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pmegploan · 17 days ago

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Best PMEGP loan : Government Support for Starting Your Own Business.

At sharda Associates The Prime Minister's Employment Generation Programme (PMEGP) is a government scheme in India that gives financial help to individuals who want to create small companies. It aims to create jobs and encourage self-employment, particularly in rural and semi-urban areas. Here's a simplified view of the scheme

What is PMEGP?

PMEGP Loan provides financial assistance to people starting new small enterprises by offering a loan with a subsidy. The Ministry of Micro, Small, and Medium Enterprises (MSME) manages it, while the Khadi and Village Industries Commission (KVIC) oversees its implementation.

Key Features:

1 Loan Amount

Manufacturing enterprises might receive up to ₹25 lakh.

Service enterprises, such as beauty salons or repair shops, can receive up to ₹10 lakh.

2 Government subsidy:

Rural areas:

25% of general category applications.

35% for special categories (such as SC/ST, women, and those from the Northeast).

Urban areas

15% for general category applications.

Special categories are eligible for 25% off.

Who can apply?

1 Eligibility:

Any Indian citizen above the age of 18.

Applicants for projects costing more than ₹10 lakh (manufacturing) or ₹5 lakh (services) must have finished 8th grade.

Self-help groups (SHGs), cooperative organizations, and charitable trusts can all apply.

2 Personal Investments:

General candidates must invest 10% of the project cost themselves.

Special category applicants must invest only 5%.

How do I apply?

1 Application Process:\

Apply online using the PMEGP portal at Official kvic Main.

Upload documents such as ID, address verification, educational certificates, and a business plan.

2 Selection and Loan approval:

A District-Level Task Force Committee will contact you to schedule an interview.

Once approved, the bank sanctions the loan and credits the government subsidy to your loan account.

3 Repayment:

The loan must be repaid within 3-7 years, however the subsidy does not have to be paid back.

4 Training:

All PMEGP grantees are required to complete a brief company management training program.

Example of How PMEGP Loans Work

Suppose you wish to start a small manufacturing plant in a rural region for ₹20 lakh.

For those in the general category, the government will provide a 25% subsidy, amounting to ₹5 lakh.

The bank offers a loan of ₹15 lakh, and you simply need to invest ₹2 lakh from your savings.

Why is PMEGP beneficial?

project report for PMEGP loan assists people in starting enterprises without the requirement for a large initial investment. This loan is ideal for young enterprises as it requires no collateral (up to ₹10 lakh) and offers long payback terms.

Summary

The PMEGP initiative is a useful approach to start a small business with government assistance, particularly if you come from a rural or underprivileged background. It encourages employment generation and economic development. For additional information, please visit the official PMEGP website or contact your nearest KVIC office.

PMEGP: Helping You Start Your Own Business with Government Support. For details and to reach us, visit https://shardaassociates.in/ contact us : 91 79870 21896 , address : HIG B-59, Sector A, Vidya Nagar, Bhopal, Madhya Pradesh 462026

#project report #bank lona #mp msme loan scheme #cmegp loan scheme #project report pmegp loan scheme

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walls-n-windws-infra · 6 months ago

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Leading Real Estate Consultancy in Hyderabad, Telangana

W'n'WInfra is your one-stop destination for all things real estate. Our experienced team of real estate professionals provide clients with the best advice and guidance on buying, selling, and leasing properties. We also help with interior design, home loans, and more.

Our mission is to provide clients with the highest quality services and create a positive real estate experience. Our team of experts are always available to answer questions and provide resources to help you make the best decision. Visit our website to learn more about how we can help you with your real estate needs.

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swarajpro · 1 year ago

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Exploring Peer-to-Peer Investments Through a P2P Lending Platform in Jabalpur

In today's fast-changing financial world, investors continually seek avenues to grow their finances while being mindful of risks. However, many individuals primarily focus on mutual funds and stocks for investment, unaware of the broader spectrum of available options. Let's explore the challenges investors face and learn how a P2P lending platform in Jabalpur helps them with the best investment opportunities.

Understanding Investor Challenges in Alternate Investment Avenues

As people try to make more money from their investments, they face problems because they don’t know about different ways to invest.

High Barriers to Entry:Investing in assets like real estate demands substantial capital, thus limiting access for many investors to diversify their portfolios effectively.

Opaque Investment Processes:Traditional investment structures can be complex and difficult to comprehend, making it challenging for investors to understand underlying risks and potential returns.

Lack of Information:Not having enough details about where to invest can make it tough to choose the right option. This might make people hesitant to invest at all.

Low Returns:Sometimes, the money invested doesn't grow much, offering lower profits compared to what people expected.

Limited Diversification:Investors might not have enough different types of investments. This lack of variety can make their money more at risk if one investment doesn’t do well.

Lack of Personalised Recommendations:Generic investment advice fails to cater to individual financial goals, risk appetites, and investment horizons, impacting the relevance of investment decisions.

The Potential of P2P Investments in India

Mutual funds are a reliable investment avenue today, but there are more such promising asset classes unexplored by investors. Swaraj FinPro, the best mutual funds investment services in Jabalpur, offers investments in one such asset class with Peer-to-peer (P2P) lending, backed by RBI guidelines where individuals can lend their money on higher interest while other individuals borrow funds from multiple investors through a digital platform. This transformative approach creates a marketplace connecting borrowers and lenders, facilitating secured personal loans while managing the loan life cycle to provide monthly returns to lenders. Here are the benefits of P2P lending platforms for investors:

Higher Potential Returns

P2P lending platforms typically yield higher interest rate to investors, compared to conventional savings accounts and investors can potentially benefit from higher returns up to 12%*.

Diversification Opportunities

By investing across a variety of borrowers on P2P platforms, investors can spread their risk and potentially increase returns by diversifying their investments.

Accessibility and Specific Advantages

P2P lending provides access to investments previously unavailable through traditional channels. Investors can participate with smaller investment amounts, diversify portfolios, and select the tenure.

Passive Income

P2P lending allows investors to earn interest regularly, providing a potential source of passive income.

Potential for Higher Yields

As investors can choose the tenure and interest rates they are willing to accept for lending, there's potential for higher yields based on their risk appetite.

Tailoring Investments for Investors

Swaraj FinPro empowers investors in Jabalpur and pan India to explore P2P lending as an accessible, reliable, and potentially lucrative avenue for diversification and growth within their investment portfolios. P2P lending works well because it's clear, gives different choices, and doesn’t lock your money away for too long.

#mutual fund financial in Jabalpur #best mutual fund distributors in Jabalpur #equity mutual funds in Jabalpur #best tax saving mutual funds services in jabalpur

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mariacallous · 1 year ago

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In 2020, Nazia was working at a data entry office in Hyderabad, but dreamed of being a beautician. Then, on YouTube, she saw a video about Urban Company, a platform similar to the US site TaskRabbit, which promises to connect workers—plumbers, electricians, painters, beauticians, and others—with clients who need their services. Workers who join the platform as beauticians often pay upward of $500 to register and receive a salon equipment kit. For Nazia, it felt like an investment worth taking.

When it launched in 2014, Urban Company was revolutionary for India’s disjointed home services market, providing customers with vetted and trained workers through an easy-to-use interface. Nazia was one of tens of thousands of workers who joined the platform, which grew and grew thanks to consecutive rounds of fundraising from investors including Tiger Global and Prosus Ventures, becoming the largest home services provider in India, valued at almost $3 billion. Then it expanded into the United Arab Emirates and Singapore. In 2023, it launched in the US.

For workers it promised an opportunity to work flexibly, and earn well. In 2020, Fair Work, a research group that studies gig work companies, rated the company the best for workers in India, giving it a score of eight out of 10 on parameters that include fair pay and working conditions. (Uber scored one out of 10).

Nazia got stellar ratings and reviews from customers on the platform—so much so that she was invited to pay $300 to upgrade her account to Prime, which gave her access to better-paying jobs.

“Everything was going great,” she says. “With the money I made, I was able to help my family, buy a two-wheeler, and save money for my wedding.”

Urban Company fostered an identity for itself that was different from other gig work platforms, particularly for women. But since the start of the year, things have gone downhill, fast. Thousands of workers have found themselves arbitrarily dumped from the platform for not meeting new targets that they say have been set unattainably high. Nazia is among them. The platform, it seems, is subject to the same cycle of “enshittification” as its peers, sacrificing the incentives it had offered to get workers onto the platform in order to turn a profit—and abandoning its promises of flexibility in the process.

Urban Company declined to comment.

The first sign of trouble at Urban Company started in 2021, as the pandemic hit the home services business. The company slipped in Fairwork’s rankings, scoring five out of 10. Workers twice held protests demanding lower commissions and safer working conditions. After a media storm, Urban Company published a Medium blog introducing a “12 point program” to “improve partner earnings and livelihood”—which included lowering commissions and introducing an SOS helpline for women’s safety. In an attempt to be more transparent, the company started publishing a partner earnings index, but it also filed lawsuits against four protesters for “illegal and unlawful” actions.

But things got really difficult for Urban Company’s workers in 2023. The platform introduced a new rule stipulating that workers had to maintain an acceptance rate of at least 70 percent, a customer rating of at least 4.7 out of 5, and cancel fewer than four jobs per month. Failure meant being blocked from the app. Nazia managed to keep her ratings above 4.8 until May 2023, when they slipped to 4.69. She was temporarily blocked and put into “retraining”—an online video course followed by 10 bookings that she had to take free of charge in an attempt to boost her rating. Unfortunately, for Nazia, her rating did not budge from 4.69. Since then, she’s been out of work.

“It all happened so quickly,” Nazia says. Now she’s stuck with $2,500 in loans.

I spoke to more than a dozen women like Nazia, all of whom asked for anonymity to protect themselves from retribution and say they were blocked by the platform after failing to meet what they believe were unrealistic expectations.

In Bengaluru, Shabnam—who used a friend’s credit card to pay the $500 joining fee—found that Urban Company started assigning her jobs farther and farther away from home. With rising costs and high commissions, taking these distant trips was “as good as earning nothing,” she says. She turned down the jobs that weren’t economically viable, and soon her response rate—the number of jobs she accepted—dropped to 20 percent. In June, she was dropped from the platform.

Seema, who had worked for Urban Company for five years, had a miscarriage earlier this year. As she was being rushed to the hospital, she didn’t have time to mark in the Urban Company app that she wasn’t able to work that day. Her acceptance rate of bookings fell to 30 percent. She couldn’t get her rate back up to the mandated 80 percent, and she was permanently suspended from the platform. “I went to the office with the doctor’s prescription and everything. They still did not agree to reinstate my account,” Seema says.

In Hyderabad, Sunanda says her account was deactivated earlier this year after a death in the family meant she had to cancel some jobs. She pleaded with a company representative on its helpline and in person—she even submitted the death certificate, but she’s still blocked. “They said they cannot reinstate my account because my rating is not 4.7 or above. I told them my rating is 4.69 and if they give me a chance I will bring it back up, but they refused,” Sunanda, 42, said. “They have given the customers this one weapon: ratings.”

As well as the stick of targets and quotas, Urban Company also offered a carrot for workers: shares in the business.

In 2022, the company announced its Partner Stock Options Program (PSOP), granting shares worth $18 million over the next five to seven years. The following November, they awarded stocks worth approximately $635,000 to 500 partners. But while the PSOPs seemed to be almost guaranteed for workers, the process of accessing them is heavily gamified.

Pratima, an Urban Company beautician, was very excited at the end of 2022 when she realized she’d made it to the top 10 list of workers in her category in Bengaluru. If she continued to stay in the top 10 until April, she was told she’d be granted the company’s stock options that following November. “They call us partners, but don’t treat us like it,” said Pratima, requesting to be referred to under a pseudonym. “I was hoping that if I get a share in the company, maybe then I will be treated like a partner.”

By February, Pratima had completed more than 200 jobs, and she was still in the top 10. Then, a series of low ratings by disgruntled customers pulled down her overall rating, blocking her temporarily and dropping her off the leaderboard. She kept at it, worked back-to-back jobs, and got herself unblocked and back into the rankings. April came around, and she was in the top 10. But then the company seemed to have extended the contest—the leaderboard has kept on counting, but the workers don’t know what’s going on. “It’s like they are making us run a marathon in the name of shares,” she says.

For women who were sold Urban Company’s promises of flexibility and empowerment, the shock of losing their livelihood or being forced to work longer and longer hours has been exacerbated by a sense of betrayal.

“For women especially, a lot of times they have care responsibilities at home, and so there’s hope to find work that’s flexible, that allows them to pick up their kids from school or take junior to the doctor,” says Alexandrea Ravenelle, an author of two books on gig work and a sociology assistant professor at the University of North Carolina Chapel Hill. “A lot of these platforms are playing off of that need for flexibility because, for many of the workers who are coming to these platforms, an alternative isn’t a white-collar job in a tech office where they can bring the play pen and set the kid up.”

The mismatch between the promise of these platforms and their reality becomes clear when the businesses move from their early growth phase, in which they are able to burn investors’ cash, to one where they have to start to turn a profit.

When two-sided marketplaces that match workers with clients grow, they try to make things as comfortable as possible for workers to create a deep pool of available services. “The shortcut way to do this is to offer incentives to them—be it sellers, drivers, or other gig workers—showing them that this is a lucrative business,” says Rutvik Doshi, a general partner at VC firm Athera Venture Partners.

Companies spend big on marketing as they try to grow as fast as possible (during the 2021–2022 financial year, Urban Company spent close to $30 million on marketing and clocked a loss of over $60 million), working on the assumption that one day the demand for their services will become organic, the suppliers will start making enough money without incentives, and the platform will be able to raise the commissions it takes off its workers.

But when this doesn’t happen, companies desperately rework their models. When they need to curb spending, or when they struggle to raise new funding, marketing is the first thing they cut. Demand drops, creating an oversupply of workers on the platform. “And the excessive supply on the platforms feels the pinch. That’s the typical cycle with a two-sided marketplace,” Doshi says.

On July 10, Urban Company CEO Abhiraj Bahl released a video to the company’s workers explaining the new strict policies. He said that each year, 45 percent of customers use the platform just once and don’t make a second booking, while 15 to 20 percent of workers leave. “And as a result of all of this, Urban Company is still a loss-making company,” he said in the video, part of which has been viewed by WIRED. “So we are losing customers and we are also losing money.”

He blamed the decline in customers on “poor quality service” and “off-platform jobs”—that is, workers making private arrangements with clients and taking their work off Urban Company, something that’s a serious risk to the company’s model. “It’s kind of an existential question: They need the workers and the customers to stay on their platform in order to remain an intermediary,” says Ambika Tandon, a tech and labor researcher at the Center for Internet and Society think tank.

All of this has led the company to push its workers into a mold that essentially has all the downsides of regular employment but few of the benefits. For workers who joined the platform for its flexibility and autonomy, this reality of platform work becomes difficult to reconcile with.

“Urban Company is trying to imagine an ideal worker for this particular model to be someone who is always available, gives their 100 percent, [doesn’t] cancel at all, has no family responsibilities,” Tandon says. “But a lot of these workers are single parents, who have family responsibility and children to take care of. These are not folks who will fit into this model of having a 80 percent, 90 percent acceptance rate.”

In June, WhatsApp groups used by Urban Company workers were flooded with messages about one of their peers, who had reportedly died by suicide after the company deactivated her account—leaving her with no source of income. Several workers I spoke with said that while the news was shocking, none of them knew the victim. “We were vexed,” Seema from Bengaluru says, “But the problem is that all of us are so isolated from each other. The platform doesn’t have any get-togethers, nothing. We all don’t have any relationships, which is a plus point for Urban Company.”

But, like their peers across the platform economy, Urban Company workers are now getting organized. In June and July, hundreds of Urban Company workers took to the streets in Mumbai, Delhi, Bengaluru, and Kolkata. Shabnam was present at one of the protests last month in Bengaluru, demanding that the company reinstate her account. With this, they have joined thousands of Indian gig workers from Uber, Ola, Swiggy, Blinkit and more.

There have been at least half a dozen such protests across different cities in India since the beginning of the year—all of them essentially fighting for the same reasons: better pay and working conditions, a ban on unfair practices, and laws governing gig work that workers can lean on for safety and protection. “It’s not just Urban Company that has been blocking accounts,” said Shaik Salauddin, founder of Telangana Gig and Platform Worker Union. “Ola, Uber, Swiggy, Zomato, Amazon, Flipkart—all aggregator companies are doing this.”

Rikta Krishnaswamy, a coordinator with the All India Gig Workers Union, said that the union has had conversations with the labor departments across different cities, including Delhi and Pune. Another meeting is coming up in Mumbai. “We have raised complaints against these illegal dismissals, and the labor departments in Delhi, Noida, and Gurugram have sent notices to the company for a meeting,” she said. “Let’s see if they actually show up.”

Some of the workers whose accounts were blocked have been able to get it reinstated, provided their rating was not lower than 4.7 and they weren’t blocked for trust and safety issues. But, if the video shared by Bahl is any indication, things are only going to get worse by the end of the year. The company has launched a salon quality improvement program called Project Shakti, under which, by December, the performance metrics are going to get even stricter for beauticians: an acceptance rate greater than 80 percent, no more than three monthly cancellations, and “100 percent orders delivered on UC app only.” The rating threshold will continue to be at a minimum of 4.7.

The new policy is being hammered home. Workers whose accounts have been reinstated and those already active on the platform are being called for a meeting to the Urban Company office in small groups of around 10. Some have to watch Bahl’s video. Then they are presented with new terms and conditions to sign, which include consent for them to be permanently blocked from the platform if they miss their targets.

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healthtunnel-app · 1 year ago

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Health Tunnel super App : A ONE STOP SOLUTION FOR ALL YOUR HEALTHCARE NEEDS.

INTRODUCTION

In the digital age, the demand for accessible and convenient healthcare services is on the rise. With busy schedules and the need to maintain social distancing, individuals are seeking a platform that can meet all of their healthcare needs from the comfort of their own homes. Enter Health Tunnel, a one-stop solution for all healthcare needs, offering a wide range of online services and partnering with 100% trusted and genuine healthcare products to provide Hassle – free Services to your doorsteps.

HEALTH TUNNEL SERVICES:

Order-Medicine-Online:

Health Tunnel allows users to order medicines online, making it easier to get prescribed medicines delivered to their doorstep. With a user-friendly interface and a vast network of partner pharmacies like Apollo 24/7, Amazon pharmacy, Netmeds, TATA 1MG etc. patients can comfortably manage their prescriptions and receive medicines on their prescribed time.

Book Health Checkup:

Health Tunnel provides a variety of health checkup packages for people of all ages and medical conditions. Individuals can schedule these packages and receive a full health report to track their overall health.

Home Healthcare Services:

For individuals requiring medical attention at home, Health Tunnel connects them with qualified healthcare professionals who can provide various medical services in the comfort of their own surroundings.

Maternity/Fertility Clinics:

Health Tunnel gives access to exceptional maternity and fertility clinics such as Cloudnine and Bloom IVF for pregnant women and those seeking fertility treatments. Individuals can look through a variety of healthcare providers to select the one that best meets their needs.

Online Lab Tests:

Health Tunnel offers the convenience of scheduling and conducting lab tests online. Users can book appointments for various diagnostic tests, blood test, urine test, pregnancy test, Diabetes test and many more etc. receive timely results, and access their reports securely through the app.

Online Doctor Consultation:

Through Health Tunnel, users can consult Expert doctors online. This service facilitates quick medical advice, diagnosis, and prescription, enabling individuals to seek medical assistance without physically visiting the Hospital. Health tunnel provides you with the best and 100% Expertise Doctors In the country. Health tunnel partnered with SECONDMEDIC, ICLINIQ, APOLLO 24/7, TATA 1MG, DOCS APP etc. you can choose the desired services like Gynecology, general physician, cardiology, pediatrician, Dentistry, ENT, Nephrology, Orthopedics, Endocrinology, Cosmology, pulmonologist and many more.

Book X-rays and MRI Scans:

Health tunnel simplifies the process of booking X-rays and MRI scans at partnered diagnostic center HEALTHIANS, THROCARE, APOLLO 24/7, TATA 1MG. This efficient approach will save time and effort while ensuring 100% accurate and timely reports.

Medical Loan and Health Insurance: Best health insurance in India

Acknowledging the financial aspect of medical treatment, Health Tunnel interacts with best financial institutions in the country, BAJAJ FINSERV, ANDEROMEDA, LOAN TAP etc. are the partners of Health tunnel they provide medical loans and health insurance policies, making medical treatments more reasonable and accessible.

Organic Food, Yoga, and Wellness: Diet plan for weight loss

Health Tunnel promotes a balanced approach to Health- conscious individuals by providing organic food options for health-conscious individuals. Health tunnel partnered with Healthy Buddha and Auric which provides 100% genuine and Organic products to the individuals.

It also provides online yoga and wellness classes to enhance mental and physical health at Healthtunnel we only look for the individual Health by providing them Advanced healthcare services with best and trusted Healthcare Brands.

Download The Health Tunnel App to enjoy the advanced Healthcare services with Hassle- Free doorstep delivery and 100% trusted and genuine products.

#yoga #organicfood #weightlossdiet #dietplan #ordermedicine #orderonline

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abroadeducationloan · 1 year ago

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How to get an Abroad Education Loan?

If you're seeking an education loan for studying abroad, you can reach out to GyanDhan. They have partnered with India’s top banks such as SBI, UBI, HDFC Credila, ICICI, and even international lenders like Mpower and Prodigy Finance.

The best part is, GyanDhan's services are completely free! They will provide you with an experienced education loan counselor who will help you evaluate your profile and create a personalized checklist of documents you'll need.

And here's the cherry on top - GyanDhan offers you Guaranteed Best Loan and if you find a better loan offer elsewhere, they will gladly cover the difference in interest.

All you have to do is Check Your Loan Eligibility, and they will get in touch with you quickly.

Oh, and they also have an EMI calculator tool that lets you calculate your loan repayment installments easily.

#educationloan #studyabroad #msinusa #gyandhan #gyandhanloanwithoutcollateral #studentloan #how to get abroad education loan #educationloanforus #educationloanforuk

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techiesoft · 2 years ago

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Technical Training

We Techiesoft Educational Services is a young, energetic company started in the year 2018 in the field of Sakill Development Training & Technical Training Education.

We provide training with Govt. of India Certificate. We got inspired from many entrepreneurs to start our business & thereby succeeded in inspiring our students to start their own venture.

We focus on development of students & unemployed by providing skill development programmes.

Why Choose Us?

We provide 100% relevant, practical & best learning experience.

Place to invest your time & energy in learning new contents.

We build the confidence of our students over the courses and to start their career relevant to it.

We provide guidance to start their own business & with marketing techniques.

We provide guidance on PMEGP loan for availing subsidy form 15% to 35%.

We also support on registration of new company in MSME.

Providing guidance on material procurement.

Providing Skill Development Training & Technical Training

Our Mission

Our Company's objective move towards the objective of our country "SKILL INDIA" is providing industry relevant skill training for a better living standard. For the question of many youngsters that, 'Even after completing their graduation, why do they struggle to get jobs related to what they studied' - We provide the key to bridge the gap between their education & career selection by providing Entrepreneurship Development Training.

All the courses available with us mostly focus on skill development & we induce our students to start their own business & thereby to provide better livelihood for all younsters.

Our Vision

Currently, We focus on school dropped out, students, passed outs, people searching for job, people unhappy with current job & also those who shows interest towards starting their own business in our state and from different parts of our country. In long run, our vision is to contribute our services to the maximum level in achieving the vision of our nation.

Our Goal

" Eradication of Unemployment in India"

"Skill Development Training"

"Technical Training"

"Entrepreneurship Development"

Our Courses

We are providing both Weekdays & Weekends Flexible Batches - Offline & Online Training

Thanks & Regards

Techiesoft Educational Services

https://techiesoftedu.com/

No.2, Pazhamudir Choolai Complex, Thulukanathamman Koil Street

Pallikaranai, Chennai - 600 100

Mobile: +91 63817 05045

#solar training #digital marketing training #share market #tally #gst

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finiscope · 7 months ago

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Auto loan in delhi | Finiscope

Looking for hassle-free auto loans in Delhi? Discover the best rates and terms with Finiscope. Our expert team simplifies the process, helping you drive away with your dream car stress-free. Get approved quickly and securely. Explore your auto financing options with Finiscope today!

For more information visit our website: www.finiscope.in

#best auto loan in delhi #best car loan in delhi #best laon services provider in india #finiscope

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kenilworthconsultig · 2 years ago

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Top tips for handling financial anxiety as a university student

https://www.kenilworthglobalconsulting.com/top-tips-for-handling-financial-anxiety-as-a-university-student/

Top tips for handling financial anxiety as a university student

Financial anxiety can be a real challenge for university students, especially for international students studying abroad. To manage your financial worries, here are some top tips from Kenilworth Global Consulting:

Monitor Your Spending – Keeping track of what you’re spending money on is an important way to better manage your finances. Set up a budget and keep track of where your money is going so that you can make smart decisions about how much to save or spend each month. This will help you stay within your means and avoid taking on more debt than necessary.

Cut Unnecessary Expenses – Evaluate where your money is going and look for ways to cut back on unnecessary expenses. Are there any subscriptions or services that you don’t really need? Do you find yourself buying things you don’t really need? Can you find cheaper alternatives for some of your regular purchases? Making small changes to your spending habits can help you save money and reduce financial anxiety.

Reach Out for Help – Don’t be afraid to reach out to family, friends or professionals if you are struggling with financial anxiety. Talking through your worries with someone who understands can help put things into perspective and provide valuable advice. You may also want to look into credit counseling services, which can provide tailored guidance on how to manage debts and increase savings. Our experienced team at Kenilworth Global consulting will provide you with end-to-end solution in education consultancy for overseas study.

Consider Side Hustles – If you’re feeling the pinch financially, consider taking on a side hustle or part-time job while studying at university. This can help to supplement your income and provide a little extra financial security. Plus, it’s a great way to build your skillset and gain experience which will be valuable when you enter the job market after graduation. Kenilworth Global Consulting provides the best Immigration and visa Consultancy services for studentsin India. once you’re on your way to your dream country, don’t forget to enjoy every moment of your incredible experience!

Make Use of Support Services – Many universities offer support services for students dealing with money worries. Check out what’s available at your university such as emergency loans, financial advice sessions or budgeting workshops. Taking advantage of these resources can help you make more informed decisions about money management during your student years.

Stop comparing yourself to others – University is a melting pot of different personalities and financial situations, but it’s important to remember that comparing yourself to others doesn’t help anyone. Trying to keep up with their lifestyle or spending habits can lead down the path of economic stress – focus on making your own finances work for you instead! Your situation isn’t in competition with someone else’s so try not let comparisons get in the way of living within your means at university.

Enjoy life in university – Don’t let finances stand between you and achieving your dreams. College is a chance to learn, grow and experience some of the best years life has to offer – but it can be intimidating if money worries are looming in the background. Reach out for support programs available where needed; stay hopeful that better days ahead will make those hard times worth it! Make this time count by investing effort into getting an education which could reap rewards through future successes when tackling financial challenges head on.

By following these tips and taking control of your finances, you can reduce financial anxiety and ensure that the transition into university life is smoother. With a bit of planning and effort, managing money as a student can be rewarding and stress-free.

How can Kenilworth Global Consulting help?

Our team at Kenilworth Global Consulting finds the perfect study abroad opportunity for you. We’ll help you find and apply to the best programs based on your specific goals and background so that you have the best experience possible.

With Kenilworth Global Consulting, you can maximize your chances of success. We offer personalized guidance and support from start to finish to ensure your study abroad application is the best it can be. to maximize your chances for success. (Our students have a 95% success rate). Kenilworth Global Consulting are the best study abroad in India.

With Kenilworth Global Consulting, you get to work with our team of international education consultants from start to finish. Email us at [email protected] or call us at +22 670 80 829 / 830 to learn more.

Visit Us: https://www.kenilworthglobalconsulting.com/top-tips-for-handling-financial-anxiety-as-a-university-student/

#study abroad #best Immigration visa Consultancy services for students

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wwewewwsd · 9 hours ago

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Everything you must know about ISB Hyderabad and its fees

ISB Hyderabad is short for the Indian School of Business Hyderabad. It is one of India’s premier business schools. Known for its quality education, experienced faculty, and global connections, ISB Hyderabad is a dream institution for aspiring business leaders. One of the key aspects prospective students consider is the ISB Hyderabad fees structure, which we will go into in detail in this article.

Why Choose ISB Hyderabad?

Overview of ISB Hyderabad Fees Structure

The fees structure of the ISB Hyderabad MBA is one of the most important factors for those considering studying at this institution. Here is a detailed break down of the costs.

1. Tuition Fees

The tuition fees of ISB Hyderabad’s flagship Post Graduate Programme in Management (PGP) are about INR 39–40 lakh. The amount will cover academic costs, course materials, and access to campus facilities.

2. Accommodation Fees

ISB Hyderabad has alternative accommodation. Depending upon the accommodation option, different fees are being charged, for example, Shared Accommodation: Rs 2.5 lakh Studio Accommodation: Approximately Rs 3.5 lakh 3. Other Expenses Besides tuition and accommodation costs, there exist other expenditure heads, namely: Admission Fee: Approximately Rs 3 lakh Refundable Security Deposit: Roughly Rs 20,000 Membership Fee, Alumni Association: Approximately Rs 25,000

The entire cost for the ISB Hyderabad programme, in total, amounts to approximately INR 43–45 lakh depending upon options opted.

Financing Options at ISB Hyderabad for Fee Payment

While investing is enormous, ISB Hyderabad does offer various financing options for making fee payments more feasible. Here are a few options that help in ISB Hyderabad fee payment.

1. Scholarships

ISB Hyderabad provides merit-based and need-based scholarships to the deserving candidates. Scholarships may help reduce the ISB Hyderabad MBA fees by a significant amount.

2. Education Loans

Many banks and financial institutions provide loan products tailored for students studying at ISB Hyderabad. Competitive interest rates and flexible repayment options make it a viable option for many.

3. Corporate Sponsorships

Some students also have their employers sponsor ISB Hyderabad fees. That in itself usually comes with the obligation to work for that employer after graduation.

Reasons to Invest in ISB Hyderabad Fees

While it may seem like quite an investment, the ISB Hyderabad fees pay out nicely for most students through returns on investment (ROI).

High Placement Rates: It has a great placement rate at ISB Hyderabad where only the best companies pick their graduates.

Attractive Salary Packages: The average salary of ISB Hyderabad graduates is significantly more than the national average of MBA holders.

Global Alumni Network: The alumni network at ISB gives lifelong professional and personal support for enhanced career growth.

Leadership Opportunities: The program creates leaders, as the program prepares graduates for top management roles.

Frequently Asked Questions About ISB Hyderabad Fees

1. Is there any hidden cost in the ISB Hyderabad fees?

No, ISB Hyderabad breaks down all the costs transparently. However, students need to include personal expenses, travel, and other miscellaneous costs during their stay.

2. Are ISB Hyderabad MBA fees justified?

Absolutely. The quality of the program, coupled with excellent placement opportunities, makes ISB Hyderabad fees well worth the investment.

3. Can international students avail of scholarships to reduce ISB Hyderabad fees?

How to Tackle ISB Hyderabad Fee Payments

Save in Advance: Planning in advance may enable you to cut back on loans. Find Scholarships: Seek every available scholarship through ISB Hyderabad as well as external scholarship organizations Seek the services of a Financial Advisor: This may also help you in designing an efficient way to tackle the ISB Hyderabad fee.

ISB Hyderabad is a gateway to a world of opportunities, and its fees reflect the premium quality of education and resources offered. Although the ISB Hyderabad fees seem steep, the long-term benefits, ranging from career growth to personal development, make it worthwhile. Be it ISB Hyderabad MBA fees or other programs, proper planning and research will ensure smooth sailing.

For aspiring leaders, it all starts with the fees structure of ISB Hyderabad and aligning it to your career goals. The high ROI and scholarships with loans make the ISB Hyderabad fees a stepping stone for success.

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godebtfree · 1 day ago

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enterprisereview · 1 day ago

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An Exclusive Interview with Mr. Tushar Kansal

Tell us something about yourself. I am Tushar Kansal – Founder/ CEO of Kansaltancy Ventures (https://www.Kansaltancy.com ) – an accomplished professional, a “Thought Leader/ Influencer”. Over the years, I have supported Companies & Investors in diverse sectors (90+ Recommendations on LinkedIn). I help by means of Venture Capital, SME/ Mainboard IPO. Debt, Consulting, Virtual CFO & Strategic Services, leveraging 450+ Investor/ Lender connects. The range of deals is USD 1-50 million. I contribute to a portfolio of 360+ Startups in 60+ countries with Loyal VC, the INSEAD-led Canadian VC Fund, as their Venture Advisor. An avid reader and a Hindi singer, I am a Speaker at Ivy League Institutions/ Corporates. My expert opinion is often sought by leading Channels/ Publications like CNN-News18, VCTV (Venture Capital Tv), Business World & TechThirsty. More than 500 talks of his including TedX are in the public domain – Check Google/ YouTube Links:

What key challenges did you face in the initial stages of building Kansaltancy Ventures, and how did you overcome them? The initial stages of building Kansaltancy Ventures in 2016 presented several key challenges. At that time, the concept of Startups was relatively new in India, supported primarily by the Startup India Initiative launched by our PM Shri Narendra Modi. This initiative had only 416 registered Startups, and terms like ‘Investment’ and ‘Venture Capital’ were not widely understood. The knowledge gap in the market posed a significant challenge as very few people were familiar with Investment processes and how Venture Capital worked. How do you balance maintaining a hands-on role in Startup advisory while also growing Kansaltancy Ventures as a business? We realized early that Startups struggle quite a lot and they basically require three things: one is a Network. Network from which they can get Investment and network from which they can get business, so we provide that. Secondly, they need Capital, so we provide Venture Capital, Angel funding and we do SME IPO also and they require Debt also like Loans so we do Debt for them also. The third thing they require is Management know-how, so we know the best practices globally which Startups follow and the Startup founders follow so we handhold these Startups bases that best practices and international know-how. And while growing Kansaltancy Ventures as a business, we charge on the basis of the work we do like the Business plan, Pitch deck, Teaser, Financial Model and Valuation. All the documentation we create is up to the Investor standards and secondly, we charge basis the funding which we get for the Founders and anybody who wants to talk to us can do it by the Topmate account which has charges which they need to pay while taking Advisory. And we take Equity also as a part of our Advisory but that is only in very very selected companies. Our founder Tushar Kansal is an independent director on the board of big companies like GP Eco solutions which has done SME IPO so he advises the Board of reputed companies. Could you discuss a pivot or shift that a Startup made during your engagement that led to a successful outcome and what factors drove that decision? Well there are many examples – you know in Covid, almost 70% Startups were about to shut down and they had to make a shift so many of them actually pivoted – many of them whatever business they were doing, started selling health products like disinfectants and gloves and started trading these products and most of them jumped onto the internet to offer contactless service and started planning towards that. So, pivots are very common in Startups but you know at the end of the day you have to focus on one or two products or services for which you find the secret sauce ie your secret formula of success. I will give you some examples of pivots and shifts here:

Read More: https://enterprisereview.com/an-exclusive-interview-with-mr-tushar-kansal/

Source: https://enterprisereview.com/

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palak-shah-21 · 1 day ago

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Navigating Financial Complexity: The Role of a Financial Consultant in Mumbai

The hectic ambience of today's finance world usually leaves people and businesses at many crossroads that only expert advice may avail them of it. From getting funding to managing an investment, it is a very complex maze.

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From a Consulting Financial Advisor: What He Does

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Significance of Personalized Financial Solutions

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Mumbai: Navigating Financial Complexity

Mumbai is the bustling metropolitan capital with a varied economy, resulting in numerous opportunities and challenges for individuals and businesses. Being one of India's largest financial hubs, it is very important to have right guidance on finance for the residents as well as entrepreneurs.

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Building Long-Term Relationships

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Conclusion

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We are here to guide you to delve deeper into the depths of finances and help make your future financial plans a reality.

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