#but things are changing and its 7:09 and im dealing with these thoughts Now

[muttsona]

[prometheanvisions]

RM: Immediately in The Drowned World, you have the fictional theory of ‘neuronics’ playing a really important role. You have to buy into that theoretical position to be compelled by the story. This is what theory fiction means to me. It’s not a genre but more a question, or even a problem: in what different ways can the two cross over, and in what ways to they need each other?[1]

Two questions come to mind when discussing the above quote by Robin Mackay, itself a response to Simon Sellars’s Applied Ballardianism (which has dethroned Negarestani’s Cyclonopedia as the archetypal “theory-fiction” text). 1) What is Ballard’s role in the development of this “question” of theory-fiction? And 2) What does theory-fiction mean in relation to this text?

First of all, Ballard is responsible (directly and indirectly) for many of the concepts that were incorporated and built upon in the earliest ruminations on theory-fiction. I am here thinking of Mark Fisher’s Flatline Constructs, which places Ballard in a rhizome connecting him to Baudrillard, McLuhan, Freud, William Gibson, “Deleuze-Guattari” and others. Central to both Fisher and Sellars’s understandings of theory-fiction is Ballard’s characterisation of inner space, as a Spinozistic interpretation of bodies as capable of both affecting and being affected. As sites of pure Event, bodies are inseparable from the landscapes they inhabit, and so Ballard’s “inner” is in fact a folding-out onto “outer” ground; a cybernetics, or, more precisely, a geo-traumatics.  In The Drowned World, we see the submerged landscape producing psychological and physiological symptoms within the bodies it contains; in The Atrocity Exhibition, the same kinds of changes are apparent, though this time, they are brought about via immersion within the “media landscape”. Ballard conceives of mediatization as a  generalisation of trauma, evoked through the repetition of violent and unprecedented images, and for which the body experiences schizophrenic breakdown and overspill of affect. Ballard’s T- character(s) in The Atrocity Exhibition attempt a form of “catastrophe management” through repetition and re-enactment of televised events: the Kennedy assassination, the Monroe car crash, and so on. These rituals are simultaneously themselves responses to the traumas brought on through mediatization, attempts (by Ballard and his characters) to represent these events and their associated affects as the only legitimate and rational response, and a continuation of the logic of breakdown – a positive experiencing of the trauma mode as a deterriorialization, leading to inorganic breakthrough.[2]

These ideas are what make Ballard’s key works (The Drowned World, The Atrocity Exhibition, and Crash) theory-fiction: the texts cannot be approached without engaging with them on these terms. Sellars would concur. His explanation for the experimental form adopted by Applied Ballardianism is that it is the result of trying to faithfully capture and respond to a particular Ballard quote: “The most prudent and effective method of dealing with the world around us is to assume it is a complete fiction – conversely, the one small node of reality left to us is inside our own heads.”[3] The book – and perhaps by extension, Ballard himself – also interpret theory-fiction in another way. “We live in a world ruled by fictions of every kind”, says Ballard.[4] Our thoughts and perceptions are always-already pervaded by the fictional “mode”, including any “theory” we might derive from or within it. Given this, the role of effective writing is to “invent the reality.”[5] Hence the shift from Ballard’s earliest fictions – the ones that fabulate an extraordinary natural event (The Drowned World, The Crystal World, et al) – to the immediate (or im-mediate) traumas of unnatural (sub)urban life (Crash, High-Rise).

Sellars’s book reads as an account of trying to “invent the reality” of its writer’s psychic life in the most authentic conceivable manner – as a “memoir from a parallel universe”. But it succeeds as theory-fiction in a third sense, not directly related to the two outlined above. The novel’s (?) parallel narrator begins by attempting to render Ballard as a latent philosopher, who uses the shell of fiction in order to disseminate deep-seated “truths” about the real world (Def. 1). Yet – and it’s no spoiler to reveal this, all fiction requires dramatic tension after all – this task does not play out as the narrator expects. The planned exercise quickly becomes a living-out of Ballard’s “extreme metaphors”, an experiencing and intensifying of psychic traumas across the fault lines of the narrator’s entire life. “Why did I always shove aside the positive implications of Ballard’s work, the message of resistance it carried, in favour of the dark desires that had driven his characters to reach that point? I suppose it reflected my own cynical worldview, my own fatal inwardness that ensured I found little joy in anything.”[6] Ballard’s own moralistic framework guaranteed that he himself, when faced with a precarious juncture, would always take the blue pill: “Dangerous bends ahead. Slow down.” Sellars’s doppelganger, without the framework, the grounding of thought and desire, is free to take the path to psychosis. “Dangerous bends ahead. Speed up.”[7]

It is this exposure of a lack of grounding in the narrator’s interpretation of his deep assignment that,  perversely, re-inverts Applied Ballardianism into a cautionary tale. In every interview, Sellars is adamant: “It’s a mistake to read a political agenda into Ballard – or Applied Ballardianism. I don’t advise it.”[8] But the book, and it’s author’s message, Negarestani shows, are hardly apolitical; instead, their engagements with politics demonstrate a

playing precisely [of] the multi-level game with different political resolutions at different levels. […] Depending on the resolution at which the game is played, the book is replete with fundamentally different sociopolitical visions of our world. There is no contradiction here, only competing actual worlds which – and perhaps it is simply a bad habit – we are accustomed to calling the world. It is the conflict between world versions and their respective visions that is, in fact, the very constitutive element of what we name ‘reality’.[9]

Sellars has characterised the book as an exercise in failure, failure of the very idea of applying Ballardianism – at least in the sense his narrator attempts, as an ideal for living. As his life becomes mediatized by the very media warning him against its dangers, the narrator’s journey amounts to an exploration of inner space in the term’s most restricted sense: as a solipsism, or phenomenology. Now the character sees orbs in the sky, ghosts on airfields, Ballardian ley lines, everywhere. Cast adrift from the media Events central to Ballard’s texts, the narrator’s theory-fiction has folded back in on itself, as conspiracy theory. It’s no wonder that he briefly turns to the Mandela Effect as a potential re-grounding agent, for unifying his cognitively dissonant memories.

To recapitulate, we see Applied Ballardianism as theory-fiction in a threefold sense. Firstly, it is a theoretical exploration of the ideas of Ballard’s fiction, conveyed in the “truly authentic” form of (quasi-)Ballardian fiction. Secondly, it is an extension and  critique of these Ballardian concepts (his original theory-fiction): specifically, of the traumas brought about by the ungrounding and deterritorializing effects of immersion within the media landscape. Thirdly, and finally, it is an expression of the traumatic effects of Ballard’s theory-fiction on the individual, and a warning against untethered free-falls through inner space. I believe that Sellars is saying, in effect, that dissociation must bottom out somewhere. The ground awaits any such schizoid free-fall, and this ground may resemble any number of things: conspiracist paranoia, hard concrete, hikikomori, windshield glass… Yet, I don’t see all theory-fiction as bad religion. If we can keep our grounding in sight, we might be able to foresee and avoid what lurks behind the cracks in reality, and at the same time, produce the condition for original thought and expression.

Notes

[1] Simon Sellars & Robin Mackay, “So Many Unrealities”, Urbanomic (10th December 2018), available online at https://www.urbanomic.com/document/so-many-unrealities/.

[2] Mark Fisher, Flatline Constructs: Gothic Materialism and Cybernetic Theory-Fiction (New York: Exmilitary Press, 2018 [1999]), pp. 84-96.

[3] J.G. Ballard, from the 1995 introduction to Crash. Cf. Sellars & Mackay. The quote appears in Applied Ballardianism: Memoir From a Parallel Universe (Falmouth: Urbanomic, 2018), pp. 39-40.

[4] Ballard, introduction to Crash.

[5] Ibid.

[6] Applied Ballardianism, p. 239.

[7] Ibid, p. 223.

[8] Sellars, “Simon Sellars on Applied Ballardianism”, interviewed by Tadas Vinokur for Aleatory Books (17th December 2018), available online at https://www.aleatorybooks.com/simonsellarsinterview.

[9] Reza Negarestani, “Mene, Mene, Tekel, Upharsin (Reading Applied Ballardianism)”, Toy Philosophy (9th August 2018), available online at https://toyphilosophy.com/2018/08/09/mene-mene-tekel-upharsin-reading-applied-ballardianism/.

Source:

[jefferoni-quotes]

Love, Thomas - Hamilton Oneshot

Ship: Jeffmads 

Based off Love, Simon

High School AU (obviously)

- - -

Dearest, Grey

July 18th, 2019, 00:03 am

The emails we share never fail to make me smile. I don’t know what it is, but there’s an air of mystery around our conversations. I crave something, more, a deeper connection than Wifi. But, I can settle for now. I speculate a lot, probably to much. I wonder day and night about who you are. Do you attend the very same school as me? Perhaps we happen to share a class, but I just don’t know it...

Sorry, I’m rambling. 

What I’m trying to say, Grey, is I think I want to know who you are. I’m intrigued by this other gay kid in my school. Or maybe you’re not even in the same state as me. I don’t know, you never specified. You’re a lot more closed in these emails than me. Maybe I share to much, I do tend to go off in tangents. But I have lots to speak about! With endless possibilities, why stop talking?

Anyways, I eagerly await your reply,

Yours, Magenta 

- - -

Magenta,

July 19th, 2019, 6:55 am

I can see where you’re coming from, but I don’t feel particularly comfortable disclosing my identity just yet. Maybe in the foreseeable future, we will be able to meet for real. Who knows?

However, I can say, that I’m in the grand state of West Virginia. Which just so happens to be the exact state that you live in. You told me that information, I promise, I’m not internet stalking you. I just have a good memory. I shall not say more than that at this point in time.

I apologise, I keep going back to the same point. haha...

How was your day? Have you “”came out”” yet?

I hate the term coming out. I don’t think I should have to come out. I should be able to go home and say to my dad, “I got a date.” And he be fine with me going off with a guy. Not that i’ll ever get a date of course.

What’s your opinion on this?

- Grey x

- - -

For Grey,

July 19th, 2019, 7:41 am

Oooooh, and x at the end! I do feel special!

I’m glad you remembered I told you, because I forgot I did. I probably would’ve told you 10,000 times before I finally noticed I’ve told you before.

Coming out? Yeah, haven’t done that. My parents are super conservative and would most likely not be overjoyed to have their son come out as a “gay”. I don’t know if I eve will “come out.” I like your point, but society is heteronormative. Everyone just assumes who we are, and it’s not fair.

You know what we should do? We should come out together! Both of us, come out to our parents. Rip the bandaid off, ya know?

Sincerely, Magenta x

- - -

My Dear, Magenta,

July 19th, 2019, 4:06 pm

Maybe... how and when do you propose we do this?

- Grey x

- - -

Dearest, Grey-Senpai,

July 19th, 2019, 5:28 pm

Tomorrow, as soon as we get home. Walk in the door, turn around, shout up the stairs, “IM GAY AND NOW IVE CAME OUT IM GOING OUT!” Then go hang with some buds or whatever.

Yours, Magenta xx

- - -

Darling, Magenta,

July 20th, 2019, 4:21 am

1, kindly never refer to me as “Grey-Senpai” ever again.

2, that’s a very... forward way of coming out... but I like it! It’s a deal!

3, today marks seven months of emails! Happy seven months haha :)

Forever, Grey x

- - -

To, Grey-pai

July 20th, 2019, 4:29 am

1, suggestion noted and changed.

2, today is an important day then... scared? Cause I sure am... I’m fucking terrified... I can feel my heart in my throat.

3, Happy seven months is a very “coupley” thing to say, don’t you think? But despite that! Happy 7 months!

4, why are you up at 4 am?

Sincerely, Magenta xx

- - -

For my dear, Magenta,

July 20th, 2019, 5:09 am

1. That’s not really any better, but I shall deal with it.

2. It really is, I’ll keep you updated.

3. I’m sorry, I apologise if I made you feel uncomfortable. I’m very sorry, just don’t be mad ha ha... 

4. You were up too, little hypocritical. But if you must know, I was doing Biology homework. My teacher is very strict and she expects homework to be done in a day. I had sport practice so I had to do it at 3 am.

Are you ready? You said you had conservative parents, do you think they’ll be mad? I know my father is rather accepting, but I don’t really know...

Much love, Grey-pai x

- - -

Grey-pai,

July 20th, 2019, 12:47 pm

I’m glad you’ve decided to accept the nicknames. Don’t try to fight it, as you really won’t win. 

My parents are kinda shitty, but I don’t think they’ll be mad. Most likely shocked into silence, to which I will storm upstairs, lay face down on my bed until my sister comes upstairs and says my mom wants to talk to me. They’ll be unsure, but accepting. 

You play sports? What ones? I play too, but I’m intrigued by what you do. Sorry that I’m prying.

Homework at 3 am has been proven bad for the mind. And if your biology teacher is like mine, I can relate. She’s, quite frankly, and excuse my French, a bitch.

Good luck today!

Yours, Magenta x

- - -

My dearest, Magenta,

July 20th, 2019, 1:39 pm

At least your family will respect you! I’m 99.99% sure that you’ll be perfectly fine!

I’m on the athletics team, but I’m honestly terrible at it. It’s not prying. I’ve realised that I don’t share much about myself. I don’t know why I was hiding so much, I want it to feel like you know my personality. Maybe not my face. I don’t want our relationship to change drastically. Over time... I don’t know... I’m horrifyingly bad at making decisions.

What do you play? I’m curious how sporty “Magenta” is. I don’t believe I’ve ever mentioned how much I like that both our names just so happen to be our favourite colours. Well, I assume magenta is your favourite colour. I know grey is the colour I love. 

I realise its a horrible idea to try and learn in the middle of the night, but I don’t have any other choice. I don’t want to ruin my perfect score by receiving a detention.

Good luck to you too, Magenta!

Love, Grey xx

- - -

Darling, Grey-pai,

July 20th, 2019, 4:34 pm

I’m currently standing outside my house, and typing this email to distract myself from the bile rising in my stomach. I don’t know why I’m terrified. I’m not so sure why. I know they’ll be fine with it. Perhaps it’s the terror of sharing such a long kept secret. I don’t really know.

Looking in through the window, they’re all watching TV. This feels too... normal. I’ve been taught by society that this should be a big thing! A huge announcement. But no. It’s too... boring. I don’t know.

I’m going inside. Wish me luck, 

- Magenta xx

- - -

Magenta,

July 20th, 2019, 4:41 pm

Good luck.

I’ve told my dad. He’s cool with it! And I’m so happy!

PS: What sports do you play?

Love, Grey xx

- - -

Dearest, Grey,

July 21st, 2019, 1:34 am

I needed it. My exact prediction came true. They were silent then my ma hugged me and pops patted my back. He said he was proud. They’re accepting! 

Congrats to you too!

Love, Magenta x

- - -

Lovely, Magenta,

July 21st, 2019, 1:54 am

CONGRATULATIONS! YOU GO!!

I’m so happy they’ve accepted you!

Sports??

Much love, Grey xx

- - -

Darling, Grey-pai,

July 21st, 2019, 8:33 pm

I’m so happy too!

Love, Magenta xx

- - -

My Dearest, Magenta,

July 22nd, 2019, 00:33 am

I’m so proud of you! I’m so impressed that both our families accepted us. I really wasn’t expecting it from the South to be perfectly honest. 

All my love, Grey x

- - -

Magenta,

July 22nd, 2019, 00:34 am

Also, would it be weird if I said I think I know who you are?

- Grey xx

- - -

Grey,

July 22nd, 2019, 00:41 am

What? 

Yours, Magenta x

- - -

Dearest, Magenta,

July 22nd, 2019, 00:47 am

You’re on the running team and the volleyball, right? You won gold in the last sports event for both. Friends with that John Adams guy?

Love, Grey x

- - -

For, Grey,

July 22nd, 2019, 00:52 am

how.

what if you’re wrong? what if you’re right? then i’d want to know who you are. but you’re not wanting me to know. that’s not fair, grey. it’s not fair.

- Magenta

- - -

Dear, Magenta,

July 22nd, 2019, 00:58 am

I’m sorry. If I’m right, we can set up a time and place to meet. If I’m wrong, I apologise. 

Lots of love, Grey xx

- - -

Grey,

July 22nd, 2019, 1:01 am

When and where?

Love, Thomas x

- - -

Thomas slammed his laptop shut and pushed it down to the edge of his bed. He ran a hand through his matted, mop of curly hair and exhaled slowly. He thought about if he’d made a horrible decision, but tried to shake it off. The light from his screen peaked through the cracks. He slowly dragged it up to him, the covers crumpling as he did. He pulled the top open.

- - -

Dearest, Thomas/Magenta,

July 22nd, 2019, 1:12 am

Carnival, 9 pm. Tonight. See you there.

- Grey x

- - -

Grey,

July 22nd, 2019, 1:14 am

See you there.

Love, Magenta xx

- - -

He wiped the sleep from his eyes and turned his computer off. He placed it on his bedside table and flicked the bed sheets up to his chin. Thomas laid down, letting his hair fall over his face. He sunk into it, treating it like an ocean of emotion that he could drown in. A place where, once he reached the sea bed, he could lie in peace, without worries or feelings. And eventually, he lulled off to sleep.

Thomas woke up before his alarm and shut it off. It was a Saturday, and he still had 15 hours until he met his long term... lover? Crush? Love? What were they? Hell, he didn’t even know Grey’s name. What if he was some crazy, 50 year old stalker? Then again, he was fast and could either run away or fight. 

No matter. He had 15 hours. 15 hours.

Breakfast.

14 hours.

Sitting inside.

13 hours.

Going outside.

12 hours.

Running practise.

11 hours.

Still running.

10 hours.

Lunch.

9 hours.

Panic starts.

8 hours.

Panic intensifies.

7 hours.

Panic calms.

6 hours.

Internet.

5 hours.

And a phone call with John Adams.

4 hours. 

Phone call ends.

3 hours.

Argument with Alexander through Twitter.

2 hours.

Quick toast dinner. And then start changing.

1 hour.

More panic.

0 hours.

And he made it. Thomas looked down at his phone discreetly, sticking his hands in his pockets. The browned up grass pressed beneath his feet as he stepped. Someone tapped his shoulder.

“Hey, Thomas! What’s up!” John Adams grinned and leaned on his shoulder.

“Nothing. Just... waiting for someone.” Thomas smiled at his feet.

“Ooooh! Is it that Grey guy you told us about?” John nudged him with a cheeky wink, wriggling his eyebrows like caterpillars.

Thomas shoved him playfully. “Shut up. But yes, you’re right...” He sighed lovingly. “I’m scared.”

“That’s normal, dude.” John assured him, looking over. “When’s he supposed to be here?”

Thomas looked down at his phone again. “Ten minutes ago.”

“Huh.” John clicked his tongue with uncertainty, stepping forward so three girls could scatter past him. “Well, he doesn’t know where you are, for a start. Just give it a bit. He’ll turn up.”

And so they waited.

And they waited.

And then they waited some more.

In fact, it was around 10 pm when Thomas ushered into the big wheel. He hesitantly took a seat, weary of the fact that they were simple wooden benches with a metal bar to clutch onto.

He looked over at the two people that made him do this. Shortly after John had arrived, Maria had too. And she knew something. “Why are you making me do this?”

“Trust me, babe!” Maria yelled, rubbing her hands together with excitement.

“I swear to god...” Thomas mumbled. He was at his wits end, and very close to just giving up and going home.

“Ticket for one, please.” A voice called out of the silence, and the sound of change clanging against the ticket booth echoed.

A weight slid in next to him, and Thomas looked over as the bar was secured. “Grey?” Thomas questioned softly.

“Hi, Magenta.” He smiled graciously, looking straight on as the wheel started turning.

Thomas looked down, then at the boy. “James, isn’t it?”

“That’s right, Thomas.” James smiled, gingerly letting his arms hang by his sides. Thomas’ gaze fell to them, and he reached out, taking James’ hand in his own.

“So, it’s really you?”

“Yes.”

“Wow.”

“Is that a bad thing?”

“No, but it’s a good thing I always thought you were cute.” Thomas confessed as the ride got higher, eventually stopping at the top, letting them see the view. The moon was rising in the dark sky, which was glowing with street laps and stars. Fireflies buzzed below them and James turned to glance at Thomas.

“I’m glad.” He said happily.

Thomas shifted in his seat to face James properly. “Hey, can I...” Thomas moved a little closer, giving James a chance to say no, or pull away.

James’ face broke out into a grin. “You may.”

He closed the gap, and let his hand cup one of Thomas’ cheeks, the other curving around his waist. Jefferson moved his hands to the same comfortable position, keeping his eyes fluttered closed.

And after ten seconds or so, they pulled back, the distant whooping of Maria, John, Peggy and Aaron rising up to meet them. It became clear that James had dragged his friends along for emotional support too.

“So, how does a movie sound, Grey?” Thomas asked with a beaming grin.

“That sounds wonderful, Magenta.”

- - -

Whoops I got carried away.

Oneshot requests are open too, drabbles are short and dumb, Oneshot take longer. Please please please, when requesting, specify if you want a drabble or oneshot! Thank you and I hope y’all enjoyed!

[enjwrites]

red

rating: T for swearing and mild emotional distress

word count: 2155

relationships: enjolras/grantaire

Enjolras tries to drive home. He gets about halfway there before tears well up in his eyes and he has to pull into a corner store’s parking lot. He shuts off his car and rests his head on the steering wheel as he tries to control his breathing.

He calls Combeferre.

“Enjolras? Wh- it’s three in the morning,” Combeferre says on the other line, voice raspy from sleep. “Are you okay?”

Enjolras takes in a deep breath before replying. “We fought.”

Courfeyrac chimes in, a little distant from the phone, it seems, but clear enough. “You two always fight.”

“I’m putting you on speaker,” Combeferre says.

“I know we always fight. We… I…” He takes in another breath, trying to focus on what he’s saying. “We didn’t really fight. I don’t think it was a real fight, anyway. He just…” And he chokes back a sob. His abdomen tightens and twists, though he doesn’t really notice; he can’t stop thinking of the uncertainty showing on Grantaire’s face - the hurt, the insecurity.

“I love him, guys.”

“We know.”

“He doesn’t.”

“Sure he does!” Courfeyrac’s voice lifts a few octaves. “Who else are you willing to get naked around?”

Combeferre shushes Courfeyrac. “Why do you think-”

“Because he... He said he loves me. And I fucking -” a choked sob, “I froze, god, I’m so fucking stupid.”

“So you froze, what’s the big deal -”

“He left, Courf. He got up and ran.” With a look of terror on his face.

“But you were at his apartment?”

“I have no fucking idea where he went, I checked the cafe and the bar, but he doesn’t wanna see me, I fucked it up, he thinks I’m -”

Combeferre shushes Enjolras, now. “Do you think you can come home? I’ll make some hot cocoa, and warm up that cake you liked so much.”

Not much of a phone conversation, Enjolras thinks, but agrees, and does his best to hold back tears as he drives back to the apartment he shares with Combeferre.

Combeferre is waiting with a blanket and a glass of cocoa, with a peppermint candy cane in it, and a place of warm cake on the coffee table.

“I froze,” Enjolras repeats. Combeferre lays a hand on his back comfortingly. Courfeyrac anxiously paces the living room.

“You froze. He ran.”

Enjolras hums. We’ve already been through this.

“He must have thought you were mad,” Combeferre says. His voice is soothingly even, that’s a talent of his - he can always manage to comfort Enjolras. “He jumps to conclusions, you know that. He must think you don’t feel the same -”

“God, I fucked it all up.”

“Try texting him?”

“I’d call him,” Courfeyrac interjects.

Combeferre nods. “Yeah, that, actually. What were you doing when he said it?”

“Cuddling, sort of? On the couch. We watched a movie.”

Enjolras, in all his anxiety, has already finished the cocoa and cake. Combeferre lets Enjolras rest his head on his shoulder. “I don’t think I could call him.”

Courfeyrac decidedly sits next to Enjolras on the couch, rubbing his shoulder sweetly - it’s been a while since Enj has needed this sort of comfort, but they fall into the rhythm quickly. “Enj, love, if I were you,” he sighs, “I’d give him his space. You know how stubborn he is.” Enjolras nods - once, Grantaire said, laughing, “I’m a Taurus, being stubborn is my job.” It was funny at the time. Enjolras can’t laugh, now. “You can text him. Let him know you’re not upset with him, tell him you were just shocked. He probably won’t read them, now, but he’ll read them later.”

Enjolras’s phone buzzes on the coffee table and Combeferre picks it up. “It’s from Bahorel,” He says, relieved, and shows Enjolras the screen.

Bahorel (3:47 AM): grantaire’s being an idiot rn

Another text comes in seconds later.

Bahorel (3:48 AM): listen dude i know he’s overreacting but… (Enjolras then opens his messages to see the full text.) you gotta let him know how you feel. i don’t know what happened but he’s freaking the fuck out

Bahorel (3:48 AM): he keeps saying you don’t love him and i know for damn sure that isn’t true

Bahorel (3:48 AM): just text him or something okay. he’s not mad i think he’s just sad

Bahorel (3:49 AM): luv you xx hope it works out

Enjolras huffs a little, wanting to smile at Bahorel’s instantly-nurturing nature.

You (3:50 AM): I’m going to give him some space, get some sleep. I’ll text him in the morning. Tell him that. I know he probably doesn’t want a text from me right now.

Bahorel (3:50 AM): he may not think he does but he does. he’s starting to pass out so yeah text him in the morning x

Enjolras falls asleep on his couch, and wakes up late. His eyes hurt; they’re swollen, from crying last night. He has a text from almost every one of his friends - he expected this, because Bahorel doesn’t know how to keep his mouth shut, neither does Courfeyrac, so between the two of them, everyone had to find out.

Jehan (6:23 AM): I heard what happened. You should text him. I can help you with that.

Marius (7:31 AM): hey i hope ur feeling ok

Cosette (7:46 AM): Call me later we need to talk

Eponine (8:09 AM): i’ll fucking kill you if you don’t patch things up with him i swear to god

Feuilly (9:45 AM): I’m here if you need to talk buddy :(

Bossuet (10:32 AM): Hey r is here he says you hate him? Did you fight? :( Talk to him soon he looks like he’s been crying.

Joly (10:34 AM): Come get your mans we all have work

Musichetta (10:40 AM): I’m taking the boys to work, if R isn’t out of here by the time I get off tonight, you’re getting the death penalty. I love him, but you need to work shit out.

Musichetta (10:41 AM): I love you, too, jsyk. Stop being stupid. Talk to him.

Courf (11:04 AM): hehy i had to leave for work but i will interrogate you on my break you need to talk to r he loves you n  so do i you looked so sad. i hope ur feeling better. Gotta go in now love u xx

Combeferre (12:21 PM): You awake? I’m bringing burgers.

1-555-XXX-XXXX (12:42 PM): its gavroche i stole ur number off ponine i heard what happened im on the way to lunch rn so i cant talk but you better fucking talk to him

Gavroche (12:43 PM): u dont wanna get ur ass kicked by a teenager

Enjolras’s eyes water as he reads the next message.

R♥ (12:57 PM): hey sorry about last night. its cool if you wanna like . break up.  i thought we were there and i was wrong. im sorry.

He locks his phone and tosses it onto the couch next to him, resting his head in his hands, willing away tears. He feels a warmth and a depression in the couch on the other side; Combeferre comes bearing a cheeseburger and hand-cut fries. “From that gelato place on 6th you like so much. I got gelato, too, but you were still asleep when I got home.”

Enjolras takes the place graciously, and notices that there’s already a cool glass of water on the coffee table for him. Can you be alive and still be made a saint? Enjolras thinks, idly, as he chews. His phone buzzes, and on instinct, he looks down at it.

R♥ (1:17 PM): you there?

R♥ (1:18 PM): i know i fucked up but the silent treatment still kinda sucks

Enjolras sighs deeply and sets his plate on the table, picking up his phone.

You (1:18 PM): Yeah, I’m here. Sorry. I slept late. Give me a minute, to type up what I want to say, okay?

You (1:19 PM): And I’m not mad. You didn’t fuck up.

R♥ (1:20 PM): you can say that but it’s not gonna change my mind.

Another deep sigh, and at that point, Combeferre squeezes Enjolras’s shoulder gently, then stands and goes to his bedroom.

It takes a minute to type it all up. He’s sure his food is getting cold. He doesn’t care.

You (1:31 PM): I’m sorry. I’m so, so fucking sorry. I froze. I didn’t know what to do, because I’m an idiot, and I’ve never felt anything like this before, it’s new, and I’m not used to not knowing what to do. You know that. So I froze. I fucked up, so badly. You deserve so much more than that. Grantaire, I don’t hate you. I don’t dislike you. I can’t get mad at you, or at least I can’t stay mad, because every time I see your face, I lose my ability to form words, you’re so fucking beautiful in a way I can’t begin to describe. And then you open your stupid mouth and even though you piss me off a lot I can’t be mad that you said anything because your voice is like fucking velvet and you drive me nuts every second you speak because I want to kiss you but that’ll make you stop talking. Please don’t ever stop talking to me. Listening to you talk is like reading the most interesting book in the world; the Library of Alexandria pales in comparison. You always say I’m an angel, but I think you’re confused, you’re so gentle and kind, behind all that sarcasm and bitterness is a sweetheart who just wants to see people smile; I’ve seen the way you are around kids and sometimes that makes me think maybe I want kids, I want kids with you, because you’re so fucking sweet to them it hurts. You’re so fucking talented, I’ve never cared for art or music but yours makes me feel in a way that makes Monet and Bach look like pussies. Just as a note: I can’t tell you what to do, but if you ever cut your hair, I think I’ll die, because you have the most beautiful hair in the world and I want to spend the rest of my life playing with it. Your eyes are so incredible and I know you see me staring sometimes, but you never comment on it, because you’re amazing like that, and I fucking love you, Grantaire.

You (1:32 PM): I love you so fucking much, and I froze, and I hurt you, but I want you to know that I love you.

You (1:32 PM): I don’t want you to ever think I don’t love you.

You (1:32 PM): I love you.

You (1:33 PM): And I’m well aware I’ve just written you a full-length novel. Sorry haha

Enjolras sees Grantaire typing for a second, then the dots disappear. They reappear again, then disappear - this repeats a few times before Enjolras actually gets a message.

R♥ (1:35 PM): holy shit

R♥ (1:35 PM): just

R♥ (1:36 PM): you made me cry you shithead

R♥ (1:36 PM): can you like. come over? Combeferre’s home on his lunch break right

You (1:36 PM): Yeah, let me get dressed, first. Give me, like, half an hour and I’ll be there.

R♥ (1:37 PM): ok

R♥ (1:37 PM): i love you

R♥ (1:37 PM): aaAAA i’m still nervous about saying that!!!!!!!!!!

You (1:38 PM): :’) Cute. I love you too.

R♥ (1:38 PM): !!!!!!!!!!!!!!!!!!!

Enjolras gets dressed in a rush, throwing on a band tee and those black jeans that Grantaire loves.

He gets to Grantaire’s place in 15 minutes flat.

He doesn’t even really need to knock on the door - Grantaire swings it open and pulls him into the apartment, kissing him fiercely, pushing him against the wall.

Enjolras lays his hands on R’s hips, while R lands one hand on Enjolras’s chest, the other cupping his cheek, rubbing gentle circles with his thumb.

When Grantaire pulls away, he’s panting, his cheeks are rosy and his eyes are watering. He stares up at Enjolras; there’s a heartbreaking uncertainty behind those eyes - he waits for Enjolras to speak. Enjolras rests his forehead against Grantaire’s, taking his hands in his own. Blue eyes meet deep brown, and for a moment, Enjolras is enchanted. Back to business, he thinks.

“Grantaire.” Grantaire hums in response, and holds up on of Enjolras’s hands to kiss his fingers. “I love you.”

There’s a shaky exhale. Then R is pulling Enjolras impossibly tight, burying his head in Enj’s shoulder, quivering as he whispers, “I love you so fucking much.” Enjolras can’t help but smile as he presses a kiss to Grantaire’s neck.

Well, that’s the shortest fight we’ve ever had, Enjolras thinks.

//

[dreamfuldreams]

20

It's currently 3:09 am and I'm sitting in the living room observing the lights of our christmas tree which is still up. I am cuddled up in the sofa, writing this as I listen to soundtracks and reflecting on life (as one usually does at 3 am).

Today is January 9th 2017...today I turn 20. Im not entirely sure how I feel about it and I'm usually pretty good at writing things down so since its early in the morning and I've got nothing better to do I might as well do it.

There's something about turning 20 thats quite different to other ages. When turning 20 you say goodbye to your teenage years, that "glorious" time you hear so much about. The so called "awkward years" of your life, the time where you experiment new things, the time where you're trying to figure out who the hell you are while trying to deal with body changes and emotions and every other kind of shit you can think about. But now as this new phase begins and I'm no longer a teen, I look back at these 7 years and well, I guess all I can say is they weren't exactly what I expected. I think about all the things I could have done, because there isn't really too much I shouldn't have done. I spent most of my time thinking about what people thought of me when I'm sure they didn't actually give a fuck. I didn't try to discover myself, I was trying to be someone else. I worried about my weight,my face, my big nose, my eyes, my teeth, my smile. I looked at other girls and wondered why are they prettier than me? Why are they better than me? Why do they have everything that makes someone special while I have nothing? Insecurities, anxiety, depression, it all just mixed together. I get angry sometimes when I think about all the time I wasted instead of just realizing that everything I needed was within me.

I grew up being very shy, which isn't something I chose, it's just the way I am. A self conscious very insecure girl with big dreams and hopes but little self esteem to see them ever coming true.  Despite all of that, I always had a special talent to dream big especially when times were hard. Through dreams we create worlds to keep us from reality and god did I immerse myself in those worlds. I dreamt big and in the bottom of my heart I hope that all those daydreams and fantasies will help me in one way or another.

I guess to conclude I found myself complaining about how terrible my life has been and how horrible my teenage years were, but as I reflect I realize that there were good moments too. Many good ones actually...perhaps I'll change the word complain to reflect. There are many things to be grateful for, one of those is my family which is quite is broken, but with the challenges we faced we became stronger and closer than ever. I left my country, my family, friends and home, but I think I'm slowly (very slowly) starting to understand that home is truly where the heart is, plus I get to say that I had the opportunity to live in different places in a lifetime. We never had money and more than once we saw difficult times, but I learned to find the worth in things and people and realized that there's no real value in money and that things can go as easily as they come. Family and true friendship is everything, having the ones you love support you and love you and be there with you both in good and bad times. I learned that with the bad comes the good and as cheesy as it sounds, light can truly be found in the darkest of times. And yeah my teenage years sucked sometimes, but I also had amazing times and well the good thing is: they are OVER! I get a fresh new start.

I guess what I'm trying to say is that it's ok if you don't go out to parties, and if you don't experiment new things. It's ok if you get to 20 and have never fallen in love. It's ok to be awkward and clumsy, It's ok to have 1 or 2 real friends than to have 10 fake ones, it's ok to be just YOU.

Today I start my life as an adult and I couldn't be more excited about whats coming next. I leave my past behind and prepare myself to move on. I can't wait to go back to New York my city of dreams and just be me, unafraid of being who I am and embracing that.

Farewell oh glorious teenage years...

Camila

[g5b3ysjw-blog]

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[rawcbwzx-blog]

Should I cancel my parents whole life insurance policy?

Should I cancel my parents whole life insurance policy?

@Ryanjw - Thanks for the information! @Mbrcatz - Thanks, my goal when I purchased the LI was to be able to pay for my parents funeral arrangements should they pass before I do. Having said that, as I previously stated, I bought the LI (10) years ago, when I was younger and not well informed, hence, why I bought a $2,000 policy. At the time, I thought $2,000 would be (if not enough) at least helpful to me, since I am an only child. Now, ten years later, I am more informed and I am trying to figure out whether I should continue it or if I am better off canceling it, taking whatever money I will get from it (if any) and putting in into a savings account in which at least it accrues interest and I can continue to add to it going forward. So that when the time comes (hopefully not for a very long time) I am (at least) financially prepared to deal with the situation.

BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US

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[theoneicelady]

This is some weird ass reflection I made about an oc

Id recommend you dont read it

Im just posting It cause Tumblr seems great for keeping stuff when my phone is ass

[21/7 12:27] : You know, its quite interesting

Its not the first time Im in a position like this

The first time, he wanted me to die, just because I was there.

The second time, he wanted to never let me go. And I stayed, and it was worse for everyone. It wasnt love, It was just.. guilt. And manipulation.

This time, well this time I really did die for him. There was guilt, theres manipulation..

And I think Im gonna stay, too. I guess some things never change. I guess some people never learn.

Except this time, I think it must be love

[21/7 12:36] : Thats how it works isnt it?

I cant really explain

And if so, love for what?

For humanity? A humanity thats already condemned.

For the ~friends aka the group of cheaters and liars that couldnt stop trying to fuck eachothers lives up for a second?

For..for him? The guy that couldnt stand seeing me prosper for once even if It was as a TRIBUTE TO HIM. That gathered everything bad in his life and took it out on me, who he was suposed to ~love,

[21/7 12:36] : He who took my fucking life

[21/7 12:38] : He who I still try to see sometimes

[21/7 12:38] : Why do I even do that

[21/7 12:38] : Why do I even do any of this?

[21/7 12:43] : Guardian angel? Fuck off is that what the destiny forces me to do? Didnt work too well for any of us did it

Im not a kind floating entity that can do no wrong and suffers for humanity and the mistakes of others Im not an angel I dont know what the fuck I am

Im just a generic-as-can-get girl who had the misfortune to

[21/7 12:43] : .

.

.

.

[21/7 12:43] : Im tired

[21/7 12:44] : And yet I have more energy than Ive had in years

[21/7 12:44] : Heh

[21/7 12:44] : Love they say

[21/7 12:45] : Those voices in my head

[21/7 12:45] : I guess I really cant change

[21/7 12:45] : Even if I dont know if this is who I am

[21/7 12:57] : Now this just for the record since I am writting down my thoughts

"I think,, one thousand of me is hoping that he can change

At least his mind, you know?

He seems lonely and always bored and

I wonder who I am to him. Not generally but, on the times we hang out for hours

I- that- .. Ill never tell him but I really want to believe thats not just to add to my paranoia. That would suck.

I was gonna say maybe its more than 1/1000 but no. I know. It really is just that much that has hope.

Why do I do it then

Well I think the sad truth is that deep down some of that desolate, tired part of me just..wants to be with him. And pretend nothing happened or that it wasnt a big deal.

I could say its so that wherever he is if It can reach him he can have peace of mind

But no... I think Im doing this for me. Just like how funerals are for the alive, you know?

Its as close as Ill get to being with him again. Even if its just his body. Even if its all just pretending.

[21/7 12:59] : I m not even sure if I can feel anymore

So what would it matter if all the feelings were fake?

[21/7 13:00] : Who would be there to notice

If I am not

[21/7 13:01] : . .

.

[21/7 13:05] : And then, It comes

I am suposed to keep fighting and kinda triumphantly win at the end

But that wont bring any peace to him and, I can bring mine at any moment

Would I be calm? No

But, what is peace of mind when ones dead

Just some more despair to transcend my corpse and be thrown into the void

With my luck it would reach him but well what else could I do

[21/7 13:05] : ..than bring peace to at least one of us

[21/7 13:05] : Its not like everyone else has too long left anyway

[21/7 13:07] : Maybe I should try to rest while its lonely; lest I be dragged into another eternal curse once everyone else falls

[21/7 13:09] : Then, finally, we cant ignore the rest, biggest part of the motive which is, I would guess, the burning fury against all thats happened

[21/7 13:10] : That for once, and unlike in real life, It has one and only one culprit, Who caused everything and onto whom to discharge the anger

[21/7 13:12] : Of course this is also an illusion for in that anger I try to hide the pain of who it was that caused him and what I did to elicit it

[21/7 13:15] : Which makes everything even more tragic cause as everyone would agree both that and her were not deserving of what came

Then theres also the other girl who while being an awful human being could not possibly imagine what her actions would result in for us and possibly the world

Obviously she is not at fault for all of this even if she was to blame for starting this awful spiral of pain

[21/7 13:22] : But, back on track, theres so much anguish burning inside that trying to take it out on someone that can not be hurt and looks like the lost lover is just asking for things to go wrong

Since he can not feel could it be that I am harboring the storm that is the feelings of b/o/th souls?

Cause that would be fucked up as fuck and I cant take all this torment for something that is, in all levels of reality, false

[21/7 13:27] : I am too calm at the moment to bring out the real rage iside

And since its the most usual and easy to replicate emotion I think its easy to conceive and will be leaving this here for today, hopefully not forever.

Unless a wet-with-tears rant of rage comes that needs to vent I probably wont get back to it.

I am waiting for it I just really dont want it to visit.

[21/7 13:27] : Goodbye~*

[21/7 13:29] : https://youtu.be/hRBOnA0ak4w

[21/7 13:31] : Then again maybe we're all actors in the roles we have to play and until those days come we're all just lonely and trying to live the weird ass alternative version of Life we're cursed with

[21/7 13:33]: I wont try to make Fear misunderstood and a product of his upbringing uwu for a second but his existence IS different and I see how that could cause things

[21/7 13:42] : God this is such a bizarre experience this is horrible

Like yeah Im here simpathising with my (& my bedt friends) murderer hanging out and carrying a encarnations of Life/death type relationship while I also have to fight and like trick him into dying in the distant future OH and he also likes to psychologically torture me and my friend and we're suposed to have this friendly at odds, lanzando pullitas kind of thing but god dang it this is too much holy god the only way to not go mad is not caring

AND I KNOW HIS OBJECTIVE IS TO DRIVE ME MAD OR MAKE ME QUIT

AND I KNOW in his description by the author a whole part WAS literally "hes the result of being raised without love" BUT HOLY FUCKING FUCK SHIT man WHAT THE HELL

This is worse than stockholms syndrome cause its all from hIS body and I dont fucking

Like

I just

This would never in a millions years work like this if it wasnt HIM and ME and THEM and GOD DAMN this is a weird fucking thing to attach my existence to FUCKING GOD

-

Its nice to have an hyperfixation again and It being so unique? Omg. I probably wouldnt be able to be without it (one) no its not worrying its just nice -

Justo después fue la warner

And now, like a week after this

I just saved his fucking life

Sympathise? Lmao

Of course he lied about what I was doing but, I KNEW It wouldnt be good

Did I just make him inmortal. I fucking think maybe.

But he said he needed my help ah

Also when I freak at how cute he is he goes torture my so like a child le somethin

Ay lmao what the hell

[chqrliekelly]

so, that was by far the worst b99 episode ever :)

I’m kind of a casual b99 fan, it’s one of my fav show but i generally don’t over think it, like I never cares that much if amy & jake would get married or not etc, it’s like it’s fine if they do but i’m not invested in it 3000% you know, it’s kind of my tv show for chilling.

and this season the writing has just been getting consistently worse and worse, i think that only I really loved only ep 6 and 7 but then we have episodes with casual deportation in ep 10, treating therapy and mental illness the way they did it in ep 11, (also ep 09 was a waste of  Lin-Manuel Miranda) and now this? 

Listen I’m not sure of wanting kids either, i’m more inclined on the No, but the way they handled this was so baaad omg. Not only that but the whole thing seemed off, like some random ass lady pops up in the room and asks them if they’re gonna have kids and that’s what sets the conversation? Like were they no other ways to do that? Like have Boyle ask maybe? Idk it seemed so cringy and goddamn i hate that intrusive ass unfunny useless character urgh.

And then we’re told that Amy, who has shown zero (0) inclination to have kids contrary to Jake who has mentionned it several times before is the one who wants to have kids? Like you can tell that they thought that it would be sexist to have the conversation the other way around: if jake pressured amy into having kids, so they switched the dialogues. 

Then the bathroom scene, like that was so casual? Like look my brother has kids why don’t we have one? And Jake since he’s so dumb thinks oh a waterpark! Like the whole waterpark thing is so dumb omg.

Also the whole debate thing was so ridiculous, like yes Amy is type A etc etc but goddamn its kids we’re talking about, i know that B99 is a comedy but damn that was so cringy and over the top. also “im gonna eat you alive you son of a bitch and then we’re gonna have kids together” dialogue, what the fuck was that.

And jake’s opinions were all valid but none of them were aknowledged. And so finally we get to real talk between the two of them with Amy’s ultimatum, which I get like if that’s the way she want to live her life you do you girl, and i was like yes finally some real talking! but nooo we have to get interrupted with some lame attempt at humour like gooood, remember how in the Moo Moo episode it was so good because holt & terry actually sat down and talked and it was so well done, but now we have this? like having kids or not is a big deal and people who don’t want to have kids are always like criticized and their arguments are shut down all the time and we can’t have an actual conversation about it here when they are specifically putting the argument in the story? they could have gone without, like you can’t want to talk about something and then have plot points to avoid it. 

so clearly the writers backed themselves up to a wall there and they’re like weeeeell let’s have a life or death situation with the annoying old lady who was *gaaasps* the culprit the whole time so we don’t actually have to deal with this. end of the episode and jake changes his mind and all is well in the world!

I feel like b99 has turned into this fanservice thing with no real substance to it anymore in those last episodes? like how many times do we need to be told that they are a perfect couple? like i got it daaamn. but the way they handled that particular conversation was so badly done, none of jake’s feeling were aknowledge, they have no conversation, and suddenly all is solved. And they want to tackle those social issues but don’t do proper research or write about it sensitively anymore.

I stopped having expectations with B99 this season but that’s a new low. I’ll keep on watching the episodes but jesus that’s a disapointment.

[sassyhottubstrawberry-blog]

Rye New Hampshire Cheap car insurance quotes zip 3870

"Rye New Hampshire Cheap car insurance quotes zip 3870

Rye New Hampshire Cheap car insurance quotes zip 3870

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For those 16-18 with a car in your name?

since ill be getting a car soon my parents wants to know how much insurance would cost me for ive been looking around on internet but i think it would be better if it comes from some one around my age what type of car, make you drive what insurance company age, gender, how long u been driving with insurance how much it cost for you each month THANK YOUU""

Which Is the best car insurance?

Hi everyone!! I am a 20 year old single mother. At the moment, I am studying and also about to get back into work. I have just passed my driving test and looking to buy a car....realistically, I think at this point a used one is ok even though I saw a site that sells cars and you can pay on installments. If I wanted a Ford KA, or a Mini Cooper, or a Renault (the one from the I see you baby shaking that asss advert few years ago), which insurance company is best and can give me a good cheaper deal. Thank you!!!! p.s manual cars are my focal point.""

Auto Insurance quote...please help!?!?!?

My sisters insurance..we live in CA by the way..has 2 cars insured. Her total premium for 6 months is 541 but we pay 114 a month. How did they get that monthly payment? If she was to add me to her policy the premium would go up 2 $740. My question is how much would the monthly payment turn out to be????

What's a good job with good health insurance not needing a degree or experience?

I'm a college student looking to find a good job that has affordable health insurance all on which i can find an affordable place to live. Most factory's that have these benefits start with a low pay rate that doesn't seem worth it (after gas is taken out). Any ideas?

Health insurance and pre-existing conditions.?

Hello, question. If I have health insurance now, find out I have a condition, then get a different job and change health insurance, am I in the pre-existing condition status with the new insurance? I'm curious because as of now the only reason I keep my health insurance is just in case as with any insurance and I don't want to have to pick up insurance after finding out something is wrong, as I understand it doesn't work that way, that's the catch. However, what if I find a condition while I have insurance, go off of it between jobs and get insurance back? Does that mess with things? Is there a way around it? Thanks""

My car insurance wants to void policy?

I have a ford fester 3 doors that is insured with more than. My dad has a stroke and was getting worse as my mum or dad cannot drive I got a Peugeot 206 with 5 doors so that it would be easier for my mum and dad to get in and out of the car when taking them shopping, I also use the car when my partner is using my ford fester. My son (NAME DRIVER) uses my Peugeot 206 to go to and from college this is 3 days a week. Out of 7 days a week my son uses my Peugeot 3 days to do to college they are the only days he uses it. I use it the rest of the week. My son had a crash on the 30/09/2010 on the way home from college. The crash was not his thought as the car had just pulled out on him when the other car should have stopped. The car that crashed into his span the car around and smashed into the side of him, where the car has impacted him side (DRIVERS SIDE) the seat belt locked so my son had to climb out on the seat belt and get out the passenger side as the drivers door was smashed him. We have a witness and CCTV of what happened. When we called the insurance company (MORE THAN) they asked what happened and my son told them. They then said they will be in touch. That night we had to go to hospital as he is really has back, neck and wrist pains. It has not been 27 days since the crash and since then we have found out that we have been investigated for fraud has they are saying we lied about the amount of car in our house hold. My partner has 1 work van, 1 car that is on a classic insurance, and then I have 2 cars. When taking out the new insurance policy for my Peugeot I only said I have 1 car and that was the ford fester which I did, however is I was doing a new policy for me in my name I didt know I had tell them about other cars that my partner has. Now they are saying the under writer have sent u a letter saying if you pat 550 we will add the other card onto the policy and also change the name over to your sons name and u can say he is the main user. HE ANY THE MAIN USER 3 DAYS A WEEK HE USES IT THEN I USE IT THE REST. So they are kinds of bribing me? I own the car and brought it with my money and on the car registration document it says my name So if I say ok I will pay u the 550 the car does not belong to my son Cox it dont say his name of it.""

Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance

Another car insurance Question.?

In the UK if you buy a car, it HAS to be insured, but at the moment for someone young to insure a car, i looked on a comparing site, i put myself as a main driver for a 1.2 litre fiesta and it was well past 4K, and insurance companies know they can charge that amount because without insurance it is illegal to drive. If i put myself on 3rd party insurance it either drops by less than 100 or goes up, ive read about this and apparently insurance companies think that if you get 3rd party insurance, you care less for your car so therefore they charge more. Now in the US things are alot better, if you pay car tax you automatically get 3rd party insurance, this is a great idea and i wouldn't mind knowing why they don't introduce it here in the UK, if not, surely the government or somebody will confront the insurance companies so that they can lower premiums, right?""

So how long and how much will this type of insurance cost ?

So how long and how much will this type of insurance cost ?

Is the insurance on a car cheaper if it is a kit car?

I want a flashy car but cant afford ferrari, lambo as so but i can 100% afford a kit car and they look the exact same but the only difference is the performance, i just want to know for example if i turned a toyota mr 2 into a lamborghini murcialago would it take the insurance down on the mr2 insurance, i heard it can cost up to 30% less but then i read that it can increase it by 50% i would love to read about personal experience please help??""

Speeding ticket and points on insurance?

I went to court today for a speeding ticket. They dropped the mphs and rather than 19mph over they put it to 9mph. They asked me to pay the court fee and that was it. They didn't mention points on my insurance or anything about my insurance. But did I receive points?

Motorcycle insurance for a 16 year old male?

I'm 16 and live in Texas. I will be getting a gsxr 750. Can I get on my moms car insurance plan with the motorcycle? How much will my insurance be?

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

How much midwife cost w/wo insurance?

I am not sure if my insurance covers midwife expenses, hence any advice shall be helpful. Also, where can I look for a midwife who accepts insurance? Possibly ask my OB or hospital ? please advice""

Is car insurance cheaper given that you hold off driving for 2 years?

compared to when you first get your license? how much cheaper? rough estimate? given that it's the same car that you'll be driving?

Rye New Hampshire Cheap car insurance quotes zip 3870

Rye New Hampshire Cheap car insurance quotes zip 3870

Anybody knows any insurance company who provides auto insurance without signing one year contract ?

does anybody know any insurance company who provides auto insurance without asking for one year term contract? i just needed for one month or so?

Who's insurance will be cheaper?

Someone with a DUI conviction(only one) OR someone who is in their 30's who hasnt had insurance for 18yrs?

Who actually has health insurance?

Just about everyone I know doesn't have health insurance. This sounds pretty bad. Who actually has health insurance?

Address on insurance and car registartion is different?

One of my relative has the car insurance with his Buffalo, NY address and his car registration and license address at Brooklyn, NY. Most of the time he lives in Brooklyn. Is there any big problem if addresses are different? He changed the address on his insurance to save money on insurance premium.""

Should High School Dropouts & Others w/o Insurance be forced to Join the Military ...?

... and to serve their country in exchange for taxpayers taking care of them? Hasn't America forced a lot of citizens to join the military (with good results) over the past 230 ...show more

How can a teen get lowered insurance rates on a sports car?

How can a teen get lowered insurance rates on a sports car?

Taxes on insurance?

My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....""

Where to get medical help for 53 year old severe diabetic friend without insurance? Nashville TN area?

My friend makes too much money for government assistance (she makes a dollar above minimum wage) The income based clinics in our area are not excepting any new patients for a least 3 ...show more

Do i have to make a down payment on my car insurance?

i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?""

Why would the insurance companies be against the affordable healthcare act?

Why is this new healthcare law suppose to do and why are the insurance companies against it for.

Suggestions on where to purchase good health insurance?

My husband and I are looking to purchase health insurance. We are young (under 25), healthy (non-smokers) and looking for coverage mainly for doctor's office visits and prescriptions. Can anyone recommend a good website or insurance company that we can look at to choose a plan? We live in Michigan if that makes a difference too.""

Trying to find cheapest van insurance for private use?

Has anybody researched cheapest van insurers in uk

Approximately how much would Comprehensive car insurance be for these luxury cars?

Im currently doing an assignment where I have to compare running costs of three different cars. I can't get an online quote for comprehensive insurance for these three luxury cars: Let's say the driver is a 30 year old with a perfect history/driving record. BMW 740i (Price: $183,000) Audio RS4 (Price: $187,500) Mercedes CLK-63 AMG (Price: $199,100) How much do you think APPROXIMATELY, the comprehensive car insurance would be for each of these cars? (Annual) AS A GUIDE.""

With pretty good insurance what would the average cost to have?

a hospital monitor my heart over night? I have been having chest pains and went and got a EKG done my doctor said he thinks I am fine I may have just pulled a muscle. But I am having shortness of breathe and my chest has been just a little sore for over week and a half.

Can i cancel my car insurance immediately? cancel same day and not pay for the following month?

The reason is i sold the car and the insurance guy said the car is still in the system (1st of the month), so i would have to pay still. he said if i canceled on the 15th it could have been canceled sooner and i wouldn't have to pay. i just think it's odd since i don't even have the car anymore. not sure if this makes sense? thanks""

""What's Cheaper to Insure, Audi, BMW, Mercedes, Volkswagen ?""

I'm 21, Here are my options. 2008 Audi A4 2009 BMW 328I 2007 Mercedes c250 2010 Volkswagen GTI or Golf. How much do you think rates will be.""

What is the best affordable car insurance for young adults?

I just got a car and wanted to get insurance on my car but dont want to pay a lot of money for it. what do you recommend?

Life Insurance / Burial Insurance help please (ENGLAND)?

I need advice about applying to and paying for some type of insurance. This would be on behalf of my mother so when the time comes for her to leave me, I will be able to pay for her funeral. I have spoken to her but she is stubborn and set in her ways and thinks I will automatically be able to cover the financial costs for her funeral when she does pass away. I dont care for money for myself, I just want to know that I can pay into something so upon her passing I will be able to pay for her funeral costs (instead of my mum taking out the insurance/policy it would be me on her bahalf as she is terrible for thinking about stuff like that). I am an only child as so I am solely responsible for paying the expense""

Can a 17 year old get their own medical coverage in California?

I'm 17 and live in California. I was wondering if I am legally allowed to sign up for my own medical insurance, like through MediCal or something, and not through my parents. It's a long story, but neither of my parents are able to provide medical coverage for me. And I'm not emancipated or anything. 10 points best answer. thank you ( :""

Can I drive my second car without insurance?

Hi, I bought a second car, the insurance on my first car allows me to drive any other vehicle with the owner's permission. Is it illegal to not insure my second car?""

Average insurance for a 23 year old in Texas?

I am a 23 year old male from Texas and I'm shopping around for a new vehicle. I'm stuck between a quad cab dodge ram and a dodge challenger. About how much would I be payin on insurance a month on either of them?

Do I need to have both insurance coverage?

I am in the process of starting a Virtual Assistant business. Would I need both general liability and professional liability (errors & ommission insurance) coverage? From my understanding general liability covers physical damages and professional liability is for written errors. Since I will not be doing work at client's homes and offices (probably only initial consults there), I would think I would just need professional liability. Btw, my business is in California""

What is the average cost for insurance for a 16 yr old?

i just got my license like 2 weeks ago and im wondering about how much would it cost for insurance also i live in San Leandro CA if needed if car/s needed: honda pilot 2008 honda accord lx 2001 i didn't want to check quotes online cause i'd need my address and i don't really wanna put all that info

Car insurance?

I AM BUYING A USED CAR SOON. THIS WILL BE MY FIRST CAR...SO I DON'T KNOW THE PROCESS. MY QUESTION IS WHEN DO I PURCHASE THE CAR INSURANCE? DO I HAVE TO HAVE CAR INSURANCE BEFORE I GET MY CAR FROM THE CAR DEALERSHIP? THANK YOU FOR YOUR ANSWERS

What is the best type of life insurance to purchase?

I know nothing about life insurance but I would like to buy some to assure me and my kids will be taken care of in the event my husband passes. He only has one 1 issue which is Rheumatoid arthritis, otherwise in good health. . Me and my husband are both close to 50 years old. What is the best insurance to purchase? I know that term insurance expires. Does that mean if you do not pass within the term you do not get any money back that you have paid into it?. Thinking about a 250.000 dollar policy. Thank you.""

Rye New Hampshire Cheap car insurance quotes zip 3870

Rye New Hampshire Cheap car insurance quotes zip 3870

What types of insurance would a spin cycling instructor require?

exmaple public liability, and why would they need these types of insurance""

How much does DMV charge for the 30 day car insurance?

How much does DMV charge for the 30 day car insurance?

Car insurance help?

I'm 46 (female) and just got my probationary license in northern NJ. Is it possible to get my own insurance. How much would you expect it to be since I have to wait a year to get my full license? 10 points

Motorcycle Insurance in Ontario(re asked)?

Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record. Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them. I live in the Ottawa area if that is any help as well.""

How can I find affordable health insurance for small business owners?

How can I find affordable health insurance for small business owners?

Does having a coupe or a sedan affect your insurance rates?

I'm going to get a new car, and realy want a coupe, but I heard that insurance cost more because is more sporty. Can anyone help.""

How much will my insurance go up after being charged with hit and run on a parked car?

I recently was charged with hit and run on a parked car (for the record I didn't realize I hit the car), there was hardly any damage at all to either car but I am wondering how much I can expect my insurance rates to go up. Over 100%? Hopefully I won't be convicted as I really didn't notice that I scuffed this cars bumper.""

16 year old looking for car insurance?

Hi, I am a 16 year old male living in California and I just got my license. What are some good, cheap car insurance agencies? Thanks.""

Would it be the cheapest sports car for a teen?

Yes I know insurance is not cheap for 16 year olds but I saw the 4 cheapest sports cars to insure I saw a pontiac solstic and a mazda mx5 would these 2 be the cheapest for me to drive then if there the cheapest sports cars to insure I will be 16 soon and I live in nebraska

DIFFRENT CAR INSURANCE rates?

me my uncle and my aunt have 4 vehicles in our household. we have a chevy avalanche or , toyota 4 runner limited edition o3, toyota corola s 10, and a harley bike 07. do this vehicles like have diffrent rates each under one insurance plan? its under USAA btw. (the numbers are the year models of car)""

Where can i get health insurance?

I'm a 21 year old male and im live in sacramento california i just want to know where i can obtain some freaking insurance to go the dentist or doctors to get checked up on my health got darn it

Quiting smoking. Insurance will cover the patch.?

Only if I have a perscription from a doctor. I can purchase the patch or gum at the pharmacy with out a perscription. Why does the insurance company insist on a perscription for it to be covered. It just dosent make since. A lot more people would quit or at least try, if the patch and gum was alot cheeper. To purchase it out right the patch runs about $35 to get it with a perscription it is only $20. That is less than a carton of cigaretts. Why dont they make it easier to make that discision to quit. Make the quit smoking aid less expensive then a carton of cigaretts.""

Which is the Best Children Insurance Plan to buy in India?

my little niece is 5 years old and my sister is planning to start investing for her education early ( i know this is too early but she wants to give her the best!). She is very creative and paints really well but then she wants to become an Astronaut like Kalpana Chawla :-) now-a-days there are a lot of child insurance plans coming up-all look the same to me. Was thinking if someone can tell which one is the best : Aviva Child Insurance, ICICI, Kotak, etc..""

Would any car insurance company insure a 17 year old with a 1988 BMW?

I'm just curious if any insurance companies would insure a 17 year old 1988 BMW: http://www.autotrader.co.uk/classified/advert/201230480212123/sort/default/usedcars/price-to/1000/body-type/convertible/price-from/0/make/bmw/onesearchad/used/onesearchad/nearlynew/onesearchad/new/keywords/sport/page/1/radius/1501/postcode/ct66ae?logcode=p I know it will cost a lot but I would like to know if it would be hard to find an insurance company that would accept a 17 year old to drive it under their policy!

Pregnancy insurance???????

im pregnant and i dont have insurance that will cover me or the baby. I am trying for medicaid and will probably qualify but barely. And i want to get married before the baby is born but again we might just barely qualify. Is there any suggestions on insurance plans or help with medicaid?

State Farm Insurance Rates From Fellow Users?

I will be added onto my parents policy. I got a 3.0GPA 16 Year old male, still in high school I will probably get a late 90's compact or 1/2 ton pickup. Any ideas, I herd that it will be around $300 a month. I also have taken driving classes if that helps.""

Am I covered on someone else's insurance?

For example: I am a licensed driver first off. My grandma can't drive very well. Sometimes I take her places if I have time using her truck that has insurance on it. If she is with me every time I drive her somewhere, do I have to be insured? (Louisiana)""

Disability Insurance question?

Can an individual buy short term disability insurance themselves without going thru a business? Can I purchase Aflac on my own, or some other disability insurance?""

Insurance on a 95 camaro?

Im considering buying a pre-owned 1995 camaro for my first car. How do I find out how much the yearly insurance would be? Its not a convertible, and also its through allstate in new york. Would it be more than a 1998 maxima?""

How to get insurance without licence?

can i get insurance if i dont have a licence

How much is insurance for teens?

Im almost 16 and im wondering cause my parents dont want to pay 300-400 a month. And i do good in school if that cuts costs down.

Insurance buys non-OEM parts and voids car's warranty?

I have a new 2011 GM vehicle in Texas and was getting an insurance quote from GMAC. Part of their pitch to convince me choose them was that in an insurance claim, they will buy genuine GM OEM parts for my car, and that other insurance companies will go for cheaper aftermarket or non-OEM parts and they told me that will void my car's warranty. Is that true?""

Insurance for a new financed car?

I'm planning on financing a car. (May be a Kia Forte, Hyndai accent, or something simmilar). Right now I just have liability insurance and want to know what type of insurance I have to have legally to drive a new financed car. All advice are appreciated. Thanks.""

Anyone has kaiser permanante as health insurance?

What do you think of KP? Anyone has any bad experiences there? I am thinking of getting health insurance there. Thanks!

What is the average teen male's car insurance cost??

What is the average teen male's car insurance cost??

Rye New Hampshire Cheap car insurance quotes zip 3870

Rye New Hampshire Cheap car insurance quotes zip 3870

How much should a person pay for car insurance in uk?

How much should a person pay for car insurance in uk?

How much is car insurance?

I am a first time driver, a girl, and I have discounted insurance because I took driver's Ed. How much would it be and how often do you may? (monthly?)""

Which is better full coverage or liability auto insurance?

I live in wisconsin where it is not mandatory to have car insurance. I'm 26 and been driving since i was 16 without insurance and i'm planning on getting a policy started soon and i have no idea as to which type of insurance to get. I drive a 1997 chevy lumina with around 222,000 miles on it. If i get full coverage will it cover my car damages as well as the other persons damages or will liability do that and will i be required to pay a deductible? I am thinking about getting up to $100,000 in coverage.""

Cheapest insurance?

What company has the cheapest insurance for used cars.

Buying a car v.s buying car insurance?

My father doesn't have credit history because he never used credit card or anything. My credit is way better than him. I'm getting an car loan but worrying about the insurance problem. I'm only 21 in college my insurance will be extremely high so i'm just wrondering can i buy a car with my name and buy insurance with my dad's name? Are we allowed to do tat?

Where can I get cheap auto insurance?

I am looking for good and low cost auto insurance.

Why does car insurance cost so much?

my insurance cost me like $250 a month.. which is more than my car payment..

""A car is registered on my name, im only 18 years old male and i want to get a cheaper car insurance.""

a car is registered on my name, im only 18 years old male and i want to get a cheaper car insurance.is it possible if i could get my friend to insure my car on his name as the main driver because he has like more than 5 years no claims discount bonus which makes the car insurance go down and im just going to be the second driver? but the car is registered on my name. is it still possible if i could do that and get below a 1000 pounds insurance for a year?? thanks for the answers in advance. IM FROM UK ENGLAND by the way""

Who needs life insurance?

At what point in life should one stop buying term insurance?

Why do I have to pay first year homeowners insurance?

I'm in the process of purchasing a home. I'm taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I'm making a monthly payment on it anyways? Will I being paying twice? Can someone please explain""

What is the standard recommended auto insurance coverage in the state of Texas?

The minimum coverage that would give you adequate protection.

When getting your car inspected do they call your auto insurance company?

I was just wondering if in Pennsylvania when getting your car inspected do they call your insurance company to make sure you have insurance on the vehicle or do they just look at your insurance card.

Cheapest car insurance for speeding violations.?

I'm 20 and a male

Who has best affordable health insurance?

Looking for health and dental insurance for 1 + spouse in Texas.

Accident and Insurance questions. In California.?

So I got in an accident a couple of weeks ago. The other driver refused to show me her insurance. I was found 100% liable for the accident because the other driver lied about the accident . Now I'm getting phone calls from the other drivers insurance telling me that they are investigating their client because they think she got the insurance a few hours after the accident. What does this mean for me? I provided some pictures to the investigation team because they wanted the exact time of the accident. If the driver is found guilty what will happen. Will I still be liable? Also should I let my insurance know about this investigation.

If I brought 4 luxury sports cars how would that effect my insurance?

Im doing a project for school and I need to know if I brought four cars say a Bentley, porsche, a Maserati, and a aston martin would it make my insurance go up a crazy amount or would it stay the same as if i were to buy four regular cars like honda? P.S. say Im 25 and have a perfect record!""

If my car insurance gets canceled b/c of late payments?

will they reinstate it again if i paid what i owed in full?

Teen insurance for a car!!!!!! 10pts?

Ok. For Christmas.. I'm getting a 2007 Toyota Camry. I Live in Florida, I was wondering what's the cheapest insurance I could get ? I don't want to pay for expensive insurance.. I will need full coverage I'm guessing? I'm 16. If I just add my car too my grandmothers insurance will that be cheaper ?? Thanks ????""

Does raising your car insurance's deductible really save you money ?

* Does raising deductible on car insurance really save money ?? * Is it worth it and * How much money would you save if you raise your car's deductible from 500 to 1000 dollars Any information would greatly be appreciated....Thanks :)

Where to get Individual Health Insurance Quotes online?

Whats a good site for cheap health insurance quotes?

Health insurance question?

I would like to go to the doctor but i don't want my parents to know about it. i have an insurance from my father's work. Will they know about me going to the doctor, since i will use the family's insurance?""

Car insurance - using someone else's non claim discounts?

is it legal in Uk to drive a car with insurance that is cheap because i am using someone else's - living in other country no claim discounts?

How much would car insurance be on a Mini Cooper (approx) for a 1st time driver?

I'm a 20 year old female in London. Hoping to take my test soon and just curious about insurance on a Mini Cooper! (I know it's expensive!) thanks x

Are vauxhall corsa's cheap on insurance?

Are vauxhall corsa's cheap on insurance?

Which car has the cheapest insurance?

Audi A4 (Sedan) Audi A6 (Sedan) BMW 3-Series (Sedan) BMW 3-Series (Coupe) BMW 3-Series (Convertible) BMW 5-Series (Sedan) BMW M5 (Sedan) Cadillac CTS Lexus IS Lexus GS Mercedes-Benz C-Class Mercedes-Benz CLK-Class Mercedes-Benz SLK-Class Mercedes-Benz E-Class Mercedes-Benz S-Class These are cars I want to get but my dad said that he wants me to pay for insurance and gas. I want something with the cheapest insurance BUT ALSO on this list.

Rye New Hampshire Cheap car insurance quotes zip 3870

Rye New Hampshire Cheap car insurance quotes zip 3870

https://www.linkedin.com/pulse/walnut-creek-ohio-cheap-car-insurance-quotes-zip-44687-varnado/"

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Buying GAP insurance after an accident?

"Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party.   Thanks

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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my parents are with state farm, and im about to turn 16. my GPA right now is a 3.5. my sister is going to hand me down her 2005 scion xb, odo reads 135,334 right now, its in far conditions, no car accidents how much would it cost to insure it?""

Speeding Ticket Insurance Rates?

So recently I received a speeding ticket. Because I'm a minor when I went to traffic court the judge told me that if I went to traffic school my ticket would not be reported to the DMV. So I went to traffic school and passed and all that jazz so my question is whether I report this as an incident when I look for insurance (I'm looking at motorcycles for when I go to college) even though it does not appear on my record. Thanks Guys.

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Can i still be on mom's Car insurance?

So over a year my mom and I bought a car in her name when I graduated college. The car is registered in her name but I make the payments. Well my parents are divorced and I moved in with my dad due to the fact my ex lives down the street from my moms house and other family issues. I have live with him for almost a whole year, no problem. My billing address is still my moms house and my driver license has her address on it. My mail still goes to her house and it is the residence that I claim. Well now my mom is saying that unless I move back in I can't be on her car insurance. She says they are going to come out to the house and see if I actually live there. My mom hates my dad and hates that I live with him so she's been trying to get me to come live with her. I recently lost all 3 jobs that I was working so she's been really pushing moving in with here lately I just way to know if I can still be on her insurance legally. I can't get on my dads till October because of financial issues. I just turned 20 last week I live in CA I'm still under her health insurance She's changing car insurance which is why the subject has been brought up I'm not sure what company she's going to but we did have Horace Mann Thank you""

Will I need SR 22 insurance?

Almost five years ago I got my license suspended in Ohio for a wreckless endangerment. As soon as it got suspended I did the classes I was required to take and paid my court fees. It took me a few years to pay all of my fines and the only thing keeping my license from being re-instated was the need for SR22 insurance. I never got the insurance. I'm now in California and looking to get my license back and I heard somewhere that three years after the suspension the need for the SR 22 bond drops, but I'm not sure if that's true or not? Does anyone know the laws for this situation in Ohio and will I still need to get the insurance in order to get my license unsuspended?""

Which car would be cheaper on insurance? PLEASE help!!!!!!!!?

im 16 and am wondering wich one would be cheaper for car insurance and by how much a white 93 civic hb or a red 94 integra gs

How to get cheap insurance without no claim bonus?

Hi basically I had been a additional driver on my brothers policy for 3 years and I do not hold any no claim bonus as it was on my brothers name. I want to get insurance done on my name now but I am looking for any good deal being a only driver with no claim bonus as I have no accident history, I have clean record of driving so any ideas on how to sort it out cheap let me know thanks in advance :)""

Car insurance? Who is covered? Who is responsible?

Okay I had a question about car insurance... I am on my grandfather's car insurance plan- I live with my boyfriend. I believe I am the only one insured to drive the car....My boyfriend's mother and step-father don't have a car right now and often times ask to borrow my car- I've been letting them until it was brought to my attention that they may not be covered in that car? Does this mean I would be responsible for anything that happened? Or would they? If another car was at fault for the accident what would happen? Anyone know how this works?

Do you have car insurance through Costco? Did you save money?

Thinking about getting an estimate from Costco. Im a member of Costco and thought I would look into it. Ever have any experience with their insurance? I know its an outside company.

I have a question regarding the state disability insurance in california ?

i am supposed to have a foot surgery next month. i am a dental assistant and the doctor just retired last week and sold the office to another dentist. i am still at the same office working with the new dentist. so will i still qualify for state disability when i get my foot surgery if i am now working with a new doctor? THX

How much is the insurance on 50cc scooter for a 16 year old?

Please could you tell me the amount for full comp, cheers""

Insurance cost for a 16 year old with a 1986 iroc camaro?

I'm 16 have a 1986 iroc camaro 350ci and i live in an average neighborhood in western ny i'm a male. any insurance guestimates? I'm gonna need to be on my own plan.

Why is Travelers increasing my insurance rates?

I bought my house 3 years and insured the house with Travelers homeowners insurance. The rate started at $843.00 per year and the insured value of the house was $183,000. The rate ...show more""

Is there a list of rankings of top car insurance companies? What is a good car insurance company?

I'm shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find a way out of paying me if I have an accident and not raising my rates without my knowledge like some companies are rumored to do.""

Do you need your own insurance to share your parents car?

How much would it be to share my mums ford focus, I'm turning 17 soon (posted a Q earlier and realized I don't have nearly enough money.. What else would I have to pay for if I shared with her? I have no idea about cars. THanks""

Cheap car insurance for 17 year old?

Where can I get car insurance for under 1000? Thanks x

Need help with car insurance?

Hi. Im getting my first car insurance in Ireland, but I was disqualified of driving for 1 year in Poland. Can anybody tell me how much will this inflate my premium?""

I still haven't received my national insurance card? Does anyone know how long i'll have to wait?

i just recently applied for a NIN and couple of weeks back i received a letter with my NIN. Yesterday i got a call from a company for a interview and they've asked me to bring my card along for proof and i told them i have a written letter about my NIN but still haven't received the card. They have told me that without the card they can't offer me the job because they need to take a photocopy of it and have given me a week's time to get things sorted out :(( its been 3 weeks now does anyone know how long it takes to send the card? i'm not a uk citizen :) after 7 applications i finally got a call for interview and curse my luck :((

Does fully comprehensive car insurance cover mechanical repair?

I am considering buying a car but have heard some worrying stories about engines needing to re-built and other expensive parts, if my engine went would my insurance cover the cost or would I have to pay out of my own pocket?""

Increase in car insurance after passing test? RIP OFF? changing insurance questions.?

i have just passed my test, and my insurance company (Quinn Direct) are trying to rip me off. When i had provisional license, my insurance was 1100 on a 1.1 saxo. which i thought was good 4 1st time driver. but now ive passed they are saying its going to increase to 2500, which surely is a load of rubbish? i did a few quotes with other companys and they are coming up around 1100-1500. if i cancel my insurance with Quinn (at a fee of 35) and join another insurance company, will i have to start over with my no claims? as i dont have a full year yet, my 1st no claim would be in march 09. please help? what should i do? i dont want to be ripped off but i also dont want to loose my half a year of no claims. Plus i also have 10 month acelerater insurance, which i paid a deposit up front, so i have 2 free months at the end of my insurance.""

Is surfing without health insurance a bad idea?

I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...""

How much can i afford for a car including full insurance on it..?

I'm 20 almost 21 never needed a car, so never had my drivers license. until i joined the air force. I make 1100 a pay check.. 400 dollars are taken out each paycheck for rent and bills.. so that leaves1400 dollars a month to spend.. 300 on food a month so 1100 dollars to spend on financing a car and the insurance for it.. what im getting at is i know nothing about cars and i want some advice on what amount should i be looking for when i look at cars...what can i afford and how much will the estimated insurance be?? thanks to all who answer this... sorry grammer is bad, on my mobile device""

Insurance premium?

i live in California and got my license in sept 2007 then within two months of getting my car insurance(state farm) i got into a at-fault accident, my current policy runs till april 2008 and i currently pay 1022 every 6 months with a good student discount, also the damage on my car was worth 6,000 and i have a 1,000 deductible the other cars damage was worth 5,000 how much will my premium rise when it is time to renew?""

Car insurance for short locations (2-4 days)?

I usually rent a car at Rent a Car service companies once or twice per month. The insurance they offer are somewhat expensive (im 26, never got pull-over, never had an accident). I would like to know if anyone knows of an insurance company who offers rent-a-car insurance? Thank you.""

Retroactive auto insurance premium?

I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the initially policy cost because the insurance company had written my original policy with innacurrate information (assumptions they made that were incorrect, there was no falsification on my part). I cancelled the policy and found a new provider. The insurance company then sent me a bill retroactively charging me for the original policy with the new information and premium changes. Can they retroactively charge me for the policy that I had already paid in full based on our original agreement? Does the insurance company have any legal recourse or right to collect this money? I already filed an official complaint with the NJ Dept. of Banking and Insurance and am waiting to hear back. BTW don't need people's opinion, looking for response from someone who knows the laws in regards to this""

Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party.   Thanks

Why do we need basic health insurance?

Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???""

Does my 17 yr.old need car insurance to drive my car?

in connecticut

Can you get a car loan under your name and the car insurance under someone else?

you see if i get the car loan and the insurance under my name then ill be paying about 600 bucks a month in insurance and thats way to much!!i can have the loan under my name but would it be allowed to have the insurance part in some one else?

Can a change in surname increase car insurance prices UK?

I obtained a quote for a car a couple of weeks back by putting in some fake details that were relatively similar to mine so I wasn't inundated with insurance company spam. The quote was for my mum and I was to be a named driver. The only thing that was noticeably different from reality were the names and email I used. Today, I went to get the quote again, this time for real and so typed in our real names and the quote went up by 600! I then changed the names back to the fakes but kept everything else the same and it went back down!! What's going on? Or do Aviva have something against people with Celtic surnames - I sincerely hope not! Just to clarify, I have previously never obtained a quote in my name with Aviva before this nor have either of our marital status' changed from the fake details. Any help would be great! Thanks in advance!""

""No license, but yes insurance?""

What happens if you drive a car that does have insurance but you don't have a license, and, lets say you crash.""

Finding the cheapest health insurance to waive school health insurance?

Hello, My college requires that each and every student have health insurance or else they will put you on the school's health insurance - which costs $500 a semester. I've been trying to find an insurance company/plan that meet the requirements to waiver the school's health insurance. Does anyone know a cheap health insurance company/plan in Colorado that meets these requirements? 1. Outside plan must have an annual deductible of $1,500 or less (if it's a family plan, members must have an individual deductible of $1,500 or less). 2. Outside plan must be a Comprehensive Health Insurance Plan that covers medical care for both Injury and Illness, including outpatient AND inpatient medical services. (Non-Comprehensive policies such as Injury, Diagnosis, Cancer, Hospitalization or Catastrophic only plans DO NOT COMPLY). 3. Outside plan must have Mental Health Care Coverage that includes both inpatient and outpatient benefits that have the following minimum levels: Inpatient -- coverage of at least $10,000 or 45 days, Outpatient -- coverage of at least $1,000 or 20 visits.""

Has legislative push for affordable insurance been cut short in the u.s congress?

Has legislative push for affordable insurance been cut short in the u.s congress?

Lying on car insurance...?

what are/or could be any consequences of me lying about my car insurance renewal when i do 26,000miles per year and if i put that i only did 10,000miles my insurance would be alot cheaper it would go from 240p/m to 180p/m!?!?!?!?!? how would the insurers know how many miles i did per year?""

How is 18yr old meant to get car insurance?

I live in London and passed my test in February. I own Renault Clio 1.2 And the cheapest quote i got so far is 305 pounds per month, which is way too much for me. What companies are cheap? What can i do to start driving legally, searching for insurance is frustrating Dont say price comparison websites they suck cheapest quote there was 8k per year""

Can I expect a better rate switching to new provider?

I have the same auto insurance for last three years. Can I expect a better rate switching to another provider?

How bad would insurance be on a 2000 mustang gt?

i am about get a mustang gt if i can convince my parents that insurance wont be extremly bad i know it will be high but could some ppl give me there insurace rates on a 2000 mustang gt or around what it should be just tryint to get an idea

How to talk to somone on the phone to set up appointments for insurance?

hi guys i just got a job at a insurance place and my part of the job is to call people to get insurance leads. does anyone know whats the best way to sell insurance and get appointments? please and thank you

How much car insurance does a 18years old guy has to pay per month in UK??

I am 18years old i wanna buy a car..lets suppose if i buy a cars that worths about 5000pound how much insurance will i have to pay per month?

What Are some cheap insurance for 16 years old teen?

What are some insurances cheap California for a first time driver 16 years old teen? Wanted to add my own not to parents? Parents what are insurances your teen using in California ? Please list how much you pay or your teen and what's the insurance is called? Thanks

Where Can I Get Cheap Car Insurance?

I drive a Jeep Cherokee 2004. I am looking to purchase car insurance and have been uninsured for about 6 months. I am 22 years old, will be in college starting August. I have had about 4 tickets in my life, have never had an accident, and my license have been revoked only because I failed to pay the tickets. They are now valid. I live in Florida, where it is sooooo difficult to get insurance. You are not allowed to be insured and then get insurance.... You have to have insurance from day 1, which I had, but mom dropped me from the plan as they live in GA! I make about $800 every 2 weeks, and I do have other bills. I am looking for some car insurance that I can afford and get coverage! All Florida residents, please help me out. Thanks :)""

Is it hard to learn how to file insurance as an admissions person?

Is it hard to learn how to file insurance as an admissions person?

Do you pay for motorcycle insurance all year round?

I have my M1 and am taking the m2 course in may but I will not be riding by myself until June. The insurance companies want 4600$ a year (18 male,Ontario). Do I still pay 4600$ for the remaining few months I can ride or does that cover me until June o next year? Someone please explain. Thanks""

How much (estimated) would it cost for insurance on this mustang?

I am soon to be 16, and a family member has a 1998 Mustang for sale. I was wondering, any idea on the insurance? read below -4.6L V8 -convertible -all power, seat belts, airbags, etc. -VERY good condition PS we dont have drivers assigned to our cars, just the drivers and cars. also, the conv. top has a 4 inch rip in the seam. is this repairable or does it have to be immeadiatley replaced? i can wait to have it replaced if i can simply repair it. NOTE: I DIDNT ASK THIS QUESTION to hear your too young or mustangs suck I am a responsible teenager and Mustangs have been my passion since i can remember. so thanks. NOTE""

How much would Insurance go up with Speeding Ticket?

I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?""

Why is insurance on Motobikes Much lower for a 17 year old then insurance for a car of the same value?

I'm 16 and i'm looking how much it would cost me to get a car or a bike when i turn 17 next year so i can save up and get one of them i looked at insurance for both and ended up with a 3000 quote for a car worth 2000 and a 750 Quote for a bike worth 2300 they where both from the same insurer and all the details where the same I'm just ondering why is this the case and if it's actualy better for me to get a bike instead ofa car

Which of these cars are cheap on insurance and also reliable?

1995 Audi A6, 1992 Nissan 240sx, 1995 Acura integra(2 door), 1992 Nissan 300zx, 1996 Bmw 318i, 2001 Lexus IS300, or 1992 Mustang? I'm looking at these kind of cars and was wondering which of these will have a cheap insurance and also a reliable car. Thanks for info.""

How much will my insurance inflate?

Okay so this is my first year driving and my insurance was about $1100-1200. I was backing out and someone was in my blind spot so I hit the side of his car. My car had no damages but unfortunately I caused a slight dent in his, it wasn't that serious but it was still noticable. How much will insurance go up now that I've had my first accident that was completely my fault?""

Car insurance for young UK drivers and fronting? Whats Best?

I've just passed my test. But, the next thing is a car, but the main problem is the insurance... I've looked at companies that offer a smart box which supposedly lowers the insurance, but i'm going to have to be the main driver on the policy and with a box through co-op I was quoted 5000! And as i'm under 18 they wanted it all in one lump sum!! The reason it was so high was because I have absolutely 0 years claims and i'm the main driver. I've spoken to my mum and dad about them being the main driver and me the named, but they both have a car each and are being very stubborn and keep saying they won't be the main driver as they wouldn't be the person driving it the most (I would be). They keep saying this is illegal and called fronting and if anything happened the insurance companies would look for anyway to not pay up. Everyone one at college that I know does exactly what i'm proposing to my parents... They keep saying if something was to happen then they would be the ones not able to get insurance again and therefore would loose their job as they need their car for their job. If I crashed, or the police pulled me for some reason then I would be insured, so what could they do? Do you think my parents are being awkward about it, and what can I say to make them think otherwise? (Someone I know has a dad as a taxi driver and he is the main driver on his car, as well as his own!) If anything unfortunate happens whilst i'm driving, like a crash, how will the insurance company know who's been driving it the most? What would they do? Should i persevere with my parents (what can I say to them)? And who else is good to try and insure with? I'm thinking of a 1999 Polo or Corsa, just a cheap 750 run around for college Thanks :)""

How much should I expect insurance company to pay?

i was driving my 95 civic coupe, and was waiting for the green light, so it turned green and i started going, and was rear-ended by a 2008 ford f-150 with a brush guard, his truck wasn't damaged except for a dent on the brush guard. my car had the trunk smashed in a little, and the bumper was smashed in too, but after the crash, i tried to move my car, and it wouldn't go into gear, and there was oil all over the road, so i suspected my manual transmission was damaged as well, my friend confirmed this when he looked under and said the transmission was cracked. we both got whiplash from the accident, and the police officer determined that the guy in the ford was at fault. i have nationwide liability insurance and the other guy had nationwide as well""

Tesco Car insurance cancelled?

I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay  230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records.""

Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party.   Thanks

Insurance Broker?

I am thinking about become an auto insurance broker. How do I get licensed and where can I buy the software thats needed?

Car Insurance for any Car in USA?

I am a Senior Indian Citizen of 73 with a US Green Card in Parker, Colorado. I have an international driving permit. Can I get a Car insurance for driving any car hired or private?""

Auto insurance..??

I'm trying to get just PL&PD, and the insurance websites are really hard for me to understand at the moment... I'm 19, just got my license, no experience on the road good or bad, good grades, and my car is a '96 Ford Taurus... about how much will my insurance be?? just a guess is what I want, and also if you have what company you got your estimate from, that would be really nice. Thanks :)""

How much does insurance cost for a 17 year old on a kawasaki ninja 250?

please don't tell me to go to an online calculator or quote site.

Getting insurance on a bike?

I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""

Hi my partner is learning to drive she has bought a car the insurance is expensive for her can she get?

full insurance through someone else

How do i sort car insurance out?

okey it might sound a stupid question but ive only just passed and dont know how to go on about it, do i need to get a car first or insurance? how can i compare insurance prices without knowing what car ima get but how can i get a car without insurance :S help pleasee and wheres the best place to get insurance and wheres best places to get a decent cheap car""

Why is insurance expense debited?

Why is insurance expensive debited? First it says Markell Company purchased one year automobile insurance policy on September 1, 20-2 at a cost of 1800. At the time of the purchase, the accounting clerk would make the following journal entry. Sep 1: Prepaid insurance 1800 DR, Bank 1800 CR Then it says since the insurance was purchased on September 1, four months of coverage have been used and eight months of coverage. Dec 31 Insurance Expense 600 DR, Prepaid Insurance 600 CR I can understand why prepaid insurance is credit because it is deducted each time as the months ago until is it fully done.""

Insurance for a 3 series BMW Convertable?

Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!

How much would insurance be on a rebuilt car?

I am planning on purchasing a car with front and right side damage. The car will run and drive. The repairs are pretty minor. It will need a front bumper, grille, hood, headlight and front right fender. No engine damage. Will the insurance be higher or lower because it was salvaged? And, how much of a difference will it be?""

Need help on polo 2004 1.4 car insurance and road tax?

hi can anyone tell me or give an estimate how much the polo 2004 1.4 will cost me for insurance and tax, am 21 and this will be my first car help""

I need advice for my auto insurance claim! Please help!!?

I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""

Got in an accident with no collision on my car insurance?

I got in an accident at and intersection the other day. i was heading north ready to turn west(my left) at the intersection. the other driver was heading south with her left blinker on ready to turn east (her left). so when i saw her blinker o n i figured it was safe to take my turn now. but in the middle of my turn she decides to keep going straight rather than turning left like her blinker had indicated. therefore she hit me in my rear passenger side with her front passenger side. she did not have much damage. however my car is fairly warped up in the rear end. it may even be totaled although it is drivable. i am just waiting for the appraisal right now. when we began speaking to the cop i mentioned that she had her blinker on, but she denied this. i alerted my insurance company and they filed a claim. i heard from her insurance company and they sent me to get and appraisal. i sent the accident report to the police station the rmv and my insurance yesterday. I do have insurance but i have no collision so i am real scared that it they put me at fault for some reason that i may be in some deep water. i am almost sure the damage to my car is at least a $5,000 fix. what are the odd of them ruling it her fault? and what are the odds of them ruling it my fault? also...how do you think think my damage will be fixed or covered? any help is much appreciated! thx!""

How much is motorcycle insurance on average?

I'm looking at a 2013 Victory Boardwalk. My parents are going to make me pay the insurance for it but I don't know how much it's going to be. It's Progressive Insurance by the way.

Can anyone estimate how much insurance would cost on a 2001 camaro?

i'm 18, full time b student, first car, the car's a v6""

How much would motorcycle insurance cost for a 23 yr old?

Impeccable driving record, no tickets, felonies etc... Have a car and I've been driving for 6 1/2 years. My premium with Geico is only $80/mo. I just need a general figure for something with over 600ccs. Thanks.""

Who is the cheapest car insurance in USA ?

Ihave finicial problem right now ipay for six month liability $ 300 it us too much for me is there any body knows less than that price iget please let me know?

No proof of insurance ticket LOS ANGELES CA ?

I got pulled over for speeding. Got a ticket for no proof of insurance. but now i have insurance .. i am 17 and i just wanna know whats gonna happen tomorrow in court ? and on the ticket it says (((People of the state or California Vs. me))) whats going to happened in the court?, are there going to be people watching me ? and ima take my grandma ? also if i cant pay the fine can do community service ? how many hrs ?""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Auto insurance question?

I am paying $166 monthly for 2 cars, full coverage, 6 month premium around 970. I'm not sure if that's cheap or expensive. What is the average most people pay for 2 cars? I'm curious. I have insurance through USAA.""

""If father adds his home care worker to his car insurance so she can drive him in his car, will that raise his?""

insurance rates? Do they look at her driving record to determine that? If it would increase his annual premium, by about how much would it increase? THANKS""

Cheaper car insurance in CA (san diego)???

my husband just bought an 03 toyota tacoma 4 cyl extra cab and is also lifted. he is 20 and due to financing the truck we had to purchase full coverage. we are both covered and currently have geico and pay $535 every 6months. is there anything cheaper???

How much will my car insurance be if i was in two accidents?

For my first car accident i had only had liability, the car was counted as a total loss!! I got no money back for it!! &&My second car i had full coverage on it because it was a brand new car. But i had recently got a DUI, but when i went to court they didnt count it as a DUI, just a car crash. It was also a total lost but my insurance company had given me all the money back! ...So im just wondering how much my insurance is going to be when i am able to start driving again in september!!""

How do I get Insurance for my newborn baby?

I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""

How do I talk to my dad about paying insurance for a car?

I'm a high school senior, preping to head off to a 4-yr. I'm trying my best to save my family money; for example: -AP classes and tests for college credit -Scholarship searching -Spending only $100 on clothes for the last 2 years -Watching my utility/electric use by not watching TV (except the Olympics!) -Taking spring/summer college classes for transferable credit (in fact, I could have graduated and received my HS diploma at the end of my Jr. year). -Getting decent grades (had a 4.2gpa this past year, my Fr. and Soph. years were not that good) So, if you add it up, I think it would be a few thousand $ that would have been otherwise spent on tuition, some amount of utility bills, and some amount on clothing. For my senior year, I plan on doing a lot of extracurricular activities so I can get into a decent university, my plan is UC Davis. I'm a cross-country runner for my HS, I plan on doing a hospital volunteer program, I am in my HS's Mock Trial team. So, I would be out and about for most of the week going to different activities. I feel I need a way of transportation instead of relying on my brother and parents. Speaking of which, my brother has a car because he goes to a community college (and for that reason, he is mature?). Now the problem: my dad feels that I am too young for a car and does not feel that I am responsible and mature enough to handle one alone without supervision. My mom is willing to buy a car for me, with a reasonable price range. But my dad does not want to pay for car insurance. My parents are divorced, and I do most of the communication between them, especially when it comes down to needing money. I have brought up the aspect of working part-time. But my parents tell me that I should focus on school. My dad tells me I should focus on school instead of a car, but I need that car so I can get to where I need to be. My dad works from 9am-7pm, so I have no way of getting to 5pm practice or getting to school at 6am unless I rely on my dad. I understand how much stress my dad goes through supporting 4 children, two of which are about to go to college... It hurts when I have to ask him for money, even to pay for SATs and AP tests... Although essential, they still cost a lot of money, and money is tight now. With $65 per college app and college apps coming up in November, I'm going to be applying to nearly 10 schools, so over half a thousand dollars thrown away as my dad states it when I asked him to pay for my second SAT. My dad will pay for my academic needs, but he won't be happy about it. It feel as though my academic potential is being held back by how much money we have. I feel bad when I succeed now, basically. So I try my best to save money, like I gave examples of above. But now, I am only 1 step away from getting being independent, transportation-wise. All I need is my dad to agree to pay for my car insurance, which is probably about $200/month. Is that selfish of me? If not, how do I talk him into paying that $200/month, or to show him that I am mature enough to drive myself around? By the way, this was a long rant because I have been thinking and stressing about this all summer.""

Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party.   Thanks

Will my speeding ticket raise my insurance?

Yesterday I got a speeding ticket in Cambridge, OH, my home state.Going 9 miles over, 79 in a 70. I have State Farm Insurance and this is my FIRST traffic violation. If i pay the fine right away, not having to go to court, will I get any points on my license or will my insurance rate go up at all?""

Is insurance high for a base acura rsx or just the s-type model?

I'm a 21 year old male with one speeding ticket. I like the design on the rsx, but I've heard insurance is ridiculous on them. Is this true for the both models, or is the insurance rate for the base model significantly less than the type-s model? Thanks for any help!""

How much will my insurance go up?

I live in Maine, I was pulled over yesterday for doing 74 in a 65. I got a ticket obviously. It's my first one EVER. I am 24 and my parents pay my car insurance. I wanted to just pay it and not tell them about it because they will get mad. We have our car insurance through State Farm and have for a really long time. Some of my friends are telling me that since it's my first ever ticket it shouldn't effect my insurance too much. Is this true???""

Need help picking car insurance?

I'm 18 years old and live on my own with no dependants. Which method of car insurance is most dependable and best choice cost wise (Basically .. what can I afford haha)

Is my terrible credit rating going to affect my insurance premiums if I pay monthly?I?

I'm buying a new scooter in the next week or so so I can get to my new job. I've got a terrible credit rating from being over zealous with credit cards and loans. I can only afford to pay monthly for my insurance. Because of my credit rating, is there a chance I'll get turned down to pay monthly and have to pay my whole premium one go? Also, my previous insurance company has cancelled my old policy because I didn't pay the bill. I never recieved any letters or anything saying they were going to do it and as far as I was aware my money was going out as usual. Is that going to count against me as well?""

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

My dentist wants me to pay up front and have my insurance company reimburse ME?

I just went to the dentist today and had a filling. I have dental insurance, but the dentist wanted payment up front for the services. The receptionist said they require payment in full for the services on the day of service, and then they will send the insurance claim in to the company and eventually I will receive a reimbursement check. Isn't that what INSURANCE IS FOR??? So you DON'T have to pay????? I don't handle the cash in my family, so after much arguing about requiring payment up front, the receptionist agreed to let me walk out withouth paying, but expects me to have my husband pay by tomorrow. It just doesn't seem right that the dentist gets cash up front for the work, and then makes ME wait to get reimbursed by the insurance company... what the heck?""

Car Insurance question ( British Columbia)?

My boyfriend was driving me car and crashed it. Everything is on my insurance.They said the cost of my insurance will be up for three years. and then it will go back to normal. If I don't get insurance for those three years will it go away or will I still have to pay it when I go to get insurance after the three years?

If my someone else drove my car & got into an accident would they be responsibe for the damages or would I?

If my someone else drove my car & got into an accident would they be responsibe for the damages or would I?

Does anyone use CHIP health insurance for their child?

I will be taking a new job with a small company that does not provide insurance, so we'll be buying our own. The only problem with this is that my 2 year old son was recently diagnosed with epilepsy, so nobody will cover him (or it costs a TON.) So we're considering putting him on CHIP, which is PA's state health insurance program. Anyone else use this? I'm very curious about the waiting period before he would be covered.""

Traffic ticket gave the officer wrong car insurance?

I got my first traffic ticket yesterday my frist violation is i forgot to put a sticker on my car... And the secon violation i gave him the wrong (expired) car insurance instead of ...show more

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?""

Is there a new law about not having car insurance?

i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance

""I was involved in a car accident on august 4, I got rear ended the how much will the insurance company settle4?

how much will a insurance company compensate you

How much could I get a Vauxhall Astra for + Insurance?

I'm going to be driving in a couple of years and my friends brother has an Astra. I really like it and just wondering how cheap I could get one and insurance etc.

Car insurance for my daughter?

my 17 year old daughter wants to learn to drive in my car (citroen c3 2059plate) would anybody have an idea of how much it may cost me ! or does it pay to make her wait untill she has passed ? and any ideas on how much if she does pass.. ty .....

""I am turning 16 years, and i really want to drive a moped, how much will my annual insurance cost?""

I am turning 16 years, and i really want to drive a moped, how much will my annual insurance cost?""

Can a person that is temporarily non-UK tax resident to be the policy holder in her own car insurance policy?

In May this year , my wife got a job in a joint venture abroad. Her contract is for 3 years after which she will return home Due to obvious reasons , for the above period she is a non-UK tax pay resident. The insurance policy of the car she is the owner and policy holder of is about to expire very soon. Is she legally allowed to renew her policy as main policy holder or not?""

Is it cheaper to add a car to my insurance or get a new incurance for the 2nd car?

I have a 1989 trans-am it is modified and i was wondering if it would be cheaper to add it to my insurance company or get a second insurance company just for that car. Andy help???

Do I need a consent to settle by my own auto insurance company?

The guy who hit me does not have an ample amount of insurance to cover my injuries. They are offering me the policy limits to settle. My own uninsured or uninsured motorist has been given enough documentation to know that my additional insurance will come into play. I have filed suit against the guy and his insurance company, but do I need a letter of consent to settle with them from my own insurance company to make sure that my uninsured motorist coverage will still be available to me. I really think it is criminal for any insurance company or state to make the limits on auto insurance so low, when the average cost of an auto accident is higher than the minimum coverages that they allow drivers to driver under. Also, there are many attorneys that wont even look at taking a case unless the limits are much higher than state minimum, because they can make considerably more on those who are very well insured. My own insurance company is treating my like I am retarded, and I was until I started reading all the insurance laws and bought a very fine civil litigation book for 4 dollars, best investment I ever made. But I am no Pro Se expert, my hat is tipped to you attorneys and insurance adjusters. What a stressful job you have and so many laws to abide by and to follow. I can only get better the more I read the more I know. Thanks for your time.""

How Much Would My Car Insurance Be?

I'm a 20 year old female who just got her license, so I have no driving record to speak of. I want to buy a cheap used car (somewhere south of 2 or 3 thousand dollars.) What I would really like would be an old Ford Ranger (a small pick-up truck) or a Jeep Cherokee. I know insurance definitely increases for a truck, and unfortunately, Jeeps are considered recreational vehicles (because their original use was for off-roading and such) so it would also increase my insurance. However, since I'm planning on buying an older car (like late 90s or early 2000s) I wouldn't have a car payment, only an insurance payment (and gas, of course.) So does anybody have any vague ideas of how much my insurance payment would be?? If it helps any, I'm going to be put on my parent's insurance, and my brother (who currently IS on their insurance) drives a PT Cruiser and his payment is $150 a month. I'm guessing mine would be north of $200, but not above $250? Is that close? Any ideas? Thanks! -Ashley""

Will getting quotes from car insurance companies affect my credit score?

I am reluctant to get other quotes to compare coz i have the feeling it affects my credit score negatively. Does it?

16 year old insurance on Bike (CBT) UK?

Heres the thing, i can afford a bike and ive been considering an Aprilia RX 50 Or a Suzuki TS 50, but the insurance is through the roof in price, my average quote fire and theft is 450 ish any ideas who to go with in respects of insurance companies ? thanks live in the (UK)""

What are the pros and cons of purchasing a car and leasing a car. Also how to purchase insurance.?

what are the pros and consof purchasing a car and leasing a car. And how do you purchase insurance?

Why is health insurance important?

Why is health insurance important?

Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party.   Thanks

https://www.linkedin.com/pulse/525i-first-car-how-much-insurance-larry-baker/"

[dfosanctum]

day 2

[1/17/2017 11:55:16 PM] Racky: “there are hot boys everywhere my friend” man i guess it's the treb experimental years now [1/18/2017 2:26:23 AM] Racky: that and walking into [1/18/2017 2:26:38 AM] Racky: “Pedophile Furries courtesy of Treb” is definitely making me wonder about this [1/18/2017 2:38:21 AM] Racky: http://dfonexus.com/posts/371772/ [1/18/2017 7:08:29 AM] Treb: Last night was so out of hand [1/18/2017 7:08:49 AM] Treb: It was just like being drunk without the alcohol [1/18/2017 7:08:55 AM] Glorious Wheelchair King: wait what [1/18/2017 7:09:32 AM] Ariano: Yes it was [1/18/2017 7:10:13 AM] Ariano: Like we'd go to town and you didn't read the quests because shig kept distracting you [1/18/2017 7:10:59 AM] Ariano: Also pusheen shig [1/18/2017 7:15:52 AM] Ariano: Treb was getting into the half breeds/furries while shig getting into his stuffed cat [1/18/2017 7:31:05 AM] Treb: That's a good summary haha [1/18/2017 7:31:21 AM] Treb: Pushmeme Shig [1/18/2017 8:53:49 AM] Shig: msn [1/18/2017 8:54:00 AM] Shig: wind cannon is basically birb slaughter canyon [1/18/2017 8:54:06 AM] Shig: yhou kill so many fucking birds [1/18/2017 12:47:03 PM] Ariano: Half of Houston is underwater again [1/18/2017 12:47:19 PM] Ariano: Or at least it was in the morning [1/18/2017 12:47:33 PM] Ariano: Welcome to Atlantis y'all [1/18/2017 12:56:44 PM] Racky: dw about it ari [1/18/2017 12:57:05 PM] Racky: there's some hydration for all the thirsty ppl in houston [1/18/2017 12:59:20 PM] Shig: So many birbs [1/18/2017 12:59:42 PM] Shig: Princess Isabella is apparently a striker [1/18/2017 1:00:06 PM] Shig: And she's exactly like a fucking brick wall [1/18/2017 1:00:16 PM] Shig: She takes 0 damage and deals 0 damage [1/18/2017 1:00:59 PM] Racky: dammit shig shut up stop spoiling things [1/18/2017 1:02:30 PM] Ariano: Smh [1/18/2017 1:02:40 PM] Ariano: Talk to pusheen about it shig [1/18/2017 1:06:05 PM] Racky: man i thought i was gonna be doing luke scenarios alone [1/18/2017 1:06:07 PM] Racky: but no [1/18/2017 1:06:11 PM] Racky: i get a free shig [1/18/2017 1:06:34 PM] Racky: this fmech was like [1/18/2017 1:06:37 PM] Racky: SORRY IM SO LOUD [1/18/2017 1:06:41 PM] Racky: like shig and shigmom [1/18/2017 1:06:44 PM] Racky: and like [1/18/2017 1:06:49 PM] Racky: put vipers the wrong way [1/18/2017 1:06:55 PM] Shig: MAN [1/18/2017 1:07:04 PM] Shig: I literally said that when we did scenarios [1/18/2017 1:07:07 PM] Shig: Last night [1/18/2017 1:07:12 PM] Racky: mindlink [1/18/2017 1:07:14 PM] Shig: This is literally apc shig [1/18/2017 1:07:23 PM] Racky: apc shig did not do anything [1/18/2017 1:07:24 PM] Shig: Have fun with meme force and wrong viper placements [1/18/2017 1:07:39 PM] Racky: man so [1/18/2017 1:07:45 PM] Racky: i just got to furry central [1/18/2017 1:07:51 PM] Racky: and shig [1/18/2017 1:08:10 PM] Racky: your gonna need to share you shignarios [1/18/2017 1:08:25 PM] Shig: Why me? [1/18/2017 1:08:34 PM] Shig: Oh 18 level 86 alts [1/18/2017 1:08:40 PM] Shig: Kk [1/18/2017 1:08:44 PM] Racky: becuase're you're plowing ahead [1/18/2017 1:08:57 PM] Ariano: FSpit hasn't done hers yet. I think I only have two classes that are doing those scenarios [1/18/2017 1:09:05 PM] Racky: ok [1/18/2017 1:09:05 PM] Shig: No shit doob [1/18/2017 1:09:10 PM] Racky: thats good [1/18/2017 1:09:15 PM] Racky: man [1/18/2017 1:09:27 PM] Racky: what time are you guys here tonight [1/18/2017 1:09:34 PM] Ariano: Unlocked kings road on first dungeon. I get hit too much. Tho [1/18/2017 1:09:36 PM] Shig: You should've recorded last night [1/18/2017 1:09:47 PM] Shig: Holy shit some gold came up [1/18/2017 1:09:51 PM] Ariano: Likely after 7pm central [1/18/2017 1:10:09 PM] Shig: So 8 est? [1/18/2017 1:10:27 PM] Racky: list the gold in chat [1/18/2017 1:10:43 PM] Racky: "8/7 central" - generic tv [1/18/2017 1:11:07 PM] Ariano: Yes [1/18/2017 1:11:26 PM] Shig: Kk [1/18/2017 1:11:31 PM] Ariano: Aka generic time I'm home [1/18/2017 1:11:37 PM] Ariano: Unless I'm doing something [1/18/2017 1:12:01 PM] Shig: Like showering :^ ) [1/18/2017 1:12:28 PM] Ariano: Bitch wouldn't you just like to see [1/18/2017 1:12:32 PM] Racky: damn [1/18/2017 1:12:56 PM] Racky: (bomb) [1/18/2017 1:13:08 PM] Ariano: (cheers) [1/18/2017 1:17:14 PM] Shig: Also [1/18/2017 1:17:27 PM] Shig: New shig meme straight from the presses [1/18/2017 1:17:45 PM] Shig: Shig the PUSHEEN whisperer [1/18/2017 1:18:26 PM] Shig: Instead of crazy old cat lady its crazy old Pusheen lady [1/18/2017 1:22:02 PM] Racky: man shig u can't even get a real cat [1/18/2017 2:13:40 PM] Naiji (J Robinson): sup peeps! [1/18/2017 2:13:50 PM] Racky: eyy naiji [1/18/2017 2:13:52 PM] Glorious Wheelchair King: hey naiji [1/18/2017 2:14:04 PM] Glorious Wheelchair King: what do you think of the new update [1/18/2017 2:14:47 PM] Naiji (J Robinson): haven't had a enough time with it yet. Just got back from hangin wit some IRL friends. [1/18/2017 2:15:36 PM] Naiji (J Robinson): Played a bit wit ari and so far it just feels like more "questing" atm [1/18/2017 2:17:20 PM] Shig: eeey [1/18/2017 2:17:48 PM] Naiji (J Robinson): Gonna go with music library shuffle for today's BGM. [1/18/2017 2:18:06 PM | Edited 2:18:14 PM] Naiji (J Robinson): Don't really what to listen to right now. [1/18/2017 2:18:30 PM] Naiji (J Robinson): so random animu music it is. [1/18/2017 2:19:16 PM] Glorious Wheelchair King: The first pandemonium questline is a love triangle Involving a big evil furry daddy [1/18/2017 2:19:16 PM] Shig: lol [1/18/2017 2:19:38 PM] Treb: Well you're not wrong [1/18/2017 2:21:44 PM] Naiji (J Robinson): anybody wanna go wit me on ma scenarios? [1/18/2017 2:21:55 PM] Shig: sure [1/18/2017 2:21:57 PM] Shig: gimme a second [1/18/2017 2:22:11 PM] Naiji (J Robinson): anybody else? [1/18/2017 2:22:22 PM] Naiji (J Robinson): the more the merrier [1/18/2017 2:22:35 PM] Shig: ive reached the forest of little red riding hod [1/18/2017 2:22:41 PM] Shig: little red BB Hood* [1/18/2017 2:25:19 PM] Naiji (J Robinson): well more experience before you move forward I guess? [1/18/2017 2:25:28 PM] Naiji (J Robinson): i just got to pandemonium. [1/18/2017 2:25:45 PM] Shig: sure [1/18/2017 2:42:08 PM] Naiji (J Robinson): wow my internet is acting wonky today [1/18/2017 2:42:17 PM] Shig: man [1/18/2017 3:16:01 PM] Naiji (J Robinson): WHY THE HELL MUST EVERY MOBILE GAME BE GACHA STYLE BS? [1/18/2017 3:16:17 PM] Shig: gotta make $$$$$$$$$$$$$$$$$ by rngesus [1/18/2017 3:16:39 PM] Naiji (J Robinson): FE on mobile is the same damn way! [1/18/2017 3:20:10 PM] Naiji (J Robinson): oh and shig are you done with fire emblem fates yet? [1/18/2017 3:25:01 PM] Shig: i was already done like what [1/18/2017 3:25:11 PM] Shig: a week after it came out [1/18/2017 3:25:15 PM] Shig: and the same for revelations [1/18/2017 3:25:25 PM] Naiji (J Robinson): well another is coming for 3DS in the fall [1/18/2017 3:25:36 PM] Shig: eh [1/18/2017 3:25:41 PM] Shig: more interested in MUSOU EMBLEM [1/18/2017 3:26:07 PM] Naiji (J Robinson): reserve excitement for now. they only show more of chrom gameplay. [1/18/2017 3:26:28 PM] Naiji (J Robinson): at the very least i wasn't impressed yet. [1/18/2017 3:37:08 PM] Issac Felix: I'm playing all three lol [1/18/2017 3:37:23 PM] Issac Felix: Fire emblem echo is a remake of fire emblmem gaiden [1/18/2017 3:37:46 PM] Shig: wait gaiden? [1/18/2017 3:37:48 PM] Shig: oh shit [1/18/2017 3:37:56 PM] Shig: one of the games that never got a stateside release [1/18/2017 3:38:06 PM] Naiji (J Robinson): yup completely remade. [1/18/2017 3:38:20 PM] Naiji (J Robinson): or so they say. [1/18/2017 3:40:07 PM | Edited 3:40:29 PM] Racky: im changing the title of this chat before we get put on more watchlists [1/18/2017 3:40:19 PM] *** Racky has renamed this conversation to "cringemonium" ***

[unlikelydreamlandcreation-blog]

Anderson South Carolina Cheap car insurance quotes zip 29624

"Anderson South Carolina Cheap car insurance quotes zip 29624

Anderson South Carolina Cheap car insurance quotes zip 29624

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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In listening to the Supreme Court arguments about Obamacare a question keeps coming to mind. The major arguing point seems to be: Can the government constitutionally require people to buy health insurance? If the answer turns out to be no, does that mean the government can not require you any insurance? Like car insurance? Don't use the argument that driving is a privilege, not a right. There is ample judicial precedence that says owning a car & driving is, in fact, a right in the U.S. It certainly is necessary to get hired.""

Car accident with no insurance?

I was stopped at a red light behind two cars. Both cars started to go and so did I the next thing I knew I had hit the car in front of me. The car in front of me hit the car in front of him. We all pulled over my car isnt to bad but I drive a suburban, the car in front of me was a smaller car so his looked a little worse. Nobody was hurt, and all cars were drivable, so we decided to not call the police we just all exchanged information. After we had finished and they left I immediately called my insurance lady to let her know what happened. I am not super clear on this next part, we have been going back and forth with our insurance since that call and will continue to fight it. When I called the insurance lady she said I wasnt covered. She said that they had received the last payment much later than it was due (not sure how because it was mailed the same time as always) but because of that our insurance had been cancelled. A couple of weeks ago they had chased our check, she said we were reinstated as of yesterday (the day of the accident) but because it was the same day they werent liable to pay the damages. We are going to keep fighting them because I dont think its fair. Even if they decide that they wont pay we can afford to just pay for the damages to the rear end of the car in front of us, because know matter what happened I am at fault for following to close. We cant afford to pay out of our pocket also for his front end and the rear end of the first car. Shouldnt those damages be covered by the car I hit because he was obviously following to close to the car in front of him? Im a little freaked out with all this, this is the first accident I have ever been in and we have always had insurance, so we thought. The insurance company did say they mailed us a cancellation notice but if they did we have never received one.""

How much would insurance for a Subaru Impreza WRX be?

I am getting my license very soon and I plan on getting an 02 Subaru Impreza WRX for my first car. I am curious to know what will be the monthly cost of my insurance (an estimate). I will be on my parents insurance and they have Liberty Mutual. I know that the WRX has one of the highest insurance rates but I want to know if it will be doable or not. Thanks in advanced.

Can a 17 yr old get there own dental insurance?

Can a 17 yr old get there own dental insurance?

Will my rates go up for a hit and run?

This weekend, my car was hit while parked in a parking lot. Nobody left a note or anything, which makes it a hit and run. The damage is extensive so I had to make a claim with my insurance co (it's unfair enough that I have to pay the deductible for something that's not my fault, I shouldn't have to pay even more). When I asked this won't make my rate go up, will it? they told me they will have to wait and see! This is so unfair, it wasn't my fault, I wasn't even THERE and they might raise my rates. I have 2 other claims in recent years, one from 2009 that was not at all my fault and the other from 2008 that was split 40-60 (or something, i don't know the exact % but i was less at fault that the other driver but still deemed at fault which was bs, but i digress). I have State Farm. Does anyone have experience with them and know if they will raise my rate over this? I'm so angry right now!""

How can I get affordable Medical Insurance for my family?

My wife and I are hoping to have another child soon. Were getting alot of our debt paid off since I am working overtime. However our current Insurance doesn't offer maternity ...show more

Looking for cheap car insurance.?

have a dodge avenger. and need suggestions for in expensive insurance

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!""

Cheap car to insure!?

Im 19 and soon to take my driving test in the UK, I will be 20 when I have done my test, I am taking the automatic test because I want to! , at the minute I have a classic Renault 5 1990 which I love , but I cant rely on it on long journey's because of its age my budget to buy a car is 2000 but im looking at finance aswell , the car has to be a hatch back?? not sure what to get""

Can a parent cover insurance on a student's car?

The car I drive is currently registered in my father's name. It is covered by an automobile accident insurance policy paid for by my parents, along with their cars. I have been making payments on the car, and it will soon be paid off. If I have the car registered in my name, can my parents still cover the car in their policy, or will that be another thing I have to pay through college?""

UK Only. How much for an category D insurance write off car?

I have a 2004 Ford Fiesta that I need to sell. When I bought it I was told it was a category D write off shortly after it was first bought, it was repaired and passed every subsequent MOT and has regular services. Roughly how much money off a guide price would you take off when selling it??""

Anderson South Carolina Cheap car insurance quotes zip 29624

Anderson South Carolina Cheap car insurance quotes zip 29624

""I haven't had auto insurance in over 6 months, I need car insurance HELP!?

I haven't had car insurance in over 6 months due to financial reasons and so far everywhere I have called (popular insurance companies) and they have denied me. Which auto insurance in the New York area accepts drivers with a clean record that hasn't had insurance within 6 months. HELP! I really need my car back.

How can you get a car insurance estimate if you don't own a car and never have?

I just got my license a few months ago and may get a job in an area that is difficult to get to by public transportation. I want to find out how much it would cost me (roughly) for car insurance but I don't have a car (yet) and most sites I've found ask me a lot of vehicle information. How can I get a rough estimate for insurance, so I can figure out if it's even feasible for me to get a car. Thanks!""

Any idea how much motorcycle insurance for a 19 yer old Female in Texas would cost?

i been driving for at least 13 years (since i was 7 i was driving a 150cc) at 15 i started driving a 1600cc yamaha royal star :D (so dont say i dont know) i had a mexican motorcycle license for about 4-5 years (i am verly gonna get tx Licence) And i am planning on getting maybe a 600cc sportbike to use in TX

I don't no where to pay my insurance or how to pay it?

telling me how do i pay my insurance and where do i pay it

What is an average rate of insurance for a 2004 Saab 9-3 Arc convertible?

I heard that insurance is expensive for a convertible. I was just wondering if someone could tell me an average price to insure this car?!?!?!

Iininsurance on celica or rx 8?

Heres my situation at the moment currently i have celica,supra and skyline in my drive way and have rx8 and rx7 comming this summer Now i know i wont be able to afford insurance on rx7 supra or skyline But im wondering rx8 evolve (231ps) or celica How much would insurance cost Info on me No ncb Got driver license for few months 18year old University student living away Live in uk midlands""

Do you need insurance to drive a car?

i live in alberta and i am wondering do you have to get insurance in order to drive a car will you be in trouble if you drive without insurance?????

Question about homeowner liability and earthquake insurance?

So, let's say the neighbor's swimming pool cracks open in an earthquake, and the water runs down the hill and floods my house. Let's say the pool owner has earthquake insurance. Would that insurance fix my flood damage? Let's say the pool owner has no earthquake insurance but I do. Would my insurance cover the act of God that broke somebody else's pool?""

Car or 125cc motorcycle for 17 year old?

So I turn 17 soon and I was wondering whether to get a car or a 125. The main downside to getting a car is the driving lessons, it will probably end up costing 1000+ in just driving lessons/tests and is likely to take ages to past where as it takes a day to do the CBT to ride a bike. I am not interested in people saying Don't get a motorbike they're deathtraps! . So what should I do?""

Are insurance rates high for classic cars?

Are insurance rates high for classic cars?

How much would car insurance be?

When I turn 25 and my driving record is clean no speeding tickets how much do you thing car insurance would be on a 2010 camaro and I want to know car insurance on a 2005 corvette orba challenger what one would be cheaper

Can i get car insurance on someone elses policy?

I'm 19. I live with my sister in Detroit, MI. Can I get car insurance on my dad's policy if he lives in a different city then me? or on anyone elses policy? Im not talking about full coverage, I mean plpd, no coverage Thanks..""

What is the cheapest car insurance for an 18 year old girl?

I am learning to drive and have my provisional. I want to get a car and have looked at many and the insurance is 3000 or more. I don't mind what first car I get but it has to have 5 doors. Can anyone suggest any cars which have cheap insurance. Thanks in advance

Car insurance question?

Im currently a proposed driver on an car insurance policy(FULLY COMP) on a Fiat Punto and im 19. My elder brother is getting a Vauxhall VXR and said if he is insured on the car (fully comp) and said if i drive his car, i am legally allowed to drive it but i will only be covered under Third Party. Can someone outline the Rights and Wrongs? Is it actually legal? any problems which may arise?""

Car insurance........................ car insurance have agreed to?

pay for my car after it was stolen and written off. they agreed to pay 200 pounds which is well more than i paid for it.so it looked like a good deal, however, 100 is the excess which i thought left me with 100..NOT the case,,they have taken the other 100 to pay for the years insurance which i wont use as i dont have a car...plus when i complained..they advised me to drop the claim and i dont get anything nor do i owe anything except the fee from the recovery collection which is 150. is this extortionate or what ??are they allowed to do this..i still owe them 20 pounds for the o/s amount for the years insurance as i insisted they do make it as a claim..and they wont take it as 2 seperate d/d payments either as i dont now have a car..HOW CRAP IS THAT ??? what can i do to get my money back""

Who has the best health insurance in California for college students?

I am a full time college student, and I am looking for health care insurance, but I'm not for sure which to go for. I was looking up Blue Shield of California, Health net, and Kaiser, but I'm new to this.""

How much would my car insurance be when I move to california?

I will be 25. I am male and I drive a 2008 Kia optima. Car is paid off. No accidents on my record. (Knock on wood). I want to get the most affordable coverage. So in an estimate, how much am I looking at monthly? I will be living in San Diego""

Would it be cheaper for me to go on my parents insurance or get my own insurance plan?

I am 16 and go for my license on the 19th of Nov, im paying for it myself. My parents have geico, i called Allstate today to get a quotes and they said about 210, please help!(:""

Insurance for my full bike test?

I want to do my full bike test but i dont need the trainng as its expensive and i think im up to test standard. I have my own bike but how do i get insured? the insurance company say they cant insure me due to me not having a full license but other people say they have done it on there bike please help!

I have title to my exes car and pay their insurance. How do I get out of it?

Me and my girl broke up a year and a half ago. She's a real piece of work. We lived together for 3 years and had everything is each others names. Utility bills, cell phone bills etc. She never paid any of her bills on time and it destroyed her credit. I signed for a car for her because she's had multiple DUI's and didn't have the credit to get her own. She made the payments on it and I never put any money down. The car title is in my name and she has paid it off. She can't get insurance because of the DUI's. I just want to be done with it so I don't have to deal with her anymore but she wants me to hold off until she finished her DUI classes to get a reasonable rate on insurance. She's been telling me the same thing for a year plus. I'm not even sure if she's taken or taking these classes yet or not. I asked her about it the other day and she never responded to me. I had left her a voicemail and she never called me back. This really pisses me off. So my question is if I sign the title and make her sign it as well do I have any more resposibility with the automobile? I just want to drop her from my insurance and give her the title. Is she wrecks or, god forbid, kills someone while driving am I liable for anything?""

B Average for Car insurance Discount?

Will I still get the B Average car insurance discount if I have a 84.86 Average?

Individual Health Insurance w/ Maternity Coverage?

Hi I am in need of Individual Health Insurance with Maternity Coverage, but not with Anthem BCBS. Do you know of a company that provides what I am looking for? I know there is a ...show more""

Car insurance for another person?

Hey guys, so I'm gonna get a car soon. I turned 18 back in January. My mom is going to buy me a car soon, but only if the insurance isn't that high. So, seeing as I really want the car I have in mind, I need to know some things about car insurance. My mom has gotten into an accident before also, plus the car in mind is a sports car. A Nissan 350z to be exact. So my question is, can I get insurance for that car even though it's under her name? I've never gotten into an accident before, and plan to get my license soon. Thanks!""

Pregnant And Can't Get On State Health Insurance!! What Should I Do!?

I'm so pissed off!! I have tons of medical bills stacking up and I am on no health insurance! Because I live with my parents and am under age 21 (I'm 20 and will be til May), and I already have one son. Thankfully he's covered. But I have all these bills that are stacking up and won't be able to be paid off because by the time I get on anything it'll be past the 3 month time limit for back pay!! I live in MN and the problem with getting my parents income is my mom and dad both have new jobs, but my dad was laid off his old job so how the hell am I supposed to get his stop work form filled out by a company that no longer exists!?! I can't get on anything unless I have their income!! Even tho' I'm 4 months pregnant!! This is so f***'d up!!""

Home hazard insurance vs. home owners insurance?

What is the difference?

Anderson South Carolina Cheap car insurance quotes zip 29624

Anderson South Carolina Cheap car insurance quotes zip 29624

Help me with me car insurance?

i am 34 years old have a new license with pass plus and recentley bought a car. what is the cheapest car insurance for me(third party) thanks

Is the 2008 Mazda Rx-8 worth buying?

I got a deal for 19,000 dollars with 11,000 miles on it. I can afford it but im wondering if it is a reliable and good car for 5-6 years. How does it do in the winter? I live in VA. Gas? Reliable? Insurance? Used 2008 honda accord coupes are so expensive and camrys are expensive too.""

Does anybody know where i can get very cheap car insurance?

i am a 17 year old driving who own a Tax Exempt Landrover. I have been quoted 3000 just about everywhere. I know that this should not be the price for a car made in 1972. could anybody help?

What's the best car insurance?

Got a good quote from 21st century insurance. I'm thinking of switching from my Geico. I'd save a little bit but if anyone thinks Geico is a much better company then I'd probably stay. Any advice out there? Should I keep looking? I live in Florida. Thanks!

What car insurance should I use?

I'm 17, I live in Texas, and my mom is making me get my own car insurance. which would be the best and cheapest for me?""

Is car insurance cheaper in the US compared to UK?

Is car insurance cheaper in the US compared to UK? wouldn't be surprised if it wasn't since you are allowed to start driving at the age of 16 in US.

What company offers the cheapest car insurance for a first time driver?

And also what types of cars are the cheapest to insure? I live in nyc, the 11434 area code. I desperately need a car for college and everything I've checked so far is asking a fortune a month! Help! Thx in advance.""

What are my rights? re: car insurance?

I'm a bit short of money at the moment, so on the 31st January i phoned my car insurance company and asked them to suspend my insurance. They told me the direct debit request for February had been sent on the 29th January, which they couldn't stop, and would be taken from my bank account on the 1st February and i would later bee refunded that amount. Today i received a letter in the post telling me they would hold the payment and use it when i continue the policy or use it towards a cancellation fee if I don't unsuspend the policy. The policy ends in June! The reason i cancelled is because im on benefits and just don't have the money to afford this right now. Anything i can do?""

How much is motorcycle insurance for a 15 and a half year old?

so ill be 15 and a half soon and I am getting my motorcycle permit. how much would insurance cost for me? i am getting a k7 gsxr600. no question about it.

Whats the cheapest motorbike insurance and motorbike for a 17 year old man. (125cc)?

im interested in getting a geared 125cc superbike looking motorbike, what is the cheapest bike i can get at this age, a long with the cheapest insurance? on go compare i think i've got it down to about 500 pounds. thankyou""

Car insurance and accident investigations?

My Gf was driving on the freeway going home from school. While driving about 10 car lengths ahead she saw that car were swerving out of the way. There was a stalled car in the number 2 lane. She had enough time to slow down and change to the number 1 lane without any incident when she was suddenly rear ended on her back right bumper. That force sent her into the ceneter median aand hit her front driver side hard enough that it spun her around and faced the opposite direction (facing traffic). Long story short she has severe front and back end damage on a Brand New 2008 Civic that she is leasing. After speaking with the appraiser of the he mentioned that it is likely a totaled loss. Ahe has full coverage insurance with AAA but don't think that she has GAp insurance. How is this going to affect her lease that she just entered a month ago. She was not at fault and the accident report hasn't been finalized. Will this affcet her in getting a new car and insurance?

Cheapest insurance companies for 17 year old in the UK?

Got my cheapest quote from AdrianFlux so far. Anyone know any really cheap companies that would cover a 17 year old in Northern Ireland. Thanks

""How much do you spend on car expenses (gas, insurance, etc.) every month?""

So I'm thinking of getting a car and just wondering how much just as an average estimate it costs people every month when you add car payments, gas, insurance, and whatever else like carwashes and oil changes. I know it's different for everybody...how much for you?""

Affordable insurance in NYC?

My parents need health insurance. They are 50 and 49 years old. Is there anything affordable that you would recommend?

Where can i get cheap car insurance?

iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""

I need help finding medical insurance?

I found out I am pregnant and I was denied medicaid due to income. I figured since I need it asap I would pick something with a higher monthly figure and a lower deductible I don't understand a lot of it though and not sure where to look .My old work health insurance was very expensive so I had cancelled it only to realize months later I should have kept it :/ any advice? Thanks

Can I get a company car as a Farmers Insurance Co. Agent?

So im becoming a Farmers Insurance Agent. I'd like to know if I can get a company car to commute to and from work and if possible for private use? I currently do not have a car but I am a licensed driver. My office will be 30 miles away, one way only so 60 miles each day. I currently have no money to purchase a new car and I've no work experience either. I'm not sure if Farmers offers company cars but I'd believe they do. Any advice? Thanks in advance.""

First time car insurance?

I'm a 25yr old female looking to buy my very first car, which are any good insurancers? What should I be looking for with an insurance company? I'm based in london""

Why does car insurance go down after you've had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???

Buying Car Insurance?

Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""

How much does insurance go up in a wreck?

Im a 16 year old male, get good grades, and i drive a 91 firebird. i recently got in a crash, my car was fine but the other guy had a scrape along the side of his car etc. how much can i expect my insurance to go up?""

Need suggestions on Health Insurance...?

I recently turned 18 and will no longer be covered by my parent's health insurance. I'm going to be going to college next year and my school offers insurance but it will cost almost all of the money I have saved up (leftover money after tuition is paid). Are there any better options? (Being uninsured isn't an option)

Is car insurance in any way fair?

I know there is not much that I can do about it on my own but I am thoroughly annoyed by paying for car insurance. You pay for it in the hopes that you don't get into an accident and it increases. Once you've gotten into an accident, depending on the company, they try to figure out a way not to pay for it. If your car is totally destroyed, you're stuck with the blue book value and the remainder of your car note in some cases (if your insurance is really bad). While all of this is going on, the car is depreciating at an almost exponential rate and the top it all off, it is a requirement by our government to pay for it. Now I do undestand its place but there needs to be some type of adjustment in the way that this system works. I mean, while they're collecting money on your insurance, they are reinvesting it and making money off of your money that you will never get back and ultimately never use....I'm annoyed. I feel like I am just throwing money away. What do you think?""

Which of the following medical expenses are deductible for AGI?

#NAME?

""I am self employed and shopping for an affordable health/dental insurance, any ideas?""

I need coverage without spending a fortune every month, no pre-existing conditions.""

Anderson South Carolina Cheap car insurance quotes zip 29624

Anderson South Carolina Cheap car insurance quotes zip 29624

Motorcycle insurance is so expensive?

Basically I'll be doing my cbt test this Wednesday so I can ride my 125cc supermoto which I use for dirt biking. Checked insurance on my Yamaha WR125X and it's 1400 for comprehensive, da fk is this? After seeing that I was physically sick. So I thought I'll just check on the most cheapest moped and it's 700 which is still expensive.. How the fk do these kids I see with mini coopers afford insurance and all I wAnt is to ride a small 2 wheel sht face. I'm 18, 19 this march, work full time. Can I find it any cheaper anywhere? Should I go for third party insurance? I just hate my life""

How much would insurance for a land rover be?

I'm 16 a girl and I have straight a's if that matters. I'm thinking about getting a land rover rl2. How much monthly would everything cost(gas insurance and payment) I live in Southern California btw

How much has disability insurance rates increased in the last 5 years? 10 years?

I am 30 years old female trying to decide whether I can afford disability insurance with the noncancelable.

Insurance for first time male driver (16 years old almost 17)?

I'm two months away from being 17 and I'm looking at getting a 2001 E46 BMW 325i. Does anyone have a guesstimate or actual cost to insure myself? Would there be anyway I could insure myself under my parents name to lessen the price?

How is car insurance calculated?

I'm 16 and I'm buying a used car, need to know how car insurance can be calculated. Also what attributes of a car make it cost more?""

How much should I expect to pay per month for auto insurance?

21 year old male with a new 2012 Jeep Grand Cherokee. I have been involved in one minor accident (my fault) and have one traffic ticket.

Kawasaki Ninja 500R insurance?

Dose any one know how much the insurance would be on a Kawasaki Ninja 500R for someone that is about 18 with no accidents, or speeding tickets and good-ish grades?""

How much would car insurance cost for me? roughly?

Right, im going to be driving before christmas and i was just wondering, instead of going through all the fiff faff of looking on the internet for a quote. I was just curious, from a very rough idea how much it would cost per year to insure me. Il be a 20 year old guy by the time i pass my test.never driven before. first time on the road.""

Insurance: Get car fixed?

On Friday, I was rear-ended by a 2000 Mitsubishi Montero Sport. I got some minor damage done to my 2004 Mazda 3s. My bumper has scratches and a dimple-- which really isn't noticeable. The car has 100,000 and I'm debating whether or not to get it fixed. I am thinking of taking the insurance money to pay off debt. Should I or should I get the car fixed? Will I get into trouble if I use the money to pay off debt?""

What would be more affordable?

a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.

Saw a ins Discount for driving less than 40 miles a day?

Saw an insurance discount for driving less than 40 miles per day to work

What kind of insurance do I need?

I know nothing about insurance and this past year I've had a few problems which I paid straight out of my pocket. Needless to say it sucked horribly, thankfully my parents were generous enough to help me :) I now need insurance and its almost March 31st. I have a bad habit of procrastinating haha. So I know NOTHING about how insurance works etc. What is Obama care? healthcare.gov? medicaid? covered california? (I live in LA) I dont need Health Care (healthcare.gov) to get insurance like Blue Cross or Anthem right? Why are people paying for healthcare PLUS whatever insurance agency they get like Blue Cross. I currently have NO income, and I havent worked for a year so no taxes lol. I know health care helps with something that involves taxes. I'd like to get insurance and I heard that Medicaid is good for people with no income, but I'm going to have a small income soon. Do I need to contact healthcare.gov or medicaid or coveredca to get insurance with Blue Cross? What do you folks recommend? HELP!!!!! What is the March 31st deadline for? Do I just need to apply by then? And is that deadline for just healthcare/medicaid/coveredca or is it for the actual insurance company like Blue Cross? I'm so confused... Btw, I'm male, 23, live in Cali, currently no income. Thanks folks! :D""

How much will my registration fee be in California for a used car purchase.?

I recently bought a used car from a family friend and we have to go register it in California (that is where the car is from also so no change there). The tags are also due next month. So, how much can I expect to pay for transfer of ownership fee and can I pay my registration now or do I have to pay it again next month? I already have the smog cert and insurance. I am writing in a purchase price of $300.00. thanks.""

Can I put car insurance in my name on my brothers car?

My brother recently got a dui and he already has sr-22 insurance. His license is going to be taken away and he lost his job because his job involoved driving a vehicle. He wont be able to pay for his insurance and car. I don't have the credit to out right buy his car from him but loan is in his name. I want to take over his payments for him cause he wont get back out of the car what he owes the bank. The bank will let him keep the car as long as the payments are made I know that, but will they allow me to put full coverage insurance on his car and drive it? I am trying to save his credit and his car from gettin takin""

Best & cheapest car insurance company in Cincinnati OH?

Which is the best and cheapest car insurance company out there that provides full coverage? I am paying about 180 for 2 cars right now and I want to know if there is anything else out there that can be better. I am currently with Geico

I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?

I know car insurance in NY is not less expensive in general, but any suggestions would help.""

How much is the avg car insurance for a 17 year old living in Toronto?

that's with driving school under my belt and having an average over 70% in school (cause apparently that cuts your rates) i dont need an exact number cause everyone is diff, and i don't need a link to one of those things taht calculate it for you cause i don't have the patience lol.""

Classic car insurance..i need to insure a porsche 924 as a 2nd car.weekend use only any ideas of cheapest?

porsche 924

Does the Motorcycle Safety Course lower your insurance?

If so by how much? If you've been riding for years would your insurance still be lowered?

""I need to get an insurance but not sure which is a good one,?

i am a cleaner and need to get insured for accidental damage as i work in the customers homes. thanks

""What are some good, low cost family health insurance plans for...?""

My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!""

Question about Car Insurance?

I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!""

How to get cheap car insurance at 19 ?

I passed my test on the second of January at 19, i have been looking at getting a ford fiesta , or a vauxhall corsa for around 500-1500. i might go on to do the pass plus but not sure if its a waste of money. Anyone got any tips on how to get cheap car insurance ?""

How much is insurance for an Eagle Talon?

I need a new car, and I found a great deal on a 95 Eagle Talon, but my dad says that the insurance would be too high since I recently got into a car accident, and I'm only 19 years old, and because of course, it's kind of a sports car. Does anyone know about how high the insurance would be for someone living in Missouri? Any help appreciated.""

Car insurance question.?

If you are in an accident does your insurance company only pay to fix your car or can they pay you like cash for how much the damage costs?

Anderson South Carolina Cheap car insurance quotes zip 29624

Anderson South Carolina Cheap car insurance quotes zip 29624

https://www.linkedin.com/pulse/do-i-have-sell-my-car-insurance-company-suggestion-samuel-holmes/"

[alegendarystudentwonderland-blog]

Who generally has the cheapest motorcycle insurance?

"Who generally has the cheapest motorcycle insurance?

I need a place I can trust. My state farm insurance guy who does my car put an offer on the tabel that was huge. I'm 23 years old, male, great driving record. I feel like he is trying to take advantage of me with the price. it was going to be $800 a year. Also, what is the bare minimum you need to ride a bike? Medical, liability? Any tips are greatly appreciated. Thanks. -Mike

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Who generally has the cheapest motorcycle insurance?

I need a place I can trust. My state farm insurance guy who does my car put an offer on the tabel that was huge. I'm 23 years old, male, great driving record. I feel like he is trying to take advantage of me with the price. it was going to be $800 a year. Also, what is the bare minimum you need to ride a bike? Medical, liability? Any tips are greatly appreciated. Thanks. -Mike

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http://liberal-debutante.com/wp-content/uploads/2007/08/pink.jpg

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A good place 2 get cheap car insurance?

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I need a car to insure and upgrade but not sure which one is the best help?

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

What is cheaper for insurance mustang or charger?

well they would both be 2007. v6 cause my insurance is already high. and what one would you choose i want a mustang but alot of people have them but a charger has a big body

""Can Doctors offices charge you, when they lost your medical insurance card?""

I got my appendix removed in California and used the state insurance at the time (since I was low income and never had insurance). All the hospital bills are payed for; however, the surgeon has charged me an additional 1,445.00. I never even saw the surgeon after the hospital. I went in for follow-ups to his office but would always miss him. I gave my insurance card to front desk girl and she told me she didn't need it but just in case she made a copy. Now two years later I come to find out that there is this bill!!!???? What can I do?""

Cheapest Auto Insurance Online?!?

Im trying to find cheap liability coverage. My contract ends this Friday and Im trying to find a cheaper rate, has anyone had any luck with sites like Esurance.com, etc? Thanks for any advice!""

Health Insurance question?

Who can you add as a secondary person on your insurance? Can it be a significant other or is it only a spouse allowed?

I need health insurance. I am 60 years old and live in Pa.?

There is no state program I qualify for, because I am on Social Security retirement. I need an affordable health plan which includes screening tests (MRI's, colonoscopies, blood ...show more""

Car insurance discount qualification?

I hav heard that you can get a discount on ur car insurance if ur GPA is 3.0 or higher and if you send the company a copy of your report card. But is it okay to send them ur progress report card(the one that comes out in the middle of the quarter)? Or is it okay to send them your report card from the year before(i am currently a junior high school, so is it okay to send them my report card from my sophomore year?)? Also, can you still get a discount even though my quarter grades are 3.0 or higher, but my midterm and final test grades are bad?""

""50cc bike insurance, need help!?

Well i need to get a bike to get around more.. and its like a 2000 reg bike that i found which is in pretty good condition.. and i've got my provisional etc.. and my CBT but the insurance still comes out as 560!? is there anyway of getting it lower?!

Who generally has the cheapest motorcycle insurance?

I need a place I can trust. My state farm insurance guy who does my car put an offer on the tabel that was huge. I'm 23 years old, male, great driving record. I feel like he is trying to take advantage of me with the price. it was going to be $800 a year. Also, what is the bare minimum you need to ride a bike? Medical, liability? Any tips are greatly appreciated. Thanks. -Mike

https://www.linkedin.com/pulse/how-much-would-insurance-roadoffroad-dirtbike-cleofa-escobedo"

[cyberdelusionphilosopher-blog]

Car insurance for 2 people in 2 places...?

"Car insurance for 2 people in 2 places...?

My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both... Thanks in advance!

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I am a newly licensed driver and i dont know who insures them. Please help. I am 19 and own a jeep cher. If you are or know anyone that could help it would thanked. I am also in California.

UK car insurance with a US license.?

I'm 18 years old, just returned to the UK from a 7 year stay in the US. while in the US I got my license at the age of 16. and accumilated 2 years no claims bonus. for the first few weeks back in the UK I had insurance through Ecar. but had to terminate that today through a misunderstanding with their terms and conditions W/ No claims bonus. what would be the best insurance provider to go through? I used compare the market before and the cheapest (minus e car.) was 3500 a year. I am employed and own my own car (2002 fiat punto) and I plan on staying in the UK.""

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Visa debit card for rental car insurance?

I read that Visa covers the damage/loss insurance of rental car. Is that just for credit card? How about debit card? Thanks!

How do I know what value to put on my home insurance?

I have a flat in London that I want to insure. The flat is 64 metres squared and is 100 years old. The market value is about 200,000 to 210,000. A similar flat, in my town, in the North is valued at about 100 000 One would assume that the insurable value would be less for than the market value in London. My question is for what value should I insure the flat in London?""

Jeep wrangler Insurance rates?

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Good Renters Insurance?

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Can i keep the insurance money and not fix my car ? can i still buy insurance in future?

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How can I get prenatal insurance?

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Urgent legal advice for car insurance compensation?

Hi! All I had small car accident with a taxi on the Sydney Harbour Bridge 4 month ago. I admited the fault and made a claim to my car insurance company. but they have delayed compensation to the taxi company over 5month. but I didn`t know how it was going on their dealing.. Finally, I have got a letter which is about under managemnt by our local court about our attachment of property and fine. Because the taxi company want get competsation from me. I already pay the payment for that claim and my insurance company agreed to pay the compensaton for. what should I do for my situation. please give me legal advice. Thank you.""

Used Car Insurance/Registration?

I just recently got my license (which was long overdue) and now I'm looking into buying a car from Advantage Auto Sales. My question is regarding the insurance and registration for the car I'm going to be buying. Should I purchase insurance, then put the down payment on the car, and then go register it after I have it in my possession? I've already gotten an insurance quote for one particular car that I was looking it, but I did change my mind due to location issues, but I can't imagine that would change the price up too much considering the car I'm looking at is actually newer than the one I got the quote on. At any rate, what should be my order of operations? 1. Insurance 2. Car 3. Registration OR 1. Insurance 2. Registration 3. Car Sorry if I'm being confusing. I would like to get all of this handled in one swoop so I'm not doing a whole lot of waiting around for weeks while everything gets handled. I live in Peoria, IL. In an related (but optional) question, how does a 2004 Chevrolet Malibu LS Sedan sound? Reliable or no?""

How much would my insurance go up if i add a K N filter on to my car? if its 800 Now?

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The average price of car insurance?

The average price of car insurance?

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How much is a Geico car insurance for a minor ?

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Car insurance for 2 people in 2 places...?

My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both... Thanks in advance!

How much will my car insurance go down when I turn 25?

I have a clean record with no tickets and multiple coverages (auto,home,motorcycle). How much though will my insurance go down on average after turning 25?""

Car insurance rates depending on a car?

If i'm getting a new car I dont really understand insurance. What will make my insurance rise. I have been hearing it is the model or how new my car is because im looking into a few new cars. Thank you.

What is the cheapest possible insurance available?

Including the cheapest car to insure and the best way to go about insuring that car. What is the cheapest insurance i can get? Thanks for any help

SR-22 for DUI in California? Secondary liability insurance?

Has anyone ever heard of Secondary Insurance? How does it work? Is it legal? My attorney recommended a guy for this policy, and it sounds too good to be true. They create a Shell liability policy for my person, unattached to my car, and my auto rates won't increase? Is this a total scam? I need to get a SR-22 to get my lisence back. Any help is appreciated and of course bested""

""What is the best Health insurance, with good maternity coverage?""

I would like to get insurance before I get pregnant because I know they won't give it to you when you're pregnant. So I would like to know who has the best coverage, hospital, pre-natal....etc! Would really like to hear from mothers, and there experience with the providers!!!! Thanks in advance""

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Should I Get Title Insurance?

I have an opportunity to buy a lot near a lake in Missouri from a lake association for $300. There has been no other owner of the property in the past 30 years or so (since before the lake itself was created and the association was established). As great of a deal as this price sounds, I have the option to pay another $125 for title insurance. Would it be worth it to pay for that insurance considering the amount I am paying for the lot itself? Also, I am not planning to build on the lot any time soon, I just want it to allow for access to the lake and the priveledges of the lake association.""

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How much will my insurance go up??

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""I just received a position where I am given Benefits for the first time, I have questions about Insurance?""

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Car insurance for 2 people in 2 places...?

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Does anyone have term life insurance with primerica? Are rates with another company better?

Does anyone have term life insurance with primerica? Are rates with another company better?

Best insurance companies for 17 year old passed my test!!?

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""Car Insurance coverage, will my insurance provider cover sun damage paint?""

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Will lifting my Jeep affect my insurance rates?

I have a Jeep Cherokee, which is my daily driver, but I'm lookin into making it alot bigger, putting a 6 lift kit on and putting 35 tires. I dont know whether or not I need to notify my insurance company about this. I dont expect them to insure the lift or anything, but can I be dropped by them if I do not tell them? I'm not actually going to be taking the truck offroad (stupid I know, but its just for looks).""

Business Insurance Quote?

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""Car insurance costs, is this right?""

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Why you would be better off buying a 20 year term life insurance policy at age 25......?

Why you would be better off buying a 20 year term life insurance policy at age 25 rather that buying a one-year renewable policy?

""Conservatives, you're always claiming that Obama-care is the reason that insurance costs are increasing, so?""

regarding the 80% increase in insurance premiums, and the 11% increase in the number of Americans who did not have health insurance coverage during the Bush presidency, was that because a magical elf traveled back in time to the year 2000 to tell insurance company executives that Obamacare was coming? Or could it be that insurance premiums have been increasing at an average rate of 8 to 11% per year for about the last 15 years and the increases we've seen in the last few years aren't indicative of costs associated with Obama-care (Which hasn't even been fully implemented yet) and Conservatives are just trying to make political hay out of cost increases that are consistent with established trends?""

Do i need insurance to clean a church?

do i need insurance to clean a church?

Motorcycle insruance guess for 17 year old female (Indiana)?

I'm a 17 year old female and I live in Indiana so I would not be riding year round. I have good grades and I will have completed the safety course. I'm looking at probably something older and 400cc. If any other under 18 year old has insurance and knows PERSONALLY how much it would cost please let me know.

Do you believe everyone has a right to medical insurance?

What are the pros and cons of giving everyone access to medical care?

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when buying a cat c car does it affect the insurance and should i inform the insurance it was bought as a cat c ?

Affordable maternity insurance?

Affordable maternity insurance?

Window tints ticket insurance rates?

does a nonmoving window tint ticket , affect my insurance rates if i pay if off and keep the tints on, here my problem i am under my parents insurance plan and my dad would not let me keep my tints if i keep getting pulled over for them. i have alot of money and i just want to keep paying for the tickets. money is not the problem, i just want to know if i pay the tickets off will it show on my insurance or anywhere else?""

Question about first insurance quote for a young driver?

Last week I used autotrader to search for numerous quotes and found one for around 1450. Today I passed my driving test, and went back to the quote but it had to be renewed since last week which is fair enough. The lowest value today was 1576 which I am alright with. I refreshed the page a while later to find that quote had disappeared and the cheapest was 1620, with the company for that quote (elephant) at the bottom with an unable to find a quote detail. I thought it would come back soon, so I refreshed the page and then suddenly the price increased to 2950 minimum and many of the cheaper companies were now listed as unable to find a quote. Strange, but perhaps the websites are too busy to send data. An hour on though and the price is still 2950. Did anyone else have this problem? If so when was it fixed, the same day or next day? Thanks""

Question about car insurance?

if someone gets a car and payes it to the owner in monthly rates, and he gets a insurance for that car. but th car is not signed over to you yet, so legally it is not yours yet. and before you make the first payment you get in an accident. you pay the car off with the insurance money, but the insurance gives you more money than the owner wanted for it, who gets the rest of that money????? you?""

Dairyland insurance company for motorcycle?

How can they issue me registration over the phone? I'm located in Michigan and the local office has a different price then what I was quoted over the phone. Over the phone I pay $168, the office said it would be $330. I don't feel uncomfortable getting insurance over the phone but looks like I may have to. Is this okay to do and has anyone else done this before?""

How do you get what you need with no medical insurance?

Hello. I am 25, recently kicked my roomate (ex boyfriend) out of my apartment, and am having to switch jobs in order to make more money. The new job surprisingly offers decent health and dental, and I am going to get it asap. But as everyone knows, it takes a good long while. I am entering a new relationship and need to get on the pill so I can have sex without making babies lol. Does anyone know of any decent, somewhat affordable options?""

How come health insurance is so cheap ?

Im 18 and need health insurance. I just got a quote from kiaser for a 5K deductible with 6K out of pocket maximum. So basiccly 6 K yearly. And then after the deductible im fully covered. The quite was 80 bucks monthly

Cheaper auto insurance with EVOC certification?

While I was going through military police training, I was told if you have an Emercency Vehicle Operations permit, you can get a discount on your car insurance. Is this true and what companies offer this discount if at all?""

How much is insurance for under ground pools?

How much is insurance for under ground pools?

Can you be insured by more than one auto insurance company?

I am thinking of buying a car and currently I am under my dad's plan for his car. I want to have a different insurance company for my car. Would I need to go off of my dad's insurance policy for his car for this? I am thinking the only problem would occur would be if there was an incident that didn't involve the insured car itself but where my auto insurance would cover whatever it is (e.g. as a pedestrian I am hit by a car in a no fault state). Thanks

Car insurance for 2 people in 2 places...?

My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both... Thanks in advance!

Insurance for student?

I am currently a student, and saved up enough to buy a car, but the problem is the insurance. As a student, the insurance premium is very high since I have to be the primary driver. I cannot be under my parents insurance, I am not in good terms with them. Is there any way to reduce the premiums? I already did the driveres ed course which gives you a 10% discount. Do you know any cheap insurance companies? I am just looking for basic coverage. Thanks! PS - I live in Ontario.""

Usure about car insurance ?

My boyfriend recently cancelled his car insurance because he no longer has a car. What happens if he drives mycar, which is fully covered, and gets in an accident?""

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

Auto Insurance ? Never had it. Can anybody help.?

I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help.""

Cheapest Car Insurance Company In NY?

Hey i am really need to help with car insurance. Is my first time buying a car and i am really looking for a good deal for a car insurance company here in NY. Either the cheapest or the one that you personally recommend for my age (21 years old) I really appreciate your time. I have been searching for a lot of them before i make a call.

What's the cheapest motorcycle insurance for a 17 year old owning a motorcycle and holding a Motorcycle L....?

Learner's permit and no DL in viriginia? Serious answers only please. I want to be the only person on the insurance.

Why insurance co. do so much not to pay out a fair claim?

Insurance co. will do anything to deny your claim. They make billions a year to pay out on fair claims but never do. It is ridiculious how they have charge people all this money for coverage that they dont even provide when it is needed. They will try every trick in the book to not pay out. They also ask you roundabout questions, than have there co. take it apart word by word than deny the claim. Have any one ever think about how they have very strict laws on people commiting fraud, but shouldnt they set laws for insurance commiting fraud to? They rip off people day after day that is a sort of fraud as well. Insurance co. have been getting away with this for many years it is time that this is stopped. Funny this is we cant live without them. If you have a car you HAVE to have insurance its a must. But you dont have to have it for a home if it is all paid for. but who want to lose on investment of their home in a case of a fire. Shouldnt congress or lawmakers set some rules?""

Yes/No: Do you have health insurance?

Yes/No: Do you have health insurance?

Can u guys suggest me a best insurance company?

Dear frnds i m intending to sell jewellery at ebay and i wanna insured items before shipping it to customers can u guys suggees me a good insurance company.i want item to be insured until it reaches to customers hand.

How is Progressive for auto insurance?

I am a veteran and a USAA member, so my insurance is a slightly lower than the average person. However, I recently got a claim from Progressive that they could give me the same coverage for $850 dollars (200 less than USAA). Is this too good to be true? My USAA agent told me that they were probably pulling a bait and switch; they would probably raise my rates as soon as I signed the policy. Does anyone have any feedback or information to share about Progressive? Is it really that affordable or is it just a scam?""

Where can i find a cheap auto insurance in los angeles for a 2004 Subaru Impreza WRX?

I own a 2004 Subaru Impreza Wrx (sedan). Vehicle has a clean title, not salvage, and payed off. I'm looking for the basic (state law requirement) type of auto insurance. I am also 19 years old with a clean record - no tickets, no accidents, etc. *I called a few insurances and so far Inifnity Auto Insurance $182 while Titan Auto Insurance $111.00*""

I need health insurance?

I am a 21 year old women, healthy.. And I am in need of health insurance that wont cost me an arm and a leg. Does anyone have any suggestions.. I looked online, and every site suggested that united health one.. Does anyone have,or has had this insurance. Thanks""

Does one have to report fixing a car to insurance?

So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""

What's a site I can use to see how much car insurance would be?

I want to see an estimate

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""

What affordable medical insurance can I get for my income in Texas?

My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public.""

""In Texas, does the responsible insurance company have to pay for the storage fees for our totaled car?""

I was just recently involved in an accident and the insurance company that is responsible to pay for the damages is saying that I need to move my car from storage, because they do not have to pay for the car to remain in storage. Since I live in an apartment complex the car would have to be moved twenty minutes away, which is going to cost quite a bit and then we would have to move it again to an auto body shop back to the area I live in. So I called the place where it was stored to get a quote on how much it would cost to move it and the guy said that our car looks to be totaled and that for them to tow it I would have to pay out of pocket and I will never see that money again. Also, he said, in Texas, it is state law for the insurance company to pay storage and towing fees, he said the insurance is just saying that to get us to move it so they don't have to pay those extra fees. I don't know who to believe and I couldn't find anything online about it.""

GED and Health Insurance?

Hello I a question that needs to be answered. Im guessing I came to the right place? :D Alright so highschool is not working out for me and I plan to go to community college after anyhow. I have been contemplating dropping out and going to college for a while now... My parents agree with my choice but do not want me to step off there life insurance policy. I stay on it as long as I am going to school. So if I were to drop out how long do I have until I am off there policy. I am turning 17 in a few months and dont have a job...making life insurance quite the task on someone with no paycheck. My insurance is Aetna thanks in advance!

What is the price of insurance on a 1990 pontiac firebird?

I am 16 years old and just got my license. I am looking to buy a 1990 pontiac firebird. I was just wondering how much insurance would cost for a new driver.

How much for ticket for no insurance?

I just got a ticket today.. my car hasn't pass smog and I currently don't have insurance. I have to go to court for this how much do you think they will fine me ?

Finding health insurance that covers meds?

i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you

Wwhat are the characteristics of disability insurance ?

Wwhat are the characteristics of disability insurance ?

""Which one is cheaper, car insurance or motorbike insurance ?

where can i find cheap insurance policy for vehicles ?

Health Insurance?

I have Blue Cross and Blue Shield from my job. It is very expensive for me and my wife. Is there any other option of affordable insurance that is worth a damn when I actually need it? Not some cheap.. Bob's Insurance or something like that...

Would a BMW Z3 be expensive for a teens insurance?

Would a BMW Z3 be expensive for a teens insurance?

Car insurance for 2 people in 2 places...?

My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both... Thanks in advance!

https://www.linkedin.com/pulse/any-affordable-car-insurance-drivers-violations-leon-weiss"

[josephkgoeson-blog]

Ironman Canada - A 1st IM Race Report

Well, my 1st full distance Ironman was full of surprises and all around a great experience. The whole week before the event I barely slept with my mind already racing by visualizing each aspect of the day to come from packing all the various gear bags, to pacing strategies, and to how would I keep myself fueled, hydrated, and electrolyted? (new product idea: Electro-Lit) I re-watched Youtube videos about Ironman Canada (thanks Todd Malcolm!), transitions, special needs, etc. After a week of worrying, I must've gotten all that anxiety out of my system because by race day morning I was calm, focused, and cool as a cucumber.

Apologies for the length and occasional wonkiness, but I needed the mind dump.

The Swim

In most of my previous triathlons I've panicked when the gun goes off and swimmers are thrashing all around me jockeying for position in rather impolite ways. In these situations my wetsuit seems to shrink and my heart feels like it will explode right through the stretched Yamamoto rubber. Thankfully Ironman Canada instituted a rolling swim start where athletes self-seed in a queue according to their anticipated speed and your official race clock doesn't begin ticking until you cross the timing mat. So, while the gun sounded for age-group athletes ‪at 6:50 am, the competitive herd didn't drive me into Alta Lake until 7:02. As I positioned myself towards the rear, my experience was as chill as any of the 10 races I'd done to date.

In May I crashed my bike for the first time around mile 80 of the Oregon Gran Fondo, a 117 mile ride in Cottage Grove. Fortunately I was able to finish and went home without any injuries besides an enviable (assuming you're into scars) amount of road rash. Anyway, I was able to continue my bike and run training, but I didn't swim for 3 weeks while my left leg, side, and shoulder gashes healed. This really hurt my swim fitness and I made the mistake of easing back into training too gently, using the excuse of not wanting to get sore or some such nonsense. I regret not pushing myself more, but I mostly caught up by the time race day rolled around.

In the days before the race I swam in Alta Lake twice and both times the water was quite choppy. These practice swims were in the afternoon, though, and race day morning the water was pretty calm. I heard from 70.3 competitors that this was not the case for their race which started 2 hours after the full.

Going into the race I expected the 2.4 mile/3.8km swim would take me in the neighborhood of 1:25. I figured if I had a good day and caught on to a nice draft that 1:20 was possible but not likely. 1:30 was more probable considering how my times in training were. It turns out that tapering really works and I felt really strong in the water! There was no panicking and I saved energy by staying on other swimmers' feet. My swim time came in at 1:17:33, which I was excited about on my way to the bike racks as I pumped my arms and shouted to my wife and dad, "I feel great!"

I'm not sure how much faster I could swim in the future, perhaps 5 or possibly even 10 minutes with better technique and training. 10 minutes would, however, require a considerable effort, an effort probably better directed towards cycling where I have a lot more room for improvement. There's lower hanging fruit there.

T1

Exiting the water, a Japanese lady helped me strip off my wetsuit quickly which usually takes me an eternity. So, I'm pretty sure I'm getting t-shirts and bumper stickers printed saying "I love Japanese strippers". While I thanked her I didn't have the presence of mind to say arigato, though I did say annyeong haseyo to a Korean guy during the run. The rest of T1 went fine though my perception of how quickly I got ready for the bike and reality were very different. I must figure out how to transition faster and practice it if I'm serious about having a more competitive time. T1 time of 8:17.

The Long Bike

The bike portion is notoriously tough at Ironman Canada but is a gorgeous course with postcard views throughout the ride. My FTP is about 230 so my plan was to keep my watts at 70% of threshold which is about 160 watts. I've heard how hard it is to keep to this relatively low wattage at the beginning when you're all tapered and fresh and excited and it was true for me, too. I noticed several times that I was putting out 190 watts which is not sustainable for the ride, and a pending disaster for the run. I tried to back off, even coaching myself out loud. I haven't figured out how to upload my new Garmin Edge 520 data yet but I'm curious as to what my power numbers turned out to be.

Last September I did the Best in West Triathlon Festival in Sweet Home, Oregon, my first 70.3 race. I did the 56 mile bike in 3:09 with a normalized power reading of 190. The course is of course half the distance and roughly half the elevation gain as well, so I thought it could serve as a helpful predictor. Since I didn't want to put out 190 watts, I knew I'd be slower than 6:18, and so estimated about a 7 hour ride. Having set that expectation, I was happy with my time of 6:45:32 for the 112 miles.

I've never really had digestive issues before but partway up the Callahan climb I popped a Salt Stick caps which my stomach did not enjoy even though previously I hadn't any trouble with the product. I'll have to switch to something else like Endurolytes or most likely go back to plain old lower case salt.

The bad stomach lasted about an hour or so and otherwise I felt pretty good until about mile 90 when the temperature hit 89F/32C and the climbing out of Pemberton started taking its toll.  I changed my rear cog from an 11/25 to an 11/28 to help with the hills, but I think an 11/30 would've been even better. My speed and cadence was slow, slow, slow.

The closer I got to Whistler, the temperature got cooler which was a blessing. Had it stayed that hot I would have had a much tougher run. My T2 time was 9:41 which is super super slow even though it included a bathroom break and a short chat with my wife (my teammate and the love of my life).

The Marathon

A half mile into the run, I saw my dad who in April finished 12 rounds of chemo after being diagnosed with stage 3 colon cancer and whose doctor recently said that he's cancer free! He used to run marathons and was always interested in triathlon but never quite got the hang of swimming. He started jogging with me asking how I felt. I said I can't believe I have to run a marathon now! He also asked if I thought I could sustain the 8:45 per mile pace which was my pre-race goal. Like Deng Xiaoping said about the French Revolution, I answered that it was too soon to tell.

Actually, for the first 5 miles I averaged something like 8:10 or so. But, no, this was not sustainable. I started slowing considerably and had to take what seemed like a lot of bathroom breaks. I stopped at nearly every aid station and poured ice and water down the front and back of my trisuit which kept me cool (note to self: avoid pouring water in your shoes next time!). My half marathon time was about 1:55 or so which I was happy with.

At mile 18.6 I stopped at a port-o-potty (called port-o-lets here and Honey Buckets in Oregon) and, feeling weak and dizzy, I leaned against the door while trying to pee. I was worried I was hitting the wall and this turned out to be the low point of the race for me. But I followed the Ironman hashtag of #DSDQDGU, standing for don't stop, don't quit, and don't give up. I kept going (slowly at first doing the Ironman shuffle) and fairly soon got my energy back and gradually lengthened my stride. Several times on the run I thought that if my dad could beat cancer, I could at least beat this course.

My stomach was acting up a bit more which was annoying and slowed me a bit but didn't force me to walk at all. That was a goal of mine: to not walk except through aid stations. And I did it! I was hoping to finish in under 4 hours, but I'm happy with my 4:08:03 and I finished strong with a final mile of about 8:30.

The last 3 miles felt pretty easy as I knew I would finish and my body overflowed with endorphins. I'm going to do it, I thought as my eyes watered up. The last half mile was especially awesome as my legs somehow found another gear that I thought was only reserved for shorter races. As I entered the finishing chute I pumped my arms several times and the emotions of pride and relief started to overwhelm me. What a feeling! Zhang Yan met me at the finish line with tears on her face. We did it babe! We did it!

All in all, I played the expectations game well with my swim and bike times faster than I predicted and the run within range. But, boy did my transitions suck! A combined total of nearly 18 minutes? That's ridiculous!

My total time was 12:29:06 which placed me 66th among the 177 men aged 40-44 and 349 out of 1,404 overall.

Things I did right and areas for improvement

Most definitely my biggest mistake was taking so much time off after the previous season. Finishing the 70.3 in Sweet Home in September was a big deal for me and a week afterwards I did my first century ride (Cycle the Lakes – highly recommended). I continued training hard through the middle of October as I was planning on doing my 1st full distance tri in December in Palm Springs, the HIT series. But I missed on the early bird discount registration fee, and decided that the price and travel expenses weren't worth it as our business was also going through a rough patch. This decision took the wind out of my sails and to mix metaphors my training fell off the cliff. This off season will be different.

What I got right was my bike training. I followed the high volume, full distance triathlon plan from Trainer Road which helped me improve so much. "TR" helped me the previous summer go from a typical untrained cyclist's FTP of 150 in June to 210 in September. This dropped to 186 when I tested this past February before climbing to 230 at the beginning of July. This gives me a watts per kilogram ratio of 3.4. Hopefully by increasing my power and reducing my weight this ratio can be more like 4.4 next year which would be awesome.

I learned a lot this year and made several mistakes I hope to correct so I can have a speedier season in 2018. This was my 2nd year doing triathlons and with wanting to do IM Canada, I did a lot of LSD, perhaps even overdosing. Of course LSD standing for long, slow distance, but you already knew that. Since I didn't have a great base of fitness, I thought this was the right approach, with the downside being longer recovery times when I could have been improving my speed instead. In any case, I now have the expanded capillaries needed for all day events and so can shift some focus towards strength and speed going forward.

In preparing for Ironman, I ran the Bend Marathon in April, my first. It was also my first podium as I placed 3rd in my age group (I turned 40 in January!), which made a special day even specialer, even if liberal usage Webster's doesn't acknowledge that as a word. My 3:39 time was better than expected especially considering the course was a bit long at about 26.5 miles.

Already mentioned was the Oregon Gran Fondo in May and in June I did the Tour de Fronds, another 117 mile ride but with about 10,500 feet/3,200 meters of climbing. It was a bit of a beast for someone who started cycling the previous summer. I did these races so I knew I could handle the distance and climbs in Whistler, and they definitely were confidence builders, but they may have hindered my training as fatigue overstayed it's welcome, making itself a nice home out of my legs. Anyway, I don't intend on doing a marathon or century rides next year so I can be more consistent as my training progresses.

So while I don't regret all the LSD and the trail flashbacks are great, I do wish I had started doing strength work earlier. Through the Facebook group Oregon Wild Swimming, I signed up for a "strength training for swimmers" class at Evolution Fitness in Portland. It was just what I needed even though it started less than 2 months prior to IM. I credit it with helping me drop more weight and tighten up my core. I plan on 2 or even 3 days of strength classes there after my wife and I get back from a camping trip around Jasper and Banff.

This coming winter will certainly be different than last when we spent 2 months back in Beijing where we had lived for about 6 years. I gained about 11 pounds/5kg through not exercising because of the smog (I like the term 'Airpocalypse') and too many visits to Burger King and Cold Stone Creamery (yes, there's several locations in Beijing). Even once we got back to Portland and resumed healthy eating and was training in earnest, the weight was really hard to shed. So, staying on top of my body composition is definitely a lesson learned. For the record I'm 5'8"/172cm and eventually came down from 158 pounds/72kg to 145 pounds/66kg 5 days before the race.

Besides the late addition of strength training, I also should have been running more intervals or some other speed work. This was a suggestion from my new riding buddy Phil, who I met during the Tour de Fronds. In his younger days when he had knees, Phil was a competitive runner having clocked a 2:42 marathon during Reagan's first term. He was spot on. My endurance really improved this year, but my speed suffered. My 10k last year at the Hagg Lake Olympic Triathlon was 45:43 and this year was 48:44, a significant drop. So, another lesson: more speed work!

Finishing Thoughts

Before the race I thought I would do a 1:25 swim, 7:00 bike, 4:00 marathon, with a total of 10 minutes for transitions. So, all in all I think I think I played the expectations game pretty well and really I'm thrilled with my time and the whole experience of Ironman Canada. There were so many, I mean so so many terrific volunteers who did so much to help those of us out on the course that even repeated thank you's don't do them justice. I hope they know how much they're appreciated.

What's next? In September I'm doing the Best in the West 70.3 again so I can see how I've improved from season 1. Then my last race this year will be in October when I'm running the Oregon Coast 50k, my first ultra marathon where the first 10k or so are on the beach before heading into some gorgeous wooded trails.

I hope to continue doing a full Ironman each year, but I haven't decided which one. I plan to sign up Ironman 70.3 Victoria for early June but afterwards is up in the air. I was thinking of the full in Los Cabos in November 2018, but I read on Slowtwitch that the race has been canceled which is unfortunate. Maybe Mont Tremblant near Montreal in July? Well, we'll see for all those plans because my real focus will be on the birth of our first child! Raising her will be our next great adventure and Zhang Yan and I can't wait to meet our baby girl who is expected January 26, 2018. We are naming her Madeleine Elizabeth after each of my grandmothers. Perhaps she'll be interested in Ironkids in 2021!