown but you're not actually mature enough to play with the big kids, yet you expect them to give you special consideration because you're a child (lmao)

And you're admitting to all of it

Like. If you're going to use your age as a shield then maybe do things appropriate for your age. Kids make stupid fucking decisions, and age is a perfectly valid reason for many social faux pas, but it's not a defense when you insert yourself into adult spaces. So maybe don't kick the hornet's nest then bitch about being stung.

[bisluthq]

in the last week i've seen so many ppl in their teens and early 20s talking about how following you know who affected them negatively when they were younger and idk if it was Kickstarted by ttb4 or someone else before them but its been eyeopening to see. on gaylor twitter on debunking ttbs blog and on other gaylor blogs. and imo I think this is why straight woman shouldnt be given a leader role in lgbt fandoms. they accidentally mess lgbt teens up cos they dont understand how to handle stuff pro

Yeah it’s heartbreaking. Like genuinely. I’m so sorry for every kid who has felt like they were not enough for questioning themselves and going back and forth, or for not coming out, or who second guessed if they “looked” gay in pictures if they were closeted for safety reasons. I’m also sorry to every convert who wondered if their conversion was valid, to every Jewish kid who was told if they wear a crop top or pose with a Christmas tree they are bad Jews, to every single kid whose identity was dismissed or brushed aside. I’m so, so sorry and I want to tell every single one of these young people that they are fucking valid and enough.

But this is also where we can learn a very valuable lesson about staying in our designated lanes because I don’t think TTB is a bad human being. I think she is fundamentally good - just like I think most people are fundamentally good. Like I like do poke fun at her but it’s out of frustration, not because I think she is actually evil. No person is ever truly evil, IMO. But I’m frustrated with her because people have been saying and saying and saying to her that she’s hurting them and she hasn’t fucking listened. She has talked over them and erased their experiences and... well, and that’s where we can, as I say, learn a very valuable lesson.

Because what I think happened was TTB saw two very hot women and decided they’d make a very hot couple (which... fair). It’s not like you can’t stan queer people when you’re straight. We need allies, right? There’s absolutely nothing wrong with stanning Kaylor - or some other queer couple - as a straight person. But you shouldn’t try and be the leading voice on the issue because you’re bound to get stuff wrong. And if you’re willing to learn, like, fair. If you’re genuinely just interested and wanting to hear about the person or people you love, I have no issue with that. Like every Karlie or Dianna blog I’ve ever interacted with and corrected on issues around Judaism, has been extremely cool about it. Because they love Karlie and Dianna and they want to get it right. Which like fair. You don’t need to be Jewish to fangirl over Karlie or Dianna Agron or Bar Rafaeli or whoever. But if you talk over marginalized people? Not cool.

Like there’s, as I say, a super valuable lesson here and it applies to everyone like it’s not that I’m above it. So for example I love Megan Thee Stallion. I think she’s so hot, and so fucking funny, and her music is banging, and she is so smart and witty and I like... love her. Truly. Deeply. Should I run a blog on Meg that attempts to be The Meg blog? (For the record I don’t want to be The Anything blog I’m just fucking about and having fun rn but obvi we have a Tay Swift focus - but this shouldn’t be The Taylor blog lmao because I’m a clown). The answer is a resounding no. No, I shouldn’t. Because I would get stuff wrong. Not because I’d want to. Not because I’m not an ally. I am. But I’m not a Black woman and I don’t have that experience and it would be exhausting for Black women to have to keep educating so it wouldn’t be a fair ask - even if I were to listen (which I would but it’d still be taxing af). I LOVE Elliot Page in every thing he’s ever done since Juno. I was fucking obsessed with that movie. Should I attempt to become an authority on him and his life? No because I’d get stuff wrong and it would be exhausting for trans people to keep teaching me.

Now is there anything wrong with me stanning Black women? No. Is there anything wrong with me stanning trans people? No. But should I attempt to be the loudest voice on these people? No. Because I’ll get stuff wrong. And it will, as I say, become exhausting to folks who correct me and will be harmful to young people who look to me as an authority. So it’ll become a problem. Which is what happened here, right? Like I say this is a very very valuable lesson that I hope everyone - especially my younger readers - takes away from this mess.

And honestly, again, I don’t think TTB is a bad person and I wish she would just listen to what we’re saying instead of what she wants to hear us saying. Like I wish she’d take a deep breath, listen to understand and hear and not to respond, apologize to the marginalized folks she hurt and come back and just... have fun. Yet again let me reiterate that I had nothing to do with TTB’s deletion and I didn’t ask any of these kids to come forward - but I’m so proud of them and glad they did. I think TTB is probably a lovely person and a good friend to the other hard Kays. She’s welcome to come clown 🤡 but she must first do the work.

And to do the work she must sit down and hear what people are saying. And apologize.

[elliethesuperfruitlover]

tw/venting

so im once again randomly sad at 1:30 and honestly i hate it. i always seem to get really just down and upset during the early morning. (probably because i need to be sleeping) but this is stressful to be honest. im feeling a ton of guilt that i shouldnt even feel bad about. right, so we all know that im how old? a minor, and like.......im fine with that. im fine being this age. but like....i feel like im carrying feelings for things that dont even have to do with me. some people are like “yeah, i dont want minors interacting with my content” and for some reason, i always wonder if it has something to do with me. it doesn’t, but i feel this secondhand guilt for some reason, and it hurts. and i know it’s really selfish of me to do that, and im victimizing myself with this. i always obey the “MDNI” on people’s posts, but sometimes i feel like i did something bad. like with smut, specifically, i completely understand why people wouldn’t want minors interacting with that, it makes so much sense.

then i start feeling really upset about how i literally write smut, and read it. im starting to feel like there’s something wrong with me for having written smut, and had a specific audience read and react to it. i sometimes feel gross for just wanting to read smut. and a lot of the fandoms i read smut for may have the “MDNI” on it, which is fine, but after that, I feel this deep trench form, and it’s the worst thing. i just feel like im weird, and dirty for wanting to read smut about characters. and here comes the argument of me, a minor, reading smutty ass fanfiction about grown characters, in some scenarios. of course, i imagine myself older, above legal age, but that doesn’t stop the nasty feelings I feel. and with characters that are my age, or around my age, like with my hero academia, like sure, i crush on sero and everything, but i feel awful about reading smut for him. or even thinking about smutty things.

this also briefly dips into how i interact with my mutuals’ fics, particularly the smuttier ones. i think ‘oh god, am i being gross by interacting with this’ and i know that if they have an issue with me interacting with their fics, they would say it, clearly, and explain what needs to be explained. and i love that. but i always feel like im the weird one here, like im the odd one out, i guess because of my age. and i absolutely love and appreciate that they’ve created a safe space for me. it’s just an internal thing that’s really bothering me. and i absolutely love my mutuals as well. and i know that they also love and appreciate me, i guess i just feel that guilt.

and i know that it’s completely normal for kids my age, and teens to think about, and sometimes desire sexual things. and i know that it’s fine to explore those thoughts. sometimes, though, i just feel like im being a hypocrite. i. e. some shoes marketed towards teens, such as euphoria, and riverdale (off the top of my head, not biased) portray teenagers that might not be accurate. i don’t know what it’s like to be y’know present in a high school, and there, but for my own experiences, at least, i feel like it’s not true, or at least not in all of its glory. im like the outlier for a lot of that stuff. and i know it probably exists in some places, but i feel like this is how society views teens, and what they expect from us. i feel this odd pressure to be everything that society expects me not to be. and on some posts and stuff, i see what seems to be a bit of a disdain for kids of my generation, or at least gen z and i just kinda freeze and panic. i go “oh god, do they think this of me” “do they hate me” and i know that they don’t but it’s this lingering thought of “this is what they think of other kids in the same group as you”. i know it doesn’t represent the entire view but i just feel like i cant say anything, or bring it up. it makes me feel like im the problem.

anyway, i feel like i can’t do some of the things that i want because im scared of what people will think of me. like, sometimes i just feel hot, y’know and of course, send nice photos to a pal or two, but i’d never post that shit publicly. why, you might ask? because im a minor, and just because i feel nice about myself doesn’t mean that i need other ppl being gross about it. some people always say “these teens are always posting stuff all over social media. they share everything on there.” one, yes, we do, some people should know better. but also, two, this is new, people are being misled, mistakes are going to happen. plus, when you dont have that outlet to do other things, you go where you may feel safer to do something. it may not even be the best choice either. i agree that teens shouldnt post everything to social media, but i also believe that we should be allowed to make mistakes too? and have a bit of fun (where it’s morally correct, im not talking about driving people to suicide, or posting nudes (or semi-nudes on insta when you’re 13, that’s just wrong) anyways. i just feel like i cant do anything bc im gonna get shit for it, and further promote an agenda, but at this point im kinda starting to tear myself down about other people’s opinions, and that’s shitty.

also i feel like teens cant do shit in GENERAL, but that’s another conversation for another fucking day.

i always try to keep my opinions and everything at bay, because i hate when conflict is directed at me. and i dont like the panic of waiting for someone to text, or message me when i had what could be considered a hot take. i feel like i cant disagree, or think differently. or even sometimes just speak my mind because im scared of the repercussions. so i kinda just shut up, and stay in my little corner, and i absolutely hate that. but i also dont like being vocal about my opinions because of the fear that it produces.

and also sometimes some of the shit that people come up with im like......okay, i feel like i cant joke about. like when i talk about “MILF dennys” or “DILF buffalo wild wings” I DONT WANT TO BE A MILF, NOR A DILF. i dont even want kids, so ahaha. i say that shit as a joke.

kids, get future milf out of your bio, unless you put a “/j” or “/hj” after it. also, you don’t want to be a sex worker, or a stripper. im pro sex-work, but don’t look at that as your ONLY job option. that shit gets people killed, or tortured, and mistreated. if it’s a joke, it’s a joke, but it’s a dangerous choice, and it’s your grave bestie. and no, people contradicting you isn’t sexist, or misogynistic UNLESS IT’S LITERALLY THAT. people can be like “i think your opinion is a little harmful, ngl” and you can respond respectfully and be like “do tell, im open to  listen” and not go off about someone not supporting your choices. if it’s something that you can avoid, do it. IF IT’S ILLEGAL, DONT DO IT. like, prostitution is illegal where i live, so if yall try to do that shit, dont expect to be given special treatment. people already see kids, women, and sex workers as what? OBJECTS. you’re nothing to people who may be incarcerating you one minute, and calling you for a 5 minute hookup the next. it’s not empowerment to be on places, and letting yourself be groomed and taken advantage of by nasty ass people who need to be locked up. i understand that you should be able to do what you wan, and wear what you want, but there’s some disgusting people out here.

and it’s also the usual shit bothering me, the pandemic, school, my brother saying fatphobic stuff, yada yada. i want a HUG. and i need to sit in someone’s lap for god’s sake anyways.

im also pretty sure that it’s NOT normal to have this many extreme changes in mood. like i was fine earlier yesterday but as soon as i see one thing that hits too close, im upset so....anyways.

also yes i feel bad about this because i really need to talk to someone about these issues, instead of y’know, letting them pile up and haunt me until im emotionally unavailable because i hide my feelings. this is further promoting other people’s view of teens oversharing on social media. but to be honest, people are going to hate gen z, and teens for a lot of shit. and i cant stop them from doing that. i can, however, keep myself out of their line of sight and dont cause issues about it. anyways, im gonna go rewatch some invincible (wow 3rd time now). and try to keep my mind off of wanting to be in someone’s arms while we make out. :) 

[tumblunni]

Man, god, im just suddenly thinking about "ak/ur/oku" and like.. How the fuck did that even become such a huge thing in early 2000s fandom? Dear god so much early gay shipping in fandom was super unhealthy "sinful" bullshit made by straight people for fetishy purposes rather than genuine representation. But a/kurok/u was such a weird one because it was like.. Just globally accepted and never aknowledged to be problematic?? Man i still remember how lil 13 year old me didnt know there was anything wrong with it, like seriously when stuff like this becomes popularized it ends up sending bad messages to actual queer youth. Learning about your sexuality via the internet cos there's no sex ed irl for you, abd you end up stumbling into toxic fandoms before you have the critical thinking skills necessary to know that this stuff is bad and shouldnt be imitated. Like seriously one of the things i worry about EVERY NIGHT AT 2AM THAT KEEPS ME FROM SLEEPING is that stupid lil 15 year old me made a post on deviantart going like "are pedophiles really all bad? I mean it sounds like an illness. I mean maybe theyre just scared and they want help." Like im terrified constantly that someone will find that old thing and judge me as if i still believe that apologist crap, or as if it was actually an opinion i formed from a fully developed mind, rather than from a kid who (as far as i knew) had never met a pedophile, thinking about pedophiles in the abstract, while being influenced by fuckin pedophile-dominated fandoms and having NO IDEA. and of cooooourse i wanted to believe that i was mature for my age, i thought that was a compliment.. Uuuuugh...

Sorry, going a little offtopic there.

But anyway isnt it kinda weird how akur/oku was just.. Not even regarded as pedophilia? And when i was a kid it wasnt just me not understanding the gross parts of the fandom, i legit never thought axel was that much older than roxas. And it was one of the more popular gay ships cos at that point as far as we knew it was the only person axel had any sort of backstory with, and he cared so much about this guy that he was willing to sacrifice his life to help sora even when he knew roxas would never come back. At the time without further context it seemed like a reasonable assumption to make? And it wasnt until Days that i realized axel was intended to be an adult rather than a teenager, and even worse A LOT OF PEOPLE WHO MADE THAT SHIPPING ART KNEW THAT. Uuugh it was so gross in retrospect to go back and see all the clues i missed that these people were fetishizing roxas's inexperience and veey much writing him as underage. AAAAAAA!

Anyway im glad that shit is now recognized as shit and now we have canon evidence of this dude being old as balls. And honestly i love the relationship of him as a big brother/dad to roxas and xion a lot more, even though as a kid i was desperate for any kind of queer representation in kh. Like.. I never really actually liked the ship that much or felt any chemistry? I just latched onto a few bad writing flubs that could potentially be interpreted as Gay Evidence because i was SO damn desperate! Like i felt like i had to support all these gross abusive ships in fandom cos if i wasnt then i was being 'homophobic', i mean they were THE ONLY AVAILABLE OPTIONS, right? :( Its only now ive grown up i can see how wrong that was, and how people just used it as an excuse to make gross shit and get away with it. Like how in Black Butler all these 'yaoi fangirls' kept erasing the rarest of rare things, a canon trans woman, because 'its sexier if its gay'. Ughhhh. And seriously that discourse still exists for poor Grell, and there's still a lot of these shitty bigoted people pretending to be allies, but like seriously this was EVERYWHERE in 2005! And lgbt rights and even lgbt communities at all were way smaller and less available to the poor teenagers who really needed that positive influence while they were figuring out who they are. So man the abusive side of yaoi fandom was WAY more powerful, and wya more.mainstream, with barely any criticism. And the whole content of this fandom was creepy fuckin adults making pedo porn, and kids who just discovered they were queer and tried to headcanon their favourote characters as being like them. Fucking predator heaven! So yeh that ruined KH for me and definately made me scared of returning to Black Butler for almost a decade. And then i found out that the manga itself has none of that pedo shit and that one of the fandom's biggest abusive gay man archetypes was actually a trans woman this entire time, and just gahhhhh....

Also like seriously this is a tad offtopic but can we kill the anime trope of either everyone looking young or everyone looking old? Or creepy things where just one character looks the wrong age in order to fetishize pedophilia? I dont think kingdom hearts was one of those intentional ones, like i mean there's super bad shit where its like 'this 5 year old looking person is really 9000 years old/actually 18 and just hasnt had their growth spurt yet' (somehow its even more insulting when theres not even a magical excuse) Or the other way around and we have a character thats canonically underage but drawn looking sexually mature with big ol knockers so its somehow okay. The existence of those horrible things is why i end up feeling uncomfortable even seeing ambiguous ages as just a trope in completely innocent anime, yknow? Like in pokemon and digimon all the 10 year old protagonists are exactly the same height as all the adults, and all the female love interests for ash have to be early bloomers in terms of chest and hips, while notably Iris is the only one who actually looks her age and also the first non love interest. Its another reason why i prefer the new art style for the latest season, they make everyone look like kids and Lillie continues to look like a kid even though she's the main girl and has all the cute scenes with Ash. The girls even got very normal looking kiddy swimsuits in the beach episode! Why is that so uncommon, to find the bare minimum thing of underage kids not being sexualized at the beach??

Soooooo yeah, thats at least part of why kid me thought axel and roxas were within a similar age range. Like i thought roxas was maybe 16 and axel was 18?? Somehow?? I dont even know, kingdom hearts isnt even SUPER bad with the 'kids look like older teens,all adults look like age 20 at the most' anime syndrome. Its probably more because id been raised on games and anime that followed that trope, before i played kh. And as a kid you just dont really know the exact differences between 'old', like i mean i knew teenagers were tall and boys get a growth spurt, so somehow it made sense to me that axel could be the same age as roxas?? And man even if i knew he wasnt, i was barely educated at all about pedophilia and i didnt know the nuances of it. I just knew 'its bad for adults to marry kids' like man i was really behind the curve in general learning due to my undiagnosed autism and abusive parenting so like HERE'S 12 YEAR OLD ME NOT EVEN THINKING ABOUT THE SEX ASPECT. And i didnt know that adults in relationships with teenagers was bad too, or like 16/17 year old teens dating kids... I was so fuckin dumb... I really cant believe that not only did i believe stupid adults saying 'pedophilia isnt bad if you're non offending, its okay to make cartoon child porn as long as you dont physically abuse real kids' but also i somehow just DID NOT EVER REALIZE that axel was an adult and roxas wasnt even a goddamn older teen...

So yeh im making a lot of excuses for why my stupid younger self was blindly parroting bullshit, but im not trying to excuse how goddamn wrong and bad it was. I still wake up ashamed in the middle of the night for crapoy decisions i made as a dumb kid, and in terrified that some shreds of it might still exist out there on the internet and maybe someone else could read it?! Gahhhh! Seriously could i have accidentally helped spread that bullshit brainwashing to other kids? And seriously when people say this shit is harmless they just need to look at this, look at how being into problematic yaoi is such a common 'phase' for ACTUAL CHILDREN. Like its not fuckin NATURAL for kids to fall into this stuff, they do it because they dont know any better but the people making the goddamn founding blocks of the fandom are fuckin grown women fetishizing gay men or grown men fetishing lesbians. There's people who do know better who actually conciously decide that a/kurok/u is a good ship while knowing all the goddamn details of what it actually is and exactly what theyre supporting by shipping it. Ughhhhh!

So yeh fuckin Please Stay Safe In Fandom, Kids

And pedophiles have absolutely none of my sympathy, please ignore that goddamn shit i wrote as a little kid being fuckin groomed by a fandom without even knowing it.

This also applies a lot to the rest of LGBT+ aside from just gay shipping, like seriously it took me til age 18 to find any positive representation of trans people or even a proper explanation of what being trans is, yet before i was even 8 years old i'd seen a million 'lol gross man in a dress who gets sexual gratification from wearing women's underwear' jokes in kids shows. And when i was 12 i'd already been exposed to the fuckin hell of m/pre/g thanks to its prevelance of untagged n/sf/w shit in the kh fandom. And by age 15 i'd been exposed to pedophile apologists arguing whether child porn was okay if they only got off to that and didnt personally abuse that kid with their own hands. All of that shit but actually learning about homosexuality and gender in sex ed would have been 'too much' for someone my age...

God what a fuckin mess. Fuck im really really fuckin worried that any of my ignorant comments at those ages could have been read by other ignorant kids and contributed to that disgusting fandom atmosphere. Fuck i think about this so damn often im so damn ashamed of how ignorant i used to be yet i know the adult fuckfaces making pedo shit never reel one lick of shame any damn day of their life. I used to excuse their shit as an actual kid cos i just ASSUMED they would be ashamed and want to seek help! Gahhhh..

[colorfulsuitdestiny-blog]

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I'm just curious. Thank you in advance.

How long will it take to get a auto insurance check?

I was in a car accident june 3rd, I filed the claim the same day.. talked to the guy doing my claim the next day he said state farm would accept 100% fault so I had to send state farm the police report and some other things they needed and they are suppose to send me check. I faxed all the paper work last Tuesday so how long do you think it will take for them to send me a check? I'm just impatient because I have had no car and had to take all this time off work since I can not get a ride to work and a ride to take my childern to daycare and now my work says if I'm not back by next weekend they will fire me. I called the guy doing my claim just to see how long it normally takes but he never called me back. Any ideas? Thanks!""

Is there dental insurance with the Affordable Health Care Act?

Is there dental insurance with the Affordable Health Care Act?

Cheap car insurance for 17 year old? ?

I've just passed my driving test and was looking to get insured on my mums 1.6l Audi 80. So I went onto some comparison web sites and put my mum as main driver and me as the named driver and I was getting quotes of around 1900 (Fully comp). So I thought I would see what it would cost if my mum got the likes of a corsa or a fiesta or something. I changed the car details on the website and the quotes came out at 3000 + (Fully comp). I just don't understand how an Audi can be considerably cheaper than a corsa's and fiestas etc. Any explaination on why this is would be much appreciated. Also my mum really is the main driver as she will be using it for work and shopping. I will only be driving at weekends really.

""Selling Car, how to do a test drive with no insurance?""

I'm selling my car but it has no insurance or a plate. I live in Alberta, Canada. I know people would like to test drive the vehicle before buying it, is there a way to do this legally?""

Pay As You Go Insurance! Where can I get it? Cheap Insurance!

Hey people Basicly im insured with Admiral under third party fire and theft. Im doing their 10 month insurance thing which equates to 1 years insurance after the time. I was insured with them last year the price was 1090, this year its gone up to 1250 (had an accident which was my fault). Im paying monthly which has increased it to 1550. Im paying about 150 a month. My question is, where can i get cheap insurance from? Preferbably Pay as You go type. Has anyone done PAYG insurance before?""

how to afford health insurance

how to afford health insurance

Progressive is hiking my Massachusetts car insurance rate by 23% this year! Is that normal?

My policy is about to come up for renewal and they're going to hike up my rate by 23%! I just talked to their customer service person and she said they're doing it all over Massachusetts. Are all the car insurance companies raising their rates so much in Massachusetts? Was there some law that passed which changed their profit margin or something? Is there another car insurance company that will give me a better deal?

Why does Obama believe only 5% of America will pay more for health insurance?

It is a known fact that 1 in 3 American aged 50 to 64 are without health insurance. There are 300 million citizens in this country. The baby boomer generation is estimated to be 79 ...show more

""What do I look for in a company to insure my quarter horse for loss of use, mortality and surgery?""

If one had an expensive barrel horses what would they look for in a company to insure them. ONly looking for protection on loss of use, death, theft and major surgery. Who are some of the better companies?""

Quad bike insurance help?

Im lookin into getting a quad bike possibly but have searched to get an insurance quote online but no one seems to want to help me ive got a full car and full bike liscence but just wanna get a quote to see what im dealing with can any help or advise many thanks

""On average, how much do YOU spend on utilities each month?""

I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything.""

Can I get insurance subsidies under the affordable care act?

I'm 56 years old and still working and get insurance through my large employer. But, let's say I decide to retire. I'm single with no dependents. My net worth not ...show more""

Car insurance looking to buy my first car?

i am a 20 year old male have my full licence 6 months and looking to buy a 1.4 golf gti could somebody tell me how much insurance would cost me would you say or best places to get a quick quote online

At 19 i got my health insurance removed.. what should i do now?

Well my sisters and i had medical. they still do their younger than me. When i turned 19 they removed me. I have been using the one i get through my job. But now their an opening for a job i really want thats with the city animal shelter. it doesnt offer healthcare im upset. what options are there for me if i do get the job and actually decide to go. are there places i can go for health insurance maybe low income i cant afford anyhting expensive. I feel stuck in my job it has healthcare but ive been doing the same thing for 3 years there hasnt been openings for a higher position where i work, im just tired. I need some feedback thank you. I live in California so if anyone knows something about this let me know thank you :)""

Financed a motorcycle do i need full coverage or can i buy liabilty?

I know the lender of the loan wants his money even if the bike gets stolen/totaled/breaks down what ever. But why do i need to have full coverage. So if the bike gets stolen/totaled whatever isn't all the lender worried about is getting his money? So if that happens i will tell the lender not to worry i will keep paying payments until the loan is paid off because i dont want to ruin my credit.

Why are my car insurance quotes so high for male 17 (UK)?

i have looked on a couple of comparison websites (compare the market, go compare, confused) and have found that the cheapest for provisional licence is 900 from collingwood, but then when i change to full licence the cheapest is 3000 from ecar. none of my friends have to pay this much for a full licence and some of them even hae better cars than me. i am trying to insure a clio campus 2002 1.2""

About health insurance....?

If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.""

Is the affordable health act actually making healthcare affordable for everyone?

Is the affordable health act actually making healthcare affordable for everyone?

Will insurance cover transmission damage?

Someone stol my car I reported it the insurane company is saying my transmission is out will they cover the cost of this or say its normal wear and tear it was working when I was driving it

Minnesota health insurance?

Can a single person with no children, and who has lost there job, get this insurance?""

Question on car insurance?

i have progressive and i was wondering if i would be able to swtich my insurance from one car to a different one. my current car got its sub frame pretty bent up and theres no fixing it. so im looking for a diff car. so when i do get my other car. will i be able to switch my insurance over to the new one?

Car insurance help about fully comprehensive ?

Ok so next month I have to renew my car insurance as it will be my 2nd year driving, I'm third party fire and theft at the minute and I'm planning on going fully comp. Now if I go fully comp and it includes windscreen cover and I use it (as I have a chip and a crack in my windscreen) will that mean I'm claiming on my insurance and will I loose my no claims bonus? If that makes sense.. The plan is to renew my insurance and if I can get my windscreen fixed on the insurance then hopefully it will be ok in the mot which is straight after""

Why do men pay higher rates for auto insurance than women.........if women cause more accidents than men?

http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950

What is the cheapest car insurance for a new student driver?

What is the cheapest possible car insurance for a new driver who is 17 years old and drives a 2005 ford explorer? I also live in NJ. I'm looking for the cheapest car insurance possible. The plan is for me only, no other drivers to be added. I need answers asap. Please help!""

What is the average motorcycle insurance for an 19 year old in IL?

What is the average motorcycle insurance for an 19 year old in IL?

Car Insurance for Teens?

What can we expect for a 16 year old to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

What's a good car with low insurance and good gas mileage?

Am looking to spend around 5 grade. Looking for a classy looking car. Preferably 4 door. No need for a sports car look. I guess I like the subcompact look? Compact look. Needs to be fuel efficent. Safe. Low running costs. Reliable. Anyone have any ideas on brands and models? Any advice? Also what am I meant to look out for when buying a used car? This will be my first car.

Best place to get business Insurance?

Were is the best place to get a $1 Million general liability insurance policy and a $1 million Error & Omissions policy for my company?

""I want to buy this car, but have no licence or insurance?""

I found this AMAZING deal on a car, It's a 2000 Dodge Neon, 136k miles, with no crash history, exterior or interior damage and apparently no issues with it (a/c works, heat, radio, etc). She wants $800 for a quick sale to get baby supplies. I want to grab it before it sells because it's affordable and doesn't look too bad off, but I don't have a licence or insurance... I was going to buy it and let it sit in the drive way until I went and got my licence/insurance and stuff, so how do I go about doing this? Is it legal to even buy a car without either? Should I have a friend with a licence drive it to my house? Etc?""

Drivers license in California 19 years old?

How do I get my driver's license in California when I'm 19 years old? I already got my permit but it expired. Thanks Also, i'm a california resident""

How much does insurance cover?

I have blue cross shield insurance I am fourteen how much would I be for Invisalign On my bottom teeth? I got braces on my top years ago The insurance covered all of my tonsilectomy we paid nothing out of pocket.

how to afford health insurance

how to afford health insurance

Need help with Car Insurance?

I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""

Did you know about a lost payee on your car insurance?

THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.

Motorcycles and California ?

Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence

What are the top 5 cars that cost the most for auto insurance??

What are the top 5 cars that cost the most for auto insurance??

Insurance rates?

How much will insurance be for a 16 year old driving a 2007 Dodge Charger in the state of California? By the way, I get the good student discount.""

""Where can i get $100,000 of renter's insurance coverage at the cheapest rate?""

Where can i get $100,000 of renter's insurance coverage at the cheapest rate?""

Should I get my own health insurance?

Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?

Car insurance sellsman salary?

I have a question if anyone is in the car insurance business. My husband has been out of work for quite sometime, hes been really looking for a job anything right now, and got called back from a car insurance place he applied for i really dont know money wise, if it makes ok money they told him its salary and comission, i hate those kind of jobs. So im not so much knowledgable when it comes to the word salary and in that job description, anyone know if it pays alright.""

Im trying to find cheap insurance for new driver in jersey. i am financing a car for the first time.?

im going to need full coverage since i am financing a 2009 scion tc. also im 19 years old.

Which is the best policies for Life Insurance and Health Insurance ?

Iam 27 years old and married.I have my father,mother and wife as my dependents and our kids in future.i want to get life insurance for me and Health Insurance for my whole family as they are fully depending upon me. - I already have Jeevan Anand from LIC Sum Assured : 5,00,000.00 Policy Term  74 (Premium payment term  17) - i am ready to spent another 20-25 thousand as annual premium for Health and any other good policies.It will be better if its consider as a good investment also. So please suggest me good policy from LIC and a Health Insurance policy available now. Your advises will be highly appreciated. Thanks.""

""On average, how much does home owners insurance cost?""

I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""

Backed into a car - Both without insurance?

I was driving my mothers car and went to a friends to grab something. When I left i backed into another guys car that was there. I was in my mothers car without insurance and he also does not have insurance. He went to a place to get it checked out and says it is almost $3000 in repairs. His car was worth $1500 before it was wrecked. What should be done here? Do i have to pay the $3000? I offered to just buy his car for the $1500 he said it was worth before it was wrecked but he refuses i dont want to put 3000 in a car for it still to be a $1500 dollar car.

Why is it assumed auto/motorcycle insurance is optional?

Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.""

17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?

Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005 I need reasonable car insure I have no no claims bonus and I am new driver. I have been quoted around 4000 fully com on a 4000 car. My budget for insurance is around 1400 full or third party. I am an A level Law student I will going to uni next year and I might use the car to commute to there

Michigan Auto Insurance Premium almost twice as much as quote!?

I'll do my best to summarize my situation, and am using estimates for days and amounts... I received a quote for auto insurance for $590 for a 6 month period from an independent auto agent. When I received my insurance policy and premium price it way nearly double (over $1,100). I cancelled the policy within a week after receiving the huge increase in premiums. Because of the time it took for me to receive my new premium and the 5-7 days for me to cancel, I received a bill for an amount due of roughly $40.00. I previously had auto insurance through the company/agent but it was for a different vehicle and paid a month in advance. My question is, why am I responsible, and how am I responsible for the premium that is so much higher than what I was quoted? I didn't sign any paperwork, I called over the phone and had the agent switch the policy based on the new quote. Auto insurance played a huge factor in budgeting for the vehicle and I feel that I was ripped off. I should be getting a credit for the 10 days that I did not use, not having to pay more for the days I did use. Thanks for any advice you're able to provide!""

How much does car insurance cost?

I just bought a 2007 toyota corolla and I'm putting the insurance in my moms name. She's gonna list me on her policy, around how much do you think it will cost to register this car? I don't want an exact amount just ideal price. It's a 2007 toyota corolla s""

Is infinit g35 coupe is a good first car?need ur opinion pl :)?

So I'm 18 and thinkin about buyin a g35 coupe .its goin to be my first car is it a good car for a first time buyer?and I also interested buyin a 2010 Mercedes Benz c-300 with really low millage.i can afford both cars but just can't decide which one./: any suggestion guys?:)

I have a car insurance question.?

about how much would it cost for a 16 year old boy in california todrive a 2004 silverado access cab? please give me a quote and not a website.

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

""Car insurance, applies to other car?""

Alright so, I plan on driving to a camping trip up in WI and I live in IL. The thing is, I don't know if I'm insured on the car I want to use. I usually drive an SUV (which my parents said they put my name under to use) so I'm insured on that one. But I want to take the other car because of gas mileage. I don't know how the insurance works. Am I covered on the other car too? P.S. My parents have State Farm as our insurance.""

Were do i get classic insurance for 91 calibra 4x4 turbo.?

Were do i get classic insurance for 91 calibra 4x4 turbo.?

Car insurance question?

I have been driving my boyfriend car to get to work and school and what not. His car is insured, but my name is not on the insurance. What would happen if i got pulled over and the cop saw my name was not on the insurance?""

I can't find car insurance for under 5000?

I'm 17, and I understand my age is of course affecting the price of my car insurance, but I am getting 5000 quotes for a 1.0L Vauxhall Corsa 1998. I am expecting it to be high, but not that high for a crappy car. So could any one recommend any insurance company who will hopefully cut that down to 2000-3000?""

Health care insurance in ny?

What is the best health care insurance for a low income 19 year old who just got cut of the affinity child health plan due to age? Any suggestions?

Auto insurance.?

somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance.""

how to afford health insurance

how to afford health insurance

Which car insurance is the cheapest and the best of all?

I know there are alot of car insurance out there and I want to know which one is cheap and reliable. I heard Geico is good, can someone confirm it, are there any other good one besides Geico?""

How much will insurance be for a 19yr old with a 93 toyota tercel in NYC?

Im 19yrs old and i have my own job, im very responisble and independent. Im saving up for a 93 toyota tercel or honda civic, which will be in the 2000-3000 dollar range. The only problem is finding insurance that I can pay on my own. Unfortunately my mother will not put me on her insurance,so im looking for inexpensive auto insurers in which I can afford about 200-250 a month. Im not looking for full coverage,just whats whatever's needed in the state of new york. Im a very responsible young man and not at all into being reckless or showing off to people. I just want a chance to have my first safe and reliable car. Thank you""

How much higher will my insurance go up with a point on my license?

How much higher will my insurance go up with a point on my license? I got pulled over for not stopping at a stop sign completely... this is in california. My insurance is like 300 every 6 months typically.

How will this speeding ticket affect my insurance?

I got a speeding ticket. The insurance is under my fathers name. Will the insurance price go up because of MY speeding ticket?

How can i get insurance for my kid in nj from the state?

I cant afford insurance for my kid can i get it threw nj from the state

Why does my old insurance company want to see my new policy?

I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""

""Am I required to add my 16 year old student driver to my auto insurance policy, we live in Illinois.?""

As the student drivers parent, is my current auto insurance coverage in effect and still valid (for me and my 16 yr old) when my 16 year old student driver is driving my vehicle (supervised driving\practice), even though I have not added them as a driver on my auto insurance policy. We live in Illinois. After the student driver receives their official drivers license am I required to add them as a driver to my auto ins policy, or am I and this new driver still covered by my policy because I have given them permission to operate my vehicle?""

Car insurance???

anyone no of places that do cheap car insurance for new drivers (i'll be 17 in january) oh by the way im in the UK!

How much does car insurance go up when adding a 4th car?

I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)

What bike would be cheapest on insurance?

scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise

Car insurance cheaper at 17 or mid 20's?

im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?

Non owners insurance?

what is the best non-owners insurance business (or agency) in Houston?

Free medical insurance and dental in cali??

hello, im a 21 year old student who needs insurance! my family doesnt qualify for free insurance from the state, but my mother is not working to get insurance. does anyone know of a free or at least cheap way to get insurance? thank you.""

I was speeding 16 mph over the limit and it is my first offense. how much will my fine be?

I am 17 and I was driving my parents car, under their insurance. how much do you think my fine will be? and will my parents insurance rates go up if I go to the court date, plead guilty, pay the fine, and go to traffic/driving school?""

Do i need to call my car insurance company?

I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""

Which is the best insurance company for motorcycle insurance?

I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks

Can I get insurance that isn't based in my state?

I currently live in South Carolina and I'm in need of a particular surgical procedure, and my current insurance provider rules the surgery as cosmetic when in fact, an orthodontist, dentist, and an oral surgeon all suggested that surgery is a good option for me. They've all told me the same thing, however, that the surgery is difficult to get approved. So I did a bit of research and only one insurance company in the entire United States covers the procedure (That I could find). But, this insurance (Kaiser Permanente) isn't offered in my state. It is however offered in Georgia, which is relatively close. So my question is, could I switch to Kaiser Permanente if I don't live in Georgia, California, or one of their other locations? It's orthognatic surgery, in case it's relevant.""

Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?

Is $40.00 a month cheap for Full Coverage Insurance 2012 Kawasaki Ninja 250?

Insurance for new drivers?

hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help

Insurance Rate for a ZX6R !?

anyone know how much insurance would roughly be for a 17 year old 2007 ZX6R Motorcycle Course Completed In Ontario Thanks!!!

Car insurance?

If i have bought a car but but the car is not insured, then can someone else who is fully comp drive my car?""

Why did my wife's auto insurance premiums go up after I got a DUI?

After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished for my mistake and how is it legal?""

Tips for cheaper insurance?

I'm 18 year old male so obviously my insurance is a bomb. I passed my test last February 2nd. I have been insured for a 1.0 litre corsa which was around 2,500 a year which is ridiculous, my mate has been driving for about 2 year and his insurance is under 500? I was on my mams insurance with her no claims and all that stuff, keep it in the garage at night, do 6000 mile aYear etc.. I don't really fancy having a tracker, could someone tell me some cars that are cheap on insurance and some good cheap insurance sites? Thanks""

""USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?""

doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?""

What exactly is an insurance quote? ?

if i wanted to buy a car and get some insurance how would i go about doing it?

how to afford health insurance

how to afford health insurance

https://www.linkedin.com/pulse/audi-5-day-insurance-bryan-cunningham/"