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impracticaldemon · 8 years ago

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GRAYLU SIBLING EXCHANGE 2017

For: @clerfait

From: Impracticaldemon CC: @graylu-angstweek

Chapter 2 will be ready tomorrow! Sorry for the delay:

(1) My computer drank my tea; (2) I am apparently incapable of writing reasonable length one-shots.

I hope you enjoy this!

Art commissioned from the talented @miss-zei

New Year's Resolution

Language: English, Rating: Rated: T+

Published: 01-07-17, Updated: 01-07-17

Chapters: 1, Words: 3,939

Chapter 1: A Kiss Goodbye

Author's Note:

To all my readers: thank you so much for being here. If you have a moment, please post a few words when you're done to let me know what you think! All likes and reblogs much appreciated! Tumblr version is missing a few of the formatting and up-to-date edits of FF.net.

~Impracticaldemon

\(^u^)/

Once upon a time, there had been four of them—Natsu, Erza, Gray and Lucy. And Natsu's Exceed, Happy, who got annoyed at being overlooked. They had all been young, and rather prone to mistakes of different kinds. Even Erza, who always seemed mature, focused and practical, was only a year older than Natsu and Gray, and Lucy now knew that the warrior could be as prone to emotional upheaval as anyone, under the right circumstances.

They had all become close friends, with bonds that went beyond what mere words could express. Amazingly, even though Natsu and Gray had sort of grown up together, and Erza had joined the two of them when she was still a child, all three of them had treated Lucy as special. Lucy had been very happy at Fairy Tail, until last Christmas.

Christmas had been a disaster. Well, not a disaster, but not good either. Okay, not exactly bad just… disappointing. Except that for some reason, the disappointment had been crushing.

Last year at around Christmas, Juvia had shocked everyone by getting engaged to Lyon Vastia of Lamia Scale. Lucy had been just as surprised as everyone else. More importantly, she had seen Gray's face when Juvia had made her announcement—he'd looked stunned, as if he'd suddenly realized something very important and it had knocked all the wind out of him. She'd been sitting beside Erza at the time, across from the guys, and her eyes had gone immediately to her dark-haired team-mate. Natsu had summed things up well with his usual combination of genuine kindness tempered by genuine insensitivity:

"That kinda sucks for you, Ice Princess—we all thought that Juvia wanted to marry you! You okay? … Still, I guess she got tired of waiting, huh?"

"Shut up, Natsu. You are the last person in the world to comment about keeping a girl waiting."

Ignoring the stares of his three friends, and the covert and not-so-covert interest of half the guild, Gray had gotten up and walked out. The funny thing was that he hadn't looked angry, or jealous, or even upset, precisely. Lucy remembered thinking that he looked almost frightened, as if he had suddenly become aware of some terrible danger.

After the doors had closed behind Gray, Natsu had turned to Lucy and Erza.

"I guess he really is upset, huh?"

Erza had nodded slowly. Then she had smiled at Lucy:

"We should go congratulate Juvia; she needs to know that we're her friends no matter what, right?"

"Right!" Lucy had dragged her eyes off the door and hopped up, trying to seem more like herself.

"Right!" Natsu had given both women his brilliant, unmatchable grin. "She's been an important member of our team and Fairy Tail, so yeah—of course!"

The three of them had clustered around Juvia, who had brightened up at their approach. Mirajane had been admiring the glittering, new bracelet on Juvia's left wrist, trying to make up for the way that everyone else had been staring, but obviously the water elementalist was most worried about those who were closest to her—and closest to Gray. Fortunately, Natsu could always be counted on for enthusiasm, Erza was far kinder-hearted than she appeared, and Lucy… Lucy had been genuinely happy. For some reason, she had felt as though a shadow had lifted from her own heart. It had been troubling.

Of course there had been an impromptu party, and of course Natsu had complained about Gray not being there to brawl with (not that he had put it that way), and of course Erza had dragged Natsu off by the ear to "remind" him that it wasn't very nice to mention the man who had been Juvia's violent crush for the past two years. Lucy had found herself drifting from person to person, drinking some kind of blue-coloured drink and smiling.

After an hour—because she had made herself wait that long—she had told Erza that she was going to check on Gray. Erza had given her a very level look and insisted on walking her to the door.

"You just want to make sure he's okay?"

"Well… yeah, of course." It had been a lie. She just hadn't quite realized it.

"Give him my regards," Erza had said, watching Lucy shrug into her jacket and pull on bright blue gloves.

"Um, sure."

"Be patient."

Erza's eyes had seemed to be searching hers, and Lucy had made a show of adjusting her scarf in order to look away.

"… Patient?"

"Good night, Lucy. See you tomorrow."

For some reason, Erza had given Lucy a quick hug goodnight before turning in a swirl of bright red hair and going back inside. Puzzled, Lucy had blinked at the door for a moment, before shaking her head and walking off. In retrospect, Erza had understood things better than she had.

Gray wasn't at home and he wasn't out drinking at any of the nearby bars. Despite growing anxiety, Lucy had reluctantly given up and walked home, shivering with cold and unsettled about her strange reaction to Juvia's announcement. After an hour walking around in the cold and dark, she had finally identified her main feelings as relief and happiness. The problem was that it hadn't been happiness for Juvia and Lyon. It had just been… happiness. That had made no sense, at the time. Although she'd never been sure exactly how Gray felt about Juvia, he had finally seemed to be returning the water mage's very persistent, but genuine interest. Moreover, he had always looked out for Juvia in his own way, maybe because he had been the reason that she'd overcome enough of her unhappy past to be able to make the decision to join Fairy Tail. Juvia truly loved having friends.

"Mind if I come in?"

Gray had stepped out of the shadows as she had reached her own doorstep, and she had been so immersed in thought that she had gasped and jumped at the polite question. Embarrassed, she had snapped out the first thing that had come to mind:

"Where the heck were you anyway? Everyone was worried about you!"

"I was waiting for you. I figured you'd be a while so I a walked around a bit first. Then I came here."

His voice had been strangely disinterested, as if he were just going through the motions by answering her question. That oddness had made Lucy quickly turn the key so that they could both go in. Once in her apartment, she'd pointed him at a place to sit at the table and made hot cocoa. She remembered having wondered whether Gray even drank the stuff, but it had seemed like the right thing to do. He'd said nothing at all until she'd put a mug in front of him and sat down with her own.

"So, um, are you doing okay? I mean, not that you have to talk about it or anything… but if you need a friend to talk to then I'm here."

Lucy had tried to sound casual, even though her mouth had been dry and her fingers had been a little unsteady as she'd sipped at her cocoa. Even then, she hadn't quite figured out what was going on.

"Yeah, thanks," Gray had answered, in the same slightly mechanical tones. "Good cocoa—I haven't had any in ages." He'd given her a rather awful smile.

"Oh, good… I mean that it's good—the cocoa, I mean…"

Lucy remembered that part perfectly; she'd babbled like an idiot. She'd caught herself staring at the Fairy Tail mark on Gray's upper right chest, and she was pretty sure that she had blushed like an idiot, too. He had been wearing a slightly dressy, navy blue collared shirt, but it had been hanging open over his favourite dark jeans so that most of his lean, muscled torso and well-defined abdomen had been on display. Nothing new, right? Nothing different to account for the weird tightness in Lucy's chest.

"Anyway, I wanted you to know: I'm going away for a while. I figured you could tell the others."

"Oh sure," Lucy had murmured automatically in response, before his words had impinged.

She didn't think she'd imagined the dark shadow that had seemed to cross his face at her casual answer, but whatever he'd said next had been lost as she'd all but dropped her mug onto the table as his words had sunk in:

"Wait—what?!" She'd reached out halfway across the table to him with one hand, while waving the other one in a rather wild gesture of denial. "You can't go! I mean… why would you go? Juvia probably won't even be around much, and we can, you know, go out on missions, right? I mean, with Natsu and Erza, of course."

Gray had sat perfectly still, his thin, dark brows drawn down into a slight vee, as though there was something he didn't quite understand or didn't know how to explain. Heedless, Lucy had rushed on:

"Or, if you feel like you need to get out of town for a bit, that's fine too, but you don't need to say it like it's going to be months and months or something, you know?"

"I think Juvia needs a chance to be happy. And… even Lyon I guess, though he acts like he's got an icicle stuck up his butt most of the time. Plus…" Gray had paused and swallowed before going on. "Plus, the pink-haired dork'll look after you, right?"

"Right, sure, no problem," Lucy had said quickly, trying to deal with the prickling cold that seemed to be closing around her heart. "So, I'll tell the others. When will you be back? Because, um, they'll want to know."

She'd tried to look perky, and not as though the answer to that question had suddenly meant far too much to her. She'd found out later that her acting job had been too successful. Gray had eyed her for a long, thoughtful moment, and then he'd set down his mug. He'd finished all the cocoa—funny the details she remembered. Or maybe not. She could picture pretty much everything about that night.

"Oh, I'm really not sure when I'll be back," Gray had told her, rising to his feet. "Could be a few months, maybe longer, hard to say. Besides, you get along great with Juvia, right? I'm sure she can, you know, persuade Lyon to join you on missions from time to time—he'll make sure that Flame Head's ego doesn't get too big for his puny mind to handle. "

It was as if all sensation had left her. Detached, moving numbly, she'd walked him to the apartment door, which was weird in itself when she'd considered it later—after all, the guys always behaved like her place was their own, so she'd given up treating them like guests ages before. She'd smiled and nodded and… sparkled… covering shock with forced cheerfulness.

They'd stood awkwardly for a few minutes—it was the one part of the whole episode that Lucy couldn't clearly recall—and then Gray had suddenly caught her face in his cool, slightly rough hands and bent down, whispering so softly that she'd barely made out what he'd said:

"I'm sorry, Luce, I'm so sorry… I tried…"

She'd felt warm breath on her cheek the moment before he'd kissed her, hard, on the lips, one hand sliding behind her head to tangle briefly in her hair. Caught wholly off guard, she'd frozen as though he'd summoned ice magic. Before her brain had sorted out her reaction and told her that she really, really didn't mind and why hadn't she realized sooner, Gray had released her face, closed his dark eyes for a just a second, and then run off down the stairs. The outside door had banged open, there had been a gust of cold air, and… then he'd been gone.

Lucy had gone through the first two months of Gray's absence with a strange kind of half-alive feeling. It hadn't made any sense. They'd been good friends, good partners, but that was all. She'd relied on him, felt safe with him, had known that he'd always do whatever he could for her. Just like with Natsu and Erza—and those two had been far more demonstrative than Gray.

Despite his constant fights with Natsu, Gray had always been the more serious of the two. He'd accepted Lucy from the start, but without Natsu's unabashed enthusiasm or Erza's vibrant warmth. Rather, it had been a steady kind of acceptance, the kind that never made Lucy feel like an idiot, even when her magical skills had proven to be far below those of her companions.

When the guild had fought Phantom Lord, and Gray had battled and—in some way—saved Juvia, Lucy had been as taken aback as anyone when the beautiful and powerful blue-haired woman had fallen head over heels in love with the ice mage. Not that Gray didn't attract women—he did—but with his friends and partners he wasn't romantic in any way, so Lucy had never seen Gray in the same way as those other women, or Juvia. Juvia herself was tremendously romantic, of course. Once they'd become friends, Lucy had heard of her tragic childhood and the unhappy path she had followed until meeting Fairy Tail—meaning Gray—in battle.

Despite their friendship, the water elementalist had always maintained that Lucy was a "love rival" for Gray's affections. Lucy had always scoffed at this, but it had never made a difference to Juvia. As February's dreary skies lightened into March's promise of spring, Juvia had taken the unusual step of coming to Lucy's apartment one afternoon to ask after Gray. She had been as perfectly turned out as always, but it was such an everyday thing with Juvia that Lucy had stopped feeling self-conscious around her a long time ago. Mostly.

"Have you heard from Gray-sama, Lucy-san?"

Lucy had shaken her head, and then asked the obvious question:

"And you, Juvia—do you have any news?"

"Juvia does not have any news. But Gray-sama did write to Juvia after he lieft, to congratulate Juvia because he had not done so at Christmas. That was all."

"Oh."

"You will have to be patient, Lucy-san." The blue-haired woman had stared at her quite intently. "To be honest… Juvia came here to ask how Lucy-san was doing. Because Lucy-san is Juvia's friend and she is sad."

"Oh, I'm fine," Lucy had said. The words had sounded unconvincing, even to her. "I mean, sure, I'm sorry that Gray took off like that, but Natsu and Erza and I can take jobs and pay the bills—well, not that they aren't awfully destructive though…"

Juvia had waved an elegant, perfectly tapered hand dismissively.

"No. You are not fine."

Both women had looked at each other for a moment, caught by surprise by Juvia's use of a pronoun, rather than a proper name. Juvia had blushed. Lucy, in an effort to change the subject, had asked about wedding plans. She was going to be a bridesmaid, and was already in love with her dress, even though it wasn't actually finished yet.

Juvia had answered Lucy's questions on the wedding, but had returned to her original point before leaving, much to Lucy's discomfort.

"Lucy-san, are you sad because Gray-sama isn't here?"

"Yes." Lucy had blurted out the answer, and it had hung there in the air between them.

"Then will you let Juvia tell you about Gray-sama, just a little? Because, Lucy-san is Juvia's friend?"

"Okay."

Lucy had felt her chest and stomach tighten, wondering what Gray's most ardent-previously most ardent—fan had to say about him.

"Gray-sama loves his friends. That is the most important thing in Fairy Tail, is that not true? To love one's friends? To be like a family?"

Juvia's tone had almost been pleading. Hesitantly, Lucy had nodded. It had been a fair description of the foundation on which Fairy Tail's true strength had been built.

"Then, you see, Lucy-san, that Gray-sama does not want to hurt his friends. He does not want to hurt Natsu-san, who is his best friend. But Natsu-san brought Lucy-san to the guild and Gray-sama sees that the two of them are very close. Also, Lucy-san seems to like Natsu-san a lot, and she keeps insisting that Juvia is not a love rival."

"But I wasn't in love with anyone!" Lucy had protested, hands clenched tightly on top of her legs to prevent her from jumping up and pacing, or maybe kicking something. "Everthing was fine the way it was!"

Juvia smiled a little sadly at Lucy. "But it was not fine for everyone, Juvia thinks. So Gray-sama tries to be kind to Juvia, and he tries to be just friends with Lucy-san, because he doesn't want Natsu-san or Lucy-san to be upset. Juvia has spent a long time watching Gray-sama. Juvia thinks that Juvia was not wrong: Gray –sama was in love with Lucy-san."

As Lucy buried her face behind her teacup, Juvia fell silent. Neither of the women had said much during the rest of Juvia's short visit. Lucy had wanted to deny Juvia's words, but how could she? Eventually, Lucy had found herself escorting another friend to the door. At the last minute, she had detained Juvia with a touch.

"Why didn't he tell me before he left?" Lucy hated to be so vulnerable, but she didn't understand what had happened and it seemed like Juvia did. "I mean, I would have understood if he'd been disappointed about you and Lyon…"

Once again, Juvia had looked sad, and then she had touched her bracelet from Lyon and smiled gently.

"Juvia thinks that Gray-sama had finally decided to love Juvia, because Lucy-san was not for him and everyone wanted him to love Juvia." The gentle smile had brightened into something charming and a little wicked. Having somebody to love her back had given Juvia a little more self-confidence lately, which was a good thing. "And then, just as Gray decided that he would make Juvia happy, Juvia says that she will marry Lyon-sama, and Gray-sama knows that he should be sad and angry, but he isn't. He realizes that he is still in love with Lucy-san, and she still has no idea, and Gray-sama is not as brave as Juvia."

"Not as… brave?"

Juvia had shaken her head briskly.

"No. Because if Gray-sama had not been too afraid of losing his friendships and being a fool—and he hates to be a fool—then Gray-sama would have told Lucy-san the truth a long time ago." Juvia had paused, and then added smugly: "I did not mind being a fool, and even though Lucy-san's friendship means a lot to me, and the friendships of everyone at Fairy Tail, of course, I would always be honest with the person I love."

"And are you sure you love Lyon?" Lucy had asked, feeling unaccountably defensive.

"Yes! Juvia does love Lyon-sama." Juvia had given Lucy a roguish look, although it was shy at the same time. "Lyon-sama has a lot in common with Juvia. Juvia enjoys looking nice for Lyon-sama. Lyon-sama makes Juvia feel loved. He even kissed Juvia!"

Lucy saw her friend's blush and laughed. "I hope he has if he's going to marry you! You deserve to be happy, Juvia."

"Thank you," replied Juvia, with a dainty curtsy. "I hope you get a chance to be kissed soon too, Lucy-san."

In April there had been cherry blossoms on the trees, and the magical rainbow tree had looked particularly beautiful. Lucy had gone with Natsu to the town festival, remembering when Natsu had brought the rainbow tree to her because she'd been too sick to go to the tree. She truly loved her excitable, impetuous partner—and she thought that he loved her—but she wasn't in love with him, and he didn't seem to demand that sort of affection. Not that she had been very perceptive about such things with Gray or anyone else, apparently.

She had watched the sparkling, brilliantly-coloured tree with Natsu and Erza, but when she'd looked at her friends it had occurred to her that of the four of them, only Natsu's happiness seemed entirely clear and untainted. Gray was gone—supposedly due to blighted love, but love of who?—and Erza had been very quiet. Lucy had thought she was missing Jellal, the strange, blue-haired man who had done terrible things, but couldn't remember most of them.

Lucy herself had been remembering a short, passionate, unhappy kiss. Looking around at the lovers in the crowd—and there had been a few from the guild, such as hulking Gajeel and petite Levy, fingers laced tightly together—Lucy had finally, fully admitted that she wanted to be kissed again. When would Gray come back? What would she do when he did?

On the way home, with Erza striding ahead and Happy flitting high above, Natsu had surprised her by giving her a quick one-armed hug around the shoulders. His pink hair had looked like cotton candy in the gentle spring moonlight.

"Aw, I miss Gray too, Lucy. Try not to worry: he'll be back. He's probably just practicing 'cause he doesn't want to get pounded the next time he tries taking me on. You know he won't be able to stay away from Fairy Tail forever."

Lucy had hugged him back, a little cheered, as well as reminded that Natsu noticed quite a lot when he wasn't caught up in fighting somebody or something. He was a good man.

That night she had dreamed of snow and hot chocolate and sadness. When she had finally gotten up and made herself tea, in defiance of the dream, she had thought of Erza's counsel, echoed by Juvia: be patient.

END OF CHAPTER 1

A/Note: See you next Chapter! Thank you for reading. :)

#fairy tail #fanfiction #gray fullbuster #graylu sibling exchange 2017 #lucy heartfilia #juvia lockser #natsu dragneel #impracticaldemon #clerfait

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deafeningcreationperson-blog · 6 years ago

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My friend was recently diagnosed with a brain tumor, she has scheduled a MRI for march and then they will determine whether she can go through surgery. The problem is she had recently exchanged jobs (just prior to the tumor news), and apparently cannot be covered with her present Insurance company as her condition is pre-existent. Now, the tumor is located in the fourth entricle of the brain (where the spinal/cerebral fluid is housed). She will probably need Chemotherapy. Can she be re-insured or covered by a different plan.? Can a single mother qualify for medi-care instead? She is in TX""

Car Insurance for a new driver????

My wife was looking at getting her drivers licence and was wondering how much it would cost roughly for say a 1998 dodge caravan to be insured under a new driver. She is 28 and will be taking a driving school to learn how to drive. Does anyone know if it would be more or less then $400 a month. Thanks

Can relative use Insurance to get car towed?

Hi everyone. Had some trouble with my car in that it broke down 30 miles from home. The insurance company ( Halifax but outsourced to green flag) have told me that it would cost 160 as it is outwith the 10 mile radius ! So i had it towed to a local garage who tell me it needs a new engine !! Bad luck this car. I have arranged for a company to buy it back home despite being non-runner, so question is can my mum use her insurance to get it towed 30 miles free of charge ? Possible problems being that she might have to be at the car or they won't tow to the car buyer. Help please.""

How come my insurance is going up?

My mom just told me that the insurance company is raising my insurance by like 168$(6 month pay day) and I dont know why. I havent gotten a ticket, pulled over or anything. I mean at school I get parking infractions and stuff and it says ' your license plate has been reported to the police department' but ive gotten multiples of those and have friends that have gotten way more and nothing happens. So I want to know a reason on why the insurance would be going up. Thanks""

Drink driving insurance?

I was convicted of drink driving last year. Just got my driving licence back. Does anybody know where I can get cheap car insurance, theres loads of companies that say they specialise in convicted driver insurance but some of the prices I have been quoted have been astronomical. 1000+, Ive tried all the comparison sites, is there any companies out there that specialise in providing insurance for convicted drink drivers?""

Lowered my car insurance deductible yesterday and today hit a tree:)?

i lowered my car insurance deductible yesterday and today my car slipped and hit a tree due to severe snow here. should i file my claim right away or wait few days?? my insurance company is kemper direct the agent changed my premium to 500 from 1000 deductible...

What happens if you only have an expired Auto Insurance card on you while you drive?

Hi. I currently live in San Francisco to go to school, and in a few days, I'd leave to drive home to Los Angeles for my winter break. So my car's insurance card expired a few days ago, and there isn't enough time for my father to send me the new (valid) insurance card and for me to receive it before I leave. (So when I drive the 400+ miles home, I won't have a valid auto insurance card on me, though my coverage would be active & paid for.) (For some reason) I know that in other states, if you get pulled over and don't have a valid proof of car insurance when asked by the law enforcer, that you can get your license revoked/suspended and/or car impounded & it's a nasty hole in your wallet. Is there any way I can temporarily get around the California law?""

Including Teen on Auto Insurance?

Is it okay for a parent to get it insured under their name, and not include the child's name so the cost is lower?""

Car Insurance in Texas?

I know that TX law required you to have insurance however what about an insurance card? Usually your insurance gives you a paper or card to keep with you on hands like, say whenever you get in an accident However, if you get into an accident and the other person does not have her insurance card with her on hand and just gives you a business card saying her insurance is under Enterprise (the car rental company). Is she at fault for not having a insurance card on her and could she get fined?""

How much would (teen driver) insurance cost?

I was wondering how much car insurance would cost for a teen driver? Info: Black Grand Cherokee (if that matters) Male 17 years old. 3.5 gpa

Insurance 2 be a cheer leader???????

do you have to have health insurance to be on a high school cheer team? and if you dont then do they not let you on the team?

Salvage title car insurance claim settlement?

I purchased the car with a salvage title over a year ago. I have full coverage with Progressive on my 2003 honda accord ex with 64k, in a recent ice storm my wife totaled the car. The ...show more""

Insurance for a renault twizy for a 17 year old male?

i'm 17 and looking to buy a car, would like to get something cheap to insure. i still haven't passed my test but i am not far off it. im looking for something cheap and a bit different, the renault seems to be both. i have no idea how much it would cost to insure though? anyone have any idea?""

What does a saliva test took for when getting life insurance?

Why is car insurance so expensive?

I'm going in for my test in a few weeks and I'm looking to get just a cheap car to get me from a to b but prices are so ridiculous. I got a quote on a 106 3door 1litre engine the cheapest was just under 900 with a company iv never heard of and my dearest was 4600 with asda even though my beautys going to be sleeping in the garage:) why are they such ridiculous prices?

Good deals on car insurance?

Ok so me and my wife have been insured by American Family Insurance and pay about $400 a year. My 17 year old son recently got his license and we want to add him to our policy. He barely drives (we only have one car), but we want to add his name just in case. When I asked Amer. Fam. Ins., they gave a quote for almost $1000 a year, which is more than double the amount I'm currently paying!! And that's with the Good Student Discount as well!! I was wondering if any of you guys know a reliable company that could provide a cheaper rate.""

How likely is it that my car insurance will go up due to this?

Haven't had a claim in over ten years Haven't gotten a ticket in probably 5 years. But, the neighbor kid did $2K worth of damage to my car with his bike in three separate incidents. Basically, half of it will have to be repainted! I'd really, really rather not go to court. His insurance is NOT an option in this case. He doesn't have $2,000 laying around. IF I go the much easier route of getting him to pay at least my deductible, how likely is State Farm to raise my rates with a, after deductible, claim of about $1500 or so? Any relevant advice/comment is appreciated.""

""How much do you pay for your car insurance policy evey year, all said and done?""

My boyfriend and I are moving to Portland Oregon, and we're trying to get some sort of idea. This is some info that would help us get an idea. How old are you? How many people are on the policy? What type of car(s)? How much coverage? THANKS!""

What are the best websites to get car insurance quotes from different companies in New York City?

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How much is motorcylce insurance for state farm and is there one cheaper then state farm?

im gonna buy a bike and heard that its cheaper for a bike and its insurance then a car and its insurance... thanks for the help

Can an 18 year old/college student stay on parents auto insurance?

I'm 17 (turning 18 in 8 months) and my parents are extremely hesitant about letting me get a car because of the insurance going up. I'm testing for my license in a few weeks (After almost two years of them putting it off...) I'll be getting a safe, four door car, probably a 2001 Chevy Malibu. I'll get the good grades discount, and i already took a defensive driving course online which will get me another 10% off, and I have a steady job and decent savings account and would be able to pay them the difference in insurance every month. They still aren't going for it. So first question, anyone have some tips for me to get them to cool down about this? I'll be taking college classes at our local tech while I'm still in high school, and then I'll be going to that school full time after graduation. My parents work opposite shifts and can't take me to all my classes constantly. I need a car, not just for independence, but for practicality. That brings me to my second question, once I turn 18 and am a full time college student, will I still be able to be on their insurance? Will that change if I move out? Thanks!""

Can i get non-owners insurance without a drivers license?

looking for a insurance company in houston texas that can help me with non-owners insurance

What the average price for insurance on a Lancer Oz?

Lets say for someone under age 25 with a clean driving record living in Minnesota

California bond problems ?

Anyone have a good link that explains this credit crunch with California. Why is California having a hard time funding its bonds. I need a thuro explanation and not the economy is weak, so investors aren't investing capital. If you dont have a link and can explain it yourself that would be fine also.""

Good motorcycle insurances?

I just got a new dirt bike and I can't race with it at the track without insurances, what are a couple of cheap motorcycle insurances. I called this one place before and they wanted to charge me 700$ a month""

Car insurance for 18 year old male?

Hi I live in Windsor ON. And I need car insurance I have a 96' Ford Escort 4 door lx. Everywhere I have called has given me very high rates. Please help :)

What is the Cheapest Homeowners Insurance for Senior Citizen?

My elderly neighbor has had her homeowners insurance cancelled because she couldnt afford to pay it. She is on a fixed income and her children do not help in any way. She owns her home but is having a hard time with paying the large payments. her mortage company says that if she doesnt take out her own insurance then they will purchase it for her at a cost of 2100.00 per year. This is way too much for a Senior citizen. i got a quote for her from progressive for 2600.00. Are there any cheaper alternatives?

How can I get the cheapest car insurance in the UK?

I am 29 and have had a driving licence for 11 years but in another country (non EU). I just got my UK licence and am looking for a cheap insurance. the cheapest quote I have found is over 2000 which is too much. I have a 1.6 automatic Golf. Is there any company that accepts my previous licence as my experience? I also tried to get my No Claim Bonus letter from my Insurance company but they simply don't answer me as the system is different in my country so no chance of getting that. thanks

Car Insurance for Young Driver (UK)?

Hi, I'll get straight to the point, I'm 17 almost 18 and am looking 2 buy my 1st car. I live a upper class life, and when it comes down to cars i do get to travel in in style. e.g. my dad drives a Jaguar S-Type, my mother a brand new 2008 Land Rover Freeland, and i do know people with Bentley's and this one guy i know will take me out for a drive in his Aston Martin Vanquish. I do like to stick out from a crowd and this is a amazing opportunity to do so at college. My 1st car is definitely goin on my dads policy, and by then i will have my full license. I have seen Jaguar XJ's for sale which i can afford, but my greatest question is how much would the insurance be. If someone who is a young driver who drives a Jaguar or something similer could give me a rough guess to how much insurance wud be?, i wud be greatfull or someone who has insured a young driver on there Jaguar?.""

1998 Firebird insurance?

I'm 16, got my license last week, and my dads buying my first car for me. Yeah call me spoiled but that's how he did it with my brother so he said he has to be fair. Anyways, I want a 98 Firebird. V6 3.8L auto trans. I was looking at 01-03 Ford Rangers but were too pricey. Budget is $5k. Found a 98 Firebird for $3k. Is the insurance any worse on a 98 firebird than an 02 ranger? Thanks""

Will 1 speeding ticket effect my insurance rates in Maryland?

Erie Insurance policy, 83 in a 65, 2 points, no other tickets. Will this effect my insurance cost in Maryland?""

If I add business to my car insurance?

and I have an incident/accident is it held against me on my policy. Situation is the company i work for want me to use my car for doing errands for them and they said there willing to pay the extra on my insurance if i add business use. My argument is if i have an accident will it go against the business or my insurance policy

Cheap cars and places to get car insurance for 17 year old ?

My 17 year old son has recently passed his driving test, we live in england in surrey and i want to know what the cheapest cars to insure are and what companies are cheapest to insure with?""

Suggestions for a first car? Cheap on insurance etc.?

I'm looking for my first car, but I can't seem to find any I like. I like 1999 Vauxhall Astra and Peugeot 206, 207 and rcz. I don't like new cars, I prefer the older ones if that's any help. Anyone know any good cars to have as a first car that's cheap on insurance ? Thanks in advance :)!""

Best car insurance for 17 year old?!?

Hi, I have just passed my driving test. I am a 17 year old male living in a stable suburb. My mum owns a 2002 Mini Cooper and my dad has just ordered a new Audi A7. Obviously I cannot drive the Audi when it comes haha. I am looking to drive the Mini. What is the cheapest insurance company to be a NAMED DRIVER on my mum's car insurance. THIS IS NOT FRONTING. I will hardly drive, my mum uses the car most/all of the time. I have got very high quotes and the best yet is 2000 from Admiral. Any other suggestions please?""

Difference between policy holder and insured?

In Royal Sun Alliance my husband has two letters, one mentioned policy holder and the other insured. Whats the difference between them?""

Can someone stay on there parents insurance until they are 26?

And do they still have to be in college.

Health and life insurance the same?

I am looking for insurance for my family. I would like to know if health insurance and life insurance plans are the same or not?

What is the best car insurance for if you don't have own car?

I don't have car and I do rent a car frequently, Is there any insurance that I can take and that can be transferred to what ever car I rent for the day? what I mean is If I take any insurance for 6months or one year that should be applied to the what ever car I drive. any suggestions?""

Does anyone know an insurance company that will insure expensive cell phones?

AT&T will not insure its own cell phone if it costs too much money. (phones like the Iphone, Tilt, and Duo, among several others) Any phone above $300 dollars before contract and ...show more""

Auto Insurance in Alabama?

Can someone tell me what the minimum liability limits for car insurance in Alabama would be?

Cheap Car Insurance for an 19 Year Old?

I am 19 years old and have found a good deal on an '09 Challenger , obviously this being a sports car and me being a 19 year old male my insurance rates would shoot through the roof to astronomical proportions. So my question is, what car insurance should I get if I decide to go through on this deal? I have already looked at Esurance and Progressive and have found nothing below $500, I am hopefully wanting to pay around $200-$300 if that is even possible. Please answer with suggestions about good companies or maybe even experiences where you were able to get really cheap insurance, please anything is helpful this is my dream car and I have the opportunity to seize it.""

Car accident/Insurance options?

a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated.""

Car insurance question?

I live in indiana and my friend lives in texas. He has car loan for a car but is going to let me just take over the payments. The loan will still be in his name but I will be paying for it. Can I get the car insurance under my name??

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How much does blue cross health insurance cost?

I need it for a individual, 20 year old, with good health. This is for a project.""

About how much would my USAA auto insurance cost?

I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month?""

What's worse for a teens insurance a luxury car or sports car?

I've been wanting to get a civic for a first car so I thought maybe a 2000 civic si and then realized I liked the 7th gen civic coupes alot more so when I went to get an insurance quote every company is telling me its about $400 a month even on my dads insurance. Because I'm a second driver in the house I become the primary driver on the civic by default and I don't have a choice. The insurance company says that the si is a sports car for them and apparently has a high chance for teens to get wrecked in. The 7th gen that I'm talking about was an 02 civic si veloz and I was told a non si 03 civic coupe would still be in the late 300's /month for me. I'd be okay with 200's/month if possible. So now I'm thinking of going to Hondas luxury side. I did want a fully loaded civic which I guess isn't possible because they didnt come with leather seats so I thought I'd go team Acura late 90's/2000 1.6 el the car would be a fully loaded sedan, manual transmission, sohc engine (not exactly built for speed) it would also have an alarm system that the civic didn't. I don't think there are as many teen ricers in acuras since the aftermarket is limited for some things as not everything is swappable with civic parts. so for a new driver would it be any difference to go from a 2 door si to a 4 dour sedan with a base motor? the only thing is that the insurance would probably classify it as a luxury vehicle and say its expensive to repair and what not. your thoughts?""

Quick question about car insurance?

I would like to buy a car but the comprehensive insurance is going to be too expensive as I am a P-plater and inexperienced driver. The car is also too dear to place under 3rd party insurance only. I would like to put it under my parents insurance, but to put the car under my parents insurance, does that mean I will have to put the car under my fathers name when I actually buy and register the car at the RTA? Does my father also have to list me as frequent driver of the vehicle?""

What a rough estimate of what it would cost me to insure a fifth-wheel?

I'm going to be in it full-time. It's 36 feet, purchase price: $32K (it's a 2001 model). Anyone have *any* idea? How many people insure their fifthwheels? I'm going to have a truck (buying a 2002 that's going to need insurance as well. Argh. Trying to figure out what I can afford, with regard to trailer and truck (and park fees etc...) Thanks so much!""

WHAT IS BEST LIFE INSURANCE OR FUNERAL INSURANCE.?

a friend asked me this question so i thought id ask you guy's out there. we are both single guy in hour early and mid 30's,both receive a DSP_pension,live separately were just mates,no dependants both smoke cig's yes were slowly giving em up we live in Tasmania,Australia and are wondering what would be best for a single person life or funeral insurance,is there a difference between them,does life insurance cover for your funeral expenses.IVE ask CENTRELINK and they DID NOT HAVE ANY INFOMATION.""

Insurance for Braces?

Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)

""Thinking of buying Subaru Impreza WRX, What are upkeep/maintenece and servicing costs/?""

I am thinking of buying an impreza and have tried to find info online about servicing and upkeep costs of them. I have been looking at both 2.0 wrx 03-05 models and also the newer 2.5 wrx 55-07 model (havent decided which yet!!). I have an insurance quote fro around 750 for both and I am happy with this. I have seen a few cars that I like. One of which is an 03 reg 54,000 miles. the other is the newer model 06 reg done 54000 miles and another of the same model thats only done 45000 miles. Can anyone tell me what the maintenece costs would be on this with doing about 6000 miles a year? When would the next service be due and what are the likely costs of these? Regards""

Can I still drive a car without insurance?

i have my license but i don't have insurance in the car

Would a Peugeot 406 1.9 Diesel 75BHp cost alot on insurance 4 a 17 year old lad? plz?

i want a pug 406, badly!!""

How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

How to check online what my car insurance for curtain car will be?

I dont own any car right now. Lets say i want to buy Honda civic for $4000 year 2000. I am 27 and have 4 years driving experience in US, no points. 1. how to check what my insurance will be? 2. how to search the cheapest car insurance on the mkt for beginners like me? Thank you.""

Does 1500 seem ok insurance?

ive got multiple quotes for 1st car 1st year driving. its going to be a 1.1 pug 106 independence and have been quoted 1500 is that reasonable? how much did your 1st car insurance year cost you? im 23.

Why did my health insurance raise 85%?

I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""

How much does car insurance cost?

Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?""

What is a medical insurance deductible?

I need some help with insurance please?

Hey. I'm getting my 'Learners Licence' in the year of 2014. I own a 1984 Datsun/Nissan 300zx turbo. 2 seat, rwd. I live in abbotsford British Colombia and I just wanted to know how much insurance would cost per year with drivers ed. How much it will cost with my L, N and full licence. Thanks.""

Insurance Cost for Hyundai Elantra in Canada?

I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""

First they cancel my insurance. Is it true that I'm now hearing 70% of Cali doctors will boycott Obamacare?

I have to sign up for Obamacare because I'm self employed and was on an insufficient individual plan. So I'm resigned to the fact I need to sign up for Covered California(Obamacare), but now I'm hearing the California Medical Association says 70% of physicians say they will boycott my Covered California policy if I get one, since I don't have employer insurance and am in the Obamacare network. Basically I'm screwed everywhere I turn now. Can 70% of physicians really thumb their noses at the government? Can they afford to? http://washingtonexaminer.com/article/2540272#.UqLPd42Zl8I.twitter""

Is my insurance company liable?

My insurance company offered me a policy to cover a de restricted scooter which I agreed to take out, but in order for this policy to take effect I had to give up 4 months of cover totalling around 160 and pay a 80 deposit on the new policy. Last week I was sent a letter notifying me that my insurance was cancelled so I called them and was told that I had to return a copy of my CBT certificate. I rang on Sunday and was told a completely different story and that was that the company they placed me with had decided that they were not going to cover me even though the whole point of changing them was because they specificity dealt with my type of vehicle . They have now offered another policy for 515 pounds with is 100 pounds more than my previous and I am not willing to pay this as they lied to me and told me that I was insured to ride around even though they knew that I was not covered. I have copies of the insurance certificate to prove that they sold me the policy and all other relating documents. Please advise on what I can do.""

How much Would car Insurance Be for me If Im 18 in California?

And have a 08 or 09 Honda Civic brand new(going to be buying a car) And going to college(since I hear most insurance Companies discount kids under 20 who are going to college) Is it really expensive? Also I hear its lower then before since economy is down.

Infertility insurance?

Does any one know of a good provider or some one with an insurance rider for infertility? I have great health insurance, except it dosent cover that! I should say that I live in Kentucky. Thanks""

""What happens to a person who passes away and has no life insurance, money or family that can help?""

I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.""

How much is car insurance?

we are moving to newmarket, ontario. we are wanting to get rough ideas about the cost of car insurance. i hear it is quite expensive but was wondering if someone could illustrate in some way or give an example of how it is worked out. also could someone reccommend a trustful dealer?""

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https://www.linkedin.com/pulse/health-insurance-nj-affordable-care-act-hailey-macdonald/"

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billyedmondsphotography-blog · 8 years ago

Text

Template contracts and websites

Being a photography in today’s climate is by far no easy task. Photography is something that I do want to stick too when I finish uni. The dream would be the fire service/police and photography on the side-lines. Although to most people, being a fire-fighter and having a second job sounds like a dangerous amount of work; it is estimated that at least half(Hastingas, 2013) of London’s fire fighting population have second jobs just as the pay simply isn’t enough to afford living in a metropolitan city like London. I wanted to use this time to follow up on my past research on how to become a photographer and add a few bits too what I said previously.

One of the first recommendations is to research other photographer’s websites that are linked to the industry you want to head too within photography. Photography in itself is a massive subject matter with thousands of “majors” if you want to be a little American. If we was using this terminology you could say that my major is weddings, extreme sports, live concerts and portraiture. Before I started building my website, I decided to look at how other wedding photographers have theres (there is another tumblr post about this) but I want to have another look, especially at the bio to see how they word and talk about their life’s within photography. I have decided to look at a few wedding photographers from my home area of Essex. The first photographers website I want to look at is Simon Carrs.

Something I have noticed about all wedding photographers websites is how they always open with at least one image on the first page, something which I have also done, as I feel this invites the viewer in to look at more images. Simons website is a little different on this stance as he doesn’t have just one single image, he has multiple images which change on a basis of 10/15 seconds, giving the viewer enough time to look at the images on show but also allowing them not to become bored whilst looking at the website. Although this works for Simon, at this current time this type of website wouldn’t work for me as I do not have enough experience within the wedding industry to allow me to use this many images. If you look at the overall layout of his website, it is crisp and clean with a white background and light grey writing – I am changing my text colour as I feel black is far too much of a cliché on websites. By using a grey scale colour tonnage, it allows me to have still quite a neutral colour but whilst also using something which is different from a normal colour scheme. Simons bio is quite short compared to my current one (which I plan on working on throughout the Easter holiday).

Something which I found quite cool regarding Simons website is that fact he changes certain catch words, for instance instead of using testimonies, he uses the word “raves”. Having testimonies on websites is a fantastic way to show the client that other people have enjoyed how you’ve worked and also your images. I plan on adding something like this to my website and sending out an email list to all my old clients asking them to write me up a testimony.

Another wedding photographers website I want to pay some interest too is that of Justin baileys. Justin’s website Is rather different too Simons, but so is Justin’s style of photography.

The initial page of Justin’s website gives a slideshow type presentation with 7 images scrolling round, I feel this Is far too overdone within the wedding industry and this is something I really want to avoid. I went straight over to Justin’s website to take a look at his bio as this for me is one of the most important parts of a website. Getting to know the photographer on a 1-2-1 basis is something that allot of wedding photographers have said to me is really important. Generally people will hunt for wedding photographers, going through hundreds of websites to see who fits their day the best.

Something I have noticed again that is a key pattern is that every wedding photography website has at least one image of the photographer themselves. This is something that I really need to get onto, mainly as I hate having my picture taken I don’t have too many images of myself unless I am on a snowboard or a bike, But I feel that I may just include one of them images for the time being. Justin’s website in this sense is completely different from any other website I have seen in relations to the bio. Justin uses pictures to tell a story of himself which I feel works fantastically. Something which again I have tried to avoid is putting prices online. I have a set packages which people can choose to buy, but because I want to try and cater for everyone’s budgets I decided to leave this out of my website as I feel that people could be more inclined to message me. I do want to get some feedback on this though because it could be the complete opposite in a sense that people could see me as “A fancy restaurant” which doesn’t put its prices on the menu because people don’t care about the price, the only care about the food. Not that there is anything incredibly wrong with this.

To conclude regarding the websites; from both the websites I viewed throughout this part of this small “essay”, the colours are nearly the same (Clean crisp white) with stunning imagery laid out around both sites to give the reader more to look at as they go through the website. Price plans seem to be an in-thing at the moment, because of this I plan on maybe adding my packages to my websites but not including the price plans, just at the bottom stating that they can contact me regarding prices which will allow me to continue offering bespoke packages made to fit each person. My bio defiantly needs some adjusting. At the moment my bio seems like it’s a small from birth autobiography explaining every aspect of my photographical career, I need to numb this down a little and make it more accessible for the reader. Someone has told me to try and make it small enough so people can screenshot it and send it around.

The next part of this is is looking at contracts and how they play a major role within photography today. A contract is a legally binding piece of document that shows both parties what is expected of them, it is incredibly important within photography that a contract gets signed before attempting to undertake any work. Especially within the wedding industry. The contract is the best stance to take with things such as copyright and printing rights which is often a rather large confusion among couples who are hiring wedding photographers. I decided to write up a contract at the beginning of the year as I knew I would be undertaken wedding photography quite soon. Below is what I have written so far, I made this as a template so I can quickly adjust any of the important parts of the contract. I decided to also add that I wanted the name of two extra people so I have at least two contacts for the day itself as its quite probable that I won’t have any contact with the bride or groom on the day until the reception.

This agreement is between [CLIENT 1 NAME] and [CLIENT 2 NAME], hereinafter referred to as the "Clients", and Billy Edmonds plus any secondary photographer working under the name of BM photography, hereinafter referred to as the "Photographer(s)". Date of Wedding: [WEDDING DATE] Start Time: [WEDDING START TIME] Ceremony Time: [CEREMONY TIME] Ending Time: [WEDDING ENDING TIME] Other Times/Arrangements and Services agreed on: [OTHER TIMES/ARRANGEMENTS AND SERVICES] [CLIENT 1 NAME] Address: [CLIENT 1 ADDRESS] Email: [CLIENT 1 EMAIL] Phone: [CLIENT 1 PHONE]

[CLIENT 2 NAME] Address: [CLIENT 2 ADDRESS] Email: [CLIENT 2 EMAIL] Phone: [CLIENT 2 PHONE]

Ceremony Name of Location: [CEREMONY LOCATION NAME] Address: [CEREMONY LOCATION ADDRESS] Phone: [CEREMONY LOCATION PHONE]

Reception Name of Location: [RECEPTION LOCATION NAME] Address: [RECEPTION LOCATION ADDRESS] Phone: [RECEPTION LOCATION PHONE]

Addtional Contact 1 Name: [ADDITIONAL CONTACT 1 NAME] Mobile Number: [ADDITIONAL CONTACT 1 MOBILE NUMBER]

Additional Contact 2 Name: [ADDITIONAL CONTACT 2 NAME] Mobile Number: [ADDITIONAL CONTACT 2 MOBILE NUMBER]

Additional contacts must be able to be contacted on the day of the wedding. Amount agreed: £[COST OF SERVICES AGREED UPON]

deposit: £[DEPOSIT AMOUNT] The booking fee is due on signing this agreement (Booking Fee is [BOOKING FEE PERCENTAGE]% of the amount agreed with a maximum of £[BOOKING FEE MAXIMUM]), with the balance of the amount agreed due [BALANCE DUE DATE # DAYS] days before the day of the wedding.

The Clients agree to provide a meal for the Photographer if the length of attendance exceeds five hours.

Entire Agreement: This agreement contains the entire understanding between the Clients and the Photographer.

Confirmation: A signed “Contract for Wedding Photography Services” and payment of the booking fee are necessary to confirm the stated wedding services from the Photographer.

Pre-Wedding Consultation: This normally happens at the time of booking. The Clients will outline broadly what is required and the Photographer will advise on planning, logistics and timings where needed. If required the Clients are welcome to pop in for an additional chat closer to the time of the wedding (about 2 weeks) to iron out the remaining details. In any case we will contact you by phone a few days before the wedding to ensure that there have been no last minute changes. Cooperation: The Clients and the Photographer consent to happily cooperating and communicating with each other to achieve the best possible result within the understanding of this contract. We recommend that the Photographer be provided with a helper (usually the best man) who will point out key individuals to be photographed. The Photographer may also require the assistance of the best man in organizing family groups. The Clients also agree to give the Photographer sufficient warning of key events at the wedding to give the Photographer time to prepare e.g. Bouquet throwing, cutting the cake, speeches etc. Please note that not all guests at weddings like having their photo taken. In such cases the Photographer will use his discretion but cannot be held responsible for a lack of photos of these people.

The Schedule: Our shooting schedule, style of working and experience are designed to achieve a great set of wedding photos for the Clients, accomplished with good humour and enjoyed by all concerned. Both the Clients and the Photographers therefore agree that punctuality and cheerful cooperation are essential to producing outstanding photographic results. In cases where the wedding does not run on time (for example, extreme lateness by one of the Clients arriving to the church) we cannot guarantee to take our normal set of photos although in such circumstances we will do our absolute best to compensate.

Paparazzi Wedding Guests: All your guests will have digital cameras and all your guests will want to photograph the Clients. In the spirit of cheerful cooperation the Clients agree to give the Photographers precedence over the guests in order to take the photographs required for the wedding services described above. We cannot be held liable for a lack of wedding photos if guests taking their own photos of the Clients continually interrupt the Photographer's work.

House Rules: Note the Photographers are sometimes limited by rules imposed by registrars, ministers and venue management as to what can and cannot be done. For example some ministers insist that no flash photography is allowed, and others will insist that the Photographers shoot from a specific location. In such circumstances the Clients agree to accept the technical limitations that may be imposed on the equipment used. We advise the Clients to make themselves aware of the rules of the venue concerned and if necessary negotiate with the personnel concerned.

Copyright Law: The copyright of photographs remains with the Photographer. The Photographer grants the Clients permission to make copies of the images under the following conditions. The images taken by the Photographer are for personal use by the Clients and their friends and relatives. Sale, Publication or any Commercial use of the photographs is not allowed without prior written permission from the Photographer.

Model Release: The Clients grant the Photographer and its legal representatives, heirs and assigns, the irrevocable and unlimited consent to use the photographs of the Clients for editorial, competition, advertising and any other purpose and in any manner, to alter the photographs without restriction; and to copyright the images. The Clients hereby release the Photographer and its legal representatives, heirs and assigns from all liability and claims in connection with the images.

Food: The client agrees that refreshments will be provided for the photographer(s) throughout the day and a meal will be provided at the reception

Limit of Liability: If a photographer is too ill or becomes injured and cannot supply the wedding services specified above the Photographer will try to book a replacement wedding photographer. Under normal circumstances a second photographer from the Photographer is there for the day anyway and this photographer will then shoot the day on his/her own. If both photographers are unavailable and a replacement photographer cannot be found then liability is limited to a refund of any payments received. The Photographers have working methods in place to prevent loss or damage to your images. However, there is the unlikely possibility that images may be lost, stolen or destroyed for reasons in or beyond our control. In these circumstances liability is limited to the return of fees paid for the service or part thereof according to the percentage of images supplied.

Usage of images by the photographer: The client agrees to any images taken by the photographer can be used for online/marketing purposes of the photographer unless that age of the person within the images are under the age of 18, where the photographer will get permission from a parent or guardian.

Booking Fee/Deposit: In the event of the Clients cancelling the wedding for whatever reason the booking fee is non-refundable. It will be considered as liquidated damages to the Photographers.

We have understood the contents of this contract and agree to the terms therein.

[CLIENT 1] SIGNATURE _________________________________________

[CLIENT 2] SIGNATURE _________________________________________

PHOTOGRAPHERS SIGNATURE _____________________________________

A really important part of being a photographer is being able to communicate with people, otherwise known as “a people person”. Being able to make people smile is also a fantastic thing within photography and generally if you are friendly people will let you take their photo. Epically at weddings. Of the few weddings I have done so far I haven’t had a single problem it anyone trying to stop me from taking images of them. If you can make someone smile and stop them worrying about how they look, then you’re good to go. Simple comments just like “Don’t be silly! You look fantastic!” works the charm magically.

Another key part is trying to build yourself a network of clients. To do this social media has become the idea tool for all photographers to get their name known within their area of expertise. Right now, My Instagram is really well known among the bmx community for all the work I have done with PLK and METAL PEGS. Allot of the work I put on Instagram is based around BMX. Although I am trying to kerb this a little its quite hard when it’s the main thing you shoot. The South Bank Collective has also helped me majorly in opening my network base, as since I joined them I have worked with hundreds of different clients on many different briefs, some of whom have come back and asked for me to shoot for them again specifically. When this gets asked, it’s a fantastic feeling as you know someone likes your work so much they don’t want anyone else.

I have also been going too protests and covering them but I have since been looking at how people do earn money out of this type of thing and it seems to be a common practice at the moment to upload images to websites in order for magazines and newspapers to buy them. The website I am hoping to spend the majority of my time uploading too is alamy. I choose this website because they allow a %100 commission rating for students which is fantastic. The shots I get on the marches are also being used for my module on the photobook as they are incorporated within freedom of expression.

#Professionalpratice

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