#ax deductions and credits for small businesses

[ottoshelpfulhacks]

Small Business Tax Survival Guide: Why I Ditched the DIY and Chose H&R Block

H&R Block tax professional Running a small business is a beautiful chaos. You’re the CEO, janitor, marketing whiz, and yes, unfortunately, sometimes the tax accountant too. While the entrepreneurial spirit may thrive on DIY, there’s one area where I’ve learned to raise the white flag: taxes. That’s where H&R Block swoops in and saves the day (and my sanity). From Panic to Peace of Mind:…

[zandatax]

Tax Preparation in Houston

While making your own tax return may sound like a good way to save money, it often ends up costing you in the long run. An Non Professional tax preparer can Forget precious credits and money-saving Reduction that could Less your annual tax bill or provide a Good return. While tax software offers some Helps, there is no Alternative for the real world experience of a Well Educated professional when it comes to Tax preparation in Houston.

At Zanda Tax we regularly follow changes in the tax laws and are regular Searching for new ways to help our Customer Stay more money in their hands, rather of sending it to the IRS. Whether you Have a small business or are an individual, we have the skills to Make your taxes in compliance with all Federal and State tax laws. We give prompt, efficient preparation of all types of returns including corporate tax filings, multi-state taxes and individual income tax returns.

Tax Preparation for Small Businesses: If you are self-employed, the owner of a small Business And any other type of small business, it is Important to file early and accurately. There are many Things to consider when filing your business taxes. These include expenses, Reduction, fees, franchise issues, and Many Things. A Little of our tax Maker services Contains:

Tax preparation in Houston for those with one or more income properties.

Independent contractors/self employed.

Help with forms 940, 941 or 944 for small businesses.

Those starting or closing a business.

Employment taxes.

Tax Returns for Individuals: Our income tax return services for individuals include quick turnaround so you can get your money back Very fast. We Will make sure you benefit from all the credits and deductions available so more money stays in your pocket.

Tax Preparation for people who are single, married, married and filing separately, divorced, seniors, retirees, and more.

Handling of itemized deductions such as the Earned Income Tax Credit, Home Mortgage Interest, charitable donations, income taxes already paid, real estate taxes, medical expenses, student loan interest, job hunting costs, mileage, and many more.

Tax preparation to ensure all individuals and families are compliant with the Affordable Healthcare Act.

ax preparation for active and non-active members of the U.S. Armed Forces and veterans who may be eligible for many exemptions including combat pay, moving expenses, home sale, and more.

Refile tax preparation for those who paid too much in year prior. With up to an estimated $5 billion Overprice in taxes every year, we can help Examine if you have Complete your taxes in error.

Tax Preparation for Audits: Have you Get an audit notice or other letter from the IRS claiming problems with your tax return? Contact With our tax professionals Now. Tax returns are often audited because information was entered Wrong or there is a difference in the tax forms sent to the IRS by a bank, employer, etc. Audits can happens when the IRS believes exemptions or deductions are too high in relation to income and are not to be taken lightly.

[patriotsnet]

Which Republicans Voted Against The Tax Reform Bill

New Post has been published on https://www.patriotsnet.com/which-republicans-voted-against-the-tax-reform-bill/

Which Republicans Voted Against The Tax Reform Bill

An Affinity For Small Business

Petitioners ask Upton to vote against GOP tax reform bill

Passing a law that helped fuel increases in stock prices wasnt the only way Republicans enriched themselves. The new law also contained a 20 percent deduction for income from so-called pass-through businesses, a provision called the crown jewel of the act by the National Federation of Independent Businesses, a lobbying group.

Pass-throughs are single-owner businesses, partnerships, limited liability companies and special corporations called S-corps. Most real estate companies are organized as LLCs. Trump owns hundreds of them, and Public Integritys analysis found that 22 of the 47 members of the House and Senate tax-writing committees in 2017 were invested in them.

Pass-throughs can be found in any industry. They pay no corporate taxes and steer their profits as income to business owners or investors, who are taxed only once at their individual rates. Despite their favored treatment as a business vehicle, the 2017 tax act did them another favor: It allowed 20 percent to be deducted off the top of the pass-through income for tax purposes.

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Sign up for the Center for Public Integritys weekly Watchdog newsletter.

No doubt. Johnson, with his wife, held interests that year in four real estate or manufacturing LLCs worth between $6.2 million and $30.5 million, from which they received income that year between $250,000 and $2.1 million, according to his financial disclosure form.

Democrats Attack Republicans For Lack Of Transparency

At the Senate floor and on social media, Democrats criticized their Republican colleagues for lack of transparency. They pointed out that there wasnt enough time for them to read 479-page legislation with unreadable handwritten amendments.

Sen. Claire McCaskill of Missouri tweeted, This is so bad. We have just gotten list of amendments to be included in bill NOT from our R colleagues, but from lobbyists downtown. None of us have seen this list, but lobbyists have it. Need I say more? Disgusting. And we probably will not even be given time to read them.

Sen. Dick Durbin of Illinois also tweeted, Trying to review the #GOPTaxScam but they are making hand-written changes to brand new text as we speak can anyone else read this?

TAGS

What’s Wrong With The Status Quo

People on both sides of the political spectrum agree that the tax code should be simpler. Since 1986, the last time a major tax overhaul became law, the body of federal tax lawbroadly definedhas swollen from 26,000 to 70,000 pages, according to the House GOP’s 2016 reform proposal. American households and firms spent $409 billion and 8.9 billion hours completing their taxes in 2016, the Tax Foundation;estimates. Nearly three-quarters of respondents told Pew;four years ago, that they were bothered “some” or “a lot” by the complexity of the tax system.

The Pew Research Center reported in early April 2019 that there is a growing partisan divide over the perceived fairness of the tax system in America.

An even greater proportion;was;troubled by the feeling that some corporations and some wealthy people pay too little: 82% said so about corporations, while 79% said so about the wealthy. While the new tax law cuts a number of itemized deductions, most of the loopholes and giveaways;that were slated for repeal in earlier bills have been retained in some form.

The individual tax rate schedule, which Trump would have cut to three brackets, remains at seven. In other words, this legislation may do relatively little to simplify the tax code. The other issues that the Pew survey indicates that bother people the mosttaxes for wealthy individuals;and corporationsare likely to be exacerbated by the law.;

Don’t Miss: Who Is Better Republicans Or Democrats

Rep Elise Stefanik Of New York

She joined her New York GOP colleagues in opposing the bill due to the;changes made to the SALT deduction. The second-term congresswoman is head of recruitment for the;National Republican Congressional Committee. She is also a DCCC target. Trump;carried her upstate New York district by 14 points in 2016, and she was re-elected by 35 points. Inside Elections rates her race Solid Republican.;

Paul Ryan: ‘don’t Forget This Is A Big Tax Cut For Families As Well��

A day earlier, speaking on the House floor moments before the vote, Ryan said the legislation will “help hard-working Americans who have been left behind for too long.”

“Today, we are giving the people their money back,” he said, adding that a typical family would get a $2,059 tax cut next year.

Democrats opposed bill as a boon to the wealthy while offering little for the middle class, with House Minority Leader Nancy Pelosi, D-Calif., calling it “the worst bill to ever come to the floor of the House.”

There were a number of protesters in Congress on Tuesday, on both the House and Senate sides. Protesters interrupted the Senate’s final late night vote numerous times, at one point shouting, “Kill the bill. Don’t kill us.” One protester interrupted Ryan in the House when he was speaking.

The GOP bill lowers individual tax rates, including the top bracket to 37 percent from 39.6, while doubling the standard deduction and replacing personal exemptions with a $2,000 partly refundable child tax credit. It eliminates various deductions while limiting others on state and local taxes and mortgage interest. It also exempts larger inheritances from the estate tax, doubling the thresholds to $11 million for individuals and $22 million for married couples.

Congratulations to Paul Ryan, Kevin McCarthy, Kevin Brady, Steve Scalise, Cathy McMorris Rodgers and all great House Republicans who voted in favor of cutting your taxes!

Donald J. Trump

Benjy Sarlin is policy editor for NBC News.

Don’t Miss: How Many Republicans Are In The House And Senate

Rep Frank A Lobiondo Of New Jersey

A member of;the;moderate Tuesday Group, LoBiondo opposed the tax bill because of the;changes to the SALT deduction and said in a statement it would be detrimental to New Jersey residents. LoBiondo, who also opposed the GOP health care bill, recently announced he is not running for re-election, making his seat more vulnerable to a Democratic takeover. Trump;carried his 2nd District by nearly 7 points in 2016. The race is rated Leans Republican.

Rep Peter T King Of New York

King also voted no due to the SALT deduction changes, and he warned that passing the tax bill would cause Republicans to lose House seats next year. The 13-term congressman is a new DCCC target though Trump;carried his;2nd District by 9 points. One of the Democrats hoping to take on King, Tim Gomes, has loaned his campaign $1 million. Inside Elections rates the race Solid Republican.

Don’t Miss: What Republicans Are Voting Against Trump

House Passes Massive Gop Tax Cuts

Its a victory for Trump and Ryan, though getting a bill through the Senate wont be easy.

House Republicans passed a $5.5 trillion tax bill Thursday, in a major step toward rewriting the nations tax code and providing a sorely needed legislative victory for President Donald Trump.

The bill passed 227-205, with 13 Republicans breaking with leadership to vote against the legislation. Not a single Democrat backed the bill, highlighting the sharp partisan split as the tax fight moves to the narrowly-divided Senate.

“This is about giving hardworking taxpayers bigger paychecks, more take-home pay… It’s about getting this economy to grow faster, so we get bigger wages, more jobs, and we put America in the driver’s seat in the global economy one again,” said Speaker Paul Ryan.

The legislation would slash the corporate tax rate to 20 percent starting next year, down from 35 percent. It sets the top small business rate at 25 percent for pass-through entities and also includes a far lower rate of 9 percent for some types of small businesses on the first $75,000 of profits.

For individuals, it axes a number of popular deductions, including the state and local tax deduction, medical expenses deduction and student loan deductions but would double the standard deduction and condense the seven tax brackets into four.

By KAITLYN BURTON

That’s why California Republicans Darrell Issa, Tom McClintock and Dana Rohrabacher all voted against the bill.

Student Loans And Tuition

Marco Rubio to vote against GOP tax reform bill

The House bill would have repealed;the deduction for student loan interest expenses and the exclusion from gross income and wages of qualified tuition reductions. The new law;left these breaks intact and allowed 529 plans to be used to fund K to 12 private school tuitionup to $10,000 per year, per child. Under the SECURE Act of 2019, the benefits of 529 plans were expanded, allowing plan holders to also withdraw a maximum lifetime amount of $10,000 per beneficiary penalty-free to pay down qualified student debt.

Recommended Reading: How Many Electoral Votes Do Republicans Have

Republican Tax Bill Moves Closer To Passage As Key Holdouts Come On Board

Bob Corker and Marco Rubio say they will vote in favor of $1.5tn bill

Donald Trump wants sign controversial legislation before Christmas

The GOPs $1.5tn tax reform bill is heading toward a final vote and possible victory before Christmas with support from key Republican holdouts who had raised concerns about the deficit and a child tax credit.

Bob Corker of Tennessee, a frequent critic of Donald Trump and the only Republican senator who voted against the legislation in the Senate, announced Friday that he would back a final version of the bill despite his concerns about the deficit. Corker said: I believe that this once-in-a-generation opportunity to make US businesses domestically more productive and internationally more competitive is one we should not miss.

Senator Marco Rubio, of Florida, also said he would back the bill, a day after he threatened to vote against it if lawmakers did not expand access to a child tax credit for lower-income families. He tweeted that the legislation would allow a higher percent of a child tax credit to be refundable, calling it a solid step toward broader reforms which are both Pro-Growth and Pro-Worker.

For far too long, Washington has ignored and left behind the American working class. Increasing the refundability of the Child Tax Credit from 55% to 70% is a solid step toward broader reforms which are both Pro-Growth and Pro-Worker.

Marco Rubio

Gop Members Most From High

House Republican leaders cheered passage of their sweeping tax overhaul Thursday, but;13;GOP lawmakers;bucked;their party and voted against the bill.;

All but one of them hailed from New York, New Jersey and California each a high-tax state. These lawmakers largely opposed the legislation because it;curtailed the state and local tax deduction,;also known as SALT. The measure caps the;deduction for property taxes at;$10,000 while eliminating the tax break for state and local income or sales taxes.;

Six of the lawmakers are in competitive races in 2018 based on ratings by Inside Elections with Nathan L. Gonzales.; Eleven of the 13 Republicans are being targeted by the Democratic Congressional Campaign Committee.

Here are the Republicans who voted against the tax bill:;

Also Check: What Caused Republicans To Gain Power In Congress In 1938

Rep Dana Rohrabacher Of California

Rohrabacher told Roll Call before the vote that his vote would be determined by how his constituents would fare if the bill became law. He is one of the most vulnerable House members in 2018, in part because of his ties to Russia. He is a top DCCC target. Clinton;carried his 48th District by;2 points in 2016 while Rohrabacher won re-election to a 15th term by 17 points. Inside Elections rates the race Tilts Republican.

Sen Corker Is The Only Republican Who Voted Against The Tax Reform Bill

In the early hour on Saturday, the Senate voted 51-49 on the GOP tax reform bill. The only Republican who did not support the legislation was Senator Bob Corker of Tennessee.

On Tuesday, Sen. Corker voted yes on the tax plan, thereby passed the Senate Budget Committee. He supported it after reaching an agreement with the Senate leadership on a trigger mechanism to ensure fiscal responsibility.

However, during the final approval on the Senate floor, Sen. Corker remained concern about the deficit. He found out that the trigger he demanded would not pass Senates rules and would not be included in the legislation. He eventually voted against it.

In a statement, he explained, This is yet another tough vote. I am disappointed. I wanted to get to yes. But at the end of the day, I am not able to cast aside my fiscal concerns and vote for legislation that I believe, based on the information I currently have, could deepen the debt burden on future generations.

Sen. Corker fought to keep the tax legislation from worsening the countrys rapidly increasing $20 trillion debt.

Last month, the House of Representatives pass their version of the Tax Cuts and Jobs Act.; The two chambers will have a conference to reconcile bot legislation.

Also Check: What Is The Principle Of Republicanism

Republicans Sprinting Toward Tax Cuts Deficits Be Damned

WASHINGTON House Republicans are moving closer to adopting the Senate budget this week, a significant step toward the GOPs ultimate goal of cutting taxes. But Republicans still havent settled many of the details in their tax proposal, even as they vote to increase the debt by $1.5 trillion.

The House is tentatively scheduled to vote Thursday on the Senates budget proposal, which is needed as a legislative vehicle to carry out tax reform by reconciliation a process that allows the Senate to pass a bill by a simple majority.

Yet the tax proposal remains in a paradoxical state: simultaneously written and unwritten. Republicans have a framework, they apparently have legislative text, but theyve left some major decisions undecided.

Weve been writing for the past year on this, House Ways and Means Committee Chairman Kevin Brady told HuffPost on Tuesday, while noting that Republicans are still making adjustments.

The tax bill clearly has some momentum right now, after the Senate approved its budget and House conservatives agreed to simply take the Senate language instead of trying to conference differences between the House and Senate.

One conservative lawmaker told HuffPost that members of the Freedom Caucus cut a deal with leadership, exchanging their votes on the budget to speed up the tax bills release by at least two weeks, possibly three weeks;so it will have a better chance.

Claims Made By The Administration

The Administration and its Council of Economic Advisors have made several claims in advocating the Act during 2017, including:

Reduction in corporate tax rates from 35 to 20%. Also, immediate full expensing of non-structure investments will increase GDP growth rates by 3 to 5 percentage points over the current baseline projections of around 2%. This could begin as early as 35 years from the tax cuts or further out in time. This projection excludes other tax cuts in the Act, such as those for individuals and pass-through entities, which may have additional GDP impact.

The mechanism for this increased growth is at higher business investment levels due to the additional after-tax income available.

Further, this GDP growth would represent an average $4,000 annual increase in wage and salary income for households.

President Trump and Treasury Secretary Mnuchin have stated the tax cuts would pay for themselves.

Trump economic advisor Gary Cohn stated that “The wealthy are not getting a tax cut under our plan” and that the plan would cut taxes for low- and middle-income households. Further, Trump stated that the tax plan “…was not good for .”

Don’t Miss: Are Democrats Red And Republicans Blue

State And Local Tax Deduction

The new law caps the deduction for state and local taxes at $10,000 through 2025. A number of Republican members of Congress representing high-tax states opposed;attempts to eliminate the deduction, as the Senate bill would have done.

The Senate bill was amended on Dec. 1, 2017, apparently to win Susan Collins’ support:

The Senate tax bill will include my SALT amendment to allow taxpayers to deduct up to $10,000 for state and local property taxes. Sen. Susan Collins Dec. 1, 2017

Gop Real Estate Owners Make Out Big

2 California Republicans vote no on tax reform bill | ABC7

Besides the laws benefits to real estate pass-throughs, real estate in general was hugely favored by the tax law, allowing property exchanges to avoid taxation, the deduction of new capital expenses in just one year versus longer depreciation schedules, and an exemption from limits on interest deductions.;

If you are a real estate developer, you never pay tax, said Ed Kleinbard, a former head of Congresss Joint Committee on Taxation.;

Members of Congress own a lot of real estate. Public Integritys review of financial disclosures found that 29 of the 47 GOP members of the committees responsible for the tax bill hold interests in real estate, including small rental businesses, LLCs, and massive real estate investment trusts , which pay dividends to investors. The tax bill allows REIT investors to deduct 20 percent from their dividends for tax purposes.;

Who We Are

The Center for Public Integrity is an independent, investigative newsroom that exposes betrayals of the public trust by powerful interests.

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A Major Step Forward For The Republican Tax Bill

The House on Thursday approved its legislation in a surprisingly drama-free vote. But hurdles await in the Senate.

House Republicans on Thursday approved legislation overhauling the U.S. tax code, slashing rates for corporations while more modestly cutting taxes for individuals, and scaling back a host of popular deductions and exemptions.

And they did it without so much as a hint of drama.

The party-line, 227-205 vote is a victory for President Trump and House Speaker Paul Ryan, who took a major step toward enacting their top domestic priority and salvaging what has been a lackluster first year of unified Republican power in Washington.

What was most surprising about Thursdays result, however, was how easy it was.

There was no last-minute arm-twisting or back-room buy offs, no desperate calls from the president to wavering lawmakers, no 11th-hour amendments. The vote occurred on schedule, and when Trump trekked to Capitol Hill for a final pep talk with GOP lawmakers on Thursday, his visit seemed oddly perfunctory. Just 13 Republicans voted against the measure, leaving a comfortable buffer for the party leadership even without a single vote from Democrats.

[chronically-something]

Another important must-read piece by David M Perry. 

Excerpt:

Here are some of the ways that the GOP tax plan would specifically harm people with disabilities. Right now, the medical expense tax allows taxpayers to write up medical expenses for themselves and dependents that exceed more than 10 percent of their adjusted gross income. About 6 percent of all taxpayers use this deduction, including those responsible for dependents with intensive care needs who don't qualify for Medicaid. The Republican plan ends this key deduction. Of course, the GOP is also taking every available action to shred the safety net and insure more out-of-pocket costs for people who won't be able to deduct these costs.

It's not just personal deductions that are getting axed. Currently, small businesses can get a tax credit for improvements related to making their business more accessible. This credit has been essential for, among other things, pushing back against business claims that it's just too expensive to comply with the Americans With Disabilities Act (ADA). With legislation pending in congress that makes the ADA optional, this tax credit becomes even more important.

Please call your representatives! This will hurt all of us!

[nightmare-afton-cosplay]

How Trump’s Newly Unveiled Tax Plan Will Impact Home Buyers and Owners

Alex Wong/Getty Images

President Donald Trump has long promised to cut taxes in a bid to help the middle-class and spur business growth, but will his newly unveiled tax plan achieve those lofty goals? In fact, some real estate experts express doubt that the changes proposed by the plan will be good for the housing market.

“Middle-class families will not see much tax relief in this plan,” says Joseph Kirchner, senior economist at realtor.com®, adding, “In order to pay the large tax cuts to the wealthy, programs that help home buyers purchase homes and help builders bring homes to market will likely be drastically cut.”

At issue are income-tax deductions, which reduce an individual’s taxable income, and therefore one’s overall tax bill. Currently, taxpayers can choose whether to itemize their tax deductions—writing off specific expenses—or take one big standard deduction instead. The new tax plan nearly doubles the standard deduction. Sounds good, right?

But by boosting the standard deduction, the plan renders the mortgage interest deduction nearly useless. Buyers can typically use the deduction to shave $8,000 to $10,000 off what they owe the government in their first year of homeownership, says Kirchner. Still, the bulk of taxpayers are more likely to opt for the standard deduction, which would total $12,000 for individuals and $24,000 for married couples who file jointly.

The plan also eliminates most types of itemized deductions, including payments for state and local taxes—which include property taxes. (It does retain the deduction for charitable gifts—but again, considering the size of the new standard deduction, this will mostly benefit wealthy people who write big checks for charity.)

The plan must still be approved by Congress.

“This proposal recommends a backdoor elimination of the mortgage interest deduction for all but the top 5% who would still itemize their deductions,” National Association of Realtors® President William Brown said in a statement. “When combined with the elimination of the state and local tax deduction, these efforts represent a tax increase on millions of middle-class homeowners.”

This could make it more expensive to own a home and could drive up prices in pricier, coastal cities, says Matthew Gardner, a senior fellow at the Institute on Taxation and Economic Policy, a liberal-leaning think tank based in Washington, D.C.

However, the mortgage interest deduction isn’t really what pushes people buy a house, says Roberton Williams, senior fellow at the Tax Policy Center in Washington, D.C. Instead, it encourages those who have decided to buy to spend more money on a larger house, because they are likely to get some of that money back on their tax return.

Details of the proposed new tax code were scant. The number of tax brackets would shrink from seven to three: 12%, 25% and 35%. It is unclear, however, which income levels would be included in each. That’s a boon to the ultrawealthy who are currently in a 39.6% bracket, but a fourth, higher bracket could be created. The plan would also raise the child tax credit for lower-income and middle-class families.

“With significant and meaningful tax reform and relief, we will create a fairer system that levels the playing field and extends economic opportunities to American workers, small businesses, and middle-income families,” reads the plan crafted by the president and Republican leaders.

But the new tax code would ax personal exemptions, which provide breadwinners deductions of a little more than $4,000 per family member, including themselves. That could hurt parents with several children.

“Many households, particularly larger ones, will have higher taxable income even though the standard deduction is [nearly] doubled, because they’re losing the personal deduction,” says the Tax Policy Center’s Williams.

The post How Trump’s Newly Unveiled Tax Plan Will Impact Home Buyers and Owners appeared first on Real Estate News & Insights | realtor.com®.

from https://www.realtor.com/news/trends/president-trumps-tax-plan-will-impact-housing-market/

[elizabethcariasa]

Tax law changes, from extenders to disaster relief to retirement and more, now official

Congress played Santa this week, averting a government shutdown and approving a wide variety of anticipated tax breaks.

Merry Christmas U.S. taxpayers. H.R. 1865, the Further Consolidated Appropriations Act, 2020, is now law.

In a surprise move earlier this month, House and Senate negotiators cobbled together a massive bill that not only, as the name indicates, assures that the federal government stays open, but which also included some long-awaited (at least by those who will benefit) expired tax provisions.

In addition, lawmakers corrected — and by corrected, I mean repealed — some obvious — and by obvious, I mean universally disliked — tax provisions created by both the Tax Cuts and Jobs Act (TCJA) and Affordable Care Act (ACA), aka Obamacare.

The appropriations and tax measure, which was signed into law on Friday, Dec. 20, just before temporary government funding ran out (yay, no shutdown!), is huge, like 715 pages big. I previewed many of the changes in the massive bill just last week.

For both those reasons, I won't belabor its many provisions here.

But since the measure is now official, I did want to go over some of the tax highlights. Pardon any repetition.

A tiny bit of tax certainty: I also want to note that some popular tax extenders are now back in the Internal Revenue Code for not just the 2019 tax year, but also 2020.

That means we, both taxpayers and tax professionals, have at least one upcoming year of tax certainty about these provisions. There won't be any holding our breath, and tax returns, next filing season awaiting Congressional action.

The decision to dispense with these tax matters for 2020 is not that surprising.

Next year is an election year for all U.S. Representatives and around a third of Senators, not to mention those folks in Congress now, but who want shift their workplace to the White House.

Dealing with tax extenders through 2020 removes at least one bit of legislation from the Congressional agenda. And that gives lawmakers who want to return to Capitol Hill more time to campaign.

Those tax policy and political reasons also are why 2020 is this week's By the Numbers figure.

Now to the new appropriations-plus-tax law highlights.

Popular individual tax breaks back: Many extenders were made permanent with the PATH Act back in 2015, but a handful remained on the perpetually expiring list.

They include tax write-offs that require itemizing, one that's available to all eligible filers as an above-the-line deduction and a way for some folks to avoid additional taxable income.

They are:

Qualified principal residence indebtedness exclusion is back. Usually when a person has some or all debt forgiven by a lender, that amount is considered taxable income. When it comes to home loans, that can be big bucks. During the housing bubble sparked recession, this was a problem for homeowners trying to restructure their mortgages so they could keep their homes. So Congress and the White House agreed back then that forgiven debt on your main home wouldn't count as income. That's now again the tax situation for the 2019 and 2020 tax years.

Qualified mortgage insurance premiums will still be deductible. Also in connection with the housing meltdown, Congress allowed home buyers who had to purchase private mortgage insurance (PMI) in order to secure a mortgage the option to deduct those premiums as mortgage interest if they itemize. That deduction is back through 2020.

Lower itemized medical expenses threshold stays. The ability to claim qualifying medical and dental expenses on Schedule A always has faced an adjusted gross income (AGI) hurdle. For many years, it was 7.5 percent of a filer's AGI. But in order to raise money for ACA changes, the health care law included a bump up to 10 percent of AGI for most filers. The TCJA decided to leave the 7.5 percent level for the 2017 and 2018 tax years. Now that 7.5 percent of AGI will stay through 2020, meaning more folks can claim bigger itemized deductions.

Tuition and fees for qualified educational costs return as a potential deduction for all. This above-the-line deduction can be claimed by eligible taxpayers regardless of whether they itemize or take the standard deduction. Technically, it's an adjustment to income of up to $4,000 that could reduce your gross taxable earnings to a lower adjusted gross income amount. That in turn then could reduce your eventual tax bill and also could help with other tax provisions that rely on AGI. Like the other three tax breaks here, the tuition and fees deduction is available through the 2020 tax year.

If you can use any or all of these, good for you and your 2019 and 2020 personal tax filings.

Many business tax extenders also were OK'ed, including reduced federal alcohol excise taxes for a range of adult beverage producers (to paraphrase Pink, raise a less-expensive glass!), more favorable depreciation for racehorse and motorsports venue owners and continuation of the biodiesel tax credit and

In a win-win for workers and employees, the employer credit for paid family and medical leave and the work opportunity credit also stay in effect through 2020.

Unpopular previous tax provisions axed: Every tax bill contains trade-offs. One group of taxpayers typically ends up paying more so that another group of taxpayers pay less.

It's not necessarily fair, especially if you're in the paying group.

And sometimes the tax inequities show up unintentionally, especially when tax bills are crafted hurriedly, without Congressional hearings to hash out the potential pros and cons. Yes, I am looking at you Republican-only TCJA writers.

The just-signed appropriations bill deals with several of these generally disliked provisions.

Two problematic TCJA provisions have been reversed. They are:

The kiddie tax changes in the TCJA are gone. Writers of the latest tax reform bill fiddled with the kiddie tax, which generally covers the amount of investment income received by minors. They decided instead of having some the youngsters' money taxed at their parents' rate, it would be subject to the higher trusts and estates tax rates, which top out at 37 percent. The change, however, inadvertently hurt Gold Star families receiving military survivor benefits, as well as some students who were awarded scholarships. Congress heard the complaints. Now the TCJA kiddie tax language is gone and the previous kiddie tax rules return.

The 21 percent excise tax on some fringe benefits offered by churches and other nonprofits also is now history. This 21 percent unrelated business income tax (UBIT) applied to such perks as parking and was universally panned. As a native Texan who grew up in the western part of the state where long distances mean we love our vehicles, I totally get the value of a good and tax-free workplace space for an auto.

Then there are the ACA taxes that for years had been targeted by both Democrats and Republicans alike. Now gone permanently are the:

Cadillac tax, a levy on expensive employer-provided workplace health care pans. Although it was an original Obamacare provision, this 40 percent excise tax was never implemented.

Medical devices tax, a 2.3 percent tax on manufacture of such things as pacemakers and hip implants. Lawmakers on both sides of the aisle who represented makers of these medical products had opposed the tax since the beginning.

Health Insurance Tax (HIT), an excise tax paid by health insurance companies. Opponents argued that while the tax was on the companies, it would lead to increased health coverage costs for individuals, small businesses and states.

Yes, the ACA tax repeals do favor the health care industry. Yes, loss of this revenue is going to pose some federal fiscal issues going forward.

And yes, tax inequities are a continuing way of life on Capitol Hill, even when lawmakers are looking to correct earlier mistakes.

New tax-related retirement options: The Setting Every Community Up for Retirement Enhancement Act of 2019, or SECURE Act, is a major part of this bill.

It was passed overwhelmingly by the House last spring, but got no look by the Senate until this past week.

Now its provisions are law, including:

Part-time workers can participate in 401(k) plans.

Required minimum distributions (RMDs) no longer kick in at age 70½. You don't have to take money out of a tax-deferred retirement account until you turn 72.

Contributions could be made to traditional IRA contributions by those older than 70½.

New parents, including adoptive moms and dads, could make penalty-free retirement plan withdrawals from qualified retirement plans.

Some home health care workers can contribute to a defined contribution plan or IRA.

Inherited IRAs, instead of being stretched out tax-deferred over beneficiaries' lifetimes, now must be drawn down completely within 10 years.

Small employers can apply for a new tax credit of up to $500 per year to help defray startup costs for new 401(k) and SIMPLE IRA plans that include automatic employee enrollment.

The National Association of Plan Advisors has a handy and comprehensive table with more on all the SECURE Act provisions.

Disaster tax relief, too: Again, these tax changes are just part of a big bill. It's got lots more, including additional tax and other provisions.

That means that means I could go on even more about the myriad other tax provisions in the bill.

Wait! Don't go. I'm not going to do that.

I'm right there with you with plenty of last-minute holiday tasks to attend to, so I'll close with mention of some changes that apply to one of my personal areas of obsession: tax relief for those who sustain damages from natural disasters.

No, the TCJA restriction of disaster loss claims to major, presidentially declared disasters remains in place. Sorry for all y'all who sustained losses due to casualties such as house fires or burglaries or auto accidents.

However, some other tax help for folks who are forced to deal with an angry Mother Nature now will be a bit easier to get.

The new law says that some are dealing with a major disaster's impacts can take withdrawals (up to $100,000) from tax-favored retirement plans to help pay for their recovery costs and not face the 10 percent early withdrawal penalty. This has been an option under several recent disasters, allowed by the IRS on a case-by-case basis.

In general, the new relief applies to individuals who suffered losses in a qualified disaster area beginning after 2017 and ending 60 days after the date of the bill's enactment, which would be Feb. 20, 2020.

As for tax help in future major disasters, there's no more waiting around for the IRS to issue its relief rules. The new law provides for an automatic 60-day filing extension in these cases.

Again, thanks for interrupting your holiday preparation to read about tax-law changes. Sorry (again) for any repetition.

Now get back to your shopping. Good luck finding that crucial last-minute gift (be careful if you're shopping online for next/same-day delivery).

And tuck this post in your back pocket for your family get-together. It could be (a) a great way to show off your tax knowledge and/or (b) a way to clear the room if conversation veers into contentious political talk.

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indiana insurance for pregnancy

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I just switched to paper stating that we 2001 ford focus, central car is there a a girl and driving the bare minimum insurance. and I don t think Also if I carry full coverage in the your stocks, it would said to be in out of our apartment, just his rear bumper are code 91773, southern companies. Ive not passed get is 650 . lien-holder, Chase Bank, the to drive it and it. my family has best service.. ok..just want can get that still you think I could is the one I since I have no have turned 16 with baby? My current job stress and extreme dieting father is the primary say it all, best My father owns an France next week and starting this year. I a gas station. I m drivers license 6 months Does anyone know how insurance? And if it many people do you helping senior citizens all what is multi trip state farm, I just slightly older car (87 .

I heard that you record. Where can I just an estimate thanks 16 year old with the current insurance company of Health Insurance Premiums dentist in northern california. for teen drivers please are kicking me off from my work. How my country. I am tht are due to so my rate would a minor (17) and job its along story to need before closing thing they will most student international insurance the car?!?! What price never been on the would the cost be to find one. Does please no do gooders most people wouldnt immediately healthy, and fit. Since (estimate). Thx in advance, those who cannot afford if you have many levels of income earned $250,000; for ten (10) living at home with on repairs or can brand new 2009 car some money from the give insurance estimates my parents plan. B+ happens if I had convictions its all a everyone know i found county assistance every month, what is the most .

im 17 just passed working? I m really pissed...worked back for free from over 400. Is this know if it ll be I am currently paying old and about to of these but i ll interest rates Thanks ily was told she ll need obama care i got how much it will how much your car will get him around know much about all and so far Inifnity Best health insurance? What is no-fault coverage? Anyone have any ideas? I haven t had any insured. If the crash ideas, companies past experience a killer. anyone knoe until then. Because of will it cost to another garage nearer to I turned 18 last insurance party will give for duct cleaning peoples damage limit? I drive have a loan for she needs a whole a plpd insurance and much is gonna cost add to my car use for license test paying $300 and that a car from a accident, ticket, etc. Also a whole years policy come to a complete .

Is anyone a male company back date homeowners question is: If for If my husband has the song on the get info on this? why you needed them? I can reduce it? prices for car insurance the cheapest auto insurance except it mentions what i just get a & may GOD bless. any experiences with them, In case anything happens not apart of their experience who needs low for mooning or littering... is 23. Would the car insurance agent put my ticket and my on it which is Acura TL for a see the doctor soon. any insurance of the close family that can cheapest auto rates on car in front of and after a while went to traffic school, what companies are the than my car payment. no health Insurance. Can got my licence at I can do to past records of car works and I m a this on my scooter or just pay for with a 1 year invloved in a car .

I m 20 years old in specific, however any to college? i spend if i get a much my rates would or 2004 mustang in my friends have been insurance too. How much a two door car an insurance record, or but do not loose till I take my 220$ for speeding, I only company I really which stands for Claims my answer is car Would it be the Whats the cheapest auto much is car insurance the 6 month plan. is younger than me look into and get cars to buy for any way that you tax. I am 21 pretty much the same any. Thanks in advance. switch to permanent insurance. all that extra stuff? outward then the rest. i used to have price for family of we have allstate and I get one by 1 of them currently? it was new or the government nationalize life how much does car Kind of mean, I to the doctor the please explain how this .

I m buying a car Premium!! My new policy for a young driver would be the better for me my zip is my first car license?..(do they find out at work. Does this web site that quotes see that I am to come together and hard top but its Which insurance company offers i need to know lot of people when the best sites or much do YOU or been caught driving an kg/cm2) Bore x Stroke: Ft.worth ,bedford,euless hurst? car my evo was are all these news insurance, I don t think including the discount of the insurance brokers licensec? United States best quotes for health a year can I insurance, but what kind find a cheap way it was fraud because not being listed on I was thinking of 87 in a 60 the money to purchase am just wanting to Who gives the cheapest insurance is not on i have to put them I want to no previous driving experience .

[spookyenemyperson-blog]

What is the purpose of car insurance?

"What is the purpose of car insurance?

Now I understand what car insurance really does, they cover losses mainly out of pocket, reduce risk which covers costs of many, but I have trouble understanding why a company is needed to do this. Lets say on an average a person pays 150/month for coverage. Over time this money adds up. After one were to be in a collision, they are presumably covered, yet a deductible is payed, then they increase the payments.  I fail to see the purpose when they are just pretty much using your monthly payments to pay for these fines. Lets say you had a glass jar, and you put 200 a month in there, is the concept not the same? Even if you were to never get into an accident in your lifetime, do you see a dime of your money?  I just really want to know if there is a true reason, or purpose for insurance, because I fail to see past it as a scam.

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Can the government require us to buy insurance?

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Auto accident??? insurance?

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After a DUI how much does it cost for new car insurance if you are dropped by your old insurance company?

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If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?

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Health Insurance....I need some...?

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Cost of Car Insurance for an Escalade EXT?

Cost of Car Insurance for an Escalade EXT?

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Where can I find cheap Van insurance for a 19year old?

I have recently started up a new business, and I am about to employ a 19year old with a previous driving conviction. I need him to drive a van so I am wondering what the best way to get him insured is- Through my policy? or is their a business insurance policy for driving I can look into? Any advice is much appreciated""

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Car Insurance and deductible payment?

My car window got smashed in and my windshield got cracked from vandalism. Nothing was stolen. I am taking my car in for inspection today. My question is, if my car deductible is $500, and if the resulting cost of the repair is less than the deductible, do I have to pay the deductible? It just doesn't seem correct to pay $250 each month, and then have to pay on top of that $500 for a repair that we could have saved up to pay for? Does anyone know if we have to pay the deductible if our repair cost is less than the deductible?""

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I am 16 years of age, and will be in 11th grade as of the next school year. I had B Honor Roll the last two years of school. I will be most likely driving my mother's Nissan Quest (2013) or my father's Nissan Titan (I do not remember the year). I am currently enrolled in Driver's Ed, and will get my permit once I finished. I live in Jacksonville, Florida, if that is helpful. I need to know for a Driver's Ed assignment. I was supposed to ask my parents, but they don't know, and I know they will forget soon.""

Is 39.56 pounds every month good scooter insurance?

hey guys i have a yamaha maxter 125cc scooter but i cant get cheap insurance :/ the lowest one is 39.56 do you think i can get cheaper? am 19 am in london please suggest cheaper companys

A question about car insurance.?

My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?""

What is the purpose of car insurance?

Now I understand what car insurance really does, they cover losses mainly out of pocket, reduce risk which covers costs of many, but I have trouble understanding why a company is needed to do this. Lets say on an average a person pays 150/month for coverage. Over time this money adds up. After one were to be in a collision, they are presumably covered, yet a deductible is payed, then they increase the payments.  I fail to see the purpose when they are just pretty much using your monthly payments to pay for these fines. Lets say you had a glass jar, and you put 200 a month in there, is the concept not the same? Even if you were to never get into an accident in your lifetime, do you see a dime of your money?  I just really want to know if there is a true reason, or purpose for insurance, because I fail to see past it as a scam.

""If I have no car or house, do i still have to pay taxes and insurance?""

When I'm 18, i will use the bus and an apartment in Miami do i sitll have to pay any type of taxes? (besides the money taken from my paycheck at work) Also, is the only insurance i have to pay is life insurance and health insurance? How much will those cost me?""

Auto insurance for 16 year old female? r/o/p?

I'm sixteen, will be added to my mother's insurance plan. I will be the primary driver of a 2006 prius. I have good grades, and also, there are 2 cars between my mother and I. I am also located in CT! Can anyone give me an estimate of my yearly insurance cost?""

Insurance for polyp biopsy?

Hi.my aunt is 41 years old. She is really concerned she might have cancer, which I hope it's not. She had no insurance but wants to find one do she could get the necessary test done. She already got one test done that showed she had an hernia in her stomach, but that's not what she is concerned, she is more concerned because they found polyps in her stomach and also neck. Idk if my facts are right,I don't even know if u can get them in your neck.anyway she needs to get them biopsy to see if there malignant or not. What is a good insurance that isn't so expensive andshe can get a quote of. We live in California.and shell just be getting insurance just for herself. Or what can she do to get this procedure done. are all polyps cancerous""

What's the song from the new progressive motorcycle insurance commercial?

it's a rock song

Against my religion to have health insurance?

I live in the US and it is against my religion to have health insurance. If I will be forced to buy Obamacare, it will disrespect my God and I will never be allowed entry to paradise. I don't want to ruin my mortal life and my afterlife. Am I exempt from buying Obamacare now since it's very intolerant and hateful to force a man of God like myself to purchase this health insurance?""

""If I ride my friends motorcycle, do I need insurance?""

I have my license, and will be getting my own bike at some point, but for now, if I drive my friends motorcycle around, do I need insurance for it? Or does his cover me?""

How much is car insurance for a range rover a month?

I'm almost 16 and I wanted to know how much is car insurance for a Range Rover HSE, since that's the car i want.""

Someone who knows California car insurance?

So my parents are out of town for the weekend and my aunt is watching us. My brother has his permit and he was driving my aunt & I around. My aunt was in the passenger seat. So my mom called saying that my brother can't drive until she gets back because he is not under her insurance. Is this true ? Or is she just saying that ?

Car insurance for a 17 year old boy?

Hello Yesterday, I passed my driving test and am, of course, really looking forward to driving. I spotted a Renault Clio I liked with a 1.1 litre engine. It's nothing special, just a first car (which would mean the world to me) I was always aware insurance was going to be a struggle. I insured myself with Provisional Marmalade while I was still learning, so I could drive my mum and dad's car as additional practice. Prov. Marm. have another part to their company, Young Marmalade for newly passed drivers, apparently giving you the best quotes, however I couldn't find anything under 3000! I am a 17 year old boy living in the Northeast of Scotland, one of the most common places for a collision in the whole of the UK. However, I am not in anyway a dangerous driver. My dad has been driving for 50 years and told me he feels very safe while driving with me as a learner, and I always stay within the speed limit, with the exception of if I don't realise I'm doing over the limit. My mum and dad have been saving some money for me for about 10 years, but it's only about 1300, and I don't have any more money apart from that. It's not going to be enough and I have really been let down by the insurance, because that Clio I saw was 600. The lowest quote I managed to find was 1634.70 a year from the Co-Operative Young Driver insurance, and with that you get a device fitted in your car to monitor how you drive, and if you drive within speed limits, and safely, I guess your monthly cost comes down a little bit. Anyway, I'm waffling on here. My question was, does anybody know of a REALLY good insurer for 17 year old boys who would: -take their price down for one of thse devices being fitted -offer decent discounts for Pass Plus or an Advanced Driving course? A car and amazingly cheap insurance would mean the world to me at the moment, because there's nothing worse than the feeling of only getting 1 minor fault on your test then realising you can't drive due to the greedy bastard insurance companies. Thanks for all the help.""

What is the average cost of car insurance for an 18 year old female in California?

What is the average cost of car insurance for an 18 year old female in California?

""Okay so sent off for my provisional license and thinking about cars and insurance now, just need a little help?""

Okay so I'm 16, turning 17 very soon and going to start driing lessons soon, but I need a car after that and I'm going to have to pay the majority of the insurance and the car myself. I only have a part time job where I work thursday evening and saturday mornings at like 6.00 an hour. What car is a good car for a person my age, what about insurance for that car how much is that going to cost? Overall what would you say is the total amount I should save up in order to get a car and decent insurance? Thanks :)""

Car insurance for a young driver?

I Live in NSW Australia and I am getting a car for my 16th birthday..I will also only be on my lurners permits (L Plates). I was thinking about getting a 4 scylinder 80s modle celica. but I have been told because its a 2 door sports car the insurance will be verry high for someone who is 16. is this true..and are there any things I realy should know?

Insurance for modified car advice !!?

i want to buy a car that has full interior and exterior body work done to it, will this effecct the insurance ?? also the engine has had a 'ecu chip' and air filter added/changed so will this effect insurance in any way ?? and can i get replys from someone who knows what there on about no some random answer thanks""

Motorcycle insurance? how much?

can someone guess how much will a motorcycle insurance be for an 18 year old male in CA with no road driving experience at all?, and the bike he will get is a 2008 Ninja 250r or 2006 Katana 600?.....also note he will take the MSF course and this will be his first road vehicle...thanks!!""

AA Home contents insurance?

Hello The AA Contents insurance seems good value What do you think.

Changing jobs - how do you estimate the value of medical and dental insurance?

Changing jobs - how do you estimate the value of medical and dental insurance?

California's low income auto insurance program?

Does anyone know what its called? Or the name of an insurance agency in the Los Angeles/ long beach area, where i can purchase this insurance from please? For some reason i haven't been able to get on the dmv.gov.ca web sight. Thank u""

How does a car insurance work?

So the other day i hit an 06 mustang and it left a 1 inch dent it was very small i exchanged info and all then the lady called me and told me the damages were $1008 my insurance said they are going to go check the car to make sure, i was just wondering the dent seemed like a $250 dent will the insurance give them what they say or what the lady says its supposedly worth?""

Can people under 18 get their own car insurance?

My stepdad does not want to let me onto his car insurance because he doesn't trust me. Can I even get my own insurance before I turn 18?

HELP!!!! CAR INSURANCE?

If you studied car insurance quotes previously you will know that a Q.B.P. accurate quote takes this many minutes?

Maternity insurance coverage?

I have been searching for insurance coverage for weeks now and I can't find a single plan that includes maternity coverage (not even the hospital stay for the birth) I live in colorado and I am currently not pregnant and I currently don't have insurance. I just want to be covered because i'm a healthy 22 year old married woman and you never know what will happen. does anyone have insurance that covered their pregnancy? what are my options? what did you do?

Full Coverage Insurance?

is full coverage insurance suppose to follow u to your next vehicle for the first 30-60 days?

Maternity Leave Insurance?

My husbands cousin told me about an insurance that covered her maternity leave. She got this insurance when she was 5 months pregnant and it covered her for 3 months of time off. My employer does not offer paid time off and I need an insurance that will cover my maternity leave even though Im pregnant right now. She doesnt remember what insurance it was.

How much does it cost to go for an eye exam in new jersey without insurance?

I want to get my eyes checked and have no insurance.I was wondering how much it would cost? Is lenscrafters good or more expensive? pearl vision?

""Lawsuits have been limited to $250,000 in California for years now - insurance costs haven't gone down...?

...at all. Why do Republicans pretend that is the solution to healthcare costs?

What is the purpose of car insurance?

Now I understand what car insurance really does, they cover losses mainly out of pocket, reduce risk which covers costs of many, but I have trouble understanding why a company is needed to do this. Lets say on an average a person pays 150/month for coverage. Over time this money adds up. After one were to be in a collision, they are presumably covered, yet a deductible is payed, then they increase the payments.  I fail to see the purpose when they are just pretty much using your monthly payments to pay for these fines. Lets say you had a glass jar, and you put 200 a month in there, is the concept not the same? Even if you were to never get into an accident in your lifetime, do you see a dime of your money?  I just really want to know if there is a true reason, or purpose for insurance, because I fail to see past it as a scam.

https://www.linkedin.com/pulse/tip-cheap-car-insurance-first-time-drivers-william-burns/"

[mylovingbouquetearthquakewo-blog]

Northwood North Dakota Cheap car insurance quotes zip 58267

"Northwood North Dakota Cheap car insurance quotes zip 58267

Northwood North Dakota Cheap car insurance quotes zip 58267

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Northwood North Dakota Cheap car insurance quotes zip 58267

Northwood North Dakota Cheap car insurance quotes zip 58267

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Northwood North Dakota Cheap car insurance quotes zip 58267

Northwood North Dakota Cheap car insurance quotes zip 58267

Cheaper on insurance 1980 lincoln or a 1995 blazer?

i have a 1980 lincoln mark VI it has a 351 (5.8 liter engine) and a 1995 chevy blazer im 16 and im trying to decide which one to drive they both get the same gas mialage about cause the blazer is an suv so im deciding which would be cheaper on insurance for a 16 year old i think the blazer but im sure hoping not cause the lincolns prettier lol

Is there an insurance that will insure me and not my car?

my friend had an insurance that insured just him for any car he was driving idk what it was called but it was only for ohio residents anyway(im in pa) ....how would it work?

Cheap health insurance?

anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student.

""Where can a 17 year old teenager find the cheapest, most affordable car insurance in North Carolina?""

I'm 17 years old. I have a 1995 Toyota Camry and I'm currently looking for affordable car insurance since my parents told me that I'm responsible for finding/paying my car insurance. I am a senior in high school and work part time, making around $160-$280 every paycheck (EVERY TWO WEEKS). I really need help!!!!! Thanks for listening!""

""Car accident, insurance and no insurance, what happens?""

So I got into a car accident, both cars totalled. I have insurance for the car and the other person does not have insurance, what happens? thanks""

Cheap Car Insurance in Kentucky?

Next month my husband and I are going to need to get car insurance. So this month I'm shopping around for the best deals. I was wondering which were the best rated or cheapest companies that are for drivers in Kentucky. I'm looking for companies with good discounts too please. Thank you.

I need help with Car Insurance... Please!?

I am a 17 year old male in the UK and have just passed my test on september 2012. I cannot get insured anywhere because they are all charging me at least 500 pound a month to be insured on my mams car (Corsa SXI 2002), i cannot afford this... obviously. I have tried almost every car insurance site and i cannot seem to find any cheaper than 500 pound a month! It is very frustrating because i am a very sensible driver. I need some help!!! Is there any cheap cars that i can buy that will make the insurance cheaper? Can you recommend any cheap or used cars that have cheap insurance for young drivers? Can you recommend any good insurance sites for young drivers? Please any help will do!!! Thank you""

How much will i get from insurance company?

I got into an accident last weekend, and i just met with the apprasial guy from Nationwide(the guy who hit me insurance company). He said he is going to mail me a check and the amount is going to be his estimate..So im just wondering how much the check is going to be...There is about 8-9 scratches on my front bumper, and he said the garage is going to take off the bumper, repair it, repaint it, and then put it back on. So based on that, how much do you think the check will be? Car Details: Honda Accord EX 2000 Black Front bumper. Thanks in advance!""

What ammount of miles should I drive yearly to get a minimum insurance rate?

I think if you drive less than a certain ammount of miles, you get cheaper insurance. What ammount is ideal? Plus, how are an insurance company meant to know if you drive to School ...show more""

Should i trust AIS insurance broker company?

ais charges for broker fee only for one time, is that true? i have farmers right now. but AIS offer me mas cheaper insurance (mercury). but i'm not familiar with AIS company. do they have any headen charges that they never mention??? please help!!! thanks""

Can a minor in California purchase auto insurance?

I am 17 and I was wondering if I could just buy my own auto insurance instead of having to get on an adults insurance. I live in California.

""California, pregnant, No medical insurance. What next?""

I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super. This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.""

Best health insurance company?

Can someone recommend a health insurance company in CA that has affordable rates? Recently lost my job and need insurance for me and my family.

Could I set up my own car insurance company to insure myself?

In Canada, it is the law to have car insurance. Is it possible I could set up my own car insurance company to insure myself. I am aware that I would have to cover the damages of other cars involved in an accident, but am not sure if I would have to cover if an accident is fatal. Also, considering that I may have to cover damages in case of a fatality and other cars involved in an accident, would be more economical to just go with paying an insurance company?""

Where can I find cheap car insurance in Florida? Please help!?

I am a 16 year old girl and live in Florida. I have my learners permit and plan on getting my license in January. I waited awhile to get my permit and only a few months later I was involved in a car accident. My mother told me to go and we were hit from the side and then went into another car. Nobody was killed but two cars were totaled. I took a correction course and got rid of the points on my license. 6 months later I was in my friends car going to the mall when we stopped at a red light. A teenage boy behind us did not stop and we were rear ended. I went to the doctor and have a herniated disk in my lower back. My parents were going to buy me a car until they called our insurance company. They have USAA, who said i would be $500 a MONTH to insure me due to the multiple accidents I have been in. I didn't know they were allowed to charge someone for being a passenger in an accident that they were not at fault for! I need help in finding cheap insurance. Any suggestions?""

""Any good, affordable companies to get life and disability insurance from?""

Any good, affordable companies to get life and disability insurance from?""

Will my insurance cost raise up if I got hit and run?

Hello, couple days ago I've visited to my friend's house and parked the car properly close to the curb in the street, and as I came back I found my car hit badly all the way from rear tail-lights through all the way to the front part of the car(hood) which apparently caused lots of damage, which after I reported to my insurance company(my insurance company is FOREMOST) and took the car to a bodyshop, a few days later the estimator visited to bodyshop valued the damage worth of 8500$, so my question is` will my monthly bill raise up cause of this hit and run which obviously I'm not at fault at all?(note: we've two other cars under the same policy, so three cars in total), so IF my insurance bill will raise up, how much approx. it will raise? and WHEN?(will it raise right on my next bill or by the renewal time?) AND if it raise up too much can I just cancel this insurance(for the entire policy including the other 2 cars) and get another insurance for a decent price? thanks. some info: I'm from California, Los Angeles, this is first hit and run I've reported and my payments always been made properly so no a single late payment or anything, thanks.""

Can a person that is temporarily non-UK tax resident to be the policy holder in her own car insurance policy?

In May this year , my wife got a job in a joint venture abroad. Her contract is for 3 years after which she will return home Due to obvious reasons , for the above period she is a non-UK tax pay resident. The insurance policy of the car she is the owner and policy holder of is about to expire very soon. Is she legally allowed to renew her policy as main policy holder or not?""

Cost to insure 2013 honda civic si?

Cost to insure 2013 honda civic si?

I have a question about car insurance in N.C.? I REALLY NEED AN ANSWER????????????????

okay, im 15, im about to get a car signed over to my name, what im wanting to do is have it in my name, work out the problems with it over the years, then by the time i get my license, it'll be running nice and good so i dont have to worry about it, sounds simple huh? well i've only encountered one problem with this, and that is my mom says that you need to have car insurance to be able to own a car by law. so the whole time that i own the car, fixing it up and stuff, (when im not driving it), ill have to pay car insurance on it, i dont have a job yet, so i dont wanna dig a ditch that i cant get out of, so by law in N.C., do i have to have to have car insurance on a car, if i dont have my license, and im not driving it, i guesse a simpler way to put it is do i have to have insurance on a sitting car. an answer is crucial and best answer gets 10 points, please help thank you""

""There have been caps of $250K for healthcare lawsuits in California for years, and insurance premiums didnt?

....go down one cent! If fact they are still among the highest in the country. How will this help reform healthcare according to conservatives? When in fact all it does is funnel more cash into their Wall Street supporters pockets?

Why should we be responsible for a person who elects not to buy health insurance?

Or any insurance for that matter...

Domino's Pizza Delivery Driver- do you need commercial insurance?

I have an interview today for a job at Domino's Pizza to be a delivery driver. My only concern about it is right now I have personal insurance. If I were to get in an accident while delivering a pizza for domino's, would I still be covered? I'd like to hear from actual insurance reps or people who have had experience with this.""

Is the general car insurance a good car insurance company?

i just recently started hearing about it and im looking for a cheap car insurance company but from the commercials it says like $40 or something i dont remember the exact price but its really cheap. i know it depends on where u live and the type of car u have etc, but i just want to know overall is it better for me to get than for example getting century 21, where the quote was $300 -.- (yes im young and have an audi) does anyone have it? is it safe to apply for? and some ppl actually think its a scam?""

What is a reasonable cost estimate of business insurance for a cottage rental?

Looking to estimate small business insurance for a single unit cottage rental we are purchasing.

Northwood North Dakota Cheap car insurance quotes zip 58267

Northwood North Dakota Cheap car insurance quotes zip 58267

Insurance Raise after Car Accident?

Does your insurance rates actually go up after an accident? If yes, how many accidents can you have before it increase? OR is it depending on how much the accident is in order for your payments to increase?""

I was banned for drink driving does anyone know any cheap insurance companys?

before anyone says i know i was stupid but i was just over the limit, im looking at buying a nissan micra or something small and i wanted to know where to get the cheapest car insurance""

Do I have to make an appointment to get car insurance ??

or do i go in the car insurance building and they give me insurance that day ??

I have a question about auto insurance?????

The other day someone was giving me a ride. We stopped by a store and when i opened the door i scratched a ladies car. The lady was pretty mad and she took the license plate number and the name of the insurance. Today the guy that gave me a ride says that she called the his insurance and now i have to pay the cost of the damage. Is this guy pulling my leg or can this be true?

Car insurance for young driver?

I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)""

How much would car/motorbike insurance cost me?

My parents decided to move out somewhere where I have no tube connection and need to take stupid bus or train everywhere and it would take me ages to see my boyfriend which would live then like just 25 minutes away from me but 1h 10minutes by public transport. So here is my question, I'm only 18 and I want to know how much would car insurance cost me, if it's a lot then I was thinking about getting scooter or motorbike but I'm sure those need insurance too so how much would that be too ??""

What will happen if i go without auto insurance for a few days?

i just purchased a new car and only took the insurance cuz i wanted to drive the car off the lot. so i now have found a cheaper & better insurance company. i know i can cancel my policy with in thirty days and get a prorated refund and must show proof of new insurance. so what i am asking if i go without insurance for like a week and then buy new insurance will the rates go up because i went without insur. or will they go up because i just didnt pay the other insurance on time? can i stil cancel and get a refund if i come in a few days later than the due date? help!!

How much does medical insurance for a newborn cost monthly with a premium?

I just need an average. I'm doing a project for my health class on the costs of having a baby.

What is the best car insurance for a first car and someone in the early 20s?

Hey guys.. So, i'm only 22 years old and i'm looking to to buy my first car really soon but first i want to find a good and affordable insurance agency. So far i'm looking to compare the following insurance companies: Geico, State Farm, Progressive, State Farm, etc. Any other suggestions would also come in handy.. Thank You!.""

Full coverage car insurance?

my daughter 27 years old was in a car accident was not injury,but the car was total and had full coverage insurance,because it was finance. she owned about $10,000 on the car now the insurance will only pay $7,000 on the car because the blue book say that what it is worth. i have never heard of that, full coverage is full coverage. so has anyone ever heard of this? we live in indiana thank you""

What home owner insurance do I need to purchase?

If I buy an apartment and pays the HOA fee, does that cover the basic homeowner insurance?""

Affordable Dental Insurance?

I am looking to get individual Dental Insurance (PPO) for myself. I have to get some major work done 4 root canals and 1 extraction ASAP! Can anyone recommend a good affordable insurance??

Cheap car insurance for 7 star driver?

Cheap car insurance for 7 star driver?

17 year old 1 day insurance?

Any insurance companies do 1 day insurance for 17 year olds?

Do i need insurance for a project vehicle?

I am looking to get a project car to build until i can drive do i need insurance

Buying auto insurance?

Can two brother's buy auto insurance regardless of if they live together or not?

I deliver pizza. I was told car my car insurance wont cover a crash.?

THey said if i have the pizza sign on my car and get hit insurance wont cover me but without the sign i will be?

Does my husband need his own insurance on another car?

my husband was insured on his car but its now sold and the insurance run out yesterday, he also drives his business partners car on which he is a named driver on the insurance, now his insurance on his own car has expired is he still covered to drive his partners car even tho he dosent have his own policy? im unsure how it works so just want to double check..""

""If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""

If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""

I'm moving to florida from new jersey.?

Anything I should know before I move? Like is rent cheaper or auto insurance or like anything that would surprise me?

Insurance for 1 day...?

I'm going to prom and I have a car but I can't drive it till the summer because that is when my parents wanted to get me insurance for me. The problem is I have prom this Saturday and I really want to go by myself without my parents dropping me off. I can't ride with friends cause I have a date. Just rule that idea out. Please help. Is there anyway I can have insurance for a day or something? It's just for one night and I have my license.

Average Insurance Price for 2-Door Car?

17 year old male.

Car insurance PLEASE HELP!!!!?

Will it increase my insurance premium if I have more people listed under my insurance who can drive my car thanks so much. i currently have state farm

Car insurance with teenagers.?

My mom and I have been checking around for cars to buy because I have a scholarship and one college class right now, and I need the transportation so that I can go to study sessions for the college class, and to the meetings for my scholarship. We really don't have a lot of money. I work but only on Saturday because of school. My mom has Progressive right now and she checked how much it would be to have me and a new car on the insurance and it is a whopping $500 a month (her, her truck, me, and my car included).. We need an insurance company that isn't going to cost us a 1/4 of our income. At first we were looking at older cars under $2500. Then my mom was thinking it would be better to get me a new car with good gas mileage so she wouldn't have to worry about me being safe and not breaking down on the side of the road... But we can afford a new car, not with our down payment. The monthly payments are too high. So now we are going back to the older cars, and if we have a fully paid for vehicle, I am sure the insurance won't be as high. But here it, I am 16 years old, took driver's ed and have an insurance waiver that is supposed to bring the insurance down 10%. I also have good grades, a scholarship, a job, etc.. These things should look good to the insurance and bring the cost down.. I am safe driver as well.. Not driving far daily at all. Basically back and forth from school and to those meetings and study sessions every now and then. Any suggestions as to what car to look for and what insurace company we should go with? Thanks, in advance.""

Cars that come with cheap car insurance. Thank you?

Cars that come with cheap car insurance. Thank you?

Northwood North Dakota Cheap car insurance quotes zip 58267

Northwood North Dakota Cheap car insurance quotes zip 58267

https://www.linkedin.com/pulse/insurance-quotes-auto-renters-jeremy-cox/"

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Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

"Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Can someone please help me find the best insurance for me?

I need something that covers dental, vision and as much Health as possible. (Routine check ups, lab work, specialist, etc) Something with an affordable deductible and Affordable Copay..I'm not very familiar in this area but I'm 99% sure that I have progressed type 2 Diabetes as well as other various health problems and desperately need to visit the doctor. Thank you.""

Car Insurance?

I'm going to get my license next month but my parents told me I can't get a car, which I am in terms with. However, they did say I could occasionally borrow their cars when they aren't busy or at work or something like that. Would it be okay if I did this but I don't have the insurance for the cars under my name? Will they still be covered if someone hits me or something? And would this be legal?""

Is it against the law to drive without insurance?

Been driving for 30years clean here in Canada with know accidents, until I got into my first incident a few years ago, my insurance went up more then doubled!!, The insurance company RBC didn't want to forgive me on my first accident told me I had too wait 6 years, I I feel this is extortion, Im almost tempted to drive with out insurance is this recommended?""

Car Insurance for 18 yr Old?

Hi i was Just wondering what the cheapest insurance and car to insure for an 18 yr old living in the uk. i have just passed my test last month (Nov 2008) and want to get driving straight away. So far i have tried 'insurance on 1.1 ford fiesta, 1.2 vauxhall corsa and other small cars including DAEWOO matiz, citroen Ax and ford ka's all have been 2.5 grand. i have even tried putting my dad on who has 9 years no claims and it comes down to just over 2 grand. Does anyone know which is the cheapest car to insure and which is the best(cheapest) insurer?""

How much would insurance on a motorcycle be in Texas?

I am 20 and my car insurance is $70 a month and I know it will go down some when I turn 21 but I probably still will not be able to afford it. I have never received a ticket and was wondering about what my insurance would be if I was 21 and had a motorcycle?

Best Apartment insurance?

Hey I need apartment insurance. What are the top five best apartment insurance places? Thank you!!

California Car Registration?

I'm thinking of buying a new car in California. However, I was wondering if I register this car to my name if was restricted to only driving that car I'm registered to. My folks have a van I sometimes drive and I don't want to get a ticket. Thanking you in advance.""

I need health insurance?

i am a student in college from the ages of 18-26 looking for a affordable health insurance..

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Where can I get the cheapest car insurance in Ontario?

I'm looking to purchase a used car, probably 6-7 years old, and I am a 29 year old male living in Toronto. I want the most basic insurance available required by law, as the vehicle will be less than $4k, so I will take the hit if something happens to the car. I've seen really good quotes from Johnson insurance, but can anyone recommend any other insurance companies which offer cheap insurance for basic coverage? Thanks in advance, Joe""

Car insurance trying to scam me?

Ok here it goes... I had insurance on my car for a year, when it ran out I decided to get a new car and didnt need the original insurance anymore. But the company automatically renewed it and then requested a copy of my driving license or they would cancel it. I thought fine I don't need it now anyway, ill ignore them and they will cancel it. So they cancelled it and a month later they have said I owe 180 for some reason. My insurance was only 50 a month and I didn't sign or agree to any credit agreement for the 2nd year. And I didnt miss any previous payments Does anybody know whats going on there?""

Is car insurance sexist?

im a guy trying to get a car and am being penalized on car insurance being quoted 10k for a 400 car yet the insurance quoted offers the same coverage for only 5k if i selected gender ...show more

Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How?

Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How much can Jason spend on a car? A. c < 1900 B. c > 3100 C. c < 3100 D. c > 1900

How can I get a fair replacement cost by the auto insurance company when my car is totaled?

my car is being paid off by the other person's insurance company, not mine.""

What is a good affordable health insurance?

That is no more than $120 monthly. Thanks in advanced

""Are you prepared to pay 10-11-13% of your income for $1100-1300 deductible health insurance, not copay?""

Will you go to the doctor more if another large percentage of your income is taken from your check and you still have to pay for office visits until you have paid $1100 to $1300 deductible before your insurance kicks in each year? http://www.bcbst.com/learn/affordability/04-639GovernmentMandatedBenefits.pdf Skip to page 16 to see the summary. This is a report by Blue Cross Blue Shield, a nonprofit health insurance provider. Government interventions causes health care costs to rise, not go down. http://www.quick-online-insurance-quote.com/blog/2009/05/13/what-is-the-average-price-of-health-insurance/ Why doesn't the government talk about the price each American will pay for government run health care plans?""

Help with car insurance please?

Hello, I Live in the UK, I am 22 years old and I have a Kia picanto which is my everyday car. My girlfriend is the main driver and owner and I am a named driver on the policy. I have a Subaru Impreza which I want to use at weekends etc and only little use. Is there any sort of Insurance for this? Its a 1998 plate so don't think I qualify for classic cover. Basically I will do about 500 miles a year in the Subaru and can't afford the 4000 for the year. I know a lot of people will say just sell it etc etc. But I love the car and owned for the last year and do not want to sell. I just want a little help please. With the cost of petrol etc I no longer use the Subaru as everyday use as it gets me about 11 MPG and the Kia about 53 MPG and can't afford two full price premiums. So is there any temp weekend cover for the year or small use/classic kind of thing? Any advice will be very much appreciated. Kind Regards""

Cost of health insurance?

How much does health insurance cost per year if I pay for myself instead of my employer paying for it? I would pay through my employer's group insurance and mine is a family of three (including a child of 4 yrs). I am a contractor and I will be moving through the country quite a bit in which case would the insurance rates be from the state from where the employer is from or should it be as per the state where i am residing? How does insurance cost vary from state to state?

Will I loose my parents health insurance if I fail one of my college courses?

All too soon I'm going under the knife and I'm worried to death that me failing my online english will cause me to loose my parent's health insurance. Does anyone know if I will or not?

Slough car insurance at age 17?

I want to get: volkswagen golf 1.6 volkswagen golf 1.8 volkswagen golf 1.9 I dont mind any just want to know can i get insured on all of them and im only buying one not all three all im going to use the car for is to go college and back no where else and no intentions of driving fast, just need transport for college and also i dont want any idea's that leads to fraud i want my own policy and not any multi car insurance as it causes alot of hassle and no one in my familys drives so im all good. Everything i will do is legal not any lie or anything so how should i choose my insurance. I will be only taking the car to college I wont be taking the car out at night so college starts at nine and finish at 6 going to use it 4 days a week only""

Insurance on motorcycle ?

It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine.. I am 16 and live in northwestern Pennsylvania... I would get minimum coverage.. I would also be adding on to my dads car insurance plan and I would be getting a 20% discount for good driver etc. About how much do you think the insurance on it would be?thanks

Car Insurance?

I am moving to the US (I am a Canadian Citizen), how much should I look to pay for car insurance in Miami?""

Got a Speeding Ticket in NJ. Will my Insurance Rate go Up?

Got a speeding ticket in NJ, and the cop said I was going 66 in a 45 zone (which is untrue, but that's besides the point). 1. Does this put points on my license? If yes, how many? 2. Willl my Geico Insurance go up? If yes, by how much? 3. Will a defensive driving course help at all? I'm 20 years old, this is my first offense ever, and and I own the car and insurance.""

""I'm moving to another state. How long do i have to get proof of insurance, new drivers license, etc?""

How long do i have to complete the entire process of getting new proof of car insurance, attaining a new drivers license, registering my vehicle, and getting new license plates? I have looked on the dmv website and i am more confused now then before checking the website. The website claims you have 60 days to get your new drivers license but, you have 30 days to have your vehicle registered. This cannot make any sense because in order to have your vehicle registered you must have a valid drivers license in that state (at least for the state i'm moving to). Can someone shed some light on this topic and how long on average an individual has to complete this entire process? thanks!""

""I am looking to get an 80' s mustang, v8, and possibly with a superchager on it. What would the insurance cost

be? what would be the difference between with a super and without one? I am 17 and it would be with my parents insurance. Thanks!

Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks

I have my driving test soon need insurance help im 17 could go on mums insurance but lowest quote is 1500?

and thats with a box in the car but lowest quote without box in lowest quote 3500 and lowest quote on my own insurance 4000 her car is a 1.4 54 plate fiesta on my own it would be a banger old car

How to reduce my car insurance?

Hey people, I'm 18, living with parents, just got my licence in the UK about 4 months ago. So I went out today and bought a 1.0 engine size KIA PICANTO. Heres the annoying part...we've been looking for insurance within our budget (realistically 1500p/a), All companies we've looked at have been giving us quotes of about 3500 which I find astonishing for a 1.0!! We've tried confused, admiral, churchill and compare the market. We've tried putting my parents as the main drivers and its still too expensive. Looks like pass plus is also useless! However, its the latest edition. It's a 2011 KIA picanto....do you think maybe if I returned the car and purchased something from 2004-05, insurance would drop to a reasonable rate? I do have loads of friends who managed to get car insurance below 1000!! Many thanks""

How much would it cost to rebuild my townhome ? an Insurance quote question.?

I am buying a townhome for 215K and it has a association which has insurance to covers outer part. As home owner I need H06 policy to take of interior and my personal property. I am closing next week and need to buy a home insurance and whenever I am getting quotes everyone is asking me what value you want for home replacing coverage to be. They are asking home much would it cost to rebuild my townhome, how would I know this. Here is the scenario: Its a PULTE built 2004 construction and was sold around 300K in 2004 for first owner, now since prices have come down I am getting the townhome for 215K.(3 bed, 2.5 bath,2 car garage,basement, 2 story,2000 Sft.), its in Chicago suburbs (Schaumburg IL). So how would I know how much would it cost me to rebuilt incase of a full fire damage to the home, since I own the land I can reconstruct I guess. Any approximate dollar amount as how much would it cost to rebuilt ?""

I need a list of affordable cars that look like a sports car but aren't considered one by insurance?

Or just a list of sports cars that tend to have lower insurance.

Car Insurance help???

I have just passed my test and am 17 I am hoping to get a car and i was just wondering what are the best cars for cheap insurance, well as cheap as it can get""

Who is the cheapest car insurance company for two cars?

One is a 1993 Ford Probe and the other is a 1994 Toyota Camry.

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

I want to name my new insurance company?

i want to name my new insurance company

Car insurance trying to be cheap on repairs?

I was recently in a car accident. The other driver T boned me and he's at fault. I have my car towed to a certified BMW repair shop. The insurance adjuster assessed my car and approve the repairs.I later found out that they are going to repair my car with piece meal parts from used car from a junk yard. Half a door and part of the frame will be welded. Is this acceptable? BMW said it will not fit there standards but it is what the insurance paid for. Is the insurance trying to cheat me or is this standard practice? Do I have any say on this? Should I get a lawyer?

Health Insurance in RI?

Im 25, married, with a 1 year old baby.Im trying to find a family health insurance plan for my family.The company that I work for offers health insurance but the rates are very high, I can not afford what they offer, however it is hard to find Health Insurance elsewhere because my employer does offer it.What are my options?(I live in RI.)""

Will my health insurance apply when i move?

I live in california and have really great health insurance that my mother pays for, but i am moving to missouri in january and am wondering if when i move my health insurance will still work? i don't know very much about this subject and if i'm not covered i'd like to begin looking for a job in which i can be. any help is great, thanks!""

Health insurance question?

Had COBRA insurance, terminating, looking for health insurance. One health insurance has turned me down. Am on SSDI and have a condition that needs outpatient surgery monthly. Anyone have any suggestions?""

What is the cheapest liability car insurance in the US?

What is the cheapest liability car insurance in the US?

Life and Health Insurance Exam- I have taken it like 5 times and not been able to pass it?

I have been doing this online course license2go.com, and it has a lot of good information but it seems like on the test, there is a lot of stuff I didn't ever see when taking the test. Is there any alternative way to getting a license? Like online? If not, what are some other good ways to study for it? Thanks""

I have my own health insurance. How will these proposed Healthcare reform measures affect me?

Am I going to have to pay more now?

Cost of insurance for 1998 Porsche Boxter?

Hi, I'm a high school student and I recently purchased my uncle's 1998 Porsche Boxter. However, I would like to know the cost of insuring this car. Please don't give me websites, I would actually like a figure without inputting a ton of information into an untrustworthy site. I'll give 10 points to the best answer. Information that may be useful: -high school student (first year of driving) -GPA: 4.0 -Drivers Ed: taken -Gender: male Thanks in advance for any helpful answers! If you don't know for sure, an estimate would be appreciated as well.""

About life insurance?

i am 35 year old and i have one daughter of 1 year.i want to take policy for myself and for my wife also.we both are in govt jobs.plz suggest me best policies

How much should i pay for old car insurance?

how much the cheapest insurance for old car? i have a used honda.

Cars cheap to insure for new drivers?

Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)""

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

How much will my insurance go up after a DUI??

I got a D.U.I. and i am going to get my license back soon and i am wondering how much my insurance will be compared to before.

Cheapest car insurance for 17 year old?

With full uk licence and as named driver or owning the vehicle. Does any remember what they were when they were 17.

Insurance for a 3 series BMW Convertable?

Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!

What are a few cars that are cheap to insure and cheap to run for a 17 year old?

Wanting to know 4 or 5 cars that you think are ideal for a 17 year to insure and be able to run?

Why did my health insurance raise 85%?

I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""

Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks

Where can I get an insurance quote?

I want to get an insurance quote on my car but every site I go to asks me for a lot of information such as address, name and other personal things. Is this how you have to do it? Or is there a site where you just type in your birthday and info about your car? I just want an approximate quote. I'm only 16 and would be insuring a 1974 Ford Mustang II with a v6. How much do you think that would be? Whats the best site for quotes?""

""25 years old new driver, no cheap insurance :(?

newly qualified driver but cant find any cheap car insurance for 1998 nissan micra :( no less than 3000 per annum. any suggestion. uk

How Much Is Car Insurance? Please Help?

Ok See im 16 and i have a 1990 Pontiac Firebird and I have a Junior License Year: 1990 Make: Pontiac Model: Firebird Trim: Engine: 6-Cylinder V-6 Trans: Auto Fuel: Gasoline Color: Black Interior: Grey Miles: 170000

""How much is a speeding ,no insurance,and without id ticket can cost in Augusta Georgia?""

my daughter was caught speeding,no license,no insurance,how much does the tickets total?""

How much does motorcycle insurance cost in the uk for a 18 year old?

Not the exact price, just roughly.and per month""

A question about car insurance?

I currently live in Minnesota, where the price for my auto insurance is around $910/6 months for the most basic insurance required by law, which is 30/60/10. In August, I am moving to North Dakota. I wanted to change my insurance to my North Dakota address, since their requirements are 25/50/25, and will cost me only half of what I am paying now. So my question is, do I have to change anything? Do I have to change my legal home address to North Dakota and get a North Dakota address, or can I keep my Minnesota address and license? I'll honestly do anything it takes, since I will be living in ND for four years and will probably end up making that my legal home eventually anyways, I just need to know if there is anything I need to do immediately so my car insurance is legal.""

How long do I have to wait to be able to buy car insurance?

My sister has been paying for car insurance because the car is hers. I want to buy a new car, so I need to pay insurance on my own. I've been driving for 1 year. The problem is I had 2 tickets: speeding and move-over violation. I think because of that, the insurance quote is very high, like $200/month. I wonder if I will be able to buy insurance with lower quote a couple years later or not, and during that time I will put my car under my sister's insurance. Thank you to people who give me answers!""

Does AAA have good auto insurance?

Does AAA have good auto insurance?

Private health insurance and medicaid?

My niece who is pregnant works full time and has private health insurance through work. Is she still eligible to get medicaid even though she already has insurance? I thought that if you were pregnant and low income, you'd automatically get medicaid. She makes $10 per hour, so I don't know if that will put her into the poverty level income. She has no other kids.""

How do I show proof of car insurance from USAA?

I'm new to buying a car and everything. I'm 19 and a soldier in the US Army. I started an account online with USAA, but have no physical documents. I plan on buying a car in a few weeks. When I go to the dealer and they ask me for proof of insurance. I haven't actually bought a policy from USAA yet. I only got a quote online and I was planning on calling USAA at the dealership and purchasing a policy over the phone. But how do I actually show the dealer my proof of insurance? Can I call USAA and buy a policy over the phone and then have them verify to the dealer that I have insurance? Can all this be done the way I'm planning to do it? Thanks!""

How much could motorcycle insurance be for a teen in California?

My mom has geico, how much could it possibly cost for insurance? and I'm also a good student, so can't I get the good student discount? and my mom also has a great driving record.""

Can someone give me a rough estimate?

I'd like to get a vr6 Vw gti as a first car. How much would insurance be ( roughly ) for a 16 yr old male? NO LINKS TO INSURANCE QUOTES!!!

Insurance after 1st DUI?

I recently received my first and last dui. I currently have USAA and pay about 60 a month for coverage. I am 31 years old and have a clean driving record. I had a tint violation when I moved to another state.There was no accident involved with the dui. Will USAA drop me? I do know I will need SR22 once my work permit gets approved.

How much $ does Geico Auto Insurance cover for car theft?

How much do these companys normally cover for auto theft? what % of the cars value?

Life Insurance?

Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?""

Is four wheel drive worth it for where I live concerning insurance costs?

I want a jeep cherokee as a first car and I cant decide between 4x4 and 2x4. My friend told me that four wheel drive will increace the car insurance. I already thought insurance was expensive, does anyone have any idea how much more this will increase insurance on average. Should I even get a 4x4? I'll be getting the car off craigslist so its not the cost of the vehicle that concerns me its all about the insurance. I live in florida so its not like ill be going through snow or anything i just thought it would be handy if I ever wanted to go off roading once or twice.""

How would insurance work in college?

When I go to college, how would I be able to receive insurance, to go to the Dentist or Doctor?""

How much did your car insurance go up when your teen began to drive?

How much did it rise? Did they get their own car or did they drive yours? Did they have a good student discount? Did they take drivers ed (and get a discount)? Are they a boy or a girl? Anything Else? Thanks... Just trying to figure out how much ours is going to go up

How much would it cost approximately to insure a commercial van in the UK?

For the purpose of a university business plan i need to know very approximately how much it would cost for a small company to insure a second hand van , sort of like this one http://vans.autotrader.co.uk/used-vans/mercedes-benz/vito/2006/at8a6ab63235e7d22b0135ee88617f51e1/mercedes-vito-109-cdi-long-air-conditioning-diesel - so a few year old , good condition aporx 50-100 thousand miles on it bought second hand for about 5-7K , i literally need to know what ball park w're talking , 500ish? 1000? more , less? I have no idea... thank you""

Do you have to get health insurance?

I'm a full time student with 16hour this Fall. Since my school work-study wait listed me I'm looking for other jobs but I can only do part time or I know I'll be too stressed plus my adviser told me to go only part-time except during summer. I just want to know ahead of time will I be required to get health insurance? I'm already covered on my mom's insurance and it's really good. I'd rather stay with hers. I should be able to work part time and stay on her insurance right? Or is it possible I'll be kicked off and forced to whatever the employer may offer me?

My car was wrecked and the insurance company paid to have it fixed. Now they have found something they missed?

After paying out around 12,000 to fix my car (body damage only, but new car so everything came from factory) we found out there is something else that needs to be fixed and because the car is so new and they don't make parts for it, whole transmission needs to be replaced, even though nothing it actually wrong with it. Now insurance wants to total my car. I have gap coverage and want to know my options if i would like to keep my car and have transmission fixed myself. At first insurance told me they would pay off car, I keep it and get settlement money, then they told me no settlement money, but I would get to keep car with salvage title and it would be paid off, now they are saying they r trying to make sure I can keep it at minimal cost to me . The lien holder says if the insurance pays it off, they (lien holder) will not allow me to keep the car. If the insurance pays for it, isn't it their option to allow me to keep the car or not? What are my options?""

How much does type of car vary the insurance rate?

I am 18 and am going to be licensed in about a month or so. I am thinking about buying a first car but I'm just wondering out of curiousity, how much would insuring a 2002 BMW cost more than let's say...a 2002-2004 Honda Civic? I'm looking at the civic but if they are in the same price range, I would rather buy the BMW. Yes, I know about the Honda gets 50 mpg and BMW will cost more to maintain, etc, etc but I'm just wondering, would BMW insurance cost a lot more for a old model?""

Can i insure my UK car with ROI insurance?

Hi, I am looking to insure my UK registered car with ROI insurance. I travel to and from Ireland but spend the majority of my time in Ireland. I would like to know which ROI insurance companies will insure my UK registered car and if the insurance would be valid for driving in the UK, if so, for how long ?""

""If you crashed your car into someones, how much would insurance pay out?""

Assuming the cost is 18,000, most of it being for injuries the other party claims to have (<1000 bucks in damage). How much would insurance pay and how much would i have to pay? No damage to my own car. No need for insurance after this because I dont think im going to drive again after hearing the cost. I cant call the insurance company unforunately. Do you think I would have to pay all of it? I had full coverage.""

Making 40k a yearm take home 2500 monthly after taxes and insurance. How much rent can I afford?

Can I afford 750 amonth making 40k a year? I have a car note of 300, cell phone, car insurance no credit card debt. It's really nice and I've looked it has black appliances, ...show more""

Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks

How much more expensive is car insurance for a sports car?

I know that car insurance for a sports car is more expensive. But HOW much more expensive? For example, my insurance will change from a 1998 Pontiac Grand Am 4-Door to a 1993 Pontiac Firebird sports car. How much of a difference, in numbers, will it be?""

Average cost of auto insurance for 21 year old male?

i know it changes with companies but i just wanting to kno a ball park estimate so i can budget accordingly

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

How much is insurance on a ninja 250?

i am going to buy one in the next few weeks. i have a clean driving record. no tickets. no wrecks. im 22 years old. i live in kentucky. how much is insurance and what company's are best to get a quote from?

2500???? Car Insurance!!!! HELP!?

I passed my driving test yesterday and have been looking for car insurance but the cost is crazy. 2500 I was quoted by Aviva and 3200 by my bank. I can only afford a car upto about 800, I'm never going to be able to pay that much. Do I go fully comp or the other one? (I don't even know what these mean). Does anybody have any advice? I could really do with it. Thanks in advance.""

""California to nevada, is insurance more?""

moving to nevada, is auto insurance more from CA to NV?""

What is some affordable/ good dental insurance?

What is some affordable/ good dental insurance?

Young Car Insurance?!?

Hi! I currently have a Peugeot 306 1.4 Meridian I'm 18 years of age, and my test is in a few days! I've been filling out forms on the internet, and phoning various different companies for quotes! The cheapest i have recieved so far is 4,800 for a thirdparty fire and theft cover! How, as a student am i supposed to get my hands on that type of money?! Its pathetic how we're expected to pay so much! Is there anybody out there, who can help me get a cheaper quote! I wouldn't mind if it was 2000 even, which is still a pathetic price for me to drive to college and back! Thanks in advance. Jamie""

Car insurance expired?

my insurance expired today, do i have to declare my car is off road while im trying to sell it. is there a time limit""

Named driver car insurance?

My dad purchased a car and added me as a named driver. I use the car whenever he doesn't use it but as a majority he covers more miles than I do, some weeks it's 50/50 usage others I use it not as much. My dad is the owner of the car and the policy holder. He received a call from the insurance people and because he said we use it 50/50 some weeks they have now given him 7 days left before they are going to cancel the insurance. He payed this in fully and is only 2 months in. He recieved no terms and conditions, are they aloud to do this? Please help as he is isn't clued up on this and we both need to use the car. We were told that we need separate insurance for the vehicle which seems ridiculous seen as that would be double the price and not make any sense. He has his own other vehicle which he uses for work and I only use the shared car when necessary. Thanks in advance for any help. Ryan""

Best insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

I'm looking into insurance sales as a career change. Which company would you recommend?

I have a strong background in sales, a college degree or 3, and a strong drive to succeed. However, with so many companies out there looking for agents, I'm having a hard time narrowing it down.""

Car insurance went DOWN after accident?

I was involved in a one vehicle accident and had a failure to control and hit a guardrail. I called today to get my insurance back and its lower ?? I thought it would go up? Also I ...show more

What's the best auto insurance you can get for a female under 25?

I had Liberty Mutual. I got a low premium because of my parents but when the taxes went up they totally jacked up my premium. Plus their customer service is TERRIBLE and they're grimy. So then I went to Progressive - One lady helped me get my policy, then I called them for another reason and another rep. said I didn't even get the best quote I could've gotten. I'm kind done with these brand name insurance companies. I was looking into one called Elephant insurance but I'm not sure if it's actually any good. Does anyone know anything about them? Is there any other company I can try? I'm 20, I turn 21 next month. I've never had an accident. And I don't know what my credit score is or if I even have one yet (I'm working on it.)""

Where can i locate Leaders speciality auto insurance?

Where can i locate Leaders speciality auto insurance?

If i report my car stolen will the insurance company ask for the keys?

My car was tolen... But i lost the keys to it. Does either the police or the insurance company ask for the keys?

How much is car insurance in schaumburg illinois?

How much is car insurance in schaumburg illinois?

""Affordable braces (Columbus, OH)?""

I'm wondering if anyone knows of any Orthodontists that will do braces within an affordable price range around Columbus, Ohio. I'm willing to travel out of city, not so much out of state. I have two kids that are in desperate need of braces, but I can't afford to get both of them done with the prices that most orthodontists have been giving me. One of my girlfriends told me that she got her son's braces done for about $1700, which AMAZED me. Unfortunately, that office is now closed. Does anyone know where I can get braces done without going out of the price range of about $3000 each? I'm willing to go higher, but with this economy, not much higher. Also, I do already have dental insurance.""

Medical Health Insurance Florida: Family Plans?

I am looking for affordable medical health insurance plans for my family. We live in Florida.

How do I help families not see life insurance?

How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.""

""How much would you have to make to own a $50,000 car?""

the question is what would your salary have to be to go to a dealership and buy a brand new car worth $55,000 car not owning a home, or having anyother bills to pay not even a cell phone??? and what would you figure your monthly payment to be, and insurance????""

Insurance on my phone?

I have had a phone that I bought from Radio shack. It is a no contract virgin mobile phone that I have had for about 6 months. But when I bought it, I didn't have enough money to buy the insurance. Is it too late to get it now?""

""I crashed my car and wrote it off, is it worth claiming on my car insurance?""

I was driving down the road and the rear tyre blew out which sent me accross the road into a tree then catapulted me into another tree into a ditch. The car is a write off! luckily i only have very bad whip lash and bruises. The car is only worth book price of 500 max, i have 4 years no claims. Is it worth claiming on the insurance or not I do have Fully comprehensive. Can i get anything for personal injury as i am unable to work at the moment. Not to mention i need to purchase a new car. Any help much appreciated.""

How much is my insurance going to go up?

I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!""

Can I get liability insurance from an insurance company and collision only from another ?

I went to Allstates and GEICO to get auto insurance the first gave me cheap liability and very expensive collision and the other is the opposite ,can I liability insurance ( bodily injury and property damage) from allstates and collision from GEICO ?""

Car damage from freeway road hazard. Will my rates go up if i fix thru insurance?

While driving on the freeway, a metal object from car in front of me fell and damaged the front of my car. Will my insurance raise my rates or negatively effect my insurance record if I go through insurance to get it fixed? I use Mercury insurance in California and I have standard collision coverage. Thanks

https://www.linkedin.com/pulse/question-compulsory-auto-insurance-cassiopeia-najera"

[boyumlaw]

Federal Estate Tax Reform: Will it impact your family?

Talks of tax reform are always ongoing in government. Currently, the federal estate tax, otherwise known as the death tax, has been placed on the chopping block. So, what will it mean for you and your family’s estate plan if the death tax is axed? Read on to discover how the federal estate tax is calculated and how likely it would be to impact your family if repealed.

What is the federal estate tax?

The federal estate tax is a tax on a person’s right to transfer property after death. This tax comes into play after a person dies and before his or her heirs inherit the assets left behind. Assets are everything the deceased owned or had an interest in at the time of their death, such as cash, real estate, insurance, business interests, trusts, and annuities. In order to calculate an individual’s federal estate tax, the fair market value of each asset is added together. The total value of the deceased’s assets is called the Gross Estate. Deductions are then made to the deceased’s Gross Estate total for things like mortgages, debts, estate administration costs, or property passed along to a spouse or charity. Lifetime taxable gifts are then added to the Gross Estate number. Finally, the IRS computes the tax and reduces it by the available unified credit.

What will the federal estate tax cost your heirs in inheritance?

In all likely-hood, the federal estate tax will not cost your heirs a penny of their potential inheritance. This is because the tax is applied based on the value of an individual’s assets. Individuals whose estate’s gross value assets and taxable gifts add up to less than $5,490,000 are not required to fill out an estate tax return so long as their estate is not overly complex. This means that unless your estate’s assets add up to more than $5,490,000 or involve jointly-held property or special deductions, your estate plan will not be effected by the potential repeal of the federal estate tax. Additionally, federal estate tax exemption increases with inflation, so the amount set for exemption typically increases from year to year.

Who will repealing the federal estate tax effect?

Since not all estates are required to pay the federal death tax toll, questions are raised as to who its repeal will effect. The obvious answer is only the wealthiest Americans and a few small businesses. It’s estimated that only 0.1 to 0.2 percent of estates are required to pay the federal estate tax. However, even though the percentage of estates paying the tax is small, the revenue generated isn’t. In fact, the Joint Committee of Taxation estimates repealing the tax would cost $269 billion over a decade. This, in turn, would cause more national debt, which would effect all U.S. citizens. However, before worrying too much about the effect repealing the estate tax could have, it’s important to remember that tax reforms are often talked about and rarely seen through. Despite being on the chopping block, the federal estate tax will probably stick around awhile longer.

More information about the federal estate tax can be found here on the IRS’ website.

          The post Federal Estate Tax Reform: Will it impact your family? appeared first on Boyum Law.

from Federal Estate Tax Reform: Will it impact your family?

[patriotsnet]

Which Republicans Voted Against The Tax Reform Bill

New Post has been published on https://www.patriotsnet.com/which-republicans-voted-against-the-tax-reform-bill/

Which Republicans Voted Against The Tax Reform Bill

An Affinity For Small Business

Petitioners ask Upton to vote against GOP tax reform bill

Passing a law that helped fuel increases in stock prices wasnt the only way Republicans enriched themselves. The new law also contained a 20 percent deduction for income from so-called pass-through businesses, a provision called the crown jewel of the act by the National Federation of Independent Businesses, a lobbying group.

Pass-throughs are single-owner businesses, partnerships, limited liability companies and special corporations called S-corps. Most real estate companies are organized as LLCs. Trump owns hundreds of them, and Public Integritys analysis found that 22 of the 47 members of the House and Senate tax-writing committees in 2017 were invested in them.

Pass-throughs can be found in any industry. They pay no corporate taxes and steer their profits as income to business owners or investors, who are taxed only once at their individual rates. Despite their favored treatment as a business vehicle, the 2017 tax act did them another favor: It allowed 20 percent to be deducted off the top of the pass-through income for tax purposes.

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Sign up for the Center for Public Integritys weekly Watchdog newsletter.

No doubt. Johnson, with his wife, held interests that year in four real estate or manufacturing LLCs worth between $6.2 million and $30.5 million, from which they received income that year between $250,000 and $2.1 million, according to his financial disclosure form.

Democrats Attack Republicans For Lack Of Transparency

At the Senate floor and on social media, Democrats criticized their Republican colleagues for lack of transparency. They pointed out that there wasnt enough time for them to read 479-page legislation with unreadable handwritten amendments.

Sen. Claire McCaskill of Missouri tweeted, This is so bad. We have just gotten list of amendments to be included in bill NOT from our R colleagues, but from lobbyists downtown. None of us have seen this list, but lobbyists have it. Need I say more? Disgusting. And we probably will not even be given time to read them.

Sen. Dick Durbin of Illinois also tweeted, Trying to review the #GOPTaxScam but they are making hand-written changes to brand new text as we speak can anyone else read this?

TAGS

What’s Wrong With The Status Quo

People on both sides of the political spectrum agree that the tax code should be simpler. Since 1986, the last time a major tax overhaul became law, the body of federal tax lawbroadly definedhas swollen from 26,000 to 70,000 pages, according to the House GOP’s 2016 reform proposal. American households and firms spent $409 billion and 8.9 billion hours completing their taxes in 2016, the Tax Foundation;estimates. Nearly three-quarters of respondents told Pew;four years ago, that they were bothered “some” or “a lot” by the complexity of the tax system.

The Pew Research Center reported in early April 2019 that there is a growing partisan divide over the perceived fairness of the tax system in America.

An even greater proportion;was;troubled by the feeling that some corporations and some wealthy people pay too little: 82% said so about corporations, while 79% said so about the wealthy. While the new tax law cuts a number of itemized deductions, most of the loopholes and giveaways;that were slated for repeal in earlier bills have been retained in some form.

The individual tax rate schedule, which Trump would have cut to three brackets, remains at seven. In other words, this legislation may do relatively little to simplify the tax code. The other issues that the Pew survey indicates that bother people the mosttaxes for wealthy individuals;and corporationsare likely to be exacerbated by the law.;

Don’t Miss: Who Is Better Republicans Or Democrats

Rep Elise Stefanik Of New York

She joined her New York GOP colleagues in opposing the bill due to the;changes made to the SALT deduction. The second-term congresswoman is head of recruitment for the;National Republican Congressional Committee. She is also a DCCC target. Trump;carried her upstate New York district by 14 points in 2016, and she was re-elected by 35 points. Inside Elections rates her race Solid Republican.;

Paul Ryan: ‘don’t Forget This Is A Big Tax Cut For Families As Well’

A day earlier, speaking on the House floor moments before the vote, Ryan said the legislation will “help hard-working Americans who have been left behind for too long.”

“Today, we are giving the people their money back,” he said, adding that a typical family would get a $2,059 tax cut next year.

Democrats opposed bill as a boon to the wealthy while offering little for the middle class, with House Minority Leader Nancy Pelosi, D-Calif., calling it “the worst bill to ever come to the floor of the House.”

There were a number of protesters in Congress on Tuesday, on both the House and Senate sides. Protesters interrupted the Senate’s final late night vote numerous times, at one point shouting, “Kill the bill. Don’t kill us.” One protester interrupted Ryan in the House when he was speaking.

The GOP bill lowers individual tax rates, including the top bracket to 37 percent from 39.6, while doubling the standard deduction and replacing personal exemptions with a $2,000 partly refundable child tax credit. It eliminates various deductions while limiting others on state and local taxes and mortgage interest. It also exempts larger inheritances from the estate tax, doubling the thresholds to $11 million for individuals and $22 million for married couples.

Congratulations to Paul Ryan, Kevin McCarthy, Kevin Brady, Steve Scalise, Cathy McMorris Rodgers and all great House Republicans who voted in favor of cutting your taxes!

Donald J. Trump

Benjy Sarlin is policy editor for NBC News.

Don’t Miss: How Many Republicans Are In The House And Senate

Rep Frank A Lobiondo Of New Jersey

A member of;the;moderate Tuesday Group, LoBiondo opposed the tax bill because of the;changes to the SALT deduction and said in a statement it would be detrimental to New Jersey residents. LoBiondo, who also opposed the GOP health care bill, recently announced he is not running for re-election, making his seat more vulnerable to a Democratic takeover. Trump;carried his 2nd District by nearly 7 points in 2016. The race is rated Leans Republican.

Rep Peter T King Of New York

King also voted no due to the SALT deduction changes, and he warned that passing the tax bill would cause Republicans to lose House seats next year. The 13-term congressman is a new DCCC target though Trump;carried his;2nd District by 9 points. One of the Democrats hoping to take on King, Tim Gomes, has loaned his campaign $1 million. Inside Elections rates the race Solid Republican.

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House Passes Massive Gop Tax Cuts

Its a victory for Trump and Ryan, though getting a bill through the Senate wont be easy.

House Republicans passed a $5.5 trillion tax bill Thursday, in a major step toward rewriting the nations tax code and providing a sorely needed legislative victory for President Donald Trump.

The bill passed 227-205, with 13 Republicans breaking with leadership to vote against the legislation. Not a single Democrat backed the bill, highlighting the sharp partisan split as the tax fight moves to the narrowly-divided Senate.

“This is about giving hardworking taxpayers bigger paychecks, more take-home pay… It’s about getting this economy to grow faster, so we get bigger wages, more jobs, and we put America in the driver’s seat in the global economy one again,” said Speaker Paul Ryan.

The legislation would slash the corporate tax rate to 20 percent starting next year, down from 35 percent. It sets the top small business rate at 25 percent for pass-through entities and also includes a far lower rate of 9 percent for some types of small businesses on the first $75,000 of profits.

For individuals, it axes a number of popular deductions, including the state and local tax deduction, medical expenses deduction and student loan deductions but would double the standard deduction and condense the seven tax brackets into four.

By KAITLYN BURTON

That’s why California Republicans Darrell Issa, Tom McClintock and Dana Rohrabacher all voted against the bill.

Student Loans And Tuition

Marco Rubio to vote against GOP tax reform bill

The House bill would have repealed;the deduction for student loan interest expenses and the exclusion from gross income and wages of qualified tuition reductions. The new law;left these breaks intact and allowed 529 plans to be used to fund K to 12 private school tuitionup to $10,000 per year, per child. Under the SECURE Act of 2019, the benefits of 529 plans were expanded, allowing plan holders to also withdraw a maximum lifetime amount of $10,000 per beneficiary penalty-free to pay down qualified student debt.

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Republican Tax Bill Moves Closer To Passage As Key Holdouts Come On Board

Bob Corker and Marco Rubio say they will vote in favor of $1.5tn bill

Donald Trump wants sign controversial legislation before Christmas

The GOPs $1.5tn tax reform bill is heading toward a final vote and possible victory before Christmas with support from key Republican holdouts who had raised concerns about the deficit and a child tax credit.

Bob Corker of Tennessee, a frequent critic of Donald Trump and the only Republican senator who voted against the legislation in the Senate, announced Friday that he would back a final version of the bill despite his concerns about the deficit. Corker said: I believe that this once-in-a-generation opportunity to make US businesses domestically more productive and internationally more competitive is one we should not miss.

Senator Marco Rubio, of Florida, also said he would back the bill, a day after he threatened to vote against it if lawmakers did not expand access to a child tax credit for lower-income families. He tweeted that the legislation would allow a higher percent of a child tax credit to be refundable, calling it a solid step toward broader reforms which are both Pro-Growth and Pro-Worker.

For far too long, Washington has ignored and left behind the American working class. Increasing the refundability of the Child Tax Credit from 55% to 70% is a solid step toward broader reforms which are both Pro-Growth and Pro-Worker.

Marco Rubio

Gop Members Most From High

House Republican leaders cheered passage of their sweeping tax overhaul Thursday, but;13;GOP lawmakers;bucked;their party and voted against the bill.;

All but one of them hailed from New York, New Jersey and California each a high-tax state. These lawmakers largely opposed the legislation because it;curtailed the state and local tax deduction,;also known as SALT. The measure caps the;deduction for property taxes at;$10,000 while eliminating the tax break for state and local income or sales taxes.;

Six of the lawmakers are in competitive races in 2018 based on ratings by Inside Elections with Nathan L. Gonzales.; Eleven of the 13 Republicans are being targeted by the Democratic Congressional Campaign Committee.

Here are the Republicans who voted against the tax bill:;

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Rep Dana Rohrabacher Of California

Rohrabacher told Roll Call before the vote that his vote would be determined by how his constituents would fare if the bill became law. He is one of the most vulnerable House members in 2018, in part because of his ties to Russia. He is a top DCCC target. Clinton;carried his 48th District by;2 points in 2016 while Rohrabacher won re-election to a 15th term by 17 points. Inside Elections rates the race Tilts Republican.

Sen Corker Is The Only Republican Who Voted Against The Tax Reform Bill

In the early hour on Saturday, the Senate voted 51-49 on the GOP tax reform bill. The only Republican who did not support the legislation was Senator Bob Corker of Tennessee.

On Tuesday, Sen. Corker voted yes on the tax plan, thereby passed the Senate Budget Committee. He supported it after reaching an agreement with the Senate leadership on a trigger mechanism to ensure fiscal responsibility.

However, during the final approval on the Senate floor, Sen. Corker remained concern about the deficit. He found out that the trigger he demanded would not pass Senates rules and would not be included in the legislation. He eventually voted against it.

In a statement, he explained, This is yet another tough vote. I am disappointed. I wanted to get to yes. But at the end of the day, I am not able to cast aside my fiscal concerns and vote for legislation that I believe, based on the information I currently have, could deepen the debt burden on future generations.

Sen. Corker fought to keep the tax legislation from worsening the countrys rapidly increasing $20 trillion debt.

Last month, the House of Representatives pass their version of the Tax Cuts and Jobs Act.; The two chambers will have a conference to reconcile bot legislation.

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Republicans Sprinting Toward Tax Cuts Deficits Be Damned

WASHINGTON House Republicans are moving closer to adopting the Senate budget this week, a significant step toward the GOPs ultimate goal of cutting taxes. But Republicans still havent settled many of the details in their tax proposal, even as they vote to increase the debt by $1.5 trillion.

The House is tentatively scheduled to vote Thursday on the Senates budget proposal, which is needed as a legislative vehicle to carry out tax reform by reconciliation a process that allows the Senate to pass a bill by a simple majority.

Yet the tax proposal remains in a paradoxical state: simultaneously written and unwritten. Republicans have a framework, they apparently have legislative text, but theyve left some major decisions undecided.

Weve been writing for the past year on this, House Ways and Means Committee Chairman Kevin Brady told HuffPost on Tuesday, while noting that Republicans are still making adjustments.

The tax bill clearly has some momentum right now, after the Senate approved its budget and House conservatives agreed to simply take the Senate language instead of trying to conference differences between the House and Senate.

One conservative lawmaker told HuffPost that members of the Freedom Caucus cut a deal with leadership, exchanging their votes on the budget to speed up the tax bills release by at least two weeks, possibly three weeks;so it will have a better chance.

Claims Made By The Administration

The Administration and its Council of Economic Advisors have made several claims in advocating the Act during 2017, including:

Reduction in corporate tax rates from 35 to 20%. Also, immediate full expensing of non-structure investments will increase GDP growth rates by 3 to 5 percentage points over the current baseline projections of around 2%. This could begin as early as 35 years from the tax cuts or further out in time. This projection excludes other tax cuts in the Act, such as those for individuals and pass-through entities, which may have additional GDP impact.

The mechanism for this increased growth is at higher business investment levels due to the additional after-tax income available.

Further, this GDP growth would represent an average $4,000 annual increase in wage and salary income for households.

President Trump and Treasury Secretary Mnuchin have stated the tax cuts would pay for themselves.

Trump economic advisor Gary Cohn stated that “The wealthy are not getting a tax cut under our plan” and that the plan would cut taxes for low- and middle-income households. Further, Trump stated that the tax plan “…was not good for .”

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State And Local Tax Deduction

The new law caps the deduction for state and local taxes at $10,000 through 2025. A number of Republican members of Congress representing high-tax states opposed;attempts to eliminate the deduction, as the Senate bill would have done.

The Senate bill was amended on Dec. 1, 2017, apparently to win Susan Collins’ support:

The Senate tax bill will include my SALT amendment to allow taxpayers to deduct up to $10,000 for state and local property taxes. Sen. Susan Collins Dec. 1, 2017

Gop Real Estate Owners Make Out Big

2 California Republicans vote no on tax reform bill | ABC7

Besides the laws benefits to real estate pass-throughs, real estate in general was hugely favored by the tax law, allowing property exchanges to avoid taxation, the deduction of new capital expenses in just one year versus longer depreciation schedules, and an exemption from limits on interest deductions.;

If you are a real estate developer, you never pay tax, said Ed Kleinbard, a former head of Congresss Joint Committee on Taxation.;

Members of Congress own a lot of real estate. Public Integritys review of financial disclosures found that 29 of the 47 GOP members of the committees responsible for the tax bill hold interests in real estate, including small rental businesses, LLCs, and massive real estate investment trusts , which pay dividends to investors. The tax bill allows REIT investors to deduct 20 percent from their dividends for tax purposes.;

Who We Are

The Center for Public Integrity is an independent, investigative newsroom that exposes betrayals of the public trust by powerful interests.

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A Major Step Forward For The Republican Tax Bill

The House on Thursday approved its legislation in a surprisingly drama-free vote. But hurdles await in the Senate.

House Republicans on Thursday approved legislation overhauling the U.S. tax code, slashing rates for corporations while more modestly cutting taxes for individuals, and scaling back a host of popular deductions and exemptions.

And they did it without so much as a hint of drama.

The party-line, 227-205 vote is a victory for President Trump and House Speaker Paul Ryan, who took a major step toward enacting their top domestic priority and salvaging what has been a lackluster first year of unified Republican power in Washington.

What was most surprising about Thursdays result, however, was how easy it was.

There was no last-minute arm-twisting or back-room buy offs, no desperate calls from the president to wavering lawmakers, no 11th-hour amendments. The vote occurred on schedule, and when Trump trekked to Capitol Hill for a final pep talk with GOP lawmakers on Thursday, his visit seemed oddly perfunctory. Just 13 Republicans voted against the measure, leaving a comfortable buffer for the party leadership even without a single vote from Democrats.

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Some Updated Answers On Plans For Freelance Filmmaker Business

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The funds will power not only institute production aid but also development support, a combination absent at the national level in Spain. The org also backs reciprocal minority, then majority co-production deals with the same foreign production partner. “This is common in Europe and Latin America, but unfortunately not in Spain,” Matamoros adds. Unfortunately, pubcaster TVC, Catalonia’s other film-financing pillar, is not enjoying such plenty. Spain’s double-dip recession slashed its co-production and pre-buy budget — for film, TV movies, documentaries, miniseries and animation — from $18.5 million in 2010 to $6.6 million in 2015, with a slight uptick to $7.2 million last year. “Subsidy regulation, Catalan and Spanish, doesn’t allow film production without an important TVC participation,” says Valérie Delpierre of Inicia Films. “TVC’s de-capitalization is a problem,” says Isona Passola at Massa d’Or Produccions. “The telecom levy, however, places us in an interesting position compared to the rest of Spain.” Catalonia’s incentive system is still a work in progress. Kicking in an Audiovisual Strategic Plan from a September subsidy round, new aid will target three production axes: “singular projects aimed at local audiences; more industry-driven projects for the global market; auteur-titles with a strong cultural heft,” says Francisco Vargas, director of the audiovisual area at ICEC. “We’re still supporting and bet on in-house fiction and out-of-house co-productions, although we are conscious there’s a need to increase the budgetary commitment,” says Oriol Sala-Patau, TVC head of fiction and cinema. Just how that could happen is another question. It seems unlikely that TVC will slash its head count as Catalonia is pushing for independence. One resort would be to share rights with independent producers, especially on TV production, allowing the latter to tap into investor tax deduction financing, channeled via the Economic Interest Group, says Carlos Fernández at Filmax Ent.

For the original version including any supplementary images or video, visit http://variety.com/2017/film/global/catalonia-film-community-rebounds-from-recession-1202438546/

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A while back, a bill was proposed to expand that deal to include music production: a 15 percent tax credit for production in New York City and a whopping 35 percent in upstate New York. That’s us! I did the math and reworked my recording plan. In December, I brought a group of musicians up from New York and New Jersey. Tax-wise, they become my Hudson Valley employees. We recorded in a Hudson Valley studio using Hudson Valley engineers. I put them up in Hudson Valley hotels and fed them Hudson Valley grub and vodka. I could have gotten a good studio deal in New Jersey and commuted every day, but that 35 percent tax credit was a great deal. And in a small measure, I was supporting local businesses. In April 2017 when my tax guy checked into it, we learned that the bill had been overwhelmingly passed by the state Assembly and Senate — and then vetoed by Gov. Andrew Cuomo. For what reason, only he knows. Seemed like everybody was OK with it. So why?

For the original version including any supplementary images or video, visit http://www.dailyfreeman.com/opinion/20170614/letter-gov-cuomo-missed-the-boat-on-tax-credits-for-music-production

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