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survivoraqualand · 4 years ago

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EPISODE 4: Bring On The Chaos

Oh boy, this was a big one.

Immediately after Sea Council, the castaways were given their next reward challenge - a mythological Wikipedia race which Rose and Linden would eventually win - along with a TEAM SWAP ANNOUNCEMENT! Everyone was added to a joint chat, at which point they could speak with anyone in the game until the teams were divided via a schoolyard pick, with the team captains chosen by MJ because he intercepted a signal from the watchtower shortly beforehand. The choices were made very quickly, and our new teams were [MJ, Logan, Jenna, Marg, Rose, Alyx and Zoe] on New Proteus versus [Jessica, Katie, Linden, Rhea, Jessie, Linus, and Allyn] on New Ceto, picked in that order.

A few hours into getting settled onto these new teams, Logan decided to mosey down to Submere 3 and let out Proteus’ monster. He was warned that this would be made public to the team yet still proceeded anyway... and was rewarded with a hidden immunity idol but punished by sending his team automatically to Sea Council. He was told this decision would be posted after the immunity challenge.

Meanwhile on Ceto, Katie made the same choice just a few hours later - which meant she also got an idol, and also sent Ceto to Sea Council, thus triggering a Double Sea Council round where only one was originally planned.

To make this all the more delicious, this round’s immunity was a temptations challenge, in which each player had to decide whether to follow the instructions of Persnickety Pete to give up powers in the game in order to win points and keep their team safe. (Contrary to Katie’s speculations within her alliance chat, this was in fact the original planned challenge for this round, not specially chosen because of the monsters.) With about half of each team having been informed about the automatic Council, most players did not give much up, although Rose went almost all in on Proteus and Linden went rather OTT on Ceto firmly believing that everyone else was going to take all the temptations alongside her.

After the reveal of the monsters’ double release, almost everyone in the game was exiled from the team chats and unable to communicate with each other for 5 hours, as for some reason this was the one temptation everyone wanted. After the time-out was up, however, plans began quickly coming together on both sides to shift votes onto the outliers, which meant Alyx/Rose on Proteus and Linus/Jessie on Ceto. For the latter, there didn’t seem to be much to do besides campaign against one another at the mercy of the majority vote; however, on Proteus, Alyx had a couple tricks up his sleeve. Thanks to a newly forged alliance with Logan & Marg as well as his discovery of a Sapphire Idol in suite 2D at the Hotel, the idoled-up threesome were able to concoct a plan to make sure the majority votes were split between Alyx and Rose, so that those two would be saved by the Sapphire Idol and could decide who went home with a minority vote.

Due to their poorer performance in the immunity challenge, Proteus went to Sea Council first, where Rose had an extra vote cast against her from Persnickety Pete, six out of seven players had their vote publicly revealed (good thing Marg kept theirs secret!), and Alyx went through with his plan to play his Sapphire Idol, sending Zoe home in a 4-3-1 turned 1-0-0 vote.

At Ceto’s Sea Council, things were a bit less spicy, but not by much. The votes ended up being incredibly close, with Jessie being sent to walk the plank in a 3-2-2 vote.

LINDEN

Uhhhh it's super awkward when you definitely probably know who voted for you at Seat Council. Guess I know where I'll be voting next time maybe?

[HOST NOTE: It was Pat. The person who got voted out. There was one vote for Linden and the rest were for Pat.]

I love my new team! I'm ready to have more active teammates who will be more involved in things. I hope we can get along well and not have too many issues with old alliances and the sort. Or maybe we can and make it more dramatic!? Who knows!

RHEA

my life is in katies hands

also i have an idol lol but i seem to be like way worse at searching than like other people so like how many people have an idol?? whats the tea

JENNA

I'll do a quick written confessional rn. At surface level I'm happy with the swap. But I think I'd feel safer if I was with Katie. I'm soooo glad I'm with Logan, but I'm worried we're gonna be targeted. I know MJ could easily flip the team on us for being close. And Zoe would most likely follow. But Hopefully that won't happen. I would love to stick with MJ. I'm not sure where Logan stands with everything, so right now my closes people would be Katie, MJ, and probably Allyn. Logan is working with Marg and I don't mind trying to work with them, so I'm trying to talk to them a bit. Zoe still isn't super responsive so not sure where we stand, but as long as MJ doesn't decide to go against me and Logan it should be okay. I hope Katie is okay on the other team. I'm assuming Jess will work with her. Anyway, gonna see what Logan has found in the hotel later and prob share with MJ so he knows I'm not just gonna ditch him for Logan.

KATIE

Yay: Jess is here! Cries in the club: Jenna is gone.

MARG

i really am just having so much fun in my first ever org. my heart is full trying something new <3 lot's has changed since my last confessional. a swap happened!!! i am now on Proteus with MJ, Logan, Jenna, Rose, Alyx, and Zoe. i was a little nervous going into the swap just because i don't know anyone, but i'm actually feeling ok! both Alyx AND Logan found idols in the past 24 hours which is WILD. i feel great knowing that all three of us have something and i feel a sense of security knowing where stuff is. i'm not sure how many advantages Ari put into the game, but i feel like there shouldn't be many more idols than that?? 3 feels like a lot. ANYWAYS, literally all three of us from Ceto have idols, so i'm feeling ok right now! Alyx and Logan both only told me about their idols too, so i feel like i'm in a good spot between the two of them. i made an alliance chat for the three of us and i am trying to bring the two of them together. hopefully it works and we can figure something out whenever we go to sea council next!! i'm also trying to branch out and meet everyone from the original Proteus team. i really am loving meeting everyone and getting to know each other! i have talked to Jenna the most out of the people new to me. she's really easy to talk to, and i would love to work with her! i hope we can make it happen. i think it would be fun, and i'm here for fun!!! my biggest fear in this game is being delusional or not really understanding what is going on. i think i have some agency in the game and don't just follow people who have played in orgs a bunch??? i want to have a mind of my own and play to win. i think i'm doing that? i hope i'm doing that? i'm really just trying to focus on social bonds so that people want to work with me. gosh i just reread everything and i sound so optimistic. i'm ending this confessional before something bad happens. bye!

JESSICA

I know we have already lost this challenge because Katie let the monster out. Tempted to take an auto self vote so I can avoid the drama..... but I know people would find this SUSPICIOUS!

LINDEN

I really hope I can convince everyone to go along with the wild plan to take all the options. Allyn, Katie, and I have all said yes for sure in one on one chats! Linus and Jessica are both maybes and Jessie is also hesitant. Rhea is very busy with her mouth but I really think we should go for it!!! I just have to get everyone to trust one another for a brief moment.

JESSICA

The number of times I have googled "aquaman" while trying to visit this blog is astounding. Anyways... I love Linden that is it that is all that is the confessional. I saw this challenge (and the option to self vote??? Amazing) and I didn't take it because I was like oh no, Jessie and Linden need me and I can't risk them going home. I come back and Linden has said don't worry, I took every single thing because I think it's funny. I could never achieve this level of being iconic.

I think what actually happened is Katie told everyone on her side we automatically are losing so none of them are going to take anything. That's fine by me honestly! If Linden is self-voting, I think I will make this go to rocks. But not just any rocks..... I think I'm gonna try and do this: - me, Jessie, Linus: vote Katie - Katie, Allyn, Rhea: vote me - Linden: is not voting at all Then if it ties, Katie and I are safe from rocks and everyone else does it. This seems really fun so I hope it works. However, I think Linus might mess up a plan like this so who knows what will happen.

LINDEN

I TOOK ALL THESE DOWNSIDES FOR N O T H I N G /flips table

ROSE

i can't believe both monsters got out and i hope it was NOT intentional bc if it *was* logan has a LOT to answer for! this was very unexpected and i'm definitely a little worried about whether i gave too much up in this challenge. our team only got 18 points, which means that some of us did NOT make the sacrifices we all agreed upon

KATIE

Episode Title: She Did The Monster Mash

I released the monster and I would do it again and again and again!!!!!! I found out Rhea has the missing mask and can mutiny after sea council... I had a plan to take said mask and jump to the other team to then release their monster, but no such luck because LOGAN LET IT GO!!!!!!!!

I am also the holder of all pearl information and am excited to watch who unleashes the curse first-- its between Jess or Jenna... I don't really do reward challenges unless I get to draw a picture so I know I wont have enough hotel trips to figure out the curse myself so now I watch and wait. Someone has the f5 item from the vending machine and I am being CONSTANTLY LIED TO about who has it... thats my next goal

I tried to tell my old team members not to give anything up but nobody listened and now I'm the only person not exiled and alone in the team chat. It's amazing~

JESSIE

BAM TEAM SWAP SCHOOL YARD PICK SHOOOK

That's right. I was shook. I was also almost picked last which I don't know how to feel about. At least I ended up on the team I wanted to be on. Jessica, Linden and me are hoping we can snatch up Linus because apparently he was in the minority on the other team and Linus passed my vibe check so I am fine with that. Us Canadians must stick together ? Yeah that sounds good I kind of like the sound of that lol.

Anyways I did not take all the punishments for this round and no regrets because both teams lost. Katie let pancakes free of course Pancakes was going to cause some trouble. So we go to council tomorrow most people have punishments so I should be okay this round. The public vote? Not as scary as not getting a vote or getting an extra vote to your name. I can do damage control if need to. I just got to believe in myself.

*insert some quote about hope and despair from danganronpa*

I will also be staying up so I can start strategizing when we all get added back to the chat after this lovely chat exile break. Anyways at this point I will probably be voting Rhea due to lack of bonding but who knows what plans later tonight or tomorrow will bring? I sure don't know. But I am ready. Bring on the chaos <3

JENNA

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So I actually meant to talk about something else in this confessional but I'm dumb and forgot about it so I'll type it out. Playing with Logan reminded me to chill out a little more and have more fun and not take everything too seriously. I remember this book I was reading where this team did something that would make them lose for sure but then they would learn from it, and if you're not willing to take risks and go outside of your comfort zone and fail then you're never going to grow as a person. You're not gonna win all the time because if you do you never actually learn all that you can and so I wanna have fun and cause chaos and not be afraid to lose because I'm growing and that's good! Life is a lot more fun if you're not focused on being the best and just having a good time with good people and taking steps in the right direction. Eventually you become the best anyway, so I'm really glad Logan helped put that in perspective. I'm still gonna try! But I wanna take more risks, like releasing that curse! Maybe the game will be harder but I'll be having fun on the way.

ALLYN

Team switch is actually going okay! I am still with Rhea and Linus who are my number 1 and 2, and Katie is being trustworthy at the moment so that is good. I am also with Jessica, who I've been friends with for 6 years and I definitely want to align with her eventually (she's a beast in person and in Survivor), it's just I don't know why she doesn't want Jessie out. I'm hoping telling her to go for Linus won't hurt us in the long run, because she is definitely a person I want to work with. Katie is controlling and mean (sorry, just what I have witnessed) and she's good for our votes at the moment, but I definitely want her out soon. She completely ignored my all my ideas and input on the rule making challenge, and it was just not very fun to work with her. (Jenna has confirmed, wanted to make sure I wasn't crazy) Linden is so sweet and I love her, (we are Bellingham buddies and I wish she still lived here) I just don't think the numbers are there for her to stay too much longer :( Pretty sure we're all good for Jessie to go tonight!

ZOE’S FINAL WORDS

nice meeting you all <3 lots of love, no hard feelings.

JESSIE’S FINAL WORDS

I had a lot of fun this season and I’m glad I played ! Good luck to everyone left :)

#episode #survivoraqualand

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melissawalker01 · 4 years ago

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Lindon Utah Foreclosure Lawyer

Lindon is a city in Utah County, Utah, United States. It is part of the Provo–Orem, Utah Metropolitan Statistical Area. The population was 10,070 at the 2010 census. In July 2018 it was estimated to be to 10,970 by the US Census Bureau. Lindon has an abundant cultural and historical background. Originally settled in 1861, Lindon began as pioneers moved into what was then the Lindon grazing land. The town was originally named “String Town” because of the way the houses were strung up and down the street between the towns of Orem and Pleasant Grove. An old linden tree (Tilia) growing in town in 1901 inspired the present (misspelled) name. Over the past century Lindon has seen organized development, but it has tried to remain true to its motto: “Lindon: a little bit of country”.

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Short Sales vs. Deeds in Lieu of Foreclosure

If you’re having trouble making your mortgage payments and the loan holder (the bank) has denied your request for a repayment plan, forbearance, or loan modification or if you’re not interested in any of those options two other ways to avoid a foreclosure are completing a short sale or a deed in lieu of foreclosure. One benefit to these options is that that you won’t have a foreclosure on your credit history. But your credit score will still take a major hit. A short sale or deed in lieu of foreclosure is almost as bad as a foreclosure when it comes to credit scores. For some people, though, not having the stigma of a foreclosure on their record is worth the effort of working out one of these alternatives.

Short Sales

A short sale occurs when a homeowner sells his or her home to a third party for less than the total debt remaining on the mortgage loan. With a short sale, the bank agrees to accept the proceeds from the sale in exchange for releasing the lien on the property.

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The bank’s loss mitigation department must approve the short sale before the transaction can be completed. (The process of finding a way to avoid foreclosure is called “loss mitigation.”) To get approval for a short sale, the seller (the homeowner) must contact the loan servicer—the company that manages the loan account—to ask for a loss mitigation application. The homeowner then must send the servicer a complete application, which usually includes: • a financial statement, in the form of a questionnaire, that provides detailed information regarding monthly income and expenses • proof of income, if applicable • most recent tax returns • bank statements (usually two recent statements for all accounts), and • a hardship affidavit or statement. • The purchase offer. A short sale application will also most likely require that you include an offer from a potential purchaser. Banks often insist that there be an offer on the table before they will consider a short sale, but not always.

• A second mortgage holder must agree to the short sale. If there is more than one mortgage on the property, both mortgage holders must consent to the short sale. The first mortgage holder will offer a certain amount from the short sale proceeds to second mortgage holder to release their lien, but the second mortgage holder can refuse to accept the amount and kill the deal.

Deficiency Judgments Following Short Sales

Many homeowners who complete a short sale will face a deficiency judgment, though a few states disallow them after this kind of transaction. The difference between the total debt and the sale price is called a “deficiency.” For example, say your bank gives you permission to sell your property for $200,000, but you owe $250,000. The deficiency is $50,000. In many states, the bank can seek a personal judgment against you after the short sale to recover the deficiency amount.

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While many states have enacted legislation that prohibits a deficiency judgment following a foreclosure, most states do not have a corresponding law that would prevent a deficiency judgment following a short sale. How to avoid a deficiency with a short sale To ensure that the bank can’t get a deficiency judgment against you following a short sale, the short sale agreement must expressly state that the transaction is in full satisfaction of the debt and that the bank waives its right to the deficiency.

If the bank forgives some or all of the deficiency and issues you a IRS Form 1099-C, you might have to include the forgiven debt as taxable income. When It Might Be a Good Idea to Let a Foreclosure Happen and Other Issues to Consider

In some states, a bank can get a deficiency judgment against a homeowner as part of a foreclosure or thereafter by filing a separate lawsuit. In other states, state law prevents a bank from getting a deficiency judgment following a foreclosure. If the bank can’t get a deficiency judgment against you after a foreclosure, you might be better off letting a foreclosure happen rather than doing a short sale or deed in lieu of foreclosure that leaves you on the hook for a deficiency. For specific advice about what to do in your particular situation, talk to a local foreclosure attorney. Also, you should take into consideration how long it will take to get a new mortgage after a short sale or deed in lieu versus a foreclosure. Fannie Mae, for instance, will buy loans made two years after a short sale or deed in lieu if there are extenuating circumstances, like divorce, medical bills, or a job layoff that caused you economic difficulty, compared to a three-year wait after a foreclosure. (Without extenuating circumstances, the waiting period for a Fannie Mae loan is seven years after a foreclosure or four years after a short sale or deed in lieu.) On the other hand, the Federal Housing Authority (FHA) treats foreclosures, short sales, and deeds in lieu the same, usually making its home loan insurance available after three years.

Deeds in Lieu of Foreclosure

Another way to avoid a foreclosure is by completing a deed in lieu of foreclosure. A deed in lieu of foreclosure is a transaction in which the homeowner voluntarily transfers title to the property to the bank in exchange for a release from the mortgage obligation. Generally, the bank will only approve a deed in lieu of foreclosure if there aren’t any other liens on the property.

You Might Want to Complete a Deed in Lieu of Foreclosure

Because the difference in how a foreclosure or deed in lieu affects your credit is minimal, it might not be worth completing a deed in lieu unless the bank agrees to: • forgive or reduce the deficiency • give you some cash as part of the deal, or • give you some additional time to live in the home (longer than what you’d get if you let the foreclosure go through). Banks sometimes agree to these terms to avoid the expense and hassle of foreclosing. If you have a lot of equity in the property, however, a deed in lieu is usually not a good way to go. In most cases, you’ll be better off by selling the home and paying of the debt. If a foreclosure is imminent and you don’t have much time to sell, you might consider filing for Chapter 13 bankruptcy with a plan to sell your property.

Just like with a short sale, the first step in obtaining a deed in lieu of foreclosure is for the borrower to contact the servicer and request a loss mitigation application. As with a short sale request, the application will need to be filled out and submitted along with documentation about income and expenses. The bank might require that you try to sell your home before it will consider accepting a deed in lieu, and require a copy of the listing agreement as proof that this has been done.

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Deed in Lieu of Foreclosure Documents

If approved for a deed in lieu of foreclosure, the bank will send you documents to sign. You will receive: • a deed that transfers ownership of the property to the bank, and • an estoppel affidavit. (Sometimes there might be a separate deed in lieu agreement.) The estoppel affidavit sets out the terms of the agreement and will include a provision that you are acting freely and voluntarily. It might also include provisions addressing whether the transaction is in full satisfaction of the debt or whether the bank has the right to seek a deficiency judgment. Deficiency Judgments Following a Deed in Lieu of Foreclosure With a deed in lieu of foreclosure, the deficiency amount is the difference between the fair market value of the property and the total debt. In most cases, completing a deed in lieu will release the borrowers from all obligations and liability under the mortgage, but not always.

Anti-deficiency laws

Most states don’t have a law that prevents a bank from obtaining a deficiency judgment following a deed in lieu of foreclosure. Washington, however, is one state that does prohibit a bank from getting a deficiency judgment after a deed in lieu. So, the bank might try to hold you liable for a deficiency following the transaction. If the bank wants to preserve its right to seek a deficiency judgment, it generally must clearly state in the transaction documents that a balance remains after the deed in lieu, and it must include the amount of the deficiency. How to avoid a deficiency with a deed in lieu of foreclosure To avoid a deficiency judgment with a deed in lieu of foreclosure, the agreement must expressly state that the transaction is in full satisfaction of the debt. If the deed in lieu of foreclosure agreement does not contain this provision, the bank might file a lawsuit to obtain a deficiency judgment. Again, you might have tax liability for any forgiven debt.

The process for completing a deed in lieu will vary somewhat depending on who your loan servicer is and who the lender (or current owner of your loan, called an “investor”) is. Generally, you’ll have to try to sell the property for at least 90 days at fair market value before the lender will consent to accepting a deed in lieu. Also, you usually must have clear title, which means there can’t be other liens on the property. You might have to provide details about your finances and show that the home won’t sell for what’s owed. As part of the deal, the homeowner usually agrees to vacate the home, leaving it in good (“broom swept”) condition, and sign over ownership to the lender. In some cases, the borrower will have to submit an affidavit indicating that the process was voluntary. In some cases, the lender will allow the homeowner to rent the home even after turning over the deed. Fannie Mae, for example, offers this option to borrowers who have Fannie Mae loans. Also, in some cases, the departing homeowner will receive relocation money after completing a deed in lieu.

Call A Foreclosure Lawyer

Some people think that completing a deed in lieu will cause less damage to their credit score than a foreclosure. But the difference in how a foreclosure or deed in lieu affects your credit is minimal. For this reason, it might not be worth doing a deed in lieu unless the lender agrees to forgive or reduce the deficiency, you get some cash as part of the deal, or you get some extra time to live in the home (longer than what you’d get if you let the foreclosure go through). In some cases, the lender will agree to one or more of these conditions to avoid the expense and hassle of foreclosing. Also, you should take into consideration how long it will take to get a new mortgage after a deed in lieu versus a foreclosure. Fannie Mae, for instance, will buy loans made two years after a deed in lieu if there are extenuating circumstances, like divorce, medical bills, or a job layoff that caused you economic difficulty, compared to a three-year wait after a foreclosure. (Without extenuating circumstances, the waiting period for a Fannie Mae loan is seven years after a foreclosure or four years after a deed in lieu.) On the other hand, the Federal Housing Authority (FHA) treats foreclosures, short sales, and deeds in lieu the same, usually making its home loan insurance available after three years. If you have a lot of equity in the property, however, a deed in lieu is usually a poor choice. You’d be better off by selling the property and paying of the debt. If you don’t have a lot of time and a foreclosure is imminent, you might consider filing for Chapter 13 bankruptcy with a plan to sell your home.

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With a deed in lieu, the homeowner may negotiate what will happen to the deficiency, if one exists. Because a deed in lieu is a voluntary agreement between you and the lender, it’s possible to negotiate a deal in which: • the lender agrees not to pursue a deficiency judgment • you agree pay part of the deficiency, or • you agree to repay the deficit over time. Be aware that, if the lender forgives all or part of the deficiency, you might face tax consequences. Should You Let the Foreclosure Go Through? In some states, a bank can get a deficiency judgment against a homeowner as part of a foreclosure or thereafter by filing a separate lawsuit. In other states, an anti-deficiency law prevents a bank from getting a deficiency judgment following a foreclosure. If the bank can’t get a deficiency judgment against you after a foreclosure, you might be better off letting a foreclosure happen rather than agreeing to a deed in lieu of foreclosure that leaves you responsible for all or a portion of a deficiency. (For specific advice about what to do in your particular situation, talk to a local foreclosure attorney.)

If you’re considering completing a deed in lieu, consider talking to a lawyer. Many different foreclosure avoidance options exist, including loan modifications and short sales, and some options might be better than others, especially for specific situations. To find out if a deed in lieu might be right for you or to explore other possible options, contact a lawyer.

Avoiding a Deficiency Judgment

In some states, lenders have the right to sue borrowers for deficiencies after a foreclosure or a deed in lieu of foreclosure. A deficiency is the difference between the amount you owe on your mortgage loan and the price your lender gets for your home when it sells at a foreclosure sale. In other words, if you owe your mortgage lender $300,000 on your house and you default, and the foreclosure sale brings in just $250,000, the deficiency is $50,000. If permitted by state law, the lender can sue you for the $50,000 and get a deficiency judgment—even though it already took the house. With a deed in lieu of foreclosure, the deficiency is the difference between the total debt and the fair market value of the house. As part of the deed in lieu of foreclosure negotiations, you should get your lender to agree to release you from having to repay any deficiency, perhaps in exchange for your agreeing to deliver the house to your lender in good condition. Make sure to get the deficiency waiver in writing. Though, if the lender forgives all or part of the deficiency, you could face tax consequences.

Know Your Options

If you are a distressed homeowner who’s facing a foreclosure, knowing your options is very important. As soon as you realize that you’re in financial distress, call your servicer’s loss mitigation department to find out what alternatives to foreclosure—such as a refinance, loan modification, short sale, or deed in lieu of foreclosure—are available to you. (The servicer is the company that manages your loan account on behalf of the lender. Servicers process borrower payments, manage escrow accounts, and pursue foreclosure for defaulted loans.) You have nothing to lose by calling the servicer and the call might make a huge difference. You will typically be provided a packet of information and documents to complete. If you don’t understand the contents of any of these documents, ask for help, either from an attorney or a free HUD-certified housing counselor. While the foreclosure process can be scary, you have some choice in the matter.

Free Initial Consultation with Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

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endersjane · 7 years ago

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My 10 Songs List

Was tagged by @wednesdays-pookie ☺️

I think this is supposed to be the 10 I’m into right now?

Somewhere I read that as you age you tend to listen to less new music. Which is kind of sad…..but accurate, I guess. I tend to collect about 2 new songs a month and alternate between shuffling all 5000 plus songs that I have on my phone or going through my “recently added” playlist on shuffle (or manually.) Anyway my point being that my 10 are not all exactly from “right now”. Just picking 10 from the last several months that I still go back to with some frequency.

(There is quite a bit of randomness here)

In no particular order:

1. “Issues” by Julia Michaels (Heard it for the first time when Kaylee Mills used it for her audition piece on So You Think You Can Dance) 2. “Dust to Dust” by The Civil Wars (Found it in a video about Holder and Linden from The Killing and it was such a beautifully perfect song. It felt like someone wrote it just about them. The lyrics in particular but even the tone of the singers voice reminded me of the way Linden’s voice cracked when she told Holder “I’m sorry” in that last scene. 😭) 3. “Bartender” by James Blunt (I feel like people see him as a joke because of his overly sentimental hits from the 00s (he even wrote a song about it called “2005”) but I have been gradually coming to the conclusion that I actually really like his music. Not ironically. Not really that first album but the rest are just such a wonderful mix of mournful/melancholy and upbeat. They always make me feel good.) 4. The opening credit music to “Victoria” by Martin Phipps (I listen to a lot of score music. And keep discovering stuff that I’m like - Oh yeahhhhhh he/she did THAT [other thing]. This one I realized was the same composer that did the beautiful haunting theme to North & South.) 5. “Lion Theme” by Dustin O'Halloran (This music literally made me cry when I first heard it…..and it was only the trailer to the movie. So, so beautiful) 6. “Never Give Up” by Sia (Also because of Lion. It was the perfect balance to the heavy emotions of this movie. Kind felt like when you laugh after you’ve been crying.) 7. “You and Me” Sara Watkins (I love Nickel Creek but I hadn’t really gotten into Sara’s solo stuff until I decided to marathon Parenthood and in the final wedding scene this song comes on and I was just hooked. I didn’t even know it was her until I looked it up.) 8. “Daft Punk” by Pentatonix (Randomly watched their documentary on Netflix and fell in love with their style. I like remixes and mashups and so forth. And Daft Punk. It’s like the best of all the best.) 9. “Rosetta” by Vangelis (I was absolutely floored to see that he was putting out a new album, last year. This was his first one since I was in college - 15 YEARS AGO!) His more recent stuff (90s-present) doesn’t always speak to me. But this one really recalls his earlier stuff that managed to be borderline new age but also intensely compelling, melodically.) 10. “L'harmonie du Monde” by Benoît Charest (From the Mars & Avril soundtrack - a really strange but fantastic French Canadian movie starring Caroline Dhavernas….and a lot of weird instruments. The music is wonderfully surreal but I just really enjoy listening to the guy speak French. Especially when he says “le planet rouge”. I want to name a blog that some day.)

I am tagging: @jennywwlove @onedayyoujustchange @darkseid-of-the-moon @thaliasandy @mylifeisjulie @skhskh1996 @shimmershae @allthatglitters-love @foreverlovingdaryldixon @thereadersmuse @wedoitforthefeels

Feel free to do it or not….as you choose….

#10 songs #about me #music

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businessliveme · 5 years ago

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33 genius travel hacks to upgrade your holiday trips

(Bloomberg) –So it begins: The holidays are upon us, and with them, the crush of holiday travel.

Here, the best pearls of wisdom from Travel Genius, Bloomberg’s original podcast that delivers the cleverest solutions to your most common travel problems. Tips include our hosts’ original reporting, plus words of wisdom from Season 2’s guests, both recent and forthcoming. (Consider this your sneak peek to the weeks ahead.)

With their help, you’ll be well-armed to tackle any holiday travel stress—whether you’ve yet to solidify your plans, are stuck on your shopping list, or simply need to keep the peace amid airport chaos. It’s a holiday survival guide on supersmart steroids.

Get Good Travel Deals, Even in the Highest Season

If you’re booking a last-minute holiday getaway, there’s still hope.

1. Lexie Alford, recognized by Guinness World Records as the youngest person to visit every country in the world, says Skyscanner is “definitely the best for booking last-minute stuff. It’s the most reliable, and it shows many different options: the fastest route, the cheapest route. How many stops you want to make.” She says it also offers an alternative for greener choices. For example: “This flight emits 32% less CO₂ than average for your search.

Read: Golden trip hacks from a Guinness World Record holder for travel

2. Don’t be afraid to negotiate. If your dream hotel has rooms available, and the competitor down the street has better pricing, hop on the phone. Desk agents have a habit of giving in for the sake of a direct, guaranteed booking.

3. By the same token, ask what your hotel includes free of charge. Airport transfers, room service, non-motorized water sports equipment—Moti Ankari, a fashion influencer and co-creator of the menswear shoe brand, Ankari Floruss, has gotten all of these without adding a dime to the cost of his stays.

Image: Pixabay

Ace Your Packing Game

This time of year, the last thing you want to do is check a bag.

4. Skip the jewelry roll, and use a wine cork to stash your earrings, says venture capitalist Hitha Palepu, author of How to Pack. Chipping away bits of the cork also make for improvised backings, should one get lost.

5. Palepu’s other brilliant tip: Use a washed and dried prescription bottle to pack toiletries that don’t come in travel sizes. The shape of the bottles makes them easy to clean; tamper-proof lids mean they’ll never spill.

6. A tiny, tidy stain-removing kit will let you re-wear outfits with confidence. Include baby powder (for grease stains), dryer sheets (to keep everything smelling fresh—even your laundry compartment), and Shout wipes or a Tide pen.

7. Don’t pack what a hotel can give you. Westins provides gym clothes on loan, points out Trevor Project Chief Executive Officer Amit Paley. Many hotels can offer up rain boots, hiking gear, dog beds, and other bulky goods your suitcase can do without.

Be Two Steps Ahead of Any Crisis

When everyone else is melting down, you’ll be cool as a cucumber.

8. Bad Airbnb? Nasty forecast? When your vacation looks like it’s taking a turn for the worse, salvage matters with a strategic pivot. Don’t fall prey to the fallacy of sunk costs. You can always rebook, reroute, and file your complaints and disputes from a much happier place.

Read: Travel Tips From a Rock Star Who Flies 500,000 Miles a Year

9. Nothing will fix a plane full of crying babies as much as a good, stiff drink. Linden Pride, founding partner of Dante, the World’s Best Bar, says the prime option is to mix your own 50/50 martini. “Take a full cup of ice in one plastic cup, then pour equal parts vodka and vermouth over the ice [on long-haul flights, the air team will have vermouth], stir it with a plastic stirrer, then pour it back into a second plastic cup and add a rind of the lemon they’d otherwise serve you with a soft drink. There’s nothing better.”

10. Worried about a potential flight cancellation? Book a hotel proactively, says ABC News correspondent Rebecca Jarvis. Her logic: You can’t cancel a last-minute replacement flight, but refundable rooms are easy to come by. And once that announcement is made, everyone will be scrambling for the last decent room in town—except for you.

11. Use the Flighty app to learn about flight disruptions before anyone else. Yes, it costs $50 per year, but you can get a free trial and hear about delays, cancelations, and aircraft issues well before they’re officially announced.

Turn Airports and Airplanes Into Spa-Like Experiences

Family will be impressed when you land looking (and feeling) like a million bucks.

12. Don’t have lounge access? Look for an airport yoga room. They’re free, underutilized, and usually empty, says Jarvis of ABC News.

13. Jen Rubio, co-founder and chief brand officer of luggage label Away, makes her own in-flight dopp kit to make any coach seat feel like business class: she uses perfumed, hydrating, rinse-free hand wash from Byredo instead of Purell hand sanitizer; Barbara Sturm antipollution serum to keep her skin clean and moisturized; and extremely comfortable silicone earplugs from Savears.

14. Do you shop at Sephora? Grab free samples and stash them in your carry-on bag. When you land, you’ll have a small, pampering surprise waiting for you, says Bobbi Brown.

15. Packing genius Palepu swears by coconut oil as a solution to all your beauty woes, for “everything from mangled cuticles to hangovers, dry mouths on planes—you might even be able to use it as shaving cream.”

16. Actor, designer, and Wes Anderson muse Waris Ahluwalia’s secret sauce for bright, never-puffy eyes? Preparation H and ice water.

17. Ankari, meanwhile, sprays himself with Downy Wrinkle Release to erase creases after hours of sitting still.

Get Around Like a Local VIP

Nothing ruins the holiday spirit like schlepping.

18. The end of the year is the best time to take advantage of airline status-matching offers, such as what Delta is currently offering. Jumping onto a new loyalty program now means you’ll get the benefits through the end of 2020—instead of just this year.

19. Considering train travel? Author Monisha Rajesh, who trekked 45,000 miles while writing the book Around the World in 80 Trains, suggests checking Seat61.com—“the Google for train lovers.” The site compares everything from routes to pricing data to amenities, all under one roof.

Read: Scared to Travel to ‘Dangerous’ Places? Don’t Be

20. Peripatetic traveler Alford wants to make sure you never get taken for a ride again. “Email your hotel before you arrive and ask what the average price is for a taxi from the airport,” she advises. Knowing that price will help you dispute an inflated number. “If you get to the hotel, and the meter is unbelievably high, refuse to pay for it—or call the cops,” she says.

Stay Entertained Anywhere—Without Rocking the Boat

When the conversation turns to impeachment news, divert to one of these strategies.

21. Designer Alhuwalia says a pack of playing cards isn’t just for entertainment—it’s also great for learning a new language. (You can practice your numbers, at the very least.) He uses them to converse with seatmates from other countries of origin, but the strategy is just as good around a newly cleared dining table—especially if you’re considering a 2020 family holiday to, say, España or Deutschland.

22. Palepu, the author, turned us on to Libro.fm, a sort of indie Audible that supports indie bookstores. Just add headphones.

23. Want to plan a perfect day exploring as a plugged-in tourist, whether you’re in your hometown or somewhere new? Try out Journy, which creates a custom-tailored itinerary in most major cities for as little as $25.

24. Out of ideas? Have a pencil? Or a makeup brush you don’t mind washing out later? Order coffee or a glass of wine and start making art. The beverages are your paint, says Alison Mosshart, frontwoman of the Kills.

Shopping Secrets of the Rich and Famous (and Crafty)

Because Black Friday is just the beginning.

25. Splurging on a gift for yourself—or for someone on your holiday list? Try swiping that plastic abroad. The VAT savings on a very big-ticket item, such as a Birkin bag, can offset the cost of an entire weekend in Paris, says master chef Eric Ripert.

26. Don’t let kids buy everything they see and want on vacation. Have them take photos of souvenirs they’re coveting, and then revisit the entire list a day before you head home. This way, you’ll end up only with the one or two things they really love, says Disney expert Susan Veness.

27. Be strategic about airport shopping, says Away’s Rubio. “If you’re looking at a pair of Gucci loafers, the difference between buying them in New York and at Gucci at London Heathrow can be $200 to $300. It’s as much as 35% off—insane!” And if you’re passing through the same airports frequently—say, for Thanksgiving and Christmas—get a business card from the store associate. “Those airport boutiques have a limited selection because they don’t have a ton of space, but they can order things from any other store location and hold it for you.”

Read: Six Tourist Spots in Saudi Arabia That Will Surprise You

28. Another move she uses to get through her holiday shopping list: scoping out personal shopping services at international airports. (Yes, they exist!) “You book it ahead of time, and tell them what stores you want to go to and how much time you have. Then the personal shopper meets you after security and takes you from terminal to terminal to get the stuff you need.”

Make Any Place Feel More Like Home

Because not everyone is—or wants to be—“home for the holidays.”

29. Broadway star Schele Williams has no time for bad coffee, so she packs a portable French Press wherever she goes. (We like this one; for espresso lovers, there’s also the “nanopresso.”) Want to bring your own grounds, too? Head to the baby goods aisle, where tiny containers meant to hold formula or purees will do the trick.

30. Bring your sleep routine with you. For exercise guru Taryn Toomey—who bans cellphones in the bedroom, that means a small, wooden alarm clock. For Away’s Rubio, it’s the small, USB-powered white noise machine from Aurola. “There’s a Pavlovian quality to it,” she says. “No matter where in the world I am, or what kind of room I’m in, the machine turns on and my brain instantly relaxes.”

31. In hotel rooms, tiny closets with too few hangers drive fashion entrepreneur Ankari crazy. (He was Bloomberg’s fashion market editor.) He asks for a rolling rack with additional hangers to be delivered to his room so he can see all his outfits, organize looks, and never leave anything behind.

32. If you find yourself tripping over furniture in hotel rooms, do as beauty legend and new hotelier Bobbi Brown does: Ask staff to simply remove the offending item. More often than not, they can and will.

33. Pack an extension cord. Trevor Project’s Amit says it’ll come in handy well after you’ve juiced up at the airport. No matter where you’re sleeping, it’s a surefire way to make sure there’s an outlet just where you’re used to having one, whether that’s bedside, sink-side, or anywhere in between.

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yahoo-puck-daddy-blog · 7 years ago

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Puck Daddy Bag of Mail: Canucks' strategy remains puzzling

Jim Benning has done some dubious work, as the Canucks GM, but he has an extension in hand. (Bruce Bennett/Getty Images)

It’s a bit of a grab bag this week, folks. Pretty healthy mix of people wondering what teams are going to do down the stretch, with respect to their playoff chances or what they might do at the deadline,

Alrighty, here we go:

Yamada asks: “Jim Benning extension: speak on that?”

Hoooo boy.

The number of times this team has moved the goalposts on the rebuild — one assumes entirely due to the whims of management — is pretty incredible at this point. This is a team seemingly dead set on vacillating between saying all the right things about rebuilding (which Trevor Linden did in a letter to season ticket holders before the Benning presser) but not actually following through on that. Which is only going to piss off smart fans and keep less-smart fans not-that-interested.

You really can’t argue that Benning isn’t doing a good job at the draft. You can very much argue he isn’t doing a good job in any other aspect of the job. He traded picks and prospects for Erik Gudbranson in a obviously-bad-on-Day-1 deal and years later is going to re-sign Gudbranson rather than trade him.

If you’re legit rebuilding, Benning’s job of finishing 28th, 29th, and probably in that same range again this year is pretty good! But the Canucks aren’t legit rebuilding. They’re spinning the tires and they’re going to do it for another three years behind this extension.

From management’s point of view, I get it. I don’t get it from any other point of view.

MDS asks: “Do you think the Jets making the Western Conference Finals is plausible?”

Yeah I mean, look where I’ve had them in the Power Feelings all year. If Nashville is now clearly the best team in the West (they are, and they’re gonna add at the deadline), it’s still tough to see the Jets as being too far behind them. That means even though they’re going to play in the second round, it’s very conceivable that Winnipeg comes out on top because, y’know, weird stuff happens in this sport.

That said, they have some obvious holes to address if they want to improve their chances of getting that far. I don’t trust either their forward or defensive depth as much as I do for Nashville, but this is a very good team that, if it gets even a little hotter, would be a tough out for any great team.

Borbay asks: “Should an intentional blow to the head result in a match penalty and an instant penalty shot by any player on the ice at the time of contact?”

I’m of the opinion that the NHL should take a real NFL-style approach to all this and just straight up penalize a guy for any contact to an opponent’s head that seems a little more than incidental.

Obviously you give the refs a little discretion to dole out those penalties as minors and majors, or even match penalties, based on the severity of the incident. So it should be automatically a penalty, but the extent of that penalty shouldn’t be set in stone.

The idea that you’d give away a penalty shot, which is basically worth a goal on every third headshot your team gives up, is interesting because that’s a pretty good deterrent, but that feels like it’s messing with the rules too much.

Aliza asks: “With the Rangers actually starting to try and tank now, how likely do you think that they’ll be able to get the No. 1 pick and Dahlin?

It’s very unlikely this year.

They almost certainly won’t be able to trade the only reason they’re any good this year — Henrik Lundqvist — and he’s not gonna drop off so much that they lose, I guess, six or seven of every 10 games down the stretch.

Plus there’s the fact that they’ve banked so many points already. They have 59 points, which isn’t a great total, but it’s also nine more than anyone in the bottom-five has. Even if the Rangers slow down a little bit and finish with 82 points, that probably puts them in the range of seventh to ninth from the bottom. And that’s assuming that all the teams behind them don’t sell off and get worse as well.

If they get into that area, they probably have about a 5 percent chance of winning the draft lottery, which isn’t great. Stranger things have happened, I guess, but the Devils winning last year was a shock and they had an 8.5 percent chance to win, having finished tied for third-bottom.

So, to answer your question directly: “Don’t get your hopes up.”

Tim asks via email: “What do you think about Jim Rutherford standing pat with Riley Sheahan?”

I mean I guess it’s fine because the Penguins are on right now.

The odds that they overtake Washington to win that division are looking pretty good. And Sheahan, after a slow start with the organization, has 10 points in his last 18 games, which is probably all you want to ask from a No. 3 center you’re playing 16 minutes a night.

Are there upgrades out there? Probably. Do they cost more than what Rutherford already gave up to get Sheahan? Almost certainly. So if you’re doing a cost-benefit analysis here, it’s fine that he’s standing pat. They’re still probably going to lose to whoever comes out of the Atlantic.

Krista asks: “What’s your all-time women’s hockey dream team roster?”

I really don’t know enough about women’s hockey to go 20 bodies deep on a roster but I can sure put together a starting lineup. Here they are with some of their international stats:

Up front, give me Hayley Wickenheiser, Cammi Granato, and Cassie Campbell. Conveniently, they all play different forward positions. This is a no-brainer, but there are so many good candidates who get left off: Jenny Potter, Cherie Piper, Meghan Agosta, Hillary Knight, Julie Chu, the Lamoreux twins, Marie-Philip Poulin, etc. You can go on for a while. But if you’re putting together a Women’s Hockey Mount Rushmore, it’s these three and then you pick someone else.

On the blue line, it’s gotta be Angela Ruggerio and Geraldie Heaney. I believe they’re the two defensive leading scorers in women’s international hockey history and they’re both in the Hall of Fame. I also can’t think of too many more defenders who even come close to staking up, so they gotta be the two.

And in net, three-time Olympic and five-time World Championship gold medalist Kim St. Pierre seems like a pretty good pick, but I think maybe you gotta go with Shannon Szabados. Szabados had a shorter international career but also was the first woman to play in the AJHL, WHL, and SPHL. Playing four seasons of men’s professional hockey, and being actually pretty damn good at it, is amazing; the game is a lot faster and the shots are a lot harder, and Szabados kept up with it pretty effectively for like 50 games.

I will, by the way, listen to an argument for Noora Raty in net for a lot of the same reasons as Szabados (she played in men’s leagues in Finland, etc.) but she doesn’t have the international resume the two Canadians do. Though, to be fair, Finland ain’t exactly Canada.

So yeah, those are my picks:

Cassie Campbell – Wickenheiser- Granato

Ruggerio – Heaney

Szabados

Dan asks: “What would be the most effective move Chicago could make for the future, either trade for someone or trade someone away or stay pat? And who?”

As I said yesterday, they should sell if they can, but they probably can’t. I’d put a for-sale sign on almost everyone over the age of 25 and see what kinds of deals other teams want to make. Most of the big-ticket guys probably can’t be moved until the summer, if at all.

They have a bunch of pretty good (not great) young players, and heck I’m even inclined to chalk the poor year for Brandon Saad up to bad luck — his on-ice shooting percentage is well below his career average, just as an example, while his underlyings are very good — but other than that if I’m Stan Bowman and you want to have a conversation about Toews or Crawford or Keith or Kane, hey, let’s talk.

Ryan Lambert is a Puck Daddy columnist. His email is here and his Twitter is here.

All stats via Corsica unless noted otherwise.

#_revsp:21d636bb-8aa8-4731-9147-93a932d2b27a #_uuid:e5cc2363-40c3-3b32-b914-472daa5f0237 #_lmsid:a077000000CFoGyAAL #_author:Ryan Lambert

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