#buy local to boost rural economy

[insightfultake]

Supporting Local Vendors This Diwali: An Economic Perspective

Diwali, the festival of lights, is not just a time for celebration; it is also an opportunity to bolster local economies and support small businesses. As we prepare for this festive season, it is crucial to understand how supporting local vendors can significantly contribute to economic resilience, cultural preservation, and community well-being....click here to read more

[bloggingforu]

National Tourism Day 2023: Theme, Unknown Facts, Significance, History

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If you want to know about National Tourism Day, then you have come to the right place, we will give you all the information about Indian Tourism Day and you will know a lot of things and gain your knowledge so let’s start.

History of National Tourism Day

National Tourism Day in India is celebrated on the 25th of January every year to celebrate tourism and emphasize how important the industry of tourism is within the country. It is also a time to highlight the diverse natural and cultural heritage of India and to inspire people to visit and discover India’s many tourist spots.

It was initiated by the Ministry of Tourism in India which is accountable to promote and develop the tourism industry within the country. The goal of this day is to recognize India’s diversity India and encourage visitors to visit the country and the many places it has to offer.

bloggingforu Provides You knowledgeable and Informational content.

Is National Tourism Day celebrated in India ?

Yes, National Tourism Day is celebrated in India on the 25th of January every year in order to boost tourism in India and to draw attention to significance of industry of tourism. In 1983 on the 25th of January, 1983 it was that the Ministry of Tourism was established in India.

On this day, a variety of occasions and events are held by the government as well as private organizations to highlight various tourist destinations as well as to increase awareness of the rich cultural as well as natural treasures of India.

National Tourism Day 2023 Theme

The theme of national tourism day in 2023 is “Rural and Community Centric Tourism”.

Why celebrate National Tourism Day in India ?

National Tourism Day is celebrated in India every year on January 25th. year in order to encourage tourism and to emphasize how important the industry of tourism is in India. The holiday is also used to highlight the vast natural and cultural heritage of India and to inspire people to visit and discover India’s numerous tourist attractions.

Furthermore, National Tourism Day is an opportunity to increase awareness about the benefits to economics of tourism as well as the importance of conserving and promote India’s cultural and natural assets.

Indian Tourism Day: Significance

National Tourism Day in India is observed to encourage tourism and emphasize how important the industry of tourism is within the country. The celebration is meant to highlight the diverse natural and cultural heritage of India as well as to inspire people to travel and discover India’s many tourist spots. Its significance for this holiday is as the following:

It increases awareness about the benefits of tourism for economics as well as the significance of conserving and promote India’s cultural and natural assets.

It is an opportunity to highlight the diverse tourism options, which include its historical landmarks, natural landscapes sacred sites, as well as its the rich cultural heritage.

It draws attention to significance to develop sustainable tourism India and the necessity to safeguard the country’s cultural and natural resources, while also creating employment and earning revenue for communities in the area.

It aids in promoting it to promote the Indian tourism industry, and also encourage both international and domestic tourism, which could increase development and growth for the country.

In general, National Tourism Day in India is a time to recognize the importance of tourism and also to increase awareness of the importance of tourism in the development of the economy and for the preservation of culture in the country.

National Tourism Day Quotes

1.”The world is a book and those who do not travel read only one page.” — Saint Augustine

2. “Travel is the only thing you can buy that makes you richer.” — Unknown

3. “Tourism is a vital industry for many countries, as it creates jobs and generates income for local communities.” — UNWTO

4. “Tourism is not a luxury, but a necessary investment in our future.” — David Scowsill

5. “Travel is more than the seeing of sights; it is a change that goes on, deep and permanent, in the ideas of living.” — Miriam Beard

[3-aliens]

Top SEO Strategies for Indian Ecommerce Success

When you're steering through the competitive landscape of Indian ecommerce, understanding the nuances of SEO is essential. You need to grasp local consumer behavior, conduct effective keyword research, and create mobile-friendly designs to stay ahead. On-page optimization and local SEO can considerably boost your visibility, but those are just the starting points. There are other strategies that can transform your approach and elevate your business. Curious about which tactics could give you the edge?

Key Takeaways

Understand consumer behavior and regional preferences to tailor marketing strategies effectively for the Indian market.

Utilize long-tail keywords and regional dialects to enhance content relevance and drive traffic.

Optimize mobile-friendly website designs to improve user experience and reduce bounce rates.

Leverage social media and influencer partnerships to increase brand visibility and engage with target audiences.

Build quality backlinks through guest blogging and shareable content to enhance search engine authority and ranking.

Understanding the Indian Market

To thrive in the Indian market, it's crucial to understand not just trends but also the nuances of consumer preferences. Leveraging insights from an SEO Marketing Expert India can help tailor strategies that connect with local audiences and boost brand visibility, ultimately driving growth and success.

Pay attention to market trends, as they can shift rapidly, influenced by cultural nuances and regional preferences. For instance, what works in urban areas mightn't resonate in rural regions.

Digital payment methods have gained immense popularity, making it important for you to offer seamless transactions.

While navigating logistics challenges, it's equally important for businesses to optimize their online presence. In a digital-first economy, Indian companies must focus on Google optimization to remain competitive and visible to potential customers. Implementing robust SEO strategies can overcome digital obstacles and ensure long-term success.

Understanding the competitive landscape is another significant aspect. You'll face both local and international players, each vying for market share.

To stand out, you should analyze your competitors and identify gaps in their offerings. Additionally, seasonal buying patterns can greatly impact your sales, so plan your campaigns around major festivals and shopping events.

Keyword Research Techniques

Effective keyword research techniques are essential for driving traffic to your Indian ecommerce site. By understanding your customers' search intent, you can choose the right keywords that resonate with them. It's equally important to implement these insights when learning SEO optimization to ensure your ecommerce site ranks higher in search results.

Start by utilizing keyword tools to identify long tail keywords that reflect specific queries related to your niche markets. These keywords often have less competition and higher conversion rates.

Additionally, perform competitor analysis to see which keywords are driving traffic to similar ecommerce sites. This insight can inform your strategy and help you discover gaps in your own keyword targeting.

Keep an eye on seasonal trends as well; certain products may have spikes in interest during specific times of the year.

Don't forget to take into account regional dialects, as they can influence how people search for products.

Finally, embrace semantic search by using synonyms and related terms, enriching your content, and improving your chances of ranking higher.

Utilize keyword tools for data-driven insights

Analyze competitors to refine your strategy

Monitor seasonal trends to capitalize on opportunities

Cater to regional dialects for localized relevance

On-Page SEO Essentials

In today's competitive landscape, mastering on-page SEO essentials is essential for boosting your Indian ecommerce site's visibility. Start with meta tags; they're important for telling search engines what your page is about. Make sure your URL optimization is clean and descriptive, making it easier for both users and search engines to understand your content.

To enhance user engagement, focus on content structure. Use headers and bullet points to break up text, improving readability. Don't forget about image optimization—properly sized images can greatly improve your page speed, which is critical for user experience.

Consider implementing internal linking to guide visitors through your site, keeping them engaged longer. Finally, using schema markup can provide additional context to your products, enhancing your search visibility.

Here's a quick summary of key on-page SEO elements: Essential Element Importance Meta Tags Improve visibility in SERPs Page Speed Enhances user experience Content Structure Increases readability and engagement

Local SEO Optimization

Local SEO optimization is vital for Indian ecommerce businesses looking to attract nearby customers. By implementing effective local SEO strategies, you can enhance your visibility and drive more foot traffic to your store.

Start by claiming your Google My Business listing; this is essential for appearing in local searches. Make sure your business information is accurate and up-to-date across all Local Listings.

Consider these strategies for better local SEO:

Use Location Based Keywords in your website content to target specific areas.

Encourage Customer Reviews on your Google My Business profile to build trust and credibility.

Create Local Content that resonates with your community and highlights local events or promotions.

Implement Geo Targeted Ads to reach potential customers in your vicinity.

Additionally, focus on Map Optimization, making certain that your business shows up on maps when users search for relevant keywords.

Community Engagement can also boost your local presence; participate in local events and support local causes.

Mobile-Friendly Designs

Over 60% of online shoppers in India use their mobile devices to browse and make purchases, making mobile-friendly designs essential for ecommerce success. If you want to capture this audience, you need to implement responsive layouts that adapt seamlessly to various screen sizes. This guarantees your site looks great whether customers are using a smartphone or a tablet.

A mobile-friendly design isn't just about aesthetics; it greatly impacts user experience. When your website is easy to navigate, loads quickly, and features large, clickable buttons, customers are more likely to stay longer and complete their purchases.

Think about it: a frustrating experience can lead to high bounce rates and lost sales.

Additionally, prioritize optimizing images and minimizing text input fields to streamline the checkout process. If users can easily find what they need and complete their transactions, they'll return to your site in the future.

Incorporating these mobile-friendly strategies won't only enhance user experience but also boost your SEO rankings. Google rewards mobile-optimized sites, so investing in responsive designs is a win-win for both your customers and your business.

Content Marketing Strategies

Content marketing is essential for driving traffic and increasing sales in the competitive Indian ecommerce landscape. By creating engaging, valuable content, you can connect with your audience and build brand loyalty.

Here are some effective content marketing strategies to evaluate:

Leverage influencer partnerships: Collaborate with influencers who resonate with your target audience. Their authentic recommendations can greatly boost your brand's visibility and trustworthiness.

Utilize visual storytelling: People remember visuals more than text. Use images, infographics, and videos to tell your brand's story and showcase your products in an appealing way.

Create educational content: Share guides, how-tos, and tips related to your products. This not only positions you as an expert but also helps customers make informed decisions, encouraging them to purchase.

Optimize for SEO: Make sure your content is optimized for search engines. Use relevant keywords, engaging titles, and meta descriptions to improve your visibility in search results.

Leveraging Social Media

Social media is a powerful tool for Indian ecommerce businesses looking to enhance their online presence and engage with customers. By tapping into current social media trends, you can effectively promote your products and connect with your target audience.

Start by identifying which platforms your customers frequent the most—whether it's Instagram, Facebook, or Twitter—and tailor your content accordingly.

Consider forming influencer partnerships to amplify your reach. Influencers have established trust with their followers, and by collaborating with them, you can showcase your products authentically. This not only boosts your visibility but also drives traffic to your website.

Engage your audience through interactive content like polls, live videos, and giveaways. This approach not only fosters community but also encourages sharing, which can lead to organic growth.

Always keep an eye on social media analytics to understand what works and what doesn't, allowing you to refine your strategy over time.

Building Quality Backlinks

Building quality backlinks is essential for improving your ecommerce website's search engine ranking and driving organic traffic.

When you focus on creating valuable links from reputable sources, you not only boost your authority but also enhance your visibility online.

Here are some effective strategies to help you build those important backlinks:

Guest Blogging: Write high-quality content for other relevant blogs in your niche. This not only gets you a backlink but also exposes your brand to a new audience.

Influencer Outreach: Connect with industry influencers and ask them to share your content or collaborate on projects. Their endorsement can lead to valuable backlinks.

Create Shareable Content: Develop engaging infographics, videos, or research studies that others want to link to. The more unique and useful your content, the more likely it's to attract backlinks.

Participate in Online Communities: Join forums or social media groups related to your niche. Engage authentically and share your expertise, which can lead to natural backlinks.

Analyzing Performance Metrics

Once you've implemented strategies for building quality backlinks, it's important to evaluate their effectiveness through performance metrics.

Start by analyzing user behavior on your site. Look at traffic sources to see where your visitors are coming from, and identify which channels drive the most conversions. Keep an eye on your conversion rates—this'll help you understand how well your content is persuading visitors to take action.

Next, explore bounce rates. A high bounce rate may indicate that users aren't finding what they expected, so consider refining your sales funnels. By optimizing these funnels, you can guide users more effectively toward completing purchases.

Don't forget about customer retention; it's often more cost-effective to keep existing customers than to acquire new ones.

Use demographic insights to tailor your marketing strategies, ensuring you're meeting the needs of your target audience.

Frequently Asked Questions

How Do Seasonal Trends Affect My SEO Strategy in India?

Seasonal trends impact your SEO strategy by guiding you to use seasonal keywords effectively. By conducting trend analysis, you can optimize your content to align with consumer interests throughout different times of the year.

What Role Do Influencers Play in Indian Ecommerce Seo?

Influencer partnerships enhance your brand visibility by leveraging content authenticity and fostering audience engagement. When you collaborate with the right influencers, you create trust and drive traffic, ultimately improving your ecommerce SEO performance in India.

Are There Specific SEO Tools Preferred by Indian Ecommerce Businesses?

You'll find Indian ecommerce businesses often prefer tools for keyword research, local optimization, and competitor analysis. They focus on mobile responsiveness, content marketing, and a solid backlink strategy to enhance their online presence effectively.

How Important Is Website Speed for Indian Consumers?

Website speed's essential for you, as it directly impacts user experience and consumer expectations. Fast loading times and mobile optimization reduce bounce rates, ensuring your site meets today's demands for high-quality website performance.

What Are the Common SEO Mistakes in Indian Ecommerce?

You might overlook common SEO mistakes like keyword stuffing and content duplication. Don't forget local optimization and mobile responsiveness. Improve user experience with a strong backlink strategy, image optimization, and voice search capabilities to boost visibility.

Conclusion

To sum up, to achieve success in the Indian eCommerce landscape, you need to embrace these top SEO strategies. By understanding local consumer behavior, optimizing your website for mobile, and focusing on effective keyword research, you'll enhance your visibility. Don't forget the power of social media and quality backlinks to boost your rankings. Keep analyzing your performance metrics to adapt your approach and meet customer expectations. With these tactics, you're well on your way to thriving in this competitive market.

[b2bbusiness]

Brazil Life Insurance Market: Trends, Opportunities, and Key Insights

The Brazil life insurance market has seen steady growth over the past decade, driven by rising consumer awareness about the benefits of life insurance and an increasingly favorable regulatory environment. As one of the largest economies in Latin America, Brazil presents significant opportunities for insurers to expand their market share. This article explores the current state of the life insurance market in Brazil, key trends shaping its future, and what potential investors and stakeholders need to know.

Market Overview

Brazil's life insurance sector has grown steadily over the years, making it one of the largest in Latin America. According to recent data, the life insurance penetration rate in Brazil is around 2.5% of GDP, which is relatively low compared to developed countries but shows room for substantial growth.

Brazil's life insurance industry is dominated by both local players and international insurance companies. These companies offer a range of products, including term life insurance, whole life insurance, and annuities, tailored to meet the needs of various demographic groups in the country.

Key Drivers of Growth

Rising Middle Class: One of the primary factors fueling the life insurance market in Brazil is the growth of the middle class. As more Brazilians reach higher income levels, they are seeking ways to protect their families financially. Life insurance is becoming an essential component of financial planning for many households.

Increased Awareness: The COVID-19 pandemic has heightened the awareness of life insurance benefits, pushing more Brazilians to consider these policies as part of their overall financial safety net. This increase in awareness has been instrumental in driving demand for life insurance products.

Regulatory Support: Brazil’s insurance regulator, the Superintendence of Private Insurance (SUSEP), has been actively working to improve the regulatory framework to foster innovation and competition in the life insurance market. Recent reforms have made it easier for new players to enter the market and for insurers to develop more customer-friendly products.

Technological Advancements: Digitalization is transforming the Brazilian insurance landscape. Companies are increasingly leveraging technology to offer online platforms, mobile apps, and AI-powered solutions to simplify the buying process and improve customer experience. The rise of InsurTech companies is also boosting innovation in product offerings and distribution channels.

Challenges in the Brazil Life Insurance Market

Despite its growth potential, the Brazil life insurance market faces some challenges:

Low Penetration: Even though the market is growing, the penetration rate of life insurance remains relatively low compared to global averages. A significant portion of the Brazilian population still lacks access to affordable insurance products, especially in rural areas.

Economic Volatility: Brazil’s economy has experienced periods of volatility, which can impact consumers' ability to afford life insurance premiums. Economic uncertainty, inflation, and fluctuating interest rates can make long-term financial planning more difficult for many Brazilians.

Complex Products: Many consumers find life insurance products to be complex and difficult to understand. Insurance providers need to focus on educating the public and simplifying their offerings to make them more accessible to a broader audience.

Key Trends Shaping the Market

Microinsurance: To tap into the underserved segments of the market, insurers are increasingly offering microinsurance products. These are affordable, low-premium policies designed for low-income individuals and families. The rise of microinsurance is expected to play a crucial role in increasing life insurance penetration in Brazil.

Sustainability and ESG: Environmental, Social, and Governance (ESG) factors are becoming more important in the Brazilian insurance industry. Many insurers are integrating ESG principles into their operations and investment strategies, which is increasingly attractive to consumers who prioritize sustainability.

Health and Life Insurance Integration: As healthcare costs continue to rise in Brazil, insurers are bundling life insurance policies with health insurance or offering wellness programs as part of their life insurance packages. This trend reflects a growing demand for products that provide comprehensive protection.

Digital Insurance: The rise of digital platforms and InsurTech companies is transforming how life insurance is sold and serviced. Consumers can now purchase policies online, access real-time information, and manage their policies through mobile apps, which enhances convenience and engagement.

Opportunities for Growth

Untapped Market Segments: Brazil's large population, coupled with its growing middle class, presents significant opportunities for insurers. Targeting younger consumers, offering flexible products, and expanding to rural areas could unlock further growth.

Partnerships with FinTech: Collaboration between traditional insurers and FinTech companies could help reach new customer segments and improve the efficiency of the insurance value chain. These partnerships could lead to innovative solutions that cater to the specific needs of Brazil’s diverse population.

Expansion of Distribution Channels: Expanding distribution channels, particularly through digital platforms, will be critical in reaching underserved communities. Insurers that can effectively leverage e-commerce platforms, social media, and other digital tools to distribute life insurance products will be well-positioned for growth.

Buy the Full Report to Gain More Information about the Brazil Life Insurance Market Forecast

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[chaitanya-microfinance]

Empowering Communities: How Chaitanya Microfinance is Transforming Lives in India

Microfinance is more than just a financial service; it's a lifeline for many communities in India. Chaitanya Microfinance is at the forefront of this movement, making a significant impact on the lives of countless individuals. Let's explore how Chaitanya Microfinance is bringing about positive change and helping communities thrive.

Making Financial Services Accessible

One of the biggest challenges for low-income families and small business owners in rural areas is access to financial services. Traditional banks often overlook these communities, leaving them without the support they need to grow. Chaitanya Microfinance bridges this gap by offering loans and financial products tailored to their unique needs. This access to credit allows families to invest in education, healthcare, and small businesses, leading to improved livelihoods.

Supporting Women Entrepreneurs

Empowering women is a key focus for Chaitanya Microfinance. By providing women with the financial resources they need to start or expand their businesses, Chaitanya helps them achieve economic independence and improve their families' quality of life. Women who receive microloans from Chaitanya often invest in small enterprises like tailoring, livestock farming, or retail shops. These businesses not only boost their incomes but also contribute to the local economy.

Fostering Financial Literacy

Financial literacy is crucial for the success of any microfinance initiative. Chaitanya Microfinance goes beyond providing loans; it also educates clients on financial management, savings, and responsible borrowing. Through training programs and workshops, Chaitanya ensures that its clients are well-equipped to make informed financial decisions, leading to better financial stability and growth.

Building Stronger Communities

The impact of Chaitanya Microfinance extends beyond individual borrowers. As families improve their financial situations, the entire community benefits. With more money circulating locally, small businesses thrive, infrastructure improves, and social services become more accessible. Chaitanya's efforts contribute to the overall development of the communities they serve, creating a ripple effect of positive change.

Inspiring Stories of Change

Behind every loan disbursed by Chaitanya Microfinance is a story of transformation. For example, Kavita, a tailor from a small village, received a microloan to buy a sewing machine and start her tailoring business. Today, she not only supports her family but also employs other women in her community. Stories like Kavita's illustrate the profound impact of Chaitanya's work and the potential for microfinance to uplift entire communities.

A Vision for the Future

Microfinance in India continues to innovate and expand its services to reach more underserved communities. By leveraging technology and building strong partnerships, Chaitanya aims to enhance its outreach and offer even more comprehensive support to its clients. The organization's vision for the future is one where financial inclusion is a reality for all, and communities across India can prosper.

Conclusion

Chaitanya Microfinance is making a tangible difference in the lives of individuals and communities throughout India. By providing accessible financial services, supporting women entrepreneurs, fostering financial literacy, and building stronger communities, Chaitanya is truly transforming lives. As we look to the future, the impact of Chaitanya Microfinance will continue to grow, empowering more people and fostering a brighter, more inclusive tomorrow.

[kingjamesroystonpub]

Importance of Local Ingredients from Farm to Fork

An increasing number of people are making an effort to eat more sustainably and ethically, focusing on buying food from nearby farms. A growing number of people are interested in the "Importance of Local Ingredients from Farm to Fork" movement. It tracks the food chain from its humble beginnings on local farms to the tables of people in neighboring restaurants. Within this investigation, we probe the significance of procuring regional foodstuffs, the advantages it bestows upon communities and consumers alike. The vast number of dishes that can be crafted in the UK employing these resources.

Happy Hour King James Royston Pub

Importance of Local Ingredients from Farm to Fork:

Choosing to buy products from nearby farms is about more than just following a fad. It's a statement about wanting to help the environment, be more transparent about what goes into your food, and support local farmers. Restaurants can ensure that their customers get only the freshest, highest-quality ingredients by sourcing them locally. Which allows them to build lasting relationships with surrounding farmers.

Customer Advantages:

People who buy their food from nearby farms and markets reap many benefits. The shorter the distance an ingredient has to travel before reaching the consumer, the more likely it will be fresh and tasty. Another benefit of shopping locally is the boost it gives to small-scale farmers and craftspeople. Who, in turn, help keep communities and economies thriving.

Community Advantages:

Communities also gain a lot when they buy local ingredients. Restaurants may play an important role in protecting farmland and rural farming methods by patronising regional food suppliers and farmers. As a result, natural resources are preserved, biodiversity is enhanced, and a stronger sense of community is created.

UK Local Ingredient Foods:

A wide variety of tasty and healthy foods may be made in the UK thanks to the abundance of different types of local ingredients. A variety of dishes, from robust stews to delicate desserts, can be prepared utilising products that are produced locally:

Slow Roasted Beef and Vegetables from the Area:

The classic British roast supper features meats like lamb, beef, or hog. They are sourced locally and served with a variety of seasonal vegetables, including parsnips, carrots, and potatoes. You can obtain your meat from local farms, so it's fresh and high-quality, as well as your veggies from farmers' markets or other local sources.

Enjoy a Delicious Meal of Locally Caught Fish and Chips:

Traditional British fish and chips are best made with fish caught in the area. It includes plaice, cod, or haddock. Fish from local seas can be a great way for restaurants to support sustainable fishing techniques. Also, to help preserve marine ecosystems. This dish showcases the finest of British cuisine, including chips made from potatoes farmed nearby.

Craft Cheese Platter from Local Dairies:

The United Kingdom has a long history of cheesemaking and today produces several different types of artisanal cheeses. The cheddar, stilton, and Wensleydale cheeses that restaurants use on their cheese platters come from local creameries and dairies. A cheese plate, along with bread, crackers, and chutneys created in the area, is a beautiful choice for an appetiser or dessert.

Seasonal Salads Made with Farm-Raised Ingredients:

Fresh produce from surrounding farms can be used to make colourful and flavorful salads that are perfect for the season. Everything from crunchy cucumbers and sour radishes to crisp lettuce and luscious tomatoes is fair game. By using what's in season, restaurants can highlight the bounty of local farms and provide customers with healthy, flavorful food.

Traditional Pies and Puddings with Local Supplies:

You may make authentic British pies and puddings with components like meat, veggies, and fruits that you can get in your area. Fresh and tasty ingredients are sourced locally. Whether you're making a savoury steak, and ale pie or a sweet apple crumble, while providing customers with a taste of genuine British cuisine. Restaurants can preserve culinary traditions by supporting local farmers.

Embracing Regional Distinctions

Sourcing local foods is a statement about quality, community, and sustainability. It's also a matter of personal taste. British restaurants can offer a wide variety of mouth-watering dishes that pay homage to regional customs and flavours. It is all thanks to the abundance of locally produced goods. The list of possible locally sourced items is practically unlimited. Ranging from farm-fresh veggies and meats to artisanal cheeses and seafood caught that same day. The dynamic communities that supply restaurants supplies can benefit from restaurants' embrace of local flavours. Which in turn offer unforgettable eating experiences for customers.

We at King James Royston Pub use fresh produce and ingredients to prepare all the sauces, burgers, and salads for our customers. We bring in the best flavours from the homemade sauces using the fresh ingredients. So, to taste the fresh food and finest drinks, visit King James Royston Pub in Royston now!

[encorpre]

Investing in Positive Cash Flow Properties

Positive cash flow properties are those that make money after all expenses and depreciation deductions have been paid. They can be found in growth areas, such as universities and colleges, or locations where big businesses are moving.

The income from a positive cash flow property can also help you reach your investment goals faster. This will allow you to buy more properties and accelerate your wealth accumulation.

Buying off-market properties

If you want to invest in positive cash flow properties, you should focus on buying offmarket properties. This way, you’ll avoid competing with other investors and can get a property at a more competitive price. Also, off-market properties usually have fewer repair costs, which makes them more profitable.

Whether you’re looking for a positive cash flow rental property or a turnkey flip, you’ll need to conduct a comparative market analysis (CMA) before buying. This will help you determine the fair market value of the property and ensure that you don’t overpay for it. You can also use a website such as Mashvisor to find cash flowpositive investment properties.

In addition to evaluating the property’s profitability, you should consider the neighborhood’s demographics and employment rates. A good location will attract a steady supply of tenants and boost your returns. You can also look for a property that has a low debt service ratio, which helps you stay in the black.

Severed lots

Buying vered lots as positive cash flow properties is one of the most profitable ways to invest in real estate. The process of severing land into separate lots can take up to 12 months, and it can be costly. However, it can be worthwhile if you can find a property with a high return on investment (ROI) and low expenses.

This strategy is especially effective in smaller cities, where the cost of severing land can be much lower than the price of the existing home. The key is to find the right neighborhood, and to do a thorough CMA to ensure that you’re buying a property at fair market value.

However, it’s important to remember that indiscriminate severance of land can have a negative impact on local infrastructure and services, such as snow plowing and garbage collection. Therefore, it’s important to work with a professional who understands the process of severing land and can help you navigate the process.

Buying in high-income areas

Buying positive cash flow rental properties is one of the best ways to make money from real estate investments. However, it can be difficult to find these properties in certain areas. Traditionally, these properties have been located in regional and rural areas, such as mining towns or university areas that are reliant on one type of economy or tenant. This is a risky investment because unexpected expenses, such as a burst pipe or an eviction, can derail your cash flow and cause you to lose profit.

It’s also important to work with a real estate agent who understands positive cash flow investing. They will be able to assist you with the comparative market analysis (CMA) and help you determine whether a property is worth the purchase price. They can also come in handy during the negotiation and closing process. You can also use online tools like Mashvisor’s property marketplace to find off-market properties that generate a positive cash flow.

Buying in low-income areas

While investing in positive cash flow properties has many benefits, it can also be a risky investment. It is important to take your time and avoid making rushed decisions. This will help you make the best decision for your needs. It is also a good idea to work with an experienced investor real estate agent. They can come in handy during the negotiation process and help you find a property that generates positive cash flow.

A positive cash flow property is one that makes more money in rental income than it spends on expenses. This can be a great way to build your investment portfolio, but it is important to keep in mind that these types of investments may not see a

significant appreciation in value.

To find positive cash flow properties, look for neighborhoods that are near colleges and universities. These areas will attract college students and blue-collar workers. You can also find properties for sale through FSBO sites or by checking local newspaper ads.

[rainsmediaradio]

FY 2023 End Year Overview/Beginning of FY 2024 Loading Perspectives

FY 2023 End Year Overview/Beginning of FY 2024 Loading Perspectives

FY 2023 End of Year Overview/Beginning of FY 2024 Loading Perspectives by Dr kenny Odugbemi

Fy 2023.Concluding year end Bicameral legislative deliquescent and beligerent character status-quo Multilevel legislative and executive dichotomy without proper checks and balances Checks and balances outweighing separation of power Power drunkenness' excessively eroding through power curson between executive, legislative and judiciary Redirect to public potential energy on Federal executive and legislatures assembly upper and lower house jettisoning State executive council Ineffective and inefficient governance, delineating roles and responsibilities across the board Lack of understanding of different parties manifestoes by general public citizenry Populace not feeling third arm of government the local government network A recent executive order of 50% public transport, and zero Rail cost but tickets registration left at mercies of unpatriotic rail staff selling tickets, thereby rendering government orders ineffective and inefficient across the board, living gullible citizens in suffering mode. Policies audacious, repulsive and reactive Workability of government defrauding National treasury Destructive public service delineated from 1975 public structure Present civil structure with no knowledge transfer,deficent character formation No Nationalism,no prosperity syndrome Federal structure untrained,uniformed with third world mentality No demographic value driven policy deployment Character missing in our leadership structure Destroyed family values Destroyed justice system with no equity, values less religious structure There can not prosperity without character Education at ground zero level Fy 2024 public outlook Revival of good foundation system MDA's are not yet elected but defrauded yet managing elected membership Culture not predating power coordination Civil service with reformed search engine Political classes are moving away from their idiosyncrasies Correct valuation of Service delivery with global metric system Restructured recalibrated MDA'S deliverables with clear objective mechanisms committed deliverables, collaborative and corroborative efforts not missing out on proper synergy at all levels of governance structure Repositioning of government linkages in translating government programs with state machinery buying in repositioning all local government structures to be more effective and functional Governors freeing local governments to boost performance levels Enablement of LCDA's to be more accessible to populace just like Lagos LCDA network Recalibrating and restructuring Rural economy throughput Rural development inniatives Re-energizing strengthening collaborative local government network with fund readily available by the State for meaningful local government development Mentoring and guidance for future leadership Fatherly figure and true motherhood at family level Sound ecosystem based on sound value system through inspiration, motivation and right influence but political class, with parental influence not outsourcing to social media, public agencies and religious setup Christianity and Islamic injunctions Education curriculum changes to reform political class in government network Transformative religious institutions not summoning on political issues Good influence of Leadership by not emptying public treasury when there is a change of leadership Maintaining decorum and discipline with good tenets No civility, no productivity, no prosperity Introducing sanctioning mechanisms Maintaining pricehood in judiciary Judiciary more functional by not accepting prices from offenders to overcome good judgement Consequence management Reforming institutional frameworks that regulate good behavioural patterns Transformative, reformative institution, Nigeria call to obey in accordance to our National anthems to protect our sovereignty Reformed by becoming good citizens to produce good and credible leadership with integrity to offer good governance for a good dividend is democracy Read the full article

[sonali2345]

"Navigating Challenges: COVID-19 Impact on the Small Hydropower Market" 

Small Hydropower Market : Tapping into Sustainable Energy Solutions

Small hydropower market  involves the development of hydroelectric power on a localized scale, serving specific areas or industrial facilities. While the definition of a small hydropower project may vary, it typically encompasses a generating capacity of up to 25 megawatts (MW), with this capacity often regarded as the upper limit for small hydropower projects. These hydroelectric power plants are strategically situated to convert the kinetic energy of water into electrical energy. The overall power generated by such plants depends on factors such as the water head and the volume of water directed toward the water turbine. Small hydropower systems utilize the flow of water to drive a turbine connected to a generator, thus generating electricity. 

Request Sample PDF of this report https://www.alliedmarketresearch.com/request-toc-and-sample/13210

COVID-19 Impact Analysis 

The global small hydropower market has faced challenges due to the COVID-19 pandemic. Stringent lockdown measures imposed in the second quarter of 2020 disrupted the transportation of raw materials and components required for small hydropower projects. The pandemic has also led to delays in the repair, maintenance, and construction of small hydropower projects. Investment plans in this sector were impacted by the uncertain market conditions and fluctuations in the global economy and raw material prices. However, the demand for renewable energy remains strong, despite these challenges. 

Enquiry Before Buying: 

Top Impacting Factors 

Rise in Energy Consumption: Global industrialization and urbanization have led to increased primary energy consumption. To combat the depletion of crude oil reserves and rising greenhouse gas emissions, there is a growing demand for clean energy sources like small hydropower, which are environmentally friendly, reliable, practical, and sustainable. 

Carbon Emission Reduction: Small hydropower plants contribute to reducing carbon dioxide emissions, making them an essential part of the transition to cleaner energy sources. This factor is expected to drive market growth. 

Focus on Rural Electrification: The expansion of industrialization in BRICS countries has led to a focus on supplying electricity to rural and remote areas where grid availability is limited. This emphasis on rural electrification is expected to boost the small hydropower market. 

Resource Accessibility Challenges: Limited access to information about resource-rich areas and constraints related to the size and flow of small streams can hinder the development of small hydropower projects, potentially limiting market growth. 

Get a Customized Research Report @: 

Market Trends 

Voith Hydro Expansion: Voith Hydro expanded its presence in Nepal in September 2019, enhancing its customer base and providing high-quality services in hydropower equipment. 

GE Renewable Energy's Small Hydropower Units: In July 2019, GE Renewable Energy introduced small hydropower units in 10 kW and 15 kW sizes, with the capability to link them for larger installations, up to 1 MW. 

Voith's Involvement in Africa: Voith GmbH and Co. signed an agreement in June 2019 to design, assemble, and supply electromechanical equipment for the small hydropower plant Kabu 16 in Burundi, Africa. 

VolgaHydro's Russian Plant: In June 2019, VolgaHydro, a subsidiary of Voith GmbH and Co., initiated construction on a new production plant in Balakovo, Russia, to manufacture and assemble components for hydropower plant turbines and provide maintenance services to both small and large hydropower plants. 

Aquila Capital's Norway Office: In January 2017, Aquila Capital established an office in Oslo, Norway, to facilitate investments, management, and operations in the hydropower sector. 

Key Benefits of the Report 

Provides an analytical overview of the small hydropower industry, including current trends and future projections for potential investment opportunities. 

Offers insights into key drivers, challenges, and opportunities, along with a detailed analysis of small hydropower market share. 

Quantitatively analyzes the current market to illustrate the growth scenario for the small hydropower market. 

Employs Porter’s five forces analysis to assess the bargaining power of buyers and suppliers in the market. 

Provides a comprehensive analysis of the competitive landscape and the expected competition in the small hydropower market in the coming years. 

[charcha-equity]

Local Businesses: The Driving Force Of The Indian Economy

In a country as diverse and economically dynamic as India, the impact of local businesses is often underestimated. You might wonder how these small-scale enterprises contribute to the vast Indian economy. Let's break it down.

Empowering The Nation's Workforce

One of the most significant contributions of local businesses is their role in job creation. According to financial expert Raghuram Rajan, former Governor of the Reserve Bank of India, MSMEs employ millions of people across the nation. As a beginner investor, this means that by investing in these businesses, you are indirectly supporting employment generation and economic stability.

Also Read: Strategies for Optimal Income Tax Planning Among High-Net-Worth Individuals

Boosting Local Economies

Local businesses have a direct impact on the development of their surrounding communities and is the pillar on which Indian economy stands as per Abhay Bhutada, Poonawalla Fincorp's MD. When you invest in a local enterprise, you not only contribute to its growth but also stimulate the local economy. The money circulates within the community, benefiting everyone. This is a win-win situation where your investment is not just about making money but also uplifting the people around you.

Driving Innovation

Local businesses are known for their agility and adaptability. They often come up with innovative solutions to address local needs. Investing in such visionary entrepreneurs can lead to substantial returns in the long run. 

Also Read: The Ultimate Guide to Buy Now Pay Later Explained

Reducing Regional Disparities

Local businesses operate across various regions in India, bridging the economic gap between urban and rural areas. These businesses encourage rural entrepreneurship and enable individuals to become financially self-sufficient. Your investments can play a part in reducing regional disparities, fostering inclusivity, and boosting the overall Indian economy.

Building Resilience

Another significant benefit of investing in local businesses is their resilience to economic fluctuations. Larger corporations may face challenges during economic downturns, but MSMEs are better equipped to weather the storm. Your investments in these businesses can, therefore, provide a sense of stability and reliability.

Also Read: The Role of NBFCs in the Digital Economy

Conclusion

Any contributions to small businesses have a far-reaching impact on the Indian economy. Investing in these enterprises offers not only financial gain but also contributes significantly to India's economic development. Abhay Bhutada of the Poonawalla Fincorp refers to them as the backbone of the Indian economy. So, as you take your first steps into the world of investing, consider local businesses as a viable and rewarding option to make a positive impact on the Indian economy.

[imeservices]

Revolutionizing the Roads: Top Electric Vehicle Manufacturing Companies in India

India has been rapidly increasing its efforts to reduce carbon emissions and promote sustainable transportation. With the aim of becoming a global leader in electric vehicles, many companies in India are now producing electric vehicles that are affordable, efficient, and eco-friendly. Electric vehicles are not only good for the environment but also offer a range of benefits such as lower maintenance costs, reduced fuel costs, and a quiet ride. In this blog post, we will explore some of the top electric scooter manufacturers in India, who are revolutionizing the roads with their innovative and eco-friendly electric vehicles. We will look at their products, features, and achievements, to help you make an informed decision if you are looking to buy an electric vehicle.

1. Introduction: The rise of electric vehicles in India

Introduction: The Rise of Electric Vehicles in India

India is experiencing a transformative shift in the automotive industry as the demand for electric vehicles (EVs) continues to rise. With concerns about air pollution and the need to reduce dependency on fossil fuels, the government and consumers alike are embracing the benefits of electric mobility. As a result, several forward-thinking companies have emerged as leaders in the manufacturing of electric vehicles in India, revolutionizing the roads and paving the way for a greener future.

One of the key drivers behind the rise of electric vehicles in India is the government's push for cleaner transportation. Initiatives such as the Faster Adoption and Manufacturing of Hybrid and Electric Vehicles (FAME) scheme have provided financial incentives and subsidies to both manufacturers and buyers, making EVs more accessible and affordable. This, coupled with a growing public awareness of environmental issues, has created a favorable environment for the adoption of electric vehicles across the nation.

In recent years, the Indian market has witnessed a surge in the number of electric vehicle manufacturing companies, each striving to offer innovative and sustainable solutions. These companies are not only focusing on electric cars but also expanding their product portfolio to include electric two-wheelers, three-wheelers, and commercial vehicles. With advancements in battery technology, improved charging infrastructure, and increased range, electric vehicles are becoming a viable and practical alternative to conventional vehicles.

The shift towards electric mobility is not just limited to urban areas; it is also gaining momentum in rural and semi-urban regions of India. Electric vehicles are being seen as a reliable mode of transportation for short to medium distances, with lower operating costs and minimal environmental impact. This transition has the potential to not only reduce carbon emissions but also create new employment opportunities and boost the local economy.

In the following sections, we will explore some of the top electric vehicle manufacturing companies that are leading the charge in India's electric vehicle revolution. From established players to emerging startups, these companies are driving innovation, pushing boundaries, and shaping the future of mobility in the country. Let's dive into the exciting world of electric vehicles and discover how these companies are revolutionizing the roads of India.

[envirogreenpapersposts]

The Benefits of Choosing Local: Supporting India's Paper Bag and Sack Bag Manufacturers

In today's globalised world, it is easy to overlook the importance of supporting local manufacturers. However, choosing to buy from local paper bag and sack bag manufacturers in India can have significant economic, environmental, and social benefits. The Indian paper bag and sack bag manufacturing industry is a crucial sector for the country's economy, providing employment opportunities to local communities and contributing to the nation's GDP. In this article, we will explore the advantages of supporting local sack bag and paper bag manufacturers in India, including the economic benefits of creating job opportunities, the environmental benefits of using eco-friendly materials, the quality assurance of accessing durable products, and the social benefits of promoting local culture and traditions. By choosing to buy from local paper bag and sack bags manufacturer in India, we can make a positive impact on the Indian economy, the environment, and society.

Economic Benefits of Supporting Local Paper Bag and Sack Bags Manufacturer in India

Increased job opportunities for local communities:

One of the most significant benefits of supporting local paper bag and sack bag manufacturers in India is the creation of job opportunities for the local community. The paper bag and sack bag manufacturing industry is a labour-intensive sector that requires skilled and unskilled workers, making it an excellent source of employment for the local population. By choosing to buy from local manufacturers, they support the creation of jobs that help improve the livelihoods of the local community, especially in rural areas where employment opportunities are limited.

Boosting the Indian economy through local spending:

By choosing to buy from local paper bag and sack bags manufacturer in India, we contribute to the growth of the Indian economy. Buying locally stimulates the local market, creates a demand for locally produced goods, and helps keep the money within the country. This increased demand can lead to higher production rates, which in turn creates more job opportunities, further supporting the economy.

Reduced carbon footprint due to minimise transportation costs:

Another economic benefit of choosing local sack bag and paper bags manufacturer in India is the reduction of transportation costs. Local manufacturers do not need to transport their goods over long distances, thereby reducing carbon emissions from transportation. This, in turn, reduces the overall cost of production, making locally produced goods more affordable for consumers.

In conclusion, supporting local paper bag and sack bags manufacturer in India has significant economic benefits, including the creation of job opportunities, the growth of the Indian economy, and reduced transportation costs. By choosing to buy from local manufacturers, we support the local economy, help create a demand for locally produced goods, and contribute to the development of the Indian manufacturing industry.

Environmental Benefits of Choosing Local Paper Bag and Sack Bag Manufacturers in India

Use of eco-friendly materials:

Local paper bag and sack bag manufacturers in India often use eco-friendly materials such as recycled paper and jute, which are biodegradable and have a low carbon footprint. By choosing to buy from local manufacturers, we support the use of sustainable materials, reducing the amount of waste generated and contributing to a healthier environment.

Reduction of plastic pollution:

The use of paper bags and sack bags produced by local manufacturers in India reduces the amount of plastic bags used, which are a significant source of pollution. Plastic bags take years to decompose, and when they do, they release harmful chemicals into the environment. Choosing to use paper bags and sack bags instead reduces the amount of plastic pollution in the environment, promoting a cleaner and healthier ecosystem.

Conservation of natural resources:

The production of paper bags and sack bags by local manufacturers in India requires fewer resources than the production of plastic bags. By choosing to buy from local manufacturers, we promote the conservation of natural resources such as oil and gas, which are used in the production of plastic bags. The use of paper bags and sack bags made from sustainable materials helps reduce the strain on natural resources, preserving them for future generations.

In conclusion, supporting local sack bags and paper bags manufacturer in India has significant environmental benefits, including the use of eco-friendly materials, the reduction of plastic pollution, and the conservation of natural resources. By choosing to buy from local manufacturers, we support sustainable production practices and contribute to a cleaner and healthier environment.

Social Benefits of Supporting Local Paper Bag and Sack Bag Manufacturers in India

Empowering women:

The paper bag and sack bag manufacturing industry in India employs a large number of women, providing them with opportunities to earn a livelihood and support their families. By choosing to buy from local manufacturers, we support the empowerment of women and the promotion of gender equality, as women are often marginalised in the workforce.

Promotion of fair trade practices:

Local paper bag and sack bag manufacturers in India often follow fair trade practices, ensuring that workers are paid fair wages and work in safe and healthy environments. By choosing to buy from local manufacturers who practise fair trade, we promote ethical production practices and support the rights of workers.

Strengthening local communities:

By choosing to buy from local sack bag and paper bags manufacturer in India, we support the development of local communities. The money spent on locally produced goods stays within the community, promoting economic growth and stability. This, in turn, leads to the development of infrastructure and services that benefit the entire community.

In conclusion, supporting local paper bag and sack bag manufacturers in India has significant social benefits, including the empowerment of women, the promotion of fair trade practices, and the strengthening of local communities. By choosing to buy from local manufacturers, we contribute to the development of a socially responsible and sustainable economy.

Conclusion

In conclusion, supporting local paper bag and sack bags manufacturer in India has numerous benefits, including economic, environmental, and social benefits. By choosing to buy from local manufacturers, we contribute to the growth of the Indian economy, support sustainable production practices, reduce plastic pollution, and promote ethical production practices that benefit workers. Moreover, we empower women, promote fair trade practices, and strengthen local communities, creating a socially responsible and sustainable economy. Therefore, it is crucial to support local sack bag and paper bags manufacturer in India by choosing to buy their products, thereby contributing to the development of a sustainable and socially responsible society.

[personal-blog243]

Sharing...not my list

I have heard from people that they want a reason to vote FOR Biden beyond that he's not Trump. Okay, I respect that, so I went on his website, poured through his policies, and came up with 100 reasons to vote for Biden that don't mention Trump.

1.) $15.00 federal minimum wage

2.) Reinstate DACA – allowing new applicants to apply

3.) 12 Weeks federal paid family leave

4.) Universal Pre-Kindergarten/Childcare for ages 3 and 4

5.) Tuition free college for those with household income less than $125,000.00

6.) Allow student loans to be relieved in bankruptcy

7.) LGBTQ+ Equality Act in the first 100 days in office

8.) Rejoin the Paris Climate Accords

9.) Decriminalize cannabis use and expunge convictions

10.) Eliminate cash bail system

11.) Eliminate mandatory minimum sentences

12.) Outlaw all online firearm and munition sales

13.) Restore the voting rights act

14.) Create a new $20 billion competitive grant program to spur states to shift from incarceration to prevention.

15.) He’ll triple funding for Title I Programs

16.) Appoint the first Black Woman to the Supreme Court of the United States

17.) Reauthorize the Violence Against Women Act (VAWA)

18.) Ensure the US achieves a 100% clean energy economy and net-zero emissions no later than 2050

19.) Protecting Biodiversity, slowing extinction rates and helping leverage natural climate solutions

20.) Develop a plan to ensure that America has the cleanest, safest and fastest rail system in the world, for both passengers and freight

21.) Expand the safety net for survivors

22.) Confront online harassment, abuse and stalking

23.) End the rape kit backlog

24.) Address the deadly combination of guns and domestic violence

25.) Change the culture that enables domestic violence

26.) Support the diverse needs of survivors of violence against women

27.) Protect and empower immigrant women

28.) Lead the global effort to end gender-based violence

29.) End capital punishment

30.) End federal private prisons

31.) End all incarceration for drug use alone and divert individuals to drug courts and treatment

32.) Invest in public defenders’ offices to ensure defendants’ access to quality counsel

33.) Expand and use the power of the US Justice Department to address systemic misconduct in police departments and prosecutors’ offices

34.) Reform qualified immunity for officers

35.) Ban choke-holds/neck restraints by police

36.) Launch a national police oversight commission

37.) Stop transferring weapons of war to police force

38.) Free access to testing for all with national testing board

39.) Double drive through testing sites

40.) 100,000 contact tracing workforce

41.) Guarantee first responders have priority access to PPE

42.) Emergency paid leave for anyone who gets COVID or needs to take care of a loved one

43.) Free housing for health care workers to quarantine

44.) Ramp up large scale manufacturing of as many vaccine candidates as necessary

45.) Nationwide vaccination campaign to guarantee fair distribution

46.) Ask every American to wear a mask

47.) End the mismanagement of the asylum system, which fuels violence and chaos at the border

48.) Surge humanitarian resources to the border and foster public-private initiatives

49.) End prolonged detention and reinvest in a case management program

50.) Rescind the un-American travel and refugee bans, also referred to as “Muslim bans.”

51.) Order an immediate review of Temporary Protected Status (TPS) for vulnerable populations who cannot find safety in their countries ripped apart by violence or disaster

52.) Ensure that Immigration and Customs Enforcement (ICE) and Customs and Border Protection (CBP) personnel abide by professional standards and are held accountable for inhumane treatment.

53.) Revitalize the Task Force on New Americans and boost our economy by prioritizing integration, promoting immigrant entrepreneurship, increasing access to language instruction, and promoting civil engagement.

54.) Convene a regional meeting of leaders, including from El Salvador, Guatemala, Honduras, Mexico, and Canada, to address the factors driving migration and to propose a regional resettlement solution

55.) Raising the corporate tax rate to 28 percent.

56.) Requiring a true minimum tax on ALL foreign earnings of United States companies located overseas so that we do our part to put an end to the global race to the bottom that rewards global tax havens. This will be 21% — TWICE the rate of the Trump offshoring tax rate and will apply to all income.

57.) Imposing a tax penalty on corporations that ship jobs overseas in order to sell products back to America.

58.) Imposing a 15% minimum tax on book income so that no corporation gets away with paying no taxes.

59.) Raising the top individual income rate back to 39.6 percent.

60.) Asking those making more than $1 million to pay the same rate on investment income that they do on their wages.

61.) Tackle the crisis of Missing and Murdered Indigenous Women

62.) Ensure tribal nations will have a strong voice and role in the federal government

63.) Restore Tribal lands and safeguard natural and cultural resources

64.) Joe will dramatically increase funding for both public schools and Bureau of Indian Education schools.

65.) Invest $70 billion in Tribal Colleges and Universities and Minority Serving Institutions.

66.) Ensure full inclusion of people with disabilities in policy development and aggressively enforce the civil rights of people with disabilities.

67.) Guarantee access to high-quality, affordable health care, including mental health care, and expand access to home and community-based services and long-term services and supports in the most integrated setting appropriate to each person’s needs and based on self-determination.

68.) Expand competitive, integrated employment opportunities for people with disabilities.

69.) Protect and strengthen economic security for people with disabilities.

70.) Ensure that students with disabilities have access to educational programs and support they need to succeed, from early interventions to post-secondary education.

71.) Expand access to accessible, integrated, and affordable housing, transportation, and assistive technologies and protect people with disabilities in emergencies.

72.) Advance global disability rights

73.) Double the number of psychologists, guidance counselors, nurses, social workers, and other health professionals in our schools so our kids get the mental health care they need

74.) Invest in our schools to eliminate the funding gap between white and non-white districts, and rich and poor districts

75.) Improve teacher diversity

76.) Support our educators by giving them the pay and dignity they deserve.

77.) Invest in resources for our schools so students grow into physically and emotionally healthy adults, and educators can focus on teaching.

78.) Ensure that no child’s future is determined by their zip code, parents’ income, race, or disability.

79.) Provide every middle and high school student a path to a successful career.

80.) Start investing in our children at birth.

81.) Double funding for the State Small Business Credit Initiative.

82.) Expand the New Markets Tax Credit, make the program permanent, and double Community Development Financial Institutions (CDFI) funding

83.) Improve and expand the Small Business Administration programs that most effectively support African American-owned businesses.

84.) Increase funding for the Minority Business Development Agency budget.

85.) Make sure economic relief because of COVID-19 reaches the African American businesses that need it most

86.) Reserve half of all the new PPP funds for small businesses with 50 employees or less

87.) Help families buy their first homes and build wealth by creating a new refundable, advanceable tax credit of up to $15,000

88.) Protect homeowners and renters from abusive lenders and landlords through a new Homeowner and Renter Bill of Rights.

89.) Establishing a $100 billion Affordable Housing Fund to construct and upgrade affordable housing

90.) Fully implement Congressman Clyburn’s 10-20-30 Plan to help all individuals living in persistently impoverished communities

91.) Expand access to $100 billion in low-interest business loans by funding state, local, tribal, and non-profit lending programs in Latino communities and other communities of color and strengthening Community Development Financial Institutions (CDFIs

92.) Expand broadband access to every American.

93.) Protect and build on the Affordable Care Act to improve access to quality health care in rural communities.

94.) Expand access to high-quality education in rural schools.

95.) Transform our crumbling transportation infrastructure – including roads and bridges, rail, aviation, ports, and inland waterways.

96.) Expand bio-based manufacturing to bring cutting-edge manufacturing jobs back to rural America.

97.) Strengthen antitrust enforcement

98.) Introduce a constitutional amendment to entirely eliminate private dollars from our federal elections

99.) End dark money groups

100.) Ban corporate PAC contributions to candidates, and prohibit lobbyist contributions to those who they lobby

[joaqqquiin]

Legacy of The Past, Promise of The Future Reflection Paper

In the Philippines, many Filipinos are treated unfairly due to the unjust and corrupt system we have. Many of those Filipinos who are treated inequitably are farmers and landowners. How these farmers are treated negatively impact their lives but due to the need of income, they persevere. It is the duty of us Filipinos to help out the people who make and grow the food we eat, thus, this issue must be addressed. Farmers remain as low land agricultural workers and have low income. Legislators won’t allow agrarian reform because they are selfish and do not want the agricultural workers to take their land. Land reform was prominent back then, it was when land was distributed in small amounts and usually benefited the rich people more than the low land farmers.  This issue has been ongoing for years but it was famous during the 1980s, specifically, 1986. CARP, also known as the Comprehensive Agrarian Reform Program was established  to distribute land to agricultural workers and hopefully solve land problems and rural poverty. However, this was not the case, there were loopholes in the law made. The congress had the power to decide how much land the landowner will keep and this can be abused. In addition to that, tenants and agricultural workers had to work for a certain number of years in order to receive a portion of the land. The flaws in the law defeated the purpose of CARP since it did not help solve land problems and rural poverty. In opposition to what the farmers are fighting for which is just simply to own the land they till, the government focused on making the Philippines a fully industrialized country. In order to achieve the goal of the government, they had to build centers on rural areas meaning converting agricultural land to nonagricultural use land. The reason for this conversion is because agricultural land is covered by the provisions of CARL thus, it cannot be used for building of industrial centers. The goal of the government firmly contradicted the farmers since some of the land will be used for local industrial centers. Strategy that the government used is agri-industrialization which is the building of centers away from the national capital to promote forward-backward linkages. The government wanted fast track industrialization because the Philippines was falling behind in economic growth. 

The issue is an ongoing problem until now and has progressed through the years. It all started with the CARP which allowed the farmers to get land however it had some loopholes. The idea of industrialization then occurred, land was converted into non-agricultural use. The conversion of land to nonagricultural use was implemented to build industrial centers and hopefully attract private sector investments in hopes of helping our economy grow. However, conversion of land had some consequences. It made thousands of farmers lose their jobs and built a wall between the rich and poor. The gap between rich and poor grew and grew, this is also called the Matthew effect. This was evident in the Calabarzon project since most of the people remained poor. They were forced to take jobs even though they were paid less than the minimum wage. Over 100,000 hectares of land were converted to industrial and commercial use. This land could have been used for agricultural uses and helped our farmers.  Although, the loss of jobs and poor working conditions are not new to industrialization. In almost all countries or places where industrialization is implemented, the majority of the people lose their jobs. If people do not lose their jobs, it is still a challenge for them since the wage is low. Since many farmers will lose their jobs, they will move into urban areas in hopes of finding a new job. When the majority of the farmers move to urban areas, it will double in size thus overcrowding the city. More people will be homeless and live in the slums. This may have future consequences like causing health problems since the living conditions in the city will be dirty and unhealthy. It may also pose a threat to our economy since the unemployment rate will increase. There will also be scarcity in land, the land that will be used for industrial purposes could have been used for inhabiting or proper housing projects for the farmers and other homeless people. In addition to that, our food supply will also be affected since there will be less agricultural land to plant crops. This can also pose a threat on peace and order. Although there is no peace as of now due to our current situation with the fascist government, the loss of jobs and land may cause an insurgence by the farmers. Farmers will fight for their right to own a land. This issue is connected to the environment, social hierarchy, economy, and politics. This issue will cause harm to our environment in many ways. It will affect the air quality since there will be more air pollution due to all the smoke produced. The movement, import and export of goods will require mobile transportation thus leading to more pollution. In addition, the centers will use up more of the Philippines’ resources. This will also cause harm to the bodies of water. Toxic material from the vehicles and industrial buildings might leak into bodies of water that we Filipinos use. Water was also wasted since irrigated fields were converted into lands which were for industrial and commercial purposes. On top of that, there is also land degradation. Land degradation will always come hand in hand when it comes to industrializing land. Harmful and other unnecessary chemicals and material will mix with the soil and possibly spread to agricultural land. This may affect the growth of crops and harm the food we eat. Additionally, it would be destroying the habitats of the creatures that are abundant there which are mostly carabaws, goats, reptiles, amphibians, and insects. Ecosystems are destroyed just for industrial buildings and such infrastructures. As mentioned earlier, this issue will create barriers between the rich and poor, thus affecting the social hierarchy. The people who lost their jobs or farmers will suffer from depression and other health issues which are very unhealthy. They will also suffer low income and will result in a change in lifestyle, they will have to reduce their food consumption and possibly sell most of their belongings.  Loss of jobs will result in a failure in the economy. There will be less workers thus there will be a higher unemployment rate. High unemployment rate means that the economy is very inefficient. The unemployed people will be incapable of buying more products thus will result in lower outcomes in the economy.  Having a high unemployment rate is a serious economic problem and will result in a failure in the economy and will further push the Philippines into a recession. The government will be the one making all the decisions for this issue so the lives of the farmers will be in their hands. The government must allot proper funding and time for this project if they are going to focus on it in order to lessen possible future concerns such as the eminent unemployment. This issue is part of much bigger problems. One of which is unemployment. This particular land issue contributes to the current problem of the Philippines. As of 2018, there is a 5.4% unemployment rate in the agricultural sector. This percentage is still huge when compared to the Philippine population. The rate of unemployment will continue to increase if the land issue is not solved since more and more agricultural workers will lose their jobs.  Another problem that this land issue is part of is the poverty in the Philippines. Agricultural workers tend to be poor and live in poverty. Agricultural workers are poor because of not making enough money. They have the right amount of money to sustain their livelihood and barely provide basic necessities for themselves. Now, the industrialization of land will force the majority of the agricultural workers to leave their land and property thus contributing to the poverty rate. One serious issue the land industrialization is part of is global warming. In order to achieve the industrialization Ramos envisions, trees would have to be cut so that the necessary infrastructure could be built for the project. These trees are very important to the environment as it filters the oxygen we breath and absorbs carbon dioxide. Increased carbon dioxide can cause the greenhouse effect. Greenhouse effect can pose a great threat to the environment and humans. Climate change, which is caused by the greenhouse effect, can cause respiratory problems, extreme weather conditions, food supply disruptions, and increased wildfire cases. The removal of trees are also part of minor yet dangerous issues such as floods and degrading the quality of land. Typhoons and storms are nothing new to the Philippines since it is very common here so floods always occur. Trees are very essential when it comes to preventing floods since the trees absorb the water. Trees also provide support to the land and help it keep intact. Removal of trees and building on these pieces of lands will make it prone to such natural calamities like landslides. The structures which are built on this land may be easily destroyed when there are earthquakes. This land issue continues to be a problem because the government keeps focusing their attention on other problems which can wait such as the Manila Bay Rehabilitation. This is still an issue because the agricultural workers, which were forced to leave their life in their rural areas, are yet to receive their land from the CARP. Regional agricultural workers have attempted to oppose the government yet their actions caused some of their  lives. 

This land industrialization project has good intentions of boosting the economy of the Philippines. The Philippines is a third world country and has three social classes: the rich, the middle class, and the poor. As part of the middle class, I have no idea what the poor or farmers go through. I know it is hard to imagine how badly they live with the lack of support from the government. But one thing I know is there are corrupt and selfish officials who are afraid to sacrifice their own land to help some Filipino farmers. We live in a country where there is no proper justice system. What we have is an unfair and corrupt system where the rich are excused and the poor suffer. Learning about this just shows how unfairly Filipino farmers are treated. Land is taken away from farmers in order to build centers to achieve the goal of fully industrializing the country. Industrialization is good however the government must weigh the costs of it. Just because a small percentage of the population will lose their jobs, it does not mean that we are supposed to push through with this project. Fully industrializing the country will only benefit the government officials and rich people and not the farmers and poor people, it is a selfish and biased project. Fully industrializing the country will only mean that agrarian reform will be revoked. There should be a good balance between promoting and reimplementing CARL but with improved provisions and industrializing abandoned and useless land rather than converting agricultural land to commercial and industrial land. When these two are balanced equally, everyone would benefit from it. This problem must be addressed as soon as possible to help the farmers. Agricultural farmers have already tried to ask for help from the government yet they did not do much about it so it resulted in an opposition from the farmers which caused them some of their lives. As Filipinos, we must take matters into our own hands and speak up for the farmers who are silenced and oppressed. No change will happen unless no one does anything about it. 

This issue might have been prevented if the government had backup plans for the people who will lose their homes and jobs. As mentioned earlier, it would have been better if the goal was not to fully industrialize the country but maintain a good balance between reimplementing the CARP and converting a fair amount of unused nonagricultural land to industrialized land. In doing so, all social classes would be able to benefit from it, especially the low land farmers. Proper support from the government should also be given to the farmers in order for them to expand their farm and gain more income from it thus they can live a sustainable life. Having a fair number of industrialized land will still maintain the economy and possibly boost it since more people are working. If more people are working, it means then less people will be unemployed and so people would be able to live a sustainable life and provide both needs and wants resulting in a higher outcome and stabilize our economy. 

Despite a legacy of agrarian reforms, Filipinos still faced land problems. These land problems have been here for decades and as long as we turn a blind eye to those suffering under its oppression, we will never achieve solving rural poverty and equal and right distribution of land. The only thing keeping the farmers alive are their jobs which is farming on land and we won’t even give them that. The goal of the CARP which is to tackle land problems and rural poverty has never been fulfilled due to the land industrialization taking away most of the land, the conversion of agricultural land to nonagricultural land for industrial use. There are laws, programs, and activities made to help and aid in these situations.  There is the Comprehensive Agrarian Reform Law that promised to give the lands that the farmers till to them. Programs in hopes of destroying the barrier between the rich and the poor by providing help to the needy. All these with one goal of solving rural poverty and providing a sustainable life to those who work hard just to support their families even with low income. Some may claim that agricultural workers are living sustainably in rural areas but tell that to the workers who were forced to flee their  homes and property due to the industrial land conversion. Agricultural workers like farmers, fishermen, and millions of other people like them who are downgraded to a subclass of human existence in our country. There is no alternative to equality and justice in this issue. Do we really want to live in a country wherein land is more important than livelihood, and money is more important than humanity. Agrarian reform was ratified at around 1935, it has been about 85 years since then. Let us finally give justice to those farmers who lost their land, livelihood, and lives. 

[queernerdywitch]

100 reasons to vote for #JoeBiden that don't mention Trump. I didn’t compile the list, and I think there’s LOTS more on climate science, but anyway, what are your favorites? 13, 18, oh geez, all the 50s and 70s... not that he can DO all this....

1.) $15.00 federal minimum wage

2.) Reinstate DACA – allowing new applicants to apply

3.) 12 Weeks federal paid family leave

4.) Universal Pre-Kindergarten/Childcare for ages 3 and 4

5.) Tuition free college for those with household income less than $125,000.00

6.) Allow student loans to be relieved in bankruptcy

7.) LGBTQ+ Equality Act in the first 100 days in office

8.) Rejoin the Paris Climate Accords

9.) Decriminalize cannabis use and expunge convictions

10.) Eliminate cash bail system

11.) Eliminate mandatory inimum sentences

12.) Outlaw all online firearm and munition sales

13.) Restore the voting rights act

14.) Create a new $20 billion competitive grant program to spur states to shift from incarceration to prevention.

15.) He’ll triple funding for Title I Programs

16.) Appoint the first Black Woman to the Supreme Court of the United States

17.) Reauthorize the Violence Against Women Act (VAWA)

18.) Ensure the US achieves a 100% clean energy economy and net-zero emissions no later than 2050

19.) Protecting Biodiversity, slowing extinction rates and helping leverage natural climate solutions

20.) Develop a plan to ensure that America has the cleanest, safest and fastest rail system in the world, for both passengers and freight

21.) Expand the safety net for survivors

22.) Confront online harassment, abuse and stalking

23.) End the rape kit backlog

24.) Address the deadly combination of guns and domestic violence

25.) Change the culture that enables domestic violence

26.) Support the diverse needs of survivors of violence against women

27.) Protect and empower immigrant women

28.) Lead the global effort to end gender-based violence

29.) End capital punishment

30.) End federal private prisons

31.) End all incarceration for drug use alone and divert individuals to drug courts and treatment

32.) Invest in public defenders’ offices to ensure defendants’ access to quality counsel

33.) Expand and use the power of the US Justice Department to address systemic misconduct in police departments and prosecutors’ offices

34.) Reform qualified immunity for officers

35.) Ban choke-holds/neck restraints by police

36.) Launch a national police oversight commission

37.) Stop transferring weapons of war to police force

38.) Free access to testing for all with national testing board

39.) Double drive through testing sites

40.) 100,000 contact tracing workforce

41.) Guarantee first responders have priority access to PPE

42.) Emergency paid leave for anyone who gets COVID or needs to take care of a loved one

43.) Free housing for health care workers to quarantine

44.) Ramp up large scale manufacturing of as many vaccine candidates as necessary

45.) Nationwide vaccination campaign to guarantee fair distribution

46.) Ask every American to wear a mask

47.) End the mismanagement of the asylum system, which fuels violence and chaos at the border

48.) Surge humanitarian resources to the border and foster public-private initiatives

49.) End prolonged detention and reinvest in a case management program

50.) Rescind the un-American travel and refugee bans, also referred to as “Muslim bans.”

51.) Order an immediate review of Temporary Protected Status (TPS) for vulnerable populations who cannot find safety in their countries ripped apart by violence or disaster

52.) Ensure that Immigration and Customs Enforcement (ICE) and Customs and Border Protection (CBP) personnel abide by professional standards and are held accountable for inhumane treatment.

53.) Revitalize the Task Force on New Americans and boost our economy by prioritizing integration, promoting immigrant entrepreneurship, increasing access to language instruction, and promoting civil engagement.

54.) Convene a regional meeting of leaders, including from El Salvador, Guatemala, Honduras, Mexico, and Canada, to address the factors driving migration and to propose a regional resettlement solution

55.) Raising the corporate tax rate to 28 percent.

56.) Requiring a true minimum tax on ALL foreign earnings of United States companies located overseas so that we do our part to put an end to the global race to the bottom that rewards global tax havens. This will be 21% — TWICE the rate of the Trump offshoring tax rate and will apply to all income.

57.) Imposing a tax penalty on corporations that ship jobs overseas in order to sell products back to America.

58.) Imposing a 15% minimum tax on book income so that no corporation gets away with paying no taxes.

59.) Raising the top individual income rate back to 39.6 percent.

60.) Asking those making more than $1 million to pay the same rate on investment income that they do on their wages.

61.) Tackle the crisis of Missing and Murdered Indigenous Women

62.) Ensure tribal nations will have a strong voice and role in the federal government

63.) Restore Tribal lands and safeguard natural and cultural resources

64.) Joe will dramatically increase funding for both public schools and Bureau of Indian Education schools.

65.) Invest $70 billion in Tribal Colleges and Universities and Minority Serving Institutions.

66.) Ensure full inclusion of people with disabilities in policy development and aggressively enforce the civil rights of people with disabilities.

67.) Guarantee access to high-quality, affordable health care, including mental health care, and expand access to home and community-based services and long-term services and supports in the most integrated setting appropriate to each person’s needs and based on self-determination.

68.) Expand competitive, integrated employment opportunities for people with disabilities.

69.) Protect and strengthen economic security for people with disabilities.

70.) Ensure that students with disabilities have access to educational programs and support they need to succeed, from early interventions to post-secondary education.

71.) Expand access to accessible, integrated, and affordable housing, transportation, and assistive technologies and protect people with disabilities in emergencies.

72.) Advance global disability rights

73.) Double the number of psychologists, guidance counselors, nurses, social workers, and other health professionals in our schools so our kids get the mental health care they need

74.) Invest in our schools to eliminate the funding gap between white and non-white districts, and rich and poor districts

75.) Improve teacher diversity

76.) Support our educators by giving them the pay and dignity they deserve.

77.) Invest in resources for our schools so students grow into physically and emotionally healthy adults, and educators can focus on teaching.

78.) Ensure that no child’s future is determined by their zip code, parents’ income, race, or disability.

79.) Provide every middle and high school student a path to a successful career.

80.) Start investing in our children at birth.

81.) Double funding for the State Small Business Credit Initiative.

82.) Expand the New Markets Tax Credit, make the program permanent, and double Community Development Financial Institutions (CDFI) funding

83.) Improve and expand the Small Business Administration programs that most effectively support African American-owned businesses.

84.) Increase funding for the Minority Business Development Agency budget.

85.) Make sure economic relief because of COVID-19 reaches the African American businesses that need it most

86.) Reserve half of all the new PPP funds for small businesses with 50 employees or less

87.) Help families buy their first homes and build wealth by creating a new refundable, advanceable tax credit of up to $15,000

88.) Protect homeowners and renters from abusive lenders and landlords through a new Homeowner and Renter Bill of Rights.

89.) Establishing a $100 billion Affordable Housing Fund to construct and upgrade affordable housing

90.) Fully implement Congressman Clyburn’s 10-20-30 Plan to help all individuals living in persistently impoverished communities

91.) Expand access to $100 billion in low-interest business loans by funding state, local, tribal, and non-profit lending programs in Latino communities and other communities of color and strengthening Community Development Financial Institutions (CDFIs

92.) Expand broadband access to every American.

93.) Protect and build on the Affordable Care Act to improve access to quality health care in rural communities.

94.) Expand access to high-quality education in rural schools.

95.) Transform our crumbling transportation infrastructure – including roads and bridges, rail, aviation, ports, and inland waterways.

96.) Expand bio-based manufacturing to bring cutting-edge manufacturing jobs back to rural America.

97.) Strengthen antitrust enforcement

98.) Introduce a constitutional amendment to entirely eliminate private dollars from our federal elections

99.) End dark money groups

100.) Ban corporate PAC contributions to candidates, and prohibit lobbyist contributions to those who they lobby

Compiled by David Frree

***EDIT*** thisis all from his website. I, David, literally copy pasted the bullet points from his website. If you go on his website, click Joe’s Vision, he has different themes. “Criminal justice reform, helping America’s farmers, etc.” I clicked through a bunch of those, and tried to get the quickest bullet points from his website.

[snarksandkisses]

David Ferree, September 22

I have heard from people that they want a reason to vote FOR Biden beyond that he's not Trump. Okay, I respect that, so I went on his website, poured through his policies, and came up with 100 reasons to vote for #JoeBiden that don't mention Trump. 

1.) $15.00 federal minimum wage

2.) Reinstate DACA – allowing new applicants to apply

3.) 12 Weeks federal paid family leave4

.) Universal Pre-Kindergarten/Childcare for ages 3 and 4

5.) Tuition free college for those with household income less than $125,000.00

6.) Allow student loans to be relieved in bankruptcy

7.) LGBTQ+ Equality Act in the first 100 days in office

8.) Rejoin the Paris Climate Accords

9.) Decriminalize cannabis use and expunge convictions

10.) Eliminate cash bail system

11.) Eliminate mandatory minimum sentences

12.) Outlaw all online firearm and munition sales

13.) Restore the voting rights act

14.) Create a new $20 billion competitive grant program to spur states to shift from incarceration to prevention.

15.) He’ll triple funding for Title I Programs

16.)  Appoint the first Black Woman to the Supreme Court of the United States

17.)  Reauthorize the Violence Against Women Act (VAWA)

18.) Ensure the US achieves a 100% clean energy economy and net-zero emissions no later than 2050

19.) Protecting Biodiversity, slowing extinction rates and helping leverage natural climate solutions

20.) Develop a plan to ensure that America has the cleanest, safest and fastest rail system in the world, for both passengers and freight

21.)  Expand the safety net for survivors

22.) Confront online harassment, abuse and stalking

23.) End the rape kit backlog

24.) Address the deadly combination of guns and domestic violence

25.) Change the culture that enables domestic violence

26.) Support the diverse needs of survivors of violence against women

27.) Protect and empower immigrant women

28.) Lead the global effort to end gender-based violence

29.) End capital punishment

30.) End federal private prisons

31.) End all incarceration for drug use alone and divert individuals to drug courts and treatment

32.) Invest in public defenders’ offices to ensure defendants’ access to quality counsel

33.) Expand and use the power of the US Justice Department to address systemic misconduct in police departments and prosecutors’ offices

34.) Reform qualified immunity for officers

35.) Ban choke-holds/neck restraints by police

36.) Launch a national police oversight commission

37.) Stop transferring weapons of war to police force

38.) Free access to testing for all with national testing board

39.) Double drive through testing sites

40.) 100,000 contact tracing workforce

41.) Guarantee first responders have priority access to PPE

42.) Emergency paid leave for anyone who gets COVID or needs to take care of a loved one

43.) Free housing for health care workers to quarantine

44.) Ramp up large scale manufacturing of as many vaccine candidates as necessary

45.) Nationwide vaccination campaign to guarantee fair distribution

46.) Ask every American to wear a mask

47.) End the mismanagement of the asylum system, which fuels violence and chaos at the border

48.) Surge humanitarian resources to the border and foster public-private initiatives

49.) End prolonged detention and reinvest in a case management program

50.) Rescind the un-American travel and refugee bans, also referred to as “Muslim bans.”

51.) Order an immediate review of Temporary Protected Status (TPS) for vulnerable populations who cannot find safety in their countries ripped apart by violence or disaster

52.) Ensure that Immigration and Customs Enforcement (ICE) and Customs and Border Protection (CBP) personnel abide by professional standards and are held accountable for inhumane treatment.

53.) Revitalize the Task Force on New Americans and boost our economy by prioritizing integration, promoting immigrant entrepreneurship, increasing access to language instruction, and promoting civil engagement.

54.) Convene a regional meeting of leaders, including from El Salvador, Guatemala, Honduras, Mexico, and Canada, to address the factors driving migration and to propose a regional resettlement solution

55.) Raising the corporate tax rate to 28 percent.

56.) Requiring a true minimum tax on ALL foreign earnings of United States companies located overseas so that we do our part to put an end to the global race to the bottom that rewards global tax havens. This will be 21% — TWICE the rate of the Trump offshoring tax rate and will apply to all income.

57.) Imposing a tax penalty on corporations that ship jobs overseas in order to sell products back to America.

58.) Imposing a 15% minimum tax on book income so that no corporation gets away with paying no taxes.

59.) Raising the top individual income rate back to 39.6 percent.

60.) Asking those making more than $1 million to pay the same rate on investment income that they do on their wages.

61.) Tackle the crisis of Missing and Murdered Indigenous Women

62.) Ensure tribal nations will have a strong voice and role in the federal government

63.) Restore Tribal lands and safeguard natural and cultural resources

64.) Joe will dramatically increase funding for both public schools and Bureau of Indian Education schools.

65.)  Invest $70 billion in Tribal Colleges and Universities and Minority Serving Institutions.

66.) Ensure full inclusion of people with disabilities in policy development and aggressively enforce the civil rights of people with disabilities.

67.) Guarantee access to high-quality, affordable health care, including mental health care, and expand access to home and community-based services and long-term services and supports in the most integrated setting appropriate to each person’s needs and based on self-determination.

68.) Expand competitive, integrated employment opportunities for people with disabilities.

69.) Protect and strengthen economic security for people with disabilities.

70.) Ensure that students with disabilities have access to educational programs and support they need to succeed, from early interventions to post-secondary education.

71.) Expand access to accessible, integrated, and affordable housing, transportation, and assistive technologies and protect people with disabilities in emergencies.

72.) Advance global disability rights

73.)  Double the number of psychologists, guidance counselors, nurses, social workers, and other health professionals in our schools so our kids get the mental health care they need

74.) Invest in our schools to eliminate the funding gap between white and non-white districts, and rich and poor districts

75.) Improve teacher diversity

76.) Support our educators by giving them the pay and dignity they deserve.

77.) Invest in resources for our schools so students grow into physically and emotionally healthy adults, and educators can focus on teaching.

78.) Ensure that no child’s future is determined by their zip code, parents’ income, race, or disability.

79.) Provide every middle and high school student a path to a successful career.8

80.) Start investing in our children at birth.

81.) Double funding for the State Small Business Credit Initiative.

2.) Expand the New Markets Tax Credit, make the program permanent, and double Community Development Financial Institutions (CDFI) funding

83.) Improve and expand the Small Business Administration programs that most effectively support African American-owned businesses.

84.) Increase funding for the Minority Business Development Agency budget.

85.) Make sure economic relief because of COVID-19 reaches the African American businesses that need it most

86.) Reserve half of all the new PPP funds for small businesses with 50 employees or less

87.) Help families buy their first homes and build wealth by creating a new refundable, advanceable tax credit of up to $15,000

88.) Protect homeowners and renters from abusive lenders and landlords through a new Homeowner and Renter Bill of Rights.

89.) Establishing a $100 billion Affordable Housing Fund to construct and upgrade affordable housing

90.) Fully implement Congressman Clyburn’s 10-20-30 Plan to help all individuals living in persistently impoverished communities

91.) Expand access to $100 billion in low-interest business loans by funding state, local, tribal, and non-profit lending programs in Latino communities and other communities of color and strengthening Community Development Financial Institutions (CDFIs

92.) Expand broadband access to every American.

93.) Protect and build on the Affordable Care Act to improve access to quality health care in rural communities.

94.) Expand access to high-quality education in rural schools.

95.) Transform our crumbling transportation infrastructure – including roads and bridges, rail, aviation, ports, and inland waterways.

96.) Expand bio-based manufacturing to bring cutting-edge manufacturing jobs back to rural America.

97.) Strengthen antitrust enforcement

98.) Introduce a constitutional amendment to entirely eliminate private dollars from our federal elections

99.) End dark money groups

100.) Ban corporate PAC contributions to candidates, and prohibit lobbyist contributions to those who they lobby

***EDIT*** this again is all from his website. I literally copy pasted the bullet points from his website. If you go on his website, click Joe’s Vision, he has different themes. “Criminal justice reform, helping America’s farmers, etc.” I clicked through a bunch of those, and tried to get the quickest bullet points from his website.