#cell phone repair bradford
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connextel1-blog · 6 years ago
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Computer repair in Bradford, Alliston, Barrie
Are you looking for best computer repair in Alliston, Bradford or Barrie?
When you want to repair your broken or damaged computer, then it is very important to go to the best computer repairing company for better work. You should not neglect the importance of finding the best one. Computer repairing might cost expensive, so you don’t want to go to a computer repairing company, but repairing your computer from the professional will be cost effective for you. But don’t go to any random company which you find without any inquiries. Nowadays, there are many computers and phones repairing company around us and selecting one from them is not an easy job. When you select any random repairing company without any queries then the company might overcharge you or lie you about repairing your computer more than the need of repairing. If you are not much familiar with the work of computer repairing then you might really pay them more money without even knowing that what you are paying for.
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However, there are some ways to figure out a reliable computer repairing company in Bradford, Alliston and Barrie. They are;
Choose the computer repairing company near your place
This one is simple and easy to do for finding what you are looking for near you. All you need to do is use Google maps to find computer repairing company near you. This method is easy and trustable because being close to your place it will be easy for you to know about that company quickly.
Ask for your relatives and close friend
This is the best thing you can do to find one best and affordable computer store Barrie for repairing your computer. When you ask to your relatives or close friend then they can help you to connect with the best repairing shop.
These are some things you can do to find best, affordable and reliable computer repairing shop.
If you don’t want to go to a repairing shop for your damaged computer, then you can also repair your computer by yourself at home. But when repairing your computer by yourself at home, then at that time you need to be very careful. If you became careless while repairing computer, then you might damage your computer or hurt yourself. So all the small repairs you can do yourself at home, but when the computers have bigger issues, then you should go to the professionals for better solutions and work.
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techcaregadgetblog · 4 years ago
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We Offer Best Computer, Laptop, Tablet, iPad, Video Game, Cell Phone Repair Service in Newmarket, Richmond Hill, Aurora, Bradford, York Region
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Car insurance bait and switch?
"Car insurance bait and switch?
I admit I have a not so favorable driving record.  The company I was with had elected to discontinue my coverage, leaving me to shop around.  After calling every company I could think of, I got all extremely high, but understandable quotes.  My last call was to a insurance broker.  I know not the best route
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Would financing your first car make your insurance go up?
would financing your first car make your insurance go up? As in, a payment plan for a used car.""
Good Car Insurance Agency in Kentucky?
I'm going to be heading to Eastern Kentucky, near Hazard. I currently have Nationwide insurance, but may change my insurance around if it is cheaper. What are some good and cheaper car insurance companies?""
Is car insurance much cheaper if you have a old car?
I want to buy a 1968 dodge charger and I heard that if it's like 25 years or older car insurance is real cheap is this true
How to do teens afford cars without going under their parents insurance?
Hello, so my friends have their g2 and their parents pay for their insurance. My fathers cheap in ways and he doesn't want me under his insurance. I do have my own car it's a ...show more""
Car Insurance? best option?
I recently have came back from a trip abroad, and well. I'm looking into car insurances and seeing if I can get any better deals and what other way than the internet! So here's a little about my Insurance right now. I'm paying about 761.82 every 6 months for just liability. I recently got into a small accident last year which raised it about 100$.00. Even though all that was repaired was his fender. it' whatever. I'm 19 and I drive an 01 PONTIAC Sunfire SE So you think this is enough or am I paying too much? Oh and I'm with GEICO""
How much is car insurance?
for 17-25 yr olds ... approx..
Am I insured to drive a company van?
My employer does not pay me until I arrive at a job. Which in my book means I am not yet at work. Does this mean I am not covered by the insurance to drive that van?
I was rear ended a few months back and had no insurance?
Me and my wife and a friend were driving in california and we were rear ended we pulled over and so did the other people. I looked at our car and there was no visible damage. i took pictures to show. and the guy who hit us had major front end damage he just wanted to drive away and get no information but we took his info so he asked for ours. four months later i get a letter from the dmv saying he is coming after me for insurance to pay him for the damages . i am assuming he is lying and said i hit him or something but i have two witnesses who saw everything my wife even had a ****** up neck problem for a while and still does but we didnt want to go to the hospital because of the no insurance thing. i was hired for a job at a dealership but cant get my salesperson license because of this and my license will be suspended next month what do i do to fix this whole mess. and if i can be lucky come out of this with some money because he is lying through his neck to attack me. I had a perfect driving record as well.
Why don't people just buy themselves health insurance?
I am 26 years old and have had a major back surgery. Still I pay just $98/month for my Blue Cross of California PPO health insurance. Why doesn't everyone without insurance just go buy it for themselves instead of buying an Ipod or new cell phone? This would keep the government from rationing health care and having more power over us citizens as well as not forcing some people to pay for others.
Cheapest insurance in Washington state ?
Cheapest insurance in Washington state ?
Life Insurance Question?
My mother died in 1998 of colon cancer. She worked for the State of California. I found a pay stub that she paid for life insurance through her work. I am administrator of the estate. Is there any way to find out how to find and obtain the life insurance?
Is get auto insurance a good insurance company?
I found getautoinsurance.com on line while looking for cheap auto insurance. Is this company a good company, or is it for real?""
Whats the best cheapest car insurance to get?
We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks.""
How much would my insurance on average be for a 2007 V6 mustang with allstate?
Im calling tomorrow to get a quote but, i was wondering if anybody had an idea. Its a V6 so that makes a huge difference since its not a V8 GT. Im just unsure how much allstate wants for a V6 mustang. if anybody has a price range they could give me it would be greatly appreciated. thank you!!""
Any cheap motor insurance company for 19yr old?
19yrs old, licence since May '05, planning to buy a Fiat Seicento Sporting (grp. 3), Bradford postcode. I know insurance below the tonne is hard to come by in my circumstances, but any help/suggestions would be be appreciated. Thanks in advance.""
Motor trade insurance for 46 year old and a named driver at 18?
Currently have an motor trade insurance policy with motrade. However they are closing down so need to find another insurance company. The problem is that the name driver is only 18. Motrade allowed named drivers from 17! Does anyone know of an motor trade insurance company that will insure an 19 year old on a policy. The policy holder is 46. Thanks! :)
""I am getting ready to get homeowners insurance in Indianapolis, IN. Anyone have a good place they go?""
I am going to be in the Speedway area but it doesn't have to be in that area, just someplace around Indy. Just looking for an affordable and reliable place. Hopefully you guys have some good suggestions. Thanks in advance!""
What will happen if my wife gets pregnant and we dont' have health insurance?
They can't refuse prenatal care can they? Would we have $40,000 in medical bills? What would happen? We aren't poor, we just have horrible insurance through both of our workplaces.""
""If I have a 3rd car to add to CA insurance, will they check who lives at my address?""
I already have 2 cars insured with AAA in California. I am transferring my daughter's car to me because she had a DUI. If I insure it with AAA, will they look into who lives at my address? Should I go with a new insurance company for her car and if so, do the insurance companies exchange information?""
Yes/No: Do you have health insurance?
Yes/No: Do you have health insurance?
What is a good place to get affordable health insurence if your employer dosn't offer any?
What is a good place to get affordable health insurence if your employer dosn't offer any?
Reputable term life insurance?
Is there any term life Companies with decent prices that you don't have to take physicals for?
Will my insurance be higher if my car doesnt have airbags?
I'm about to buy a mustang and I know how much insurance will be already, I've talked to my insurance agent and there is a mustang with low miles, and its a nice deal but needs a little work. The main thing it needs is Airbags. Will my insurance be higher because it has no airbags? And how much does it cost to get airbags replaced?""
How much is car insurance and medical insurance monthly?
im doing a project for my math class and i dont know what either of these would cost!
Approximately how much will my car insurance cost?
I am a 16 year old male, I will be getting my liscense soon. I'm going to have my own car(probably an old Honda civic) and ill be added on my mothers insurance policy. And I live in San Diego, and my grades are B's and C's""
Car insurance bait and switch?
I admit I have a not so favorable driving record.  The company I was with had elected to discontinue my coverage, leaving me to shop around.  After calling every company I could think of, I got all extremely high, but understandable quotes.  My last call was to a insurance broker.  I know not the best route
How much is insurance for a honda rebel on a 15 in a half year old boy in missouri?
How much is insurance for a honda rebel on a 15 in a half year old boy in missouri?
What's the most expensive comprehensive car insurance ever in the U.K.?
What's the most expensive comprehensive car insurance ever in the U.K.?
Life Insurance for Children?
My husband wants us to get life insurance for our three kids. It's through Globe Life and is called the young American plan. It's a whole life insurance policy. I'm not ...show more
Life insurance?
My husband's mom decided she will pay for life insurance for my husband and I to help out my husbands brother, starting to sell life insurance. The problem is when it came out to filling out all the paper work my husband put his brother down as the person to receive the money, I came in second? His answer to why he did that he said I know my brother will take care of you I ofcourse got mad because I can take care of myself, I will be the one making arrangements for his funeral and all if something where to happen(knock on wood it doesnt happen). I will be the one stuck with all the bills, and how about if the brother doesnt care. He is a low life now what makes my husband think he will take care of me? When I talk to him he says no, im leaving it that way, theres nothing to talk about.""
Car insurance rates in Ontario for new driver?
I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts ..
What is the insurance cost per month for a 16 year old to drive a 2000 mustang GT?
Hi im 14 so i will be taking drivers ed pretty soon so my dad said to start looking for a high school car. I found this 2000 Ford Mustang GT thats only $7500. I just need to know how much the insurance would be because i know that sports cars have higher insurance costs than most other cars. If anyone owns a mustang and knows how much it costs or knows where i can get a quote i would really appreciate the help! Thanks!
Car insurance for a 1973 corvette?
I'm 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I'm 16. What would the car insurance be for that car with my age?
Which car insurance company is the best? How much do you py for car insurance each month?
Which car insurance company is the best? How much do you py for car insurance each month?
How long does it take for car insurers to reset rates to reflect changes in car values?
SUV prices have plummeted in the last year. Will comprehensive and collision insurance rates go down this year as a reflection of less risk to the insurer?
How can I get dental and medical insurance?
I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?
Where to buy cheap auto insurance?
Im 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But Im getting ready to buy an 06' Chevy Colbat and where I am buying it off a car lot, she cant afford to put me under her name on insurance, becuase I will have to get full coverage as where as before I had liability. Is there a place in WV or somewhere online that offers reasonable prices on full coverage insurance for someone of my age. My mom is telling me my insurance is going to be about as much as my car payment. Is there any way to get it lower? I need a cheap place for insurance! Thnks.""
How do you try to buy or bid on totaled vehicles by car insurance companies?
Im interested in trying to find a vehicle like mine, but wrecked with a good engine and transmission and any other parts I can salvage to keep mine alive for a few more years . I would like to know in general how to search and bid on wrecked vehicles that have been totaled by insurance companies and are now up for bid. This would be kind of like what a wrecking yard must do to purchase vehicles for parts resale, or a used car dealer that would in turn repair the vehicle and resell with salvage title. Any leads on where to start would be appreciated""
I drive my moms car a lot should she put me on her insurance ?
well I talked to a police officer and he said that as long as my mom has insurance and as long as i have my license I can legally drive her car anytime but should she put me on her insurance policy what would be the point of this ? how much more money would she have to spend im 18 and she only has to pay like 400 bucks a year for insurance plus full coverage because she has a good driving record also the only reason i think she should put my on her insurance is if i hit a car or get in an accident her insurance will pay for it if im on the policy correct what about if someone hits me while im driving and im not on my moms insurance policy it wouldnt matter correct ?
Is it against the law to drive with out insurance in VA?
Vehicle Insurance
How come different auto insurance agencies charge different prices for the same insurance company?
yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam
""What are my options, health insurance wise?""
I'm 19 and MassHealth is being a b**** and canceling my insurance. I got no job and I'm a full time student. Is there anyway to get insurance like this? I mean, Massachusetts must have something for people like me. Anyone else having this problem and have a solution? If so it would really help.""
How Much Of Your Income Can You Use On A Car?
How much of your income is it appropriate to use on a car? I am not talking about insurance or gas, just the retail price of the car. Would you say as low as 1%, 5%, 10%, 15%, or what? Thanks.""
Health Insurance?
My mom had her gallbladder taken out few months ago and now she got the bill and her health insurance will not pick any of it up and she owes the hospital five thousand dollars. What is the best health insurance out there? Low monthly payment. My mom is not happy with the insurance company. This is my dads railroad insurance.
Cheapest car insurance for learner?
Best car for male 17 year old ?
Can you drive someone else's car without your own insurance but their car is covered?
For example, if I drive my friend's insured car and she's in the passenger seat while I'm driving (without my own insurance), is it legal? Also, can I drive my parents' car occasionally without my own insurance but the car is insured? I'm 17 with a California driver's license. Thank you!""
Report someone who is driving without insurance and not registered?
how do i report someone driving without insurance and who isnt registered? and what happens to them when they get caught without both??? in california.
What is an average insurance rate for a house?
How do they figure insurance costs? About how much would annual insurance be for a $70,000 house? Thanks~!""
Where can I find insurance that will pay my mortgage payments in the event I should become disabled?
for the duration of disability ...and/or life insurance that would pay it off entirely in the event of my death? The best and most inexpensive solutions?
As a young adult where did you buy your auto insurance and how much did you pay a month?
well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap my father paid like 130 per month for this car under his insurance (but he is old lol)
What is better option for buying health insurance plans?
I am confuse about where I should buy health insurance; directly from company or I should consult agent?
Car insurance bait and switch?
I admit I have a not so favorable driving record.  The company I was with had elected to discontinue my coverage, leaving me to shop around.  After calling every company I could think of, I got all extremely high, but understandable quotes.  My last call was to a insurance broker.  I know not the best route
Im a new motorcycle rider and I was wondering which insurance is the best but cheap?
Im 24 yrs old, I was thinking of Progressive insurance? Is there anything that I can do to make my insurance lower?""
How old should my vehicle be before I drop collision insurance?
How old should my vehicle be before I drop collision insurance?
Best Insurance cover for 18 years?
Kindly tell me a way so that I can ensure a fix monthly income of 20,000 Rs. What is the easiest way to achieve this ? MF ? LIC ? What should be my investment every month and for how many months ? Thanks..""
I don't have insurance ?
I don't have any insurance. Any cheap one? Please any suggestion ?
Affordable insurance w/ NO deductible and low premium?
I need you to tell me names of insurance not quote sites cuz they don't help. i need one for 2 ppl a mom and daughter. it shouldnt have a deductable or be more that 200 monthly.
The insurance company put my name in wrong would i technicly now not be insured?
My name is Jonathan capital J! to cut a long story short i was with one insurance company phoned up for my renewal quote they did the renewal over the phone with their sister company who was the cheaper one and said they would deal with it all for me and just swap all the deatails to that insurance but they got my name wrong. On last years one it was correct ''Jonathan'' now its been sent to them someone had typed in ''jon'' not even a capital letter for my name! Would the police now be able to stop me and say well your technicly not insured because thats not your name? thanks in advance.
Car inusrance. Where to get free quotes ?
What is the best web site to compare car insurance premiums online. What are the best companies for cheap insurance rates with good coverage for auto owners ?
How much would insurance be on a mistibishi lancer GT on my moms insurance? (16 yrs. old)?
We are thinking about purchasing a mistibishi but we fear the insurance would skyrocket as me being a new driver. Any help?
If my 17 year old son moves to another state will my medical insurance still cover him?
my son is planning on moving to california and he is a type one diabetic. so im wondering if he's in another state than i am if my insurance will cover him.
Hi there!Does anyone have a clue for cheap a car insurance?
i got my licence since june last year ,in november 2009 i bought a vw golf mk3 1.6 manual and i got it insured with swiftcover for 154 a month now the insurance is due for renewal and they send me a new quote for 138 a month,wich i think is still a bit too expensive! PLEASSE HELP!!! THANKS""
Help on medical insurance?
My girlfriend just lost her medical health insurance benefit from her job, and she is having difficulty finding an insurance provider because she is pregnant. Does anyone know of a health insurance company that will accept her? Thank you for your help.""
How do I rent a car? without any insurance (i have no car)?
So I want to rent a Dodge Magnum, for about 9 days in May through Thrifty.I will be driving from Missouri to Orlando for a vacation. I assume that I will pay the fee for the loss damage waiver (about $11 p/d) Or maybe my credit card might just cover that. But why do they keep refering to my insurance?... I don't even own a car! Else why do they think I am renting? Anyway what advice would you nice people give a dumb person like me as to what I need to do or what other insurance I need to purchase, thanks.""
Car insurance for total loss?
I got a car accident due to bad weather and got a total loss. No one is involved in the accident. I`ve got a full coverage insurance at that time. The insurance company is cancelled a contract with me after a claim (accident) I issued, which I found it through insurance agency. The insurance company said that they did not know the previous accident record on my driver license. Then they cancelled the contract. Can I possibly claim a complain with my insurance company? I terribly need any car since I use a car for my job. The insurance company said they will not give me any money either a car. What should I do? Thank you""
Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?
HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more""
Car insurance on a pergeout 307 new driver? UK ONLY.?
i turned 17 in march.i have yet to pass my test but wish to look at quotes for insurance. its a 5 door 1.6 and 5 doors. who knows a cheap car insurance site for me and with prefernce to someone you know having it from there? before you say i have tried comparison sites and they are no use.
Do you know of a good motor insurance company?
I have just bought a merc. Need a good and reliable insurance company. Please suggest one.
Are there any well known and reliable insurance companies in Florida that provide homeowner's insurance?
Seems that every insurance company is leaving Florida.
Wat is the best small car and cheap on insurance?
Wat is the best small car and cheap on insurance?
Would insurance cost me more if I bought a used VW beetle with a convertible top versus a hardtop?
Thanks!
I need cheap but good car insurance what do you recommend?
I need cheap but good car insurance what do you recommend?
Home contents insurance?
im looking for an all in one contents insurance. which will cover mechancal breakdown of white goiods, tvs etc... as i recenetly found out the isurance i have got only covers incase of flooding, fire and theft. not when my cooker blew up. please help, as im new to having my own flat and nver had to do things like this before""
How much will insurance offer for a car I paid 3000 for 6 months ago?
Peugout 106 1.1 Bought for 3 grand 6 months ago although he got it down from 3500 from a reputable dealer. It is likely to be a total loss so how much do you think they will offer me for it?
Is there a way I can drop my car insurance since I am not using my car?
I have not used my car in a few months but still have insurance on it. I still want to keep my vehicle though, but just have it in the garage. Can I drop my insurance? My biggest fear is that once I cancel it and want to start driving my car again I will have higher rates? Is there any way I can avoid this???""
What is the most quality/cheapest insurance to get for a car in the US?
Like for someone in their mid 20s
Best car insurance out there?
im gonna be 18 soon, have had my licenses for a while, never been put on her insurance cause she wont let me drive. i want to buy a car but i don't want to buy a car and can't afford the insurance make about 30 bucks a week. whats the cheapest car insurance for a person with a 3.0""
Car insurance bait and switch?
I admit I have a not so favorable driving record.  The company I was with had elected to discontinue my coverage, leaving me to shop around.  After calling every company I could think of, I got all extremely high, but understandable quotes.  My last call was to a insurance broker.  I know not the best route
What is the average cost in california for a 600cc motorcycle insurance as first vehicle(18 year old)?
Im trying to figure out how much im going to pay for 600cc motorcycle insurance(minimum insurance not full cover).i am 18 years old and it is going to be my first vehicle.
Where can i buy cheap insurance for 13 years olds in Atlanta?
I Have a 13yr old and i need to get Cheap insurance for him to play.
Can you get car insurance and motorcycle insurance on the same policy?
I have insurance on my car but i havent had insurance on my bike for about a year. i was going to get with my car because i needed to renew my tags but they told me they dont cover motorcycle. i was wondering if there is a company that covers both?
Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""
I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...
how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.
How much would it cost me a month?
If i wanted to buy a car for $16000 and i am 16 with no credit or anything. I have a job but my mom said she would pay half the payment and the insurance so i need to know how much would the monthly payment be. Thanks
Is car insurance cheaper for older vehicles?
Well i have a 2007 Nissan Altima and i pay $116.67/month, and i was wanting to by an older camper van to live in. Would my insurance be cheaper on the van?""
Will one violation make my insurance go up?
The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""
Can I get Sprint Insurance?
OK, let's say that I buy a phone for cheap on ebay or radioshack, can I still go to a sprint store and get insurance on the phone or do I have to buy the phone directly at the sprint store in order to get insurance?????""
Average health insurance annual limit?
How much is the US health insurance annual limit. I'm talking about the amount the insurance company will pay to the healthcare provider. NOT what the customer would pay. IE: I go to the hospital for chest pains with insurance. I pay a deductible (a) and the insurance company pays the rest (b). Most insurance companies have a limit for the amount they will pay towards (b). I need to know what the average limit is. Google is failing me here, but maybe I'm just doing it wrong. Just to be clear: I am looking for a dollar amount not a percentage. I am not interested in what the person pays, just what the company pays. Thank you!""
Anyone know any good cheap car insurance providers?
preferably direct rather than compare websites. cheers.
Where can I find the cheapest auto Insurance in NJ?
I trying to find insurance that is not expensive does anyone know where I can go to get this?
Auto Insurance In California : how far goes the liability?
I am french and don't know anything about auto insurance in the US. I just received my driver license 2 months ago and a very old bettle (1973, value < 1500$) as first car. I never drive before (even in France), I have a clean record. How work the liability here? Let's say it's not my fault but I crash in a schoolbus and 3 childrens will need medical treatment for the rest of their life because of me. Who will pay for it? And what if it's my fault? [ In France, we have something called civil responsability that will pay for that. It's automatically included in every car insurance. ] I am also browsing the net for cheap but good insurance. I want it cheap because the car is worth nothing. But I want it good because i am a young (no experience) driver. Any tips and links to some websites are welcome. Thank you very much.""
Car insurance help?!?!?
Im 16 I own a 1991 Mercedes Benz 300se. About 180,000 miles how much would insurance be for me monthly/annually?""
What's the best life insurance?
This question is for my mom. My mom is 63 years old and needs life insurance. She is in great condition. Never smoked or done drugs. She never drinks alcohol. The only thing really is that she has been told she is borderline diabetic. My mom doesn't have a lot of money so she would like to find an insurance that is very cheap. Her job will be ending in July an will only have her disability to live off of. So what's the best life insurance?
Just passed her test and then crashed before they got the insurance sorted.?
Hi, I am interested in people's views of the following: A friends daughter is 17 and last Friday passed her driving test to much family celebration. She went out driving to see her friends, grandparents, and to get some experience. On the Monday the family tried to get insurance quotes but hadn't made a decision on which one to go with until Tuesday. Tuesday lunch she went out with three girlfriends and lost control of her car. No-one was seriously hurt but there are some stiff necks, bumps and bruises. She rolled the car after losing control over a hump back bridge. No other vehicles were involved but her own car is written off. The Police were called and paramedics. She is still on Provisional Insurance as the call hadn't been made to change the insurance, mum and dad were just moving money about so they can pay. The Police say she wasn't speeding just lacked experience and was taken by surprise on the road in question in the rain. So the questions for them are: 1. What is the legal position? Neither parent is concerned about making an insurance claim or anything like that. It was one of those awful moments in life and they are not interested in the value of the car just the welfare of the girls. 2. What does she have to present to the Police - I think they said that she would have to present her licence? 3. Do the parents have to tell the insurance company if they don't intend to claim? They are very honest people but don't want to do anything that would unnecessarily impact their daughters ability to move forward. 4. What should they do going forward with her? They would like to get her over the situation by putting her on the road again as they believe that she is a safe driver and has just been very unlucky. Any thoughts are appreciated, All the best, CF""
Any cheap insurance companys?
i am 22 been driving for 2 years looking to buy a 1.0L corsa ls but struggling to to find cheap insurance. i tried all the comparison sites ie gocompare confused beatthemarket but still cant get below 1k yet my first car i had when i first passed my test was also a corsa but a 1.2l engine and only cost 600 to insure so need a good company as i cant work out why my insurance is going up rather then down even though i have no driving convictions or never had to claim. i never had a parking ticket lol.
How much is Progressive auto insurance for one car?
I'm 18, almost 19 years old and I recently figured out that with American Family Insurance that my parents have for me, I'm actually paying like $40 more than everyone else in my family just because I'm a young male driver. I think that our current insurance company is total **** so I wanted to look up how much a different company would be (in this case progressive because it seems to be one of, if not the best insurance company out there). But I went to their website, and I couldn't find jack about how much car insurance would be with them. I saw stuff like discounts, information about bundling (or something like that), but not a goddamn thing about how much it would be to be insured by them. Am I just looking in the wrong place, or do they just not list their prices unless you talk to an insurance representative?""
Car insurance on new car in FL??
I am going to go get a new car today. The dealer told me I don't have to contact my insurance carrier yet until after I get the car. He just needs me to bring proof of insurance on any of my cars. Does anyone know how long I have in the state of florida to get my new car on insurance. I signed up for new insurance a few weeks ago that takes effect in a week so I wanted to know if I can wait until then or do I have to get it earlier? Thanks!
Which car would be better for insurance costs?
I'm female, 25 years old, and looking to finance my first car. (And if it matters, I'm in Ontario, Canada.) I know I can call and get a quote - but wanted to open it up to the Y!A community first :) Also, I have a clean driving record, my full G license, and I took driver's ed. What are insurance rates like for each of these cars? (And if you have experience, which car would you recommend based on performance, gas, etc?) **All of the cars I'm looking at are either 06, 07, or 08 - Volkswagen Jetta - Ford Focus - Chevy Aveo - Hyundai Accent .... so basically, a smaller car. (I really like the 2007 VW Jetta)""
If i report my car stolen will the insurance company ask for the keys?
My car was tolen... But i lost the keys to it. Does either the police or the insurance company ask for the keys?
Rental car insurance?
Recently, I had a car accident. The car I drove was fine however the back of right bumper of the parked car was cracked and torn off. I was reversing parking and accidentally pushed the gas pedal hard. I talked to the owner of car and he said he will contact his insurance. The car I was driving was a rental car from hertzondemand.( Insurance was covered in the rate) Hertz said I have to submit the collision report from police station. I am seriously horrified of thousands of dollar that I probably have to pay. I do not own a car nor automobile insurance. But I do have an amex gold rewards which has Damage Insurance but I dont think it covers for the car I hit as well. I have been reading XII.LIABILITY PROTECTION under terms and condition over and over again but it gets me more confusing.https://www.hertz247.com/alberta/en-...20of%20Alberta Am I gonna pay for $250 and rest of them will be taken cared by hertz? Can someone clarify XII.LIABILITY PROTECTION?""
""Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?""
In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful.""
How much is car Insurance in Ireland for me?
I want to buy a 1.6 1998 civic type-r (11000), but am worried it will cost too much to insure. I can get insured on it as a named driver if needs be, but would prefer my own policy. I'm 22 with a full licence for 2 years and have 5 years named driver experience with nothing on my record. Where's the best place to get a quote? And if I do how much do you think it will be? (ballpark)""
My license suspended cause of insurance payment were can i get a very cheap car insurance?
please help
Car insurance bait and switch?
I admit I have a not so favorable driving record.  The company I was with had elected to discontinue my coverage, leaving me to shop around.  After calling every company I could think of, I got all extremely high, but understandable quotes.  My last call was to a insurance broker.  I know not the best route
https://www.linkedin.com/pulse/insurance-quotes-marketplace-claire-estrada/"
0 notes
therecoversite · 7 years ago
Text
Drug Rehabs and Their Backdoor Dealers
New Post has been published on https://therecoverdev.wpengine.com/drug-rehabs-and-their-backdoor-dealers/
Drug Rehabs and Their Backdoor Dealers
Some drug and alcohol treatment centers are good places, but others see a person who has an addiction as a payday.  Amid the growing opioid crisis, drug rehabs and sober living homes are being developed by the thousands with little to no regulations stopping these unlicensed and unregulated homes the nations addicts are clinging to for recovery.
The first step for the centers: recruiting clients who have good health insurance, then sending kickbacks to those who have gotten the center the referral. Rehab operators have admitted that they know it is wrong to offer money to middlemen in exchange for well-insured patients, but that the practice is so omnipresent that they would have no patients if they stuck to the high ground.
This all sounds so completely unethical right? Yet a bill to forbid and punish such patient brokering, SB 636 by Senator Steven Bradford, a Democrat from Gardena, has been sitting in the California senate since February of 2017 with no hearings currently scheduled.
“Who would be for patient brokering? Why would they kill that bill?” asked an exasperated Michael Cartwright, chief executive of American Addiction Centers, one of the nation’s largest for-profit, publicly traded treatment chains. “That makes absolutely no sense. We are 100 percent in favor of that bill.”
Although the bill is not completely dead, but it is stagnated, and it illustrates the difficulty in making changes for the recovery business. Even when most everyone agrees change is urgently needed. The Southern California News Group recently investigated the addiction industry and found it peppered with financial abuses that bleed untold millions from public and private pockets, can upend neighborhoods and often fails to set addicts on a path to sobriety. The revolving door between detox centers, treatment facilities, sober living homes and back again generates huge money for operators who know how to game the system.
Although it is known to operators who practice human brokerage to be unethical, they are at the mercy of the addicts, and supply and demand. To put their nerves at ease, it is common that they still have one interventionalist put on retainer for a certain amount each month, may it be $5,000 or $10,000. Regardless how many patients they refer to the center, which pushes the unethical into the “gray zone”.
And Addicts have in turn taken notice. They start to see their insurance cards as credit cards, demanding better food, cell phones and even cash at times from providers in exchange for remaining in treatment. If the treatment center doesn’t deliver, the patient walks, and find another treatment center who will.
Many private insurance plans reimburse their enrollees, the patient, for treatment. They are given a check in hand which can be for tens of thousands of dollars, that is meant to be forwarded to the treatment provider. This obviously doesn’t always happen. Direct payment to a person in recovery is a horrible idea because they are so overwhelmed by the amount and it often leads to overdosing and death. It takes a long time for an addict’s brain to be repaired, direct payment to individuals to those in early recovery can have dramatic impacts. 27 other states agree and have banned insurance payments directly being sent to those in addiction recovery.
In the proposed SBS 636 is the first bill in CA, its written to address the rampant selling of patients. With SBS 636 would make patient brokering a misdemeanor with a $2,500 fine, as well as possible revocation of suspension of facility licenses and professional certifications. Out of Network treatment providers would be able to collect payments instead from insurance companies.
A similar bill was put into effect in Florida, the only state in the US who has more addiction treatment facilities than California. But in Florida the bill has made payment for patients a third degree felony punishable by up to five years in prison.
Others are asking for the California law to be as strict, Jerrod Menz, Co-founder of American Addiction Centers says “Tighten the law, Make it as strict as you want – $25K and a felony. If you’re marketing against these brokers getting $5K, $8K, 10K a patient, it creates such an un-level playing field. Anyone spending that kind of money is not leaving much for treatment.”
It is important to be aware of the type of facility you are committing yourself to before you attend treatment there. Sadly, with a growing market there will always be vultures and not everyone in health care will have your best interest at heart.
0 notes
taylorhayesmfa-blog · 7 years ago
Text
The Abstract Works of Tomashi Jackson & Mark Bradford
Taylor Hayes | Group One | Fall 2017 | Advisor: Laurel Sparks
Abstract art has traditionally been a genre that refutes or denies political expression, but artists Mark Bradford and Tomashi Jackson implement what Bradford calls “social abstraction” — not abstraction that is inward looking but “abstraction that [looks] out at the social and political landscape” (Tomkins, Jenkins). By giving value to materials of every day life in the inner city and employing the formalist and intuitive nature of abstraction, Bradford and Jackson present a complex visual representation of race and socioeconomics for people of color in the United States.
Born and raised in South Los Angeles, Mark Bradford grew up with a single mother who owned a beauty salon in an all-black neighborhood until he was 11, when they moved to an all-white neighborhood. Bradford’s art practice goes back to childhood but he insists, “it’s not an art background. It’s a making background” of growing up around other makers and working in his mother’s salon after high school (Art21). From early on, he used the materials found around the salon such as the paper rectangles used for permanents, bobby pins, and hair dyes— effectively engaging the discarded materials of urban life in the inner city. His process continued when he began scavenging neighborhood ad posters to use as paper pulp material. While collecting materials, Bradford is thinking “about all the white noise out there in the streets: all the beepers and blaring culture—cell phones, amps, chromed-out wheels, and synthesizers. I pick up a lot of that energy in my work, from the posters, which act as memory of things pasted and things past. You can peel away the layers of papers and it’s like reading the streets through signs” (The Broad). Over time, Bradford’s deeply layered materials transformed his abstract work into complex visuals of race, class, and orientation; today his art practice has grown to include video, installation, and photography in addition to his work in printmaking and collage.
Bradford’s mixed media painting, Scorched Earth (2006), was created after researching the Tulsa race riot of 1921—one of the wealthiest black communities in the United States that was burnt to the ground after a white mob started attacking African-American residents and businesses. The painting is made from billboard paper, photomechanical reproductions, acrylic gel medium, carbon paper, acrylic paint, and bleach on canvas to resemble an aerial map of a location that has been blacked out, a topography of ruins. The Broad gallery which houses the painting adds that “the blackness of this land mass resonates on many levels: black as in the demographics of this neighborhood in Tulsa, Oklahoma… black, as the title suggests, meaning burnt or scorched; black as in redacted; and black as in nothingness” (The Broad). Bradford’s abstract process mimics the construction and deconstruction of African American culture in the United States— Bradford explains that “my practice is décollage and collage at the same time. Décollage: I take it away; collage: I immediately add it right back. It’s almost like a rhythm. I’m a builder and a demolisher. I put up so I can tear down” (Art21).
Tomashi Jackson was born in Houston, Texas but raised in Los Angeles, California; while studying painting and printmaking at Yale University, Jackson noticed that the language Josef Albers used in his instructional text Interaction of Color mirrored the rhetoric of racialized segregation found in the transcripts of education policy and civil rights court cases fought by Thurgood Marshall and the NAACP Legal Defense and Educational Fund. As a result, Jackson started to use the properties of color perception as a tool for investigating the history of school desegregation in the United States and the contemporary resegregation of public space and violence against the black body. Both Marshall and Albers concluded that color perception is not static but instead is relative and that how a viewer perceives color is determined by the color nearest to it—tools that Jackson employs in her work through the placement of different colors, textures, and materials. ​​
The Subliminal is Now is the exhibit Jackson created in response to her research findings, a series of large-scale abstract works that “connect past and present, formalism and intuition, languages of color theory and human rights legislation” (Shabaka). Jackson combines painting with sculpture, textile, embroidery, printmaking, and photography thoughtful media to comment on the “materiality of resources and how value is created” (Puleo). The body is always present in Jackson’s work— implications of bodies and the law come together through the employment of painted and collaged gauze, a translucent material most often used for repairing injured flesh. The provocative titles, such as “The School House Rock (Brown, et. al. v Board of Education of Topeka) (Bolling v Sharpe (District of Columbia))” reference landmark court cases which addressed civil rights and racial segregation, Jackson evokes the socio-political history of protest and struggle on the part of black people in the United States. The Subliminal is Now investigates color as a vehicle for painting, complex narrative, and emotion meanwhile interrogating the subliminal impact of color perception on the value of human life in public space.
While both artists search for found materials from the street and address institutionalized racism in the United States, Bradford works to rediscover the past as opposed to Jackson who juxtaposes hints of the past with contemporary events. In reference to my current practice, the value of every day, discarded materials and substrates becomes increasingly important to tell the story of a contemporary time and place. Found papers and materials add a complexity to the work and a visual image that becomes abstracted through layers of additive and subtractive processes. Both artists also address painting and collage in a way that does not sit on the wall that same way a traditional canvas might. Jackson’s paintings “hang from rods that position the works away from the wall. When flooded with natural or artificial light, the paintings evoke stained glass, immersing the body of the viewer with their scale” (Art Haps). Bradford’s size and scale are all-encompassing, “twelve feet high by twenty feet long… [the] physical presence [overpowers] everything else in the room” (Tomkins). In my next works, I intend to push the scale to form larger gestures and consider the form of the substrate I create to be more a part of the process instead of simply painting a scene or image on a canvas
Works Cited
Jenkins, Barry. “Mark Bradford.” Interview Magazine, 12 June 2017.
“Politics, Process, and Postmodernism: Mark Bradford.” Art21, 2009, art21.org/read/​​mark-bradford-politics-process-and-postmodernism/.
Puleo, Risa. “The Linguistic Overlap of Color Theory and Racism.” Hyperallergic, 14 ​​Dec. 2016, hyperallergic.com/345021/the-linguistic-overlap-of-color-theory-and-​​racism/.
Shabaka, Onajide. “On Documentary Abstraction and the Art Practice of Tomashi ​​Jackson.” Sugarcane Magazine, 5 Oct. 2017, sugarcanemag.com/2017/10/on-​​documentary-abstraction-and-the-art-practice-of-tomashi-jackson/.
The Broad, www.thebroad.org/art/mark-bradford.
“Tomashi Jackson: The Subliminal is Now.” Art Haps , Tilton Gallery, www.arthaps.​​com/m/show/tomashi-jackson-1.
Tomkins, Calvin. “What Else Can Art Do? The Many Layers of Mark Bradford's Work.” ​​The New Yorker, 22 June 2015.
0 notes
nullduststar-blog · 7 years ago
Text
Bad Credit Mortgage Loans Even You Can Apply For!
The telesales business requires you to the basics of reverse cell phone number lookup. Very first thing that could appear your mind will be the word exactly why. Answer will be, telemarketers are usually relentless in terms of bombarding someone's phone with calls. Humorous thing is, they can just quickly get away from it. Yes, you can complain but for whom will you address this? You don't including know who else the heck just known as you. Consequently, taking time and energy to know the nitty-gritty of the now-gaining popularity change phone number lookup method could be of big assist.
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Will have the bank connections with you. Create them someplace, don't rely on the information written on the plastic card. If you lose your aligner card, you will lose all the telephone amounts of the bank.
After working as the service cashier at a BMW dealership for 3 years, I have to say that the dealership is the better choice. When you take your car to a dealership for repairs, you are putting your car in the hands of mechanics who have repaired hundreds of your kind of car. They are trained to accurately assess what the problem is, and are under pressure to get the job done right in a reasonable amount of time. Sure, their hourly charges will be a bit higher than your local auto repair shop, and their factory parts might be a little more expensive, but you will save a lot of time and money in the long run.
Tx tech versus Virginia(Jacksonville, Florida)- All I would like to say the following is that Graham Harrell is usually sick. No he doesn't has the flu virus he has over 5, 2 hundred yards passing and forty five touchdowns on the year plus they beat Oklahoma even though quarterback Sam Bradford was harm most the overall game it nevertheless cost typically the Sooners ultimately. Texas tech really failed to beat anyone but them so the Gator bowl could be a stretch for your Red Raiders. Until you realize Virginia have not beaten anyone at all other than UConn.
Utah has beaten Louisville in addition to UCLA top this year with a strong defense holding opponents into a mere 15 ppg. If Utah can stop the run (which I don't see why not) they'll have a rather simple time with Dark blue. Utah has their eye around the prize.
How did the CME entice a day trader to trade emini Futures? Look at the advantages of trading emini Futures Contracts. You'll see why many professional day traders gave up other exchanges.
I used to be very content with this quick cash lender that my pal recommended. I heard there are many pay day loans companies as well as other lenders who else offer a money advance payday loan, although not all of them are so good. I am happy that I found one of the best, and also this way I can use the payday advance advance might be another moment as well. This is the fastest and easiest way to fast funds. If you need money loans quickly, try it!
0 notes
techcaregadgetblog · 4 years ago
Text
Best iPhone Repair Services in New Market
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If you are trying to find Cell Phone repair near me Newmarket, reach out to us to get instant iPhone repair service in Newmarket, Aurora, Bradford and York Region area. Our qualified and experienced technicians are always there to serve you at your own convenience. We are specialized in a variety of services, including iPhone Battery Replacement, iPhone Screen Repair, iPhone Charging Issues, iPhone Water Damage Repair, etc..
As one of the best iPhone, MacBook, iPad, and Apple devices repair service companies in Newmarket, Tech Care Gadgets has repaired a host of mobile phones. We also take pride in being one level above the competition and giving the most inexpensive services. Our technicians are always ready to help you no matter where you are and fix your iPhone without destroying the sequence or getting you to wait for a long time.
source : https://techcaregadgets.com/smartphone-and-tablet-repair-services/iphone-repair-newmarket/
0 notes
therecoversite · 7 years ago
Text
Drug Rehabs and Their Backdoor Dealers
New Post has been published on https://www.therecover.com/drug-rehabs-and-their-backdoor-dealers/
Drug Rehabs and Their Backdoor Dealers
Tumblr media
Some drug and alcohol treatment centers are good places, but others see a person who has an addiction as a payday.  Amid the growing opioid crisis, drug rehabs and sober living homes are being developed by the thousands with little to no regulations stopping these unlicensed and unregulated homes the nations addicts are clinging to for recovery.
The first step for the centers: recruiting clients who have good health insurance, then sending kickbacks to those who have gotten the center the referral. Rehab operators have admitted that they know it is wrong to offer money to middlemen in exchange for well-insured patients, but that the practice is so omnipresent that they would have no patients if they stuck to the high ground.
This all sounds so completely unethical right? Yet a bill to forbid and punish such patient brokering, SB 636 by Senator Steven Bradford, a Democrat from Gardena, has been sitting in the California senate since February of 2017 with no hearings currently scheduled.
“Who would be for patient brokering? Why would they kill that bill?” asked an exasperated Michael Cartwright, chief executive of American Addiction Centers, one of the nation’s largest for-profit, publicly traded treatment chains. “That makes absolutely no sense. We are 100 percent in favor of that bill.”
Although the bill is not completely dead, but it is stagnated, and it illustrates the difficulty in making changes for the recovery business. Even when most everyone agrees change is urgently needed. The Southern California News Group recently investigated the addiction industry and found it peppered with financial abuses that bleed untold millions from public and private pockets, can upend neighborhoods and often fails to set addicts on a path to sobriety. The revolving door between detox centers, treatment facilities, sober living homes and back again generates huge money for operators who know how to game the system.
Although it is known to operators who practice human brokerage to be unethical, they are at the mercy of the addicts, and supply and demand. To put their nerves at ease, it is common that they still have one interventionalist put on retainer for a certain amount each month, may it be $5,000 or $10,000. Regardless how many patients they refer to the center, which pushes the unethical into the “gray zone”.
And Addicts have in turn taken notice. They start to see their insurance cards as credit cards, demanding better food, cell phones and even cash at times from providers in exchange for remaining in treatment. If the treatment center doesn’t deliver, the patient walks, and find another treatment center who will.
Many private insurance plans reimburse their enrollees, the patient, for treatment. They are given a check in hand which can be for tens of thousands of dollars, that is meant to be forwarded to the treatment provider. This obviously doesn’t always happen. Direct payment to a person in recovery is a horrible idea because they are so overwhelmed by the amount and it often leads to overdosing and death. It takes a long time for an addict’s brain to be repaired, direct payment to individuals to those in early recovery can have dramatic impacts. 27 other states agree and have banned insurance payments directly being sent to those in addiction recovery.
In the proposed SBS 636 is the first bill in CA, its written to address the rampant selling of patients. With SBS 636 would make patient brokering a misdemeanor with a $2,500 fine, as well as possible revocation of suspension of facility licenses and professional certifications. Out of Network treatment providers would be able to collect payments instead from insurance companies.
A similar bill was put into effect in Florida, the only state in the US who has more addiction treatment facilities than California. But in Florida the bill has made payment for patients a third degree felony punishable by up to five years in prison.
Others are asking for the California law to be as strict, Jerrod Menz, Co-founder of American Addiction Centers says “Tighten the law, Make it as strict as you want – $25K and a felony. If you’re marketing against these brokers getting $5K, $8K, 10K a patient, it creates such an un-level playing field. Anyone spending that kind of money is not leaving much for treatment.”
It is important to be aware of the type of facility you are committing yourself to before you attend treatment there. Sadly, with a growing market there will always be vultures and not everyone in health care will have your best interest at heart.
0 notes
therecoversite · 7 years ago
Text
Drug Rehabs and Their Backdoor Dealers
New Post has been published on https://therecoverdev.wpengine.com/drug-rehabs-and-their-backdoor-dealers/
Drug Rehabs and Their Backdoor Dealers
Tumblr media
Some drug and alcohol treatment centers are good places, but others see a person who has an addiction as a payday.  Amid the growing opioid crisis, drug rehabs and sober living homes are being developed by the thousands with little to no regulations stopping these unlicensed and unregulated homes the nations addicts are clinging to for recovery.
The first step for the centers: recruiting clients who have good health insurance, then sending kickbacks to those who have gotten the center the referral. Rehab operators have admitted that they know it is wrong to offer money to middlemen in exchange for well-insured patients, but that the practice is so omnipresent that they would have no patients if they stuck to the high ground.
This all sounds so completely unethical right? Yet a bill to forbid and punish such patient brokering, SB 636 by Senator Steven Bradford, a Democrat from Gardena, has been sitting in the California senate since February of 2017 with no hearings currently scheduled.
“Who would be for patient brokering? Why would they kill that bill?” asked an exasperated Michael Cartwright, chief executive of American Addiction Centers, one of the nation’s largest for-profit, publicly traded treatment chains. “That makes absolutely no sense. We are 100 percent in favor of that bill.”
Although the bill is not completely dead, but it is stagnated, and it illustrates the difficulty in making changes for the recovery business. Even when most everyone agrees change is urgently needed. The Southern California News Group recently investigated the addiction industry and found it peppered with financial abuses that bleed untold millions from public and private pockets, can upend neighborhoods and often fails to set addicts on a path to sobriety. The revolving door between detox centers, treatment facilities, sober living homes and back again generates huge money for operators who know how to game the system.
Although it is known to operators who practice human brokerage to be unethical, they are at the mercy of the addicts, and supply and demand. To put their nerves at ease, it is common that they still have one interventionalist put on retainer for a certain amount each month, may it be $5,000 or $10,000. Regardless how many patients they refer to the center, which pushes the unethical into the “gray zone”.
And Addicts have in turn taken notice. They start to see their insurance cards as credit cards, demanding better food, cell phones and even cash at times from providers in exchange for remaining in treatment. If the treatment center doesn’t deliver, the patient walks, and find another treatment center who will.
Many private insurance plans reimburse their enrollees, the patient, for treatment. They are given a check in hand which can be for tens of thousands of dollars, that is meant to be forwarded to the treatment provider. This obviously doesn’t always happen. Direct payment to a person in recovery is a horrible idea because they are so overwhelmed by the amount and it often leads to overdosing and death. It takes a long time for an addict’s brain to be repaired, direct payment to individuals to those in early recovery can have dramatic impacts. 27 other states agree and have banned insurance payments directly being sent to those in addiction recovery.
In the proposed SBS 636 is the first bill in CA, its written to address the rampant selling of patients. With SBS 636 would make patient brokering a misdemeanor with a $2,500 fine, as well as possible revocation of suspension of facility licenses and professional certifications. Out of Network treatment providers would be able to collect payments instead from insurance companies.
A similar bill was put into effect in Florida, the only state in the US who has more addiction treatment facilities than California. But in Florida the bill has made payment for patients a third degree felony punishable by up to five years in prison.
Others are asking for the California law to be as strict, Jerrod Menz, Co-founder of American Addiction Centers says “Tighten the law, Make it as strict as you want – $25K and a felony. If you’re marketing against these brokers getting $5K, $8K, 10K a patient, it creates such an un-level playing field. Anyone spending that kind of money is not leaving much for treatment.”
It is important to be aware of the type of facility you are committing yourself to before you attend treatment there. Sadly, with a growing market there will always be vultures and not everyone in health care will have your best interest at heart.
0 notes