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Dog Parks in Madison, WI

Yes, it’s true. Madison is going to the dogs. And the dogs are going to the parks! Under a warm February forecast, the local ice rinks are closing for the season, so what better way to spend time outdoors than to take your four‑legged friend out for a stroll? You won’t be alone.

Consider this: Madison’s population is 233,209 as of 2017. That translates to 102,516 occupied homes in Madison. And according to the American Veterinary Medical Association, there is an average of just over 1.5 dogs per each U.S household. So, the question is this — how many dogs are going to the park? The correct answer? A lot.

And when you include the population of Madison’s greater metropolitan area, along with the number of both dogs and dog parks there, well, this is a match made in heaven. Most area residents are aware of Madison’s great reputation when it comes to bikes and bike trails, but just ask one of the many area dog owners and you’ll soon find out that Madison is pretty doggone pet-friendly too.

While the Dane County Farmer’s Market prohibits dogs for many understandable reasons — the crowds, the kids, the food and the pet owner’s control (or lack thereof) — dogs are welcome at many “regular” parks. And of course, there are numerous dog parks created just with dogs and dog owners in mind.

Whether you’re a biker, jogger, dog owner or parent, if you’ve ever been to one of the local Madison area parks, you might assume that dogs are welcome in all of them. Guess what? That wasn’t always the case. Until recently, there were just 12 local parks that allowed dogs on leashes to be on or within 6 feet of paved park paths. In fact, it was just this month (yes, February, 2017) that the Madison City Council created a committee to review an ordinance that would add 14 more parks to this original list.

If you were unaware or confused about this policy, you aren’t alone. The rules were rarely strictly enforced — and over the past 16 months a pilot program did allow dogs on park paths on a trial basis. Dog parents — especially those that have been using these parks unaware, or in spite of, the policy — will be happy to know that 77% of dog owners obeyed the leash laws, resulting in 84% of park users surveyed indicating their support of making the additional parks official.

These parks are great for taking a nice walk with Fido — and the dogs you pass look pretty content. But for real doggy fun, there are plenty of actual dog parks where dogs can run free, chase balls, catch freebees and sniff out a few new friends. In fact, with 8 dog parks right here in Madison, the city ranks 4th in the country for the number of dog parks per resident. And that doesn’t even count those in the neighboring communities. Just so you know, you’ll need both a dog license and a dog park permit to enjoy a day at the dog park with your furry friend. Check out the details here: Madison’s Dog Off-Leash Parks

So, if you have a dog — or 2 or 3 — here are a few places where you both just might feel right at home. Dog lovers are a special breed and you’re both sure to make a few new friends. Just don’t forget to pick up anything your dog may have left behind.

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Make Time for the 2017 MABA Parade of Homes!

After a long cold Wisconsin winter, most of us can’t wait to get outside once the warm weather returns. But — especially if you’re planning to move or remodel or even just do a little redecorating — there are still some things worth doing indoors.  And one of those things would be attending the 2017 Madison Area Builders Association (MABA) Parade of Homes.

Even if you’ve attended many a Parade over the last couple of decades, you might be surprised to learn that the Parade of Homes got its start way way back in 1952.  

The houses were modest by today’s standards, of course, but pretty typical of the times.  Located on DeVolis Pkwy close to the “outskirts” of town (just south of the Beltline between Verona Road and Seminole Hwy), one home was described as having 2 bedrooms and a den, 1 bathroom, a living room, kitchen, attached one-car garage and an unfinished basement.  As a new development, there were no mature trees to provide shade, wind protection or ambiance in the Crawford Heights neighborhood back then.  

The event has come a long way since those humble beginnings.  This year’s Parade features 33 homes across 7 neighborhoods, with 26 builders represented. All homes are new construction. Some are in brand new neighborhoods, while others are in the later phases of existing neighborhoods.  The sites span several Madison area communities from DeForest, Sun Prairie, Waunakee and Windsor to the north and Stoughton and Oregon to the south.  Fortunately, the Parade runs from June 10th through June 25th, giving you plenty of time to tour each and every one — in one exhausting day… or one neighborhood at a time!

Not all changes are as dramatic as those that have occurred since 1952, but it’s fun to see the differences that have taken place over just the last few years.  A lot of people touring this showcase of homes say the event gives them ideas for possible remodeling projects or new construction of their own.  And it’s certainly useful to see items in a home rather than on a showroom floor.  

The Parade of Homes is also a good way to meet and speak with local builders — while seeing their skill, vision and craftsmanship in real life. Sometimes people are tempted to choose a builder or remodeler based on a recommendation from friends or family, but seeing their work and discussing their philosophies goes a long way toward determining if that person is a right fit for you.  

The Parade is also an opportunity to take a look around not only the Parade neighborhoods, but also the various communities as a whole.  Can you see yourself living there? And if you can’t, don’t worry — most builders will give you a quote on the cost to build that Parade home on a different lot as well.

Other common reasons to go to the MABA Parade of Homes:

You can see the latest trends in home design and decorating.

View new appliance shapes, sizes, colors and features.

Get a more accurate idea of the latest paint colors by seeing them on walls!

Find out new and interesting ways to decorate and accessorize rooms.

Get a good look at everything from flooring and bath fixtures, to countertops, cabinetry and backyard decks, patios and barbecues.

And satisfy your basic curiosity (and nosiness!) about what’s new now.

But keep in mind that just because something is considered popular or trendy, doesn’t make it right for you, your family or your lifestyle.   If you’ve attended past Parades, you’ll know exactly what we mean.  It’s not at all uncommon to make a remark to a friend about how much you dislike some crazy feature of a house, only to hear the group behind you oohing and ahhing about how great that same feature is!  

And remember, you don’t have to be building a new home to get some great ideas.  Touring the Parade is an excellent way to get ideas for updating, upgrading or remodeling your existing home.  And it’s a terrific way to figure out what to put on your house-hunting wish list if looking to buy a new home.

So pick a date, keep an open mind, and go see for yourself!  After all, everyone loves a parade!  

Here’s what you need to know about the 2017 Parade of Homes:

DATES:      June 10 – June 25 (closed Mondays)

TICKET COST:      $15 adult      $5 senior      $5 child      Free for children 5 and under   

HOURS:      Tuesday – Friday:  4 PM to 8 PM                        Saturday & Sunday: 11 AM to 5 PM

BONUS: Your ticket includes a map of all 7 neighborhoods (with driving directions) and an official Planbook where you can take and make notes about things that you like, don’t like, or want to research further.

RELATED:

2017 Madison Area Builders Association (MABA) Parade of Homes

Location of the 1952 Parade of Homes in the Crawford Heights neighborhood

How to Choose the Right Neighborhood

What's Most Important on Your Home Buyer's Wish List?

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Events in the Madison, Wisconsin area for May 2017

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To Buy or Not to Buy — That is the Question

Renting is a way of life for many of our nation’s twenty-somethings.  It stands to reason that their first “real” jobs and apartments go hand in hand — representing not only a taste of freedom but responsibility as well.  For some people, that’s enough, but for others, the idea of owning their own home is the real American dream.  

What do you need to know?  And how do you decide if the time is right?

Those who are content to curl up in their apartment on their couch in front of March Madness, surrounded by a dozen buddies and armed with couple cases of beer and the closest pizza place on speed dial, can stop reading now.  But if you’re at all tempted by the idea of hosting this shindig in the spacious family room of your own home next year, well, keep reading – even if you’re still in the thinking stage.

When it comes to buying a house, there are dreamers — who’d like a home someday but maybe aren’t motivated to make a move now, just aren’t ready yet, or think they can’t afford it.  Then there are the planners, who have thought long and hard about the when, where, why and how of home-ownership.  These are often the people with 5-year plans that move them from graduation to marriage to starting a family — and finally buying a home of their own.  And of course, there are the doers.  Whether it’s always been in the back of their minds or the idea just popped up, once the idea of buying a house takes hold, they take action. Now.

 No matter which of these groups you fall into — or even if you’re in a category of your own — here are the top reasons most people choose to buy a house and leave renting behind.  Where do you fit in?

 Put a stop to renting.

There often comes a time when people ask themselves, “Why should I keep paying rent when I could be putting this monthly payment toward owning something?” And it’s a good question indeed.  Especially in the Madison area where newer apartments in desirable areas command top dollar in rents.  Maybe it’s time to make a move — and stop throwing your money away.

 Building equity.

Owning your own home means building equity.  Those monthly payments mean something. Not only do they go toward paying off your mortgage, but that money provides you the leverage to get a home equity loan if you need it.   And that loan can be used toward anything from home improvements to other personal or business needs — even medical bills.

 Security.

If you make your mortgage payment every month, home ownership means never worrying about the uncertainties associated with renting.  No one is going to buy the building and raise rents — or worse yet, tear it down or make it into condos.

 Freedom to make the place your own.

Most rental properties have rules dictating everything from the number of people who can live there, to paint colors and nail holes, noise levels, and sometimes even specific laundry hours or the hanging of wind chimes!  In your own home, you’re free to decorate — and live — however you want.

Own a pet.

Some apartments prohibit pets. Others charge extra to have a dog or cat.  And of course, there’s the issue of sharing a small space with your four-legged friend.   A house will give you the freedom to own a pet, large or small, with a yard for dogs to run and play — and all that other stuff that dogs like to do outside.

 Privacy.

When you own a home, you should never need to let your landlord in to check on things or show your place to future renters.  You don’t have to worry about noisy neighbors hosting loud parties.  Or nosy neighbors watching your every move.

 Pride of ownership.

Some people think of it as a rite of passage.  Owning a home is an achievement, an investment, a responsibility and something to be proud of.

 Being part of a neighborhood.

In college, apartment buildings tend to be an extension of dorm life.  Residents often gather in communal areas, hang out in the fitness rooms, meet new friends over a load of wash and even leave their doors wide open.  But apartment buildings that cater to the post-college crowd tend to be more private. In fact, some people go days without seeing their neighbors at all.

Conversely, homes are part of a neighborhood.  And that usually means, other kids for your children to play with.  It means seeing people outside working in their yards or walking their dogs or riding their bikes. People grilling out and getting their mail. People watching out for each other.  Many neighborhoods have neighborhood associations and other groups to get involved with.  You might need to loan out your snow blower now and then but there’s always someone around to loan you a cup of sugar.

RELATED:

How to Choose the Right Neighborhood 6 Tips to Avoid Making Home Buyer Mistakes Why Rent—When it Might be Cheaper to Buy?

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10 Tips to Get You Started Downsizing

There are a lot of reasons why downsizing — when you’re still able to do it yourself — is a good idea. Don’t think of it as throwing away your memories — think of it as a way to free yourself of clutter!

Where do you want to move? Condo, smaller house, with family...

What’s most important? Remember your DOWNSIZING ;)

How do you get started: What can you live WITHOUT? Does it work with your new place’s layout?

Take a look around your current house & start making a list of items that your going to keep. 

Do a little at a time so you don’t get overwhelmed.

Give back to your kids or other family members.

And then give them some more... 

Sorting it out. Tag with Toss, Save or Maybe

What do you do with what’s left?  Go to your Toss area, anything valuable enough to sell or donate?

Enjoy a job well done!

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How to Choose the Right Neighborhood

In real estate, they say that it’s all about location, location, location. And there’s definitely some truth to that. A house is much more than the four walls that hold it together. In fact, your dream home may be nothing but an ordinary house if it were located somewhere else.

…your dream home may be nothing but an ordinary house if it were located somewhere else.

The Madison Area Builders Association’s Annual Parade of Homes is a good example. If you’ve ever taken the tour, you’ve probably noticed a sign or brochure (usually on the kitchen counter) stating that the house can be built “on your lot” for a specified price. But would it be the same?

The answer is unequivocally, no. To be clear, we’re not saying that this house wouldn’t be as nice if it were located somewhere else. Only that it would be different. The truth is, you might like the Parade house even more at a site of your own choosing — because it would incorporate not only the basic elements of the house, but everything that surrounds it as well. That means the setting — and the neighborhood.

We can’t say it enough. Whether you’re buying or building, it’s all about the neighborhood, neighborhood, neighborhood. So how on earth do you know which one to choose?

Start with Your Realtor

Real estate agents have experience working with various neighborhoods all the time. They know the amenities. They can tell you the school district. They’re familiar with the crime reports, bike trails and nearby parks. Most of all, they know the neighborhood “vibe.”

What’s Most Important to You?

It’s easy to find out which neighborhoods are the trendiest. Just look at the ones getting their asking price (or more) with the fewest days on the market. But while a trendy neighborhood may be popular with the masses, that doesn’t mean it’s right for you — for a variety of reasons. The price might be more than you can afford. Maybe it’s too far from work. Or these homes could be too old — or too new — to suit your tastes.

Is There a Sense of Community?

Find out if there’s a homeowner’s association. What about a men’s or women’s club? Meeting your new neighbors and getting involved are great ways to get acclimated to your new home.

Is the Neighborhood Kid-Friendly?

If you have children, you might want to know if there’s a neighborhood park. Parks are great gathering places for moms and dads as well as the little ones. Parents can meet other parents while the kids play. A school within walking distance is a great perk, but bus information could be important too. If they’ll be riding a bus, how close is the stop? How long is the ride? If your child is a first-grader, will he or she be riding with high-schoolers?

What About Safety?

Have there been any recent crimes in the neighborhood? Any burglaries or known drug or gang activity? How close is this neighborhood to other less safe areas?

Safety isn’t all about crime. Are there busy streets to cross? Bike paths? Unfinished construction? Train tracks, steep hills or fast-moving streams that could be dangerous for kids?

Is the Neighborhood Attractive?

Keep in mind that when it comes to homes — and neighborhoods — beauty is in the eye of the beholder. Do you like mature trees or would you prefer not to rake? Are you attracted to brand new construction or homes with “character?” How big are the yards? Do multiple cars and toys clutter the streets and driveways? Are the yards nicely landscaped and the homes well-maintained?

Resident Age Range

The best neighborhoods may be those with residents that span the generations. But it’s also a good idea to be aware of the typical age. For instance, neighborhoods that were once teaming with young kids may have “aged out” of the kid zone once those toddlers headed off to college making them perfect for other empty-nesters, but not the best choice for young parents.

Consider Affordability

All the other items on your wish list become irrelevant if you can’t afford a house in the neighborhood. Talk to your realtor about the price range of homes in various areas and find out in advance the loan amount you qualify for. Then limit your search to neighborhoods you can afford.

Consider the proximity to places you frequent. Is the neighborhood convenient to work, church, grocery stores, restaurants, your family and your friends?

The Bottom Line?

Find out all you can about possible neighborhoods before you make any offers. Talk to your realtor. Search online for more information about the areas you may be interested in. Drive through the neighborhood at various times of the day to see if there are any red flags such as more traffic after school or at rush hour, late night parties, train whistles, and local bar or restaurant parking or noise. And finally, consider talking to the people who live there. Park your car and take a stroll. If there are walkers or people working in their yards, stop and ask them what they like most about the neighborhood.

Careful consideration and a little homework will help you choose the neighborhood that’s best for you. If chosen wisely, your new neighborhood may be all it takes to turn a nice house into the home of your dreams.

RELATED:

CB Success Mobile Home Search App

City of Madison: Neighborhood Associations

City of Madison: Interactive Map to Check if a Property is in a Neighborhood Association

New or Relocating to Madison? Get to Know Our People, Places & Things

Living in a Dementia-Friendly City

Why Fitchburg is a Bicycle-Friendly Community

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August is a Good Time to Make Your Move

Many people think that spring and summer are the best times to buy a house. And they are great — flowers in bloom and a long summer ahead to enjoy a season full of backyard cookouts. But that’s not the only good time to make a move. Don’t forget about the fall.

After all, thousands of UW students can’t be wrong! Moving Day in Madison, Wisconsin is epic — with a proverbial musical chairs of apartment-hopping in mid-month, leaving students just enough time to get settled before school starts.

But you don’t have to be starting school to make a move in the fall. In fact, it may just be the perfect time to buy a new house.  Here’s why.

Sellers want to sell.

Of course, people with houses on the market any time of year are hoping to sell them. But when fall rolls around, sellers are serious about selling. Many people choose to list in the spring when the house and yard look great and they have a solid few months of good weather to entice buyers to buy. But buyers that decide to list in the fall? Or sellers that still have their homes on the market by fall? They’re more likely to be motivated to sell. With winter just a few months off, you may be able to negotiate a good price and flexible terms.

Lower prices.

The real estate market tends to slow down as autumn takes hold. And that could mean getting a better price for that house of your dreams. Houses that have been on the market for a while now, or sellers that have their own accepted offer on a new house, or need to move for a job are likely to be more willing to accept an offer below asking price.

There’s less competition.

For the same reasons that sellers like to list in the spring and summer, buyers like to buy then, too. Especially buyers with families. Once school is back in session, parents often prefer not to uproot the kids from their schools and neighborhoods and friends. Never mind juggling all the after-school activities. So that leaves you less competition for those houses that are on the market.

Closing dates may be more flexible.

Motivated sellers are more apt to work with interested buyers to ensure that the deal goes through.

Home sweet home for the holidays.

Most buyers want to be settled in their new home in time for the holidays. Luckily for buyers, most sellers feel exactly the same way. No one wants to serve a family turkey in a room filled with moving boxes. Fall means good timing for both parties.

Fall might be a better bet for negotiations.

In addition to price and closing date, sellers that want to close before the holidays may be more willing to compromise in regard to other terms as well.

Tax breaks.

Buying a home in the fall could lead to some enticing tax breaks for homebuyers. Deductions for mortgage interest, mortgage insurance premiums and property taxes are all allowed by the IRS. And in addition, any prepaid taxes or premiums that are paid at closing can also be deducted.

But what about home sellers?

Well, fall might bring a few advantages your way, too. Take a look.

Lower inventory.

With so many people thinking spring and summer when it comes to listing their house, it only makes sense that by the time fall rolls around, there will be less homes left on the market. And less inventory means less competition for those buyers to choose from.

Buyers want to buy.

Just like sellers are often more serious in the fall, so too are buyers! Many times, they’re buying in the fall for a reason — whether it’s moving for a new job or to be closer to family, going through a divorce, or simply because their own house sold sooner than expected and they need to find new digs fast. In fact, many realtors will tell you that while spring may bring out lots of lookers, fall is more apt to attract a few good buyers. And it only takes one!

Good timing.

Closing times can vary due to location and circumstances, but on average, they’re usually set for roughly 30 days from accepted offer. So a fall sale generally means a fall closing — and both parties can be happily settled in time for the holidays.

They say timing is everything but buying — or selling — a house is a personal decision so there is no hard and fast “good” time or “bad” time. Sellers have a lot of reasons that inspire them to sell at any given time. And buyers? Well, it might be a necessity that causes them to buy at a certain time. But then again, any season is the perfect one if you manage to find your dream home. And it could just be fall.

Coldwell Banker Success | Madison, WI

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Avoid Home Buyer Mistakes With These 6 Tips

There are few purchases that bring out our emotions the way buying a new house does.  Whether you’re a first-time home buyer or you’ve been through it all before, you need to remember to set your emotions aside while you attend to the more practical side of real estate.  Well, at least some of them!

We don’t want to spoil your fun, but as realtors, part of our job is to help you make your home purchase be one of the best experiences of your life.  To make that happen, you’ll want to avoid some of the more common mistakes that even seasoned home buyers make.

Not surprisingly, many of the most common mistakes involve money.  Even the ones that don’t seem to be about money at first glance, often end up incurring additional or unexpected expenses down the road.  

Here are 6 things to keep in mind to avoid mistakes when buying a home:

1 - Know what you can (really) afford.

Your mortgage lender may tell you that you’re “approved” for a certain amount.  Wow.  Sounds great, right?  But what many people forget is that you don’t have to spend that much!  Have you ever noticed that many of the HGTV shows tell viewers the amount that the house hunters are approved for – and the figure they’d prefer not to exceed?  The truth is, you’d be wise to follow their lead.

Committing to monthly payments at the top of your comfort zone can be a recipe for disaster.  So yes, talk to the lenders – this is, after all, their expertise.  But then take your own look at your regular income and expenses.  Do you plan to make any career changes that will affect income?  Do you have any new expenses coming up in the near future?  Will your child be going to daycare or starting college?

2 - Get pre-qualified for your mortgage.

Although it’s important to do your own budget calculations, it’s still very important for you to see a lender before you start your home search – and get preapproved for a home loan.  That lofty number in your head might not match the amount the bank feels comfortable giving you! A new job, poor credit, past financial issues or a lot of expenses could affect the amount of money the bank feels comfortable lending. If you wait until you make an offer on your dream home, you might be unpleasantly surprised – and embarrassed when you don’t qualify.  Preapproval lets you know upfront what price range is within your means.

3 - Don’t make any unnecessary financial changes or extravagant purchases right before you close on a house.

“Oh, it’s okay – I’ve already been approved” you may say.  Well, yes.  But remember, that approval was based on your financial status at the time of the credit check.  What does this mean?  Before closing, do not buy a luxury car or charge $12,000 worth of furniture.  Ironically, moving can involve a lot of expenses.  In fact, the majority of people buying a new home will increase their spending right before they move.  Makes sense – after all, there are a lot of things you’ll need. But what you need to remember is that the loan isn’t a done deal. No matter the figure that you were originally quoted, the lender will monitor your income and spending right up until the closing. And that goes for quitting or even changing your job – because that changes what the original number was based upon.  And yes, sorry to say, it could actually cause the deal to fall through. 

4 - Don’t tour the unattainable!

Just like you wouldn’t – or shouldn’t – try on a wedding dress you can’t possibly afford, don’t tour a home that you know is outside of your budget. Chances are, you’ll fall in love with it and then no other house could possibly measure up – leading to either disappointment or overextending yourself.

5 - Watch out for fixer-uppers.

Now that we told you not to reach outside your comfort zone, we should warn you not to go off the deep end at the opposite extreme.  Everyone loves a deal and it can be tempting to scoop up a house that’s “priced right.”  All those “little” things can be fixed with all the extra money you saved on the purchase price, right?  Well maybe.  But maybe not.  Don’t start mentally tearing down walls, remodeling the kitchen, adding a 3rd bath and installing a pool without having an expert tell you what all this will cost.  You don’t want to start renovating your bargain house only to run out of money halfway through.

 Related Article: Money Pit or Fixer-Upper? 

6 - Don’t forget the little expenses.

They will add up – quickly.  Getting all new furniture?  Painting?  New landscaping?  And don’t forget to figure in the cost of heating, lawn care, HOA fess and property taxes.

But with just a little forethought, you can prevent these potential nightmares – and get the house of your dreams. 

#homerocks

RELATED:

What's Most Important on Your Home Buyer's Wish List? Money Pit or Fixer-Upper? How to Buy a House in a Seller’s Market

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Qualified Lead vs Wing & a Prayer

So, what’s the success rate of converting an uncultivated internet lead? And if and when one is converted, how long did it take to complete? And those that are finally converted, what is the average purchase price? Should you care what this math equates to on internet leads?

Short answer is, YES…this is business!

My guess is, if you are a new agent and chasing an internet lead, the lead was given to you by a team leader or some other more experienced agent that has decided this lead isn’t worth their time. That’s fine…they have earned the ability to pass on opportunities similar to experienced agents giving up “floor time” in the old days. Of course, in the remote event you are able to chase down this lead and actually close the low-priced sale, the team leader receives a share of the commission and you just netted minimum wage in the name of earning your stripes. Again, that’s fine…”earning while learning”, right?

My point is, you are in business, an independent contractor, a sole practitioner in real estate sales. You are paying a broker (or in some business models, a team leader) for their brokerage administration and structure, their consultation, advice and leadership. So, what should you expect with leads that will potentially produce a decent wage at the end?

I feel it is a responsibility of a real estate broker to have a formal leads program in place, that includes affinity and broker-to-broker referrals from other parts of the country, as well as the ability to cultivate internet leads before assigning to an agent. Why should you be expected to waste your time even on one phone call to an uncommitted inquiry? You are better off making personal contacts and spending time with your SOI. Let experienced relocation professionals cultivate internet leads and you be on the receiving end of a qualified lead where the chances of you earning a respectable commission increase substantially.

I have heard plenty from agents who have been promised leads by brokers and team leaders, but the results have primarily been significant windshield time, for low compensation. You are not a chauffeur service…you are helping people buy their most expensive asset. You are expected to conduct yourself as a professional, and provide a valuable service on behalf of your broker and company. In return, you should expect to receive qualified leads from your broker, regardless of their origination.

Third party listing portals promote the fact they send out tens of millions of leads to their paying subscribers, yet there are only 5-6 million home purchases each year in comparison. Make sure qualified leads are being directed your way. And as important, keep in mind you are in business from the first day you walk in the door, your time and expertise should have a fair price tied to both. The fact is, floor time went away because it was not profitable for the agent…the same holds true with internet leads.

Learn about a career with CB Success

Don’t compete with your own company for business!

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Aging at Home—Is it Right for Your Loved One (or You)?

Seniors Who Decide to Stay at Home

Giving up the family home and moving is never easy—especially if you’re a senior who’s lived there a long time. This is a house filled with not only a lot of “stuff” but with memories—many of them made right there in that house.

Once the kids are grown, it’s only natural to start thinking about all the work it takes to maintain a big house. Raking leaves seemed like fun when the kiddos were diving in, shrieking with glee, but now it’s just work. Painting, mowing, gardening and shoveling (when did that driveway get so long, anyway?) are getting harder to do now that you’re older. And cleaning? Well, that was never fun—and now you may wonder why you’re cleaning such a big house for two people who are probably only using about five rooms. Right?

The truth is, very few people actually want to give up their house. It’s one of the last symbols of independence—the ability to live on your own. Living alone (or with a spouse) shouts, “I’m not old!!” louder than any words.

If the kids are after you to sell the old house or some of your friends have already made a move, maybe it’s time to look into all your options. Talk to a reliable realtor like the agents at Coldwell Banker Success

They can help you figure out what price you might get for your home—and what work would be involved in getting it ready to sell. Is it ready to show the way it is? You may want to consider some improvements—anything from painting to major upgrades—or fixing some of those issues you’ve just let slide over the last few years. Your realtor can give you an idea of what needs to be done (along with the estimated cost) and what other options will help you get a better selling price—along with what things that are better left to the new owner.

There have actually been many cases of homeowners making improvements to get their house ready to sell—and deciding that they like it so much with these changes, that they want to stay!

And guess what? That’s OK. Is it a good idea to check into all the possibilities? Of course. If you check into all the downsizing options out there, you’ll get an idea of whether a move is right for you right now. Or at least give you a chance to look at some smaller homes or tour several senior communities to see where you might feel most at home down the road.

What are the living accommodations like? Are there meals? Activities? Do you have any friends living there already? Is it a continuum of care community—allowing you to age in place from independent living to assisted living and memory care or skilled nursing as you get older?

Or are you just looking to downsize to a “regular” condo or smaller house? Your realtor can show you some of those properties and help you determine if that’s a good move at your current age and state of health.

The good news about checking out your options is that if you fall in love with one of the choices, you can sell your house and make the move. But if you decide you’re not quite ready—or you’re looking for something specific that’s not available yet—you can stay where you are, knowing just what your plan will be a year or two—or five—down the road.

So how can you stay at home—and stay safe?

Well, there are a lot of options out there for seniors these days. Call your local senior center or the Aging & Disability Resource Center (ADRC) or Independent Living, Inc. to find out about the many services that are available to seniors living at home.

There are many agencies that offer in-home care ranging from cooking and cleaning to help with bathing and dressing. Some local grocery stores offer delivery service or you can order meals from Meals on Wheels.

Other home care services also provide medical care such as wound treatment, physical therapy, and blood pressure monitoring. They can work in conjunction with your doctor to work out a plan for your specific needs.

You’ll find a lot of places where you can hire help with tasks like lawn care, shoveling, cleaning and pet care. And some agencies can even hook you up with volunteers willing to help seniors with these tasks for free.

Worried about falls? Get a lifeline that you can use to alert someone that you need help. Talk to your doctor or senior center to get a walker, shower chair or commode to give you support around the house.

So if you’ve reached an age where you’re looking for your next home—now or in the future—take a look around and decide what’s right for you. If you decide to make a move, you’ll be in safe hands if you trust your sale to a realtor. And if you decide to stay home, check out the options to help you stay there—safe and sound.

RELATED ARTICLES:

Downsizing Made Easy Tips for Seniors—Stay Clutter-Free Before & After a Move Moving On? Have a Moving Sale Granny Pods—The Senior Housing of the Future? Tips for Selling Your (Parents') House How to Choose a Real Estate Agent (That's Right for You) Why Use a Realtor?

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How to Write a Winning Letter—To the Home Seller

If you’re looking to buy a house, you’ve probably turned to technology to aid your search. The world has clearly gone high-tech—and real estate is no exception. But if you think it’s only your grandma that appreciates a written message, well, you might want to think again. Especially if you’re in the market to buy a new house.

Real estate experts agree that the current housing market favors sellers. There are simply not enough houses and condos available right now to keep up with the number of buyers that are looking.

But there are several things that you can do, as a buyer, to increase your chances of nabbing your dream home. Get pre-approved for a mortgage, work with a buyer’s agent for fast access to new listings, and make an offer that appeals to the seller’s asking price and convenience.

And then remember your grandmother’s best etiquette advice and go old school—write the sellers a letter. A personal letter. Why? Because sellers are people, too. They aren’t just the anonymous people holding the keys to your (possible) future home. These are the people who lived in this home, took care of it, and made lifelong memories there. They want to pass this house on to someone who’ll appreciate all it has to offer. And that could be you.

Make it personal

Be friendly.

Begin with a warm greeting, using the sellers’ names if possible. You’ll want to be respectful, but not impersonal.

Keep it short.

Don’t ramble on or you’ll lose your readers. In just 3-4 paragraphs, explain why they should accept your offer.

Here’s why.

Simply put, because you love their house. Here’s you chance to tell them why. Just make sure that you’re sincere.

Compliment them.

If you’re ready to make an offer on this house, there are obviously things you like about it. Tell them in a way that will resonate—and make them feel good. For instance, instead of saying, “We like houses that use color” or “We were looking for a big back yard,” tell them they how the soft yellow in the bedroom makes you feel warm and cozy, or how the you can already see yourself having weekend barbecues on the patio while your kids play in the backyard.

Don’t talk about changes!

You may already know what changes you’d make if you get the house, but whatever you do, do not spell it out in this letter. The last thing you want to do is hurt their feelings—which you may do if you talk about changing this and adding that. Everyone knows that once they sell, the sellers will have no control over what the buyers do, but knowing that you’re planning major changes to what they “built,” will make it hard for them to choose you if there are other options.

Write it right.

You don’t have to use big words or be a writer to express what you feel about this house. In fact, here’s your chance to let your own personality—and sincere interest in the house—shine through. But that doesn’t mean being sloppy. Be sure words are spelled correctly and used appropriately.

Good neighbors.

Mention how much you like the neighborhood and why. Use your words! Tell them you grew up in the neighborhoods (if you did) and remember walking to the nearby school and playing ball at the park with your best buddies. Tell them you really want that for your kids.

Be resourceful.

Show that you have the financial resources to buy this house. Are you pre-qualified for a mortgage? Do you have a good job that you’ve had for a while? Can you make a cash offer with no contingencies? Mention those things—but do it matter-of-factly, not boastfully. I know—it’s a paradox, where they want to know you’re financially sound, but don’t want to see you bragging about money!

Don’t beg.

You may want them to know that you truly love the house, but that doesn’t mean begging, telling them about other houses you’ve lost, or that they’re your last hope. Don’t make them uncomfortable or irritated. Speak from the heart because what you say is true—and that will make them feel good.

Sum it up.

End on a positive note. Mention your favorite things and stress how much you’d really love to live there. Thank them sincerely for reading your letter. And tell them that you’d truly be honored if they accepted your offer.

In a sellers’ market, sellers often find themselves with multiple offers on the table. A high offer is certainly important, but sometimes it’s that personal touch, that extra connection with a potential buyer that sets them apart and whispers to the seller that this buyer is “the one.”

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You might also enjoy these related articles:

What About This Housing Shortage? What's Most Important on Your Home Buyers Wishlist How to Buy a House in a Seller's Market House Hunting Solo—How to Make it Work

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Be a Good Neighbor—Every Day

It seems that there’s a “national day” for just about everything these days. There’s Apple Pie Day and Siblings’ Day and Take Your Child to Work Day. There’s National Vodka Day and National Golf Day – on the same date. Hmmm. Sounds like the perfect time for a tall vodka and tonic on the 19th hole!

Some are delicious – National Dessert Day.  Some are redundant – National Department Store Day.  Who needs a special reason to head to the mall?  And some are head-scratchers – National Hagfish Day? What is a hagfish?  And why would anyone want to give it a “day?”

Well, you get the idea.  Many “days” make us laugh – or head out to buy whatever edible item is honored.  But a few make some very real sense.

And while you probably missed it (I know I did), September 28 was one of those days.  It was National Good Neighbor Day.  At first glance, it sounds pretty touchy-feely.  And redundant – because people should be good neighbors all the time.  But are they?

A lot of people fall into one of two camps – they either assume they’re being a good neighbor or they hate their neighbors.  There’s an old saying, “Good fences make good neighbors,” but let’s hope that one is just a joke.  It would be a sad world, indeed, if that’s what people really believed.

Keep in mind that you don’t have to be in your own home to be a good neighbor.  Whether you live in a house, an apartment or an assisted living setting, you are sure to have others living around you.  And while it takes two to tango, the only person you have any control over is yourself.  So think of it this way – be the kind of neighbor that you’d like to have.

In a residential neighborhood, you may or may not see a lot of your neighbors.  Trees, bushes and garages can all get in the way – along with crazy schedules and lifestyles.

But any time you’re living in a neighborhood or a group setting, there’s going to be one or two people that might not be your favorites.  So in honor of Good Neighbor Day, here are some tips, tricks and reminders on how to be a good neighbor – and make the best of any situation. 

Be considerate.

This one covers a very broad spectrum, but here are a few things to consider:

Entertainment. Don’t play loud music or have a TV blaring late at night or early in the morning.

Wind chimes.  If you have a patio or deck, think about the location when hanging wind chimes.  What sounds pretty to you, may be irritating to your neighbors.

If you have a party, consider inviting the neighbors. If that’s not practical, give them a heads up about cars and noise.  And keep a lid on the volume.

Pick up after your pets.

It’s great to share your home with a dog or cat – and it’s often a great way to bond or start a conversation with your neighbor.  But be sure to respect your neighbors by cleaning up after your pet – and try to keep barking to a minimum!

Drive carefully.

It seems that we all agree – everyone else is a bad driver!  Drive slowly through neighborhoods, in parking lots or garage areas.  If you live in an apartment or condo, leave enough room on either side of you when pulling into a stall and open doors slowly and carefully.  Watch for walkers or other moving cars around you and be careful when backing up.

Don’t gossip.

It’s great when neighborhoods or senior communities have organized activities such as book club, happy hour or walking clubs, but think twice before discussing things you’ve heard about your neighbors.  Things aren’t always the way they seem, so don’t gossip about someone else.  How would you feel if you were the topic of conversation?  And remember what your Mama told you – If you don’t have something good to say, don’t say anything at all!

And be inclusive.

Of course there are going to be some neighbors you like more than others.  That’s a part of life.  But try not to intentionally exclude anyone from organized activities. 

Be safe.

In group living, be sure to close doors behind you when you enter or leave the building.  Don’t open entry doors to people you don’t know or buzz in strangers.

In your own home?

Keep your lawn and garden tended and don’t leave junk or old cars in plain view.

Walk in someone else’s shoes.

If you find yourself angry, upset or irritated by one of your neighbors, try to see it through their eyes.  No matter which of you is right, unless it’s a matter of great importance, it never hurts to compromise.  And you never know what may be going on in their life that’s causing them to act the way they are.  

So you may have missed National Good Neighbor Day, but you can celebrate the concept behind it each and every day. You and your neighbors will both be glad you did!

Looking for a great neighborhood?  Let CB Success be your guide!

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The House That Got Away

There are a million songs written about the one that got away. Of course, they all refer to lost loves – not houses. But when you’re in the midst of house hunting – or have recently purchased a new home – it’s easy to get bogged down in thinking about the one that you didn’t get.

Maybe the reason is that unlike some other business decisions, buying a house is an emotional process. Oh sure, there are plenty of cold hard facts and stats – square footage, distance from work, asking price, appraisal price, and amount you can spend (which may not be the same as the amount you feel comfortable spending).  But intermingled with all those practical elements is the way you feel about a house. And that’s nothing to be taken lightly.

Most people go into their house hunt with a wish list of some sort. Sometimes it’s a concrete checklist written down on paper – things (you think) you can’t live without. Sometimes it’s just an imaginary tally in the back of your mind that you’d really like to have if possible.

And to complicate matters, many people are buying this new home with  a spouse or significant other.  If you’ve ever watched HGTV, you know that the wish list of house-hunting couples is rarely aligned.  She wants an in-home office; he wants a 3-car garage.  He can’t live on a busy street.  She wants to be in the heart of the city.  Take a chance on a fixer-upper or splurge on a place that’s turnkey ready?  And, of course, neither of them is willing to settle for a house with  just one bathroom.

So if you passed on a house because it was missing something on your list (or your partner thought it was), it’s human nature to want it even more.  That’s fine – but just like a past love, don’t romanticize the one that got away. It’s easy to single out the good things after the fact, but if you didn’t pick it, there were probably some glaring problems as well. Dwell on those for a while. And just like stalking an old boyfriend or girlfriend, don’t do it! Don’t drive by. Don’t think about it.  Just let it go!

But what if it wasn’t your decision? Maybe the house was over budget. Or you didn’t decide fast enough and someone else swooped in with an offer before you did. Or another other offer won out because it was higher or didn’t have contingencies.  Now, that’s a house of a different color.

If you already moved on and bought another house, once again, let that other one go! Think of your new house as a blank canvas – something to decorate, renovate or remodel to make it your own. Learn to love the things you have to work with. You may find that you like this floor plan better, or that it’s great to be so close to work.  Just like when dealing with a lost love, think of the negatives presented by that other house.  Believe me there are some. Don’t fall into the trap of glamorizing the one that got away.

But what if you’re still looking for the perfect house? Well, that’s a little harder because once you’ve seen (what you think is) your dream home, it’s almost impossible not to compare everything else to that house.

So here are some things to remember as you try to put your loss behind you and continue your search with an open mind.

How to Search with an Open Mind

Don’t get swept up by the staging.

Take a good hard look at the bones of the house – what it has to offer in terms of layout, structure, etc. You can add your own personal touch and decorating style to any house.

Be ready to make an offer.

It’s still a seller’s market out there, so while you never want to make a rash decision, buyers should be ready to make an offer on something that they really like.

Don’t get caught up in a bidding war.

Give serious thought to how much you really like a house. Don’t offer more than it’s worth or more than you can comfortably afford just to get a house because someone else wants it.

Accept that some deals just weren’t meant to be.

If you lose out on a house, think of it like a lost love or job you didn’t get. There’s something better out there.

Be willing to make compromises.

Just because a house doesn’t have one thing on your wish list, don’t write it off. I bet your “dream home” didn’t meet all of your criteria either.

Let your real estate agent be your matchmaker.

Tell them what you liked best about the one that got away, what you really, really need in a house and where you’d be willing to compromise. Then let them work their magic – your real dream house is probably still out there waiting!

Coldwell Banker Success is your matchmaker! Contact us today and we’ll guide you to your dream home. Let the fun begin!

RELATED:

Homebuyer Guide Property Search Money Pit or Fixer-Upper? House Hunting Solo—How to Make it Work How to Buy a House in a Seller’s Market

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House Hunting Solo—How to Make it Work

Surprise!  I Bought You A House!   Whoever said that, well, what were they thinking?  No matter how generous and good intentioned you may be, buying a house without consulting your partner is generally a bad, bad, bad idea. 

I recently came across a letter to an advice columnist.  A woman’s sister-in-law had just told her she bought a vacation home in another state for her husband – as a birthday surprise.  The woman was aghast.  Well, that question got me thinking.  Is it ever a good idea to buy a house without talking to your partner — spouse, significant other, relative, friend or whoever else you’ll be living with — first?

Unless your housemate is a dog or cat, the answer is probably no.  Most realtors agree.  First of all, buying a house is an expensive proposition and not something that you can just return.   A recent Wall Street Journal article interviewed several husbands who attempted to surprise their wives.  A few turned out okay (in the end) – but in most cases, the initial surprise was, well, not the happy moment the house-givers expected!

It’s personal

Owning a house is a practical choice.  A house provides a roof over your head along with a place to eat and sleep.  But buying a house is emotional.  A house is not only a place where people live, but it’s a very personal choice for buyers — a part of what makes them a family.  It’s where years of memories are made.  It’s important that both partners are on the same page with this major purchase. 

You may have seen those HGTV shows where each partner has a wish list as long as your arm.  And when only a few of those items match up, you start to wonder how they can possibly make a choice that will make them both happy.  But they do.  The joy of buying a house is partly about the thrill of the hunt – but the tipping point is that stage in the process when a couple agrees to compromise for the good of the whole.

So what would happen if only one of them headed out with their personal wish list and made the decision alone?  It might not be pretty.  In fact, it’s pretty easy to see why buying a house as a surprise is a bad idea.  But what if one partner has to do the shopping alone?

On your own

There are valid reasons why solo house hunting may be necessary.  A new job or transfer to a new city is one of the most common.  Military families on the move is another.  And then there are people looking for a second or vacation home.   It definitely makes the process harder, but with the help of a good realtor you can get it done – and even come out smiling!

The biggest obstacle is that the absentee partner misses out on that intangible part of real estate – the feeling that you get when you walk through the house. The part that makes a house a home.   And even if the house fits your wish list, how about the neighborhood, the school district and proximity to both work and play?  Those points are hard to grasp from afar.  If more than one person will be living there, it’s important that you both feel comfortable about the decision.

Realtor rescue

So if you’re the partner charged with finding a new home, talk to your real estate agent about the best way to include your absentee partner in the search.  Luckily, MLS listings should have photos of the house and many include a video tour. The only problem with relying on those photos is that they don’t always give the whole picture.  Photos sometimes only show part of a room – making it appear either bigger or smaller than it looks in person.  And you won’t hear the sound of traffic or the laughter of kids on a nearby playground.  

Talk to your partner beforehand and narrow your search to houses that meet your needs.  Then head out with your realtor.  Be sure to make notes about what you like and don’t like and why — keeping in mind your partner’s wish list and deal breakers, as well as your own.  Take photos. Then get together over Facetime or Skype.  It can be very helpful to have your real estate agent present, as well, to add comments and answer questions that might come up.

And if your partner wants to be involved but can get only away for a short period of time, consider being the “scout.”  By checking out the possible homes and narrowing down the choices, you’ll save time by only having to re-visit the ones that are the most promising.

House hunting together may be the best option, but it isn’t always possible.  If you have to go it alone, be sure to do your homework and work with a great realtor so nothing comes as a surprise.  

But the idea of buying a house as a surprise?  No, no, no  — don’t do it!

Search All Active MLS Listings in the Dane County area—FREE, no strings attached!

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How to Buy a House in a Seller’s Market

[This article was updated 3/24/17]

The good news?  The real estate market is picking up.  The bad news for buyers?  The real estate market is picking up!   Home sales are once again sounding like a safe investment and mortgage rates are still at a decent level. Which leads us to this real estate reality — there are currently more buyers out there than sellers.  

If you’ve already started looking for a house, you’re probably very aware of that by now. Spring has always always been a big time for real estate.  People are emerging from winter hibernation and landscapes are starting to bloom, giving all those prospective homes an amazing curb appeal.  It’s warm enough for sellers to clean out their garages and for sellers to trek from house to house without dodging snow and ice.   On top of that, a spring sale often leads to a summer closing — when conditions are perfect for a move. 

Unfortunately, a lot of the buyers out there are thinking along those same lines. So the biggest problem is finding a house to buy.  In fact, the South Central MLS reported a 1.47 month supply (as of Feb 2017) of homes available in Dane County. What this means is that if sales continue as they are right now, it would take 1.47 months to sell a home in Dane County.

Wow!  That sounds like plenty of time to see the listing, schedule a showing, debate its pros and cons over several weeks and then make an offer, right?  Well, probably not.  It depends a lot on the area and price range that you’re interested in.  For instance, houses in Madison, Fitchburg and Middleton are more in demand — and selling faster — that those in those in more rural areas.  

So if you happen to be looking in just the right market at just the right price, you may have no trouble at all.  Congratulations!  But if you’re looking for a home in a more crowded market, you’ll be up against some tougher competition.  In fact, a house in good condition in a popular neighborhood may actually sell in a matter of days.  Sometimes hours.   

So if you’re looking to a buy a house in the near future, what can you do?

Here are 8 tips to help you close the deal.

Be prepared. With houses being snapped up at a pretty fast clip, you need to do your homework in advance so you’re ready to make an offer if you find a house you like. 

Take a look at your finances.   A typical down payment is between 5 percent and 20 percent but there are programs for first time homebuyers that require less.  Obviously, the larger the down payment the better, so start saving early.

Get pre-approved.  Talk to a mortgage banker about how much you can comfortably spend each month.  Check your credit and get pre-approval from your financial institution before you even start looking for your dream home.  Having your finances in order from the get-go will ensure that your dreams don’t turn into a nightmare.  Pre-approval will also make your offer that much more appealing to the seller.

Make a wish list.   Hopefully you’re working with a real estate agent who can help guide you through the process.  Figure out what’s most important to you — and compare notes with your spouse, friend or partner to make sure you’re on the same page.  If you aren’t, you’ll need to prioritize — and compromise.

Choose a neighborhood.   Your realtor can help you compare neighborhoods and decide which ones are most appealing to you.  Where would you like to live if you could live anywhere?  What are the selling prices in that neighborhood?  If you can afford a move-in-ready home in your first-choice area, start looking!  If not, you’ll need to decide if you’re willing to consider a fixer-upper or how far away you’re willing to move.

Do a drive-thru. Drive through the neighborhoods at several different times of day.  Is it quiet or noisy?  Are there kids around?  If possible, talk to people who live there.

Narrow your “wants.”   What are you most willing to give up?  If having four bedrooms and two bathrooms or a two-car garage is non-negotiable, scratch any listings off your list that don’t make the grade.  If you’re willing to compromise or remodel, then go ahead and look.

Be primed to make a quick decision.   Good houses go fast, so be ready to make an offer on a house you really want!   That being said, don’t buy something you can’t afford.  And don’t settle just because houses are going fast.

Buying your dream house may be frustrating at times, but it can also be fun.  And finding a house that you love…  well, that’s a dream come true.

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