#balance inquiry SBI

[paisainvests-1]

State Bank of India Balance Checking Number

Checking your bank balance is crucial for managing your finances effectively. The State Bank of India (SBI) offers multiple convenient methods for customers to check their account balance. This article will guide you through these various options, focusing on the SBI balance check number and other helpful services.

State Bank of India Balance Checking Number

Why Knowing Your Balance is Important

Understanding your bank balance helps you keep track of your spending, avoid overdrafts, and ensure that your financial health is in check. It’s essential for budgeting, planning expenses, and avoiding unexpected fees.

Methods to Check SBI Account Balance

1. SBI Balance Check Number

How to Use the SBI Balance Check Number

To check your SBI account balance, dial the SBI balance check number: 09223766666 from your registered mobile number. Within seconds, you’ll receive an SMS with your account balance details.

Benefits of Using the SBI Balance Check Number

This method is quick, easy, and doesn’t require internet access. It’s especially useful for those who need their balance information instantly and for customers who aren’t tech-savvy.

2. SBI Missed Call Service

How to Use the Missed Call Service

Simply give a missed call to 09223766666 from your registered mobile number. You’ll receive an SMS with your account balance shortly after.

Advantages of Missed Call Service

The missed call service is free and convenient, making it accessible to all customers, including those with basic mobile phones.

3. SMS Banking

Steps to Use SMS Banking

Send an SMS in the format BAL to 09223766666 from your registered mobile number. You will get an SMS response with your account balance details.

Pros of SMS Banking

SMS banking is useful for those who prefer texting over calling. It provides a written record of your balance, which can be handy for future reference.

4. Internet Banking

Checking Balance Online

Log in to your SBI Internet banking account using your credentials. Navigate to the ‘Account Summary’ section to view your balance and recent transactions.

Security Tips for Internet Banking

Ensure you use strong passwords, log out after each session, and avoid accessing your account from public Wi-Fi networks to maintain security.

5. SBI YONO App

Using the YONO App to Check Balance

Download the SBI YONO app from the App Store or Google Play. After registering, you can easily check your balance and perform other banking operations through the app.

Features of the SBI YONO App

The YONO app offers a comprehensive range of features, including fund transfers, bill payments, loan applications, and investment services, making it a one-stop solution for all your banking needs.

How to Register for SBI Balance Services

Registering Your Mobile Number

Visit your nearest SBI branch or ATM to link your mobile number with your account. This is essential for using SMS banking and missed call services.

Activating Internet Banking

You can activate internet banking by visiting the official SBI website (State Bank of India (onlinesbi.sbi)) and following the registration process. Alternatively, you can request assistance at your local branch.

Downloading and Setting Up the SBI YONO App

Download the app, complete the registration process by entering your account details and OTP, and set up your login credentials to start using the YONO app.

Troubleshooting Common Issues

Missed Call Service Issues

If you’re not receiving balance updates via missed calls, ensure your mobile number is registered with the bank and check for network issues.

SMS Banking Errors

Double-check the SMS format and ensure your mobile number is correctly registered. If issues persist, contact SBI customer service for assistance.

Internet Banking Login Problems

If you’re facing login issues, try resetting your password or contact SBI customer support for help. Ensure your browser is updated and clear your cache regularly.

Conclusion

SBI offers multiple convenient ways to check your account balance, making banking easy and accessible for everyone. Whether you prefer calling, texting, or using the internet, SBI has got you covered. Keeping track of your balance has never been simpler!

By Paisainvests.com

[paisainvests-12]

State Bank of India Balance Checking Number

Checking your bank balance is crucial for managing your finances effectively. The State Bank of India (SBI) offers multiple convenient methods for customers to check their account balance. This article will guide you through these various options, focusing on the SBI balance check number and other helpful services.

State Bank of India Balance Checking Number

https://paisainvests.com/wp-content/uploads/2024/07/sdsfdsfdsf.webp

Why Knowing Your Balance is Important

Understanding your bank balance helps you keep track of your spending, avoid overdrafts, and ensure that your financial health is in check. It’s essential for budgeting, planning expenses, and avoiding unexpected fees.

Methods to Check SBI Account Balance

1. SBI Balance Check Number

How to Use the SBI Balance Check Number

To check your SBI account balance, dial the SBI balance check number: 09223766666 from your registered mobile number. Within seconds, you’ll receive an SMS with your account balance details.

Benefits of Using the SBI Balance Check Number

This method is quick, easy, and doesn’t require internet access. It’s especially useful for those who need their balance information instantly and for customers who aren’t tech-savvy.

2. SBI Missed Call Service

How to Use the Missed Call Service

Simply give a missed call to 09223766666 from your registered mobile number. You’ll receive an SMS with your account balance shortly after.

Advantages of Missed Call Service

The missed call service is free and convenient, making it accessible to all customers, including those with basic mobile phones.

3. SMS Banking

Steps to Use SMS Banking

Send an SMS in the format BAL to 09223766666 from your registered mobile number. You will get an SMS response with your account balance details.

Pros of SMS Banking

SMS banking is useful for those who prefer texting over calling. It provides a written record of your balance, which can be handy for future reference.

4. Internet Banking

Checking Balance Online

Log in to your SBI Internet banking account using your credentials. Navigate to the ‘Account Summary’ section to view your balance and recent transactions.

Security Tips for Internet Banking

Ensure you use strong passwords, log out after each session, and avoid accessing your account from public Wi-Fi networks to maintain security.

5. SBI YONO App

Using the YONO App to Check Balance

Download the SBI YONO app from the App Store or Google Play. After registering, you can easily check your balance and perform other banking operations through the app.

Features of the SBI YONO App

The YONO app offers a comprehensive range of features, including fund transfers, bill payments, loan applications, and investment services, making it a one-stop solution for all your banking needs.

How to Register for SBI Balance Services

Registering Your Mobile Number

Visit your nearest SBI branch or ATM to link your mobile number with your account. This is essential for using SMS banking and missed call services.

Activating Internet Banking

You can activate internet banking by visiting the official SBI website (State Bank of India (onlinesbi.sbi)) and following the registration process. Alternatively, you can request assistance at your local branch.

Downloading and Setting Up the SBI YONO App

Download the app, complete the registration process by entering your account details and OTP, and set up your login credentials to start using the YONO app.

Troubleshooting Common Issues

Missed Call Service Issues

If you’re not receiving balance updates via missed calls, ensure your mobile number is registered with the bank and check for network issues.

SMS Banking Errors

Double-check the SMS format and ensure your mobile number is correctly registered. If issues persist, contact SBI customer service for assistance.

Internet Banking Login Problems

If you’re facing login issues, try resetting your password or contact SBI customer support for help. Ensure your browser is updated and clear your cache regularly.

Conclusion

SBI offers multiple convenient ways to check your account balance, making banking easy and accessible for everyone. Whether you prefer calling, texting, or using the internet, SBI has got you covered. Keeping track of your balance has never been simpler!

By Paisainvests.com

[nictcsp]

The Growth of SBI Kiosk Banking

The concept of banking has evolved from traditional banking methods to modern technology-driven banking services. The emergence of SBI Kiosk banking is a classic example of how banking services have transformed over the years. In this blog, you will explore the growth of SBI Kiosk Banking and its growth in India's rural and urban populations.

The Rise of SBI Kiosk Banking

SBI Kiosk banking was introduced in 2011 with the aim of providing banking services in remote and rural areas. The kiosks were set up to provide basic banking facilities like cash deposits, cash withdrawals, and balance inquiries. Initially, the kiosks were set up in villages, where people had to travel long distances to access banking services. Do you also want to be part of this financial inclusion, rely on a professional CSP provider, and begin your CSP Apply process?

The Growth of SBI Kiosk Banking in Villages

In the early days, SBI kiosk banking was primarily focused on providing banking services to the rural population. The kiosks were set up in remote villages without bank branches. This allowed people in these areas to access basic banking services such as depositing and withdrawing money, opening accounts, and paying bills.

The success of SBI kiosk banking in villages can be attributed to its convenience and accessibility. People no longer had to travel long distances to access banking services. Instead, they could simply visit the kiosk in their village and carry out their banking transactions.

The Expansion of SBI Kiosk Banking in Cities

As SBI Kiosk Banking gained popularity in villages, the bank realized there was a demand for this service in urban areas. In 2016, SBI launched kiosk banking services in cities, making banking services accessible to people living in areas without bank branches.

The expansion of SBI kiosk banking in cities has been a game-changer for many people. It has made banking services accessible to people who live in areas where there are no bank branches. This has particularly benefited people living in slums and other low-income areas.

Blog Source: https://thenictcsp.wordpress.com/2023/04/17/the-growth-of-sbi-kiosk-banking

[hardresetmobile]

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank is one largest bank in India and also known for its Excellent Customer Services. It’s not always easy to get your A/c bank balance. If you don’t have internet, then you have to visit their nearest ATM for an Account Balance check. Recently, Bank has started a new facility named as “Miss Call […]

Read More: , https://banksguide.in/sbi-bank-balance-enquiry-missed-call-alerts-toll-free-number-customer-care/

[currentgovtjobs-blog-blog]

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank is one largest bank in India and also known for its Excellent Customer Services. It’s not always easy to get your A/c bank balance. If you don’t have internet, then you have to visit their nearest ATM for an Account Balance check. Recently, Bank has started a new facility named as “Miss Call […]

Read More: , https://banksguide.in/sbi-bank-balance-enquiry-missed-call-alerts-toll-free-number-customer-care/

[feamoney]

A STUDY ON GROWTH OF MOBILE BANKING IN Asian nation throughout COVID-19

GROWTH OF MOBILE BANKING

Banking has remodeled from the standard brick-and-mortar epitome to modern-day mobile banking that has enabled the purchasers to achieve their banks nearly through Mobile phones and avail services anyplace and at any time inside the clicking of a button. Mobile banking has provided original ways in which of conducting balance inquiries, online fund transfers, utility payments, and different services with the assistance of a straightforward mobile French telephone.

The constant developments & enhancements within the fields of data & technology have given rise to a variety of enhancements within the product & service planning and they're provided within the banking sector. the employment of M-Banking is increasing with the addition of multiple services provided by the Banks because the customers realize it terribly straightforward to pay their electricity bills, perform mobile recharges, conduct the immediate transfer of funds, and far additional Singh, N; Srivastava, S; Sinha, N (2017) The launch of assorted Mobile Banking Apps like ICICI iMobile, HDFC Mobile Banking, SBI's YONO App, etc. has verified to be the sport changer across the world and has forced the purchasers to shift to banks that offer M-Banking Services.

The GOI has conjointly extended its support to the mobile wallets through its partnership prototypes with varied banks to extend the acceptance of Mobile Banking among the users. the run has conjointly been promoting digital payments through Mobile Wallets throughout the Covid-19 pandemic

Because it would make sure the social distancing norms further because the flow of transactions at a similar time while not inflicting any exposure to the virus Dr. Jain, A; Dr. Sarupia, A; Kothari, A (2020) when demonetization, the Covid-19 pandemic is that the second largest state of affairs that has semiconductor diode to a five-hitter growth within the mobile banking simply during a number of 3months from Gregorian calendar month to March 2020(Statista) and is any expected to grow even additional.

thus this study is aimed towards characteristic the expansion within the mobile banking throughout Covid-19. The analysis conjointly intends to check however considerably these online transactions have helped throughout the Covid-19 pandemic.

[radhikaschauhan]

Best Online Savings In India

In the era of digitalization, online savings accounts are in trend.  You can go through our thorough guide to know all about each of these banks, the features they offer related to savings accounts, and how particularly it can suit your interest. Scroll down to find the best online savings account in India with great features and ease!

From everyday transactions to bill payments, everything can be done with these accounts just in a click. In this article, we will be talking about some of the banks and their services. Find a clear compare and contrast between the interest rate, eligibility, charges, and other characteristics of these trending savings account.

Top 10 Best Online Savings Account in India

Below we have given the ten best online savings accounts in India after referring to various websites. We have taken into account different types of reviews and feedbacks and considering some of the bank’s market reports. So, we have tried to help you out with the best possible ways to create an online savings account in the future.

If you are not willing to maintain a certain/minimum amount in your account, you can open a zero balance savings account, which can be a good option. Now let’s discuss the bank’s policies, primary features, and interest rates for the customers.

1. Savings Account with Signature Debit Card by IDFC First bank

The Savings Account with minimum balance and no other charges. You can also take advantage of the payment of bills, mini statement, money transfer, account balance inquiry, money deposit, and withdrawal, and many more.

So, if you want to open an IDFC First Savings Account immediately, visit the nearest branch or go online by logging in to their official website.

2. Digi Bank by DBS

If you want to open an account with this particular bank, you just need your Aadhaar Card No. Your account will be created in seconds. You just need to verify via an OTP, which will be sent to your Aadhaar Card linked mobile number. Digi savings Account comprises of paperless and hassles free process. You will also be provided with cashback on your shopping, which will be up to 10%, so that you can shop online through various merchants available.

So, if you want to open a Digi Bank by DBS Savings Account immediately, visit the nearest branch or go online by logging in to their official website.

3. Savings Value by YES Bank

With low balance requirements, the YES Bank Savings account also comes with a wide range of customers’ banking services. You can use the ATMs as much as you can without any restrictions or charges. You will also be provided with a single personal identification number for using any type of electronic channels like Mobile, Phone, Internet, and ATM banking.

So, if you want to open a Savings Value Account powered by YES Bank, visit the nearest branch or go online by logging in to their official website.

4. Digital Savings Account by RBL Bank

If you are looking to open digital savings account with the RBL Bank, you have to provide your PAN and Aadhaar Card numbers only. The account provides you with a higher interest rate, anytime/anywhere banking facility, and instant account opening process. To open an instant account, you can physically visit the nearest bank’s branch or install the RBL Mobile Banking App.

5. Kotak 811 Savings Account by Kotak Mahindra Bank (Full KYC)

The Kotak Mahindra Bank online Savings Account keeps in mind the needs of today’s generation. The opening process of this account is straightforward and easy. You just have to provide your PAN Number along with some more details. The account offers you no minimum balance and is packed with other useful banking facilities and services.

So, if you want to open a Kotak 811 powered by Kotak Mahindra Bank (Full KYC) Savings Account, visit the nearest branch or go online by logging in to their official website.

6. IndusInd Online Savings Account by IndusInd Bank (with Premium Debit Card)

For opening an online savings account with IndusInd Bank, you just have to follow a simple application process. The IndusInd Online Savings Account comes with minimum balance requirements and can also be opened by choosing Premium Debit Card. The bank has various types of accounts to facilitate their customers with a broad banking service.

So, if you want to open an IndusInd Online Savings Account, visit the nearest branch or go online by logging in to their official website.

7. Digital Savings Account by Standard Chartered Bank

The Standard Chartered Bank is offering a new generation and all-new modes of Digital Savings Account. Using the online facilities provided by the Standard Chartered Bank, you can instantly open an account by providing the PAN and Aadhaar Number and by completing the e-KYC. After each completed online transaction, you will earn rewards added to you to get a 3 months subscription pack of Saavn Pro.

Note: ‘*’ The repurchase rate or repo rate will be lesser than the rate, which is equal to 25 basis points.

So, if you want to open a Digital Savings Account with Standard Chartered Bank, visit the nearest branch or go online by logging in to their official website.

8. Regular Savings Account by HDFC Bank

The HDFC Bank Regular Savings Account provides an option of a minimum balance requirement. The bank-like free passbook gives many free facilities, 25 leaves checkbook in a financial year free, Balance Certificate and free TDS, unlimited internet banking free, provided free ATM card, and lots more. You will also get safe deposit lockers facilities so that you can save more with the bank’s super saver facilities after creating an account.

So, if you want to open a Regular Savings Account with HDFC Bank, visit the nearest branch or go online by logging in to their official website.

9. Insta Savings Account by State Bank of India

If any customer wants to open an Insta Savings Account powered by State Bank of India, then you have visited the bank’s official website, or you can do it by installing the newly launched SBI YONO APP. Like a normal savings account, you will have to maintain a minimum balance as per the bank’s rules and regulations. You have to include a nominee by using the SBI YONO APP, and it is mandatory.

Pros and Cons of an Online Savings Account

Pros:

If you are thinking of opening a savings account online, you should keep in mind that some benefits can attract you.

Huge interest to be earned: If you have made your mind open an online savings account, your priority list should start with the interest rate. Because the interest rate may go up and down, you will be getting the interest as per the bank’s norms.

Growing your savings account without providing any monthly fees: Once you open an online savings account, then you don’t need to maintain any minimum balance, and your funds will work for you and accomplish your financial goals.

Use your money simply and conveniently way: If any emergency arrives suddenly with your online savings account, you can easily withdraw money, check your balance, and make deposits, etc. anytime, anywhere on-the-go through your mobile device.

Automatic deposits are also available to increase your savings slowly: If you don’t get time or don’t remember to make deposits, the most attractive benefit of an online savings account is that you have just selected a weekly or monthly deposit plan and relax without any headache.

Cons:

Technology and Service interruption: If you are doing transactions online, then you are at the mercy of your network, and if it is slow or out of order, then you can face some bad situations at that particular moment.

Concerns about Security and Identity Theft: If you handle an online savings account, a fear factor works that your account might get hacked. The banks try best to secure their system but still, you have to be more conscious. Don’t share your password and never enter any unsecured site.

Limitations on Deposits: If you are running your online savings account as an individual, then it is ok, but if you are using it for your business purpose, then you should look for physical deposits because some restrictions are there for depositing after a certain amount.

The limited scope of services: You can make bill payments, check balances, transfer money, etc., but if you want to apply for a new account or take a loan, then you have to visit the nearest branch of your bank for signature and documentation purpose. So, there are some limitations on various services if you are online.

India’s Best Online Savings Account

According to market research, India’s best online savings bank is considered to be IDFC First Bank. Because of its seamless services and a wide range of banking facilities, the customer is overall satisfied with their market performance.

The attractions that customers feel are:

Cashback offer after activation of your account. Spend at least Rs. 1000 on your very first transaction through IDFC First Bank Signature Debit Card, and you will get a flat 10% cashback instantly. Follow the terms and conditions.

IDFC First Bank also offers you to spend your money on the BookMyShow app.

IDFC First Bank also gives you the privilege to access airport lounges at free of cost. This is the most interesting and unique facility to attract more customers.

You will also get exclusive offers on any online or offline store if you use IDFC First Bank Signature Debit Card, powered by VISA.

If your debit card got lost or damaged, you will get an insurance cover provided by the bank.

You can also enjoy dining offer with your family with an IDFC First Bank Signature Debit Card.

You will also get a discount on fuel @2.5% if you pay by using IDFC First Bank Signature Debit Card at any petrol pump across India.

Best Online Savings Account for Beginners in India

The most rated bank in India for beginners to make their transactions through opening an online savings account is IndusInd Bank Savings Account (Zero Balance Account).

The IndusInd Bank has a collaboration with Upstox (discount broker Company in India). The bank offers zero minimum balance and other useful features after the creation of the savings account.

No opening charges will be taken on a savings account, trading account, and Demat account if you want to open an IndusStox account.

The customers will also get a titanium debit card and will be rewarded on each debit card transaction. Simultaneously, you can use the rewards you gained by providing the brokerage charges and enjoy a lot more profit in the stock market.

Best Online Savings Account for NRI

So, for NRIs, Axis Bank is the topmost bank in the market and is fully privatized.

Some of the basic facilities provided by Axis Bank NRE account are:

The NRE account of Axis Bank comes with a hand full of facilities like deficient minimum balance, checkbooks for multi-city usage, advises on tax, and online transaction facilities.

The NRE account is structured so that every user can use it, whether it be a student studying abroad, or a businessman in any part of the globe, or any person staying overseas.

If the NRI is absent, then the bank allows residents or relatives to access his account.

Free debit card and checkbook are gifted after opening an account with Axis Bank as a welcome gift.

2 Lakhs accidental coverage is also offered with the debit card, which is free of cost.

10,000 should be maintained in the NRIs account every month.

A personalized relationship manager will be there all time to help you out.

FAQs

Q. List the ways to create a Savings account?

Answer. Some of the basic factors that need to be taken into consideration before opening a Savings account online are the rate of interest provided on deposits, the minimum balance required in a Savings account, 24*7 customer service availability, availability of the nearest branch, and some other factors. If you see that all the factors are covered by a particular branch then you can choose that bank for opening an Online Savings account.

Q. Can you tell me the documents required for opening a Savings account online?

Answer. The documents needed to open a Savings account may differ from bank to bank, but some of the primary documents required are: Voter’s ID. Aadhaar Card. PAN (Permanent Account Number) number. Driving License (permanent). Address certificate issued by Municipal Corporation.

Q. What is the rate of interest upon the balance of my Savings account?

Answer. The Savings account interest rate is calculated and depends completely among the ranges between 4% to 7% per year. The State Bank of India provides 4% interest to its customers while YES Bank, RBL Bank, and Kotak Mahindra Bank give 6% interest.

Q. When my interest will be credited in my Savings account?

Answer. The interest that you will earn upon your savings account will be credited directly to your account following a half-yearly basis. The calculation of interest is done on a monthly or takes an average amount daily.

Q. What are the privileges offered on a senior citizens Savings account?

Answer. There are some benefits that the banks provide to the senior citizens: a. Passbook facility will be free. b.ATM cash withdrawal facility will be free at any bank’s ATM. c.Free of cost SMS alerts so that the senior citizens can track their d. Savings account easily. e.Payments will be much easier by using net banking or online banking facility. f.Discounts will be given at various diagnostic centers and also in hospitals across the country. g.Senior citizens will get priority service at their bank branches.

Via http://invested.in/best-online-savings-in-india/

source https://investedin.weebly.com/blog/best-online-savings-in-india

[lets-shybouquetdeer-love]

SBI card Balance Check

Managing your investments is now easy. They can choose a range of banking facilities provided by SBI to its customers including balance enquiry, home loans , mortgage loans , funds transfer, personal loans , etc. Finally, We Share article related SBI Bank Account Balance Enquiry Using Missed Call.

Next you'll be able to see your bank account balance. No fees are charged by state Bank of India, However, there may be a fee charged by the ATM operator for balance enquiries. State Bank of India offers miss call number or SMS service to know the detail about SBI Bank Account Balance, Mini Statement.

The server that was hosted in a Mumbai-based datacenter reportedly stored data from SBI Quick, a text message and call-based system used by the bank to request basic information about their bank accounts by SBI customers, the same report noted. SBI provides a wide range of excellent banking services and has more than 420 million customers.

State Bank of Bikaner & Jaipur has no number for Missed call balance enquire. Although time consuming you can visit the nearest State Bank of India (SBI) branch to meet with the team there to enquire about your State Bank of India (SBI) credit card balance. Unpleasant experience- You can drop a text message about any unpleasant experience you have had relating to the bank's services.

Only after that you can register the Mobile Number for Balance Enquiry. It offers a large banquet of services from online banking to missed call banking to make banking a pleasant activity. Note: Make sure your mobile number is updated in your bank otherwise you'll not be able to use this service.

You can register your mobile number of receiving account balance via SMS. My SBI Account number is - 30672005068 and my account branch is Jolarpet. If you balance SBI Balance Enquiry Toll Free Number your account regularly, you almost never need to check your balance (although it's a good idea to do so, just to identify problems before they get worse).

This bank balance account checker help you check your latest banking transactions like a debit card or cheque return, balance from your savings bank account, etc. IDBI bank has issued balance inquiry number- 09212993399 Call on this number IDBI BANK automatic inquiry system will send you mini bank balance details.

You can able to check your balance by missed call. Make sure that your mobile number is registered with State Bank of India. Dial 18004196969 to get mini statement through SMS. If you have South Indian Bank then you can also able to check your balance with missed call number.

State Bank of Bikaner & Jaipur Missed call balance enquiry number. In case, you find any discrepancy in the transaction SMS IBAL>> last 6 digits of account to 9215676766 or login to the internet banking or call their customer care. To use this free facility, your mobile number should have been registered for mobile banking services.

[the-record-newspaper]

The Killing of Rhonda Hinson Installment XVIII

Charles McDowell on 

Veteran's Day 2017

By LARRY J. GRIFFIN

Special Investigative Reporter For The Record

 Whatever the trigger of our passion, we cross a line that we once believed inviolate, and by so doing, throw the world out of balance in such a way that it must eventually right itself, regardless of human casualties.—Author Greg Iles in Cemetery Road

 On Thursday Sept. 29, 1983, Steve Whisenant and Charles Whitman paid the Hinsons a visit.  Judy Hinson detailed the essence of the visitation in her handwritten journal.

“Steve [Whisenant] and Charlie Whitman came by today.  Mr. Whitman did most of the talking…He does not think McDowells are involved.  He says the things he is working on are more important than the McDowell Family.  He says a lot of the information we have is wrong. The times we were told are not right. He says the McDowells have no motive, which I disagree with. I still am not convinced they are not involved.  

It seems that Charles Chambers, of the SBI, shared Whitman’s perspective that Charles McDowell was not guilty of perpetrating Rhonda’s murder and attempted to convince Judy Hinson of his innocence. “He told us that Mr. McDowell was a good, concerned man—that he had visited the SBI office everyday inquiring about progress in the investigation,” Judy Hinson recalled.  

But, if you ask Judy Hinson about it, she will admit that for 37 years she believed that Charles McDowell either killed their daughter or arranged for it to be done.  “I believed that from the very beginning—like the day after Rhonda was killed. And frankly, I asked him to conduct Rhonda’s funeral hoping that he would break down in the middle of it and confess to everyone there.”

And clearly, law enforcement was aware of Ms. Hinson initial suspicions relative to Rev. McDowell’s involvement in the murder of her daughter.  In a conversation with McDowell’s attorney, Steve Settlemyer—on Monday, Aug. 3, 1983—John Suttle and Charles Whitman warned him that the “…Hinsons may be in the state of mind that they would cause Charles McDowell bodily harm...”

But Judy Hinson was not alone in implicating the Rev. Dr. McDowell.  “We were even told by Becky Weatherman and Charlie Morris that, in an interview with Betty McDowell—after she and Charles were no longer together—Betty told them that she and Greg had always believed that Charlie had something to do with Rhonda’s death.”  [Becky Weatherman was contacted, before publication, for comment regarding the aforementioned conversation.  As of this writing, she has chosen not to respond.]

Later, Detective James Pruett would recall that in a Tuesday, Dec. 23, 1997, interview with Greg McDowell—exactly 16-years after the killing of Rhonda Hinson—he averred that he did not have “…the best relationship with his father.  He and his sister and mother are bitter toward Charles McDowell for his infidelity.” Then, in the same conversation, Greg proceeded to insinuate his father in the death of his former girlfriend.  

Jill Turner-Mull, Rhonda’s best friend, had drawn a similar inference to that of Mother Judy—Rev. McDowell was responsible for the death of her best friend:

“I suppose I started to suspect McDowell’s involvement given that Rhonda told me of his unwanted advances when we had lunch together at Pizza Hut, at Thanksgiving before her death.  My suspicion grew stronger when Mark and I visited Greg later the morning of [December] 23rd and discovered that Rev. McDowell had flown out of the airport earlier.  I mean, you fly away shortly after you discover that your son’s girlfriend had been murdered? Why would you do that?  But what really did it for me was when I sat and listened to Rev. McDowell’s eulogy at her funeral—when he said that “…he didn’t know whether or not Rhonda was in hell.”  I kept listening for something that would comfort me; but, I heard nothing.”

In the first couple of years of the investigation into the murder of Rhonda Hinson, her parents were told very little by law enforcement.  “We were basically in the dark most of the time; we knew very little.”

So, during the ensuing two-years of sketchy investigative information from county and state law officers, the Hinsons decided to reach out to other government agencies for intervention.  “I called everyone I could think of—including the governor and the attorney-general—asking for assistance in the investigation.  I got nothing.”  

Finally, the Hinsons decided to employ a private investigator.  According to his billing records, Tom McDonald scrubbed the unsolved/unresolved case from approximately November 1982 until Feb. 25, 1985.  In the course of his inquiries, McDonald contacted over 60 individuals and agencies—inclusive of local and state law enforcement.  He noted one such interaction that occurred, almost 35-years ago, on Monday July 23, 1984:

“On July 13, 1984, [Sheriff Jerry] Richards, [SBI Supervising Agent Charles] Whitman, [Lt. Steve] Whisenant, and [SBI Agent John] Suttle met with this investigator to review the HINSON [McDonald’s emphasis] case.  They were very cooperative and will help in any way possible to clear this homicide case.  They agreed to assist this investigator and provide any needed information.  They requested that they be provided any information developed in the case.”

Private Investigator McDonald also inquired of the Federal Bureau Investigation (FBI) about the possibility of state and local law enforcement corruption relative to the Hinson case.  He spoke with Special Agent Wayne L. Russell, FBI, on Monday Aug. 6, 1984.  Of that conversation he wrote:

“This investigator was interviewed in regards to complaints of police corruption involving the Valdese Police, Burke County, North Carolina Sherriff’s Department and N.C. State Bureau of Investigations.  I do not believe there is or has been police corruption involving this case.”

During the course of the private investigation that persisted over two-years, McDonald charged the Hinsons $20 an hour and 25-cents per mile driven while conducting active inquiry.  He failed to make any significant progress; but in the end, he concluded that the most viable perpetrator of the crime was Rev. McDowell.  “And he told us so, but said that he would only provide oral feedback concerning his findings and would put nothing in writing,” Judy Hinson recollected.  

Overlapping the private investigation was an intervention from a Bakersfield, Calif., psychic named, Dixie Yeterian.  “I heard about Dixie through a book she had written.  We had to fly her from California and pay her $500 a day for a week.  She stayed in our home while she was here,” Judy recalled.

In a missive dated, Tuesday, Oct. 25, 1983, Ms. Yeterian indicated that she was forwarding the transcription of her original analysis, which reads like a Gertrude Stein literary work.  Though the stream-of-consciousness narrative provides some interesting insights, it fails to produce any significant guidance or direction.  Perhaps Dixie’s most significant contribution was not included in the transcript of her original reading, according to Judy Hinson.

“She and Rena Benfield attended a church service at Wilkies Grove while she was with us.  Afterwards, Dixie told us that during the sermon, Rev. McDowell spoke of doing things in his life that if people knew, they would not agree with. But God told him to do them; so, he didn’t care what people thought about what he had done.  Dixie also told us that when she shook hands with Charles after the service, she knew he was the man who had done it.”

On the surface, it appears that the Hinsons fell victim to the esurience of two individuals whose retainers exceeded their results.  “But we were desperate back then for answers, and we spent money that we should not have had to spend just trying to find them,” Judy explained.  

But both of the private investigations seemed to reinforce Judy’s initial belief that Charles McDowell was the responsible party.  “Most of my friends and family members shared that belief with me.  And I was blamed for the conclusions reached by investigators. Law enforcement told me that I had influenced them to conclude what they concluded.”

But something happened within the first couple months of this year that disabused Judy Hinson—and several others—of their inferences that Charles McDowell was responsible.    

In 1987, a Burke County woman, who went to school with Rhonda and wishes to remain anonymous at this juncture, accepted employment at the Pepsi plant in Hickory.  

“I worked at the plant from 1987 until 1990—I believe it was. We had moved there; and, I rented a mailbox at the Longview Post Office—Box 4181, as I recall.  I started receiving some very suggestive literature to which I had not subscribed—first, catalogs from places like Frederick’s of Hollywood and such. But then, I received a letter in the mail from a woman dressed in a negligée with an invitation that seemed like a—well a prostitution solicitation.  It read, “…And the next time you’re in town, call me....”  You know that kind of thing.”

The letter and other materials were addressed to a Charles McDowell.  “I wasn’t certain who that was at the time,” the informant explained.  “So, I approached the postmaster pretending to locate someone with whom I graduated from high school.  He said, ‘No, this couldn’t be him.  The man who had this box before you is an older man in his 50’s and is a pastor at a church, but has since moved to Asheville.’  

When Judy Hinson last spoke with Charles McDowell in a recorded phone conversation—as previously reported—it was in 1987 while he was residing in Asheville.

“In an interview with Detective Lee Turner, I told him about the mailbox and the contents.  And as I did so, his eyes grew wider and wider,” recalled the anonymous informant.

And that which Detective Turner subsequently told her was a startling revelation to Rhonda’s former classmate.

 Editor’s Note: Both Charles and Greg McDowell have been issued repeated invitations to comment on the details contained in stories in which they prominently appear.  To date, neither has accepted the invitations to go on record.

[mymoneysrikanth]

Registration Process

If you are not registered with this service, follow the steps mentioned here to register:

Send an SMS in the given format from your registered mobile number for that particular account.

REG<space>Account Number to 09223488888

For e.g., REG 9876543210

If successful, you can use the services.

If unsuccessful, either ensure that the SMS format and destination mobile numbers are correct or the mobile number is updated with the bank for that account number.

[spoorti1509-blog]

7 Ways Chatbots Can Improve Banking Experince for Users

What is a chat-bot? A chat-bot is software which can have a conversation with a person. Achatbott is designed in such a way that they listen and respond with relevant information associated with digital assistants who are equipped with voice and text activated and these chatBots can vary according to the back-end integration done by of AI Companies.

They are designed in such a way that today they are capable of assisting humans with almost everything. Saying that they can be our friend, philosopher, and guide won’t be wrong. Now a day we can easily notice these chat bots marking their presence around us in various ways. While some of the chat bots are simple in their design and some are designed and developed very complex and enough to surprise even a technical savvy individual with their capabilities.

Definitel,y we have entered either one of two things, that is the age of the chat bot, or else the age of hype and craze about AI chat bots .We can observe many banks and financial companies facing the same problems from year to year and unable to solve them because of their complexity level.

Let’s explore some intriguing details about mobile banking apps and web banking application:

• According to another report by Forbes, the Bank of America had cut many branches in 2016 to concentrate on mobile banking.

• Juniper examine led an examination which expressed that mobile managing an account clients will achieve 2 billion continuously 2020.

• There is a Hike of 40% of the complete number of mobile banking customers in the India. State Bank of India (SBI) included 4.2 million mobile customers.

• In the rundown of best three most utilized applications in the India, Banking apps are the third position holder. The review additionally reasoned that 91% of mobile app users prefer utilizing banking applications as opposed to visiting the physical branch.

Advantages of utilizing saving money applications:

Now a days these Banking applications are enormously prominent because of its portable and astounding advantages developed by mobile app development companies. The majority of the recent college grads favour utilizing online Banking apps. The physical work like fillingthe form, signing papers is totally kept away from with these Banking applications and web applications.

Bank users can get the advantage of moment managing an account and no need of holding up in long lines to deposit cash or to update passbook. These banking applications and web applications can do all these little tasks with just one click using apps.

Applications spare a great deal of time. On the off chance that the users pursue typical or offline techniques, definitely, their precious time will be wasted and expended. By sparing the time of clients, the banking applications can hold the clients.

These banking applications are accessible for 24×7. The client needs to pursue the timings of banks for performing little assignments. How wild that gets in the event that you need to go to the bank in their planning just to check account balance? However, with the assistance of banking apps, the customer can exchange cash whenever and from anyplace just like Google Pay.

Let’s see what innovation can be utilized to upgrade the customer experience in banking segment. The Banking applications offer help to clients who have any questions. These inquiries can be asked accessible if the need arises or message (chat). Either the banks offer live chat support. Or then again they offer AI chatbots.

As I said these Chatbots are machine learning technology which figures out how to answer questions by clients. To show the bots, Developers and AI apps development companies offer a huge number of guides to the machine. Every user has diverse or unique questions. These inquiries can be replied by a robot! Hence these bots are called as chatbots.

Chatbot for web advancement:

Quick reaction:

The Major advantage of these chatbot for Banking is that it offers a quick reaction. The machines learn through a huge number of examples, the bot is presently ready to offer a response to all questions progressively. The constant reaction by chatbots offers amazing client experience. Chatbots can offer quicker reaction than human administrators.

Ongoing critical thinking is vital for managing an account since banking tasks are essential. This component can enhance the client experience. Reaction time is better in chatbots. Chatbots can comprehend more inquiries in less time.

Performing various tasks:

The chatbots can offer a response to numerous inquiries at any given moment. On the off chance that the bank relies upon live chats system, there may be such huge numbers of unanswered inquiries. The live chat specialists are not fit for noting overabundance inquiries. Clients can get disappointed because of this experience and can rush to your rival bank too.

Chatbots can spare such circumstances. Best of all, one single chatbot can deal with various inquiries. You need not introduce more than one chatbot. A solitary chatbot can deal with the numerous questions in the meantime.

No human supervision:

Chatbots are prepared for a considerable length of time. It requires a great deal of investment to make a productive chatbot. Once the chatbot is prepared, there is no requirement for human supervision. Banks can spare the expense of assets for help. It is in any case hard to enlist talented skilled executives. In such cases, chatbots can be the best alternative. Chatbots takes a shot at its own as customized for a few hours. There are no odds of human mistakes in chatbots. Chatbots labor for a few hours with no kind of breaks.

Convenience:

Customers feel and think that it’s simple to communicate with chatbots. Chatbots offer prescient inquiries. Clients can tap on pertinent inquiries and there is no compelling reason to type anything. The banks need not spend cost on preparing specialists for offering superb chat administrations since these chatbots are already developed, trained and fed by programs by Artificial Intelligence services. Banks can offer training to chatbots moreover.

Accessibility:

Since bank applications can offer administrations 24×7, the help ought to be likewise for 24 hours. It is an extreme employment to discover gifted assets who can work in such shifts. Furthermore it adds to the expense. With chatbots, clients can interact without much of a difficulty whenever and find solutions to their inquiries progressively. Chatbots can work whenever and as long as you need them to work. On the off chance that a user of the bank is in another nation, he can undoubtedly contact with no geographic hindrances.

Cost effective:

The most important part is Cost effective as Banks can spare a ton of expense by offering chatbots. Since clients get constant answers, the maintenance increments and the risks of client misfortune diminishes. This eventually spares time. There is no requirement for enrolling assets for help. Since there is no expense of hiring and training a people, there is no expense of assets preparing. Chatbots are cost-proficient when contrasted with live chat operator costs.

Conclusion

Obviously, the banks get different types of queries each day. These questions can be with respect to password issues, account balance issues and so on all the banking inquiries are essential and need instant solutions. In such cases, the chat bots can comes in handy.

So one final sentence is these type of challenges will continue to escalate, therefore, it is must and should for the banking sectors to take utilize the Artificial Intelligence companies services which can assist and help to improve their day to day customer engagement and build customer loyalty too. All they need to do is research about different chat bot AI Development Companies that offers better services while understanding their basic requirements and finally build a banking application that runs successfully and fulfil their expectations.

[hardresetmobile]

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank Balance Enquiry – Missed Call Alerts – Toll Free Number - Customer Care

SBI Bank is one largest bank in India and also known for its Excellent Customer Services. It’s not always easy to get your A/c bank balance. If you don’t have internet, then you have to visit their nearest ATM for an Account Balance check. Recently, Bank has started a new facility named as “Miss Call […]

Read More: , https://banksguide.in/sbi-bank-balance-enquiry-missed-call-alerts-toll-free-number-customer-care/

[un-enfant-immature]

India’s largest bank SBI leaked account data on millions of customers

India’s largest bank has secured an unprotected server that allowed anyone to access financial information on millions of its customers, like bank balances and recent transactions.

The server, hosted in a regional Mumbai-based datacenter, stored two months of data from SBI Quick, a text message and call-based system used to request basic information about their bank accounts by customers of of the government-owned State Bank of India (SBI), the largest bank in the country and a highly ranked company in the Fortune 500.

But the bank had not protected the server with a password, allowing anyone who knew where to look to access the data on millions of customers’ information.

It’s not known for how long the server was open, but long enough for it to be discovered by a security researcher, who told TechCrunch of the leak, but did not want to be named for the story.

SBI Quick allows SBI’s banking customers to text the bank, or make a missed call, to retrieve information back by text message about their finances and accounts. It’s ideal for millions of the banking giant’s customers who don’t use smartphones or have limited data service. By using predefined keywords, like “BAL” for a customer’s current balance, the service recognizes the customer’s registered phone number and will send back current amount in that customer’s bank account. The system can also be used to send back the last five transactions, block an ATM card, and make inquiries about home or car loans.

It was the back-end text message system that was exposed, TechCrunch can confirm, storing millions of text messages each day.

A redacted example of some of the banking and credit information found in the database. (Image: TechCrunch)

The passwordless database allowed us to see all of the text messages going to customers in real-time, including their phone numbers, bank balances, and recent transactions. The database also contained the customer’s partial bank account number. Some would say when a check had been cashed, and many of the bank’s sent messages included a link to download SBI’s YONO app for internet banking.

The bank sent out close to three million text messages on Monday alone.

The database also had daily archives of millions of text messages each, going back to December, allowing anyone with access a detailed view into millions of customers’ finances.

We verified the data by asking India-based security researcher Karan Saini to send a text message to the system. Within seconds, we found his phone number in the database, including the text message that he received back.

“The data available could potentially be used to profile and target individuals that are known to have high account balances,” said Saini in a message to TechCrunch. Saini previously found a data leak in India’s Aadhaar, the country’s national identity database, and a two-factor bypass bug in Uber’s ride-sharing app.

Saini said that knowing a phone number “could be used to aid social engineering attacks — which is one the most common attack vector here with regard to financial fraud,” he said.

SBI claims more than 500 million customers across the globe with 740 million accounts.

Just days earlier, SBI accused Aadhaar’s authority, UIDAI, of mishandling citizen data that allowed fake Aadhaar identity cards to be created, despite numerous security lapses and misuse of the system. UIDAI denied the report, saying there was “no security breach” of its system. (UIDAI often uses the term “fake news” to describe coverage it doesn’t like.)

TechCrunch reached out to SBI and India’s National Critical Information Infrastructure Protection Centre, which receives vulnerability reports for the banking sector. The database was secured overnight.

Despite several emails, SBI did not comment prior to publication.

Here’s what to expect in cybersecurity in 2019

[infnd-blog]

SBI Quick: SMS और मिस्ड कॉल से कैसे करे अपना अकाउंट बैलेंस पता

SBI Quick: SMS और मिस्ड कॉल से कैसे करे अपना अकाउंट बैलेंस पता

स्टेट बैंक ऑफ़ इंडिया (SBI) अ�� पूर्ण रूप से डिजिटल बैंक बन चुका है अब आप अकाउंट खुलवाने से लेकर पैसे ट्रांसफर, अपना अकाउंट बैलेंस चेक करना, बैंकिंग सुविधाये सब कुछ आप अब ऑनलाइन अपने मोबाइल से कर सकते है इसके लिए SBI ने मोबाइल एप्लीकेशन भी दी है। जिसका हमारी नई पीढ़ी बहुत अच्छे से फायदा उठा रही है पर जो हमारे पुराने लोग है जिन्हे ऑनलाइन सुविधा का उपयोग करना नहीं आता है और जो स्मार्ट फ़ोन का उपयोग…

[explaininhindi-blog]

SBI Account Ka Bank Balance Enquiry / Check Karne Ke 4 Aasaan Tarike

[technicalsolutions88]

India’s largest bank has secured an unprotected server that allowed anyone to access financial information on millions of its customers, like bank balances and recent transactions.

The server, hosted in a regional Mumbai-based datacenter, stored two months of data from SBI Quick, a text message and call-based system used to request basic information about their bank accounts by customers of of the government-owned State Bank of India (SBI), the largest bank in the country and a highly ranked company in the Fortune 500.

But the bank had not protected the server with a password, allowing anyone who knew where to look to access the data on millions of customers’ information.

It’s not known for how long the server was open, but long enough for it to be discovered by a security researcher, who told TechCrunch of the leak, but did not want to be named for the story.

SBI Quick allows SBI’s banking customers to text the bank, or make a missed call, to retrieve information back by text message about their finances and accounts. It’s ideal for millions of the banking giant’s customers who don’t use smartphones or have limited data service. By using predefined keywords, like “BAL” for a customer’s current balance, the service recognizes the customer’s registered phone number and will send back current amount in that customer’s bank account. The system can also be used to send back the last five transactions, block an ATM card, and make inquiries about home or car loans.

It was the back-end text message system that was exposed, TechCrunch can confirm, storing millions of text messages each day.

A redacted example of some of the banking and credit information found in the database. (Image: TechCrunch)

The passwordless database allowed us to see all of the text messages going to customers in real-time, including their phone numbers, bank balances, and recent transactions. The database also contained the customer’s partial bank account number. Some would say when a check had been cashed, and many of the bank’s sent messages included a link to download SBI’s YONO app for internet banking.

The bank sent out close to three million text messages on Monday alone.

The database also had daily archives of millions of text messages each, going back to December, allowing anyone with access a detailed view into millions of customers’ finances.

We verified the data by asking India-based security researcher Karan Saini to send a text message to the system. Within seconds, we found his phone number in the database, including the text message that he received back.

“The data available could potentially be used to profile and target individuals that are known to have high account balances,” said Saini in a message to TechCrunch. Saini previously found a data leak in India’s Aadhaar, the country’s national identity database, and a two-factor bypass bug in Uber’s ride-sharing app.

Saini said that knowing a phone number “could be used to aid social engineering attacks — which is one the most common attack vector here with regard to financial fraud,” he said.

SBI claims more than 500 million customers across the globe with 740 million accounts.

Just days earlier, SBI accused Aadhaar’s authority, UIDAI, of mishandling citizen data that allowed fake Aadhaar identity cards to be created, despite numerous security lapses and misuse of the system. UIDAI denied the report, saying there was “no security breach” of its system. (UIDAI often uses the term “fake news” to describe coverage it doesn’t like.)

TechCrunch reached out to SBI and India’s National Critical Information Infrastructure Protection Centre, which receives vulnerability reports for the banking sector. The database was secured overnight.

Despite several emails, SBI did not comment prior to publication.

Here’s what to expect in cybersecurity in 2019

from Mobile – TechCrunch https://tcrn.ch/2WD9dRw ORIGINAL CONTENT FROM: https://techcrunch.com/