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Unlock the power of savings with the best cashback credit card in UAE, curated by Soulwallet. Our platform provides comprehensive comparisons of top cashback cards, detailing key features like reward rates, cashback limits, and bonus categories. Whether you’re looking to save on groceries, dining, or travel, Soulwallet helps you find a card that maximizes your cashback earnings. With expert reviews and up-to-date information, choosing the best cashback credit card in the UAE is simple and hassle-free. Start earning more on every purchase with Soulwallet’s expert guidance today. https://www.soulwallet.com/credit-cards-uae/cashback-credit-cards
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#best credit card in uae#best cash back credit card in uae#best cashback credit card in uae#best credit card in dubai#credit card comparison uae
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Maximize Savings with Cashback Credit Cards from Soulwallet
Cashback credit cards are a great way to earn rewards on everyday spending, from groceries and dining to travel and more. Soulwallet provides an extensive selection of the best cashback credit cards in the UAE, helping you save with every purchase. Explore cards that offer high cashback rates, special promotions, and no annual fees, tailored to fit your financial needs. With Soulwallet, finding the ideal cashback credit card is easy and personalized. Start maximizing your savings and rewards today with a cashback credit card that suits your lifestyle and spending habits perfectly. https://www.soulwallet.com/credit-cards-uae/cashback-credit-cards
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A Complete Guide to Booking Flight Tickets to Goa
Goa, India’s premier beach destination, is a traveler’s paradise known for its golden sands, vibrant nightlife, Portuguese heritage, and stunning landscapes. Whether you're visiting for a relaxing vacation, an adventurous getaway, or to experience its lively festivals, booking flight tickets to Goa is the first step to enjoying this tropical haven.
Why Visit Goa?
Goa offers a unique blend of serene beaches, vibrant parties, and rich history, making it one of the most sought-after travel destinations in India. Here’s why Goa should be at the top of your travel list:
Beaches: Goa is home to some of the most beautiful beaches in India, including Baga, Calangute, Anjuna, Palolem, and Vagator. Whether you're looking for water sports, sunbathing, or a quiet escape, there’s a beach for every traveler.
Nightlife: Goa is famous for its vibrant nightlife, with beach parties, clubs, and live music. Places like Tito’s Lane in Baga and Curlies in Anjuna are hotspots for night owls.
Water Sports and Adventure: Goa offers thrilling water sports, including jet skiing, parasailing, and scuba diving, especially on beaches like Candolim and Sinquerim.
Rich Cultural Heritage: Goa’s Portuguese influence is visible in its architecture, churches, and cuisine. Visit historical sites such as Basilica of Bom Jesus, Se Cathedral, and Fort Aguada to dive into the rich past of this coastal state.
Culinary Delight: Goan food is a delicious mix of local flavors and Portuguese influence. Dishes like Goan fish curry, bebinca, and prawn balchão are a must-try.
Festivals: If you visit during Carnival, Christmas, or New Year’s Eve, you’ll experience Goa’s lively festivals, with music, parades, and parties all around.
Dabolim Airport (GOI)
Goa is served by Dabolim Airport (GOI), located about 30 kilometers from the state capital, Panaji. The airport is well-connected to major cities in India as well as some international destinations. With its proximity to both North and South Goa, it is an ideal entry point for travelers looking to explore the region.
Domestic Flights to Goa
Goa is well-connected to all major cities in India, such as Mumbai, Delhi, Bangalore, Hyderabad, Chennai, and Kolkata. Airlines like IndiGo, Air India, SpiceJet, Go First, and Vistara offer frequent flights to Goa. During peak tourist seasons, you’ll find multiple flight options, making it easy to plan your trip.
International Flights to Goa
Goa also receives international flights from countries like Russia, the UK, Qatar, UAE, and Germany. Airlines such as Qatar Airways, Air Arabia, and British Airways operate flights to Goa, making it a popular international tourist destination, especially for travelers from Europe and the Middle East.
How to Find Cheap Flight Tickets to Goa
Goa is a popular tourist destination, and flight prices can fluctuate based on the season. However, there are ways to find affordable tickets:
Book in Advance: As with most popular destinations, booking early can help you get cheaper fares, especially during peak season, which is from November to February.
Use Flight Comparison Websites: Websites like FlightsMojo, Skyscanner, and Kayak allow you to compare flight prices across multiple airlines to find the best deals.
Be Flexible with Dates: If your travel dates are flexible, you can choose to fly during the off-season or on weekdays, when flight prices tend to be lower.
Sign Up for Fare Alerts: Many travel websites and apps offer fare alerts that notify you when prices drop, helping you secure cheaper tickets.
Look for Discounts: Airlines often offer festive season discounts, promotional offers, and cashback deals, especially if you book through specific credit cards or during sales events.
Best Time to Visit Goa
The best time to visit Goa is during the winter months from November to February, when the weather is pleasant, making it perfect for beach activities and sightseeing. This is also the peak tourist season, especially during Christmas and New Year’s Eve when Goa transforms into a hub of celebrations and parties.
The monsoon season from June to September offers a different experience, with fewer tourists, lush green landscapes, and discounted prices. However, some water sports and beach activities may be restricted due to heavy rainfall.
Getting Around in Goa
Once you land at Dabolim Airport, getting around Goa is easy and convenient:
Taxis: Prepaid taxis are available at the airport, and you can hire one to take you to your hotel or any destination in North or South Goa.
Scooter/Bike Rentals: Renting a scooter or bike is one of the best ways to explore Goa’s beaches, villages, and hidden spots. Rental services are widely available.
Cars/Taxi Rentals: If you’re traveling with family or in a group, renting a car or taxi for the day can be a comfortable way to explore Goa.
Public Transport: Goa has buses that connect major towns and beaches, but they can be infrequent and crowded.
Must-See Attractions in Goa
Once you’ve arrived in Goa, there’s plenty to see and do:
Basilica of Bom Jesus: A UNESCO World Heritage Site and one of the most important churches in Goa, it houses the mortal remains of St. Francis Xavier.
Fort Aguada: A 17th-century Portuguese fort with a lighthouse, offering panoramic views of the Arabian Sea.
Dudhsagar Waterfalls: One of India’s tallest waterfalls, Dudhsagar is a breathtaking natural wonder, especially during the monsoon season.
Baga and Calangute Beaches: These lively beaches are perfect for water sports, sunbathing, and nightlife.
Anjuna Flea Market: A popular market offering a variety of souvenirs, handicrafts, clothes, and jewelry.
Conclusion
Booking flight tickets to Goa is the first step toward experiencing the ultimate beach holiday in India. Whether you're planning a relaxing escape, a fun-filled adventure, or a cultural exploration, Goa has something for everyone. With plenty of domestic and international flight options, finding affordable tickets is easy if you plan in advance and keep an eye out for deals.
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What's The Best Credit Card To Get For A Frequent Traveller Residing In UAE?
If you’re a frequent traveler, use Money Saver World to avail yourself of all credit card benefits in one. Considering the rising inflation in UAE, everyone loves receiving rewards for daily purchases. For several years now, UAE residents have been able to collect points on credit card spending for redemption against discounts on movies and dining, as well as cashback against fuel or retail purchases. Read More: https://qr.ae/pK3Qu0
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Fashion Shopping Online in UAE: The Ultimate Guide
Are you ready to step up your fashion game in Dubai and the United Arab Emirates? Do you wish to experience their different fashion scenes, from classic abayas to current streetwear and couture, while purchasing safely and wisely online? We've got you covered with our guide to navigating the world of online fashion shopping in UAE and upping your style game.
Let's begin by exploring some of the best online fashion websites in the UAE:
Namshi: This website offers a diverse choice of national and international brands to suit any budget, from low to high.
Noon: Noon is a well-known online retailer with thousands of things, including a superb assortment of clothes.
Ounass: If you're looking for high-end apparel, Ounass is the place to go. It features the most recent collections from prominent designer brands.
PrettyLittleThing: If you're seeking online ladies' dress shopping in Dubai, this UK-based company is worth a look.
Splash: Splash demands your attention as one of the largest fashion retailers in the Middle East.
Next: this UK-based shop sells a wide range of clothing, footwear, accessories, and home items.
Kiabi: Kiabi is a French shop recognized for its fairly priced, stylish clothes that will help you boost your style without breaking the budget.
Centerpoint: The place to go for a one-stop shopping experience with a variety of brands.
A Few Pointers to Know Before Shopping Online
Let us now discuss how to ensure safe transactions. When online fashion shopping in Dubai and the UAE, use credit cards or reputable payment methods such as PayPal. These choices offer additional security and decrease responsibility in the event of illegal charges, providing you peace of mind.
Use tools like Google Shopping, PriceGrabber, or Shopzilla to compare prices and offers from numerous websites and merchants to get the greatest discounts.
Don't forget to sign up for emails and alerts to remain up to speed on the latest offers, discounts, and promotions. Additionally, for even greater savings, consider using cashback websites or apps such as ShopBack, Rakuten, or TopCashback.
Listen to other shoppers when making your selections. To make educated judgments, read user reviews and ratings for items and vendors. This way, you may prevent any problems and have a pleasant shopping experience.
Finding the ideal fit is critical. To guarantee that your apparel fits well, consult the size charts and dimensions supplied by the website or seller. Size charts may change between companies and websites, especially for many ladies' dresses online in UAE, so compare them to your dimensions or comparable goods you own. SizeCharter, Fitbay, and Fit Analytics are all tools that may help you find the best fit for your body type and preferences.
Last but not least, be informed of your Dubai and UAE consumer rights and return regulations. Learn the terms and conditions, the window of time for returns, and the procedure for returns listed on the website. Verify whether they provide free exchanges, refunds, shop credit, or returns. Keep a copy of your invoice, receipt, and tracking number in case you need to return or exchange an item as evidence of purchase.
You are now equipped with the knowledge you need to successfully boost your sense of style through online fashion buying in Dubai and the UAE. Happy shopping, all you fashionistas!
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Unveiling the Top Credit Cards and Banking Solutions in the UAE
Welcome to the vibrant world of Banqmart, where we unlock a treasure trove of financial possibilities for residents in the UAE. In this blog, we will explore the best credit cards, personal loans, and savings account options that can make your dreams a reality. Whether you seek the finest rewards, maximum cashback, or exclusive privileges, Banqmart has you covered. Let’s dive in and discover the gems that await you!
1. Mashreq Solitaire Credit Card: A World of Exclusive Rewards The Mashreq Solitaire Credit Card is the true epitome of luxury and benefits. Designed to cater to your premium lifestyle, it offers an array of exclusive rewards, travel perks, and lifestyle benefits that redefine the way you experience credit cards. Unleash the power of prestige with the Mashreq Solitaire Credit Card.
2. Best Rewards Credit Card: Unlocking the Treasure Chest Embark on a rewarding journey with Banqmart’s best rewards credit cards. We showcase the top credit cards that shower you with points, miles, and cashback on every transaction, making your spending truly gratifying.
3. Best Cashback Credit Card in UAE: Maximizing Your Savings Banqmart presents the crème de la crème of cashback credit cards in the UAE. Experience the joy of getting cashback on your everyday purchases, whether it’s dining, shopping, or travel. Turn your expenses into savings effortlessly.
4. Best Credit Card in Dubai: Your Gateway to Opulence Discover the best credit cards tailored to meet Dubai’s distinctive needs. With unparalleled benefits, rewards, and privileges, these credit cards are your ultimate companions in the city of dreams.
5. Compare Credit Cards UAE: Find Your Perfect Match Banqmart’s credit card comparison tool simplifies your decision-making process. Compare the features, benefits, and fees of various credit cards to choose the one that aligns perfectly with your lifestyle.
6. Best Travel Credit Card: Elevate Your Journey Make your travel dreams come true with Banqmart’s selection of the best travel credit cards. Enjoy travel insurance, airport lounge access, and accelerated rewards on flights and hotels, ensuring your journeys are nothing short of extraordinary.
7. Minimum Salary for Credit Card in UAE: Eligibility Made Easy Worried about eligibility? We’ve got you covered. Explore the minimum salary requirements for credit cards in the UAE, helping you to find the card that fits your income level.
8. Best Credit Card Loans in UAE: Fulfilling Your Aspirations Banqmart’s credit card loans offer quick and easy access to funds. Discover the best credit card loans that provide flexibility and financial freedom, empowering you to achieve your goals.
9. Apply for Bank Credit Card UAE: A Seamless Process Learn how to apply for a credit card in the UAE with Banqmart’s step-by-step guide. We simplify the application process to ensure you have a hassle-free experience.
10. Best Credit Card in UAE 2023: Stay Ahead of the Game As we step into 2023, Banqmart brings you the latest and greatest credit card offerings in the UAE. Stay ahead of the curve with cutting-edge features and benefits that cater to your evolving needs.
11. Platinum Elite Mashreq Credit Card: An Unrivalled Level of Luxury Experience a world of exclusivity with the Platinum Elite Mashreq Credit Card. From premium concierge services to unmatched travel privileges, this card is designed to cater to your discerning tastes.
12. ADCB Touchpoints Platinum Credit Card: Where Points Meet Perfection Unlock a world of possibilities with the ADCB Touchpoints Platinum Credit Card. Earn touchpoints on every transaction and redeem them for flights, hotel stays, shopping vouchers, and more.
13. Best Cash Back Card in UAE: Putting Money Back in Your Pocket Discover the top cashback credit cards in the UAE that let you earn while you spend. Turn your purchases into cash rewards and enjoy a little extra in your wallet.
14. Minimum Salary for Credit Card: Understanding the Requirements Unravel the mystery of minimum salary requirements for credit cards in the UAE. Banqmart helps you comprehend the financial criteria and find a card that suits your income.
15. ADCB Titanium Credit Card Limit: Empowering Your Spending Explore the generous credit limits offered by the ADCB Titanium Credit Card. With higher spending power, seize every opportunity to indulge in the things you love.
16. Apply for Credit Card in UAE: A Convenient Digital Journey At Banqmart, we make applying for a credit card in the UAE simple and efficient. Learn about the necessary documents and steps involved in the application process.
17. Credit Cards Offering Cash Back: Get Rewarded for Every Swipe Reap the benefits of credit cards that offer cashback rewards on various categories. Discover the ones that align with your spending habits and maximize your savings.
18. ADCB Touchpoints Platinum Credit Card Eligibility: Are You Eligible? Check the eligibility criteria for the ADCB Touchpoints Platinum Credit Card and explore if you qualify for this rewarding financial companion.
19. Credit Card Loan UAE: Your Key to Financial Flexibility Unlock the potential of credit card loans in the UAE. Whether you need extra funds for emergencies or planned expenses, find out how these loans can come to your rescue.
20. Credit Card Apply Online UAE: Convenience at Your Fingertips Experience the ease and speed of applying for a credit card online in the UAE. Banqmart provides a user-friendly platform to apply for your preferred credit card with just a few clicks.
Banqmart presents an array of credit cards, personal loans, and banking solutions that cater to every individual’s unique needs and aspirations in the UAE. From premium credit cards that offer exclusive privileges to small business loans that empower entrepreneurs, our platform is a one-stop destination for financial solutions. Let Banqmart be your guide on your financial journey as we help you unlock the possibilities of a prosperous future.
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Types of Loyalty Programs in UAE
Customer loyalty programs are one of the most popular marketing strategies used by companies around the world, to increase brand recall and sales. There are various campaigns that provide members with different rewards like exclusive discounts, limited-time sales, and other giveaways. Some of the most common types of loyalty programs in the UAE are as follows:
Points-Based Programs
This is one of the best loyalty rewards programs. They allow members to earn points for any purchase made on their platform – both online and offline. Some brands allow earning points by making purchases on their brand as well as their sister brands as well. These points can be added up and redeemed for more discounts or free purchases. An example of a brand using this program in UAE is Darna Rewards by Aldar.
2. Tiered Programs
These programs are designed to reward customers based on their loyalty level. Members increase their loyalty tiers by accumulating points on multiple purchases on their loyalty card. Each tier or level will have a target number of points to be accumulated, to move to the next level. And each level has its own additional benefits and exclusive offers.
3. Cashback Programs
The customer loyalty program provides members with a certain percentage of their purchased value as cash or credit. They can use this for their next purchases. Higher purchase amounts will have higher cashback percentages. Examples of brands using this are Careem and Noon.
4. Coalition Programs
These customer incentive programs are offered by a coalition of brands than a single brand. Members earn points or rewards for purchases made at any of their partner brands. Examples are Shukran and Air Miles.
5. Subscription-Based Programs
These customer loyalty programs work based on a monthly fee paid by the customers to join them. After joining, the members will receive unique discounts, promotions, and other offers during their membership duration.
To summarize, there are many types of customer loyalty programs in the country. Each one has its unique set of advantages. Customers can choose which programs suit their lifestyle the best and select one accordingly.
If you want to be part of the best loyalty rewards program in UAE, please visit Darna Rewards at the earliest.
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8 Benefits of Credit Cards
Credit cards are a popular financial tool that allows people to make purchases without having to carry cash. In Dubai, credit cards are widely used, and many people choose to use them because of their many benefits. Credit cards are a type of financial tool that allows users to make purchases on credit. Essentially, a credit card issuer extends a line of credit to the user, which can be used to make purchases. The user can then pay off the balance of the credit card over time, either in full or in part, with interest accruing on any outstanding balance. There are several financial companies in UAE which offers Credit Cards. Credit cards come with a range of features and benefits, which can vary depending on the issuer and the type of card. Some common Benefits of best credit cards in dubai include:
1. Rewards Programs
One of the biggest benefits of using credit cards in Dubai is the rewards programs that are offered. Many credit card issuers offer rewards programs that allow cardholders to earn points or cashback on their purchases. These points can then be redeemed for a variety of rewards, such as discounts on travel, hotel stays, shopping, or dining. Rewards programs can help cardholders save money on everyday purchases while enjoying the benefits of travel and leisure.
2. Discounts and Offers
Credit card issuers in Dubai often partner with merchants to offer exclusive discounts and offers to cardholders. These discounts can include cashback, discounts on purchases, or free items with a purchase. Cardholders can take advantage of these offers to save money on everyday purchases or to indulge in a luxury item or service.
3. Cashback
Many credit cards in Dubai offer cashback rewards to cardholders. Cashback rewards are a percentage of the amount spent on the card that is credited back to the cardholder's account. Cashback rewards can help cardholders save money on everyday purchases or can be accumulated over time to be used for larger purchases.
4. Interest-Free Periods
Credit cards in Dubai often offer an interest-free period for purchases made on the card. This means that the cardholder can make a purchase and pay it off over time without incurring any interest charges. Interest-free periods can be especially useful for large purchases, such as electronics or furniture, as they allow cardholders to spread out the cost over time without incurring additional fees.
5. Credit Score Improvement
Using a credit card responsibly can help improve a cardholder's credit score. Paying the credit card bill on time and in full each month can demonstrate responsible credit management and help improve a cardholder's creditworthiness. A good credit score can be important when applying for loans, mortgages, or other forms of credit in the future.
6. Enhanced Security
Credit cards in Dubai often come with enhanced security features, such as fraud protection and zero-liability guarantees. These features can provide peace of mind to cardholders, knowing that they are protected in the event of unauthorized transactions or fraudulent activity.
7. Travel Benefits
Many credit cards in Dubai offer travel benefits, such as travel insurance, airport lounge access, or concierge services. These benefits can be especially useful for frequent travelers, allowing them to enjoy a more comfortable and stress-free travel experience.
8. Online Shopping
Credit cards in Dubai can also be useful for online shopping. Many credit cards offer additional security features for online purchases, such as two-factor authentication or virtual card numbers. Additionally, cardholders can take advantage of online shopping discounts and cashback rewards offered by credit card issuers.
Conclusion
In conclusion, credit cards in Dubai offer a wide range of benefits to cardholders. From rewards programs and discounts to enhanced security features and travel benefits, credit cards can be a valuable financial tool for everyday purchases and beyond. However, it's important to use credit cards responsibly and to pay the bill on time each month to avoid interest charges and to maintain a good credit score. There are several companies in dubai which offers you home loan in dubai, Business loans in dubai along with the mortgages in dubai and all these loans payments can be done through the credit cards.
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Find the Best Cashback Credit Card in UAE with Soulwallet
Unlock the power of savings with the best cashback credit card in UAE, curated by Soulwallet. Our platform provides comprehensive comparisons of top cashback cards, detailing key features like reward rates, cashback limits, and bonus categories. Whether you’re looking to save on groceries, dining, or travel, Soulwallet helps you find a card that maximizes your cashback earnings. With expert reviews and up-to-date information, choosing the best cashback credit card in the UAE is simple and hassle-free. Start earning more on every purchase with Soulwallet’s expert guidance today. https://www.soulwallet.com/credit-cards-uae/cashback-credit-cards
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Emirates NBD Credit Cards | Best Emirates NBD Credit Card Offers in UAE - Soulwallet
Looking for Best Emirates NBD Credit Card in UAE? Choose from the top Emirates NBD credit card offer online in UAE with incredible benefits, discounts,Cashback offers, Reward and much more. Apply Now!
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Discover the Benefits of No Annual Fee Credit Cards in UAE with Dhanguard
Looking for a credit card that won’t add to your expenses? Dhanguard brings you a comprehensive guide to no annual fee credit cards in UAE. These cards offer fantastic perks without the burden of yearly fees, making them perfect for budget-conscious consumers. Enjoy benefits like cashback rewards, travel discounts, and flexible repayment options while keeping your costs down. Dhanguard helps you compare various offerings from top banks, ensuring you find the card that best suits your lifestyle and financial goals. Whether you're a frequent traveler or someone who enjoys dining out, there’s a no annual fee credit card tailored for you. Explore your options with Dhanguard today and make smarter financial choices without compromising on benefits! https://www.soulwallet.com/credit-cards-uae/no-annual-fee-credit-cards
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What exactly is a Tabby App?
Tabby is the name given to the software that allows you to buy now and pay later. The application was made available in 2020. It has received over 1.5 million downloads in the last two years, according to a report.
One of the most obvious advantages is the ability to pay later. The best thing about these apps is that the majority of online retailers, including but not limited to Shine, Amazon, and AliExpress, support them.
Tabby is a Buy Now, Pay Later (BNPL) service provider based in Dubai that serves Saudi Arabia and the UAE. Platform users can shop whenever they want and pay later. H&M, IKEA, Sheen, Ali Express, Namshi, and many other well-known retailers have collaborated with Tabby. With over 400,000 active users and 3000 daily downloads, Tabby has grown to be the leading BNPL service provider in the UAE.
Customers can use Tabby to have items delivered to their homes without having to pay the full price up front. Customers can use the app to make in-store and online purchases and make interest-free installment payments.
Many organisations and consumers now use the app because it provides secure payment options without transaction glitches or fund processing delays.
These apps are easy to use. Now we'll go over how the Tabby app works.
How Does a Tabby App Work?
Tabby is a popular fintech programme in Bahrain, Kuwait, Saudi Arabia, and the United Arab Emirates. On Tabby's well-known online shopping platform, users can examine products in many product categories (including Fashion, Beauty, Home, Gifts & Gadgets, Baby & Toys, Travel & Tourism, and Sports & Gaming) and browse their favourite brands.
Users can browse cashback deals from various companies, visit online stores, shop, and receive attractive cashback from the seller using the programme. Well-known apps, such as Tabby, offer effective payment services that are convenient, simple, and trouble-free.
How does an app like Tabby function?
The BNPL system is primarily used to make payments for small-ticket items over a short period of time, typically 2 to 4 months. These payments are not subject to interest in the short term. If you choose a longer term, however, interest may be charged.
For example, if your bill was $100, you could pay it off in four $25 installments with no interest. This system has had an impact on the traditional credit card industry.
There are no additional interest charges added to the account, but if you miss a payment, you will be charged a significant late fee.
As more businesses partner with BNPL service applications, BNPL services are becoming more widely used around the world. According to WorldPay research, BNPL is expected to account for $97 billion in total e-commerce sales this year. Users report that BNPL assists them in managing their finances. In the United Kingdom alone, BNPL applications have saved £103 million or $139 million in credit card debt.
BNPL applications assess a user's purchasing power using their own set of algorithms rather than just the traditional credit score, allowing even customers with low credit scores to use their services.
A shopping trip can be described as follows:
Purchase Favorite Brands
Tabby carries items from over a hundred different brands, ranging from Adidas to IKEA. Consumers occasionally discover new businesses and maximise the value of their purchases.
Purchase Now and Pay Later
The best feature is the payment option, which allows users to divide the purchase into four interest-free installments.
Get Special Discounts
Customers can take advantage of numerous exclusive offers and discounts from their preferred brands.
Take Care of the Payments
Customers can keep track of all their purchases, including upcoming bills and updated payment options, in one place. They are also notified about upcoming payments.
Users can begin shopping from Tabby after downloading the app. The entire procedure is outlined below:
The user downloads the app and then shows their Emirates ID to verify their identity.
Following approval, the customer can proceed with the purchase and designate Tabby as the beneficiary during the checkout process.
The customer is then given the option of paying in 14 days or in four installments.
Tabby immediately pays the merchant after deducting the commission.
After completing all processes, the customer will begin paying Tabby the agreed-upon monthly amount.
Tabby and other Buy Now Pay Later apps provide the best features.
To create an app like Tabby, one must be familiar with all aspects of it, from the most basic to the most complex.
The following are some of the features that have contributed to the app's explosive growth:
Verification & Login
Automatic Deductions for Advance Payments
Security
Guest Appearance
Account management
Reminders
Stores highlighted
Cashback
We will go over the Buy Now Pay Later app's main features one by one. So, let's take a closer look at all of the features listed below.
Also read : Mobile App development Company
Verification & Login
The first and most important feature is safe and secure signup. Users should be able to sign up for the app using their phone numbers. For security reasons, ask users for their National Identification Number. Once they provide it, the application must complete the verification process.
Advance Payment
The app allows users to pay their bills in installments even if the due date has not passed. The function is essential for making the mobile application extremely user-friendly.
Deductions Made Automatically
Another feature that assists the software in reaching its full potential is automatic deduction. Users of the app can manually enable the automatic deductions functionality, after which it will automatically deduct prices from the selected card. Users can also add additional cards and switch them as needed.
Security
According to a report, the number of e-commerce fraud operations increased by 30% while sales increased by 16%. These figures demonstrate the critical importance of incorporating security measures into e-commerce systems, particularly for secure transactions.
The key to protecting apps from hacker attacks and data loss is to include robust and efficient security features. Data encryption, two-factor authentication, and other laws are used to build a secure and dependable buy-now-pay app.
Appearance by a Guest
Tabby has a large population due to its user-friendly features. A guest appearance is one example. Customers can use the app without creating an account, and they can sign up later while making purchases.
Management of Accounts
Customers frequently lose track of previous purchases and related information. The platform was able to resolve this issue by displaying the customer's account information, which included their purchase history, payment dates, and other relevant data. The app's popularity has skyrocketed as a result of its user-interface design.
Reminders
The BNPL app's next important feature is reminders. Reminders, like push alerts, exist. Customers are kept informed about upcoming bill payments and due dates, allowing them to pay on time and avoid overdrafts. By increasing the client's trust in the app, the feature set successfully demonstrates its value.
Traders on Display
Another critical aspect of the BNPL application is the integration of specialised segments or departments of featured retailers. This built-in feature highlights the most prominent brands with which the app has collaborated. The feature simplifies navigation by eliminating the need for users to search for their preferred retailers.
Cashback
A Mozo study found that 30% of BNPL app users make multiple purchases from the marketplace in order to earn points or cashback. As a result, the cashback feature is yet another component for a flawless user experience.
Also read : Mobile App development Company in Dubai
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Are You Carrying the Right Credit Card in Your Wallet?
Credit cards make life easier - boost our purchasing power and makes big-ticket purchases much easier. They offer financial convenience in times of an emergency and come with a range of different benefits.
Credit cards offer ease of transactions and can also become a source of savings when you choose the right ones and then use them the right way.
Here are three questions that will help you determine if the card you have works well for your particular needs.
1. Does your credit card loyalty program offer the best value to long standing customers?
Credit cards in the UAE offer several exciting features for new cardholders that usually are for a limited period only. Alluring signup bonuses, zero-interest periods, waived annual fees and many more schemes are available for new card applicants.
However, what rewards do these credit cards offer over the long term? This is vital information that one should check before deciding on the most suitable credit card. This will also help you decide whether it’s worth sticking with your existing bank’s credit card or if you indeed need to change and would be better off with another option.
The rewards offered for signing up are one of the main reasons people switch credit cards frequently. Consumers usually change cards for the better rewards program and to take advantage of signup offers that last for a limited period only.
It is important that the credit card you have chosen offers you good value for both short term and long term as well. An attractive signup bonus offer, a 0% interest period, no annual fee for the first year, or high spending rewards and other such perks must be attractive and indeed competitive over the long term and not just during the initial signup offer period.
The whole package of benefits to suit your lifestyle and spending patterns must be balanced between immediate rewards and long-term value. Your credit card must be suitable for your everyday purchases and your typical spending patterns.
If you can continue to enjoy great benefits from your credit card over a long-term without incurring additional costs and with minimum efforts, then it is worth considering to keeping on with you. But if the ongoing benefits are not appealing it is definitely worth looking out for a better option.
2. How well does your credit card rate for the features that you use most?
The credit card in your wallet must have the incentives suitable for your spending patterns and lifestyle. There are a set of distinctive perks available on different credit cards offered by various UAE banks.
Hence, begin analyzing your spending patterns by accessing your credit card statements. Note down expense categories on which you spend the most as this can help you identify the credit card that best rewards that type of spend.
For instance, frequent travelers would be better off having a credit card that offers rewards on airline tickets and hotel stays and benefits such as airport transfers and VIP lounge access. Such credit cards typically have an annual fee component but frequent travelers generally gain back the value from the perks and rewards offered.
There are also credit cards with travel benefits that fit the needs of travelers looking for best deals, such as discounts on travel, dining and hotel stay along with the flexibility in reward redemption.
If you use your car a lot then it would be advisable to check for credit cards that offer fuel discounts, gas credits or rewards features on amounts spent at gas stations.
If you love playing golf - an expensive hobby to keep up, owning a credit card that has exclusive privileges on golf like a free tee-time once or twice every month at selected locations can be a good choice. Movie lovers will benefit if their credit card offers them a buy-one-get-one cinema ticket or similar movie discounts. When eating out is a weekly habit for you, dining discounts and perks on the card is a must.
For those who live a simpler life and spend only on basic necessities, cards offering cashback or rewards on groceries and other retail expenses can be the most rewarding. Hence, do review your regular expenses to choose a credit card that best rewards your lifestyle.
3. Is the type of credit card you carry, giving you the right value-based your lifestyle?
Credit card operators offer perks to customers differentiating their value-added services such as cashback, miles or rewards programs. When looking for real value on your credit card, it’s vital to match the type of card perks with your spending needs.
Cashback cards help cardholders get a percentage of their spend back on specific expense types incurred on the card. If you are a frequent credit card user then even a small percentage rebate can help you save money. Cashback earned is usually directly credited to your credit card account as money back.
Cashback on a flat-rate credit cards typically pay anywhere between 0.75% to 1.25% for all purchases whereas tiered and bonus-category credit cards give higher cashback rates at selected merchants or on certain types of purchases (groceries, school fees, fuel etc.) but with a nominal (usually 0.25% to 1%) reward on all other purchases.
So if you prefer some extra money in your pocket than other rewards, a cashback credit card could be the answer. However, do keep in mind that even cashback offers come with their own terms and conditions - prominent ones being a minimum spend requirement and maximum possible cashback restrictions (or caps).
For travel enthusiasts credit cards that offers air miles as a reward could be a better option. These cards provide higher miles on travel purchases and international spending made via the credit card.
It is true that joining bonuses are often the most attractive reasons to apply for a new credit card. However, in the following years, you’ll need to spend more to gain attractive rewards, especially if the card has an annual fee.
When redeeming miles, also note that there could be blackout dates, airline restrictions, or booking instructions that you will have to consider. Reward points offered on credit cards in the UAE are very diverse. You can accumulate reward points against spend and then redeem these points for various items – shopping vouchers, gifts, and even air miles. However, similar to cashback, these rewards credit cards also sometimes have an expenditure cap attached to them.
As is most often the case, there is no perfect credit card for everyone. But there could be definitely a perfect credit card best suited to your individual purchase patterns and benefit preferences. Taking that little extra effort to “align” yourself to the best credit card for ‘you’ can not only help maximize your savings but also provide you with meaningful benefits to enjoy.
#credit cards#personal finance#cashback cards#best credit cards in uae#travel cards#compare credit cards
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