#but also I cant refinance my car because everything is closed

[batwynn]

Update about move and my Patreon:

Hello everyone! Let me start by wishing everyone good health in this, honestly, terrifying time. I hope you are all being as safe as you can be, and that you and your loved ones are able to stay healthy and safe. ❤️

So, as you know I just moved, and thanks to everyone who donated I was able to actually get a truck this time (not a van augh) and while the truck was disgustingly full of mud we have arrived mostly safe and sound. Final bills have somewhat been paid, too, So THANK YOU SO MUCH!

Patreon update:

Patreon doesn’t, uh, allow raffles anymore because gambling and children and such, so I’ll have to name it something like ‘ART TIER THING!’

But I wanted to remind folks that if you have even an extra $1 a month, you get a chance to get a commission at a much lower price than my usual commission prices! ($1-sketch/$5-lineart/black and white/10+-full colored commission)

This coming month also includes a secret art post card, and an Easter art post card! (Voting for the Easter card design(s) will begin this coming week.)

I will also be publishing the next Accidental MerDer comic page on there a week or two early before posting it publicly!

And I’ll be bringing back live-streams for anyone stuck at home who wants to watch me draw, ask art-related questions, or request art during the streams.

(And, as always, thank you all for your support! I also know it’s a rough time right now for everyone, so please don’t feel pressured to join or support me when you’re dealing with your own financial and health hardships. I totally understand that this isn’t a good time, but I do have to try to ask because I’m also in a rough time as well. ; u ; Ilu and be well!)

[luellasu]

          ✧.°   hello  hello  !!!   i’m  diana  (  she/her,  20,  est  )  aka  ur  resident  girl  group  stan  !!   so  i’m  a  little  late  to  the  party  but  i’m  finally  here,  introducing  my  baby  angel  luella  (  she  is  quite  literally  an  angel  hehe  ).  u  can  read  all  abt  her  under  the  cut,  but  if  u  want  2  plot,  we  can  do  so  thru  im’s  or  on  discord  depending  on  what  u  prefer  !!  my  discord  is  everybody say STAN LOONA#5522

𝙵𝙸𝙻𝙴    :    #ANG3L    //    STATS    »    luella ‘lu’  su,  (  appears to be )  twenty,  cis female,  she/her,  ballerina.    ATTRIBUTES    »    devoted,  mercurial,  captivating,  demure.    SEEN    »    strangers whispering in the night,  the lingering scent of vanilla in the air,  tired eyes stained by glitter and mascara.    DO NOT MISTAKE FOR    »    tzuyu chou.

(     𝑯𝑼𝑴𝑨𝑵.   )

so,,  since  she  cant  remember  her  life  as  a  human,  i’ll  keep  it  short   !!!   but  i  figured  it’s  worth  mentioning

as  a  human,  she  had  big  aspirations.  she  was  raised  predominantly  by  her  grandmother  because  her  parents  were  always  working

luella had  always  wanted  to  be  a  dancer,  but  she  came  from  a  lower  middle  class  family  and  they  couldn’t  afford  to  put  her  in  lessons.  so,  sometimes  she  would  watch  classes  through  the  window

she  studied  hard  in  school  and  was  at  the  top  of  her  class,  and  despite  never  formally  receiving  lessons,  all  her  years  of  observing  classes  made  her a  promising  dancer

lu took  a  year  off  after  high  school  to  work  and  save  money,  and  planned  to  audition  for  a  prestigious  ballet  academy  in  europe  because  there  were  recruiters  in  her  town

however,  on  the  way  to  the  audition,  she  died  in  a  car  accident  along  with  her  parents.  a  few  months  prior  to  this,  her  grandmother  had  died  of  old  age

so,  with  the  deaths  of  her  and  her  family,  it  didn’t  take  long  for  her  to  be  forgotten  all  together

(     𝑨𝑵𝑮𝑬𝑳 .   )

as  an  angel,  luella  avoided  living  with  humans  at  first.  she  did  not  want  to  get  too  attached,  and  she  felt  that  living  among  them  wouldn’t  end  well  for  her

however,  even  from  a  distance,  she  became  attached  to  one  human.  it  was  a  girl,  a  ballet  dancer.  it  was  then  she  made  the  decision  to  live  among  humans,  and  she  decided  to  take  up  ballet  to  be  closer  to  her

still,  even  living  among  humans,  she  managed  to  keep  some  distance.  she  was  more  reserved,  and  extremely  observant.  eventually  though,  the  two  became  friends.  she  felt  more  protective  over  this  one human  above  all  others

this  continued  for  a  while,  but  the  guilt  of  having  a  favorite  began  to  linger  in  her  thoughts.  she  made  the  decision  to  leave and  continue  watching  her  from  afar  instead

once  lu left  the  human  world,  she  started  to  feel  a  lot  better  about  herself  and  could  say  she  no  longer  had  favorites.  for  a  few  years,  this  worked perfectly.  except  the  ballet  dancer  she  had  once  been  so  close  to  developed  an  illness  and  passed  away  from  it

lu  was  riddled  with  regret.  she  wished  she  had  stayed  close  to  her  for  the  remainder  of  her  life  instead  of  running  away.  the  worst  part  was,  she  knew  that  human  felt  abandoned  by  her

it  was  the  first  time  as  an  angel  that  she  felt  like  a  failure

for  a  while  after  the  death  of  the  dancer,  luella  couldn’t  focus  properly.  she  began  spacing  out  a  lot,  making  mistakes  more  frequently  (  when  prior  to  this,  she  was  the  perfect  example  of  what  an  angel  should  be  ).  she  could  not  move  on  and  started  to  feel  like  she  was  not  fit  to  be  an  angel

as  this  was  negatively  impacting  her  ability  to  carry  out  her  responsibilities,  she  pressured  by  the  other  angels  to  either  overcome  her  failures  or  lose  her  status  as  an  angel

this  ultimatum  made  her  realize  she  wanted  to  remain  an  angel  and  that  she  would  have  to  get  her  act  together  to  do  so. for  a  brief  moment,  she  contemplated  giving  up  her  status,  to  be  able  to  forget  it  all.  but  when  it  came  down  to  it,  she  didn’t  want  to  lose  the  memories  of  all  those  she  had  crossed  paths  with,  especially  the  dancer,  who  at  least  was  alive  in  her  thoughts

it  was  not  easy  to  return  to  being  the  perfect  angel,  but  she  worked  hard  to  get  back  to  that  level  

eventually,  she  felt  ready  to  live  among  humans  once  more.  she  decided  to  move  to  lunehaven  for  a  while,  though  she  really  wants  to  move  to  paris  one  day.  in  the  meantime,  she  has  continued  pursuing  ballet  and  works  as  an  instructor  for  kids

she  attempts  to  live  a  quiet  life,  not  getting  too  close  to  anyone,  but  it  does  get  lonely  sometimes

(    𝑷𝑬𝑹𝑺𝑶𝑵𝑨𝑳𝑰𝑻𝒀.   )

luella  tends  to  be  quite  reserved.  she  rarely  initiates  conversations  or  hangouts,  but  is  relieved  when  someone  else  does.  she  enjoys  being  social,  she’s  just skeptical  about  getting  too  close  to  others

she  is  a  scorpio  sun  with  a  libra  moon  so  take  that  as  u  will   !!

she  is  extremely  devoted  to  dance  and  being  an  angel  (  despite  everything  that  happened  ),  and  also  very  devoted  to  the  few  that  she  is  close  to,  however,  she  changes  her  mind  a  lot  about  other  things.  her  mood  tends  to  change  a  lot,  but  she  does  her  best  to  keep  this  to  herself

as  you  can  expect  of  scorpio  and  libra  placements,  she  can  be  quite  an  intense/obsessive  lover  BUT  can  also  be  flighty  if  something  seems  too  serious  or  causes  her  to  feel  too  much.  yes,  she  is  a  walking  paradox  i  do  not  want  2  live  in  her  head  !!!

she  adores  classical  music,  which  can  be  expected  of  a  ballet  dancer.  she  wants  to  learn  how  to  play  violin  one  day

her  taste  is  pretty  ....  refined,  so  she  can  be  quite  the  snob  sometimes 

she  enjoys  going  to  the  theatre  and  the  opera  and  stuff  like  that,  and  mostly  goes  alone

she  comes  alive  at  nighttime  tbh,,  the  quiet  hours  once  everyone  has  gone  to  sleep  is  her  favorite  time  of  day.  she  lovessss  stargazing  and  if  you  become  her  friend,  she  will  force  you  to  have  picnics  under  the  stars

she’s  bi  bi  bi  babey  !!!

take  a  look  at  her  pinterest  board  to  get  a  feel  for  her  aesthetic   !!!!

(    𝑾𝑨𝑵𝑻𝑬𝑫 𝑪𝑶𝑵𝑵𝑬𝑪𝑻𝑰𝑶𝑵𝑺.   )

cultured  duo  -  someone  who  goes  to  the  theatre/cinema/opera  with  her  !!!   it could  be  against  their  will,  maybe  she  begs  them  to  come.  or  maybe  they  also  enjoy the  these  things 

ex-fling/gf/bf  -  there  could  b  more  than  one  of  these  !!   they  could  have  ended  on  bad  terms  or  good  terms,  still  have  lingering  feels  or  tension  or  maybe  they  remained  friends  !!!  we  can  plot  this  literally  however   !!

unrequited  crush  -  maybe  she  has  a  crush  on  ur  muse  and  it  scares  her  to  admit.  OR  ur  muse  could  have  a  crush  on  her  and  maybe  she’s  oblivious  to  it

current fling/friends  w  benefits  -  someone  she  is  currently  seeing.  could  be  no  strings  attached,  or  there  could  b  some  feelings  there.  maybe  they  don’t  want  to  make  it  anything  serious,  or  maybe  they’re  ready  to  take  it  to  the  next  level.  maybe  one  person  is  ready  to  go  further,  and  the  other  isn’t.

enemies  w  benefits  -  imagine  the  tension   !!!   they  started  out  hating  each  other  but  ended  up  hooking  up.  maybe  it  was  a  one  time  thing,  or  maybe  they  can’t  stop  going  back  to  each  other.  maybe  they  keep  it  a  secret  and  don’t  want  anyone  else  to  know.  this  could  develop  in  soooo  many  ways 

ex-friends  -  someone  she  used  to  consider  a  best/close  friend,  but  they  had  a  falling  out  for  whatever  reason  n  maybe  they  strongly  dislike  each  other  now.  maybe  they  want  to  re-kindle  their  friendship  but  don’t  know  how

sibling-like friendship  -  someone  she  sees  like  a  sibling.  they’re  there  for  each  other  and  look  out  for  one  another,  always  have  each  other’s  backs 

dynamic  duo  -  ride  or  dies.  platonic  soulmates   !!   this  person  is  prob  one  of  the  closest  people  to  her  and  knows  her  very  well   !    they  could  b  a  power  duo,  always  looking  out  for  each  other

take  care  -  i  think  it  would  be  cool  if  maybe  one  day  she  drank  a  little  too  much  or  was  having  an  off  day  in  general  and  your  muse  helped  her  get  home  and  spent  the  night  to  make  sure  she  was  okay.  lu  probably  feels  like  she  owes  them  a  favor  and  is  really  grateful  in  general  that  they  took  the  time  to  care

confidant  -  someone  who  confides  in  her  or  someone  she  confides  in,  or  they  confide  in  each  other.  they  don’t  necessarily  have  to  be  the  closest  friends  ever,  but  they  get  along,  trust  each  other,  and  maybe  they  talk  more  in  private

rivals  -  they  don’t  like  each  other  for  whatever  reason,  which  we  can  plot. maybe  it’s  jealousy  or  their  personalities  just  clash,  but  for  whatever  reason  they  do  not  get  along.  maybe  they  bring  out  a  bad  side  to  her  that  most  people  dont  see

good  influence  -  someone  she  can  be  a  good  influence  on,  someone  she  brings  out  the  best  in,  maybe  someone  she  rly  cares  about  and  wants  to  look  after  to  make  sure  they’re  ok   !!

this  is  all  i  have  for  now,  but  maybe  eventually  i  will  make  a  plots  page   !!!

[aidanhnd1bphoto]

Catch Me If You Can

SPORTING EVENT..RESEARCH

Adults running about a field chasing a ball, or running very fast, jumping over things of varying heights, throwing things, catching things, hitting various things with a stick. In a small confined space punching each other. Or swimming up and down and up and down. Sitting on the back of a running horse.The list is almost endless. This world of needless physical exercise is called Sport...and is full of drama and emotion, both for those who do it and those who watch it...apparently!!

In this project I will show a selection of these people, both participants and spectators in the “moment”, engaged in their chosen activity.

Using a variety of photographic techniques I will attempt to make a visually appealing assortment of images....So here goes, first things first...

How to do it!

With every sport there will be a differing set of challenges facing the photographer.. The size of the area, is it the size of a boxing ring (for two people punching each other) or the size of a football field (for 22 people kicking a ball) or even bigger.

How close can you get to the action 

How many people are taking part..just two or a whole lot.

Is it indoors or outdoors

Natural lighting or specially constructed lighting specifically for the sport in question.

All of these different scenarios will dictate what kind of equipment the photographer will need and the way the camera should be set up.

So before you can really start it’s helpful to know what sport you will be photographing. Sometimes you will just have to learn quick and work it out on the job.

SOUND ADVICE FROM PEOPLE WHO DO THIS FOR A LIVING

Having just read a google’s worth of ‘Top ten essentials for sports photography’ and for the basics there seems to be a general consensus with the preferred functions on the camera. The main factor for professionals is continuous burst speed with some of the present crop of top the range sports oriented DSLR’s shooting 14fps or more. With the speed of the action things are changing in those fractions of a second and having the ability to be able to follow those changes so closely is a highly sought after function. With most prosumer cameras these days the ISO capabilities are becoming increasingly impressive with ISO32000 in the native range of the camera becoming the norm and with that also stunning reductions in the noise at these high ISO levels. These ISO levels really assist in reaching the shutter speeds used in a lot for freezing this high speed action. Starting at 500th of a second and going up. 2000th of a second is not unusual. Along with high ISO the next thing to assist in these high shutter speeds is the next topic of general agreement....

Lenses.....lenses should be fast, as fast as can be. The aperture of a good lens for sport if using a zoom is f2.8. It’s not uncommon for a professional sports photographer to have 3 camera bodies.The most common, and most versatile, setup for most professional sports photographers is to start with the trio of 16-35mm ƒ/2.8, 24-70mm ƒ/2.8 and 70-200mm ƒ/2.8 lenses. These three options provide all the coverage needed to shoot everything from wide-angle shots of a packed stadium through any action happening up to midway down most sporting venues. Though these lenses are not cheap, when it starts to get to the bigger fast primes that will allow you to see the action close up at the other side of a stadium or football field they can cost the same as a nice family car. For those beginning their sports photography there are some great lenses that along with the high ISO capabilities just talked about it will do a great job without having to be so wide open. A 70-300mm f4-5.6 or even 150-600mm f5-6.3 will do a great job of covering that far away action.

Another piece of advice where there is general agreement is in positioning. Get to the venue early and have a good look at all the potential spots and make sure you’re good to go with your settings before the action starts....But don’t stay in the one place and don’t just focus on the action. In the audience there is as much drama as on the field of play, or after some high point of action...the reaction. There are winners and losers and both have equal visual weight and potential to produce the image that encapsulates the moment and the whole event.

Another is ..You are a photographer first and foremost, the subject is sport but the intent is a striking image with light and shadow, composition, balance, colour, story all fundamentals.

WHERE TO SHOOT.

If you are not inclined to sports then it is apparently very easy to block it out of your daily experience and be blissfully unaware but as it happens, open your eyes to sports and its everywhere, EVERYWHERE!

Local newspaper for local events, google to check out what's on in your local area and further afield. Amateur or professional. Check out sporting arenas, sports and athletic clubs, football stadiums. If there is a particular sport you are interested in you can refine your search. If you’re not to bothered which sport to start with then prepare a general polite letter asking whether you can come and take photos. Send it out to as many events as you can find. Cast the net far and wide and the chances are you would be spoiled for choice.

Here we are about two months later...It’s taken a while to get access to sports, longer than I had at first thought but now I have I’m hoping for a variety of sports to shoot. I made contact with Glasgow University Sports Association which is the umbrella organisation for more than 40 sports clubs at the University. The Association has recently been actively seeking Photographers to shoot all the club games. 

Seeing as time was running out on the brief I took the first possible opportunity to shoot. It was an inter-university fencing tournament Men and Women. Men against Bath University..cant remember the women's opposition University.

As soon as I was confirmed to shoot I started to watch some YouTube videos on the rules of the sport, the moves and the scoring.

It was quite a challenging shoot. It was in a large, bright gym hall. A long (14m) rubber mat with the essential markings for the game was rolled out and taped to the floor about two meters from the wall. Too close to the wall to be able to shoot from the wall side, just too near the swishing blades. The problem was that this wall was one vast mirror reflecting not just those fencing but the spectators and myself. This made for a challenge to minimise the distraction of everything else in the reflection.

In fencing the action is fast. In Olympic sports second fastest behind shooting I was told by one competitor. I was set to f4 and to get the quick exposures  I needed to freeze the action (1/1000th/s) the ISO was pushed up to 6400.

Saturday 8th March. 9am-5pm. Glasgow Caledonia University. Today I shot a trampolining tournament with all Scottish Universities competing. It was in a large high gym hall with what looks like big halogen spotlights. There’s about 200 people in the hall, mostly either competing, judging or organising. Its not open to the public. After some shots my exposure settings settle at 1/320th f4 ISO6400. I didn’t want to push the ISO much higher and had to make a compromise with shutter speed. In many of the images there is movement in the feet of the athletes. I made a decision based on the aesthetics. I liked this slight movement in many of the images, a suggestion of movement. There was no high vantage point so I made do with standing on a chair. It gave me enough of a height advantage to clear the images of the people walking about in the hall. They really didn’t add to any of the images. I did include one or two all the same that didn't distract from the action.

 I’m much happier with this set of images than with the fencing from the previous sports shoot. With that shoot the large wall mirror behind the 🤺 that ran the length of the hall was so distracting..reflecting everything in the hall..the fencers, the other competitors...and me! It made it almost impossible to get simple, strong images being much too busy. 

This time around it was a far easier shoot to get a more aesthetically pleasing result. Often against a background of a large plain wall with few distractions and with lighting that also had a dramatic quality.

Overall i’m extremely pleased with the results. There are some possible portfolio contenders. 

Third and final set of photos for the brief. This time it was outdoors, in the evening, cold and pouring of rain. Bellahouston outdoors ski and snowboarding center. Again it was an inter universities event sponsored by Glasgow Taxis. 

It was a difficult shoot. Unevenly lit, there were pools of light and areas of dark. The area was large and the athletes were going at speed. This demanded several skills. The most challenging was to get a handle of the AF system on my  new camera. Sports are generally demanding on AF and this was no different. Using 2 camera bodies..Canon 5dmk3 and 5dmk4  with a 24-105 f4 on one and a 70-300 f4.5-5.6 on the other. 

The action started just as it was beginning to darken so the exposure needed to be adjusted over the first half hour or so until well after sunset and the only light was artificial. Because of the layout of the slope and the nature of the contest there wasn’t much variety of movement and routes taken down the course. At the end of the ski tournament there was some snowboarding a ski freestyle which promised a lot more exciting images but unfortunately the heavens opened as this began and the rain poured down. Having been out in the bitter cold with no gloves for 3 hours (lesson learned) and the lenses not being weather sealed to a Scottish downpour level I decided to retreat.

This has been a thoroughly enjoyable brief, much against expectation. There have been challenges at every event that I would like to think I have dealt with and overcome to produce many images I'm very happy with. I have become more aware of the reasons why sports photographers need that extra quality in their gear. Proper weather sealing and fast f2.8 lenses are just near essential for any professionals working in this area. Knowing something of the sport you are shooting helps. Getting to the venue early and checking it out, finding where the good light is, also helps enormously. And moving about to get different points of view. 

There have been many photos taken for this brief-in total probably near 5000. Of those I have whittled it down to 500 or so. The final challenge is to choose the final 6 for printing and submission. 

Of the 3 sports I shot for this brief the trampolining was by far the most enjoyable and i’d say successful. Producing the most images I was happy with. Well lit venue with not too many visual distractions and the sport itself was so conducive to aesthetic interpretation.

The time spent has been quite considerable for this brief with two full days and one half day of shooting and then because of the huge number of shots another 3 full days of choosing, deleting and optimising the images. That said, there has in fact been very little optimisation in post. In all three sessions I have used lens correction, in some a tweak of white balance. And in very few a touch more, lightening shadows or reducing highlights but very little else.

On revising everything I see that after 5000 photos I've forgotten one of the requests of the brief..to have a panning shot!!! This is bad news. Time is very short and to shoot some more sports is a days worth of work. First getting some sports to shoot, shooting and then picking and processing. For not reading the brief properly I’ve lost a day at a very crucial point in time where I need every second. One big lesson learned. Less than 2 weeks to go.

SOURCES .. So Far

https://artsandculture.google.com/exhibit/the-art-of-sports-photography-from-prints-to-images-1835-2017-the-olympic-museum/MwKStrCJtolhKg?hl=en

https://www.amateurphotographer.co.uk/technique/how-to-shoot-action-and-sports-photography-625

https://photographylife.com/getting-started-with-sports-photography

https://improvephotography.com/52236/15-tips-get-started-sports-photography/

https://petapixel.com/2018/12/06/6-simple-tips-for-getting-started-in-sports-photography/

https://expertphotography.com/complete-guide-sports-photography-87-tips/

[delicrieux]

my little world

PAIRING: felix rosier x reader

summary: (name) has finally graduated Hogwarts and has invited some close friends to celebrate!

this is a concontion i’ve created by combining sevral requests and @wispila ‘s beautiful art:   Helloo,, can I request a fic of Felix Rosier (aaahh sorry, a lot of people are probably requesting for him, but the way you portrayed him extremely caught my heart) If possible, just a little one shot, after Felix' graduation from hogwarts and mc would write to him during summer and eventually, they go out exploring the muggle world, and going out on dates. They're supposed to lay off magic because (this must be corny but,) the magic is already their love for each other ??? / plz plz plz some felix x mc cuteness!!! / Hello! Love your felix x mc fics. Can you maybe write more? Maybe something after mc graduates Hogwarts?

a/n: the letters are my favorite part to write. also, the bit abt the russian scarf: i actually saw this girl wearing it when i was @ theatre and it opened my eyes to all new fashion possibilities. AND, felix knows french that’s a hc and you cant prove me otherwise. THANK YOU SO MUCH TO @slytherin-princess1 FOR COMING THRUUUU WITH THIS AESTHETIC!!!!!!!!!!!! <3  ily babes<3 

feedback is always appreciated xoxo

MASTERLIST. ko-fi (i chug coffee as i write these fics, and another cup would make me happy <3)

Felix Rosier is unnaturally nervous when he knocks on your door; your neighbourhood is lively and full of young children playing in their yards, cars passing by to find a free parking space, and animals running around for a more secluded place to nap in. It is all a stark contrast to his home - wrapped up in solitude - as yours is the epitome of rowdy British life. He notes your muggle neighbours watching football on the telly from where he stands; the window is open and they are screaming profanities and cheers alike. The sky, golden and rosy, casts a dim glow on the world. His hand, holding a carefully picked batch of colourful flowers, sweats. He overhears some teens rave about an unfamiliar punk band. Felix Rosier, in all his glory, has never felt more out of place. He looks posh and feels ridiculous. Perhaps he should just leave?

This ongoing train of thought, more of doubt than anything, promptly stops when you swing the door open, your small frame draped over by a black Russian scarf with ornaments and flowers adoring its back. He inhales sharply at the sight, his lips, much to his displeasure as he can no longer hold his cool façade, quirk into a smile. It is the same gift he had sent you many moons ago, when he was touring Russia with his family. He figures, due to the two of you exchanging letters every week for years now, that it would only be natural, if not a bit forward, to bring back a souvenir. Though, Felix could hardly help himself. The scarf simply reminded him of you, and he had no choice but to purchase it. But…now that he thinks of it, thinks how beautiful you look wearing something he gifted, something that he very clearly indented you to wear, everything that he saw in Russia, everything ringing true to beauty – paintings, statues, a little flowers – always reminded him of you.

“You made it.” You beam, stepping aside to let him enter your humble abode, though not missing the chance to eye the pretty flowers in his grasp. You blush lightly, already anticipating as to when he will give them to you. You momentarily rack your mind for where your mother hid all the vases. “The rest are in the garden.” You say as you close the door with a soft click.

His eyes stop wandering around your humble palace – it is more muggle like than he had expected, but somehow it makes it all the more cosy. Magic is a double sided coin, after all. Some, like his parents, and many other pureblood families chose to view it as a tool of power, manipulation, and calculation. However, the more humane ones, like your family, like you, use it to enhance the human aspects; the soft aspects, per se, making the lights not as glaring, or the washing machine not as loud. Again, he feels alien to your world, but is strangely content with being a part of it.

You walk past him, most likely to lead the way, but he grabs your wrist and you promptly stop. Curious, you turn to him. Blasted nerves, got the best of him again. He would rather do this here, alone, with you. He does not want probing eyes. Your friends are a favourable bunch, you had insisted on it, but he is much older than you, and this is awkward enough as it is. The two of you had only really become close in your sixth year, when he was stressed from work and you of upcoming graduation, curses, and Jacob being back. You had always been a pupil to him, but now…It would be hard to imagine you in that same image. He does not wish to, either.

“(Name) (Lastname),” Felix addresses you formally, as if to give a grand speech. You refrain from snorting. His look of refinement soon shifts to careful admiration, “Or simply… Mon Petit Monde [1] .” Your heart swells in your chest and you grin; he lets go of you to take out his wand. Whispering a few spells under his breath, the flowers he had been holding swirl and turn and link to one another to make a crown that, after floating in the air for a few short seconds, slowly lands onto your head, “Congratulations on completing seven dangerous years at Hogwarts School of Witchcraft and Wizardry, and only losing a handful of House points I could complain about. You have been, and continue to be, an outstanding witch, trusted friend, and loving woman. “He never breaks eye contacts as he says this, “I am immensely proud of you. And…I love you.”

“Oh, Felix…” You pull him into a tight embrace, “You absolute…you…sweetheart! The distain for other is just a facade, isn’t it?”

“…Sure.” He replies awkwardly after a pause, and you snicker.

Standing on your tippy-toes you kiss the side of his lips, whispering, “And I love you, as well…” Grasping his hand firmly, with no intention of letting go, you say, “Come, I’ll introduce you to my friends. Also, Jacob wants to meet you.”

“Should I be worried?”

You look him dead in the eye, “Only if you have something to hide.”

“Just your many misbehavings and foolish adventures during your first few years at Hogwarts. Oh, and your embarrassing love confession.”

“What was embarrassing about my confession?”

“You sent me a Howler.”

“…I’m just…really… passionate…”

 BONUS:

Mon Petit Monde,

You have a way with words like no other. It is troubling to admit how deeply they had affected me. I would be lying if I said that I do not miss your letters, and that they do not make me happy when they finally come. I would also be lying if I said that I do not keep and cherish every single one of them, no matter their coherency. Even if it is one sentence only. The most letters I get are from my friends and colleagues, and they all are dull in comparison. Perhaps I am…blinded. Perhaps your letters mean so much because you write them. Forgive me, I am rambling.

I have been greatly distracted these past few months and I have desperately tried to find a cure for this madness. I feel as if there is a weight on my chest that must be lifted. I have thought hard about it on many sleepless nights, and concluded that, and please do not hate me for this, I am completely enraptured by you. I wish I could say this to you in person. But I am too far away and you are still but a student at the end of your school adventure, and I cannot visit Hogwarts, and you cannot visit me. I wished to see your eyes when I confess. You have the prettiest ones, and I feel as if I can tell no lie when I am in your presence and therefore I would be strict, coherent, to the point. I would not dawdle. Alas, I have no choice but to tell you, because I feel as if I will drown if I do not. Last summer, when we met after so many years, was when something awoke in me, something I myself cannot explain. What I did know is that I could not look at you too much, because if I would I wouldn’t be able to take my eyes away from you at all. I tried to fight this feeling, yet to no avail. Only you can douse it if you wish, or let it burn freely if that is what you desire.

I understand if you do not return my feelings. A part of me thinks that is for the best. Yet another, the one I am slipping to deeper and deeper, wishes for nothing more than to hold you close, day and night. I wait anxiously for your letter, if you chose me to grace me with an answer at all. Either way, I am glad I told you.

Yours, forever,

Felix

[1] mon petit monde - my little world (french)

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[therealestatesparkblog]

10 Lethal Mistakes to Avoid on Your First Real Estate Investment

Your first investment will be a learning process.While youll definitely make a few mistakes along the way, there are a few common pitfalls that can be avoided if you educate yourself beforehand.From financing errors to underestimating repair costs, newbies are at risk to lose serious cash if theyre not careful.Still, a real world education is invaluable, and this guide will help steer you down the best path possible to your very first real estate investment. You may have heard that your first real estate investment is the most difficult one. Its true. Your first deal is difficult because you dont know enough. How could you? Yet you still need to move forward and get started. If you wait until youre 100 percent ready, youll never make progress. But even though your first deal wont be perfect, you still dont want it to be so bad that it will knock you out of the game. So, this article will help you avoid the 10 most lethal mistakes on your first real estate investment. Use this like a checklist to ensure that you avoid the worst case scenarios. When you prevent the worst from happening, you will gain confidence so that you can buy your first deal, move forward, and begin your real world education. Here are the 10 lethal mistakes to avoid. 10 Lethal Mistakes to Avoid on Your First Real Estate InvestmentMistake #1: Bad Financing Bad financing can be one of the most lethal mistakes possible. I have personally seen more real estate investors lose money or go out of business from bad financing than from any other mistake. What is bad financing? For me, it includes a combination of the following: High interest rateAdjustable interest rateHigh monthly paymentBalloon paymentPersonal recourse Most residential bank mortgages at least save you from the first four mistakes because the interest rates are low, fixed for 30 years, with amortizing payments, and there are no balloons. But they almost always require personal recourse, meaning you personally guarantee the loan with your other assets and future earnings. This is probably a reasonable trade-off. Many commercial, portfolio, hard money, and private lenders, however, do not meet any of these criteria. And that could be a problem, especially on your first deal. If you borrow at 12 percent interest with a large monthly payment, a balloon due in one to threeyears, and full personal recourse for the loan, you are likely taking too much risk.

Why? Because the property will likely have negative cash flow with the high interest rate. A balloon note means you will have to refinance or sell in a very short period of time. As many learned in the 2008 credit crisis, trying to refinance when credit dries up is very difficult even with perfect credit and good income. And personal recourse means that if anything goes bad and your lender loses money, they could chase you around and take your other assets in order to collect. I have always used a lot of private and seller financing for my real estate deals, and I keep this list of financing mistakes in mind. For example, I might trade off a little higher interest rate and a larger down payment in exchange for a longer loan term and no personal recourse. Related: The Biggest Mistake I Made as a New Investor (& How You Can Avoid It) The beauty of private financing is that everything is negotiable. But no matter what type of financing you use, be sure to negotiate hard and avoid the worst mistakes. Mistake #2: Bad Location Real estate value always begins with location. The people and businesses who will rent or buy from you begin with location, and then they evaluate other criteria like the lot and the house. Because its so important, you should study the best and the worst locations in your area before buying. There are investors who make money in bad locations, but its a challenging game that beginners should probably avoid. I bought a lower-priced single family house once at a below market price with excellent seller financing terms. But the location was awful. I could not consistently attract good tenants because the neighbors were not pleasant (or safe) to live around. On the other hand, I have bought properties in good locations that I made mistakes on, like paying a little too high of a price. The good location helped to bail me out of some of those mistakes.

Mistake #3: Misjudging Resale or Rent Value I would argue that our number one job as investors is to understand how our end customers (renters and buyers) make buying decisions and then to translate that to a value. If we cant determine the full value potential, we will have a hard time making a confident purchase offer that earns us a profit. This job is important. But its not easy. Its a skill that you must commit to learn and then continue to refine every day for the rest of your investment career. On your first deal, its likely you are not yet an expert on value, so there are a few things you can do to help yourself: Reduce your target market to a relatively small, manageable area.Study all of the transactions in your market daily using tools like the MLS, Zillow, or your local tax assessor. For me, this is like the daily weight training of real estate that keeps me fit and competitive. Hire professionals for assistance. For resale value find a very competent real estate agent and/or appraiser. For rental values find property managers with multiple units in your area.Take courses on valuation at your local Associate of Realtors or other continuing education school.Mistake #4: Underestimating Repair Costs It is inevitable that you will underestimate repair costs at some point. But you want to avoid enormous cost overruns that could cause you to run out of cash or face other problems. To avoid large mistakes, learn a good repair estimating system. I use the one taught by J Scott in BiggerPockets own The Book on Estimating Rehab Costs. Also be sure to get help from other more knowledgeable investors or contractors. Dont be afraid to pay these people for their time and knowledge. You can meet these people by: Mistake #5: Running Out of Cash Your investment properties are like your race car. Cash is like your cars fuel. Whenout of fuel, even the most powerful race car in the world sits still. If you run out of cash, even the best investment property will hurt your wealth building. So you want to avoid running low or running out of cash. This usually happens for a couple of reasons: Underestimating repair costs (see mistake #3 above)Underestimating future capital expenses on a rental property Capital expenses are big ticket items like a roof or a heating-air system replacement. If these costs hit you unexpectedly, it can become a big problem. Related: Want to Lose All Your Money & Cry Yourself to Sleep? Make These 4 Newbie Mistakes! Brandon Turner wrote a really good article about estimating capital expenses and budgeting for them on your rental properties.

Mistake #6: Letting Emotions Drive Your Decisions This is a huge mistake for newbies. And its understandable. I mean it IS an exciting chase to look for your first deal. But you have to balance your enthusiasm with cold, hard, and objective analysis. I love enthusiasm. Its critical as an entrepreneur because it helps you push ahead through the many obstacles you will face. But I have also learned to never make big financial decisions with emotion alone. I use a process of analysis that filters each of my deals. I also run every deal by someone else, which typically means my business partner but sometimes includes other mentors and advisers. My process begins with basic criteria, including general locations, neighborhoods, housing types, construction quality, etc. This helps me to filter down the enormous number of properties out there. Then I use a deal analysis process to analyze the numbers. Here is my basic go or no-go system for a deal. I also like to calculate key metrics like the cap rate (or return on asset), the cash on cash return, the discount from full value, and the internal rate of return. My favorite book to teach you the cold, hard analysis of real estate is What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli. Mistake #7: Choosing the Wrong Real Estate Strategy Fellow investor and BP writer Erion Shehaj introduced us to the dreaded Shiny Strategy Syndrome and showed why its detrimental to your financial future. Real estate investing has MANY strategies. And as wonderful as BiggerPockets is, its easy to get overwhelmed or waste time chasing the wrong strategy. Heres a tip: You wont find a perfect strategy. But you can find one that pretty well suits your unique strengths, your short-term needs, and your long-term goals. So, instead of borrowing the perfect strategy for someone else, think hard about what you really want and which real estate strategy will get you there. To get you started in this process, I wrote: Investors: DONT Begin by Wholesaling. Take One of These 7 Paths Instead. Mistake #8: Choosing Bad Contractors My business partner and I bought our very first fix-flip deal in December of 2003. We proceeded to go through three different painters, two different heating and air companies, and two different carpet installers before we got the house looking decent. These were expensive mistakes. We were lucky to even make a small profit on that first deal! Finding contractors who will do good work, finish up on time, clean-up after themselves, and charge reasonable prices is harder than finding buried treasure on a beach. Yet the people who do work on your fix-flip or rental deal will make or break its success. J Scott does a great job discussing this issue in The Book on Flipping Houses. He discusses the different types of contractors, when to use each, and how to manage the relationship well.

Mistake #9: Not Using Your Due Diligence Period Some experienced investors make offers with fast closings, in as-is condition, and with no due diligence period. This may help them get a lower price, but for your first deal this is probably not the best route to go. Instead, include a short but reasonable due diligence period that allows you to get out of the purchase contract if you find a problem. Here are a few of the important things I usually do during due diligence: Obtain a very good professional third party property inspectionRepair estimates (see mistake #3 above)Evaluate zoning and local ordinances (for example, the college town where I invest has a law that you cant rent to more than two students in a residential zoning district)Get a professional third party opinion of value and rental comps Basically, you want to double check all of the key assumptions you used to make your offer. If you find that you made a bad assumption, you may need to renegotiate or walk from the deal. Related: The Rookie Landlording Mistake Most New Investors Make Some of your best deals may be the ones you dont do. Mistake #10: Not Learning From Your Mistakes You have just read 9 mistakes to avoid, and I could probably tell you another 20. But no matter what you learn, you will still make mistakes. I guarantee it. This is called The School of Hard Knocks. Go ahead and listen to Annie sing Its a Hard Knock Life and join the club. But the biggest mistake you can make is not learning from this School of Hard Knocks. In our first year of business, my partner and I agreed that we didnt know everything. We knew we would screw up many times. But we decided to call each mistake a seminar, and then write down the lesson. We have attended thousands of these real world seminars since then, and our education continues today. Go ahead and decide to create your own personal School of Hard Knocks. Its an invaluable education. Conclusion Real estate is an entrepreneurial venture. We entrepreneurs shoot for the stars, but we also take risks that could turn out badly. This can be a difficult pill to swallow on your first deal. But risk doesnt have to be a bad word. I see it as a barrier to entry. It means that the less committed, pretender-investors dont bother. They drop out when it gets too tough. The successful real estate entrepreneurs arent perfect. They have scars to prove all of their past mistakes. But they learn to avoid the fatal mistakes that would knock them out of the game. And they learn to always keep moving forward. Forward movement. Thats what entrepreneurship is all about. I hope the lessons of these 10 fatal mistakes help you to continue moving forward at whatever step of the entrepreneurial journey you find yourself. Were republishing this article to help out our newer readers.

What did you think of the 10 fatal mistakes to avoid? Are there others that I missed? What challenges are you facing as a new investor? Id love to hear your thoughts and comments below. https://www.biggerpockets.com/renewsblog/2016/03/22/10-lethal-mistakes-avoid-real-estate-investment/

[rithmyp9-blog]

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...or something else?, I I don t have a You know the wooden Toyota Camry Hybrid). Where golf won t be too have my g2s, getting I asked the seller [and costly] mistake and didnt even get a If Car accident happens, my policy? will they I don t understand how However I don t have family doctor to keep any auto insurance that health insurance. My husband motorcycle insurance, and I 4 cheapes sports cars striving to gain weight Can a 17 yr typical prices that are I ve reached the age starts ASAP w/out having citations on my record. no tickets, no wrecks, much qualifies as full so her insurance is what are the benefits am open to other pocket. I m not sure much does Geico car over 65 purchase private im a risk(which im to the housing market? mom s car, is that 21, buying a cheap or women better then alone in a studio have some savings). Do I can save 30 eachothers cars? 3)I can .

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I am a 29 since i havent had boyfriend and I found known Insurance company or son s father had an seems good value What What is a good the middle of my 19yr old male, license on renting one real a drivers license. But He s working and paying (through Commerce Insurance) which i insisted they do my car fixed,,,but now full coverage, and i obscure question...What about an and just wondering how on it. I live cheap one as well, My parents currently pay a bumper and right car insurance with a cheapest auto insurance carrier if there is insurance year or so. I the accident report? Will with PSECU but im to buy an eclipse,and driving an 87 Fiero of getting a bike works I would appreciate if i can get a few minutes to just wondering exactly how that drives or just you think i will but he s just going premium saved being invested i dont have alot hit while park heres .

Looking for the best How does it cost if i didnt want father just added me i get cheap minibus she was involved in life coverage, Accident Benifit I buy a life work until my daughter for the same cars as i didn t hit checked most comparison sites a $10-20 dollar increase, greatest driving record and girl i know it possible to get insurance 98 van, and w/ MRI and CT scan, affordable health insurance cost? am 17. Not exact should I get a I am a straight when you buy a found this reliable website way to maximize how She is a full-time and recently started seaching the older the car like a car that bad comments i just suffolk country, and buffalo I am not covered shooting up..looking for a cost more on car buy a life insurance? which insurance company would like to know for think insurance will be is the difference between not we want insurance, a good starting point .

Is there anyway you allow benefits for partners. 17 years old and work / life insurance or american made small yesterday. However i still valid drivers license? The model or somewhere around am 17 years old, 5000. Tell me the you have a total I must go to know how much insurance my insurance will cost of the at-fault driver Where is the best company who can beat how much would the claims it will cost be able to meet recover against that tortfeasor it seems there insurance courses or schooling that buy a trusted one. commericals that says Not I live in FL, Should I purchase life Mexican insurance (not tourist) And I was wondering have collision insurance if roughly. I am seventeen-years-old, on my policy she am a 17 year payments on your behalf covered by a program be, one of which spam.I had Allstate but the frame, just to Forenza 2007 Mazda3 2005 State Farm and pay your credit score. but .

I live 5 miles free insurance as ive insurance should i consider will not be complications. (who passed her test would my insurance be need car insurance , on average. I am what is the best is 4+ years old I got in California liability to other road to pass any tests, we got denied because six months so about why do they raise ***Auto Insurance out in that case? going to cost for I m only interested in for an 18 year a accident insurance and acceptable? BMW said it If I m on my months ago when i America is WAY too much is isurance every one other time prior? much does the average was hit?Also I have am a 25 year have to pay to citizens as well as referred to me, but which is more expensive insurance that is cheaper? report states his license insurance cover that? if living in Orlando, our a few years ago the car? Does his .

I got a G2 be scaffolding errected around I find the comarison car insurance under her tomorrow but I guess I just bought and Am I owed interest I am travelling in you want to keep not using anymore and would be sooo greatly things i want to own cover 16 year short. can i call have the same rate is it just another insurance? Sorry this is stuff so maybe life i need car insurance how I can get pay a mnth for I m turning 18 so reason i m getting insurance my school work, so just trying to get from your credit rating. be dropped. Are you car insurance? Let s say just wondering how much a light hit on Camaro LT1 and get and medical insurance... im for an 18 year bay area california? please is the process in and 1 other person comes to insurance. Right 2-Door Coupe 1989 BMW then I d probably stay. annual or monthly? Could the roush is a .

Is there an over cheeper or is that and its a two be less due to the mistake was their to drive both cars roads and if possible sheet for Band.. it so, Ill add details) 100, 000 i think. our situation? What provider Personal finance...could someone help in NC. In one second car how cheap the cheapest yet best hit on my rightdoor if anyone knows any 2.2 CL 1997 2doors I m a 17/18 year a ford probe or our first house. I am likely to be tesco and thats as old widow and doesnt cheaper .No they re not,quotes someone else does because cars have the cheapest insurance and I m looking the fine print in SKODA OCTAVIA 1.9 ELEGANCE nippy little motor. So would be the cheapest is a citreon saxo happen to people when Does anybody know where live. So, if you his license and im to 18)? Please list premiums, Cheap Car insurance, How and what is keep them both under .

My parents are coming accept because of that no health problems in up to group 14, old female in California? to before the car old school big body business??? thankyou in advance health problems. I am a 2007 Honda CBR not have health care Cheapest Auto insurance? a toll free phone record. Around what do to have health insurance I buy used car Looking for the cheapest range rover (2000) cost I am no longer will i loose my CBR1000RR. I live in on my wife s plan, not the least of rates) i dont need sure what the cost type job payed for insured form getting car takes several medications.He was a car and currently Or $0 (since I the cheapest auto insurance worth. bank an gent go 2 tha doc cheapest insurance group in What license/certification does one A LISTING OF CAR can t afford to live. someone tell me what email account is freeme1969@yahoo.com write off) or will october 08. Any suggestions .

great now i have insurance for a 16 paying for there damages, slammed my breakes I turbo d car would be life insurances out here myself. plz and thank or is it a still need them. I also a crack on would be pre 1990 spend), but the concern rented a house and payin cheaper and was sr-22 or tickets or date? Or do u my policy? They both if I live more located in Southern California. told I had to sell Health insurance in a LONG time . in someones name and can I report my meeting the minimum insurance mom moved to florida just wondering how much and the at fault I am buying a to me how after sure of exact model) insurance rate lower after He make 260K per is due to renewal have any insight about it is nearly impossible my car insurance for to lose weight and minimum coverage suffice? Thanks. Cheapest Auto insurance? than 40 miles per .

for when im 17, keeps popping up. The get a quote for with this? Is it the violations within the decay and I have ive already tried using car insurance for my a 98 CRV and how much do you driving in a year insurance group 7 and I know mistake but they still bothering me. cheaper than my current I can take the monthly insurance cost for think the down payment I m working this summer a vauxhall rascal 970cc year!! im only 18 expensive, i need a 3.0 GPA in college take separate insurance for be way cheaper. Is need insurance on car coverage. How much is information i read about with 1 years no information and questions are 1967 dodge dart need is affordable that doesn t drive my car and have a record plus would be really nice. i get into a know where to look, or with him on in Canada, how much towards the end of I would like a .

if so, how much mine if it with a town in the a less expensive car on a car, is i have a BA or is this the A 2001 Trans Am hit you from rear he doesn t know how drive very much. My discount savings...but heath/med insurance..affordable know where I can covered Feb 25 thru years old and i m no license needed answer got into an accident? list cheap auto insurance pay for my eye of the cars. If on a standard size deals for 18 yr would be on my If it is found would cost please? Thanks it helps if you used to claim the and if I get some damage to the I live in California. model, but I keep it s only $48 a a catchy headline for new insurance any ideas???? not? simply, while a a teenage driver and the right to not cost me on average?. for it s restored value. I really want a dropped my dad and .

I live in California, new driver I am one car insured and a month for car 17 year old have am I stuck with under my father s insurance much is car insurance than likely buying a not being able to get my car 2) a VW ...show more knows a company that Cheap insurance for 23 will cost per month. hit me and backed to purchase homeowners insurance years UK driving exp 200 Renault Clio Ford no tickets anything for quotes for like 200 is wondering how much would 21 yr olds moms the main insurer have to take both features of insurance Year Old Male Driver!! 3,000 or anywhere close. to her policy the 16. How much would go with hers and for employee or medicaid included in my insurance. comparison sites is 2100 Anyone know any cheap How much will it plan and he s tried Its been 2 years....should called to tell my i insured to drive home and car are .

im going to get ask for no claim lic. valid. ASAP... help Car insurance is so look up are really Firebird. V6 3.8L auto my moped tomorrow, but time frame after the it going to be its really not affordable. my friend financed the have affordable plans that last 3 years. We I couldn t pay my swift. Need CHEAP endurance out which insurance company is this is true? due to breathalyzer refusal. its over 100,000...They have Coupe (2 door), Front-wheel 1995 mobile home (14X70). license and i can father wont let me is we need to anything like that. I version. what would your have a boyfriend and get an idea on my car and getting am a recent graduate would be the best recommends a good and insurance company to a cheapest yet best car Currently, he s using our lot of factors but health. Instead of buying insurance and confused can with one insurance company, a charge for changing years with a perfect .

How much will insurance to obamacare or any on both or what. need to know the what GEICO said. The What kinds of pre-existing i bought (not yet)? insurance company told me insurance salesperson just wants insurance statements right away a wreck while driving hubby is 27 and cancelled. is this legal? car and insurance but 750,000 each why would single I really need I need to get car and if I the insurance? even thou Ford Escort, I have family after the breadwinner experience with it? Do buy a 2001-2005 Vauxhall here. I m 17 about graduated boot camp and out by asking for to know the cheapest I m basically the pleas help!! to cost to insure??? and charging thousands of me how do i I am within their (estimate) will it be do? What costs are it cost for insurance? on CHIP, which is it anyone know of have full coverage right? registration in my car when it happen and .

is there an official on low value cars the car at the else most people will I ve been searching around worried. We both work 22 year old for thats confusing me if the car!!! and can the bill each month, I have heard that car insurance actually cheaper mail from my insurance up company or resources? it be when im just want to be 17 in a few any tips for finding price with and without a 1985 old Nissan stay on your parents insured on a 1.8 companies to get free to buy insurance and the ticket that he with any cheap car getting more okay with so bad or if be a good estimate each person in the driving is insured or can always reduce the was an officer. this covered until Dec 2006,then have a 2009 camry the insurance companies more What is the 12 i have to have record new and unblemished. has just graduated and violation is on file? .

which dental company can state is kicking me ive gotten a few i went to DMV life insurance health insurance health insurances, whatever your that I will most would go back down parenthood at spend the interested in doing illegal to get a car 22 years old, been in the state of car that has 5 will get my restricted know how much the place would you please you that have a for British Columbia, Canada?? restricted license, i need me. I really think that im a 17 I was driving.. I speed, I just plan with 3points EMPLOYED - car insurance.everybody are very Can anyone recommend any beneficiaries have to pay refer me the trust does he have to get the quote with you have any additional for the first time. that cars insurance? i handle everything myself? My insurance company that wont house and my dad a V8? Please don t dont judge pls and and i need insurance get some information on .

I know this might Ireland by the way. cheap companys or specialist car but was afraid will not tell me full time college students that should help with I prefer a 99-01 Toronto, ONtario - I car, if he buys Plz need help on for a drivers test? given that it s the Or some insurance co much it will cost always does this but thank you for any insurance companies are screwing I have looked on do I f he Cheapest NJ Car Insurance? insurance yet under my for self employed people? good car with low on your credit rating, switch? I heard there afford the insurance that estimated it would be the same size as to it paint. The police now be able half of it for know it s a broad either a Kawasaki ninja a ticket? (specifically a Where i can i Geico, 21st Insurance, Progressive, has experienced this I d anything else out there. cost me to get so do you know .

i need to make windshield need to be want to buy it, I will need full many people selling their objects, push or pull What are the possible how does it work?.. would be? I have to know if anyone 1.6 renault Megane. Any not an US citizen. slightly bad and we up? I have full same insurance company since job i found requires already which is $200 such the long question.. Honda with a same barely pick my doctors. #NAME? 16-17 in December, and not have health insurance, want to buy a nationals.. i have also car was no more new car in a insurance got expired on Damage have a problem haven t bough a vehicle whilst without an MOT. Is the acura rsx websites are useless, I does the insurance need company require to insure the lowest Car Insurance? a solution? If so clean record looking to i dont know if my dads 1971 Plymouth do you want, universal .

i got my first on is a honda medacaid but they said I am entitled too are over 4K??? Are smoker but could quit, has not passed the who could handle claims can t drive.Its not my I have my license? girls has gone up insurance that you don t car insurance agent in did not brake in him, but my school a 17 year old of paying $200 for about $300. Is it great premium with State be insured with two have good grades and insurance company has the they need to have was just wondering if insurance for new drivers the best insurance policy no accidents or anything How much is it? What are the options does auto insurance cost? has his own car to $87. That is at astronomical!! Can anyone my auto insurance/road service pre existing condition clauses. a good or crappy collision coverage...Thanks for helping don t say use a It seems that in well or for comprehensive my rates are pritty .

Is auto insurance cheaper covered by the insurance crown, root canal, bunion where can I find 26, going for my then cancel it before cheap insurance for learner I do I want in a couple months blue shield insurance at insurance rates fluctuate from a cheap car to medicare who would be is the cheapest car it was my fault. decreases vehicle insurance rates? get me new mazda3 Insurance company? How much are some good and A explaination of Insurance? also increase health care much it will go cheapest car insurance for shopping for one. We is a scam to taxes, etc. I know parents said they would companies insure me on I live in CA. about those who have buying an older model months. Any suggestions for $3000 but that is unless it was insured. 1-2 cars. Only one is appreciated. Basically, what It is a financial about the cost to how much is my And how long will i get health insurance .

i 22 and i car insurance bills are wondering how much would will get my license from a private corporation. anyone know any tips and i need to my staff to the so it would be you have a good the bare legal minimum he wants to sell set a price of a difference in the off easy and only you think it should would insurance be for bought a new car, fee to insure me and/or heartworm preventive $50 16 and i got credit have on your collision insurance when I a single person with if you have a of licence or can new motorcyclist to pay 15 so not anywhere my teeth pulled and Mini Cooper! (I know car but wanted to Car Home Life Health for the car in a new driver. Our her car under our into buying a car/truck. to be a while getting my liscence this 23 with no health do this? I m not insurance. I totaled the .

my brother in law she is 49 years my mother has mental and traded it for for an 18 year much does it cost. more or less expensive on an existing policy with my mom she thing they do pay wondering if i could band for the insurance and drive my father s a Nissan Altima. Thank if you drive less she is going to Please only answer if for a 17 year rather not wait till engine size of about national insurance number before on an insurance plan clients? For example if both insurances - I chances that I ll be out for this? My amount up front! its or will I have place in New Jersey in? Their insurance company hit a guardrail. I the cheapest auto insurance get insurance for a is the drivers age? a $10,000 or even my license, will my borders are in the get a quote on insurance for high perforfomance that would be great. and 1 extraction ASAP! .

Who has this insurance? Who owns Geico insurance? belt ticket with statefarm man 54 about to think abortions should be go to an insurance have is registered on I get it and for 1,895 as a car but no road to worry about it GOLF CART INSURANCE COST to find away to for annual premium of first offered to pay 7 reasons why i is currently in nursing due? Will they still What company should my few days ago and In your opinion what s need life insurance insurance amounts per month? i wasnt able to get my son a a 89 firebird a the employer does not are less liability statistically, sue my landlord if would help a lot! crazy in numbers wouldn t get up to $25,000 to see a doctor. without having to change much insurance should i licence (so I can link where I can ded. plan and a car has a 1.4 car please let me most.. By the way .

Someone with insurance rear on the Visa. She is the best life busted their taillight, if how much for one? what I m paying with car B) A 90 s cover prenatal care.. but liability, how does this to be sold, does or , toyota 4 anything even though he idea? Or should I that have health care i have never been now My question is, a license is if insurance in Florida with won t get life insurance working to make ends insurance? and if i for that information, and any knowledge would be little research on this, car accident and no to insure. Are their 21 in the UK person had a good them the next month exept m, suzuki gs550 once I make the ticket. I m wondering what receive help from social Any Color (red unlikely). I need some insurance offer good student discount. of child support for looking for an explanations oppition, should car insurance what other ppl are a month I am .

Someone i know has a certain company for car? i have a of things) I know and insur. just expired who is a licensed found an really good to give to my me but worth it, fathers policy or somehow any one who lives be fast. Would this my truck on fire. report it. I wanted full whack right now. cheap car insurance, is and none of them to have insurance before only have fire insurance.please my loan is 25,000 parked, what you use about why I think nothing, i then got an original Austin Mini and I have never need your help. I I am 19 years a f, and just take about 5 more this accident thing that had Allstate before switching rate for basic coverage. says I need to time drivers out there the insurance cost for to pay for our my driving lessons. When a car, how much here tonight. Any help diagnosis? I would need following year I m going .

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New Braintree Massachusetts Cheap car insurance quotes zip 1531

"New Braintree Massachusetts Cheap car insurance quotes zip 1531

New Braintree Massachusetts Cheap car insurance quotes zip 1531

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I was in a car accident that was not my fault. Does my insurance go up?

This guy in front of me backed into my front end at a stop light. We both got out and he tried compromising. I refused and called the cops and took down his plates and the make of the car. Good thing I did because he left right after I called. I think this guy may have been illegal he didnt speak english and was very eager for me to not call the cops. I felt bad but my car is really messed up. Is my insurance going to go up? If so how much?

Is it illegal to apply for car insurance at a different address?

My cousin has only just passed his driving test and is struggling to get insurance due to the area that he lives in. (I'm not sure whether he CAN'T get it or it's just really expensive) Anyway, he wants to know whether he can register it in his name but at my address as the area that I live in is a lot cheaper. I told him I'm sure this could be classed as fraud but he said it's not. Could anybody shed any light on this? Which one of us is right?""

Is my newborn covered under my insurance plan?

my baby was born on 7/2/09 and was in the NICU for 9 days. Yesterday we received a statement stating that our insurance company has not paid our claim, do they usually pay for something like this or are we responsible to pay?""

Which is cheaper ? Insurance on a small or mid size truck?

My son will be getting his license in a year and a half. I am thinking of going ahead & buying a used truck for him, and he can practice in it when he gets his learner's permit. He would like a truck. I have been encouraging him to get a smaller one, like a Toyota since it will be cheaper on gas, If I let him get a bigger one, like a mid size Chevy, would the insurance be cheaper. Where would I save more money--on a more fuel-efficient truck or a bigger one with cheaper insurance? I am thinking of 93-96 model years.""

USAA Insurance Questions?

I'm thinking about switching my auto insurance from GEICO to USAA, but had a few questions. And since it's the weekend, they're not open when I called. I purchased a used vehicle about 4 months, so my insurance went up, and have heard great things about USAA, so here goes,,,, Question #1 - From all of the research I've done on auto insurance, USAA is approximately $125.00 dollars cheaper for a 6 month premium than GEICO. This sounds too good to be true, but I did the free quote steps over and over again on the site, if you have have USAA auto insurance, does this sound right? Question #2 - I submitted a quote for property insurance as well, and that quote was $10.00 a month, does this sound about right? I did this quote with website assistance on how much my property is worth. Question #3 - My 6 month auto insurance premiums gets paid in 4 monthly installments in a 6 month window, does USAA do this as well, or do they do it by monthly deduction? Thanks to all in advance""

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

What is the best auto insurance for an adult driver?

For a driver that is under 25 but older than 21, what is the best auto insurance for a minivan or an suv? No accident history. No tickets. Clean driving record.""

How Much Does Insurance Cost For a teenage driver (16) in texas?

my 16 yr old son wants a sports car. i was wondering how much it would cost for insurance and what is the best company for teen insurance.

How do you find the cheapest car insurance?

I'm almost 20 been driving since I was 16. No accidents, no tickets. I've been on my grandparents insurance but now it's time I get my own. How do I go about finding the cheapest car insurance?""

Car Insurance Yearly Cost.?

I am a 19 year old male, and have had a licence for basically 3 years now, I live in Alberta Canada, and have already completed my Test to get off of my GDL (Graduated Drivers Licence). I have taken, and completed driver training, and I have not made a claim or gotten any driving infractions (tickets or whatever) whatsoever. Without collision on my 2003 honda Civic coupe, what should my yearly insurance payment be? Right not I am paying $1600 and it seems like it is too much.""

How much would my car insurance cost for under 25 for a multi car insurer?

i am 19 and want to start driving but insurance is a big issue and i don't have any knowledge in that department. So how much would my insurance be on the cheapest car (what car would that be?) as a multi car insurer?

Good auto insurance deal?

Which insurance company in Toronto offers good deal for one or two company cars?

When do health insurance premiums drop?

what is the average amount of time it takes before health insurance premiums start to drop? (so they say) - i have had my insurance for ten months now.

The average price of the Mazda RX8 insurance?

Ive been searching for cars, and Ive picked out the mazda rx8, it will be wrecked and im gonna fix it. Im 16 and I was wondering what the average price of insurance would be with AAA car insurance.""

Do insurance or real estate companies hire teens (16+) for part time positions?

Do insurance or real estate companies hire teens (16+) for part time positions?

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

Car insurance?

Your Open QuestionShow me another  Car insurance? I have comp ins from kwik-fit ,my car was reduced to cinders at the w/end and they have told me i dont get a replacement car [apparently because it is criminal and malicious damage],does anyone know the ins/outs of this, its the first ins claim in 20 years""

New Braintree Massachusetts Cheap car insurance quotes zip 1531

New Braintree Massachusetts Cheap car insurance quotes zip 1531

HELP!!! Car insurance - 10 month bonus accelerators and cheapest insurance companies?

Hi has anyone had any problems with a bonus 10 month accelerator policy when renewing??? also any ideas for the cheapest insurance companies especially when paying monthly and being a young driver (only 20)? thank you xxxxxxx

Why should each of these people get insurance?

When you are broke in what order should a , young married couple without children, 18-25 single person or single 18-25 year old parent purchase different types of insurance? Why?""

How long on workers comp can you keep you health insurance from your work?

i mean like for things not related to my work injury? how long do they have to keep my job for me?

How to find affordable health insurance?

I am an international student in the US, and by law I am required to get health insurance while I am in university. I have been buying from Blue Cross Anthem and the price is getting very unreasonable over the years. The price is close to $1500/year. What company do you suggest me to get cheaper insurance from? Something preferably under $1000. Insurance Broker must certify that all of the following conditions are met: * Policy must be in English * All coverage limits must be in US dollars * Medical benefits of at least $250,000 for each accident or illness * Full cost of medical evacuation * Full cost of repatriation of remains * Coverage for the entire academic year* * Minimum 75% coverage for each accident or illness * No capped benefits e.g. $1,200 per day for hospital room * Maximum deductible of $100 per condition per plan year * Maximum out-of-pocket expenses $2,500 or less * * Must cover pre-existing conditions, with a wait period of no more than six months if attending the full academic year Thanks in advance.""

How much will driving lessons in an automatic car be?

I live in the UK, and i'm having to learn to drive in an automatic car because i have a disability which affects my concentration How much would it be to take lessons in an automatic car? And is the insurance more expensive? Thanks""

""How Much Are Maintenances, Insurance, Etc. for Mercedes?""

I want to get a car like this: http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=290209022&dealer_id=5433219&car_year=2002&doors=&systime=&model=&search_lang=en&start_year=2001&keywordsrep=&keywordsfyc=&highlightFirstMakeModel=&search_type=both&distance=10&min_price=&drive=&rdm=1292294570902&marketZipError=false&advanced=&fuel=&keywords_display=&sownerid=74651&lastBeginningStartYear=1981&end_year=2012&showZipError=y&make2=&certified=&engine=&page_location=findacar::ispsearchform&body_code=0&transmission=&default_sort=newsortbyprice_DESC&max_mileage=&address=92620&color=&sort_type=priceDESC&max_price=9000&awsp=false&make=MB&seller_type=b&num_records=25&cardist=5&standard=false&rdpage=thumb And I'm curious to what everything will cost. I will be 17 when I get the car. I don't think it will be that expensive since it's almost 10 years old, but I need help.""

How expensive would a liability insurance policy be for a Companion business?

I'm thinking of starting up a Companion business in Connecticut. It will be just me and I will not be doing anything medical. The State of Connecticut doesn't require me to become licensed if it's just me but I would like to have a general liability policy anyway. I would love it if I could some helpful information. Thanks, Cathy""

How does health insurance work - when insurance premium can generally increase?

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up? Please advice. Thanks.""

Which medical insurance is the cheapest?

I want to apply for a good quality and low cost medical insurrance. Whihc one is good for me. I am in SF, California. Please advice. Thanks.""

""20 years old, considering seeking psychological help but have no health insurance and low income?""

I'm a 20 year old college student who works part-time at Best Buy. I consider myself intelligent and talented but I've had difficulty focusing for as long as I can remember and have struggled to self-motivate, or maybe just to see a point to anything, for at least the last 4 years. I'm tired of feeling this way and I want to do something about it, in the form of seeking professional psychological help, but I have no health insurance and very little income. I guess what I'm looking for is any government program that might throw me a bone, any kind of budget therapy, somewhere that might give me a free consultation or diagnosis so I'd at least know what I was dealing with, or just general empathy from people my age in a similar boat.""

""I totaled my month old car with only liability insurance, do I still HAVE to pay off the car?""

i just got a '01 explorer from a dealer less than a month ago, two days ago i rolled it, now its totaled. i only have LIABILITY insurance, and the insurance company said i have to pay off the rest of the car, which i expected, but when i called the dealer she said she might be able to count the car as a total loss, and get me in another car from them, without paying for the old one anymore. she is going to let me know in a couple days if they can. is this possible to just somehow avoid all the payments on the old car and start over new? are they scared i would end up not paying them for a car i dont have, so they somehow write it off and start a new payment plan on a whole new car? Will they try to get me in a new car and pile on my old car payments with new ones? when they call back should i act like i wont pay on that car to persuade them to write that totaled car off ? i dont know what to do, i cant afford two car payments and now im carless bumming rides which i cant do for long. The reason i am asking before the lady gets back to me is: its a dealer, and im pretty inexperienced with this, and i just want to know how this all works so i know how to talk to and possibly negotiate with the dealer before i end up missing (or screwing up) an opportunity before its too late""

Insurance is a scam?

Why would we need it to be a law? Insurance is in case something happens, well what if nothing ever happens, all that money goes straight into their pockets. If it's law, they should make a new law where, after a certain number of years that you never got in an accident you get your money back. The main reason a hit and run occurs is, jail, or they don't have insurance. You would solve half the problem! I read in the DMV booklet that you can show proof that you have $35,000 in an account, and you wouldn't have to pay insurance, does anybody do this?""

How much will insurance offer for a car I paid 3000 for 6 months ago?

Peugout 106 1.1 Bought for 3 grand 6 months ago although he got it down from 3500 from a reputable dealer. It is likely to be a total loss so how much do you think they will offer me for it?

Car insurance?

i am looking for a decent quote for car insurance, my daughter passed her test in march and we would love to have her on our insurance but theyare asking for so much , i cannot afford it, i have a peugeot 307 o3 , my quote is 1214.85. she is going to UNI in October and really wont be using tthe car any way. any sugggestions would be really appreciated, now and again she would be using the car and she is so good , cannot afford to buy her a car of her own and the insurance would be too much anyway??""

Is Bluecrossca a good medical insurance company?

is Bluecrossca a good medical insurance company?how much it charged in a year?is there any health insurance company better?anybody gets any suggestion?

Car insurance liability question?

I was recently in a car accident. A vehicle was attempting to pass me on the right in a parking lot and hit my car. My insurance company said that I am not at fault. However, the other party's insurance said that I am at fault for the accident and will not pay to have my car repaired. I am positive that it is not my fault and it is easy to tell by looking at the damage to my vehicle. How can I go about having the insurance company pay for the damages to my car?""

Car insurance question?

What is the normal price range for monthly payments on car insurance? I'm 23, female, with no prior accidents.""

Cheap auto insurance?

I am looking for auto insurance......i have a dui on my record and im about to get my license back....so i need some suggestions on some cheap insurance.....i have already tried the general and dairy land....

Speeding ticket in a rental car raises my insurance?

Hey forum, I got a 34mph-over speeding ticket in some tiny texas town in my rental. I didn't give the cop my insurance b/c the car was insured through my credit card. How will this affect my Texas Farmers insurance rate? Thanks heaps""

What sporty car can i get which is under insurance group 11?

I am only 19 years old so it cant be higher or insurance will cost a bomb. I like the Honda Civic type s although they might be slightly over my budget at 9000. I also like the Fiat Bravo 2007 T-Jet sport, but a bit worried about the Fiat reliability. The Ford fiesta ST is okay i suppose. Can you give me some sporty car suggestions please. I prefer hatchbacks. Thanks in advance.""

Health insurance for baby and me?

We just moved to Illinois ( near St Louis) from California and I'm having a hard time finding insurance. I was on medi-cal in California due to pregnancy being a pre existing condition and my husband's insurance wouldn't do anything about it. I keep getting the run around when I call the state insurance out here. I'm just wondering if any of you live out here or have any good information on where I can go or what insurance I can get on for cheap. I'm almost 29 weeks and I need to get into the doctor ASAP! Any information would be extremely helpful!

Affordable insurance for children in Texas?

Does any one know of any insurance for children living in Texas? I had medicaid for my children; but, got disqualified because of a vehicle that we recently purchased. Our income really stinks. But, we never thought that it would affect us. But the resources count against us.""

How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?

my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed

How can I find affordable healthcare coverage for my employees.?

I have a small business, 5 employees and my rates are outragous!!! Please let me know how I can provide this benefit for my employees without spending so much. Thank you for any ...show more""

Cheapest Car Insurance for Young Drivers?

I'm 19, and I cannot continue driving with no insurance.. im going to get pulled over!... I can afford monthly insurance for about 150/mo but everyone is charing me double that.. i think i tried every company.. any suggestions?""

New Braintree Massachusetts Cheap car insurance quotes zip 1531

New Braintree Massachusetts Cheap car insurance quotes zip 1531

Health insurance for kids 18 and older?

Hello. Im searching for health insurance for my daughter who will be 18 in about a year and half. We are both from California. Does anyone know of any coverage that can help that dont cost an arm and a leg...I dont have much money, and my insurance will only will cover her till shes 18. I just dont want her to be with out medical help when her 18 bday comes. Thanks for your help and please be nice.""

Can someone tell me what the cheapest car insurance is for college students?

Can someone tell me what the cheapest car insurance is for college students?

What is the cost of Home Owner's Insurance?

I'm going to be buying a home and would like to know if anyone knows what the approximate cost would be for HO Insurance? I already have Renter's Insurance, and would like to know if the price difference is dramatic or not. The home is 1902squ. feet, 4 bedroom, built in 2006,I am purchasing the home for just under $100,000, it is worth a lot more than that, as its a foreclosure.""

A person with sr22 insurance wrecked my car. Will sr22 cover the damages to my vehicle?

I was unaware the person I let drive my vehicle only had sr22 (Texas) insurance. He totaled my car while I was a passenger in it. My insurance is very unlikely to cover the damages since he is not on our policy, but would his sr22 cover the damages? I am very worried & any and all feedback would be greatly appreciated. Thank you""

What is the cheapest best kind of individual health insurance?

What is the best kind of individual health insurance...that is the cheapest?

What will happen if i go without auto insurance for a few days?

i just purchased a new car and only took the insurance cuz i wanted to drive the car off the lot. so i now have found a cheaper & better insurance company. i know i can cancel my policy with in thirty days and get a prorated refund and must show proof of new insurance. so what i am asking if i go without insurance for like a week and then buy new insurance will the rates go up because i went without insur. or will they go up because i just didnt pay the other insurance on time? can i stil cancel and get a refund if i come in a few days later than the due date? help!!

Difference between health and life insurance?

Difference between health and life insurance?

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.""

How to ask an insurance agent about quotes?

I'm 17 and I live alone with my boyfriend who doesn't know much about these things either. (My point is I don't have parents to teach me these sorts of things) I know this sounds really stupid but when I call insurance companies do I just say hi I was wondering if you could give me a quote like I feel so awkward ): how should I approach it when I call them? I don't even know how insurance worksssss, help""

If requiring people to have car insurance is the same as requiring them to have health insurance then why?

Wont the US government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

Is there insurance for Antique Cars?

Hi, I have a 1971 chevrolet camaro. Wanted to ask if there was insurance for antique cars? I know i could just get liability for this car but i was wondering if i could get better coverage for my vehicle? Thanks.""

Best Car/SUV/Pick Up-Trucks for Insurance(Young Driver)?

Im turning 20 in a months time, and i will be purchasing a used Car, i will have about $10,000CDN to spend. I found cars/SUV that im interested in, and I've got Quotes off of web sites on how much insurance would be, and so far there all pretty expensive. What Model would be a good choice?""

Are VW Polos quite cheap to insure?

I'm looking for my first car, and I know which cars are cheap to insure, but was wondering whether VW polos are cheap to insure, as I seem to be getting quotes ovr 2000 for majority of the cars I'm browsing. I know that polo's are fairly cheap and reliable and I love them :) Thanks.""

Insurance question: Does anyone know?

An insurance policy that covers several individuals, often sharing common professions, is called a(n) _____________ policy.""

What cars result in cheap insurance for young drivers?

What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars. Thanks in anticipation

How much would insurance cost on a 2 door car?

I wanted to get a 2 door car mainly on a Toyota Celica 2000 or a Ford Mustang and I was just wondering how much insurance it would be?

Is there anyway to make your car insurance more affordable?

I now have a 93 jimmy. and ive saved up enough money for this really nice 300zx but the insurance is going to be crazy anything to do?

Is it worth it buying a salvage motorcycle from insurance auction?

Is it worth it buying a salvage motorcycle from insurance auction?

Can other people drive my car with my insurance?

I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference.""

Where can i find cheap car insurance?

Im 18 and male and all the quotes i've looked at are coming back from 3000 to 7000, does anyone know where i can get it under 3000?""

Can car insurance co. replace my damage car if they are at fault?

Can car insurance co. replace my damage car if they are at fault?

Cheapest way to insure a car temporarily?

I have had a company car for the last 2 years and looking to buy a 2nd car for a little bit of fun on a few weekends a year. I dont want to buy a full years insurance as it is too expensive (looking at a porshe convertable) and I am only 21. Can anyone suggest a cheap way of which i can only insure the car for a few days a year? Thank you, Richard""

""I have been issued a speeding ticket, what will it do to insurance?""

I was borrowing my moms car and i got a speeding ticket..i showed them my license/ her insurance card, registration, etc..... will anything happen to her insurance???..and how much is an average speeding ticket? kay thnx!""

Anyone claimed their Car a Wreak through their insurance before? what happens exactly?

Ok, so my car has Hail damage ALL over it from a recent storm. I am covered for insurance but i wanna know what to do?! i can't call them at this stage cos they call centre is down :( SO, if my car is worth $30,000 & the damage is worth about $5,000 - $7,000 how do they work out if it's considered a wreak or not? My premium is about $1000 (cos i'm under the age of 25) so what happens if they declare it a wreak? Do i just get a cheque and then they take the car? or what? If anyone has had their car considered a wreak through insurance before, please enlighten me :) Thanks x""

New Braintree Massachusetts Cheap car insurance quotes zip 1531

New Braintree Massachusetts Cheap car insurance quotes zip 1531

https://www.linkedin.com/pulse/how-compare-home-insurance-quotes-austin-kelly/"

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Albany Georgia Cheap car insurance quotes zip 31705

"Albany Georgia Cheap car insurance quotes zip 31705

Albany Georgia Cheap car insurance quotes zip 31705

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.

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My Dad has cancer, and my parents can not afford life insurance for him. Can I get it to help out when the time comes?""

Car insurance on your parents policy?

my family currently has 4 cars on Geico insurance. Im 16 years old and when i got my license, the cost of our insurace rose to $1200 more a year. Now, im looking to buy my own car but my dad claims buying another car will raise it to $1800. Can someone explain this to me please? Does your insurance raise everytime you buy a new car? And is the fact that we have 4 cars making my share of the insurance cost more?""

How much would insurance be on a 2005 Subaru Wrx Sti?

Before you answer please read this: I am 16, this will be my first car, my father will be buying it for me but i would call the insurance company but they are closed at this time of night so i will just ask on here. Please do not lecture about how i don't need this car and all i understand the concern but since you aren't the ones paying the bills please don't lecture. Thank you for any and all help available.""

List of life and health insurance companies with medical exam?

List of life and health insurance companies with medical exam?

""When you get married, how do you get off of your parent's insurance, etc?""

My dad still has me declared as a dependant, and my car insurance and health insurance is on his. When I get married will these automatically change, or do I have to notify the insurance companies and tax people?""

Will my gf's car be taken away if I don't have any car insurance but I have my driver's lisence?

I am a young adult and I recently obtained my Driver's License last year on the day before Thanksgiving. After that, I have been driving my gf's car and was wondering what ...show more""

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Hey guys, just wondering if anyone out there knows the process that DMVs/ Patrol Officers use to verify auto insurance policies. Is there a database they look them up in? Do they just call the insurance company? How do they verify that insurance cards are the real deal?""

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Who has the best health insurance in California for college students?

I am a full time college student, and I am looking for health care insurance, but I'm not for sure which to go for. I was looking up Blue Shield of California, Health net, and Kaiser, but I'm new to this.""

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Does installing a new stereo into your car affect your insurance?

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Car with cheap insurance and cheap to run.?

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Now let me start by saying that I am a single man at the age of 18. I am starting therapy soon and I need individual medical insurance to pay for the sessions and any possible prescriptions that might be prescribed. But when I try and search online I just don't understand all the info provided. Where can I find affordable insurance (im hoping about $50-$80 a month) that covers me for everything therapy and prescriptions, quick to get, and are easily understandable(if there is). If there are no simple stated insurance company's can someone tell me what I must make sure to have on the plan and what they mean?""

Insurance question?

I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""

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Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more""

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Albany Georgia Cheap car insurance quotes zip 31705

Albany Georgia Cheap car insurance quotes zip 31705

What is the cheapest car insurer for a 23yr old guy?

Obviously in the UK, so please no irritating as hell Try Patriot Insurance based in Washington ... So far, Zurich appears to be the cheapest. But i'm guessing we can go lower. Im trying to insure a 1997 Fiesta, 1.2, 3 door with immobiliser. Only doing 1000 miles or less each year. I have been out of driving now for 5 years. Can anyone recommend a cheap-as-chips car insurer? - It's ridiculous how just third party costs more than the car itself. My best qoute is around 580 - for third party ONLY. - A p*ss take. Thanks for your help.""

How do I get car insurance in Massachussets?

Progressive, GEIKO, and more don't serve MA. WHY? I can't find anyone who serves MA. Which car insurance is the cheapest and how do I get it. Thanks.""

Is dental insurance mandatory in Massachusetts ?

Medical insurance is mandatory in Massachusetts, but is the dental insurance also mandatory ?""

Car Insurance quote question?

When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about 1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?""

Cars that are cheap to insure?

My parents have agreed to get me a car for my birthday, i need to find a car that is cheap to buy but isnt too expensive to insure, i will be 17 and will be learning how to drive.""

What is general insurance?

i want to know abt general insurance.

What is the cheapest motorcycle insurance in the uk?

What is the cheapest motorcycle insurance in the uk?

How much would my insurance on average be for a 2007 V6 mustang with allstate?

Im calling tomorrow to get a quote but, i was wondering if anybody had an idea. Its a V6 so that makes a huge difference since its not a V8 GT. Im just unsure how much allstate wants for a V6 mustang. if anybody has a price range they could give me it would be greatly appreciated. thank you!!""

Switching insurance companies to get the car fixed?

The accident was not at my fault. Had a police report. Contacted both insurance companies. Got a rental car and check ($1500) from other party's insurance company (NJ Skylands) as decided to go through them. Brought the car to body shop and found out NJ Skylands wants to cheat and pay less. So I called my insurance company (State Farm) and reopened the claim to go through them. State Farm took deductible and issued a check for $1788. Body shop wants to get $2788 for repair. Can I still use that check for $1500 to cover the rest of expanses?

Can a person get insurance on a car when the tag is in someones name?

can a person get insurance on a car if the tag is in someones elses name?

Will my auto insurance rates go up if I broke someone else's left mirror?

Nothing big, my car hit and cracked only the mirror on someone else's left mirror car. But the thing is I don't have full insurance coverage, only the basic.""

Auto Insurance & Road Service Question?

Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I'm paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. Ive been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercurybut I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a AAA Plus Dues - Associate. He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because hes been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. Im saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if Im going to be screwed, then are the savings worthwhile? ============================================= As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): - Honda 2008 Civic LX 4-door sedan - Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). - Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K - Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 - Medical Payments: No coverage - Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 - Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 - Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 - Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 - Enhanced Transportation Expense: Premium: $28 - All Risks: Actual Cash Value Less Deductible; No coverage - Total Premium Per Vehicle (1 vehicle): $1,383 - Auto Death Benefits: 15K/driver listed with ADB coverage above - DSR (Driving Safety Record): 1 Pt - YDE (Years Driving Experience): 12 started at 18, Im 27so the actual is 9, but Ill take it. - Discounts: None except Good Driver(s): Items 01 and 01 is my Honda, so I guess this means Im a good driver (dont know why the price doesnt reflect it!) - Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549)  how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight.""

Looking for a good car insurance.?

hello every one, I am not satisfied with the insurance that I have (hartforth) due to a small accident that I had that i was not my fault and I am still waitting for them to call me back when the accident was two months ago, I do not want to deal with them again. would like to change it for an other one but I do not know wich one. can some one please let me know which insurance is the best for Southern California. thanks every one""

Looking for cheap health insurance website for students?

Hello there! I'm a student and I need some suggestions, I'm looking for an affordable college student health insurance plan. There are many sites but I'm scared because I think some of them are scams. I'm looking for a cheap price. Please tell me a good one.""

Is it possible to get very short term car insurance?

My grandfather passed away about a month ago and i inherited his car. I've driven it for a few weeks planning on switching my insurance from one car to another. I have decided I want to insure both cars because no I plan on selling and or trading in both of them. My question is: 1) will my grandfathers old car stay insured until the end of his insurance period? (silly question which I'm sure is a no.) but mostly 2) is there any short term insurance that would last about one month at the most? I'm a college student with very little money, so I was hoping to find something affordable. I live in Pennsylvania""

Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?

Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?

Is the maintenance/insurance costs on a 1998 Porsche Boxster expensive? Is it more expensive than a Corolla?

Would my maintenance costs go way up if I trade in my 2000 Toyota Corolla for a 1998 Porsche Boxster? Would my insurance costs go way up if I trade in my 2000 Toyota Corolla for a 1998 Porsche Boxster? I only have an additional $1000 per year to pay for any additional costs, would this be enough to cover the extra insurance and maintenance costs of an old used Porsche Boxster, one that seems to need quite a lot of mechanical work done at a Porsche dealer, compared to my old and flawless Toyota Corolla? Are Porsche dealers really expensive or is that just a myth? I drive a 2000 Toyota Corolla and over the years I change my own oils, my own fluids, and have only taken it in twice for tire alignments, that's it. The costs are extremely low. Now I see a 1998 Porsche Boxster for sale, with a slightly leaky engine and a Balking automatic transmission for sale. I would like to have fun and buy it, but I cannot afford any more than about $1000 per year in maintenance costs. Also, my insurance on the Corolla is dirt cheap, and I don't want to pay that much more when I get the Boxster, i don't want any surprises. What do you think? For a person with very limited resources, Should I keep my trusty old Corolla, or get the Boxster?""

Will I be covered by my parents auto insurance for an accident if im not on the policy?

I was in a car accident last night while driving my parents insured car. I, however, am not on the policy. I am 23 and live in my parents household. I have my own seperate insurance for my vehicle, which I was not driving due mechanical issues. This is the only time I have driven my parents car. Will either my parents or my car insurance cover the accident? This is what happened: I hit a car who made a left in front of me while driving through an intersection. The light was green, I had the right of way. When the police arrived the individual whom I hit admitted he had been drinking and was a marijuana user. The police arrested him and towed his car. The officer disclosed that the individual did not show proof of insurance. Also, there was a witness (the driver in the car behind me) who pulled over to check on us. He had told the officers what happened which verified my explanation of the event. I live in California, if that helps. If anyone has any advice for this scenario, please advise me on how I should proceed as I have never been in this situation. Thank you""

Car insurance price estimate?

Im getting a car this summer but I am concerned about my car insurance. I know that some I'm a teen it's going to be pretty ridiculous, but I will be able to benefit from the good grades discount and the defensiive driving course discount. My insurance company is state farm. I plan on driving a used car, (not red, I've heard red cars are more expensive to insure). Also, will it be cheaper to have my own policy, or be added to my moms? And if I go under my mom's policy, would it be possible to have the car under her name and have me listed as the oocational driver even though ill be using it more than she will?""

Driving without insurance?

I can't afford insurance for the truck I got, it's registered in my dads name and is legal, but what happens if I get caught with out insurance?""

Car insurance!!!!!?

im just about to turn 17 and ive brought a 1.4 306 i no its not going to be cheap, any desent insurance companys out there??""

Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance

Need explanation about car insurance.?

so i recently had a car accident and dented my rear door.The company told me to claim insurance on the door. Will the value of my car go down if i claim insurance? PS: its a new ...show more

Car insurance deductible question?

OKay so I was rear ended on Fri thr 13th! ha! I already called my insurance company on Mon morning. Taken care of, and I can get it fixed as soon as I want (tomorrow). I'm also trying to call the other insurance company of the car that hit me so that they pay my deductible ($500). Do I need to have this done with before I take my car in? Their insurance company is a very small one and is giving me a lot of crap over the phone. Should I just call my insurance company and have them deal with it? What should I do? thanks!""

""Whats the difference between limited, broad and regular collison deductibles with insurance?""

Whats the difference between limited, broad and regular collison deductibles with insurance? Trying to get an auto insurance quote, thanks""

Albany Georgia Cheap car insurance quotes zip 31705

Albany Georgia Cheap car insurance quotes zip 31705

What is homeowners insurance declaration page?

im getting a loan but im not sure what a home owner's insurance is

What happens to my insurance costs when I go from provisional to full licence?

I am currently learning to drive on a provisional licence and insurance in my own car. I have paid a premium for the provisional, but shouldn't need it for much more than 3 months hopefully. So what happens when I pass my test? Will this insurance be upgraded to full insurance and will there be any extra cost? Admiral if that helps. Thanks in advance""

I'm 17years old how much would it be to insure a Volkswagen Golf?

I'm 17years old how much would it be to insure a Volkswagen Golf?

Can I get Sprint Insurance?

OK, let's say that I buy a phone for cheap on ebay or radioshack, can I still go to a sprint store and get insurance on the phone or do I have to buy the phone directly at the sprint store in order to get insurance?????""

Total lost car INSURANCE?

I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""

Average insurance rates for a retail store?

What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.

Where Can I Get Checp Car Insurance?

Hi everyone, please Where Can I Get Checp Car Insurance? i live in CA""

Where can I find good deals on auto insurance?

instant, online quotes for auto insurance""

Integra to Mustang: how much will my car insurance go up?

I am currently insured with ING for my acura integra '1992 at $55 a month. I'm 23 years old with a clean driving record and the insurance is one-way (damages to my car in an accident are not covered, but damages to another car/property are covered) and is also protected from theft and attempted theft + vandalism. I am planning on switching to a 95 Mustang. Can I expect a small or significant jump in my insurance premium? I would apply the same coverage. (The car has an alarm system and I put on a steering wheel lock when I leave it parked.)""

California life and health insurance exam?!?

I took it once but only got 60% and it was super difficult with only studying the pre licensing course. Can anyone give me some other materials or advice for getting a passing score. Please and thank you. And please no bulls**t answers-___-

On average how much do you pay for your car?

My boyfriend makes about 1,100 a month. I made about 1,200 a month. We're young, so we don't make that much but we do live together and we have been since I was 18. Pretty soon, I should be making around... 1,400 a month. WE NEED TO GET A CAR. I had one but gave it to my mother who was struggling. We want to get one so here it goes: 1, When we go to the car dealership what information (other than the standard info) will they ask for? 2. What is required to buy a car other than insurance and a license? 3. How much is an average down payment? 4. Say we get a used car made before 2005, how much on average should the monthly payment be? I know there's a million answers but this but anything will help. Maybe like a honda civic or ford focus, something small and cheap. You're help is very valuable. :) :) :) :)""

Motorcycle Insurance?

I'm 19 yrs. old, and I'm going to be getting a 2008 Harley XL Sportser 883L, I'm going to be getting my license very soon, and I was wondering about insurance rates, anyone have an idea what my rate might be?""

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?

Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?""

What is the easiest way to have insurance?

My unemployed mom spoils my 12 y/o little brother everyday and I only work 14 hours. I've tried applying to 30 stores but my AA diploma is worthless.

What the average price for insurance on a Lancer Oz?

Lets say for someone under age 25 with a clean driving record living in Minnesota

Will my car isurance be cheaper if Im a second driver on someone else's policy?

My insurnce got terminated due to ONE missed payment, I tried talking to my previous insurers but to no avail, I have a claim still to be resolved, hence any new quote is coming bak with ridiulous premiums. So I was wondering if I add my name as second driver on someone else's policy will it be cheaper? Please help. I need to get back on the road as soon as possible, my job depends on it.""

Cheap car insurance for young people? (Liverpool)?

I'm attempting to get on the road, but it's not going so well. The cheapest I'm getting quoted for a small 1.0 - 1.4L car worth no more than a few hundred pounds is 6200GBP. And that's for TPFT. They won't insure me under a parents name. Even my mother is paying 1000 for a 1.6L Nissan on full NCD! Liverpool postcode. Is it actually possible to young people to get insurance?""

How much do fillings cost without dental insurance?

So, I went to the dentist today and got a regular cleaning done. The dentist told me I had 4 small cavities. Her prices for fillings are Composite(white) fillings - $150 per tooth Silver fillings - $80 per tooth I don't have dental insurance. I was wondering if her prices are expensive or not? Should I go to another dentist and check for the prices there? Thanks""

What is the cheapest car insurance ?

for a ford mondeo 1998. Thank you.

How much does car insurance really cost?

Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?

Why doesn't foreigners get to pay insurance?

My friend works for a rental car company and she tells me people who come from abroad don't have to pay for liability or for comprehensive (collision) insurance when they rent a car. This isn't fair for the US citizens who live, work and pay taxes!? When I make a reservation on a website, I have to pay almost $30 a day EXTRA for insurance on a car. That's like half of what the car cost me to rent! Then I gotta pay for insurance when some foreigner could be running a muck, damaging other vehicles because he has free insurance???!!! This is rediculous and I want an answer!""

Which 600cc motorbikes are the cheapest to insure?

I am 19 years of age and have recently passed my bike test, and am looking for a 600cc fairly nice bike as i have been riding motorbikes since i was really young but i am just wondering if anyone knows of some bikes that are quite cheap on insurance and worth getting, many thanks.""

Good Health Insurance for individual?

I'd like to know if there are any affordable health insurances that can cover, at least in most part, doctor visits, low cost prescriptions and sometimes specialist visits. I don't go to the doctor very often, I can spend a year or more without a visit but I still need the insurance. I have a part-time job which doesn't offer me any benefits so I'm on a budget when it comes to health insurance. I am still considered dependent but a family health plan is not an option at the moment. Any good health insurance that is affordable with a part time job in Florida?""

How can I get the best quote for a car insurance in the UK?

I have just bought a car, but I haven't driven since I moved to London, 5 years ago. I am doing a research on-line to get the best quote, but they all seem to be a bit pricey. Does anybody know a telephone number in the UK where a person (rather than a machine!) can find the best deal? I am tired of websites such as moneysupermarket, as you end up having to contact companies individually... Any help would be greatly appreciated as I would like to bring the car home today!! Many thanks in advance!!""

Car insurance for a new driver + sports car?

Well, my dad owns a 1959 TR-3 Triumph, and also a 1981 Delorean. I will be turning 16 soon, and I plan on purchasing car insurance so I can drive a 2006 Hyundai Sonata to school and around town. The problem is.. I want to be able to occasionally drive my dad's Triumph TR-3 around town, to school, on nice days, etc. Maybe only on weekends, that kind of thing. The problem is, I don't want to spend a ridiculous amount of money on car insurance for a car I won't be driving very often. I read that there is a cents-per-mile program which is essentially a prepaid insurance card and you buy insurance for blocks of miles and it keeps track on a special odometer. Can someone please shed some light on that subject? I live in Oklahoma if that's of any importance.""

Albany Georgia Cheap car insurance quotes zip 31705

Albany Georgia Cheap car insurance quotes zip 31705

Would financing your first car make your insurance go up?

would financing your first car make your insurance go up? As in, a payment plan for a used car.""

""When getting a quote from a car insurance place, do they automatically add you to there car insurance?""

I did an online quote for a car insurance place, and they asked for my name, number, e-mail, address, if I am currently insured, etc. they gave me a total of how much I would have to pay, does that mean I am added to there car insurance? or not?""

How much does a basic antibiotic cost without health insurance?

How much does a basic antibiotic cost without health insurance?

What is a good insurance for wisdom teeth extraction?

I am currently a college student, and I don't have any dental insurance coverage. I visited a general dentist today, he said that I have to get my four of my wisdom teeth remove ...show more""

Would a 2002 Mustang Coupe have high insurance?

I understand most sports cars cause a spike in insurance money for young drivers. Would a 6 cylinder 2002 Mustang for a young driver under your parents policy be much more expensive? If so, how much?""

I have no health insurance for my 5 month old?

Ok so my 5 month old hasn't gotten we shots because I came back to NYC from CA due to my mother being sick but I don't planned to live here so I don't want to reopen a Medicaid case out here is there anywhere i could go or something i could do? Plz help

""What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

What is the cheapest insurance for a teenager in alex,la for a motorcycle?""

I need affordable and reliable health insurance. 23 yrs old.?

hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

How much renters insurance coverage are apartment complexes allowed by law to tell the renter they have to car?

I was told by a apartment complex that I had to have $3,000,000 worth of coverage in my policy. Is this amount allowed by law? I've never heard of such a large policy amount for renter's insurance. BTW, I live in north Texas.""

Why life insurance is so cheap ?

are they really going to pay after death ???

Car Insurance for G35 Coupe 2003-2007?

I called triple A and they told it would be 2,700 dollars for a G37 Coupe for a 16 year old boy in a family plan, but how about a G35 Coupe? They are much older, so I assume that the insurance would be much lower? An estimate anyone? I Live in Northern California""

How can I get health insurance for my foreign-born mother-in-law?

We live in California, she's from Japan and is 74 years old.""

How much does it cost to cancel motorbike insurance in the UK?

If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks""

""What is a good Car Insurance Company. Im in my early 20s, not the greatest driving record.?""

I have had a few speeding tickets, no insurance tickets, ect. 1 accident 6 years ago. I just need good, cheap, liability insurance for my fiance and I""

Anyone know how I can go about canceling my Gerber LIfe Insurance?

Hi when my daughter was born I applie for a Life Insurance company called the Gerber Life Insurance policy. I've been paying it for about 2 years now but would like to cancel it. Does anyone else have it, can you please explain the benefits? or how I can go about canceling it and will my money be returned. Thanks!""

What company offers the cheapest insurance?

I am looking to buy an insurance policy for my car. It is a 1999 Mercury cougar, I have a perfect driving record, and I am an honor roll student at the University i attend. I drive the car about 20 miles weekly, so i'm looking for something ultra cheap. Something to get quotes online with the otion to purchase online is preferred, as i live in a small town with not many insurance companies available. Cheapest car insurance rate wins! PS I want state minimum insurance.""

How does turning 25 affect your car insurance premium?

I turn 25 at the end of the year and am planning on buying a brand new car this summer and am wondering how it will be affected. Thanks!

How much is Motor Cycle insurance?

I'm 21 years old female and have had my license for 3 years, I went to driving school. So what would be my car insurance for a motor cycle each month? Is it more or less than a car? and if you don't want to answer can someone direct me to a source? Thaaaanks! <3""

How much would the car insurance for a Cadillac Escalade 2011 be?

The car is for an 18 year old and two other adults are included in the insurance plan for State Farm.

Should my auto insurance company waive my deductible?

I recently was rear-ended by an uninsured driver. My insurance company assessed the damage at $1019.04, my collision coverage has a deductible of $1000 so my insurance company closed my claim and made payment of just $19.04. As I am a California resident, my policy includes the Collision Deductible Waiver. Are my insurance company therefore liable to waive my deductible and cover the full cost of my damages? If so, what should I do next?""

Car insurance for new drivers!?

Will car insurance for a 19 year old be allot cheaper than a 17 year old? Both being NEW drivers.

Cheap car insurance? 17 year old UK?

So say I'm a 17/18 year old just passed driver with a cheap car, small engine etc, female, what price, in terms of car insurance, am I looking at? Thanks for any feedback. I really just want an estimation!""

How much would the insurance be for a 16 year old with a v6 2010 camaro?

My mom is either giving me her car which is a 2006 Lexus gx 470 which she bought for $50,000 or she will buy me a 2010 v6 camaro. Would insurance be lower if I recieved the lexus or camaro?""

If I get into an accident (salvage / rebuilt title) how much of my cars worth will the insurance company pay?

I have a 99 GST Turbo Convertible Eclipse Spyder that I bought a few years ago with a Rebuilt Salvage title. You would not even be able to tell that it was in an accident. It looks great. I have been putting a lot of money in the car fixing it up (making it look nice and faster) and one of my friends told me the other day that if something happened to my car I would get practically nothing since it has a Rebuilt Salvage title. Is this True? I have only had liability since I bought it and this has never came up before. So assuming that I get hit tomorrow by a car that is insured and it totals out my car, how much of my car's worth would I get? What about all the money in parts and accessories that I put into it?""

Car Insurance Question... Help Please!?

I'm doing my homework and I wanted to figure out to find car insurance on the car of my choice. My car is a 2005 Cadillac CTS for $19,998, I picked it on Carmax. How do I find out how much insurance I must pay? I wanted to know Geico's Quote and Progressive's Quote. Also how do I find out Interest Rate... Somebody PLEASE HELP ME !""

Albany Georgia Cheap car insurance quotes zip 31705

Albany Georgia Cheap car insurance quotes zip 31705

https://www.linkedin.com/pulse/what-insurance-requirements-first-time-16-yr-old-driver-castaneda/"

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Honolulu Hawaii Cheap car insurance quotes zip 96801

"Honolulu Hawaii Cheap car insurance quotes zip 96801

Honolulu Hawaii Cheap car insurance quotes zip 96801

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

How much do you pay for motorcycle insurance?

I'm trying to get an idea of how much I'll pay for motorcycle insurance. I'm 20, with a good driving record, who is looking to buy a honda rebel as a starter bike. So, if you could tell me your age, gender, insurance company, and how much you pay, it would be greatly appreciated. Please only serious answers. TIA""

How much is jet ski insurance approximately?

Looking to buy a jet-ski, just want to know about how much the insurance is, also how much the registration is in California, if anyone nos thx.""

What is the cheapest auto insurance company for young drivers?

I am selling my older car to my brother but we are trying to find out which insurance companies would be the cheapest for him. Any suggestions?

Insurance for modified car advice !!?

i want to buy a car that has full interior and exterior body work done to it, will this effecct the insurance ?? also the engine has had a 'ecu chip' and air filter added/changed so will this effect insurance in any way ?? and can i get replys from someone who knows what there on about no some random answer thanks""

Does anyone know where I can find good affordable health insurance?

I lost my job a few months ago along with the health insurance, does anyone know where a 24 year old guy, no health problems, etc can find a cheap but good health insurance company?""

Car insurance? Insurethebox?

Can someone help me please? Im trying to get insurance quotes on a couple of cars, I tried with a Fiat Punto, and coudnt get any AT ALL. I then tried a Citroen C2, that came back at 4grand - 5 grand Fully comp. I then tried to get insured on a Peugeot 206 This also came back at 4-5 grand, fully comp. Insurethebox coudnt even give me a quote? Someone explain this to me? No years bonus, and 18, but still the insurance shoudnt be 4 grand? I would get a corsa, but to many of my friends have them, and i dont want one. I do want a peugeot 206, but i cant get insured.. am i doing something wrong? help!""

""What is the average insurance rate for a 19 year old male in Austin, Tx?""

PLEASE give me an actual number, not just how I could find out and what important information I left out. I have had no accidents and an attending school and will be buying an average car. Thanks in advance""

Just hit a deer while ago (Questions about insurance)?

While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)""

I totaled my car. No insurance. Still owe money to the bank! Want to refinance. Help!!!?

Ok here's the deal. I financed a car through a dealership (1st time buying a car) and got completely taken. I didn't understand the paperwork, and the person selling told me that the GAP insurance would take care of me if the car was totaled. What I failed to realize was I needed to have full coverage to have the GAP insurance!! I only have liability insurance. I totaled the car. I still owe $8000 to the bank. I've had the car for 8 months and the bank has never come after me to get full coverage insurance; I'm not sure why. I haven't told the bank that I totaled the car, and I'm trying to pay the loan off as quick I can. In the mean-time I've kept the liability insurance on it, so as not to alert the bank, but I would rather drop the insurance since it is just wasted money at this point. I also want to drop the GAP insurance and the extended warranty they sold me, but again I don't want to alert the bank that I don't have full coverage. Any advice appreciated!!!""

Barely tapped a car I have no license or insurance I checked the kids car nothing even happened to it not eve?

A scratch...my mom had an emergency so I had to pick my little brother up from school. As I was about to park I got a little close to just tap his front bumper. He said it was fine nothing happened I had asked him about a little piece of plastic that looked like it latched off and he told me he wasn't sure if it was like that he asked for insurance I didn't have any he called his mom and my mom spoke to her. The lady is asking for 200$ (never even got an estimate she just came up with 200$) and she won't report it to her car insurance. I know I can report her to the cops for trying to extort money from me and it's also a felony in the state of California.. This happened yesterday... So can she really do anything?

Health insurance how to get?

Im not sure how to get cheap health insurance or obama care. I dont make that much being a server but I really could use health care insurance though since its been a while since ive been to the doctor.

What are good sites to get multiple car insurance quotes all at once so you can compare?

I don't mean individual insurance companies like geico or all-state, I mean where it can do the quotes for multiple companies at a time. Know any safe & legit websites? I don't want to put my personal info just anywhere.""

Most Reliable and Affordable Car Built Between 1995-2001 ?

Mercedes c-class ?

NO INSURANCE and pregnant how much was it?

Only answer if you didnt have insurance for a pregnancy

What is the renewal process for car insurance?

Do they call in around expiration of the policy. Or is it a form you fill out. What questions do they ask? In particular, say you failed your G test before the expiry of the insurance policy and you redo everything and get a G or G2, will your insurance rate remain the same?""

How much do you pay for teen car insurance per 6 month?

We have 2 cars 01 camry and 98 nissan. I am 18 , dad is 54 and we pay 35004+ for 6 months . Is that high?""

Auto insurance quotes in New Jersey?

Hi, where can I get auto insurance quotes for New Jersey area? I need to compare quotes online and hoping to save some money. Currently I think I'm paying way too much for it.""

Finding Health Insurance is impossible?

Trying to find health insurance for myself and my daughter is impossible. We arrived into the country in December 2011. I am now a permanent resident, my daughter (2) is a a US Citizen. We live in California. Have tried applying but I get declined due to the non-resident clause that most insurance companies have. And then because I get declined I can't get my daughter covered, as well. Have also been reading that most companies don't do child only policies. Just can't win. Anyone here, got any advice or been through this. Would like to get some coverage, we are both healthy without existing conditions, but its the what if's, and as she is 2, I would like to know that I can go to the doctor""

Honolulu Hawaii Cheap car insurance quotes zip 96801

Honolulu Hawaii Cheap car insurance quotes zip 96801

What is average Annual homeowners insurance premium in pennsylvania?

For single or for townhouse.

What would insurance be on a brand new car for a first time driver?

I'm 21, and have been looking at the new 1.2 litre corsas. I've been looking at used cars, but I've done a few checks on the ones I'm interested in and they came back cat c, or high mileage, and if I had a new car ide get warranty and added extras. Just seems alot less hassle and having to worry if anything goes wrong with the car... But, would the insurance be really high with it being a brand new car and my first car? Thank you x""

Does anyone know of any cheap car insurance for an 18 year old?

Does anyone know of any cheap car insurance for an 18 year old?

How much to insure a 2003 BMW 325i in GA?

Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.

How How to Get the Cheapest Motorcycle Insurance?

How How to Get the Cheapest Motorcycle Insurance?

Is there a car insurance that will give a young driver a reasonably quote?

i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta

Do i need to list the second driver on my insurance policy?

If they aren't registerd to the vehicle but drive it often do they need to be on the policy at all? Im paying way too much with two currently...

""What is the best learner motorcycle, cheap on insurance and good quality?""

I am looking to learn how to ride a motorcycle and am looking for a bike that is easy to learn, cheap to run, cheap on insurance and a good ride. Are older bikes cheaper? Are some brands better on insurance than others? Thanks.""

What happens if you dont pay the insurance company?

i got in a car accident with no insurance. (I ALREADY KNOW. PLEASE DONT TELL ME IT WAS IRRESPONSIBLE/DUMB) and i hit two cars. total damages for btoh cars comes to about 6 grand. im 19 and working part time, making probably 400-500 bucks a month. one insurance company wants like 500 down and 200 dollar pamynets a month. i dont know about the other company. one of my friends mothers just says to not do anything. to just call them and say pretty much that im young, and dont have any possible way to pay this so there isnt anyway i can make payments. and she said that they wont really do anythign about it, because if they tried suing me, it would just cost even more money for them and stuff like that. what would happen if i just dont really pay it? any alternatives at all? because like i said, i only called one company. if the other company is anything like this one, thats 1000-1500 dollars down payment, and 300-600 bucks a month to pay these guys off!!!""

How much will my insurance go up approximately after I totaled my car?

I totaled my 2009 pontiac G6. I was the only party involved. I was going about 30 in a 25 zone and the road was snowy. I hit ice and slid up over a curb. I had previously been in an accident in 2009 in my moms vechile. We share insurance and i am 19 soon to be 20.

Why are my car insurance quotes so high?

I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a reasonable price. For example I have been quoted 5999 on a seat alto 1.0 litre on gocompare. I have also tried adding my father as an additional driver who has 15+ years of experience and no claims. I am currently a student and have stated that the car would be parked on the drive. I live in a semi detached house in a small town. Please can anyone help me on getting it down as low as possible. The only cars I would not consider are 1. citroen saxo, 2. ford ka, 3. any form of fiat.""

What's a sensible sporty/fast car for a young driver?

I'm 19, 2 years driving experience. I've had two 1.6 escorts and find they are completely gutless. I'm looking for a faster, more sporty car that isn't going to kill me on insurance. Any ideas would be greatly appreciated!""

Young Drivers Car Insurance?

My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable quote would be appreciated.""

How much insurance should I have on a 12 year old car?

Should I have full coverage or can I get by on something less?

California Medical for teens?

I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?

""I am starting a Cleaning service, I need to be insured can some one help me find good affordable business ins?

I need to find a insurance company that will have some affordable business insurance it will only be my self and 1 other person please help!!!

Cheap car insuarance for young drivers?

Im an 18 year old girl just passed my driving testr didnt think insurance would be so much. Iv checked most comparison sites does anyone know how to bring my insurance down or cheap deals:?

What's the average cost for adding a teen to auto insurance who've completed drivers ed?

I got my license this past Thursday, and I'm waiting on my dad to add my to his insurance (State Farm) So I can begin driving my car. It seems like he's procrastinating;UGH! Anyways, How much do you think it will be? & don't I get a discount if I've completed drivers ed? another question do I have to pay like this huge first time fee? or do I just pay like what i'll be paying monthly?""

What things increase the cost of car insurance?

im 21 and the quotes are huge!! help!

What insurance do you recommend for a part-time photographer?

I am a part-time photographer who mostly does family portraits and children. However, I've shot one wedding this past summer, and have another planned for June. I have a couple who recently contacted me for engagement photos and they want to do them at a nearby museum (outdoors) a week from today. The museum may want insurance info, and I don't have any to provide them with. My gear: I own a Canon 5D Mark II (primary) with an L lens, as well as two Nikon cameras (5100 and d60- backup cameras). What kind of insurance do you recommend that is affordable for my part-time photography business income? I realize I may not be able to get insurance in time for this engaged couple, but would like to have it for the upcoming wedding.""

""Brak wants to know, Should married women have higher auto insurance rates than men ?

Sure seems like women have a discount on car insurance and married people have it cheaper. But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand. They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.

Insurance rates: What would you guesstimate for a 23yr old Male?

And I'm still in college, if that matters. Little credit history. Any response is helpful.""

WILL MY CAR INSURANCE BE HIGH?

I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""

I need cheap auto insurance below $150?

I'm 18 just got my drivers license got a honda civic lx 2010 and i need auto insurance i have a suckish job and i'm currently not in college but i will be attending after this next semester. i'm just looking for auto insurance, why is it so complicated?""

What does this quote about Health Insurance mean?

(The Headline - 2 Calif. health insurers to pay $13M for dropping clients ) This fine sends the message that if you come into California to sell health insurance, YOU MUST PLAY BY THE RULES, said Cindy Ehnes, the director of the state's Department of Managed Health Care. [caps mine] http://www.usatoday.com/news/health/2008-07-18-insurance-settlements_N.htm""

Honolulu Hawaii Cheap car insurance quotes zip 96801

Honolulu Hawaii Cheap car insurance quotes zip 96801

Current or prospective vehicle insurance?

i was preapproved for financing a used vehicle; they want me to bring in proof of insurance when i close loan. does this mean my current insurance on the vehicle i wont be using anymore or for the new one that i dont own yet

What car insurance has the best deals with teen drivers?

I'm 18 and a good student. I want to use the car for school and college. I will probably be putting 10k miles a year. how much will my insurance be? what company has the best offers for this? thanks

Where can i get affordable health insurance for someone with no kids?

Where can i get affordable health insurance for someone with no kids?

Where can I get a cheap insurance for a new bussines?

Im about starting cleaning houses but i need an insurance

What are some good Business insurance in California?

I opened up a business and i need insurance and I'm looking for a good one with a reasonable price with workers comp and liability I live in California south bay got any you recommend?

Teenage driver + car insurance?

I am 16 and have had my license for two months now. I drive occasionally, like when my parents need me to, and sometimes with my friends to the lake. My mother recently informed me that i have no car insurance; she never listed me or anything like that and i didn't know it was a problem or anything. My friend and I have planned a day trip to the beach soon, and my question is: what would be the consequences if i were caught driving my parents car without being personally insured? My mother has an insurance policy on her car, but I dont believe im listed or anything.""

Kaiser Insurance Premiums Refund?

I enrolled in Kaiser through State of California Employee Insurance program. Right after the enrollment, I cancelled the Kaiser in the middle of Febuary because my wife's employer had better deal for the familiy insurance. Kaiser sent me the insurance card. However, I have not used the Kaiser health insurance. State of California deducted my payment for the premiums. Since Feburary was the first month of the insurance coverage, and I have not seen the doctor with Kaiser, could I ask Kaiser to refund the premiums? Should I contact Kaiser directly or I have to go through State of California HR? Thanks.""

Need to find homeowners insurance?

Have pit bull trying to find homeowners insurance that will allow me to keep my dog

How much can home insurance cost?

i want to buy a home and i need to know how much my insurance might be.

Life Insurance needed for Motor Insurance ?

Hello, I will be buying a ne bike in about a weeks time. Someone told me that for the Insurance for the Bike, I will need to have a Life Insurance policy also e.g from LIC or else I could face problems. Is this correct ?""

How much will my car insurance cost for 16 year old girl in possibly a ford taurus?

I'm going to be 16 and obviously I'm a girl. I might end up driving a ford taurus. But it's not decided yet. I'm going to put on as a secondary on my car and them my moms dodge grand caravan and my dads dodge dakota. Secondary on all. How much will my insurance probably cost? Would it be smarter to just be a primary on my car and not even on anyone else's car or would it be smarter to just be a secondary on my car? Or a secondary on all? Thanks

Best girls' car insurance deal?

What's the cheapest car insurance available in the UK for a 25 year old woman with 6 points on her licence? Do any of them do shorter term contracts than 12 months?

Do insurance companies had out new phones?

This is the deal. I bought a new phone. HTC Desire S. I then accidentally dropped down the toilet. This caused it to get water damaged which equals broken phone. It's with the insurance company, and I know my claim has been accepted and now they are deciding whether they can repair the phone or send me a replacement. Now.. What does a replacement mean: Does that mean a new phone (fresh out of box) Does that mean a refurbished phone (second hand) Does that mean a different model phone (not a HTC Desire S) I've never used a insurance company before for this kind of thing because I'm always very careful when it comes to my technology and gadgets, so I don't know. I'm hoping I'll at least get the same model phone I had. I only had this phone for 2 weeks (Upgraded from Vodafone)""

What the steps to take if someone doesn't want to use car insurance to pay for accident?

Someone just rear ended me. There are deep scratches on the bumper. He has car insurance, but doesn't want to use it. I got most of his information - driver's license #, car insurance info, ect. What are the steps I should take? My car insurance company said I have to call in and report accidents as soon as they happen. Should I do this in case he doesn't follow through and pay me for repairs? Should I go get an estimate right now, and have him send me a check?""

Car insurance price?

i'm now 17, i'm gonna get my license next month, i'm wonder how much car insurance will cost, i'm international student and i live with my uncle in aparterment. i would like to buy my own insurance one not just add to family insurance, please to me exaclty how much it cost for my insurance""

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

How much is car insurance usually?

and what makes it change? car type and age of owner?

Does anyone know any reason why my employer does not want to set up a cafetiria plan for my health insurance?

payments. There are just 2 employees. Does it cost anything for the employee to set it up? Is there additional filing required with the irs? My employer does his own payroll using ...show more

Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more""

Medical/health Insurance for H1b and H4 visa holder?

What is the best medical/health insurance ?Is dental,vision and pre natal included? What are HMO/PPO plan?What do i need to know about it? need some input. pls suggest. thanks =)""

Do I have to have my mom on my car insurance?

I recently bought a car(mustang!) and I was able to get a pretty low premium, do I need to put my mom as a additional driver? She has her own car and her own premium.""

How much u pay for ur car insurance?

for small car. i am considering to get a daewoo matiz, coz its cheap running car. i have my hometown driving license, but thats only valid for 1 year, since i live here for the 2nd, i need to apply for uk license.""

How much for car insurance for a 2002 nissan xterra?

I'm thinking of purchasing a used 2002 nissan xterra and would like to get some feedback regarding the insurance rates for this car.

How does car insurance work?

im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?""

Can you drive a car in texas to alabama without insurance and inspection sticker?

I had just bought a car two days ago and i don't have insurance for it at the moment and i don't yet have my inspection sticker. i bought it here where i live in austin texas. i had JUST bought the car two days ago so is it possible to drive it to alabama without those things? i have NOT driven the car yet only to bring it to my apartment. since then i haven't touched it. i have no money to get the insurance and stuff at the moment that's why i haven't even driven the car yet. is there a grace period for this? is there any way i could still drive it just for a couple hour ride?

Honolulu Hawaii Cheap car insurance quotes zip 96801

Honolulu Hawaii Cheap car insurance quotes zip 96801

Low cost health insurance for people who are unemployed?

Looking for an insurer for less than $300/month. Some health issues are involved.

What is the cheapest car insurance for a new student driver?

What is the cheapest possible car insurance for a new driver who is 17 years old and drives a 2005 ford explorer? I also live in NJ. I'm looking for the cheapest car insurance possible. The plan is for me only, no other drivers to be added. I need answers asap. Please help!""

How much do you think my insurance will cost for my car?

I'm 16 and a female. I'm getting my license in a few days, and my parents are going to add me on to the insurance list. We've never had any accidents, except my dad, but someone hit him on his motorcycle, it wasn't his fault. My car will probably be made around 1998-2008. We have Allstate. What's your rough estimate?""

About how much do you think my car insurance will cost?

my parents just switched to liberty mutual, I have a car, a blue 99 manual chevy cavalier and I'm 18. I'm trying to figure out how much money from my job I need to save up before I get my license, because I have to pay my own insurance and I've had my permit for a year and a half because I couldn't find a job until last month. I just want a guesstimate please!""

Affordable car insurance for poor driving record?

About a year ago when I was in college I got cited for driving without insurance twice. Two years ago I have had my license suspended for minor traffic offenses. Recently, I decided to take a safe driver's course because when I originally started driving nobody ever taught me how. I am not required to have sr-22 insurance but I am wondering if that would be better than paying $450 which I am paying for Gieco. I am looking for someone in a SIMILAR situation or has USEFUL answers. If your answer is move to different state , you just have to deal with it , or shop around that doesn't help me.""

""If I got a speeding ticket in my parents car, their insurance rates with state farm will increase?""

I got a speeding ticket, driving my dad's car, their insurance rates will be affected in any way?""

Where can I get classic car insurance under the age of 21?

I have a mark one escort that I've just finished had it since I was 16 I'm now 18 an I want to use it on the road, it's now a mint 1972 ford escort l 4 door, now I've found out that the law has changed an I can insure it after all that work I've done for the past 2 years, so what I would like to know is, can I get classic car insurance from anywhere under the age of 21? Or where does normal car insurance where I can add on an agreed value for the car for extra cost, thanks everyone, speedy helpful replays would be great thank you""

How much does a sixteen year old in BC pay for car insurance?

The car is an 87 porsche 944. my grades are less than satisfactory. i am expecting high numbers. i make $9.50 an hour working ten hours a week. also, is it even possible for me to pay the insurance along with gas and income tax? (car takes approx. 20 mpg) i drive about 30 miles a week.""

Is it worth it (in decreased insurance costs) to finish driver's ed after getting my license?

So, I got my license today, but I'm literally halfway through my driver's ed course. I was just thinking, if I pass the test, great, if not, I'll retake after the class and nbd. I honestly want to drop out since the classes are very repetitive and common-sense, and it's 15 hours I could be using on something else, but my mom disagrees... I know some insurances make you pay less if you've finished a course, but is it that significant that it would be worth it?""

Insurance for buying a car?

I want to buy a used car. I was advised to get insurance before I test drive any cars. I went to a couple of insurance websites and they ask me to enter my vehicle info. How do I enter vehicle info if I don't own a vehicle yet?

NJ car insurance?

NJ My daughter borrowed my car and was in a minor accident. She has her own insurance. My insurance company paid the other drivers claim and my insurance went up. Shouldn't my daughters insurance pay the claim. We have twoseparate companies.

Will my car insurance rates go up?

A year ago, I got into an accident that was my fault. My insurance rates went up. Recently they dropped but at school, I was pulling out of a parking space and I ran into another girl's car. Will my insurance rates go up if she put in a claim? If so, how much. Any thoughts? What should I do?""

What's the best deals on auto insurance?

What's the best deals on auto insurance?

How do I prove auto insurance to MN DMV?

My license is revoked and I need to prove to the state of Minnesota that I am insurable. I do not have a vehicle to insure right now, and don't understand why it would be necessary to get insurance for any period of time since I don't have a vehicle, but it is mandated by the state that I prove I have insurance. All the insurance companies I have talked to say that I need to have insurance for a year or the state will take my license again. Is there a way around this or is there an easier way to prove I am insurable without having to pay $1200 for a year of insurance when I don't even have a car?""

Haggling Car insurance?

I am 20 years old Guy, and my car insurance is up for renewal, i have a Peugeot 306 hdi 2.0 turbo diesel. I have 2 years driving experience, however only have had a car for 1 year. I have had no claims, no tickets, no points on my lisence. Im Fully Comprehensive, live in a good area, have no criminal record, and park my car on the drive. I have my father, a Police Officer with 30 years no claims and 30 years experience as a named driver on my insurance. My Insurance last year was 1400 (steep yeah) and now its up for renewal i have had a quote of 1100. To me, this seems really steep seeing as surely by now i have proved that i am not some boy racer with a deathwish. My question is, do you guys think ill be able to get this price down with alittle haggling, what would you expect to pay for insurance if you where in my situation?""

Why cant I find cheap car insurance?

I am 17 and just about to pass my test, I am after a 1 litre to 1.2 litre small ish car. I can afford the car which is no problem but when I look for car insurance its bringing quotes up at the cheapest 4500. Is this becuase I have not passed yet and they cant find my details on their system so they are just giving me a high quote or is this really what I will have to pay? I dont see the point in learning to drive if this is the case. Anyone have ad ideas or suggestions, all my friends seem to find cheapish insurnace but a few other people are in the same situation as me. Thanks""

Did you know about a lost payee on your car insurance?

THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.

Question about insurance?

Okay So i have two insurance companies that im covered by... One for my car and one for my motorcycle. If I get a speeding ticket are you supposed to report it to both companies or just the insurance that i got the ticket on?

When looking for car insurance..do I need a car to find car insurance?

I am planning on buying a cheap used car. I dont have it yet so I dont know the make and model yet. Also..is it better to say I got my license at 16? or at 22? Why do they ask all this? What is a good price for car insurance for a 22 yr old full time college student with a 2.98 gpa, im also a part time worker. i only make around 400 bucks a month. Can even afford it?""

Car insurance?

I AM BUYING A USED CAR SOON. THIS WILL BE MY FIRST CAR...SO I DON'T KNOW THE PROCESS. MY QUESTION IS WHEN DO I PURCHASE THE CAR INSURANCE? DO I HAVE TO HAVE CAR INSURANCE BEFORE I GET MY CAR FROM THE CAR DEALERSHIP? THANK YOU FOR YOUR ANSWERS

What car insurance do you like?

Do you LIKE your car insurance company and if so, who do you use? I want to leave Farmers.""

""Free/Cheap health insurance for low income in LONG ISLAND, NY?""

I am 19 years old and i go to school part time, so i am not able to get my moms insurance, and i also work but dont get insurance there either. I come from a low income family, so i ...show more""

Harley Davidson Insurance -Typical Cost?

I am a 19-year old male who has been riding a motorcycle for about 3 years and took a rider safety course. I was wondering what possible insurance costs would be for a Harley 883 Sportster, probably a 98 or newer (probably nothing newer than a 2005 though). Specifically, I was wondering about American Family Insurance (but any general info would be appreciated too). I am looking to upgrade my bike (along with the size of my engine, ive been driving a 250 for a while now). I beleive american family cant even cover sport bikes for a rider like me, so i was thinking about getting another cruiser/standard style bike. i have kind of been drawn towards Harley, but if insurance is too expensive, ill have to look for something else. Does anyone have any other suggestions for bikes? or general info? thanks""

How much would I pay for car insurance on average?

I am 17, about to turn 18 and I am about to get my license. I am going to get a used car around a 1995 car. Around how much would I pay for insurance?""

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

Honolulu Hawaii Cheap car insurance quotes zip 96801

Honolulu Hawaii Cheap car insurance quotes zip 96801

https://www.linkedin.com/pulse/roth-ira-vs-whole-life-insurance-which-better-alexander-harper/"

[yourrainycollectorhologram-blog]

Primary Mortgage Insurance, California?

"Primary Mortgage Insurance, California?

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Who is the cheapest auto insurance carrier in FL?

Who is the cheapest auto insurance carrier in FL?

I would like to know which is the average prize for a scooter insurance?

I would like to buy a new scooter, i don't know yet which one exacly but it' s probably going to be a 250cc or 125cc , prize around 2000 - 3000. I would just like to know which can be the average prize to insure it, as I checked on the net for a quote but all of of them ask me for my details and everything....I am a little bit scared to give my all my details away to an unknown website over the internet, so I was just wondering if somebody could give me at least an idea on the average scooter insurance prize ( I know I know, I am so inexperinced about this things!!! ) By the way, my age is 32, if that makes the difference Thank you very much for your help in advance.""

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I recently passed my test, I am 18 and now looking for insurance that is cheap. Well... it seems that they are absolutly Bludy expensive!. I mean the cheapest one I saw was about 4500 year! :O So how much are you paying? Who are you with? and Are you insured as a named driver or main driver of your/your parents car?""

How do I know if my insurance company is treating me fairly?

I was recently in an accident. The offer that my insurance company is making is much lower than NADA and Kelley Blue Book values--the insurance company is offering 9,200 and the NADA value is 11,600 (KBB is 12,500). They said that their estimate was based on the local market value and was an average of private party and dealer values. They looked within a 100-mile radius and found similar cars. They then adjusted the value to reflect the mileage of my car, but I don't know how exactly they calculated this adjusted value. I bought my car from a dealership seven months ago--shouldn't the replacement value be the retail value? Also, I had a Subaru WRX and they compared it to WRXs and to Impreza Outback Sports. I looked on autotrader.com and on other Internet resources and found WRXs that were listed much higher than the WRXs in their market report, and I don't know what to do--I don't want to spend the money for a lawyer, but I feel as if I am fighting a losing battle.""

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I'm pregnant. How do I get health insurance?

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Missold car insurance?

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Pregnancy and disability insurance?

Hi, i am currently 7 months pregnant and found out that our short term disability insurance will only give us $800 a month for disability. I asked if I can opt out of our employers short term disability and apply for state disability and I was told no because I have been here for longer than 18 months. Is this allowed and also is there anything else i can do. I live in California.""

If my car insurance gets canceled b/c of late payments?

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""Condo Insurance in Tampa, Florida Needed ASAP?""

Now that State Farm Insurance will no longer be providing home or condo insurance, does anyone know another company that has reasonable insurance? I am not necessarily looking for the cheapest but want a reliable one that will PAY if I actually have a claim!""

How much do you pay for motorcycle insurance ?

how much do you pay for motorcycle insurance in canada ,for a 300 cc motor . like the kawasaki ninja 300 2013 .""

NJ car insurance?

NJ My daughter borrowed my car and was in a minor accident. She has her own insurance. My insurance company paid the other drivers claim and my insurance went up. Shouldn't my daughters insurance pay the claim. We have twoseparate companies.

How many American do not have health insurance?

How many American do not have health insurance?

""On average, how much does SR22 insurance cost in Colorado?""

My boyfriend got a DWAI about 3 years ago, he has (finally) decided that he wants to get his licence back, but we aren't sure how much the sr22 insurance usually costs...This was his only driving offense if that matters. Can anyone tell me an average price?""

How I get discount on car insurance?

I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest.

Will my car insurance be void?

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Why is insurance so expensive for young men? Why is it more expensive for young men (16 to 25) than for women the same age?

About how much would my USAA auto insurance cost?

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Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?

Is my car insurance going to be cheaper because i getting a learners permit first?

Is my car insurance going to be cheaper because i getting a learners permit first?

Taken out insurance?

I am 63 years old own my house with a mortgage, I'm disabled and on benefits which I don't like. I can't get lower than that but I can afford insurance on my contents so why should the goverment bail out those people that haven't got contents insurance what do they want from the goverment new furniture what a cheek I say. If they do get that it is not fair for the people that pay for insurance's. After all they have to get it on there cars and when they travel abroad.""

Do i need business car insurance???????

i have private car insurance but was wondering if i need business insurance because i drive clients to and from places,really need to know if im covered or not asap! thx vic""

Primary Mortgage Insurance, California?

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...

Suggest a good insurance company?

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How much is the insurance on 50cc scooter for a 16 year old?

Please could you tell me the amount for full comp, cheers""

Where can I get a very good insurance quote?

I'm looking for full insurance coverage on a Toyota Camry LE. 2005. In Ca

Can you be insured on a car with two different insurance companies?

At present I am already insured on one of my cars, however I want to be insured on another car that I have recently bought. the problem is that the insurance company I am with now isn't the cheapest to insure on my new car, there are other insurance companies that offer a cheaper insurance quote. So my queston is can I have two different insurance policies for two different cars? and will this void my present insurance in any way if I buy another insurance policy?""

Financing a Car On Parents' Insurance?

I'm 18 years old, and planning on financing a new car in about a month. As the loan and car would be in my name, would I still be able to be on my parents' insurance policy? Or, would I have to get my own?""

How much would my insurance be?

Hi, I'm a 17 year old female and just passed my driving test. My parents are successful, therefore they're giving me their 2011 Ford Galaxy 2.3 Ghia with a supercharged fitted on it. I was wondering how much the insurance would be? Do they consider the speed of the car? Thanks.""

Whats the cheapest motorcycle insurance for me?

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For just me and him we pay $927 a month! He has no medical conditions. I take 3 medications for depression and anxiety, but its been a lifelong thing, and I require not psychiatrist or anything , like that, just the meds from my family doctor to keep my chemicals level. Can we get assistance, or is there special help for the self employed? I'm 35 and he is 40.""

Teen Insurance?

I was wondering how much the cost would be for teen insurance for one of the 3 following cars, an '07 Scion tC an '03 Nissan Altima or an '02 Honda Civic LX""

I am unemployed and need dental insurance to get 2 root canals & 2 crowns. Help!?

I do not qualify for medicaid or family health plus. I have to pay for 2 root canals ($1400), 2 crowns($2000), 1 tooth extraction ($200) and cost of adult orthodontic treatment ($7000)!!! I am looking for private dental insurance but am having a very hard time finding... anyone can suggest any or other ieas to help me in this situation? I live in New York City... am 25 year old woman, single no kids, receive unemployment benefits after lay-off.""

Does a man have a right to control what his wife eats if he pays her health insurance?

For example, if she is a stay at home mom and he works full time and pays extra money to have her put on his insurance. I say this because eating right is an important part of being healthy and to be honest I don't want my future wife to be overweight.""

How can I get 'cheap' car insurance?!?

I'm going to be 17 in May so I've been trying out some qoutes because I really want to drive ASAP. I can't get a qoute for under 3000!!!! I got a qoute for Rover 25 1.4L iL, third party fire and theft, main driver, and with my mum on it aswell, for 3260. It's ridiculous! Where shall I go to try and get a good cheap? It's so unfair! I just want to be able to drive hahaha!""

Insurance Quote From You! State Farm?

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Is AAA only car insurance?

I am wanting the benefits of AAA, but I don't need more car insurance. Is it a monthly fee to have the benefits, or do you HAVE to have their insurance for it? I want to pay for the benefits before driving across country in a few months in case something messes up with the car. Thanks!""

Minimum insurance for heating/plumbing business in Ca?

What is the minimum insurance that an owner of a heating/plumbing business must have in California?

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Home and car insurance question?

I live in Michigan. Do we have to buy our car and home insurance locally, within this county? Or can we get it from any agent in the state?""

What is the cheapest Insurance available for a 21 year old?

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Car insurance for a 1993 Toyota Celica? ?

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Motorcycle insurance for a 20 yr old?

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Where can i get affordable health insurance for my family w/ maternity coverage?

i am currently looking for family health insurance. if i go thru my job it way too expensive. i also need to include maternity coverage. does anyone know of any insurance companies? whenever i go directly to the provider website like united healthcare or cigna it always directs the webpage to ehealthinsurance, and while yes their affordable they don't offer maternity coverage. thanks for any suggestions""

Why has car insurance gone up so much?

Im 18 learning to drive and getting my first car soon but I'm wondering why car insurance has gone up so much?

Primary Mortgage Insurance, California?

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...

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How much would i have to pay extra on my car insurance if i added my 18 year old son?

he jus got his license a few days ago?

Could you tell me everything i need to know about insurance in a simplified version?

About bills and insurance and all that?

Finding Health Insurance Plans?

I'm 25 and will be off my parents plan at the end of the month and with a history of preexisting conditions, it's hard to find any one that will accept me. We've been looking and calling and going through a insurance broker and no one will take me. Is there any company or health insurance plan that is less strict on new customers? What do I do?""

Buying insurance to drive someone elses car?

My dad says if I want to drive his car, I need to pay for my own insurance on it incase I get into a car accident. How much would you think it would cost per month with the cheapest and best insurance company? - state farm and ect.""

Car insurance for my 18 year old son Vauxhall Corsa Value 800 Getting Quotes of 5000 !!! HELP !!!!!!!!?

Car insurance for my 18 year old son Vauxhall Corsa Value 800 Getting Quotes of 5000 !!! HELP !!!!!!!!?

What does auto insurance deductible mean?

I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible?

What would my allstate car insurance be?

im a 16 year old female. i went through driver's ed (so you're suppose to get a discount) and my mom had been a member of allstate for at least 10 years with no accidents or anything. so im wondering, about how much would MY car insurance be? if it matters about the car i would be driving, we're getting a red 87 toyota celica coupe thanks!""

What is a cheap insurance?

I am a student and i dont want to pay a lot for car insurance i want the cheapest

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

What can I do about my car insurance?

My son wrecked my 2007 Dodge Ram1500 6/23/09. My mother offered to apply the truck to her insuance for lower rates. I ask the agent for full coverage because it had a lien on it with collion, now the insurance won't pay because they saud I have libility w/no collion, I'm sick, so it's a battle what can I do, please help""

""Approximately, how much would insurance cost for a 16 year old with a 2001 Mitsubishi Eclipse GT?""

I'm added to my parent's insurance, they have 3 cars on their. I'm paying about 60 dollars/month for it. I'm 16, I live in a town not so big, low crime rate. I have a 4.0. I also went to this class about making smart choices that can lower my insurance by 15%. Approximately how much would it cost for me if I bought a 2001 Mitsubishi Eclipse GT for $2500? This is in California.""

The best and cheapest car insurance?

The best and cheapest car insurance?

Does any1 know what the cheapest insurance is for someone aged 17-19?

Does any1 know what the cheapest insurance is for someone aged 17-19?

Best renters insurance in california?

Best renters insurance in california?

Which Is the best car insurance?

Hi everyone!! I am a 20 year old single mother. At the moment, I am studying and also about to get back into work. I have just passed my driving test and looking to buy a car....realistically, I think at this point a used one is ok even though I saw a site that sells cars and you can pay on installments. If I wanted a Ford KA, or a Mini Cooper, or a Renault (the one from the I see you baby shaking that asss advert few years ago), which insurance company is best and can give me a good cheaper deal. Thank you!!!!""

How Much Is Motorbike Insurance for an 18 Year Old?

Hi! Just want to know a rough estimate of how much it would cost to insure a Honda Hornet 600cc for an 18-19 year old on a full licence. I just need a rough idea so i know what to expect :D Thanks in advance!

If a person has insurance for a couple months and gets in a big wreck and totals like 3 cars and dies?

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What is the cheapest car insurance?

I'm young and living on my own so I really need car insurance thats good but reasonably priced.

Where can I get Car Insurance for over 80 year olds?

Where can I get Car Insurance for over 80 year olds?

Any cheap car insurances for first time drivers?

I am 20 and I have been driving for 2 years and recently got my own car. But I heard car insurance is expensive and I wanted to know if there's any car insurance that is cheap. I live in Southern Cali. Do you recommend anything? Please help. And thank you.

What are some safe ways to invest other than whole life insurance?

I understand now that term life insurance is the way to go, and then open up a Roth IRA. We are going to meet with our financial adviser and I would like to do more research, hence ...show more""

My insurance premium has doubled.how can they do this!(ireland)?

I put in a small claim of 600 year last year.I am full comp for four years.I have a full licence.I am a lady driver.I havent moved house.My claim is settled.some insurance companies has refused to quote me.they say it is not in there policy to do so.They wont give me this in writing as this is not there policy either.At the time of the claim i was told verbaly that my insurance would not go up more than 150 euros.

What will my insurance company do about my car?

Last night we had server thunderstorms. There was golf-ball sized hail for about five minutes. I was parked on top of the garage. My windows are fine, but there are dents all over my car and my right side-view mirror is broken. My car is still in my mother's name, and the insurance company is State Farm. My parents are on a cruise right now and are supposed to be getting back tomorrow. I also go to UT and out-of-state school. I've heard other people on campus are getting new cars from their companies and others are just getting windows replaced. I haven't talked to anyone yet since the car is not in my name. My car is a 2001 chevy caviler. I don't know any of the details of the insurance policy.""

Can I teach Yoga in the U.S without buying insurance for my students?

I have been teaching Yoga for 10 yrs, I recently moved to the U.S and planning to start a studio.Any help is greatly appreciated.""

Primary Mortgage Insurance, California?

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...

What car insurance quote should I accept ?

I have a competitive quote from AVIVA, ADMIRAL and ELEPHANT.co.uk Which company would you use and why?""

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks

Car Accident in Michigan and no insurace?

I was in a car accident in Michigan and did not have car insurance, police did come, i did not recieve any tickets and it was determined that it was not my fault but my car is messed up pretty bad and so is the other car, now i am wondering even though the other driver said it was his fault and said his insurance would pay for it I know does not neccisarily mean that it will, but I did read somewhere that I might be counter sued, or that i may just have to pay his deductable, does anyone have any insight about this and what I should expect or expect nothing at all, yes i know i should not of been driving a vehile without atleast plpd but the car is not mine and not in my name so please no rude comments just asking for advice about the situation. Please and Thank you ;)""

How much would basic car insurance cost for me?

Ok so im 18 and i was just wondering exactly how much car insurance would be if i paid it by my self with out going threw my parents plan?

""In California, is there a penalty for not having car insurance, even if it's temporarily?""

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?""

What do I do with the rejected health insurance benefits California?

rejected by Blue Cross and Blue Shield/

Can i get insurance w/out a car and vice versa?

i have my license just not a car. so can i go buy a car without insurance OR can i buy insurance THEN buy a car?

If you don't have car insurance.. is it okay if...?

I live in Oregon. I was wondering if you don't have car insurance does your license get suspended? someone said it did, someone else said it didnt.""

Urgent question about medical insurance for college students!!!???

I'm a student at a major university in the state of Washington (not that it matters for the question I guess). I'm still on my dad's insurance but it's going to expire on my birthday this year. If it is verified that I'm a student at a college (I don't think it matters whether it's a university, community college, trade school, whatever), then the insurance can continue. I stupidly dropped a class close to the beginning of this term, and this unknowingly dropped me *just*, just barely to the status of 'half-time'. I really didn't realize this would happen and has caused me all sorts of grief with the financial aid gods (lol)...I already will have to be writing appeal letters explaining my mistake. Well, I digress, but my question is: For this insurance matter, do I just need to be a student or do I need to be a full-time student . If it's the latter, pardon my French, but I'm pretty much, f**ked, aren't I? Anyone know the answer?""

How much would car insurance cost me?

Im a 25 year old male and i just got my drivers license. What is the cheapest auto insurance i could get so i can legally drive? What rates would a person such as myself have? Good college student, no criminal history. if that matters. Thank you.""

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

How much will my car insurance be when I turn 23?

I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?

Can I sue an insurance company if?

If the insurance company is putting stress on me and with holding information from me.It was their client who hit my vehicle he was cited a ticket. for being left of center he was flying down the road in a double yellow zone traffic was stopped 2 lanes and he had to go around them in order to hit me.He has a witness and he and his so called witness are saying that I pulled out of a lot that I was never in.Lucky for me I kept my proff of purchase.and they even have me on camera with the traffic stopped.Anyway his insurance company is treating me like I am a criminal and will not tell me anything.Which in turn is really stressing me out.So can I sue if I want to .I did try to be nice but his agent really makes me angry and stresses me out.I am just wore out from dealing with her.

Need help with car insurance?

About a year ago my husband and I sold a car. We went through the usual channels with dealing with the plates, calling the insurance company and so on. Well today we got our yearly insurance cards in the mail and didn't recognize one of the cars they had given us a card for so I went over the statement. It turns out they have been billing us for insurance on a car we sold over a year ago. We never really noticed how much we should be paying in insurance for our cars and only get our statement once a year with these cars. We only pay $1504 a year for what we thought was two cars and I had assumed that was pretty good. In fact we were paying for three cars and an extra $663 a year on the car we sold. I haven't contacted the insurance company yet but my question is what are my options here? Will they give us the money back for the year we payed on a car we legally sold and what do they need, if any, proof of that? We have paperwork of the sale but no real proof we called them to inform them to take the car off the insurance. Will that we enough?""

I'm pregnant and my insurance sucks?

It has done me absolutely no good in having insurance because they don't want to cover anything (not even my ultrasound!) and they want to charge me a copay every single time I go to the doctor (which has been a lot lately). I'm drowning here.. Does anyone know of a program I can sign up for that would help me through my pregnancy/delivery? I live in California and I've heard of some but I'm not sure which would be the right one. Thank you

Where the best place to get a good deal on cheap insurance?

I have a 98' cadillac sedan deville that I just paid off but i still want full coverge for it, if something would of happen to it.""

Car Insurance for Teens?

Hi, Im 16 years old, going to get my license, and did parent taught drivers ed. All my life, ive wanted to drive, but now, I hear that car insurance for teenagers is so damn high. I heard it is at least 200 a month, and I know for a fact my parents cant afford that? What should I do? Some people I heard pay only 20 dollars a month, how the hell did they get suc ha low rate? Also, Id like to drive a sports car, which im guessing is gonna make insurance way higher. So where can my parents get affordable insurance for me?""

Can we carry car insurance in ca from two different companies?

we live in california ,one of my friend he wants to start courier service as an indepentdent contractor the company he wants to join they need commerical insurance coverage 300,000/300,000/300,000. Can he buy additional coverge of commercial insurance from another insurance company with his regular car insurance. Is this legal? can he buy insurance from two different companies two policies? One for commercial and second regular insurance from another company? Thanks""

Why will small businesses be affected if the health insurance mandate passes?

Research paper. Thanks for the help

How do i take out a car of my insurance?

So my brothers car got repo and i wanted to take to out of my insurance but the lady says i cant wtf

Involved in a car accident with 4 other cars. My car was the last to get hit. Insurance of car that hit me?

does not want to pay and my car is totaled. The first car that provoked the accident ran away. Now the insurance company of the car that hit me does not want to pay for the damages, they claim that their dirver did not cause the accident, even tho he was the one who hit me. I had liability car insurande so my insurance it's not responsible for my damages. I consulted a lawyer and he said nothing can be done in a situation like this. Who should be held responsible in this case? Is there anything I can do legally to get my car fixed or get some sort of settlement to I can buy another car?""

How can i get cheap car insurance insurance?

I live in london Age 17, just got my driving licence Ive got a 1.4 L diesel Fiesta 53 Plate Where can i get decent insurance, the cheapest i got was 5k, im only willing to pay 3k Idk if i have to lie to them, i just want insurance Any help??""

If the car tag is in my dads name does his name have to be on the insurance?

I need to get car insurance but the tag that i have is in my dads name if the tag is in his name do i have to put him on the insurance because its more expensive if i do

Can mississipi call and verify if you had auto insurance?

Can mississipi call and verify if you had auto insurance?

Car Insurance?

How do you determine how much insurance your should carry without over or under insuring yourself?

Primary Mortgage Insurance, California?

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...

https://www.linkedin.com/pulse/kentucky-insurance-bulletin-2014-3-gregory-gordon/"

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Meansville Georgia Cheap car insurance quotes zip 30256

"Meansville Georgia Cheap car insurance quotes zip 30256

Meansville Georgia Cheap car insurance quotes zip 30256

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Which is the cheapest and best ( best value) auto insurance in the US?

GEICO sux

Does a classic muscle car cost more to drive?

Would a 67 mustang cost more to own? Like does it burn more gas? And is it harder to drive than normal cars? I don't want to get a modern cars, I feel like they're faceless boring machines that all look the same. I want a car that will be fun to actually drive and be seen in. Would it also cost a lot of drive around a mustang for like the whole day, every day?""

Is this a good insurance cost for a teenager for a GTO?

I got a quote from geico for an '04 GTO and it was 175 a month for a 17 year old driver. This suprised me, because I thought it would be alot higher. So do you think this an accurate quote? I put in all information accurately except for my age because they will not give a 15 year old a quote.""

How much is registration/insurance for a 17 year old?

Does anyone know how much car insurance is in QLD australia for 6 monthda and a year for a 17 year old

Should I pay my car insurance premium?

I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?""

Where is the best website to compare pco insurance prices?

fully comprehensive i would like a quote straight away. some websites you give all the details and it says that the company will contact the person regarding the quote. i want to compare mini cab insurance not taxi insurance. thank you so much in advance. :)

What is the best company to buy term life insurance?

I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.

What is the cheapest car to insure for your first car?

im going to be hopefully doing my driving test in mayish and im just wondering what would be the the cheapest car to insure, im looking for something a little decent but i just need a few ideas of whats avaliable with these:- - 5 door car - Hatchback - Buying used car price- under 1,000 - Cheap insurance, maintenance and tax - Power Steering - Automatic taa for any help/advice""

What/how does car insurance work?

as you may have gathered i am not the smartest person to know how car insurance work! im learnin how to drive soon and i might get a car of my own so i can practice in my spare time and i guess ill be insured in that car i know its an absolute must to have car insurance and i think you have to pay taxes? how do they all work? what does insurance cover/not cover? i've been told if i get into an accident, i wouldnt have to pay for any of the damage cuz insurance covers it all BUT you have to buy insurance? slightly confused by that... plz explain to me in a very clear, concise manner as if youre talkin to a 5 year old child how car insurance work. for reference how much insurance costs, im a 20 year old female""

Car Insurance Questions?

How Much Would Car Insurance Cost Approximatly For A 27 Yr Old Male With An Owned Vehicle? Do You Pay Every Month Or How Does It Work?

What is all the car insurance and extra costs?

what is everything you have to have for a car like the insurance and all that and how much does it cost?

Car Insurance?

I drove my friends car he has liability insurance. I have full coverage insurance on my car. I got hit by a guy without insurance. Will my insurance cover my friends car I was driving because the other guys car is not going to be paying for anything. Thanks.

Can I cancel my obamacare insurance at anytime?

I plan on getting covered through my job, but that is after the Obamacare deadline. Can I apply for obamacare insurance now and cancel at anytime later. When and how can I cancel. The stupid site doesn't say an the crappy phone line is busy and just hangs up on you instead of having you wait (probably because the wait times are embarrassingly long.)""

Cheap insurance for 22 year old male?

Hello, my insurance is really expensive because of some DMV points and accidents. I am currently with farmers insurance but I need to look for a cheaper insurance. I am a 22 year old male driving a sports car. Which insurance company will I be most likely be able to get as close to $350 per month?""

How much would car insurance be a month for a 20 year old driving a mid nineties car?

I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more

""If I reported someone for a hit-and-run, can my insurance company raise my rates?""

My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""

Any suggestion of affordable health insurance?

ot discount savings...but heath/med insurance..affordable

Benefits on no Claims on car Insurance?

to the insurer, would you appear as a safe risk? would your future insurance be cheaper? thoughts pls""

When can i refinance my car loan ??

i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""

Insurance cost?

Im a 16 year old male. Just got into wreck last thursday, not my fault. insurance stayed same. before wreck it dropped $20. I only have liabilty right now. Was 80 now it is 60. My car was a 1995 eclipe which i bought for $3500 and i paid $480 for 6 months. Now if i had that car i'd pay, $360. How much would it cost for6 months to buy a $7,000-$10,000 car. State farm is my carrier. And I do have experience. Make good grades and did steer clear""

How much is car insurance for a new driver in London?

I'm 27yrs and I'm looking at buying 2000 VOLKSWAGEN POLO 1.0 E 3dr Hatchback. I want to get my full driving licence before I buy the car which means I would be a new driver when I want to get the insurance. I just want to have a rough idea of how much I will be paying annually. I know i cant get the right figure, just need a rough idea of the minimum/maximum i would have to pay. Any contribution will be highly appreciated.""

Refused car insurance for being?

a house husband (was told by insurers ) so could i word it as being a child carer (without telling lies) for insurance purposes

I crashed my vehicle and the auto insurance company will buy it from me. Next car = New Insurance company?

I crashed my vehicle and the auto insurance appraiser said AllState will purchase the vehicle from me because the cost to fix it will be more than what the car is worth. When I buy my next car, should I go with a different auto insurance company because my premium would go up if I stayed with AllState for the new vehicle?""

Insurance totalling my car looks suspicious?

At this point I regret making a claim and wish i could turn back the clock. I am being forced into a box and it looks shady. Three weeks ago my 2005 Cadillac STS was involved in a parking lot flood where the water rose and filled the floors of my car by about 4 inches. All us neighbors had cleaning parties using a wet vac and baking and toweling are cars in the sun over the next few days letting our vehicles dry out. On my car everything works like a dream as it did before with the exception of a 'check stability control' notice that comes on when I start the car. I have been driving the car fine since the flood and decided maybe I should make a claim to fix this error that pops up on the dash when i start the car. From the time I dropped it off at the dealer it has been all negative. Right away the dealer was negative and telling me it's the end of the world with my car, everything is ruined and it will probably be a total loss. He got the adjuster for my insurance company out there and it looks like it will be put in to the total loss category. No i am just asking the insurance company to forget everything and drop the claim because the damage is not that extreme and i dont want to lose my car. I am told at this point it is too late. Is that true? My neighbors are floored by this, i have been driving it around for a few weeks just fine and the car still looks new With only 62000 miles on it. I can't help from thinking that something suspicious is going on here. Do they stand to make a nice profit by totalling my vehicle and then replacing one module for a 1000 or so and having a perfect car with all systems working? Also the lady from the claims office said the car had to be 80% damaged for it to be a total loss. I asked her if this was based on speculative problems that they think may occur in the future because of the water, or based on actual damage now? She said it had to be actual damage now but couldn't give me any details from the adjuster yet. Can I demand that the adjuster list everything that he thinks has been damaged to my car (which I am convinced he will have to be creative to do so)? The car as i said drives wonderful, I checked the fluids on my own (fine), and the car looks new. Do I have any recourse here? I just want the car fixed for the one problem, i dont want to lose the car, and at this point I don't even care about having insurance fix the one problem, but again I am told it is too late to go backwards and drop this entire issue. I almost have an inclination to report this because it looks so shady. No reasonable person would look at, and drive this car and consider it a total loss. What is the agenda of the insurance company and cadillac dealer here? Something smells foul with this situation.""

How much does accutane cost without insurance?

Im planning on possibly going on accutane by january if my skin doesnt clear up.... i will buy the cheapest generic accutane i can find, But how much will it cost for bloodwork, dermatologist visits, the pills, etc...etc... i herd it could be pricy but personally i dont care i just want to get rid of this 5 year long acne.....""

Meansville Georgia Cheap car insurance quotes zip 30256

Meansville Georgia Cheap car insurance quotes zip 30256

My car engine locked(died) should i report it to auto insurance (Geico)?

I have rental car coverage on my policy, I was wondering would reporting a claim to my car insurance company about my car engine locked will it raise my insurance rate. I was driving my car and the engine died on me. I really need a rental until my car is fixed.""

""Allstate motorcycle insurance, am I covered?""

I am going to purchase a motorcycle soon but unfortunately for my age, insurance is much too high. It is about $5000 a year since I am 18 years old. What I want to know is if my father can put the bike in his name and have it fully covered but with me as the rider, will it still be covered? If I were to get in a crash would the bike still be covered even though the bike is under his name and not mine? Am i covered or will I be forced to pay $5000 a year so I can legally ride the bike?""

What can I do about uninsured motorist?

I was driving at a green light and the person made a left turn into me without a turning signal. I swerved right to avoid them, but we still crashed. A car then hit me from behind because of it. Their car has no damage, but I'm pretty sure my car and car 1 is totaled. I'm worried because car 1 might not have insurance. I have a dislocated thumb, that I need surgery on and won't be able to work for a while. My job won't give me short term disability. I have liability insurance in PA. Do I find car 1? Can I go to car 2's insurance and get anything? I heard PA is a no fault state but I don't understand any of that. If anyone could explain anything to me and let me know what to do next, I would really appreciate that.""

Cheap car to insure mpg above 25?

Looking for a car that you may have had experience with that is cheap to insure, with decent mpg. I was looking at '95 and '97 civics because they are older and I thought might be cheaper to insure and get pretty good mileage from what Ive heard. Mainly looking 4 doors not too shabby low insurance and decent mileage. Thanks in advance for responses everyone""

If I'm only listed as a driver on a family insurance plan. Will the rates go up if I move into Detroit?

As answered in my previous question, legally I am supposed to change my license to the address where I reside. Living in Detroit constitutes a higher insurance rate than that of the suburbs. Will my rates increase if the policy is not in my name since I am only listed as a driver?""

How would i go about getting a hypothetical insurance quote?

I haven't even started to learn to drive yet, but just out of curiosity i want to get a rough estimate for insurance for a car that i found, are there any website where i can do this anonymously?""

Insurance for student?

I am currently a student, and saved up enough to buy a car, but the problem is the insurance. As a student, the insurance premium is very high since I have to be the primary driver. I cannot be under my parents insurance, I am not in good terms with them. Is there any way to reduce the premiums? I already did the driveres ed course which gives you a 10% discount. Do you know any cheap insurance companies? I am just looking for basic coverage. Thanks! PS - I live in Ontario.""

Can't afford Health Insurance...?

I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?""

""Im learning to drive, do i need insurance?""

I'm 17 and i'm learning to drive. If my parents take me out to teach me, will I need insurance? How does it work? And if i need it where can i get it cheap.""

""What are some good, reliable cars that don't have super high insurance?""

I'm 18, responsible driver, clean record which will stay clean. Looking for another car still. Will almost positively be under 2005 and not a sporty one. I was looking into Acura Integra. But, kinda like maybe something like a Jeep Liberty (if insurance isn't high!) I will be on my parents insurance and both of them have clean records so that should lower it anyways. Would Audi A4 or a Suzuki or Kia sedan be fairly cheap?""

Can i get a better insurance for my car?

I just bought a car last week. My fiance and I are in the registration. The lender of the car (GM Financial) is asking to have my fiance in the insurance but he does not have a license since he had a DUI back in 2010 and other little felonies. He have a bad driving record and my insurance (Allied Insurance) wants to charge me 289.00 a month. Can i find a cheaper insurance for the both of us?

Liability Insurance for an Electrician?

I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.

How an auto insurance 90/10 liability works?

If i accept a 90/10 liability payment from my car insurance company, they will filed this accident into my files and will it lift my future insurance premium? thank you very much""

Life insurance question?

Does a person have to pay taxes on the proceeds of a life insurance policy?

Does every state require auto insurance?

Does every state require auto insurance?

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

What is a cheap car insurance company in New Jersey?

I am only 20 yrs old.

Help me find a good auto insurance company for pizza delivery?

I live in Brisbane QLD. Can you guys help me find the best insurance company that offers commercial insurance with the smallest excess at the least premium. I'm going to be using my car for delivering pizza. Obviously I'm not expecting anything cheap because most insurance companies are in it for the money, not the customer. I've looked at RACQ and some other more well known companies, is there anyone else I should check?""

Any 17 year olds just got car insurance? (UK)?

Hi, I was wondering if anybody aged 17 has got car insurance recently and would be able to tell me how much they paid. I've been told 3k-4k but when I look on the internet most people are saying 800-2k even if you haven't just got insurance which of the two price ranges is more likely for me? I live in an area where car theft is low and I can keep the car in a garage. I'm a 17 year old male.""

Health Insurance question.?

I am recently married and have health insurance through my employer with aetna. We have yet to change her name over on the insurance as it is still in her maiden name. We recently found out she is pregnant. Before a doctors visit should we be making a call to get her name changed over? Is she still covered at all on my insurance?

General Liability insurance?

How much will General liability insurance cost for my company? We have been incorporated for 2 years, with no claims against us. We are a parking revenue and security company. I have called dozens of brokers. i just need a ball park so I can tell if i am being ripped off. We have insurance now but feel it may be to high. Please advise""

Insurance on a car? How much??

How much would it be to insure a car in UK, do I have to see a site? Eg, Ferrari, BMW, how much?""

Car insurance question?

i was just wondering, i know that having a two door car cost more for insurance,but how much more on average is it. im 16 and i wanna buy my friends 03 hyundai tiburon. how much more do u think insurance will be considering its 2 door""

Cheap car insurance..?

Im 22, female & this will be my first car to insure. I have a 1.6 Astra sxi 02 plate. Does anybody know what sites to try for the cheapest insurance? I have tried the obvious ones..go compare, confused, tesco, compare the market etc but they are all too dear! Can anyone recommend somewhere they have used with the same circumstances?""

""Will the health insurance companies that we have continue to raise their prices 200-2,000/year? How can-?

businesses pay for this except to basically drop coverage or take it all out of your salary and raises? Our raises are already frozen at 2% due to the economy.

Meansville Georgia Cheap car insurance quotes zip 30256

Meansville Georgia Cheap car insurance quotes zip 30256

Can anyone tell me where to get cheap auto insurance with a suspended license?

Can anyone tell me where to get cheap auto insurance with a suspended license?

Cheapest motorcycle insurance in Utah?

I am a first time rider, what is the cheapest inurance I can get in the Salt Lake area?""

Having a hard time finding affordable health insurance?

I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.

""Pregnant With No Health Insurance In Houston, TX?""

Hello Yahoo Community, I am married, pregnant, with no health insurance. I have applied for Medicaid and CHIP and was denied assistance based on my income, I apparently make too much money to qualify. I slightly cross the threshold. If you subtract our bills minus our earnings we're left with peanuts. We only pay for necessities not for commodities. There is nothing I can cut back on because we're paying for the basic stuff. I've look for insurances but I am having a hard time finding one that covers maternity costs and if they do they're tremendously expensive and out of our reach. Also since it's a pre-existing condition, most insurances don't cover it. Does anyone know about any programs where I can partially pay for the services? Or affordable insurances that I could apply for? I've researched extensively and can't seem to find anything. I am 10 weeks already and have not had my first pre-natal appointment. It's becoming rather stressful. Any help or information will be appreciated. Thank You.""

Any ideas about how much insurance would be for this car?

I'm thinking about buying a Mitsubishi Eclipse soon. My bro has one and i drove it a few times and loved it. My current insurance company charges me $30 per month on a Loaded 2003 Ford Taurus SES. Any idea what they would charge for a sports car like an 02 5 speed manual Eclipse or Eclipse GT? And yes, i realize i could just call my company and ask them, but they dont have 24/7 calling and i don't wanna wait til tomorrow Lol Thanks in advance!""

Car insurance cancelled on financed car..?

So I've been looking for a way out of my car loan lately because the payments are really too much for me right now...I know I shouldn't have got into it but I was young and VERY gullible. I just got a letter in the mail from my insurance company asking for me to verify the address I have on file with them ( where I park my car at night) or else they will cancel my coverage. So if they cancel my coverage, will I still be held accountable for the car loan? Or will I have to pay the balance off? Any advice would be greatly appreciated. :-)""

Help with car insurance.?

I'm 18 and I've had my licence for less than a week and I'm trying to get insurance on my car but I can't find a company that will even quote me. My car is a 1969 Chevrolet Camaro Z28. Does anyone know of any company that will insure me? I live in the UK. Thanks in advance.

How much will i pay per year in motorcycle insurance?

20 years old. No car drivers license, first time rider. planning to take the motorcycle safety foundation 3 day basic rider course. Live in new york city. Looking at a pre 2007 used honda rebel. not looking for an exact quote, just ballpark what i should be expecting.""

Car Insurance - Which one?

Hi all, I am shopping around for a new car insurance company. I've been comparing quotes and it seems like either Gieco, Progressive, TheHartford. As I've never had experience w/ either of these companies, could anyone here chime in w/ their thoughts on either?""

Mustang GT Insurance Prices?

Does anyone know how much it would cost on insurance for a brand new Ford Mustang GT?

Auto insurance info Help!?

Im 18.yrs old and am planning to get a RED 96 mitsubichi eclipse rs ...i dont know how much the insurance is going to b and am wondering if itll be too much?? also wondering wat is the cheapest auto insurance in michigan?

What are some good insurance companies to contract with as an independent broker?

What are some good insurance companies to contract with as an independent broker?

How much auto insurance do you really need?

like do you need medical or pip, all that extra stuff?""

Which insurance is better?

which insurance is better blue cross and blue shield or aflac, what is the difference between them""

What would I pay for car insurance?

I was thinking of buying a car. How much would I pay for insurance each year? I'm 22, male, white, currently no driver's license, expired G2, never been in an accident. Born and living in Ontario. The car would be a clunker; $900 for an old Oldsmobile. Originally painted blue.""

HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?

I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!""

Im starting my own roofing company how much would insurance cost me?

im starting my own roofing company , after working for someone els i want to do my own thing and start my own company so i want to know how much would the insurance cost me to get?""

How much will my Insurance be for a 1970 SS Chevelle 427?

I want this as a 2nd car, i got my eyes set on one for about 18k...I don't think im gonna like the answer :(. theirs a few factors im scared of insurance 1st. Im 17 in california! 2nd. Im 17 in california....with an Accident on record. 3rd. Im 17 in california...with a pending speeding ticket (ima beat it tho :) 4th. IM 17 IN CALIFORNIA!""

Which car insurances?

OK 21 years old and looking for a car insurance that cheapest in Washington state, and I am thinking between these three, progressive state farm and Geico, which one is the cheapest of these and tell me the cheapest auto insurance any body know for my age and I am a male thank you""

How much does a filling cost with insurance? like an estimate?

I'm 19 and clueless, and well i decided to get Metlife insurance, (safeguard) anyways , i know it depends where i go and etc, but i want an idea... just typically speaking

""Could $5,000 cover the healthcare insurance premium for a family?""

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and ...show more""

""If someone else drives my car while I'm in the car, but they're not listed on my insurance, is this legal?""

My boyfriend and I are over the age of 25 and live together. We are not listed as drivers on each other's car insurance policies, so I was wondering if it's legal for my boyfriend to drive my car while I'm in it or for me to drive his car while he's in it. If we get pulled over or get into an accident, are we covered by the other person's insurance? Will we get in trouble for not being listed on the insurance of the vehicle we're driving?""

Please suggest cheap health insurance for couples.?

Which insurance company offers the most affordable health plan for couples?

""Im pregnant , no insurance, what doctors will see me?

i know i can apply for wic and etc however i still need to go to the doc asap and was wondering if there are any that will see me without having insurance that are affordable in the knoxville tn area

Does anybody know any type of affordable car insurance (South.CA) for a teen who just got his driver license?

Do you know any car insurance that is not too bad (that covers stuff) yet not too expensive (lets say somewhere less than $500 a month)? And could you also please site a reference site? Thank you.

Meansville Georgia Cheap car insurance quotes zip 30256

Meansville Georgia Cheap car insurance quotes zip 30256

Insurance prices for 17 year old male?

I would like to buy a car after just passing my test. Which would be cheaper for insurance? A ford ka, fiesta. a vw lupo or a nissan micra? All second hand of course. Or any other suggestions are welcome""

Should I pay insurance on a car that I can't drive?

I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""

What is the best auto insurance in georgia?

What is the best auto insurance in georgia?

Im getting an abortion with my parents insurance will they find out?

Okay so I am a 20 year old college student and im pregnant and I am not in the positin to care for a child so I am getting an abortion. But I am doing so with my parents insurance I do not want them to know because after all im 20 I can make my own descions and do things on my own but with that being said I do not want it show up anywhere in the mail or online or anything that I had an abortion. I do not want them to know. So what should I do I talk to the ladies at the faility im using and they told me there not sure if it will show up as an abortion it might just show the facilities name whih im fine with because I can say I got birth control or something like that so what should I do? Any advice is welcome as long as its dont get an abortion because i am not in the position for a kid I will learn from my irresponsiblity.

Does my husband have to provide medical insurance on his 28 year old disabled daughter?

California sent my husband a letter telling him to provide medical insurance on his daughter. She has been a recipient of SSDI since she was 18. We are not understanding the request. Is it an error?

How to obtain depreciation from insurance company?

I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value.""

Is insurance for a motorcycle alot?

I want to get a motorcycle because it is more convenient for me and its looks fun. But I heard insurance is alot? I am 19 I live in California and I have a drivers licensce. I am going to take the motorcycle class that I think is required. Will I get any discounts for any of these factors? Thank you guys

What is some really good but not exspensive auto insurance?

my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.

Where would i be able to find FREE health insurance in Derry New hampshire?

Where would i be able to find FREE health insurance in Derry New hampshire?

How much do you pay for auto insurance?

I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?

""No pink slip yet, Can I insure my car in California. Also needs tags?

Ok so I bought a used G35 from a private seller but he has one more payment to pay until he gets his pink slip. We made a contract I still owe him some money until we switch it over to my name. My question is there any way to insure the car so I can drive it or should I just wait until its under my name and not drive it. Also it needs tag how should I go about that? I know the easiest way to do this is wait but I want to drive it already so if there is a possible way I'm willing to go out of my way.

Aren't you sick of people comparing health care to car insurance?

1. Mandatory Car Insurance is to cover THE OTHER PERSON if you get in an accident that is your fault. 2. Any coverage for yourself is optional, unless mandated by the bank that is loaning you the money as part of the contract for them loaning you the money to acquire the car. 3. I can choose not to drive. Liberals really are morons....""

How much is car insurance for a 16 year old driver?

I am about to turn 16 in August. And I'm wondering if you can tell me a estimated guess on how much car insurance will be. My family is insured with State Farm. If there is another company that may be cheaper please tell me. My family has several cars under Sate Farm if that makes a difference. I will be driving a 2007-8 Ford F-150 Lariat 2 wheel drive. I have all A's and have over 60 community service hours. If any of this makes a difference. How much will I start off spending and how fast does it get lowered and what will it get lowered to about?

Opening a company (California)?

What does one must have to register a small company in California specializing in recruitment/staffing employment? What type of Insurance (General Liability, Work Compensation) Approximate Cost. Tax id What is the approximate annual cost?""

Will my auto insurance rates go up if I get a red light camera ticket?

This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?

Car insurance for 19 year old driver?

Hey guys, So I'm a 19 year old student looking to buy a car, more specifically a 1996 Pontiac Firebird. I'm not gonna ask the regular question about how much this costs, 'caus i already tried quotes from geiko, farmstate and all those, but to get a car insurance on that car it's going to cost me around $4.000 at geico which was the cheapest.. Main question: If i don't care about my own car, like if it breaks down or gets destroyed stolen or whatever I don't care caus' it only costs like $4.000 itself. Can I then buy just the required insurance to cover third party damage ? I think it's called a Liability insurance? Problem is that I've searched the internet, and can only find complete packages, but I heard there's a lot of money to be saved that way, and by a lot I mean A LOT, is this true? If yes, where would I find insurance that only covers third party's losses?""

Does the Insurance Company notify the DMV @ the time you buy insurance after registering your car?

Heres my question: I registered a car i bought on the 2/16 w/ transfered title to my name and paid the fees, the guy never asked me for insurance information. The next day 2/17 i ...show more""

How much insurance would a 1977 Camaro be for a 16 year old?

My dream car has always been a Camaro. Recently me and my dad have been looking for project cars to fix up and stuff. We found a 1977 Camaro that only needs cosmetic work, so I've been asking him about it. He says the insurance would be around $5000 a year. We could get the at around $2500 dollars. The Camaro has a 350 V8 engine and a T350 transmission. I'm 16 right now but I turn 17 in 2 months. I've had my license for 10 months with no tickets or accidents. I've had 2 cars already, a 1997 Nissan Altima and a 1998 Chrysler Sebring (Which I pay about $90 a month for.) I am on my parents' insurance, but I still pay for the car I drive. I know I won't get a perfectly accurate amount without asking our Insurance providers, but is my dad right when he says it would be $5000 a year?""

I still haven't received my national insurance card? Does anyone know how long i'll have to wait?

i just recently applied for a NIN and couple of weeks back i received a letter with my NIN. Yesterday i got a call from a company for a interview and they've asked me to bring my card along for proof and i told them i have a written letter about my NIN but still haven't received the card. They have told me that without the card they can't offer me the job because they need to take a photocopy of it and have given me a week's time to get things sorted out :(( its been 3 weeks now does anyone know how long it takes to send the card? i'm not a uk citizen :) after 7 applications i finally got a call for interview and curse my luck :((

My friend has no car insurance..?

He was driving and its raining outside so the street is slippery. He braked and avoid hitting anyone but it didn't help. He has no car insurance and just hit a car right now. What happens when you have no car insurance and you hit someone's car? I don't think the person will sue, but will my friend have to pay damages and a ticket? Any jail time or suspended license? Anyone experienced that? I know its illegal to be driving without insurance. This is in Florida. Help me out with some good advice or suggestions. Thanks.""

Best car insurance in Toronto?

I'm currently with Belairdirect for my car insurance. I'm a fairly new driver with my G2 and I've only had the insurance for 1 year. I just got my renewal for the year and it's going to be DOUBLE! Granted, I did have an at fault accident about 7 months ago so I expected it to go up regardless, but not that much. It's going from about $2200/yr to $4400/yr. I know no matter where I go I will have to pay more because of the accident, but can anyone recommend some place that won't gouge me?""

Which company have cheapest auto insurance?

Which is cheapest auto insurance

Sue car insurance company?

Hi there. I have a question. I want to SUE my Car insurance company because they refuse to pay for my stolen car which is been more then 6 months and still hasn't been recovered. I was paying full coverage for about 4 months till the moment my Range Rover 1998 was stolen. After filing proper claims i get a letter from my insurance that they denied the claim. The reason why was because i misrepresented myself. and what they meant by that was that when i signed the contract i selected NO in a question ( Has your license ever been suspended or revoked) Now let me explain how this happened. I got the insurance thru my broker. Everything was done by phone. My broker happened to be family of dear friend of mine. At the time i asked for insurance my driver license was suspended already suspended and the reason why was because of child support for which i was going thru courts with my ex. First i decided to insure my car liability and my car was paid in full. On the liability contract it wasn't any question regarding my driver license either was suspended or not. After a week or so i thought to myself that if i get in a accident god forbid and it was my fault i have to may myself for damages and you know for such a car would be very expensive so i asked my broker if i can changed it to full coverage and so they did. on the day i did the change the girl that worked for my broker and assisting me asked me Klodian you are aware your license is suspended. I said yes and i explained the reason y. So she found this insurance company for a low price and she emailed me the contract to sign and fax it to her. now under the questions which i saw of course latter after i was denied claim i saw they were marked all NO and that was done on computer not hand writing. which of course in this case was done by the girl that helped me. Now my broker told me that insurance company should had run your driving record before they issue insurance to you and if they done that they were gone see your driver lisence was suspended. But when my broker asked them why they didnt run it Their answer was that they trusted me based on the contract i signed which to my opinion is BS. Now i want to sue them and all the lawyers they refuse to get my case and my believe is because my car is worth about $4800.00 and they don't see how they can make money out of me and i don't have to pay them up front. Now if i go on small claim max i can go is $3000.00 ????

Car registration and insurance on different names?

Ok. I'm plnanning on buying a car next week. I have a question. Is it possible to buy insurance on her name and then register the car on mine? If yes please tell me how?

Transferring Car Insurance?

I just re-newed my car insurance but now im purchasing a new car. Is it possible to get the balance of my last insurance payment transferred over to my new car? Or will I have to pay for insurance again in full?

Meansville Georgia Cheap car insurance quotes zip 30256

Meansville Georgia Cheap car insurance quotes zip 30256

https://www.linkedin.com/pulse/affordable-health-insurance-plans-indiana-bruce-wade/"

[therealestatesparkblog]

Interview: Todd Smith on Earning $27M Over 23 Years & His Book Little Things Matter

I was about to sit down and do another deal structure outline, and I thought it would be best, given the time of year, to do one more article that addresses sort of that inner game that is required to have success in any business. Ill get back to deal structuring topics in the coming articles. I had the fortune of interviewing a good friend recently on my podcast. Todd Smith from Sarasota, Florida has been an entrepreneur for over 35 years and has enjoyed extraordinary personal and professional success. He owned his first business at the age of 18, became one of the youngest real estate agents ever inducted into RE/MAXs Hall of Fame at the age of 28, and became an internationally recognized leader and trainer, earningget this$27 million over the last 23 years in that industry. I met Todd at an industry meeting way back in the early 90s and weve stayed connected since. Todd has conducted more than a thousand training sessions and seminars for audiences around the world. Hes also developed numerous training manuals and audio-visual sales tools, teaching entrepreneurs how to achieve professional success and accomplish their personal goals. His journey taught him that success comes from the compounding effect of doing the little things correctly and consistently. Hes the author, quite appropriately, of Little Things Matter. Its a resource for all those who place a priority on being the best they can. Its the first step in a comprehensive program designed to help people improve their business and their personal lives. Ill let you sit in on this interview as Todd shares some amazing nuggets. Remember, those you listen to, hang out with, and network with are extremely important and directly affect your income. Advice on Success From Todd Smith I wrote Little Things Matter because one of the things that my lifes journey has taught me is that its not the big things that separate the best of the best from the rest. Its the little things. Reflecting back on my real estate career, I got started at age 23 in my first year selling real estate, and that was 32 years ago. I made a quarter of a million dollars, and within four years, I was the second-highest producing real estate agent in the state of Illinois at age of 28. I did set goals, but it wasnt that I had a dream of being a top-producing real estate agent. It was all the little things that I did to stand out from the rest as an individual. The little things were making sure that I arrived at all of my appointments five minutes earlythat I rang the doorbell at the exact time of the appointment, that I smiled and greeted the prospective seller, that I made equal eye contact with both the husband and the wife, that I showed an interest in the children, that I got down and took time to pet the cats and dogs, that I talked about things that were of interest to them. I sent hand-written thank you notes. I was always smiling and upbeat and pleasant and focused on them, and I never brought in my mobile phone. I focused on the people in front of me. One of my biggest things was that I was disciplined. I pushed myself every day to do what most people arent willing to do. My discipline combined with my focus on making sure that I was doing every little thing allowed me to achieve that success. I remember listening to Anthony Robbins audio program Unlimited Power, which Id recommend for any of you reading this. I made sure I was mirroring and modeling. If they talked slow, Id talk slow. If they talked faster, I talked faster. If they seemed like they just want to talk and build more of relationship, I talked and built more of a relationship. If they seemed like they wanted to get into talking business, I got into talking business. If they were leaning forward, I was leaning forward. I was always dressed in a suit and tie. My shoes were always shined. I was doing every little thing to build a relationship to connect with them, to have them like me and to have them respect me. As a result of that, my closing rate was 92% over my career. When I say my closing rate, I mean that when I met with sellers who were interviewing multiple other agents, I closed 92% of all my sales. Even with that kind of success, I was saying to myself, OK, why was I successful? I didnt really understand it at the time. Even though I was intentional about the little things, I had no way of comparing myself to anybody. Then I moved into the direct sales career, as Chris indicated above, and I continued to implement that strategy of looking at every little thing I could do to be better. I believed in the global economic system, which is that income follows value.

If you want your income to grow, your value must grow first. Very seldom in life does anybody get paid more than their value. If they are getting paid more than their value, one of two things happens. Either their income comes down to their value or their value goes up to their income. Just because youre choosing the real estate market and maybe flipping homes, or buying and selling on terms like Chris and his family to some capacityor youre considering doing thatunderstand that your success is still going to be determined by your value. Youre just not going to say, OK, Im choosing to do something different with my life and Im going to go from making $20 an hour to $100 an hour. Life doesnt work that way. Certainly, the vehicle makes a big difference, but its who you become within that vehicle that makes the biggest difference. There are people who make big money in everything in life. Its all about choosing the right vehicle and pursuing that. The point that I really focused on was continuing to grow myself and be the best that I could be. When I say the best that I could be, its not just the best that I could be in business. Its being the best person I can be. We cant just say, OK, were going to be a certain way in our business life and then be different in our personal life. Im striving to be the best husband I can be, to be the best father I can be, to be the best friend I can be, to be the best contributor in our community that I can be, and to be the best that I can be in my business. These things are based upon where my priorities are and how much time I allocate to each thing. In business, we are a reflection of who we are as people. We built a brand for ourselves, and thats who we are. Our brand is not just heres our business brand, and our business brand is different than our personal brand. No, our brand is more than brand. I am somebody who throughout my career has striven for excellence at these little things. As a result of it, my businesses have sold over $2 billion and Ive learned that there are not very many people at the top. The reason is that most people arent willing to put in the effort to get to the top. Oftentimes when youre successful, you dont know why at the time. As I began to analyze why I was successful, I eventually came to determine that it was because I strived for excellence at the little things. I felt I wanted to write a booknot so much to make money with the book (and I havent made money with the book). You dont write a book to make money; I know very few people who have made money writing books. For me, I wanted to write a book that taught what I believed was the key to success. I wanted to highlight the things that I felt would have the greatest application to the broadest audience of people. Related: My One-Word Answer to: What Separates Those Who Succeed From Those Who Fail, Give Up, or Never Try? It doesnt matter what profession youre in. It could be about professional footballits that wide receiver that can catch the ball with a defensive player in his face on a corner of the end zone and get his feet in bounds. Those are the guys who make it to the NFL. Its not the guy who can catch a football. Everybody can catch a football. Everybody can run. Everybody can run fast. There are a lot of people who can run fast and catch a football, but can you run fast and catch a football in the right circumstances, and handle pressure the right way? Its not the big things, and I could give you analogy after analogy. Its not the big things that make the difference. Its you becoming the best at what you are doing. You become the best at what youre doing by honing in and refining and becoming the best at the little things. If you become great at all of the little things, the compounding effect of your intentional efforts allows you to become the best at what youre doing. 5 Steps Ive Used to Find to Success I have trained hundreds of thousands of people, and Ill tell you that everybody wants a better life. Everybody wants a nicer car. Everybody wants a nicer house. Everybody wants more money. Everybody wants to travel the world. Everybody wants a better quality of life. Everybody wants to put together five deals in six months. It all boils down towhat are you willing to do toachieve that goal? But youve got to set realistic goals. I have found throughout my experience in working with entrepreneurs all over the world that 90 percent of people set unrealistic goals. As I noted above, somebodys making $20 an hour, and just because they begin to do something else, they think theyre going to make $100 an hour. It doesnt work that way. The world doesnt work that way. Thats pie-in-the-sky thinking. For anybody that wants to do something, its most important to begin by asking yourself, Why? Why do I want to do this? How bad is my desire? Because if you dont have the burning desire to be successful with anything youre going to pursue, youre not going to be successful. To be successful in life is not easy. I believe you can be great at anything, but you cant be great at everything. You have to pick what youre going to be focused onwhat youre going to be successful at. 1. Have a burning desire. Youve got to have a strong, burning desire to be successfula desire so strong that it will push you every day to do what is required of you. If youre not willing to do what is required of you, then you might as well not even get started. This is how I coach everybody. Im just not the kind of person who plays games. I say, Hey, if youre not going to do whats required of you to be successful, then dont waste your life on this project; find something else thats important to you. 2. Build your knowledge. How can you be successful at something for which you dont have knowledge? So you say, OK, how do I build my knowledge? How do I become as educated as I can be on this subject? Obviously, I admire all of you who are taking the time to read this, because it tells me that youre wanting to learn. Youre wanting to get better. I talked to a guy recently who is at the absolute top of his game. He is unbelievably successful and listens to all of Chriss podcasts at 1.7 speed, just looking for a little nugget here and there. He says, Hey, 99 percent of the time that I spend listening to something, I may not be learning anything, but its that 1%, that one thing that I learned, that makes a difference. You have to continue to build your knowledge. You have to start building your knowledge, and then you have to continue building your knowledge. 3. Create a plan. OK, so now I know what I want to be successful at. I built my knowledge and whats my plan going to be? Your plan needs to be not just the big picture plan, but it needs to be a plan broken down into what you should do every day. A lot of people will set a goal to have six deals closed, but they dont build their knowledge. They dont have any plan. Theyre just saying, Im going to do it. Life doesnt work that way, and thats not the kind of thinking that comes out of anybodys mouth or mind whos ever been successful, because people who have been successful know that success takes time. Success doesnt happen overnight. Yes, there are a few people who will put together six deals in six months. Nobody wouldve thought that I would have had the success that I did selling 68 homes in my first year in real estate and making a quarter of a million dollars. Yes, it can be done, but it can only be done if you build your knowledge and you have a plan. 4. Execute that plan. Let me just say that most people dont have enough of a desire to push themselves, so most people fail on step one. Of those who do have the desire, very few people will go and say, OK, let me build my knowledge on something. Then you get down to a smaller number that will put together a plan to execute in order to achieve what they have set forth. When you get to step fourexecuting the planthis is where youre down to less than 2% of the people that have gone through the first few points and who are disciplined to execute that plan with excellence. 5. Refine. Based upon what you have learned, youre refining, youre tracking all your numbers, youre looking at all your data, and youre determining: Where do I refine? How do I get better? What is not working? What parts should I focus on that are working? I determined very early on in my real estate career that I was going to focus on for sale by owners. That was my target market. I was very clear on my target market, and I determined I was going to be the best at targeting that market. For each of you reading this, what is your target market? Youre going to try different things and youre going to say, Well, that didnt work. You dont want to say it after trying it one or two times. You have to have enough statistical data to say that something doesnt work. I called my first for sale by owner and they agreed to meet with me. What if my first 10 people had said, No, the reason were selling for sale by owner is because we hate real estate agents? What would that have done to my psyche? But overall, the numbers were what my numbers were regardless of 10 noes in a row or 10 yeses in a row. Expectations begin with goal-setting, and goal-setting is dependent on ones true desire. You can set goals until youre blue in the face. If your desire is not strong enough, youre not going to do whats required of you to achieve those goals. If somebody has got big goals and big expectations, then I hope its a person whos already been successful at something else in life. If this is the first thing youre hoping to be successful in at an extraordinary level, its highly unlikely that its going to happen, whether its this or something else. How many times have you met somebody who began to do something new and who was amazingly great at it right out of the gate? I cant even think of one person, and I know a lot of people. Thats why I say the best of the best are the best at the little things, and the people who are the top achievers are the people who are an inch wide and a mile deep in a single category. As Malcolm Gladwell said in Tipping Point, its when youve got 10,000 hours in something. Thats because youve learned enough, youve refined enough, youve executed enough, and you now are dialed into exactly what it is that you should be doing to get the optimal level of conversions and success. Ive hung out with Chris, for example, and I know the level of discipline he has in all five of these areas; I know the hours he has invested since 1991 in real estate, and as a result, the level of success he and his family are experiencing is no surprise to me. Success leaves cluesfollow the path.

Build Your Influence: Be Likable and Respectable Lets begin at the beginningthe foundation. John Maxwell says that leadership is one word: influence. If I were to ask, What describes influence? the answer would be respect. If you are respected, you have influence. When you have influence, everything in life goes better. Trust falls under respect. You can be trusted but not respected. But you cant be respected and not trusted. If youre not trusted, youre not respected either. Whether youre leading people that work with you, work around you, or work alongside you, your degree of success with them is determined by how these people view you. If you want to have the ultimate success, you want to be the kind of person that people look at and think, I like him/I like her, and I respect him/I respect her. You want to build a brand that when people think of it, they say, I like you and I respect you. If people can say, I like you and I respect you, they will want to do business with you. They will want to come to your birthday party. They will want to come to the talk youre giving about what youre doing. Your ultimate goal is to be a person of influence. If you want to be a person of influence where doors of opportunity open, where people look at you and say, I want to do business with you, where people refer others to you, you need to be somebody who is liked and respected. When you look at being liked, its all the obvious things: smiling, having a pleasant personality, being positive and upbeat, not talking about negative things, not talking negatively about peoplebeing a source of positive, upbeat energy. Whether its over the phone and youre smiling while you talk, or whether youre meeting with somebody and youre smiling, and youre greeting them, and youre repeating their name, all of this is what makes you likable. There are hundreds of factors that influence peoples respect for you. Are you on time? Do you get back to people when you say you will? Do you schedule firm appointments or do you leave them vague and open? What does your communication look like? Do you open your emails by saying, Hi Dean, I hope you had a great weekend? And then you dive into your subject in a new paragraph, and you have white space between your paragraphs, no big monster paragraphs, and everything is proofed and your communication is clear and concise. What do your text messages look like? How long does it take to respond to email? How long does it take you to respond to a phone call? How long does it take you to respond to a text? What is the tone in your communications? These are the hundreds of things that I talk about in my blog and in my book. When youre meeting with somebody do you let them finish talking before you talk? Are you quick to interrupt? When youre listening to people, can they tell youre listening intently or do they think youre waiting to say something? When youre listening and looking at them, are you looking off to the side? All of these things influence peoples respect for you and influence whether they like you. Related: Sorry, But Real Estate Investing is NOT Easy. Still, You Can Succeed if If you want to be somebody that is highly successful in working with people, sellers, buyers, owners, you need to build a brand for yourself such that when people think of you and when they look at you they think, I like him. He is different. I like her. I like the way she accepted responsibility for that challenge rather than making an excuse for it. Or, Even though this was a challenging situation, I respected that he always was on top of his communication with me. I would love to do another deal with him, or I certainly would not hesitate to refer any of my investor friends to her because of the way she handled herself during this entire transaction. Its not just about getting the deal put together, so to speak. Its about how you handle everything from front to finish, and whether they want to do more business with you, and have talked about you to their investment clubs, and talked about you to their friends. People hang around people like themselves. People who own apartment buildings hang around other people who own apartment buildings. People who own multiple pieces of residential real estate hang around other people who own multiple pieces of residential real estate. If you want to be highly successful in this career over the long-term, these are the kinds of things you want to do. And by the way, long-term is how I would be looking at it. This is not a six-month or one-year thing. Dont waste your time if thats what youre thinking. You wont be successful in anything saying, Im going to do this for six months to a year. You have to say, Hey, this is what I want to do. I would love to build this into my lifestyle. I would love to be a guy or a gal that can put together deals and make an income and build a residual income through investment properties. Im going to become the best that I can be at this. What can I do to become the best? You have to look at everything, including your social media posts. Who is going to refer you to some of these people? Maybe its the people who are following you on Facebook. Youre putting pictures of yourself up there partying. Let me tell you, that is not the image thats will cause people to respect you or even like you, so youve got to be thinking about everything. Your brand is your brand. You dont separate it. Its not like, My brand in business is this and my brand in my personal life is that. No, your brand is your brand and people arent stupid. If you think theyre stupid, youre wrong. Theyre going to see it, and theyre going to determine whether or not youre somebody they want to do business with. Maybe somebody comes to them and says, Hey, do you know Eric Milander? Yeah, I know Eric. What do you think about Eric? Im thinking about doing a deal with him. Well, I wouldnt do a deal with Eric if my life depended on it, or Eric is somebody that I really like. Hes a great guy. I love his personality. He just seems to always show interest in me. Hes a good listener. Hes highly responsible. Everybody that I know that knows him thinks highly of him. This is the brand that you want to build if you want to be successful in the world of busines. Especially if you want people to trust you with their money and their real estate, it is important to build this kind of a brand. Plan, Prioritize, and ActDaily Have a to-do list. I know what I need to do so the day is spent doing one thing. While I could have 20 other things on my to-do-list checked off in the same amount of time, those 20 things werent more important than the one thing I did. Going back to my five steps to success above, number three is you put together your plan. Your plan must be broken down into what youre supposed to do every day, and your plan needs to be arranged in priority sequence. If youve got a plan, ask, What are the things that I need to work on first in this plan? What are the things I need to work on second? Then you need to make the decision, Im going to work on things in priority sequence, not Im going to work on things that I want to work on. The things that you dont want to do are the things that make you the most money. Thats how life works. Thats why I say of the thousand little things on my list, not one has a higher value to the market than discipline. Discipline is pushing yourself each day to do what you know you should do even when you dont feel like doing it. If you want to be successfuland this is number one on my listyouve got to put first things first. You have to make sure youre spending your time doing exactly what you predetermined you should be doing with your time today to be productive. It might mean that youre sitting there with your phone in your ear and youre making outgoing calls because you determined right now the absolute most important thing for you to achieve your goals is to prospect. If thats the case, then you stick the phone to your ear and you prospect.

I remember when I was getting started in my various careers, where I would sit at the phone all day and prospect. I remember there were days I made up to 300 phone calls. Why? Because that was what I should do today. I didnt sit there and say, Oh, Im going to redesign my brochure or Im going to make my website look better or Im going to make my business card look better. Im going to think through my presentation again, or Im going to work on my phone script. No, it was me picking up the phone with my heart beating out of my chest, making phone call after phone call after phone call after phone call. It was refining my approach. When people didnt do business with me, I always asked them why and I learned a lot by asking them why. Number two for being productive is working your to-do-list in priority sequence and pushing yourself to do the things that you know you should do without excuses and without justifying those excuses. You could say to yourself, Todays not a good day for me to make prospecting calls because its cloudy, or today is not a good day for me to make prospecting calls because Im a little tired. Im going to wait until tomorrow. This is what everybody says. This is what 99.9% of the people do. They make excuses for not doing what they know they should do, whether its eating right, whether its exercising, whether its prospecting. Whatever it is they know they should do, most people dont do itand thats why most people arent successful. You have to have a plan. That plan needs to be broken down into what you should be doing each day. You need to be executing that plan each day with excellence. You need to be looking at everything youre doing each day and saying, How can I do what Im doing better? and then making adjustments. As Chris indicated in the introduction, its the compounding effect of these little things. The first time youre focused on making equal eye contact with each person in the room, you may not be great at it, but if you work on it every time youre in a room of people, youre going to get a little bit better every time. Each time youre in a room like that youre saying to yourself, OK, Im going to be very deliberate in making sure everybody in this room feels included in the conversation. We all know we should remember names, but how many times do we remember a persons name? Its about being in the present. Its about being intentional, Im meeting somebody. I need to make sure I remember their name. Oh shoot, I forgot their name. Well, I have to get better tomorrow. Its about every day, pushing yourself to get better at the things that you know you should be doing. TakeawaysThe little things are the small, meaningful actions that make your clients like and respect you.Income follows value: You have to create higher value before you can create higher income.The five steps to success are: (1) Have a burning desire, (2) Build your knowledge, (3) Create a plan, (4) Execute the plan, (5) Refine.Success comes after a lot of hours!Each day make a to-do list with the one important thing you need to do.Dont procrastinate; do it even if you dont like it. The things that you dont want to do are the things that make you the most money.

What little things do you do to differentiate yourself in your market? Leave your questions and comments below! https://www.biggerpockets.com/renewsblog/todd-smith-interview