#best silver etf in india

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India's Shining Investment Option: Unveiling the Potential of Silver ETFs

Exchange-traded funds (ETFs) are investment vehicles that place the pooled cash in a variety of asset classes, such as equities, bonds, and commodities. Funds from silver ETFs are invested in silver itself or silver-related assets. The price of silver has a direct impact on the NAV of silver ETFs. Silver ETFs follow the open market spot price for the metal. The NAV of these ETFs will fluctuate in response to changes in the price of silver. A silver ETF's fund managers buy silver and keep it in safe vaults. By regulating these ETFs, SEBI protects investors' interests.

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Difference between Capital Market, Money Market and Commodity Market

Capital market, money market, and commodity market are three distinct segments of the financial market, each serving different purposes and involving different types of assets. Here's a breakdown of the differences between them:

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Capital Market:

The capital market is a segment of the financial market where long-term debt and equity securities are bought and sold. It facilitates the raising of capital by businesses and governments for investment purposes.

In the capital market, companies issue stocks (equity) and bonds (debt) to investors. Stocks represent ownership in a company, entitling shareholders to a portion of its profits and voting rights. Bonds are debt securities that represent loans made by investors to governments or corporations, with the promise of periodic interest payments and repayment of the principal amount at maturity.

The capital market includes primary markets, where new securities are issued and sold for the first time, and secondary markets, where existing securities are bought and sold among investors.

Examples of capital market instruments include stocks, bonds, mutual funds, and exchange-traded funds (ETFs).

Money Market:

The money market is a segment of the financial market where short-term debt securities with maturities of one year or less are traded. It provides a platform for governments, financial institutions, and corporations to borrow and lend short-term funds to meet their liquidity needs.

Money market instruments are highly liquid and low-risk investments, making them suitable for investors seeking safety and stability. They include Treasury bills, certificates of deposit (CDs), commercial paper, repurchase agreements (repos), and short-term government bonds.

The money market plays a crucial role in the economy by facilitating short-term borrowing and lending, managing liquidity, and implementing monetary policy.

Commodity Market:

The commodity market is a segment of the financial market where raw materials or primary agricultural products are bought and sold. It provides a platform for producers, consumers, and investors to hedge against price fluctuations and speculate on future price movements.

Commodity markets can be divided into two main categories: the physical market, where actual commodities are traded, and the futures market, where contracts for the future delivery of commodities are bought and sold.

Commodities traded in the market include agricultural products (e.g., wheat, corn, soybeans), energy products (e.g., crude oil, natural gas), metals (e.g., gold, silver, copper), and other raw materials.

The commodity market helps ensure price discovery, price risk management, and efficient allocation of resources across various sectors of the economy.

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In summary, while the capital market deals with long-term securities such as stocks and bonds, the money market deals with short-term debt instruments, and the commodity market deals with raw materials and agricultural products. Each market serves specific functions and attracts different types of investors with varying risk tolerances and investment objectives.

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Building a Diversified Portfolio: Exploring Investment Opportunities

Investing in the stock market can be a great way to develop your wealth. It is significant to approach it with a well-defined strategy. One essential element of any investment strategy is diversification. A diversified portfolio can help to manage risk and maximize returns over the long term. The article explores some of the investment opportunities in India and how to build a diversified portfolio.

When investing in equities, it's important to have a long-term perspective. Stock prices can be unstable in the short term. But historically, the stock market has tended to rise over the long term.

By investing in a diversified portfolio of equities, you can potentially benefit from this long-term growth. Whereas, minimizing the risk of individual companies underperforming. While investing in stocks, bonds and mutual funds, rely on India's best equity broker like Goodwill.

EQUITY

Equities are one of the most popular asset classes for long-term investors. Buying shares in companies allows you to take part in their growth. Potentially gain a return through dividends or capital appreciation. Yet, investing in individual stocks can be risky. Because the value of a single company can fluctuate. That's why it's important to invest in a range of companies across different industries and sectors. This is where a mutual fund or exchange-traded fund (ETF) can be a useful tool.

MUTUAL FUND

Mutual funds are a kind of investment channel that pools money from many investors. Then buys a diversified portfolio of stocks, bonds, or other assets. The fund is managed by a professional investment manager. He/she makes decisions about which assets to buy and sell.

There are many different types of mutual funds available with specific investment goals. For example, some funds focus on large-cap stocks, while others may specialize in emerging market equities. When investing in mutual funds, it's important to consider the fees carefully and expenses. Because these can eat into your returns over time.

ETFs

ETFs (Exchange-traded funds) are like mutual funds in that they offer a diversified portfolio of assets, but they trade like individual stocks on an exchange. This means you can buy and sell ETFs throughout the trading day, like a stock. ETFs also tend to have lesser fees and expenses than mutual funds. It can make them an attractive option for investors.

COMMODITY

A diversified portfolio can include commodities as another asset class. Commodities are primary agricultural products or raw materials. It can be bought and sold on a commodities exchange. Examples include gold, silver, oil, and agricultural products like wheat and soybeans.

Commodities can offer a hedge against inflation. Because their prices tend to rise during times of inflation. Commodities can also provide diversification benefits, as their price movements are not always correlated with equities or bonds. Yet, investing in commodities can be risky. Because a wide range of factors can affect their prices. It includes geopolitical events, supply and demand, and weather.

Investing in commodities can be done through a variety of vehicles, including mutual funds, ETFs, and futures contracts. Mutual funds and ETFs offer exposure to a diversified portfolio of commodities. Futures contracts allow investors to buy or sell a specific commodity at a predetermined price and date. One of the best commodity trading brokers in India includes Goodwill Wealth Management. We have the perfect, up-to-date, and accurate commodity brokerage calculator available in India.

BONDS AND FDs

Fixed-income securities, such as bonds and fixed deposits, can also be a valuable component of a diversified portfolio. Bonds are debt securities issued by firms or governments. They offer a fixed rate of return over a set period of time. Fixed deposits, also known as term deposits, are a type of savings account offered by banks and other financial institutions. It pays a fixed rate of interest for a specified term.

Bonds and fixed deposits(FDs) are generally considered to be lower-risk investments than equities or commodities. Because they provide a fixed rate of yield and are less volatile. They can be particularly useful for investors who are looking for a steady income stream. It also helps those who are nearing retirement and are looking to reduce their risk exposure.

When investing in fixed-income securities, it's important to consider factors. For example, the creditworthiness of the issuer, the duration of the bond, and the prevailing interest rates.

Higher-rated bonds generally offer lower yields. But it carries lower default risk, while lower-rated bonds may offer higher yields but come with higher default risk. FDs provide a guaranteed return but may have lower yields compared to other fixed-income investments.

OTHER INVESTMENT AREAS

There are several other investment opportunities to consider when building a diversified portfolio. These include real estate, alternative investments, and international investments.

REAL ESTATE

Real estate can be a valuable addition to a diversified portfolio. Investing in residential or commercial properties can provide two incomes. First through rental yields and then potential appreciation in property values over time. Another option is Real estate investment trusts (REITs). It allows investors to pool their money to invest in a diversified portfolio of properties without owning them.

ALTERNATIVE INVESTMENTS

Alternative investments offer exposure to non-traditional asset classes. For example, hedge funds, private equity, and venture capital funds offer exposure to non-traditional asset classes. These investments have a higher risk profile but can provide the potential for significant returns. However, when considering alternative investments several points have to be taken. Due diligence and careful assessment of the investment strategy and track record of the fund manager are crucial.

INTERNATIONAL INVESTMENTS

International investments can offer exposure to different economies and markets, providing geographical diversification. Investing in foreign stocks, bonds, or mutual funds can provide opportunities for growth. It may not be available in the domestic market. Yet, it's important to be aware of currency risks, geopolitical factors, and regulatory differences when investing internationally.

Conclusion

Reading reviews and seeking recommendations from experienced investors can also be helpful in making an informed decision. Look for a broker like Goodwill. We offer competitive pricing, a friendly platform, and access to a wide range of investment opportunities. It includes equities, commodities, mutual funds, ETFs, and other asset classes. We also provide training for all investment-related lessons from Goodwill.

It is crucial to choose the right broker to execute your investment decisions. When looking for the best share broker in India or the lowest equity brokerage in India, it's important to consider several factors. These include the broker's reputation, track record, customer service, and trading platform features. Also, research and analysis tools, and the cost of trading, including brokerage fees and other charges are important. One of the best brokers available in India is Goodwill Wealth Management.

Building a diversified portfolio is needed for managing risk and maximizing returns. Investing in a mix of equities, commodities, fixed-income securities, and other asset classes. Investors can spread their risk and increase the likelihood of achieving their financial goals from the above ways.

It's crucial to assess different investment opportunities. Consider your risk tolerance, investment view and financial goals. Choosing a reliable and suitable broker is essential for executing your investment strategy. With careful planning and the right investment approach, you can navigate the markets. Create a diversified portfolio with Goodwill that can help you build long-term wealth. Start investing!

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Lucky8Score Situs Livescore Hasil Bola Tercepat Bathhouses Are The Very Best Way To Backpack In Korea

Livescore Bola - By paper, by way of Tv, by way of listening to the radio and final but not the least, by indicates of the WWW. I just wish that the U.S. was oil dependent and did not have to purchase oil from the likes of Chavez.

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Best ways to invest in Gold

India is one of the largest consumers of gold. You know, Indians have the most of gold in the world. Gold is one of the most coveted metals in India. From engagement to anniversary to birthday, Indians have been buying and stacking gold for centuries. It is considered a symbol of prosperity, purity as well as stability in the Indian Culture.

Considering increasing prices of gold over the last several years, gold has become an excellent medium of investment. Gold is a perfect investment medium, Which can give you a good profit in the future. Today, we have different ways of owning gold, such as physical and paper. You can buy gold physically in the form of Jewelry, Coins, and Bars. The paper gold is, ETFs (Exchange-traded funds), Gold Bonds, etc.

Some of the investors prefer to investing or purchasing Gold in a physical form such as in the form of Gold jewelry, Coins, and Bars. The main advantage of buying physical Gold is that they can touch, seen, and feel his Gold.

Here are some of the best way to invest in Gold:-

1. Gold Jewelry - Nowadays, there are lots of Gold investment plans are available in the market. However, in India, Mostly, people prefer to invest in solid gold by buying gold jewelry.  One of the best things to invest in gold jewelry is, you can wear it.

2. Gold Coin Scheme -  It is one of the best options to invest in physical gold. You can buy silver coins and bars from Jewelers, Banks, Jewelry or e-commerce websites and any finance company.  However, Banks and financial companies assured of quality, but a jeweler also guarantees of quality and purity, as well as it could offer you lower price compare to banks. An authorized jeweler offers you Gold Cons & Bars with 24 karat purity and 999.0 fine gold. With the lifetime money-back guarantee.

3. Gold ETF - ETF's (Exchange-traded fund) is one of the best and secure way of making a profit on gold. It is an open-ended mutual fund scheme based on the ever-fluctuating cost of gold. We know that physical gold doesn't generate income, and the making charges are also high. ETFs gives you the dual benefit of stock trading as well as gold investments. The one Gold ETFs units equal to 1 gram gold. Its works like a stock and backs 99.5% gold purity. There are many benefits to choosing EFT over physical gold if you want to make extra profits. Some of them are listed below: No hassle of finding genuine brokers, purchasers or sellers. It is considered as long-term capital and does not attract wealth tax. It saves you money since there will be no VAT, sales tax, premiums, etc. They can also be used as collateral if we need to raise funds using it. There is one limitation to ETF but is considered a minute when you regularly invest and divest in gold. For ETF’s, you should have a Demat account, and it may attract nominal fees based on the brokerage firm or financial institution you choose.

4. Gold Savings Schemes - An alternate way of investing in Gold. In which, you will deposit a fixed amount every month the chosen tenure on the end of the term. You can buy Gold from the jeweler, Equal to your total deposit amount. The jewelers give you different types of advantages like If you are investing in one-year schemes. The most of jewelers, add a month's installment at the end of the tenure as a cash incentive or may even offer a gift item. Or they can add half of the amount as an incentive in the last installment.

5. Sovereign Gold Bond(SGB) - Sovereign Gold Bonds or SGBs is another way of owning paper gold, which is issued by the government of India. You can buy it from Banks and Post offices.  The term of an SGBs is usually eight years, with a lock-in period of 5 years. It gives you two types of investing benefits; Firstly, investors earn interest at 2.5% per annum on the amount financed in SGBs. The interest income taxed at applicable slab rates. Secondly, if the investor holds the SGB for the entire term of 8 years, the resulting capital gains are entirely tax-free, which makes SGBs an ideal option for investors looking to invest in gold for a long time and enjoy tax benefits on their profits.

6.  E-Gold- One of the best option to invest in paper Gold. You can invest in E-Gold just as you invest in shares. In 2010, The National Spot Exchange (NSE) launched e-gold in India, for those investors who wish to invest in gold. The most significant benefit of investing in E-Gold is, it allows you to invest in gold with very lower values than physical gold. For invest in E-Gold, you should have a Demat Account. After open Demat account, you can easily invest in E-gold, and you can take physical delivery of the gold at any time by redeeming e-gold units to your Demat account.

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Understanding meaning of Asset Classes and their importance in Portfolio Building

In this article we will understand in detail about what is an asset class. What are the different asset classes? Why are they so important for your investment?

This article is aimed at making investors understand how they can combine the asset classes to create a winning investment portfolio.

Asset is defined by Google as, 'a useful or valuable thing or person'. From this definition, we can conclude that anything that is useful or precious can be an Asset. All of us invest in something that is precious and that grows in value.

Continuing with our favourite example, consider an 'Indian Thali' as an Investment Portfolio. The items in thali can be 'Chapati', 'Sabji', 'Dal', 'Raita', 'Chutney' and a 'Sweet'. In this context, if Thali is an Investment Portfolio, then each item in the Thali is an 'Asset Class'.

Each item in the Thali provides some or the other 'nutrition' to the body. This nutrition can be proteins, carbohydrates or fats. Similarly, each Asset Class provides some or the other 'supplemental value' to the investment portfolio. While understanding each Asset Class, we shall see what are these 'supplemental values' in the next few paragraphs.

Broadly, Asset Classes are defined as:

Commodity

Real Estate

Equity

Debt

Cash

We shall judge each Asset Class as mentioned above on their 'Supplemental Values' which can be:

Risk

Returns

Liquidity

Tax efficiency

Ease

Commodity

Commodity is one of the oldest asset classes. Different types of commodities as an asset class are Gold, Silver, other precious metals like bronze and brass, grains, petroleum. Though there are so many instruments in commodities, most widely used for investing are gold and silver.

The fact is, the obsession people in India are having with Gold and Silver makes it a special asset class.

How Commodity ranks on Supplemental Values:

Commodity as an asset class has a moderately low risk in terms of price volatility. This asset class can generate moderate returns over a period of time.

Gold and Silver have very high liquidity as they can be sold at any time without any hurdles. Even if you buy Gold or Silver in the form of an ETF or Gold Fund, they can be easily liquidated.

Gold bought in any form (except for sovereign gold bonds) in India is taxed similarly. If gold is sold before 3 years the gains are added to the income of the person. If the gold is sold after 3 years, it attracts Long Term Capital Gains Tax at 20.8%. This may not be considered as very efficient taxability.

On the parameter of Ease, Gold as a Commodity scores high.

Real Estate

Another asset class with which Indians are highly obsessed. Real estate can be a piece of land or constructed building. Real Estate is not very well regulated as an Asset Class in India. Though some regulations are enforced off late, the real estate industry is yet to see its effect.

How Real Estate ranks on Supplemental Values:

Real Estate is an asset class with moderately low risk and moderately low returns. It scores very poorly in terms of liquidity as real estate is highly illiquid. In terms of tax efficiency again real estate does not do well. It attracts short term and long-term capital gain tax. The rates of tax are one among the highest.

Overall, on the parameter of ease Real Estate does not score well. This is because you cannot sell real estate assets as and when you want. Moreover, real estate cannot be bought with a smaller amount of money.

Equity

Equity means partnering in someone else's business by investing money. For example when we buy shares of a company, we actually invest capital in that company.

Equity is the most mis-judged asset class. There are a lot of conspiracies and mis-understanding around equity. Few extremes of them are – 'you can get quick-rich with equities' or 'you will lose money overnight if invested in equities.

I would say, if invested 'with due diligence' equity is one of the best asset classes to earn good returns.

Equity consists of Shares (direct equity) and Equity Oriented Mutual Funds. There are some more instruments like PMS (Portfolio Management Services) or private equity which are special equity instruments.

How Equity ranks on Supplemental Values:

Equity is a risky asset class, mainly due to volatility in price. So risk can be said to be high in equities.

We know that when the risk is high the returns are also high. Equity is a high return asset class.

One can sell shares or mutual funds at any time and encash their investments. Hence liquidity is very high in equity.

One of the lowest taxations in any investment in India is in equities. The short-term capital gain tax and long-term capital gain tax in equities are one of the lowest. Overall, on the supplemental value of 'Ease', Equity scores very high.

Debt

Simply put, Debt means loan. When one person/entity gives money to use to some other person/entity on a fixed interest, it is called debt.

Debt asset class has vast instruments. Again, one of the oldest classes as of commodities. Bank Fixed Deposit (FD), Post Office Deposits, Debt Mutual Funds, Bonds, PPF, NCD (Non-Convertible Debentures) are some examples of Debt.

How Debt ranks on Supplemental Values:

Risk is generally low in Debt as compared to equity. However, it cannot be generalized, there are some asset classes where the risk is high.

Debt yields moderately low returns.

Liquidity is generally low as most instruments have a lock-in period. However, in some cases like Debt Mutual Funds you can withdraw money any time.

You have to pay higher taxes in debt as compared to equity.

Overall, 'ease' is moderate in Debt.

Cash

The name itself suggests that the cash instrument is like cash. Something which can be easily liquidated.

Few cash instruments where a common investor invests are savings accounts, overnight mutual funds, liquid mutual funds. There are many more instruments where usually the institutions deal. They are Commercial Papers, Certificate of Deposit (CD), Treasury Bills etc.

How Cash ranks on Supplemental Values:

Risk is lowest in Cash as an asset class. But that is why the returns are also lowest in Cash assets. Liquidity in cash assets is very high. You can withdraw your money any time, mostly immediately. Taxation is poor in these instruments. You have to pay higher taxes as compared to equity.

Overall, ease is very high in cash instruments.

What role do the asset classes play in portfolio building?

An ideal investment portfolio should be a perfect blend of all the asset classes which are explained above. The % of each asset in your portfolio depends on your priorities, your risk profile, the time period available, your age and returns expected.

This is where a detailed investment planning process has to be carried out. Risk profiling is done to understand risk positioning of investors.

After this, Asset Allocation is done to decide the exact percentage of each asset in your portfolio.

For example, if the investor is in his sixties, is not positioned to take much risk and requires good liquidity, then the investment portfolio can be heavy on Cash and Debt assets and light on Equity and other assets.

Another example - the investor is young and his goals are quite far from today, he can take some risk and desires good returns. In this case his investment portfolio will be heavy on Equity assets and light on Debt and Cash assets.

While defining the model portfolio of an investor some processes are followed and then advisors arrive at the final portfolio.

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How to invest money in your 20s in India

1. Mutual Funds

Mutual Funds are money that is pooled together by many investors and managed professionally by a fund manager. It's a trust that collects money on behalf of investors who share a common investment goal. The money can be invested in equities or bonds, as well as other financial instruments. Each investor owns a percentage of the fund's total assets.

Mutual funds can be a great investment option for early-stage investors, as they are easy and affordable to research and purchase. Most mutual funds require a minimum lump-sum investment of Rs. 1000 to Rs. Investors can invest as little as Rs. These funds allow investors to start a SIP for as low as Rs.100 each month. High-risk Mutual funds can offer annualized returns up to 30-35%. Section 80C allows mutual funds to be exempt from tax.

These are the top Mutual Funds that you can invest in.

ICICI Prudential Focused Bluechip Equity Fund

Aditya Birla Sun Life Small & Midcap Fund

Tata Equity PE Fund

HDFC Monthly Income Plan- MTP

L&T Tax Advantage Fund

2. Life Insurance Policies

The younger and more healthy you are, the less expensive life insurance will be. Because you get older, your chances of developing health problems that can increase the cost or make you uninsurable are higher. Life insurance policies are essential in your 20s.

Life insurance can be a smart financial decision. It provides a safety net for your loved one and beneficiaries in the event of your death. Your family might be dependent on your income, and you may have large educational loan debts. Your premium will not change if you purchase a policy for more than 30 years when you are still in your 20s. If you wait 15 years, your premium will increase. It is a good idea to buy insurance policies as soon as possible. You should have the following insurance plans in your portfolio:

Life insurance

Health Insurance

Personal accident/Disability coverage

Financial experts recommend against investing in Life Insurance policies as they have had poor returns.

3. Shares/ETFs

Simply put, investing in shares is like investing in businesses. You buy shares in a company and invest your money in its business. In return, the company pays dividends. Your investment in the company will increase as the company performs well.

Your 20s is a great age to learn about the share market and how you can invest in shares of different companies. Although the stock market can be volatile, it is crucial to identify the best companies to invest in. This is done by performing fundamental analysis as well as technical analysis of the company’s share price over time.

The right company can be very profitable over the long-term if you invest in it. For example, if 1 Lakh INR was invested in HAVELLS shares back in 2005, it would have grown 100x to 1 Crore by 2021. This is why it's important to invest in the right stocks in order to get more returns.

ETFs, also known as Exchange Traded Funds, are security products that track an Index sector or commodity. However, they can be bought or sold on the same stock exchange as regular stocks. NIFTY 50, a benchmark Indian stock exchange index, is the weighted average 50 largest Indian companies that are listed on the National Stock Exchange. These indexes can be invested in just like shares of any other company. Indexes are used to measure the performance of a particular sector, commodity, or asset and therefore are less risky than investing in shares.

4. Purchasing a House/ Investing in Real Estate

Buying a house is probably the biggest life goal for Indians between the ages group 22 to 45. A 2019 survey by Aspiration Index found that Indians aged 22 to 45 consider buying a house and saving money for their children's education to be the top long-term goals. A house is a good investment choice. A home is the most tangible asset that you can invest in, given India's obsession with tangible assets. Owning a home has the obvious financial advantage of price appreciation, which builds home equity. A home purchase can also bring tax benefits. Section 24 of the I-T Act allows interest deductions up to Rs 2 Lakh, which includes 1/5th interest earned during construction.

Although buying a home in your early years of working life can seem overwhelming, as you may not have sufficient capital to make a downpayment on a house during this time, it is possible to save enough money in your late 20s and start saving up for the down payment so that you can consider purchasing a house.

5. Fixed Deposits (FDs) and Recurring Deposits

Fixed deposits are a great way to increase savings while maintaining maximum safety. You can make a lump sum deposit with your bank/financier, and then choose the tenure that suits you best. The tenure ends and the deposit earns interest for the duration of the term at the rate you have set.

Like an emergency fund, it is always a good idea to have a short-term savings plan. You can keep an RD for 6 months to one year, which will ensure you have enough cash on hand. Many banks offer interest rates between 6% and 7%.

If you are looking for low-risk investment options that offer both security and liquidity, FDs or RDs can be a good option. You can begin investing in these instruments as early as your 20s.

6. Investing in Precious metals – Gold/Silver

India's people love to invest in precious metals such as Gold and Silver because they are a sought-after commodity for centuries. The rare and highly liquid asset of gold is unique. It is used to hedge currency risk and protect against inflation losses. Gold is a better investment than Silver because Silver prices are constantly under the shadow of the Gold market.

Let's compare the prices of 10 grams of Gold back in 2000 and 2021 to put the situation in perspective. The price for 10g of 24K gold in 2000 was as low as 4400 INR. In 2021, the price is almost 50,000 INR. This represents a gain of 1036% over 21 years (CAGR 12.27%). You can see that Gold is a smarter investment option than fixed deposits in Banks (7%) and low-risk mutual funds (8-10%).

If you are looking for an investment that is safe, liquid and offers decent annual returns, then Gold can be considered. Investing in Gold comes with storage risks and theft risks. Therefore, one should be careful and plan for safety and storage before investing.

7. PPFs

The central government has created the PPFs, a long-term retirement savings scheme that currently offers 7.6% interest per year. It is best to start investing at the beginning of FY (beginning at Rs. To reap maximum benefits, you should invest between 500 and 1.5 lakhs. It can be extended in five-year increments after maturity. All interest, capital, and proceeds are exempt from tax (also known as EEE benefits).

If you don't want to take greater risks with your savings, but still wish to invest for tax benefits and average returns, PPFs might be a good option.

8. Cryptocurrencies

Cryptocurrencies are a popular, but risky, investment option that is gaining popularity. Cryptocurrencies can offer higher returns over a shorter period of time. BITCOIN is becoming a popular buzzword and investors are increasingly interested in investing in it.

Cryptocurrencies are digital currencies that use cryptography to protect their privacy and security. Blockchain technology is the basis of security. It is simply a shared digital ledger that is linked in blocks and then made available to the public in a shared network. Due to the complexity of interbank transactions globally, exchange rates must be considered. This can lead to higher transaction costs. Because they accept the same rate globally, cryptocurrencies solve the problem and allow transactions to be completed much quicker than the existing process. Cryptocurrencies will be used to make transactions quicker and easier for larger businesses as well as people who need to travel frequently to other countries.

It is important to learn about the various projects and understand the importance of cryptocurrency before you decide to invest. Bitcoin is the most widely used cryptocurrency and has the highest market capitalization. Ethereum and Binance Coin are close behind.

The 20-year-olds are the most risk-averse and have some money after other investments. Keep in mind that cryptocurrency prices can fluctuate and one should only put money that they are willing to risk in the event that things don't go according to plan.

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A Comprehensive Guide to Commodities Trading in India: Major Commodities

Introduction

Commodities trading in India has gained significant popularity over the years. As a diverse investment avenue, it allows individuals to take part in the trading of various tangible goods. These goods are essential for industries and households alike.  This article will provide an in-depth overview of the eight categories of commodities traded in India.

When considering the best commodity shares to buy in India, it's important to conduct thorough research and analysis. Factors such as market trends, company fundamentals, and prospects should be considered. Consulting with a financial advisor or broker can provide valuable insights. It assists to recognize potential investment opportunities.

Precious Metals:

Precious metals are valued for their rarity and aesthetic appeal. Examples are gold, silver, and platinum. They serve as a store of value, a medium of exchange, and a hedge against increase in general price level. Investors often view precious metals as a haven during times of economic uncertainty. To invest in precious metals, individuals can consider purchasing physical bullion, exchange-traded funds (ETFs), or stocks of mining companies.

Base Metals:

Base metals play a crucial role in various industries. It includes construction, manufacturing, and infrastructure. Copper, aluminium, zinc, nickel, and lead are some base metals traded in India. Global economic conditions and industrial activities influence the demand for these metals. Investors can take part in base metals trading through commodity exchanges, futures contracts, or exchange-traded products.

Energy Products:

Crude oil, natural gas, and coal are significant energy commodities traded in India. Crude oil is a vital resource. Its main usage is fueling transportation, power generation, and manufacturing processes. Natural gas is an alternative to traditional fossil fuels. But, coal remains a dominant energy source in certain industries. Investors interested in energy commodities can consider futures contracts, ETFs, or energy company stocks.

Agricultural Products:

India's agriculture sector is diverse and produces a wide range of commodities.  The following are among the many agricultural commodities traded in the country:

Cereals like rice and wheat, pulses like lentils and chickpeas, oil seeds like soybean and mustard, spices, sugar, cotton, and coffee. One can invest in agricultural commodities through commodity exchanges, agricultural futures contracts, or agro-based ETFs.

Soft Commodities:

Soft commodities refer to agricultural products that are grown rather than mined. These include commodities like coffee, cocoa, tea, rubber, and jute. Factors such as weather, global consumption patterns, and geopolitical factors influence the demand for soft commodities. Investors can gain exposure to soft commodities. It can be through commodity exchanges, futures contracts, or specialized ETFs.

Bullion:

Apart from being a category of precious metals, bullion may also refer to traded commodities such as gold and silver bars or coins. Bullion favoured by investors looks for a physical form of investment. It offers a tangible asset that can be stored or held as a hedge against inflation. Investors can buy bullion from trusted dealers or opt for ETFs that track the value of physical bullion.

Agrochemicals:

Agrochemicals are crucial for enhancing agricultural productivity. Certain commodities including fertilizers and pesticides. As the agricultural sector continues to grow in India, the demand for agrochemicals rises as expected. Investors interested in this sector can explore stocks of agrochemical companies or ETFs focused on the agricultural industry.

Other Commodities:

Besides the above categories, there are various other commodities traded in India. This includes diamonds, textiles, and industrial raw materials. Diamonds are highly valued gemstones. Textiles and industrial raw materials play significant roles in the manufacturing and construction sectors. Investors can explore stocks of companies involved in these sectors. Also other specialized commodity-related funds.

Conclusion

Commodities trading in India offers individuals a diverse range of investment opportunities. Across various categories, each presents unique dynamics and potential for investment growth. It is despite precious metals or other commodities.

To open an online commodity trading account in India, individuals can approach established brokerage firms. It must offer online trading services. These firms provide an easy-to-use online platform to open an account. Complete the necessary documentation, and fund the account. It is advisable to review the account opening process, fee structure, and trading tools provided.

In summary, commodities trading in India presents investors with a multitude of opportunities. It helps to diversify their portfolios and achieve attractive returns. Understand the various categories of commodities. Conduct thorough research and make informed investment decisions. Individuals can take part in this dynamic market. Also, enjoy the performance of different commodities.

Choosing from the best commodity trading brokers in India is essential.  A reputable and reliable brokerage firm such as Goodwill, offers a platform with competitive pricing, and reliable customer support. It also gives access to a wide range of commodities and markets.

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best books on options trading Tennessee The key is to stick to a basic trade like an iron condor or credit spread.

Table of Contents

best books on options trading Tennessee No advanced layered trades.

options trading book Tennessee Document and Learn From Your Previous TradesEvery trade is a learning experience.

trading weekly options for a living Tennessee 18%.

options trading books Tennessee However, I understand that some of you have a little bit more risk tolerance than me.

options day trading service Tennessee You can make an easy-to-follow trading formula based on technical analysis if you want to as well.

index options trading strategies Tennessee A call option contract gives the holder the right to buy 100 shares of the stock (per contract) at the fixed strike price, which does not change, regardless of the actual market price of the stock.

weekly options trading systems Tennessee Again, the investor in our example was probably thinking now is a good level to short some premium.

oil options trading Tennessee What is a Call Option and how to trade them?

best books on options trading Tennessee Wait For OpportunitiesThis is a huge problem for novice traders.

I'd sell 4 call spreads which would have a max risk of $972.

sold call spreads in UVXY. UVXY is the PROSHARES Ultra VIX Short-Term Futures ETF. It attempts to replicate, net of expenses, twice the return of the S&P 500 VIX Short-Term Futures index for a single day. On 7/31/14, UVXY was trading at $31. 70. Let's assume on that day an option investor sold 20 $36/$39 call spreads (expiring 8/8/14).

Important Methods:

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options trading made simple Tennessee It finished the day up nearly 10% and closed at $34.

1 means One option contract representing 100 shares of PKT.

silver options trading Tennessee For example, if options are $0.

This increase in premiums allows for the investor to trade the option in the market for a profit. So you are not exercising the contract, but trading it back. The difference in the premium you paid and the premium it was sold for, will be your profit. The benefit for people looking to learn how to trade options or learn the basics of a trading strategy is you do not need to buy a stock outright to profit from it's increase with calls. What are Put Options?A put option is the reverse of a call contract. Puts allow the owner of the contract to SELL a stock at the strike price. You are bearish on the shares or perhaps the sector that the company is in. Since selling a stock short is extremely risky, since you have to cover that short and your buyback price of that stock is unknown. Bet THAT wrong and you are in a world of trouble. However, put options leave the risk to the cost of the option itself - the premium. Learning or getting information on how to trade Puts starts with the above and looking at an example of a put contract. Using the same contract as above, our anticipation of the market is completely different. 1 PKT Dec 40 Put with a premium of $500. If the stock declines, the trader has a right to sell the stock at 40, regardless of how low the market goes. You are bearish when you buy or are long put options. Learning to trade puts or understanding them starts with market direction and what you have paid for the option.

trading options greeks Tennessee This article will focus on stock options vs.

For that reason, I'll explain to you what else you need to take into consideration if you trade bigger than what you're willing to lose. So where did our option investor go wrong?First, they were trading options that were expiring in a little bit over a week. By selling 20 call spreads right off the bat, they didn't give themselves a whole lot of margin for error. These short call spreads were still OTM, meaning the time decay and option volatility would really get sucked out of the option premium. if UVXY prices declined or even traded flat for a couple of days. By fully sizing up, you leave yourself no margin for error. In fact, if they still believed in the trade they would of have probably wanted to sell more call spreads at those strike prices or even further out for higher premiums. However, they were forced to get defensive because they were sized up incorrectly. (Note: The following Monday, UVXY traded at $31. 50. down 9%. the value of the call spread was $0. 47. On Tuesday, it rebounded to $35. 93. the value of the call spread was back to around $1. 00.

options trading in india Tennessee I know that if option volatility isn't elevated (or rich).

Analyze your entry, the adjustments you made, the exit, and the overall market behavior. For winning trades, look into why the trade won and possible ways you could have even profited more. Analyze your entry, the adjustments you made, the exit, and the overall market behavior. If you notice, it's the same analysis for both types of trades. After a few trades, you'll begin to recognize key characteristics to why some trades win and why some trades lose. From there, you'll be able to recognize what adjustments need to be made in order to mitigate a loss or increase profit gain. 9. Continue to Learn From Successful Traders that STILL TradeWhen you have a mentor, they will often look over your shoulder and ensure that you are setting yourself up for the best trade possible for the current market. You'll know that their advice is sound when you see them trading their own recommendations. I find that it's quite suspect to receive trading advice from someone that doesn't trade themselves. If you don't think you need on-going options trading education and assistance, ask yourself these questions:� Why do professional athletes have coaches?� Why do Fortune 500 companies hire consultants?� Why does the President have advisers?The answer to all of these questions is simple:Mentors hold you accountable, help you define & reach goals, are on the outside looking in, and they can provide a wealth of knowledge when dealing with the subject matter at hand. Basically, mentors help you become BETTER traders. If you are serious about options trading, then it's worth your time to try a few of these steps out today. The more you hone in and apply a laser-like focus on your skills, the easier it will become to identify opportunities to make money in the market. Learn Options Trading - Option Strategy BasicsBefore you learn the basics about how to trade options and the strategies, it is important to understand the types, cost and risks before opening an options account for trading. This article will focus on stock options vs. foreign currencies, bonds or other securities you can trade options on. This piece will mostly focus on the buy side on the market and the trading strategies used. What is a Stock OptionAn option is the right to buy or sell a stock at the strike price. Each contract on a stock will have an expiration month, a strike price and a premium - which is the cost to buy or short the option. If the contract is not exercised before the option expires, you will lose your money invested in your trading account from that contract. It is important to learn that these instruments are riskier than owning the stocks themselves, because unlike actual shares of stock, options have a time limit. There are 2 types of contracts. Calls and Puts and How to trade them and the basics behind them. What is a Call Option and how to trade them?A call option contract gives the holder the right to buy 100 shares of the stock (per contract) at the fixed strike price, which does not change, regardless of the actual market price of the stock. An example of a call option contract would be:1 PKT Dec 40 Call with a premium of $500. PKT is the stock you are buying the contract on. 1 means One option contract representing 100 shares of PKT. The basic thought and learning how to trade call options in this example is you are paying $500, which is 100% at risk if you do nothing with the contract before December, but you have the right to buy 100 shares of the stock at 40. So, if PKT shoots up to 60. You can exercise the contract and buy 100 shares of it at 40. If you immediately sell the stock in the open market, you would realize a profit of 20 points or $2000. You did pay a premium of $500, so the total net gain in this options trading example would be $1500. So the bottom line is, you always want the market to rise when you are long or have purchased a call option. Trading Strategy vs. Exercising and Understanding PremiumsWith call options, the premium will rise as the market on the underlying stock rises.

options trading lessons videos course Tennessee 3.

For example, if options are $0. 50 and I want to risk $500 max on the trade. I will buy 10 contracts. If I get my move. I'll take my profits. Too many times. traders will buy 20 or 30 contracts under the same risk parameters. see the options go to $0. 30 and get out. only to see the stock start moving in their direction.

how to learn options trading Tennessee I'll take my profits.

On 7/31/14, the UVXY exploded.

m3 options trading course download Tennessee Even if you think you've got time on your options.

Analyze your entry, the adjustments you made, the exit, and the overall market behavior. If you notice, it's the same analysis for both types of trades. After a few trades, you'll begin to recognize key characteristics to why some trades win and why some trades lose. From there, you'll be able to recognize what adjustments need to be made in order to mitigate a loss or increase profit gain. 9. Continue to Learn From Successful Traders that STILL TradeWhen you have a mentor, they will often look over your shoulder and ensure that you are setting yourself up for the best trade possible for the current market. You'll know that their advice is sound when you see them trading their own recommendations. I find that it's quite suspect to receive trading advice from someone that doesn't trade themselves. If you don't think you need on-going options trading education and assistance, ask yourself these questions:� Why do professional athletes have coaches?� Why do Fortune 500 companies hire consultants?� Why does the President have advisers?The answer to all of these questions is simple:Mentors hold you accountable, help you define & reach goals, are on the outside looking in, and they can provide a wealth of knowledge when dealing with the subject matter at hand. Basically, mentors help you become BETTER traders. If you are serious about options trading, then it's worth your time to try a few of these steps out today.

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Commodity Trading In India: Basics & FAQ

What is a commodity?

A commodity is a group of assets or goods that are important in daily life, such as food, energy, or metals. By nature, a commodity is alternative and interchangeable. It can be classified as any type of personal property that can be bought and sold, except accounts receivable and workable money.

India's commodities trading started a long time ago in many other countries. However, foreign invasions and failures, natural disasters, and many government measures and their modifications were the main reasons for the decline in goods trade. low brokerage commodity trading Although there are various other forms of stocks and stock traders today, commodities trading has regained its importance.

Where can you invest in raw materials?

There are six major commodity exchanges in India as shown below.

Replacing multiple products - MCX

National Commodities and Derivatives Exchange - NCDEX

National multi-product exchange - NMCE

India Commodity Exchange - ICEX

Ace Derivatives Exchange - ACE

The Universal Commodity Exchange - UCX

In 2015, the commodity trading regulator, the Forward Market Commission (FMC), merged with the Securities and Exchange Board of India (SEBI). commodity trading time in India Trading in goods on these exchanges requires standard arrangements by order so that trading can be completed without visual inspection. In general, the products are divided into four types:

Metals: silver, gold, platinum, and copper.

Energy: crude oil, natural gas, gasoline, and heating oil

Agriculture: corn, beans, rice, wheat, etc.

Cattle and meat: eggs, pigs, cattle, etc.

How can you invest in raw materials?

The best way to invest in commodities is through a futures contract. It is an agreement to buy or sell a certain amount of a product at a later date for a fixed price. Futures contracts are available for each product category. Green India Commodity Traders use these contracts to prevent the risks associated with price fluctuations from trading indirectly in a future commodity or product. Trading commodities carries a high level of risk for amateur investors.

What are the pros and cons of futures?

Long term benefits:

Futures are heavily indebted investments

The futures markets are very liquid

Futures contracts pay off tremendously if you trade them carefully

Affordable minimum deposit accounts and large orders are controlled

Long or short futures can be easily targeted

Disadvantages of futures:

The futures markets are volatile

Direct investments in the markets are associated with high risk, especially for inexperienced investors.

Profits and losses increase through leverage

The unpredictable movement of trades before you close your position

More than 100 goods are traded on the commodity futures market. Of these, more than 50 goods are actively traded. This includes gold bars, metals, agricultural products, energy products, etc.

What are Exchange Traded Funds and Exchange Traded Notes?

Investors can participate in fluctuations in commodity prices. the best commodity trading broker in India Commodities trading without direct investment in futures contracts is possible with Exchange Traded Funds (ETF) and Exchange Traded Notes (ETN).

When using futures contracts, a particular commodity or group of goods contains an index. The price of these indices is usually tracked using commodity ETFs. However, ETNs are used to simulate fluctuations in the price or commodity index secured by the issuer. ETNs are unsecured debt, and ETFs and ETNs do not require a special brokerage account to invest.

What are mutual funds and index funds in commodities trading?

Mutual funds cannot be invested directly in commodity trading. commodity exchange in India Rather, it invests in stocks of companies that are active in commodity-related industries such as energy, food processing, or metals and mining.

Investing in the stocks of these companies carries a high level of risk, particularly business risk. Invest in a small number of commodity index mutual funds

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How To Buy Gold and Silver

There are loads of approaches to get your cash into gold and silver. Each has advantages and disadvantages, and it is a higher priority than at any other time that you are all around educated.

Bullion Coins  Gold buyers perth This is my favored decision for current occasions. Commission costs are little. Normal bullion coins are effortlessly sold, frequently to vendors or even by means of nearby classifieds or Craigslist. However, where you purchase matters. Costs can differ from vendor to seller by as much as 5% or considerably more. You will for the most part need to pay in real money (if nearby) or wire move. For any vendor giving you serious estimating, the expense of charge card preparing is simply excessively high. On the off chance that your seller assumes acknowledgment cards, you are WAY Overpaying. More on sources toward the finish of this article. Capacity can turn into an issue on the off chance that you are purchasing enormous amounts. Yet, on account of gold, 100 coins (or five moves of 20) is a little bundle (possibly 8x1.5x2 inches) and has an estimation of $135,000 or somewhere in the vicinity. Sufficiently simple to stow away in a sock cabinet. An instance of silver Eagles (500, or 25x20 coins) is greater (10x10x2 inches?) and just stores $15,000 of abundance. Indeed, even 10 cases (5000) of silver coins isn't THAT huge, yet is recognizable.

You could place them in a protected store box, and that is the customary recommendation. Be that as it may, you might be running some extra danger of seizure (more on this later).

ETF

ETF's are fluid. You can purchase and sell them in seconds inside any stock money market fund. In any case, they have a few downsides. Greatest is charges. In contrast to a normal ETF, valuable metals ETFs are dealt with contrastingly by the IRS, and you should pay burdens every year if you sell them. Also, they are treated as normal pay, not capital increases, so you pay an a lot higher rate. Before you purchase any ETF's, talk with an expense guide to figure out which rules influence you and whether they have been changed since I last checked them.

Gold ETF's have some uncommon concerns. There have been bits of gossip for quite a long time that the GLD isn't holding as much gold as they should have. Would you be able to spell "misrepresentation"? Much additionally upsetting, the gold ETFs were developing so quick a couple of years prior that they didn't have the opportunity to confirm what they were purchasing. Accounts of them purchasing gold-plated tungsten proliferate, and again this won't get evident until they attempt to sell this stuff. Significantly more startling yet, GLD doesn't need to hold gold by any stretch of the imagination. They can have your cash put resources into "gold speculations", which fundamentally implies subordinates, alternatives, and fates contracts. In the event that you need to claim gold and silver as security against a budgetary breakdown, GLD and their cousins will be the initial ones to fall flat in a market emergency. ETFs may sound great in principle, yet they don't give the security you ought to look for. Flee.

Gold Mining Stocks

Claiming some mining stocks might be a smart thought. They give some insurance against inside and out seizure, since you realize that they will be excluded. Be that as it may, the organizations themselves can be nationalized, or singular mines can be taken. So you need to take a gander at WHERE the organization has it's mines and know about political danger. Also, you are purchasing an organization, so have all the dangers and difficulties that involves. Lower profit. Misrepresentation (ala ENron). Increasing expenses. Terrible administration. Supporting projects can make organizations unfeeling toward the cost of gold, so purchasing a gold digger may not give you the gratefulness you anticipate. Furthermore, look out for influence - mining stocks will in general move quicker than the metal, all over. They are not awful speculations, but rather you need to get your work done and you need to see precisely what you are purchasing.

Junior Mining Stocks

Junior Mining Stocks have the all the disadvantages of senior mining stocks. Furthermore they are VERY theoretical. They could possibly have any demonstrated stores. They probably won't possess a solitary truck or hard cap or single ounce of gold. Indeed, even in great occasions they exchange dependent on gossipy tidbits and tattle. As a gathering, they are one of the most extortion ridden territories of the securities exchange. What's more, they are not for easygoing or even most expert financial specialists. Be particularly cautious about junior excavators that don't exchange on a U.S. trade. In any case, the best counsel is simply don't meddle with them by any means. You can have some good times losing your cash in Las Vegas, and in any event they will comp you a modest smorgasbord feast.

Item Futures

Not for the meek. This is", "where value disclosure occurs and where all other gold evaluating is based. To exchange it, you simply need to open a products account. The enormous danger is influence. You can purchase a solitary gold fates contract with about $3800, and you control 100 ounces of gold. That implies you have about 3% of the contact esteem sum. In the event that gold goes up by $38 an ounce, you have multiplied your cash. On the off chance that it goes somewhere near $38 you are cleared out. What's more, trust me, gold can move significantly more than $38 in a solitary hour during a selloff or frenzy. It is a decent market, and sensibly reasonable, however you REALLY need to have some advancement to play here. Not for the amateur.

Collectible Coins

Coins are beautiful. They are enjoyable to take a gander at and to gather. The greatest issues I have against them as a venture are cost and liquidity. Costs can change much more than bullion coins. A similar coin may be recorded in a coin value list as esteemed at $100, however be accessible for $50 or $125. They generally exchange a noteworthy premium to soften esteem, yet the venders notice "dissolve" regularly when attempting to persuade you they are wise speculations. The facts confirm that a collectible currency will consistently be worth at any rate soften (well quite often). However, the worth may need to twofold to make back the initial investment. At the point when I make a speculation, I would prefer not to sit tight for it to twofold to earn back the original investment. Moreover, when you need to sell a collectible, you need to go to a seller or discover another authority so as to get some aspect of your premium. Vendors commonly chip away at a 25-half markup, so that $100 coin that a seller is selling at $50 may possibly be worth $30 when you are prepared to sell it.

This is a particular territory. Individuals who are not kidding about coins live and inhale them. There is no rationale, it is totally about extraordinary cases. One year can be worth multiple times another, and the best way to know is to know. List costs are, best case scenario, an overall guide, however not valuable. Except if you need to get genuine about this market and finding out about it (10-20 hours per week for a year may kick you off, for a very long time is better), my recommendation is to remain away as a speculation.

Yet, coins are lovely. Get a few on the off chance that you like to take a gander at them, as they positively are superior to most work of art. They make extraordinary endowments, particularly for youngsters. On the off chance that you are a silver purchaser, there is something extraordinary about having a total arrangement of American Silver Eagles in MS-69 evaluation. As bullion, you could purchase these 26 coins today for about $860. As collectible confirmed currencies, one organization is offering this definite assortment for $1450. at the present time. Or on the other hand possibly you need a decent assortment of coins from the different nations. Some are lovely as craftsmanship. These are pretty and ideal to flaunt to your companions, and bullion isn't. In any case, for genuine spare your-rear end contributing, stay with bullion. The mint piece assortment goes to your grandkids in your will, so you don't need to comprehend what it cost you.

Gems

Adornments is the customary path for lower-salary individuals to claim a smidgen of gold. The double use nature of gems lets them purchase a blessing and make a speculation simultaneously. This is valid in underdeveloped nations, and a major aspect of the way of life in India and China. It is an approach to have an advantage in a nation that for the most part demoralizes that or occasionally takes everything. Not even the most idiotic tyrants would attempt to take a womans wedding bands!! Be that as it may, you can indeed wear a limited amount of much at a time, or you wind up resembling a Calcutta whore or LA pimp daddy. So its great in limited quantities, yet not bigger. What's more, you have a major contrast among cost and dissolve esteem, so as a speculation it doesn't generally work. In the event that you deviate, go get some gems and take it prompt to a "money for gold" spot to perceive what they will pay you.

Different Comments

Seizure is a worry for many individuals. The US government did it in 1933, and this president appears to revere FDR. I have consistently thought it was over-the-top to figure they could do it once more. Yet, some truly savvy individuals think it is unavoidable, so I need to genuinely think about it. One situation has the administration requiring all residents to recover their gold for money. Likely they will pay you at (or even above) market rates. When they have all the gold in their ownership, they can take the USA off the coasting conversion scale framework, proclaim gold to be worth $20,000 an ounce, and they are ready to take on the world with a gold-based dollar (though one that is crushed as far as buying power).

The legitimate method to abstain from having your gold seized is to get it out of the nation early. In the event that you live close to the northern outskirt, take a ride to Canada and open a sheltered store box. In the event that you have a home in another nation, store it there. You can likewise open a vault account or a gold based record in numerous nations. There are two sorts. With one (unallocated), you have a section possession in a conventional pool of physical gold. Be that as it may, you can likewise have what they call a designated account, where you have responsibility for gold coins or bars. A distributed record is more costly, however there is no danger by any means. With an unallocated account, it is possible that if the safe foundation fails you might be essential for the overall leasers and hanging tight in line for your payout. You have to pick your foundation cautiously. One that is notable and safe is The Perth Mint..

Your other option is to have physical ownership of your gold, not in a sheltered store box. You can cover it in the terrace or shroud it in your sock cabinet and simply stand by out the disallowance on gold possession. The last time they did it, it endured 40 years.

My ow

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Investing your hard-earned money is an important step towards wealth creation. However, you need to invest properly and through the correct instruments to ensure you get the returns you desire in a time that suits you well. There are many financial instruments that you can choose from, but not every one of them is suitable for you. You need to invest as per your financial capacities as well as according to your risk profile. Take a look at this article to know more about the financial instruments available for investing your hard-earned money and how you can choose the best option for yourself.

Different types of financial instruments

What is your risk profile?

Choosing the right financial instruments to invest based on your life stage and risk appetite

Why you should take help of personal finance managers to plan your finances?

What are the different types of financial instruments?

There are primarily two categories of financial instruments, namely, the fixed income instruments and the equities. While the former offers fixed returns, the latter is more risky but better suited for achieving long-term financial goals. Here is a detailed look at the various investment instruments available in India:

1. Cash instruments

As the name suggests, a cash instrument is a type of investment that includes cash savings and instruments. The cash instruments include bank savings accounts, cash bonds, etc. These are highly liquid investments that help you to meet your short-term financial goals. It is very safe to invest in the cash instruments as practically no risk is involved here. However, the returns are also lower as compared to the other financial instruments.

2. Company and government bonds

Many corporate funds, as well as the government enterprises, require additional funds from time to time. This is why they issue bonds that are given to the investors. As an investor, you need to buy the bonds by paying a sum of money. This money is used by the company or the government towards their operation expenses. In return, you get a fixed return at regular intervals. When the bond matures, you receive the entire amount you paid, back. A company or a government bond is also a very secure form of investment that helps you to earn steady dividends in a low-risk manner.

3. Stocks and equity investments

Businesses raise money by selling their stocks and equities to the general public. The equities are sold at registered places such as the stock markets of the country. As an investor, you can invest your hard-earned money in stocks and equities and see your wealth grow. However, these investments are a bit risky. When the company performs well, you get to make profits on your investments as the stock prices consistently rise. However, if the company begins to perform poorly, its value drops and the stock prices begin to fall as well. At such a time, you stand to get very low and unprofitable returns from the stocks and equities. Similarly, when the economic condition of the country is poor, the stock markets crash and all the stock and equity investments begin to suffer. It is therefore wise for you to spread your investments over a number of stocks and equities and not invest all your money in a single stock. This is a factor you must remember before you invest in this financial instrument.

4. Mutual funds

Mutual funds are a type of financial instrument where the money of various investors are pooled in together and invested. As an individual investor, your money may not be sufficient to buy the stocks, shares or bonds. This is why you invest in a mutual fund to get higher returns. The yields and profits earned on the investments are evenly distributed to all the joint investors. The risk is lower and the chances of earning profits are higher as well. You can choose between three types of funds in a mutual fund investment – the equity funds, the fixed income funds and the money market funds. As is obvious, the equity funds carry the highest levels of risk, followed by the fixed income funds and the money market funds that carry the least amount of risk. You need to choose the fund carefully, after analyzing your risk appetite.

5. ETF

An exchange traded fund, or an ETF as it is popularly known, is another financial instrument that is very well-suited for investments. Here, the benefits of mutual funds and equities are combined. You get to invest your money in diversified funds as you can do in a mutual fund. Then, as the name suggests, you can buy and sell the ETFs easily in the stock markets much like the equities. These features make the ETFs very popular and a common type of financial instrument among the investors.

6. Precious metals

Precious metals such as silver, platinum and gold act as excellent investment instruments. Gold, for example, proves to be a good investment platform. The price of gold rises continuously and consistently. If you buy gold worth Rs 10,000 today, you can sell it at a much higher price after a few years. Investing in precious metals is therefore a very common thing to do and is definitely something you must consider doing as well.

7. Property

Apart from precious metals, you can also consider investing a portion of your money in property. It is always a good idea to buy some property in your own name. Apart from becoming a lifelong asset, a property also offers high returns on investments. Property prices appreciate regularly and so if you ever need to sell your property, you are quite guaranteed of making a profit.

8. Investing in businesses

Many small businesses look out for private investors who can support them with financial investments. If you have the kind of money they need nu are willing to take a risk, you can consider using a small business as an effective investment instrument. You can get the stocks of the company or you can agree to a profit-sharing arrangement. In either case, you can stand to earn huge profits against your investment, provided the business does well. You need to assess the business model and see the potential of the firm before you put in your hard-earned money into it.

These are some of the best investment instruments available to you. Choose the option that appeals to you the most and get the best returns out of your investments.

Insurance is often mistaken as a financial instrument. However, insurance is a very important product which needs to be taken but for the purpose of protection only and not as an investment.

What is a financial risk profile?

You may have heard the term “risk” quite often when you discuss your financial matters with others. But what exactly is risk and how does it affect your investments? Well, there is a very strong correlation between risk and investments. Most of the financial instruments used for investments carry certain degrees of risk. Simultaneously, every investor has a risk profile of his own. A risk profile is the amount of risk an individual investor is willing to take.

The risk profile of a person majorly depends on the three following factors:

1. Willingness to take a risk – Risk Tolerance. This is a psychological factor.

The first and the most important factor associated with risk-taking is the willingness to do so. You cannot possibly have a high risk-appetite if you are not willing to take a risk with your investments. Many people are conservative investors who do not like taking any kind of risk with the investments they make with their hard-earned money. On the other hand, some investors believe in taking risks as they feel the more risks they take, the higher their chances get of making greater profits. This is a personal trait and differs from person to person. There is no fixed level or degree against which the risk-taking willingness of an investor can be measured.

2. Ability to take a risk – Risk Capacity. This is a financial factor.

The other factor that plays an important role here is the investor’s ability to take a risk when choosing the financial instruments. Not everyone is financially stable enough to risk all their money. If an investor has limited resources and banks heavily on the returns for his financial requirements, he cannot possibly afford to take a huge risk. In that case, he will have to settle for low-risk investment instruments. This is a factor that needs to be calculated before any investment is made. If in a worst-case-scenario, the investor loses his entire corpus, how would he cope with the situation? Once an answer is found to this question, the risk-taking ability can be clearly understood.

3. Need to take risk – Risk Requirement. This is also a financial factor.

You may not want to take too much of risk but in order to fulfill your financial goals, you might be required to do so. This is a pure financial planning oriented informed decision. While the risk-taking willingness, as well as the risk-taking ability, need to be kept in mind, as an investor you have to take a few risks when investing your money. You surely do not invest for fun, do you? All your investments are done keeping your financial goals in mind. You need your wealth to grow so that you can have enough funds to meet your life-goals. So to achieve these, you need to take risks. If you invest all your money in fixed deposits, you will earn a much lower yield, as compared to the yield you can earn when you invest in stocks and equities. Of course, the risk will be lower in a fixed deposit, but will the investment be really fruitful for you? This is where the concept of risk requirement proves to be crucial and extremely important for serious investors who look to build up their wealth.

The risk profile of an investor is thus very crucial and determines the kind of returns he earns from his investments.

The key is to find a balance between the types of investment instruments. Rather than fixing all your money in a single financial instrument, spread it out and have a diverse portfolio. You should have a balance between the risky investments and the safe investments. This will help you to earn steady returns, irrespective of the market conditions.

How to choose the right financial instruments to invest based on your life stage and risk appetite?

Keeping all the points mentioned above in mind, you can understand the importance of choosing the best financial instrument to invest your hard-earned money. But how exactly does one choose the right and most suitable investment option? Here are some pointers:

Step#1: List down your financial goals

The financial goals determine your need to invest. Every individual has separate financial goals related to their life-situations. You need to first understand why you are investing. Are you investing to meet a short-term goal like clearing your outstanding student loan? Or are you investing to create a retirement fund? The choice of financial instruments will greatly depend on this as you need to find instruments that will drive in returns at a pace that suits you.

Here’s a complete guide to financial planning

Step#2: Make a true analysis of your risk profile

You need to be completely honest when assessing your own risk-profile. As mentioned above, the risk profile consists of two components – willingness and ability. Analyse both these factors about yourself and see just how much risk you can take with your investments. This is another way in which you can find the most suitable financial instrument to invest in.

Step#3: Factor in your age and dependents and financial liability

A young person has fewer financial responsibilities and has a higher disposable income. An older person may have a family to support, loans to clear off and an upcoming retirement to save for. This is why the investment patterns of people change as they age. A young person can definitely take higher risks with his money. However, he may not have a corpus as high as an older person who has been working for decades. Age is a crucial factor and your investments will majorly depend on your age. Choose an investment option that matches your age and life situation as this will bring in the best yields for you. Then you need to factor in your dependents and your existing financial liability.

Step#4: Understand the financial instrument

Each instrument has some pros and cons. You need to know the investment objective, the time horizon and then make an informed decision.

An extremely vital tip for you is to understand the financial instrument before investing. You cannot make the proper and correct choice unless you understand how the different financial instruments work. You should never follow someone’s footsteps and invest in a particular instrument unless you know how it works. For instance, if your brother makes money by investing in mutual funds, the same model may not work for you. You cannot invest your money in a mutual fund and expect to get the same returns unless you know what the procedure to earn the best returns are.

Step#5: Take the help of an expert

If you are in any doubt regarding the various financial instruments, you should take the help of a financial expert. an expert can guide you and help you to make the correct choices. Discuss your financial goals, risk profile and financial health with the expert and he will make the best plan for your investments.

Do you need a personal financial adviser?

Once you take care of the above-stated pointers, you will be assured of finding the most suitable financial instrument to invest in.

In a nutshell

The financial world is vast and as an investor, you find many good options to invest your money in. However, in the financial world, there is no instrument that offers the one-size-fits-all benefit. Every investor is different and has a different risk profile and financial capability. This is why you need to understand your own profile and capacities and choose the best investment instruments for yourself. Keep all the tips and guidelines mentioned above and choose your options very carefully, always try to maintain a mix and have a diverse portfolio. Along with this, keep your eyes firmly on your financial life goals and you will surely find the best instrument to invest your hard-earned money in.

[viralhai]

Gold can touch the level of 67000 rupees per ten grams, proving an investment boon in gold. | ViralHai News [ad_1]

Gold is the asset used in deep crisis, in the current difficult global conditions this assumption is once again being proved right. Gold is once again setting a record amid the Kovid-19 epidemic and geopolitical conditions and has proved to be a better investment option for investors than other compression authorities. Biswas believes that gold will still remain high for at least one-and-a-half years amid fluctuations.

Kishore Narne, associate director and head (commodities and currency), Motilal Oswal Financial Services, says the main reason for the rise in gold prices should be the near-zero level of sluggishness and interest rates in economies due to the split-19. He said that at present there is attractive gold sector amid fears of trade war and decline in global economy. He said that in the next 12 to 15 months, the internal gold level will be around $ 2,450 per ounce. In the domestic market, it can touch the level of Rs 67,000 per ten grams.

Also Read: Corona Vaccine Breaks on Gold-Silver Boom

Wearable gold prediction on the success of the Corona vaccine

Bachhraj Bamalwa, former chairman of the All India Gems and Jewelery Trade Federation, told the language, "Gold is rising due to global uncertainty." However, amidst the 'physical demand for gold is low,' investors are looking at the best option for their savings and investment in the yellow metal. Bamalwa says that Russia has claimed to produce a coronavirus vaccine, but the world is not very sure about it yet. However, he believes that as positive news about the vaccine comes, investment in other executives will increase and gold will stabilize.

Gold will rise by 10 to 15 percent by Diwali

Vimal Goyal, president of the Delhi Bullion and Jewelers Welfare Association, believes that gold must have been on a high for at least a year. He says this is a 'boon' for goldsmiths of this time of crisis. Goyal believes that around Diwali, gold may rise by 10 to 15 percent. Amit Azad, head of Ginsular and Azad Financial Directions, believes that the reason for the rise in gold at this time is 'hinging'. He said that the tension between the US and China will remain until the US presidential election. After that things will be stable.

Also read: Will gold be below 50,000? Know whether it will be right to invest in Jio or to wait

Millwood Cane International founder and CEO (CEO) Neesh Bhatt said that since the beginning of the 2020 calendar year, gold has been cheating. Initially, this was due to sluggishness in developed economies, later uncertainty about the split-19. Booking central banks have tightly placed liquidity in the system to recover their economy in times of crisis. He said that due to limited liquidity options, limited investment options are being invested in yellow metal.

Gold plan demand declines, gold ETF invests record 734 tonnes

According to the report of the World Gold Council, the annual demand for gold globally in the second quarter of the current year declined by 11 percent to 1,015.7 tonnes on an annual basis. 2017 demand for gold in the first sale declined by six percent to 2,076 tonnes. But because of Kovid-19, the first sale has a record 734 tonnes of gold ETFs. Because of which gold is climbing. According to the report, gold has climbed 17 percent in dollar value in First. Goyal said that the US central bank has made it clear that there is no scope for increasing interest rates yet. In such a situation, gold is not a good investment for people to save time and earn some money.

At the same time, Bamalwa says that during the presidential election year in the US, whether there is stock market or gold or crude oil or any other commodity, subject betting goes on, which affects the commodity market. At present, the price of 24 carat gold in Delhi Sarafa Bazar is Rs 53,000 per ten grams. In the last week of December, 2019, it was at Rs 39,700 per ten gram level. In this way, gold has climbed over Rs 13,000 in 7-8 months. From the point of view of investors, it has given a return of more than 30 percent.

. [ad_2] https://tinyurl.com/y4xsa9vu #boon #geopoliticalcrisis #geopoliticalsituation #gold #goldprice #grams #hindinews #hindustan #india #investment #kovid-19epidemic #kovid-19mahavir #level #news #newsinhindi #proving #rupees #ten #touch #viralhai

[fernandesamelia63-blog]

What are the different types of financial instruments?

There are primarily two categories of financial instruments, namely, the fixed income instruments and the equities. While the former offers fixed returns, the latter is more risky but better suited for achieving long-term financial goals. Here is a detailed look at the various investment instruments available in India:

1. Cash instruments

As the name suggests, a cash instrument is a type of investment that includes cash savings and instruments. The cash instruments include bank savings accounts, cash bonds, etc. These are highly liquid investments that help you to meet your short-term financial goals. It is very safe to invest in the cash instruments as practically no risk is involved here. However, the returns are also lower as compared to the other financial instruments.

2. Company and government bonds

Many corporate funds, as well as the government enterprises, require additional funds from time to time. This is why they issue bonds that are given to the investors. As an investor, you need to buy the bonds by paying a sum of money. This money is used by the company or the government towards their operation expenses. In return, you get a fixed return at regular intervals. When the bond matures, you receive the entire amount you paid, back. A company or a government bond is also a very secure form of investment that helps you to earn steady dividends in a low-risk manner.

3. Stocks and equity investments

Businesses raise money by selling their stocks and equities to the general public. The equities are sold at registered places such as the stock markets of the country. As an investor, you can invest your hard-earned money in stocks and equities and see your wealth grow. However, these investments are a bit risky. When the company performs well, you get to make profits on your investments as the stock prices consistently rise. However, if the company begins to perform poorly, its value drops and the stock prices begin to fall as well. At such a time, you stand to get very low and unprofitable returns from the stocks and equities. Similarly, when the economic condition of the country is poor, the stock markets crash and all the stock and equity investments begin to suffer. It is therefore wise for you to spread your investments over a number of stocks and equities and not invest all your money in a single stock. This is a factor you must remember before you invest in this financial instrument.

4. Mutual funds

Mutual funds are a type of financial instrument where the money of various investors are pooled in together and invested. As an individual investor, your money may not be sufficient to buy the stocks, shares or bonds. This is why you invest in a mutual fund to get higher returns. The yields and profits earned on the investments are evenly distributed to all the joint investors. The risk is lower and the chances of earning profits are higher as well. You can choose between three types of funds in a mutual fund investment – the equity funds, the fixed income funds and the money market funds. As is obvious, the equity funds carry the highest levels of risk, followed by the fixed income funds and the money market funds that carry the least amount of risk. You need to choose the fund carefully, after analysing your risk appetite.

5. ETF

An exchange traded fund, or an ETF as it is popularly known, is another financial instrument that is very well-suited for investments. Here, the benefits of mutual funds and equities are combined. You get to invest your money in diversified funds as you can do in a mutual fund. Then, as the name suggests, you can buy and sell the ETFs easily in the stock markets much like the equities. These features make the ETFs very popular and a common type of financial instrument among the investors.

6. Precious metals

Precious metals such as silver, platinum and gold act as excellent investment instruments. Gold, for example, proves to be a good investment platform. The price of gold rises continuously and consistently. If you buy gold worth Rs 10,000 today, you can sell it at a much higher price after a few years. Investing in precious metals is therefore a very common thing to do and is definitely something you must consider doing as well.

7. Property

Apart from precious metals, you can also consider investing a portion of your money in property. It is always a good idea to buy some property in your own name. Apart from becoming a lifelong asset, a property also offers high returns on investments. Property prices appreciate regularly and so if you ever need to sell your property, you are quite guaranteed of making a profit.

8. Investing in businesses

Many small businesses look out for private investors who can support them with financial investments. If you have the kind of money they need nu are willing to take a risk, you can consider using a small business as an effective investment instrument. You can get the stocks of the company or you can agree to a profit-sharing arrangement. In either case, you can stand to earn huge profits against your investment, provided the business does well. You need to assess the business model and see the potential of the firm before you put in your hard-earned money into it.

These are some of the best investment instruments available to you. Choose the option that appeals to you the most and get the best returns out of your investments.

Insurance is often mistaken as a financial instrument. However, insurance is a very important product which needs to be taken but for the purpose of protection only and not as an investment.

[jomeyers83]

What are the different types of financial instruments?

There are primarily two categories of financial instruments, namely, the fixed income instruments and the equities. While the former offers fixed returns, the latter is more risky but better suited for achieving long-term financial goals. Here is a detailed look at the various investment instruments available in India:

1. Cash instruments

As the name suggests, a cash instrument is a type of investment that includes cash savings and instruments. The cash instruments include bank savings accounts, cash bonds, etc. These are highly liquid investments that help you to meet your short-term financial goals. It is very safe to invest in the cash instruments as practically no risk is involved here. However, the returns are also lower as compared to the other financial instruments.

2. Company and government bonds

Many corporate funds, as well as the government enterprises, require additional funds from time to time. This is why they issue bonds that are given to the investors. As an investor, you need to buy the bonds by paying a sum of money. This money is used by the company or the government towards their operation expenses. In return, you get a fixed return at regular intervals. When the bond matures, you receive the entire amount you paid, back. A company or a government bond is also a very secure form of investment that helps you to earn steady dividends in a low-risk manner.

3. Stocks and equity investments

Businesses raise money by selling their stocks and equities to the general public. The equities are sold at registered places such as the stock markets of the country. As an investor, you can invest your hard-earned money in stocks and equities and see your wealth grow. However, these investments are a bit risky. When the company performs well, you get to make profits on your investments as the stock prices consistently rise. However, if the company begins to perform poorly, its value drops and the stock prices begin to fall as well. At such a time, you stand to get very low and unprofitable returns from the stocks and equities. Similarly, when the economic condition of the country is poor, the stock markets crash and all the stock and equity investments begin to suffer. It is therefore wise for you to spread your investments over a number of stocks and equities and not invest all your money in a single stock. This is a factor you must remember before you invest in this financial instrument.

4. Mutual funds

Mutual funds are a type of financial instrument where the money of various investors are pooled in together and invested. As an individual investor, your money may not be sufficient to buy the stocks, shares or bonds. This is why you invest in a mutual fund to get higher returns. The yields and profits earned on the investments are evenly distributed to all the joint investors. The risk is lower and the chances of earning profits are higher as well. You can choose between three types of funds in a mutual fund investment – the equity funds, the fixed income funds and the money market funds. As is obvious, the equity funds carry the highest levels of risk, followed by the fixed income funds and the money market funds that carry the least amount of risk. You need to choose the fund carefully, after analysing your risk appetite.

5. ETF

An exchange traded fund, or an ETF as it is popularly known, is another financial instrument that is very well-suited for investments. Here, the benefits of mutual funds and equities are combined. You get to invest your money in diversified funds as you can do in a mutual fund. Then, as the name suggests, you can buy and sell the ETFs easily in the stock markets much like the equities. These features make the ETFs very popular and a common type of financial instrument among the investors.

6. Precious metals

Precious metals such as silver, platinum and gold act as excellent investment instruments. Gold, for example, proves to be a good investment platform. The price of gold rises continuously and consistently. If you buy gold worth Rs 10,000 today, you can sell it at a much higher price after a few years. Investing in precious metals is therefore a very common thing to do and is definitely something you must consider doing as well.

7. Property

Apart from precious metals, you can also consider investing a portion of your money in property. It is always a good idea to buy some property in your own name. Apart from becoming a lifelong asset, a property also offers high returns on investments. Property prices appreciate regularly and so if you ever need to sell your property, you are quite guaranteed of making a profit.

8. Investing in businesses

Many small businesses look out for private investors who can support them with financial investments. If you have the kind of money they need nu are willing to take a risk, you can consider using a small business as an effective investment instrument. You can get the stocks of the company or you can agree to a profit-sharing arrangement. In either case, you can stand to earn huge profits against your investment, provided the business does well. You need to assess the business model and see the potential of the firm before you put in your hard-earned money into it.

These are some of the best investment instruments available to you. Choose the option that appeals to you the most and get the best returns out of your investments.

Insurance is often mistaken as a financial instrument. However, insurance is a very important product which needs to be taken but for the purpose of protection only and not as an investment.

[mishraabram]

What are the different types of financial instruments?

There are primarily two categories of financial instruments, namely, the fixed income instruments and the equities. While the former offers fixed returns, the latter is more risky but better suited for achieving long-term financial goals. Here is a detailed look at the various investment instruments available in India:

1. Cash instruments

As the name suggests, a cash instrument is a type of investment that includes cash savings and instruments. The cash instruments include bank savings accounts, cash bonds, etc. These are highly liquid investments that help you to meet your short-term financial goals. It is very safe to invest in the cash instruments as practically no risk is involved here. However, the returns are also lower as compared to the other financial instruments.

2. Company and government bonds

Many corporate funds, as well as the government enterprises, require additional funds from time to time. This is why they issue bonds that are given to the investors. As an investor, you need to buy the bonds by paying a sum of money. This money is used by the company or the government towards their operation expenses. In return, you get a fixed return at regular intervals. When the bond matures, you receive the entire amount you paid, back. A company or a government bond is also a very secure form of investment that helps you to earn steady dividends in a low-risk manner.

3. Stocks and equity investments

Businesses raise money by selling their stocks and equities to the general public. The equities are sold at registered places such as the stock markets of the country. As an investor, you can invest your hard-earned money in stocks and equities and see your wealth grow. However, these investments are a bit risky. When the company performs well, you get to make profits on your investments as the stock prices consistently rise. However, if the company begins to perform poorly, its value drops and the stock prices begin to fall as well. At such a time, you stand to get very low and unprofitable returns from the stocks and equities. Similarly, when the economic condition of the country is poor, the stock markets crash and all the stock and equity investments begin to suffer. It is therefore wise for you to spread your investments over a number of stocks and equities and not invest all your money in a single stock. This is a factor you must remember before you invest in this financial instrument.

4. Mutual funds

Mutual funds are a type of financial instrument where the money of various investors are pooled in together and invested. As an individual investor, your money may not be sufficient to buy the stocks, shares or bonds. This is why you invest in a mutual fund to get higher returns. The yields and profits earned on the investments are evenly distributed to all the joint investors. The risk is lower and the chances of earning profits are higher as well. You can choose between three types of funds in a mutual fund investment – the equity funds, the fixed income funds and the money market funds. As is obvious, the equity funds carry the highest levels of risk, followed by the fixed income funds and the money market funds that carry the least amount of risk. You need to choose the fund carefully, after analysing your risk appetite.

5. ETF

An exchange traded fund, or an ETF as it is popularly known, is another financial instrument that is very well-suited for investments. Here, the benefits of mutual funds and equities are combined. You get to invest your money in diversified funds as you can do in a mutual fund. Then, as the name suggests, you can buy and sell the ETFs easily in the stock markets much like the equities. These features make the ETFs very popular and a common type of financial instrument among the investors.

6. Precious metals

Precious metals such as silver, platinum and gold act as excellent investment instruments. Gold, for example, proves to be a good investment platform. The price of gold rises continuously and consistently. If you buy gold worth Rs 10,000 today, you can sell it at a much higher price after a few years. Investing in precious metals is therefore a very common thing to do and is definitely something you must consider doing as well.

7. Property

Apart from precious metals, you can also consider investing a portion of your money in property. It is always a good idea to buy some property in your own name. Apart from becoming a lifelong asset, a property also offers high returns on investments. Property prices appreciate regularly and so if you ever need to sell your property, you are quite guaranteed of making a profit.

8. Investing in businesses

Many small businesses look out for private investors who can support them with financial investments. If you have the kind of money they need nu are willing to take a risk, you can consider using a small business as an effective investment instrument. You can get the stocks of the company or you can agree to a profit-sharing arrangement. In either case, you can stand to earn huge profits against your investment, provided the business does well. You need to assess the business model and see the potential of the firm before you put in your hard-earned money into it.

These are some of the best investment instruments available to you. Choose the option that appeals to you the most and get the best returns out of your investments.

Insurance is often mistaken as a financial instrument. However, insurance is a very important product which needs to be taken but for the purpose of protection