#business loan for doctors

[dadhichfin]

Why Should You Choose A Dadhich Finserv Business Loan For Professionals?

There has never been a better time in India to start a business. The interest rates are lower than ever, and on the other hand, the market sentiment is more bullish than it has ever been. And with governments (both state and central) loosening restrictions and red tape, it is certainly a great time to start a new business or even expand an already established one.

[rupeeboss]

Which Platform Offers Business Loan For Doctors Instantly?

At Rupee Boss platform, we ensure the best financial service for individuals. For medical professionals,  we provide Business Loan For Doctors instantly. The loan will help them with the necessary financial support to grow and manage their medical practices. The loans cater to the unique needs of doctors and can be used for various purposes related to the practice or healthcare facility. Doctors should evaluate their specific requirements, review loan terms, and choose a reputable lender to ensure responsible borrowing practices. A business loan for doctors is a type of loan specifically designed to meet the financial needs of medical professionals who own or operate their own medical practice or healthcare facility. The loan provides doctors with the necessary funds to support and grow their medical business.

[whats-in-a-sentence]

Giving evidence, one borrower stressed the high regard in which local bank managers were held:

I and the majority of the borrowers that have spoken to placed the bank manager in the same category as the parish priest and the local doctor. We world not do that now, we accept that, but back in the early 1980s we did . . . The fact that we did place a lot of trust in our bank manager is not being clearly understood in the commercial realities of found business out there. You have to deal with reliable, responsible people if you are going to run a successful business in Australia, and the bank manager bank in the early 1980s was one of those people.

"Westpac: The Bank That Broke the Bank" - Edna Carew

[klubwork]

Instant MSME Loan: Fast-Track Funding Solutions For Small Businesses

In today’s fast-paced business environment, small enterprises often require quick and accessible financial support to seize growth opportunities or navigate unforeseen challenges. An instant MSME loan emerges as a lifeline for entrepreneurs seeking rapid funding solutions without the prolonged waiting times associated with traditional loans.

Understanding Instant MSME Loans

An instant MSME loan is designed to provide small businesses with immediate access to capital, typically through streamlined application processes and quick approval mechanisms. This funding avenue caters to diverse needs across various sectors, from retail and hospitality to healthcare and beyond.

Benefits of Instant MSME Loans

Rapid Access to Funds: Small business owners can obtain funds swiftly from platforms like Klub, enabling them to capitalise on time-sensitive opportunities or address urgent financial needs.

Minimal Documentation Requirements: Compared to conventional loans,  instant MSME loan often require less paperwork, reducing bureaucratic hassles and speeding up the approval process.

Flexibility in Usage: Whether it's for MSME loan for petrol pump, MSME loan for doctors, MSME loan for restaurants, MSME loan for hospitals, or loan for msme business ventures of any other kind, these loans offer flexibility in fund utilisation.

Key Considerations Before Applying

Before opting for an instant MSME loan, entrepreneurs should consider several factors to ensure suitability and affordability:

Interest Rates and Repayment Terms: Assessing interest rates and repayment terms ensures the loan for msme business  aligns with the business’s financial capabilities.

Eligibility Criteria: Understanding eligibility criteria specific to MSMEs ensures smooth application and approval processes.

Impact on Cash Flow: Evaluating the loan's impact on cash flow helps in planning repayments without straining operational finances.

Leveraging MSME Government Schemes

Government initiatives play a pivotal role in supporting small businesses through subsidised MSME government schemes, serving as a lifeline akin to the MSME survival fund during times of need. These schemes aim to bolster entrepreneurial growth by offering competitive interest rates, extended repayment periods, and sometimes even partial loan guarantees.

How Instant MSME Loans Can Support Different Business Needs

For Petrol Pump Businesses: Instant loans cater to MSME loan for petrol pump operations, aiding in inventory management, equipment upgrades, or facility improvements.

For Healthcare Practitioners: MSME loan for doctors can cover clinic expansions, purchase of advanced medical equipment, or hiring additional staff.

For Restaurant Owners: Funds from an instant loan can support MSME loan for restaurants by financing renovation projects, purchasing new kitchen equipment, or launching marketing campaigns.

For Hospital Facilities: MSME loan for hospitals can facilitate infrastructure enhancements, technological upgrades, or expansion of patient care services.

Conclusion

In conclusion, an instant MSME loan serves as a vital tool for small business resilience and growth in today’s competitive landscape. By leveraging these fast-track funding solutions and exploring supportive MSME government schemes, entrepreneurs can navigate financial challenges effectively and capitalise on emerging opportunities.

Whether it’s addressing immediate financial needs or seizing growth prospects, an instant MSME loan empowers businesses to thrive and contribute to economic prosperity.

[savensabusinesssolutions]

Savensa Business Solutions Pvt Ltd

Savensa Business Solutions Pvt Ltd is a financial organization that provides various types of loans and credit cards from different banks. The company is committed to providing financial assistance to individuals and businesses to help them achieve their goals.

Products and Services

Savensa Business Solutions Pvt Ltd offers a wide range of financial products and services to its customers. These include:

Personal Loans

The company provides personal loans to individuals who need financial assistance for various purposes such as education, medical expenses, wedding expenses, and more.

Business Loans

Savensa Business Solutions Pvt Ltd provides business loans to small and medium-sized enterprises (SMEs) to help them grow their business and achieve their goals.

Doctors Loan

The company offers a special loan for doctors to help them meet their personal and professional needs.

Home Loans

Savensa Business Solutions Pvt Ltd provides home loans to individuals who want to buy a new home or renovate their existing home.

Credit Cards

The company provides credit cards from various banks to help customers meet their financial needs.

Mission and Vision

Savensa Business Solutions Pvt Ltd aims to become a leading financial organization that provides innovative financial solutions to its customers. The company's vision is to help individuals and businesses achieve their financial goals by providing them with the best financial products and services.

Conclusion

Savensa Business Solutions Pvt Ltd is a reliable financial organization that provides various types of loans and credit cards from different banks. The company's commitment to providing innovative financial solutions to its customers makes it a preferred choice for individuals and businesses.

[loans-paradise]

If you are planning to upgrade your clinic, loans can be quite helpful. Loans Paradise helps doctors to seek easy approval on loans to facilitate their business idea. Now, collateral-free loans are just a click away from you.

Visit: https://www.loansparadise.com/

[yourloanadvisors]

One of the most dignified occupations is that of a doctor. Years of dedication and significant financial resources are needed to become a doctor. Obtain a loan for doctors from your loan advisors at a reasonable interest rate. Find out immediately if you qualify for a personal loan for doctors. Apply Today at +919711165183 or visit- https://www.yourloanadvisors.com/

[waytobankloans]

Apply for Personal Loan Online in Bangalore, India

A personal loan is an unsecured loan that individuals take from bank or non-banking financial companies. Apply for personal loan self and salary employed.

Personal Loan:

Apply Personal loan online is very easy and simple. Nowadays no need to stand on bank queue you can apply from anywhere and everywhere. If Apply loan online you can save time and money.

Waytobank offers Instant Personal Loan Online. Get loan up to 75 lakh, Minimum Documentation with low interest rates. For apply personal loan spending on Tour, travel, Home Improvements, Marriage, Education or unexpected Situations.

Eligibility and Documents:

If you are not eligible for personal loan lenders are rejected your loan.

1. Salary Min 18k to 35k

2. Age 22 to 65

3. Credit score should be 750 or above

KYC Documents:

Identification Proof: Aadhaar card, PAN Card, Driving license

Address proof: Gas bill, Electricity bill, Rental Agreement

Doctors Loan Online:

Apply Doctors Loan Online at watobank. Get instant Approval loan up to 1 crore, Minimum Documentation with Low interest Rates.

Eligibility for apply loan:

· Submit Only an MBBS Certificate and there is no need to submit other documents

· May be different from other banks

Credit Cards Online:

You can apply credit card online easily and waytobank providing lifetime free credit cards online.

Eligibility:

· Salary should be min 18k to 35k

· Credit score should be 750 or above

· Age 22 to 65

Business Loan Online:

Are you planning to grow your Business? Apply business loans online at Waytobank, You can grow your small or medium Business.

Many lenders are providing Business loan but have to check interest rate and process of application.

Waytobank offers business loan online and Get loan up to 3 crore, Minimum Documentation with low interest rates.

Eligibility:

· Minimum Business Vintage 3 years

· Minimum Turnover 80 Lakh Per/Annum

· May be differ from others

KYC Documents:

Aadhaar card, PAN Card, Driving license, Passport

Proof of business ownership

Some other financial documents

Home loan online:

Apply Home Lone Online at Waytobank. Get Home Loan upto 5Lakh to 10crore and Interest Rate Starts from 8.25%, Minimum Documentation with low interest rates. You can buy a Your Dream house.

For Reach Us:

Call: +91–87 22 88 66 33

Visit: https://www.waytobank.com/personal-loan

Email: loans@waytobank.com

Source: https://medium.com/@WaytoBank/apply-for-personal-loan-online-in-bangalore-india-2d56a2ef325d

[astrosky33]

The Best Career for you: Asteroid Industria

◉ Industria is an asteroid in astrology that can represent the long term career industry you will work in. Based on the readings I’ve done this asteroid is very accurate in predicting your long term career

◉ Asteroid Code: 389 -> How to find asteroids

House Meanings

Asteroid Industria in the 1st house

Your career will be a major part of your identity (more so than others careers would). Your career may change or constantly be testing your outlook/view on life. This career will be something you’re very passionate and ambitious about. You may use lots of mannerisms in this career. It most likely is going to involve your physical body, fighting, beauty, confidence, and/or individuality

Ex: Athlete, Model, Makeup Artist, Fighter

Asteroid Industria in the 2nd house

Your career will be a major source of stability (not just financially but also emotionally) for you in your life and your career may boost your self esteem/self worth. It is going to revolve around material items. It most likely is going to involve either your singing voice, finances, cooking, giving, receiving, and/or material resources

Ex: Singer, Banker, Accountant, Chef, Product Designer

Asteroid Industria in the 3rd house

In your career you will use your voice to spread an important message. You will express many of your ideas to others. It most likely will involve communication, literature, teaching, transportation, influencing, social media, the mind, and/or phones

Ex: Author/Writer, Social Media Influencer, Driver, Teacher

Asteroid Industria in the 4th house

Your career will be in an industry where you’re using lots of emotion toward your work and/or caring for others. It won’t be a job far out of your comfort zone. It likely will involve houses, home related things, food, and/or self-care

Ex: Real Estate Agent, Nurse, Baker, Home Designer

Asteroid Industria in the 5th house

Your career may revolve around you and be in an industry where a lot of spotlight/attention is on you. You’re going to work in an industry where you use your talents. It’s going to be a career you really enjoy and that makes you happy! It likely will involve entertainment, romance, events (such as a festival or concert), children, talents, and/or drama

Ex: Actor, Event Planner, Child Psychiatrist, Talent Agent

Asteroid Industria in the 6th house

Your career will have a set schedule and steady income. In this career industry you’ll constantly be working on self improvement. It likely will involve health, fitness, hygiene, your analytic nature, animals/pets, and/or giving service to others somehow

Ex: Doctor, Nutritionist, Fitness Trainor, Dentist, Vet

Asteroid Industria in the 7th house

Your career will be one that’s based around equality or partnership. You’re going to be working towards harmony or peace in this career. It will likely involve commitment, marriage, attractiveness/attraction, contracts, conflicts, negotiations, and/or equality/sharing

Ex: Wedding Planner, Lawyer, Model, Fashion Designer

Asteroid Industria in the 8th house

Your career will be one that’s based around a lot of transformation, power, or mystery. In this career industry you’ll constantly be working on changing for the better. It will likely involve crime, death, taxes, psychology, surgery, investments, the stock market, business, loans, secrets, your inheritance, reproduction, and/or spiritual transformation

Ex: Detective, Psychologist, Tax Preparer, Surgeon

Asteroid Industria in the 9th house

Your career will be one that helps you grow a lot as a person. In this career industry you will learn a lot more than most people do in their career. It will likely involve travel in general, air travel, exploration, television, media, teaching, higher education (college/uni), religion, beliefs, ideologies, philosophy, interviews, courts, law, cultures, ethics, viewpoints, and/or languages

Ex: College Professor, Pilot, Newscaster, Photographer

Asteroid Industria in the 10th house

You are more likely than others to be very successful when having this placement in your chart. Your career will teach you how to set long term goals for yourself and succeed. It will likely involve being in charge/a boss, business, peoples reputations/images, sense of mission, responsibilities, being famous, and/or status

Ex: Manager (anywhere), Publicist, Movie Director

Asteroid Industria in the 11th house

You’re more likely to gain wealth from your career with this placement since the 11th house represents financial gains -> read more here. Your career will be one that introduces new ideas to the world and may be a more unique career compared to most peoples. It will likely involve technology, film, politics, science, inventions, chaos, sudden change, friendship, groups, desires, manifestations, hopes/wishes, humanitarianism, social networking, clubs, and/or parties

Ex: Engineer, Scientist, Film Producer, Politician

Asteroid Industria in the 12th house

Your career is one that will transform you spiritually. In this career industry you will heal others. It will likely involve spirituality, hypnotism, isolation, music, karma/karmic debts, hidden enemies, the subconscious mind, subconscious memory, sleep, dreams (the ones you have when you sleep), old age/people, mental health, fears, losses, endings, impersonations, closure, self-undoing, bed pleasures, intuition, illusions, and/or the afterlife

Ex: Therapist, Song-Writer, Astrologer, Psychic

➠ [READ] the examples listed aren’t the only possible careers for each house only some, so there can be more interpretations than the ones listed

𝗖𝗔𝗥𝗘𝗘𝗥 𝗥𝗘𝗔𝗗𝗜𝗡𝗚! 𝗜 𝘄𝗶𝗹𝗹 𝗮𝗻𝗮𝗹𝘆𝘇𝗲 𝘆𝗼𝘂𝗿 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝗶𝗮 𝗮𝘀𝘁𝗲𝗿𝗼𝗶𝗱 𝗽𝗲𝗿𝘀𝗼𝗻𝗮 𝗰𝗵𝗮𝗿𝘁 𝗶𝗻 𝘁𝗵𝗶𝘀 𝗿𝗲𝗮𝗱𝗶𝗻𝗴

𝗦𝗨𝗕𝗦𝗖𝗥𝗜𝗕𝗘 𝗧𝗢 𝗠𝗬 𝗣𝗔𝗧𝗥𝗘𝗢𝗡 𝗶𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗮𝘀𝗸 𝗺𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗵𝗮𝘃𝗲 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗺𝗼𝗿𝗲 𝗰𝗼𝗻𝘁𝗲𝗻𝘁

𝗠𝗬 𝗠𝗔𝗦𝗧𝗘𝗥𝗟𝗜𝗦𝗧

© 𝐚𝐬𝐭𝐫𝐨𝐬𝐤𝐲 𝟐𝟎𝟐𝟑 𝐚𝐥𝐥 𝐫𝐢𝐠𝐡𝐭𝐬 𝐫𝐞𝐬𝐞𝐫𝐯𝐞𝐝

[hyper-pixels]

How to Grow Up

A guide on how to grow up. It was originally posted by @/friendliness but half the links were broken. So I took what links weren't broken and added other links and more things to know.

This is USA based resources

Personal

Reasons to Stay Alive – A Tumblr post of 116 reasons to stay alive by @/friendliness.

How to Get Better At Asking for Help – Website is Harvard Business Review. The article is “5 Ways to Get Better At Asking for Help” by Wayne Baker.

What to do if you Can’t Afford Therapy – Website is Psych Central and the article is by Steven Rowe.

How to Quit Smoking – “The 22 Best Ways to Quit Smoking” by Debra L. Gordon and David L. Katz M.D. from the Healthy Digest.

How to Legally Change your Name – Website is Forbes.

Wanna Learn Something New? – A Tumblr post made by @/hamletthedane with various new things to try from language learning to ballet.

Free Harvard Courses – Harvard University’s free online courses.

Getting a New Computer? – A quick and dirty comprehensive guide by WIRED on what to look for.

How to Sew – Website is Autodesk Indestructibles. The article is “How to Sew” by Jessyratfink. Having a small sewing kit (that you can pick up from nearly any craft store) is super handy and has saved my life and clothes.

What to Look For in Clothes A YouTube video by Alyssa Beltempo titled “How to Identify High Quality vs. Poor Quality Clothing | Slow Fashion”. Here’s a WikiHow [x] if a YouTube video isn’t your style.

Dealing with Executive Dysfunction – A Tumblr post made by @/compassionatereminders. It's a list to more links on how to deal with executive dysfunction.

Another List Like this One – A Tumblr post made by a now deactivated account. It's a list much like this one.

Home

What’s a mortgage? – Website is realtor.com and the page is called “What is a Mortgage? Home Loan Basics Explained” by Cathie Ericson.

First Apartment Checklist – A checklist PDF. Here’s another link to a Tumblr checklist [x] 

What to Ask Landlords Before Renting? – “25 Questions To Ask a Landlord When Renting a Home” by Morgen Henderson.

What’s Renter’s Insurance? – Website is Forbes Advisor. The article is by Jason Metz and titled “How to Get Renters Insurance”.

Plant Care – A master list of how to care for plants made by @/difficults

Job

Time Management – Website is Entrepenuer and has 10 time management tips. One I personally recommend is keeping a physical calendar book on hand. I keep mine in my bag with a designated pen.

Finding the right job – Website is The Muse and it has 13 free career assessment tests.

Make a resume – Website is Resume Now. Many hirers look at your name, the middle of the page (where your experience list is) and skim the rest.

Job Interview Tips – Website is Linkedin. The article is titled “10 Job Interview Tips to Land The Career of Your Dreams” by Caren Merrick.

How to Write a Cover Letter – Website is The Writing Center. University of Winsconsin, Madison. It’s titled “Writing Cover Letters” and I can’t find the author.

Money

Couponing! – Website is Coupon Database :: Southern Savers. It has a list of mobile apps for coupons to places.

Call 211 for Help – the website leads to 211.org. It's anonymous and can help you get connected to food programs, paying bills and things like doctor appointments. Here’s a Tumblr post about it [x] by @/poessionisamyth

Groceries! – This is a Tumblr meme post, but scrolling through tags/reblogs/replies and there’s plenty of good tips. The post is by @/charlotten

What To Do if You Can’t Pay Your Bills – Website is Nolo. The article is “When You Can’t Pay Your Bills: Thiings To Know” that was updated by Amy Loftsgordon. 

Are You Paying Too Much for Your Phone Bill? – An article by Beht Beverman titled “How Much is Too Much to Pay for a Cell Phone Bill?”.

54 Ways to Save Money – Website is America Saves.

How to Do Taxes – Website is Wiki-How.

The 70/20/10 Method – Website is Business Insider. The Article is “A Beginners Guide to the 70-20–10 Budgeting Method” by Paul Kim.

Side Hustle Ideas – Website is Forbes. “30 Side Hustle Ideas To Make Extra Money In 2024” by Krista Fabregas.

Emergency

Your Rights When a Cop Pulls you Over – Website is Business Insider. Cops are allowed to lie to you, and they will, so be careful.

Hotline List – The website is DoSomething.org. Depression/Suicide, domestic abuse, child abuse and runaway/homeless/and at-risk youth hotlines.

What to Keep in Your Car – Website is MentalFloss. I live in a snowy area that gets blizzards and bad ice. I keep blankets, water and other aids in my car as well as a knife and road flare. I also own a self jumping car battery and it has saved my ass more than once. Heimlich Maneuver – A one minute video by the Mayo Clinic.

The Heimlich Maneuver on Yourself – A one minute video by The List Show TV.

What to Keep in Your Wallet – Website is PureWow. The article is by Rachel Bowie. Keep your drivers license, medical insurance card, and an emergency contact in your card. If you have a pet home alone make sure that you have a card detailing this. Free printable one here [x]

Traveling

Packing List – Website is Smarter Travel.

Traveling with Little to No Money – Website is Nomadic Matt.

How to Pack a Suitcase – Website is Real Simple. The article is by Thersa O’Rourke.

How to Apply for a Passport – Website is WikkiHow.

Making a Travel Budget – Website is Travel Made Simple. “How to Make a Travel Budget” by Ali Garland

[gghostwriter]

Hiya! :D

Since askbox is open, may I please order some slight hurt-comfort based off of "From Eden" by Hozier? Harnessing the pure longing this song emanates to me fr.

Something like non-BAU!reader getting hurt by an unsub during a case (non-lethal but it does require a stitch or two) and spencer gets abnormally worried about this one person among the group of victims (maybe serial bank robberies) and when the team notices it and ask him about it he reveals to them that they're actually his roommate?

something romantic-leaning; I just like the idea of him standing outside the hospital room door [OMG LIKE THE SONG] because the doctors told him to wait before he could go inside sitting there like 🥺 "My roommate :(" and getting embarassed when the team calls reader his partner; "You're so worried it's almost like you're dating." sort of feel

Sorry if this is long btw! I tend to go all out on ideas! Pronouns are up to you though, feel free to change anything to your liking as well! :]

Thanks for reading! :D

Spencer Reid x Fem!Reader Trope: Roommates; Comfort, Fluff, Angst w.c: 1.2k A/N: There's so much interpretation for 'From Eden by Hozier' and I had a challenging time trying to capture which meaning I wanted to encapsulate. This is also by far the longest request I've written and honestly this took a life of its own but I still hope you like it! Main masterlist

Eden. // Spencer Reid

The monotone droll in the bank was white noise in your life that you learned to slowly hate. Day in, day out it was the same thing—customers withdrawing, depositing, and claiming loans. You liked numbers, that was how you ended up as a manager, but the cookie cutter business smile you had to keep on your face was a con you wish to part from. 

You sighed. Your roommate turned secret crush, Dr. Spencer Reid, had warned you about the serial robberies that had happened within the state of Virginia and Washington. He advised you to be vigilant and if possible, to keep your phone within your reach and you easily agreed having heard some of the macabre cases he’d been involved in.

You just didn’t think it would happen today.

“Get down on the ground!” A man’s voice echoed throughout the lobby, followed by a series of gunshots.

Spencer’s voice played in your head as if he was a lighthouse guiding you out from the panic. Hide. Don’t panic. Press the hidden alarm and dial my number.

You thanked your past self for programming his contact on speed dial. Volume down and no words uttered, you hid the phone inside your blouse hoping to not get caught.

“You there!” One of the masked men caught sight of you. “Outside. Now!”

You nodded, averting your eyes to show submission. Another tactic from Spencer.

Wishing the call picked up the trio of robbers voices, you stayed facing down on the lobby surround by the rest of the hostages.

Spencer, please. Please, get my message.

Just a few miles away, tension was high in the BAU conference room. The round table littered with folders and cooling coffee mugs. The team was running on a mixture of caffeine and sheer will to solve the serial bank robber case, tagged as priority by Strauss, that had been terrorizing states for a span of months. 

Spencer raked his already unruly hair. So far, the profile was incomplete. They knew there were three in the team but with varying heights and builds in various crime scenes, even that was shaky. What they were sure of was the sick game of Russian roulette they would play with their hostages, always with one bullet in a revolver and who ever is unlucky, dies with a hole between their brows and the remaining hostages are pistol whipped to unconsciousness. 

He knew he should stay objective. He knew that but how could he, when who he considers as his secret flower was at risk every second the unsubs were at large? It was his mission to keep you safe and the chances of you being caught in the line of fire heightened each second.

Vibration from his pocket brought him out of his musings. 

It was you. Right there and then, Spencer knew it was anything but good. You never called during work hours and with the last conversation between you having been about safety, it had settled in his stomach that the worst reality had come to fruition.

He picked up without saying a word, straining his ears to hear any distinguishable background noise. That was when he heard it—the authoritative, cocky voice yelling at you to come outside. His heart dropped. 

No. No. No. Anything but this.

“Sir, we just got a call,” Penelope rushed into the conference room. “There’s a live hostage taking at—”

“—Commerce Bank. 125 Independence Boulevard,” Reid interjected.

The profilers shared a look.

“That’s right,” Penelope muttered.

Morgan raised an eyebrow at him as he hurriedly stood up and collected his belongings. “Wait Reid—” causing him to stop in his tracks and turn to face back at the team. “—How’d you know?”

“Because Y/N works there,” he promptly exits the room, hightailing it to the elevator.

Emily looked at JJ. “Who’s that?”

She shrugged, lost too on who you were.

———

The team had split into two vehicles. Hotch, Rossi, and Reid in one while Morgan Emily, and JJ in the other.

Rossi glanced at Hotch, communicating the tension Reid was releasing from the passenger seat. In turn, Hotch sneaks a peek via the rear view mirror and profiles Reid’s ticks—hands clasped tight together, right leg shaking up and down, eyes shifting from left to right, and deep breaths through the nose and mouth. 

“Reid,” he called out.

Blown wide doe eyes meet his. “Hm?”

“We need you to stay focused. If you can’t do that, I’ll pull you out of this case.”

“I—I can do it!” His voice cracking.

“Are you sure, kid?” Rossi clarified.

He nodded. “Yeah. Yeah, it’s just she’s my—” roommate but that singular title wasn’t fitting to describe who you were to him. No classification was good enough, really. “—I can focus,” he declared. 

There was a series of looks exchanged between the two senior agents. They didn’t need to be seasoned profilers to understand that their youngest is one slip away from panic.

Hotch sighed. “Alright, Reid, but you follow my orders. Got it?”

“Yes.” 

———

Einstein’s theory of special relativity was what came to mind as he paced outside your hospital room. The physicist implied that time moves relative to the observer. An object moving very fast experiences time more slowly than in rest and that was exactly what he felt as he paces back and forth outside your room, desperately waiting for any update—the good or the bad. Everyone seemed to be moving at a leisure pace while he, Dr. Spencer Reid, hangs on the precipice of elation and despair. 

The team had sent him away, to you specifically, when it was obvious that his otherwise objective mind was of no help in finishing up the case. Was it dreadful of him that he felt relief course through his veins when it wasn’t you that got the short end of the stick during the unsubs’ Russian Roulette? Yes, possibly but he was only human. A being filled with conundrums and good vs evil. 

The impact of today was eye opening. He could no longer deny to himself that you were more than just a roommate or an acquaintance or a friend. Oh, how hard he tried so hard to push away any thought that seemed any less innocent or chivalrous, but the idea of seeing those beautiful eyes broken and in pain made him want to face the truth. The truth being how deliriously in love Spencer Reid was with you. 

His phone rang, disturbing his mind-altering revelation thoughts.

“Hey kid,” It was Morgan. “How is she?”

Reid licked his lips, eyes trained on the still closed door. “I—I haven’t seen her. The doctors are still inside and I’m still here—outside.” 

“I know this isn’t the time but should we know who she is?” A pause. “Girlfriend?”

“No. No, she’s my roommate,” his sigh coated in despair, murky and sad enough for Morgan to notice.

“You sounded so worried. It’s almost like you’re in love with her or something.”

“I am—” your door opened. “I have to go, Morgan,” he hung up before another word could be uttered.

“Are you Dr. Spencer Reid?” The female doctor asked.

He nodded.

She smiled. “She’ll see you now.”

Comments and reblogs are greatly appreciated!

[gators-aid]

decode (pt. 2) - toji f. x reader

previously titled: leave us

masterlist.

part one. | part three.

you and toji fushiguro have been in an on-again-off-again relationship all throughout high school. over the summer break after graduation, you find out you're pregnant. too bad toji has already skipped town after your last breakup.

tags: fem!reader, gun violence, harassment, physical violence, mention of domestic abuse (not between toji & reader), teen pregnancy (reader and toji are both 18-19 range), mentions of abortion, mentioned that toji sold drugs, americanized setting, non sorcerer universe, 00's setting, reader is megumi's mom, toji initially denies megumi is his, i aged up gojo, geto, and shoko so you can have some frens, exes to lovers (eventually), their relationship is toxic rn, not beta read we die like toji :(

wc: 2.7k

4 years later..

You pull Megumi’s hat over his ears to protect them from the cold and squeeze his body closer in your arms. “My mom can’t watch him today, she’s got a doctor's appointment. Shoko and Geto are working right now, too! I promise he won’t cause any trouble. He can sit in a booth while I’m working. Pleeeease, Nanami! You know he’s a good kid!” You beg your boss. He looks down at you and your son, contemplating which rules this would violate. 

It’s Gojo who comes to your defense.

“Come on Nanamiiii, I can help her keep an eye on him! You won’t have any problems, my Megumi is the sweetest little thing, aren’t you baby? Aren’t you?” He leans over to squeeze Megumi’s cheek until Megumi turns his head into your chest to escape Gojo’s teasing. 

Gojo had taken up working at the diner with you after he dropped out of college on account of, “My family has enough money for me to never have to work again. Why would I waste it in college when I can spend my youth working a minimum wage job for fun?”

You and Shoko had punched him in the face for that one. 

“Any disruptions to the customers and you’ll have to figure something else out, Y/N. This is a one time thing. Gojo, don’t let the kid be a distraction to you. You need to stop forgetting you have tables all the time.” You smile and give Gojo a victory high five. “Are you excited to spend the day with mama, Megumi?”

Megumi had turned four a couple of weeks ago. You two now lived in your own modest apartment. It was close to your mother’s house and your job. Usually your mother would keep Megumi for you during work hours, and when that wasn’t available Gojo, Geto, or Shoko would help you out. With all four contenders busy, there was no choice but for you to bring Megumi with you to work. Babysitters and daycare were out of the question on your salary of shitty tips. You could barely afford the apartment. The only way you could get furniture into it was on a loan from Gojo (which he refused to let you pay back). 

You, Nanami and Gojo walk into the back of the building through the kitchen to punch in. “Our little Megumi’s gonna be joining us today!” Gojo announces to the kitchen staff, mainly comprised of high school students and Hakari. You hear various coos as you walk Megumi through the kitchen. “Can you say ‘hi,’ baby?” You whisper to Megumi through his knitted hat. 

He pulls his face from the interior of your sweater and meekly waves to the staff, who all burst into bright smiles. There had been a few times your mother had brought Gumi to the diner to see you during hours, meaning the staff had not only heard of, but had seen Megumi around quite a bit. 

Megumi, unlike his father, was incredibly shy and quiet even for his young age. He was one of the best babies you could ever ask for. He cried of course, even had a nasty case of colic when he was little, but on average he cried far less than a normal kid. For a while you were concerned, bringing him to every doctor your insurance would allow to get second opinion after second opinion. Their conclusion? It’s just his personality. 

"It seems like he cried all his tears out during his first couple of weeks!" One doctor had joked. Yeah, so had you.

Every time you looked at Megumi, you saw Toji. Their resemblance was undeniable. Sometimes it felt as if he hadn’t inherited a single genetic trait from you. Some days, it made you more sad than others. You hadn’t seen any baby pictures of Toji, didn’t think his family even owned any, but if you had to guess, Megumi had to be the spitting image. You’d see old classmates you hadn’t talked to in years only for them to comment on how much they resembled each other. Not knowing about you and Toji's dramatic breakup.

You and Gojo punch in and take off your coats to hang them up on the rack. Yuki, one of your newer coworkers, bursts through the door with a few empty water glasses. “Agh, thank god you two are here!” She exclaims, setting them down by the sink. “I’ve got this table of guys that are driving me batshit. The kitchen guys don’t get it. I need a freakin’ break.” 

You giggle at her and take off Megumi’s hat from where you’re holding him on your hip. “I can take the next one!” You hang up Megumi’s hat next to your coat. “Just let me get him situated.” Yuki gasps and runs over to you. “Hi Megumi! I’ve heard so much about you! It’s nice to meet you, I’m Yuki! Oh my god, Y/N he’s so freakin’ cute!” She exclaims. 

Gojo and Yuki get to talking shit about her table while you walk out onto the floor to choose a booth for Megumi to sit. You choose the one furthest from the door and closest to the kitchen and set him down on a side where you’ll be able to see him clearly for the majority of your shift. “Okay Gumi, I’m gonna be working but I’m gonna come over and check on you a lot too, okay?” You set your bag next to him and pull out a few toys and a coloring book. “I’ll get the kitchen guys to sneak you some food, okay?” He nods and grabs a blue crayon from his half empty box. “Okay, mama.” He replies in the sweetest voice you've ever heard.

You give him a kiss on his forehead and move a piece of his hair behind his ear before moving to the other side of the booth and adjusting your waist apron. “Y/N, you got table three.” Yuki announced. You looked behind you to see Gojo and Yuki approaching Megumi’s table. “Megumiiiii! What are you coloring?” Gojo slid into the seat next to Megumi and his toys. 

“How many?” You asked Yuki. “Just two.” She responded, “The one guy’s hot, maybe you could get laid tonight.” You scoffed. “First of all, don’t say shit like that on the floor when we have customers who may hear you.” You give her a pointed look, “secondly, you’re too young to be talking about intercourse. You’re like twelve.” You smile at her and turn around to go greet your table. 

“I’m literally 18!” Yuki exclaims as you walk away.

“Exactly the point!” Gojo responds for you.

You pull out your server book as you approach your table and click your pen. “Hi, I’m Y/N, welcome to-” when you look up, you freeze. 

First, you see Jinichi, Toji’s brother. When your eyes move over to the other side of the booth, you see him in the flesh for the first time in five years. 

He’s looking down at the table, so you can’t see his face, but from his build alone you can see he’s almost doubled in muscle mass since you last saw him. His hair is longer, bangs falling over his eyes, and he sports a black muscle tee to show off how much he has bulked up over the years. He's intentionally avoiding your gaze.

All the feelings you’ve felt over these five years, anger, rage, resentment, loss, pain, sadness. They all come rushing back at once. Five years of wondering what he was up to while you stayed up with Megumi as a newborn when he had colic and wouldn’t stop crying for almost a month straight. As you operated on auto pilot and almost cried when you saw him smile again. As you cared for him through his first flu, which you had eventually caught too. Rushing him to the hospital for a slight rise in temperature as your mother convinced you over the phone that everything would be okay and you sobbed hysterically. When Megumi took his first steps, when he said his first word. You always thought of Toji. 

How would he have reacted? You may not have trusted him, but you don’t think he’d be a particularly bad father if he were to put in the effort. Every time Megumi smiles, every time he frowns, it looks like Toji has walked right back into your life. When you two talked about kids, it was never very serious. You always talked about the idyllic. How many you’d have, what their names would be, if you’d move out to the countryside so they’d have space to play. You never discussed how you wanted to raise them, how you two would afford it, if Toji would stop dealing.

“Well, well, fucking well!” Jinichi starts. “This is just fucking hilarious!” You can see Toji tense up where his elbows rest on the table. Jinichi leaned back in his seat looking back and forth between you and Toji. “High school fucking sweethearts! Look at this shit, Toji, that's your girl right there! Hey Y/N-” Before Jinichi can finish his sentence, Toji bangs his hands on the table, making the condiment bottles rattle loudly, and bringing the entire restaurant's attention towards the three of you. Toji mumbles something under his breath that you can’t pick up. You’re still physically frozen in place.

Jinichi had always been an asshole. Toji didn’t like you to go over to his house for multiple reasons relating to his family, but one of the major ones was because of his brother. Jinichi always had a smart mouth. Liked to put dumb ideas in Toji’s head, one of which was the one that eventually got him shot and bleeding out on your bedsheets.

“Ahh, come on little brother. You’re so intense nowadays. We’re here for a good ol-”

“We’re here for fucking business, Jinichi. Shut the fuck up. We don’t want nothin’.” Toji says, finally addressing you without even looking your way. You feel someone grab onto your shoulder and quickly turn to see Gojo. He gently pulls you away from the table. 

“I- I didn’t-” you begin, before Gojo can even get you five feet from the table, Jinichi is back at it. “Hey, what the hell, don’t take my waitress! I ain’t ordered nothin’ yet! Hey Y/N, you look good by the way! Usually girls get ugly after they have babies!” 

It’s so sudden and quick that if you weren’t five steps away, you wouldn’t have seen it at all. Toji leans over the table, somehow calmly and aggressively at the same time, to grab his brother by the collar of his shirt. “That’s enough. Don’t make me fucking tell you again.” He says, his tone quiet and deadly. 

All you can think about is Megumi, where the fuck is Megumi? He’s your priority right now. Your head whips toward Megumi’s table, where you see Yuki with her hand on Megumi’s shoulder as he watches you intensely. 

“Fuck. Gumi.” You whisper to yourself. 

You pull away from Gojo’s grasp to race toward your son. “Mama..” he whispers as you reach him and pull him tightly into a hug. “It’s okay honey. Don’t worry about it.” You firmly grasp the back of his neck to ground yourself. This is exactly why you had said all those things you said to Toji all those years ago. You didn’t want your child growing up in an unstable environment. You didn’t want Toji’s issues to be a cause of stress for yourself or for Megumi. It'd be slightly different if these were two random guys in the diner. Sure, you'd shield Megumi if it got intense, but the fact that one was his father made the hair on the back of your neck stand up at the slightest movement.

“You look sad mama. Did the big men hurt you?” You laugh at his innocence. “No, baby. They didn’t hurt me.” They did hurt you. In a deep emotional way that you didn’t feel like explaining to a four year old right now. “Let's go honey, little kids shouldn’t see this.” 

“I’m a little kid, right?” He asks. “Yes, you are.”

“What the hell is going on?” You hear a booming voice come from the kitchen door and see Nanami walking towards Toji’s table. “Nothings going on!” Jinichi yells. “You know how the little brothers are, always got a goddamned inferiority complex goin’ on or somethin’!” Toji still has a grasp on his shirt as Jinichi is yelling at Nanami. 

“I’m going to have to ask you two to leave.” Nanami says calmly. “I ain’t fucking leaving. I came here for some fuckin’ service from my brother’s old-” Suddenly, Jinichi’s head is being slammed onto the table, and a collective gasp is aroused from the restauraunt. 

“Come, Gumi.” You pick him up in your arms. “Yuki, can you pack his stuff up for me please?” You ask as you contemplate your next move. “Of course, of course.” You can’t head to the front or kitchen door without Gumi potentially seeing more violence. You would have to rush past in the hopes that nothing else happens while you’re moving by. The kitchen door is closer from here, less potential for Megumi to see anything. 

“Ok, Gumi. Can you close your eyes for me real quick, baby?” You ask, rubbing his back. “Ok, mama.” You move Megumi so that his face is pressed to your chest and book it toward the kitchen door. You hear more commotion as you pass by, but will yourself not to turn around and check. Gojo and Yuki follow you in from behind with your bag. When you’re in the kitchen, you’re quick to set Megumi on the ground to grab his hat and secure it on his head. 

“I’m so sorry, Y/N, I never would’ve given you that table if I knew.” She apologizes as she hands you your bag. You laugh. “It’s not your fault Yuki. By the way, remember what I said about no intercourse? You wanna implement that policy because of fuckers like him-” “Mama!” Megumi chastises. “Sorry, bad word.” Yuki lets out a relieved sigh.

“I didn’t even see them walk in, Y/N-” Gojo starts. “Oh my gosh guys, it's not a big deal! Seriously, I’m just worried about Gumi seeing anything.” Even as you say this, your hands shake as you attempt to zip up Megumi’s coat. Gojo gives you a knowing look and grabs your own coat off the rack for you. 

“I just, um, need a little break. I can’t afford to lose out on the money tonight.” You say, grabbing your coat from him and sliding it on. “I’ll cover you-” Gojo starts, but you interrupt. “I’m not taking money from your family, Gojo!” You pick up Megumi and hold him on your hip. “I’m not saying that. I’ll split the tips from tonight with you. My apology for not seeing them before.” 

“No, Gojo.”

Nanami walks in the kitchen door. “Take the day off,” he says to you before walking back to his office. “No, Nanami I’m ok I’ll just take him to my mom’s really quick-” 

“You’re too shaken up to do anything else today. I’ll schedule you more next week to make up for it.” Nanami supplies. “Thank you.” You say, silently relieved. Was your distress seriously that obvious? You would have to tone it down in front of Gumi.

“Wooow Nanami you’re such a good manager-” 

“Can it Gojo, you’re gonna have to pick up the slack tonight.”

You’re already making your way out the back of the building when Gojo responds with a whine.

“Hey what the hells going on out there?” Hakari asks as you walk by. “Some bullshit.” You respond. “Mama!”

You weren’t even in the building for thirty minutes today, but it feels thirty degrees cooler when you walk out. The trek to the bus stop is gonna suck. 

It's a ten minute walk from the diner to the bus stop. You cling onto Megumi for warmth, making sure he's buried not only in his own coat, but in yours. When you get to the bus stop, you realize it’s gonna be another fifteen minutes before the bus comes. Megumi isn’t one to complain, but you can feel him shivering under you. “Just a little longer baby.” You soothe him, rapidly rubbing his back and arms in an attempt to warm him. 

It must be some sick joke for an old pickup truck to pull right in front of the bus stop and roll its window down. 

“Do you need a ride?” Toji asks.

You've gotta be fucking kidding.

part two is up! thanks so much for all the love on the first on! 70 notes is crazy!

pls send requests or questions to me! and also let me know if i missed anything in the tags!

thank you guys !!!

(i'll make a masterlist maybe when pt 3 goes up but im too lazy rnnnnnn)

[mostlysignssomeportents]

When private equity destroys your hospital

I'm on tour with my new novel The Bezzle! Catch me TOMORROW in PHOENIX (Changing Hands, Feb 29) then Tucson (Mar 9-10), San Francisco (Mar 13), and more!

As someone who writes a lot of fiction about corporate crime, I naturally end up spending a lot of time being angry about corporate crime. It's pretty goddamned enraging. But the fiction writer in me is especially upset at how cartoonishly evil the perps are – routinely doing things that I couldn't ever get away with putting in a novel.

Beyond a doubt, the most cartoonishly evil characters are the private equity looters. And the most cartoonishly evil private equity looters are the ones who get involved in health care.

(Buckle up.)

Writing for The American Prospect, Maureen Tcacik details a national scandal: the collapse of PE-backed hospital chain Steward Health, a company that bought and looted hospitals up and down the country, starving them of everything from heart valves to prescription paper, ripping off suppliers, doctors and nurses, and callously exposing patients to deadly risk:

https://prospect.org/health/2024-02-27-scenes-from-bat-cave-steward-health-florida/

Steward occupies a very special place in the private equity looting cycle. Private equity companies arrange themselves on a continuum of indiscriminate depravity. At the start of the continuum are PE funds that buy productive and useful firms (everything from hospitals to car-washes) using "leveraged buyouts." That means that they borrow money to buy the company and use the company itself as collateral: it's like you getting a bank-loan to buy your neighbor's mortgage out from under them, and using your neighbor's house as collateral for that loan.

Once the buyout is done, the PE fund pays itself a "special dividend" (stealing money the business needs to survive) and then starts charging the business a "management fee" for the PE fund's expertise. To pay for all this, the PE bosses start to hack away at the company. Quality declines. So do wages. Prices go up. The company changes suppliers, opting for cheaper alternatives, often stiffing the old company. There are mass layoffs. The remaining employees end up doing three peoples' jobs, for lower wages, with fewer materials of lower quality.

Eventually, that top-feeding PE company finds a more desperate, more ham-fisted PE company to unload the business onto. That middle-feeding company also does a leveraged buyout, pays itself another special dividend, cuts wages, staffing and quality even further. They switch to even worse suppliers and stiff the last batch. Prices go up even higher.

Then – you guessed it – the middle-feeding PE company finds an even more awful PE bottom-feeder to unload the company onto. That bottom feeder does it all again, without even pretending to leave the business in condition to do its job. The company is a shambling zombie at this point, often producing literal garbage in place of the products that made its reputation. Employees' paychecks bounce, or don't show up at all. The company stops bothering to pay the lawyers that have been fending off its creditors. Those lawyers sue the company, too.

That's the kind of PE company Steward Health was, and, as the name suggests, Steward Health is in the business of stripping away the very last residue of value from community hospitals. As you might imagine, this gets pretty fucking ugly.

Steward owns 32 hospitals up and down the country, though its holdings are dwindling as the company walks away from its debt-burdened holdings, after years of neglect that have rendered them unfit for use as health facilities – or for any other purpose. Tcacik's piece offers a snapshot of one such hospital: Florida's Rockledge Regional Medical Center, just eight miles from Cape Canaveral.

Rockledge is a disaster. The fifth floor was, at one point, home to 5,000 bats.

Five.

Thousand.

Bats.

(Rockledge stiffed the exterminators.)

The bats were just the beginning. One of the internal sewage pipes ruptured. Whole sections of the hospital were literally full of shit, oozing out of the walls and ceiling, slopping over medical equipment.

That's an urgent situation for any hospital, but for Rockledge, it's catastrophic, because Rockledge is a hospital without any hospital supplies. Steward has stiffed the companies that supply "heart valves, urology lasers, Impella catheters, cardiac catheterization balloons, slings for lifting heavier patients, blood and urine test reagents, and most recently, prescription paper." Key medical equipment has been repossessed. So have the Pepsi machines. The hospital cafeteria had its supply of cold cuts repossessed:

https://www.reddit.com/r/massachusetts/comments/1agc1j4/comment/kolicqo/

It's not just Steward's nonpayments that reek of impending doom. Its payments also bear the hallmarks of a scam artist on the brink of blowing off the con. The company recently paid off a vendor with five separate checks for $1m, each drawn on "a random hospital in Utah" (Steward recently walked away from its Utah hospitals; its partners there are suing it for stealing $18m on their way out the door).

This company – which owns 32 hospitals! – has resorted to gambits like sending photos of fake checks to doctors it hasn't paid in months as "proof" that the money was coming (the checks arrived 22 days later).

Steward owes so much money to its employees – $1.66m to just one doctors' group. But the medical staff keep doing their jobs, and are reluctant to speak on the record, thanks to Steward's reputation for vicious retaliation. Those health workers keep showing up to take care of patients, even as the hospital crumbles around them. One clinician told Tcacik: "I watched a bed collapse underneath a [patient] who had just undergone hip surgery."

Rockledge has nine elevators, but only five of them work – the other four have been broken for a year. The hospital's fourth floor has been converted to "a graveyard of broken beds." The sinks are clogged, or filled with foul gunk. There's black mold. Nurses have noted on the maintenance tags that the repair service refuses to attend the hospital until their overdue bills are paid. The fifteen-person on-site maintenance team was cut to just two workers.

Steward is just the latest looting owner of Rockledge. After the Great Financial Crisis, private equity consultants helped sell it to Health Management Associates. The hospital's CEO took home a $10m bonus for that sale and exited; Health Management Associates then quickly became embroiled in a Medicare fraud and kickback scandal. Soon after, Rockledge was passed on to Community Health Systems, who then sold it on to Rockledge.

Steward, meanwhile, was at that time owned by an even bigger private equity giant, Cerberus, which then sold Steward off. That deal was performatively complex and hid all kinds of mischief. Prior to Cerberus's sell-off of Steward, they sold off Steward's real-estate. The buyer was Medical Properties Trust, who gave Cerberus $1.25b for the real-estate: three hospitals in Florida and three more in Ohio. Steward then contracted to operate these hospitals on MPT's behalf, and pay MPT rent for the real-estate.

This complex arrangement was key to siphoning value out of the hospital and to keeping angry creditors at bay – if you can't figure out who owes you money, it's a lot harder to collect on the debt. The scheme was masterminded by Steward founder/CEO Ralph de la Torre. De la Torre is notorious for taking a massive dividend out of the company while it owed $1.4b to its creditors. He bought a $40m yacht with the money.

De la Torre was once feted as a business genius who would "disrupt" healthcare. But as Steward's private jet hops around "Corfu, Santorini, St. Maarten and Antigua" as its hospitals literally crumble, he's becoming less popular. In Massachusetts, politicians have railed against Steward and de la Torre (Governor Healey wants the company to leave the state "as soon as possible").

Florida, by contrast, is much more friendly to Steward. The state Health and Human Services Committee chair Randy Fine is an ardent admirer of hospital privatization and is currently campaigning to sell off the last community hospital in Brevard County. The state inspectors are likewise remarkably tolerant of Steward's little peccadillos. The quasi-governmental agency that inspects hospitals has awarded this shit-and-bat-filled, elevator-free, understaffed rotting hulk "A" grades for quality.

These inspectors jointly represent a mismatched assortment of private and public agencies, dominated by a nonprofit called Leapfrog, the brainchild of Harvard public-health prof Lucian Leape, who founded it in 2000. Leapfrog likes to tout its "transparent" assessment criteria, and Steward are experts at hitting those criteria, spending the exact minimum to tick every box that Leapfrog inspectors use as proxies for overall quality and safety.

This is a pretty great example of Goodhart's Law: "every measurement eventually becomes a target, whereupon it ceases to be a good measurement":

https://xkcd.com/2899/

But despite Steward's increasingly furious creditors and its decaying facilities, the company remains bullish on its ability to continue operations. Medical Properties Trust – the real estate investment trust that is nominally a separate company from Steward – recently hosted a conference call to reassure Wall Street investors that it would be a going concern. When a Bank of America analyst asked MPT's CFO how this could possibly be, given the facility's dire condition and Steward's degraded state, the CFO blithely assured him that the company would get bailouts: "We own hospitals no one wants to see closed."

That's the thing about PE and health-care. The looters who buy out every health-care facility in a region understand that this makes them too big to fail: no matter how dangerous the companies they drain become, local governments will continue to prop them up. Look at dialysis, a market that's been cornered by private equity rollups. Today, if you need this lifesaving therapy, there's a good chance that every accessible facility is owned by a private equity fund that has fired all its qualified staff and ceased sterilizing its needles. Otherwise healthy people who visit these clinics sometimes die due to operator error. But they chug along, because no dialysis clinics is worse that "dialysis clinics where unqualified sadists sometimes kill you with dirty needles":

https://www.thebignewsletter.com/p/the-dirty-business-of-clean-blood

The bad news is that private equity has thoroughly colonized the entire medical system. They took hospitals, fired the doctors, then took over the doctors' groups that provided outsource staff to the hospital:

https://pluralistic.net/2020/04/04/a-mind-forever-voyaging/#prop-bets

It's illegal for private equity companies to own doctors' practices (doctors have to own these), but they obfuscated the crime with a paper-thin pretext that they got away with despite its obvious bullshittery:

https://pluralistic.net/2020/05/21/profitable-butchers/#looted

The financier who decides whether you live or die depends on an algorithm that literally sets a tolerable level of preventable deaths for the patients trapped in the practice:

https://pluralistic.net/2023/08/05/any-metric-becomes-a-target/#hca

Private equity also took over emergency rooms and boobytrapped them with "surprise billing" – junk fees that ran to thousands of dollars that you had to pay even if the hospital was in network with your insurer. They made billions from this, and spent a many millions from that booty keeping the scam alive with scare ads:

https://pluralistic.net/2020/04/21/all-in-it-together/#doctor-patient-unity

The whole health stack is colonized by private equity-backed monopolies. Even your hospital bed!

https://pluralistic.net/2022/01/05/hillrom/#baxter-international

Then there's residential care. Private equity cornered many regional markets on nursing homes and turned them into slaughterhouses, places where you go to die, not live:

https://pluralistic.net/2021/02/23/acceptable-losses/#disposable-olds

The palliative care sector is also captured by private equity. PE bosses hire vast teams of fast-talking salespeople who con vulnerable older people into entering an end-of-life system before they are ready to die. Thanks to loose regulation, the nation is filled with fake hospices that can rake in millions from Medicare while denying all care to their patients (hospice patients don't get life-extending medication or procedures, by definition):

https://pluralistic.net/2023/04/26/death-panels/#what-the-heck-is-going-on-with-CMS

If you survive this long enough, Medicare eventually tells the hospice that you're clearly not dying and you get kicked off their rolls. Now you have to go through the lengthy bureaucratic nightmare of convincing the system – which was previously informed that you were at death's door – that you are actually viable and need to start getting care again (good luck with that).

If that kills you, guess what? Private equity has rolled up funeral homes up and down the country, and they will scam your survivors just as hard as the medical system that killed you did:

https://pluralistic.net/2022/09/09/high-cost-of-dying/#memento-mori

The PE sector spent more than a trillion dollars over the past decade buying up healthcare companies, and it has trillions more in "dry powder" allocated for further medical acquisitions. Why not? As the CFO of Medical Properties Trust told that Bank of America analyst last week, when you "own hospitals no one wants to see closed." you literally can't fail, no matter how many people you murder.

The PE sector is a reminder that the crimes people commit for money far outstrip the crimes they commit for ideology. Even the most ideological killers are horrified by the murders their profit-motivated colleagues commit.

Last year, Tkacic wrote about the history of IG Farben, the German company that built Monowitz, a private slave-labor camp up the road from Auschwitz to make the materiel it was gouging Hitler's Wehrmacht on:

https://pluralistic.net/2023/06/02/plunderers/#farben

Farben bought the cheapest possible slaves from Auschwitz, preferentially sourcing women and children. These slaves were worked to death at a rate that put Auschwitz's wholesale murder in the shade. Farben's slaves died an average of just three months after starting work at Monowitz. The situation was so abominable, so unconscionable, that the SS officers who provided outsource guard-labor to Monowitz actually wrote to Berlin to complain about the cruelty.

The Nuremberg trials are famous for the Nazi officers who insisted that they were "just following order" but were nonetheless executed for their crimes. 24 Farben executives were also tried at Nuremberg, where they offered a very different defense: "We had a fiduciary duty to our shareholders to maximize our profits." 19 of the 24 were acquitted on that basis.

PE is committed to an ideology that is far worse than any form of racial animus or other bias. As a sector, it is committed to profit above all other values. As a result, its brutality knows no bounds, no decency, no compassion. Even the worst crimes we commit for hate are nothing compared to the crimes we commit for greed.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/02/28/5000-bats/retaliation#charnel-house

[qwimblenorrisstan]

Lesson Learnt Pt. 2 | John Price x Reader

Summary: After the initial incident that caused your meeting, Johnny sets you and Price up on a date at a little diner nearby.

Word Count: ~ 2.5k

Warnings: can’t say much w/o spoilers but random men, ghost being moody, Johnny being overly friendly, working in customer service…

A/N: idk what happened something possessed me when I made this, it was supposed to be fluff but then it exploded. hope you enjoy<3

Requests are open!

Previous | Masterlist

Weeks had passed after the initial incident, and your life had quickly changed.

You’d broken up with your toxic boyfriend, now wondering how you hadn’t seen it earlier, and why you hadn’t listened to all your friend's advice and thoughts on him. You’d moved out, blocked him on everything, and found a new apartment closer to your simple job as a barista. It was enough to keep the bills paid, for now. At least until you finally got out of college with your doctorate in nursing science.

Having been in college for nearly eight years now, and not living in the dorm (there were far too many incidents on campus for you to trust any sort of campus police, not to mention the generally shady system of coverups) made it a little bit harder.

Student loans were threatening to suffocate you, but for now, you would focus on one day to the next. All of this, the annoying days that drug on, or the hard times, would all be memories before you knew it, and it would be worth it. Or at least you hoped.

Today wasn’t one of those super slow-moving days where customers were ordering hyper-specific drinks or getting the suspiciously old lemon cakes, only to complain about how stale they were, as if you could do anything about it. No, today was relatively normal, customers minding their own business after ordering, coworkers having idle chatter.

“M’ taking my lunch break.”

You said to your close coworker, Laney. Her honey-brown eyes shifted over to you, and she nodded with a little smile.

“Don’t take too long, might miss some cute boys.”

She teased, knowing full well all of your opinions on relationships right now. You wanted to wait until you had a stable income and were out of school. She’d heard it only about a million times. You huffed a soft laugh, deft fingers untying the knot in your apron as you set it up on a hook, walking out to your car.

Lunch break was about 30 minutes, which was more than enough for you to drive to the nearest cheap restaurant and pick something up. Clicking your key button and heading towards where you heard the beep of your car, you opened the door, sliding into the worn leather. It wasn’t a new car, not by a long shot, but it was your old faithful, and it had served you well for nearly ten years in a row.

You started the car, muscle memory kicking in as you drove to that place right down the road from your work. It was past the chicken shop, a place you would refrain from visiting for a while after seeing some undercover cops staking out there one night.

You turned and pulled into the parking lot, glancing around before opening your door, only for the cold air to nip at your bare arms, when you decided to slip on the warm leathery jacket, with the fur on the inside. The one that the man, John, maybe, had given you. You’d lost the piece of paper with their numbers on it to the washing machine, but oh well. He didn’t look like the type to live around here, anyway, so it wasn’t like you were going to see him again.

Walking into the restaurant, you strode to the front, placing a quick little order and paying with your card, before choosing a small circular table in the corner to wait for your food. This place was usually quick. You idly scanned the guests. Two large men sitting together, chatting. An older woman and what was probably her husband seated with a younger man and woman. Maybe some sort of family double date? A nervous-looking teenager sitting alone, knee bouncing. An old, thin man seated at the far end, mumbling incoherently to himself.

Not unusual.

You pulled your phone out, idly scrolling through social media before your name was called, and you got up to go collect your food.

~

“You sure?”

“M’ tellin’ ya, it’s exactly what Gaz said she looked like.”

Simon glanced out at the girl his sergeant seemed so certain about. He wouldn’t lie, you did match the description pretty decently. Just as he opened his mouth to point anything out that fought against Johnny’s claim (just to spite him, obviously, not because he liked watching Soap get all frustrated and start rambling on for an hour on end), he noticed it.

“She’s wearin’ cap’s jacket.”

Johnny’s brows rose as he snuck another glance at you. You grabbed your tray of food, walking back to the small little corner where your bag was on the seat. You were wearing their captain’s jacket. The brown leather, the slight fuzz in the sides and insides, the buttoned pockets….he wasn’t sure how he hadn’t noticed it earlier.

“Hell’s bells, been wonderin’ where that thing went.”

Simon only gave a little grunt in reply, eyes narrowed on you before he glanced back at his food. He didn’t want to seem a creep. He already knew he was intimidating enough to the normal civilian, and one of his “I-want-to-eat-your-firstborn-child” glares (named by Johnny and Kyle) probably wasn’t helping.

“Sounds like Price’s found ‘imself a pretty birdie.”

Johnny lit up at those words, a devilish grin lighting his features, one that Simon usually only saw before he demolished buildings or people with explosives. He was already dreading it before it came out of his mouth.

“We shoul’ set ‘em up on a date.”

“No.”

“Don’ tell me it wouldn’ be a good idea. Might keep him from giving us so many sprints at training, yeah? Ya know he’s been overworkin’ us lately…”

The slight pause Simon took was all Soap needed to continue spewing his disarming, convincing words that usually always worked on his Lieutenant. His lips further curled into a grin as he went on.

“He’s been so tense lately, jus’ let us do this for ‘im, help him relax some…”

“Fine. Get on wit’ it.”

Simon finally relented, suddenly finding his food very interesting to look at as Johnny got up, striding over to you with a confidence one could only expect from the Scotsman.

He glanced up, trying to subtly watch as his sergeant approached you. You were on a call with someone, the phone held up to your ear by your shoulder while you ate your fries, the main entree of your order already gone. When Johnny walked up, you immediately sized him up.

Paranoid. Simon didn’t blame you, living on this end of town. The only reason he and the guys stayed here was for the cheap flats they could get when on leave for a few months. Price had a little house more up South, but never visited it much, letting it gather some dust.

You took the phone from your ear, muttering something to whoever was on the other end, and hanging up. You raised a brow at Johnny, who in turn gestured to your jacket and struck up a conversation. Johnny was trying to look unthreatening, he could tell. Sitting down so he wasn’t standing over you. A small, easygoing smile. Trying to make you laugh, and succeeding a bit.

Five minutes in, and you were seeming more comfortable with him. He wrote something down on a napkin from your table with a pen in his pocket, handing it to you, giving a teasing wink which you snorted at, and walking back over to his and Simon’s table with a huge smile.

“Wha’ did you just do?”

Simon asked, suspiciously eying Soap.

“I set our cap’ up with a date.”

He beamed, and Simon only sighed, knowing that Price wouldn’t take it too well to be sent on a date with a girl he’d only just met a few weeks ago. A girl that hadn’t texted him since. But maybe, just maybe, it would go decently.

~

That had been one of the strangest encounters in your life.

A Scottish man introduces himself as a friend of Price’s, saying something about working together at their jobs and telling you he recognized the jacket you were wearing. So much for not ever seeing John Price again, considering his friend had just set the two of you up, and given you the man’s number too. All the while the gruff-looking man had sat at Johnny’s table, watching the interaction.

It had made you more than a little nervous, but nothing had gone bad. The Scotsman had been friendly, and even funny, but not pushing too far.

And now you had a date on Friday night.

When you got back to work, off of lunch break, Laney helped you into your apron, tying the knot for you like she always did.

“You’re late, what took so long?”

She knew you weren’t usually ever late. Always on time, punctual, even. You managed your time properly.

“You wouldn’t believe it if I told you.”

She grinned at that, nudging you with an elbow as you started taking orders.

“C’mon, spill it.”

And you did.

You began with the incident a few weeks ago, which she’d mostly already heard about, then told her all about the Scotsman and his friend, and finally the date on Friday. Right when you were about to finish the story, you felt your phone buzz, and you took it out to check it despite usually keeping it on Do Not Disturb. A text from an unknown number, but you knew who it was.

“Sorry for my muppets bothering you, they don’t know how to keep their mouths shut.”

You snorted in undignified laughter, replying while an older customer complained, mumbling something about ‘this generation and their phones’.

“I’m assuming you’re talking about Johnny?”

“Yes, the one that barely talks in coherent English.”

“Aw, he was funny. I liked him.”

“Don’t go liking him too much. We apparently have a date on Friday.”

“I’ll see you there, then?”

“See you there.”

You finally silenced your phone, slipping it back into your pocket as you went back to work with a noticeable pep in your step and a warm, fuzzy smile you offered to customers.

Laney certainly noticed.

When your shift was over, ending quickly, she talked to you while walking out to the parking lot through the back exit.

“I can help you get ready for the date, if you want?”

She offered. You’d be stupid to deny, with the impeccable makeup and fashion sense that she had.

“Sure, I can swing by at 3. That’ll give you plenty of time.”

“You have any shifts the rest of the week?”

“Barely. Just little half-times I squeezed in between lecturers. Last year’s always the busiest.”

“See you Friday, then.”

You beamed at her, sliding into your car as she walked to your own.

“See you Friday.”

~

Some of the days passed in a blur, some dragged on slower than ever before.

Eventually, though, Friday rolled around, and you were sitting in your friend’s chair as she did your hair, your makeup light, but good. You were wearing a simple outfit, some clean jeans, and a cute brown sweater over your white shirt.

It was 4:30, and you had only thirty minutes to haul your ass out to the nice diner the both of you were meeting at for dinner.

“It’s fine, I need to go. Seriously.”

Laney gave you a look, but reluctantly started putting all her things away. You hugged her, mumbling thanks in her ear, before grabbing your purse that had all of your things in it and walking to the exit of her quaint home.

You drive to the diner, finding the parking lot to have the familiar old car you’d seen Price driving in the first place. You parked got out of the car, and walked into the diner, only for the server up front to inform you that you’d already been paid for, and she led you to a table where Price was seated.

He’d tried to dress nicely, you could tell. Beard combed and hair done, dressed in jeans and a comfortable-looking dress shirt. He gave you a small smile as you slid into the booth, and there was already a tray of crinkle-cut fries in the center.

“Hope you didn’ mind that I ordered, big fella like me needs a lotta food.”

He said with a chuckle, and you grinned.

“I don’t mind, trust me, my older brother devours food like no other.”

He smiled, a little bob of his head before his brow raised in mild curiosity.

“You got a brother?”

A nod.

“Yeah, name’s Gary. He’s quiet, but we love ‘im for it.”

“Me and the boys are just about brothers, wish they’d be quiet for once.”

You snorted at that, taking a sip of your water before the waitress came by and you ordered your meal. Price’s was the first to come out, he’d ordered a full English breakfast that the diner somehow served, despite it being around dinner time. Yours came out next, and you both idly chattered about your life, family, jobs (he was apparently military and off on leave right now, not that you minded), and whatnot.

When he was about more than halfway through his food, his phone began buzzing, and his face went serious as he held a small finger up to you with a slightly apologetic expression, taking the phone call.

He listened, and you simply continued eating your food, not minding. Everyone had to take important calls every now and then, sometimes it just wasn’t avoidable.

He gave a few gruff yes’ and no’s, before sighing as he replied for one last time into the phone.

“I’ll be right there.”

When he clicked off the call, shoving his phone into his pocket, he gave an apologetic look.

“It’s an emergency, can’t stay. ‘M sorry.”

You nodded in understanding.

“Is everything alright?”

You asked, and he nodded, face set in what looked like a grim determination. He called a waitress over, paying the bill before you both got up. He gave you a light pat on the shoulder as you both walked out, right before you went to your car.

“We could do this again, if you’d like. With no interruptions.”

“I’d like that.”

He breathed an audible sigh of relief at that.

“I’ll text you when I can.”

Before he began walking to his car, getting in. You walked to yours, opened up the driver’s side door, and slid in before you saw his jacket sitting on the passenger seat. Cursing to yourself, you grabbed it, having it in mind to go take it to him before he left.

Before you could move, though, a hand clasped over your mouth.

A cold prick of pain in the back of your neck. Liquid.

“Don’t scream.”

A voice warned as if you could make any noise at all with a hand over your mouth.

An overwhelming sense of heaviness overtook you, and your vision began swimming, before turning black as your eyes fluttered closed.

“What’re we getting ‘er for?”

“Bargaining chip.”

Tags:

@yearninglustfully

@ashy-kit

@theoslove

@mayoforthewin

[janeyseymour]

La Cosa Nostra- pt 1

*clears throat* ...hi. i present to you, the first part of the fic that @schemmentis are co-writing. and damn, if i do say so myself.

Summary: You're a part of the mob. Melissa is a part of the mafia. Together... it makes for an interesting life.

Let us know what you think because we are having an absolute BLAST with this!

WC: ~3k

You really don’t know how you ended up in this position. 

One day, you were working at the local hair salon, the next, you learned that your boss was tied up in the mafia and needed some help getting out. Luckily for him; you already had contacts. Just not on the side he was with. Which means you couldn’t entirely get him out of trouble but you could help. And you did. You had called your “Uncle'' Joe for a favor. A big one. Taking the loans of your boss at the hair salon off the Italian’s books and claiming them to the Irish instead. At least then, you knew exactly who needed to be spoken to for the loans and what was owed. And that’s how you met Melissa Schemmenti.

Melissa had been sent on behalf of the Italian’s. To negotiate taking the salon’s books. She hadn’t given it up easily. The only saving grace was the fact that the Irish taking the books meant the Italians didn’t have a problem to worry about anymore. It was hard not to want to agree from the Italian side of it. They had nothing to lose. And you were indebting yourself a great deal to your own “family” by taking it on. Except you knew you could turn a profit if you were given the chance. You argued with the red-head spokeswoman tooth and nail, like your life depended on it. Yours didn’t, not yet. Your boss’ life did, though. 

When Melissa finally agreed to turn over the books, she’d shaken your hand with an all too satisfied smile. One that you hadn’t forgotten since. You went around everyone in your extended “family” to ask her out. You half expected her to cuss you out and make it extremely well known you had tried. Instead, she’d said yes and told you to pick her up at six.

Fast forward seven years: you now own the hair salon, that red headed woman is your wife, and you have two beautiful little girls together. Everything is great- you would even dare to say perfect. Your front is working perfectly while still being one of the best hair salons in all of Philadelphia, your wife’s restaurant has taken off and she’s been named one of the most up and coming restauranteurs in the city, and your two children are well on their way to blossoming into two of the smartest kindergarteners you know.

The day your daughters were born is second only to the day you married Melissa in the happiest day of your life. Deciding to start a family as soon as possible, you began to lay down the foundations for a family. It had been decided that you would carry while attempting to find a donor that was as similar to your wife as possible. 

The two of you had tried a few times before and hadn’t managed to get pregnant. The day that you went in to take a test and the doctor told you that were indeed pregnant was one that you’ll never forget- Melissa jumping out of her seat and tackling you in a hug, her hand already resting gently on your flat stomach. And when you found out that you were blessed enough to be pregnant with twins, Melissa had gripped your hand, making a cross over her chest with the other. She thanked God for blessing you with two; she thanked you for carrying them since she couldn’t imagine being the one to. 

Having you carry was risky though, and it never left either of your minds through the entire pregnancy that you were technically on the forefront of this illegal business that you found yourself a part of now. But you were able to make it through your entire pregnancy without a hair on your head touched (you’re fairly certain Melissa had threatened both sides that if you were even looked at the wrong way they would be taken care of). 

Melissa, even five years later, is positive you were only flattering her when you had requested to name one of your girls in honor of her. She was the love of your life, after all, you had argued. Caterina Ann had been born first, and two minutes later her sister followed. Melissa named her Rosalina Marie. Gifting one of her sister’s middle names despite their estrangement. When the two of them did finally reconcile and Kristen Marie met your rays of sunshine, she wept at their names.

And then, it all comes crashing down on you. You’re out with your wife to pick up the girls from their day at school when your phone rings- and not your personal phone: the phone that you use specifically for your business.

“Hello?” you answer softly.

“Y/N,” the manager on call replies. “We have a bit of a problem over at the salon.”

“You can handle it,” you roll your eyes. “I’m out getting ready to pick up the girls.”

“They ain’t takin’ no for an answer,” he says lowly. “Insisting you come speak to them directly.”

You hazard a glance at your wife, who is looking at you with furrowed brows. “Let me pick the girls up, drop the family at home, and then I’ll be in.”

“Make it quick.”

“Don’t speak to me like that,” you reprimand your employee. “Don't forget I can fire your ass.”

“All I’m sayin’ is, if you don’t get down here sooner rather than later, there��s gonna be a much bigger problem on our hands than we have now.” He hangs up.

You stuff your phone in your pocket, look up at the sky, and audibly ask the question, “Why?” All you wanted to do was pick up the girls and have a nice family night. You’d finally been able to take the day off after almost a month of straight work. Now though, that was being taken away from you, and you couldn’t even get a clear answer as to why.

“Why what?” your wife asks you, clearly concerned.

“After we get Cat and Rosie, I have to head down to the salon,” you huff. “Tony called and said someone is down there specifically asking for me over some sort of problem. So, I’m either giving out a ridiculous credit or I’m dealing with...” you trail off, knowing she’ll understand.

Melissa squeezes your hand. “Go. I can handle ‘em. Just... please be back for bedtime, because then I have to head to the restaurant to prep for tomorrow."

“I’ll do what I can,” you promise her. You peck her lips, and you turn in the direction of your business wondering what the hell you’ll be walking into.

You walk in through the staff entrance of the salon, swiftly ducking into the back office before anyone up front can notice. You dig through desk drawers and the small filing cabinet in the corner. You quickly slip one binder, the ledger of the illegal side of the business into the space between your belt and back before you tuck your blazer coat back over it. You grip the other binder you’d grabbed, the legal ledger, as you step back out of the office and towards the front.

“Tony,” You greet your manager with a big smile. Your eyes flashing your annoyance at him. “Who do we have here?” You quickly turn your attention to the two individuals standing in front of Tony. You hold your hand out to shake. 

Instead of a handshake, a badge is flashed from each of the suits now focusing on you. “Agent Danik, and this Agent Shaw, FBI. You own this establishment?”

“I do.” You confirm. “What can I help you with?”

“We have reason to believe this salon is laundering money. We’d like to ask you a few questions,” Danik tells you lowly.

“I’d be happy to answer what I can.” You say, attempting to seem cooperative. You know it won’t help you to dig your heels in. “But I can’t imagine where you’d get the idea of money laundering. I’ve owned this salon for almost a decade.”

“And you bought it from Bobby Esposito, is that right?” Shaw asks, brow raised.

“That’s right,” you tell them honestly. “I worked for Bobby for a few years before that; managing the office and schedules. All that.” What you’re saying is true- for years you had sent out schedules, managed different finances, and became the best stylist your business has to offer.

“Were you aware Bobby was murdered a few years ago?”

You blink. You did know. It would be next to impossible for you not to know. “Uncle” Joey had ordered the hit on Bobby and informed you about it so you wouldn't be surprised. Now, you make an effort to look shocked. “Bobby? Murdered?” You echo, your brow furrowing. “Why would somebody do somethin’ like that? Bobby’s just…an old man by now.”

The agents’ faces don’t change. You feel a shot of ice down your spine at the thought they don’t believe you. “We were hoping you might have an idea about that. The PPD has been kind enough to lend us a room. You mind coming down to the station with us, have a chat about all this?”

“I don’t mind.” You answer as calmly as you can. “But I have two little girls waiting for me at home. I promised them a bedtime story and all, you know how it is. Couldn’t I meet you down there tomorrow?”

“I know how it is.” Agent Shaw answers with a sigh. “I have a little girl myself. Unfortunately, you’re gonna have to miss the stories tonight.” He does seem a bit regretful at the knowledge of you having children, but it doesn’t change the fact that they need you down at the station tonight.

You curse in your mind. Not only are your girls going to be disappointed; so is your wife. Not to mention the binder you’re still hiding that is definitely going to be noticed at some point.

“Right…” You murmur, glancing away from the agents. “Tony, call Mel for me, won’t you? Let her know I’m gonna be late tonight.” You say before starting to follow the agents out. “Oh,” You say, pretending to remember something. You glance over your shoulder. “And tell her to take that ziti of hers off the menu, huh?” You pretend it disgusts you to even think about it. It’s something you’d never dream of saying seriously. Which is why you say it now. When Melissa hears you said to pass that along, she’ll know something is wrong. Very wrong.

As you make your way out of your business and are escorted to one of the cars out front, Tony practically shits himself inside. He knows what’s happening, and he does not want to be the one to have to relay this information to your wife. Still though, an order from the boss is an order from the boss. He calls her cell phone on his own.

“Hello?” she answers as she juggles making dinner, assisting the girls with their reading, and making a list of things she needs to purchase for her own business tomorrow.

“Melissa? It’s Tony,” your manager sighs into the phone. “Don’t shoot the messenger when I tell you this, but Y/N ain’t gonna be home for bedtime stories tonight.”

Your wife nearly fumes. “What do you mean she isn’t gonna be... yeah, Rosie, that says ‘think’, good job sweetheart... What do you mean she isn’t gonna be home tonight?”

“She’s handling her business,” Tony states. “And you need to handle yours. Y/N said to take your ziti off the menu- it’s lacking.” And then he hangs up.

Almost immediately, the redhead knows something is wrong. That anger that had been there just a few seconds ago disappears in a flash- you’re in trouble somehow. You would never, ever tell her that her ziti is lacking. It’s your favorite dish of hers, and has been- it was the first dish that she ever made for you and had secured a place for her in your heart. It was the dish that you insisted be at your wedding because you knew that it would only make the one of the happiest days of your life even better. 

She knows she has to call her manager and let her know that she won't be in until late tonight, if at all. The restaurateur is able to relay this information, along with the ingredients that she’s managed to put on a list to go shopping for, before turning her attention back to your girls and the meal that’s being made.

Once dinner is on the table, Cat and Rosie chat your wife’s ear off about their days- and while she would usually listen avidly, her mind wanders to you and what you could be dealing with right now.

“Mommy?” Rosie waves a hand in front of her mother’s eyes.

Melissa blinks a few times. “Sorry, baby. Mommy’s a little distracted thinking about the restaurant right now. What were you saying?”

She makes an active attempt to stay as engaged with the girls as possible. And they’re fine, up until bedtime. They know you’re supposed to be home by now; you had promised them that you would be home for a family night and to read them a story like you haven't been able to for a bit now.

“Mam is running late,” Melissa tells them regretfully. “But I’m sure she’ll read you a story another time, so can you please just let Mommy read and get to sleep? You have school tomorrow.”

That throws both of your girls into absolute conniption fits, and your wife can only get them to settle with her in the bed that the two of you share, each of them clinging to one of your pillows. The woman who so desperately needs to attend to her own business sighs as she settles into the middle of the bed, one of your twins on either side of her, and prays that you’re okay.

You rub your eyes as you sigh. Both Agent Shaw and Agent Dinek are sat across from you at the small table. The small interrogation room feels even smaller than it did when you entered. It’s warm with its lack of windows. It takes a good portion of your concentration every few minutes to remember you can’t remove your blazer despite the Agents having removed their’s a long time ago.

“For the fifteenth time,” You grit out between your teeth. Your hand falling away from your eyes to thunk onto the metal table. “I have no idea who would wanna hurt Bobby. He was a nice enough boss even if he was clueless about how to balance his accounting. I didn’t wanna hurt Bobby. I bought the salon from him years ago, which would have been the only thing he’d have that I’d want anyway.”

“Y/N, you know that just telling us the truth would get you out of here a lot faster.” Agent Dinek says. She doesn’t lean forward or uncross her arms that are over her chest as she looks at you. She looks bored now.

Your hand on the table curls into a fist. You’ve let the interrogation go on this long, hoping it would just be a few questions you could bat off. A couple answers and then home. Now, it’s nearing three in the morning and you’re still sitting in the uncomfortable chair. The agents are still staring at you from their seats next to the door. You swear the thermostat has risen a couple times since you’ve been here.

This, being in an interrogation room at the PPD with FBI agents, is dangerous. Asking for your lawyer is even more dangerous. If you have to resort to that; you’re well and truly fucked. In the few times you’d been in interrogation rooms, you’d only had to answer a few questions, clear up a timeline. That was it. Those moments though were never with the FBI. 

They had only been with the PPD. Police officers you were more than familiar with. People from your neighborhood. People who knew you. People that came to the salon or your wife’s restaurant. A small handful on the force know exactly who you are and what your business really is. Those people though are in the families pockets. Irish or Italian, or both. Paid for their information their unique positions give them access to. 

Agent Shaw and Agent Dinek aren’t in anyone’s pocket. They seem to know exactly who is, at least on the streets, though. They’ve brought up plenty of names you’re overly familiar with over the last twelve hours or so. Triple checking how you know them, and how well you know them.

You’re reaching your limit. If you don’t ask to speak with your lawyer, force the “interview” to end, your only other option is to come clean. You think about emerald green eyes. The eyes you fell in love with practically the first time you looked into them. You think about little faces that look like little minis of your wife even though she claims they look more like you. If you come clean it isn’t just you paying for this. Nevermind the people beneath you and the rest of the families. 

What kills you to picture is your wife and your daughters paying for it. You don’t really care what happens to the Irish or the Italians at this moment. The entirety of Cosa Nostra could fall apart and you wouldn’t give a damn. If your wife or your girls are touched even the slightest, even just inconvenienced, you would raise hell. 

You slowly lean back in your chair, feeling the binder beneath your blazer press into your spine. “I’d like to speak with my lawyer.”

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[thedivineart]

Confirmation Signs To Determine Your Future Spouse

ꕀ ׅ࣪ ꒰ ✮ ꒱ links : navigation. send love.

pacs. paid services.

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wishing well, a fountain, throwing coin and wishing in fountain, unexpected meeting, receiving the most special gift from someone, a lost purse/wallet, climbing alone in mountain to reduce stress/ hangout, being alone without feeling lonely, a dog coming towards you, small home in forest, cross roads, being happy in other people relationship, going to building/institutions to fix legal documents, a friends to lovers trope, visioning your past life, a gallantry from someone, aiming financial achievement, lucky money wins, a nest eggs, flames, mutual feelings with someone, being flirt, co-worker, a new friend, ships, a little home/cottage, new house/places, moving to a new place, soulmate connection, meeting perfect person/ ideal lover, seeing lots of abiding love, wedding, wedding rings, hurt/painful feeling, hospital/doctor, unrequited love

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two

changing location whether it is for work or residency, when you heal from the past, starting a new, stork, a invitation for a event, gifts ( receive or give ), helpful advice from someone, receiving lots of good news, a clock/time, your hate and fear towards someone, a handshake, a journey ( travel ), birds, sharing ( partnership), food, restaurant/ fast-food places, notice of correspondence from important bills, writer/ journalist, financial loans/help, being at your lowest point such as feeling trapped/tired/staying at home/unhealthy situation, a friend betrayal, older than you, foreign, lawyer/authority, being attack, an enemy, invitation in weddings or engagements, church, cemetery, thinking negative/ having negative thoughts, a large body of water such as beaches, pools, fountains etc, night, cold weather/winter, locks, fishes, physical union with someone, a mending of broken friendship/ex love, party, clubs

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three

younger, foreign / leader, bad girl & boy image/personality, unexpected kiss, feeling lonely, a new lover/person, family oriented, lady and moody, soulmates connection, unexpected friendship with someone, horse/sagittarius, a good news coming, an artist/poet, student of arts, athletic body or an athlete, lack of focus in commitment, receive or give gifts, fountains, generous, wears uniform that symbolize their position at work, a friend, co-worker, a peer, taking time to heal the wounds of the past, in park, in forest, walking around and meeting someone new, having time alone, wandering in woods, in the big trees, travel, achievement, lucky breaks, successful moving up ( at work or something), the space, distance, someone is far away, delay, receiving love letters and bouquet of flowers, country side, simple life, money surrounds them, professional person, workaholic and less focus on love, a bank; good at handling finances, provides good advice in finance, a happy family, fire/burning, summer, evening, warm weather country, good judgement, social

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four

authority, can be foreign, arrogant, weddings, older, negative emotions, large body of water such as beaches, pool, fountains, lake, pond etc, night, cold weather/winter, a dog, a friend, a church, a purse, money, financially stable/ wealthy, office, jewelry box, a social butterfly, enjoy clubs and socializing, likes to be busy and active, wine, travel, trips via water, clouds, heavy rains, good partner, sensual, good at financial advice, an expensive wedding of a friend, children, financially secure, fixing cars, lily, workaholic, trying their best at difficult situation, lion, a Leo sign, quite, electric, jealous and possessive, like to give great advice, streets of gold

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