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travelguy4444 · 6 years ago

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The Ultimate List of Things to Do in Medellín

Posted: 04/19/2019 | April 19th, 2019

Once considered one of the deadliest cities in the world, Medellín has undergone a transformation over the last fifteen years that has made it one of the most modern places in all of Colombia.

The city has become a lot safer, there is a fantastic metro and cable car system that could rival the best in Europe, lots of parks, new buildings, libraries, restaurants, and a growing tech scene.

The city has changed a lot, and you can tell the residents are very proud of everything they’ve accomplished. There’s a palpable sense of possibility in Medellin. Optimism and excitement were always in the air.

Medellín is now one of “it” cities in the world. Tourists swarm it, and foreigners (especially young digital nomads) are settling and retiring here in droves. It was the most cosmopolitan and international city I visited in Colombia.

I spent close to a total of three weeks in Medellín.

If you’re looking to visit Medellín (and I don’t see why you wouldn’t be if you’re in Colombia), here is a list of my favorite things to do and see after spending so much time there:

1. Explore the Numerous Parks and Plazas

Medellín’s year-round temperate climate makes it a perfect place to spend a lot of time outdoors, where people are always lounging around and vendors are peddling food and drinks. Two must-visit parks are:

Plaza Botero – Botero was a famous artist from Medellin known for his drawing and statues of oversized people. This plaza is home to 23 Botero sculptures and is always packed with people taking photos, street performers, and artists. Located in the Old Quarter, you’ll find a couple of museums in the square too.

Parque Lleras – Located right in the center of Poblado, this park is full of people all day and night. There are street vendors, food sellers, musicians, and people drinking into the wee hours of the night. It’s a wonderful place to people-watch and one of the best places to have fun in the city!

2. Wander Parque Arvi

This park is worthy of its own entry. Located in the mountains near the city, you can take the gondola right from the subway to the park’s entrance. It’s a beautiful ride through the hills and offers some incredible views of the valley and city.

The park spans 16,000 hectares and includes trails that date back over 1,500 years. At the park entrance, you’ll find a small market as well as trails to hike. To visit, you now have to take a guided tour. It costs 5,000-7,000 COP ($1.50-2.25 USD) depending on the trail (most trails are 2-4km long). Bird-watching tours are also available.

3. Explore Jardín Botánico

The botanical gardens, a quiet retreat from the noise and chaos of the city, host numerous events, concerts, and festivals throughout the year. They cover over 14 hectares and are home to around 4,500 flowers and some 139 different bird species.

There’s also a nice (if not overpriced) restaurant in the center if you feel like spending more time here relaxing and taking in the scene.

4. See a Soccer Match

Soccer (futbol) here is religion and, if there are games when you’re here, you should really try to see one. Medellín has two local teams: Atlético Nacional and Independiente Medellín. Supporters of each team occupy bleachers at opposing ends of the stadium since things tend to get rowdy and violent when they are near each other. Ticket prices are well under 40,000 COP (under $12.50 USD).

5. Take a Day Trip to Guatapé

Guatapé is the most popular day-trip destination from Medellín. It’s a colorful pueblo (village) situated on the edge of a lake about two hours from town, and it’s possible to take tours of the surrounding area by speedboat or party boat (which is very popular with backpackers who spend a night or two here).

The main attraction is El Peñol, a granite monolith with over 700 concrete stairs etched in its side. For a few thousand pesos, visitors can climb to the top for breathtaking 360-degree views of the region.

Guatapé is a long day trip from Medellín (hostels in the city organize trips throughout the week), so I recommend trying to spend at least a night here so you aren’t rushed and can enjoy the area little more.

6. Take a Free Walking Tour

One of my favorite things to do when I get to a new city is to take a free walking tour. They’re perfect for getting an overview of a place while giving you access to a local expert who can answer your questions.

Real City Walking Tours has a great free tour that will give you an informative introduction to the city. Don’t do any other tours; this is the only free walking tour you need, and it’s the best in town. You’ll get a lot of information, and the guides are wonderful. Be sure to tip at the end!

7. Tour Comuna 13

This area was once the most violent part of Medellín. Murder, drugs, and violent crime were rampant (it’s still not a safe area to visit at night). You used to have to go through guards to get into this area; if you didn’t live here, you weren’t let in.

However, thanks to its street art (which was a reaction to heavy-handed police raids) there has been a huge influx of tourists. That has made part of the area safer and led to a rise in business and commerce. It’s really changed the fabric of the community. Local residents are even coming here now, figuring that if the tourists are going, it must be good!

You can visit by yourself or go on a tour (where a guide will explain the history of the area and the artists). Some of the better tour companies are:

Comuna 13 Graffiti Tour

Zippy Tour

Medellín City Tours

8. Visit the Museo de Antioquia

Founded in 1881, this interesting museum is home to numerous pre-Colombian works as well as national and international works by famous artists (there are a bunch of Boteros here too) and a wide variety of photographs and sculptures.

Cl. 52 #43, +57 4-251-3636, museodeantioquia.co. The museum is open Monday-Saturday 10am-5:30pm and Sundays 10am-4:30pm. Admission is 18,000 COP ($6 USD) per person.

9. Wander the Cementerio Museo de San Pedro

Built in 1842, this cemetery is also a museum where you can see the monuments and graves of many famous Colombians while learning about their lives and contributions. There’s a lot of large marble mausoleums and statues here. Keep an eye out for special events such as midnight tours and movie nights. The cemetery is small but it’s also close to the botanical gardens so you can do both one after the other.

Cra. 51 #68-68, +57 4-516-7650, cementeriosanpedro.org.co. Open daily 7:30am-5:30pm. Admission is free.

10. See the Casa de la Memoria

This museum opened in 2012 and examines the history of armed conflict in Colombia. It sheds light on the struggles the people of Colombia have had to overcome to get where they are today.

It’s a very sobering and solemn place but it offers some important insights. Don’t miss it.

Parque Bicentenario, +57 4-520-2020, museocasadelamemoria.gov.co. Open Tuesday-Friday 9am-6pm and weekends 10am-4pm. Admission is free, and there is also a free audio guide you can download. Guided tours are available on Tuesdays and Fridays. Contact the museum for details.

11. Visit the Museo de Arte Moderno

The Museum of Modern Art, located in a refurbished industrial building, is an awesome work of art in itself. There’s a ton of exposed area, giving it a really charming feel. Many people have a love-hate relationship with modern art (it’s not my personal favorite, I admit) but even I enjoyed my visit here.

The collection is small, but there’s also a beautiful photography section on the bottom floor. Even if it’s not your thing, it’s worth spending a couple hours here to get a sense of the modern art scene in the city.

Cra. 44 #19a-100, +57 4-444-2622, elmamm.org. Open Tuesday-Friday 9am-6pm, on Saturdays 10am-6pm, and Sundays 10am-5pm. Admission is 12,000 COP ($4 USD) per person.

12. Take a Food Tour

If you’re looking to taste a sample of what Medellín™ has to offer, there are a couple of food tour companies that can help. It’s a great way to get a taste for the local cuisine while learning about the country’s traditions in the process. There are plenty of options, such as street food tours from Toucan Café or more traditional local restaurant tours from Medellín City Tours. Both are good options!

Expect to pay 143,000-286,00 COP ($45-90 USD) per person.

13. Visit a Microbrewery

If you find yourself parched after an afternoon of sampling the city’s delicious cuisine, consider taking a brewery or craft beer tour to quench your thirst. There is an up-and-coming craft beer scene in Colombia, and Medellín has over 30 breweries and microbreweries. These are some of the best places to try a local beer:

3 Cordilleras runs tours Thursday and Friday evenings, offering five samples for 25,000-30,000 COP ($8-10 USD) per person.

Cerveza Premium Apóstol has a tour every Thursday at 6:30pm where you can see the brewery, taste a few drinks, and enjoy a snack in the process. Advanced booking is required, and tickets are 35,000 COP ($11 USD) per person.

20 Mission Cerveza has great beer, great food, and it’s a fun place to hang out and meet people. They don’t offer tours, but they do host music events and DJs. It’s super popular and one of the best places in town to grab a beer.

Brew House is a family-owned-and-operated brewery where you can take a tour and sample the offerings alongside their full pub menu.

Medellín Beer Factory doesn’t offer tours, though it does brew its own beer, with over 50 kinds on the menu! It’s a great place to relax with friends.

14. Visit Comuna 8

Much like Comuna 13, this area was one of the poorest in Medellín — and it still is. This district was really isolated until the city built a gondola from downtown, allowing people to get to work a lot more easily.

La Sierra runs a tour to teach people about the history of the area, and, unlike Comuna 13, it’s not overrun with tourists. It’s a small district and the tour doesn’t last long, but you get a much more authentic look at the city and its people and history than you do in Comuna 13 (where the focus is more on street art). I highly recommend it; it was one of the most insightful experiences I had in Medellín.

Finally, Don’t Do the Escobar Tour!

The locals here are not fans of Pablo Escobar. His violent life and legacy caused untold amounts of harm to the city and its population, and while it’s always good to learn about the history of a destination, glorifying this is not something I want to support. You can learn about his life online in a way that doesn’t spit in the face of the locals, many of whom don’t even speak his name. Out of respect for them, I encourage you to skip the Escobar tour.

Where to Eat in Medellín

I ate a lot in this city — and it was amazing! Here are some highlights:

Mondongo – Traditional Colombian food in a relaxed atmosphere. Try the mondongo, a traditional tripe soup. It comes with a ton of side dishes (including giant avocados). Come early, as this place get packed. Try to avoid the weekend. (Cl. 10 #38-38)

Carmen – High-end gastronomy with some of the best food in all of Colombia. It’s expensive but worth it. It was the best splurge meal I had in the country. (Cra. 36 #10a-27)

Mercado del Rio – An awesome food court offering all sorts of delicious food from dozens of vendors. There’s something for everyone here. (Cl. 24 #48-28)

20 Mission – A great microbrewery with delicious food too! Try the IPA. (Cl. 16 #43f-66)

Pergamino Café – A chill café with some of the best coffee in town. I spent a lot of time working here. They make great breakfast food, BLTs, and empenadadas. (Cra. 37 #8A-37)

37 Park – Another great bar and restaurant with a rustic outdoor garden. (Cra. 37 #8A – 4)

Hatoviejo – This is one of the best places to get traditional Colombian food. It’s pricey when compared to some of the hole-in-the-wall restaurants you’ll find throughout town. (Cl. 16 #28-60)

***

I was never bored in Medellín. In a country full of hype, this hyped-up city is all that it’s cracked up to be. It has enough activities to fill weeks on end. Combined with the low cost of travel and living, it’s no wonder more and more people are visiting the city.

This guide can help you plan your trip. And while it’s easy to get lost in Gringoland here, try to get out of Poblado or Laureles and see the locals’ side of town.

That’s where the magic of Medellín happens.

Book Your Trip to Colombia: Logistical Tips and Tricks

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines, because they search websites and airlines around the globe, so you always know no stone is being left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and cheap hotels. I use it all the time. Here are suggested places to stay in Medellín:

Los Patios: This is an upscale hostel, but you get a lot of value. It’s in a great location and the staff are awesome. It’s always clean and the beds are comfy!

Happy Buddha Boutique Hostel – This is the biggest party hostel in Medellín, so if you’re looking to get crazy, this your best bet! The staff works hard to keep people happy (and drunk), including organizing drinking games, salsa classes, and pub crawls!

The Wandering Paisa – This hostel is located in the upscale area of Laureles, which is the up and coming touristy area of the city. All the dorms are covered in South American and Colombian cultural artwork by local students and each bed comes with a large locker and a privacy divider, which makes it easier to sleep.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it, as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all those I use to save money — and I think they will help you too!

Looking for more information on visiting Colombia? Check out my in-depth destination guide to Colombia with more tips on what to see and do, costs, ways to save, and much, much more!

Photo credits: 2, 3, 4, 5, 8,9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19

The post The Ultimate List of Things to Do in Medellín appeared first on Nomadic Matt's Travel Site.

source https://www.nomadicmatt.com/travel-blogs/ultimate-list-medellin/

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melissagarcia8 · 6 years ago

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The Ultimate List of Things to Do in Medellín

Posted: 04/19/2019 | April 19th, 2019

Once considered one of the deadliest cities in the world, Medellín has undergone a transformation over the last fifteen years that has made it one of the most modern places in all of Colombia.

The city has become a lot safer, there is a fantastic metro and cable car system that could rival the best in Europe, lots of parks, new buildings, libraries, restaurants, and a growing tech scene.

I spent close to a total of three weeks in Medellín.

If you’re looking to visit Medellín (and I don’t see why you wouldn’t be if you’re in Colombia), here is a list of my favorite things to do and see after spending so much time there:

1. Explore the Numerous Parks and Plazas

2. Wander Parque Arvi

3. Explore Jardín Botánico

There’s also a nice (if not overpriced) restaurant in the center if you feel like spending more time here relaxing and taking in the scene.

4. See a Soccer Match

5. Take a Day Trip to Guatapé

6. Take a Free Walking Tour

7. Tour Comuna 13

You can visit by yourself or go on a tour (where a guide will explain the history of the area and the artists). Some of the better tour companies are:

Comuna 13 Graffiti Tour

Zippy Tour

Medellín City Tours

8. Visit the Museo de Antioquia

Cl. 52 #43, +57 4-251-3636, museodeantioquia.co. The museum is open Monday-Saturday 10am-5:30pm and Sundays 10am-4:30pm. Admission is 18,000 COP ($6 USD) per person.

9. Wander the Cementerio Museo de San Pedro

Cra. 51 #68-68, +57 4-516-7650, cementeriosanpedro.org.co. Open daily 7:30am-5:30pm. Admission is free.

10. See the Casa de la Memoria

This museum opened in 2012 and examines the history of armed conflict in Colombia. It sheds light on the struggles the people of Colombia have had to overcome to get where they are today.

It’s a very sobering and solemn place but it offers some important insights. Don’t miss it.

11. Visit the Museo de Arte Moderno

Cra. 44 #19a-100, +57 4-444-2622, elmamm.org. Open Tuesday-Friday 9am-6pm, on Saturdays 10am-6pm, and Sundays 10am-5pm. Admission is 12,000 COP ($4 USD) per person.

12. Take a Food Tour

Expect to pay 143,000-286,00 COP ($45-90 USD) per person.

13. Visit a Microbrewery

3 Cordilleras runs tours Thursday and Friday evenings, offering five samples for 25,000-30,000 COP ($8-10 USD) per person.

Brew House is a family-owned-and-operated brewery where you can take a tour and sample the offerings alongside their full pub menu.

Medellín Beer Factory doesn’t offer tours, though it does brew its own beer, with over 50 kinds on the menu! It’s a great place to relax with friends.

14. Visit Comuna 8

Finally, Don’t Do the Escobar Tour!

Where to Eat in Medellín

I ate a lot in this city — and it was amazing! Here are some highlights:

Carmen – High-end gastronomy with some of the best food in all of Colombia. It’s expensive but worth it. It was the best splurge meal I had in the country. (Cra. 36 #10a-27)

Mercado del Rio – An awesome food court offering all sorts of delicious food from dozens of vendors. There’s something for everyone here. (Cl. 24 #48-28)

20 Mission – A great microbrewery with delicious food too! Try the IPA. (Cl. 16 #43f-66)

Pergamino Café – A chill café with some of the best coffee in town. I spent a lot of time working here. They make great breakfast food, BLTs, and empenadadas. (Cra. 37 #8A-37)

37 Park – Another great bar and restaurant with a rustic outdoor garden. (Cra. 37 #8A – 4)

Hatoviejo – This is one of the best places to get traditional Colombian food. It’s pricey when compared to some of the hole-in-the-wall restaurants you’ll find throughout town. (Cl. 16 #28-60)

***

This guide can help you plan your trip. And while it’s easy to get lost in Gringoland here, try to get out of Poblado or Laureles and see the locals’ side of town.

That’s where the magic of Medellín happens.

Book Your Trip to Colombia: Logistical Tips and Tricks

Los Patios: This is an upscale hostel, but you get a lot of value. It’s in a great location and the staff are awesome. It’s always clean and the beds are comfy!

BlackPine: This hostel has a laid-back vibe and an amazing kitchen for anyone planning to do their own cooking. There are plenty of electrical outlets and some great hammocks for relaxing!

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for more information on visiting Colombia? Check out my in-depth destination guide to Colombia with more tips on what to see and do, costs, ways to save, and much, much more!

Photo credits: 2, 3, 4, 5, 8,9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19

The post The Ultimate List of Things to Do in Medellín appeared first on Nomadic Matt's Travel Site.

from Traveling News https://www.nomadicmatt.com/travel-blogs/ultimate-list-medellin/

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harborterrace · 4 days ago

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thewanderersnotes · 8 years ago

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Sunshine, water and a whole lotta hippies

My good friend Bee had an extended layover in Guatemala on her way back to LA from Chile. For me it came at such a great time - I had just moved into my new place, was settling into my new job and starting to feel quite comfortable living in Antigua. It was a quick week visit, but we packed in as much as possible. We went to the Earth Lodge, a hippie haven in one of the cerros above Antigua. Completely sustainable, the Earth Lodge is a nice day getaway complete with good food, better beers and live music. You can easily go there alone and instantly start up a conversation with a stranger and leave with a friend. Total buena onda, it’s a place I will definitely escape to time&time again throughout my year here.

But the real reason I’m writing is to talk about my first trip within Guatemala I’ve made. The last weekend Bee was here we got up at the crack of dawn and headed via shuttle 2.5 hours to Lake Atitlán. Lake Atitlán is in the Guatemalan Highlands of the Sierra Madre mountain range, located in the Sololá Department of southwestern Guatemala. When I say lake, you’ll picture something relatively small. However, this lake is not only immense in size but in depth as well. As the deepest lake in Central America, is boasts a maximum depth of about 340 meters, and is roughly 12X5 km with around 20 km3 of water. So, yeah, it’s pretty damn big and deep. Alos, fun fact, Atitlan means "at the water" in Nahuatl and the lake is surrounded by 3 active volcanoes.

The main town is called Panajachel, or as Chapins (Guatemalans) call it, Pana. While Maya culture is predominant in most lakeside communities, Pana, has been ‘overwhelmed’ over the years by Guatemalan and foreigners. In the 1960s it attracted many hippies and, although the civil war caused many foreigners to leave, the end of hostilities in the late 90s brought on a renewal of the foreigner boom. Today, the town's economy is almost entirely reliant on tourism, which was completely evident.

As the main town, Pana hosted too many foreigners and night life for my taste. Since it was little dirtier and louder than we wanted, we headed by lancha (boat) to San Marcos, one of the 10+ villages that surround the lake. San Marcos is arguably the “hippiest” of towns around the lake. As soon as we disembarked from the boat, we were met by dreaded guys selling hemp jewelry and yogis asking if we would like to join their sunset yoga session that evening. We walked around the town, “window” shopping and exploring the plethora of cafes and, of course, organic restaurants. We grabbed a couple strawberry margaritas, soaked in some sun and enjoyed the chilled out sounds of music featuring dijiridoos before heading to our final destination, San Pedro.

San Pedro, like Pana, was the best place for night life, but was quainter and cleaner. At the base of the San Pedro volcano, it is home to foreigners and locals alike, all clearly searching to have a good time, or at least escape a bad one. We explored a bit, looking for a good hostel or hotel. We ended up finding a room, with a balcony, hammock and garden where we could lay out for the low low price of $12 each. We went for more drinks - don’t judge, it’s vacation - and food. As we dined on nachos and tapas and soaked in more sunshine, we grew quite tired so we retired to our place where we chilled out, hammock style, before we went out for the night.

We were lucky that we were there the weekend “the bar” was having its birthday party. When we walked in the door we instantly received free shots and began to dance the night away to live DJs. Since the Antigua community is freakishly small, we ran into people I had met previously and hung out with them. Sharing stories and cocktails, Bee and I were social butterflies for the night. We ended the night around a fogata (bonfire) down by the water. That night I met people from all around the world but also met people who knew exactly where I was from in the US. It just showed me how large this world is, but also how small it can be. As we walked back to our hotel, accompanied by a nice Dutchman, we ordered tacos - because there’s nothing better than greasy street tacos to soak up alcohol - and passed out until the morning.

We woke up to the sun shining, birds chirping and the breathtaking view of the lake. We both took a minute to truly appreciate where we were, to recollect our thoughts and feelings. Swinging in the hammocks looking out over the immense lake, I thought about how appreciative I am to have the opportunity to live in this country, to know this country and to help better this country, while also bettering myself. It’s truly a blessing.

After a delicious breakfast with a view, a walk around town and an hour of sunbathing it was time to take the boat back to Pana to catch the last transport out to Antigua. Whilst it was a quick 36 hours, it was a refreshing 36 hours. I got to get out of Antigua and discover a new area of Guatemala. It’ll definitely be a place I can escape to - to recollect, breathe and realize just how beauty this world is, and how beautiful Guatemala is.

#Wanderlust #Guatemala #lakeatitlan #traveler #expat life #lakelife #centralamerica #explore #newplaces #newpeople #Travelblog #expat adventures

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preciousmetals0 · 5 years ago

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7 Signs You Need To Fire Your Financial Advisor

7 Signs You Need To Fire Your Financial Advisor:

How To Recognize If You Should Be Making A Change

It’s a nightmare scenario for any investor. You stash away your money and assume it’s being managed properly, only to find out later that a huge chunk of it has been lost to commissions, fees, and bad investments from your financial advisor. Sadly, this happens far too often, decimating the retirement funds and futures of the victims.

At Regal Assets, our team of experts has decades of experience in the financial sector. We’ve seen it all, both the good and the bad, and have learned a great deal of valuable lessons as a result. By knowing what to look for ahead of time, you’ll be ahead of the game and in a position to protect and grow your wealth when working with your financial advisor.

Whether you currently have one and are wondering if they’re actually the best option for managing your assets, or if you are thinking about hiring a financial advisor for the first time and want to know what to look for, our list of red flags will tell you exactly what you need to know and avoid.

Lack of Transparency

Financial advisors should be generally be open and honest with you. It is a partnership between them and yourself, after all. This transparency should include their fees structure and how they are compensated. Some charge a flat fee per service, some an hourly fee based on how much time they spend with your portofolio, or some take a percentage of your total assets. Others, and these are the ones you should stay away from, get a commission every time they sell a certain product.

Regardless, they should tell you exactly how they’re paid. Don’t be afraid to ask questions if you don’t understand something, either. If they won’t answer or try to give you the runaround, then look elsewhere. Mike Jurs, director at Financial Engines, a San Francisco-based independent financial advisory service says “Don’t worry — you’re not being rude, it’s almost expected. After all, it’s your money and you should be sure that your advisor has your best interests at heart.”

Transparency should also extend to documentation regarding your investments. You should receive some sort of written pledge that states they will disclose any sort of conflicts of interest. They should also send you monthly statements summarizing deposits, withdrawals, and currently held positions. It should come from your brokerage firm or custodian, not your advisor’s office (some of the most common custodians include Fidelity, Charles Schwab, TD Ameritrade).

They Always Agree With You

A people pleaser does not make for an ideal financial advisor. If you’re finding that they always agree with you no matter what you say, then that’s a huge red flag. You should be hiring a financial advisor for their financial expertise and advice. They shouldn’t be afraid to challenge what you say while explaining why their viewpoint differs from yours.

Even if they do agree, they shouldn’t do it immediately and without any thought. They should think about and consider what you say and give details that support their response. If they just blindly say “yes”, then they aren’t keeping your needs in mind. It’s essentially as bad if they ignored you altogether.

No Credentials

Certified Financial Planners and Investment advisors must adhere to specified standards and be aware of the relevant regulations. They should also have the proper credentials and subsequently passed the appropriate tests to receive CFP certification. Make sure to ask your prospective advisor if they have these qualifications. You can always call the Certified Financial Planner Board of Standards to verify, as well.

If an advisor has trouble explaining basic concepts to you, or if they always seem to need to get back to you later with answers, then it could possibly be a sign that their knowledge isn’t up to snuff and they are missing key qualifications. The certification process for financial planners requires them to demonstrate their knowledge and pass a rigorous exam requiring an enormous amount of study, so they should know their stuff inside and out before bringing on clients.

They Ask For a Check Made Out Directly To Them

We are getting into straight up “scam” territory, here. This should be considered the ultimate warning sign. If they ask you to write them a personal check, never ever do it.

A financial advisor was just recently accused of doing just this in Texas. He had actually been an advisor in his town for many years and had built a solid reputation for himself. But then the time came when he began exploiting his elderly clients. He told them he was selling annuities. They trusted him and considered him a friend, so they wrote him a check made out directly to him. Guess what? He disappeared soon after, swindling his clients out of hundreds of thousands of dollars.

If you’re writing a check at any point, make sure it is to be payable to an institution, not an individual.

They Don’t Have Time For You

Your financial advisor should be client-focused, which means that the client is their top priority. This should include a clear line of communication with timely and professional responses. If your advisor doesn’t make you feel like your a priority, then you should think about switching. Your finances should be their top priority, since it’s literally their job.

They also shouldn’t be too busy to meet. Many advisors only meet with their client’s once a year to discuss their portfolios. If you’re a hands-off investor and are comfortable with the state of your assets, then this might be fine. But many people want to keep a closer tab on their wealth, and to that end you should go with an advisor that’s willing to meet more often.

When your deciding on an advisor, ask them about how frequently you can meet, and whether or not they’re ok with phone calls or emails in the meantime. You may have a question or a problem, or maybe you just want to change your investment strategy. By having a responsive advisor, you won’t have to wait weeks or months until your next meeting.

No matter what, they should still have the time for a return email or call, even if they can’t necessarily meet right away. Pedro M. Silva, a financial advisor at Provo Financial Services, in Shrewsbury, Ma., says “Depending on the size of the account and how the advisor has scaled his or her practice, clients might not be contacted as often as they would like, but a return call or email should be a basic courtesy in any industry.”

Inflated Ego

The vast majority of those seeking a financial advisor do not work in the finance industry. It makes sense. If you already knew all about investing then you wouldn’t need help. This means that, especially when starting out, clients will often have a bunch of questions for their advisor.

How your advisor responds will tell you everything you need to know about them. One that doesn’t like or encourage questions should be avoided. Even worse is an advisor that gets aggressive when you challenge them. A good advisor should always listen to what you have to say and come back with a clear explanation in a respectful manner.

Likewise, a financial advisor shouldn’t make excuses when things aren’t going well. You want an advisor that takes responsibility for mistakes, and is open and honest about why they did what they did. No one is perfect, but if they’re making decisions with sound logic and your best interests in mind, then that’s what you ultimately want.

They Talk At You, Not With You

Your financial advisor and yourself should have a healthy relationship with one another. They are there to work with you and give you advice, not take control. It’s your money, after all. The way to do this is to maintain clear two-way communication with your advisor.

If your advisor avoids conversation, tries to steer the discussion in their own direction, or uses a ton of buzzwords and jargon, then you should be concerned.

It’s also a worrying sign if your advisor talks down to you. If you aren’t a financial professional (which is most likely the case), then it’s perfectly OK to not be familiar with certain terms or products. It’s the advisor’s job to explain the details to you and help you understand it. If they can’t or won’t do this, then they aren’t going to be very helpful to you.

At Regal Assets we believe in providing you with trusted and proven investment options. We take pride in the way we do business and have enjoyed helping our clients make the most of their money for over a decade. Our expert team members will work side-by-side with you every step of the way, so you can be sure that your assets are both protected and in a position to grow.

See for yourself what we can offer with our FREE Investor’s Kit. It explains Regal’s IRS-approved investment options and how they work. We’ll help you choose a strategy that’s right for you, so you can achieve your goals.

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goldira01 · 5 years ago

Link

How To Recognize If You Should Be Making A Change

Lack of Transparency

They Always Agree With You

No Credentials

They Ask For a Check Made Out Directly To Them

We are getting into straight up “scam” territory, here. This should be considered the ultimate warning sign. If they ask you to write them a personal check, never ever do it.

If you’re writing a check at any point, make sure it is to be payable to an institution, not an individual.

They Don’t Have Time For You

Inflated Ego

They Talk At You, Not With You

If your advisor avoids conversation, tries to steer the discussion in their own direction, or uses a ton of buzzwords and jargon, then you should be concerned.

#Timor Invest

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feltondgdamianaaf21insuranc-blog · 5 years ago

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new york life insurance 120 broadway

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writerkingdom · 6 years ago

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vitalmindandbody · 7 years ago

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Ronaldo and the Fort Lauderdale Strikers: a Florida soccer project turned sour

When the Strikers were bought by an ownership group that included the World Cup winner, hopes were high. But many are nows disenchanted with the project

Few appoints in American sport triggered a action like the original North American Soccer League of the 1960 s, 70 s and 80 s, a subject to be revisited every time the necessity arises for a reading on how seriously things can go wrong for football in the United States.

The kitschy sexiness of the old-fashioned NASL basically collapsed under its own heavines, a failed is making an effort to ramp up popularity for a very European firebrand of football in a recalcitrant United States. Some of those squad names still cling on to life, in the MLS and modern incarnation of NASL: the New York Cosmos, one-time residence of Pele. The Tampa Bay Rowdies, who played host to prolific English striker Rodney Marsh. And the Fort Lauderdale Strikers, a late 70 s playground of Northern Irish great George Best.

The Strikers, these days are tottering along for the purposes of the stewardship of a Brazilian ownership group is presided over by Paulo Cesso, an education and technology entrepreneur, and Ronaldo, the Brazilian World Cup winner, is a minority partner.

Except the Brazilian takeover of the peculiar cherry-red and golden bands seems to have foundered. After a season of misery that has included the ignominy of players being paid late and checks bouncing, the Guardian understands the association has been put up for sale. Whether that amounts to an intention to seek a partial or full auction remains unclear as does the future character of Ronaldo. Nonetheless, in a statement to the Guardian, the fraternities managing board, Luis Cuccatti, said the Strikers future was under discussion. We are inspecting our current owned situation and speaks with potential partners so that it is possible to craftsmanship the best scheme possible heading towards our goal of building a world-class football guild, suggested Cuccatti.

Still, information that one of the NASLs flagship firebrands appears to be in turmoil detonators a difficult month for the tournament. In some quarters, it might be seen as another question over the vitality of the NASL. Just last-place month, ructions emerged in Oklahoma City as Rayo OKC, in their very first season in the league, were submerge into crisis as a dispute developed between the majority of members possession radical, the owners of Spanish sorority Rayo Vallecano, and their local minority marriage. The dispute escalated to the point where 1 minority proprietor apparently removed turf from the field.

In Fort Lauderdale, the difficulties are myriad. Low-toned gathering in a densely populated Florida soccer market with the promise of more to run. The late arrival of wages, an appearance explained away as a question over the transfer of stores from Brazil to the US.

But it is a narrative that could have been foretold. Life in the bush league of football in the US is notoriously difficult. Teams come and go. Owners ignited out. Fans, ditto. And though the Strikers epithet carries a certain cache, stemming from a late 1970 s-early 1980 s swoon thanks to luminaries like George Best, Gerd Mller and Ray Hudson, the nostalgia patently merely runs so far.

Its nearly two years since Ronaldo and co put up shop. The Brazilians, who purchased the Strikers from the now tarnished incident control firm Traffic Sports in late 2014, arrived with a striking mandatory. They pledged to re-elevate the club to its former immortality. In that vein, last-place pre-season they accepted a trip to China. The opinion was even floated that Ronaldo, then visibly out of shape, might pull on his boots once more and turned off for the South Florida outfit.

Alas , no.

He was a seldom appreciated illustration, replies fan captain Kenny Butler, president of the prominent Strikers backers radical, Flight 19. His existence has been spotty since the beginning, he does. I think it was the same thought as them bringing[ Brazilian guard] Leo Moura last year to play-act No10 when hes been a left-back all his occupation. If he could play No10 he would have done in Brazil. And they made all the Brazilians would show up precisely to examine Leo Moura.

Ronaldos likeness may have been overused, answers the Sun Sentinels Pedro Heizer. He was never here, suggests Heizer. The Strikers didnt advertise often but when they did it tended to include Ronaldo. I think that might have got to beings because they never experienced him.

The Brazilians called the Strikers wrong, he feels, since they are arrived envisaging they knew soccer why i am Brazilian but failed to understand American soccer is a whole different beast.

Initially the noises coming from the new owneds were positive, Butler replies. The fan tie-in with the front office was productive. But then devotees ascertained the team filled with Brazilians, interpreted as an ultimately botched attempt to appeal to the local Brazilian community. A disconnect with fans has been palpable this season. In recent seasons, average audience have been meagre around 3,000 -4, 000. This season, attendances have plummeted to around the 1,300 mark.

Indications point to another factor being flux in the coaching and playing district. Former head coach Gunter Kronsteiner, who led the Strikers to the 2014 NASL championship match was let go by the Brazilians to the bewilderment of many. After a grim 2015 opening expedition, he was drafted back in for the tumble fraction of the NASLs split season, contributing them into the playoffs once more. Yet, again the guild and Kronsteiner parted access. However, the Austrian retains a strong tendernes for the sorority and offers some accolade for Cesso and another of his partners, Rafael Bertani. But he is clear about where he imagines situations went wrong.

They demonstrated away the local players, they rendered away the whole coaching personnel, Kronsteiner told the Guardian. The players and the coaching staff had a personal relationship with the followers. You just dont ignore this when you are serious about extending a professional squad. You dont kick out a Tom Mulroy or a Tim Robbie[ who] are very well known in this area for being 100% committed to this guild. Mistakes over mistakes.

Kronsteiner, a former tutor with Austria Vienna in his homeland, said here writing was on the wall when it became clear to him the club didnt want to spend money anymore.

Soccer was not their main objective, Kronsteiner said of the Brazilian owners.

Mulroy, club chairperson until his retirement in November 2014, and Robbie were seen as key people in connecting the organization and fanbase. In particular, Robbie, latterly club chairwoman before leaving in May last year, represented a significant link to the storied past of the Strikers. It was his father, Joe Robbie, of Miami Dolphins fame, who started the original Fort Lauderdale Strikers franchise in the 1970 s, and Robbie Jr started working for the sorority following the end of college. Mulroy, for his part, lured ascribe for his outreach among the local areas youth.

Its been a harassing season thus far for the Strikers. On the field, the team have lately started six competitions unbeaten amid the disturbance. And in the US Open Cup, they departed farther than any other minor league crew in reaching the quarter-finals. Off the field, problems are voluminous. Reports recommend the tardy newcomer of remittances has continued. On the attending figurehead, the association had decided to switch from their historic Lockhart Stadium home to Central Broward Stadium, residence of the MLS Combine, ostensibly to provide a more intimate fan experience. Thats just as well: one recent midweek tournament understood the reported crowd chassis come in at 455.

The team are too focused on trips to China and constructing a world brand, and not enough on their own backyard, the pundits argue.

As for the NASL as a whole, another rocky off-season may await. New club the San Francisco Deltas are slated to connect and Minnesota United are headed for MLS. But the threat of contraction elsewhere persists. Rumors lately embarked circulating that Ottawa Fury are looking to leap ship to a competitive league, the third-tier USL, although it appears they will stay put for now. Still, the conference acquired great strides this year after the additive of nationwide Tv deals that included CBS Athletics and beIN Sports.

Whatever the outcome, the struggles of one of the leagues leading names represents another disquieting section in the histories of a fraternity and conference that helps give a touch of historic relevant to the American game.

Read more: www.theguardian.com

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learnspanishfans · 8 years ago

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Mayan Languages: How I Learned to Speak Tz’utujil in Guatemala

Have you ever wondered what ancient Mayan languages sound like? I did. My curiosity, in fact, led me to the indigenous town of San Juan La Laguna in Sololá, Guatemala where I volunteered my time at a health clinic and studied the language of Tz'utujil in my spare time. [caption id="attachment_20189" align="aligncenter" width="700"] San Juan La Laguna, Guatemala.[/caption] Six months have passed and I haven’t been able to leave. I’ve had too much fun.

What is the Tz'utujil language?

Tz'utujil is a Mayan language considerably younger than its ancestor K'iche' which predates it by thousands of years. When I first arrived in San Juan La Laguna I was pleasantly perplexed by what I heard spoken on the streets. It sounded like a peculiar form of Arabic. With a sound system characterised by glottal stops, clicks (I'm not kidding) and unorthodox consonants such as the 'j','r' and 'l' sounds, my ears had never experienced anything like it. Some say that the clicks were inspired by chickens. The three main languages spoken along the shores of Lake Atitlan (K'iche', Kaqchikel and Tz'utujil) could be, but are not considered, dialects of one another. They are close enough to be mutually understood by many speakers, albeit with some difficulty. Another interesting feature of these languages is how easily they morph from generation to generation and even from town to town.

Guatemala’s Disappearing Mayan Languages

When the Spanish colonised Latin America, they nearly succeeded in obliterating all evidence of one of the most advanced civilisations on earth. Calendars, religious texts and descriptions of the cosmos were burned, but the living languages of the Maya survived! They're still spoken today. Guatemala has 22 officially recognised indigenous Mayan languages, many of which are edging closer to endangerment or extinction. With an estimated 47,000 speakers, UNESCO has classified Tz’utujil as vulnerable but not endangered. Since the peace accords of the mid-1990s, efforts have been made to revitalise these languages with only limited success. Ultimately, the younger generations are more inclined to opt for Spanish for various reasons. All Mayan languages are presumed to stem from one original, theoretical, proto-Mayan language. Scholars generally agree that this ancient language branched into about five or six major language groups, one of which is K’ichean which includes both the K’iche’ and Tz’utujil languages. While many Mayan languages are closely related, others share little in common save for some grammatical and phonetic features. Tz’utujil and Kaqchikel, for example, might be considered as close to one another as Spanish and Portuguese, whereas Mam and K’iche’, both spoken in the city of Xela but belonging to different language groups, are mutually incomprehensible.

Is Learning a Mayan Language Difficult?

As I continue to study Tz'utujil, I've made up my mind that it's not difficult. Why not? Because if you say it's difficult, then of course, it becomes difficult. [caption id="attachment_20188" align="aligncenter" width="700"] San Juan La Laguna, Guatemala.[/caption] It’s curious how different languages reflect different decisions about how their native speakers break the world up into concepts. The presence or absence of certain expressions and grammatical features tells a story about how the world is perceived. For example, in Tz’utujil the verb ajob’eneem can be translated as to love, to want and to accept. K’utuneem can be translated as to ask for as well as to teach. Furthermore, what English-speakers would consider to be past and future are understood in Tz’utujil in terms of completion and potential. Personally, understanding these subtle differences in perception constitutes a major motivating force for me in learning a language. Given that the roots of Tz’utujil date back thousands of years, it seems intuitive that the living language itself provides insights into the cosmovisión (world view) of the ancient Maya. In this post, I'd like to share some insights I’ve gained on fruitful ways to go about learning an indigenous language. I’ll also discuss some of the challenges I’ve faced, and how I’ve overcome them. I hope you’ll find something useful in what I share, whichever language you are learning. So, onto my seven tips on how to learn indigenous languages. Here goes:

Tip 1: Seek Out the Elderly

One of the things that blew me away when I arrived in San Juan La Laguna was seeing wide and authentic grins on the faces of the elderly, which is almost unheard of in my country, where old folks are sequestered from society in retirement homes and geriatric institutions. There is no division here between young and old. People of all ages are well-integrated into society, but there are generational differences. In terms of language, the ancianos of San Juan, though they can understand Spanish, typically speak very little of it. Instead, they converse almost exclusively in pure, unadulterated Tz'utujil. The reverse is true for the youngsters. Among the youth, there can be a certain vergüenza about speaking Mayan languages, a certain sentiment that they are slightly backwards, uncivilised and out of touch with modernity. If you want to learn a Mayan language, then, it is imperative to seek out the elderly for conversational practice! Luckily, they're some of the friendliest people around.

Tip 2: Hang Out in San Pablo: The Town with No Tourism

Three kilometers north of San Juan La Laguna (Xe´ Kuku´ Aab´aj in Tz´utujil), an offbeat sister town named San Pablo La Laguna (To k´or juyu´) hides in the shadows. San Pablo is also Tz'utujil speaking, but there is virtually no tourism there. It seems to be the butt of all jokes in San Juan. If Lake Atitlan were a high school, San Pablo would be the kid that everyone makes fun of, but never to his face because they're afraid they'll get beat up. San Pablo has a reputation for being poor, unhygienic, "tough" and just generally backwards. This is the type of place you have to go to really learn a Mayan language. Why? Because if you walk down the streets of San Pablo, you won't hear a single person speaking Spanish. You will, however, hear plenty of hip-hop and witness a thriving evangelical community. Oddly enough, hip-hop and evangelical Christianity have something in common in that both are, in their own respects, social movements designed to spread a message and appeal to marginalised groups. Aside from these two notable exceptions, however, San Pablo has remained remarkably resistant to outside influences compared to its neighbours. In other words, it is one of the most authentic towns, and the ideal place to learn Tz'utujil. Seek out the San Pablo of your indigenous language community and figure out a way to spend time there.

Tip 3: Talk to Tuk-tukeros and Tortilleras

When you’re learning an indigenous language, it’s a good idea to talk to whoever you can in the language. Some of my best conversations in Tz'utujil have been in the tortillerías, the small nearly-empty rooms inhabited by only a stove, a bowl of masa and three women slapping tortillas together with Toyota Prius-like efficiency (FYI: There are no Toyota Priuses in Guatemala). While you sit on a stool and wait for your tortillas, you'll have the opportunity to practice. Everyone in there will be speaking Mayan, except for the kids. Don't be shy! Tell them what you did that day. Ask them about theirs (all they've done is make tortillas). In my case, I fell in love with one of the tortilleras and asked her out, five times. She never really said yes or no. A wise man once said that anything other than a yes is no, but that didn’t stop me from persisting. How do you ask a girl out in Tz'utujil? La nawajo' naatij kape' wik'iin ja chuwaq (do you want to drink coffee with me tomorrow?) will work. Technically, you should ask her parents first, which I didn’t. In the tuk-tuks, the little red go-carts that shuttle people around Guatemala at a speed of about two kilometers an hour, you'll have the opportunity to strike up dialogue with passengers and drivers. Most of them will ask you about Donald Trump. Chicken buses, which are former US school buses that have been flamboyantly refurbished for the Guatemalan esthetic, also offer excellent speaking opportunities. They constitute the most economical (and blood-curdling) method of travel in the country. For the record, I’ve never seen a chicken on one. Locals refer to them as camionetas and in Tz’utujil the name for them is nimachijch (big metal thing). They blow a whistle that sounds like a locomotive and light up like Las Vegas at night, though it’s safer to ride them during the day. They would not pass emissions inspections in any country with any environmental standards. When you get on one, you’re in for a wild ride! You’ll either be crushed by other passengers or find yourself sliding off your seat while a reckless driver, with absolutely nothing to lose, accelerates into each turn. These buses, as I mentioned, are a fantastic place to practice your Mayan language. Be aware that the person sitting next to you may not speak the one you’re learning. For example, the bus from San Pedro La Laguna to Xela typically carries a mix of K’iche’ and Tz’utujil speaking passengers.

Tip 4: Scavenge for Educational Materials (They Can Be Hard to Find!)

During the Guatemalan civil war, in many communities indigenous people, language and culture were under attack. Following the peace accords of 1996, powerful movements were born with the aim of strengthening and revitalising Mayan languages in Guatemala, many of which were and are still dying out. If you’re interested in reading more about this, I’d recommend reading the 1998 paper Mayan Languages and the Mayan Movement in Guatemala by Ajb'ee Odilio Jimenez Sanchez. Out of this movement, the Academy of Mayan Languages (ALMG) was born. ALMG promotes Mayan languages in Guatemala in part through its publication of educational materials for school children. Luckily, you can also purchase these materials at their offices scattered throughout the country. There is no Rosetta Stone for Tz'utujil, and online materials are scarce. However, the materials developed by ALMG are of high quality and come in a variety of media including textbooks, magazines, audio and video. There's only one caveat: you'll have to know Spanish in order to make any sense of them.

Tip 5: Be Prepared to Start from Ground Zero

If you're like me and have learned a handful of Latin languages, by learning an indigenous language you’ll enjoy the challenge of having absolutely nothing handed to you (except a Westernised alphabet). If you already spoke Spanish and Portuguese, for example, learning how to speak Italian would be akin to learning ukulele when you already play guitar and banjo. No big deal. Now try learning the bagpipes. Unless you already speak another Mayan language, you'll be starting from ground zero which means you have to be patient with yourself. If you're an English speaker learning a romance language, you get a lot of words for free (e.g. “composition”, “description”, “revitalisation”, etc). Not so with indigenous languages; you will have to earn every word. The silver lining? There will be no false cognates to trip you up. Plus, you'll discover in a whole new way how another group of people choose to arbitrarily break up the world. When I first got to San Juan, I struggled to tell the faces of my coworkers apart. Everyone looked the same until I got to know them. And it was the same with nouns and verbs in Tz'utujil (e.g. k'amooneem, k'uluuneem, k'aqooneem, k'ulub'aaneem, k'otz'ooleem, ka'muluuneem). Are you kidding me? In terms of grammar, you may struggle to make sense of directionals, ergative subject/object relationships and Mayan prepositions, which some say don't exist. Finally, you will have to learn to produce all the curiously charming sounds that characterise your chosen Mayan language, which brings me to my next tip.

Tip 6: Walk Around Making Funny Noises

I learned to roll my Spanish Rs in Jamaica Plain's Arnold Arboretum walking around like a madman saying guitarra over and over again. It worked! People looked at me strangely, but it worked. In San Juan La Laguna, it took me a while to be able to pronounce the glottalized q' which is essentially a click from deep within the throat. One of my teachers described it as the most serious sound in Tz'utujil. For months, I couldn't find it at all. Then, maybe one out of a hundred tries I could get it. Certain words were more conducive to success. For example, I found the sound more easily with the word ruuq'a' (his arm) than with the word q'iij (day). But in the end repetition was the most important ingredient. Whenever I went for a walk, I repeated ruuq'a' over and over until I could get it one out of fifty, twenty-five, ten, five and eventually every other time. Across many of the Mayan languages, the phonology is similar. For an English speaker, there are a few tricky sounds but nothing that can't be overcome with a little determination and locura (insanity).

Tip 7: Enjoy Making People Laugh (At You!)

This much is true: When you start speaking a Mayan language in Guatemala, you will make everyone in the room laugh, in addition to the people standing outside. If I've learned anything about Mayan culture in the six months that I've been here, it's that these people love laughing. They value it over almost any other activity, except making money. And nothing could be funnier to an indigenous Guatemalan than a kaxlan winaq (foreigner) speaking his or her mother tongue cumbersomely. Of all the San Juaneros with whom I spoke Tz'utujil, no one laughed harder than my coworker Elena. She didn't even try to restrain herself. Every word I uttered in Tz'utujil would send her into an uncontrollable fit of foot-stomping hysterics. I started saying things to her just to get her going. [caption id="attachment_20190" align="aligncenter" width="279"] Author Stephen with his co-worker Elena.[/caption] Truthfully though, although the folks in your Mayan community may (will) laugh at you, their faces will also light up, huge smiles will come across them and their eyes will grow wide when you start speaking their language. They may even thank you. For some, you will make them proud of their heritage. Don't be surprised if they start opening up to you in ways that they didn't when you spoke to them in Spanish. Finally, expect to gain a deeper understanding of their culture beyond the usual tourist-friendly façade. The takeaway message: it all starts with you making a fool of yourself.

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cstesttaken · 8 years ago

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Study: Smelling farts may be good for your health

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July 11, 2014

The next time someone at your office lets out a "silent but deadly" emission, maybe you should thank them. A new study at the University of Exeter in England suggests that exposure to hydrogen sulfide — a.k.a. what your body produces as bacteria breaks down food, causing gas — could prevent mitochondria damage. Yep, the implication is what you're thinking: People are taking the research to mean that smelling farts could prevent disease and even cancer.

The study, published in the Medicinal Chemistry Communications journal, found that hydrogen sulfide gas in rotten eggs and flatulence could be a key factor in treating diseases.

"Although hydrogen sulfide gas is well known as a pungent, foul-smelling gas in rotten eggs and flatulence, it is naturally produced in the body and could in fact be a healthcare hero with significant implications for future therapies for a variety of diseases," Dr. Mark Wood, a professor at the University of Exeter, said in a statement.

While hydrogen sulfide gas is harmful in large doses, the study suggests that "a whiff here and there has the power to reduce risks of cancer, strokes, heart attacks, arthritis, and dementia by preserving mitochondria," reports.

Dr. Matt Whiteman, a University of Exeter professor who worked on the study, said in a statement that researchers are even replicating the natural gas in a new compound, AP39, to reap its health benefits. The scientists are delivering "very small amounts" of AP39 directly into mitochondrial cells to repair damage, which "could hold the key to future therapies," the university's statement reveals.

You'll have to decide for yourself, though, whether exposure to hydrogen sulfide in flatulence is worth the potential health benefits.

1:33 a.m. ET

Move over, Molly, and step aside, Samantha — there's a new American Girl doll, and his name is Logan.

The company will release Logan Everett, its first boy character, on Thursday, with the doll and his accompanying book costing $115. He lives in Nashville, plays the drums in a band with his friend Tenney Grant (a blond, brown-eyed doll), and comes with his own set. "We do an enormous amount of research with girls and their parents, and the one thing we've heard loud and clear is a desire for more — specifically more characters and stories from today," spokeswoman Julie Parks told CBS News. The company will also introduce two other new characters on Thursday: Korean-American Z Yang and Nanea from Hawaii.

1:24 a.m. ET

National Security Adviser Michael Flynn resigned Monday night, after a record 24 days serving in President Trump's White House. "Twenty-four days — I use disposable razors for longer than that," Seth Meyers marveled on Tuesday's Late Night. "He didn't even last as long as a David Blaine stunt." Meyers played a cheeky highlight reel of Flynn's short tenure, then went to the video library. "To be fair to Flynn, he may have broken the law and then lied about it, but it's not like he accused any other public official of breaking the law and called for them to be thrown in jail," he said, setting up a clip from last July's Republican National Convention. He calls the excerpt from Flynn's "lock her up!" speech "really ironic to watch now," but you can judge for yourself.

Meyers briefly recapped why Flynn stepped down, then walked through the rapidly shifting White House response to the Flynn revelations, up to Trump's tweet about it on Tuesday. "Apparently the problem for him is not that Flynn lied, but that we found out about it," he said. Other Republicans didn't seem that concerned with the resignation of a top White House official just three weeks in, either, Meyers said, ending with a movie reference and some skepticism about lawmakers having Valentine's Day breakfast with their wives.

12:50 a.m. ET

Timothy A. Clary/AFP/Getty Images

Rumor, a 5-year-old German shepherd who came out of retirement to compete, was named Best in Show Tuesday night at the 141st Westminster Kennel Club Dog Show in New York City.

Rumor is only the second German shepherd to win the event, with the trailblazer, Manhattan, taking home the title in 1987. Nearly 2,800 dogs entered the competition, covering 202 eligible breeds and varieties, reports. An Irish setter named Adrian came in second place, and Rumor also beat out a Pekingese, miniature poodle, boxer, Norwich terrier, and a Norwegian elkhound in the finals. "The German shepherd standard talks about quality and nobility," judge Thomas Bradley III said. "When you recognize it, it hits you at home, and that's what it really is. She is just magnificent."

Named after the Adele song "Rumor Has It," this is the dog's 104th career win. She's going out on a high note — handler and co-owner Kent Boyles, who called her win "unbelievable," said Rumor is going back into retirement from dog shows, and will spend time relaxing before having puppies.

12:11 a.m. ET

His early life wasn't easy — as a child, Ralph Burns, now 64, was abandoned, and he had to drop out of school in the third grade — but he found his calling in music, playing the guitar at parties and bars and becoming a pastor.

Burns never learned how to read during his youth, and while it "embarrassed me sometimes, I got over that," he told Local 8 News in Knoxville. He wanted to learn and people tried to teach him over the years, but things didn't click until Burns met Sydney Osborne, a volunteer with the Friends of Literacy group. The pair have spent the last 18 months working together for two hours a week, with Osborne teaching Burns the letters and sounds of the alphabet. Burns can now read at a first grade level, and is looking forward to improving his skills. "This opens up a whole word," he said. "I can go into a restaurant and almost read the menu."

February 14, 2017

High-level advisers to presidential candidate Donald Trump were "in constant communication during the campaign with Russians known to U.S. intelligence," CNN reported Tuesday night, citing "multiple current and former intelligence, law enforcement, and administration officials." Like a from Tuesday evening, CNN says that investigators have not yet determined the motive for the frequent contact. If collusion between the Trump campaign and Russia to damage Hillary Clinton's rival campaign is uncovered, one official tells CNN, "that would escalate things."

Investigators were not targeting Trump associates when they picked up on the contacts, merely conducting routine intelligence gathering on suspect Russian officials and nationals, but the "frequency of the communications during early summer and the proximity to Trump of those involved 'raised a red flag,'" CNN reports, naming two of the officials "regularly communicating with Russian nationals" as Paul Manafort, Trump's former campaign chairman, and Michael Flynn, who just resigned as Trump's national security adviser. Manafort denied any improper contact with Russian officials .

President Trump was briefed on the frequent and extensive contacts between suspected Russian operatives and people in his campaign and business, as was former President Barack Obama, CNN reports. As CNN's Pamela Brown notes in the video below, investigators' concerns were heightened when, after the election, U.S. agencies intercepted communications between Russian officials celebrating their special access to Trump, according to two law enforcement officials, though the Russians may have been exaggerating their access to the incoming U.S. president. The investigations are ongoing.

February 14, 2017

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Gunmen entered a radio station in the Dominican Republic on Tuesday morning and opened fire, killing two people, including a journalist reporting on Facebook Live.

Luis Manuel Medina, the host of FM 103.5's news program Milenio Caliente, was broadcasting live when he was shot dead, and producer and director Leo Martinez was killed in an adjacent room. Viewers watching Medina's livestream could hear shots and a woman screaming, before the video abruptly stopped, reports. The station's secretary was also shot, and rushed to the hospital where she underwent emergency surgery. Police say three men have been arrested, but no charges have been filed and there is no motive.

Medina, who was also the announcer for the Estrellas Orientales baseball team, had a well-known show in San Pedro de Macoris that covered politics and social issues, and in recent weeks, he repeatedly spoke out against pollution in the Laguna Mallen lake. Experts say that while it's rare for journalists to be murdered in the Dominican Republic, those who report on organized crime and corruption are often harassed and intimidated.

February 14, 2017

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Their phone calls were intercepted at around the same time U.S. law enforcement and intelligence agencies found evidence that Russia, in an attempt to disrupt the election, had hacked the Democratic National Committee. The officials told The Times they have so far not seen any evidence of collusion, but the discovery was worrying because Trump often praised Russian President Vladimir Putin and during a press conference in the summer called on Russia to steal Hillary Clinton's emails.

The officials identified only one person picked up on the phone calls, Paul Manafort, who served for several months as Trump's campaign chairman and had worked as a political consultant in Russia and Ukraine. Manafort told The Times the report was "absurd" and he had "no idea what this is referring to," adding, "It's not like these people wear badges that say, 'I'm a Russian intelligence officer.'" The officials would not reveal to The Times the other Trump associates and aides who made calls, the Russians they spoke with, or the topics of discussion, but did say this is not connected to December calls between Trump's former National Security Adviser Michael Flynn and the Russian ambassador to the U.S., Sergey Kislyak, in which they discussed sanctions imposed by outgoing President Barack Obama. These conversations led to Flynn's resignation on Monday.

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