#bonus points if anyone can actually understand what ANY of this says bc i probs wont be able to tomorrow
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spirit-shroud Ā· 5 years ago
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so i made this post like. yesterday? two?? days ago? i dont actually remember but! i plotted out a ml fanfic while iā€™ve been working on my tabletop moonlighter junk and ive come to a few different conclusions about how Will might be in a few situations (read: the version i made up of him in my head that has literally 0 track to canon bc canon does not describe Will at all [as far as im aware, i havent finished the fifth door stuff / started ng+ yet + the wiki is abysmally empty and also not updated to the latest patch. im also not sure if any ml fanfic already exists??? but i also havent looked BUT ANYWAY])Ā 
like. idk to me the Ideal Hero-Merchant Will of Rynokaā„¢ falls into that like.Ā ā€˜rough around the edges but still goodā€™ dumb jock category. like. hes probably like, nice within reason, maybe far too casual with everyone. playfully rude to friends who are equally playfully rude back. has a general idea of when itā€™s a good time to stop / be more formal / handle An Issue but also like. generally misses stuff when it comes to socializing? maybe has a tendency to be a little too into theĀ ā€˜lightly roasting people to show appreciationā€™ gig?
on top of that, i feel like he can be p easily assigned traits likeĀ ā€˜one track mindedā€™ / overconfident just bc like. thatā€™s what we can see through gameplay and everything, like, thats just How Things Are. like yeah he has to run the shop and everything but thatā€™s just a side quest on his way to doing more dumb things and pushing himself too hard >:c
so if you combine a jock that has like, maybe five braincells total, four of which are focused entirely on slicing through rocky monsters with a comically large sword, that one last cell clinging to not being a gross goblin who lives in the dungeons and only comes out to restock potions, you get like. a small mess of a human who is trying far too hard. like. youā€™re already like, mayor of rynoka through sheer capitalism power my dude please take a nap itā€™s been three weeks,Ā 
(side note: does anyone in rynoka like. sleep? if the entirety of your night is spent in dungeons, and the vast majority of your day is trying to run a shop to fuel your addiction to, again, crawling dungeons, like. when do you sleep? bathe? eat?? socialize??? do anything?? like. not even zenon like... vanishes at any point. hes either awake chillin by a fire or wandering around town. )Ā 
and on a more fanfic-y/shippy note i think heā€™d be like. the absolute furthest thing from affectionate at all. like. a datemate is just a bro who also happens to like. live in his house sometimes and hold hands with him. like ykno that tweet thats likeĀ ā€˜i have a whole baby with someone but we dont have an anniversary / never formally started datingā€™? thats like. the whole thing here. thatā€™s how iā€™d imagine thatā€™d go down w this dude. not even due to like being emotionally distant or not invested in the relationship or anything itā€™s just the General Vibeā„¢. like you live together and have like A Thing and one of you stops sayingĀ ā€˜no homoā€™ and its just likeĀ ā€˜well i guess this is real nowĀ  ĀÆ\_(惄)_/ĀÆ ā€˜
also he radiates the vibes of someone whoā€™d like. finger guns on reflex to pretty much any situation gone loosely awry. i am not sure how that came about, or why i associate that with him, but i reflexively finger gun all the time so he does that also.Ā Ā 
all of this kinda rolls back around to the like. two ways to draw him post i made a little while ago, in which his two modes are Total Hoarder Goblinā„¢ and sweet white haired anime boyā„¢. i think thatā€™d be a p solid thing to reflect in any like, idealized version of him lolĀ 
like at the end of the day itā€™s pretty much just like. making an oc that just so happens to inhabit an existing characterā€™s body, but also he like.... doesnā€™t have a personality outside from Player Vesselā„¢ and i will noT STAND FOR IT heā€™s MY BOY
EDIT // he doesnā€™t really have like. an age anywhere that i know of but i think heā€™s like. 19-25ish. heā€™s baby
thinkin abt what kind of character Will is considering the only thing we ultimately know about him in canon is that heā€™s an idiot
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askmyboys Ā· 5 years ago
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Dean and Jason
Names: Dean Williamson and Jason Bishop | Genders: Male | Ages: Dean is 32 and Jason is 34 | Heights: Dean is 5'0" and Jason is 7'5" | Species/Race: Humans | Eye Colors: Dean's eye color is Forest Green (both their eye colors are going to be for their meanings mostly), and Jason has heterochromia- his left eye is Steel Gray, his right eye is Shadow Black. | Hair Colors: Dean's is Ginger (his hairstyle is a messy undercut), and Jason's hair color is black (and his hairstyle is an extreme spiky quiff) | Appearances: Dean l o v e s hoodies, he has a full collection of hoodies and its about all he wears tbh, his main hoodie is one that has the words "Fuck Off" written on the front and "Fuck You" on the back of it, he wears some ripped blue jeans to go along with it- most of his pants are ripped and the non-hoodie clothing is also ripped mostly (thats not the reason he mainly wears hoodies tho, their just more comfy ya know?), he also wears combat boots as well (oh and as a bonus he also loves tank tops- he just wears hoodies more), whenever he DOES wear his tank tops however- he usually has white bandages wrapped around his wrists and down his arms a bit (you know- like how some of those wrestlers wear sometimes), he's not SUPER muscular but you can tell he works out for sure, he also has a lot of scars on him- nothing TOO prominent- it just looks like he got into a lotta fights mostly (and of course, he has a circle beard that matches his hair color) Jason usually wears tank tops mostly, his jeans either have chains hanging down them or their ripped jeans, and of course combat boots as well- sometimes if he REALLY feels like it, he'll put on a... "fancier" outfit, those outfits are usually leather jackets with spikes on them, black fingerless driving gloves (ya know those ones that expose the fingers for one obvs but also they kinda reveal the knuckles too), the pants stay the same in both his main and secondary outfits tbh, he has a full beard, and oh BOY does this man look strong- he looks like he can easily lift a thousand pounds (not that GROSS OVERLY muscle-y look either btw just wanna make that v clear but he just looks- Idk- is beefy the right term to use? Lmao- you can tell I dont know shit bout exercise or any terms), he also has a TON of scars on him even on his face, he's covered almost head to toe in scars- big boy's been through a lot. | Personalities: Dean is a rough rowdy boy who won't take shit from anyone even IF he knows they could easily kick his ass, absolutely against authority- don't tell him what to do and stay out of his way while he's doing it or else he'll mess you up! He LOVES to fight tbh in general so sometimes he'll go picking a fight for just no reason if he's bored enough that is, he l o v e s to cause trouble and honestly hearing people scream in frustration at what he did or caused is always funny, he likes to pull "pranks" on people as well to frustrate them further, honestly you might as well consider him a masochist at this point because he seems to enjoy pain well enough, absolutely without a d o u b t LOVES mindless carnage, p much a bad boy? like jfc- this dude needs to seriously chill out, he's not a fair fighter either so you better believe he'll use weapons if he gets the chance. (tl;dr: Rough rowdy boy, will not take shit from anyone even if he knows they could beat him up, "Fuck authority and fuck your rules I do what I want bitches", loves a good brawl for sure- he is DTF 24/7 (Down to Fight lmao I couldnt resist), has some v e r y prominent masochistic and hell even SADISTIC tendencies at this point, loves to prank people and watch them grow more frustrated, loves frustrating people in general tbh, needs to chill but he won't, an absolute dirty fighter and he WILL use weapons against someone if he can, mindless carnage is his J A M, he does have a soft side however, but uh, his "Soft side" is only for ONE person and one person only h e h) Jason is.... pretty opposite of Dean, he doesn't start fights for the hell of it but uh he definitely won't take shit from nobody if they even dare mess with him or especially Dean, people don't usually mess with him anyways tbh- their too terrified bc he's s o tall and beefy looking that it intimidates people- not to mention the look he usually has on his face- he scowls a lot which just adds to the intimidation factor, he's pretty quiet most of the time (wow completely opposite of Dean in that regard, Dean is a LOUD BOI), he might look all intimidating and scary but honestly, that's because.... He absolutely is, he WILL snap your neck like a twig if you mess with him or god forbid Dean, he only has a soft side for o n e man, and it should be obvious by now lmao, a loner type mostly, you can usually find him in the back because its dark and quiet, now I won't say he doesn't have sadistic urges sometimes bc he absolutely does- he just has good self restraint ...most of the time anyways... he's not really a masochist but honestly he must have a HIGH pain tolerance because he BARELY reacts when someone punches or even cuts him. (tl;dr: Opposite of Dean in MANY ways, he doesn't start fights for the hell of it, but can and will defend himself if the situation calls for it, will not take no one's shit for sure, VERY intimidating- even one look usually sends people running, scowls like- a LOT- like Dean: "Don't you like, e v e r smile?" *cut to Jason smiling but its v e r y unsettling and disturbing looking* " Holy fuck... Nevermind...", usually hangs out in the background somewhere- where its quiet n dark p much, loner type BUT the only person he really likes hanging out with is Dean despite how annoying the little punk can be sometimes, definitely has some sadistic urges but his self restraint can be a great deal of help when those urges come around, not a masochist at all he just has a HIGH pain tolerance and doesn't even flinch at anything hardly, hell most of the time the most he'd do is s t a g g e r a bit if ya hit him with a weapon that is or run into him) | Side Facts: I will say, Dean and Jason DO fight each other a lot, arguments and even physical stuff BUT- lemme make it clear, they'd never hurt each other TOO badly, they just love to rough each other up a bit sometimes, its fun to them and they never have any hard feelings against each other about it- bc they do both love to fight, I mean- that dont mean they don't get salty if one beats the other in a fight, they do know self control and restraint when fighting each other however- they'd n e v e r ACTUALLY cause serious damage, they just a couple o' rowdy boys who are super fucking gay for each other. Yep. you heard me, the truth is out- Dean has a crush on Jason, and Jason has a crush on Dean- BUT... They don't actually know it, like sure- they know one another won't seriously hurt each other which both of them respect each other for that, but Jason doesn't know Dean has a crush on him, and Dean doesn't know Jason has a crush on him especially, I mean hell- Jason looks like he barely has any emotion and the only time he does is when he CAN cause some mindless carnage or destruction- most of the time he just looks pissed off. Truth be told, this is the only time they've ever r e a l l y been afraid tho... like, Dean's scared to tell Jason his feelings bc what if Jason rejects him or for some reason gets really pissed and p much leaves him there all alone, he just has a lot of fear and anxiety over this kinda thing, and Jason... he doesn't think Dean will feel the same and just make fun of him for that like "lmao your g a y? Gross dude" (listen, let's get one thing straight, first of all- their not, second of all- Dean IS an asshole BUT he's not THAT kinda asshole lmao) so Jason's got some fears of this too their just significantly different than Dean's- so if ANYONE of them tells each other bout the feelings, it'll probs be Dean firsthand- Jason's just gonna keep quiet of that in fear Dean'll make fun of him for this kinda feeling, especially towards h i m- its essentially just two dudes who's super gay for each other but terrified to tell each other about the other's feelings n shit. In Dean's spare time he usually chills out well, anywhere he really wants too (he can honestly be super chill, like MORE SO than usual when Jason's around and he knows it), but he'll usually kick back and relax and listen to some music on his phone- his favorite genre is heavy metal, punk rock, or just anything rock in general mostly- he better be glad he has headphones bc Jason would probably become v e r y irritated hearing that loud music all the time, or if music doesn't appeal to Dean at the moment- he'll watch some videos instead- he doesn't do m u c h in his spare time aside from those and well, most of the times he'll work out with Jason- which even tho Dean can be loud most of the time, Jason seems to, well from Dean's perspective- he "tolerates" his presence p much. In Jason's spare time he usually just hangs out in "the back" he likes the darker areas and the much more quiet areas, usually whenever he's got spare time he works out a L O T- along with Dean, who again, this is from Jason's perspective now- Jason actually loves having Dean around to work out with, its nice in a way... Aside from work outs, he'll sometimes read some books, listen to some music of his own, orrr watch videos on his phone as well, there is ONE thing he does aside from that though... He loves to find and collect certain items that he k n o w s he could make weapons out of, at first, Dean didn't understand why the fuck Jason was collecting all this junk but he didn't dare question it, but after a long while... Jason had came out from his little area and he gave Dean a few weapons, ranging from a baseball bat to a knife- which, Dean- he actually genuinely smiled- not that shit eating grin that's usually plastered on his face but a genuine smile came from this boy, he... he absolutely loved those weapons- he treats them fondly too even to this day.
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tarmairons Ā· 6 years ago
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re: that last hp ask i got
i know i said i wouldnā€™t be cross-posting my bellamort/dark au/riddle fam headcanons from twitter but iā€™ve decided to post a lengthy updated masterpost here after all so ENJOY bon apetitĀ 
1. see the thing is that 90% of my hcs canā€™t be described with words bc theyā€™re just.. feelings.. aesthetics.. vibes.. vague scenarios that make me feel some sort of wayā€¦ the dark au has a certain Feel and i just stick a bunch of domestic concepts in there and shake it all up and thatā€™s it shshsh
2. disclaimer: im like 75% sure my self indulgent ramblings wonā€™t make sense so sorry about that
3. i was fully serious that one time i said on twitter that voldemortā€™s no.1 priority after taking over the wizarding world was doing sth about his snace (snake face) so yeah. first things first heā€™s not as fugly in the dark au. as mentioned previously he just looks like mr. ralph and probably wears ornate haute couture power suits
4. the public doesnā€™t actually know who the augurey is for YEARSā€¦ they know whoever it is is voldemortā€™s second in command and sure thereā€™s rumors that he has an heir but nobody knows itā€™s delphi. this way she doesnā€™t have to be reclusive and hide away, she just lives her life, studies and trains, masters the art of dark magic, hangs around town etc, and no one suspects anything bc who would think this tiny super friendly innocent looking girl is the dark lordā€™s kid ā€” her identity isnā€™t revealed until sheā€™s deemed Ready to publicly take up her position. and when she is revealed itā€™s a Big Moment bc sheā€™s a drama queen and lives for attention
5. delphi is taller than bellatrix
6. speaking of bellatrix. sheā€™s presumed dead after the battle of hogwarts which turns out to be a cool bonus for the dark side. any leftover resistance? sheā€™ll take care of that and theyā€™ll never see her coming. tbh this seems a lot cooler in my head bc movie bellatrix would not be stealthy enough to stay hidden for years she would probs trip over something and accidentally commit arson within a few days. but yeah sneaky assassin sounds sexy. plus to be super honest i imagine bella is a teensy bit more collected than in the films... no shade at helena yā€™all know i would die for her but there are in fact things i would change about her bella. so yeah for a while the only people who know sheā€™s alive aside from her immediate family are probs rod and the malfoys
7. hm so. the malfoysā€¦. much to think about. narcissa did lie to voldemortā€™s face during the battle so logically he should have killed her the moment he realized she knew harry was alive all along. but this is a soft dark au so letā€™s pretend bellatrix was like hey dude donā€™t kill my sister maybe and voldemort was like k. i mean no harm done, harry potter is properly dead in this universe after all
8. but seriously tho. the only reason voldemort didnā€™t yeet narcissa into a wall was for bellaā€™s sake. heā€™s nice like that, he probably promised her at one point that he wouldnā€™t violently murder her family. peak romance
9. delphi is surprisingly close with both her parents although with voldemort itā€™s more of a mentor-student relationship than a parent-child one bc heā€™s Like That. growing up it was always bella who insisted they treat delphi more like a child and less like a weapon and voldemort wasnā€™t always happy about that bc heā€™s emotionally constipated and also never had a childhood. also heā€™s, like, evil. so yes, reminding voldemort that delphi was her daughter too sometimes got bella in trouble bc we all know of voldemortā€™s superiority issues. but no bella didnā€™t stop insisting that delphi deserved an actual childhood and in the end they compromised like functional adults and delphi turned out pretty well for someone raised by 2 of the most terrifying people alive
10. but yeah thatā€™s not to say voldemort and kid delphi never had soft moments. they did. he even picked her up every once in a while. everyone was surprised, bella most of all. she probably cried in the bathroom later bc the softness overwhelmed her. iā€™m not sure if i mean that in a sarcastic shitpost kind of way or if she was really moved to tears. yā€™all decide for yourselves
11. delphi looks very very much like bella but she has tom riddley eyes.. so dark theyā€™re nearly black. and soulless. maybe they even flash red when sheā€™s enraged. and she has very aristocratic very controlled tom riddley mannerisms. itā€™s not until you piss her off and she goes off the rails that the bella side of her personality kicks in
12. delphi gets along really well with the malfoys (except lucius. she thinks heā€™s pathetic and likes to tease him. in a friendly way but itā€™s still harsh. she gets that from her mom) esp scorp. scorp thinks this makes him cool at school bc he gets to fist bump the augurey and not get murdered for it
13. speaking of hogwarts. umbridge is scared shitless of delphi and itā€™s always a school-wide spectacle when the augurey drops by unexpectedly on official business and umbridge starts stuttering and quivering. scorp sometimes makes a point to approach umbridge and delphi when theyā€™re talking and act all chummy-chummy with his cousin just to make himself look powerful and Cool in front of umbridge and the other students
14. i still donā€™t know whether voldemort would call delphi ā€˜delphiniā€™ or just ā€˜delphiā€™ā€¦ i imagine heā€™s a strict stick-up-his-ass kinda father but who knows. he does call bellatrix ā€˜bellaā€™ but thatā€™s different i guess
15. but THEN AGAIN he does have a gigantic soft spot for delphi too. maybe he slips up every so often and calls her delphi. iā€™m literally making this shit up as i go along iā€™m just smashing my mf keyboard and occasionally glancing at my messy hcs notebook. I TOLD YALL i donā€™t have solid hcs i just have VIBES and AESTHETICS. the only way youā€™ll get specific hcs out of me is if you ask very specific questions
16. weirdest brotp is delphi and rodolphus. nobody knows where that came from but they get along so well and it confuses everybody
17. we been knew that bella is batshit crazy and criminally insane or whatever but against all odds she is a surprisingly good mother. sheā€™s always been soft for family (narcissa etc) so it makes sense that she would legit die for delphi. they have this super casual bantery relationship YALL GET ME bella is so proud of delphi sheā€™s literally that ā€œmy little baby off to destroy peopleā€ meme!!! honestly mother-daughter relationships are my goddamn weakness i would die for the two of them
18. delphi has a gf (underdeveloped oc time!) who, for the longest time, doesnā€™t know who she is dating bc delphi is obviously not allowed to say. she finds out the truth eventually and she is properly freaked out for a very very long time. and since all of these hcs are stupidly soft weā€™re just gonna keep making them softer: the gf is terrified of delphiā€™s parents at first (obvs) but theyā€™re both extremely fond of her (well, bella is, voldemort probs doesnā€™t care all that much about who delphi is dating so long as sheā€™s not of subpar blood status or secretly spying for the opposition ya know. as long as delphi trusts her he does too)
19. no but really voldemort trusts delphi and bella implicitly. with delphi itā€™s bc he raised her and he trusts her to be loyal bc she knows no other way, she was meant to be an extension of his power etc. but with bella itā€™s something he learns over time, to trust her judgement bc despite her many many flaws sheā€™s very perceptive and usually right
20. voldemort probably makes more horcruxes. still havenā€™t decided how this ties in with the fact that heā€™s now safely immortal again and neither delphi nor bella are. who knows maybe they all do the do and split their souls. much to think about. feel free to send ur thots and ideas my way
21. ya know im basic and always on my bellamort bs and therefore: as the years go by voldemort warms up to bella. not that he wasnā€™t already extremely fond of her before but he kicks it up a notch. i mean, heā€™s already taken over the world so itā€™s high time to start experimenting with other wilder things like Feelings. 80/90 years old isnā€™t too late to experience Love or whatever. might as well wake up one day and realize youā€™re completely and utterly in love with the woman youā€™ve spent the last 50+ years with whew. LIKE to be fair bella knows him better than anyoneĀ ā€” they understand each other, theyā€™re familiar with each otherā€™s likes, dislikes, mannerisms, nervous tics etc etc. letā€™s be real it freaked voldemort out at first, being vulnerable to any degree (not that he let it show) but it just became so easy to tell her things that it became a natural thing to do. and obvs he trusts her to keep everything between them and never judge him for anything so thatā€™s sweet
22. yā€™all keep asking me for domestic hcs but what can i possibly say?? imagine literally any domestic scenario ever and just think bellamort and iā€™ve probably imagined that same scenario before. except its sexier bc the world is dark and evil and they live in a dark gloomy super fancy manor. so we have these 2 goths right but theyā€™re in love but in that casual familiar way YALL GET ME and sometimes they even drink coffee together in the mornings or like. do that thing where Person A returns from work late at night and its dark and raining and Person B is already home just chilling and they donā€™t even have to talk they just go about their nighttime routine but itā€™s soft and familiar and COMFORTABLE. i clearly dont have enough softness in my life i just. love domestic scenarios bye
23. i forgot everything else i wanted to write bc i got distracted by domesticity. im also thinking about how voldemort absolutely despises the thought of any pda but heā€™ll take bella by the wrist in public every so often when he wants to get her attention, or like. put his hand on her back. small things but oh so soft
24. hhhh okay i have a LOT to say about the power famā€™s fashion choices but itā€™s hard to explain without pictures. i have a wholeass ppt presentation but iā€™m not about to upload 20+ slides to tumblr. but i seriously was not kidding when i said voldemort wears fancy suits and yes i have references. meanwhile delphi is a fan of feathers but mostly goes with lowkey military-style outfits.. sheā€™s practical yet ostentatious. bella sticks to a conservative yet undeniably sexy selection of evil looking dresses.. i should make all of these into pinterest boards hmm
25. controversial opinion but i think delphi knows she and voldemort are half bloods. so does bella but thatā€™s a whole other story, she been knew. anyhow yeah delphi was told the truth bc it was better for her to find out from the source rather than hear rumors from the opposition and begin to distrust the foundations of voldemortā€™s whole empire and voldemort himself
26. i used to absolutely hate fics where bella would eventually call voldemort by his name but now im like FUCK THAT we donā€™t do guilty pleasures anymore we just stan ridiculous things and thatā€™s that. one day voldemort had a Thought (shocking, i know) and was like. Hm so we have a wholeass child and weā€™re basically married maybe bella shouldnā€™t have to call me My Lord for the rest of her life. BUT ONLY IN PRIVATE. THATS BETWEEN THE TWO OF THEM itā€™s nobodyā€™s business. It Is Nobodyā€™s Business
27. speaking of marriage. bella and rod got divorced a few years after the battle. it was just a formality tho letā€™s be real. they remained very close friends tho!!!!!!!! i think thatā€™s an unpopular opinion among bellamort stans but i genuinely believe bella and rod were always close the way best friends or family are ya know. rod really loves bella but as long as sheā€™s happy heā€™s happy even if it means her fucking the dark lord on the reg or whatever
28. going back to #6 ā€” when the public finally finds out that bellaā€™s alive they obviously start to wonder about her and voldemort and connect the dots re: delphi etc but nobody ever gets any concrete answers bc thereā€™s never any public pda.. any sort of affection is limited to when itā€™s just the two of them. and obviously itā€™s not like voldemort gossips about his private life in tabloid interviews or whatnot.Ā ALSO the whole Bella Is Alive reveal isnā€™t nearly as dramatic as delphiā€™s big moment.. itā€™s more discreet and insidious in that way it implies that she was there hiding in plain sight all along. and if the ministry can keep sth this big a secret, what else are they hiding.. ah classic intimidation tactics of an authoritarian regime
29. i dont think this is ever stated in the CC but in terms of politics and bureaucracy i imagine voldemort has a fancy office in the ministry and spends 99% of his time there and rarely spends any time out and about. heā€™s almost never seen by anyone, rarely attends events etc. delphiā€™s the one who handles the day to day shit in the wizarding world. sheā€™s like.. the public relations manager.. between the public and voldemort
30. bella is of similar status within the ministry but thatā€™s just bc people are scared shitless of her. she doesnā€™t actually hold any political power and she most certainly does not want to, that is not her area of expertise at all
31. delphi is dangerously powerful and i think thatā€™s really sexy of her
32. re: #21 itā€™s like. as voldemort warms up to bella, she in turn chillaxes a bit with the whole blind devotion thing and becomes bolder with him like. sheā€™ll outright question his decisions or tell him what he should do, make judgement calls etc. and it becomes a regular thing.. turns into this casual companionship ya feel.. i wonā€™t say they become equals bc thatā€™s just unrealistic but he certainly stops treating her like his inferior. he recognizes her value and i daresay her authority and stops treating her like shit all the time Wow Romance Is Alive!! (this sounds like some sort of ā€œdouche fuckboi changes for his poor mistreated love interestā€ schtick but itā€™s really not that bc theyā€™re both monstrous people who do not deserve any pity so jot that down. theyā€™re horrible and they deserve each other and they eventually do make it work and i am so so happy for them)
33. it is never outright stated that voldemort canā€™t love. jkr has said that he doesnā€™t understand love and that itā€™s just symbolism!!! that heā€™s the child of a loveless union and grew up without knowing love!!! BUT THAT DOESNā€™T MEAN HE PHYSICALLY CANNOT LOVE thanks for coming 2 my ted talk. i wasnā€™t aware of this until a few months ago and i was thrilled to find out my soft hcs are not entirely ooc after all
34. THE POINT IS. THEY ARE A SEMI-FUNCTIONAL FAMILY and i just really love soft domestic scenarios so sorry jkr but the dark au is the only canon now and it belongs to me. everybody has feelings and everything is soft. iā€™d like to pitch an idea for a kuwtk style reality show but itā€™s these 3 sociopaths under one roof navigating family life and wizarding world politics
35. to finish iā€™d like to apologize for downplaying the fact that all 3 of the people i woobified in this post are psychotic murderers and tyrants etc
ā€”ā€”Ā iā€™ll be updating this if/when i remember anything i forgotĀ ANDĀ ALSO send me ur thoughts and comments and constructive criticism etc pls pls plsĀ 
ā€”ā€”Ā follow me on twitter and also curiouscat bc i get a scary amount of qā€™s about voldemortā€™s sex life thank you and goodbye
edits:
36. in this household we stan dark haired delphi. no i will not be taking any criticism regarding this particular fact
37. bella and voldemort never get married. obviously, because thatā€™s a disgustingly romantic and pointless thing to do. itā€™s sentimental and unnecessary (well, voldemort thinks so, bella might just disagree but sheā€™s not about to force his hand) BUT thatā€™s not to say theyā€™re not basically an old married couple anyway. AND as much as voldemort thinks love is weakness or whatever he knows this, that theyā€™re about as close as two people can get. SO if he just so happens to gift her a ring.. well itā€™s a purely symbolic gesture but the implication is definitely there
38. itā€™s the horcrux ring. he trusts her that much. m y Ā h e a r t
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lanamemories Ā· 5 years ago
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hLO itsa me nai-io!!!!! (read shrieked in a high voice like mario if he buckled his dungarees too tight around the crotch)...... im sad i missed opening bt i had a pretty busy past 2 days so i didnā€™t hav any chance at all to b online bc i ws staying at a friends bt. anyway. excited to b here nw regardless of my Fashionably Late entrance. iā€™m 22 n live in manchester (the u freakin k Bay Bee) n cackle a little too mch like a witch fr supernatural suspicions nt to arise. thts all u rly need to kno. like this or hmu fr plots!!Ā 
p.s. this is her pinterest for those of u tht like tht kind of thing
怌 bridget satterlee. cis-female. 怍have you seen lana jameson around yet? i hear SHE decided to be in ALPHA NU for their JUNIOR year as a DANCE major. the 21 year old SHEEP is known to be vivacious, alluring, childish and impulsive. āžØ the muse is written by nai. she is 22, in the gmt.
some random aesthetics: a red water pistol topped up with caribbean rum and covered in stickers of cartoon pin up girls, a vinyl record whirring silently because you got too distracted by a strangerā€™s hands to reach over and flip sides, giant inflatable flamingos floating in the aftermath of a pool party, smudgy lipstick kisses left like an autograph on someone elseā€™s mirror, seventies platforms covered in bowie inspired lightening stripes, fanning the flush in your cheeks with a bright red flamenco fan in the back of a crowded lecture hall, michelangelo reminiscent statures clasping at their stone in suggestive places, bopping strangerā€™s on the forehead with heart shaped lollipops, a bumper sticker on the back of a convertible cadillac that says ā€˜SCRAPPY DOO IS A FILTHY SLUTā€™, lighting a paper lantern and saying ā€œaw, how pretty,ā€ only for the whole party to shriek as it crashes into a childrenā€™s tent in the next garden over, a ball point pen that turns a woman naked when you click up the nib, cackling so ferociously that you almost throw up and your ribs ache.
ok im a Lay Zee gorl n dnt wna waste any mre time redoin lanaā€™s intro so im pastin in her old one so i cn hop right to interactions. the only thing i can think tht needs to b added is the stuff abt danny nielsen (an evil npc of mine bc im a sadist) who recently beat up zeke van doren (full name this is Official feel like im writin a journalist article) bc he found out him n lana slept tgether n her n danny were kind of dating if....u can call his idea of romance tht. danny is in custody nw bt its a whole Thing like.... is prob... known around lockwood bc it ws a pretty intense..... thing tht happened n danny ws quite a popular senior
grew up in a big house in albany, NY, bt also spent time all over the place n was in the city a lot
okay so her mum is an old money socialite / three time campaign model way back when n her dad is a big record label mogul. he owns a label called jameson records n they repped a few big rock bands back in the eighties, altho theyā€™re mostly known for ā€˜poppy injectsā€™ whose lead singer had a big heroin scandal tht brought down his career. lana p much grew up around musicians snorting lines instead of spooning down cereal fr breakfast n her parents were v much absent her whole life
theyā€™re pretty well off obviously n bc of her relation to such a big music industry figure sheā€™s hung out w a fair few relatively high rep ppl thru her teens. she amassed kind of an instagram following mainly fr her style (v penny lane-esque in some aspects aka lots of fur cuff trimmed jackets bt then also jstā€¦. a wild combination of everything honestly. pastel faux fur coats, seventies style platforms, flame red cowboy boots, pink fishnet tights n glitter used like highlight Everywhere) n bc sheā€™s undeniably very pretty
her parents always kind of jstā€¦ didnā€™t like her. it was v clear that she was an accident after her older brother caleb n that even when they just had him alone they werenā€™t cut out for parenthood. they always kind of jstā€¦ ignored her n hoped sheā€™d go away. she had to mke herself microwave meals when she ws only like 12 bc theyā€™d forget to get her anything. once she went like 6 days without her mum even looking her in the eyes once
despite this tho!!! sheā€™s always been insanely close w her brother caleb. heā€™s her whole world. thts why when he decided to sign up to the army she ws understandably scared bt supported him after initially bein mad tht he ws leavin her all alone. bt then he wound up getting discharged under grounds of severe ptsd when he witnessed his best friend die in an explosion tht took place in a shock raid. caleb returned home n he was never the same n lana kind of felt like heā€™d died out there too. heā€™s in n out of hospital a lot n itā€™s rly hard on her bt she doesnā€™t tlk abt it to anyone rly
growing up lana was always a huge social butterfly. jst literallyā€¦. knew everyone n everyone definitely knew her. she ws one of those girls tht ws kind of impossible to ignore or forget. very animated, always made u feel like u were the centre of the universe whenever she spoke to u, always made it feel like u were best friends even if ud only spoken to her once. she has this magnetic way abt her tht is kind of hard to find in real life. itā€™s something ud only rly expect out of a movie character n she like. deliberately puts tht on sort of. kind of.... is always playing A Role of the person tht she wants to b seen as
sheā€™s always been insatiably spontaneous n adventurous. always doing something weird n wild every weekend. she has ten thousand stories tht always earn a laugh or a gasp over how ridiculously absurd they r
anyway so after caleb got back he was rly withdrawn n depressed. he shut lana out n was kind of harsh to her a lot of the time, always telling her to leave him alone or pushing her away. it didnt help either tht lana had a rly traumatic experience w some of her dadā€™s colleagues at the label when she ws 16 n he was away n she cldnt even tell him abt it once he was bk bc of his own traumas. she kind of jst shut it all in n kept it to herself
this obviously?? made her spiral a lot. she was already a girl tht loved sex (sheā€™d only rly done foreplay before tho) but since her trauma it gotā€¦. completely out of hand. it got to a point where she couldnt rly go 2 days without it, probably not even 1. her lowest point has probably been scrolling thru craiglist for anonymous encounters n meeting up w strangers on there fr a quick fuck jst for the thrill even tho itā€™s insanely dangerous n she cld wind up getting herself killed. itā€™s v clear at this point tht she has a sex addiction whether sheā€™s ever admitted it or not
she also currently? is working as a cam girl. she found this website bc she trawlsā€¦ porn stuff a lot n she wound up applying to work as one bc she thought itā€™d b fun n wld earn her some disposal income (even tho she frankly doesnā€™t need it bc sheā€™s already well off). the guy tht manages all of the girls on the site is kind of suspect n itā€™s a whole plot iā€™m gna unravel where itā€™s actually like the front for a cult or something wild so. stay posted ig. kgjdkgjh
personality/some fun facts: uncontrollably flirty. boundlessly confident. cld make a joke out a paper bag n her comedy is sometimes surreal / absurd. she tends to laugh when she feels like crying n has a smile brighter than a ray of texas sunshine. always dapples her fingers thru the breeze when sheā€™s driving in a car w the window down. her fav book as a child used to b alice in wonderland n sheā€™d fantasise abt having her own little wonderland too where everyone knew her name n asked her things n took her on adventures. at the time it didnā€™t rly strike her how evident it was tht that was bc she was so lonely. she almost always has some sort of sweet on her, whether itā€™s strawberry laces or gummy bears or cherry lollipops. she adores david bowie n prince n madonna n anyone thtā€™s a vintage style icon w little care fr what ppl think. wildflowers r her favourites bc theyā€™re the brightest and u canā€™t buy them. sheā€™s had like 8472493874 ā€˜relationshipsā€™ n none of them hav lasted beyond a month / hav been terrible / hav seen her being treated badly / sheā€™s cheated on them. i dnt think sheā€™s actually been w anyone she hasnā€™t cheated on in some form or another
plot ideas: exes tht lanaā€™s fucked over hideously. sheā€™d probably cheat a lot and itā€™d be a wholeā€¦mess. mayb someone tht flipped the switch and cheated on her? a cousin plot cld b fun too. a friend tht lana fel out w bc she slept w their significant other. someone thtā€™s getting lana into drugs?? sheā€™s kind of impressionable/down for anything so thtā€™s a likely scenario sheā€™d get into tbh. an unrequited crush!! (either way is cool). someone tht is just hanging out w her/using her bc she has a lot of instagram followers or they want to b signed to her dadā€™s label. someone in a band!! sheā€™d probably make like penny lane n b their groupie/sleep w them all fgjkshgkh. umm a good influence too mayb? oh and a past summer romance/fling tht cld either have meant a lot or not have meant anything at all. bonus points if both of them hav a diff viewpoint on it. honestly?? anything is fine i cld ramble for days
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html-fuck-blog Ā· 5 years ago
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Dissertation Outline
Look, man, I know Iā€™m supposed to be meeting ur deadline and writing ur 50 million words on why I wanna fucking stay in this course, cause thatā€™s what it is, isnā€™t it? I mean, in this day and age, what is the dissertation really for if not for hitting ur grade quota.??
Ā We all know u folk have a job to do and targets to meet, but I refuse to believe that means fucking us about and making us feel like the tiniest Lil bitches on the planet when, in reality, have u watched ur selves?? Eh, Jim? Have u watched the Lil video of ur ā€˜performanceā€™ on Micheals y2k phone?? Nah, I bet u havenā€™t cause u just know for sure it was the best piece of work youā€™ve done and ur so proud u did that in front f ur students, the people ur supposed to be inspiring, well do u know what u inspired us to do??? Become stand up comedians bc honestly, thereā€™s nothing else we can do with the amount of content u gave us.
Ā I cant find value in the dissertation. I cant find value in the course. And I canā€™t see value in yourselves.
Ā ā€œI cannot tell u what u should write about.ā€ ā€“ Jon Blackwood
Ā ā€œletā€™s be pragmatic about ur beliefsā€- Jon Fucking Blackwood.
Ā U know what big man, it was condescending, it was fucking rude, and I canā€™t get my head around someone of ur stature saying something along those lines to a student. I think most of u forget ur are teachers and not just full-time artistā€™s ā€œliving their livesā€ we are here for nothing other than learning, not becoming ur friends, or bitching with yā€™all while smoking. Now yes, I know thatā€™s fun and might be the only bonus of being an artist, yā€™ know the community we all have, but that community has to be built on respect, and yā€™ ainā€™t gonna get it if u donā€™t listen to what we are laying down. It is not about u guys. Itā€™s not about ā€œwhoā€ taught us, itā€™s the fact we got educated.
Ā Its not happening tho.
Ā Weā€™re becoming Glasgow School of Art, money, and grades over actual fucking humanity.
Ā This is art school mate, not everyone is here to get an A, some of us are here because we have something to say. And this is the only space we have. Do not make that space smaller for ur own benefit.
Ā Hereā€™s the problem, Iā€™ve presented my issues with both sides. With students and with lecturers. The students get it. They get the idea, they get the problem, they get several solutions, they are open-minded and supportive. The lecturers, shut u down, tell u that youā€™ll be eaten alive, say ur ideas arenā€™t realistic because people might not understand, make sure u donā€™t wanna have an original idea again, will never open a book and teach themselves something new.Ā 
Ā Like are u afraid that if u learn something else that u might explode? Are u seriously worried that u might step out of ur fucking comfort zone and realise that the sky is more than just blue, it is not a colour itā€™s a scientific reaction that means more than any atom in ur body ever could. The grass is not just green, it is a life force determined to cover this earth with more knowledge than u could fathom. But no one is asking u to be einstien or hawking. They are asking u to be human. To care enough. To look at the planet that u live on and beg that there is more than u can see. Honestly, itā€™s not much. If u just spent one minute on wiki-fucking-pedia, u would understand that u are not some petulant teenager who knows everything. The world is spreadin around u faster than u can blink. So take a minute. It might change ur perspective.
Ā I know I probably come across like a teenager myself right now, and I have a few responses,
I am closer to being a child than anyone else ā€˜teachingā€™ us
Im fucking stressed
This art school is becoming a shambles
I literally donā€™t care
Soz not sozĀ 
I want to be able to give more than a thousand-word rant about this situation, but there isnā€™t much to say.
Ā I can only say that being part of the ā€œsnowflakeā€ culture is weirdly inspiring bc at no point before us would we be able to come forward IRL, sobbing and still be angry. We got our emotions, and we ainā€™t afraid to show them. So, here I am, sobbing and fuming. I do not want a tough love approach, that will make me do nothing but drop out. I am a fumbling mess who looks for reassurance at every turn and if I donā€™t get it? This petulant teenager will throw a tantrum, alone, in the bathroom, then pretend nothing happened.
Ā That fact of the matter is, I donā€™t have a problem with writing or reading, or studying or whatever, I enjoy it. I type fucking thousands of words just to rant about one shitty meeting, u think I wouldnā€™t love writing eight thousand words on something Iā€™m passionate about? Ur right, I would love it; what I hate is someone literally shitting on OG ideas just because he canā€™t wrap his little baldy brain around it??? Like how does that seem fair?? Did u think I was born with this knowledge? Or do u think I went out and learned something new for myself because im a fully(*) functioning adult??? Oh yeah, I did, fancy that. Iā€™m sure someone with a Ph.D. could get to grips with reading a new book, couldnā€™t they? Sorry if Iā€™m coming across condescending, Iā€™m just saying what I think. I think, Jon, that maybe u worry every day that someone might come along and be smarter than u and trust me I ainā€™t saying that itā€™s me, that would be a whole other level of egotism, but I am saying that u are not the smartest man in the world, in fact ur probs not even on the list. But thatā€™s not a bad thing, it just means u need re-evaluate ur stance in society, cause u ainā€™t up there with them, ur down here with us sweetie.
(*) I bought a vegetable once ā€“ receipt lost -2018Ā 
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captain-oblivious Ā· 8 years ago
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so as it turns out I forgot to take my meds this morning which explains why Iā€™ve been feeling like absolute trash
basically another massive wave of self-loathing plus bonus anxiety aghghghhghjksdlfhkgjhhhh
some next level self-loathing under the cut; seriously, this will prob be disturbing af to read so caveat lector or whatever
I think I need to pop some anxiety meds because this is really awful
anyway time for more ranting about how and why iā€™m a useless piece of trash who will never amount to anything
my art will literally never meet my standards. I took four years of intense art class in high school (we did life drawing and stuff, it was legit) and all my art still looks like trash. the only people who say anything good undoubtedly say those things only out of pity. why do I even bother when Iā€™ll never catch up to literal children who draw much better than I do. also what is even the point anyway when it isnā€™t useful to me in my career
my writing will also literally never meet my standards. I have a novel thatā€™s currently something like 160 000 words long and Iā€™ve been working on it on and off since 2009 and itā€™ll probably never get finished. itā€™s definitely never gonna get published because the plot is shitty and cliche and trash
even the fic I write now is subpar; the only thing Iā€™ve really got going for me is that I can write a coherent plot and I understand english grammar and whatnot, but thatā€™s literally the bare minimum. the number of views just keeps growing whereas the kudos stay the same, undoubtedly because nobody thinks my work is any good. the only reason I thought I was good at writing fic was bc I was in a tiny video game fandom made up of 90% children, so to them someone who knew how grammar and basic writing works was a Good Writer despite me not actually being oneĀ 
my prose is clunky and awkward and ugly, I canā€™t come up with an engaging plot to save my life, none of my ideas are cute or likeable, instead I just write what I know to the point that I project hard on everyone and write something where everyone is a scientist
people hate math and science enough, and Iā€™m not helping at all to make people like it anymore because my writing sure as fuck wonā€™t do it any justice
I mean, fuck, I always did terribly at all those fucking literary analysis assignments in english class in high school, so how the fuck can I expect to be any good at writing if I canā€™t even analyze what I read???Ā 
people keep telling me to just keep practising and Iā€™ll get better but I keep on practising and practising and I barely see any improvement because Iā€™m stagnating; my mental illness is crippling me and preventing me from being able to invest enough time and effort into any one thing in order to actually get better at it
why do I even try to do anything when I will literally never be happy with my ability (or lack thereof) to do anything ever?
in school I donā€™t do any of the readings because I canā€™t focus on a textbook for more than five minutes without getting distracted. either I spend half an hour reading the same paragraph over and over or I read an entire page and remember absolutely nothing from it. reading out lout doesnā€™t work because, again, I go through the entire page and remember literally nothing from it.Ā 
so Iā€™m just sort of fumbling through my homework assignments based on what I picked up in lecture and what I remember from my undergrad classes which had similar concepts, and I have not looked at any of my marks from my physics course this semester because Iā€™m terrified of seeing my grades
I havenā€™t looked up my most recent mark from my programming class either because I am likewise terrified of seeing my grades for that; I thought I was okay at programming but I was doing worse than the average last I checked
why the fuck am I even in grad school?Ā 
so what happens with the rest of my life? I go to grad school, and either manage to get a PhD or not, but in any case, then, I just end up in the hellish job market and then eventually presumably get a job, and then I just go to work every day for the rest of my life until I retire. or die.Ā 
and then what will my life even have meant?
Iā€™m not gonna make any important scientific discovery. Iā€™m not gonna found any big companies or make any significant contributions to society. so whatā€™s the point of my existence, anyway? Iā€™m a fucking useless piece of shit
okay so there are people who like me or whatever. but then they die too, and then what? nothing. half a decade after I die and people will have completely forgotten about my existence, and then it will be as if I never existed because I wonā€™t make a fucking difference
or maybe I do someone a favour and then somehow thanks to me they make it big or something. so what? if they end up successful then more likely than not they wouldā€™ve ended up successful whether or not I was involved in any way. and in any case, then theyā€™d be successful while Iā€™d still be a useless piece of shit, a nothing
when I was a kid people told me I could get into an ivy league school or mit or something. they told me to dream big
HAHAHAHAHAHAHA
I almost didnā€™t get into grad school at all; Iā€™d have no shot at any of the fancy places
people told me Iā€™d be a famous scientist or something
HAHAHAHAHAHAHA
my research right now is mostlyĀ ā€˜gee wizā€™ shit that nobody outside the field really gives a fuck about and itā€™s certainly not gonna save lives or change science or anything like that
friends who, in high school, told me that I would probably win the nobel prize are now kicking my ass, academically speaking
so why do I even bother trying, Iā€™ll never meet anyoneā€™s expectations at this point; Iā€™m no genius; Iā€™m no prodigy; I have a small amount of proficiency in a whole bunch of areas but not enough skill in any of them to be notable in any way
Iā€™ll never ever meet my own expectations at this point, I hate myself
FUCK
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clearsandwicheagle-blog Ā· 7 years ago
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18 year old just trying to find health insurance...?
"18 year old just trying to find health insurance...?
My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!
BEST ANSWER:Ā  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblrĀ 
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He went and hot his license an got car insurance now
18 year old just trying to find health insurance...?
My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!
Is there a site cheaper then http://www.cheap-car-insurance... to find cheap car insurance?
Is there a site cheaper then http://www.cheap-car-insurance... to find cheap car insurance?
Does anyone know what the average car insurance is for a 2003 g35 coupe iam 18?
i also live in maryland
Health insurance question?
My husband and I want to have a baby. But we do not have health insurance. Can you give me any links or names of good companies that you have heard of or that you have used before that would be good for a 3 person family?? thank you!
What is the cheapest insurance for a road trip around europe?
3 guys, age 19, 3 weeks in august, had licenses for a year, driving a small car. Anyone know what company would be the best to look at? And im fed up of looking through comparison websites :P""
Cheapest car insurance? I am talking less than $70 bucks a month. I have seen maybe 60 bucks a month lowest?
Only answer this question with exact information of a company that can go cheaper than 70 bucks a month as that is the lowest I have been able to find.
Car insurance?
I just got my liscence and my friend told me that car insurance is more expensive for 16 year olds than 17 year olds because they have increased chances of getting into an accident. What are the average rates of insurance for sixteen year olds and is it worth waiting until I am 17 until the prices drop?
How much is health insurance?
I don't get health insurance through my job, so how much would it be to buy health insurance? What company should I get insurance from? (I live in CO, US btw)""
What should I do regarding my auto insurance situation?
I hit my dad's expedition with my Dodge Ram and caused about 1500 dollars in damage to my Ram, as estimated for parts and labor by a collision center, I hit the expedition's hitch which caused damage to me but barely a few scratches on the expedition. The expedition doesn't run, and is not even registered or insured. My dad is aware of the situation and has no interest in fixing his car and will not report me to the insurance or police. We have and still are on good terms. I have liability insurance, so it will not cover damage to my vehicle. My insurance policy expires in two weeks. What if I update my insurance with collision and comprehensive coverage that will cover my vehicle. Then I report that I hit an object and have them pay for it. Would this be cheaper in the short and/or long run than paying to fix out of pocket? Is such action above illegal, unethical, and/or against policy? I live in California and have Progressive insurance.""
My son is 21 and wants to get his license. We live in michigan. If i don't tell the insurance wod it go up.
If i don't tell them, would they ever find out he is geting it for job purpose. He is never going to drive me car. thanks""
Penalty for driving without car insurance?
What would happen if i were to get caught driving without insurance in california? I'm 17 years old. and a month. Just got my license a few days ago. My car is registered. And i of course have a clean driving record and half never been pulled over. The tags don't expire until august 2009
About how much would car insurance be?
My husband and I are stationed overseas for the army and we are looking to buy a new car. (A Ford Focus or a Ford Fusion) I want to know about how much it will be a month/year for insurance. We are both under 21 (19 and 20), but my husband turns 21 in January. Anyone have any idea how much it would cost?""
Finding 2000-3000 insurance for young driver?
With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks""
""Can some body tell much i have to for my car insurance, if i live in brooklyn and 18 with new license?""
hey, i am planning to bye a car by next month, but before i go buy it, i need know how i have pay for my insurance, i am 18 just got my license and live in brooklyn, can somebody what is the most could i have pay...""
Who should get my fathers life insurance?
My father passed away on Jan, 5th 2013. He has a paid in full policy amounting to $100k. When we figured out that my mother (his ex wife) was left the sole benifecary, we filed a claim. The insurance provider (John Hancock) denied our claim based off of a CA law that states if the claimant had been divorced, they essentialy get nothing. However, it clearly states in their dissalution of marriage, that life insurance should not be affected. My father would have wanted his children to have this...What action can I take, or should I just forget about it?""
Full coverage insurance ...?
if you have full coverage car insurance does it cover you even if you take a trip that is a 1000 miles are is there a limit on how far you go?
Cheap car insurance 22yr old just passed test but have been banned for drink driving?
hi all i've been banned from driving and now i've passed my test i need cheap car insurance but everywhere i go is way to high for me. any advice please?
Can your auto insurance increase after you already got a quote and pay downpayment?
my auto insurance already gave me a quote and check my license everything and offer me 1800 for 6months then after july the agent called and said the underwrite said to increase the quote to 2200? can your insurance do that? after you already paid down payment? thanks
How much would my car insurance cost to pay the minimum payment?
what is the cheapest car insurance company? How much would the minimal payment cost? My 21 yr old bf would be the one paying it and i would be under his insurance. im a first time driver age 19. I am a mom of two kids and highschool graduate. the title to my car would be in his name. Unless it doesnt matter to have it in both our names. we live in ms and he uses state farm.
How much would insurance cost for a young person with a luxury car?
I was wondering if there's anyone (preferably a lady) between 22-25 who has a luxury car like a Jaguar, BMW or an Audi, and how much you pay for insurance. I'm 23 & looking to buy an Audi A4 or a BMW 3 series (second hand). So just wanted to know if theres anyone else out there with those cars :) thanks in advance x""
What Texas insurance company covers composition over wood shake shingles?
Hi everyone I'm selling a house and want to be prepared to answer questions about insuring a roof with composition shingles over wood shakes (or wood shingles). I have a major carrier, but I've heard there are insurance companies that refuse to insure these roofs these days. I'd like to know for sure what insurance companies I can say cover these roofs. I am in Dallas, Texas, so it should be a company that is in Texas. Thanks so much for your help!""
Can you cancel your life insurance policy anytime you want?
Can you cancel your life insurance policy anytime you want?
What are some good affordable health insurance options?
In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill.""
Who should a check out for a decent Motorcycle insurance quote?
I have called around. And I k ow they are expensive to insure, but I have got some ridiculous quotes so far for my 08' hayabusa. Anyone have any ideas?""
Do you have to pay car insurance when you lease a car?
if you aren't driving a car(i live in canada) but you're leasing it. do you have to pay for car insurance as soon as you buy the car? or can you start whenever?
Where can I get a cheap insurance for a new bussines?
Im about starting cleaning houses but i need an insurance
18 year old just trying to find health insurance...?
My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!
What is the best car to buy cheap to run and insurance etc.?
What is the best car to buy cheap to run and insurance etc.?
Do you need to buy the car before getting insurance for it?
I am looking for my first (used) car from a private seller, and I would like to be able to drive it home, so will I have to buy insurance for it before I buy it? And will I have to own the deed before I get the insurance?""
How much will my boyfriends car insurance go up? appx?
he's 23 and he just got a dui last night in cincinnati ohio and has nationwide (worst night of my life cuz i've never had a run in with cops before). he drives an old 95 civic and pays like 35 a month right now and he doesnt have any other marks on his record. also dont answer if you're going to judge, he could actually drive just fine but the cop was a jerk and wouldn't give me straight answers when i had questions and arrested him after he used the word perjury wrong in a sentence. he said you were doing great up until then . and he also condescended him in the car even though he had been cooperative the whole time. ps i have a new found hate for cops.""
Is car insurance much cheaper if you have a old car?
I want to buy a 1968 dodge charger and I heard that if it's like 25 years or older car insurance is real cheap is this true
Why is my car insurance so expensive?
I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""
In what way has the affordable health care act made health care more affordable? My insurance just went up 34%?
And don't tell me that a 34% increase in one year is normal !!!
Hi i passed my driving test 3 weeks ago on my 18th day and looking for a car which is cheap on insurance?
I have been looking at a 5 door 2003 ford fiesta but I am 6ft tall and is the fiesta seems too small for me. I have been looking at a 2005 1.6 5 door ford focus 3771 monthly premium to insure. Will my insurance be effected if i go for a 1.6 can any one help me
How much will an affordable health insurance plan cost for a family of 5?
How much will an affordable health insurance plan cost for a family of 5?
What can I do about my car insurance?
My son wrecked my 2007 Dodge Ram1500 6/23/09. My mother offered to apply the truck to her insuance for lower rates. I ask the agent for full coverage because it had a lien on it with collion, now the insurance won't pay because they saud I have libility w/no collion, I'm sick, so it's a battle what can I do, please help""
Dairyland insurance company for motorcycle?
How can they issue me registration over the phone? I'm located in Michigan and the local office has a different price then what I was quoted over the phone. Over the phone I pay $168, the office said it would be $330. I don't feel uncomfortable getting insurance over the phone but looks like I may have to. Is this okay to do and has anyone else done this before?""
Do you have health insurance?
If so, How much is it per month? How old are you? What kind if deductable do you have? feel free to answer also if you do not have insurance, also do you suppport Obamacare?""
Average car insurance rate in Massachusetts?
I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!
What is car insurance and insurance quotes?
i'm not driving yet but i am taking driving lessons and i am just searching around for a car but i don't understand how things work. what is car insurance? why do we need it? and what are quotes? please help me!!! thank you much love xx
Car insurance?
got 12 months car ins due renewel in one month letter came thought door and it said ins cancelled 5 months ago but i did not cancel so really i been driving with no ins can i get full refund when i rang ins they said it was not cancelled but say so on letter the woman on phone said it was cancelled 1 month ago i said not bye me she also said the same to me and the manger going to look into it and ring back to day has not done so also they are trying to charge me 20 for cancellation and i think it should be void can i get a refund or sue them
What type of car insurance should I get in Michigan?
I understand that Michigan is a no-fault state, and as a result everyone gets this PLPD insurance or something. I'm moving from Pennsylvania and had full coverage on my car for about $90/month. I thought PA and MI were both no-fault, but it seems different and the rates I'm being quoted for the same insurance in MI are higher. I'm so confused!! Also, right now I am on State Farm. I'm 25 but on my mom's plan, and I am getting married/changing my last name and I now live in Michigan so it is past time for me to pay for my own insurance.""
What zip code in the U.S. has the cheapest auto insurance?
I want to know what area of the country recieves the cheapest auto insurance?
How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB?
ok so i am 18 now, me and my brother have shared a policy insured for 10 months with Admiral as a named driver and it cost us 1450. My brother is the main driver and uses the car 95% of the time, i only use it now and then. The 10 months have passed and they have sent him a renewal price of 1200, is there anyway i can help him get it cheaper than this? could he haggle with admiral or go to another company and show them that the renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would we be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys""
""Who has taken the Florida 2-15 Life, Health, Ann, Insurance exam... How is this exam?
I would like to know is this a very difficult exam? Do this exam requires mathematics? Is this exam 100% Multiple choice? I know that the Real Estate exam for me was a little difficult so I am hoping that this would be a little easier.... Please tell what ever you know about this test... Thanks I appreciate it...
What are my best options for Martial Arts Insurance?
I am going to begin instructing self defense soon, more as a passion than a business, and I am trying to research and find a good liability insurance provider that will cover martial arts training at a low cost.""
Does car insurance really go down at age 25?? how much?
How much does car insurance go down when a person turns 25? How much can I expect mine to go down? I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)""
Cheapest car to insure for a 18 year old?
Cheapest car to insure for a 18 year old?
How can I get cheaper car insurance at 17?
How can I get cheaper car insurance at 17?
Does anyone know of cheap car insurance for over 50s?
Does anyone know of cheap car insurance for over 50s?
Is a scraped car door handle worth the rise in insurance rates?
If someone scraped against your car door and the only thing damaged was the handle on the passenger side door, would you file an insurance claim and risk a rise in insurance? The scrape is only about 1-2 inches long.""
What is the best type of car to get for cheaper insurance?
What is the best type of car to get for cheaper insurance?
18 year old just trying to find health insurance...?
My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!
What insurance do I need?
I have set up a limited company focusing on training and personal coaching. Do I need public liability insurance? Do I need insurance to cover if I am ill? Is there anything else to consider? Where do I buy these products? Thanks
Do you have to buy auto insurance as a condition of OWNING a car? or DRIVING a car?
If you own an RV and you live in it but you don't drive it.....does the auto insurance mandate apply to you?
Which is the best insurance company for motorcycle insurance?
I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks
Can a health insurance company deny emergency medical coverage based on the final diagnosis?
I went to the emergency room for symptoms suggesting a life-threatening illness. It turned out I did not have a life-threatening illness and the ER doctor diagnosed something much ...show more
Health insurance???
my family doesnt have insurance but we re really need one and there is a insurance called IOB or something. the website is www.ameriplanusa.com i dont really understand it. can u guys help me??? thanx alot!!!
What's the average penalty for driving without insurance in England?
What sort of fine, and how many points?""
Car insurance 17 year old?
I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.
Refused car insurance for being?
a house husband (was told by insurers ) so could i word it as being a child carer (without telling lies) for insurance purposes
Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?""
""Does the car title have to be transferred to your name before you get insurance, or insurance then title?""
in illinois.... ....a car was given to a friend. he needs to get insurance. does the title need to be transferred first? Also just moved to another state, so does the insurance need to come from the state the title was transferred in""
""I'm just wondering, is there anyone here who can't get health insurance?""
If you do have it, how do you get it? and if you don't have it, why not? Spiritually speaking, of course""
""How can i insurance my car, for only 3 months?
im finishing my college... i bought a car in us... for the year i was here... bour my car insurance expire.. like 2 months before i finish... and im not gonna buy other 6 months of insurance... cause i will be using it only 2 months more... WHAT I CAN DO!!
Car insurance question?
My boyfriend doesn't have a car therefore he doesn't have car insurance... If he were to get into an accident driving my car or get a ticket, would my insurance go up? I have full coverage and the insurance company said he and I would be covered. But I was wondering if my insurance would go up if he were to get pulled over or get into an accident.""
Reduce motorcycle insurance?
would it be feasable to buy a moped (100ccish) & insure it for a couple of years just to get some no claim bonus!! then in a year or 2 buy a proper bike ( 650ccish) & hopefully the insurance will be cheaper. i used to have bike in my youth when i passed my test but as i havent ridden 1 for a while its difficult to get insurance ( reasonable cost any way ) thanks
Do I have to wait until after I get a car to get auto insurance?
I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""
Will a stolen recovered car affect the insurance and vehicle value?
I'm looking to purchase a car that is stated stolen/recovered NOT cat C or cat D What does this mean? Will it affect the insurance price? Can I get insurance if I'm 17?
Cheapest saturn sky insurance for a 16 year old?
I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?
How much Vespa costs to run in london? better use tube?
hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?
Understanding my Co-Pay Insurance?
This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""
""My teen had a minor accident, will my insurance go up?""
My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim with my insurance because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""
What do Life and Homeowners insurance cover?
I have a tricky question that I really need an answer to. I just got back from the hospital. I was working on my garage this evening and I had a terrible accident. I was ripping a piece of ply wood with my table saw and I ended up cutting my middle finger on my left hand off. I have heard that in some instances life insurance pays out. I am just wondering if maybe that would be true. The other thing I was thinking is would my homeowners insurance possibly cover something like this. I have health insurance and am not too worried about medical bills. The problem I will have is keeping up with my bills when I cant work which sounds like quite awhile until this heals. My finger was non- repairable. I am in the construction industry. I need my hands to work. Any info would be greatly appreciated. Thanks
Speeding ticket and car insurance?
I was wondering if you get a speeding ticket you get points on your license which means your insurance goes up. What if you don't have insurance. For example if its under your parents name but you get the ticket would their insurance go up even if its you don't have car insurance
Allstate Teen Car Insurance?
Does anyone know the title and who sings the song on the Allstate Teen Car Insurance commercial where they drive away and never come back? I swear I've heard parts of it on something else and its driving me insane.
How do I pay my life insurance premiums on line for Globe Life and Accident Insurance Co.?
I don't have the website written down to Globe Insurance correctly and don't know how to get to the correct one so I can pay my bill. All I need is the website that allows me to pay my premium on line
Who offers the best life insurance in Illinois?
simple enough. ive done my research and the best i can find is either American Income Life insurance or State farm. anyone have either of these and think they are reasonable?
18 year old just trying to find health insurance...?
My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!
https://www.linkedin.com/pulse/pre-existing-conditions-health-insurance-edith-doster"
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