#but no one should be told theyre lying about their own life experiences by anyone whether they be a professional or a rando
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Hi. Disabled person here. No hate here, just adding some perspective, and OP I'm sorry in advance if this hits another nerve for you. I genuinely respect you and your opinion here, accessibility is something society needs a basic grip on in the most basic of ways before I believe we can see that same accessibility extended to other branches of disability, and I recognize this is a complex issue as like a whole, and it's very hard to come across in a genuine way here, but here goes nothing.
I only need physical mobility aides sometimes, and I need other accessibility aides that help me navigate public spaces, so I apologize if this doesn't seem compelling enough to believe, but there are plenty of buildings I can't access for various reasons, and all of them present invisibly unless I have one of these aides with me (I still sometimes push it bc of stigmas, and have had fainting/falls happen). My legs don't work well. I have chronic pain, chronic fatigue, weak joints, and frequent debilitating migraines (some of the flare ups are neurodivergent and some are physical). I have special earplugs I use, as well as UV protective prescription sunglasses, and a cane.
I have been harassed for using my cane as much as I have been harassed for needing my sound dampeners in public (they look like hearing aides) or my sunglasses indoors, due to the intense pain I experience. I have also been thrown down a flight of stairs before, by my own brother, due to a violent ableist reaction, bc he didn't believe I was "disabled enough" to need these things, and assumed I was lying. I dislocated my hip in this fall, at less than 30 years old, an injury I still struggle with getting treated to this day, for the same ableist reasons that are unfortunately being described here. Doctors assume I'm lying, because I'm otherwise "healthy" and it's not "bad enough" to run tests, but when they do, everything looks fine and they don't look deeper, etc. I'm still in the process of fighting to be seen and heard by professional long enough to receive a diagnosis, so the guy in the Best Buy asking me sarcastically if I "really need that stick" means little to me, and by extension it doesn't really matter to me if anyone on the internet calls me a liar either, I'm used to it, and imagine most folks that have had similar struggles might also feel similarly, but I don't want to assume.
One disabled person's case cannot the prototype of who deserves to have their needs met, and having a debilitating disability does not mean that all other disabilities on your shoulders to diagnose in others to deem them worthy of basic necessities. Having any blueprint of when someone stops "deserving" accessibility is the point at which the divisiveness helps the oppressor inextricably, who would much rather us both be dead in a ditch, even if one of us puts the other in it to do so. Disability validation isn't just for people who look like you, but you and I, and everyone who needs it should still be able to live in a world that can provide that accessibility regardless. Maybe we can eventually get to a point where that stigma and oppression goes away too.
Someone having a different experience from you does not mean they are automatically lying, and them wanting to say words that reach you does not necessarily mean those words are fabrications. I don't agree with how you we're approached OP, and I agree that anyone falsifying their experiences for sake of an internet argument is ridiculous at best and malicious at worst, but I genuinely believe that there's not a way thru this oppression to the other side of it that doesn't involve finding some sort of common ground of respect or of community somewhere in the equation. I recognize that not everyone wants that for themselves or agrees they want a part in it as well, and that's fine.
We can only make progress if we stop going for the throat of the person next to us, leaning into death threats when that person is (whether genuinely or not) trying to help bridge a gap of understanding, even if that may seem blind to your experience, that person is also suffering by the same ableist hands that are harming you. This stupid stigma causes all of us the same level of oppression that says "you don't deserve to show your face in this world, so don't go out in public or you're dead freak". That doesn't mean those with less physical disabilities are less deserving of care, nor that they're immune from logical fallacy, or blundering thru something badly for the right reasons.
Make all the death threats you want, really, if it helps you feel better about living in this hellscape of a society, do it. Goodness knows I've ripped throats like this myself, but genuinely, I know I can't convince anyone of anything, and can only speak from my experience in good faith, so I hope this perspective helps in some way.
I’m sick of “accessible” going from a word that meant “disabled people can physically access this space” to ablebodieds using it to describe their comfort levels and sensory needs. my brother in Christ we can’t even get through the FUCKING FRONT DOOR
#maybe we have some common ground#i cant speak to your experience but i do respect it even if i dont know what it is#curb stomping this one#tw ableism#tw threats#healing isnt linear#no one is free until everyone is free#disability issues#i know i could have made my own post but this went from an honest debate about human rights to some death threats real quick#maybe i felt entitled enough to bring it back and maybe i just want everyone who has been dealt this shitty hand to have a nice treat later#but no one should be told theyre lying about their own life experiences by anyone whether they be a professional or a rando#i think is the most important takeaway here anyway aside from#that can also coexist with#anyway i hope we can do better by each other just all around#op you can send me death threats if you want my inbox is always open if you need to vent and i really mean that
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TW: MENTIONS OF DISCOURSE, GR//MING, P/D/PHILIA, ASS//LT, C//NSENT, D//RK CONTENT.
- this isnt under a read more because i want people to read this, but please read past this/tread carefully if you cannot handle such topics. this is not meant to be interacted with.
I'm not sure how to really go about this. I've been overthinking if I should address this and bring up some stuff while I've been gone, so sorry the absence. I deleted the tumblr app a few days ago and I downloaded it again today so i could post this. I really don't like making posts like this because it cuts the vibe that I've been trying to portray that everything is okay and it makes me feel really disconnected to you guys. I am sorry for the abrupt absence and cutting off any source of communication between us. I knew if I left any form of direct line of talk to me that I would receive hate and I just mentally decided that I cant sit through being harassed right now.
Have you guys ever paid attention to the same people who always have a statement to say or is always in discourse? It's very telling how everyone can post about me, but I shouldnt dare post about them. I'm tired of not being able to post about what I want without people vague posting about me, bringing me up every time they start another discourse with another writer or directly talking about me. My days on here are starting to feel the same. Its good then it goes bad. Good goes bad and bad goes good. It's not even tiring, annoying, or angering -- its repetitive. When I'm not saying anything people create fake stories about me, and when i speak about it im the one starting discourse. Don't get me wrong, I'm nowhere near perfect and I have made my own mistakes. But why the fuck am I always being told to be the mature one, why am I the one who should've done better, why do you people expect so much from me. It's the fact people are always quick to say, "no one cares about you, youre fishing for attention" when they're the ones who vague and interact with me while ive been minding my business for months now. Hm. The fact people have me proudly blocked but still harass me anyways shows a lot about themselves than it does for me. How its such an issue that im a minor until it comes to demonizing, tearing down my character, gaslighting, lying and bullying. I'm a literal example of how their friend group manipulates their followers and exiles people from fandoms for not kissing their ass. except now its in your face.
Consider this my last post about this discourse. I'm not going to waste my time on people who fail to digest other peoples thoughts and opinions time and time again because theyre weak narcissists. If I so choose to decide to shit post my opinions or argue with someone, none of you should be aggravated or moved by it because youre not even supposed to be on my page. If its not something serious i will not be wasting energy that i can be using to build on myself as a growing person than on miserable old ladies that have to use fanfiction to have excitement in their pity, depressing and lackluster lives. If people so do choose to create stories or vague about me, I do not care. So I ask respectfully to people who do lurk on my page to not attempt to message, post or vague about me please. This includes sending anons to yourself to make shit happen.
Past that, something got me thinking. My (older) friend had showed me screenshots of adult writers (no one i have spoken to) that were very excited to write underaged reader with adult characters. There are other instances where writers (that you have probably read from) on here openly made reader underage while aging characters up as adults/with adults. There are many more but there's really no point in listing them nor do I really care. But least to say, the same people who are gung-ho over these pedophilic themes/stories are the same people who support predatory people.
I've been thinking about whether or not i should continue writing for the students anymore. Granted, I still think they're attractive because one snap of the fingers cant stop that. I had been teetering on this thought for awhile because of how borderline pedophilic the people are here towards my age group. I enjoy writing but not to the point of willingly being in a straight line of sight where people who are well over 16 are harassing me and lurking on my page, especially to other minors solely because they are my friends. Backtracking to the statement before, I honestly dont know if I will either stop writing or just for the students as a whole. It shows that clearly some people are using their attraction to teens with the excuse that the characters are fake. The rapid normalization on dark problematic "kinks" is disgusting and vile, and the fact that its discourse now to shame said interests is appalling. Concluding that combined with my experiences here, i feel unsafe.
***(TRIGGER WARNING)*** I dont talk about my personal life on here that much cause I dont see the need too nor do i think its anyone's business. Paired with the fact that the people i have trusted personal information with have used it against me, I will be preventing myself from opening that door. Besides that for now, I have sparsely shared I've been assaulted before. This is my first time really opening up about this and i kind of find it necessary now. Coming from someone who has been a victim of assault and CP by people my age and well over, writing nsfw has been the only way where I could feel comfortable with sex in general. I won't get into details because mentioning this is triggering already and can make people uncomfortable. It feels like anywhere I go, I'm constantly putting myself in a position to be abused. The same people who told me I didn't have to worry about my age and be judged for it, exposed the minimum comfort of keeping myself private online to demonize, judge and hurt me. People call me "extra" for being distraught about my face and age being posted because they think im trying to be sneaky which isn't the case. Its the principle that they KNEW I wasnt ready to share said things, and coming from someone who is inherently a private and closed person, she knew damn well what she was doing when posting screenshots of me on Tumblr. There is no excuse for it. The same writers who write dub/non-con can BARELY understand basic consent and its fucking terrifying. This site was the only other place I could cope without being criticized. To see people who some i was close to proudly lie on my name, (adults) say that i sent them pornographic content without their consent is so very hurtful. To watch people supposedly be victims and then use their own trauma to invalidate my own was so fucking humiliating, disgusting and nerve wracking. Although I knew I made the terrible decision to interact with stories, I have never initiated any NSFW discussion with anyone in DMs unless they did it with me first and a few times -- and trust me raise your hand I'll show you the proof. I was sure that everyone I talked to regularly knew that I was a minor, and to my general consensus, people were under the impression I was 15/16 (which I was and am).***
Whether it be victim blaming from the grooming discourse, I've been met with racism, harassment towards my friends, people wanting me to harm myself and be assaulted. I fear what will happen when i will turn 18, if the harassment will escalate and what not. A big part of me is that I'm still here anyways because it pisses people off and I don't care when I receive hate. I can take it but I don't want it. A good conscious of me knows that I should be doing what's best for me but at the end I'm still attached to my ego-self with the added fact that I sincerely enjoy interacting with my followers and posting stories.
I just don't know how the options look. I'll probably be updating my blog rules as of right now. I've been writing more sfw lately because of this and it'd be nice if you guys supported those until I properly decide. I still have plenty of requests of a bunch of characters (mostly Bakugo and Dabi) and original stuff (all sfw & nsfw) that I really wanna share with you guys. But I just ask that what I do modify that you will respect it like you would to any other writer on here.
Stay safe, keep your mask on, and thank you.
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Questions 1, 2, skip a few, 99 100! ANSWER THEM ALL!!!!!!
LETS DO THIS
99 gay-ish asks
how tall are you?5 SOMETHING
what is your body type?SLENDERMAN
what is your favorite part about your body?THE T
is your current hair color your natural hair color?YES
are you more outgoing or more shy?SHY
are you more femme or butch?ITS COMPLICATED, BUT, BUTCH
are you tol or smol?APPARENTLY IM TWINK. NOT SURE WHERE THAT IS ON THIS SCALE
wine mom or vodka aunt?NO
weird habit?I EAT BREAKFAST FOOD AT ANY HOUR
favorite meme?VIBE CHECK, IM SMUG ABOUT MY URL
do you sing in the shower?NO BUT I USED TO. JUST SHY ABOUT ROOMMATES. I DO IN MY CAR
ever used a bow and arrow?NO, BUT MY BROTHER DESIGNED AND BUILT ONE, GOT IN TROUBLE FOR MAKING A WEAPON
are/were you a theatre kid?IN AN ALTERNATE UNIVERSE WHERE IM ALLOWED TO HAVE AN EGO, YES
have you ever seen a broadway musical?NO
do you think musicals are cheesy?NO I THINK THEYRE JUST A MEDIUM OF ART
have you ever been a part of a protest or a march?NO WEIRDLY
favorite Cards Against Humanity Card?IDK THEM
last movie you watched?PROBABLY MEGEAMIND
behind the camera or in front of it?BEHIND. BUT BOTH IS GOOD
favorite tv show?AVATAR THE LAST AIRBENDER
meaning behind your urlTHE ACTUAL REASON IS IT REMINDS ME I CAN TRUST MY INTUITION
reason you joined tumblrA CRUSH WROTE IN MY YEARBOOK I SHOULD GET IT. DONT WRITE THAT IN PEOPLES YEARBOOKS
who’s your closest tumblr friend?THE PERSON ASKING ME 99 QUESTIONS
what’s something most people love that you hate?TACOS AT WORK. THEYRE POPULAR OF COURSE. I MAY NOT KNOW MY TACOS, BUT PLAIN RAW CABBAGE ON THEM MAKES ME DOUBT
have you ever taken narcotics?NO
have you had sex?NO
have you ever gotten caught sneaking out or doing anything bad?I DONT GET CAUGHT!!!! IM SO SNEAKY… AND TRAUMATIZED. I ONLY GOT CAUGHT WHEN PEOPLE WERE LIKE, HUNTING ME. NOT FAIR. ALSO HOW DO YOU “GET CAUGHT” FOR DOING NORMAL THINGS LIKE READING AND HAVING CLOTHES
worst/funniest lie you’ve ever told?PROBABLY THE REASSURING CHRISTIAN VALUES THINGS I TOLD MY PARENTS TO GET MY BIRTH CERTIFICATE. IT WAS THE FUNNIEST BECAUSE FOR SOMEONE INCONVENIENTLY TRUTHFUL, THAT WAS SOME PRETTY HARDCORE LYING IN A RIDICULOUS SITUATION, AND THE WORST BECAUSE WHAT A HORRIBLE THING TO HAVE TO DO. IT WAS HORRIBLE BECAUSE I WAS SO CONVINCING BECAUSE I MIXED IT WITH THE TRUTH I COULD SINCERELY EXPRESS
describe your passion without mentioning it.HEY GUYS IM WRITING CHAPTER 1 AGAIN I THINK I FIGURED IT OUT THIS TIME
describe your best friend.WARM STRONG RESILIENT UNCONDITIONALLY LOVING KINDLY HONEST CREATIVE TALENTED BRAVE HARDWORKING BEAUTIFUL ORIGINAL NURTURING SELF CONFIDENT
give us one thing about you that no one knows.NO ONE KNOWS THE GRITTY DETAILS OF SOME SAD MOMENTS IN MY PAST. DID YOU KNOW I HATE THE SMELL OF HOSPITAL FOOD FROM WHEN I VISITED A FAMILY MEMBER IN A PSYCH WARD
how do you feel right now?GOOD, I SHOULD PROBABLY GO TO BED THOUGH
what is your biggest fear?BREAKING SELF HARM STREAK
what’s a song that always makes you happy when you hear it?SING A SONG EARTH WIND AND FIRE
what is the best decision you’ve made in your life so far?LEAVING MY PARENTS. ITS TAKEN ME AGES TO UNLEARN SO MUCH SELF-DEFEATING STUFF
have you ever tried your hardest and then been disappointed in the end?MOSTLY EVERYTHING IN MY LIFE BUT IM CHILL
something you fantasize about.ACTUALLY DANCING TO MUSIC I LIKE. I NEVER LEARNED HOW TO DANCE BUT I WANT TO SFM
last time you cried and whyTHAT PREACHER GUY IN LUCIFER. IT SUCKED BUT IM SO BLOWN AWAY BY LUCIFERS ANGRY YELLING AT THE SKY. WHAT A GIANT MOOD
what was the last thing that made you laugh?MY SISTER ASKING ME WHAT DILF MEANT
do you really, truly miss someone right now?NO. IF I MISS SOMEONE, ITS A SIGN THEY WERE A BAG OF DICKS TO ME AND MESSED UP MY INNER CLARITY
who do you feel most comfortable talking to about anything?YOU
the last time you felt broken?WHEN MY TWO FRIENDS AT THE TIME GANGED UP ON ME AND ABANDONED ME AT A NOT PRETTY TIME IN MY LIFE. I COULDNT EAT WHICH AND I STILL STRUGGLE WITH EATING, I NEVER USED TO
are you starting to realize anything?THAT IF I RELY ON MY LIFE EXPERIENCE, ILL EXPECT TO FAIL AND SABOTAGE MYSELF, AND INSTEAD I NEED TO TAKE RISKS AND PUT FAITH IN MY FUTURE.
are you more dominant or more submissive?THERES EVIDENCE FOR BOTH, BUT I THINK THE LATTER IS JUST FROM ABUSE AND GIRL RULES
i’ll only date you if _____. (fill in the blank)WASH YOUR HANDS FOR THE LOVE OF GOD
do you prefer to date people the same age as you, younger, or older?AROUND MY AGE THERE IS SOME UNDERSTANDING
describe the person you’re in love with/have a crush on in great detail.IM NOT IN LOVE I DONT EVEN HAVE A CRUSH. I MAY HAVE A SQUISH
do you have any kinks?MAYBE SO
first thing you notice in a person?HOW THEY HANDLE STRESS AND PROBLEMS, IF THEY BLAME/GET ANGRY, OR IF THEY ARE COMPASSIONATE AND PATIENT. LOOKING FOR RED FLAGS
how can someone win your heart?FOOD. CHEESECAKE WAS A POWER MOVE. BONDING… OVER FOOD. I HAVE HAPPY MEMORIES ATTACHED TO BEVERAGES.
been rejected by a crush?YES
have you ever had feelings for someone who didn’t have them back?YES
would you have sex with the last person you text messaged?NO
is trust a big issue for you?YES
did you hang out with the person you like recently?NO
is confidence cute?YES, SELF LOVE LOOKS GOOD ON PEOPLE
what would you say if the person you love/like kissed another girl/boy?GOOD FOR THEM. I DONT LIKE ANYONE RIGHT NOW
would you be able to date someone who doesn’t make you laugh?NO. GIGGLING LIKE A LUNATIC IS AN IMPORTANT PART OF MY LIFE AND YOU NEED TO KEEP UP
does the person you have feelings for right now know you do?IF THEYRE FEELINGS, PROBABLY, BECAUSE IM TRANSPARENT
ever embarrass yourself in front of a crush?IVE HAD MY EMBARRASSMENT GLANDS REMOVED FOR MY FTM TRANSITION
do you want to get marriedYEAH WHEN IM FIFTY THEN ILL GET A BUNCH OF DOGS AND CATS AND CHICKENS
worst thing you’ve ever done?APPARENTLY IVE BORROWED BOOKS AND NEVER RETURNED THEM
three things that turn you on.IM GOING THRU PUBERTY 2, TEENAGE BOY EDITION, IT DOESNT TAKE MUCH
who do you hate?I DONT LIKE SUCH SIMPLE CATEGORIES, BUT I START TO FEEL HATRED WITH REPEATED CRUELTY/WHEN SOMEONE REFUSES TO HEAR ME
favorite term of endearment?MY FRIEND
who was your celebrity/fictional gay awakening?I DIDNT REALLY HAVE TVS/POP CULTURE GROWING UP LIKE MOST PEOPLE, PROBABLY FOUND IT IN CREATIVE WRITING
intimidating girls or kind girls?KIND
what do you look for in a possible partner?EQUALITY
do you tend to like more masculine, feminine, or androgynous girls?YES
are you good at flirting?PERHAPS. WHEN IM NOT THINKING ABOUT IT
who was the first person you came out to?I DONT ACTUALLY REMEMBER. A HIGH SCHOOL FRIEND. IT WAS A STRESSFUL COMPLICATED TIME, MY WORLD WAS UPSIDE DOWN, IT WAS GRADUAL
do you have any friends who are wlw?PROBABLY
is your crush wlw?IDK
last person to make you reconsider your sexuality?A DOUCHE CANOE UNFORTUNATELY
write a short love poem to your crush/self?DEAR PERSON,THANK YOU FOR THE CHEESECAKEIT WAS SO GOODBUT ONLY BECAUSE IT WAS FROM YOU
do you fall in love easily?NO. I WISH I DID. I COULD USE THE HIGH TO GET STUFF DONE
is there something that happened in your past that you hate talking about?I HATE TALKING ABOUT THINGS THAT MAKE ME FEEL HUMILIATED AND ASHAMED, SO I JUST DONT. I ALSO HATE TALKING ABOUT SELF HARM BECAUSE I NEVER KNOW HOW. AM I GOING TO TRIGGER PEOPLE? AND IT IS SHROUDED IN SHAME AND FEAR.
are you good at hiding your feelings?YES, WHEN I CONSCIOUSLY MAKE AN EFFORT TO
are you a forgiving person?NO. I USED TO BE ALL ABOUT FORGIVENESS, AND GREW UP FORGIVING ABUSIVE CYCLES, IT WAS SO UNHEALTHY. NOW I FEEL LIKE A CROW HOLDING GRUDGES FOR CENTURIES, AND I DONT WANT TO BE BITTER EITHER – I OFTEN FEEL BAD FOR NOT FORGIVING, EVEN IF ITS JUST FORGIVENESS FOR MY OWN SAKE. BUT ITS A NEW DEVELOPMENT THAT IM ALLOWING MYSELF TO FEEL ANGRY, BE TRUTHFUL ABOUT BEING WRONGED, WANT JUSTICE FOR MYSELF. AND MAYBE SOME THINGS SHOULDNT BE FORGIVEN.
what is your “type?”I DONT KNOW. I RECENTLY STARTED GROWING SOME SELF WORTH, AND I DONT THINK THE PEOPLE IVE SOUGHT OUT TO RELIVE MY PAIN COUNTS
fall asleep in her arms or rub her back until she falls asleep in yours?LAST ONE
tall girls or short girls?BOTH IS GOOD
hugs or kisses?HUGS
twirl her around or get twirled?I WANNA TWIRL PEOPLE
tummy kisses or thigh kisses?BOTH
hairline kisses or neck kisses?NECK
play with her hair or stroke her tummy?PLAYING WITH HAIR
making out or soft kisses?MAKING OUT
hugs around the neck or hugs around the waist?WAIST
how confident are you in your sexuality?I THINK PEOPLE WOULD ASSUME IM NOT. IM SHY, AND MY NERDY CHRISTIAN VIBE ISNT GOING ANYWHERE. IM ALSO JUST BEGINNING TO LIVE AS MYSELF AND IM RELEARNING EVERYTHING. BUT WHEN IT COMES TO REALLY KNOWING MYSELF IM CONFIDENT
when you like someone do you blush or get butterflies in your stomach?NO. I WILL START CRANKING OUT ART AND FOCUS LESS THAN USUAL
have you ever liked a friend as more than a friend? did you tell them?YES
how old were you when you realized you were into girls?20ISH BUT THE SIGNS WERE THERE LONG BEFORE
most embarrassing thing you’ve done in front of a cute girl?I GOT MY EMBARRASSMENT GLANDS REMOVED REMEMBER
do you have a favorite lesbian ship? is it canon?I DONT KNOW MANY BUT IM HAPPY FOR THE CANON MARCELINE AND BUBBLEGUM
what is the most aggravating thing someone has said to you about your sexuality?MY SISTER PROJECTING ABOUT HER LIFE. WE HAVE CONSERVATIVE MISOGYNIST PARENTS BUT WE ARE VERY DIFFERENT PEOPLE AND IT DID NOT AFFECT US IN THE SAME WAY
when was the last time a girl made your heart flutter?I FEEL LIKE IM FORGETTING SOMETHING NICE A STRANGER SAID ONCE
what is love to you?NOT SOMETHING YOU DISPENSE AT YOUR CONVENIENCE. ITS A WAY OF LIVING – IF YOU LOVE YOURSELF, YOU LOVE OTHER PEOPLE, AND YOU LOVE THE WORLD AROUND YOU AND TAKE CARE OF IT. ITS NEITHER FAWNING NOR CONTROL – ITS ACCEPTANCE
ask me anything.YOU DIDNT ASK ME ANYTHING SO IM JUST GOING TO TELL YOU SOMETHING. IVE BEEN EATING POPCORN CHICKEN WITH HONEY
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I’m Your Private Dancer
Title: I’m Your Private Dancer
Link: I'm Your Private Dancer on AO3
Square filled: Human Cas
Ship: Castiel/Michael
Rating: Mature
Tags: Human AU, human!Cas, human!michael, Prostitution/male escort Cas, Client Michael, Lingerie, Anal Plug, implied cross-dressing, Anal Sex
Summary: Male escort Castiel meets a client.Â
Word count: 2738
created for @spnkinkbingo
tagging: @lucibae-is-dancing-in-hell​, @silvaxus, @blakechaos08, @princerusso, @masterpieceofturkeycleverness  @ajcza​, @buggre-alle-thisss-ineffability​, @brieflymaximumprincess​, @captain-winchester-27​
Fic below the cut:
All the men come in these places And the men are all the same You don't look at their faces And you don't ask their names You don't think of them as human You don't think of them at all You keep your mind on the money Keeping your eyes on the wall
  Castiel Novak snorts as Tina’s voice croons on. He’s always thought the dancer in that song was a metaphor for something else, but it’s a bit of an irony that this song would come up on the radio just as he’s getting ready for an appointment.
Unlike the narrator of the song, however, Castiel doesn’t keep his clients at arm’s length. He knows the name of each, knows their faces, their voices, just as he knows the preferences of every man he regularly meets. Of course, it’s about the money – Castiel would be lying if he claimed otherwise, and he’s many things, but not a liar – but if he didn’t enjoy what he does, he would have chosen a different career path a long time ago.
Today, he’s wearing silky thigh-highs and a garter belt along with a pair of low-cut panties and a slinky camisole, all in darkest black with green lace accents. His client likes it when he can easily slide into him, so Cas took care in opening himself up earlier, and now he can feel the familiar weight of the glass plug in his hole. He’s half-hard from all that, and will probably remain so all throughout the evening, but his client enjoys that, too.
Cas hums along to the refrain as he carefully applies just a bit of make-up. It’s very subtle, almost unnoticeable to anyone who doesn’t know the trick, but it makes his eyes appear larger, their blue more intense. It’s not really necessary for the client he’s meeting, but it’s a habit, and he likes the effect.
Make-up done, Castiel gets up – shivering a bit as the weight of the plug inside him makes itself known again and silk brushes against his skin – and walks to his cupboard to select this evening’s wardrobe.
He has a wide range of choice, there – the jeans and shirts he prefers for when he doesn’t work, tailored suits and leather pants and jackets, fine loafers and heavy biker boots, even a few dresses for one particular client he’s since stopped seeing. Throwing the dresses out seemed wasteful, however, so Castiel carefully stored them in their bags and let them live in his cupboard.
Today, he picks out a suit he knows is a favorite of his client. “It brings out your eyes,” he’s always told, and since it’s surprisingly comfortable (which really should be expected, it was made-to-measure and cost a pretty penny, it should be comfortable), Castiel enjoys wearing it, too.
Suit put on and shoes set to the side, Cas stretches out on his couch and lets himself day-dream about how the evening might progress.
His clients all treat him well, mutual respect the most important aspect of the whole deal – if Cas feels disrespected as a human being once because of the service he provides, people find themselves permanently removed from his client list fast. And Castiel also has the connections to ruin a person’s life in interesting ways.
The man he’s meeting today has a taste for European food, the authentic version and not the Americanized deal, but it’s anyone’s guess what nation’s cuisine he’ll be treated to tonight. What they’ll do after that… well, Castiel is horny, so he hopes he’ll be taken to his client’s home after and get fucked a few times, but it’s equally likely his lover for the night will take him to some art show or concert or even the movies after dinner. It’s all happened before. (Castiel’s favorite memory is the time this particular man fucked him, slow and intimate, in a VIP box at the opera where, in theory, anyone who looked into the shadows of their box could have seen them. He spent almost the whole opera on his lover’s cock, and that night was spectacular, once they were in the privacy of his client’s home.)
But he knows the man’s tastes in that area, too, and there’s no opera shown tonight that might catch his fancy. He’s not quite as up-to-date on the movies, and there’s always an art gallery somewhere who’s having a show.
Cas smiles as his phone gives a quiet chirp to alert him to an incoming text message. None of his clients know his actual address, they just know the address of the private, guarded parking lot where he habitually leaves his car. He needs ten minutes from his apartment to that parking lot, and he’s told his clients to inform him when they’ve arrived. Those ten minutes waiting sometimes yield... interesting results.
I’m here, darling.
Castiel slips his shoes on and grabs his keys, phone, wallet, and coat. It’s cold outside, it’s only February, so he adds his favorite scarf to the ensemble and leaves his apartment.
 His client’s car is idling in its spot when Castiel opens the door and slides into the passenger seat, and he’s very glad about the warmth enveloping him.
“Hello, Michael.”
“Hello, Castiel,” his client returns with a warm smile and leans over the stick shift and hand brake to greet him with a soft brush of lips on lips. Castiel smiles and angles his head into the soft kiss. Michael is one of the affectionate clients, and Castiel likes the gentle touches an evening with Michael always includes. It feels a little as if they’re truly a couple out on a date night.
Michael waits until Castiel has put on his seat belt before pulling out into the traffic. He’s one of those drivers in whose car Castiel thinks he could actually fall asleep if the distance was long enough. He’s not usually one for sleeping in anyone’s car, an accident that cost him a childhood friend having left a deep impression, but Michael is calm and controlled in everything he does (unless he’s fucking Castiel in the privacy of his own bed. Then, there’s only wild passion in him.) and he always weaves through traffic so smoothly Castiel never felt anything but safe in his car.
“Where are we going?”
“Wait and see, darling,” Michael chuckles and makes a turn. “I do hope you enjoy tapas.”
Cas does, especially if they’re served in a small restaurant that looks as if it was imported from Spain, beams, stones and furniture. There are large pieces of jamón serrano hanging from the ceiling, the Spanish music in the background is just low enough to not interrupt a conversation but lend a certain ambience to the whole restaurant, and the food is perfect. Castiel enjoys every bite he’s served, enjoys the sour wine that he’d usually never pick (he has a sweet tooth when it comes to wine) but that fits perfectly with the dishes they’re served.
Michael, who sticks to sparkling water, takes a single sip on Castiel’s insistence and agrees with him with a smile, licking his lips. “It does compliment the food very well,” he hums. Castiel shivers a little at the tone of voice.
Michael surprises him by driving to his own apartment after dinner. When he notices Cas’ questioning look, he grins.
“I thought we could watch a movie at my place,” he murmurs, using an upcoming red light to stroke a hand up Castiel’s leg slowly. “I can’t wait to see what you’ve got beneath that suit for me today, darling.”
Castiel shivers a little and lets his legs fall a little wider with a smile.
“Would you like to guess?” he invites, and Michael laughs and pulls his hand back as the light changes to green.
“Let me fantasize a moment longer.”
 Michael’s apartment is in one of the more expensive parts of town, and Castiel has enough information about his lover of the night to know that Michael works for a high-end law firm and comes from a rich family background. Castiel himself is rather expensive, and he knows from experience Michael has a taste for the finer things in life. Which is probably a compliment in itself.
“Get comfortable,” Michael invites him with a smile, taking Castiel’s coat to hang it up neatly. “Would you like a drink, or coffee?”
“Coffee, please,” Castiel requests with a smile. He wanders further into the apartment as Michael goes to convince his high-end coffee machine to produce the dark liquid and decides to be just a bit of a tease. He leaves his shoes neatly by the living room doorway, then drops his tie on the way to the couch. By the time he’s stretched out on the ridiculously comfortable piece of furniture, his shirt is unbuttoned just enough so that a teasing hint of green lace is visible against his skin.
Michael doesn’t notice at first, concentrating on the coffee cups in his hands, but when he sits down and hands Castiel his coffee, his eyes widen.
“Oh, you little tease,” he breathes with a grin. Castiel laughs and sips his coffee.
“Now, I would be a tease if I didn’t plan to deliver,” he corrects calmly. “I very much intend to deliver, dear Michael.”
“I very much appreciate that,” Michael sinks down onto the couch himself, close enough to Castiel he can feel the other man’s body warmth. “Any preference on the movie?”
Castiel glances over Michael’s pre-selection and decides on one he’s already seen but could stand to watch a second time. He’s guessing they won’t see the end of the movie, not if he starts seducing Michael as soon as they have emptied their coffee mugs. Michael always lets Castiel make the first move, always lets Castiel decide how far they go, and Castiel appreciates it. (Once, he’d told Michael to ravish him, make him forget everything around them. He’s definitely going to do that again someday, because that night ranks top amongst those he’ll never forget.)
For now, he’s content to lean against Michael’s side and sip his coffee as they watch the beginning of the movie. It’s really good coffee, and Michael knows by now how Castiel prefers his, and so it’s not to be rushed but savored.
Half an hour into the movie, Castiel finally sets his empty mug down on the coffee table next to Michael’s and stretches before turning to Michael. He softly brushes his mouth over Michael’s, flicks his tongue out just a little bit, and Michael sighs and cups his face, pulls him into a deeper kiss.
They take their time, kisses turning deeper and hungrier slowly. Castiel ends up straddling Michael’s legs, almost in his lap as they kiss. Michael groans when Castiel leans back to further unbutton his shirt, revealing more of the black silk and green lace beneath.
“Touch me,” he invites in a rough whisper, and Michael’s hands almost fly to his sides, stroke up over black silk reverently.
“Get rid of the shirt,” Michael murmurs, his eyes on the way his hands look on the silk. Castiel laughs and complies, and then gasps when gentle fingers rub and tease at one of his nipples through the material. Michael alternates between stroking soft silk and rougher lace over the sensitive nub until Castiel is biting his lower lip and breathing noticeably faster.
“I want to see you,” Michael murmurs, finally showing mercy on the nipple he was playing with. Permission to touch given, he’s slipping back into the dominant role he usually prefers when they meet. Castiel smiles and slides off his lap, taking a few steps back to let Michael see all of him. He takes his time undoing his belt, the button on his pants and the zipper, and when he finally lets the garment fall, Michael moans and presses a hand against his own crotch.
“Like what you see?” Castiel purrs, slowly walking back towards his lover for the night. “I chose the green just for you.”
“Oh, I very much like what I see,” Michael breathes, looking Castiel up and down slowly. “Damn, you’re pretty, darling.”
“Why, thank you, Michael,” Castiel purrs, slowly climbing back up onto the couch and into Michael’s lap. Michael shivers and strokes up his thighs. He makes a low sound when he notices Castiel wears the panties over the garter belt – meaning he can take them off and leave belt and stockings in place.
“Very nice,” he murmurs, stroking up underneath the camisole. “You’re spoiling me, Castiel.”
Castiel laughs quietly and raises his arms to let Michael strip the camisole from him. He moans as Michael leans forward to lick and suck at the nipple he’d neglected before, buries his hands in Michael’s dark hair. “Oh…”
“Always so sensitive for me,” Michael hums and blows cool air over wet skin. Castiel shivers and watches Michael’s eyes darken further. “Bedroom.”
They end up leaving a trail of Michael’s clothes from the couch to the bed, and Castiel ends up on his back on the sheets, Michael on his hands and knees above him. His lover looks him up and down hungrily before kissing him again, harder and deeper this time until Castiel is out of breath and clinging to the soft cotton.
Michael peels him out of the panties with teasing touches, then spends a few minutes licking at Castiel’s hard cock before reaching to the bedside table for the lube. Cas pulls his knees up and bares himself, clenches down on the glass plug inside him with a low moan and his eyes on the impressive erection between Michael’s legs. Michael groans at seeing the glass between his cheeks.
“How open are you, darling?”
“Enough you can slide right in,” Cas promises huskily and then moans when Michael lightly tugs on the plug, pulling it out a little before letting it slide back in. He keeps doing it until Cas is moaning and begging for him to please, please fuck him, and Cas nearly sobs in relief when the plug gets pulled free finally and he hears the distinct sound of a condom wrapper being opened.
Michael’s cock pushing into him has him whine in need, because no matter how nice a glass plug is, it will never come close to an actual cock in Castiel’s opinion, and Michael is big enough to stretch him a little even after wearing the plug for hours.
His lover of the night is also a man of infinite patience, so the first slide in is slow and gentle, until Michael is as deep as he can get and Castiel is panting and moaning, feeling so damn full. “Please, move,” he gasps out, and Michael chuckles and complies, guiding Cas’ legs up around his hips before starting to roll his hips, slow and gentle and just enough to drive Cas slowly but surely mad.
He’s begging in a constant, breathless stream of words by the time Michael takes pity on him and starts moving faster and harder, and Castiel nearly screams when a hand wraps around his cock and starts stroking him in time with the thrusts into him.
Michael’s cock rubs insistently over his prostate, and Cas lasts only a handful of thrusts more before arching his back and shouting, covering Michael’s hand and his own belly with his release. Michael groans deep and low as Castiel’s hole clenches down on him hard but keeps fucking Castiel until he sinks back into the mattress. Only then does his lover let go himself, coming with a few more hard thrusts into Castiel’s twitching hole.
Cas pants and watches as Michael does the same. In a moment, his green-eyed lover of the night will pull out and get rid of the condom, and there’ll be sparkly water fresh from the fridge for him and a warm, wet washcloth to clean up with. Michael will curl up around him for a while and they’ll talk about whatever comes to mind, and maybe, they’ll have sex again if the mood strikes them.
In the morning, there will be a white envelope with the sum Michael owes him in cash, and Castiel will return to his own apartment and shower, and in a few days, he’ll get ready for the next appointment.
 Yes, Cas is a private dancer, but he likes dancing to his own tune.
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i cbf screenshotting her posts again so ima just quote her
1) when I’m disagreeing with an small obessed group all of which have Some cluster b disorder in common, yes I’m going to call you the cluster gang
out of all of the women that have been agreeing with me about u... im the only one i know of that has BPD or any cluster B disorder. the others with the same are hardly the majority.
2) yes you have a problem with the g spot if you think it leads to ripping a woman’s vagina open. I told you that story about a lover I had who I gave a G spot orgasm too that freaked out over it before reading up on what happened . You have piss poor reading skills if you think that was about me fisting her. As I simply didn’t fist her at all. I don’t fist every lover I have either, just the few who express they would enjoy it.
heres ur exact statement
why the fuck bring it up in the middle of a convo about fisting? no im not opposed to fingering or .. the g-spot. the fuck. back-pedaling @ its finest here.
3) why complain at all about how many hrs another woman has sex? That’s all on you guys. I can eat sleep sex for weeks if I want to and have before, who cares what you think about it.
girl no one’s complaining, ppl just think its bull as do i. but like, do u. again, ur sex life is urs. normal people dont go aroudn talking about how much they fist women and these womens specific experiences & orgasms with descriptors of said women. thats personal shit. thats 99% of where people’s criticism is coming from. boasting & bragging about shit like this is so disrespectful to YOUR sexual partners and thats why youre being compared to straight men.Â
4) I’m not into penetration myself and have said this many times, obviously I wasn’t talking about having that preference in any judgements way. I simply pointed out the fact if you bleed from more then one finger in you then that’s something you should check out as how do you even put a tampon in. Fact is that is not normal for most women and your vagina should not bleed so easily. I’m simply looking out for you by saying this.
i bled because she was very rough and bad with her hands. she also added in a second finger when i wasnt even wet enough for the first one to begin with. it usually takes me time to get to the point where im able to handle penetration bc im relatively tight. with my girlfriend, ive never bled. the entire point of me sharing that story was to explain why i personally cannot even comprehend vaginal fisting, not to say that no female can handle more than 1 or 2 fingers.
5) if a lesbians sex life is her business she should be able to openly talk about it without you flipping yr shit especially since this is my blog and you are a stranger I’ve blocked from it and told that if you don’t like reading it you are free not too.
why are you reading my blog tho? youre 20 years older than me & have gone as far as say theres something wrong with my genitals & made comments about how my sex life must be boring or w/e. does that seem appropriate to you? consider that my mom is 47. youre nearing 41. does it seem appropriate to you that you’re talking like this to someone that much younger than you?Â
ANYWAYS, the issue isnt you being open about your sex life. its how you speak of the women involved & how much you boast about it. plenty of the women i follow talk about fucking women regularly, the difference is how they talk about it.Â
7) I’m none of those anon or other pages. You can stop making up profiles and sending yourself bs or at least stop trying to blame me for it. We all know I take too much pride not to let people know when I’m behind something and I would tell you off directly like I always have everyone else ever.
thats cool. you’re not the main suspect for those anons and the people i know that know u well enough also think it’s unlikely that its you. its pretty likely to be one of your buddies & most likely RAIDS. this is nothing new for her.Â
i definitely haven’t made extra profiles to harass myself nor have i sent myself anons.Â
8) let’s agree not to have anything to do with each already or unblock and continue this till forever cuz I was done with you the 1st day I saw you tranny stanning saying rape by deception wasn’t real rape and told you I wish you death by tranny cock, but obviously while I didn’t literally mean it you lived only to annoy me ever since instead of just fucking off and leaving me be.
you seemed to mean it literally and only started to say u didnt mean it recently. either way, the graphic shit you said about me sucking dick or w/e.. thats wishing me rape. especially when i said over & over im penis-repulsed and especially repulsed by the thought of having someones penis in my mouth. as for my stance on rape by deception, i changed my stance there & owned up to it being ignorant & wrong at first. either way, i never ever went to any victims of that and told them their experience wasn’t Real somehow. Â
months ago i wouldve been alright with talking to you PROPERLY and directly but u refused to stop reblogging my posts while still having me blocked, which is the entire reason why i blocked you. bc it was annoying talking to someone who keeps reblogging from me and directing stuff at me on my posts while having me blocked. if u want to unblock one another and talk, i could maybe consider it at this point but ive been saying this for a while now: all i want is for u and ur buddies to stop lying about me, twisting what i say/said/do/did, and the like. i also want them to stop sending me disgusting anons.Â
at the same time, though, if i see something shitty u or ur friends say (same as for anyone else), im bound to question & criticise it especially considering how aggressive & harsh you all are to anyone you disagree with.Â
9) You and Eve are no tumblur therapists stop projecting yr mental issues onto me. The only problem I have with cluster b disorders is your group not leaving me be. If there was treatment for that which could make you all you away I would gladly take that magic pill as many times a day as it took.
honestly eve is pretty well off mentally esp when compared to you, and im trying to say this in the least insulting way possible. there’s a reason why so many people find you unreasonable, manipulative, bizarre, hysterical, dramatic, and sometimes comical. either way, trust me im not fond of diagnosing people online. i only ever bring stuff like this up bc its hypocritical for someone to diagnose people online as cluster B all while exhibiting just as many if not more symptoms themselves. either way, this is something youve been doing and refuse to stop doing to other people. just because someone doesnt like you or is critical of you doesn’t mean theyre somehow mentally ill, and it also definitely doesnt mean theyre not a lesbian.Â
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my higher power
Happy born day to my angel. Your birthday is exactly a week after mine, i was born to never forget you. I think about your birthday a week before i think about my own birthday, and a week after your birthday i’m still thinking about you.Â
I feel like everything i am today is attributed to you. and its something im trying to understand. im trying to believe this makes sense or has the potential to make sense but. still just trying to keep my head abpve waterÂ
its crazy cause you passed away about 4 months before the pandemic and quarantine and all the hate and violence and bigotry and heartless monsters were the stars of our collective nightmare. i was suprisingly unbothered/privilaged in 2020, in comparison to others. i was annoyed at the world for suffering after me and the people i love finally clawed our way to not suffering. then nothing healed, everything internalized and it compounded over that year of absolute chaos and pain, and it was waiting for me when i got out. which meant people were even less open to hearing about it. people were talking about suffering because they couldnt go to the olive garden or get a haircut. and through all of this shit i was annoyed at the fragility of people. the entire time i knew the world would be fine and would go back to relative normoralcy and adjust. I KNEW THAT PAIN WOULD END FOR MOST PEOPLE AND I WOULD HAVE TO PICK MINE BACK UP AND START. ALL OVER AGAIN
i havent made a new friend since you passed. i have not shared a piece of me with anyone. i feel a connection with no one because no one feels like you. when i think i want to open up to people, im always somehow reminded of how theyre NOT like you and thats all i can think about. its like trying to find people to connect with but you have to seriously lower your standards for connectedness or be alone and never have a true connection ever again cause you were the ONE and youre gone now, even after all those years of surviving. so fuck it. seriously, fuck it. i dont even care about being a good friend to anybody anymore. i feel like ive lost that ability because ive lost you so i cant see the good in people, i only see how inferior they are as loved ones in my life. people i love will lowkey disappoint me when they do things you would never do to me. you are always the standard comparison. its literally a curse. you. cannot explain any of this shit to anybody so what the fuck is the point if i can never get over this? i literally dont ever want to make friends who will not live up to you. it is absolutely a waste and being alone forever feels like the better option for my heartÂ
like i cant fucking believe im in this world without you. i will never get over it. it is the biggest fucking joke and i cant believe im forced to be here when youre gone and jude and noah have to grow up without you. i hate the entire world for that. im pissed that this is really how things have worked out. im pissed that we’re told in rehab that all our friends might die and you think theyre just serious about saving your life so of course they say that cause they cant be wishy washy, they need to be deadly serious. you KNOW the statistics but in this moment you still feel like a warrior among warriors and theyre saying that for all the OTHER people who cant stay sober... and 5 years later you suddenly realize that everyone really did die and they were right. and then you wonder if they even believed they would be right or if they were handing heroin addicts with gentle hands and sticking to the all or nothing bottom line because of how fragile that life is and because of all the funerals they have attended. i think about all the people who were in that room with me who are now gone and wonder if they thought they would make it. its like youre trained to never get too comfortable with your life. and you will enter recovery for the first time and feel like youre on a cloud and met the most amazingly strong friends and then slowly you watch them fall off, relapse, go to jail, get kicked out of rehab, in the. hospital with a blood infection or texting you asking you if you have any old anti biotics because they have an absyss and cant afford. to go to a doctor or have. a warrant or cant bother being admitted to the hospital for an abcess when you have a heroin habit to keep up on. the hospital is the least comfortable option at that point.....
let that sink in
the hospital is the least comfortable option for someone who sleeps in a park and has to beg for food and spend every waking hour in problem solving mode with only very temporary reprieves from the pain and the shame. and youre treated like trash the second people realize you dont have a home. its the most absurd nonsensical shit youll ever experience and then they actually do all end up dying. i have a vivid. memory of the people sitting in that room with me who i didnt wanna lose..... theyre all dead. except one. i’m not lying... its really hard to not keep score at that point. my friends thrive and rebuild and change other peoples lives along along the way and then die at 4 years sober... literally am worthless compared to all the people who should be here instead of me. i still cant even fucking stand life. and sometimes i feel guilty and ashamed and mad that you left me here. and im fucking worthless in this world compared to you. i have not been able to get myself back in the gym. i literally cant do shit without you and im paralyzed without realizing it. when i try to tell people that i literally dont give a fuck about anything because i’m already carrying the greatest injustice of my life, i really mean that shit. im not exaggerating for literary purposes. these are things that break my heart in retrospect.Â
it took me up until the first anniversary of your death to actually piece together the fact that literally the whole fucking world went to shit after you passed. i swear to God thats not a coincidence. shit i never thought i would never see in my entire life was happening right after you were gone to the point where i was so distracted with that atrocity, i wasnt even tending tending to the atrocity in my heart.Â
im trying to want to believe that makes senseÂ
the first anniversary of your death came on the day the election was officially called a victory by Joe Biden. Literally what the whole world was waiting for, including myself. i watched people celebrating and parading in the streets and finally being relieved. i woke up with you on my mind way before i heard the good news and was quickly reminded that my heartbreak goes on. couldnt even distract myself with social media. i feel like i’m always the one sad on the days of celebration. and its not even about me just seeing some shit on social media one day in 2020. in 10 years this day will be in the history books my kids will read and i will hear about it in my classes in the future and i’ll be 83 years old in November 2073 and you will still be on my mind
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Dejoria said "well I have my dad" But anyways The cop said they would take care of her and then they asked me and I said she has to earn it, just depends on what she's doing with her life. And it's in regards to overriding the prison if they make mistakes such as in this case. She sounded depressed at that but I told her she's been doing better She said she hit the wall And so I said let's talk about that. She said to write it. "I hit the wall and I felt sudden "what the fuck, fuck you God!" But then I said "sorry sorry but what did I do wrong?" As If I didn't know which I did, i had been bad. But I got off the wall and I realized that I had hit it, I was all "you hit it, you hit it. I hit it, I got that but why?!?!" So I wanted to talk to you but I knew not to because you would not understand or you wouldn't care but maybe you would see it later and come ask me what about it or maybe yell but I was hoping ask me as you did. I did good in not bothering you, didn't I?" "Mmhmm I saw your face in the video, after I could tell you were holding it in" "Well thank you! You think I did good?!" "Actually yes. You looked down right pleasant" Matt laughs. "She says it's so surprising!" " Now back to Dejoria, anyways so I was wanting o bother you so bad! But I knew it wasn't you but I said "God if it wasn't her don't let me see her and I didn't!" "I know I was surprised to see it later I was all woah she didn't even say shit usually she screams or something" Matt laughs again "Anyways so that's why I wanted to talk to you and that's it." Alrighty then. I heard she had been a bad girl the night before but I had also talked to her and she had expressed displeasure at Jesse James, saying she didn't go out with the girls cause she either opens her mouth and says something stupid or because Jesse is always trying to sabotage her. Which is why I kinda wondered after seeing it if Jesse had altered something for the steering or wheels or weight or something to cause it to drift. So I guess she could went out and rebelled/revenged against the world and done stupid shit or Jesse could went with her and did it too. IDK. I heard it was just her being very bad. And so it's really stupid for her to do that because I heard she been doing good. IDK. IDK I hope she had really been good since her last wreck and so now she had to learn again that she cannot be a bad girl or else. Or maybe it wasn't exactly her being bad or maybe it was just her being tempted. IDK what happened. I wasn't told anything exactly definite. I would suppose the level of pain she felt would determine the level of bad/evil she let herself experience. Or maybe it was something else altogether. I'm very tired. Last race weekend was ridiculous and I could not wait for it to be over. I'm glad some points were made about things but I was just so happy when people shut up and left me alone. And so because I was nice in my after discussion she told me she just thought it. And so she knows it was just a lesson to behave and that's all. She's doing really good. Not everyone can change and grow and decide to do better. She knew what she was doing was just getting more evidence for a longer prison sentence but didn't care. Until her hip broke. Then she knew. Lucky for her she may be pacing herself into, not quite Heaven yet, but in a much nicer place for herself after death. For instance, Jesse makes my life hell. When he's dead, he will be repaid a tenfold plus then he has to repay all the millions of money he made, because God chose to bless him instead of punish him but Jesse could not and would not appreciate that I'm actually really proud of Dejoria. I really am. I'm happy. I am so so so happy to be proud of her because I truly believed that I would never ever ever be even a tiny bit proud of her and always feel that she was doing things to show up, to be fancy, like someone who tries to hide they grew up in a trailer park and so use a fancy English accent (someone may say I did that but I got the accent from the lady on PBS cause I for real liked her cause she was totally sweet and awesome) I just always thought she would be fake. So I'm so pleasantly surprised And I'm glad that makes her feel better that my emotions about her are positive. Because that shows alot of growth. Like one time I told her I loved he several years ago. I thought she hated that enough to kill me. I was just in a good mood and she said she was going to go to sleep which meant she was leaving and would be gone and I was all yay I love you! It was just random and spontaneous and whoa yeah she was not happy. She thought I was lying I was just being honest. She was being cool that night. I love my enemies. As much as I hate them, I want them to do better I hate they annoy me. I want them to do better Doesn't mean I like them or I won't go back to "Being mean" I just want everyone to do better If they bug the shit out of me and they quit. Idc If they win a million dollars on the lotto. Because I already won. I got peace AND quiet. That's all I fucking want. That's why people are stupid to say I'm jealous. People don't understand me. Especially in the NHRA. they just don't get it. They're too competitive. If someone else wins then it means they lost. It's just not true. That's why I like to interpret accidents or wins or what ever. So that people can see a more distinct life than winning or losing. Like Dejoria. She didn't just get into an accident. She learned something. Something that SHOULD help her for the rest of her life. To teach her. To learn. She says it helps. The other day my aunt called and said her trailer broke down and asked me to go see about it. My aunt and I fell out a very long time ago and we just hadn't been able to reclick. Despite probably losing some expensive things she got from her dad's death, we were able to reclick. I feel so much better. I had no idea how much I needed that reclick. It was desperate. It's just a personal thing. But I mean it so totally sucked for her to lose that stuff. Turns out she has no idea where she left it and was not near where I was at all so it didn't help her at all to get her stuff. But she told me, you know, of course she was crying because she totally loved her awesome dad and wanted a few things, she said she just wanted love. And so she was happy I tried everything I could to find it although she didn't get Jack shit. We found each other and to her that's most important and to her own father as well. That's the kind of person I am as well. It's not fun and it totally sucks. But I'm hoping that cops helped out and stuff. IDK. Anyways. We will see. They often get my stuff I leave random places and they put it in storage for me, to prove theyre not just stalkers but also trustworthy. And that I have amnesia. So I hope they got it for her. I asked. So hopefully we can put a big tearful smile on her face. It will mine. So I just wanted to say my "boyfriend's" wreck two weeks ago was not because he was bad. When Courtney wrecks and I bring it up, it's because an issue in her family (her mom, most often) It's a lesson. It's serious. But bad things don't just happen to bad people. My aunt is absolutely amazing. She's loving and kind and so so so so smart although my mom says the most horrible things about her (my mom is jealous). I can't say enough about my aunt And for the record. She is not my biological aunt, she married my uncle whom as abusive to her and she left him. Crazy huh? But totally true. She's one of my most favorite people. (Leave her alone or I'll kick your ass) So Dejoria admits to being tempted and that makes her a bad girl. She should not let people make her want to hurt herself by hurting other people. It's not okay. Hurting herself and hurting others are both bad things. Okay so. Life is what you make it. Want love or want power. Want to steal magic powers of a small child, it's wrong plus dumb because it's a lie. Go to church. Learn God. Don't fuck with a kid. And because bad things happen it doesn't mean that nothing good ever will. Sometimes it means that something even more amazing will occur that would had never happened other wise. And it's not just me creating miracles. I need them, too. I'm human just as well as anyone else
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indemnity car insurance
"indemnity car insurance
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BEST ANSWER:Â Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblrÂ
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Average ins. price for family of 4 in alabama? Is it cheaper from Florida?
Car insurance advice needed?
What would be a good car insurance for me to get? I'm 18, if that helps. I'm looking for affordable and full coverage. So yeah. Thanks. :)""
Is an audi a3 cheap to insure for a new driver?
I came across a forbes article that said that the audi a3 was the chepaest car to insure and this seemed a bit strange to me. Is it true? If not any advice on a good car for a new driver for under 10 grand? I really have a strong preference for vw.
Car insurance in New Zealand?
Im thinking of moving to New Zealand. I would want a car at some point and don't know how much car insurence would cost. Im 19 been driving for a year and a half. No accidents, convictions etc?""
Why is it so hard to get health insurance with an autoimmune disease?
I have rheumatoid arthritis and can't seem to find affordable health insurance. Providers see huge red flags when I tell them this. Right now I get all my healthcare with the county of Los Angeles, which is huge relief, but at some point I may want to leave the Los Angeles area. I have no idea what kinds of health care programs other states have for the lower income people. I am surprised that health insurance companies can get away with avoiding people with certain diseases, unless they want to pay huge premiums. Can someone explain this to me?""
Would it be ok to lower my auto insurance coverage?
I live on disability income -SSDI. This is my only income. I have no savings or other money, just my personal belongings (12 yr. old car, furniture, some jewelry, etc.) I rent an apartment. I am thinking of lowering my insurance costs by reducing the coverage amounts, which are very high right now. If I had an 'at fault' accident that exceeded my insurance coverage what assets could I be sued for by the other party?""
Best insurance quote website?
I dont want to call 10+ companies and telling them the same info over and over. What is the best insurance quote website that allows me to get the most accurate quotes from the most companies?
How much does average car insurance cost per month uk?
approximately how much would car insurance cost on a car worth 1000 for a 17year old who lives in a cul de sac with a garage.
How much would insurance be for a Porsche Baxter?
My parents will but me a new porsche boxter if i pay for insurance? How much will it cost?
When is car insurance invalid?
Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it?
Affordable term life insurance quote?
What good is affordable term life insurance?
Which insurance companies will let me drive other cars whilst fully comp at 21?
Which insurance companies will let me drive other cars whilst fully comp at 21?
Can i transfer moped insurance from one bike to another ?
ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)""
Camera insurance with comet!?
6 or so months ago I bought a camera and had it insured with comet, if you don't know yet comet is having a break down and stores are closing all over the uk including the one near me. My next payment is due in December and then I have a final payment to make next year. If something happened to the camera it is come who would have had to replace it... So what happens now? Can I still insure my camera or will comet stop taking the payments or will they charge me for my insurance and give nothing back? Thanks for the help!""
Car insurance. Using car but insurance under my moms name!!!?
HI my mom gave me her car which is insured only under her name and i took it to California from Illinois. I registered the car in California and switched the title to only my name. Can I legally drive around using the insurance card with my moms name on it which is also from Illinois?
What are the average car insurance rates for a 16 year old and for an 18 year old?
What are the average car insurance rates for a 16 year old and for an 18 year old?
Getting insurance on a bike?
I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""
How much does insurance cost for a teenage driver?
So the car would be a scion frs I'm a guy....it's a coupe and with which company would it cost the least I live in Orange County california
indemnity car insurance
indemnity car insurance
""What is the best way to find cheap car insurance if Ur 21. Ive tried all the comparison sites, help??? ?
I've tried all the comparison sites but I'm getting a really high quote.
Do I have to buy health insurance in New Mexico?
I recently moved to New Mexico and started a new job. Now I am being told that I have to buy health insurance from my employer, or prove that I am covered under another policy. I am only 21, but I am a smoker and I know this will be expensive. I do not go to the doctor, and have not since I was 10. Do I have to buy coverage I won't use? Is there a way around this?""
How common is rescission of insurance policies?
How common is rescission of insurance policies? Is it common? Or not?
What's the cheapest 1 day car insurance?
What's the cheapest 1 day car insurance?
Can my car insurance just go up for no reason at all?
I have been paying $150 for my car insurance for the past year, but now my dad just told me that it went up and know i have to pay $250. Why is that if I haven't got into any accident or anything. Or is he lying to me?""
""Would it be worth going through insurance, pictures?""
Its a 2002 Honda Accord SE 4-door. Lets just they there was an incident, anyways. The rear passenger door is banged in. My issue is, if I buy a replacement, would it be hard to mount the door, are the bolts, just screw on, and the door is already aligned or is there some type of process? The deductible would be $500 with the possibility of higher insurance rates. I could get the door in the same color for less. What should I do through insurance or do it myself, would it be difficult? I have someone who will paint it, if it doesn't match. Supposedly, as far as the Window components are (Regulator etc, they are included in the replacement also) http://i9.photobucket.com/albums/a81/oyoki1/Pictures1026.jpg""
Extra costs covered by car insurance ?
I had to pay 150 to get my car brought home when a car hit me from behind ? Can i reclaim this money through my insurance company ?
Is this a normal car insurance rate?
I got a car insurance quote today and said it would be $400 per month! Is that normal? I'm 18 so I get that it costs more for people who are younger, but do all young people pay $400?""
Anyone know how I can go about canceling my Gerber LIfe Insurance?
Hi when my daughter was born I applie for a Life Insurance company called the Gerber Life Insurance policy. I've been paying it for about 2 years now but would like to cancel it. Does anyone else have it, can you please explain the benefits? or how I can go about canceling it and will my money be returned. Thanks!""
What would be more affordable?
a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.
People who need affordable health or dental benefits?
I work as a health benefits specialist and we offer extremely affordable rates on health and dental plans. Anyone have any good ideas on where I can leave flyers or business cards of ...show more
Motorcycle insurance?
how much would it cost to insure a 16 year old male for a 230cc motorcycle in Ca ??
""Live with father, father borrowed and wrecked my car. He's not on my insurance.?""
Will I still be able to make a claim if I have my own insurance, he's not on my insurance, and we live together. I know there is some sort of household rule, but is that just for having kids? What if he's my dad? Will I still be able to make a claim if we live in the same household, and he's not on my insurance? I'm 21, own the car myself, and the insurance myself, basically renting a room but can't prove it. He's only insured with his business car.""
How do insurance companies calculate insurance?
I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??
Help European health insurance card?
my health insurance card has expired and i fly tomorrow? is this card important? if i get ill will they still treat me? and will my insurance company cover me still?
Car insurance companies?
with low or 0% interest if paying monthly? is 8.5% too high or average? can they increase the interest or does it have to stay the same? does it matter if all your paying is 35 per month with interest? please help
How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?
I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""
In what company can I buy cheap car insurance.everybody are very expensive.?
In what company can I buy cheap car insurance.everybody are very expensive.?
I need a list of affordable cars that look like a sports car but aren't considered one by insurance?
Or just a list of sports cars that tend to have lower insurance.
Shall I buy Loss Damage Waiver (LDW) at car rental?
I have car insurance for my Honda compact car via Geico. I need to rent a car at an airport for a small vacation. When I rent the car from Hertz or Enterprise or Dollar, shall I buy the Loss Damage Waiver (LDW), which is about $10/day ? I already have insurance on my car and the insurance company said that my existing Geico coverage will be transferred to the rental car. So it really so? Just wanted peace in mind and I do not want to spend unnecessary price either. Could you please comment? Thanks a lot.""
Why do comparision websites have cheaper prices than if you go to the insurer direct?
On some comparison websites like http://www.quotezone.co.uk/dial-direct.htm the prices are cheaper than if you go straight to the insurance company. Why is this?
Do my parents need to inform our home insurance company about my uncles car?
My uncle is a car collector and for the past 15 years he has been keeping one of his vehicles in my parents garage. We're not sure whether he has insurance on that car. Are we required to inform our home insurance company of this fact? What if it turns out my uncle has insured the vehicle, would we still be required to?""
If I bought car insurance in one state and then move to different state do I have to buy new insurance?
I bought insurance for the year in one state but just moved to a different state where I will have to register my car again and get a new license plate. If I already paid for the year, do I have to get new insurance? If I do have to get new insurance, can I get my money back because I didn't drive for the whole year while under my insurance company's policy?""
""How do you purchase a car without insurance, and how do you get insuracnce with out a car?""
I left my insurace expire, and noe I need to get insurance, but I don't know what car i'm going to get, so which comes first, the insurance or the car?""
Which car would be cheaper for me to insure?
Would it be cheap for me to insure myself on my mum's insurance (her being the main driver) on a renault megane 1.5 or to buy my own car and insure it (Vauxhall corsa 1.2)? Thanks
indemnity car insurance
indemnity car insurance
New car insurance with only a learners permit?
I am a 16 year old student that lives in the state of florida. Ive had my learners permit for a year and my sister gave me as a gift her old car. I dont have anyone to ask so im asking you guys.. I want to get my operators license but i was in an accident in california a few months back with the other person involved at fault (i am a florida resident) Will that affect my car insurance rate? Will it affect my chances in getting my operators license? Please lend me your knowledge i need to know! ..Thanks.
Who offers the cheapest Motorcycle insurance on sports bikes?
I am going to be a new proud owner of a Suzuki GXS-R600 and I need to know who offers the cheapest insurance around Columbus, Ohio or nationally""
How can I get life insurance on my parents?
I'm 27 and my dad is having his 6th child this month. Which means by the time my little sister is my age I'll be near elderly. Furthermore, as we picked up the cake for the baby shower, my dad informed me that since it's quite likely he may be gone before the child fully matures, I will be left in charge in his absence. Is there anyway to get life insurance for my dad without his consent. I don't mind informing him, but it's something I would like to manage alone.""
Will car towing service affect my future insurance quote?
I had my insurance company tow my car today(roadside assistance), will the towing service increase my future insurance quote? Thanks.""
16 years old can I get insurance ?
K so I'm 16 getting a 2002 BMW m3 how much will insurance be with just the cheapest I can get how much will insurance be ??? 10 points
""What is the cheapest insurance company for a 17 year old male, fully comp on a 1-1.2L vehicle?""
Looking around for cars and I want to know where is the cheapest, so far it is 3800 cheapest anywhere. If you have insured a car at that age can you let me know what you paid and who with? Tips on getting it lower?""
How much does insurance cost for a 21 year old male?
I wanna get a car soon and i want a 2006 Mitsubishi Lancer Evolution and i was just wondering if anybody knows an estimate on how much insurance would be. I will be making payments on the car if that helps
How does car insurance work?
I dont know much about car insurance. Do get it when we have a car only or if i sell the car i still have that insurance with me for a possible next car in future?
Is my insurance company responsible !?
I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .
How much does motorcycle ensurance cost?
I am planning on getting a bike. used,street bike probably a 04-07 dont know what kind yet but i was curious if a) is insurance on a motorcycle absolutely needed? b)how much if im 18, but father as a co signer with GREAT credit score c)on a $5,000 bike how much would it be a month overall, insurance and payments.""
""What can I, as a 19 year old guy, do to get cheap car insurance?""
Right now I'm just looking for cars with small engines and constantly checking on comparison sites to get a good quote... So for I got 1900 for a 1L 1999 Vauxhall Corsa, which is still far too expensive, but what else can I do? I know about Pass Plus and other things, but any help/advice/links would really, really help...""
How much would auto insurance cost for a 1995 dodge viper?
I saw the car for sale for $16,000. The Viper has only 400 horsepower.""
What would be a good job for someone who wants to get out of insurance claims?
I want to get out of the insurance claims world. I hate the business and I hate dealing with people who have experience loss. My degree is in English. I have applied to a lot of Human Resources jobs with no call backs although I have an excellent work history with proven results. Thank you for any constructive advice that can be given.
Is motorcycle insurance less than car insurance?
Alright so I am 18 and I just purchased a 2001 GSXR 600 and some tell me that it will cost more to insure than a car..and some say less..I personally think it will cost less considering that a bike will cause much less damage than a car would. Please help me out and tell me about how much a month this bike will cost, thanks!""
What is the average cost of car insurance?
What is the average insurance cost for a 19 year old male with a early 90s sedan?
Why ulips is not best insurance products?
Why ulips is not best insurance products?
Motorcycle Insurance?
I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex""
The least expensive type of life insurance is _____.?
whole-life insurance term insurance endowment life insurance limited-payment life insurance
Estimate how much car insurance would cost?
I just need a ball park estimate: I am 19, female, first time driver. I would have a used Geo Metro from the mid 90's. I can't get on my parent's insurance. Can you give me an approximate range on how much I'd have to pay for insurance?""
Cheapest Car insurance for a 20 year old? Currently a student?
Hi Im a 20 and I have no car insurance, my dad gave me a mercury sable LS 0. I had insurance with my mom under Century 21, I got in a tiny fender Bender bumping into a car at a traffic light. Then my mom took me off the insurance. I had a claim. Anyway I got pulled over with no proof of insurance, I payed the penalty for it, how much will insurance cost me? I live in Orlando FL""
How much does a chest X-Ray cost with no health insurance?
i've been experiencing pain in my chest, and i think i need a chest X-Ray. the only problem is, my insurance papers haven't gone through yet, and they won't for about a ...show more""
Cheapest compulsory third party insurance?
I have got a 98 honda civic with no accidnet in the past 10 years and a clean driving record at Sydney NSW and its rego is coming, anyone know any good and CHEAP green slip company? preferabally around 300$.""
What is the cheapest affordable insurance for an 18 year old male?
Alright so I am 18, I live at home, and I need to pay for my own insurance. I go to high school full time, I have good grades and I have taken drivers ed. I work 30 + Hours a week and make about 800 per month. I have about $6000 saved up to but a car plus insurance, I have found a 2005 KIA rio for $3500. I already have tags to put. My parents are very poor, both receive social security, and I am the youngest of five. Is there any possible way I could get insurance for $300 a month minimal coverage. If anyone has any ideas, or advice please let me know. Thank You""
How's insurance for an old model Lexus SC300 or SC400 (1990-1995)?
I'm 17 and getting my first car. Im a good student. Ive picked out either a Lexus SC 300 or 400 around 1992ish. I like the car but I just want to know if insurance would be very costly for eiher of these, considering it is luxury. I know insurance for cars like the Nissan 300zx is really ridiculous. How would this insurance compare? And please, dont recommend other cars to me because I have already decided on one of these, just give me an idea of insurance costs. Thanks""
Do I need car insurance ?
Ok so u just got my learners permit today and my mom said she's pretty sure I don't need car insurance that I'm automatically covered since I'm a minor and can only drive in the car when they are in it so am I covered I live in Tampa Florida if that matters I just want to start driving immediately but dad says I need to make sure I'm under his policy so I can drive
indemnity car insurance
indemnity car insurance
Do I need rental car insurance?
I'm going to be renting/leasing a car from Avis for around 6 months while traveling for work. Will my current auto insurance be enough or should I take out a separate policy on the rental car itself? I really can't afford to take the insurance from Avis so I'm trying to find the next best option that will keep me well protected on the road.
Getting a license in another state will they check to see if my car insurance has expired?
Im going to minnesota and getting a new state license.My insurance expired a couple weeks ago but i still have my documents that state its good till next year.Will they check it etc and find out that it expired?
Auto insurance company needs more information about you?
Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance?""
Young adult health insurance?
Young adult son cannot find job, not in college, has no health insurance - any ideas?""
How much would insurance cost for a Toyota Celica GT?
Ok so I have asked this question a couple of times now and I guess I should be more specific. I am getting my license soon and will probably be getting a Toyota Celica GT 2000 or 2001 and I was wondering the insurance price for a new driver (who is a girl) for this type of car. Not like what the price is based on but an actual estimated price. I am not expecting anything to be exacted just a guess. Plz help, thank.""
I need insurance for my motorcycle thats cheap?
I need insurance for my motorcycle thats cheap?
Young driver insurance quote?
Hi guys I was checking insurance for myself for when I passed my test in December and I have been quoted 3500. Now that was with my mum on insurance as a second driver. On my own it was 3600 on an Reno Clio 2000 1.2L. I'm 18 and only live with my mom. We're not made from money so I won't be able to pay that much for insurance. Is it this'd high because I'm from Poland (been in UK for 7 years) or is it because I got it from one of the comparison websites (compare the market, go compare). All answers are appreciated and thanks for reading. Jake""
Need advice concerning a comprehensive insurance plan...?
I will be getting married in December. Both my fiance' and I are still on our parents' plans (as we are below the age of 24 and have not been forced off yet). This includes car and health insurance. I am lost when it comes to how much I should pay, what kind of coverage I should aim for, etc. We will both need car and health insurance as of 12/20/09. We are looking for an all-around DECENT plan that will fit in a limited budget. Any advice/tips on what we should be doing or looking for would help a lot! Thanks!""
Whats the cheapest car insurance company?
in your opinion?
Homeowners Insurance: What is replacement value for my home?
I'm getting new homeowners policy. What is per square foot to re-build my home in Southern California? Middle-class neighborhood, nothing fancy. Built in 1968.""
Insurance Help Please?
I got a letter today saying that my health insurance is about to be canceled. I have been on my mom's insurance forever. She is disabled and can not work so it was a state funded program. (Tenncare) I am too old to stay under hers anymore so I applied myself. Here are my qualifications . I am 19 and a full time college student. I have a part time job and make about 500-600 a month. My total monthly bills are about 450 (not counting gas and food). I am having to depend on my family to even survive right now. I don't understand why I was denied health insurance when I basically make negative money a month? I am really worried because I just found out I have PCOS with a large cyst on my right ovary and I may have to have surgery soon. I am going to the doctor at least once a month to track the growth of the cyst. I honestly can not afford my own health insurance. Is there anything I can do? Also the place I work does not offer health insurance. Thanks in advance.
How much is jet ski insurance approximately?
Looking to buy a jet-ski, just want to know about how much the insurance is, also how much the registration is in California, if anyone nos thx.""
Cheapest and best flood insurance?
I live in Az and was told my townhome was is in a flood zone and I need flood insurance. How much does this cost and wheres the cheapest place to get it. Another guy in the unit next to me said his mortgage company forced the insurance on his loan and it was 2,500 a year so his mortgage went up 300 a month!! thats seems like an insane amount? Please help.""
Car accident but no car insurance?
I was just in a car accident in which I was not at fault and the other driver was ticketed. I live in Florida and while my car was insured with PIP coverage under my fathers name. I was exempt from the coverage. I had to go to the hospital to get CT scans of my brain and neck area as well as multiple xrays. The other driver did have insurance and I wanted to know even though I had no insurance, when the drivers' insurance company gives me the compensating cash amount would I be able to use the hospital bills as part of the compensating amount? I know the reason you have car insurance is to cover any medical injury in an accident but I unfortunately didn't have the means. any info would be greatly appreciated!""
Is there any cheap auto insurance company for teen drivers?
I am hoping to get my permit next year. But my parents are using Farmers Insurance and they are currently paying about 450 a month? :O I was wondering if theres any cheap insurance out there for me and my parents?
Are insurance payments for turboed cars high?
I am 17 and I am going to get a car soon. I want to get a '95 Nissan 240sx with a sr20 swap from my dads friend. I know it seems like a lot of car for a 17 year old but I've driven turboed cars before and can handle the power, so please no rude comments. I really want this car but the only thing that concerns me is the insurance payments. Will they be really high because it is a turboed car? And because I'm only 17?""
Is mental health treatment covered by insurance?
Is counseling and drug therapy typically covered by insurance in the United States? Thanks!
Will car insurance offer a jump start to my car ?
my car doesn't ignite and i... out. will my car insurance company be able to...
Why does health insurance pay for doctor visits and teeth cleaning?
My car insurance doesn't pay for oil changes. Basic maintenance is up to me. As near as I can tell insurance is like an expensive savings account that you can take more money than you put in if needed.
Would insurance for a 2006 dodge charger be lower than 300$ p/m for a 16 year old male?
Would insurance for a 2006 dodge charger be lower than 300$ p/m for a 16 year old male?
Car Accident in Michigan and no insurace?
I was in a car accident in Michigan and did not have car insurance, police did come, i did not recieve any tickets and it was determined that it was not my fault but my car is messed up pretty bad and so is the other car, now i am wondering even though the other driver said it was his fault and said his insurance would pay for it I know does not neccisarily mean that it will, but I did read somewhere that I might be counter sued, or that i may just have to pay his deductable, does anyone have any insight about this and what I should expect or expect nothing at all, yes i know i should not of been driving a vehile without atleast plpd but the car is not mine and not in my name so please no rude comments just asking for advice about the situation. Please and Thank you ;)""
Can you cancel your car insurance?
I will be selling my car, and still have 4months left on a 6 month insurance..they have my bank account""
16 year old car insurance?
Im a 16 year old boy and am looking to buy my first car. How much more will insurance cost on average if i buy a 2 door car as opposed to a 4 door? I am thinking of buying a 1997 Toyota Celica or a 96-01 Acura integra either 2 door or 4. I am going to take drivers ed too because i know that lowers your rates. I also have 4 A's and 3 B's in school.
How do i find out the laws of car insurance policies in the state of RI?
If my insurance company in ri has totaled my car can my sales tax be refunded
Where do I look for health insurance for my family?
Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?
indemnity car insurance
indemnity car insurance
https://www.linkedin.com/pulse/get-online-insurance-quote-ontario-john-gutierrez/"
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Insurance on my own car compared to my parents?
"Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?
BEST ANSWER:Â Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblrÂ
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Car insurance?
got 12 months car ins due renewel in one month letter came thought door and it said ins cancelled 5 months ago but i did not cancel so really i been driving with no ins can i get full refund when i rang ins they said it was not cancelled but say so on letter the woman on phone said it was cancelled 1 month ago i said not bye me she also said the same to me and the manger going to look into it and ring back to day has not done so also they are trying to charge me 20 for cancellation and i think it should be void can i get a refund or sue them
Is there any insurance companies that will insure after a fire claim?
me and my family had a fire in july of 2008 and our homeowners insurance dropped us after the claim was over. now we are having major difficulty obtaining homeowners insurance. is there anybody that knows of a insurance company that takes people with these issues? we also live in indiana
Cheap car insurance for Land Rover Discovery?
I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help""
Lying about age to get car insurance?
Hello i was just wondering what would happen if i lied about my age only to get car insurance because my mom is having a hard time splitting an account with me and her on it but different payments. I only wanna pay mine, and she wants to pay hers.""
How will canceling my auto insurance effect my credit?
I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?
What type of cars would have the highest car insurance payment?
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Do i have to have car insurance to get my permit in portland oregon?
So im a 14 year old girl and i turn 15 in October on the 20th and i was wondering if i really need car insurance to get my permit cause my step mom told me i do and if i do i don't see why.
Should I take traffic school after getting a speeding ticket in illinois?
what is the impact on insurance rates?
Full-Time College student looking for affordable health care in Ca.?
I go to Moorpark College full-time and I am looking for a health care plan that is preferably a PPO but an HMO is okay.. I am looking to pay less than 200 dollars a month and I am looking to pay no deductible. I am not looking to get insurance through the government.. I have found one through Health Net. It is an HMO. $0 deductible. $50 office visit. $205 / month. maternity coverage. If there is anything better out there, please let me know.""
Will my child automatically get added to my car insurance when he gets his license?
My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks""
How much should i plan on spending on my car insurance for a 3rd offense DWI? Please refrain from ridicule...?
I know i will have to get an Interlock device which ranges from $50-$100 a month. i am wondering how much I will be paying monthly for car insurance. Liability only. And if anyone happens to know, what company do you think will offer the best pricing? Thank you for your understanding...""
In the future will car insurance for young drivers get cheaper?
In the future will car insurance for young drivers get cheaper?
What are the pros and cons of purchasing a car and leasing a car. Also how to purchase insurance.?
what are the pros and consof purchasing a car and leasing a car. And how do you purchase insurance?
Where can I get cheap kite insurance?
Here's the hypothetical situation. I'm flying my kite at the local park. Then someone's RC plane hits the kite line. The RC plane stalls and falls 100 feet, hitting a soccer player and killing him. Then my kite, which has been cut loose, hits the windshield of a car causing it to have a collision with a pedestrian... So, where can I get insurance to cover a situation like that?""
Help PLEASE!! Auto Insurance Question?
I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car.""
How much is aaa liability cheapest insurance for a 3rd car?
If I currently have a 2009 ford taurus and a 2003 toyota camry with full insurance for 2000 a year how much extra is it to add insurance for a small, cheap used car (2001 toyota corolla) for just liability rather than full coverage by AAA? Is it going to be cheap as in 200 dollars a year extra or even no extra cost? Thanks""
Must all drivers in New York have insurance?
if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?
How much will my insurance go up?
I'm 17 years old and i was caught going twenty mph over, this is my first ticket, how much will my insurance be increased?""
How do you get proof of auto insurance?
i just got my driver's license, (i'm 17) but i haven't been able to drive yet because my dad says i need to get an insurance card as proof of insurance. It was supposed to come in the mail a week ago. No one else i know had to do any of this, and they could drive as soon as they got their license. is there a faster easier way to get proof of insurance? thanks""
""I'm living in Japan, looking for private health insurance. Can anyone recommend a good *affordable company?""
I'm an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business.""
My Florida driver's license is suspended due to insurance reasons?
I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?""
Question about driving a car with motorcycle insurance?
My mother wants to know if I can drive her car even though I'm not under her insurance. I have motorcycle insurance. I live in Florida.
How much would my car insurance cost?
If i was to buy a 1.4 three door corsa SRI 05 plate.
Can I be insured on my dads auto insurance policy if we live at different locations?
My dad and I live at different houses, will an auto insurance conpany allow me to be on his plan even tho I live in the neighboring town, this is progressive auto insurance.""
17 year old male car insurance?
I am due to take my practical driving test in the near future and have been doing some research, hopefully (fingers crossed) i pass my test and all goes well there and i obtain my full uk license, but on websites like gocompare etc i pretended i had passed my test already to see what the quotes would be like, so i used a 1995 clapped out renault clio (1.2) and used my dads details as the proposer including his maximum amount of No Claims Bonuses with me as the 1 extra named driver, and it came up as 3500+!!!!!! so i took me out and it would only cost my dad 200 a year, and plenty of my friends drive around in flashy cars on their parents policies so they say, i mean how the f*** does anybody afford to insure anything?! Im just wandering if there is any point now because it seems a waste of money if i wont have a car. Many thanks for your answers :)""
Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?
About how much to insure a 2003 Saturn L200?
Looking to get a 2003 Saturn L200 but need to know how much insurance might cost.
Why is health-care so expensive?
Just last year in CA Medi-Cal (state medicaid) stop covering for dentistry and optometry for people over 21. The total cost of my dental braces is $4550. I need them so I can fix some teeth that are misaligned. I pay $100 and it seems like its a never ending balance. I been doing this for 2 years now. I have Medi-Cal because of my SSI but that doesnt cover anymore because I am 21. My mother had heart surgery in 2007 and we still haven't payed a bill. My parents don't have any insurance. They used to have Medi-Cal but when Schwarzenegger became the governor in 2003 he made some changes to the policies and they stop having Medi-Cal. She tried applying for SSI but she keeps getting denied. The republicans should stop attacking Obama and work together to pass the health-care reform.
Good question about financed car and insurance.?
I'm insuring two cars and my rate is high. I would like to know, Is it possible to tell my insurance company that my car is no longer finance (even if it still is) so i can switch to a liability coverage and lower my rate. Is my insurance company going contact my finance about detail...""
""Hi there, Any one can tell me ``how can I get cheap car insurance in london?``?
I`m 28 years old. I got uk full licence in 11/2012 I have Toyota starlet 1.3 car It`s 1999. plz any one can tell me how can i get cheapest insurance. cheers.
""What is the average cost for an underage driver, with a new car, on their parent's policy?
I am 17 and I am considering getting my license and buying a car. How much is the average price of insurance in my position?
Why do woman drivers get cheaper car insurance?
Why do woman drivers get cheaper car insurance?
""Auto Insurance question!!1st car, Mitsubishi eclipse?""
im getting a mitsubishi eclipse for my 1st car but im going to be payin for half of the insurance on it and i want to know if it'll be considered a sports car under the insurance.it'll be between a 1995-1999 and one of three models(RS,GS,GS-T).im pretty sure the gs-t is a sports car but what about the other two? the insurance will already be high enough being a teenager and a male so i just want to make sure if any one of those would not be considered a sports car under car insurance.thanks for the help.and plz no smartasses talking about oh no another teen driving they really need to get that law change blah blah.just people that will help.o yea im in texas if that would make any difference""
""Looking for a good first car, one with low insurance rates preferably?""
I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part.""
""After what age in the UK is drivers insurance, cheaper?""
im 20, i passed when i was 18. at what age is insurance cheaper, i know it depends on where you live, car, model, engine etc but at what age?""
DUI and Car Insurance???
What is the cheapest car insurance out there to get for someone who has a DUI and a speeding ticket within the last 3 years?
How do i find out auto insurance rates with a company wihtout joining them?
I'm currently on my parents insurance and want to move onto my own
How much would teen car insurance be monthly?
I just got a job and I'm looking to buy a car around December... The car will be worth 1200-1500... I'm 16 years old and haven't had any accidents. Around how much would my car insurance be a month?:) thank you!
""Looking to buy a car, what kind of cars will raise my insurance?""
Ok, so I'm getting ready to buy a different car and I'm wondering what kind of things will make my insurance go up. I'm 20 years old and right now I'm paying $100 a month, and that is cheap. Any advice?""
Am I better off not reporting vandalism to my auto insurance?
My back window was smashed out, and I appear to have a $500 deductable for comprehensive insurance. If I can get the window fixed for less than that, is there any point in telling my auto ins? If I do tell them, will they raise my rates? Any harm in not telling them? Thanks!""
How much does it cost to insure a 2008+ kawasaki ninja 250?
im thinking of getting one to use to ride back and fourth to work on to save wear and tear on my car. the 250cc ninja's are pretty cheep and i dont go on the hwy so thats not an issue. im only 18 and have a clean record. How much do you pay for in insurance?
What does term life insurance cover?
does term life insruance cover any death. Like lets say there is an earthquake and the insured dies.. would the term insurance cover it? or does the insured have to die of old age?
How much would health insurance cost?
For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!
How do we work with insurance companies in California?
We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?
Pay credit off or car insurance premium? ?
I just received my tax return. It wasnt a lot but i wamted to use it for something meaningful. Should i pay my credit card off(350.00) or car insurance premium for the last three months (365.00)? Just wanted to see what people thought
List of auto insurance companies who do not use credit scores in illinois?
im looking for car insurance and need help finding a good rate
""Got a cell phone ticket driving my friends car, will it raise her insurance rates?""
I was pulled over today by a cop. He gave me a yellow violation slip for using my cell phone. I was just checking traffic at a stop light! Ugh. Anyways, I was driving my friends car. And i'm trying to figure out if, my insurance rates will go up or will hers? Please help!!""
How much does insurance cost on a 1988 mustang gt?
I'm 20 and was wondering how much it would cost. I have a clean driving record, and I live in California. I already own a 2000 mustang v6 and it's a little expensive on liability only. Will the 88 gt be more expensive than the 2000 v6?""
What is UPS waiting period for health insurance?
How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?
How much (on average) is car insurance for a 16 year old?
I turned 16 a little while ago and my dad says he's gonna get me a car of my own! a nissan xterra!! (i LOVE them!) BUT... he said i have to pay all insurance and gas money... I was wondering how much, on average, that will cost? I have about 25% off because of the driver's ed i took and also another 10% or 15% off for good grades If anyone has an idea, I would greatly appreciate it!""
How do car insurance companies determine fault when both drivers are giving conflicting stories? the other dri?
the other driver made a claim with his company. my damage is minimal. do i need to call my insurance company. he is lying and is at fault, but denies it to get his car fixed.from another accident. statements have been made to his company. ty.""
Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?
Why is insurance expense debited?
Why is insurance expensive debited? First it says Markell Company purchased one year automobile insurance policy on September 1, 20-2 at a cost of 1800. At the time of the purchase, the accounting clerk would make the following journal entry. Sep 1: Prepaid insurance 1800 DR, Bank 1800 CR Then it says since the insurance was purchased on September 1, four months of coverage have been used and eight months of coverage. Dec 31 Insurance Expense 600 DR, Prepaid Insurance 600 CR I can understand why prepaid insurance is credit because it is deducted each time as the months ago until is it fully done.""
Is the jeep wrangler cheap for insurance?
Is the jeep wrangler cheap for insurance?
Is it cheaper on insurance to make payments on a car or buy it straight out?
Is it cheaper on insurance to make payments on a car or buy it straight out?
Do beneficiaries have to pay taxes on life insurance policies?
Do beneficiaries have to pay taxes on life insurance policies?
Car insurance. Using car but insurance under my moms name!!!?
HI my mom gave me her car which is insured only under her name and i took it to California from Illinois. I registered the car in California and switched the title to only my name. Can I legally drive around using the insurance card with my moms name on it which is also from Illinois?
Insurance is WAY too high...help!?
I am 19, female and have just passed my driving test ... however, the cheapest insurance I have found is 1400 :( I have tried all of the companies who are on tv...admiral is the cheapest, norwich union and theives (almost 4 grand for a fiat punto!!), sheilas wheels and diamond are expensive too. Does anyone have any suggestions of cheap car insurance providers?""
Car insurance?
suppose a 24 yr old is paying $600 a year for liablility car insurance. how much will this person be paying when they reach 25 years old?
How much is the car insurance for a 18 year old boy with a dodge viper ACR 09 model?
ow much would i be paying a year with full coverage. Its a dodge viper ACR 09 model. Im an 18 year old male. Its a $112,000 car.""
Questions about car insurance?
I understand that I will need car insurance and when I do get my first car my insurance will be high (I'm 17). My parents don't drive, so I can't rely upon them. Tell me if I'm wrong and help me out... 1. So the big picture of car insurance is that if I get into an accident, the money I put for my car will be paid for with the money I put in? 2. Will car insurance cover anything I do with the car? (Such as swapping parts, oil change, etc.) 3. Why does insurance quotes matter? Doesn't the more you pay the better coverage you have? Why do you need to save money? Are they trying to make you pay less so you if your accident can't be paid fully, you will pay with some other type? 4. How much will insurance supposedly cost? My first part-time job will only pay approx. 30k a year, I don't know how much I'll lose. 5. Does the type of car affect how much I will pay? (Hopefully, but I will be getting a Scion FR-S automatic) 6. Which car insurance company is mostly recommended for teenagers? Thanks for your help!""
What is the most affordable life insurance in japan?
What is the most affordable life insurance in japan?
Where can I purchase an affordable individual health insurance policy?
Where can I purchase an affordable individual health insurance policy?
How to catch more insurance clients???
I am Life Insurance Agent. I am just trying to find out more clients to develop my insurance business.
Can I get a dealer service department to cash out a check that was written from my insurance company?
I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?
Can my insurance company pay less than my repairs?
I was in an accident and my insurance company wants me to pay an extra $592 on top of my $500 deductible. I've gotten 3 estimates and all of them say the same amount for the parts they're low balling me on. Is there any way that I can get them to pay more of my claim?
Auto Insurance?
For the average person (young adult), what is the difference between the cost of auto insurance for a coupe and sedan? For example, a honda civic coupe and a 4 door sedan?""
Car insurance? first car?
i have a '96 fiesta 1.1.its my first car. i cannot get insurance cheaper than 2000. it is garaged, minimal miles per year. any one know where i can get cheap insurance??""
Is it cheaper to get on your parent's car insurance or have your own separate claim?
I will be purchasing car insurance really soon and comparing qoutes of different companies and want to know which is best
Does car insurance insure the driver or the actual car?
I know that its CAR insurance but I have heard two different things - car insurance covers the car and it covers the driver. I'd just like to know which one it actually covers. Thanks!!
""Can I purchase a car, and tow it home without insurance?""
I want to purchase a car from a small car place, the man puts 30 day tags on it and mails the title to the DMV, but my father cant get off work to come put insurance on the car for me. So can I buy the car there, have the title put in my name, but have the car towed home and stored off the street until I can add it to insurance and get my own tags? or is it illegal to tow a car without insurance on it?""
Effects of Bond Insurance?
What effect does bond insurance have on default probability and loss given default?
What car in your opinion would cost the least on insurance?
A acura rsx, Lexus is300, scion tc""
Affordable full coverage auto insurance?
Where can I get affordable full coverage auto insurance in Delaware with a scetchy driving record?
""I can't afford NJ car insurance, what should I do?""
I just turned 25 and I never drove a car before because of the high car insurance rates and the fact that my parents refuse to help me pay it. I have a job, but I'm also in college. I got my driver's permit this year, but no license yet. I got a quote on how much it would cost me to drive if I get the license, and it came out to roughly 5-6 thousand dollars a year, insanity! I don't plan to ever get a job that makes THAT type of money. Is there anything I could do, or did my parents screw me by not letting me drive all these years? I have to either walk or beg a friend for rides anywhere -- Granted all my friends are 'funded' by their parents, of course.""
Which is cheaper to insure? Car or SUV?
As a 16 year old looking for their first car, I can't quite decide what kind to chose so I though I'd narrow it down by seeing what is going to be less costly. So first of all car or suv? Also, if you could be specific on certain makes and models that you would personally recommend.""
How can I find out what my employer pays for my health insurance?
My employer tells me that they pay 70% of my health insurance premiums, but looking at the amount my 30% portion is and calculating the total, it would be a ridiculous total premium. So I think that my employer is lying to me about the percentage they pay. I tried calling the insurance company to find out what the total premiums are, but they would not tell me. Is there a way that I can find out what what the total premiums are on my health insurance plan?""
Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?
""Need cheap car insurance, already looked into geico and progressive?""
what's a good, AFFORDABLE company i can go to for auto insurance? i'm a 19 yr old female, living in dallas, tx marital status: separated""
How can I get reliable insurance ratings?
I have been with Nationwide Insurance for 21 years. Your normal every day insurance can never come close to their rates and Nationwide has always had outstanding service. As we all know, money is lean these days so there are two companies I want to check out. I'm thinking about getting quotes from USAA because I am a veteran and California Casualty Insurance because, as a teacher, I get a discount through SCEA. My fear is that even though those 2 might end up cheaper, I might get a huge downgrade in service. So I'm looking for information on both companies, especially if there is a good, unbiased source on the internet. I need to cover 5 cars (including 3 teenage drivers) and 2 boats.""
Who is offering the cheapest car insurance?
I am 21 with 3 years NCB, need to renew my insurance shortly. I know that alot of companies are not on the comparison websites, so does anybody know anywhere that is cheaper than the comparisions?""
Auto Insurance?
For the average person (young adult), what is the difference between the cost of auto insurance for a coupe and sedan? For example, a honda civic coupe and a 4 door sedan?""
Average cost of insurance for mother and two children?
Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!""
Who should I trust when it comes to auto insurance?
I am looking for Auto Insurance but want to deal a company I can trust.
What sporty car can i get which is under insurance group 11?
I am only 19 years old so it cant be higher or insurance will cost a bomb. I like the Honda Civic type s although they might be slightly over my budget at 9000. I also like the Fiat Bravo 2007 T-Jet sport, but a bit worried about the Fiat reliability. The Ford fiesta ST is okay i suppose. Can you give me some sporty car suggestions please. I prefer hatchbacks. Thanks in advance.""
Car Insurance help please?
I'm 19 year old male. I got my license for the first time (1 month ago) in NC. I was added to my moms insurance (i don't have a car) and first they told me it was $300 every 2 months for me, now they are saying its $445. I am trying to save up for a car to buy in January and I don't drive my moms car. I asked the insurance company can I be taken off the policy and they said Turn your license back in or show proof of insurance with another company... I rent a car about once a week from ZipCar (Insurance included) and I don't want to turn my license back in. Anyone have any experience?""
How much is insurance on a Lamborghini aventador?
I'm not looking to buy one now, but I'm determined to hopefully one day own a Lamborghini aventador roadster. How much would insurance cost through Allstate.? Just curious and it's always helpful to know.""
Will My Parents Insurance go up?
I'm a g1 driver, got pulled over for speeding, got slapped with a few other tickets, was wondering will my parents insurance go up
How do you check an auto insurance company name by policy number?
Hello, Policy number is 4021851060 Car Vin 5FNRL18854B135822 Lic plate CAS4660 Thanks so much!!""
If my car doesn't have collision coverage for car insurance?
if my car insurance doesn't include collision damages (when i'm the violator), does that mean my insurance company (geico) doesn't pay for any of my car's damages?""
AVERAGE Insurance (UK)?
Could anyone give me an average price of insurance or insurance group for a 20 year old female, on a 2011 fiat 500 twinair lounge 0.9? I don't want to do those compare sites as they ask for all your details. Thanks""
How much is insurance for a motorbike?
I am 18 years old, own a 125cc 2011 brand new honda cbr, currently m1 license holder. Live in the suburbs, so not a lot of traffic. That's all the info I can think of that's relvent. So can anyone with information tell me how much insurance might cost a month?""
Subaru Impreza WRX STI a Sports car to insure? ?
Are the 04-07 Subaru WRX STI consider as a Sports car to the insurance? Or is it a family car since its a 4door?
About car insurance in virginia?
what car insurance company responsible for, what is the limit of policy, whats the liability?""
Motorcycle insuance question?
I am 18 in CA and I plan to get a motorcycle as my first motorcycle because of high gas prices. I am thinking of getting the Kat 600 because of its comfort, I read so many reviews how good it is for long trips and stuff, now how much might my insurance be, also take note that I am getting one used and that I have 0 road experience even in a car, and I am starting my own insurance policy. Thanks.""
Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention
""Which insurance company in Ottawa, ON has the cheapest rates for 17 male G2 drivers?""
Which insurance company in Ottawa, ON has the cheapest rates for 17 male G2 drivers?""
Car Insurance - Accident (Please Advise)?
Today an OAP came driving down a one-way carpark (trying to get my car parking space). In the process, she attempted to drive along the side of my car to get to the space, and scraped the side of my car and bumper. She said she would give me 20. But i said that i haven't got a clue how much the cost would be and im sure 20 wouldn't cover me. So she decided for us to drive to the local police station. The LSTO took both our details, and said for us to go through the insurance company, as the OAP was in the wrong and liable. When we left the police station she said she has previously written off a car earlier this year, and doesn't want to go through the insurance company! She gave me her home telephone number and said for me to get a quote and she'll pay for it. I got the quote - its 450. after she offered 20, i don't know if she will pay this amount! If we go through the insurance will i have to pay my excess. and what exactly happens!? I'm clueless!! I am fully comp...""
How much more would i have to pay insurance for a cheve monte carlo?
Im 16 and i want to get a cheve monte carlo but my parents say that the insurance will be too much, but there are a lot of people my age with one and i am pretty sure we are more better off financial than they are""
Why is insurance so expensive?
I don't know if it depends on what state we live in but I live in Arizona and my parents used to have insurance for everything like auto and health. Now, they don't have it anymore because they're struggling with money and the price increased. My parents were legal immigrants from Mexico since 1987 in Los Angeles, California until we moved to Arizona around the early 1990s(I don't know if that also has anything to do with insurance but I guess it does with money). I'm starting to get frustrated that my family is very unfortunate to be suffering from this here in the United States.""
Help with health insurance please?
Hi there, I was wondering what are some good affordable health insurance companies that will take pre existing conditions also? What other companies are there besides blue shield and medi cal.Thank you in advance.""
Most affordable health insurance illinois?
Hello, Im a pretty broke college student who cant afford the plan offered by my school here in Illinois. Anyone have any suggestions for cheap health insurance, that would cover some doctor visits and prescription pills, well at least most of the cost. thanks in advance""
Can i own a bike without insurance or license?
ive got my mod 2 soon and will have my license soon enough. ive seen a bike that i would like to buy and am going to buy it. can i have the bike in the garage? it wont be ridden until i have my license and insurance. just wondering if its against the law yet to own a bike without insurance
Insurance on my own car compared to my parents?
Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?
https://www.linkedin.com/pulse/which-credit-reporting-agency-best-report-roger-luther"
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Donald Trump isnt the only villain the Republican party shares the blame | Jonathan Freedland
The US presidents links to Russia reflect the depth of the political crisis. This is a scandal of the entire American right
Whos the villainhere? Naturally our rage focuses onDonald Trump, a pantomime baddie drawn, as he would put it, from central casting. But behind him stand many others, and its about time they sharedin the opprobrium.
Start with the unfolding scandal over Trumpworlds links with Vladimir Putins Russia, and the increasingly close parallel with the Watergate affair that toppled Richard Nixon. Both episodes, then and now, began with an election-year break-in at Democratic party headquarters. In 1972, that involved burglars with torches. In 2016, it was hackers and passwords. But in each case, real and virtual, the apparent objective was the same: the acquisition of damaging political intelligence. In 1972, the culprits were taking their orders from the American president. In 2016, at least according to 17 US intelligence agencies, the orders came from the president of Russia.
Watergate spawned the now-cliched maxim that its never the crime, its always the cover-up. In the current case, its correct that had Trumps associates told the truth immediately about their contacts with Moscow, they would now be confronting controversy rather than scandal. If attorney general Jeff Sessions had admitted that he had met Russias ambassador to the United States, Sergey Kislyak, twice last year, hed have prompted raised eyebrows rather than calls for his head.
And by lying under oath, insisting hed had no such meetings, Sessions has made his position as head of the US criminal justice system morally untenable. But even if he survives, Sessions has raised suspicions about what, exactly, he was so keen to cover up.
The same goes for the meeting Trumps son-in-law, Jared Kushner, and disgraced former national security adviser Michael Flynn are now known to have had with Kislyak after the election and before the inauguration. That encounter, too, was never disclosed and would have remained secret had journalists not discovered it. Indeed, with a camera permanently stationed in the lobby at Trump Tower, Kislyak must have been spirited in via a back entrance. If it was a perfectly legitimate diplomatic meeting, why the secrecy?
Its becoming a pattern. Senior Trump officials fromthe president downwards deny all contact with the Russians only to be contradicted by the facts. They then have to explain why they lied, behaviour unacceptable even to those who might otherwise be relaxed about dialogue with Moscow. As Watergate showed, a first lie can spawn hundreds of others and its those that get you.
But there is one big, dispiriting difference between the scandal unfolding now and the one that unseated Nixon. Four decades ago, Nixon was forced to resign because Republicans in Congress deserted him. They put their partisan allegiance aside in order to act against a president who they saw as endangering the republic. This time, the picture is very different.
Sure, Republican senators John McCain and Lindsey Graham vow to hold Trump to account. But the rest of them are profiles in moral weakness, prepared to turn two blind eyes to the actions of the president simply because he wears the right party colours. So Devin Nunes, chair of the House intelligence committee, which should be investigating all this, says theres nothing there. His colleague Jason Chaffetz, who chairs the House oversight committee, declined to look into the Flynn affair because its taking care of itself. Oversight, it seems, is precisely the right word. But please dont get the impression that Chaffetz is lethargic in his supervisory duties. On the contrary, theres one scandal hes very keen to investigate even now: Hillary Clintons use of a private email server.
Remember that? Lock her up, the Republicans chanted throughout 2016, believing that Clinton had put sensitive information at risk. The email affair dominated coverage and fatally damagedher campaign. Well, it turns out that as governor of Indiana, vice-president Mike Pence also used a privateemail account to conduct state business, including sensitive security matters and counter-terrorism, and that account was promptly hacked. Pence kept strangely quiet about that.
You never forget meeting a Russian: late night hosts on Sessions recusal
You see, its not just Trump. This week Republicans waved through yet more of the presidents absurd cabinet appointments. In comes Ben Carson, who had earlier declared himself unfit to head any department because he had no experience: he will be in charge of housing and urban development. Republicans also ratified Rick Perry as energy secretary: Perry famously forgot, in a 2011 presidential debate, that energy was one of the departments he wanted to abolish.
Its Republicans who are making amockery of Trumps claim to speak forthe forgotten millions by planning atax cut that will send billions of dollarsinto the pockets of the very richest. Its Republicans who devoted years to denouncing Obamacare, promising to replace it with a system that would miraculously provide betterhealthcare to more people for less money. Now that theyre in charge,thats been exposed as the magical thinking it always was. Trump isthe face of that idiocy saying this week that, Nobody knew that healthcare could be so complicated, when in fact everybody but him and theblowhards on Fox News knew precisely that many, many years ago.
But we cant just point the fingerat, and pray for the downfall of, Donald Trump. He is merely the face of a deeperRepublican malaise. The hypocrisies he embodies extend far beyond him. For decades, Republicans cast themselves as the party of family values, wagging their finger at anyone who had fallen short of the moral standards they set. But when Trump came along, promising them the tax cuts and seats on the supreme court they craved, all that went out of the window. Suddenly they were prepared to embrace a thrice-married worshipper of mammon who brags about sexually assaulting women and was happy to assess his own daughter as a piece of ass. Note the polling on white evangelical Christians. In 2011 they were the group least likely to accept that a candidate guilty of immoral behaviour in their personal life might nevertheless be able to act ethically as a leader. Now they are the by 2017 to become the most forgiving on that score.
Consider the way Republicans usedtoclaim freedom as their own, posing as libertys champions. Now it emerges that fewer than half of all Republican voters believe news organisations should be free to criticisepolitical leaders a freedom that is surely fundamental.
And of course, for decades Republicans wrapped themselves in the flag, claiming a monopoly on patriotism, casting themselves as the heirs to Ronald Reagan and all those who stood strong against Russian authoritarianism. Yet now, delegates to the CPAC ultra-conservative conference will happily wave little Russian flags, so long as they have Trumps name on them.
Its natural to direct our fury at Trumpand to want to see him gone. Butit was the wider American right that, over more than two decades, feasted on bigotry, ignorance and contempt for science, facts and the compromises required by democratic governance it was that right that incubated Trump and Trumpism. If impeachment and removal from office are ever to be more than a fantasy, it will be Republicans who will have to make it happen. And that will require them to do more than change a president. They will have to change themselves.
Read more: http://bit.ly/2lSEvkl
from Donald Trump isnt the only villain the Republican party shares the blame | Jonathan Freedland
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Submission - URGENT
URGENT
sorry i tried to find the key word and read faq and disclaimer multiple times but cant find a thing (if you still use it) but i found out my best friend attemped suicide today but apparently chickened out of it in the last minute and now hes in hospital. its 2 am and its been over a hour since i found out but im still shaking and crying and not sure if i can properly stand or walk.
1. what if he had done it / succeeded (im not sure what happened) idk what i would have done and what if he tries again and this time it actually happens, it would be so horrible and i dont know i dont fucking know
2. i also dont know what to say to him, he always blames himself for every single thing, “im so glad you didnt do it” -> he’d think he did something wrong (which he of course did but i understand and dont blame him im just so happy hes still alive) and then never tell me about anything again, “please dont hurt yourself again” -> he’d think he did something even more wrong. also he never tells me about how hes feeling bc he doesnt want anyone to worry about him, like when i found out about today it was bc he told me “lol theyre gonna drug test me loll”.. but it works the opposite bc now i never know when hes hurting himself or feeling down so i have to be worried 24/7.
3. this is all just so terrible and all i can imagine is him in ambulance or calling the emergency number or lying in hospital bed and i dont even know what he has done because HE DOESNT TELL ME ANYTHING. and i would like to say he doesnt deserve this and ofc hes my best friend and i just want to see him happy and aaaaaaaaaaaaaaa but hes actually been pretty rude to me recently and ive been so angry at him and this is all just too much bc im still mad af at him but at the same time very WORRIED.
4. im feeling so guilty bc i was at a party today and had really fun and he was TRYING TO KILL HIMSELF. also im really bad at listening and always trying to say something positive but i know that theres nothing positive about his life situation and i kinda understand why he did this.
and everythings just a mess and i dont know what to do and say and what if he does it again and now its nearly 3 am and i should be up at 8.30 but idk if i can go to school but i really should and the school portraits are taken tomorrow morning and im gonna look like a corpse
probably the worst thing is how hes not wanting any help or anyone to worry and all his messages are just “lol tried to kill myself but im still here wasting oxygen ahahah”-style (the 3 short messages he has sent about this). its actually so big and serious thing but i would probably act the same. i WANT to worry about him, hes so important to me i dont know i dont know i dont know i dont know
*TRIGGER WARNING - SUICIDE**
Hey love,
I personally want to apologise for getting to this ask so late, and I sincerely hope that you and your friend are okay. Firstly, discovering that your friend has attempted suicide can be such a scary and daunting experience, and I want to make sure that you are okay. This can be a lot to deal with, and a lot to take in, and it’s extremely important that you are looking after your own health. Please do not hesitate to talk to a professional or a trusted adult/friend about how you feel, because if your friend is in danger of harming himself, it is not solely your responsibility to look after him.Â
As for the first part of your ask, it would be absolutely devastating if he had succeeded, and that would be tremendously hard to deal with. However, just try to think positively, as he didn’t succeed, and he is still here, living and breathing - even if he doesn’t want to be. This gives everyone time to find the best help available before it happens again.Â
People who are experiencing these feelings often blame themselves, and unfortunately there’s nothing that you can do to turn that around. When saying things such as “I’m glad you didn’t do it,” perhaps try and think of a different way to phrase how you say it to them. For example, rather than saying “please don’t hurt yourself again,” tell him how proud you are that he hasn’t been hurting himself. That will ensure that doesn’t think he’s done anything wrong, however that’s purely just an example.
Of course he doesn’t deserve this - no one does. If he is being rude to you - just try to understand that he is emotional, and that sometimes he isn’t thinking rationally. Obviously that is much easier said rather than done, but sometimes it cannot be helped.Â
In no way should you feel guilty for doing something that you genuinely want to do, such as going out to a party, for a fear that something will happen to him. You cannot stop your life in order to watch over someone 24/7, as this will make your mental health deteriorate, and it’s not your responsibility at all. However, it is still okay to be worried, because that’s what friends do, and it’s completely normal.Â
Have you tried talking to his parents, or someone close to him that could potentially help in getting him to seek professional help? It’s so important in this situation that he gains the best help he can in order to prevent any suicide attempts, and to overall better his mental health.Â
I really hope that you and your friend are okay, and I’m going to list some online counselling services below that either of you can easily access to ensure that you can get some professional help when and if you need it.
Headspace
Beyondblue
SANE
Lifeline
Lizzie x
#aab#anythingadviceblog#lizzie#urgent#tw suicide#suicide#tw#trigger warning#best friend#help#advice#mental health#submission
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Why is your iPhone battery meter lying to you?
Image: Vicky Leta/Mashable
I understand alternate facts. Sometimes my iPhones battery meter delivers them.
Fact: I have a 18-month-old Apple iPhone 6. I keep it in god shape, never dropping it, subjecting it to extreme temperatures, or dunking it in bodies of water. I charge it regularly.
Fact: On a recent weekday afternoon, I picked up my iPhone, which had been sitting on my desk untouched for hours, and noticed it was reporting just 18% battery life. It was officially in the red. I quickly plugged it into a charger and, a moment later, the rating was 43%.
SEE ALSO: LG’s going above and beyond to make sure its next phone doesn’t explode
18% to 43% in seconds.
I think that initial battery meter reading may have been an alternate fact and this iPhone battery problem is more widespread than I realized or Apple is willing to admit.
For months, Id been hearing bizarre iPhone battery tales from friends, co-workers and family members. Last year, Apple beat back reports in China and the U.S. before finally admitting that some iPhone 6S device batteries were faulty.
This iPhone battery problem is more widespread than I realized or Apple is willing to admit.
The problem is that these bizarre battery issues extend back to the still-in-use iPhone 5S and through to the iPhone 6S (but not, as far as I can tell, the iPhone 7 and iPhone 7 Plus, at least not yet). They include battery-percentage free falls, where you can watch your battery life drain from, say, 30% to zero in the space of a few minutes or suddenly shut down with 20-30% battery life remaining. There’s also the perplexing sudden supercharge, like I described at the outset: The battery demands to be charged only to show hearty available battery life as soon as you plug it in.
Even though many people complained to me about bizarre battery hiccups, I was unconvinced until I experienced virtually every one of them myself.
Apple has a lot of advice for managing iPhone battery life and I followed as much of it as possible:
I made sure my iOS was up-to-date.
I took a good look at which background apps were eating battery life, especially those with a lot of background refresh activity, and tried, where possible, to curb their use (Mail and Instagram were often near the top of the list for me).
I used Low Power Mode.
I even followed the advice I found on other sites and recalibrated the battery, letting it run down to zero to and then did a reboot holding the home and power button.
None of these actions, however, prevented the battery life miscalculations from happening again.
And theyre not helping others who have experienced the same bizarre battery life percentage issues.
On the ground
I already knew my own wife had watched her iPhone 5S shut down at 20% and 30%. I started asking friends and co-workers about their experiences. Pretty much anyone I mentioned iPhone battery issues knew what I was talking about or had an experience to share.
While taking an Uber with two co-workers a few weeks ago, I quizzed them about their iPhone batteries (on their iPhone 6 and 6S devices). Both reported unexpected shutdowns at 20%. Then our driver piped up and said hed has similar issues to the ones I described, even though he only had his phone for a year.
Apple Support forums are full of similar complaints. Going back to the iPhone 5S and iOS 7.1, users recounted rapid battery drains. Those complaints persisted through the iPhone 6 and iPhone 6S and 6S Plus, with some users also complaining that the phone got very hot.
Apple wont comment about whats going on with the iPhone’s rechargeable lithium-ion batteries or the iOS software that manages them, and it hasn’t acknowledged any issue beyond unexpected shutdowns on some iPhones.
2 screenshots were taken minutes apart. Top 1 after I barely used my iPhone6, bottom a min after plugging into a charger. Wassup Apple? http://pic.twitter.com/0nScZmkqyT
Lance Ulanoff (@LanceUlanoff) January 24, 2017
However, late last year Apple did reveal that a small number of iPhone 6S devices manufactured between September and October 2015 had a battery issue and were eligible for free battery replacement. Then in December, and only on the Chinese version of its support site, Apple announced that there were some phones outside the affected range of phones that they knew had a battery defect that were also shutting down. This prompted the company to integrate new battery diagnostic software in an iOS update for all users. That software is out in the field now, gathering data for Apple. Early this year, a report surfaced claiming that Apple might extend the battery-replacement program to iPhone 6 devices.
As I write this, though, Apple has yet to reveal what, if anything, its learned about the erratic behavior of some of its iPhone batteries or the software that manages them.
Considering how intermittent and inconsistent these issues are, thats not that surprising. Plus, theres the complexity of lithium-ion technology itself.
Inside your phone
Lithium-ion is, essentially, live chemistry inside your phone. Every lithium-ion battery is made of sheets of positive (lithium cobalt oxide) and negative electrodes (carbon), with perforated separators between them, wound in tight, overlapping spirals. During charge, the ions move in the direction of the negative electrode and during discharge, they move in the direction of the positive electrode.
Lithium-ion batteries are lighter and offer far more energy density that their predecessors, nickel-cadmium batteries. They lose roughly 5% of their charging capacity every month, which is a considerable improvement over nickel-cadmium batteries, which could lose 20%. They can also be volatile if not handled and manufactured correctly.
Lithium-ion batteries will last longer if they’re never fully charged or recharged.
A typical iPhone lithium-ion battery should last for approximately 500 cycles. A cycle is a full recharge, which could span over a number of days: You might use 25% of the battery’s power on day one and then 75% the next day. Apple told me last year that it even applies artificial intelligence to improve battery management, so those cycles presumably stretch out even more.
How you drain and recharge the battery also impacts battery life. Lithium-ion batteries will last longer if they’re never fully charged or recharged (this is why, when you buy a battery-powered gadget like a smartphone, it typically ships with about 50% charge, plus or minus 20%). Side reactions in the chemistry increase when you drain the battery to 0% and constantly recharge to 100%.
No matter what, though, the charging capacity of lithium-ion batteries will change over time.
Like a new car that starts depreciating the moment you drive it off the lot, lithium-ion batteries are continuously losing their charging capacity. This can be confusing since, for the life of your phone, the meter is always showing you something between 0% and 100%. This is not a lie 100% of 10 hours is 10 hours, just at 100% of the 3 hours you might get four years into the life of your phone is still 3 hours. That percentage is relative.
This commonly accepted wisdom about rechargeable batteries still doesnt explain sudden shutdowns, rapid drains and inaccurate battery life meter reports.
Fuzzy science
Experts, though, told me that battery life and maintenance is an inexact science. Different lithium-ion batteries, for instance, use different chemistries, which can impact recharge cycles. Professor Donald Sadoway, who studies material sciences at MIT, said most lithium-ion batteries are engineered to go thousands of cycles and still retain 80% of their capacity.
Even the way you measure battery life differs from between phones and manufacturers, since there isn’t a way to measure the remaining charge directly. So the readout at the top of your phone could be based on voltage, by identifying what the voltage is on a battery, you can get a sense of the state of a charge, said Sadoway.
Others uses whats known as a voltage plateau, and some rely on the more difficult-to-integrate measure of the amount of current flowing: If you know the amount of electrical current served over time, you can calculate how much energy has been used, and this, how much is (probably) left. Professor Sadoway has no idea what chemistry or methodology Apple is using.
The percentage of battery life we see is an estimate.
Other experts I spoke to agreed that the percentage of battery life we see is an estimate. The only information a phone or laptop can use is the voltage of the battery, but there isn’t necessarily a 1-to-1 correspondence between the cell voltage and the amount of energy remaining inside, wrote Stanford University PhD chemistry student William Gent to me in an email.
Temperature, battery degradation and the amount of power being drawn from the battery can all affect that estimate.
Some more advanced systems may be able to use additional information like this to get a better estimate, but it is always an estimate, wrote Gent, who owns an iPhone 5S and has experienced rapid discharge, inexplicable battery-meter jumps and sudden shut downs.
Also, wrote Gent, you can’t just measure the amount of energy taken out and put in each time, since there is a some hard-to-calculate amount of the total energy that you put in that goes into waste heat (due to inefficiencies in the cell itself) and side reactions. Any error in calculating this non-useful energy put into the battery will add up and result in large errors in SOC [state of charge] determination after repeated cycles, wrote Gent.
Professor Sadoway agrees that there are many reasons why a battery charge meter in the iPhone might be wrong.
Suppose the phone is actually measuring correctly, but the conversion to the display is flawed. It could be something silly like that, added Professor Sadoway.
Testing
During my research, I came across this post, The Ultimate Guide to Solving iPhone Drain, by Scotty Loveless. It offers a nice, step-by-step approach to better, daily iPhone battery performance. I was most intrigued, though, by Lovelesss background. Hes worked as an Apple Store Genius for two years (mostly working on the iPhone 3GS iPhone 4, iPhone 4S and the first wave of iPhone 5 devices). He writes, The most difficult issue to solve was short iPhone battery life. It was extremely difficult to pinpoint the exact reason why someone had iPhone battery drain.
I wondered if Loveless, who currently works as an Apple consultant at Appinstructor, could offer some insight and maybe help me troubleshoot my own iPhone battery issues.
Loveless told me he never saw issues like mine while working at the the Genius Bar unless the battery was failing.
Results of my iPhone 6 diagnostic tests. No obvious issues.
Image: Apple Software
Battery life does go pretty fast throughout the day.
Image: Apple Software
He still has access to his old iPhone diagnostic tools and showed me how he could run them remotely on my iPhone (side note: I had no idea anyone could do this). I did have to share some details from my phone, including the IMEI number. After a few steps and screens on my phone, Loveless was in and he started running a full set of diagnostic tests.
We ran the tests with my Apple Smart Case on the iPhone 6 and then again with it off. In both instances, the results showed my battery is not failing and has 423 charge cycles remaining out of, according to Loveless, as many as 1,000.
This result is far from conclusive, but it might support the notion that these issues are not related to dying batteries or end-of-life devices.
Recharge
Stanfords Gent reminded me, though, that as lithium-ion batteries degrade, Determination gets less accurate, particularly when you get close to 0% SOC. So your phone or laptop may think, based on the voltage of the battery, that it has 30% left, but then the voltage unexpectedly starts dropping rapidly (because the cell is old and somewhat degraded) and the computer realizes that actually the SOC is lower than originally thought.
This supports my theory that there is actual confusion among the real state of the battery, the hardwares ability to deliver that information to the operating system and the systems ability to accurately interpret it.
Research teams around the world are working on next-generation lithium battery technologies including lithium air (which has extremely high-energy density) and lithium sulfur (far cheaper than lithium ion), but like lithium ion, these technologies will also degrade over time, which means measurement challenges will remain. Gent thinks that the work to improve battery measurement may, in the long run, pay bigger dividends. My guess is that the biggest improvement will come from the battery management side rather than the battery tech.
The good news, for what it’s worth, is that you’re not crazy. Everyone I spoke to, consumers and experts, acknowledge that there is an issue with iPhone battery readings.
MITs Sadoway told me an iPhone charge physically cannot be both 10% and 40% within the space of a few seconds or minutes. It wasnt both. Theres a broken link in that chain somewhere.
BONUS: Taking underwater photos with your iPhone just got way easier
Read more: http://on.mash.to/2jUAr18
from Why is your iPhone battery meter lying to you?
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