#cmb network

[soylent-crocodile]

Myr (Monsters)

(Silver Myr by Kev Walker)

(I FUCKING LOVE MYR! They're cute, they're iconic, they're interesting bits of worldbuilding... I HAD to make 'em! Mercifully, I've separated Mirrodin from New Phyrexia, and created the Plane of Steel, a fun little plot hook roughly referencing Mirrodin's creation. If you want to make these native to the Plane of Metal- new to PF2- or simply old machines of a dead culture, feel free.

Also, this will contain rules for Mana Myr, which I spiraled off the five colors of Magic, but expect more myr in the future!)

Myr are mysterious creatures native to the Plane of Steel, an artificial plane ripped from the Plane of Earth and turned into a vast network of self-sustaining machines. Myr themselves are the most common denizens of the plane, servitors to an unknown master and performing upkeep on their more complicated cohabitants.

Myr have been imported from the Plane of Steel in rare quantities, and serve as a rare treasure on the Material Plane, loyal servants infused with magical energy. Some, however, fear inviting such mysterious creatures into their homes, especially paranoid wizards and watchful politicians, as it's a known fact that myr are vulnerable to scrying- and it's a distinct possibility that their master is still watching.

Myr are unique among constructs in being easily repairable once slain. Upon reaching 0 health, a construct with the Myr subtype is not destroyed; rather, it turns inactive, and will reactivate upon being returned to positive hit points. However, a myr that reaches -20hp is destroyed as usual. Additionally, the knowledge of how to create myr has been lost or well-hidden, and they lack rules for construction. Fortunately for myr, they are capable of reproducing themselves, although attempts to study how they do so have not succeeded in creating animate constructs.

There are thousands of different kinds of myr, most being only slight modifications on a basic design; what is presented are some common archetypes and a few notable variations.

Mana Myr

(Myr Moonvessel by Danny Orizio)

Among the most common servitor myr, mana myr work on the machinery that makes up the bulk of the Plane of Metal, and these servitors are attuned to one of the eight schools of magic. Of the myr of the plane, it is the mana myr who are most desired, and those who find themselves in possession of multiple, or let them reproduce, sell them for exorbitant prices.

Each school of magic produces a myr of a different color. Even though they are all made of the same substance, the magic forged into their bodies makes them appear as one of a variety of colors; the mana myr of each school of magic is named after a metal or mineral it resembles.

This small humanoid construct has a strange head shaped like a heavy beak. It resonates with magical energy.

Misc- CR1 LN Small Construct (Myr) HD2 Init:+2 Senses: Perception:+3 Stats- Str:8(-1) Dex:15(+2) Con:- Int:4(-3) Wis:14(+2) Cha:14(+2) BAB:+2 Space:2.5ft Reach:0ft Defense- HP:21(2d10+10) AC:13(+1 Size, +2 Dexterity) Fort:- Ref:+4 Will:+2 CMD:13 Special Defenses: Construct traits Offense- Slam +2(1d3-1) CMB:+0 Speed:25ft Special Attacks:  Feats- Lightning Reflexes Skills- Perception +3, Spellcraft +0 Spell-like Abilities-  Share Memory /at-will Make Whole 1/day Special Qualities- Mana Servant, Scrying Focus Ecology- Environment- Any Languages- Common (Can’t speak) Organization- Solitary Treasure- None Special Abilities- Mana Servant- A mana myr is designed as a vessel for magic. When created, it is infused with magic from one of the eight schools of magic. When used as a focus to cast a spell of that school, the spell is cast at a +1 caster level and with a +1 DC. A mana myr registers as strong magic of its school when viewed through Detect Magic or similar spells. Scrying Focus- Myr are perfect vessels for scrying on. They get a -5 penalty to saves against spells with the Scrying descriptor, and magical sensors made to scry on a myr and its surroundings get a +5 bonus against rolls to perceive it. Additionally, myr- and any object or creature they are in contact with- are not protected by spells such as Nondetection and Screen.

[neiljohnsblog]

Exploring the Future of Efficiency and Comfort: Honda Jazz Hybrid

In the world of compact cars, where efficiency meets innovation, the Honda Jazz Hybrid stands out as a beacon of modern automotive engineering. Combining Honda's renowned reliability with hybrid technology, the Jazz Hybrid offers a compelling package for eco-conscious drivers who refuse to compromise on comfort and versatility.

Honda Jazz Hybrid Specifications

The heart of the Honda Jazz Hybrid lies in its advanced hybrid powertrain. Under the hood, you'll find a responsive 1.5-litre i-VTEC engine paired seamlessly with an electric motor, delivering a harmonious blend of power and efficiency. This setup not only enhances fuel economy but also reduces emissions, making the Jazz Hybrid a responsible choice for environmentally aware consumers.

Engine Specifications:

- Engine: 1.5-litre i-VTEC 4-cylinder

- Electric Motor: Integrated Motor Assist (IMA) system

- Combined Output: Approximately 110 horsepower

The hybrid powertrain is complemented by Honda's innovative e: HEV technology, which intelligently manages the engine and electric motor for optimal efficiency in various driving conditions. This synergy ensures that whether you're navigating city streets or cruising on the highway, the Jazz Hybrid delivers a smooth and responsive performance.

User Experience: Driving the Honda Jazz Hybrid

Driving the Honda Jazz Hybrid is an experience that blends practicality with a touch of sophistication. The cabin welcomes you with a thoughtfully designed interior that maximizes space and comfort. Despite its compact exterior dimensions, the Jazz Hybrid surprises with its roomy interior, offering ample headroom and legroom for both front and rear passengers.

Interior Features:

- Magic Seats: Honda's versatile Magic Seats system allows for multiple configurations, enabling easy adaptation to accommodate various cargo shapes and sizes.

- Infotainment: The Jazz Hybrid boasts a modern infotainment system with a touchscreen display, offering connectivity options such as Apple CarPlay® and Android Auto™ integration.

The driving dynamics of the Jazz Hybrid are tuned to provide a balanced blend of agility and stability. Whether you're manoeuvring through narrow city streets or tackling curvy roads, accurate steering and quick handling provide a sense of assurance while driving. The regenerative braking system not only enhances efficiency but also contributes to a smooth braking experience, seamlessly transitioning between electric and friction braking.

Design and Technology

The Honda Jazz Hybrid's design ethos revolves around functionality and aerodynamic efficiency. Its sleek exterior lines not only enhance its visual appeal but also contribute to its fuel-saving capabilities. LED headlights and daytime running lights provide enhanced visibility, while the aerodynamically optimized body minimizes drag for improved efficiency.

Safety Features:

- Honda Sensing® Suite: Standard on most trims, Honda Sensing® includes features like Collision Mitigation Braking System™ (CMBS™), Lane Keeping Assist System (LKAS), Adaptive Cruise Control (ACC), and Road Departure Mitigation System (RDM).

- Multi-Angle Rearview Camera: Assists in parking and reversing manoeuvres, providing multiple viewing angles for enhanced awareness.

Ownership and Sustainability

Owning a Honda Jazz Hybrid extends beyond the joy of driving. It demonstrates a dedication to promoting sustainability and ethical living practices. With its hybrid powertrain, the Jazz Hybrid helps reduce your carbon footprint without compromising on performance or convenience. Honda's reputation for reliability ensures peace of mind, backed by a strong warranty and comprehensive service network.

Fuel Efficiency: The Honda Jazz Hybrid boasts impressive fuel efficiency figures, making it an ideal choice for daily commuting and long-distance journeys alike. With its hybrid powertrain, expect to achieve excellent mileage and fewer stops at the pump.

Conclusion

In conclusion, the Honda Jazz Hybrid stands as a testament to Honda's dedication to innovation and sustainability. It combines the practicality of a compact car with the efficiency of hybrid technology, offering a compelling choice for discerning drivers who prioritize both performance and environmental consciousness. Whether you're drawn to its fuel-saving capabilities, spacious interior, or advanced safety features, the Jazz Hybrid promises a driving experience that is as rewarding as it is responsible.

As the automotive industry continues to evolve, the Honda Jazz Hybrid remains a frontrunner in the realm of efficient and comfortable urban mobility. With its blend of cutting-edge technology and timeless Honda reliability, the Jazz Hybrid is poised to lead the charge towards a more sustainable future on the roads.

For those seeking a vehicle that not only meets but exceeds expectations, the Honda Jazz Hybrid emerges as a clear winner in the competitive landscape of hybrid compact cars. Embrace the future of efficient and comfortable driving with the Honda Jazz Hybrid — where innovation meets inspiration on every journey.

[justicegundam82]

Pathfinder 2E to 1E conversion: Raw Nerve

Here's a new conversion from me! The Book of the Dead contains some pretty interesting critters, but this one was particularly fun and appealing to me. I tried to convert it as faithfully as possible, while at the same time trying to inject some of my own ideas into it. Not sure how well that turned out... but I still hope you will like it! Enjoy!

RAW NERVE

Image (c) Paizo Publishing. Accessed at theARchives of Nethys here

RAW NERVE

A disembodied brain floats eerily towards you, with a network of nerves trailing behind it, crackling with electricity and morbidly parodying a humanoid form.

RAW NERVE CR 8

XP 4’800

NE Medium Undead

Init +4; Senses darkvision 60 ft., thoughtsense; Perception +18

DEFENSE

AC 20, touch 15, flat-footed 15 (+4 Dex, +1 dodge, +5 natural)

hp 90 (12d8+36)

Fort +6, Ref +8, Will +11

Damage Reduction 10 / slashing; Immune electricity, undead traits

Weakness vulnerable to sonic

OFFENSE

Speed 30 ft., float

Melee 2 nerve lashes +12 (1d8+1 plus 1d6 electricity and involuntary reaction) or 2 nerve strokes +12 contact (2d6 electricity and involuntary reaction)

Special Attacks accelerating inquest, involuntary reaction, synaptic overload

STATISTICS

Str 12, Dex 19, Con -, Int 20, Wis 16, Cha 15

Base Atk +8; CMB +9; CMD 23

Feats Combat Reflexes, Dodge, Lunge, Piranha Strike, Toughness, Weapon Finesse

Skills Climb +16, Heal +15, Intimidate +17, Knowledge (any one) +20, Knowledge (religion) +20, Perception +18, Sense Motive +18, Spellcraft +20, Stealth +19

Languages Common, Necril (cannot speak); telepathy 100 ft.

Special Qualities float

ECOLOGY

Environment any underground

Organization solitary or pair

Treasure standard

SPECIAL ABILITIES

Accelerating Inquest (Su) As a swift action once per round, a raw nerve can mentally probe a single creature within 100 feet. The creature must make a Will saving throw (DC 21). On a failure, its superficial thoughts are revealed to the raw nerve, which gains a +2 circumstance bonus to its AC and its attack rolls against that particular creature for the duration of 1 round. A creature immune to or warded against mind-reading (for example, with spells such as enshroud thoughts or thought shield) is immune to this ability. The save DC is Intelligence-based.

Float (Ex) A raw nerve floats a few inches off the ground. It ignores difficult terrain.

Involuntary Reaction (Su) A creature that takes electricity damage from a raw nerve must make a Fortitude save (DC 18) or become staggered with muscle spasms and unable to make attacks of opportunity for 1d4 rounds. Multiple failed saving throws prolong the duration of this effect. The save DC is Charisma-based.

Synaptic Overload (Su) Once every 1d4+1 rounds, a raw nerve may release a burst of mental energy in a 30-foot cone, dealing 4d8 damage to each creature in the cone. Each target may halve the damage taken with a successful Will saving throw (DC 18), but if the saving throw is failed by 5 or more, the creature is also stunned for 1 round in addition to taking damage. A creature immune to or warded against mind-reading gains a +4 circumstance bonus on this saving throw and cannot be stunned by this ability. The save DC is Charisma-based.

Thoughtsense (Su) A raw nerve is constantly under the effects of athoughtsense spell. This ability cannot be dispelled.

A raw nerve is a peculiar kind of undead that is sometimes birthed when a humanoid creature is killed by electricity and subsequently exposed to a large amount of negative energy. Usually, this means that the victim is killed by a powerful electricity-based spell or by a freak lightning, but in some technologically advanced regions, a raw nerve may also result out of an electrocuting accident – though such cases are exceedingly rare. In any event, a combination of electricity and negative energy takes possession of the victim’s nerve system and cause sit to wrench free of the body, creating a furious, tormented undead horror.

A raw nerve is irretrievably insane. Although these creatures possess superhuman intelligence, their psychic senses are overstimulated by the mere presence of sapient creatures. While a raw nerve does not go out of its way to hunt and kill the living, it perceives other living creatures’ thoughts as a chaotic jumble that causes it pain and discomfort, and it seeks to regain its peace and quiet by destroying the source of its torment. Once a raw nerve has destroyed all living beings in its proximities, it resumes its quiescence, sitting in midair in a meditating pose, but any similar disturbance will rile it up and turn it murderous once again. Constructs and other undead do not irritate a raw nerve in the same way – only living creatures trigger a raw nerve’s rage.

A raw nerve stands between 5 and 6 feet tall, but weighs very little compared to similarly sized creatures. Though it can communicate via telepathy, it rarely chooses to do so, making most attempts at diplomacy pointless.

ENHANCED RAW NERVE

A more powerful version of a raw nerve can be created when a creature is struck multiple times by lightning in a short period of time before dying. Raw nerves “born” in this way seem to appear and disappear at random intervals, like a flash of lightning during a storm. An enhanced raw nerve has the advanced simple template and the following special ability in addition to the ones standard to a raw nerve.

Shock to the System (Ex) At the end of an enhanced raw nerve’s turn, roll 1d6: on a 1, 2 or 3, the raw nerve is visible, glowing with bright light that makes sighted creatures dazzled while within 10 ft. of it. On a 4, 5 or 6, the raw nerve is invisible (as with an invisibility spell)

[brookemedbil]

Open Your Career: Top Medical Billing Home Jobs You Can Start Today!

Unlock Your Career: Top‍ Medical Billing Home Jobs‌ You Can Start Today!

The healthcare industry is rapidly evolving, and with it comes a multitude of job‌ opportunities that ‌allow you to work from the comfort of your‍ home. One⁣ area that has gained tremendous traction is medical billing. If⁤ you’re looking to start a​ rewarding career in this field, you’ve come ⁢to the right place!​ This comprehensive guide will explore top medical billing home jobs you can start today, along with‌ actionable tips to boost your chances of success.

What is Medical Billing?

Medical ⁢billing is the process of submitting ‍and following up on claims with health insurance companies to receive payment for services provided by healthcare providers. Professionals in this field ensure that the ⁤healthcare provider receives proper compensation for their services, and the patient is⁢ billed accurately.

Why Choose a Medical Billing Career?

High Demand: The need for medical billers is steadily increasing due ⁤to the growth of the healthcare industry.

Flexibility: Many positions ⁢allow you to work ‍from home, offering an excellent work-life balance.

Potential Income: Competitive salaries and hourly wages make it an attractive option for many job seekers.

Top Medical Billing Home Jobs

Below are‍ some of the most sought-after⁣ medical billing home jobs that you can start today:

1. Remote Medical Billing Specialist

As ‍a Remote Medical⁣ Billing Specialist, you’ll ⁣be responsible for submitting claims, ‍following⁢ up on unpaid claims, and ensuring that revenue flow remains steady for medical practices. This role typically requires knowledge of medical coding, using specific software, and excellent communication skills.

2. Medical Coding and Billing Clerk

This position‍ combines coding and billing⁢ tasks. A Medical Coding and Billing Clerk ​will utilize medical coding standards (like ICD and CPT) to code patient records and also work on billing processes.

3. Medical Accounts Receivable Specialist

This role focuses on managing accounts receivable for‍ healthcare providers.⁢ You’ll oversee outstanding payments and ‌collaborate⁤ with insurance companies to expedite their payment processing.

4. Medical Billing Consultant

As a consultant, you’ll guide healthcare facilities on how⁣ to optimize their billing practices. This job often requires extensive experience in the field and a robust‍ understanding of industry regulations​ and practices.

Skills Required for Medical Billing Jobs

Before diving into the world of⁣ medical billing, it’s essential⁣ to cultivate the ‍necessary skills. Here are some critical abilities required:

Attention to Detail: ‌Accuracy in billing ensures proper payment ⁤and reduces errors.

Knowledge of Medical Terminology: Understanding ‌medical terms will enable better communication and efficiency.

Proficiency in Software: Familiarity with billing software is crucial for ⁢managing claims and patient records.

Analytical Skills: Analyze billing data to identify patterns and discrepancies.

How to Get Started

Now that you know the types of jobs available and ‍the ​skills​ needed, here’s how to kickstart your career in medical billing:

1.⁤ Obtain Necessary Certifications

While not mandatory, obtaining certifications such as the Certified Professional⁢ Coder (CPC) ⁤or Certified Medical Billing Specialist (CMBS) can enhance your resume and job prospects.

2. Gain Experience

Consider internships or entry-level positions to gain experience. Many‍ healthcare facilities offer training programs that can ⁤lead to permanent roles.

3. Network with Professionals

Join online forums, LinkedIn groups, and​ local associations related to medical billing. Networking can open doors ⁣to job opportunities and valuable ⁤insights.

4. Develop a⁣ Strong⁢ Resume

Your resume ‍should highlight ⁢your skills, education, certifications, and any relevant work ⁣experience. Tailor your resume for each job application to increase your chances of getting noticed.

Benefits of Working from Home in Medical Billing

Eliminates Commute: Save time ⁢and money by working from home.

Work-Life‍ Balance: ⁢You have the flexibility to create ⁣your own schedule.

Environment Control: Create a home office setting that⁣ suits your preferences.

Case Study: Success Stories

Many individuals have transformed their lives​ by ​transitioning into medical billing careers. Here are two brief success stories:

Jane Doe: After ​completing‍ a​ 6-month online certification⁣ course, Jane landed a remote medical billing job with a major healthcare provider and now enjoys a fulfilling, balanced lifestyle.

Mark Smith: Mark started as a billing clerk and worked his way up to becoming a medical billing‌ consultant. He now⁢ runs his own consulting firm, helping small clinics optimize their billing processes.

Real Experience: Insights from Medical Billers

Input ‌from ‌current‌ medical billers provides valuable insights:

“The flexibility of ​working from home means I⁣ can manage ‌my schedule‍ around my family life. It’s been a ‌rewarding career path!” – Lisa R.

“Once I got my certification, job offers started coming in. I never thought ‌I’d enjoy my work this much!” – Tom J.

Conclusion

a‍ career in medical billing offers excellent opportunities for those looking to work from home while⁢ contributing to⁢ the healthcare sector. With a growing demand for⁢ medical billing professionals, acquiring the right skills, obtaining certifications,​ and exploring various job roles can set you on the path ‍to success. Whether you’re looking for flexibility, a stable income, or the joy of working in healthcare, unlocking your career in medical billing is just a step away. Start your journey today!

https://medicalbillingcodingcourses.net/open-your-career-top-medical-billing-home-jobs-you-can-start-today/

[hayleymedbil]

Master Medical Billing Online: Top Classes to Launch Your Healthcare Career in 2023

Master Medical Billing Online: Top Classes ​to Launch Your ⁢Healthcare Career ⁢in ⁢2023

Master Medical Billing Online: ⁢Top ⁤Classes to‍ Launch Your Healthcare Career‍ in 2023

In​ today’s rapidly evolving healthcare ‍landscape, mastering medical billing has become a ⁢pivotal skill. As⁤ healthcare systems grow and change, the ‌demand for qualified medical billing professionals continues to increase,‌ offering ‌promising career opportunities. If you are considering a⁤ career in healthcare but⁤ are unsure where to⁢ start, mastering medical billing online⁢ could be your gateway. This ‌comprehensive guide outlines the best online medical billing classes available in 2023, uncovers ⁢the benefits of pursuing this career, and⁤ shares valuable tips to ensure your success.

Why Choose a ⁣Career​ in Medical Billing?

High Demand: The⁤ healthcare ‌industry is expanding, leading to ⁢a surge in ⁣demand for ‍medical billing specialists.

Work Flexibility: Many medical billing jobs offer ‍remote work opportunities, allowing for​ a better work-life balance.

Good⁢ Earnings Potential: Medical billing specialists ⁣can earn a ⁣competitive salary, ‌with opportunities for advancement.

Short Training Period: Many online programs can be completed in as little as​ a few months, making it a quick ⁤pathway to ⁢starting your career.

Benefits of Mastering ⁣Medical Billing Online

Enrolling in online ‌medical billing classes ‌comes with‍ numerous advantages:

Convenience: Take classes at your own pace and schedule, all from the comfort of your home.

State-of-the-Art Resources: Online classes often provide access to cutting-edge software‍ and training materials.

Networking Opportunities: ‍Engage ‌with industry professionals through ‍online ‍forums and discussion groups.

Cost-Effectiveness: Online⁢ programs typically cost‍ less than traditional in-person​ classes, reducing the financial burden.

Top Online Medical Billing⁣ Classes for 2023

There are ‍many‍ outstanding online classes that can launch your journey into medical billing. Here’s a⁢ curated list of top‌ programs for 2023:

Course Title

Provider

Duration

Cost

Medical Billing and ⁢Coding Certificate

University of Phoenix

8 Months

$2,400

Medical ‌Billing and Coding Specialist

Allied‍ Health Institute

6 Months

$1,800

Medical Billing Fundamentals

Coursera

4 Weeks

$49

Certified Medical Billing Specialist (CMBS)

American Academy of Professional Coders (AAPC)

3-5 Months

$1,700

Medical Billing and Coding Online ​Course

CareerStep

4-6‌ Months

$2,199

Practical Tips for Success in Medical Billing

After ‌enrolling in your ‌chosen medical billing course, here ⁣are ⁤some practical tips to ensure you make the​ most of your education:

Stay‍ Organized: ‍ Keep track of assignments ‌and deadlines⁤ using a planner or digital​ calendar.

Interact with Peers: Engage‌ with fellow students in ‍online discussions to share knowledge ⁢and insights.

Utilize ⁢Student Resources: Take advantage of any⁣ tutoring or additional resources offered by ​the ⁤institution.

Practice‍ Regularly: Use practice exams⁣ and quizzes‌ to reinforce⁣ your understanding and prepare for certification.

Real-Life Experience: ​Case‍ Studies

Understanding ‍the real-world impact ⁢of medical billing can help solidify your interest in ‌the field. Here are two brief case ⁣studies ‍from professionals in‍ the industry:

Case‍ Study 1: Jessica, a Recent ⁤Graduate

Jessica graduated ​from her online medical billing ⁣program a year‍ ago and⁤ landed‍ a remote job‍ with a‍ major health insurance company. She ⁤emphasizes the⁤ importance of her professors’ real-world insights, which helped her navigate⁣ the complexities ⁣of billing⁢ codes and patient records. Within ‍six months,​ she received a promotion‍ due to​ her ​efficiency and attention to detail.

Case Study ⁢2: Mark, Career Changer

Mark was​ a⁤ retail manager before transitioning to medical billing. He took ​an intensive‍ 3-month online ​boot camp.⁤ His previous experience in customer⁢ service proved invaluable as he⁤ learned to handle patient inquiries. Mark now enjoys a fulfilling career that provides opportunities for continued education and career advancement.

Challenges in Medical Billing and How ‍to Overcome Them

While a career in medical‍ billing​ can be rewarding, it’s essential to be aware of potential challenges:

Keeping ​Up with Regulations: The ​healthcare​ industry is subject to frequent‌ changes in ⁣laws and reimbursement‌ policies. Staying informed through continual education can mitigate this issue.

Software​ Proficiency: Familiarity​ with medical‍ billing software is critical. Make it ⁢a‌ goal to practice regularly and seek out ​online resources for learning.

Conclusion

As we approach the end ‌of 2023,⁤ the demand ‌for skilled medical billing professionals continues‌ to rise. By mastering ‌medical billing online through ⁣top-rated courses, you can establish a successful and sustainable career in the healthcare⁣ field. Remember to take⁤ advantage of the⁤ resources available to ‍you,‌ network with industry professionals, and stay informed about industry changes. With⁤ the right education and‌ commitment, you ‍will be well on your ⁣way⁤ to thriving⁤ in your new career. Start your journey today‍ and explore your⁤ options in medical billing!

https://medicalcodingandbillingclasses.net/master-medical-billing-online-top-classes-to-launch-your-healthcare-career-in-2023/

[dailyanarchistposts]

I have previously pointed out that the on-the-ground efforts in Rojava and Cooperation Jackson in Mississippi can be seen as…

attempting, as Wesley Morgan describes, “to create ‘dual power’ through the creation of cooperatives.” Morgan disapprovingly terms this “market syndicalism” and critiques it for simply creating “units in a market economy” and still relying “upon access to the market.” However, this opinion does not take into account the unification of this praxis within broader pushes for anti-statist autonomy such as large-scale community self-defense that, like in Rojava, are creating space for non-capitalist markets. Such a method would not be dissimilar to the call by Samuel Edward Konkin III for “agorist protection and arbitration agencies” and “protection company syndicates” to defend market growing outside of the state capitalist economy and contain “the State by defending those who have signed up for protection-insurance.”

Konkin’s vision is a somewhat cynical speculation in comparison to the lived struggle of the Kurdish fighters, but the comparison lends validity to the case that building a producer-centric cooperative economy is inseparable from direct action like self-defense or setting up networks of counter-economic exchange. For myself, these observations represent a more revolutionary and non-utopian development in the tradition of early North American anarchist Josiah Warren’s non-capitalist market community projects like Utopia, Modern Times, and the Cincinnati Time Store. But these ideas also fall under the umbrella of “liberated zones theory” as theorized (and struggled for) by comrades at Community Movement Builders. I therefore want to ‘advertise’ for their theory and praxis because I really do think it’s just that compelling. And though I will add my own thoughts (if only for the sake of thinking through some things), the real purpose of this piece is to emphasize the work already being done by BIPOC folks. In fact this article is, if anything, demonstrative of the fact that almost anything white settler anarchists like myself propose is already being done by Black and Indigenous communities.

Community Movement Builders is an incredible organization that describe themselves as “a Black member-based collective of community residents and activists serving Black working-class and poor Black communities” that “organizes to bring power to Black communities by challenging existing institutions and creating new ones that our people control.” They have chapters in Atlanta, Dallas, and Detroit, with each one adapting to their own local conditions. Some of the projects that these chapters are undertaking include land trust development, cooperative development, cop-watch programs, community gardens, mutual aid programs, and international alliances with socialist groups like Pati Kan Pèp in Haiti. All of this sits within the framework of “liberated zones theory,” the outline of which—provided by CMB—feels important enough to reproduce in whole here:

Liberated Zones are territories where the masses (the community of people who live in and around a specific area) are in near-complete control over their political and socio-economic destinies because they control the institutions in a specific region, city, town or state. Because liberated zones/territory will exist within larger capitalist economies and hostile state institutions, complete control can’t happen until another later stage of transformation. The control gained exists within a larger strategy of challenging state institutions and capitalism. Economically, the community will run the market system through various worker-controlled enterprises and cooperatives. This is to ensure that the surplus-value of local communities’ labor is controlled within the liberated zones and not exploited by the outside capitalists. For this reason, that surplus can be distributed to developing the community and addressing human needs instead of capitalist wealth. Thus, the communities will be in charge of generating and sustaining economic wealth from within. At a further stage in liberated activity, the state governing apparatus will also be under the control of the people (current institutions or new ones). That can be done through either revolutionary political parties that truly represent the people’s interest, or through the consistent political struggle of the masses. In any case, the state can be used to support cooperative economic activities and the creation of new economies to deter reactionary forces from reentering the liberated zone. The people within the zones will control their local resources such as land, housing, and labor and will be the decision-makers on how these social elements will be maneuvered. Ideologically from our perspective as a Black self-determining organization, the masses will see themselves as a part of a larger pan-African struggle and therefore, embrace the unity and resistance struggles of African people at home and abroad.

When I read this overview, it blew my mind. Here are folks who are doing incredible praxis in the framework of very excellent theory to establish autonomous networks of cooperative—and commons-based—market economies that resist capitalist extraction and legibility. The added (and necessary) elements of anti-racism and anti-colonialism—often somewhat lacking in my own thinking—make it an even more powerful and contextual model for social change.

Admittedly, one element of liberated zones theory that might rub anarchists (and particularly market anarchists) the wrong way is the goal that “the state governing apparatus will also be under the control of the people (current institutions or new ones).” However, I think this is much less of an issue than it might first appear. Even as CMB names “revolutionary political parties that truly represent the people’s interest,” they equally emphasize “consistent political struggle of the masses” and center the “challenging [of] state institutions.” And because of the decentralized approach of liberated zones theory, it becomes less a question of arguing over a single unified tactic and more about what is most appropriate to local conditions. For example, while my work often focuses on building non-state institutions like land trusts, cooperatives, and mutual aid programs, I am also on very good terms with my local branches of the Communist Party of the United States and Democratic Socialists of America and have supported plenty of local socialist candidates. I have no issue with coalitions of leftist parties and candidates winning control over the existing governments of larger urban areas to “support cooperative economic activities and the creation of new economies to deter reactionary forces from reentering the liberated zone.” In fact, this would seem to me to be one of the only ways certain policies like participatory budgeting and effective anti-trust action could be enacted.[1] Control of local government in particular zones also fits very well with Kevin Carson’s model of libertarian municipalism. He argues that cooperative governance structures like Michel Bauwen’s and Cosma Orsi’s “Partner State” do not need to be…

so much a ‘government’ as a system of governance. It need not be a state at all, in the sense of an institution which claims the sole right to initiate force in a given territory. It is, essentially, a nonstate social association—or support platform—for managing the commons, extended to an entire geographical region. . . . In fact, it is arguably quite possible to sever the Partner State altogether from even residual forms of sovereign police power over all the individuals in a contiguous geographical area. It is possible to have an entire polycentric ecosystem of commons-based institutions with self-selected memberships or users of a particular common resource, with substantially overlapping memberships, and large minorities or even majorities of those in the same area being members of most of them. In that case adjudication or negotiation of the relationships between them will cause a body of “common law” to emerge for the system as a whole, with a substantial degree of de facto coordination over a common geographical area.

Carson sees this project as a “municipal level” version of “[t]he Saint-Simonian idea of replacing legislation over human beings with the ‘administration of things;'” an interpretation that is directly (and potentially strategically) related to Friedrich Engels’ withering away of “political rule over men” into “an administration of things and a direction of processes of production,” on the foundation of, he continues elsewhere, “a free and equal association of the producers.” But with the added emphasis on community-specific institutions and the pluralistic overlap of many different governmental and non-governmental cooperative efforts, this and other programs gathered under the umbrella of liberated zones theory allow for common goals and, consequently, immediate collaboration between anarchists, democratic socialists, communists, and even radical libertarians to use local governance to facilitate community-owned and (particularly producer) cooperative networks.

Then there is the fascinating connection between liberated zones theory and Black Panther Huey P. Newton’s theory of “intercommunalism;” an attempt to adapt dialectical materialism to a modern colonial context.[2] Newton writes:

[T]he world today is a dispersed collection of communities. A community is different from a nation. A community is a small unit with a comprehensive collection of institutions that serve to exist a small group of people. And we say further that the struggle in the world today is between the small circle that administers and profits from the empire of the United States, and the peoples of the world who want to determine their own destinies.

Currently we live in an era of “reactionary intercommunalism, in which a ruling circle, a small group of people, control all other people by using their technology.” But…

[a]t the same time, we say that this technology can solve most of the material contradictions people face, that the material conditions exist that would allow the people of the world to develop a culture that is essentially human and would nurture those things that would allow people to resolve contradictions in a way that would not cause the mutual slaughter of all of us. The development of such a culture would be revolutionary intercommunalism.

This logic of community control over the means of production is extremely similar to that expressed in liberated zones theory. Newton even refers to “the people in the liberated zones of South Vietnam” [emphasis added] in his analysis. And in an interview with Millennials are Killing Capitalism, CMB’s Kamau Franklin explicitly outlines how their work is in the lineage of the Black Panther Party as well as identifying a solidarity between struggles of different peoples suffering under colonialism. This international collaboration between not just the working class but all oppressed peoples lends itself, with very little modification, to liberated zones theory being a development on intercommunalism and, consequently, a more contextual and decentralist relative of dialectical materialism as a whole.

Interesting to me as well is that Rukiya Colvin and Richard Feldman, in their outline of various institutions in Detroit pushing for liberated zones, identify certain religious institutions as centers of community development. For example, they write that the Episcopal Church of the Messiah is…

more than a place of worship as they host annual anti-violence rallies, cultivate creativity through makerspaces, promote wellbeing through community gardens, support the need for digital equity through the Equitable Internet Initiative, and hold monthly coalition meetings, while also working to rebuild the neighborhood through the low income housing options they provide. Their space also serves as a small business incubator.

This resonates with me greatly as I have, in the last year or so, brought my views on religious community and collective liberation to the forefront of my mind. But again this sort of thinking has already been covered extensively by Black and Latin American theologians and clergy from Martin Luther King Jr. to James H. Cone to José Míguez Bonino and beyond. So we once again return to the main point: BIPOC folks are already doing the work and thinking outlined in this article. We as leftists need to stop bickering and particularly stop telling BIPOC communities what they should or shouldn’t be doing. Instead, we join in on the effort to establish liberated zones in combination with other strategies like mass labor actions and revolutionary unionism. I would add too that market anarchists have a lot to offer to this struggle, whether it’s perspectives rooted in Hayekian knowledge problems and collective action problems, agorist tactics (as mentioned above), a state-monopolist model of capitalism (à la Benjamin Tucker), or just our bodies and hands. So cooperate! Get to know your neighbor! Learn to defend yourself or strategize to be defended! Bypass state-capitalist legibility! Oh, and if you’re interested in supporting Community Movement Builders check out their donation page!

[1] See my articles “An Anti-Statist Beginner’s Guide to (Taxation, Public Budgets, and) Participatory Budgeting” and “An Anarchist Take on Antitrust Laws: Dangers and Possibilities.”

[2] Encyclopedia Britannica is correct to end their entry on dialectical materialism with the caveat: “There exists no systematic exposition of dialectical materialism by Marx and Engels, who stated their philosophical views mainly in the course of polemics.” I do however highly recommend Bertell Ollman’s Dance of the Dialectic: Steps in Marx’s Method.

[sahraeyll]

Top-Rated Medical Billing Courses: A Comprehensive Review Guide for Aspiring Professionals

Title: Top-Rated Medical Billing Courses: ‍A Comprehensive Review Guide for‌ Aspiring Professionals

Introduction:

If you are considering a career in medical billing, it is crucial to‍ enroll in top-rated courses that can provide you with the knowledge and skills needed to succeed in this ‍field. Medical billing is a critical aspect of the healthcare industry, involving the process of submitting and⁤ following up⁢ on claims with health insurance companies in order to​ receive payment ‌for services provided by healthcare providers.

In this comprehensive review guide, we will explore some of ⁢the ⁤best medical billing courses ⁢available for aspiring professionals.​ Whether you are⁢ a beginner looking to start your career in⁢ medical billing ⁢or a seasoned professional seeking to enhance your skills, these courses will help you achieve​ your goals⁣ and ​excel in this competitive field.

Benefits of Medical Billing Courses:

Before we dive into our⁣ review of the top-rated medical billing courses, let’s discuss some of the benefits of enrolling in these programs:

1. Gain a comprehensive understanding of medical billing processes and procedures. 2. Learn about medical ‌coding, insurance‌ claims, reimbursement methods, and compliance regulations. 3. Acquire the⁣ skills needed‍ to effectively communicate with healthcare providers, insurance companies, and patients. 4. Enhance your job prospects and increase your earning potential in the healthcare⁣ industry. 5. Stay current with the latest trends ‌and developments in medical billing and healthcare administration.

Top-Rated ‍Medical Billing Courses:

1. AAPC Medical Billing Course – Description: ‌The AAPC offers a comprehensive medical ⁣billing course that covers topics such as⁤ medical terminology, anatomy, CPT coding, ICD-10 coding, insurance claim processing, and healthcare⁣ compliance. – Duration: Self-paced online course – Certification: Certified Professional ‍Biller (CPB) – Website: www.aapc.com

2. AHIMA Medical Billing and Coding Course – Description: AHIMA’s medical billing and coding course focuses on the ⁤fundamentals of ‍medical billing, coding, healthcare laws, and compliance regulations. – Duration: Self-paced online course – Certification: Certified ‌Coding Associate (CCA) – Website: www.ahima.org

3. Penn Foster Medical Billing and Coding Course – Description: Penn Foster’s medical billing and coding course covers a wide range of topics, including medical terminology, insurance claim processing, medical coding, and healthcare compliance. – Duration: Self-paced online course – Certification: Certified Medical Billing and ⁣Coding Specialist (CMB) – Website: www.pennfoster.edu

Practical Tips for Success:

– Stay organized and keep track of all patient ⁣and insurance information. – Develop strong communication‌ skills to effectively work with healthcare providers and insurance companies. – Stay updated on the latest changes ‌in medical billing regulations and coding guidelines. – Network with other professionals in the healthcare industry to expand your knowledge and career⁢ opportunities.

Conclusion:

Enrolling ⁣in a top-rated medical billing course is a crucial step towards building a successful career in the healthcare industry. By gaining the necessary knowledge and skills through⁣ these courses, you can ⁣take your⁤ career to the next level and become a valuable asset to healthcare providers and insurance companies. Choose a course that best fits your learning style and career goals, and start your journey towards a rewarding career in medical billing today.

Remember, continuous learning and professional development are essential in ⁢the fast-paced and ever-evolving field of medical ⁣billing. ‌Stay⁢ motivated, stay informed, and strive for excellence in‍ all that you do. Good luck on your journey to becoming a successful ⁤medical billing ⁢professional!

https://medicalbillingcertificationprograms.org/top-rated-medical-billing-courses-a-comprehensive-review-guide-for-aspiring-professionals/

[ultrimio]

Cosmic Interface: Technologies to Tap into the Reservoir Universe's Computational Fabric

Developing technologies to interact with the computational subsystems of the "Reservoir Universe" would be profoundly transformative, potentially providing unprecedented insights into the universe's inner workings. Here are some speculative technologies and methodologies that could be envisioned to interface with these computational nodes:

1. Quantum Information Decoders

Purpose: Decode the information processed by the computational subsystems of the universe.

Operation:

Quantum Entanglement: Leverage quantum entanglement to link with the subsystems.

Quantum Sensors: Use highly sensitive quantum sensors to detect subtle changes in quantum field amplitudes.

Decoding Algorithms: Develop algorithms that can interpret the encoded data streams into meaningful information.

2. Gravitational Wave Analyzers

Purpose: Detect and interpret data embedded in gravitational waves.

Operation:

Network of Detectors: Deploy a global network of gravitational wave detectors, like LIGO, VIRGO, and KAGRA, but more sensitive.

Waveform Analysis Algorithms: Utilize machine learning algorithms to identify patterns and extract computational data.

Feedback Mapping: Map the gravitational wave feedback loops to understand the computational processes of spacetime curvature.

3. Cosmic Neutrino Networks

Purpose: Use neutrinos as messengers to probe computational nodes.

Operation:

Neutrino Emitters and Receivers: Create devices capable of emitting and detecting neutrinos at extremely high precision.

Neutrino Field Analysis: Analyze how neutrinos interact with different subsystems, revealing computational processes.

Interference Patterns: Study interference patterns to map the structure of computational networks.

4. Spacetime Curvature Probes

Purpose: Measure and manipulate the local curvature of spacetime to interact with computational nodes.

Operation:

Micro-Gravity Sensors: Develop ultra-sensitive sensors to detect minute changes in spacetime curvature.

Localized Curvature Manipulation: Use high-energy particle colliders or gravitational lensing to alter local spacetime curvature.

Curvature Mapping Algorithms: Create algorithms that translate curvature changes into computational data.

5. Quantum Field Manipulators

Purpose: Directly manipulate quantum fields to interact with computational subsystems.

Operation:

Field Generators: Design devices that can generate controlled quantum fields.

Field Interaction Analysis: Analyze how the generated fields interact with cosmic quantum fields.

Quantum State Alteration: Modify the quantum probabilities to influence computational outputs.

6. Cosmic Neural Networks

Purpose: Create AI systems that model and interface with the computational fabric.

Operation:

Neural Network Architecture: Develop neural network architectures that mimic the hypothesized cosmic computational nodes.

Training on Cosmic Data: Train these networks using real cosmic data from telescopes, particle detectors, and gravitational wave observatories.

Pattern Recognition: Recognize patterns in cosmic data that might reveal computational structures.

7. Information Entropy Analyzers

Purpose: Measure the entropy changes in cosmic information processing.

Operation:

Entropy Sensors: Build sensors that detect changes in cosmic microwave background (CMB) radiation or cosmic rays.

Entropy Mapping Algorithms: Use machine learning to map entropy variations across different cosmic regions.

Subsystem Identification: Identify computational subsystems based on entropy changes.

8. Multidimensional Signal Processors

Purpose: Detect and analyze signals from higher-dimensional spaces.

Operation:

Dimensional Probes: Construct probes capable of detecting multidimensional signals based on string theory or M-theory frameworks.

Signal Interpretation Algorithms: Develop algorithms to interpret these signals into meaningful computational data.

Higher-Dimensional Mapping: Map out the structure of higher-dimensional computational networks.

9. Virtual Reality Interfaces

Purpose: Create immersive environments to visualize and interact with the computational fabric.

Operation:

Cosmic Data Visualization: Use virtual reality (VR) to visualize cosmic data from computational nodes.

Interactive Simulations: Build simulations that allow users to explore and manipulate the computational subsystems.

Feedback Mechanisms: Provide real-time feedback based on changes in the cosmic computational network.

Conclusion

Interfacing with the computational fabric of the universe would require a multidisciplinary approach, combining quantum mechanics, information theory, cosmology, and advanced computing. Although speculative, these technologies offer a glimpse into how humanity might one day unlock the secrets of the Reservoir Universe and gain a deeper understanding of the cosmos and our place within it.

[charterunionfinance]

Understanding the Ins and Outs of Commercial Real Estate Financing

The bringing and molding of business land, like places of business, retail outlets, inns, and structures overseen by condos, requires significant capital speculation. Without sizable cash reserves, commercial real estate borrowings are what we need to use to buy estates and improvements.

Numerous common funding methods include bank loans, private lenders, Small Business Administration (SBA) loans, crowdfunding, and partnership models. In the present blog, these key terms in strategy commonly used in Commercial real estate finance will be fully analyzed to realize that this is as close as ever to the actual world scenario.

Types of Commercial Real Estate Finance

In the commercial real estate lending scheme, the universe of arrangements imbues the type of acceptable properties, the investors' objectives, and the borrowers' qualities. Common types of Commercial Real Estate finance include:

Traditional Loans: Banks and financial institutions are the dominant players in this area and tend to provide traditional mortgages with more stringent requirements, such as deposits and collateral.

Commercial Mortgage-Backed Securities (CMBS): Commercial mortgage bonds help flood capital into the primary lenders and give secondary market investors the necessary liquidity.

Bridge Loans: A short-term finance solution provides a temporary source of funds for those who need to cover the time gap between buying a property and obtaining permanent financing, commonly employed for renovations or reconstruction works.

SBA Loans: In governmental aid, the majority are government-supported loans managed by the SBA, which showcase reasonable interest rates and other affordable terms for eligible endeavors.

Equity Financing: Capital investors or backers, in exchange, provide shares or interest in commercial real estate projects, which are recoupable.

Plans for Securing Commercial Real Estate Financing

Build Strong Relationships: Nurture an active network with lenders and brokers and venture to investigate investors' interests to benefit from the funding sources and be informed about market trends and dynamics.

Prepare a comprehensive proposal: Create a solid and catchy business plan and investment proposal specifying what your objectives include, the financial and investment projections, and the possibilities of the return on investment to acquire the favor of potential lenders and investors.

Demonstrate Financial Stability: Showcase a stellar financial history, including your creditworthiness, liquidity, and the record of your investment's profitability, to bring financial providers on board and attract investors.

Explore Alternative Financing Sources: Seek alternative sources of non-traditional funding as well, like private lenders, crowdfunding companies, and REITs; the variety of default finance repertoire and broadening the opportunity for capital are certainly achieved through the variety of different sources of funding.

For More Information Visit us Site- https://www.charterunionfin.com/financial-solutions/

[universe-in-the-void-in-the-cube]

Sanguis Inversus (Reverse Vampire)

CR: 5 XP: 1,600 Race: Undead (ex-vampire) Alignment: Chaotic Neutral Level Adjustment: +5

Type: Undead (crafted from a vampire) Init: +7 Senses: Darkvision 60 ft., undead traits; Perception +10

DEFENSE

AC: 19 (+3 Dexterity, +6 natural)

hp: 54 (7d8 + 21)

Fort: +5, Ref: +8, Will: +4

Defensive Abilities: Sunlight Vulnerability, Silver Resistance, Haunting Entry

OFFENSE

Speed: 30 ft., climb 20 ft.

Melee: Claw +10 (1d6+3 plus blood injection)

Special Attacks:

Blood Injection: Melee touch attack that deals 1d6 damage and grants 1d6 temporary hit points. The target loses an equal amount of HP (1 use per round).

Draining Aura (Ex): Creatures within 10 ft. must succeed on a Fortitude save (DC 17) or be fatigued for 1d6 rounds.

Blood Bond (Ex): Telepathic communication with injected creatures for 24 hours.

STATISTICS

Str: 16 (+3)

Dex: 16 (+3)

Con: —

Int: 14 (+2)

Wis: 12 (+1)

Cha: 18 (+4)

Base Atk: +5; CMB: +8; CMD: 21

Feats: Combat Reflexes, Improved Initiative, Weapon Finesse

Skills: Acrobatics +11, Bluff +10, Diplomacy +10, Stealth +12

SPECIAL ABILITIES

Sunlight Vulnerability: The Sanguis Inversus instantly dies if exposed to direct sunlight.

Garlic Empowerment: Gains +1 bonus to attack rolls and damage rolls for each clove of garlic within 10 feet.

Silver Resistance: Takes half damage from silvered weapons and is immune to damage from non-magical weapons.

Mist Form: Can transform into a cloud of red mist as a standard action, becoming incorporeal and able to slip through small openings. Cannot attack in this form but can return to humanoid form on the same turn.

APPEARANCE

The Sanguis Inversus has a striking appearance, marked by its crimson skin that glows softly with an inner light, reminiscent of a warm ember. Its eyes are brilliant, glowing red, and seem to flicker with an otherworldly intensity. Instead of fangs, it possesses elongated, retractable claws that drip with a viscous red substance that is its lifeblood, which it uses to inject rather than drain.

DESCRIPTION

Once a proud and powerful vampire, the Sanguis Inversus has undergone a dark transformation that has twisted its nature. It craves connection, seeking to forge bonds with the living through its unsettling method of blood injection. Driven by a chaotic nature, it is as likely to befriend or trick its victims as it is to attempt consuming them.

HABITAT

Sanguis Inversus typically dwells in dark places that are rich in shadow and mystery, such as ancient crypts, abandoned ruins, or the depths of thick forests. They are often found in regions where darkness prevails, such as caves or sunless subterranean tunnels, as sunlight represents their greatest threat.

SOCIETY

Sanguis Inversus are solitary creatures, preferring to avoid the company of others. Their nature compels them to forge fleeting connections, but they often find themselves betrayed by their own chaotic impulses. This creates a network of fractured relationships and alliances with other undead or night-dwelling creatures. They may also seek followers among those who wish to gain power from their blood injections, creating a small, cult-like following that reveres them.

ENVIRONMENT

The Sanguis Inversus thrives in environments shrouded in darkness and mystery. Areas with frequent rainfall, heavy fog, or dense shrubbery are particularly favored. They are also known to take refuge in areas rich in folklore, often hiding in places marked by tales of the undead, where they can manipulate local beliefs to keep intruders at bay.

Appearance: The Sanguis Inversus has flushed red skin, almost like a living canvas of bright crimson hues. Its eyes glow with an otherworldly intensity, and instead of fangs, it possesses elongated, retractable claws that drip with a reddish substance.

Defensive Abilities:

Sunlight Vulnerability: The Sanguis Inversus dies instantly if exposed to direct sunlight. Shade or darkness grants it full health, making it a creature of the night.

Garlic Empowerment: Garlic, instead of harming this creature, empowers it. For every clove of garlic within 10 feet, the Sanguis Inversus gains a +1 bonus to attack rolls and damage rolls, as well as +2 to its AC for the duration of the encounter.

Silver Resistance: The creature takes half damage from silvered weapons but is immune to damage from non-magical weapons.

Offensive Abilities:

Blood Injection: Instead of draining blood, the Sanguis Inversus injects its own blood (which is a magical restorative fluid). It can make a melee touch attack that deals 1d6 damage plus 1d6 temporary hit points to the target. The target is healed but loses the same amount of HP (this ability can only be used once per round).

Draining Aura (Ex): Creatures within 10 feet of a Sanguis Inversus must succeed at a Fortitude save (DC = 10 + 1/2 the Sanguis Inversus's HD + its Charisma modifier) or be fatigued for 1d6 rounds. A creature that is fatigued in this way cannot recover HP until it rests for at least 8 hours away from the creature.

Special Abilities:

Haunting Entry: The Sanguis Inversus can only enter a house if it is explicitly told not to do so. It possesses an uncanny ability to imitate the sounds and voices of those inside and can use that to try to manipulate its way in.

Blood Ties: The Sanguis Inversus can create a bond with a creature it has injected. For up to 24 hours, the Sanguis Inversus can communicate telepathically with that creature, regardless of distance, as long as they are both on the same plane.

Mist Form: As a standard action, the Sanguis Inversus can transform into a cloud of red mist. While in this form, it is incorporeal and can move through small openings. It cannot attack while in mist form but can return to its humanoid form in an adjacent space.

Lore:

Legends say that the Sanguis Inversus was once a proud vampire who attempted to break free from the cycle of death and rebirth. In a desperate bid for power, they turned away from the shadows and into the light, only to have their plans backfire. Now, as a Sanguis Inversus, they seek other ways to sustain themselves.

Reverse vampire. Dies when deprived of sunlight, injects people with blood instead of sucking it from them, is empowered by garlic and silver, has the most flushed red skin color instead of being deathly pale and can only enter a house if specifically told NOT to do so.

­

[jorgemarquet]

Disrupted brain structural networks associated with depression and cognitive dysfunction in cerebral small vessel disease with microbleeds - ScienceDirect

[brookemedbil]

Open Your Career: Top Medical Billing Certification Courses to Elevate Your Skills in 2023

Unlock Your Career: Top Medical ‍Billing Certification Courses to Elevate Your Skills in 2023

The healthcare industry is evolving rapidly, and the demand for skilled professionals in medical​ billing is on the rise. As a pivotal part of healthcare administration, medical billers ensure accurate billing and coding for medical services and procedures. In 2023, obtaining a medical billing certification ⁢can ‍unlock a‌ world of career opportunities for professionals seeking to enhance ⁤their skills ​and climb the career ⁤ladder. This ‌article ‌dives into the top certification courses available, the benefits they offer, and practical tips for your success.

Why Get Certified in​ Medical Billing?

One might wonder, “Why should⁣ I pursue a certification in medical billing?” Here are several compelling reasons:

Career Advancement: Certification distinguishes you from non-certified candidates and can lead to⁣ promotions.

Higher Earning⁤ Potential: Certified professionals often command higher⁢ salaries than their non-certified counterparts.

Enhanced Knowledge: Certification courses provide in-depth knowledge that can improve your job performance.

Industry ​Recognition: Certifications provide professional ⁤credibility within the healthcare field.

Top Medical Billing Certification Courses in 2023

Embarking on your certification journey is easier with⁢ the‍ right guidance. ‌Here‌ are⁣ the most ⁤recognized courses to consider:

Certification Course

Provider

Duration

Cost

Certified Professional Coder (CPC)

American Academy of Professional Coders (AAPC)

Online or Self-paced

$4,000

Certified Medical Billing Specialist (CMBS)

American Medical Billing Association (AMBA)

Variable

$1,500

Medical Billing and Coding ‌Certification

National Healthcareer Association (NHA)

6-12 months

$700

Certified Coding Specialist (CCS)

American Health Information Management ‌Association (AHIMA)

Self-paced

$300

Billing and Coding Basics

Coursera

6 weeks

$79

Benefits of Medical‍ Billing Certification Courses

Pursuing a medical billing certification assures you ⁣of ​several benefits:

Increased Job Opportunities: Certification opens doors to job ​positions that require‍ specific skills and knowledge in medical billing.

Networking Opportunities: Engaging with peers in‌ certification courses can build valuable ⁤connections ‌in the industry.

Continued Education: Many certification programs ⁢offer ⁢continuing education units (CEUs), which help maintain and update your skills.

Professional Growth: Certification can be a stepping stone to further education in healthcare⁤ management or specialized ‌billing sectors.

Practical Tips for Success ‍in Medical ‍Billing Certification

To maximize your certification journey, keep these practical tips in mind:

Choose ⁢the Right Course: Research extensively before selecting a certification​ course that aligns with ​your career goals.

Practice ⁤Regularly: Engage with practice exams and case ‍studies to reinforce your knowledge.

Join Study Groups: Collaborating with peers⁣ can enhance understanding and retention of critical concepts.

Stay Updated: The medical billing landscape is continuously evolving. Follow industry news and updates to stay⁣ informed.

Case Studies: Real-Life⁣ Success Stories

Let’s⁢ explore a couple of ⁣case studies that highlight the effectiveness of medical billing certification:

Case Study 1: Emily’s ⁣Career Transformation

Emily, a former administrative assistant in a healthcare office, pursued a Certified Professional​ Coder ⁣(CPC) certification. Within a year, she transitioned into ⁢a medical billing role with a 25% salary ⁤increase. Her successful journey exemplifies the potential ⁣for career growth through certification.

Case Study 2: Mark’s Path to Specialization

Mark, who‌ previously worked in retail, completed a Certified Medical Billing Specialist‌ (CMBS) course. After certification, he was able to specialize‌ in telemedicine billing, securing⁣ a position that⁣ significantly boosted his career. His⁢ story demonstrates that anyone can ‌pivot into medical billing with the right‌ certification and commitment.

First-Hand Experience: Insights from Certified ⁣Professionals

To gain insight into the real value of medical billing certification, we spoke ‌to⁤ certified professionals in the field:

Sarah, CPC

“Getting my CPC certification was the best ​decision‍ I made for my career. The curriculum ⁢was challenging, but it equipped me with in-demand⁤ skills that employers highly value. I quickly moved up the ‌ranks in my company.”

James, CCS

“Certification not only enhanced my⁢ technical skills but also connected me ⁣with a community of ‌professionals. The networking opportunities were invaluable.”

Conclusion

In⁣ 2023, investing in⁣ a medical⁣ billing certification course can‌ provide a competitive ‌edge in a booming job market. As healthcare continues to advance, skilled medical billing professionals will remain in high demand. ⁤By choosing the right certification, understanding its benefits, and following practical tips for success, you can unlock ⁣a promising career path in medical billing.⁢ Get started today, and transform your professional future!

https://medicalbillingcodingcourses.net/open-your-career-top-medical-billing-certification-courses-to-elevate-your-skills-in-2023/

[christianlanden]

Cheyne to raise $9.4bn for real estate lending program

Opalesque Industry Update - Global alternative investment manager, Cheyne Capital, is preparing the next iterations of its Cheyne Real Estate Credit Holdings (CRECH) programme to help fulfil UK and European borrower demand for funding solutions as real estate transitions to a higher interest rate environment and banks retreat further from real estate lending.

The areas in which Cheyne believes new debt funding solutions will be most needed are i) senior lending and ii) recapitalisations, and the firm's Senior Loan and Capital Solutions strategies are focused on these two opportunities. The Senior Loan strategy will focus only on making senior real estate loans across Core, Core+, Value-Add and Development assets located in the UK and Western Europe. This will be the eighth launch in the CRECH programme and will target a capital raise of GBP5 billion. The Capital Solutions strategy will also make senior loans and, in addition, will also provide comprehensive solutions across the capital stack, including subordinated debt, hybrid credit and commercial mortgage-backed securities (CMBS). This strategy already has a GBP650 million investor commitment and will be the ninth launch in the CRECH programme with a hard cap of GBP2.5 billion.

Ravi Stickney, Managing Partner and CIO of Cheyne Real Estate, said: "The end of the zero interest rate environment brings a much-needed re-adjustment in asset values and the move to long-term necessary, productive assets and away from obsolete assets held up by low interest rates. We believe that this transition will take place over the next five years. At the end of this period, the owners of thematic assets, providing for structural long-term needs, and with the highest environmental and social credentials, will thrive. This transition, however, will demand substantial capital and innovative, complex solutions. With a substantial localised presence, track record and deep bench of knowledge, Cheyne Real Estate is well placed to offer those solutions to the best-in-class counterparties in the UK and Europe".

The sector that Cheyne has chosen to support most significantly in recent years, and in which it maintains the highest conviction, is the Living sector (including affordable homes, purpose-built student accommodation, later living and senior care). The firm also favours the onshore industrial and technology-led sectors. In the office space, the firm will only support properties with the strongest environmental credentials and a focus on employee well-being. Some of the firm's recent deals include the structuring of a GBP780 million loan alongside JP Morgan to Quintain for the refinancing of Wembley Park; GBP318 million to Goldman Sachs-backed Riverstone for two later living developments in London, GBP229 million to Stanhope Plc for the transformation and extension of the iconic 76 Southbank in London into an exemplar low carbon office, and over €200 million to the Beaumier hotel group with lifestyle hotels across France, Switzerland and Spain.

Cheyne Real Estate made GBP2.8 billion of European loans in 2022 and is on track to exceed GBP3 billion in 2023. It has a strong track record with a zero-loss rate on its senior loan book since inception in 2009.

Stuart Fiertz, Co-Founder and President of Cheyne Capital, concluded "We believe that Cheyne is one of the few European-based real estate debt managers with a long and consistent track record and a large team with experience across all aspects necessary to be a successful real estate debt manager. This, combined with local presence via a network of offices across Europe, has enabled us to build deep and trusting relationships with our borrowers and an enormous pipeline of loans which we look forward to funding through the next iterations of the CRECH programme".

[lindaboggers]

Cheyne to raise $9.4bn for real estate lending program

Opalesque Industry Update - Global alternative investment manager, Cheyne Capital, is preparing the next iterations of its Cheyne Real Estate Credit Holdings (CRECH) programme to help fulfil UK and European borrower demand for funding solutions as real estate transitions to a higher interest rate environment and banks retreat further from real estate lending.

The areas in which Cheyne believes new debt funding solutions will be most needed are i) senior lending and ii) recapitalisations, and the firm's Senior Loan and Capital Solutions strategies are focused on these two opportunities. The Senior Loan strategy will focus only on making senior real estate loans across Core, Core+, Value-Add and Development assets located in the UK and Western Europe. This will be the eighth launch in the CRECH programme and will target a capital raise of GBP5 billion. The Capital Solutions strategy will also make senior loans and, in addition, will also provide comprehensive solutions across the capital stack, including subordinated debt, hybrid credit and commercial mortgage-backed securities (CMBS). This strategy already has a GBP650 million investor commitment and will be the ninth launch in the CRECH programme with a hard cap of GBP2.5 billion.

Ravi Stickney, Managing Partner and CIO of Cheyne Real Estate, said: "The end of the zero interest rate environment brings a much-needed re-adjustment in asset values and the move to long-term necessary, productive assets and away from obsolete assets held up by low interest rates. We believe that this transition will take place over the next five years. At the end of this period, the owners of thematic assets, providing for structural long-term needs, and with the highest environmental and social credentials, will thrive. This transition, however, will demand substantial capital and innovative, complex solutions. With a substantial localised presence, track record and deep bench of knowledge, Cheyne Real Estate is well placed to offer those solutions to the best-in-class counterparties in the UK and Europe".

The sector that Cheyne has chosen to support most significantly in recent years, and in which it maintains the highest conviction, is the Living sector (including affordable homes, purpose-built student accommodation, later living and senior care). The firm also favours the onshore industrial and technology-led sectors. In the office space, the firm will only support properties with the strongest environmental credentials and a focus on employee well-being. Some of the firm's recent deals include the structuring of a GBP780 million loan alongside JP Morgan to Quintain for the refinancing of Wembley Park; GBP318 million to Goldman Sachs-backed Riverstone for two later living developments in London, GBP229 million to Stanhope Plc for the transformation and extension of the iconic 76 Southbank in London into an exemplar low carbon office, and over €200 million to the Beaumier hotel group with lifestyle hotels across France, Switzerland and Spain.

Cheyne Real Estate made GBP2.8 billion of European loans in 2022 and is on track to exceed GBP3 billion in 2023. It has a strong track record with a zero-loss rate on its senior loan book since inception in 2009.

Stuart Fiertz, Co-Founder and President of Cheyne Capital, concluded "We believe that Cheyne is one of the few European-based real estate debt managers with a long and consistent track record and a large team with experience across all aspects necessary to be a successful real estate debt manager. This, combined with local presence via a network of offices across Europe, has enabled us to build deep and trusting relationships with our borrowers and an enormous pipeline of loans which we look forward to funding through the next iterations of the CRECH programme".

[saltygardenerlove]

Cheyne to raise $9.4bn for real estate lending program

Opalesque Industry Update - Global alternative investment manager, Cheyne Capital, is preparing the next iterations of its Cheyne Real Estate Credit Holdings (CRECH) programme to help fulfil UK and European borrower demand for funding solutions as real estate transitions to a higher interest rate environment and banks retreat further from real estate lending.

The areas in which Cheyne believes new debt funding solutions will be most needed are i) senior lending and ii) recapitalisations, and the firm's Senior Loan and Capital Solutions strategies are focused on these two opportunities. The Senior Loan strategy will focus only on making senior real estate loans across Core, Core+, Value-Add and Development assets located in the UK and Western Europe. This will be the eighth launch in the CRECH programme and will target a capital raise of GBP5 billion. The Capital Solutions strategy will also make senior loans and, in addition, will also provide comprehensive solutions across the capital stack, including subordinated debt, hybrid credit and commercial mortgage-backed securities (CMBS). This strategy already has a GBP650 million investor commitment and will be the ninth launch in the CRECH programme with a hard cap of GBP2.5 billion.

Ravi Stickney, Managing Partner and CIO of Cheyne Real Estate, said: "The end of the zero interest rate environment brings a much-needed re-adjustment in asset values and the move to long-term necessary, productive assets and away from obsolete assets held up by low interest rates. We believe that this transition will take place over the next five years. At the end of this period, the owners of thematic assets, providing for structural long-term needs, and with the highest environmental and social credentials, will thrive. This transition, however, will demand substantial capital and innovative, complex solutions. With a substantial localised presence, track record and deep bench of knowledge, Cheyne Real Estate is well placed to offer those solutions to the best-in-class counterparties in the UK and Europe".

The sector that Cheyne has chosen to support most significantly in recent years, and in which it maintains the highest conviction, is the Living sector (including affordable homes, purpose-built student accommodation, later living and senior care). The firm also favours the onshore industrial and technology-led sectors. In the office space, the firm will only support properties with the strongest environmental credentials and a focus on employee well-being. Some of the firm's recent deals include the structuring of a GBP780 million loan alongside JP Morgan to Quintain for the refinancing of Wembley Park; GBP318 million to Goldman Sachs-backed Riverstone for two later living developments in London, GBP229 million to Stanhope Plc for the transformation and extension of the iconic 76 Southbank in London into an exemplar low carbon office, and over €200 million to the Beaumier hotel group with lifestyle hotels across France, Switzerland and Spain.

Cheyne Real Estate made GBP2.8 billion of European loans in 2022 and is on track to exceed GBP3 billion in 2023. It has a strong track record with a zero-loss rate on its senior loan book since inception in 2009.

Stuart Fiertz, Co-Founder and President of Cheyne Capital, concluded "We believe that Cheyne is one of the few European-based real estate debt managers with a long and consistent track record and a large team with experience across all aspects necessary to be a successful real estate debt manager. This, combined with local presence via a network of offices across Europe, has enabled us to build deep and trusting relationships with our borrowers and an enormous pipeline of loans which we look forward to funding through the next iterations of the CRECH programme".

[craigmyersfinance]

Cheyne to raise $9.4bn for real estate lending program

Opalesque Industry Update - Global alternative investment manager, Cheyne Capital, is preparing the next iterations of its Cheyne Real Estate Credit Holdings (CRECH) programme to help fulfil UK and European borrower demand for funding solutions as real estate transitions to a higher interest rate environment and banks retreat further from real estate lending.

The areas in which Cheyne believes new debt funding solutions will be most needed are i) senior lending and ii) recapitalisations, and the firm's Senior Loan and Capital Solutions strategies are focused on these two opportunities. The Senior Loan strategy will focus only on making senior real estate loans across Core, Core+, Value-Add and Development assets located in the UK and Western Europe. This will be the eighth launch in the CRECH programme and will target a capital raise of GBP5 billion. The Capital Solutions strategy will also make senior loans and, in addition, will also provide comprehensive solutions across the capital stack, including subordinated debt, hybrid credit and commercial mortgage-backed securities (CMBS). This strategy already has a GBP650 million investor commitment and will be the ninth launch in the CRECH programme with a hard cap of GBP2.5 billion.

Ravi Stickney, Managing Partner and CIO of Cheyne Real Estate, said: "The end of the zero interest rate environment brings a much-needed re-adjustment in asset values and the move to long-term necessary, productive assets and away from obsolete assets held up by low interest rates. We believe that this transition will take place over the next five years. At the end of this period, the owners of thematic assets, providing for structural long-term needs, and with the highest environmental and social credentials, will thrive. This transition, however, will demand substantial capital and innovative, complex solutions. With a substantial localised presence, track record and deep bench of knowledge, Cheyne Real Estate is well placed to offer those solutions to the best-in-class counterparties in the UK and Europe".

The sector that Cheyne has chosen to support most significantly in recent years, and in which it maintains the highest conviction, is the Living sector (including affordable homes, purpose-built student accommodation, later living and senior care). The firm also favours the onshore industrial and technology-led sectors. In the office space, the firm will only support properties with the strongest environmental credentials and a focus on employee well-being. Some of the firm's recent deals include the structuring of a GBP780 million loan alongside JP Morgan to Quintain for the refinancing of Wembley Park; GBP318 million to Goldman Sachs-backed Riverstone for two later living developments in London, GBP229 million to Stanhope Plc for the transformation and extension of the iconic 76 Southbank in London into an exemplar low carbon office, and over €200 million to the Beaumier hotel group with lifestyle hotels across France, Switzerland and Spain.

Cheyne Real Estate made GBP2.8 billion of European loans in 2022 and is on track to exceed GBP3 billion in 2023. It has a strong track record with a zero-loss rate on its senior loan book since inception in 2009.

Stuart Fiertz, Co-Founder and President of Cheyne Capital, concluded "We believe that Cheyne is one of the few European-based real estate debt managers with a long and consistent track record and a large team with experience across all aspects necessary to be a successful real estate debt manager. This, combined with local presence via a network of offices across Europe, has enabled us to build deep and trusting relationships with our borrowers and an enormous pipeline of loans which we look forward to funding through the next iterations of the CRECH programme".