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iserveutechnologies · 3 years

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Easy Ways to Send Money from one bank to another in India. Nowadays, one can choose from the plethora of fund transfer options. From the traditional way of fund transfer to online bank transfer, you can pick the best way to save your time and hassle. If you are wondering about easy ways to send money from one bank to another in India then, you don’t have to worry. You need to do some research before going for any option to save yourself from any deduction. Check out how to transfer money online from one bank account to another. Online Payment Method RTGS (Real-Time Gross Settlement) The instantaneous fund transfer system continuously settles payment on an individual order basis once the transaction is done, it can’t be reversed. It’s a great way to do bank to bank transfer. The purpose of RTGS is to be used for high-value interbank transactions as there is less risk in settlements. Reserve Bank of India manages the payment system so, you can count on it for sending & receiving funds. All RTGS charges may incur higher costs to customers, while fund transfer ranges anywhere between Rs.25 to Rs.55. For the digital transactions, the maximum amount of limit per day is as per the customer’s TPT limit for the HDFC account holder. Information required for an RTGS transaction: The amount to be transferred in rupees

Name of the payee/beneficiary

Name of beneficiary bank and bank branch

IFSC code of the payee/beneficiary

Account number of the payee/beneficiary

NEFT (National Electronic Fund Transfer)

The online bank to bank transfer fund system that allows interbank fund transfer. It is one of the popular ways of transferring money from bank to bank digitally. You can transfer funds from your bank branch to anyone, without visiting the bank. Earlier to transfer the funds, one had to withdraw the amount and then pay it in cash or cheque. Now, one can transfer a sum of money from his account to another person’s account, through the process of NEFT. NEFT offers the ease of funds transfer from any NEFT- enabled bank account of any branch to any NEFT- enabled account located in any geographical area.

Transaction timing will be 48 half-hourly batches every day. The first batch settlement will start after 30 minutes. The operation will be permitted round the clock and all day of the year, including holidays. No upper and lower limit is set for amount transfer via NEFT.

The charges for transfer money from bank to bank range from Rs. 2.50 to Rs. 25 on the amount range from Rs. 10,000 to the amount more than Rs. 2 Lakh.

IMPS (Immediate Payment Service) Apart from RTGS and NEFT, you can choose another way for fund transfer that is IMPS. It provides instant round the clock digital fund transfer services that you can use on your smartphones. E-wallets Similar to Credit cards and debit cards, E-wallets are a type of electronic card. It is used for online transactions and treated as the prepaid account in which you can store funds that you can use in the future for any instant payment like for booking train tickets, flight tickets, groceries, online purchases, etc. First, you need to install the app on your mobile and give the relevant data after that, the data will be stored in the database so, you don’t need to fill the form after any purchase. It is also used for cryptocurrencies like bitcoins. UPI UPI has made online payment much easier and faster, you can transfer money through your mobile phones and make instant bank to bank transfers, payments, or any purchase. This method of payment is developed by the NPCI (National payments corporation in India) and regulated by RBI( Reserve bank of India). You can add multiple bank accounts into a single app. Some of the popular UPI mobile applications are Airtel, Amazon Pay, Google pay, BHIM, Jiopay, Phonepe, Paytm, WhatsApp pay, and much more. UPI method solved many issues like earlier we use to rush to ATM for payments, sharing bills among friends, utility bill payments, collection, and distribution of money. The best thing about UPI is round a clock availability. The maximum fund Transfer Value is up to 1 lakhs.

Banking Apps With the advancement of technology, financial transactions have become easier, and visiting banks become a rarity. You can make payments through your smartphones round the clock. There are several banking apps but some are the best apps that you should use for making payments. ICICI Bank’s iMobile Application is the highest-rated banking app on the Google play store. It permits its user’s easy fund transfer solution, convenience in payment of the utility and credit card bills, open FD RD anytime & manage your other policies. Also, the app is updating itself continuously to enhance the user experience. With 4.3 ratings on the Google play store, HDFC Bank Mobile Application is one of the best apps for online transactions in India. Other popular apps like Axis Mobile Application, SBI anywhere personal app, M- connect app by Bank of Baroda is designed for the faster and quicker transaction through your mobile phones. 2.Telephone Transfer In this payment method, all you need to do is call the telephone number of your bank. You will be guided by some bank’s customer services representative or through an automated recording. 3.In-branch Bank Transfer If you carry the money in cash, you can go to the bank and pay it into the account of the person directly. Details required for transfer money from bank to bank Date of payment

Person’s name or business you’re paying. IFSC Number of the branch

Account Number A payment references Sender’s name and bank address Conclusion: The answer to how to transfer money online from one bank account to another is simple as due to the advancement of technology, many ways of an online bank transfer are being introduced by Government. By these payment methods, we don’t have to follow the traditional way of paying bills and transferring funds. The regular visits to banks and standing in a long queue are also minimizing. With online banking, we can make payments quickly, safely, and conveniently.

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mirzaexpert · 3 years

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All That You Need To Know About Personal Loans On Credit Card

Have you at any point ended up in a monetary difficulty where you really wanted cash promptly however no means to get that? There is one moderately less-well known arrangement that you can depend on in such cases - you can take an individual advance on your credit card to meet crisis cash needs.

Assuming you own a credit card, it is not difficult to apply for an individual advance on a credit card when you really want cash right away. Credit card loans are pre-endorsed, unstable advances that generally needn't bother with any documentation. Accordingly, they are the simplest and fastest method for getting assets to deal with your monetary requirements.

In this article, we investigate individual advances on charge cards - their working, highlights, which banks offer them and that's only the tip of the iceberg.

personal Loans on Credit Card are Different from Withdrawing Cash on your Credit Card

An exceptionally normal misguided judgment is that assuming you apply for a personal loan on your credit card, the bank will build as far as possible on your card and permit you to pull out the money through your card. Notwithstanding, that is not the situation. A personal loan on your credit card is given by banks against your current credit card. The sum you can get is chosen by your loan specialist.

There is another helpful choice that you can use to get cash promptly on your credit card. This is the money withdrawal that shows up with the card. The greatest sum that you can pull out is foreordained and is normally informed at the hour of giving the card. You can think about cash withdrawals on the off chance that the sum required is less

Top Banks Offering Personal Loans on Credit Card

There are many banks that offer the facility of personal loans on credit cards. Top banks which provide personal loans on a credit card are:

ICICI Bank

HDFC Bank

IDBI Bank

Kotak Mahindra Bank

IndusInd Bank

Reference; All That You Need To Know About Personal Loans On Credit Card

#credit card

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visawords · 4 years

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9 Mind-Blowing Reasons Why Amazon Credit Card Is Using This Technique For Exposure | amazon credit card

Walmart Set To Release Its Amazon Prime Competitor With A New Acclaim Agenda Coming Too

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In a claiming with Amazon, Walmart is accepted to bare its own associates arcade annual afterwards this month. Dubbed Walmart Plus (Walmart ), the superstore banker is action head-to-head with Amazon and its abiding Prime offering. Walmart will reportedly introduce a Walmart branded acclaim card, but it won’t be appear as anon as Walmart launches. [The Credibility Guy]

Walmart is reportedly authoritative affairs to attempt anon with Amazon Prime

How Covid-19 Is Accelerating The Shift To A Cashless Society

The coronavirus communicable has accelerated the trend against a cashless economy, buoyed by the beforehand of e-commerce and the abhorrence of administration cardboard money attenuated with Covid-19. The Centers for Disease Control and Prevention encouraged the use of touchless acquittal options, aback available. Cash withdrawals from ATMs plunged 25% civic during the aboriginal weeks of the pandemic. [Philadelphia Enquirer]

Mastercard Launches Shop Openings Tool That Allows Barter To Identify Nearby Aliment That Are Open

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Businesses are starting to reopen afterwards months of quarantine, but it’s adamantine to apperceive which aliment are aperture their doors to barter after calling or analytic online. To accomplish the chase action easier, Mastercard partnered with abstracts assay company Sixth Sense to barrage ShopOpenings.com, which allows you to affirm which aliment and businesses are accessible to barter and if they accept contactless payments. [CNBC]

Chase Marriott Acclaim Cards Add Benefit Credibility At Restaurants and Gas Stations

Marriott Hotels added two new limited-time benefit categories to its Chase-issued acclaim cards, continuing the trend of biking companies abacus acting appearance to their accolade cards in adjustment to beforehand their amount during the coronavirus pandemic. From July 15 through Sept. 15, Chase Marriott agenda holders can acquire 10 credibility for every dollar spent at gas stations and restaurants, including acceptable aliment commitment services. The benefit credibility are capped at $3,500 in purchases beyond the two categories. [CNN]

Hyatt Adds 25% Abatement On Credibility Redeemed By Its Acclaim Agenda Holders

If you’re planning to use your hard-earned World of Hyatt credibility at a Hyatt acreage in the abreast future, you’re in luck. Hyatt aloof launched a advantageous beforehand alms up to a 25% abatement aback you redeem credibility for a chargeless night break through Oct. 8, 2020. While all World of Hyatt adherence associates will accept a 15% rebate, those who currently accept the World of Hyatt Acclaim Card or the earlier Hyatt Acclaim Agenda will accept an added 10% abatement for a absolute of 25% aback in points. [CNN]

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Treasury’s Debit Debacle

Millions of American are still cat-and-mouse for the $1,200 federal bang analysis promised them as allotment of the CARES Act accustomed aback in March. Bags may accept befuddled abroad the acquittal and not alike accomplished it back the IRS autonomous to accelerate prepaid debit cards to about two actor taxpayers rather than cardboard checks. Unfortunately, the IRS never abreast those recipients in beforehand that a debit agenda would be mailed to them and now estimates that bags may accept befuddled them abroad cerebration it was a scam. [Toledo Blade]

How Basic Agenda Numbers Can Advice Prevent Acclaim Agenda Phishing Scams

A basic agenda cardinal is a agenda archetype of your acclaim agenda with a randomly-generated cardinal that links to your annual aback you accomplish online purchases. This creates an airy absorber amid bad actors and your absolute agenda number, making credit agenda fraud harder to cull off. Right now, there are alone two agenda issuers that action basic agenda numbers: Basic One COF and Citi. [CNBC]

80% Of Mobile’s Amount In Concrete Appurtenances And Services

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Apple AAPL ’s app ecosystem enabled $519 billion in bartering action in 2019. Alone $61 billion of that was agenda appurtenances and services, like games, e-books, and apps, and $45 billion of it was in-app advertising. The lion’s share, $413 billion, was concrete appurtenances and services. And 54% of that was China. [Forbes]

Many Consumers Enrolled in Covid-19 Acquittal Modification Programs Find Their Acclaim Files Erroneously Tarnished

To advice their barter break financially afloat during the Covid-19 crisis, abounding lenders offered acquittal modification programs that accustomed them to accomplish bargain payments or skip payments altogether, after damaging their acclaim histories. But back March, added than 650 consumers accept complained to the CFPB that their lender accepted them acquittal accommodations, but still appear their accounts as delinquent. As a result, their acclaim array accept tanked. [Consumers’ Checkbook]

Mastercard’s ‘Priceless Experiences’ Leverages Golf Champions For Basic Events

Digital Priceless Experiences include a basic Top Golf challenge in which cast ambassadors Justin Rose and Graeme McDowell faced off at the game’s Pebble Beach Golf Links course. Mastercard acclimated the World Golf Tour basic bold to advertise the players’ prowess, with in-game branding and affable badinage amid the players. Added activities on the belvedere accommodate a agenda golf assignment with Annika Sörenstam, a knuckleball assignment with above Red Sox bullpen Tim Wakefield and an calm affable assignment with chef Bryan Voltaggio. [Chief Marketer]

Amazon | amazon credit card

How Small Businesses Rethink Bartering Agenda Versatility

Commercial acclaim cards are historically beheld as a acquittal agent for businesses to accomplish one-off purchases for the appointment or while on a business trip. Added recently, bartering agenda innovators accept explored opportunities to accretion absorption in added spending categories, with accounts payable and supplier accepting now accepted targets for B2B FinTechs attractive to arm businesses with a way to pay invoices after compromising admired alive basic float. [PYMNTS]

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taxielbow04-blog · 4 years

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The Proper Way To Borrow Money From Pals As Well As Household

The Proper Way To Borrow Money From Pals And Household

#toc background: #f9f9f9;border: 1px solid #aaa;display: table;margin-bottom: 1em;padding: 1em;width: 350px; .toctitle font-weight: 700;text-align: center;

Content

Do You Required To Borrow Money?

Determining Whether You Need To Be Borrowing Cash

Do You Really Required To Spend The Money Whatsoever?

Good Money Loaning Versus Bad Money Loaning

Do You Required To Borrow Money?

Financial institutions are also retaining even more of their revenues in order to accumulate capital. On March 15th America's 6 biggest banks announced they were stopping share buybacks for three months. Debt-trap diplomacy refers to the technique utilized by China to draw or trap establishing or underdeveloped nations like in Africa to borrow money to be made use of for much needed facilities jobs. Some have that there is no debt-trap diplomacy yet an easy tactic to financial methods.

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What is the easiest loan to get?

You might even be approved for a $20,000 loan with bad credit, but expect to pay a higher interest rate. Interest rates for borrowers with better credit can be significantly lower than those with poor credit history.

Deciding Whether You Ought To Be Loaning Cash

You simply advise the firm just how much money you desire, and also you'll receive it in regarding a week (often sooner). Personal trainee fundings are stemmed by private organizations such as banks, credit unions and on-line lending institutions.

Where can I borrow money with no credit check?

Using Collateral Rather than getting an unsecured personal loan, you might be able to get a no income loan if you secure it with something valuable. If you own something like a car, valuable antiques, or even have a bank account or CD, lenders might be willing to consider those as collateral for no income loans.

Do You Truly Need To Invest The Money In Any Way?

The 1 year bonds included in the sale had a rates of interest of 4.875%. As kept in mind over, the State is now likewise proposing to use the MLF for as much as $4.5 billion in temporary loaning to aid shut its FY2021 budget gap. The second issue banks have is their very own shuffle for cash money.

Hence, it is necessary to contrast the All Inclusive Rates (AIRs) for individual money loans to contrast and shortlist the top offer. Get thorough comparison on interest rate, processing costs and also appealing money back provides by applying online with MyLoanCare. HDFC Financial Institution, Tata Capital, RBL Financial Institution, Citibank, ICICI Bank are the very best banks for personal loan, if you are trying to find an instant personal loan with in 1-2 days. The rates of interest of these banks remain in the range of 10.5% to 18%.

Please refer to RocketLoans.com and also our Regards To Usage for extra conditions.

Rates and Terms are subject to alter at any time without notice.

Nearly all loan frameworks consist of rate of interest, which is the earnings that banks or loan providers make on car loans.

For a lot of finances, passion is paid in addition to principal repayment.

Rate of interest is the percent of a loan paid by consumers to lending institutions.

Excellent Cash Loaning Versus Bad Cash Borrowing

The college cost savings calculator will assist you establish financial savings goals for the future. Residence equity financings, often called second mortgages, are for property owners that wish to borrow several of their equity to pay for home renovations, a dream holiday, college tuition or some other expenditure. A house equity loan is a single, lump-sum loan, repaid at a set rate, typically over five to 20 years. The State of Illinois expects incomes for FY2020 to be $2.7 billion less than initially forecasted in February 2020 and FY2021 base earnings to be approximately $4.6 billion less than the estimate at that same time.

If you want to withdraw cash from your credit card to put into your checking account, this is a reasonably low cost and straightforward choice contrasted to setting up a personal loan or loaning versus the value of your residence. However, it does include some costs, normally a portion of the transfer amount. Some banks and also lending institution have reveal individual finances where you can borrow the cash money you need at a reduced rate of interest. Some have shorter payment terms ranging from your next cash advance to a couple of months, so it is very important to budget plan the payment costs to guarantee this is a good alternative for you. Lightstream is the top emergency lending institution for adaptability since it offers greater loaning quantities, where you can get a loan for approximately $100,000.

The State introduced in April that it intended to obtain as much as $1.2 billion in temporary notes to deal with the FY2020 deficiency. Illinois's treacherous economic situation will certainly need it to pay steep charges to market the financial obligation, as demonstrated by the big spreads on $800 million in lasting debt the State released last week.

bekijk hun volledige lijst met functies can get instant individual loan authorization from these financial institutions online at MyLoanCare and examine eligibility without needing to send paper documents. Article approval, in case you are an existing savings account owner or existing loan consumer of HDFC Financial institution, Tata Capital, RBL Financial Institution, Citibank, ICICI Bank, you may be eligible for immediate dispensation with no records. In various other instances, you might post a few files on mobile app or send them physically to a small business loan police officer who will certainly visit you at your location prior to loan disbursement. IndiaLends is among the money loan apps in India for immediate individual finances, charge card, and also complimentary credit reports.IndiaLends provides instant personal fundings on-line with the most effective rate of interest and disburses the loan within 48-hours. Typical financial institutions take a long time to process personal loan applications, as well as cash lending institutions are recognized to bill high-interest prices making the procedure extremely uncertain.

It additionally provides more adaptability in repayment terms as you have anywhere from 2 to 12 years to repay your loan. Finally, if you have excellent credit, then LightStream will be your best choice. It markets rate of interest as reduced as 3.49% APR and also will certainly beat any kind of rival's offer by 0.10%.

How can I get immediate money?

There are several different places where you can get a loan with no credit check. They include payday lenders, pawn shops, auto title lenders, and friends or relatives. None of them are ideal. Payday lender: Many payday lenders advertise having no credit check for approval.

Emergency situation finances are financings supplied by loan providers that are easy to make an application for, provide sensible rates and have fast funding time to mitigate the emergency that the customer is facing. Prior to you register for a credit card, small business loan or store card, or contribute to an existing card or loan it makes good sense to consider whether you really need to borrow money. Sometimes such as this-- with financial uncertainty and also increasing costs-- many people are currently picking to pay back money they've currently borrowed as opposed to borrow much more. The loan needs no credit check, no monetary underwriting, as well as no application process.

Lots of consumers make an application for this type of financing when they hit government pupil loan restrictions or aren't eligible for federal alternatives. A pupil loan is an unsafe loan from either an exclusive loan provider or the federal government. If you don't have a well-known credit rating, you might not find the best loan. Bankrate's student loan calculator will certainly reveal you for how long it will certainly require to settle your loan and also how much rate of interest it will certainly cost you.

But balance-sheet is a limited source, especially in the existing environment. In order to release more fundings financial institutions should either shrink various other assets, or locate extra funding and funding. Banks have pulled back from market-making task, as shown by the stubbornly high rate of interest in the "repo" market, where financial institutions and companies can swap money overnight in exchange for uploading Treasuries as security. Usually banks could jump at the possibility to arbitrage the distinction away by hoovering up Treasuries. Yet intermediating in the repo market is something they can ill manage at present.

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investedin · 4 years

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Best Visa Infinite Card In India

Visa primarily offers 3 types of cards including standard Visa, Visa Signature, and Visa Infinite Cards. Out of these Visa Infinite cards is the highest of the tier. Typically, only high-end banks hold the Infinite logo. Since the card issuer or the bank controls the perks or benefits to be given, each card features different benefits. Therefore, in this article, we have tried curating features, benefits, eligibility, documents required, etc. We hope this will ease the process of selecting the best Visa infinite card in India.

8 Best Visa Infinite Card In India

Having millions of merchants worldwide, Visa allows its customers to use infinite cards globally. Additionally, Visa Infinite Cards can be used to withdraw cash from a globally available ATM network. Today, you have an option to select from over 1.9 million ATM locations worldwide.

Over and above benefits offered by Visa, banks offer additional privileges, deals, and discounts to its customers. This makes Visa infinite cards most prepared cards across the world.

1.Kotak Wealth Management Infinite Credit Card

We’d like to begin with the most preferred choice. The first on our list of best Visa infinite card in India is an ‘invite-only’ Credit Card. Kotak Wealth Management Infinite Credit Card is specifically customized for customers who choose the best in class for everything. It is for the ones with expensive lifestyles and high spending power. Kotak offers a plethora of benefits, not limited reward programs, special entry to international events, a personalized card, and golf privileges.

Features & Benefits

1. Personalized Card Design: The card will carry a handcrafted illustration of your image.

2. Higher Credit Limit: The card offered with a minimum credit limit of Rs. 10 Lac allowing you to enjoy expensive purchases.

3. A World of Exclusivity: You get an invitation to premium events in art & fashion, dining, and entertainment

4. Golf Benefits: You get access to 2 premium golf courses across the globe in a month. Interestingly, you can invite 2 friends once in a quarter

5. Free Movie Tickets: You get 24 free PVR movie tickets in a year (note: The customer has to bear the cost in case the ticket cost is over Rs. 400)

Eligibility & Documents Required

700 or above CIBIL Score

Mandatory documents – ID proof, income documents, address proof and a copy of PAN card

Salaried/ self-employed/businessman with regular income.

2. Deutsche Bank Infinite Debit Card

All Private Banking customers can avail Deutsche Bank Infinite Debit Card. This comes with an array of benefits that can be availed easily. You just need to do is swipe the card and that’s it!

Features & Benefits

1. Rewards: You can earn 2 reward points on a transaction of Rs. 100 (Note: You can earn up to 1250 reward points per month). You need to collect a minimum of 400 reward points to redeem for various perks.

2. Petrol Surcharge Waiver: You get a petrol surcharge waiver which is otherwise 2.5% on the transaction amount.

3. Concierge Services: Multilingual support service is available 24/7 offering the following

Sporting Events Referral & Arrangement

Entertainment Event Arrangement

Hotel & Restaurant Referral & Arrangement

Travel Agent Referral & Arrangement

Arrangement for Airline bookings or Railway or Car Rental

Flower & Gift Referral & Arrangement

4. Pre-trip Assistance: You can available pre-travel assistance. Contact details for these services are available on the VISA website.

5. Contactless Card: The Infinite Card contactless feature is enabled that allows you to tap and pay. It is a simple, secure, and lets you pay quickly.

6. Chip Technology: The card an EMV Chip Card (Europay, Mastercard, and Visa, a global standard for inter-operation of integrated circuit cards) offering high-level security on transactions.

7. Free Acceptance at ATMs in India: You can use Deutsche Bank International Infinite Debit Card freely at 58,000 Visa ATMs, over 15,000 Cashnet ATMs & 1,00,000 NFS ATMs in India. The service is free even at non-Deutsche Bank ATM as well.

8. Global ATM Alliance for the International Traveler: You need to pay cash withdrawal fees at over 50,000+ ATMs in 40 countries.

9. Personal Accident Insurance Cover: You will be air accident insurance cover of Rs.5 crore.

10. Lost Card Insurance Cover: In case of loss of card, you get a cover of up to Rs. 10 lakhs per card. The insurance will cover any losses occurring 30 days prior and 7 days after reporting the loss.

11. Purchase Protection Cover: All your transactions made via this card are insured for up to Rs. 1 lakh. Further, it is insured up to 90 days from the date of the transaction.

Eligibility & Documents Required

The card is exclusively offered to Private Banking Infinity customers only.

You must maintain AUM >= Rs.1 crore to be eligible for Deutsche Bank Infinite Debit Card (Note: In case this is not maintained a charge of Rs.5, 000 per annum is levied from the subsequent annual billing cycle).

3. DBS Infinite Debit Card

DBS Infinite Debit Card is a premium debit card available for DBS Treasures clients. DBS card is another best Visa Infinite card in India offering Visa benefits clubbed with additional benefits from the bank.

Features & Benefits

1. Higher limits: If provides a transaction cap of Rs.3,00,000 per day in India. This is the highest spending and cash limits compared to other bank’s cards.

2. Tap to Pay: You get to pay using the contactless terminals.

3. Competitive rates: DBS offers a lower foreign exchange rate.

4. Valuable offers: You get a range of booking privileges to choose from a huge list of premium brands and outlets across Asia.

5. Travel in style: You get access to both International & Domestic airport lounges

6. Shop online: By generating a secure password, you can use the card for online shopping.

Eligibility & Documents Required

700 or above CIBIL Score

Mandatory documents – ID proof, income documents, address proof and a copy of PAN card

Salaried/ self-employed/businessman with regular income.

4. ICICI Carbon Visa Infinite Card

ICICI Carbon Visa Infinite Card is also an ‘invite-only’ Credit Card. Interestingly, it is one of the best Visa Infinite Card in India bagged by high-level technology for secure transactions.

Features & Benefits

1. Airport Lounge Access: With ICICI Carbon Visa Infinite Card you can enjoy 4 free access to Airport Lounges in India, You can enjoy some gourmet meal, beverages, free Wi-Fi, widescreen TVs, and comfortable seating at the lounge.

2. Movie Weekends: You can get the second movie ticket free on purchase of one every weekend. To avail of this offer, you can buy a ticket on Friday, Saturday, and Sunday at www.bookmyshow.com. The ticket value must be up to ₹ 300 per ticket.

3. Travel Offers: You can get great discounts on your travel plan. To avail of the offer, you need to book your tickets on www.Ezeego1.com and enter the promo code “VISA” on the payment page.

Here’s more to what you get with ICICI Carbon Visa Infinite Card –

Transaction Charges

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Eligibility & Documents Required

The card is offered only ‘by invite’ to privileged customers.

5. ICICI Bank Wealth Select Visa Infinite Debit Card

ICICI Bank Wealth Select Visa Infinite Debit Card comes with a suite of benefits to upgrade your lifestyle. It is a premium card, offering special discounts and conveniences and rewards.

Features

1. Earn Payback Points: You can earn 2 payback points on every transaction of Rs.200

Note: This does not apply to transactions made for Fuel, Post Office Payment, Mutual Funds, Telecom, Government Payments, Wallets & Account transfer, Education, Utilities, Insurance, and Insurance Premium.

2. Zero Surcharge on Fuel: You would not have to play Fuel surcharge on payments done at ICICI Bank swipe machines at HPCL/IOCL/BPCL outlets.

3. Free Airport Lounge Access: You can avail 2 free access at airport lounges (per quarter)

4. Culinary Treats Programme: You can avail 15% off on over 500+ restaurants cities like Delhi, Bengaluru, Chennai, Mumbai, and Pune.

5. Better Tracking: Receive SMS alerts on transactions made on your registered mobile number.

6. Cash withdrawal & Transaction Limit

There is a Cash withdrawal limit of Rs.1, 50,000 per day (India and Overseas)

There is an Online & retail transaction limit of Rs.4, 00,000 per day (India and Overseas)

Eligibility & Documents Required

700 or above CIBIL Score

Salaried or a self-employed professional or a businessman having a regular source of income.

Mandatory documents – ID proof, income documents, address proof and a copy of PAN card.

6. Standard Chartered Visa Infinite Card

Standard Chartered Visa Infinite Card offers bespoke privileges matching your lifestyle. All Standard Chartered customers can enjoy the benefit of Standard Chartered Visa Infinite Card.

Features & Benefits

It is reserved for Priority Banking customers only

You can avail personalized services

Enjoy a discount on dining, shopping, and travel

Buy 1 get one free offer on tickets purchased during the weekend

Earn up to 5X on selected supermarkets, retail chains, fashion stores, and overseas.

Earn 5 points on every transaction of Rs. 100 at Supermarkets & Retail shops

Earn 5 points on every transaction of Rs. 100 at Overseas purchases

Earn 2 points for every transaction of Rs. 100 on all other categories

Earn 4 free airport lounge accesses globally per quarter

The Lifestyle card also comes with a host of benefits especially for those who are frequent travelers to luxurious & personalized stay experience.

Avail the benefit of discount offers, priority booking, rewards, and customized support at selective restaurants.

At your comfort of home book movie tickets & recharge your mobile/DTH.

Enjoy access to world-class golf courses.

Enjoy friendly escort to guide you in a new country

Get complimentary travel & medical insurance cover

Eligibility & Documents Required

You must have a minimum CIBIL Score of 700

You can be a salaried or self-employed professional or a businessman having a regular source of income.

Important documents needed are – ID proof, income documents, address proof, and a copy of PAN card.

7. Axis Bank Vistara Infinite Credit Card

The last on the list of best Visa infinite cards in India is for the frequent flyers. The Axis Bank Vistara Infinite Credit includes a complimentary business class ticket, CV points on your transactions, and complimentary Club Vistara Gold Membership. Round the clock customer support is available for flight bookings, events, gift deliveries, table reservations, etc. Axis Bank Vistara Infinite Credit Card is also one of the cheapest visa infinite cards in India. Additional it is the free Visa Infinite Card in India

Features

1. Complimentary Club Vistra Membership: You can enjoy the benefits of complimentary club Vistara gold membership which includes priority check-in, complimentary Visa infinite lounge access, priority boarding, additional baggage allowance, and priority baggage handling.

2. Club Vistara Points: Get Club Vistara Points on every swipe. You can earn 6 CV Points for every spent of Rs. 200. You can redeem these points for upgrades.

3. Earn Rewards: You get CV points and up to 4 free business class tickets on achieving a milestone.

4. Lifestyle Privileges: You get free access to the airport lounge at selective airports within India.

5. Insurance Benefits

You can claim an air accident cover of up to Rs. 2.5 crore

You get purchase protection cover up to Rs. 1 Lakh

6. Convert Purchases to EMI: On transactions over Rs. 2,500, you get the benefit of converting a large transaction into EMIs

7. Avail Loan: You can get a loan up to 50,000,000

8. Balance Transfer: You can transfer the card balance to other bank’s credit cards at a low-interest rate. You can transfer up to Rs. 5,00,000.

Eligibility & Documents Required

A CIBIL score of 750+

Occupation: businessman/ Salaried/ Self Employed

A regular source of income.

Mandatory documents- ID proof, income documents, address proof and a copy of PAN card

An individual can also apply by submitting credit card statements of other banks

1 Passport size photograph.

8. HDFC Bank Infinia Credit Card

The HDFC Visa Infinite Card India comes with a credit limit of 8-10 Lakhs. Further, this can be increased on your request. This amazing feature makes HDFC Bank Infinia Credit Card one of the best Visa Infinite Card in India.

Features & Benefits

It comes tagged along with Priority Pass Membership

You get unlimited airport lounge access globally

Even the add-on card gets free unlimited access to airport lounges

It offers 2% foreign currency markup fee which is the lowest compared to other cards

You can enjoy unlimited free entry to golf courses across the globe

You get a 9 Lakhs (in case of accidental death and permanent disability

You get a cover of Rs. 3 crore in case of air accident

You also get a medical cover of Rs. 50 lakhs during travel. So you need not take travel insurance separately.

Eligibility & Documents Required

The card is offered only ‘by invite’ to privileged customers.

FAQs

Q: How to book a round of Golf with Kotak Wealth Management Infinite Credit Card?

A: To book a round of golf, visit www.kotak.golftripz.com

Q: How to make ICICI Bank Carbon card secure

A: ICICI Bank Carbon, comes with an in-built microprocessor giving you extra safety for online transactions. It has an alpha-numeric LCD screen, an in-built battery with a lifespan of 3 years, and a 12-button touch keypad. It enables you to generate a password for online transactions which will eliminate the risk of fraud.

Q: In how many days does an ICICI Carbon credit card to be processed?

A: The card is processed within 21 working days.

Q: What to do in case the ICICI Carbon credit card is lost?

A: In case the card is missing/stolen, you need to immediately call the customer care and report the issue. A new card will get delivered in seven working days.

Q: Can I use the ICICI Carbon credit card if I immigrate to other countries?

A: No, you will have to surrender your credit card before emigration.

Q: How does the self-set limit work?

A: You can set a monthly limit which will auto-decline any transaction beyond that limit.

Q: How can I make payments for outstanding bills?

A: You can opt for one of the options available to clear your outstanding bills. You can set Auto-Debits You can deposit a Cheque / Drafts at the branch, ATM, or at any Skypark dropbox. Cash Deposit at ICICI Branches Internet Banking

Q: What is the late payment charge on Standard Chartered Visa Infinite Card?

A: There is no late payment charge on Standard Chartered Visa Infinite Card

Q: What is the fee for 2nd-year renewal on Standard Chartered Visa Infinite Card?

A: The charges for 2nd-year renewal is Zero.

Q: How much is the per month interest charge on Visa Infinite Card?

A: Standard Chartered Bank charges an interest of 3.10% per month

Q: How to enjoy the benefit of the complimentary business class ticket on Axis Bank Vistara Infinite Credit Card

A: As soon as you join, you will receive a complimentary Business Class ticket. You can continue to enjoy this benefit every year post renewal of your credit card. Additionally, on reaching a specific benchmark of spend milestones, you will receive 3 business class tickets.

Q: Does SBI bank offer SBI Visa Infinite Credit Card?

A: No, SBI bank does not offer SBI Visa Infinite Credit Card.

source http://invested.in/best-visa-infinite-card-in-india/

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bloggermotion-blog · 5 years

Text

BEST BANK FOR CURRENT ACCOUNT IN INDIA – READ CAREFULLY

People who are a unit in business principally they need a accounting. Most of the banks

provide differing types of current accounts. you'll be able to target your demand to

settle on best banks for accounting. There area unit 2 most typically used accounts –

bank account and accounting. Here, apprehend the most effective Bank For accounting In

India, the newest list for you.

Best Bank for accounting In India – options That Differentiate Overdraft facility More free transactions allowed Moreover, Interest-free account Minimum account balance starts from Rs.10,000 typically Unlimited deposit and withdrawal facility Allows direct payments victimization Doctor of Divinity, cheques and pay orders Must Read: AADHAR LINK TO BANK ACCOUNT- straightforward STEP BY STEP GUIDE Features And advantages Of accounting – Best Bank for accounting In India Zero-interest rate account The facility of draft and unsecured loans Also, Unlimited withdrawals from the house branch Can be operated by public and personal firms, people, proprietors, trusts, NGOs etc. Multiple direct payment facilities like demand drafts, free cheque leaves, pay orders,

NEFT, RTGS etc. Types Of accounting – Best accounting In India Standard Current Account: It offers AN draft facility, cheque leaves, debit cards, SMS

banking, internet banking, etc. and contains a monthly average balance demand. Single Column money Book: It permits transactions however doesn’t provide options like AN

draft facility. It records daily transactions underneath separate credit and debit

columns. Packaged Current Account: It offers packaged options like travel insurance and medical

support. Premium Current Account: It offers premium offers, services and advantages with tailor-

made options for its high-end customers. Foreign Currency Accounts: it's for businesses or people that need vast foreign currency

transactions to be administrated often. Must Read: tax REFUND standing – ELIGIBILITY, PROCEDURE, ONLINE Which Type Of accounting Is appropriate For You?

Basic current accounts area unit dealing accounts with zero interest rates and high

minimum balance account needs. But, banks currently provide a spread of Current Accounts

designed to fulfill completely different client needs. Examples like low or naught

minimum balance account, draft facility, higher transactional capabilities and a

relationship manager. you've got to match this account options to pick out the most

effective banks for current accounts.

Here is that the List Of ten Best Bank For accounting In India State Bank Of India SBI provides unlimited daily transactions with their services. It additionally offers

draft facility that comes with a credit limit. Probably, SBI is that the best accounting

for tiny business in India.

Features And advantages Low account maintenance charges The convenience of straightforward money pickup facilities and money handling Free monthly statement Ease of SMS alerts Nomination facility offered Fastest Safest & Securest company net Banking SBI internet banking is incredibly straightforward to use HDFC Bank HDFC Bank offers a bunch of options on its current accounts. The freed from charges

feature from it’s a home branch on money withdrawals, RTGS and NEFT payments and

collections.

Features And advantages Avail on non-cash services High dealing amounts Easy net banking ICICI Bank ICICI bank targets its customer’s needs into thought. Also, it offers special privileges,

tailor-made offerings, free services and better free limits for daily transactions

Features And advantages Unlimited transactions Free RTGS and NEFT transactions Free mobile alerts Also, an infatuated relationship manager user-friendly ICICI internet Banking Axis Bank Axis bank provides varied options to their customers. Also, there's AN choice of free

money deposit up to Rs. two lakhs during a month reception branch and in non-home branch

free money withdrawal up to Rs. 1 lakh.

Features And advantages 500 cheque leaves free per month Free money deposit up to Rs. two lakhs during a month Minimum balance demand is Rs. 10,000 easy Axis internet banking Bank Of Baroda There area unit differing types of accounting offered in Bank of Baroda. Further, they

provide money withdrawals in line with their customer’s needs.

Features And advantages Based on the conception of PAY AS you employ 5 Non-ADC transactions area unit free per month Unlimited issue of cheque books Auto sweep / Reverse sweep feature offered Kotak Mahindra bank They focus to supply their best to their customers by their current accounts. Services,

like retreating funds and issuance cheques area unit one amongst the most effective from

this bank and it's one amongst the most effective banks for current accounts.

Features And advantages Faster out-station cheque assortment Better Forex rates and economical trade services Cash management services Also, free cheque payments and assortment Free NEFT and RTGS through Kotak internet Banking HSBC Bank HSBC offers current accounts to its customers to fulfill their desires. Further, these

accounts go together with several added advantages and options.

Features And advantages No monthly account fee Exclusive access to offers and discounts Dedicated relationship manager Available draft service, subject to standing Yes bank It is a invasive public sector bank. affirmative bank provides many tailor-made

accounting banking product to people yet as businesses.

Features And advantages Free demand drafts across India Flexibility to extend the dealing limit Also, free cheque payments and collections and free money deposits Multi-city cheque books area unit provided Union Bank Union bank offers unlimited transactions to their customers. Its accounting comes with

varied advantages and options, therefore their customers don’t face any downside.

Features And advantages Unlimited payments Overdraft facility Upcountry cheque assortment facility Also, nomination facility IndusInd Bank The IndusInd bank has AN array of current accounts for giant company, businesses,

importers and exporters and for niche industries. Therefore, one amongst the foremost

vital advantages is that the shoppers will simply avail the draft facility.

Features And advantages No limits on withdrawals Provides AN draft facility Also, Mobile banking and net banking facilities Must Read: ten BEST BANKS for private LOAN IN India Summary – Best accounting In India Therefore we tend to here mentioned a number of the most effective banks for current

accounts in India. So, Current accounts have their own advantages. If you are doing daily

transactions with the bank and wish some further options than a accounting is healthier

than saving account. currently the most issue comes here after you got to opt for a bank

within which you're progressing to open AN account. Moreover, opt for the netbanking

facility. therefore opt for rigorously the most effective accounting during a bank that

suits your needs.

#invesment

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mymoneymantra · 5 years

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How do banks in India calculate your personal loan eligibility?

Every bank has its own credit policy based on which it assess the approval of loans. Generally, banks do not disclose their methods to assess loan eligibility. However, we can outline the most common factors that help Indian banks calculate the loan eligibility.

Personal Loan eligibility

Personal Loan eligibility can be calculated in two ways: one is the Multiplier Method, and the other is the FOIR (Fixed Obligation Income Ratio) method.

1. Multiplier Method

Multiplier method uses a formula and is indeed one of the simplest ways to calculate Personal Loan eligibility.

Loan Eligibility = (Net Salary) x (any number from 9 to 18).

This method totally depends on the company you are employed with, its stability, growth, and overall turnover.

2. FOIR - Fixed Obligations to Income Ratio

Fixed obligations basically denote the fixed monthly payments that you need to make towards your existing and eligible debts like existing loans such as Personal Loan, Home Loan, Business Loan or even your EMIs for Credit Card(s).

The formula for FOIR Calculation is:

FOIR = (Sum of Existing Obligations/ Net Take Home Monthly Salary) X 100

It is the ratio of your net take-home monthly salary with your fixed monthly obligations. The maximum FOIR considered by lenders is up to 75%, particular when the monthly take-home salary is very high. To get the loan approval, the FOIR should not go beyond 75% for high-income groups and up to 50-60% for middle-income groups.

FOIR is calculated so that the applicant has enough money left every month after repayments and they can conveniently pay for their monthly needs such as housing rent, food, and other basic needs.

However, if the existing FOIR is less than 35-40% of the salary, you are eligible only on the discretion of the bank. In case more than 50% of the monthly salary is consumed and exhausted in EMI payments, your chances for approval are bleak. Only applicants with high salary range have chances of getting an approval with such high FOIR ratio.

FOIR is more popular Personal Loan eligibility calculation method, which a majority of financial institutions follow to determine the applicant’s eligibility. Personal Loans that require or need more than 6 months for repayments are the ones that use the FOIR method for assessing loan eligibility.

There are many banks which provide Personal Loan, for example, Axis Bank Personal Loan, ICICI Bank Personal Loan, etc.

Other Methods: There are many other factors, which are responsible and are dependent for the approval of a loan

Personal Loan Eligibility.

CIBIL Score Your past credit behaviour and the whole track record of repayments to previous lenders and credit card providers get captured in your CIBIL Information Report. Your report reveals your CIBIL score, which is one of the most important factors to define your eligibility to get a Personal Loan. When assessing your eligibility for Personal Loan, your complete CIBIL report is accessed by the lender. The lender would get familiar with your credit history, including past/running loans and your payment track record on loans and Credit Cards. The higher credit score increases your chances for loan approval. Likewise, low CIBIL score will decrease your eligibility for Personal Loan.

Factors that affect the Credit Score:

• Late payments of past loans – Any delay in payments of your existing or past loans can negatively affect your Credit Score. It apparently reduces your chances for Personal Loan approval.

• High number of unsecured loans – You must always maintain a proper and healthy balance between Secured and Unsecured Loans. Higher proportion of Unsecured Loans can negatively hurt your Credit Score.

• Usage of credit limit – Your outstanding Credit Card bills and credit limit usage boasts off your overall credit behaviour. Frequent withdrawals and overspending of the Credit Card limit is a sign of potential financial stress. It shows your credit indiscipline and hence, pulls down the Credit Score.

• Multiple loan applications – If you apply for a Personal Loan in multiple and different banks at once, it can affect your score negatively and reduce your Credit Score. This may also result in rejection of your application.

Job stability and profession Job stability is an important key to improve your eligibility for a Personal Loan. Your total work experience and current job status are assessed to evaluate your employment stability.

Residence place and stability Banks are very particular and concerned about the residence of the borrower. The accommodation being self-owned or rented also makes a difference in their approach. Sometimes, even the location of residence plays a role in the approval decision of your loan.

Salary Mode Most of the banks consider and look for salary transferred to the bank account as a secure and very stable income with adequate income proofs. Those who earn well but receive a salary through cash or cheque are not eligible for a loan as the bank seeks concrete evidence for salary.

#personal loans #applynow #loan eligibility

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everythinginnepal · 5 years

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Nepal Credit & Commerce Bank Ltd

Introduction of Nepal Credit & Commerce Bank Ltd

Background: Nepal Credit & Commerce Bank Ltd. (NCC Bank) formally registered as Nepal - Bank of Ceylon Ltd. (NBOC), commenced its operation on October 14, 1996 as a Joint Venture with Bank of Ceylon, Sri Lanka. It was then the first private sector Bank with the largest authorized capital of NRS. 1,000 million. The Head Office of the Bank is located at Bagbazar, Kathmandu. The name of the Bank was changed to Nepal Credit & Commerce Bank Ltd., (NCC Bank) on 10th September, 2002, due to transfer of shares and management of the Bank from Bank of Ceylon, to Nepalese Promoters. NCC Bank completed its 22 years of banking services on October 14, 2018 and recently, entered into a historic merger with four Development Banks – Infrastructure Development Bank Ltd., Apex Development Bank Ltd., Supreme Development Bank Ltd. and International Development Bank Ltd. The Bank started its joint transaction from January 01, 2017 has now become one of the largest private sector commercial bank. At present NCC provides banking services and facilities to rural and urban areas of the country through its 119 branches and 80 ATMs scattered all over the country from Far West to Far East. The Bank has developed corresponding agency relationship with more than 150 International Banks having worldwide network. CAPITAL STRUCTURE Authorized Capital - Rs. 10 Billion Issued Capital - Rs. 7.018 Billion Paid up Capital - Rs. 7.018Billion TECHNOLOGY The Bank is using Pumori Plus, the most commonly used software by Nepalese Banks. The Bank offers Any Branch Banking Service (ABBS) in all 119 branches. Telex and SWIFT are other modes of communication for efficient and effective transmission of information. In order to facilitate the customers with state of art technology, Bank is providing Visa Debit Card facilities. NCC VISA Debit Card can be used in any of the ATMs and POS machines displaying VISA LOGO for cash withdrawal, balance enquiry or purchase of goods & Services from various merchants like departmental stores, hospitals, retail shops etc throughout Nepal and India only. In addition, NCC VISA Debit Card enables wider access to VISA Card acceptable more than 4,00,000 ATMs and 2.5 Million Point of Sales(POS) terminals in Nepal and India. With NCC VISA Debit Card on can access one's account 24-hours a day, 7 days a week and enjoy greater convenience to facilitate one's banking and financial needs. GLOBAL CONNECTION NCC Bank has strategic alliance with ICICI Bank, which facilitates our customers to remit their money to more than 670 locations of India through ICICI Bank branches and their correspondent Banks in India. Our customers can affect their money transfer to India either through Speed Transfer Arrangement or through Demand Draft Arrangement. Under Speed Transfer Arrangement, money can be credited on-line to the beneficiary's account at more than 400 branches of ICICI Bank, India. Under Demand Draft Arrangement, the Bank can issue draft payable at more than 670 locations in India. We are globally connected through various prominent Banks in Asia, Europe and North America like Mashreq Bank, Standard Chartered Bank, Bank of Ceylon etc. Our services across the globe include remittance, draft arrangement, import and export business, guarantee etc. Branches of Nepal Credit & Commerce Bank Ltd Inside Valley Main Branch Bagbazar, Kathmandu, Nepal Tel: 01-4246991 Fax: 01-4252131 [email protected] Branch Manager: Mr. Arjun Jung SilwalNew Road Joshi Shoping Center, New Road Ktm Tel: 01-4231713 Fax: 01-4231404 [email protected] Branch Manager: Mr. Sujan Shrestha Kumaripati Kumaripati, Lalitpur Tel: 01-5541962 Fax: 01-5541963 [email protected] Branch Manager: Mr. Deepak Kumar Thapa Lubhoo Lubhoo, Lalitpur Tel: 01-5581535 Branch Manager: Ms. Parthana Rana Karki Dhungedhara Dhungendhara 15, Kathmandu Tel: 01-4284659 Branch Manager: Ms. Pushpa Lamsal Narayantar Gokarneshwor, Narayantar, Jorpati Tel: 01-4911280 Branch Manager: Mr. Suresh Poudel Lokanthali Madyapur Thimi, Lokanthali, Bhakatapur Tel: 01-6636527 Fax: 01-6635604 Branch Manager: Mr. Padam Badhur Khadka Tinkune Subidhanagar , Tinkune, Kathmandu Tel: 01-5199081 Fax: 01-5199196 Branch Manager: Mr. Poban Kumar Mishra Sukedhara Sukedhara , Kathmandu , Nepal Tel: 01-43720808 Fax: 01-4372778 Branch Manager: Ms. Julie Shrestha Ratopul Ratopul , Kathmandu Tel: 01-4416474 Branch Manager: Ms. Binju Dahal Naya Bazar Nayabazar 16, Kathmandu Tel: 01-4389764 Branch Manager: Mr. Bhola Dutta Bhatta Gwarko Gwarko , Lalitpur Tel: 01-5527593 Branch Manager: Mr. Amulya Rajbhandari Ramhiti (simaltar) Ramhit, Simaltar, Kathmandu Tel: 01-4812977 Branch Manager: Mr. Darbin Babu Dahal Thankot Branch Check Post, Mahadevasthan, Kathmandu Tel: 01-4311927 Fax: 01-4311928 [email protected] Branch Manager: Mr. Ram Bahadur K.CChabhail Branch Chabhil, Kathmandu Tel: 01-4461774 Fax: 01-44706067 [email protected] Branch Manager: Mr.Jivan Kumar Katwal Kupondle Kandevta Complex, Kupondel , Laltipur Tel: 01-5530501 Fax: 01-5530502 [email protected] Branch Manager: Ms. Kumari Thapa Rajbhandari Maharajung Maharajung, Kathmandu Tel: 01-4371966 Branch Manager: Mr. Bijay Kumar Shrestha Chapagaundobato Chapagaundobato, Lalitpur Tel: 01-5151516 Branch Manager: Ms. Shristi Joshi Shrestha Suryabinayak Suryabinayak , Bhakatapur Tel: 01-6619878 Branch Manager: Mr. Chiranjibi Lamichhane New Baneshwor Omkar Bhawan, New Baneshwor , Kathmandu Tel: 01-4786137 Fax: 01-4785213 Branch Manager: Ms. Janki Singh Chand Teku Ambe Complex , Teku, Kathmandu Tel: 01-4212814 Fax: 01-4212774 Branch Manager: Mr. Sweety Malla Pradhan Thimi Bhaka Bazzar , Thimi 7 , Bhaktapur Tel: 01-6636845 Fax: 01-6636864 Branch Manager: Mr. Bishnu Hari Shrestha Samakhusi Samakhusi , Kathmandu Tel: 01-4360384 Branch Manager: Mr. Abhisek Mathema Kalanaki Kalanaki , Kathmandu Tel: 01-5218525 Branch Manager: Ms. Kalpana Subedi Pepsicola Pepsicola , Kathmandu Tel: 01-4990762 Branch Manager: Ms. Smita Shrestha DurbarMarg Kathmandu, Nepal Tel: 01-4246991 Branch Manager: Mr. Ram Sharan Pandey Branches of Nepal Credit & Commerce Bank Ltd Outside Valley Siddhartha Nagar Bank Road, Siddhartha Nagar, Rupandehi Tel: 071-521952 Fax: 071-521953 [email protected] Branch Manager: Mr. Sachin GuptaBarahbise Barahbise Bazar Tel: 011-489098 Fax: 01-489098 [email protected] Branch Manager: Mr. Mohan KC Narayangarh Shahid Chowk, Bharatapur Chitwan Tel: 056-571836 Fax: 056-571795 [email protected] Branch Manager: Mr. Prabesh Karki Mahendranagar Sabjimadi, Bhimdatta Nagarpalika, Kanchanpur Tel: 099-524855 Fax: 099-524900 [email protected] Branch Manager: Ms. Sangita Sharma Chataut Kalaiya Cinema Road, Kalaiya Bara Tel: 053-551195 Fax: 053-551295 [email protected] Branch Manager: Mr. Ashok Raj Bhandari Birtamode Birtamode Muncipality -06, Kakarvita Road, Jhapa Tel: 023-540857 Fax: 023-541119 [email protected] Branch Manager: Mr. Mahesh Ghimire Lahan Ramesh Chowk , Lahan , Siraha Tel: 033-562006 Fax: 033-562005 [email protected] Branch Manager: Mr. Raj Kishor Mishra Baitadi Dasharathchand Nagarpalika , Gothalapani , Baitadi Tel: 095-520546 Fax: 095-520547 [email protected] Branch Manager: Mr. Sunil Thapa Malangawa Malangwa-9, Sarlahi Tel: 046-521206 Fax: 046-521206 [email protected] Branch Manager: Mr. Raj Kishor Mishra Charikot Satdobato, Charikot, Dolakha Tel: 049-421808 Fax: 049-421809 Branch Manager: Mr. Prabhakar Dhungel Chandranigahapur Durga Chowk, Chandranigaphur Tel: 055-540756 Branch Manager: Mr. Shalik Ram Basnet Bhajapatan Pokhara Sub Metropolitian City-13 Tel: 061-536415 Fax: 061-536447 Branch Manager: Ms. Mitharam Dahal Baglung Baglung Tel: 068-521705 Branch Manager: Mr. Shiba Prasad Bastola Biratchowk Sundarharaicha, Morang Tel: 021-546391 Branch Manager: Mr. Deepak Kumar Das Ghorahi Dang, Ghorahi Tel: 082-563965 Branch Manager: Mr. Megh Raj Poudel Katari Katari , Udayapur Tel: 035-450559 Branch Manager: Mr. Ramesh Bhandari Phidim Phidim, Panchathar Tel: 024-521117 Branch Manager: Mr. Padam Bohara Ramapur colony Saina Maina Munciplity Ward No 6, Rupandehi Tel: 071-505365 Branch Manager: Mr. Khim Lal Puri Abookhaireni Tanahu District, Abookhaireni -6 Tel: 065-540477 Fax: 065-54078 Branch Manager: Mr. Raghunath Laudari Bharatpokhari Bharatpokhari , Kaski Tel: 061-622667 Branch Manager: Mr. Bhoj Raj Subedi Chhinchu Bheri Ganga Muncipality Chinchu Surkhet Tel: 083-540197 Fax: 083-540107 Branch Manager: Mr. Bishnu Kandel Gulariya Gulariya Munciplaity -8, Bardiya Tel: 084-421296 Fax: 084-421297 Branch Manager: Mr. Raj Mani Pokhrel Bidyapur Surkhet Distrcit, Bidyapur Fax: 9858062548 Branch Manager: Mr. Shyam Prakash Chapai Dailekh Narayan Munciplaity -1, Dailekh Tel: 089-410128 Fax: 089-410129 Branch Manager: Mr. Laxman Bogati Hetuda Buddha Chowk , Hetuda-4, Makwnapur Tel: 057-524622 Fax: 057-524860 Branch Manager: Mr. Bidya Sagar Dulal Gaighat Triyuga Muncipality -2, Tempo Chowk Gaighat , Udayapur Tel: 035-420796 Fax: 035-421424 Branch Manager: Mr. Bhuvan Neupane Itahari 069 Itahari, Main Chowk (Biratnagar Line) Sunsari Tel: 025-587325 Fax: 025-587327 Branch Manager: Mr. Roshan Kumar Dahal Panauti Panauti-5, Bus Park, Kavre Tel: 011-441242 Fax: 011-441243 Branch Manager: Mr. Suman Banjara Lamki Lamki Chowk , Kailali Tel: 091-540346 Fax: 091-540346 Branch Manager: Mr. Chhatra Parasad Bajagain Manthali Manthali-2, Bhajyang, Ramechhap Tel: 048-540511 Fax: 048-540510 Branch Manager: Mr. Punya Prasad Dahal Sipaghat Mandandeupur Municipality -06,Sipaghat, Kavre Tel: 016225666 Branch Manager: Mr. Gyandera Bikram Basnet Kawasoti Kawasoti Municipality -2, Kawasoti Tel: 078-540165 Branch Manager: Mr. Kumar Bastola Baridibas Baridibas , Mahottari Tel: 041-527936 Branch Manager: Mr. Shatrughana Prasad Birauta Pokhara Lekhnath Muncipality -17, Birauta Tel: 061-467659 Branch Manager: Ms.Twinkle Shilpakar Gaidakot Gaidakot , Nawalparasi Tel: 078-503227 Branch Manager: Ms. Rita Kandel Kohalpur Kohalpur , Banke Tel: 081-540043 Branch Manager: Mr. Basant Kumar Regmi Tandi Tandi , Chitwan Tel: 056-563418 Fax: 056-563440 Branch Manager: Mr. Nirmal Uprety Basantapur Laliguras Muncipality -2, Terahathum Tel: 026-402181 Fax: 026-402151 Branch Manager: Mr. Bijay Raj Shrestha Hupsekot Hupsekot Gapalika, Nawalparasi East Branch Manager: Mr. Govinda B.K. Dhangadimai Dhangadimai Municipality, Siraha Tel: 033-545134 Branch Manager: Deependra Kumar Sah Satyawati Satyawati Gaupalika Gulmi Tel: 079-411107/108 Branch Manager: Mr. Buddhi Sagar Gautam Bishnupur Bishnupur Gaupalika, Saptari Tel: 031-522083/522084 Branch Manager: Mr. Rabindra Kumar Sah Laxmipurpatari Laxmipurpatari Gaupalika, Siraha Branch Manager: Milan Bishwakarma Lumbini Mahilwar, Madhubani Rupandehi Tel: 071-580152 Fax: 071-580052 [email protected] Branch Manager: Mr. Aslam KhanBanepa Tribhuvan Chock , Banepa , Kavre Tel: 011-662764 Fax: 011-662765 [email protected] Branch Manager: Mr. Kumar Sharma Biratnagar Main Road , Biratnagar Morang Tel: 021-536278 Fax: 021-535260 [email protected] Branch Manager: Mr. Durga Prasad Ghimire Birgunj Adarsanagar Road, Birgunj , Parsa Tel: 051-528552 Fax: 051-524713 [email protected] Branch Manager: Mr. Suresh Yadav Pokhara New Road , Pokhara Kaski Tel: 061-528762 Fax: 061-528409 [email protected] Branch Manager: Mr. Prem Bahadur Basaula Butwal Traffic Chowk, Butwal , Rupandehi Tel: 071-546630 Fax: 071-546629 [email protected] Branch Manager: Mr. Sagar Kasaju Attariya Mahendranagar Road Attariya, Kailali Tel: 091-551223 Fax: 091-91551225 [email protected] Branch Manager: Mr. Shiva Prasad Sapkota Dipayal Pipla Bazar, Doti, Dipayal Tel: 094-412049 Fax: 094-412150 [email protected] Branch Manager: Mr. Kumar Khadka Dhangadi Old Custom Road Dhangadi , Kailali Tel: 091-526157 Fax: 091-526017 [email protected] Branch Manager: Mr. Sudip Panthi Simara Enterance To Simara Airport , Simara Tel: 053-521852 Fax: 053-521851 Branch Manager: Mr. Arpan Paudel Lekhnath Lekhnath Municipality , Kaski Tel: 061-561667 Fax: 061-561668 Branch Manager: Ms. Arjun Sigdel Bhardaghat Bardaghat Muncipality -4, Bardaghat , Nawalparsi Tel: 078-580842 Branch Manager: Mr. Jiwan Thapa Barathawa Barathawa, Sarlahi Tel: 046-540564 Branch Manager: Mr. Niranjan Kumar Karna Dharan Dharan , Sunsari Tel: 025-527343 Branch Manager: Mr. Sanjay Subedi Jeetpur 4 Number Badganga , Kapilvastu Tel: 076-550418 Branch Manager: Mr. Padam Pandey Mangalapur Tilottama, Rupendhi Tel: 071-562162 Branch Manager: Ms. Ambika GC Damauli Damauli , Tanahu Tel: 065-561502 Branch Manager: Mr. Parakash Dhakal Beni Beni Tel: 069-521326 Branch Manager: Mr. Laxaman Sharma Bhimad Tanahu District, Bhimad VDC Ward No 1 Tel: 065-572407 Fax: 065-572407 Branch Manager: Mr. Dipesh Tamarakar Birendranagar Birendranagar, Surkhet Tel: 083-523500 Fax: 083-523700 Branch Manager: Mr. Prakash Chandra Bhatta Nepalgunj Dhamboji Chowk, Nepalgunj Tel: 081-523830 Fax: 081-523840 Branch Manager: Mr. Raj Kumar Pyakurel Jahare Bheri Ganga Munciplality Ward No 3 , Jhare Surkhet Fax: 083-413059 Branch Manager: Ms. Yadavi Khatri Itahari 059 Itahari, Sunsari Tel: 025-587378 Fax: 025-587379 Branch Manager: Mr. Niraj Dahal Panchkhal Samaj Kalyan Chowk, Panchkhal , Kavre Tel: 011-499052 Fax: 011-499051 Branch Manager: Mr. Nir Parsad Ghimire Sindhuli Eka Number Bazar, Kamalamai, Sindhuli Tel: 047-520620 Fax: 047-520261 Branch Manager: Mr. Sambhu Khadka Nijgadh Nijgadh-7, Sahid Chowk, Bara Tel: 053-540429 Fax: 053-540424 Branch Manager: Mr. Basu Dev Bhattari Sunwal Sunwal Chowk , Nawalparasi Tel: 078-570501 Fax: 078-570412 Branch Manager: Mr. Santosh Kumar Lamichhane Janakapur Janakapur -2, Bhanu Chowk, Dhanusha Tel: 041-527936 Fax: 041-527937 Branch Manager: Mr.Narayan Prasad Khatiwada Inaruwa Shanti Chowk-2, Inaruwa Tel: 025-560307 Fax: 025-561752 Branch Manager: Mr. Manohar Pathak Chautara Chautara-3, Sindhupalchowk Tel: 011-620402 Fax: 011-620403 Branch Manager: Mr. Sampurna Giri Chanauli Bharatapur -18, Chanauli Tel: 056-591631 Branch Manager: Mr. Ranjit Lamichhane Dangisharan Dangisharan -4, Dang Tel: 9841875657 Branch Manager: Mr. Binaya Adhakari Isworpur Bayalbas Ishworpur , Sarlahi Tel: 046-575219 Branch Manager: Mr. Mitharam Dahal Damak Damak , Jhapa Tel: 023-583053 Branch Manager: Mr. Prem Dhungel Hariwan Harwan , Sarlahi Tel: 046-530751 Fax: 046-530752 Branch Manager: Mr. Pankaj Kumar Upadhaya Mirchaiya Mirchaiya , Siraha Tel: 033-550867 Branch Manager: Mr. Amit Dhungana Waling Waling Tel: 063-440749 Branch Manager: Mr. Puskar Karki Melauli Melauli Municipality, Baitadi Branch Manager: Mr. Mahendra Bahadur Chanda Krishnapur Krishnapur Municipality, Kanchanpur Tel: 099-412077, 099-412080 Branch Manager: Mr. Rabindra K.C. Karaiyamai Karaiyamai Gaupalika, Bara Tel: 051-524731 Branch Manager: Mr. Kunal Prasad Pal Jugal Jugal Gaupalika, Sindhupalchowk Tel: 9741473539 Branch Manager: Mr. Saket Satyal Sulichaur Sulichaur, Rolpa Branch Manager: Binod Chandra Khanal Beshisahar Beshisahar,Lamjung Tel: 066-521409 Branch Manager: Susan Gurung Read the full article

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