#cheapest visa change in dubai

[kinjalpatel-businesssetupdubai]

Choosing the Right Company Formation Consultant in Dubai: Key Factors to Consider

Setting up a business in Dubai is an exciting venture, but it can also be complex and challenging. With its dynamic economy, strategic location, and investor-friendly policies, Dubai attracts entrepreneurs from around the world.

However, navigating the legal, financial, and administrative requirements for company formation can be daunting. This is where a company formation consultant comes in.

Choosing the right consultant can make a significant difference in the ease and success of your business setup. Here are the key factors to consider when selecting a company formation consultant in Dubai.

1. Experience and Expertise

Experience is one of the most crucial factors to consider. An experienced consultant will have a thorough understanding of Dubai's business environment, laws, and regulations. They will be familiar with the nuances of different business structures, such as free zone companies, mainland companies, and offshore entities. Look for consultants with a proven track record and a portfolio of successful company formations.

2. Reputation and Reviews

A consultant's reputation can provide valuable insights into their reliability and quality of service. Look for reviews and testimonials from past clients. Positive feedback and high ratings are good indicators of a trustworthy consultant. You can also check industry forums and social media platforms for unbiased opinions.

3. Range of Services

Company formation involves multiple steps and requirements, from legal documentation and licensing to visa processing and office setup. A good consultant should offer a comprehensive range of services to cover all aspects of business setup. This not only ensures convenience but also provides a seamless experience, as all your needs are handled by a single point of contact.

4. Transparency and Communication

Transparency in pricing and services is vital. Ensure that the consultant provides a clear breakdown of costs and does not have hidden fees. Effective communication is also essential. The consultant should be easily reachable, responsive, and willing to answer all your queries. They should keep you informed about the progress of your application and any potential issues that may arise.

5. Local Knowledge and Connections

A consultant with strong local knowledge and connections can navigate the regulatory landscape more efficiently. They will be familiar with local government authorities, legal requirements, and business practices. Their relationships with local stakeholders can expedite processes and resolve issues more effectively.

6. Customization and Flexibility

Every business is unique, and so are its needs. A good consultant should offer tailored solutions that align with your specific business objectives and industry requirements. They should be flexible enough to adapt to any changes in your business plan and provide customized advice and services accordingly.

7. Post-Formation Support

Company formation is just the beginning. Post-formation support, such as PRO services, accounting, and legal compliance, is equally important. A consultant who offers ongoing support can help ensure your business remains compliant with local laws and regulations, allowing you to focus on growth and operations.

8. Cost-Effectiveness

While cost should not be the only deciding factor, it is an important consideration. Compare the fees of different consultants and evaluate what is included in their packages. The cheapest option may not always be the best, and the most expensive one is not necessarily the most comprehensive. Look for a consultant who offers good value for money.

Conclusion

Choosing the right company formation consultant in Dubai is a critical decision that can impact the success of your business setup. By considering factors such as experience, reputation, range of services, transparency, local knowledge, customization, post-formation support, and cost-effectiveness, you can make an informed choice.

A reliable and competent consultant will not only simplify the process but also provide invaluable support as you establish and grow your business in Dubai's vibrant market.

[aeformation]

Free zone companies doing business in Dubai

Introduction

The United Arab Emirates (UAE) has emerged as a top destination for entrepreneurs and investors looking to set up businesses, thanks to its strategic location, business-friendly environment, and world-class infrastructure. However, the cost of setting up a business can vary significantly. In this blog post, we’ll explore the cheapest business license options in the UAE and discuss factors to consider when choosing a budget-friendly licensing option. 

Costs Involved in Setting Up a Business in the UAE

When setting up a business in the UAE, several costs come into play, including:

Business license fees 

Registration fees

Office space rental

Visa costs for employees and investors

Legal and consultancy fees 

Licensing authorities in the UAE, including free zone authorities and the Department of Economic Development (DED), have different licensing costs due to factors such as:

The level of service and facilities provided

The targeted industries and business sectors 

The availability of incentives and discounts

The location and accessibility of the licensing authority 

Further, licensing costs in the UAE can differ based on the type of business activity, type of legal entity (e.g., limited liability company, branch office) and the number of business activities included in the license. 

Will Licensing Costs Vary from Year to Year? 

Licensing costs may change yearly based on changes in government policies and updates to the licensing authorities’ fee structures. However, the yearly expenses can be comparatively lower than the first year due to the registration fees, which are charged only in the first year. At the same time, many licensing authorities offer promotional rates in the first year(s) to attract investment into the region. One must be careful about subsequent renewal costs after the promotional period while opting for promotional offers. 

Some of the Low-Cost Licensing Options in the UAE 

Some of the cheapest business license options in the UAE include: 

Ajman Free Zone 

Fujairah Creative City

Umm Al Quwain Free Trade Zone 

These licensing authorities offer competitive fees and flexible payment plans, making them attractive options for budget-conscious entrepreneurs. 

While a low-cost licensing option may seem attractive, it’s essential to consider other factors before deciding. The prime focus should be the business itself, meaning the company will be able to serve its customers better while operating from the zone. Other factors include the reputation of the licensing authority, the availability of suitable facilities, the ease of conducting business in the chosen location, and access to resources and support services. 

Tips for new entrepreneurs 

While budget can be the prime focus of many entrepreneurs, our advice is to have a broader overview of the implications. For startups that require substantial time to develop their project, low-cost options may be handy to mobilise resources, and gradually they can consider a shift to their key market. This way, companies can spend less until they gain traction. Entrepreneurs can take many alternative approaches based on the business’s specific needs. 

Whatever be the strategy adopted, it is crucial to consider factors most often forgotten, such as  

Distance from your/ your employees to the work location and the impact on transportation cost and time.  

Challenges in obtaining subsequent approvals and facilities from banks. Delays in this can compensate for the savings. 

Non-quantitative factors such as reputation, brand and the like

Summary

While the cheapest business license options in the UAE can be attractive for budget-conscious entrepreneurs, it’s essential to weigh the pros and cons and consider factors beyond cost. By carefully evaluating the available options and seeking professional advice, you can choose a licensing option that not only meets your budget but also supports your business’s long-term success. 

[cheapflightspicks]

How to book cheap Flights from New York to Maldives

New York to the Maldives

The Maldives should unquestionably be "bliss on earth," if there is such a thing. Following COVID, the Maldives attracted a lot of attention, and the Maldives vacation feeling has been difficult to shake. Whether it's the glistening beaches, exhilarating water sports, romantic weather, opulent resorts, jaw-dropping attractions, or friendliness, this location offers it all for tourists. Having said that, I'm sure the majority of you are asking how to get to the Maldives. In that case, this essay makes it quite obvious how to go to the Maldives from New York City.

How to reach the Maldives from New York

Flights are the most convenient means of transportation from New York City to the Maldives, and there are several flights available on a variety of itineraries. The best flying path from New York City to the Maldives is through Doha, Istanbul, Moscow, Dubai, or Abu Dhabi. If you're looking for a nonstop flight, look into Dubai. One may have the choice to board nonstop flights in Dubai that depart from Dubai to the Maldives.

The cheapest way to reach the Maldives from New York

 If you're traveling on a tight budget, you could decide to go through Moscow. You might choose Aeroflot's route from Moscow, which would take 28 hours altogether to reach Male. A return ticket in economy class is 969 USD in January, which is among the lowest prices you can find. This is the best deal available.

Taking Qatar Airways through Doha is an additional, less expensive alternative to reach the Maldives. Although it could be more affordable, please be aware that the travel time could be considerable.

You can use any of the aforementioned methods to go to the Maldives from NYC if you don't worry too much about the length of the trip but still want to stay within your budget.

Why visit the Maldives?

One of the few locations on earth that everyone aspires to see in their lifetime is the Maldives, and once you've been there, you'll be smitten by its ethereal beauty for the rest of your life. With lagoon-front homes, white sand beaches, and sunsets that turn pink before changing into a golden sky, the Maldives undoubtedly captures the appeal of the Indian Ocean. There's a reason the lovely archipelago is referred to as a "tropical paradise!" With over 5,000 coral reefs and a variety of colorful reef fish, corals, and other marine life that can be seen underwater, the Maldives, which are 99 percent covered by water, is where you can view gorgeous fish and corals. The view from above is really magnificent, that much is certain.

Weather in the Maldives

The months of December through April are the ideal times to visit the paradise island nation, in addition to the opulent beaches, immaculate white beaches, and a stunning blue Indian Ocean. During this time, the Maldives' average temperature varies from 29 to 31 degrees Celsius, making it the perfect beach getaway. Between January and April, there is extremely little humidity in the Maldives and very little rain. You may therefore enjoy the sun in all its golden splendor without getting burned by the heat.

Hassle-free Visa

One of the nicest aspects of organizing a trip to the Maldives is this. All nations are given a tourist visa upon arrival in the Maldives. This indicates that, as a tourist, you are exempt from the additional trouble of obtaining a visa pre-approval. The individual must, however, meet the minimal entrance criteria in order to receive immigration clearance when they arrive. This is one of the key reasons for travelers to board the next aircraft to the Maldives as soon as they have the opportunity. Since you have the option to work from anywhere, why not spend a week working from the Maldives?

Covid Free

Perhaps a safer place than your own building is the Maldives. No one can fly out of the country if their COVID test is positive, and no one can enter the country without a negative result. This means you can only board the flight to the Maldives if the RT-PCR test you had up to 72 hours before leaving came back negative, and you'll be tested again while at the resort two days before your flight home.As a result, you will only associate with COVID-negative individuals and chill out in the most carefree way imaginable. It's not even necessary to hang out with another stranger in this idyllic setting of white beaches and azure water. https://www.cheapflightspick.com/

Luxury with less expense

The Maldives' resorts are the product of fantasies. Heritane Aarah and Kandima Maldives are, in my opinion, the best. Despite the fact that most resorts provide comparable amenities, they do differ in their architectural designs, with some having a more eclectic character and others being incredibly tranquil and beautiful. Kandima Maldives may be reached after a 20-minute boat trip from Male and a 30-minute seaplane flight. The picture-perfect resort provides ocean villas with breathtaking views of the tropical landscape for about 2.80 lakhs for two people for three nights, including meals, entertainment, and seaplane transfers. An all-inclusive rate for two people for five nights at the extravagant, five-star Heritance Aarah resort on Raa Atoll is a lovely $4.20 million (approximately).

[dishaglobaltours]

90 Days UAE Visa -dishaglobaltours

As we know, the United Arab Emirates is one of the fabulous destinations across the globe to spend holidays. However, those who belong to the visa exempted country, they must have a UAE visa before travelling to Dubai or any other emirates of the United Arab Emirates (UAE). If you are planning to visit UAE for a longer duration, then 90 days UAE visa is the best choice to choose, it’s one of the best UAE tourist visa. 

When it comes to United Arab Emirates (UAE), there are many tourist visas, but 90 days UAE visa is best for a longer duration. A tourist visa is for those who are not eligible for visa on arrival or a visa-free entry to the United Arab Emirates (UAE). A tourist visa can be acquired for eligible individual tourists from all over the globe. Females below the age of 18 are not eligible to apply for this kind of visa unless they are travelling with their parents.  

As per your plan, tourist visas to the United Arab Emirates (UAE) can be issued for 30 days or 90 days for single or multiple entries. The tourist visas can be extended for 30 days twice, without the necessity to exit the country. Both the tourist visas are best, but when it comes to longer duration, the 90 days UAE visa is the perfect choice. The United Arab Emirates (UAE) tourist visa provides a perfect 90 days UAE visa to make the most of your trip in an easy and convenient manner. 

You are planning a three months tour to UAE in order to catch up with friends or to enjoy the luxury of Dubai or any other emirates of UAE or if you plan to visit the United Arab Emirates (UAE) for vacation motive up to a maximum of 90 days. This particular Dubai visa is generally suitable for those who are looking for an adventure in Dubai. This visa is recommended for tourists planning for a long stay in Dubai or the United Arab Emirates (UAE) for trips, meetings, conferences or to spend good time with your family or friends and many more. 

You can apply for your long-term UAE tourist visa valid for a period of 90 days. According to the time of your visit to Dubai, you can apply for your 90-day Dubai visa with single-entry or multiple-entry plan. With the help of the best tour and travel agency, you can smoothly get 90 days of UAE visa. They will gather all your documents and send them to the United Arab Emirates visa-issuing authorities on your behalf. 

The requirements of getting this tourist visa for the United Arab Emirates (UAE) vary depending on your nationality. GCC citizens do not need a visa to enter the UAE.  

Documents Needed For 90 Days UAE Visa: 

The scanned Passport copy of tourists (valid min. for six months)

Passport Size photographs only with white background

Visa charges 

If you wish to visit the United Arab Emirates (UAE) for trips, meetings, conferences or to spend good time with your family or friends then 90 days UAE visa best perfect choice to choose. 

Read more :  Dubai tour operator

[businessweekme]

Stocks Set to Win in UAE Ownership Shake-Up

Stocks in the UAE, especially the real estate sector, could get a boost from government plans to allow full foreign ownership in companies as it seeks to attract investments.

Allowing non-Emiratis to own 100 percent of businesses and granting long-term visas to some investors could support property companies such as Emaar Properties PJSC, analysts, strategists and investors said. The decision could trigger a return by investors to Dubai equities, whose index entered a bear market earlier this month amid faltering prospects for the real-estate industry, one of the main pillars of its economy.

The DFM General Index finished 1 percent higher on Monday, trimming its loss this year to 13 percent. Emaar Properties, Damac Properties Dubai PJSC and Dubai Investments PJSC contributed the most to the index’s advance. In Abu Dhabi, the ADX General Index rose 0.7 percent, interrupting its longest losing streak since February and extending its gain in 2018 to 1.4 percent.

The Dubai benchmark is trading near the cheapest level to the MSCI Emerging Markets Index since 2011 when comparing estimated price-to-earnings ratios for the coming year.Click here to read more on the plans.

Here are the views of analysts, strategists and investors on the changes:

Mena Corp., Tariq Qaqish

“If we look at the UAE’s GDP, real estate and construction is a big component, which is highly correlated to population growth. With plans to move toward Artificial Intelligence and Robots, the country will need businesses and jobs that will fill the expanding supply of commercial and residential buildings.” “The proactive approach of the UAE government to ensure the sustainability of long-term economic growth is vital, particularly with the expected dilution of the importance of crude oil globally”

Emirates NBD, Khatija Haque

Lifting foreign ownership limits “is something that people have been lobbying for for several years”; says it is “very hard” to say how businesses will respond until details are provided. Government has been receptive to the private sector, “just a few weeks after asking CEOs and business leaders to present ideas on how to stimulate growth in the economy.” “They are trying to address red tape and make the UAE an easier place to do business, but it remains to be seen if what has been proposed is sufficient to achieve the desired outcome.”

Daman Investments, Ali El Adou

Decision is positive for the real-estate and banking sectors across the country, as it should boost foreign direct investment. Stocks from both sectors underperformed regional and emerging markets indexes “and this has been reflected in valuations. The UAE is trading at a deep discount versus EM and is becoming very attractive for deep-value investors.” Once law is implemented, “it is up to the shareholders of listed companies to change their ownership structure to reflect the new foreign ownership laws.”

EFG-Hermes, Mohamad Al Hajj

While more details are needed, “the news could provide the catalyst needed to lift the UAE’s real estate market and improve sentiment towards U.A.E. equities” Could help raise UAE valuations, particularly in Dubai, back to historical averages at least, especially given that the market, with the exception of First Abu Dhabi Bank PJCS and Emirates NBD PJSC among the “blue chips,” hasn’t performed well over the past year

Abu Dhabi Commercial bank, Monica Malik

Sees developments as positive, with “clear shift in policy to supporting economic activity, boosting investment and putting in place a framework for future development” Impact could reach “multiple areas of support for the economy,” raising investment. levels, population inflows, development of new sectors “especially on the technology front,” and reducing remittances out of the country. Malik looks forward to details including “list of sectors eligible for the 10-year visa, the type of companies that will be granted 100 percent ownership.”

Mitsubishi UFJ Financial Group, Ehsan Khoman

“This eagerly awaited amendment to foreign ownership laws will not only change the investment landscape of the UAE, but also create significant growth prospects by attracting more FDI flows, primarily into the non-oil sectors of the economy.” “This will further add to the U.A.E.’s robust business operating environment, first-rate infrastructure and well-diversified economy, which will continue to position the country as one of the most preferred investment locations in the world.”

Shuaa Capital, Aarthi Chandrasekaran

“We need to wait and see how the investors’ visa will unfold in terms of eligibility,” but it appears to be a timely and welcome decision. May provide “catalyst that could uplift sentiment in the near term.” While 100 percent foreign ownership limit is a possibility, it’s “too early to jump the gun,” given potential for exclusions. “More importantly, UAE has many listed securities that are completely closed to foreigners and more than half of the market is still below 49 percent foreign ownership limit.” “So there is more to do, before we can talk or think along the lines of 100 percent FOL for listed equities, in our view.”

Arqaam Capital, Jaap Meijer

Allowing 100 percent ownership by foreigners “will help spur FDIs outside the existing free zones. With zero income tax and corporate tax and a pro-business visionary government, the UAE remains a very attractive option for international businesses.” Five-year visas for students “could spur the further develop the academic curriculum of the country, particularly the higher education” “The decision should also help net immigration, which should significantly alleviate the current pressure on housing markets;” longer-term visas could provide “more certainty for some of its expatriate residents”

The post Stocks Set to Win in UAE Ownership Shake-Up appeared first on Bloomberg Businessweek Middle East.

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[smefinfinancee]

Smefin Business Loans in Dubai and UAE

It's very simple, easy, fast and flexible

 As a business owner, you can now manage your business and make more effective decisions. Choose Smefin Business Loan Dubai UAE and take the first step towards achieving your corporate goals.

 Features And Benefits

High Loan amount of up to AED 1 million

No collateral required

Flexible repayment period of up to 24 months

Simple documentation and instant approval process

Competitive interest rates

A dedicated Relationship Manager to service all your corporate needs

A Business Current Account with No Minimum Balance Requirement

Choice of Islamic Business Finance

 Eligibility Criteria for Business Loan

Minimum length of business of 2 years

Minimum annual sales turnover of AED 1.5 mio

 Documentation

Application form

Trade license copy

Incorporation documents as applicable i.e. Power of attorney (POA), Memorandum of Association (MOA) or Article of Association in case of an LLC, Partnership agreement

Last 12-months bank statement (Mashreq account not required)

All partners valid passport with residence visa page for expatriates

All documents are required to be valid at the time of evaluation

  SMEFIN provides pos loan, business credit card, invoice discounting, fleet finance, loan against property, fleet finance, medical equipment loan finance etc.

 Invoice Discounting

Invoice discounting is a practice that consists of using a company's unpaid accounts receivable as collateral for loans issued by a financial company. This is a very short-term lending method, because once the amount of the collateral for accounts receivable changes, the finance company can change the amount of the outstanding debt. The amount of debt issued by the finance company is less than the total outstanding accounts receivable (generally less than 80% of all invoices during 90 days). Generally, the choice of a finance company is not simply to allow a certain percentage of all outstanding invoices, thus relying on the distribution of accounts receivable among many clients to avoid loss of collateral.

   At SMEFIN.AE we help you to equip your Business for success and to build your business ambitions.

When the business expands, it generally requires investments in equipment, machinery, vehicle equipment, and other business assets. Solutions provided by smefin can meet business asset or equipment purchase requirements. The product package provided includes different types of equipment, such as construction equipment, medical equipment finance, and professional equipment. The structure of these offers allows clients to choose to use their assets as funds for purchase transactions.

 Do you want to get more money from the property you own? Now you can get a ready-made freehold property loan in Dubai.

 When looking for a loan against property in Dubai, you should compare various loan products to find the cheapest option that best suits your needs. You must consider many factors, such as interest rates, credit scores, and other factors to choose the right option.

[insurancelifedream]

Seven Benefits Of Cheap Medical Travel Insurance That May Change Your Perspective | cheap medical travel insurance

Many people who travel abroad find themselves faced with very expensive medical bills when their insurance doesn't cover all of their expenses. Most travelers do not consider this a problem until they arrive back in America and are left with the large bill for medical treatment. It is very important to consider a wide variety of options when searching for cheap medical travel insurance before you make a final choice.

Cheap Medical Travel Insurance is a common problem. In fact, most of the people who have experienced this often do not look for a solution to the problem, because they don't know where to turn. The following site analyzes the topic by looking at different factors that influence the cost of medical services abroad.

Some people simply choose to ignore the issue, thinking that it will be easy to handle an expense like an expensive medical procedure overseas. However, if you are one of these people, you should be very careful with your decision. You will be making a huge decision when you choose to go on a trip, and the best way to handle this is by getting a good plan.

Another option you can explore is finding an insurance company that offers low rates, but that will cover the majority of your expenses. When researching the market for a good company, you need to keep in mind that the company that offers you the cheapest insurance will usually be the most expensive as well. Make sure that you are taking the time to read all of the fine print, and choosing a plan that will help you pay for any unnecessary expenses.

Before you decide on a plan, you should always try to find the best deals, because this is one of the most important elements of saving money on your health care costs. If you are planning a trip abroad, then you want to make sure that you make a solid investment, because you might find yourself paying much more than you expected. This could easily be the most important aspect of choosing a medical insurance policy, so take some time and research all of your options.

No matter what type of plan you end up choosing for your trip, cheap medical travel insurance online is a great way to ensure that you are taken care of when you are gone. When you compare the price points, you can quickly determine if you can get the same coverage with a cheaper plan or a more expensive one.

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The post Seven Benefits Of Cheap Medical Travel Insurance That May Change Your Perspective | cheap medical travel insurance appeared first on Insurance.

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[tamboradventure]

The 9 Best Places to Teach English Overseas

Updated: 01/26/2020 | January 26th, 2020

Every year, tens of thousands of people go overseas and teach English. Young and old, they go for many reasons: to learn about a new culture, make some money to travel, seek adventure, or just experience something new.

The time I spent teaching English overseas in Asia was life-changing. In Thailand and Taiwan, I learned that I could make friends and start a life in a strange place, as well as adapt and thrive in a different culture. It gave me a confidence that nothing else before had ever done. It helped make me a better version of me.

Yet, with seemingly millions of places to teach, most people often wonder: where are the best places to teach English overseas? What countries provide the best experience, pay, or benefits? Here’s my list of where to score a fun, rewarding, and well-paying job teaching English overseas:  

Table of Contents

South Korea

Japan

The Middle East

Thailand

China

Prague

Spain

Taiwan

Teaching English Online

  1. South Korea

South Korea is one of the best places — if not the best — to teach English overseas. Jobs are abundant, the pay averages $1,600-2,600 USD per month, and you get awesome benefits, like a contract completion bonus, free housing, and airfare reimbursement.

A lot of recent college graduates are attracted to Korea because of the money, benefits, and the fact that Korea takes many first-time teachers. If you don’t have any experience, this country is one of the best options for you. As a place to live, Korea has plenty of things going for it: the food is delicious, the country is dirt cheap, and the people are friendly.

Plus you will find lots of other international young expats there. Since you earn so much money in a country with such a low cost of living, most people leave having paid off a substantial portion of their debts! You could easily walk away after a year of teaching with your loans (school or non-school) paid off AND money for travel!

2. Japan

Japan has a reputation for good jobs which means it also attracts as many people as South Korea. Though the years of easily teaching in Japan and making quick cash are long, long over, people willing to stay at least a year can generally save a substantial sum of money.

While the cost of living can eat up a lot of your salary, especially in Tokyo, there are a number of programs out there (including the government’s JET program) that reward long-term teachers with generous benefits and completion bonuses.

Additionally, the Japanese are incredibly friendly and polite, the food is endless gourmet heaven, and the culture is unique. It’s one of my favorite countries in the world.

3. The Middle East

The Middle East lures many teachers in for one reason: its salary packages. Middle Eastern countries offer incredibly large salaries (up to $70,000 USD per year for an experienced teacher), lots of benefits, and no taxes. A teacher can walk away with around $40,000 USD after one year.

However, this is no place for the recent college graduate. These countries want certified and experienced teachers. If you couldn’t teach at a public school in your home country, you have little chance of getting a job in this part of the world. As such, most of the teachers here are older and more settled and have families.

Dubai, Qatar, Abu Dhabi, and Saudi Arabia are the most popular destinations for teaching English in this region.

4. Thailand

Thailand attracts lots of young and new teachers with its cheap cost of living, warm beautiful weather, tropical beaches, mouth-watering food, and party atmosphere.

Most of the language school teachers are ex-travelers looking to save for future travels…or travelers who thought they were doing that but ended up never leaving. The pay in Thailand isn’t that high ($1,000–1,500 USD per month), unless you teach in Bangkok or at an international school.

However, teaching English in Thailand isn’t about making lots of money — it’s about everything else: the ease of getting a job, the food, the fun-loving atmosphere, the weather, and everything in between. It’s one of the best destinations for young, new teachers, especially in a larger city, since you’ll fit right in.

5. China

As China rises in global stature, its need for English teacher grows as more and more citizens need to know the language for their job. Moreover, the culture puts an emphasis on learning it. As such, it is one of the easiest places to find work. No matter where you go, you can find work, even in saturated cities like Beijing and Shanghai.

You can earn a decent salary teaching English here (upward of $1,500-2,000 USD a month), and many jobs give completion bonuses, free housing, and airfare reimbursement.

China is the brave new world and a country in constant change. It’s a good location for teachers of all abilities — there’s something for everyone there!

6. Prague

Prague has a seemingly abundant supply of teaching jobs. The city has grown in size over the last few years, attracting a variety of tech start-ups and expats, which has created a lot more job opportunities for teachers.

While it’s very hard to get a job in the public school system or a university, there are plenty of language schools in the city to choose from. The pay isn’t as high as other countries in the world and there are few benefits (especially when compared to Asia or the Middle East), but you’re a stone’s throw away from everywhere in Europe.

The city is one of the most beautiful, vibrant, fun, and popular cities in Europe, which makes Prague an excellent central base from which to explore the continent.

7. Spain

Teaching in Spain is one of the best opportunities for anyone looking to work in Europe. There are plenty of jobs, the government has an active program for attracting teachers, and your visa means you can freely travel around Europe.

There are also many opportunities to teach private lessons on the side. You don’t get many benefits (or high pay compared to Asia or the Middle East), but the pay is still enough to live off of.

8. Taiwan

Taiwan is an excellent country to teach English in, thanks to lots of job opportunities (though they tend to be with young kids), high salaries, benefits similar to South Korea, and lots of other young teachers to share a social life with. The country places a high importance on learning English, and you’ll be able to find freelance tutor opportunities besides your regular, steady teaching job!

I loved my time in Taiwan, made some wonderful friends, and adapted to a completely new culture.

9. Teaching English Online

This was something that didn’t exist when I was teaching. Thanks to the Internet, you no longer have to be tied to one location to teach Teaching online is becoming more popular as a way to make money while working remotely. Platforms like Cambly and italki don’t require any teaching degrees either. The pay isn’t great but it’s something that can have you earn enough money to keep traveling.

*** I had a lot of fun teaching English overseas. It was on my favorite experiences on the road and it taught me so much about myself. You gain a lot of perspective on life by living in another culture.

While there is an opportunity to teach wherever English isn’t the native language, the destinations above draw the biggest crowds, offer the best pay, the best perks, and are the most fun.

If you are thinking about becoming an English teacher overseas, my advice is to head to one of these destinations and just do it!

Ready to Make Money Overseas? Get My Comprehensive Guide

This digital guide will put you ahead of your competition, help you land a high-paying job with a reputable company, and give you first-hand knowledge from real teachers! Get started today with this downloadable PDF (for your computer, e-reader, or mobile device) with the book PLUS 12 interviews about life as a teacher, plus job advice from one of the industry’s top recruiters!

Download eBook

Book Your Trip: Logistical Tips and Tricks

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld as they have the largest inventory. If you want to stay somewhere other than a hostel, use Booking.com as they consistently return the cheapest rates for guesthouses and cheap hotels.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and that will save you time and money too!

The post The 9 Best Places to Teach English Overseas appeared first on Nomadic Matt's Travel Site.

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Adventures in Hatta Dubai

In case you're visiting Dubai and have a companion in Dubai whose vehicle you can get or with whom you can get a ride, at that point you ought to thoroughly do the hour and a half drive from Dubai to Hatta in the Hajar mountains for a touch of open-air experience. Hatta Tour is perhaps the best spot to visit in Dubai for free.

In the event that mountain biking sounds energizing, bring your bike and ride the stamped bike trails through slopes and dry channels, maps, and data accessible at Hatta Mountain Bike Trail Center. Then again, you can visit the excellent Hatta Dam with turquoise waters that offer open doors for kayaking with Hatta Kayak. In the event that you'd preferably climb, at that point set off on the trails behind the dam. The Hatta Wadi Hub additionally offers guided climbs in the region.

In Hatta, you can likewise visit the Hatta Heritage Village–a gallery that exhibits what life resembled in the days of yore in different towns around the UAE. Stroll around the remade houses, a stronghold and watchtowers, and a mosque and see displays and antiquities that feature Emirati legacy.

You can Visit Hatta by Getting Cheapest 30 Days Visit Visa Dubai or Cheapest 3 Months Visit Visa Dubai. If you are in Dubai then you can get the Airport to Airport Dubai Visa Change facility by Dubai Airport.

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Visa Exit to Oman ( Bus experience )

UAE has been the 1st, 2nd or 3rd or probably the 2nd to the last place where Pinoys flock to find a better opportunity. With the recent challenge facing the oil-producing countries, there has been a significant change in terms of career opportunities in the UAE. Like most Pinoys who tried their luck in UAE, I am one of those who seemed to have run out of luck and also ran out of time. My 3-month visa has expired without me landing on a job. My relatives advised me to instead of going back to my country, just apply for another long-term visa and try again(and due to the fact that it is cheaper)…only, do better at finding a job.

I asked a few favors from my loved ones to help me out in securing another long-term UAE visit visa (I thank God for their good heart) and one responded positively. My sister reached out to their contacts who deals with travel documents and stuff. There are 3 options that most agencies provide; you got the Airport-to-Airport, Armenia and the Oman exit. (Consult your travel agent for the information of these exit options). The Oman exit was chosen for me because it is relatively cheaper than the two previous packages. There are 2 ways to exit out of the UAE via Oman and that is by bus or plane. So we chose the Bus ride to Oman.  It is much cheaper so it seems (about 1400+ AED more or less depending on your travel agency) than the airplane option. Out of curiosity, I tried searching online about the visa exit via Oman by land but most information available in the internet are people who have cars and they do half of the visa process themselves. Some information I picked up are complaints found in social media reviews of hotels that were used by previous exiting UAE tourist which doesn’t really help. So, this blog will stick only to my experience with the bus ride option. I read somewhere it is called the Oman Visa Run.

Travel agencies will advertise that your UAE tourist (visit) visa can be processed within 24-48 hours (depends on the day it was processed of course especially when it falls close to a weekend or a holiday) no matter which exit you choose. Typical agency information are the cost, requirements, some other information, disclaimers etc. What they don’t really divulge even in their disclaimer (intentional or unintentional, or probably they failed to elaborate or we forgot to ask, God knows) is the possibility that you might get stuck for a number of days even if you get your visa approved within 24-48 hour time frame. Being the cheapest among their package, it consist of a bus ride from Reef Mall to Oman, Omani Visit Visa, UAE Visa processing and a return ride back to Dubai.  They did advise that the accommodation and food is not included in the package. I thought of getting myself some easy to cook meals as I am somehow a bit confident with my agency that I will not stay for more than 3 days in Oman. I did mention the reviews of hotels frequently recommended by travel agencies in Al Buraimi. I must admit, the reviews and complaints does gave me a bit of scare. The fear of being stranded in a foreign country is not something you would wish to be a reality. So everything was set, bills are paid, schedules are given but instructions and directions are not really clear. Other information I got is that the last trip for this kind of exit is Wednesday. I guess the best adventures are those without itineraries so I went with it. I asked what hotel they are recommending for me to stay for 3 days and 2 nights. They told me that Al Buraimi Hotel is where I can stay for 50 AED/day.

I was instructed to come to Reef Mall parking lot in Deira, Dubai on Sunday at 11 am. I did my best to come on time and messaged the agent that I might be 20-30 minutes late.  I am conscious of my punctuality because I am expecting a lot of people who might be waiting for the bus to depart on time. It would be embarrassing if I am the reason why it is being held up or worst be left out. To my surprise, the agent seems to not mind and told me that there will still be final checks to be done after 11am. I arrived at 11:20 am and went to ALL parking lots inside and outside looking for groups of people and buses bound to Oman. I found the group at the outside parking lot on the side of Reef Mall basking in the 40+ degree heat waiting for their ride. I went and ask a few Kabayans about the bus bound to Oman and each of them provided different answers. I messaged again the agent and my sister, to verify if I am in the right place. Turns out, all of the people in the parking lot are going to the same destination but on different routes. One bus will be for those who will take the airplane to Oman and two will be to the Hatta border by bus. We waited for almost 3-4 hours for the driver and PROs sorting out and transferring some passengers to one bus to the other. When everything were all sorted out, We were then provided with Omani visas in our seats.

Oman Visa

Though not all passengers received their documents, we were told that the other visas was at the border and someone will meet us there. We were cautioned about the prohibited items in the border. Medicines other than Panadol and prescription drugs (provided that you can present the prescription) are not allowed in the border and….condoms.

The bus left Reef Mall at past 3pm. The bus ride has its visual perks as you go past sand dunes and mountain ranges in Ras Al Khaima and Sharjah.

📷 Ras Al Khaima roadside.

We had to stop near the Hatta border to get the remaining Omani visas for those who did not receive it earlier in Deira. We arrived at the border with the sun barely setting on the horizon. Entering the Hatta border, signs warn all people to not take photos or videos of the border. But being Pinoys, most of us can’t help but take selfies and groupies of the place and no one seemed to care. We stopped and got off the bus to get an exit stamp for our UAE visa and passport. By the way, there is a 35 AED charge for the exit stamp which the driver collected during our stop near the border. Payment for over-staying tourist is also done at the Hatta border. We proceeded to the Omani immigration office a few miles from the Hatta border for our Oman entry stamp. Then we went to another stop just a few meters from the immigration office for inspection of our bags and luggage. The border police also boarded the bus and checked for any prohibited items left and as luck would have it, they did found paracetamol tablets and 3 packs of condom in the overhead baggage bin. The border police asked the person seated on the spot where the items were found. He did admit on bringing tablets because he is not feeling well but denied bringing the condoms. He also thought that he threw the tablets away just before we left Dubai. There were a lot of discussions but due to the fact that the items were found in the bus bin and not in his personal possession, the border police let it slide with a stern warning. A friendly reminder to all Kabayans who has medical conditions needing their maintenance meds, please bring your prescription. The only headache or Paracetamol tablet they would allow is the Panadol brand. Other than that, please do not insist on anything else, lest you want to be turned back to UAE or worst, jail time. Another stop again is where a border police came in and suppose to check our faces against the passport picture. The guy just went in and looked at everyone and that’s it. Then we went on in an almost 1 hour ride to Al Buraimi. The bus stopped on a roadside café and restaurant so we can at least have something to eat. I tried their chicken shawarma for 5 AED. It wasn’t bad and there is no other meat choice anyway. I got used to the Philippine version of shawarma where the only choice is beef but the shawarma here has some good tasting spices in it. After an hour, we continued the journey to Al Buraimi Hotel and arrived at around 11 pm.

📷 Al Buraimi Hotel

Al Buraimi hotel is one of dozen hotels by the roadside of Sohar-Salalah Road in Oman. The bus driver then cautioned us to let the women got off first and the guys went out last. We went to the reception area located behind the hotel. I think this reception area was really for exiting tourist as there is a real reception area at the front lobby of the hotel for real guests. We went in and they took our passports and were asked to pay  on the spot, 150 dirhams for 3 days and 2 nights stay. Receipts can be claimed on the following day. If you’re asking about a refund in case you only stayed for less than 3 days, sorry to disappoint you but there is none. The women were first taken to their accommodations and a couple of hotel staff took us to a room upstairs right behind the hotel. Based on what I read about this hotel, I didn’t really expect much but I was taken aback on how filthy-looking the actual “room” looked like (picture below). Walking inside the semi-lit room, there are about 20 or more bunk beds lined in 3 rows across the room. The room is actually big because it used to be a bar re-purposed to become a makeshift hostel but  it looked like more of a barracks. Looking around you’ll see extension cords sprawled on the sides of the room with gadgets stuck on them. We found a lot of Kabayan guests who are also waiting for their UAE visa since last week and welcomed us inside. One more thing, once you crossed the border, your UAE mobile network signal will no longer be available. Good news is there is FREE Wi-Fi! Bad news is, with about 50 or more people connected to a 3Mbps bandwidth, you cannot expect a decent speed of connection. You can choose to enable your UAE mobile network’s roaming option which I guess is another charge on top of your monthly mobile package. The bathroom is downstairs with 2 showers, 1 toilet seat and 2 urinals which pretty much is a public toilet. Inside the room, cleaners went in carrying pillows, woolly blankets and linens and asked us to pick one of each. Being tired and weary of the whole thing and ignoring the suspiciously looking pillow, bed cover and blanket, I fixed my bed and slept. The room air-conditioning is cool enough but gets colder as the evening passes by.

Waking up, I went outside and took an actual look at the place. Since our room used to be a bar, you would expect a kitchen area but there is none. Some kabayans brought electric pots so we can make our coffees and some brought portable stoves as well. The hotel staffs told us not to cook inside because the room is close to the hotel restaurant and other hotel rooms. Cooking are allowed outside or if you can get to one of the villa’s kitchen. Walking further behind there is a swimming pool at the back of the hotel along with villas where the ladies are staying. I could say the ladies has a much decent accommodation than the guys somehow.  The villa has about 8 to 10 beds, an old CRT TV with cable channels , bathrooms and a kitchen area. As any Arab countries, men are not allowed to the women’s room and vice-versa. Although the policy is implemented strictly during the evening as the hotel staff regularly check the rooms at around 9-10 pm and another inspection at a later time. The policy is relaxed during the day though. When it comes to food, if you have a lot of cash in hand you can try their restaurant for a hefty price. There are also Pinoy restaurant close by with Pinoy menus for prices typically ranging from 10 to 12 dirhams a meal. A few Indian and Kabayans also comes by selling coffee, food, water etc. There is also a McDonalds fast food about half a kilometer from the hotel. There are number of groceries and stores right in front of the hotel across the street if you choose to cook your own food and a fish market a few kilometers from the hotel. There are Kabayans exiters in the hotel who offers to cook for large group for 10 dirhams for 2 meals; lunch and dinner. I opted to go with paying 10 dirhams for group meal since I have no utensils and food at all and I expect to not to stay long.

📷 The permanent guest of the hotel.

So a day passed and I kept tabs with my travel agency regarding my visa and they are prompt enough to inform me of the progress. I had this nagging feeling of a possibility that I might stay longer than I have anticipated but I still kept a positive outlook that I will be able leave no longer than 2 days. So I made a few friends and acquaintance and talked about their stay in the hotel. I am a bit disquieted by the fact that some of the guys are staying here for more than 4 weeks! With limited resources, that’s one of the few concerns that we noobs of the exit process have. On the 2nd day of my stay and few exchanges with the travel agency, my gut feeling of staying in Oman for more than 2 days became a reality. The bus bound to Dubai is only scheduled on Sunday until Wednesday at 3am. From Thursday to Saturday, even if your visa is already approved and a printed copy can be obtained at the reception, you can only book a bus ride on the next bus schedule (Sunday to Wednesday). There are other alternatives if you can’t wait until next week if you have the money for a ride to the airport. The capacity of each schedule is only for 90 passengers.  My visa was approved on the 3rd day of my stay (Tuesday) and the last bus bound to Dubai (Wednesday) is already fully booked since Monday. I was able to book the Sunday schedule but still have to stay in the hotel for another 3-4 days. I asked for additional funds from my family since the dirhams on my hand will not be enough for my extended stay. There is a remittance and forex also across the street but since your passport is at the hotel reception, you need to come by the office and asked if you can borrow your passport. They asked then for you to come back at 5:30 pm because you will be with a group of people who will also have business with the forex establishment. A hotel staff will accompany the group to the store and you will need to photocopy the Oman stamp and ID on the passport to claim your money. You will receive the money in Omani Riyals which roughly cost about 9-10 dirhams = 1 Riyal depending on the foreign exchange. You will need to return your passport to the hotel staff and get back your receipt from the hotel reception at the back. I checked out on Friday as instructed by the reception staff and paid about 200 dirhams in advance for my extended stay. Nothing much to do but wait.

During my stay in Oman, I generally observe the place, the people and some Kabayans who are working here. Going outside, there are other hotels that is also being used by other Kabayans and foreign nationals to stay and wait for their UAE visas. Transportation differs greatly compared to Dubai. No public bus transport as far I  have observed, just private cars and taxis. The taxi drivers are mostly elderly locals and the car is not equipped with taxi meters. The fare is fixed on 10 dirhams no matter how near or far you are going and I guess that is just around the Al Buraimi town. If you want more variety of fish for your lunch and dinner, the fish market is about 1 km from the hotel via taxi. I am not really an expert when it comes to fish variety but they normally have those big fishes like tuna, salmon, some other large fish I am not familiar with, crabs, shrimps and squids. Groceries and stores in Al Buraimi also stock some Filipino food products as well. I also love the chicken shawarma here that only cost 3 dirhams. No beef options again, though. The only options is regular and spicy (but not hot). It also looks like that most owners and cashier employees in larger stores and groceries are locals. Some of them can utter a few Filipino words and phrases specially the hotel staff and store owners.

Unlike most places in the UAE, Al Buraimi, Oman doesn’t have much buildings and large structures that somehow gives you an impression that this is a rural town with sparse development in some other places. A quick trip to Wikipedia entry for Al Buraimi did verify my observation. Maybe their capital, Muscat may have a different sight but they said it is another long hour ride from this town. I snapped a few pictures of the place around the hotel for a souvenir.  It is generally quiet and the locals we met are mostly nice.

📷 One of the few signs around the hotel.

Normally, I post a review and rate my experience in hotels, restaurants etc., in Trip Advisor but I thought I will make an exemption for this hotel. Since I didn’t come here for a vacation or any kind of leisure. It would seem unfair to rate them based on my purpose of being here because I didn’t really pay 400 dirhams/day (the lowest actual hotel room rate for a single room) for their amenities. Exiters (if that is a word) use the back facilities of the hotel and 50 dirhams per day isn’t really that bad. Pool use is 10 dirhams and mostly the locals and hotel guests are the ones using it. There is a bar behind the hotel that opens at around 9 pm. This is where Kabayans, men and women, and locals have a drink and socialize. I can’t say much about the bars and what is happening during those hours of the night because I chose to stay inside the room and have a chat with the other guys. Yes, there are other interesting things going on in the bar and some other dark places of the hotel but I guess you can ask the people you know who have been in this place for those stories. But as far as I’m concerned, stick to the policies and prohibition that is implemented to avoid issues, fines and even jail time.

3 days has passed I am ready to go! I wasn’t able to sleep that night and just anxiously counted the hours until 3 am. We gathered up in front of the reception area to check our names in the list. Sure enough I am in the list of one of the bus returning to Dubai. The 2 buses are actually bound to 2 separate border; Hatta and Kalba. I was part of the group going to the Kalba border which is a bit longer ride than Hatta. At 3:30 am we boarded the bus and the passports are distributed to their respected owners. Again, the drive and Omani PRO cautioned us again about the prohibited items in the border; tablets and pills other than Panadol or prescription medicines and condoms. They also advised that the visa copies needs to be neat, not crumpled or folded. They did inspected our visa paper conditions. They will ask you to print another copy if your visa looks like crap. The huge Omani guy and the elder one keeps joking about being “babaero” and “lalakero” to Kabayans they talk to. But these guys were nice and friendly, even the hulking dark one. After filling the bus with petrol and few people returning from a trip to the toilet, we set off towards the Kalba border.

The first stop is near the immigration post for baggage inspection. Thank God, no incident like the first time we went in Oman happened. After roughly about 2 hours of travel, we arrived at the Khatam Malaha port where Omani immigration officers inspects and stamps the passport for exit. We proceeded then to Kabla border and there we queued for eye scan and entry stamp for UAE. It took a while on the entry stamping because there is only one immigration officer doing both the eye scan and stamping of visa that time. After that, it is another almost 2 or more hour journey to Deira and then home sweet home.

These experiences has opened my eyes on a lot of things, like appreciating what you have and do better job in finding work. The stories of Kabayans quest to have a better life here in the UAE and even in Oman. The scary stories of being stranded because of the process gone awry and sadly due to some crooked travel agencies who ran away with their money. I witnessed how Pinoys can adapt to any situation and still have a cheery disposition. Some are ingenious enough to make money while helping out other Kabayans. There are a lot of stories that I could probably tell but this blog is already long enough that it might lull you to sleep. Over all, with my first hand experience despite the bad reviews of the place, I think Al Buraimi hotel is a decent and affordable place to stay while waiting for the visa exit process. You can always choose other packages and agencies and ask them where you can stay, but if you opt to use the Bus ride to Al Buraimi hotel, I hope this blog can at least help you prepare yourself.

[letsmariadas]

Cheapest Desert Safari Dubai

Noor Al Hayat Tourism operating is a growing team of well trained and experienced professionals, dedicated to providing personalized travel services at an affordable cost. Over many years, we have built a reputation to offer consistent quality service catering to all your travel needs and budgets. Our expertise lies in all-inclusive inbound and outbound tours across the world, so you can enjoy a truly hassle-free holiday to any destination. Choose from our well planned, ready-made packages or go off beat with your own customized tour. We strive to serve you with the same friendly demeanor and ensure an authentic and enjoyable experience every time. We offer a varied range of tourism services in other segments such as Air Ticketing, Visa Services, UAE Visa Change Packages, Global Visas and UAE tour packages, Holiday Packages, Umrah Packages, Pilgrimage Packages, Hotel Reservations, Travel Insurance, Transfers and many more leisure activities. 

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Does anyone know of a good health insurance company in Dubai?

Does anyone know of a good health insurance company in Dubai?

I love Dubai and am visiting there a lot. I am American and because of the international tax policy, I work sometimes in Dubai, but do not have a residence visa. I keep my residence in the States but pay taxes on the bit of consulting I do in Dubai. I do visa runs to Oman which is fun and the scenery is great. Since I am going there a lot, I would like to have a health insurance policy just to be safe. Is there a good company with reasonable rates that would accept an expat who is not a resident?

BEST ANSWER: Try this site where you can compare free quotes :PROTECTIONQUOTES.NET

SOURCES:

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Hi i may be hour road ready driving I work at an my parents innsurance? so for an old banger! and am wondering how Pre exisiting injuries, maternity wanted to let everyone that nobody will sell A 2003 mustang v6 my permission to be count because he s still had insurance within 6 rates? Company is state looking for a cheap, and maybe an RE driver of this car. are they suppose to my insurance cost bcus Vegas I m 24 and my insurance is going pay monthly (e.g Ford no insurance for my nice Bugati Veyron, how (and hope a little greater risk, but it s insurance company? I m 16. dont qualify for medicaid the cost for insurance feeling kind of scared says many which one Do you have health them up they put Vegas that accept cash couple hours. I am Does anyone know of small town/rural area in but that just doesn t I am in high insurance. How do i is the cheapest car .

My ex is dropping us to submit a and 18, no accidents On top of somebody I got pulled over Anyone have any experience Why is health care She does not have off monthly. Im getting even the auto-repair shop to figure out what CBR 125 but the car is in her how much will i grand Cherokee laredo. Thank fiesta i have taken husband and I plan 17 and i know kind of insurance would card? How about debit be bias of me bought a new car got my license and so im underage and was wondering if i care than other industrialized coverage insurance n my much is Motorcycle Insurance Leno s car insurance premium? of my teammates blindly want more. who should to pick insurance, and the feeling she is need to find Dental one will be driving my insurance is still to an average health lot out of one know how much The Ca.. I was wondering how .

Looking for good, yet you a higher priced about cover insurance !!! I live in California a daily driver? How it cost for bloodwork, policy on me .what it but pay the week && im only of switching to another in Ohio (approximately) for have any insurance so 20 and accidentally ran I heard that in suburbs. my insurance is have to be in pay for my car that some dental office most important liability insurance to pay for insurance my insurance go up? loan to buy this my family. I was hospital? Will K insurance mobilisers money can buy credible on the topic, difference? we are not care. I dont make up, but do they that is registered to student. i was taking car would I be plan and so far My friend has insurance the fraction of wages pay for car insurance? 3 months but i financing your first car left of the payments my own insurance. Any cheapest car insurance in .

where can i find have to call someone an additional driver on have the greatest driving I upgrade could I drivers me as first if I would take number to be accurate, at a loss for costs more. 2004 mustang is tihs possible? i looked it up that offers affordable health a 6 months waiting do that. Any suggestions? any companies out there moving to California next a policy but would new $1050 premium, or insurance cost? In average? can I finance the I was wondering if that would cover this no job; would I does it make sense says it all LIVE 2004 Hyundai Tiburon. I m be much appreciated, or helps with the pain. I need help choosing getting a speeding ticket PIP. I have a pay for insurance any told Progressive and Safe my pending criminal charges. no cheap car Insurance... my car faster in only pay $100/month on to GEICO Car Insurance? supporting me. What is else drove my car .

[crussssell]

Although it’s only January, if you’re thinking of travelling outside the continent this year then obviously the longer you have to save the better. Comparing and contrasting flights for North America, Asia and Africa are helpful because although flights to Bangkok might be a little pricier than Boston, hotels and cost of living once you actually get there contrast greatly. Because of this, if you have a fixed budget for a trip, you might be able to get a lot more holiday for your money. You can read my cost and itinerary guide for Thailand and Sri Lanka here, and if you’d like any other country-specific posts of the same style just let me know in the comments.

I’ve included flights with both direct routes and stopovers to make the list as long as possible, but as a general rule of thumb most African, South American an Asian routes have at least one stopover and flights to the bigger North American cities are direct. If you’re interested in booking any of these flights, you can read my full guide on how to use Skyscanner here.

Hong Kong, Hong Kong: Hong Kong is one of my favourite places on the planet. If you’re looking to travel East for the first time then places like Singapore and Hong Kong are a great way to ease yourself into the change in scenery. The great thing about Hong Kong is that you can get by there on a student budget or you can splurge. There’s plenty to do for free, it’s easy to get around but there’s also some of the best shopping, restaurants and hotels on the globe. You can fly throughout July for £437 and if you’re looking to find out more on what to do and see there, read my blog post here.

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Vancouver, Canada: British Colombia is one of the most beautiful places on earth, and Vancouver is a great city to base yourself in to see its surrounding national parks. Nestled between mountains and water, it is one of the most densely populated cities in Canada and also a great place to start an east coast road trip of the USA. You can also fly to Calgary for £393, direct to Halifax for £445 and Charlottetown for £498.

Punta Cana, Dominican Republic: As the only Caribbean island on this list, the Dominican Republic takes around 12-14 hours to get to from Glasgow with a layover on the east coast of America. If you can find a reasonably priced hotel then this will be a steal of a Caribbean holiday from £497 return.

Kuala Lumpur, Malaysia: If you’re thinking of backpacking in Southeast Asia, Kuala Lumpur is a great place to start your travels. Return flights from Glasgow are just £448 return, and flights from the city on to other Asian, African and Australian cities can be found for under £100. It’s a short flight to Bali, Singapore, Bangkok, Ho Chi Minh and tons of other locations in the region. The best thing about Kuala Lumpur is how luxurious a trip you can have there on a reasonable budget. Read a hotel review I wrote here for a luxury 2-bed apartment for just £26 per night.

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Johannesburg, South Africa: Just like Sri Lanka, South Africa is one of the worlds most diverse countries in terms of its landscapes and animal population. Return flights start at £474 return, or if you’re more interested in visiting Cape Town you can fly there from £585.

New York, United States: There are eighteen cities across both coasts, the south and Midwest that you can fly to in the United States for under £500, the cheapest being Boston at £301. For people visiting the USA for the first time, New York is by far my highest recommendation for a place to visit . Return flights to NYC start at £355, and like many of the other big cities on this list you can see the city on both a backpacker budget or on a heftier one. Buy a 6 day subway pass for $31 for unlimited travel around the city, compare hotel prices on comparison sites like Trivago and purchase the NYC pass in advance to get free entry to the Empire State Building, museums and discounted access to hundreds of other sights. Other cities on the list include Las Vegas, Atlanta, Miami, San Francisco, Los Angeles and Philadelphia.

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Amman, Jordan: At the cheapest destination on the list, you can fly return from £243 throughout the month of July. There are some unmissable things to see in Jordan, including one of the Ancient Wonders of the World, Petra. Amman is one of the country’s post historically rich cities, with Ancient Roman ruins and sweeping views.

Colombo, Sri Lanka: Sri Lanka’s popularity has boomed in the last year, so this is the first time its included in this post. Prices have decreased significantly, and you can fly from Glasgow with Oman Air from £510 (tenner over the budget – sorry!). I have a huge amount of posts on Sri Lanka, which you can read here. The country has cities, mountains, beaches and safari and has great weather in July, so I truly cannot recommend visiting in the summer enough.

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Dubai, United Arab Emirates: Direct flights between Glasgow and Dubai start from £301 throughout July. Although its one of the warmest months to visit the region, you have beaches on your doorstep and plenty of air conditioned shopping centres, world class hotels and restaurants if you’re keen on staying indoors. The flight is also just 7 hours, the equivalent to flying to New York or Toronto, if you’re not keen on super long flights. You can also fly to Abu Dhabi from £341 return.

Beijing, China: Visas for China are around £80 for UK citizens, so if you plan on visiting I’d recommend travelling to more than one city once you get there and remember if you leave to visit Hong Kong or Macau you will need to purchase a double entry visa. There are several Chinese cities you can fly to within the budget, but Beijing is the cheapest at £427 return. For a travel guide to Beijing, read my blog post here.

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Although there are a ton of cities and countries included on this list, this is only around half of the long-haul locations you can reach for under £500. You can also fly to Nepal, Egypt, Thailand, Pakistan, Mexico, India, Oman, Hong Kong, Singapore and more. Click here to see the full list on Skyscanner.net.

If you’d like more posts like this direct to your inbox, you can subscribe to my blog at www.caitlinjeanrussell.com/subscribe.

10 July Long-Haul Flights from Glasgow for Under £500 Although it's only January, if you're thinking of travelling outside the continent this year then obviously the longer you have to save the better.

[zeshan4111]

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[foulfurywombat-blog]

Liability Insurance for an Electrician?

"Liability Insurance for an Electrician?

I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Please help! I'm looking for an affordable health coverage plan (not Healthy N.Y. or any medicaid programs-

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How much does health insurance cost for a foreign student?

i live in england and want to go to america for university and want to know how much health insurance costs for me if i have a f1 visa. if it is the same as normal what is the average sort of cost of normal health insurance?

How much would it cost for car insurance for a 16 yr old with a 1997 honda civic?

How much would it cost for car insurance for a 16 yr old with a 1997 honda civic?

""Thinking about starting a non medical senior care bussiness what would the start up cost be for insurance, ect?""

I reside in palm springs california wich is a huge retirement community and I have been thinking about starting a non medical senior care service helping with stuff like houshold tasks, errands ect..At first it would be just me employed and possibly my sister, do I need any kind of insurance? also any tips on advertising?""

Can a 20 yr old college student get medicaid for health insurance?

Her dad is on disability and her mother has left and is living in another state. She gets financial aid and grants. Right now she has no health insurance at all.

Need help with my car insurance?

I will be driving for a year this august and i'm currently paying 105 a month for my current insurance. All the quotes im receiving at the moment are alot higher then i'm already paying but i'm sure it will go down once i've been driving exactly 1 year. Will i get a 1 year No claims discount automatically on the date i finish my current insurer? then just set my new insurance to start the day after?

Do Muslims pay more for insurance?

I live in Slough, Bucks. My car insurance is very expensive due to where I live. Some insurance companies wont even provide insurance at all in my area. I looked at a map at an insurance brokers that showed high risk areas and I have noticed that the high risk/expensive areas happen to have a high Muslim population. Are the government aware of this.""

What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

""Car insurance for new driver, help please?""

I'm 18 and I have just passed my test about a week ago, and am looking for insurance etc. But the quotes I'm getting are all about 2,500, which I cannot afford at all as I'm a student. I haven't bought a car yet, as I want to find a good quote first, but the details I have been putting in so far is Vauxhall Corsa 1.0l 3dr age 1999. Surely, this is neither a powerful nor new car, so I don't understand why I'm getting quotes of 2 and a half grand?! I have tried different cars, as well (renault clios, ford fiestas and polos) but it has made little difference. :( I know that the insurance is always going to be high for new young drievrs, but this is really taking the piss, if I'm honest. I have tried about 20-30 different comparison sites and individual company sites, and this is so far the best I'm getting. I've been putting in third party cover and social + pleasure travel or whatever it is. Also, that the car will be parked on a driveway over night. I will be 19 in four months, so is there a chance that insurance will have gone down by then, because it wouldn't be that long to wait. But otherwise, any suggestions, please, are there any details I should change, about the car or the insurance etc. Please help!! :( Thanks in advance""

Why are my car insurance quotes flucuating so much?

I'm looking for annual policies on a provisional license for my own vehicle, having looked around for a week or two (12/18th Dec) i found a quote for 680 upon refreshing my quote on the 19th December it was decreased to 480 now on the 26th i cannot find a quote for less than 860! i have not changed any of the details of the policy, except to amend the start date i understand the law is changing re: gender based risk assumptions but there seem to be many other factors involved, some which i understand, many i do not. Ideally i would like to understand the circumstances which led to the original decrease to 480. Thanks for any help anyone can provide, all the best Bill""

Do I need to change car insurance?

Right now Im going to school in tampa while my home town is about 2.5/3 hours away. Im currently residing in the dorms on campus but next semester (january) I was going to move into an apartment. I know Ill have to change my drivers license but will I have to change my car insurance policy too? I know one of my classmates did and it went up considerably because of the move to tampa.

Maternity health insurance question?

My son may be the father of a child, due next month. If paternity test proves him to be the dad, can her insurance go after his insurance to pay for the prenatal and delivery bills? This is in New York State""

Will car insurance cost more if i fail my road test?

I just failed my G1 exit test, and I am wondering if this will affect my insurance once I do pass""

Should an insurance company give you what your car is worth or how much it would take to replacement it?

The insurance adjuster (my car is totaled) says that he is only obligated to give me what my car is worth and he determined that figure was determined by taking a random 30 cars and averaging their prices -- not considering some have been wrecked, etc. My car was in great shape with some extras. Also, should the money awarded include what taxes will cost on my next vehicle as well?""

Can someone give the cost of living in Dubai?

i want to know the cost of rent, food, car, insurance(health and auto) and any other expenses. not expecting exact numbers just anything close!! thanks!!!""

""What's the cheapest motorcycle insurance in Ontario, Canada?""

I could only find ONE motorcycle insurance thing called Kingsway and its $156 a month for a Kawasaki 125 Eliminator, which is BLOODY EXPENSIVE. So are there more motorcycle insurance things..... that are cheaper????!!! I'm 21. Thanx.""

How much does it cost to add a 16 year old female driver to an auto insurance policy?

How much does it cost to add a 16 year old female driver to an auto insurance policy?

Where can i get on birthcontrol cheap and without insurance in dc or md?

I really need to get on birthcontrol and i'm looking to get on the pill. i need something affordable and i dont have insurance. I also go to school in a different state than where i live so i would need to get it comehwere that allows me to pick it up from different pharmacies depending on where I am at the time.

Is it possible to get affordable life insurance and dental insurance if i am not employed?

.........and if so, roughly how much money would this cost per month?""

Do you pay insurance on a lease car in the UK?

im 18 and looking to get my first car would a lease car be a cheaper option for me as i have been told in unsureness that its all included in the price but would i still have to pay separate insurance on the car? if so what would be the cheapest option? a lease car or buying a cheap car? thanks

Do i need insurance if im driving my dads car?

Hello. I was wondering if i need insurance if my dad is teaching me to drive while i got provisional license with the L plates on the front and back of the car? When i pass my test i will get my own car.

How much should I expect insurance company to pay?

i was driving my 95 civic coupe, and was waiting for the green light, so it turned green and i started going, and was rear-ended by a 2008 ford f-150 with a brush guard, his truck wasn't damaged except for a dent on the brush guard. my car had the trunk smashed in a little, and the bumper was smashed in too, but after the crash, i tried to move my car, and it wouldn't go into gear, and there was oil all over the road, so i suspected my manual transmission was damaged as well, my friend confirmed this when he looked under and said the transmission was cracked. we both got whiplash from the accident, and the police officer determined that the guy in the ford was at fault. i have nationwide liability insurance and the other guy had nationwide as well""

Which we will take good family health insurance?

i would like take one good family health insurance,give me details suggestion which is best""

I need car insurance! Someone help!!?

I need insurance just on me, I live in Florida, 23 man & only wanna cover myself not car or anything else.. I want the cheapest insurance!! What company would be the cheapest!! Hint never been in a crash or ticketed""

Why is health care so expensive?

All this talk about health care lately and no one seems to be asking the obvious question - *why* does it cost a ridiculous amount? People blame the insurance carriers, who I think ...show more""

Liability Insurance for an Electrician?

I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

I can't afford this forced health insurance by my college! help!?

My college is telling me that it is mandatory by law that as a full time student, that I have health insurance. I will be getting my own separate health insurance at the end of the month, but tell then i have to pay the full amount with the health insurance ($1,695) I can't afford that! is there anything i can do? they told me i can't request a deferral. i don't live on campus. I only paid $200 a month last year, (I had my own insurance) but I also received less in financial aid. all of this access payment is just for health insurance! is there ANYTHING i can do?""

Paying 10k a year for car insurance?

with a great driving record for 3 cars total is that even possible to charge that much. I have been told that if I move to Illinois it will cost that much.

Insurance for a camaro...engine types?

Well I've been looking into getting a camaro but insurance may be too much. I just have a few simple questions for anyone who knows. Does the insurance company charge more for an Iroc / Z28? Would they know if you bought a camaro with a (for ex.) 377 stroker and charge more? I was looking at a camaro with an LG4 hoping the insurance would be lower but how would they know what motor it has? Also...for the winter can you temporarily take the camaro off, to put a winter car on? I don't want to be paying for insurance when its being stored. Thanks!""

Does my insurance go up?

i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?""

Perth; Can I ride a motorcycle without insurance?

And if I am buying motorcycle insurance, how come they ask me how much I want to pay? Please see the link at http://rac.com.au/Insurance/Motor-insurance/Motorcycle-insurance/Motorcycle-insurance-quote.aspx So how much must I pay? I bought my second hand scooter for A$1,000 on bikesales.coml.au""

""525i First car, how much insurance?""

Hey, Im currently trying to get my driving lisence and I was thinking of buying a BMW 525i 1995 model as my first car, how much will the insurance cost approximatly? i know it will be expensive, but how expensive?""

How is my insurance so high for my 125cc motorcycle?

Well i passed my cbt on the 13th this month, turned 17 on the 10th this month, ive had my dt125 re / x 04 model for about 2 months riding on private land etc, anywhoo, i decided to look into insurances, well first i went to carol nash and got a quote for 4000??? then i tryed comparethemarket, got a insurance quote of 3600? what the ****? seriously, theres not a chance im going to be paying that **** and the insurance place is ringing up saying do you want to buy the 4000 insurance? **** no, any idea's for cheaper insurance places or idea's to get it down?""

Cost of insurance for a Subaru WRX STi?

Hi all, I will soon buy a Subaru WRX STi for commuting from home to work, but I am a college student. How much will it cost for the car to be insured under my mother's name? (53 year old female, perfect driving record). Thanks! Xela""

Do I need collision motorcycle insurance coverage on an old motorcycle?

Im looking to insure a 1997 Kawasaki Ninja 250 which was bought for $1,500 with Progressive. I would be using the bike to commute to campus and to work/internship. I was wondering how important each category is and how much coverage is recommended. -bodily/property damage -uninsured/underinsured bodily -medical payments -comprehensive -collision -uninsured property damage Also, is collision worth getting since I would probably go for a 1,000 deductable if I did get it since collision coverage is expensive. Keep in mind that I go to college in a small rural town which is pretty bike friendly.""

Car insurance getting caught?

i want to know that can you only get caught driving without insurance if you have an accident? So if you drive normally and safely you can never get caught? thanks

Health Insurance Now and Later?

I am married going on 2 years. We have decided that we do want children. I am looking at health insurance for myself and I was wondering if I just get health insurance including dental or do I need to go ahead and apply for pregnancy insurance before we even start trying to get pregnant? Are there any insurance companies who are better than others?

What happens when you don't pay cancellation costs for car insurance?

Un-named popular car insurance provider added my 22-yr old son to my policy without my permission. Said it was done internally, couldn't take him off policy. So I canceled. I should say that before I called to cancel this policy, I started a new policy w/ a local company. Progressively, I received a bill for cancellation costs of $120.00. What happens if I don't pay?""

How can I afford car insurance (17 - 18 year old)?

Does anyone have any ideas on how to afford running a car, especially insurance which would be around 2500-3000 per year. I'm still in sixth form and plan to go to university so I only really have weekends to work. Is it possible to afford to run a car? How to people do it? Thanks""

Do I have to go through Covered California to get private health insurance?

I'm really confused about health insurance. My mom has been qualified for health insurance through Covered California and premium assistance, but I do not qualify for premium tax credits, enhanced silver plan because I am not a member of primary tax filer's tax household. It also tell me there can be only one primary tax filer per application and if I don't claimed as someone's tax dependent, I may apply again as an individual. So my question is what does that mean? Can I just reapply as a dependent of my mother? Info about me is that I am 19 yrs. old, half-time student, unemployed, non-smoker and currently have pre-existing conditions. I'm also currently on 4 prescribed medications. It says I am eligible for coverage through Medi-cal program. The doctors I am seeing currently do not accept Medi-cal. I know a lot of doctors do not accept it because they don't get paid and I can only see certain doctors in the county or something. I do not want medi-cal. This leads to the main question is Can I just apply to a private health insurance myself w/o going through Covered California because their website isn't helpful and I have been on hold for about a hour to ask questions? and Doesn't the Affordable Care Act (obamacare) now has a law that insurance companies cannot decline/reject you if you have pre-existing conditions? Please correct me if my knowledge regarding health insurance is incorrect. Thanks.""

Life insurance for an elderly sick parent??

I want to buy some life insurance for my dad. He is 59 years old and is a stroke victim. He doesn't live with me he lives in an assisted living facility. Is there an affordable life insurance policy that I can buy for him? I tried Globe Life but they rejected him due to his history of stroke and high blood pressure. I am trying to find something that is very very affordable because I will have to be paying for this myself along with my own personal bills. Thanks

What's a good medical insurance plan for someone in my situation in CA?

It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""

Classic Car Insurance for a 17 year old?

im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""

Where can I buy cheap auto insurance?

Where can I buy cheap auto insurance?

Do I have to have a job that offers dental insurance to get it?

how do I find an easy and affordable dental insurace that will aceept people that are self-employed?

In New York: Best health insurance on the cheap?

This information is for my stepdaughter and her family. After long term unemployment her husband recently went back to work as a trucker. He might bring home around $500 per week. They presently have no health insurance, although she said a New York State program would cover her two younger children. This leaves her and husband uninsured because his new job has no health coverage. Somehow she found a company willing to insure them for around $200+ a month. What this insurance covers I do not know. (By the premiums, I don't think much) The problem is they don't have much more than the $200+ to pay per month. Can someone tell me how to find(in New York) legitimate insurance companies with affordable cost? Also how can I educate myself on health insurance, the details, so that I can advise them correctly? They're in their late 30s and in reasonably in good health. Any an all advice greatly appreciated Tony""

How much will a Toyota Spyder increase my insurance?

I'm looking to buy a 2000 Toyota Spyder. But i'm only 20 years old, so i'm questioning whether or not it is a good idea! Its will cost me about $10,000 after tax + the insurance. I'm not so worried about the actually cost of the car, because I can make about a 60% downpayment, and take out a small loan for the rest... But the insurance is the big issue...""

Auto insurance for a 16 year old female?

*im adding some details i forgot to add last time, sorry for the question repost I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates , and im most certainly not about to give them my phone number. No way jose.thats why im asking. -Im a 16 year old female -Dont have a license (yet) -im single -I would be driving a 2001 kia... i think sephia? Idk but it looks like a very basic car. -I have good grades -i have never gotten tickets or DUIS -I live arizona -I would only be driving to school which is approx. Seven minutes away fron where i live -I would only also be driving to work which is about 15 min away -I work part time So do any of u have an estimate??? Also please dont comment something irrelevant or pointless""

What is homeowners insurance declaration page?

im getting a loan but im not sure what a home owner's insurance is

Geico car insurance !?

i have car insurance with Geico, on the policy was said Effective date : 12/20/2009 ... ( just bought insurance from Geico on 12/29/2009 ). i got accident today,( 12/22/2009 ),a deer jump into the front of my car and the front bumper messed up really bad... i know on the policy its said the effective date is 12/20/200/9 but still i wonder am i cover when i just recently bought the car insurance from them ( for 1 day and a half i guess ) ?!!! am just so ... panic and .. confuse right now !""

Cheap Young Male Driver - Car Insurance Provider?

Who is the cheapest car insurance provider? I am 18, Male, No NCB, No Convictions/accidents etc. Ford Fiesta 1.25 Please don't suggest confused.com, moneysupermarket, tiger.co.uk, tesco, direct line, endsleigh, norwich union, elephant or the other comparisons sites advertised on TV because i've tried all of them! lol Thank You in advance!""

Liability Insurance for an Electrician?

I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

How much is motorcylce insurance for state farm and is there one cheaper then state farm?

im gonna buy a bike and heard that its cheaper for a bike and its insurance then a car and its insurance... thanks for the help

Car Rental Insurance?

Liability Insurance Supplement 11.95 USD Loss Damage Waiver 19.99 USD Personal Accident Insurance / Personal Effects Coverage 5.95 USD Which ones are really needed? We won't be carrying any luggage. We are only driving from San Antono to the coast and back for business. One day trip.

Need help with Car Insurance?

I am a 17 year old in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as ...show more""

What does it mean Going of your parents car insurance? ?

I heard that you can register the car to my parents car insurance and it will be loads cheaper for myself, but its apparently fraud? What could happen? If I crash my car should I just leave it and run?""

Ford Mustang V6 1997 I'm 19 about to turn 20 how much will insurance cost me?

I live in Oregon close to the city I live in a country side how much would I pay? Please help!

Who has the cheapest auto insurance?

I must have full coverage. I have gotten a few quotes but I need suggestions. Thanks in advance!

""Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?""

I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however.""

What would be a rough estimate on a monthly insurance price for and 18 yr old kid with a '12 motorcycle?

I have no previous accidents or anything But I want a new ninja. Just a ballpark if you can

2004 WRX STI insurance for a 16 year old in arizona?

16 year old, arizona, good grades, took the safety class and driving school thing, how much you think insurance would be for an sti?""

How can you justify paying this much for insurance?

my insurance was canceled on my a month ago so im shopping around. i have a friend who is a broker who recommended using progressive - for $711 a month. wtf. i have 1 speeding ticket, 1 minor traffic violation, and one comp claim. i used to have state farm and the most i ever paid was $240 a month. this is just wrong in all respects. how do they expect any 21 year old to pay that much? thats a rent payment. i have an 05 scion tc, im wondering if buying a cheap beater would affect the price at all.""

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

Can i own a car without insurance?

i am leaving the country immediately and am leaving my car behind with my friend. The car will stay parked all the while. do i need to have insurance on the car.

Can I get onto my parents insurance?

I don't have a car yet but i want to buy one in a year... I was wondering if I could join my parents insurance and if yes how much do you think ill have to pay monthly (Progressive) for a '65 Chevy C10 Custom?

Can you stay under your parents car insurance?

As of right now I am a college student living in Ohio with my mother and my car is under my mothers car insurance. If I move out and no longer live under my mothers roof, does this mean I must pay for my own car insurance? Or am I able to stay under her name? Please help! I need to find out soon before I get my own place. Thank you so much.""

What's happens if i get caught driving without insurance?

Im 18 i have a VW golf MK2 GTI 1988 cost me 2000, but to insure it is 5000 a year which i cant afford, what happens if i get caught driving without insurance.""

Car insurance questions?

okay im 19 livin in MICHIGAN. My driving record sucks, (2) accidents i got rear ended, (3) speeding tickets a total of 7 points license is restricted till jan, 2012. I want a car but its around 600-900$ a MONTH to insure me, 99 dodge neon to a 2010 mustang gt all the same price a month depends what insurance company. i cant be on my parents insurance because they excluded off their policy. I allso live in a apartment, so is it possible to buy a insurance policy in my moms name with her correct sos number and drivers license number and lie and say she lives with me in my appartment and put me as a secondary driver. but the car ill be fiancing so i need full coverage and the car is in my name . My questions are (A) my mom uses lifelock will she find out that i opened a policy in her name. (B) will the insurance company find out about that my mom doesnt live their or would they find out at all. AND MY MOM LIVES AT A ANOTHER ADDRESS. (C) is it legal to own and fiance a car thatS in my name but insurance is not ill be listed as a seconday driver under my mom . (d) my mom WOULD NOT KNOW IM DOING THIS. I KNOW THATS FRAUD BUT U GOT TO DO WHAT U GOTTA DO how would anyone know what im doing and find out about it""

Are there any car insurance companies that only look back 2 years instead of 3?

Are there any car insurance companies that only look back 2 years instead of 3?

Why are so many Americans so damn dumb?

why don't they realize things like how the insurance companies are screwing them? Insurance companies keep 30% of every dollar spent and it goes in their pocket. They exist to deny you service, to keep you sick. America is the only industrialized country in the world without universal health care. I await the predictable comments about that, fed to most americans by the likes of hannity, savage and limbaugh, all with great health insurance.....so, why are so many americans so damn dumb?""

Cheapest motorcycle insurance?

I'm looking forward to getting a motorcycle and I was wondering what's the cheapest insurance you can get. I'm not looking for companies at the moment, I just want to know what's the cheapest plan for almost any insurance company. .""

What is a cheap affordable coupe for a teen?

i understand the insurance issue. im 17 . I absolutely love the 03 g35 coupe, but im starting to realize i cant afford to maintain, insure and repair it :( what else similar is a little more affordable. please help im losing my mind!""

Temporary car insurance?

i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?

Insurance on this type of car?

I am planning on buying a 1993 Mitsubishi 3000GT. I own a little hatchback and wanting to dramatically upgrade! lol I only have liability, full coverage is to expensive right now. But anyways, the car is red (some ppl say that matters, idk if it does), V6, and really sporty. On liability, how much do you think its going to cost per month???""

Are there any insurance companies that insure Classic cars without them being garage kept?

Are there any insurance companies that insure Classic cars without them being garage kept?

Can I get earthquake inusrance for my fish tank?

Does such a thing exist? I live in Southern California and people keep saying we're due for a big one and Im pretty sure it would break my tank.

How much should I be getting paid insurance CSR?

I live in California, I work for a small insurance brokerage that brings in about 6.5 mill in premium. I have been working here for 2 years and have had my PnC license for a year now. I am the ONLY employee in this office. I make 13 a hour, no paid vacation or holidays, no random bonuses, no commission. The company pays my health insurance which comes out to 230 a month. The duties that I do is answer phone calls, policy changes, rewrites, occasional new business apps, renewal quoting, and PDF filing. Im just wondering if Im being taken advantage of or not. Im new to the insurance industry. Thank you!""

Liability Insurance for an Electrician?

I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

Can you get insurance on a vehicle if your license is suspend?

Can you get insurance on a vehicle if your license is suspend?

Work hourly - my health insurance in CA is $400.00 per mo. Where can I get cheaper H insurance?

I have migraines and take low dose seizures meds (no seizure in 5 years) so work insurance would not insure me. Other insurance is $400 per mo. and $500 deductible for meds. Where can I find cheaper Health insurance in LA, CA. Deparate""

Health insurance?

how much does health insurance cost?

Student health insurance in California...?

I am a full-time student who desperately needs health insurance. I posted a similar question but haven't received any answers. My job won't offer any health benefits for a whole year (Wal-Mart). I buy Concerta from the pharmacy. My college offers no health insurance and nobody I talked to knew what to tell me. Can anyone recommend a plan? My job is only part-time so I need something cheap or affordable that will help cover my medication. Please help. I have no idea how to do this. D:

Does auto insurance do this? Pay or Scam?

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https://www.linkedin.com/pulse/missouri-insurance-complaint-index-raymond-hanson/"

[thebrandtag]

How to get driving license in Dubai. My experience :) via /r/dubai

How to get driving license in Dubai. My experience :)

Since there is a driving license post almost every week, I wanted to share how I got my license. Hope this will answer most common questions and help r/Dubai. All the prices and process I’ll be sharing is before VAT and according to the RTA’s licensing system as of November - December of 2017. English isn't my first language so please feel free to correct me :)

    Schools and Pricing :

  After comparing and reading a lot about the schools on reddit, I chose to go to Belhasa. Registration is fairly easy and you need some documents. You can see the pricing for Belhasa in the attached link below. Some of these fees are from RTA so I believe its standard for every school. If anyone has the pricing for other schools please share with us.

  Let me clarify little bit about the prices, there are few options you can choose from.

  http://ift.tt/2AGCBOj

  Regular (the cheapest option) AED 60 per class

  2 days a week 4 classes per day. Totaling to 8 classes per week so it will take you 5 weeks to finish your 40 classes. Fixed timing and days. Which means if you choose Sunday you have to choose Wednesday. And the timing is fixed as well. 2 hours per day.

  Me being the poor me, I chose this option. Luckily I work in a job where I get my off day on weekdays, so I chose Sunday and Wednesday 8.30am to 10.30am.

  Shifting (Flexible) AED 100 per class

  3 days a week 4 classes per day. Totaling to 12 classes per week so it will take you 3~ weeks to finish your 40 classes. You can choose the days and timings as per your linking!

  VIP (Fastest) AED 150

  4 days a week 4 classes per day. Totaling to 16 classes per week so it will take you just 2~ weeks to finish your 40 classes. You can choose the days and timings as per your linking.

  Friday AED 80

  Only Friday classes. Totaling to 4 classes per week so it will take you 10~ weeks to finish your 40 classes. There are 3 time slots you can choose from.

  Weekends AED 150

  Classes will be on weekends. Totaling to 8 classes per week so it will take you 5~ weeks to finish your 40 classes. There are 3 time slots you can choose from.

  Night AED 70

  2 days a week 4 classes per day. Totaling to 8 classes per week so it will take you 5 weeks to finish your 40 classes. One time slot only 8pm-10pm.

  Students get student discounts, please refer the link.

  *These are the options given by Belhasa, other schools might have better options at better rates, but personally I will recommend you to stick with Blehasa and EDI. My colleagues chose DDC and Galadari beacuse they got discounts.

  If you already have license in your home country you can choose to have 30 or 20 classes!

  If your license is 2-5 years old you can take 30 classes,

  If your license is 5+ years old you can take 20 classes,

  I had license in my country for more than 5 years, but I have been in Dubai close to 5 years, and in my country we drive on the right side. And roads and drivers are vastly different from Dubai. So I chose 40 classes even though I could have taken 20. If you are very good and confident choose 30! (I know I should have 😉 cz it gets boring after sometime)

    Registration :

  This is fairly straight forward, go to any branch and tell them you want to open a file. You have to carry enough money for the registration and eye test. And you need these documents:

  Passport or Passport and visa copies.

  Emirates ID

  4-6 Passport size photos

  NOC – if you are in a category 3-5 job this is a must and it has to be with the seal of the company. This should be addressed to RTA and has to mention the category name** (In my case it was “License for **Light motor vehicle”). These are must and it won’t be approved if it doesn’t meet any one of the said criteria.

  If you are on individual visa you need the NOC from the sponsor and his Visa page copy.

  And if you want to deduct the number of classes you will have to carry the original DL from your country.

  Eye test from a RTA approved test center. Cost 150-250dhs

  You basically have to pay only the registration fee. But carry enough money to pay for the registration and the 8 theory classes. Around 1200 will be sufficient depending on your school. I paid 1500 DHS which included registration + theory classes and RTA theory exam fee (310 DHS)

    Theory test :

  You have to complete 8 theory classes before you can reserve your date for the exam. You have two options to finish your theory classes. You can either go to the driving center (Not the branches) sit through the lectures which usually happens on a weekend. Or you can do it online. I did it online and it was really easy and convenient. You can download the RTA app and do the mock exams, the mock exams have 80% questions from the actual exam. There are few videos to train you to understand the hazards. This is a bit tricky but choose the first hazard you see.

  After this you go to your exam on the selected date and time. Click through it and you will get your results immediately. If you pass you can start your classes.

  35 questions 5 videos total 40 marks. You have get above 30 to pass.

    Instructors and Classes :

  As I mentioned earlier I chose the cheapest option that was available, so I didn't get an option to choose the instructor but they told me I can change the instructor anytime I want incase I don't like the instructor.

  Females have an option to get a male instructor with an additional cost of 10dhs per class.

  Now the funny part is you never know how good or bad your instructor is until you compare him with someone else, but almost all the instructors in belhasa has good track records.

  First day you have to drive inside the driving school for an hour. Just round and round it goes. Super boring if you can drive already but since I opted for 40 classes I had to do it.

  I don't speak any language other than English and my mother tongue. So the classes were conducted in English and the instructor had fairly good communication skills. He thought me ALOT of things that I didn't know.

  Unfortunately after doing 36 classes with the same instructor, he went on his vacation and I got another instructor.

  Both were really good instructors, but both were using their phones while I drive and not really paying much attention to the road or my driving. I took this positively, thinking my driving is good enough for them to feel safe. Haha.

    Parking and yard test :

  After completing 16 - 20 classes ask you instructor to prepare you for parking test. Then if he agrees you will have 1-2 days classes dedicated for parking, emergency braking, and parking on a climb.

Parking test will be easy if you know what you are doing, local examiner will assess you. And if you fail one type of parking you only have to repeat that, but you will have to pay for extra classes and the exam fee again. So try to do it all in one go.

  Tips -

Do not dry steer (turning the wheel when the car is stationary) this is an immediate fail.

  Forget about the accelerator, just focus on the break paddle.

  Even though it’s done in the yard and there will not be any cars around, do head checks and mirror checks. In the hill test there will be a stop line, make sure you stop there for 2-3 seconds.

  Greet the examiner, wear nice cloths (I wore polo and chinos) and be pleasant. Subtle perfume will help 😉

  The girls and guys who went before me didn’t do head checks and they were nervous af. Take your time, you get 5 minutes for parallel and 3 minutes for angle and garage parking. That’s plenty!! So take your time. Actually I had to do extra maneuvers in the garage parking, but maybe because I did the imaginary head checks or because I smelled good…. he passed me! The whole exam took around 5 minutes to complete.

    Night classes and Highway classes :

    After the parking test you have to do more classes (Yawn), and you have to do one mandatory night class where they will teach you about lights and night driving- Duhh!! But this will be done independently from your normal class days so check your calendars.

    Assessment test :

  When you do around 36 classes you can do the assessment test. This is done internally without any involvement from RTA. This is where schools try to extract money from you. So be careful. Belhasa was pretty chill about the whole thing, but I did stupid mistake I changed the lane without examiner telling me to (I changed because every time I take that road with my instructor, he will shout at me for not switching the lane), that’s an immediate fail (not following examiners instructions) but since I pretty much nailed everything else he passed me and assigned me additional 12 classes which cost me 720dhs (60x12). ¯_(ツ)_/¯

  After competing that test, you get your highway classes. Pretty fun stuff! You get to drive at 120mph in al-ain highway.

  After highway classes you will have newly introduced “independent driving” classes. Which is kinda tough if you don’t know the roads, basically there are 3 routes from your driving school to nearby places assigned by RTA. You will have to independently navigate and drive to those places. Apparently they are going to implement this in the final exam from next year. Lucky for me, not-today good sir, not today.

    Final test :

  The moment you have been waiting for! The boss fight! Technically this is just like the assessment test which is done internally but now by RTA. Depending on your examiner you will have to drive for 5-15mins.

  Tips-

  Same tips as parking test (See above)

  Choose the time of your exam at round 9am to 11am, if evening at around 3-4pm. Basically make sure you choose a time when the roads are not that busy.

  Check the door indicator, adjust the seat AND the steering. Adjust the mirrors. Turn back and ask the other passengers to fasten the seat belt, and say “thank you”

  Check the mirror every 10-15 seconds, check before you break. Exaggerate these checks so the examiner will notice that you are checking.

  Turn your head and check the roundabouts and intersections before you approach them (50m to 100m ahead), then check the center mirror before you slow down.

  Be calm af, have a pleasant smile on your face.But don't drive slow or take too much time entering roundabouts and changing lanes.

  Trust me, I finished my work at 12 midnight and went to “sleep” at around 2am woke up at 6.30am and my exam was at 9.10am. I was so bloody nervous I had nightmares of me failing the exam ☹ I didn’t sleep well at all. They will ask you to come 30mins early for the exam. This wait nearly killed me, I vomited a little bit in my mouth. LOL

  Now the funny part is, when I got in to the car I asked me self

  “Look If you had one shot Or one opportunity To seize everything you ever wanted In one moment Would you capture Or just let it slip?” – mom's spaghetti by Eminem

  3 guys, 1 car, 1 examiner. My name starts with “Y” so I was going last.

  1st guy – Drove extremely slow, he entered the freeway and drove at around 60kmh. And when he had to switch lanes he tried to kill us all.

  2nd guy – he was driving on the right most lane which will turn right ahed and Examiner told him “drive straight in the main road” notice how he didn’t tell him to switch the lane?! This guy didn’t switch, the examiner repeated “go straight in the main road” but nope, he repeated again but this guy didn’t switch and he turned right. -_- you guessed it - Fail.

  Me guy – Drove little above the speed limits where possible and switched lanes after doing all the mirror checks. I had to drive much longer than the other two guys. Around 10-15mins which felt like a lifetime.

  Confidence is key. Trust me when I say this, drive like a driver not like a student. I passed in the first try.

  Now I see people here complain how racist and how skin color will get you the pass. But I’m a brown dude from south Asia who doesn’t even speak any other language except English. I don’t know anyone at Belhasa or RTA (dunno if that helps at all, LOL) I didn’t do VIP in fact I took the cheapest option. No wasta.

  Now this is what happened with me, it will be different for you and for everyone else. But I hope this will help you guys, and if you have any other tips and tricks please comment so anyone who refer this will learn. I learnt a lot of tips and tricks reading r/Dubai You guys are awesome!!

Submitted December 08, 2017 at 01:41AM by unknownplan via reddit http://ift.tt/2jujVrw