#because honestly ? with how little info we got it isnt really in line with his character to be there

[the-headless-horsedude]

just was curious, if it's ok to ask, do you have any headcanons about flywheels + his interactions with the rest of the scavs!! im so curious to find out what kind of person people think he was/is...

I THOUGHT I HAD WRITTEN SOME DOWN, i had SEVERAL thoughts, but i can't find them (i've been looking for over an hour) but all i've found is a little blurb/ramble about the scavs post-flywheels' death, which, hey, for the hell of it, i'll put it under a read more

how do you think the scavengers grieved flywheels' death? do decepticons have different practices for mourning a fallen comrade than autobots, was the scavengers taking parts from him their own way of mourning him, of giving him some sort of a send off? does krok occasionally tell someone to pair off with him when scavenging, before remembering that flywheels isn't there anymore, did misfire save a bit of flywheels' inner most energon for when krok woke up, does spinister ever miss having to fix flywheels after he got stuck midtransformation due to not getting enough space before he lied and something got caught, does crankcase miss having some company when he's piloting the wap, as flywheels was great company, is fulcrum ever haunted by the presence of flywheels and what happened to him because he was the reason the djd showed up on clemency

[aqqleshiqqing-archive]

but yeah! i’m so excited to hear more abt hero from you! i haven’t been able to check any moots blogs recently so tell me about hero and you! i think it’s in a /p way? info dump to me abt it :00 also just tell me abt your hyperfixation on omori anyways! i love talking abt the game

you mentioning aksel and august being very similar to hero and irl, omg they are i don’t know how i never realized this!! but yeah i think they’d identify with the characters a lot. especially since i may or may not give aksel a crush character for ooo story 👀. either way, i love expanding fankid stories past like my s/i and f/o! so aksels gonna have his own dumb adventures (where he babysits everyone else /j)

yup!! it's very and super /p ive been feeling very attached to hero lately hehe but bestie along with hero being my comfort/platonic i accidentally picked up the crush card and looked at captain sp.aceboy SBDBDJSJJSNSKDJDKDKKS HAHA <33333333

oh the pleasure to talk about hero even more is ALL MINE AHAHSBSBSHSHSHSHSH HEHEEHE

I honestly don't know how to put this into words!!! I just knew I was gonna like him!! also how is the fandom telling me he's the most underrated WHAT

hero is actually, uhm. like my first actual comfort character!! I never really considered any comfort charas because a lot of them would be my romantics, so I couldn't really classify them without being ALWAYS romantic (im just being picky don't correct me/lh) so hero being like, this new character that I enjoy so much without feeling the romantic aspect makes me so!!! 🥺 akakdkakkea I LITERALLY MADE EVERYONE IN MY DISCORD SERVER HAVE A PHOTO OF HERO IN A "take this, it's too dangerous" MEME AHSBEJDJRJJSKE

dude I swear I keep saying this exact line everytime, it's either in here or in discord LMAO but I've always liked characters who are loser romantics/charmers. applicable in /r and /p!! I just think it's a funny character design, ONLY IN FICTION do not go flirt irl it's very weird SHDVFHDJDHDJJS but when I saw hero, he works in the charmer aspect YET he's the most polite and gentlemanly type and it's a very new concept to me and I love it very much!!

though I feel like a lot of omori's perspectives of them in the headspace is greatly exaggerated

(like kel being so stupid but he's really a wonderful silly guy in the real world; or how sunny has a crush on aubrey and that has been emphasized in headspace in which aubrey is evidently showing her puppy crush on him)

so I feel like hero being literally loved by the whole world of headspace is just sunny's perception of him and I guess I dwell a little more on headspace hero (but that's not to say I don't care about real world hero; ABSOLUTELY NOT. MY BOY HAS GROWN UP LOOK AT HIM) oh I need to mention his dynamic with mari is what really sold me into liking him. he can be such a flirt to mari but is the one to get flustered instead because we all know mari is girlboss SBSBDHSJDJKEKS

there's just so many tidbits about hero I can keep going on about, but I bet there wouldn't be enough room to respond to other topics 🤧 okay but last thing, I want to have a friend like hero, someone who can tell me everything is okay, and I in return can be the one to make him feel confident about himself. he's gone through a lot and.... yeah. that piano scene with hero all by himself got me really bad /pos

ANYWAYS LOOKIE LOOKIE ITS HIIIIIIMMMMMMM

MOVING ON!!! it's definitely my recent and newfound love for hero is what made me wanted to mention how similar aksel is to hero AHBSBSHDHSJDHS LIKE rmbr that drawing you did for me where he's carrying susan??? I FR THOUGHT OF HERO AND AUBREY THERE LIKE 😭😭😭 THEN I WAS LIKE WAIT ISNT AUGUST AND AKSEL LIKE HERO AND KEL AJSHHSJEJEJEKE

BY ALL MEANS DO TELL ME WHAT U HAVE IN STORE FOR THEM HEHEHE 🥺🥺🥺 I MISS THEM <3

[woahhiperson]

Making a new au so here we go:

The ‘idk wot to call it yet au’

So Naga and Grima both have religions connected to them, but what if the Cult of Grima disbanded after Grimas defeat by the first exalt? So people stopped believing in Grima. Grima became another myth, another scary story to tell in the woods to unnerve people.

So Robin is born, but he has the same parents as canon. So he ends up with the right lineage and genes to be

The vessel for Grima!

But no one knows that.

Robin grows up as a tiny bean (his mom IS around and validar isnt a meanie because haha no grima to make all those issues and because i need robin to be happy this au might end up really angsty) and then he turns five or somethin and Robin begins to hear a voice in his head. At this age it is very faint, much like a whisper, and he tells someone, but they just tell him ‘thats your thinking voice’. Robin goes with that for quite awhile until he line 9 or 10 and he’s like ‘this aint my thinking voice’, cause 1: he has a thinking voice and this one is very different, and 2: this one doesnt even have his personality. So Robin once again tries to tell everyone and they deny it again (possibly trying to pass it off as an imaginary friend??).

Robin is frusterated but goes along with it. Time passes, and Robin is now a teenager. the voice gets louder and meaner and he still has no idea what it is. Then he turns eighteen. The voice is pretty much equal in volume to his own thinking voice, and its finally able to tell him “I am the Fell Dragon, Grima.” Now of course Robin is just like ‘what???’ So Robin tries to do some research. Robin is able to find one source, in a very old book. Robin reads of how Grima was ‘the god of destruction’ and how ‘he killed many people’. Robin is well, disturbed, and tries to ask the voice if it really is Grima. The voice tells him one thing: “I am the Wings of Despair, I am the Breath of Ruin, I am the Fell Dragon, Grima.” Robin is like: ok this thing might actually be in my head for some reason?? But he is also internally laughing because wile the voice was threatening, it was still quite funny to hear it almost repeat itself. Robin reads the rest of the small amount of information on Grima, and finds out Plegians used to worship him. Robin gets v e r y nervous. He IS plegian afterall. So Robin puts the book away and sits with this information for a while.

Grima continues to say the same thing, it seems only capable of saying that for now even though it used to berate Robin at almost every turn. Robin gets more nervous and tries to tell someone. Whoever it is, they laugh. They tell Robin that Grima is just a myth. ‘Its just a voice in your head. Don’t even worry about it.’ Robin is well, frusterated. He’s even a little bit scared. ‘The voice only keeps getting louder. What if it can take control?’ Robin begins to get paranoid. He tries talking to other people but they all don’t believe him, saying similar lines of ‘its a myth’. Robin feels a need to get to the bottom of this, and he is technically an adult now, so he ventures off with a small amount of gold to go find more information on The Fell Dragon.

He ventures around Plegia, but is unable to find much more information in the places accessible to him. And he even snuck in some places. He finds some buildings with Grima-like markings but they all seem run down and the few markings left were practically unreadable. All the places seemed destroyed on purpose, but destroyed long ago. (They were destroyed by the cult of grima for one reason or another, but robin dont know that) So since Plegia was lacking info, Robin decides to venture to Ylisse, because it seemed that Grima and Naga were connected somehow.

Robin is sttill unable to really find anything, and the people of Ylisse also denied Grima’s existence. Robin thinks there must be information somewhere, so he settles down in a tiny three room shack (he aint got that much money and hes currently more worried about Grima) with a kitchen, bathroom, and empty room. Robin sets up a bedroom in one half of the empty room, and uses the other half for research. He is able to get his hands on quitw a few books and tries to connect the information together. It takes a long time, and he gets little information from it. Robin starts to think that he’s going to need the more valuable history books and scripts for this.

So one day he is on his way the capitol, and is walking through a field. He is almost to the town when he stumbles and falls into the dirt. People find him and one person (yall all know where this is going) offers a hand. Robin takes it and is introduced to Chrom, Lissa, and Frederick. He learns that they are out all patrol and that Chrom and Lissa are royalty. Now this sparks a plan in Robin. He could try to see if they’d let him into the rarest history documents. So he asks and is shot down by Frederick, who is suspicious of someone just wanting access to such important documents. Chrom is like ‘Robin asked nicely so we should let him’ Frederick scolds Chrom for being too trusting. (honestly robin is kinda suspicious rn..) So they part ways.

Robin continues his search, and every once in a while, he’d find another small snippet of information. He begins to gain a reputation of ‘The guy with a weird obsession with Grima who believes the Fell Dragon lives in his mind’ and so people are a l i t t l e reluctant to give information. Robin is able to still get money through small jobs and stuff. Robin gets a little more disheveled as time goes by and Grima only gets louder. He meets Chrom on multiple occasions, and they eventually bechrom friends. Robin gets a ton of information written down and connected. But it still isnt enough.

Chrom can see how Robin is getting more frantic, and begins to worry. Robin brushes him off as he bechroms more secluded. Grima gets louder and is able to once again berate Robin. Grima begins telling Robin how no one will ever believe him and help him, how he’ll never be able to figure it out.

And so Robin goes to Chrom. The thing is, Robin liked having Chrom as a friend, so he never told Chrom about any of it. Chrom only knew he was researching something. So Robin sits him down for a chat. He starts off simple “I think the Fell Dragon, Grima, lives in my mind. Of course, Chrom laughs about it, but he stops upon seeing Robins face fall. Robin tries to tell him about it all, but unfortunately, like everybody else, Chrom was raised to believe Grima was a myth. Chrom is worried, thinking maybe Robin had been alone for too long. Chrom still wants to help, but he doesn’t believe Grima is the issue. Robin gets frusterated and attempts to politely leave, but is a little rude.

Chrom is very worried, and tells Lissa and Frederick. They also worry. Chrom wants to be a helpful bean but this information begins to spread like wildfire. If Robin wasn’t known before, he was now. This ain’t a good thing either. People make fun of Robin, and Robin begins to get more bitter and cold due to bearing constant mockery from Grima and others. Grima is at a shouting volume in Robin’s head, and is able to give Robin a headache everytime he speaks. Things are not going well, but Robin is still too paranoid to go back home.

Then Robin is sitting alone one night, looking over his information. There’s a knock on the door. He gets up to see who it is. Then he collapses. In his head is a low rumble, one that slowly rises in volume until Robin wants to shout at it to go away. His vision blurs, gaining a red tint. In the panic and pain Robin remembers something. It’s his twentieth birthday. He was born some time in the early night. The rumble stops. There’s a dead silence. Then a cold laughter begins to ring in his ears. It morphs into a sentence,”My patience has been tested.. And I won.” Robin is confused as the pain stops, and his eyes focus again. Then its as if a force slams down on him, shoving him down into his own body. His vision blurs again and he goes numb. He tries to turn his head, only to see black. He turns around in every direction. Its all a pitch black void. Everywhere but where his eyes last looked. Then the view changes, as if he’s stood up. A voice comes, slightly muffled,”Robin are you okay in there?!” It was Chrom. The laugh starts again. Its not in his head. Robins hand is brought to his face, sparking with electricity, before being moved away. He ‘walks’ and catches a glimpse of himself in the mirror. Robin reels back as he now has six glowing red eyes, six black wings, and horns on his head. The Robin in the mirror smiles before going to open the door. Robin realizes what has happened. Grima took over. Was there a way to take control again!? Robin is quite frantic, but the void is, well, a void. No end, the only thing in there was the vision. The door is opened and Chrom is obviously taken aback, asking what had happened. Grima laughs and his hand begins to fizzle again. Luckily Chrom notices and backs away before being stabbed with a spear of electricity. Grima begins launching an attack on ‘that wretched Naga spawn’. Robin could now hear Grima’s thoughts. They really had switched places. Robin could only watch as Chrom drew his sword and the two began to fight. Both are hurt, but Robin does live in a town, and people begin to notice. Robin hears multiple gasps of ‘is that really grima??’ And similar lines. Some try to help, but they are kind of useless.

The fight chromtinues. Then Grima charges another spear, and drives it through his stomach. Robin screams. Grima laughs about that. Chrom falls unconscious, but still breathing. Grima rises into the air on his wings and continues to laugh. “You all didn’t believe the vessel, but now you can see, I have returned after so long. I am not a myth, but I am the Fell Dragon, Grima!” And Grima begins to attack the town. After a while he stops and thinks ‘can a revert to my dragon form?’ He tries, only for it to fail. Grima is furious and goes back to end Chrom for good out of rage, only to find the prince gone. Robin by now has found out that Grima cannot hear him unless he actually speaks, so he is able to internally sigh with relief as Chrom might be okay. Grima goes on a rampage and guards try to stop him, only to fail. Grima is not back to full power, but he is still extremely dangerous.

So he goes and begins to try and take over Plegia, and remake his cult. He attacks and stuff and finds Robin’s parents. They are of course freaked out and pained to know that Robin was telling the truth. Grima is able to take about half of Plegia for himself. Soon the Shepherds return and want to defeat Grima. (Haha soon... this is probably like three or four years later) Chrom is luckily alive and is quite angy about Grima taking his ‘friend’. They fight and have to retreat. They join with the Plegians that have been trapped in Grima’s controlled land and use the next 1-2 years to form a full rebellion. Grima has made the dragon’s table his home. He is finally able to conjure his dragon form, but only can keep it for about a day before needing another day’s rest. But his human form is powerful enough gor him to not need the dragon form very often. The rebellion makes its way to the Dragon’s Table, a force of about 2,000 people. Grima has countless Risen guarding and controlling his land, but the rebellion is able to get to Grima.

Grima transforms into his dragon form to end the rebellion for good, but Chrom and a few others are able to make it to him and end up on his back once transformed. They fight the summoned risen and make it to the human form. Chrom once again fights Grima. Robin, still stuck inside his own mind, feels hope. A feeling he truely hadn’t felt in years, but the only way he could think of that would get rid of Grima, was his own death. And he accepted it. Chrom and Grima both were able to go unharmed for quite a long time. Risen kept the others from helping. Then there was a loud hiss from Falchion as it sliced through the palm of his hand. It burned unlike any injury had before. Even the other cuts from Falchion on their first fight hadn’t felt like this. Grima’s vision blurred as he was partially shoved back into Robin’s mind. The dragon almost fell, quickly stabling itself. Robin stood, speechless, as he had regained partial control of his own body. He was distracted, and Falchion was able to leave a deep gash in Robin’s arm as he began to flee. Grima shouts and takes back control. But Robin isn’t completely locked away again. Where he has been cut, his hand and forearm, he could feel a small amount of control. Grima kept trying to fire magic at Chrom, but if it was cast by the right arm, Robin could mess up his aim. Grima figured this out and Robin was rendered almost useless. Robin tried to still help as both Grima and Chrom began to sustain more injuries. Robin was able to mess up Grima’s attacks and dodging. Every wound gave him more control. Soon Grima was barely able to fight, as Robin forced him to be hurt. But Chrom was also starting to struggle, as he has been sustaining multiple injuries as well. Chrom wasn’t aware of Robin’s help. He thought Robin was gone. So he went to try and slash Grima’s neck, convinced that his ‘friend’ was gone forever. Robin had gotten Grima to fall. But Robin couldn’t help but flinch, holding his right hand over his neck. The blade connected and sliced through the glowing mark that stained the hand. A great tremor shook through the dragon. Grima screamed in utter fury and agony as Robin could feel his presence fade away. The numbness turned into a sensation of wind and scales. Grima’s roar died down, his gritty voice gone. Robin felt something he had almost never felt. Emptyness. But.. It was good! Grima was.. completely gone. He couldn’t feel the god’s presence at all. His eyes began to burn. But then he saw a wrathful blade swing at him, and he had to dodge. Finally meeting eyes with Chrom after all these years. Chrom kept trying to attack him but Robin shouted,”It’s me! Grima’s gone!” Chrom only got angrier, believing Grima was just taunting him. Robin kept trying to convince him that Grima was truely gone. Then he decided to tell him,”No one ever believed me before. Please, believe me just this one time..” Chrom stopped and stared at Robin. Stumbling to Robin with wide eyes and dropping Falchion, he focused on his face. Noticing they were brown after being red for so many years. “..Robin...” Robin could only give a smile, as the now dead dragon began to drop from the sky. All the people on the back rushed to the pegasi and flew down. Once making it down to the ground safely, a cloud of dust forming and dieing down from the dragon’s impact, the Risen all fell, dead once more. The rebellion tried to attack Robin, but understood that Grima had no control over him anymore. Chrom once again turned to Robin and enveloped him in a hug as both began to shed tears, but for different reasons. Robin was still in disbelief that he was alive and free from Grima’s grasp, and Chrom could only choke out one whisper into Robin’s ear,”I love you..” Robin froze but nodded, agreeing. “I thought I lost you.” “Me too.”

(Woah that made a big space) And so they go back to Ylisse and make a cross-country announcement about Grima’s defeat and Robin’s return. They get married. But Grima did start another cult. Not everyone who was in Grima’s controlled land was in the rebellion. And upon learning of Grima’s defeat, they wanted him back. So.. is it truely over?

[macklives]

session 63 end

okayyy. neat-fucking-o. thats done and boy OH FUCKING BOY i have a lot to say. and this is going to get mildly serious. sorry. theres a lot to uncover this session which basically is just one huge overall plot point. the whole timeline shindig. the thing that has messed me up for a few hours ngl.

man.... this is gonna be a long one. im not even exaggerating. (still, a tldr at the end)

so, the main thing besides from the time shindig plot, which is both important and essential and precious: DAVESPRITE <3 

k cool. ill expand on that throughout this whole note, but would rather like to make a whole analogy first before i do so.

so, to start off from last session, dave went back in time to fix jade and john’s death.

but i guess, from what ive read, GC never realized what she did was bad. she basically screwed everyone over and dave had to go back to fix things, which yes, does sound bad. but honestly? i dont think she really realized how bad it was until davesprite had the talk with her. and now they are both friends i take it, shocking development. but thats between davesprite, rather than dave himself so there may be two different views on how he sees GC. anyways, it was pretty bad. i wont just forget that. i love her character but she killed off two characters (who thankfully are now alive), making dave a sprite and future rose to just not exist anymore. or... well.... she does, but she seemed to have fused with PRESENT rose. which i guess we’ll figure out how that works the next time we see her. which will probably be on derse. 

but, tbh, GC wanted to apologize and felt bad about the whole situation. so im giving her the benefit of the doubt here.

now.. man...

can i take a second to analyze davesprite? and a little bit about the concept of john/dave’s friendship (just a tad)? ie the two greatest things in the world? thanks.

i think the thing that hit me the hardest was how davesprite (im calling him that to distinguish which dave im talking about but keep in mind i should be calling them both dave. but this makes it easier to write up.) well, davesprite explained how he’d continue to reset the timeline until john and jade are alive. which basically means he would use himself as a sacrifice to allow their survival. which ALSO means he cares more for them than he does himself. he’d throw his life away for them. he knew there was a possibility of him ceasing to exist if they reset the timeline again. he literally said it in such a nonchalant way that it makes me wonder how much his friends really mean to him. which in retrospect, is a lot. now pls keep this in mind for the next part.

now, dave also has so much appreciation towards himself. but not in the cocky way, of course. rather in the way that shows self love?? kinda?? like he genuinely wanted to hang with davesprite, brainstorm his comic and vice versa bc they both think their alt version is that cool. i know it should sound kinda narcissistic, but listen. a lot of people dont often appreciate themselves for who they are. and what i really want to emphasize on that here, is that this comes back to the whole putting himself before others thing. because that specific line i mentioned before is a BIG FUCKING DEAL. since dave thinks so highly of himself as a cool guy, rad dude, arent we so awesome type kid that he LITERALLY didnt care for his life in that one hot second. he made sure he was a pawn used to help out his friends rather than an actual human being who should worry about his life as well. he didnt care if he survived or not in the process of making sure everything was going alright. which is such a fucking leap from this whole self-respecting thing. its as if that didnt matter anymore. and that takes a fucking beating. that shows how much dave truly loves his friends. do you know how fucking BIG THAT WHOLE DEAL IS?

take john for example. dave didnt give two shits who the person on the other line was. he found out GC was the troll who killed john and basically threatened her with every inch of his life to make her back away from him. he knew what it would cause and said “fuck you” in bright and bold. all because he didnt want to see his friend die again. which? fair enough. and if we look back at the last session, god that could mess someone up. especially someone as young as 13. rose even got the worst end of the stick bc she flat out ceased to exist. but then again, thats in the same boat as jade/john. bc they all technically died. yet davesprite didnt. he remembers it. davesprite isnt just going to forget. he’s going to have surviver’s guilt for a long time, because being dave’s guide will forever be a reminder that he’s the version in the doomed timeline. he’s the only one who knows what happened, and he wont become the “true dave” in a sense that he’s now just considered “davesprite” and nothing more, since he cant just be dave since his timeline ended up fucked. not to mention he technically said he was fine with it, bc since it meant the others survived, he wouldnt care what happened to his life. even tho he should and it still probably hurts him idk. and that kills me a little. actually, more than a little. this is personally the most gut wrenching scene in homestuck (but i may just be speculating too much). but that wont stop him from helping dave and giving him all the answer, and also protecting john with everything he has.

and, man, i feel as if he’s gonna be such a good guide for dave. he already gave him the loot, the rundown and is very open about questions dave already has because he knows how tough it probably is to have a shitty guide. considering he was stuck with calsprite for 4 months. so obviously he’s going to help as much as possible. since he probably had little to none and didnt learn as much as he should have through the course of sburb. but now, as a guide, he can easily access all the info he lost during the pathway of his timeline. and share it with dave so he doesn’t struggle and actually completes the game rather than end up in a doomed timeline like himself.

but yes. dave’s blatant adoration for john basically saved them both in a way. and it seems as if its a little mutual considering john told dave he’d always believe him no matter what in the end. how he reconsidered everything, remembered the note and realized how good their friendship is to just give it up like that. and then vice versa. dave couldnt continue on the game without him or jade, so he went back in time. and showed his pissed-off protective side in order to save john again. which warms my heart bc they both mean so much to each other. and both got each other super sentimental gifts and wrote each other such touching cards.

and thats a good way to end the session, i think.

so there we have it. ive never wanted to hug a character so bad than i do with davesprite. i just hope everyone at least acknowledges him in some way, and gives him some amount of respect for what he did for everybody. ive only met him for like 10 pages, but i think he’s the most emotional character so far. and i guess since he’s dave himself, and i feel for dave based on his situation with bro, its safe to say i would protect him with my life. which i dont want to be *that* person but hey, its true. its just that he’s been through so much bullshit, and davesprite is the only survivor of his timeline, always will be reminded of it whenever he sees dave/john/rose/jade playing the game, is now a fucking sprite who wont be able to live his own path but just be a guide and god, i feel for him. i really do.

i shouldnt have written such a long note about davesprite.. but his whole story as to how he became a thing really got to me, alright?

i should write a tldr, cool. here yall go; i actually love davesprite, he’s been through some shit and he deserves hells of respect. GC is forgiven and we’ll find out next time how both version of rose.. fused together? 

[faunusrights]

OFFAL HUNT REMASTERED LIVEBLOG // CHAPTER 14

IN THIS EPISODE OF THE OFFAL HUNT LIVEBLOG:

On the other end of the line, Cinder let out a tight sigh. “Yeah. Okay, well—I’m in a difficult position right now. I’m balancing a lot. So, that wasn’t, you know, directed at you or whatever… I’m just trying to deliver you to Atlas. That’s all.”

“Yeah,” Glynda said. “This apology sucks.”

CINDER FALL TRIES TO HAVE MANNERS. AND FAILS. BUT SHE TRIES.

it’s been a WHILE but i’m STILL HERE!!!!!!!!! also i’m a little late to the draw and also unlike w/ prior chaps i did actually read this one when it came out so i’ve had my first run already. BUT that means i actually get 2 Focus so lets get this party started

so we’re now entering into the New Umbraroot Arc which Frightens me on a deep and intrinsic scale because now i have no padding to ready me for whatever the Hell is going to occur, but i do know it will be gay(er) than the current content was (is/shall be) and here’s the proof

It had only been a day, but the sound of Cinder’s voice was a relief to Glynda’s senses.

glynda that’s gay. hey. hey. glynda have u been told yr a lesbian. lesbeeb. besbion--

“Not at all.” Thank god. It was one thing to be traveling with Cinder Fall. It was entirely another to have her checking in on Glynda’s well-being.

cinder: my well-being is SHIT but thankfully there’s someone nearby doing WORSE than me, which makes me feel better at least,

“Oh.” Our sounded strange in her mouth.

my favourite thing abt any gay media and content is that it’s gay in ways that hettie(tm) nonsense can only dream of being. when a story is abt a guy and a gal all the romantic tension comes from like. looking at a tiddy or getting naked or w/e the shit. here? it’s literally found entirely in the use of the word our. such power. i love it.

I went from unknown to one of Atlas’ most wanted overnight, which is charming… And also annoying, because they refuse to stop pasting wanted posters on every street corner.

i feel like cinder is the type of bitch to send pics of them back to emerald like ‘is my face ACTUALLY that janky??? my hair is a state. you think they’ll use a selfie if i ask nicely???’

Cinder hummed, affirmative. “Which would be unnecessary, if you hadn’t reported me.”

Glynda returned, “I wouldn’t have reported you if you hadn’t been committing a crime.”

glynda you snitch. you narc. you bootlicker. does be gay do crime mean NOTHING to you,

We left a funny taste in her mouth, almost as strange as when Cinder had said our. She tried not to examine it too closely.

again. look at this shit. this is real slowburn hours. this is how u DO IT.

Her heart was beginning to feel like a pin cushion with all the needles pulled out, little holes left in their wake.

would i be showing my age if i glanced at this and wondered if it were a reference to the inciting og offal hunt inspiration fic or. it does doesnt it. okay moving on.

“Okay.” And then, in an effort to change the subject to something lighter: “I’ve never broken into a country before.”

glynda’s complete and continuous inability to actually like. do what she plans on doing is SO funny to me. she’s going to be stealthy, she says, throwing a man aside in obvious fashion. i’m going to be subtle, she says, being as conspicuous as possible. she’s a disaster and i live for it.

"The Faunus." Cinder's voice was cold. "Don't speak to her."

this part of this fic is subtitled ‘cinder’s rank opinions time’, apparently. not that u can tell. but it is. dsfhgjsdfghjghfjdk

In the silence that followed, Glynda thought of the stunted horns jutting above Cinder's hairline at the restaurant.

Glynda murmured, "That’s a horrible thing to say."

"Don’t start." There was no concession in her words. “I mean it.”

“...I just didn’t expect that from you.”

“What’s that supposed to mean?”

There was something in Cinder’s tone that told Glynda that nothing she said would be correct. She said nothing.

cinder’s! rank! opinions! time! honestly this section victimises me the MOST as i very famously cried over an earlier section in which cinder thought abt all the faunus she grew up with, so i know that kc and diesel were looking to hurt me directly. that said i DO find it funny that cinder, yet again, looks like a pile of shit.  she can’t do anything right. naturally inclined to be the villain completely unintentionally. what a moron.

A harsh laugh. “What do you think we are, friends?”

“Well, no—um. Not really, but—”

YOU SEE. CINDER. PLEASE. £10 FOR U TO BEHAVE FOR FIFTEEN SECONDS.

“Then, just—just listen to me. I’m going to get us there. I p-promise.” There was a soft sound, like disgust or the prelude to a gag. “Urgh, your soul—give me more space.”

cinder: i’m inclined to being an asshole glynda: every time yr mean 2 me i’ll make u feel worse cinder: ah no. ah shit. i have to be nice??? ah fuck. what the shit is this.

Glynda thought of Ozpin. It wasn’t a comforting thought—more like the memory of a near-accident, like sliding on ice and feeling the world shift beneath you. It was a flinch-thought, and it would have made her miserable instead of just homesick had she not shut it out so quickly.

god the writing in this fic is so especially pristine. everything feels so real and visceral and you just know Exactly how that feels. it’s brilliantly punchy and i adore the way u get have the exact sensation click into place. it’s SO good.

She wondered if it was the same moon Bacia and Vivienne had looked upon. If they had felt the same beneath its pale light. The Great War had seen two shatterings of the moon, so perhaps it had appeared different, but… Glynda couldn’t help but wish that it was something they shared, even lifetimes apart.

👈😎👈

actually im a little nervous abt doing fingerguns because WHAT IF SMTHNG HAS CHANGED... but i think this bit is. safe. maybe. diesel. kc. am i safe,

Glynda closed her eyes and tried to feel out that instinctual power within her. Tried to know herself better. It resonated around her like a water in a tank, nearly palpable.

again this is just GREAT storytelling. i just LOVE how well kc and diesel turn abstract ideas into such physical manifestations it’s completely unreal. r y’all seein this shit???

upon checking his number, she’d discovered it had been blocked.

i love that glynda is abt as knowledgeable abt little jumps like this as the reader is. are we surprised as a reader? yes. is glynda also surprised? HELL YEAH SHE IS. SHE AIN’T GOT A FUCKIN CLUE MY DUDE.

Remembering the notes to herself not to trust Winter, Glynda opened the log hesitantly.

glynda no yr sending read receipts to yr future gf and thats a bad move on everybodys part

The indicator showed this wasn’t the first time Glynda had accessed the message. She couldn’t remember doing so. 

OH NO BITCH U ALREADY DID

“Special Operative Schnee, things are…” Glynda paused, searching for something suitably vague to say. “Proceeding.

do you see what i mean abt glynda’s ineptitude. it’s slapstick levels of ridiculous and i’m living for it.

Do you suspect she’s attempting to cross the border?”

“Maybe.”

‘sure,’ glynda says. ‘you could word it like that if you wanted to.’

“Bold of her, if nothing else. She should know there will—” Glynda skimmed through the rest of the paragraph to reach the end, the corners of her mouth curling. “—can make arrangements. Let me know if there’s anything else you need.”

HGSDFGKHJSFDGHKJDF JESUS CHRIST

its like in fallout 4 when someone tells u important info and when u click past it the main character just goes ‘uh huh’ ‘yeah’ ‘okay’ ‘sure’ ‘mm-hm’ as the text boxes whizz by GLYNDA PLEASE

Bubbles appeared, showing that Cinder was typing. Glynda waited.

And waited.

And waited.

The bubbles appeared and disappeared four times.

She flipped back to Cinder’s conversation and found that, after all that time, Cinder had finally settled on a reply.

It said:

“Good.”

i just had to pair these up for a second if only to say: dis me lol

okay let’s double back for a second just to cover this Juicy Lore:

If you’d like, I can arrange a bouquet of flowers to be left at your mothers’ memorial site. My thoughts are with you.”

For a long moment, Glynda simply stared at the screen. [...] In quick succession, she realized that it had been sixteen days since she’d met with Cinder in the restaurant and that it was soon to be the anniversary of her mothers’ deaths.

WHAT IS THIS LORE MA’AM AND MX??? **MA’X**??? firstly idk what the HELL the Black March tragedy is but im fascinated but also: did u have to do that. can ONE person in this fic not have [spoilers redacted cant say that yet no sir] problems??? no??? die. dsfhjgghjkfsddf

Glynda picked herself up from the armchair, neat and tidy, and disassembled into bed, pulling the covers up to her throat. With her Semblance, she turned off the lights. She closed her eyes.

It was quiet. Cold. The only thing she felt was the weight of her soul.

Her Scroll buzzed. Glynda answered it.

“Glynda.” It was Cinder. “I can feel that.”

okay following on from cinder’s text message, i just. love that cinder’s having such direct repercussions to her shitty shitty actions. like this is all tying together in some 👈😎👈 instances but having cinder be her usual callous self and having to literally turn around and start fucking Being Nice For Once is VERY gratifying. fuck you you lil round-faced one-braincelled baby. time to learn to have some Manners. jgdsfghsdfghfjd

She’d simply resigned to the loneliness of having no one to trust but Cinder, and then, not even having her.

... thats gay. hey lads is that gay? its gay. it feels gay.

On the other end of the line, Cinder let out a tight sigh. “Yeah. Okay, well—I’m in a difficult position right now. I’m balancing a lot. So, that wasn’t, you know, directed at you or whatever… I’m just trying to deliver you to Atlas. That’s all.”

“Yeah,” Glynda said. “This apology sucks.”

this feels like a reference to 👈👈👈😎👈👈👈 (IS IT. AM I RIGHT. IT IS ISNT IT) but also: LOOK AT CINDER GO. TRYING. BADLY. BUT TRYING. i love her she sucks so much shes such a dumbass. feel the consequences. feel them.

Glynda chided herself; Cinder Fall wasn’t capable of remorse, but she was more than capable of simple math. It seemed the worse she treated Glynda, the worse she herself would feel.

glynda: she’s doing this because it makes her feel better, not me cinder in like idk 20 chapters down the line:

(i guess thats another 👈😎👈 moment but for GOOD REASON)

There was a shift, like Cinder was rolling over, or maybe propping herself up. Was she in bed also? It triggered the remembrance of Glynda’s own physicality, and she turned over as well, searching in the dark for the nightstand and the lamp upon it. The light clicked on. The room brightened. Glynda settled in, ready.

OOOOOH THE PARALLELS. glynda turning the lights off and sinking into darkness and the void versus perking up and sitting up and turning the lights on when talking to cinder!!!!!!! POETIC CINEMA. OOF. OOF. HOW DOES FIFTEEN POINTS OF LOVE TASTE.

“Great! Lovely. Glad to hear it.” Fangs rounded out the words like scissors. A pleasant sense of satisfaction unfurled in Glynda’s chest. “So, once upon a fucking time—”

there were two gays and they were enemies to lovers but didnt know it yet. but they will be.

THATS CHAPTER 14 BABEY!!!!!!!! i LOVED this chap and i can rly feel kc and diesel gearing up for umbraroot. its great being able to like. feel the shift of focus goin on here and im SO ready to see this arc play out. once again offal hunt is the best fic ever made. this is a fact.

[z2aseaqj-blog]

Renters insurance?

Renters insurance?

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[twiddlebirdlet]

Post Digest

I had so many posts yesterday, and I could not possibly answer them all in this lifetime. My apologies for not addressing these, but here they are.

The words belong to the anonymous original writers. They do not reflect my opinions. My posting of them doesn’t imply any endorsement.

· Anonymous said:

Chris really is trash for ruining another relationship maybe him and Jordyn woods can join the home wrecker club

·  Anonymous said:

Mood, give up. People will blame you, the girl, the weather, everything but Chris, who could have easily avoided any assumption by not taking the pics. Pics with kids, pic of dog, hospital visits, videos for sick children all this is good PR and he used in the past. But where is the good on taking pics with dancers? They were not fans. He is not helping to make them being respected or less objectified. He is not bringing any discussion about their work conditions to the table.

·  Anonymous said:

People saying this is nothing how do they explain her boyfriend deleting all of her pix? If it was nothing if she wasn’t with him why is boyfriend reacting that way?

·  Anonymous said:

That girl was so completely lusting after Chris in her pics and posts that I think she absolutely would jump out of her current relationship if Chris so much as blinked her way. She was going to go anywhere he was. I will wait to see what happens but it looks like Chris may have made another poor decision. Why is this man so intelligent in some things but when it comes to women he is just so way off? If he thought SSH was bad, just wait for a young social media millennial. Disaster.

·  Anonymous said:

Bella & her bf are still following each other on Instagram. Maybe he deleted those photos of her as a way of protecting her? Maybe he didn't want to make his Insta private & thought this would be a better way of doing things. In any case, he doesn't seem angry enough at her to unfollow her. But I don't think they broke up before the Chris thing, as he still had their professional couple photos up & they were still posting gushy comments to each other. So it's still weird and suspicious.

·  Anonymous said:

What is up with Chris and taken women

·  Anonymous said:

So I guess Chris really is a home wrecker

·  Anonymous said:

I just want to say thank you for all the information you're providing about this whole Chris situation. I'd rather have the full (or as full as we can get it) story with all the pieces together so I can make up my own mind what to think, vs bits and pieces and people misreporting information that they heard third hand, etc. So your summary post with receipts was very much appreciated by me.

·  Anonymous said:

To me the whole intern thing just seemed like she was trying to be linked to him judging by the times the ig pics went up. I guess everyone has their own opinions I know people who have basically said it was nothing and refused to talk about it but if it was someone else they would be all over it. It seems with him people pick and choose what issues of his they want to discuss. All of just seemed iffy especially know knowing that her bf deleted her pics. Hope you're have a lovely day.

·  Anonymous said:

I’m worried about the people worried about your health. They’re so invested in this celebrity that they are policing your blog. He’s a successful, famous actor. He has a whole team of people to handle this. And, none of those people are contacting you...

·  Anonymous said:

I don't get anons coming in here and complaining that you answering asks about the saturday night events is somehow blowing this thing up and causing drama. This anon should go to twitter where there are accounts that tag CE, JS, enty and provoking more and more ridiculous accusations, including Chris roofying Bella's drink etc. Twiddle at least sticks to things we can prove so if you wanna complain, go there and set these people straight. They make real damage not anonymous tumblr

·  Anonymous said:

The boyfriend could just be fed up with her throwing herself at ce and then getting comments forcing him to go private. That would be enuf for a 20 yr old in a long distance relationship. Doesn’t mean she is shaking up with ce. He’s too paranoid to do that

·  Anonymous said:

From what I've seen on Twitter, there's a little bit of talk about the burlesque aspect of it (mostly "Ugh, you're all such prudes, get over it!") but no one seems to be picking up on the intern part of it except for like 3 people. I'm torn. I kind of want to see him get shit for this, because he was very stupid and irresponsible, but OTOH I'd hate to see what kind of PR crap his people will pull up to distract everyone. A PRomance with Brie Larson, perhaps.

·  Anonymous said:

Just a funny coincidence but it appears her (ex) bf and Chris share the same birthday lol. But either way not looking good. We can only speculate but it looks like her ex bf/bf didn't like her behavior towards him or something really did go down. 🦊

·  Anonymous said:

I think everyone needs to accept their portion of responsibility in this situation. The people that harassed or contacted the interns, the girl and the performers need to respect boundaries. I understand you posts Anons, but you also decide which and how many. Yesterday you provided a platform and it had consequences, people felt emboldened and crossed lines. I think everyone can learn from this experience and correct their future behavior.

·  Anonymous said:

So you keep saying your not sure if mark was there when multiple people keep saying he was.YOU keep saying that the pics were taking at the same or about the same time but theres no proof that they were. YOU keep putting out info that isnt accurate or just coincidental. that girl bf realise his gf is a thirsty ass and she got what she got but it doesnt mean anything happen between her and chris. NOTHING HAPPEN WITH THE INTERN STOP SPREADING SHIT!!

·  Anonymous said:

I think the bf just wanted people to stop harassing him about her so he did that instead of privatize. Seemingly less like a breakup.

·  Anonymous said:

It’s possible and probable her boyfriend deleted any pictures of her/them because he was tired of being harassed and getting bombarded with comments. He still follows her. He could have just muted the comment section, but maybe he was hoping by doing that it would help this all die down, and for people to lose interest. Which is laughable, because this particular fandom has a hard time letting go. Either way, I don’t necessarily think this is the beginning of a new relationship for Chris.

·  Anonymous said:

Sending you love! I truly enjoy your blog and your commentary. What you wrote about your struggles with OCD resonates with me (I had anxiety issues as a teenager. Mild in comparison to some, but they dominated my life). I will try not to clutter your inbox from now on, but, please know you are appreciated and I love the discussions we have here.

·  Anonymous said:

I think that putting the blame on this or other blog is a total waste of time. You know what would have avoided all this? Not taking those pics. How hard would be for him to STOP doing something that is doing no good to him? As you said, nothing positive comes out of this. He is not attending the ask of a cute kid. He is not visiting a hospital. He is helping a club to promote their name, something totally uncessary for an actor who reached his fame.

·  Anonymous said:

The intern thing didn't make the rounds in the internt, but the meeting with Dan Creshaw did. Chris is being criticized for that and for the twitter interaction.

·  Anonymous said:

Oy, its looking like she really did risk it all. Dumb childish mentality, what did anybody honestly expect from this situation? That poor boyfriend.

·  Anonymous said:

I don't think it's a proof that something happened between her and Chris but for sure her bf (probably now ex) didn't aprove her behaviour and probably he thinks that some limits were crossed. I have to admit that I would not like to have a bf acting like that around a famous woman or any other woman and leaving traces in SM which is worse. I really, really hope that Chris is smart enough to stay away from that or another kind of fame will get attached to him besides the "f*ck boy" image.

·  Anonymous said:

WHOA! Deleting all her pics? Does that mean Chris successfully ruined another relationship??? Whuut!?

·  Anonymous said:

You are very kind and your head is definitely on straight. You’re less of an “opinion” blog and almost more of a news blog anyways. Don’t listen to the haters. You aren’t being overly invested, cruel, silly, or anything else. I’ve always found you to be fair.

·  Anonymous said:

I looked at mark’s following list and he followed one other intern (a girl) who was also in the city but didn’t post from the box!

·  Anonymous said:

Tbh, good for her bf-her behavior (the comments) were completely inappropriate IF in a relationship, long distance or not. Unbelievably disrespectful to him. Hope her thirstiness was worth losing a relationship and (maybe) an internship. I am several years older, but there is no way I would have behaved that way during my college internship. Morality clauses apply to personal time as well.

·  Anonymous said:

Omg he deleted every pic with her. So now we know for sure that something happened that night lol

·  Anonymous said:

And now apparently twitter thinks harpy was there with Chris and they're back together. Oh for fuck's sake!

·  Anonymous said:

It's funny because many Chris instagram fan accounts just share the pic of him and the black singer/stripper but skip posting the other with the women group with clothes close to the nothing that they find I guess too trash for share with their followers in saying Chris with a fan in NYC without details.

·  Anonymous said:

In the name of everybody sorry for the large number of asks we sent you and the tiredness we,people agree or not agree, have caused you. We don't think when we send you an ask that you will receive many, everybody, after seeing one and your answer, wanting share their opinion about what an anon or you said even if it's for exprime our agreement. It's a circle without end. I hope you had a good night. Let's forget that,this girl is history now,the fire is extinguished now. Kiss

·  Anonymous said:

I've been seeing this gifset on my dashboard lately from Chris' interview captioned "I'm smarter than I look". No idea if the quote is real because I've never seen this particular interview but I think given the turn of events of the past few days it's appropriate to say "no, Chris, you aren't" LOL

·  Anonymous said:

Ok, I can't believe I'm saying this, but this whole messy situation really turns me off. I've always known Chris isn't a saint, that he's NOT Steve Rogers irl, going to clubs like The Box is not a new thing for him, but he should've known better. I want to believe he's not that dumb, but he's THAT dumb. This is really upsetting and I'm so disappointed. After all those good days working on a serious project in DC, does he really not care about his image being sleazy like that? Damn it, Chris.

·  Anonymous said:

So Chris alone went to greet the dancers? From what Manuel submitted, that’s what it seems like. She wasn’t there with him and his friends exactly, but somehow found out where they were and met up with them? I’m so over talking about this. Idk how you’ve done this all day Twiddle. My bedtime prayer is dedicated to you tonight.

·  Anonymous said:

Thank you Twiddle for taking your time to answer here and on DM. I know you also do it so that you will be best informed to answer any questions here, we appreciate that some took the time to gather more information for the rest of us. It seems like at the end of these gossip we all end up confirming our first guest. I feel we shouldn't give this girl more room. My conclusion for the day is either he never thought that girl was that thirsty or he's really just dumb. I'm going with cute but dumb

·  Anonymous said:

It's not a great look for him to be pictured at places like that, particularly when he's employed by a family-friendly company like Disney. He's been obsessed with protecting his image ever since he got the role of Cap. Btw, I am not surprised he goes to places like that but you'd think he'd be smart enough not to get his picture taken.

·  Anonymous said:

Have people forgotten that one of these thirsty hanger-on types (just like this intern seems to be) is someone who sent a video of Chris to tmz? I mean, he wasn't doing anything bad-just partying it up after a super bowl and he looked like a drunk frat boy. But even that got a dodger pic response. My point is that he should be smarter about people around him, especially when he's drunk.

·  Anonymous said:

Denying pics comes with its own risks. You don’t want to piss people off because that can have its own dangers. This has happened with other celebs. There have been several occasions where his pics have been in return for free bottle service or other perks. I am not saying that is the case here though. Not trying to argue with you mod, just saying it’s not black and white. A lot of mistakes were made here and the worst part is how avoidable it was. But most seem to hinge on Bella’s actions. 🐩

·  Anonymous said:

Mark follows a few of the interns from DC, 2 of whom (Bella & another woman) posted from NYC Saturday night & this evening. Also a few of Mark's friends are NYC as well. It's not far fetched that going to The Box was his idea. Also Mark would've needed to make a reservation to ensure they got in.

·  Anonymous said:

I think you hit the nail. What Chris gets from taking those pics? For sure he is being polite and the people involved get happy but taking how society works and how many people think and what they can do with that information, he got nothing good on posing for those pics. And saying that is just pointing out and realising how society works. People are hypocrite and mysoginist.

·  Anonymous said:

I feel you on the eating away at your Sunday. It’s not my blog and even *I* can’t believe how much time I’m devoted to this, much less the swamp you must be dealing with. Really appreciate your views and your time. I feel so silly that I’ve gotten so caught up in it but it’s like a car accident you can’t turn away from. Get some rest and lots of love. 🐩

·  Anonymous said:

People been posting Info but clearly no one believes it. That tree anon mention it.

·  Anonymous said:

People who are saying Mark was there and that she was there with a group of friends are just assuming as much as anyone else who says Chris and the girl were there with each other. The only thing we know for sure is that they were both on the same place, at the same night, around the same time, after meeting the day before. We can't deny that.

·  Anonymous said:

I’d like to say this girl blew her chances but this is the same guy who gave MK & JS multiple chances despite their fame whoring ways. Whatever it is it won’t last long but I wouldn’t be surprised if they’re seen together again. Too bad. His political project was exciting. Now it’s tainted because he’s proven what a lot of people thought of him to be true.  

·  Anonymous said:

You need to let it go now. This is a non story. It’s looking more like two separate trips were in the works and it was a “oh hey us too maybe we’ll see you we were thinking of checking out this club” now apparently you think because he’s ancient and she’s an impressionable child and burlesque shows are akin to live porn he should have shut it down. But those of us in the common sense world see this for what it was. Which is a giant nothing. So tip to TMZ. Guarantee they will think the same.

·  Anonymous said:

For gods sake. Read and post my second ask to you. Stop all this madness. Yes they know each other. That is it. They were at same club and of course hung out a little. So what They met at first dc meet I think. He was nice to her She was nice back. Nothing wrong with people meeting and being cool. Even if famous

·  Anonymous said:

Maybe I should rewrite this but Your acting as they were they in DC together. They MET and photographed but wasnt there together as Your wording puts it. Like I said you dont know of they were backstage together. Pics can be upload at any time of the night . Your just jumping to conclusions like everyone else.

·  Anonymous said:

The way some of you talk about women is so damn depressing ugh this fandom is on one today.

·  Anonymous said:

Liked what the PR/crisis anon mentioned, that it's wrong to think Chris was uninvolved in JS and MK's stunts when he dated them. It's naive to think he is that helpless and easily controlled.

·  Anonymous said:

What i really don't understand is how chris could have been so so dumb and didn't think of the consequences. Also his pr underestimated the whole situation. The girl was blatantly seeking attention and a story to tell, and any person with a brain would have got the danger of the all situation. I know that he loves partying but he was so superficial i can't even put into words. In my opinion the project has been hurt by this and everything happened today showed that.

·  Anonymous said:

2/2) as if he wanted to do that. I doubt he asked, but was asked to do it. 3) The girl jumped on the chance to go backstage after the invitation and took the pic. 4) People put the pieces together because the girl was thirsty the day before and liked the attention she got from her friends but now there is a chance she ruined the trip a little as people ran to protect their privacy.

·  Anonymous said:

I think if Chris wants to be taken seriously in what ever he decides to do. He needs to grow up and act his age and stop drinking as much and hang around different people that includes his friends from Boston. I feel most of his friends are just there for the ride including Tara. If he does ever get married she will have to trust him to no end.

·  Anonymous said:

"it's not at all weird for people here on a blog that is predominantly about Chris to talk more about chris' antics than about anyone else's. It doesn't mean they're more worried or think what he's done is worse, it's just that this blog is a place to talk about him more than anyone else. Nice try though." Nice try what? If you read the full ask, as Chris's fan, I'm more concerned that's he's doing publicity pics with treasonous Nazis than hanging at a burlesque show w/ an intern. But you do you

·  Anonymous said:

Hi! Sorry for this question but I just don´t understand what is going on here with Chris and this intern? I try to scroll down your page but I still don´t understand what has happened.

·  Anonymous said:

Some who don't have problem that Bella flies to NY and post the picture at the same place where was Chris was the first to be offend that Jenny posts pic when she was at the same place that Chris whereas she was dating him. Be careful anons I'm not a pro Janey but people were rude with her when it was normal(even if she trolled), she was spending time with his boyfriend but when another women did the same, without dating him, they think it's okay. Why?

·  Anonymous said:

I'm genuinely curious about what kind of impression he was trying to make on her? like you wanna hook up with this chick & you're letting her know that you like to gawk at other half naked chicks in your free time? Unfortunately this will never blow up, if his PR team can bury homewrecker scandal then they can bury anything.

·  Anonymous said:

He seems to unconsciously be attracted to attention-seeking women who view him as a prize. I wonder if it’s a defense mechanism to prevent him from entering a serious relationship? Also, seriously, why wouldn’t you just make it clear to her that she shouldn’t post their escapades on social media from the start? Has he learned nothing from the Jobby debacle????

·  Anonymous said:

Okay, from her comments and that pose, that's a girl that has no problem pushing someone out the way to get noticed. Like the pic, the side she was on was trying to get four people in, compared to the 3 on the other, so they had to turn sideways. I can see her making sure she was the one next to him. She didn't have to put her hand on his shoulder or stomach. She was trying for his attention. Did she get it? Don't know. Don't really care, but that's a college-age Janey. Just want that fame.

·  Anonymous said:

Now that there are pics of them together and seeing the way she's posing with her hands on his chest and shoulder (it is very reminiscent of SSH, isn't it? Which would hurt if I was js lol) taken with the comments from her and her friends, all I can say is YIKES. And also, SMH. I am not a prude and I actually like burlesque and have been to The Box and fully expected him to hook up with somebody in DC ~on the low~ but even I can say this is not a good look for him. This boy will never learn.

·  Anonymous said:

I’d like to think that he’d cut all ties to Bella now the he’s created a PR nightmare for himself, yet again. But considering for almost 3 years he was involved with a woman who was married when they originally met & got involved, I don’t think he will care. At least Jenny was almost the same age as him. He’s looking like an upgraded version of Dane Cook. For anyone who doesn’t know, Dane Cook’s girlfriend is 19, they started dating when she was 18, but were “friends” before that 🙄🤢

·  Anonymous said:

The more I see from this girl the more I think she’s just a thirsty very immature little girl. And has no idea what she could potentially cost Chris. But he’s not innocent as she found out where he was going somehow.. And then posted it everywhere. Him or his team should have warned them to be cautious. And once they arrived not continued to entertain them and allow them backstage. An adult would have said nice to see you I’m going over here goodbye. Just another dumb d*#k brain decision.

·  Anonymous said:

Oh, man... the boyfriend. I didn't even think about him. Can you imagine if the situation was reverse and her bf was acting that way towards a famous woman? I can imagine myself on that situation and I wouldn't like it. Even if she was just joking, which i don't think she was just doing that, it would be disrespectfull. I hope he is not hurt.

·  Anonymous said:

Tks for the clarifycation for don't hate the player. So the girl had no shame to run after a man who has close the double of her age just because he is famous. Not sure she is again with her boyfriend but if she is, he would be very happy. It's clear,even if Chris makes bad choices in women, he wouldn't do nothing with her, discretion level he couldn't count on her. 5min with him and she shared and tried already trash things.

·  Anonymous said:

And Chris, wearing that Red Sox cap in NYC will bring you a lot of unwanted attention ;)

·  Anonymous said:

He was probably advised to stay away from twitter or he decided to do that.

·  Anonymous said:

"He doesn’t deserve to be placed on a pedestal. " Literally no personal should be put on a pedestal. NO ONE. Mothers, fathers, friends, siblings, celebrities, every single person does stupid shit or has 'problematic' opinions. If you place anybody (family, friends, celebrities) on a pedestal, you're only looking to get disappointed.

·  Anonymous said:

Lets be real-Chris is charming, he is a schmoozer. He was working the crowd in DC. If you are nice to someone, than you get your interview. This time he snagged a desperate fan girl & hung out with her. Not the type of guy I would ever want to be involved with. I could not be w/ a guy that wanted to go to those types of clubs. I think SSH didn't like it either. If this is the life he wants to live he will either have to find a person ok with it, change or be single. 10 steps back for me.

·  Anonymous said:

I think she is just a fan with a crush and people are reading into this way too much. I don’t think that’s her hand on his shoulder and the pose is also something we’ve seen in comic con pics. Her “way good friend lol” to means she is joking because he isn’t. The “don’t hate the player hate the game” is again joking and means don’t be mad at her because she got to meet him and her friend didn’t. Was there flirting ? Maybe but we know he does with everyone and she might thought it was just her.  

·  Anonymous said:

I don't know how publicits work. Do they keep track of the mentions of their clients in SM? I wonder if Chris' publicist is already checking the situation. TIME FOR A DODGER PIC IF YOU ARE READING HERE!!!!!

·  Anonymous said:

I find it hard to believe Chris would use this venture to go fishing for a college aged hookup or girlfriend. He mentions age and sneaking into bars in that video, so he also knew her (Bella’s) approximate age. I have no doubt he gets plenty of action and isn’t a saint, but this truly seems like she is playing up something that doesn’t exist. I question her more than him here, again, because he knows this is an important project with “real life” important people, not hollywood actors.

·  Anonymous said:

Chris seems so immature. I know we want to put the blame on Janey and MK and all the other girlfriends but honestly am I the only that thinks maybe it’s HIM who’s the problematic one? Idk I’m young so maybe I don’t know what I’m talking about lol

·  Anonymous said:

All this shot is crazy. I’m know Chris is no saint but come on! At least let her be in her late twenties or early thirties! That’s nasty because she’s two years younger than me!

·  Anonymous said:

I’m not down for slut shaming in any regard. If anything happened, Chris was most definitely down for it. I just think it was dumb on her part, because she posted about it. Any potential employers could see this as a red flag. They don’t want to deal with the fallout of an employee causing a potential PR scandal, especially in the political world. Like if she did this once, she’ll prob do it again. I don’t think she’s gunning to be Mrs. Evans, but she def wanted to party and maybe hook up.

·  Anonymous said:

There was another video of him sending a message to a different person on a different day. I don't think the fact she ask him to do that means anything

·  Anonymous said:

For someone who seemed smart enough to get near a HW star, she sure was pretty naive and had no clue on how this fandom work LOL

·  Anonymous said:

But what damage could be done ? It’s not like he did something bad. There is no need to excuse his behavior because nothing illegal was done it’s not like he was caught with a 17 year old in a “massage parlour”. You guys also need to stop with this “he is almost 40” like he was supposed to stop having fun and living his life at 35. If you don’t like it fine don’t live YOUR life that way but don’t be mad at him for refusing to just settle and die because he is “almost 40” .

·  Anonymous said:

Not be agree with the places Chris frequents doesn't mean we think he is Cap. I have enought to hear this explication, like we are too much stupid to make the difference between the actor and the role he plays. With the conversation we have here, the majority of anons aren't teenagers i guess. A lot of people don't feel comfortable with the sex industry(porno,stripclub or the one night stand). It would be my brother,my neighbour,my cousin,it's a vice we don't understand not naivety about Chris.

·  Anonymous said:

I don't have much to say about this situation but I wouldn't be surprised if it does turn out to be something sleazy. I mean, this is a guy who had an affair with his married co-star and just a few weeks after she actually left her husband for him, he was going to strip clubs & she was tweeting about how that upset her. So he's not always a stand up guy. Mostly I find it funny that even when the girl is a young intern not in HW, she's STILL an attention seeking type. His picker is so broken.

·  Anonymous said:

Well, Chris definitely has a type.

·  Anonymous said:

I don't think that people are being judgemental but more worried about the consequences that this could create. Internet can make things scalate too quickly and even change the facts. But let's be honest. Chris is white, male, straight, rich. He will be ok. But he has to stop taking pics in those places. Remember when he was dating JS and he went to a certain place in Canada? No pics, people left it behind. That's the right thing to do. No pics, so it's as if it didn't happen.

·  Anonymous said:

Burlesque clubs in NYC are often listed in magazines as “things to do” in the city. They are seen as touristy activities. I can see a young girl being excited to go & asking for a hookup to get vip treatment. The place is not what you guys are making it out to be.

·  Anonymous said:

Oh please. How should he have celebrated international women’s day ffs. This is starting to get ridiculous. Women. Including 20 year old ones are allowed to go to burlesque clubs. Get out of here with that comment. And if you’re going to invoke a feminist day maybe consider the fact that she went of her own volition? I mean this insinuation that he took a naive child to a strip club. It’s starting to get a bit unhinged up in here.

·  Anonymous said:

Are we forgetting he got involved with a whole ass married woman? Lmao, this whole situation is not much of a stretch as people are making. I wish he’d grow up like all of you. He talks the talk of wanting to be a husband and father. He paints himself as a family man. Which yes, he is family oriented. But then he does things like this, which are unfortunately also on brand given his past. Megan, his publicists names I believe, better be getting paid time and half putting out these fires lol.

·  Anonymous said:

Right but this is like barely a scandal. We’re just focused on it and there are some social media comments. So for all those saying he should be seen doing serious things umm he is? For the casual fan his serious image is 100% in tact. And my guess is will stay that way. This will blow over in 48 hours tops. It’s not getting any traction other than gossip corners of the internet. Being seen seriously doesn’t mean living like a monk ffs. He didn’t do anything wrong, y’all just dramatic and judgy.

·  Anonymous said:

I think we can all agree no matter what the reality might be, the optics aren’t great. If him &his friend are trying to get this new project off the ground in DC, and hes being photographed in a burlesque club in NYC in the same vicinity as DC interns, the DAY AFTER giving interviews, the optics are awful. Politicians would be quick to distance themselves from their project and with those hes already met, potentially wouldn’t give him their time again, especially if their interns are involved.

·  Anonymous said:

fans saying he should live his life however he wants-nobody is saying he shouldn't. But people shouldn't be naive enough to think that optics don't matter. They matter a lot.

·  Anonymous said:

If the other interns were there they were smart not to post about it. Like that other anon said I imagine the people in D.C. will not be happy about this I’m sure there are social media rules about how to behave.

·  Anonymous said:

Mark's been to The Box before, he's posted stories from his trips there.

·  Anonymous said:

Some are ok to see a 38 years old man having habits in strip,nightclub and before Playboy party. Good. Some women don't like men like it!Chris or not Chris! I find it perverse,it's all. Frat boys aren't my type of men and great my man isn't like it. And i don't see Chris change when he will be married. There will always be a Mark or an Adam for ask him to go. Scott seems to enjoy trashy club but Zack too so they go as a couple. Maybe am i too prude 😒

·  Anonymous said:

This truly blew up fast. Not a Pats fan, but a few years ago, Edelman hooked up w/ a girl he met out partying & she posted a pic of them in bed the next morning on Snapchat. I’m not saying that Chris hooked up with her, we will never know & honestly it’s no one’s business. But both situations definitely seemed opportunistic, but at least with this one people are holding Chris accountable too. The other girl got slut shamed majorly. Like girls, you don’t have to post everything on social media.

·  Anonymous said:

Even if there were more interns there, even if Mark was there with Chris... if they went with the interns it's still not a good look. They are both near their 40's. It's a no to rang out with 20's, principally in that kind of enviroment that revolves around sex. This could be used to damage his image, his career, this could be used to damage their initiative about the political site. It just take one article or one tweet from a Trump supporter with many followers for that.

·  Anonymous said:

She may or may not have been the only intern with him. She may or may not have ended up with him last night. This time it’s slipped on social media. Imagine all the other times it hasn’t! Disappointed if he’s on the same Leo, Cary Fukunaga and Jake train but are we surprised? Women around his age think differently, and clearly he’s not settling down this minute. Wonder what else would leak. I’ll be here with my tea and popcorn.

·  Anonymous said:

This doesn’t look good, but at the same time I feel bad for this girl and her BF, fellow interns, friends, etc. Suddenly a rabid fan base is combing through their every move trying to play detective. I get the curiosity, I’m curious too, but I know how people overreact. And while most are fine, already people are crossing the line and commenting. Not a kick on you, just kinda crazy the lengths that some go to. I’m so glad I grew up without social media for most of my life.

·  Anonymous said:

don cheadle once saying on a talk show that the cast of the avengers(including chris of course) all went to a burlesque bar in london. ALL of them. it's not a crime...or is it??? and as for that bella chick going wit him?? who the hell wouldn't go if we were invited? good for her.

·  Anonymous said:

I feel that a conveniently timed Dodger video (or photo) is imminent. Or will we go really old school with a video for a sick child? Some sort of distraction from the current (I agree ,totally inappropriate) drama. Thing is that sort of tactic will only work for so long, less and less people will forget each time. While there's no problem visiting a burlesque club,hell I've been myself, it's the company you take to the club that should be more carefully considered. Not a smart move.

·  Anonymous said:

Of course he has pr. But people don’t understand how pr works. He doesn’t clear every private dumb decision with them and ask for professional pr advice. He lives his life (and makes dumb mistakes clearly!) but typically a professional pr team isn’t involved unless it affects him professionally, like blows up into a scandal affecting his image and work. They don’t babysit his private life. We’re all fired up about it on our corner of the internet but we’re not really at a true scandal.

·  Anonymous said:

People were rightfully dragging Cavill for dating a 19 year old.Chris went to a strip/ burlesque club with a young girl (since one woman posted about them on the birthday video we know they were there together) and there are people still thinking this is ok? (Not saying you do mood) He is stupid many times: one for doing it, one for thinking that is ok, one for leaving traces of it.Oh, wait.The girl is the one who left the traces. That remember me of someone else who used to leave proofs behind.

·  Anonymous said:

Ok. I remember when him an Janey broke up, and a few weeks later he was in Houston for the Super Bowl. Him and his friends met some girls at a party, and he invited some of them back to the house with them. Some videos were uploaded. I don’t think this is that different. He went away for a trip, met a girl, and invited her along for the ride. More than likely this is nothing, and this girl is just being opportunistic. He really needs to pick ladies who can use discretion in the future.

·  Anonymous said:

I think this is just an example of how celebrity image works. If you aren’t part of Chris fandom or gossip you have no clue. Just a basic google news search for him right now shows his DC rounds and Captain Marvel tweet. And that’s the image he wants to have (and I think genuinely does to a point). But isolated Instagram pics that don’t fit easily into a narrative are never going to get traction. Sure they’ll always be there because internet, but give it another week and it’ll barely be a blip.

·  Anonymous said:

Chris is this guy who invite strangers during party/games night in his house or girls who his friends and him met to à bar for partying in friend's house(the tmz video after the end of round 1),it's seem to be how he is but he is the guy, in doing that who trust in everybody and after there are these kind of pic/video not flattering in not flattering place. I see some say he is single so he's enjoy it but he did it when he was with JS, her tweet where she was upset to his bf going to stripclub.

·  Anonymous said:

This would not be blowing up if this bella girl had seemed to be in the company of the same friends at the box as she went to NYC with but that is not the case. Mark might have been with them too but why would this rocky lanes person only follow bella's IG and not Mark's too?

·  Anonymous said:

All of this stuff is already on twitter and instagram tagging Chris, Megan and even Josh for some reason...

·  Anonymous said:

Maybe i missed something, but what’s wrong with Chris taking pics in that club or wherever he was & why couldnt the girl(s) put the pic on her ig

·  Anonymous said:

I haven't heard the video but the "my way good friend" comment seems like a joke. Like "this is my very famous friend who I just met and we're already close" And I think that if he denied those girls of taking a picture he'll be criticize, and considering what they work in and those outfits, seems to me like he ows them that little courtesy 🙄 cause

·  Anonymous said:

My phone was acting weirs so I don't know if my last ask got through: this bella girl is in NYC with friends from DC and a guy named doug, who works in DC, and has also met Chris is with her. If you go through their IG stories they spent the day together but she is the only one of them to post from the box something.

·  Anonymous said:

High end club or not, I checked the pic bellanovemberr posted with the women in her stories and their room seems cheap and have holes in the ceiling. It doesn't matter how expensive those places are, I always at least side eye how they treat women. Their employees deserve better and more respect.

·  Anonymous said:

C'mon! It is one of the most exclusive night clubs in NY. I read the reviews of The Box on the web and there’s nothing wrong with attending such a place. It is not absolutamnete a local “hard”. as he quotes a review I found: “It’s definitely not a local hard if any of you are asking, it’s fun, crazy and weird … it totally reflects New York.”

And, maybe, it was the birthday video girl who invited Chris to go there.

·  Anonymous said:

Do you think it’d be weird if Chris hooked up with a 20 year old...I mean look at Leo Dicaprio and his girlfriend

·  Anonymous said:

Some people have serious problems with celebrities (here: Chris), pedestals, and managing their own fantasies and expectations. They build them up up up, and inevitably get SERIOUSLY broken hearted, hurt, and bitter, when the celeb in question obviously fails to live up to them. I mean, how can they? They're human, and almost never actually aware of these expectations. And I wish I could say that these fans are young and inexperienced, but a lot of them are adults, so...

·  Anonymous said:

"Her IG is also followed by Mark Kassen, who is also in New York." Mark followed her the same day she posted that video.

·  Anonymous said:

I'm not naive to think single/married man and other famous actors don't go to those places but how many of them have pics taken there? None. I checked the club and it's a sort of freak show club too and celebs are part of the customers. A Vanity Fair article mentioned some names. But no pics. So it doesn't stick with them. It can be said that it's hipocritical go there and refuse pics but it would be the best decision for his image. Let's bet he will post a pic of Dogder?

·  Anonymous said:

Recently I came across this Don Cheadle interview on Seth Meyers, where he talked about him,Evans,RDJ,Hemsworth & Renner going to Burlesque club in London & nobody recognising them on street so I guess they all are into this kind of entertainment but only this guy is dumb enough to take pics

·      Anonymous said:

That girl’s comment about SSH made me laugh! Hope he had fun at that burlesque bar! Establishments like those are sooo nice.

                                                                                                                                 ·      Anonymous said:                                                 

The fact his boyfriend(ex now) deleted all the pics of her means himself discovered how is she is: at the same time she was dating him she doesn't have qualms to touch too much a man who has the double of his age, play like she said and pursue him in NY in a burlesque show, that imply naked women and alcohol when he was in far away of her. She didn't do all the things without have something in mind. She lost her boyfriend for have the attention of Chris for few hours. Well play girl.      

·     Anonymous said: 

I don’t think that one who makes a happy birthday video like this to a girl for her twenties, surprising her age so young, then he decides to have fun with a girl of the same age or little more.

[flower-of-the-desert]

2x02 vs 2x20

This has been sitting in my drafts for some time because I wasnt sure if I wanted to post it or not but the recent asks I got made me think might as well. This post explores only one example of the way Alec’s relationships with Magnus and Jace are written and portrayed but that example speaks for the whole of those relationships so I think it’s a good way to show my issues with both ships in general and why I feel there is an imbalance in M@lec in a way that does a disservice to Magnus and thus I, as a Magnus fan first and foremost, am not happy with his relationship with Alec.

Note: I’ve tagged this clearly as anti-M@lec and Jalec only so if it appears in the M@lec tag it’s because tumblr is being stupid again and not because I’ve done it on purpose. So dont bother coming into my ask box telling me what a terrible human being I am for tagging it M@lec. Because I havent.

I’ve started catching up on the episodes of s02 I missed and I just got to Alec’s I cant live without him line from 2x02 and the parallel between that and the scene at the end of the season jumped right out and I’ve been thinking about it.

I mentioned this in my post after the episode but when Alec told Magnus he couldnt live without him, I was... confused for the most part. Like it’s such a romantic deeply emotional line that should invoke at least some kind of emotional responce in the viewer but for me there was nothing of the kind. Why? Because I dont believe it’s true. I dont believe Alec cant live without Magnus because I havent been shown this in the time they’ve been apart. What I have seen is Alec acting like an entitled arrogant ass who continued to ask favours of Magnus without so much as a guilty look only to then turned around and not subtly at all push him away when there was nothing Magnus could do for him. What I have seen is Alec apologizing like a little kid who was forced to say sorry even though he didnt know why he should and didnt feel bad at all. What I have seen is Alec going about his business like nothing too out of the ordinary is going on and looking mildly annoyed at most that his pet warlock/booty call is refusing him now. I did not, in fact, see a man who couldnt live without the love of his life.

And ok, maybe someone will tell me that’s just how Alec is. He doesnt show all his emotions, doesnt get all weepy and sad, he’s the boss, he has to keep it together, etc. Which cool, ok. That could have been an answer enough (although on the other hand, I dont care how reserve a guy is, there are times when he should show some emotion if the show expects me to believe him when he says stuff like this later on) if we didnt have the exact same situation with Jace and Alec’s completely different reaction to losing him instead of Magnus. Which brings me to 2x02.

When Alec said I cant live without Jace, I didnt stop. I didnt question it. I wasnt confused where it was coming from because I had just spent two episode watching Alec going completely out of his mind over Jace. I saw Alec snap and yell and get angry at pretty much everyone whom he percieved as standing between him and Jace - Magnus, Lydia, Izzy, his mom, Clary. Even the closest people to him, his family, werent excluded from his temper. I saw him trying to take control of the whole Institute just so he’d be the first to know any new info about Jace. I saw him standing up to his mother, to the new head of the Institute, to the direct orders of the Clave to defend Jace. I saw him being willing and demanding to undergo dangerous painful procedures with life-threatening consequences in order to find Jace. So when he said I cant live without him? I believed it. Because I saw the evidence of it. The same way I believed Magnus saying he couldnt do anything without thinking of Alec - because again, I saw that. The show took the time to show me all of that.

All of this tells me that Alec is completely capable of having and expressing strong deep emoitons about people he cares enough about. It just seems that Magnus isnt one of them. Because when it comes to Alec’s end of things in their relationship? Apparently I’m just supposed to take him up on his word as there isnt much of anything else to show me how he feels. Or doesnt feel, as the case may be.

In conclusion: this parallel does no favours to M@lec and if anyting it once again shows the difference between Alec’s feelings for Jace/his family vs his feelings for Magnus. And lemme tell you, Magnus does not come out the winner of that comparison. Not even close. And that is my issue with this relationship - the fact that I cant honestly believe Alec loves Magnus as much as Magnus loves Alec and that pisses me off the most because Magnus deserves so much more than what Alec seems willing to give him.

And this is why I find Jalec way more believable (in the sense that I can believe Alec loves Jace) and “properly” written (again in the sense of words being proven by actions and not like objective writing quality or whatever) - because the show actually shows me Alec being in love with Jace while not really doing the same towards Magnus.

[survivor-tierradelfuego]

Ep. 4: “Oh the classic dilemma of Survivor.” - Leanne

Ryan

I'm going to be honest, I'm not really gonna miss Tyler. I feel less bad about kicking him out now that I know he's played before. He was kinda cocky and reclusive- that's not the vibe we need in our tribe.

Najwah

I'm actually upset and really annoyed that no one else is willing to move their times so I can play too? And no one even acknowledged my message lol I started this game under the impression that people from all over the world would participate but instead I'm in a group with a bunch of Americans and I have to adjust my times EVERY SINGLE NIGHT. It is a lot. I feel like quitting. I mean what's the point? I've been struggling with depression for such a long time, it's been amplified by this Lockdown and being part of something, this whole make believe game brought me some kind of joy. Some light. However, being blatantly over looked and left out because its convenient for everyone else kinda sucks. I'm overlooked and left out of everything in real life too. I don't think this game is good for my mental health actually. I feel worthless and like shit and the person I thought had my back the most, Leanne, seems to be the most annoyed with me. She isnt even replying to me in our one on one chat. Guess she got everything she wanted out of me hey? I don't know whether any of this extra stress coupled with sleepless nights and zero concentration when doing my work is worth it?

Zack M

here i come again, carrying the tribe on my back like i always do. (dolly parton reference to "here you come again" ... available on spotify for those who don't know) this is the second time in a row that i stepped up for the team while everyone else was silent. like it's cool. i don't mind doing it for them as long as we win. it's not fair for me to be labeled as a threat because i do my best .... and that best happens to be sometimes better. idk. i'm just here to play. i don't feel the same drive from my teammates. yes. that's it. i'm here to play to win. they just want to win. nothing is going to change for me. i'm going to do every challenge. i'm going to come with the big moves. i'm going to hurt some feelings along the way. but i need to stay in the game to be able to do that. i'm truly scared i'm going to be blindsided if we don't win. COUGH COUGH IM SCARED IM GOING TO BE BLINDSIDED IF WE DONT WIN AND I DONT HAVE AN IMMUNITY IDOL FROM THE WISHING TREE COUGH COUGH ..... i could really use a wish right now (wish right now).

James Hayden

https://www.youtube.com/watch?v=ovDd3CLqYos

Leanne

Have ya heard the news? Our tribe finally won a challenge! This is great news, and not just for the obvious, game/numbers related reasons. The night results were announced my Skype didn’t go off all night. All, night. I think there was a block of at least 12 hours straight I wasn’t looking at it. There was that gaming voice in my head that now and then would urge, you know, you really ought to check in with Aimee and see what she’s up to. You know, you had a conversation with James the other day, you better try building that up. But honestly, these last few days have been so peaceful I just didn’t want to. It was too nice being off line LOL. Of course, there still remains the difficulty that I still don’t know where the target is going to land. I had a check in with the “trio”... Ben and Zach. It was “I don’t know” all around. One of them said that the first person who threw out a name would probably be made a target themselves. So no one will talk about that, seemingly, until we lose. Of course, my individual preferences haven’t changed. I’d still like to see either Cody or Sarah go. Leaning toward Sarah at the moment because she seems more feasible. She wasn’t at our last tribal, she hadn’t checked in for a little while, and when we were getting ready to do the challenge last night most of us thought she wouldn’t be around. I was really hoping she wouldn’t show so that I could make a stronger case for that. Precedent shows that lack of presence is the go-to way to get yourself voted out. And I really don’t know who she’s with, if anyone. I haven’t really talked to her. Maybe I’ll float that idea to people today. Instinct tells me that I should get in before the challenge results are announced, because afterward, if we lose, people will be scrambling, and it could land most anywhere. But if I’m too aggressive with this I could be the one throwing names out there and it could backfire. Oh the classic dilemma of Survivor. In other news, Najwah and I have been working together on the idol hunt. She’s been talking to Cody, I’ve been talking to Zach, and so the question we are pondering is whether they’re giving us trustworthy information, both about the search and the game at large. I actually do believe that we’ve been completely upfront with each other and at this point I trust her as completely as anyone can trust in this game. She continues to be my very best ally and I hope we can keep working closely together as this goes on. It’s only hitting me now how hard it is to form impressions of the other tribe based on the info we have. I’ve been reviewing some of the tribal’s, there’s from yesterday and our last one, and the answers are canned enough and United enough that nothing is really said. Everyone in this cast knows we are here to play a social game, and that means not saying stupid things and trying not to make enemies, especially in these early stages. They look strong and unified. They had an easy vote and seem to like each other, which is very much to be expected. I can’t really gleam any subtext from what I saw. Odds are we are just as hard to read for them. We’ll just have to wait and see come merge time, or possibly swap time? At their tribal the question said there was “talk” of that as well. Here’s hoping I’m not the Johnny come lately to that discourse. But even if it is looming, not much to do about it till you get there. I don’t think that’s something you can necessarily pregame for. So there you have it. It’s been a refreshingly peaceful several days and let’s hope it continues. These results could go either way, and if it doesn’t go the way we want, well, then the game switches into the next gear. That would make me very worried for our numbers down the line, but more immediately we are probably all worried about our place at that point. I have no idea what will happen.

Ryan

I am not very happy by the fact that I will have no control in the fate of our tribe.I'm happy we voted Tyler out unanimously, he was someone we all, especially Pedro and I, agreed on very early. it's gonna be tough now moving forward, but I know who I don't want to vote out

Pedro A

So Today we have the challenge....Im scared if we go to tribal idk who will go

Alan B

Yes! I'm so glad we won - the next vote for our tribe is gonna be a tough one, i really hope making the only mistakes during this challenge doesnt come back to bite me! we won right how bad could it be...

Pedro A

WEEEE WONNNN....stream CLC, RED VELVET AND BLACKPINK...you know why?....cause we have the night offffff.....

Amy A

Another night off 🎉🎉🎉. I’m so ecstatic because there’s no name coming up for vote 2 yet so it could literally be anyone even though I think my alliances with people will carry me through. My alliance with Ryan and Pedro is still strong and I have secret alliances w Maddison, John, and Grae even though Grae’s is more shaky. Im going to go sleep with no worry in my mind at all. Maybe except for a tribe swap. Maola ROCKS and seeing us divided will break me 😭😭

Kalle N

I recently found out that John has been telling almost everyone that he trusts them 100% and not just me so I'm working on making a big move to get him out next time we go to tribal (even though I love him and he has been one of my closest allies this entire game). He's just too charming and close with everyone

Maddison

Hi confessional. Really hoping I didn’t just brand myself a threat during that challenge but I’m glad I could redeem myself from the telephone game. I’ve had new people want to work with me within the thirty minutes following, and I can’t tell yet how legitimate their inquiries are. But hey, that’s Survivor. 

Zack M

jesus christ. there is so much going on right now. we lost again. whomp whomp. but again, i like losing. it let's me know where everyone's head is at. i'll face the consequences later. i want to flush the idol out but no one seems to be with me. i think either aimee or leanne has it. i want to say aimee to leanne and najwah and leanne to aimee because i know they will tell each other, one of them will use it, and then cody sarah ben james and i vote najwah. bye idol. bye to one of their numbers. 2 against 5, there's nothing they can do. BUT NO. so then najwah reaches out to me and calls me the tribe leader. LOLOLOLOLOLOL. clap clap. she sees right though me BUT she is letting me stay? it really is such a bad game move for her. i feel so bad. so najwah started the "hunt alliance" with me cody and leanne. leanne threw out sarah's name so we are going to pretend to go with that. but now the target is leanne in hopes that we just flush the idol out by vote. i think this is dumb and is going to fuck us over but like maybe people are legit. i really have no idea. and now there's a group with everyone besides sarah. i feel so bad. sarah, you're not going anywhere so don't you even worry! i think my plan is the safest but like no one listens to the TRIBE LEADER.

Cody A

Full disclosure y’all, Im just going to preface this confession with the simple fact that I am UNWELL! I just ask that y’all bare with this confession!! It could be as bad as Nick Cannons (very brief) rap career.. on Sunday one of my close friends took her own life.. and It has been difficult to separate this game from real life. In the real game of survivor I’d be stuck in Fiji with no information from the outside world.. so i am trying to navigate this game and real life at the same time. That being said: this vote could be very simple or VERRRRRY complicated. The plan is for our group of 6 “JESS” to tell aimee, Leanne, and naj, that everyone is voting Sarah. 

THATS NOT HAPPENING!!!  SARAH (NOT LACINA) IS MY NUMBER 1 & I WILL PROTECT HER AT ALL COSTS!!! Initially it seemed Zack was adamant about voting Naj our and not Leanne???? but I think I did a really great job of convincing him she is a huge threat! (Gotta save my girl Naj!) The real plan is for JESS  to put all of our votes on Leanne, who still has yet to have a conversation with me. I feel like I am in a great position but I do not want to get comfortable!  

James Hayden

https://www.youtube.com/watch?v=7oz7uKVXHzI&feature=youtu.be

James Hayden

https://www.youtube.com/watch?v=wH8nJmP6vhE&feature=youtu.be

Leanne

So we lost, again... just great. First there was nothing. Then the trio chat with Ben and Zach got together to exchange obligatory commiserations and giant shrugs. Then Najwah got in touch. Neither of us heard anything. She actually said because of this she just assumed it was her; I’ll get more into this in a bit. As of now she’s the one I trust The most, so I asked her how close she was to Sarah. Turns out, not very. She wanted to start a group chat with Zach and Cody, for the dual purpose of getting that plan together and for comparing info about the idol hunt. So we do that. After a few more rounds of circling the question of what do you think I said to the group that Sarah doesn’t seem to be available a lot or connecting with people. We agreed, and Zach suggested we get the rest of the tribe together, sans Sarah, in another chat to lock it in. This is after Zach and I said Ben would be in, and Cody said James would be in, and I don’t remember how but somehow Aimee was accounted for. The only other person left was James. My thinking, which both Zach and Cody seemed to share, was that it was better to risk James being close to Sarah than to get him upset by leaving him out.

Throughout the whole thing, Najwah seemed to have an abnormally high degree of caution and concern. She really wants to feel people out first before she does anything, which I don’t think is possible all the time. What if James is talking to Sarah? What if Sarah has an idol? What if the other four have an alliance? Not sure if it’s just me but she seemed to be doing a lot of what if’s, all valid ones but just a lot. She raised some other concern to me in a private chat and I answered her something along the lines of, it’s good to look before you leap but nothing is a sure thing and we have to take a few risks and be ok with not being certain. Well anyway, the larger group chat gets made. But as I’m making the conversation, the talk in the idol hunt chat, that is, the foursome that was just planning the Sarah vote, switches to what people are finding in the idol search. Now, this is a good thing. We did want to compare notes on that so we at least know where not to go. But not at that moment. Because when I started the larger group chat with James, Ben and Aimee, they of course wanted to know what the plan was. This left me all alone to ask them how they felt about Sarah as a target. I really could’ve used backup from Najwah, Zach and Cody in that moment, but instead they were talking about coins and advantages. Again, that’s a good thing, but in that moment, to the other three it almost looked like I unilaterally decided that. It looks like I got everybody together completely on my own and said, hey everybody, here’s what I decided we’re going to do.

Now, from my perspective Sarah was completely my idea, but that’s only my side of the story and I don’t know what other people were saying, and I have no wish to appear to be a dictator. Fortunately for me no one seemed to talk to Sarah at all. The consensus was her contact was brief and spotty and she was away too often to have built any meaningful connections anywhere. So it looks like it will work out and be easy again. Well, at least that’s what it looks like to me. We’ll see. The other good news is that we do have an idol task force. I found out the jacket is a 10% advantage in a challenge; good to know. Also the jewelry box was taken. No word on who took it, but that costs 20 coins. A theory I saw discussed was that someone shared coins or else Amy bequeathed at least five of them upon her exit. I don’t see that as being likely.

There’s got to be at least one more source of coins besides the two known to the group. Seems like we’ve been looking and coming up empty an awful lot. Not sure how candid the group members are being but at least we have an open line of communication about this. I was very annoyed because I felt abandoned by them to deal with the other three but that wasn’t done on purpose, and having this search party is a very good thing. At the very least we can help each other avoid disadvantages. Also, after we talked about Sarah, Aimee messaged me privately, saying she was leaning that way too, and we talked for a little bit. She seems to be talking in these little bursts to most everyone but at least it’s a relationship with potential to be built up further. So to me it looks like we’ve got an agreement and it’s Sarah and it was fairly easy. Of course, they could flip on me, and there’s an off a lot of time before tribal tomorrow, but like I just told Najwah, nothing is certain and we won’t always have every bit of the facts when we make a decision. All I can do is talk to folks, make a plan, and see what happens.

Aimee

Najwah just messaged me saying “So what do you guys want to do?” Except she just sent that message to me. Individually. “Guys,” plural, with an “s.” 👀👀👀👀

Zack M

im going to feel like an asshole tomorrow if i'm not blindsided and the plan goes the way we want it to. i've had a beautiful conversation with najwah tonight and i hope she doesn't think it was all for the game tomorrow when we vote her number 1 (leanne) out. najwah if you're reading this, i'm so sorry. this is a cruel game. i've loved every minute of getting to know you and our conversations! you're an awesome person and i hope you don't hold anything i may do to you against me. i would absolutely love to stay friends with her outside of this game. i just needed to put this in writing before i possibly hurt feelings tomorrow. again, she did call me the leader of the tribe. i would get rid of me if i was them so like anything is possible. 

Pedro A

today im going to talk with alan, kalle and olivia

Sarah

Well, the general consensus is to vote me out tonight at tribal because I haven’t been as available this week which is TRUE since I haven’t had service much on my vacation. Leanne threw my name out and everyone “agreed” I was an easy vote. I am trusting my alliance of 5 in Jess (Zack, Ben, Cody, James) and we are voting Leanne. I do have an idol BUT I definitely do not want to play it tonight. Right now, I trust my alliance but if things get suspicious or Cody tells me that Zack or Ben have flipped I will play my idol tonight. To be continued.... 

Ryan

That stupid idol hunt and the disadvantage is gonna get me kicked out I just know it. F#*k me.

Olivia A

The first vote went smoothly! Except for the fact that Tyler voted for me. My only worry is that he might’ve discussed/decided that vote with someone else. I’m not too worried though because I still feel really solid with the people I’m aligned with.

James Hayden

https://www.youtube.com/watch?v=LJd1QSw04ak&feature=youtu.be

John B

Thanks to Maddison we won another challenge and honestly bless because I really don’t know who would have gone next. I found out Ryan got a disadvantage for the tribe while idol hunting and I know, Olivia knows, and I’m probably gonna mention it to Grae and Kalle that Olivia told me. Right now I think if we had to go to tribal it might be Alan or Ryan but I honestly have no clue. Alan has the idol which is a good reason to boot them, and if I can get rid of Ryan that will break up the outsiders alliance. The challenge had me scream laughing because I think Kalle and I share a brain. Literally all of our clues were vines and we shared them at the exact same time. I would love to get an alliance going with Kalle Madison Grae and Olivia, I’m just worried Maddison and Grae will get weirded out to have an alliance outside of the core four without Pedro. If it happens I will have Kalle start it up so I don’t look sus. I am v curious to see what the other tribe does for the next vote seeing as the last one was unanimous. Honestly they kind of scare me.

James Hayden

It's two hours before tribal and neither Leanne or Naj have messaged the group to confirm that Sarah's going home. Either they are over confident in their plan and feel no need to confirm or they are planning something else. I'm praying to the Survivor ORG gods it's the first one!!

Cody A

I have bonded with Naj so much these last couple of days. I feel like a horrible person for leaving her out of the Leanne vote, but perhaps I’m the one being left out of a different plan 🤷🏼‍♂️ This game is exhausting 😂

Ben Kessler

Here's my worry: Survivor is not a numbers game, it is a people game. And the people on my tribe are crazy, but I like crazy. I work with crazy. Leanne, Naj, and Aimee are hopefully on the outs. Leanne will hopefully be eliminated tonight. I fear an expansion at 15 and if this happens I will need to throw my tribe under the bus in order to fit in...slowly, subtly, and methodically. The other tribe is not battle tested and neither are we, so my new objective is to ensure that I am under the radar while speaking enough to have my voice in any group. Leanne is most likely of those 3 have an idol, but I would not be surprised if somebody in my alliance had the idol as well. Either way, as long as I survive I am happy. Najwah The last time I wrote a confession, I was having a really horrible day. I was ready to quit but I think after some rest and a good venting session, my head is back in the game.

Leanne, Cody, Zack and I have solidified our alliance. I hope. I thought people would want to vote me out because I haven't been participating and I wouldn't be offended or surprised if they do. Tribal tonight is going to be interesting. Someone has an idol. Or SOMETHING. The jewelery box is missing. I love Cody but I don't know why I suspect he has something to do with it. I have a feeling in my gut. Don't know whether he is double crossing us. Also, Zack said he'd stay on the mountain and then he told us he bought a jacket in the market place. Is my alliance actually working to get me out and blindside me? Lmao I wouldn't be surprised AT ALL. we are all survivor superfans. We all know how the game works. Convincing everyone to vote Sarah was WAY too easy last night. Sarah also seems wayyyyy too comfortable. She doesn't bother talking to people much or she's playing a really excellent low key game. Either way, I commend her and whatever she's up to. I don't know what I think of Ben and James yet They're way too chilled and seem to go with the flow but I know they have their own flow. And they are working together on something. I hope tonight's vote is as easy as people think, even though my gut is screaming that we are in for some huge surprise. 

Sarah

Well, the general consensus is to vote me out tonight at tribal because I haven’t been as available this week which is TRUE since I haven’t had service much on my vacation. Leanne threw my name out and everyone “agreed” I was an easy vote. I am trusting my alliance of 5 in Jess (Zack, Ben, Cody, James) and we are voting Leanne. I do have an idol BUT I definitely do not want to play it tonight. Right now, I trust my alliance but if things get suspicious or Cody tells me that Zack or Ben have flipped I will play my idol tonight. To be continued.... 

Maddison

 Fell out of a tree idol hunting this morning. Big win out here in Tierra del Fuego for Maddison! 

james hayden

https://www.youtube.com/watch?v=npTEWU0Hv5s

Zack M

we are about to go into another tribal to vote someone out and i'm so irritated right now. the plan is to vote out leanne because she may have an idol but she hasn't done anything all day long. najwah is literally messaging EVERYONE but is too scared to throw out a name. she wants to make big moves but can't and needs someone to do it for her. this scares me more than leanne because i'm close with her. ben and i have a trio chat with her. we could easily swoop in and say omg i'm so sorry after and make things ok if there is a tribe swap. leaving najwah gives cody the upper hand. i need the control. speaking of cody. cody and sarah have already early voted. i'm sorry but this just should not be allowed. this game is taking up a lot of time but welcome to survivor. we're all tired and don't want to be doing this on a saturday but here i am. i swear my team keeps losing because none of them are giving 100% like i am. tyler should have been on this tribe and i should have been on the other. 

the only person i feel safe with right now is ben. james is a close second. 

fingers crossed i don't get blindsided.

Grae G

Hello ok!! So I’m currently on good ground w everyone in the game but I want to solidify bonds w kalle Olivia and Maddison. I feel these people really trust me so I want to make sure they trust me. It’s become clear to me that every person in the game feels closest to John. He’s telling everyone different info and I’ve caught him in several lies- I’m not sure what I want to do about it yet. But as soon as I see an opportunity I’m gunning for him. But if I can’t swing it then maybe Ryan as an easy next vote bc he admitted to me he got us the disadvantage lol.

[lhassinu]

I got tagged by @brewka like eons ago and for once this is not a meme that just got buried in my likes but i..i honestly had such a hard time choosing?? and im still not completely happy with it but oh well it was so interesting to think about it and so much fun to do tho! thank you very much for taggin me!!!! <333

Me in 3 characters:

Todd Chavez (Bojack Horseman) aka of fuckin course 

Miyako Inoue (Digimon Adventure 02) aka ‘are you still relating to frikin digimon from your childhood?!’ no! ..maybe.. ......yes....... yes i am.

Yvan (L’Art) aka the one for which holioc severs all ties with me because she shares one of the masterpieces of the French drama with me and i make it into a meme.......................... imsorry pls dont leave me

some explanation and honorable mentions under the cut cuz this is just ShameTM but before that i tag @ghostspies @holioc @imaginesharks @mouthface @serpuns-a-lot @trinuska @nomadicplanets @vanishshi @velvetbaguette @aseriesofgayevents and anyone who wants to! (((im sorry for tagging so many people you dont have to read/like my shitty post i just really love this meme and wanna see what people do with it! and make it more or less fandomy thrash as you feel it!!! you dont have to do it if ya dont want to obviously!)))

okay so lets get this trainwreck rolling! everyone managed to explain it in few lines, not me, i just want to share personal info with strangers on the internet! :D

>>>Todd oh my god Todd, this goofball was the first one i came up with and the only one who actually stayed there until the end. i didnt relate to him THAT much in the first two seasons, i mean i did but im Very against drugs so i didnt really think about it but the 3rd one oh myyy it all just clicked... 

ok so almost the same age and obviously the childish side, that goes without sayin -_-

i try my best to be upbeat and excited (i have way too much love in my heart and i just cant contain it like a frikin 5 year old gddamnt)

pretty friendly too? and tryin to avoid conflict so much im unable to decide anything

WELL MEANING but fuckin up in the end ah ha ha.. yea.. 

lazy slacker too (though not yet to the point of living on a stranger’s couch for 5+ years welp we never know what future brings right) and im more than able to fuck up all my progress just cuz i got addicted to tumblr a videogame haha another thing that totally didnt happen to me right

and!!! the asexual part!!!!!!!!!!!!! i’ve binge watched the last two BH seasons and i planned to do the same for the 3rd one.. and then todd acted like he did and it was just hitting so close to home (lmao bonus points for sad irl stuff happening that got me waaaay more sensitive to ace stuff n generally realizing im ace) and i just Related so much but at the same time?? why would he be actually ace lol kao dont be stupid they would either play it off for laughs or just forget to deal with it.. I literally had to stop watching for a few weeks because i was just so sure he wont be ace but i didnt want to be heartbroken by one of my fav shows. AND THEN THEY DIDNT FORGET AND PUT THAT BEAUTIFUL DIALOGUE IN THE *FINALE*  ALL RESPECTFUL AND NOT AT ALL JUST A JOKE just.. validation ;u; 

>>>welp that got emo although i tried not to, lets focus on not spilling every detail about my personal life in the next one~ Miyako! 

she is so!!!! Excite!!!!! :D and always ready to cheer up her friends (tho she cant actually deal with anything worse than “im feeling a little unmotivated today :c”) 

she cant hide her emotions AT ALL!!  and so expressive!! is she sad? you bet your ass she will complain! but also she is always okay with the others doing the same although she is pretty jealous of people who CAN pretend everything is okay (at this point i could start using the ‘I’ pronoun instead of she/her lmao) 

all these random english catchphrases lmaooo i’ve managed to chill now but i still use some french/english ones in the irl talk you can pry ‘bref’ from my dead cold hands

not the Worst Fashion Disaster but close.. especially when left to her own devices in the digital world................. oh and glasses!

when stressed she tends to overreact and do the opposite of what she should be doing 

her ideal future was eating lotta cake, if this isnt relatable! (okay there was some deeper meaning but shoosh)

crushes...on everyone.... so easily..... also Painfully obvious :’’’D

my digisona is also this Intense girl with a serious digimon keeping her outta trouble 

>>> and Yvan! again im so sorry to every French person (see? i used a capital F that shows i mean it!) reading this cuz im probably just horribly disrespecting everything about this play... 

but just the way he introduced himself i was like “if this isnt me” from the start!  ¯\_(ツ)_/¯  

stressed desperately lookin for somethin he JUST HAD A SECOND AGO and “je suis un garçon.....uhmmmmmmm...sympatique?” 

Conclusion: Yvan is relatable

tbh i feel v much like 80% his lines (”Si cela lui fait plaisiiiiiiiir” or “Calme-toi est la pire chose que tu puisses dire à quelqu’un qui a perdu son calme” hONESTLY)

and his self esteem and the way he talks about himself :’)

trying his best to stay neutral and help calm both sides, failing miserably

white lies are good for your health (spoilers: they are not and we never learn)

generally has no idea how to deal with bullshit (press A to run away press B to try more useless talking) 

pls dont leave the decision on me pls i dont want to have an Opinion

he forgives every bad treatment in a span of going down the stairs

im worried ill relate to his professional situation :’D

oh and hypochondriac 

OversharesTM !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

cries all the time which is abnormal for a boy of his age

Honorable mention goes to!!! some more digimons because apparently i mostly relate to stuff im currently being hyped about

Emil Nekola (YOI) because of his ~~Czech~~ nationality, fondness of hugs, positive friendly attitude and the fact that this boy has not a single clue whats going on my dude he has not a slightest idea my guy he is just confused 24/7 (and doesnt understand there is drama going on or drama in general) 

Joe (Digimon Tri) lmao i wish, he is more like goals tbh but still, that dialogue with Mimi hit waaaaayyyy too close to home for comfort...

Gazimon (Digimon) because i, too, am a lazy furry who is hecka supportive of her friends and just wants to spend all her time sunbathing/ fucking on computer/eating

i had some more but i didnt write them down and forgot..

[survivormarmoreal]

Episode #4: "I made James quit accidentally because I rigged a random.org" - Brian

So.... BC quit. Don't know why (and I am not gonna enquire, I just know he is hella busy). But ya I don't know what this means going forward but im gonna roll with it. If i'm not flexible, then that is not a good winner. so ya looking forward toi see whatever happens, and if Madigan go to tribal again, all i know is that i will still be safe cause james and I will just get Keaton involved

I’m SHOCKED BC quit because I thought I was going home lmao so now I have no idea what the hell is gonna happen I’m praying we swap tbh so I can meet up with Brian or Bryce who I know sbsbsbs.

Okay I'm super sad BC quit. They seemed like such a sweetheart. And I always hate to see anybody quit. I'm usually kind of annoyed about quitters but I hope BC is all good and it was just because they were busy... :(

This game has been really good to our tribe. We havent gone to tribal. I have a majority alliance of 4. Everyone is active and does 100% on the challenges. Its been good. Havent had much luck in idol hunt tho so probably someone already found it. Still nervous for the challenge. I want to keep winning but the bad thing in the eyes for the other tribe.

The game is always changing... and someone quitting just shows how quickly everything can change in the game. Plans set forward destroyed... alliances ruined just due to what the game might throw at you at any given time. It’s always scary but you know what... sometimes you gotta look at something bad and say hey let’s test my gameplay a little bit... that is what I’m good at and that is what I plan to do!

So we have swapped. and im not with james. This is hateful huh. first bc quitting today and now this. fuck this. and im with marie and keaton as well. ffs. oh well. time to get socialising and do this shit!

I KNEW A SWAP WAS COMING!!! I felt it deep in my bones. Do sharks have bones? I actually don't think they do. Oh well. I KNEW IT WAS HAPPENING. Obviously I'm super nervous now because I was in a great spot before. But luckily I still have my #1 Brian. And Charlie who is a part of my Four of a Kind alliance and he has an idol. Plus Anna and I hopefully can work together like we have in other games. I just hope she trusts me. Ugh and I freaking hope we win this challenge. Because OG Dinah members definitely have a target as the last intact tribe. SO much is going on in my little gay brain.

Okay my brain is going a mile a minute with this swap. I'm reconnecting with Anna. She seems excited to see me and she told me she isn't super close with Jayden or Nick so that's amazing. I told Brian about Charlie's idol. So this is good. We're surviving.

omg so we swapped and im so sad nathan isnt here but thats about it. happy to be away from jayden since he IGNORES me. when i read these after the game im gonna seem so obsessed huh KJDFSHFAKSJD. but anyway. dennis is here and hes one of my fave ppl ever! hes just so nice. we shared idol guesses and i really wanna go to the end with him. matt is pretty cool and we both stan the good place and naomi smalls so i feel like we'll be good allies. marie is a queen and super nice but maybe not super active but we both love ari so yay. naptime maynor isnt really liking my humor JKASDHF but thats ok. and kirby guy is alright too!! nicole seems nice enough if not a little standoffish but hoping for the best :s love this tribe overrall tho and really hoping to avoid tribal

I got ZType for the duels! Blessed. I can do well in this game and I can't be the reason our tribe loses in the RARE chance we do. So i'm feeling okay.

Too annoyed to write too much right now. But yet another org, and yet another swap fuck! Honestly, this is ridiculous. We have three members on either 7 person tribe, and even if we do manage to succeed in surviving another non-dinah is going to replace the voted out member... you can't make this shit up.

I knew the swap was coming. But im with Dennis which is good. He has some connections with Bryce and Nicole so hopefully they work with us. Keaton is also here like oh Boi. 👀 going to see if he wants to work with me this time. Having him around could help me in this game.

James quits by leaving the server and ignoring everyone.

https://gph.is/1neigCU my mood at my initial alliance members both qutiing time to die?

Ok so Klick quit which is kinda upsetting cuz I was grinding tf outta that challenge and I lowkey played a game with him about a year and a half ago and kinda wanted to reconnect. BUT Nathan is now on the tribe which is like the nest possible scenario. Also we have Anna so hopefully we have an easy majority. Also I assume Dennis has began running the game over on the other tribe because he is great and will probably end up voting me out at f9 or something. But YAY F14 IM NOT OUT YET ANSNSKDKLZLXKC

MY IMPACT?  I made James quit accidentally because I rigged a random.org to save Charlie from doing Multitask and then James had a fit because he got it and was sleeping so he couldn't pick... I... can't believe how I'm WINNING this game?  Anna, I hope you get my winner's crown READY because I'm doing the damn thing!  I am sorry I made him quit because I didn't think he would kjHDAJK... but wow...

Although I am in the minority right now based on tribal lines, Nathan is someone I've wanted to work with for like eons, and I feel so much more comfortable with him on my tribe than James and letting Annabelle hold my fate in her hands.  I think I have an upward battle, but I know Charlie has the idol and will warn Sharky in the case I need Charlie to use it on himself.  The two from my OG tribe I got stuck with is by far the only two from Dinah that I would go out of my way to protect in this game and knowing Charlie has the idol... ugh... I don't even have to DO anything and tea gets served to me.  Love Sharky.. love Charlie.. love Nathan... can't wait to thrive in this game now!

So the swap, i thought would have been really bad for us original dinah people but so far it looks like we might pull through. Nicole told by Dennis to me that she is willing to work with us but im a little sketch because she hasnt really responds to me exept like one message and then it stops. Im trying to get info from keaton and see if he wants to work with me. I have to keep an eye on him cuz he’s messy af. 👀 I think we could be a strong tribe so hopefully we win the next immunity. I rather have my no going to tribal streak going. I need to start talking to our new tribe members as well.

well james left so we got nathan i'm not upset about it i love nathan he's my person this game i think and we swapped with sharky on the tribe and i just played with sharky and we're in majority so things are really looking up here for me tbvh i feel like sharky might want to get rid of one of my OG tribe people but we'll see how it goes.

This game is weird man. I was so ready to play 2048, but Kirby Boi #2 was a quitter, so now I'm not playing 2048, both people I trusted QUIT, and Dennis is on my tribe. I am going to lose really soon. But hopefully I can find an in on my tribe and survive.

i just want an advantage. but oh so now 4/5 of my tribe is together and im just here.. love that! not sarcastic!! miss nathan tho! so far clicking with dennis still and naptime. hes a true carly rae jepsen fan i asked his fave and he said sour candy which is like (bad) but not well known so he must actually like her!! nicole left me on read.. love that! sarcastic!! and yaa wooh loving the new tribe that guy who quit bc of multitask kind of a flop but go off now im closer to merge!

This morning finding out that James was removed was suprising. It sucks cuz i was enjoying doing the ztype. I got to 7,100 which i think its good but idk if it actually was. But im ready for this challenge and hopefully we could win in it. Definately dont want to go to tribal.

Okay Nathan is AMAZING. I love him. And I'm totally going to work with him for sure. i'm so glad he didn't flop. And Honestly I'm glad James quit so that I could work with Nathan. This lip sync challenge is going to be silly. I offered to do the editing which honestly is a big undertaking but I like to be in control and It's definitely going to paint a target on my back but if we win it'll be so great.

OMG SO FUN CHALLENGE THAT I HATE WOOH. i love this but i hate it. idk. i REALLY dont want to do a queen song so i pretended to not know who they are NNN but all that caused was my tribemates shading me... and its like... matt says beyonce is just "ok" and i need to listen to real music.??? just say u hate women and go. JK. maybe. but ANYWAYS. love dennis still and naptime is so funny love his pins! nicole left me on read some more so i sent her demi lovatos GET BACK music video and she finally responded with two 5 word msgs and ghosted again so um really loving that! kirby guy also doesnt reply a lot but thats ok totally loving only talking to 4 ppl!

edit: quitters are shitters

Our song is Dont stop me now by queen which is awesome. I just need to find the time to work on it later today or tomorrow morning but have an idea what imma do so thats good. Still talking to keaton but no game talk it. Hopefully soon because im still feeling sketch on this tribe. I dont wanna get voted out pre-merge. *knocks on wood* ✊🌳

Making the video was really fun. Had more fun and felt more comfortable after making the ones before were i wasnt as comfortable. This is one of my fav comps now. Cant wait to see how it turns out.

UM?? I'm CACKLING?? So Sharky showed me the clips he got from Nick and Jayden, and I'm just so confused how straight men get any sort of action when they're as stiff as them?  I mean I guess they're not ugly so that probably helps, but neither of them are good at using a camera... So I'm just SO ...

I have nothing else to talk about other than how fucking STIFF the straight men are in their lip sync videos, so whew... love visibility…

worst comp for me ever like i was fine doing 2048 i could have probably helped with that but like a music video? YIKES that's not my thing at all i didn't know what to do or what to help especially since i'm so not gonna get on camera >.< i hate being useless if we lose like ugh lmfao

Okay so this challenge was...a disaster. I asked everyone to just do the song and then I'd make it look good with editing. That didn't work out. And I had more trouble editing than i thought. I feel like I dropped the ball and I'm not sued to being someone holding my tribe back. I tried to hide our bad lipsyncers. Charlie got sick. And something happened in the rush of uploading it that gave me a weird crop and a couple of cuts that I screwed up but I ran out of time. I'm feeling really disappointed in myself.

Okay we lost. This sucks. two of the judges called out the edit/effort specifically so that doesn't feel great. But I'm going to look at this as a positive. Maynor and Dennis stay safe on the other tribe. And Now I can use this to make some real connections and alliances on this tribe. Like Chad Michaels I will rise from the ashes and be the gayest winningest phoenix you have ever seen.

Ok so me Nathan and Nick should really stick with Annabelle. Easy majority makes easy game which makes happy Jayden

So we lost the challenge, but I don't feel too... bad about that.  I mean if I go home, clearly I fucked the fuck up and felt too confident... but I think that I feel... good?

Firstly, thank you to the judges for recognizing my SNAP in the lip sync.  I wasn't sure they were going to do my rap in the challenge, so I'm glad it was in there hehe... Now... going to tribal is a part of the game and the strategy has been lacking up till now, so I'm excited to jump in and finally explore that part of the game.  It'll be a nice start to my resume, following accidentally make James quit LMFAO.

Right now, I think I'm in a solid spot.  Nick said he wouldn't vote for me and I mean.. we haven't talked much, but I expect him to not lie for no reason... and I'm going to make sure to increase our conversation and expand on what HE wants to happen to just have that tea under my belt.  I think Jayden is who I would like gone, and I think I'd be able to gather the votes to get that to happen.  It's not like I have anything against him personally, but I just feel it's hardest to talk to him because him and I are not alike from what I've gathered.  I'm the uber gay and for the uber gay and the Travis Scott fanboy to get along?  Would be shocking.

I like Annabelle and Nathan a lot and I don't think they'd throw votes for me.  I have my little final 2 deal going on with Nathan, but highkey I don't think I'd keep him as my #1 over Marie, if I get to the point where I meet with her, so I have no problem cutting him or Annabelle in the future.  I do think it'd be better to work WITH them, especially for now, and I think they feel similar sentiments, but I don't know for sure!

But now we come to the real people I would like to protect going into this vote, Charlie and Sharky.  I love my OG Dinah babies so much, and I will make sure their names aren't the targets of this vote.  I think Sharky has set himself up well, and since he told me Charlie has the idol, I think we should especially be OK.  I also think Annabelle and Nathan seemingly want to work with us, so .... whew...

ALSO, this is a mid-confessional update, but 2 alliances were formed.  We have the "Tea Party" alliance with Sharky, me, and Nathan (the gays) and then the "Dinah Dudes" alliance with Charlie, Sharky, and me (OG Dinah's) and then I think another sub-alliance with the "Tea Party" and Annabelle is coming to fruition, so kjHDKAS... ya... I think I'm SET.  I can't wait to wreck shit!

So we swapped tribes and here I am with 3 from my original tribe, 3 from the other tribe and Bryce from the third tribe. Bryce and I know each other, and by that I mean I just blindsided him another org... oops! Hopefully he doesn’t come after me but who knows because I literally did not participate in this challenge at all! We still won though so hopefully I’ll get to redeem myself in the next one

My arms are SORE from pulling all my best Freddie Mercury moves out for this lip sync, I am SO tired. But I honestly am so glad i gave my 100% effort because I truly needed to pull through for this tribe and show them I’m not just a sitting duck. (Is that the term? Idk.)

Either way I’m glad we all got to bond through this and here’s to being safe ANOTHER round (I’ve never gone to tribal so wooooo!)

i want an IDOL or sth. but um dennis is so fun love that man. always asks daily to work with me. like idk how many times i have to tell him that he is literally the only person on this tribe to pm me first without me having to (NOT EXAGGERATION). marie and matt? no reply from marie in like 30 hours and matt hasnt been talking to me since i said idk queen. kirby guy? replies with 1 word answers and taste in music offends me NNN. nicole? who. all she does is ignore me and like somtimes she replies and ill reply in the SAME LIKE 10 SECONDS, and she'll just leave me on read JKADSFHAKSJ. comes back like 9 hours later with no reasoning on why she stopped talking and with just a "hi", and thats if im lucky! idk i hope we swap soon or merge. like the whole preswap i was praying for a swap to find some good allies bc all i had was nathan really, and now i just have dennis. maybe by merge ill have a whole 3 allies??? oh wait theres um maynor hes cool i always have to pm him first but hes at least responsive and can hold a conversation! black bear diner goes off and i WILL be eating there the next time in houston

We lost, which was hardly surprising when I saw the other tribe's video lol. So now it's not looking good for us dinahs... but luckily I have the idol up my sleeve hehe. Gonna tell Brian and Sharky so that we can use it to save us…

I was so happy that we won immunity. Stil feeling a little sketch on this tribe. Injust hope that the vote isnt charlie, brian, or sharky. And especially sharky cuz he’s my duo. Now dennis, nicole, and i are the only 3 to not go to tribal yet. Its pretty awesome amd kinda scary.

https://youtu.be/BfzG9xjtCRw

Down with the straights!  I still think Jayden is going, but if Charlie ends up going I'm JUMPING because that means I've been lied to by people that want to claim to be my final 2... I do trust in Jayden going but we shall SEE!

So the tribe lost and I’m a bit nervous because I’ve only heard one name... I would have loved to saved my idol until I needed it but I think it’s very likely my name could be the second one going around... we shall see what happens though.

Ugh okay so I was hoping for a simple easy vote. But as usual there is just a little bit of drama. Nick told Anna/Nathan that he has a legacy advantage to be used at F13/F6 which is trash because that means if we lose next time he'll use that and be safe. But if we vote him out he'll gift it to Jayden and we have the same problem. Plus Charlie is wigging out because he has a bad feeling about the vote, which is totally fair because he isn't talking very much. And Nick told Anna her name got thrown out which is just untrue. This is just kind of messy and not in a cute way.

Jayden is voted out 5-2.

[themoneybuff-blog]

Is your home a better investment than the stock market?

Shares 169 Ill admit it: There are times that I think everything that needs to be said about personal finance has been said already, that all of the information is out there just waiting for people to find it. The problem is solved. Perhaps this is technically true, but now and then as this morning Im reminded that teaching people about money is a never-ending process. There arent a lot of new topics to write about, thats true (this is something that even famous professional financial journalists grouse about in private), but there are tons of new people to reach, people who have never been exposed to these ideas. And, more importantly, theres a constant stream of new misinformation polluting the pool of smart advice. (Sometimes this misinformation is well-meaning; sometimes its not.) Heres an example. This morning, I read a piece at Slate by Felix Salmon called The Millionaires Mortgage. Salmons argument is simple: Paying off your house is saving for retirement. Now, I dont necessarily disagree with this basic premise. I too believe that money you pay toward your mortgage principle is, in effect, money youve saved, just as if youd put it in the bank or invested in a mutual fund. Many financial advisers say the same thing: Money you put toward debt reduction is the same as money youve invested. (Obviously, theyre not exactly the same but theyre close enough.) So, yes, paying off your home is saving for retirement. Or, more precisely, its building your net worth. But aside from a sound basic premise, the rest of Salmons article boils down to bullshit.

Lying with Statistics Looking past the paying off your house is saving for retirement subtitle on his piece (a subtitle that was likely added by an editor, not by Salmon), we get to his actual thesis: Making mortgage payments can, in theory, be a way to accumulate wealth almost as effectively as contributing to a retirement fund. Im glad Salmon qualified this statement with in theory and almost because this is pure unadulterated bullshit. And its dangerous bullshit. Heres how this logic works: If you buy an urban house today for $315,000 (the average price) and it appreciates at 8 percent a year for the next 15 years, you will be living in a $1 million house by the time you pay off your 15-year mortgage, and you will own it free and clear. Which is to say: Youll be a millionaire. For this to be true, heres what has to happen.: Home prices in your area have to appreciate at an average of eight percent not just this year and next year, but for fifteen years.You have to take out a 15-year mortgage instead of a 30-year mortgage.You need to stay in that house (or continue to own it) for that entire fifteen years.Once youve become a millionaire homeowner, you now have to tap that equity for it to be of use. To do that, you have to sell your home, acquire a reverse mortgage, or otherwise creatively access the value locked in your home. The real problem here, of course, are the assumptions about real estate returns. Salmon spouts huckster-level nonsense: The 8 percent appreciation rate is aggressive, but not entirely unrealistic: Its lower than the 8.3 percent appreciation rate from 2011 through 2017, and also lower than the 9 percent appreciation rate from 1996 to 2007. Thats right. Salmon cites stats from 1996 to 2007, then 2011 to 2017 and completely leaves out 2008 to 2010. WTF? This as if I ran a marathon and told you that I averaged four minutes per milebut I was only counting the miles during which I was running downhill! Or I told you that Get Rich Slowly earned $5000 per monthbut I was only giving you the numbers from April. Or I logged my alcohol consumption for thirty days and told you I averaged three drinks per weekbut left out how much I drank on weekends. This isnt how statistics work! You dont get to cherry pick the data. You cant just say, Homes in some markets appreciated 9% annually from 1996 to 2007, then 8.3% annually from 2011 to 2017. Therefor, your home should increase in value an average of eight percent per year. What about the gap years? What about the period before the (very short) 22 years youre citing? What makes you think that the boom times for housing are going to continue? Long-Term Home Price Appreciation In May, I shared a brief history of U.S. homeownership. To write that article, I spent hours reading research papers and sorting through data. One key piece of that post was the info on U.S. housing prices. Let me share that info again. For 25 years, Yale economics professor Robert Shiller has tracked U.S. home prices. He monitors current prices, yes, but hes also researched historical prices. Hes gathered all of this info into a spreadsheet, which he updates regularly and makes freely available on his website. This graph of Shillers data (through January 2016) shows how housing prices have changed over time:

Shillers index is inflation-adjusted and based on sale prices of existing homes (not new construction). It uses 1890 as an arbitrary benchmark, which is assigned a value of 100. (To me, 110 looks like baseline normal. Maybe 1890 was a down year?) As you can see, home prices bounced around until the mid 1910s, at which point they dropped sharply. This decline was due largely to new mass-production techniques, which lowered the cost of building a home. (For thirty years, you could order your home from Sears!) Prices didnt recover until the conclusion of World War II and the coming of the G.I. Bill. From the 1950s until the mid-1990s, home prices hovered around 110 on the Shiller scale. For the past twenty years, the U.S. housing market has been a wild ride. We experienced an enormous bubble (and its aftermath) during the late 2000s. It looks very much like were at the front end of another bubble today. As of December 2017, home prices were at about 170 on the Shiller scale. (Personally, I believe that once interest rates begin to rise again, home prices will decline.) Heres the reality of residential real estate: Generally speaking, home values increase at roughly the same (or slightly more) than inflation. Ive noted in the past that gold provides a long-term real return of roughly 1%, meaning that it outpaces inflation by 1% over periods measured in decades. For myself, thats the figure I use for home values too. Crunching the Numbers Because Im a dedicated blogger (or dumb), I spent an hour building this chart for you folks. I took the afore-mentioned housing data from Robert Shillers spreadsheet and combined it with the inflation-adjusted closing value of the Dow Jones Industrial Average for each year since 1921. (I got the stock-market data here.) If youd like, you can click the graph to see a larger version.

Let me explain what youre seeing. First, I normalized everything to 1921. That means I set home values in 1921 to 100 and I set the closing Dow Jones Industrial Average to 100. From there, everything moves as normal relative to those values.Second, Im not sure why but Excel stacked the graphs. (Im not spreadsheet savvy enough to fix this.) They should both start at 100 in 1921, but instead the stock market graph starts at 200. This doesnt really make much of a difference to my point, but it bugs me. There are a few places 1932, 1947 where the line for home values should actually overtake the line for the stock market, but you cant tell that with the stacked graph. As the chart shows, the stock market has vastly outperformed the housing market over the long term. Theres no contest. The blue housing portion of my chart is equivalent to the line in Shillers chart (from 1921 on, obviously). Now, having said that, there are some things that I can see in my spreadsheet numbers that dont show up in this graph. Because Felix Salmon at Slate is using a 15-year window for his argument, I calculated 15-year changes for both home prices and stock prices. Ill admit that the results surprised me. Generally speaking, the stock market does provide better returns than homeownership. However, in 30 of the 82 fifteen-year periods since 1921, housing provided better returns. (And in 14 of 67 thirty-year periods, housing was the winner.) I didnt expect that. In each of these cases, housing outperformed stocks after a market crash. During any 15-year period starting in 1926 and ending in 1939 (except 1932), for instance, housing was the better bet. Same with 1958 to 1973. In other words, if you were to buy only when the market is declining, housing is probably the best bet if youre making a lump-sum investment and not contributing right along. Another thing the numbers show is that youre much less likely to suffer long-term declines with housing than with the stock market. Sure, there are occasional periods where home prices will drop over fifteen or thirty years, but generally homes gradually grow in value over time. The bottom line? I think its perfectly fair to call your home an investment, but its more like a store of value than a way to grow your wealth. And its nothing like investing in the U.S. stock market. For more on this subject, see Michael Bluejays excellent articles: Long-term real estate appreciation in the U.S. and Buying a home is an investment. Final Thoughts Honestly, I probably would have ignored Salmons article if it werent for the attacks he makes on saving for retirement. Take a look at this: If youre the kind of person who can max out your 401(k) every year for 30 or 40 years straight disciplined, frugal, and apparently immune to misfortune then, well, congratulations on your great good luck, and I hope youre at least a little bit embarrassed at how much of a tax break youre getting compared to people who need government support much more than you do. Holy cats! Salmon has just equated the discipline and frugality that readers like you exhibit with good luck, and simultaneously argued that you should be embarrassed for preparing for your future. He wants you to feel guilty because youre being proactive to prepare for retirement. Instead of doing that, he wants you to buy into his bullshit millionaires mortgage plan. This crosses the line from marginal advice to outright stupidity. Theres an ongoing discussion in the Early Retirement community about whether or not you should include home equity when calculating how much youve saved for retirement. There are those who argue absolutely not, you should never consider home equity. (A few of these folks dont even include home equity when computing their net worth, but that fundamentally misses the point of what net worth is.) I come down on the other side. I think its fine good, even to include home equity when making retirement calculations. But when you do, you need to be aware that the money you have in your home is only accessible if you sell or use the home as collateral on a loan. Regardless, Ive never heard anyone in the community argue that you ought to use your home as your primary source of retirement saving instead of investing in mutual funds and/or rental rental properties. You know why? Because its a bad idea! Shares 169 https://www.getrichslowly.org/home-investment/

[lazytacomoon-blog]

Washington District of Columbia Cheap car insurance quotes zip 20417

"Washington District of Columbia Cheap car insurance quotes zip 20417

Washington District of Columbia Cheap car insurance quotes zip 20417

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What is the best Insurance Company for young adults? I'm 23 years old. Who can save me the most money??

Estimation on car insurance?

Im 18, i have my g2s, getting my G's whenever i make an appointment.. im planning on getting a car this summer, i really like toyota celicas, they only come 2 doors. anwyays, just wondering how much i would be looking at for insurance on a car, im also female and live in ontario if that makes any diffrence..""

Is AAA only car insurance?

I am wanting the benefits of AAA, but I don't need more car insurance. Is it a monthly fee to have the benefits, or do you HAVE to have their insurance for it? I want to pay for the benefits before driving across country in a few months in case something messes up with the car. Thanks!""

I need some general information about the cost of a motorcycle versus a car?

I have been wanting a motorcycle since I got my regular drivers license, but persuading my parents has proven difficult, as always. My mom seems to be fine with it but my dad, who is normally the one to crush such ideas, is actually considering it if I research the financial aspect of a motorcycle vs. a car. I would appreciate it if anyone had information about how much insurance would go up (I'm 17 so it's probably too expensive already), regular maintenance costs of motorcycles and cars, and anything else relating to the total cost of both. I have about 2500 dollars saved up, and my mom said she would personally loan me up to 1000 at a lower interest rate than the bank, but I could probably take out a loan on top of that, but I would rather avoid that if I can. I am specifically looking at sport bikes, especially the kawasaki ninja 250R because of what I heard, It's reliable, a great beginner's bike, and it's a lot cheaper than other companies I have researched. I simply want a motorcycle even if it's slightly more expensive than a car because I have always liked motorcycles, but nonetheless my father told me to research the financial side of things, so any information is greatly appreciated. And by all means, if I am misinformed about anything like my notion on the ninja 250R, please tell me.""

What is the cheapest liability insurance in sacramento?

looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.

Insurance prices?

does the color of a vehicle have anything to do with the price of insurance?

Car Insurance?

How much does a demerit point affect the insurance in premium outflow? I mean if I get a point how much more would I pay in insurance per month? Also which carrier is the best for point heavy drivers? Thank you

Will 'fail to stop at red light' for 1st time affect my GEICO insurance rate ?

I just switched to GEICO last week and unfortunately got a 'fail to stop red light' citation from SoCal DMV... they required me to pay 480$ for the ticket and 535$ + course fee for traffic school if I need one. I really don't want to pay for the traffic school but afraid it will affect my insurance rate later. currently I am paying 760$ every 6 months for full coverage on 2 mid-size cars. Could anyone give me some idea for this? PS: I had 4 years driving experience and kept clear record with allstate before getting this ticket...

What is good website to find affordable health insurance?

What is good website to find affordable health insurance?

What is a good and cheap insurance company for young drivers ?

What is a good and cheap insurance company for young drivers ?

What is the Cheapest car insurance?

Hi guys I would like to know if what is the best and cheapest car insurance? I'm looking to insure my 2010 mustang v6, any idea? Cost monthly? Please reply only if you have something good to say, And as well as for a 2013 mustang gt, thank you!""

Is it harder for a child who is disabled to get insurance?

Is it harder for a child who is disabled to get insurance?

Is Mercedes expensive to maintain?

im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?

Car insurance vs driver insurance?

In California, it is illegal to drive without proof of car insurance. Does that mean proof that the car I'm driving is insured or proof that I am insured as a driver? And what if you have one but not the other (like you're driving a friend's car)?""

Need alot of work done but no insurance any good dental insurance?

Iam self employed and need my wisdom teeth removed and also need braces but i have no insurance is there a good dental insurance out there so i dont have a huge debt?

Insurance cost for jeep liberty?

I was thinking about getting a 2005-06 jeep liberty CRD (diesel) as my first vehicle, but wondering what insurance would cost. I'm 24 years old, male and live in a small town just north of Toronto and with only a G2 license.""

Washington District of Columbia Cheap car insurance quotes zip 20417

Washington District of Columbia Cheap car insurance quotes zip 20417

""When someone dies, does the family get money from their life insurance?""

When someone dies, does the family get money from their life insurance?""

Motorcycle insurance?

I want to know what insurance company gives you a better quotel on motorcycle coverage. Allstate sucks I went down on my bike injuring my shoulder only to find out I get just $1000.00 maximum coverage for medical. Somebody help me find a new agent please. As always thanks in advance

No insurance. Can I get temporary insurance so I can have surgery on my wrist?

Hello thank you for viewing my question and I appreciate any help.. I fractured my wrist a few years ago and never went to the doctor until recently. The doctor told me that my wrist was screwed up and I need surgery, but I don't have insurance and was paying him cash unfortunately He told me surgery would be like $15,000 and I think he was telling me that I can't just go get insurance now, because there is an injury on file so they won't let me. My sister who is a nurse told me to get temporary insuracne just to get it fixed, and she said she didn't think it would matter that the injury is on file. Does anyone know if I am able to get insurance at an affordable rate to get fixed or did I screw up by visiting the doctor already? Thank you very much""

What would my allstate car insurance be?

im a 16 year old female. i went through driver's ed (so you're suppose to get a discount) and my mom had been a member of allstate for at least 10 years with no accidents or anything. so im wondering, about how much would MY car insurance be?""

Which auto insurance companies in California offer auto insurance for international driving license?

I already called a few but they tell me there don't offer auto insurance for someone w/ IDL

Where i can i find affordable eye insurance? is it worth paying monthly in comparison to the $$ at checkout?

Where i can i find affordable eye insurance? is it worth paying monthly in comparison to the $$ at checkout?

How would I insure my drivers license?

Hi, I live in Maine and was wondering if its possible (if at all) to insure my drivers license. I don't have a car but live with people who do, it would cost to much to be put on their insurance. So is there insurance out there for just a drivers license so I can drive someone else car.""

Spouse insurance coverage and insurance?

If I am divorced and the court is not making me to keep spouse insurance. Can I keep spouse insurance? What does the insurance company says about it? Have not called insurance company yet. Need to know my (her) rights before calling insurance company..

I want my own car but my parents wont pay for insurance?

They say that they can't afford it but I know they can. They just don't want to pay for something that they think isn't necessary. Since they won't pay for insurance, I can't drive anyone's car. Not their cars, not a friend's car. So, my license will basically be useless. So I had this idea. After I get my license I'll buy a cheap car on Craigslist. I'll get a friend to drive it home for me. I'll threaten to drive uninsured, and if that won't make em pay for insurance, I'll actually go drive uninsured. Then they'll HAVE to buy insurance. Will that work?""

How much a month would car insurance be for a 2010 dodge charger? Im about to turn 18 and plan on getting this?

car. I know it depends on where u live etc..but i want to know the average cost per month of this particular car. I'm going to be joining the marines..idk if this matters but most places offer a military discount. So any feedback would be greatly appreciated.

A question about car insurance....?

What if a guy parked his car in the parking lot and when he came back from what ever he was doing, his car was crashed He have no idea who did it. WIll his car insurance cover for the damage?""

Auto Insurance help thanks?

I am 16 thinking about getting me a car in the next year (17) can i get on my own insurance plan or try to get on my moms (me and my mom don't look eye to eye) so i don't think she wouldn't do it and if not how much would it cost if i get on my own insurance and what would be the best insurance for my age thanks so much.

PA insurance laws?

Anyone know what the laws are in PA when you buy a car from a private owner? How long do you have to get insurance? I already have it on my car .. and I'm getting this new one and not transferring the insurance until the next day. What are the laws? Is it like inspection that you have 10 days?

Insurance salvage cars?

i want to buy salvage and damaged cars from insurance companies which have been written off. I understand that salvage yards do this. does anyone now how i can buy written off cars from insurance companies

How much does insurance cost for a new young driver with a brand new car in newyork city?

How much does insurance cost for a new young driver with a brand new car in newyork city?

Where to shop for health ins when my cobra expires?

I've been under a company subsidized cobra plan for my wife and I for almost 18 months. The premium is going from $394 to $1150, which I cannot afford and will have to let it ...show more""

What is the cheapest most affordable medical insurance for me?

I am 25 , married and unemployed but my husband makes more money than the minimum so I can't get an insurance based on income need. Also, I can't be on his insurance either because then he would have to pay $300 more per month. I need an insurance though because I need to get check my thyroid function( been having serious issues) plus next year I plan on getting pregnant so I will def need an insurance. Any suggestion on what insurance will be the cheapest and most affordable for me?""

I want a good car like a 1992 - 1997 supra for my first car. How much will the extras cost?

If I do well in my senior year of school, my parents will by me a car! I have done a bit of research, and concluded that i would like something along the lines of a Toyota Supra. I am not too interested in power and racing qualities e.c.t but i love the way it looks. A Toyota Celica also looks looks on the cards. As im on a budget of around $15 000Au (Around $20 000 American) i am looking at one of the 1992-1997 models. I am concerened that this seems too good to be true, and I am going to have to pay for repairs, insurance, fuel (Gas) and rego. I have heard that these cars are reliable but I REALLY don't want to have to pay for large amounts of these extras. So basiclly how much will i probs have to pay for these? If its alot, what other similar cars are there?""

Why do underage drivers have to pay more insurance?

I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?""

Is there affordable health insurance available for fertility: tubal reversal?

Me and my fiancee' are wanting to have another baby. The only problem is that my tubes are tied. I wanna know is there afforable health insurance that covers fertility? Is there ...show more

Aircraft insurance rates with DUI/DWI?

If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?""

I am low income. Do I have to get health insurance?

I am a poor 30 year old guy going to school full time. I do not have health insurance. I live in Virginia. I make under $9,000 a year and Virginia does not expand Medicaid. What do I do? I am too poor to get health insurance at full price! :(""

Why is it that insurance rates are so high in the state of New Jersey?

The insurance rates in New Jersey are higher than any rates in the entire United States. I demand an answer to this outrage! It makes no sense that in California you can pay like $140 for the whole -year- to insure a car, while in NJ you pay like $140 every month.""

I have an old pickup truck but can't find a price to get an insurance quote.?

I'm working on a 1972 International model 1100 Eight pickup truck and can't seem to find a price for it in todays market. I've looked on every automotive web-site I can think of, but they have every make except International. I'm trying to get an insurance quote over the internet and I really need this. I paid $400 for the truck itself and about the same for new parts. The guy who owned this truck before me said it was originally a one ton pickup, but the bed was switched out with a three ton. I know I have to add the price of the new parts, but all I want is an approximate base price. I'll take any advice, web-site, or anything else relevant to my needs.""

Insurance for student?

I am currently a student, and saved up enough to buy a car, but the problem is the insurance. As a student, the insurance premium is very high since I have to be the primary driver. I cannot be under my parents insurance, I am not in good terms with them. Is there any way to reduce the premiums? I already did the driveres ed course which gives you a 10% discount. Do you know any cheap insurance companies? I am just looking for basic coverage. Thanks! PS - I live in Ontario.""

Washington District of Columbia Cheap car insurance quotes zip 20417

Washington District of Columbia Cheap car insurance quotes zip 20417

""Car wreck, how much is the insurance going to give me?""

I got into a car wreck sometime this month of May. It wasn't my fault, the guy made an early turn and hit me. My car and his car are now totaled. I was wondering how much money the insurance will give me on the newer car...? By the way, I have a 1995 Honda Accord Ex and its now totaled. I just wanna know how much they will pay me back? And I have insurace, but not full coverage.""

""How much would an insurance company give me to repair Keying damage, three hood dents, and 3 areas of chips?""

My car was badly vandalized about a month ago and i made a claim to my insurance company. I originally decided to take my car into one of their many One Stop shops, where i would only have to pay the 250 dollar deductible and have my car completely repaired. Since then i was laid of from work and have been going through alot of money trouble. I have been considering just having an adjuster come out and write a check for the damages and repair only some of the damage at a friends shop. My question is... how much would the adjuster write off for... Deep key scratches down to the metal, a line all around the car. (20 feet) Three dents on the hood (about 6in diameter) three areas that where hit, and began to chip( about 5in in diameter each) It seems desperate. I know, because i am. I would appreciate any answers, please do not judge me and this situation, i'm just curious if it would be a somewhat wise decision. If you have nothing nice to say, please refrain from commenting, im depressed enough as it is. Thanks!""

""In Holland, what are the average odds of insurance paying for car dents and scratches caused by another?""

I got drunk and accidentally crashed my bike into a car, which didn't look very expensive. If it's likely that insurance doesn't pay, I'll try to pay for it myself""

""Best first car, with low insurance?""

i want a car, with low insurance, cheap to run etc

Cheap car insurance for 17 year old?

very cheap car insurance like (up to 1500)

How much does it cost to run your car per month?

Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206. on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort. whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!""

How to get the cheapest insurance for a 17 year old?

Does anybody know any tips that would lower my insurance? I was looking at prices of insurance for a 1L peugeot 107, which cost around 2000, and the prices were 4000+. My girlfriend was looking at prices for herself and the prices were around 1500 for a 5000 Vauxhall Corsa. Any help is appreciated.""

When should I sell my car to move to California?

I am moving from Kansas to Los Angeles,California this coming August/September for school and my car requires a lot of money so I want to get rid of it before I go.. $200 month on the payment $80 for insurance $120 month on gas and not including any maintenance that has to be done so with all that being said it seems like a good idea to sell it and save my money after moving to just purchase a cheaper car outright if need be. Does this seem like a good idea and if so when should i start listing my car for sale? It's a 2006 Saturn Ion and by the time I am ready to sell I'll owe about $4,500-5,000. Any answers from someone who has been in the same situation or who can provide ADVICE would be helpful, I don't need to hear any answers about staying in Kansas because that isn't related to the question. Thank you!""

I need cheap car insurance!!?

i am 18, i have a 1990 accord worth about 1700, and ive been driving for 4 months now, no tickets or problems, i need some cheap car insurance since my dad wont insure me with his company.... i just need some cheap *** company, i dont really care if they dont really cover well. i live in California, in the southbay. is there any cheap insurance such as those little cheap looking stores you would see around your city?? the ones that have banners that say they offer insurance as low as 22 a month??....have in mind that i just need something so i can drive since i need it by law.""

Affordable Life Insurance?

i need help . which Life Insurance is the best one to buy

""Car from 2003, 17 year old female driver. Car insurance average?""

I'm a B+ student, my car belonged to my dad and is now being given to me. It's a ford focus. I'm 17 and a girl from New York. Can someone please ESTIMATE how much car insurance would be for me? I tried websites but I'd have to put in my social security # to get an average and I don't want to do that yet.""

Why do car insurance rates go up?

After an accident, why do car insurance rates goup? What happened to all the money I've paid in over the years? Isn't that supposed to cover the cost of the accident? I'm talking about non-injury accidents.""

Buying Car at 17 - Is there easier way to check insurance?

My parents are getting me a car for when i turn 17, and they asked me to look around online for one. The thing is, is there a easier way to check how much the insurance would be for me without answering a million questions. I just want to check approximately how much it would be? Because i need a car that would be about under 1500 a year insurance""

Looking for individual dental insurance?

I'm trying to find an affordable good dental insurance company. I've looked online quite a bit and can only find insurance with a 6 mos waiting period or a dental plan that you pay like $100 a year for a discount which seem useles. I'm 30 and live in Ohio if that makes any difference. Any help would be greatly appreciated!

Does anyone know of any cheap but good medical insurance?

I need affordable medical insurance!!!

Astra van Mk4 Insurance for 17 year old...?

Hey, I know its probably thought as weird but for my first car/van I want a Vauxhall Astravan as I love the shape and the car/van itself. The thing is the New model (06-TO current) have the 1.3 CDTI engine which is good but if you want a decent one there all 3000+... The Mk4 astravan (98-06) only go as low as a 1.6 Deisel. Could I be insured on this or would it be a big bill, or is it just worth getting a normal car? Chris""

Is there any cheap auto insurance company for teen drivers?

I am hoping to get my permit next year. But my parents are using Farmers Insurance and they are currently paying about 450 a month? :O I was wondering if theres any cheap insurance out there for me and my parents?

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

Wats a great car to buy for a new driver?

sporty fast car low on insurance small engine affordable

How much would It cost to Insure a 17 year old?

I am 17, been driving for 2 years with my permit. I have had no accidents, tickets or a bad driving record. In 2 months my permit expires and I have to get my licence. I would be driving a 1991 Toyota Pickup DLX with 162k miles. The insurance would be with State-Farm. How much would It be to Insure me? or a quote. Reason I ask Is because I tried asking State-Farm but they cant give me a 100% accurate quote because i dont have my license yet. Thanks!""

How much is Jay Leno's car insurance premium?

How much is Jay Leno's car insurance premium?

Can you cancel your car insurance?

I will be selling my car, and still have 4months left on a 6 month insurance..they have my bank account""

Car and car insurance?

Okay so I want to buy a car. My credit score is 633. I am 19 and in january I opened 2 credit cards which I pay my bills on time. I also have a phone bill i pay on time. If i wanted to buy a 10,000 dollar car or maybe 8,000, I was wondering how much my APR would be and how much my monthly bill would be. Also how much I would have to put down on the car at first. And I was also wondering how much my insurance cost would be seeing that I am a 19 year old female with 2 tickets on her driving record. (One for speeding, one for phone use.) i just need a rough estimation... Thank you :)""

Homeower CAR INSURANCE.?

Thank you ahead for answer my question. I live in MA, I'm a homeowner of a 3 units property in Boston. When I bought that house, my insurance agent for my AUTO said that I have to ...show more""

Washington District of Columbia Cheap car insurance quotes zip 20417

Washington District of Columbia Cheap car insurance quotes zip 20417

https://www.linkedin.com/pulse/sample-insurance-quote-sharon-moore/"

[themoneybuff-blog]

Is your home a better investment than the stock market?

Shares 169 Ill admit it: There are times that I think everything that needs to be said about personal finance has been said already, that all of the information is out there just waiting for people to find it. The problem is solved. Perhaps this is technically true, but now and then as this morning Im reminded that teaching people about money is a never-ending process. There arent a lot of new topics to write about, thats true (this is something that even famous professional financial journalists grouse about in private), but there are tons of new people to reach, people who have never been exposed to these ideas. And, more importantly, theres a constant stream of new misinformation polluting the pool of smart advice. (Sometimes this misinformation is well-meaning; sometimes its not.) Heres an example. This morning, I read a piece at Slate by Felix Salmon called The Millionaires Mortgage. Salmons argument is simple: Paying off your house is saving for retirement. Now, I dont necessarily disagree with this basic premise. I too believe that money you pay toward your mortgage principle is, in effect, money youve saved, just as if youd put it in the bank or invested in a mutual fund. Many financial advisers say the same thing: Money you put toward debt reduction is the same as money youve invested. (Obviously, theyre not exactly the same but theyre close enough.) So, yes, paying off your home is saving for retirement. Or, more precisely, its building your net worth. But aside from a sound basic premise, the rest of Salmons article boils down to bullshit.

Lying with Statistics Looking past the paying off your house is saving for retirement subtitle on his piece (a subtitle that was likely added by an editor, not by Salmon), we get to his actual thesis: Making mortgage payments can, in theory, be a way to accumulate wealth almost as effectively as contributing to a retirement fund. Im glad Salmon qualified this statement with in theory and almost because this is pure unadulterated bullshit. And its dangerous bullshit. Heres how this logic works: If you buy an urban house today for $315,000 (the average price) and it appreciates at 8 percent a year for the next 15 years, you will be living in a $1 million house by the time you pay off your 15-year mortgage, and you will own it free and clear. Which is to say: Youll be a millionaire. For this to be true, heres what has to happen.: Home prices in your area have to appreciate at an average of eight percent not just this year and next year, but for fifteen years.You have to take out a 15-year mortgage instead of a 30-year mortgage.You need to stay in that house (or continue to own it) for that entire fifteen years.Once youve become a millionaire homeowner, you now have to tap that equity for it to be of use. To do that, you have to sell your home, acquire a reverse mortgage, or otherwise creatively access the value locked in your home. The real problem here, of course, are the assumptions about real estate returns. Salmon spouts huckster-level nonsense: The 8 percent appreciation rate is aggressive, but not entirely unrealistic: Its lower than the 8.3 percent appreciation rate from 2011 through 2017, and also lower than the 9 percent appreciation rate from 1996 to 2007. Thats right. Salmon cites stats from 1996 to 2007, then 2011 to 2017 and completely leaves out 2008 to 2010. WTF? This as if I ran a marathon and told you that I averaged four minutes per milebut I was only counting the miles during which I was running downhill! Or I told you that Get Rich Slowly earned $5000 per monthbut I was only giving you the numbers from April. Or I logged my alcohol consumption for thirty days and told you I averaged three drinks per weekbut left out how much I drank on weekends. This isnt how statistics work! You dont get to cherry pick the data. You cant just say, Homes in some markets appreciated 9% annually from 1996 to 2007, then 8.3% annually from 2011 to 2017. Therefor, your home should increase in value an average of eight percent per year. What about the gap years? What about the period before the (very short) 22 years youre citing? What makes you think that the boom times for housing are going to continue? Long-Term Home Price Appreciation In May, I shared a brief history of U.S. homeownership. To write that article, I spent hours reading research papers and sorting through data. One key piece of that post was the info on U.S. housing prices. Let me share that info again. For 25 years, Yale economics professor Robert Shiller has tracked U.S. home prices. He monitors current prices, yes, but hes also researched historical prices. Hes gathered all of this info into a spreadsheet, which he updates regularly and makes freely available on his website. This graph of Shillers data (through January 2016) shows how housing prices have changed over time:

Shillers index is inflation-adjusted and based on sale prices of existing homes (not new construction). It uses 1890 as an arbitrary benchmark, which is assigned a value of 100. (To me, 110 looks like baseline normal. Maybe 1890 was a down year?) As you can see, home prices bounced around until the mid 1910s, at which point they dropped sharply. This decline was due largely to new mass-production techniques, which lowered the cost of building a home. (For thirty years, you could order your home from Sears!) Prices didnt recover until the conclusion of World War II and the coming of the G.I. Bill. From the 1950s until the mid-1990s, home prices hovered around 110 on the Shiller scale. For the past twenty years, the U.S. housing market has been a wild ride. We experienced an enormous bubble (and its aftermath) during the late 2000s. It looks very much like were at the front end of another bubble today. As of December 2017, home prices were at about 170 on the Shiller scale. (Personally, I believe that once interest rates begin to rise again, home prices will decline.) Heres the reality of residential real estate: Generally speaking, home values increase at roughly the same (or slightly more) than inflation. Ive noted in the past that gold provides a long-term real return of roughly 1%, meaning that it outpaces inflation by 1% over periods measured in decades. For myself, thats the figure I use for home values too. Crunching the Numbers Because Im a dedicated blogger (or dumb), I spent an hour building this chart for you folks. I took the afore-mentioned housing data from Robert Shillers spreadsheet and combined it with the inflation-adjusted closing value of the Dow Jones Industrial Average for each year since 1921. (I got the stock-market data here.) If youd like, you can click the graph to see a larger version.

Let me explain what youre seeing. First, I normalized everything to 1921. That means I set home values in 1921 to 100 and I set the closing Dow Jones Industrial Average to 100. From there, everything moves as normal relative to those values.Second, Im not sure why but Excel stacked the graphs. (Im not spreadsheet savvy enough to fix this.) They should both start at 100 in 1921, but instead the stock market graph starts at 200. This doesnt really make much of a difference to my point, but it bugs me. There are a few places 1932, 1947 where the line for home values should actually overtake the line for the stock market, but you cant tell that with the stacked graph. As the chart shows, the stock market has vastly outperformed the housing market over the long term. Theres no contest. The blue housing portion of my chart is equivalent to the line in Shillers chart (from 1921 on, obviously). Now, having said that, there are some things that I can see in my spreadsheet numbers that dont show up in this graph. Because Felix Salmon at Slate is using a 15-year window for his argument, I calculated 15-year changes for both home prices and stock prices. Ill admit that the results surprised me. Generally speaking, the stock market does provide better returns than homeownership. However, in 30 of the 82 fifteen-year periods since 1921, housing provided better returns. (And in 14 of 67 thirty-year periods, housing was the winner.) I didnt expect that. In each of these cases, housing outperformed stocks after a market crash. During any 15-year period starting in 1926 and ending in 1939 (except 1932), for instance, housing was the better bet. Same with 1958 to 1973. In other words, if you were to buy only when the market is declining, housing is probably the best bet if youre making a lump-sum investment and not contributing right along. Another thing the numbers show is that youre much less likely to suffer long-term declines with housing than with the stock market. Sure, there are occasional periods where home prices will drop over fifteen or thirty years, but generally homes gradually grow in value over time. The bottom line? I think its perfectly fair to call your home an investment, but its more like a store of value than a way to grow your wealth. And its nothing like investing in the U.S. stock market. For more on this subject, see Michael Bluejays excellent articles: Long-term real estate appreciation in the U.S. and Buying a home is an investment. Final Thoughts Honestly, I probably would have ignored Salmons article if it werent for the attacks he makes on saving for retirement. Take a look at this: If youre the kind of person who can max out your 401(k) every year for 30 or 40 years straight disciplined, frugal, and apparently immune to misfortune then, well, congratulations on your great good luck, and I hope youre at least a little bit embarrassed at how much of a tax break youre getting compared to people who need government support much more than you do. Holy cats! Salmon has just equated the discipline and frugality that readers like you exhibit with good luck, and simultaneously argued that you should be embarrassed for preparing for your future. He wants you to feel guilty because youre being proactive to prepare for retirement. Instead of doing that, he wants you to buy into his bullshit millionaires mortgage plan. This crosses the line from marginal advice to outright stupidity. Theres an ongoing discussion in the Early Retirement community about whether or not you should include home equity when calculating how much youve saved for retirement. There are those who argue absolutely not, you should never consider home equity. (A few of these folks dont even include home equity when computing their net worth, but that fundamentally misses the point of what net worth is.) I come down on the other side. I think its fine good, even to include home equity when making retirement calculations. But when you do, you need to be aware that the money you have in your home is only accessible if you sell or use the home as collateral on a loan. Regardless, Ive never heard anyone in the community argue that you ought to use your home as your primary source of retirement saving instead of investing in mutual funds and/or rental rental properties. You know why? Because its a bad idea! Shares 169 https://www.getrichslowly.org/home-investment/

[themoneybuff-blog]

Is your home a better investment than the stock market?

Ill admit it: There are times that I think everything that needs to be said about personal finance has been said already, that all of the information is out there just waiting for people to find it. The problem is solved. Perhaps this is technically true, but now and then as this morning Im reminded that teaching people about money is a never-ending process. There arent a lot of new topics to write about, thats true (this is something that even famous professional financial journalists grouse about in private), but there are tons of new people to reach, people who have never been exposed to these ideas. And, more importantly, theres a constant stream of new misinformation polluting the pool of smart advice. (Sometimes this misinformation is well-meaning; sometimes its not.) Heres an example. This morning, I read a piece at Slate by Felix Salmon called The Millionaires Mortgage. Salmons argument is simple: Paying off your house is saving for retirement. Now, I dont necessarily disagree with this basic premise. I too believe that money you pay toward your mortgage principle is, in effect, money youve saved, just as if youd put it in the bank or invested in a mutual fund. Many financial advisers say the same thing: Money you put toward debt reduction is the same as money youve invested. (Obviously, theyre not exactly the same but theyre close enough.) So, yes, paying off your home is saving for retirement. Or, more precisely, its building your net worth. But aside from a sound basic premise, the rest of Salmons article boils down to bullshit.

Lying with Statistics Looking past the paying off your house is saving for retirement subtitle on his piece (a subtitle that was likely added by an editor, not by Salmon), we get to his actual thesis: Making mortgage payments can, in theory, be a way to accumulate wealth almost as effectively as contributing to a retirement fund. Im glad Salmon qualified this statement with in theory and almost because this is pure unadulterated bullshit. And its dangerous bullshit. Heres how this logic works: If you buy an urban house today for $315,000 (the average price) and it appreciates at 8 percent a year for the next 15 years, you will be living in a $1 million house by the time you pay off your 15-year mortgage, and you will own it free and clear. Which is to say: Youll be a millionaire. For this to be true, heres what has to happen.: Home prices in your area have to appreciate at an average of eight percent not just this year and next year, but for fifteen years.You have to take out a 15-year mortgage instead of a 30-year mortgage.You need to stay in that house (or continue to own it) for that entire fifteen years.Once youve become a millionaire homeowner, you now have to tap that equity for it to be of use. To do that, you have to sell your home, acquire a reverse mortgage, or otherwise creatively access the value locked in your home. The real problem here, of course, are the assumptions about real estate returns. Salmon spouts huckster-level nonsense: The 8 percent appreciation rate is aggressive, but not entirely unrealistic: Its lower than the 8.3 percent appreciation rate from 2011 through 2017, and also lower than the 9 percent appreciation rate from 1996 to 2007. Thats right. Salmon cites stats from 1996 to 2007, then 2011 to 2017 and completely leaves out 2008 to 2010. WTF? This as if I ran a marathon and told you that I averaged four minutes per milebut I was only counting the miles during which I was running downhill! Or I told you that Get Rich Slowly earned $5000 per monthbut I was only giving you the numbers from April. Or I logged my alcohol consumption for thirty days and told you I averaged three drinks per weekbut left out how much I drank on weekends. This isnt how statistics work! You dont get to cherry pick the data. You cant just say, Homes in some markets appreciated 9% annually from 1996 to 2007, then 8.3% annually from 2011 to 2017. Therefor, your home should increase in value an average of eight percent per year. What about the gap years? What about the period before the (very short) 22 years youre citing? What makes you think that the boom times for housing are going to continue? Long-Term Home Price Appreciation In May, I shared a brief history of U.S. homeownership. To write that article, I spent hours reading research papers and sorting through data. One key piece of that post was the info on U.S. housing prices. Let me share that info again. For 25 years, Yale economics professor Robert Shiller has tracked U.S. home prices. He monitors current prices, yes, but hes also researched historical prices. Hes gathered all of this info into a spreadsheet, which he updates regularly and makes freely available on his website. This graph of Shillers data (through January 2016) shows how housing prices have changed over time:

Shillers index is inflation-adjusted and based on sale prices of existing homes (not new construction). It uses 1890 as an arbitrary benchmark, which is assigned a value of 100. (To me, 110 looks like baseline normal. Maybe 1890 was a down year?) As you can see, home prices bounced around until the mid 1910s, at which point they dropped sharply. This decline was due largely to new mass-production techniques, which lowered the cost of building a home. (For thirty years, you could order your home from Sears!) Prices didnt recover until the conclusion of World War II and the coming of the G.I. Bill. From the 1950s until the mid-1990s, home prices hovered around 110 on the Shiller scale. For the past twenty years, the U.S. housing market has been a wild ride. We experienced an enormous bubble (and its aftermath) during the late 2000s. It looks very much like were at the front end of another bubble today. As of December 2017, home prices were at about 170 on the Shiller scale. (Personally, I believe that once interest rates begin to rise again, home prices will decline.) Heres the reality of residential real estate: Generally speaking, home values increase at roughly the same (or slightly more) than inflation. Ive noted in the past that gold provides a long-term real return of roughly 1%, meaning that it outpaces inflation by 1% over periods measured in decades. For myself, thats the figure I use for home values too. Crunching the Numbers Because Im a dedicated blogger (or dumb), I spent an hour building this chart for you folks. I took the afore-mentioned housing data from Robert Shillers spreadsheet and combined it with the inflation-adjusted closing value of the Down Jones Industrial Average for each year since 1921. (I got the stock-market data here.) If youd like, you can click the graph to see a larger version.

Let me explain what youre seeing. First, I normalized everything to 1921. That means I set home values in 1921 to 100 and I set the closing Down Jones Industrial Average to 100. From there, everything moves as normal relative to those values.Second, Im not sure why but Excel stacked the graphs. (Im not spreadsheet savvy enough to fix this.) They should both start at 100 in 1921, but instead the stock market graph starts at 200. This doesnt really make much of a difference to my point, but it bugs me. There are a few places 1932, 1947 where the line for home values should actually overtake the line for the stock market, but you cant tell that with the stacked graph. As the chart shows, the stock market has vastly outperformed the housing market over the long term. Theres no contest. The blue housing portion of my chart is equivalent to the line in Shillers chart (from 1921 on, obviously). Now, having said that, there are some things that I can see in my spreadsheet numbers that dont show up in this graph. Because Felix Salmon at Slate is using a 15-year window for his argument, I calculated 15-year changes for both home prices and stock prices. Ill admit that the results surprised me. Generally speaking, the stock market does provide better returns than homeownership. However, in 30 of the 82 fifteen-year periods since 1921, housing provided better returns. (And in 14 of 67 thirty-year periods, housing was the winner.) I didnt expect that. In each of these cases, housing outperformed stocks after a market crash. During any 15-year period starting in 1926 and ending in 1939 (except 1932), for instance, housing was the better bet. Same with 1958 to 1973. In other words, if you were to buy only when the market is declining, housing is probably the best bet if youre making a lump-sum investment and not contributing right along. Another thing the numbers show is that youre much less likely to suffer long-term declines with housing than with the stock market. Sure, there are occasional periods where home prices will drop over fifteen or thirty years, but generally homes gradually grow in value over time. The bottom line? I think its perfectly fair to call your home an investment, but its more like a store of value than a way to grow your wealth. And its nothing like investing in the U.S. stock market. For more on this subject, see Michael Bluejays excellent articles: Long-term real estate appreciation in the U.S. and Buying a home is an investment. Final Thoughts Honestly, I probably would have ignored Salmons article if it werent for the attacks he makes on saving for retirement. Take a look at this: If youre the kind of person who can max out your 401(k) every year for 30 or 40 years straight disciplined, frugal, and apparently immune to misfortune then, well, congratulations on your great good luck, and I hope youre at least a little bit embarrassed at how much of a tax break youre getting compared to people who need government support much more than you do. Holy cats! Salmon has just equated the discipline and frugality that readers like you exhibit with good luck, and simultaneously argued that you should be embarrassed for preparing for your future. He wants you to feel guilty because youre being proactive to prepare for retirement. Instead of doing that, he wants you to buy into his bullshit millionaires mortgage plan. This crosses the line from marginal advice to outright stupidity. Theres an ongoing discussion in the Early Retirement community about whether or not you should include home equity when calculating how much youve saved for retirement. There are those who argue absolutely not, you should never consider home equity. (A few of these folks dont even include home equity when computing their net worth, but that fundamentally misses the point of what net worth is.) I come down on the other side. I think its fine good, even to include home equity when making retirement calculations. But when you do, you need to be aware that the money you have in your home is only accessible if you sell or use the home as collateral on a loan. Regardless, Ive never heard anyone in the community argue that you ought to use your home as your primary source of retirement saving instead of investing in mutual funds and/or rental rental properties. You know why? Because its a bad idea! https://www.getrichslowly.org/home-investment/